2003年半年度报告全文（030826）.PDF

SHANGHAI PUDONG DEVELOPMENT BANK CO., LTD. SPDB 600000 500 12 200002 http://www.spdb.com.cn bdo@spdb.com.cn 1

12 021-63611226 021-63296188 021-63230807 shens2@spdb.com.cn yanggp@spdb.com.cn wangjb@spdb.com.cn http://www.sse.com.cn 1992 10 19 2003 4 29 3100001001236 31004413221158X 31004413221158X 146 10 15 2003 1 6 2002 1 6 922,590 1,019,596 748,801 769,706 656,835 721,828 541,442 555,449 663,583 721,828 540,327 555,449 2,250,870 1,019,596 1,552,720 769,706 2,266,176 1,019,596 1,568,027 769,706 5,390,782 6,145,404 3,549,500 4,141,676 15,306-15,306 - -10,072-1,663-1,531,630 2,033,165 1,169,506 5,160,572-3,476,895 3,476,897-6,608,153 6,608,153 1-10,072 2

2 3 2003/6/30 2002/6/30 2002/6/30 2001/6/30 2001/6/30 2003/6/30 ( ) ( ) ( ) 342,665,400 343,341,105 209,036,749 209,036,749 149,728,953 150,638,692 5.92 (%) 6.42 7.12 7.12 7.62 6.74 5.98 6.42 7.10 7.10 7.61 6.74 (%) 6.41 6.64 7.36 7.36 7.91 6.97 (%) 0.168 0.18 0.225 0.225 0.222 0.222 0.391 0.52 0.485 0.485 0.381 0.381 1 1 9 2003/6/30 2003/6/30 2002/6/30 2002/6/30 2001/12/31 2001/12/31 11,101,669 11,247,102 7,608,109 7,745,852 7,066,668 7,672,403 0.168 0.18 0.225 0.15 0.441 0.28 0.17 0.19 0.225 0.15 0.441 0.28 0.169 0.19 0.224 0.15 0.442 0.28 2.836 2.87 3.157 2.14 2.932 2.12 2.833 2.87 3.155 2.14 2.925 2.12 4,945,005 4,945,006 1,000,997 1,000,997 1,136 1,136 245,695 245,696 5,701,443 5,701,443 3

2003/6/30 2003/6/30 2002/12/31 2002/12/31 2001/12/31 2001/12/31 331,563,731 332,094,003 271,340,243 271,308,338 166,624,015 166,246,110 283,004,375 283,004,375 243,913,237 243,913,237 148,271,288 148,271,288 94,323,191 94,323,190 85,065,572 85,065,572 58,407,550 58,407,550 19,014,315 2,199,691 4,870,264 545,525 774,903 774,903 230,607,990 232,670,790 174,377,477 175,288,777 97,151,469 97,197,870 135,688,760 135,688,760 107,986,036 107,986,036 68,372,185 68,372,185 2,085,443 2,085,444 756,392 756,392 216,560 216,560 46,942,643 46,560,809 31,715,814 31,538,318 7,369,147 7,369,147 40,016,922 40,016,922 27,860,111 27,860,111 13,866,865 13,866,865 785,647 785,647 504,650 504,650 1,222,051 1,222,051 4,519,930 4,519,930 5,120,518 5,120,518 5,760,079 5,760,079 383,940 383,940 260,510 260,510 107,696 107,696 1 2 3 (1) % 2,250,870 20.28 21.73 0.575 0.582 2,266,176 20.41 21.88 0.579 0.586 656,835 5.92 6.34 0.168 0.17 663,583 5.98 6.41 0.169 0.172 2 % ( ) 1,019,596 9.07 9.39 0.26 0.26 1,019,596 9.07 9.39 0.26 0.26 721,828 6.42 6.64 0.18 0.19 721,828 6.42 6.64 0.18 0.19 4

2003/6/30 2002/12/31 2001/12/30 % 8 8.30 9.13 8.54 9.20 11.27 11.99 % % 25 42.91 40.58 39.34 41.42 47.49 47.02 60 62.13 78.33 90.24 91.65 115.77 139.27 75 64.19 62.55 58.95 65.41 62.03 67.83 85 71.99 61.73 51.67 43.49 42.03 39.59 120 154.09 109.20 74.11 83.28 123.61 128.45 % 60 17.80 17.17 15.93 17.58 21.09 16.39 4 0.68 0.38 0.00 0.51 0.29 0.21 % 8 1.52 1.69 1.65 1.47 1.09 1.48 % 100 2.34 0.93 0.00 0.00 0.00 0.00 % 15 2.66 3.11 3.38 5.53 7.57 8.11-99.85 97.90 96.96 95.33 94.99 93.8 10 5.88 6.37 7.36 8.19 9.56 9.98 50 40.45 40.82 43.25 53.68 60.62 63.04 1 = 2 = 3 = 4 = 5 = 6 = 3,615,000 2,685,037 1,122,775 316,990 37,664 7,960,476 300,000 2,184,359 656,835 3,141,194 3,915,000 4,869,396 1,122,775 316,990 694,499 11,101,670 : A 3 2 3,615,000 2,685,037 1,292,459 284,438 839,919 8,432,415 300,000 2,184,359 128,531-721,828 3,334,718 - - - - 520,031 520,031 3,915,000 4,869,396 1,420,990 284,438 1,041,716 11,247,102 : A 3 5

3 A 1 1,183,500 1,183,500 1,183,500 1,183,500 2 1,831,500 1,831,500 388,110 388,110 1,443,390 1,443,390 3 4 - - 3,015,000 3,015,000-1 600,000 300,000 300,000 900,000 2-3 - 4-600,000 900,000 3,615,000 300,000 3,915,000 265110 214 1 (%) 1 29850 7.62 2 25200 6.44 3 22950 5.86 4 ( ) 19050 4.87 5 7500 1.92 6 ( ) 7500 1.92 7 6150 1.57 6

8 ( ) 6000 1.53 9 6000 1.53 10 5745 1.48 1 2 3 ( ) 4 2003 1 4650 5 2003 4 2000 3 5 4650 1 10845 2 7230 3 2250 4 6000 2003 4 29 2002 Stephen Long( ) 19 6 60 2002.6.28-2005.6.27 57 2002.6.28-2005.6.27 53 2002.6.28-2005.6.27 Stephen Long 60 2003.4.29-2005.6.27 49 2003.4.29-2005.6.27 57 2002.6.28-2005.6.27 48 2002.6.28-2005.6.27 58 2002.6.28-2005.6.27 7

51 2002.6.28-2005.6.27 65 2002.6.28-2005.6.27 48 2003.4.29-2005.6.27 53 2002.6.28-2005.6.27 59 2002.6.28-2005.6.27 60 2002.6.28-2005.6.27 63 2003.4.29-2005.6.27 40 2003.4.29-2005.6.27 49 2002.6.28-2005.6.27 50 2002.6.28-2005.6.27 68 2003.4.29-2005.6.27 59 2002.6.28-2005.6.27 36 2002.6.28-2005.6.27 57 2002.6.28-2005.6.27 46 2002.6.28-2005.6.27 50 2002.6.28-2005.6.27 56 2002.6.28-2005.6.27 54 2002.6.28-2005.6.27 58 2002.6.28-2005.6.27 53 2002.6.28-2005.6.27 44 2002.6.28-2005.6.27 45 2002.6.28-2005.6.27 50 2002.6.28-2005.6.27 5,390,782 3,549,500 51.87 2,250,870 1,552,720 44.96 656,835 541,442 21.31-3,476,895-6,608,153-47.38 1 2 3 4 2 342,665,400 279,300,719 22.69 11,101,669 7,960,476 39.46 8

1 2 1 2 6 30 3426.65 633.65 18.49 % 2306.08 562.31 32.25% 2830.04 390.91 16.03% 53.91 9.23 1.74 23.23 % 6.57 1.15 21.31%. 111.02 0.168 2.836 5.92 % ( ) 4.43% 3.16%, 32 19 2 11 293 628 SAP SAP FI/CO 2002 50 7 2002 1000 308 9

1 21 293 1 12 449 13,246,863 2 50 1700 96,228,671 3 3 685 32,697,753 4 129 501 24,299,050 5 90 633 28,356,843 6 9 258 8,398,541 7 424 329 22,259,638 8 145 1 146 3,294,355 9 1012 305 19,365,292 10 21 404 16,197,552 11 504 159 5,840,058 12 232 5,710,032 13 203 46 1,119,808 14 9 D 187 10,349,186 15 30 221 12,532,457 16 3 140 10,878,469 17 165 154 15,285,168 18 98 1 85 4,928,214 19 3 95 10,081,333 20 158 83 6,736,810 21 8 71 1,412,342 22 53 57 1,820,812 22 293 6940-8,373,846 342,665,400 116 17 20 26 11 11 6 6 17 7 10 6 2 7 4 5 271 2 : 638,781 1,655,644 725,339 71,997 470,785 252,472 240,196 831,313 177,400 459,041 405,821 271,233 50,317 537,519 326,647 788,336 4,758 572,477 2,202 1,484,942 2,986 2,250,870 5,390,782 2,328,554 10

3 : 215,406,863 93.41 1 7,903,056 3.43 2 2,317,163 1.00 35 4,596,968 1.99 70 383,940 0.17 100 230,607,990 100.00 57.01 4 : 1000 1000 0.43% 900 900 0.39% 800 800 0.35% 800 800 0.35% 600 600 0.26% 600 600 0.26% 600 600 0.26% 560 560 0.24% 514 514 0.22% 500 500 0.22% 6360 514 6874 2.98% 5 20% 20% 6 819,709 131,961 7 ( ) 111,522,220 5.34 34,588,495 4.14 11

8 98 05 5.01 550,000 05.12 99 2.58-4.88 1,990,000 04.10-10.2 2000 2.45-3.5 2,720,000 05.06-10.9 2001 2.46-4.69 10,315,000 03.8-21.10 2002 1.9-2.93 7,857,000 04.5-12.7 2003 2.45-2.80 2,370,000 08.4-13.4 98 6.8 2,503,040 05.5 1.61-9.00 922,078 03.11-103.1 9 2,311,125 127,482 10 ( ) 114,874,796 0.68 68,646,136 1.91 8,650,861 0.38 16,174,564 1.78 11, 3.16% 2002 1.27 12 13 2003 6 30 2002 12 31 78,094,596 45,039,517 2,404,206 2,510,542 12

1,678,407 1,328,503 5,803,438 4,327,962 6,747,150 6,439,261 86,800 14 1 2 10 3 15 1 1999 9 23 4 10 39.55 2003 1 8 3 8.45 24.94 2 448,070 3,240 13

: 2003 6 30 2002 12 31 % 342,665,400 279,300,719 22.69 448,068 451,311-0.72 29,902,302 27,021,337 10.66 5,568,678 5,266,226 5.74 331,563,731 271,340,243 22.19 94,463,707 85,203,236 10.87 11,101,669 7,960,476 39.46 : 2003 6 30 2002 6 30 % 2,247,626 1,552,720 44.75 635,853 566,863 12.17 656,835 541,442 21.31 3450 3426 96.34% 3100 2830 59.15% 2200 2306 123.19%. 4% 3.16% 1 2 3 628 4 5 2002 12 30 14

2002 Stephen Long 2003 6 30 2003 9 30 3 A [2002]135 3 A 2003 1 8 8.45 2003 1 20 2003 4 29 2002 19 6 2002 2002 10 1 2003 6 20 2003 6 23 2003 6 27 2003 6 17 41 37,509.13 1 5519.20 15

5 : 2002 2002 240,000 2,364.39 240,000 4,284 ( ) 33,109 493 41,386 1,279 1 2 3 4 45 5 5 2002 2002 16

( ) ( ) ( ) ( ) ( ) 17

18

19 20 22 23 25 26 62 19

2003 936 2003 6 30 2003 1-6 2003 6 30 2003 1-6 146 2003 8 25 20

2003 6 30 2002 12 31 : 1 1 1,063,051,006.07 1,062,871,111.70 2 101,063,051,006.071,063,051,006.0-1,632,660.82 2 3 28,804,026,499.78 33,128,727,135.82 3 4 6,349,456,694.09 2,968,051,363.22 4 5 17,163,405,912.39 22,402,530,562.90 5 6 46,942,643,184.91 31,715,814,117.54 6 7 52,591,183.70 5,749,493.69 8 7 9 2,183,642,807.77 1,899,604,268.43 8 10 10,002,900,000.00 1,690,000,000.00 9 11 11,122,300,467.48 9,299,759,695.93 10 12 135,688,760,469.96 107,986,036,373.13 11 13 2,085,443,283.59 756,391,654.24 12 14 4,510,499,128.58 3,961,066,436.65 15 13 16 184,704,056.32 173,445,670.65 17 266,153,424,694.64 217,051,680,544.72 : 14 18 21,848,420,065.70 14,268,057,078.47 15 19 18,168,501,861.97 13,592,053,964.32 16 20 637,224,476.38 170,245,516.01 17 21 5,052,292,651.65 5,715,432,698.13 : 18 22 5,701,443,454.87 4,945,005,373.88 19 23 29,902,301,806.02 27,021,336,654.30 20 24 448,067,972.67 451,311,261.42 21 25 5,568,677,815.05 5,266,225,954.67 : 21 26 1,580,707,752.84 1,363,011,045.29 27 3,987,970,062.21 3,903,214,909.38 28 29 3,987,970,062.21 3,903,214,909.38 22 30 232,925,518.43 255,265,579.22 31 370,351.98-77,519.43 32 74,576,631,312.14 60,431,834,767.94 23 33 199,873,132.02 210,357,882.21 24 34 9,353,291.44 10,002,685.60 25 35 97,540,686.46 167,080,421.57 26 36 209,102,995.00 165,078,041.98 37 515,870,104.92 552,519,031.36 27 38 1,419,473,932.99 1,264,684,988.40 50 342,665,400,044.69 279,300,719,332.42 21

2003 6 30 2002 12 31 51 127,517,367,142.46 116,128,007,360.98 52 9,302,532,486.93 8,345,426,743.10 53 28 54 16,814,624,115.37 4,324,739,472.04 29 55 17,769,237,433.75 15,241,409,074.52 30 56 2,199,691,300.00 545,524,600.00 57 1,233,979,814.45 1,002,181,506.25 31 58 50,069,627,125.41 32,648,269,166.02 32 59 3,752,000,000.00 100,000,000.00 60 1,035,748,654.53 1,635,395,484.82 61 1,638,138,433.33 1,650,979,115.64 33 62 153,519,115.34 74,983,093.33 63 104,228,592.38 8,654,629.77 64 64,772,307.27 56,419,645.98 34 65 614,871,689.84 648,426,241.48 35 66 125,430,628.96 407,270,028.96 36 67 4,369,217,700.71 3,031,912,250.24 68-69 70 60,333,166.53 71 37 72 274,703,993.52 287,408,845.45 73 237,100,023,700.78 186,137,007,258.58 74 75,915,888,493.49 68,683,135,340.71 75 17,677,186,949.12 14,688,166,796.46 38 76 730,115,357.13 1,694,269,612.04 77 78 79 39 80 140,516,252.87 137,663,861.22 81 94,463,707,052.61 85,203,235,610.43 : 82 83 331,563,730,753.39 271,340,242,869.01 40 90 3,915,000,000.00 3,615,000,000.00 41 91 4,869,395,544.72 2,685,037,296.31 42 92 1,122,774,797.72 1,122,774,797.72 42 92-1 316,989,558.72 316,989,558.72 43 93 500,000,000.00 500,000,000.00 44 94 694,498,948.86 37,664,369.38 95 11,101,669,291.30 7,960,476,463.41 100 342,665,400,044.69 279,300,719,332.42 22

2003 1-6 2002 1-6 1 5,390,782,071.82 3,549,500,356.57 2 4,606,689,586.35 2,952,850,676.64 3 558,342,202.69 399,065,802.16 4 113,154,240.96 85,192,638.99 5 74,332,585.11 73,539,131.17 6 38,263,456.71 38,852,107.61 7 2,328,554,398.16 1,526,755,514.83 8 1,813,051,534.68 1,298,685,387.41 9 488,493,337.33 195,516,728.94 10 26,965,233.39 32,545,265.39 11 44,292.76 8,133.09 12 1,431,905,483.53 1,021,581,367.25 13 1,196,869,900.45 877,388,387.31 14 235,035,583.08 144,192,979.94 15 16 635,853,325.20 566,863,273.57 17 2,266,175,515.33 1,568,026,748.06 18 267,130,418.94 204,730,691.18 19 989,743.84 4,419,374.80 20 11,062,183.48 2,756,487.95 21 1,988,972,656.75 1,364,958,943.73 22 1,066,382,698.89 616,158,202.05 23 922,589,957.86 748,800,741.68 24 265,755,378.37 207,359,115.35 25 656,834,579.49 541,441,626.33 26 37,664,369.37 29,448,197.34 27 28 694,498,948.86 570,889,823.67 29-30 - 31-32 694,498,948.86 570,889,823.67 33 34-35 - 36 37 694,498,948.86 570,889,823.67 23

2003 1-6 2002 1-6 1 2 4,620,185,582.53 2,952,278,507.50 3 558,342,202.69 399,065,802.16 4 121,080,301.96 109,433,172.93 5 150,645,163.54 114,287,507.93 6 74,288,292.35 73,530,998.08 7-8,643,758.55 1,455,935.90 8 5,515,897,784.52 3,650,051,924.50 9 1,581,253,226.48 1,109,603,106.06 10 488,493,337.33 195,516,728.94 11 26,965,233.39 32,545,265.39 12 557,380,202.88 320,914,366.94 13 553,246,729.46 495,644,621.25 14 546,589,286.26 229,249,588.07 15 230,339,808.62 97,072,197.58 16 3,984,267,824.42 2,480,545,874.23 17 1,531,629,960.10 1,169,506,050.27 18 19-2,306,708,764.08-1,572,193,997.60 20-21 5,012,053,421.60-6,805,101,063.88 22-41,244,060,250.62-24,229,362,503.78 23-15,226,829,067.37-11,475,136,154.18 24 1,136,449.61 61,384.20 25-1,390,906,645.55 622,933,493.24 26-8,312,900,000.00 2,239,500,000.00 27-12,303,715.18-57,250,229.38 28 7,045,946.98 64,178,201.50 29-363,421,402.25 115,218,719.25 30-63,836,894,026.86-41,097,152,150.63 31 32 - -459,799,120.00 33 2,527,828,359.23 4,139,992,723.50 34 14,144,051,343.33 1,198,450,255.90 35 3,652,000,000.00 676,000,000.00 36 22,555,398,148.44 21,815,814,216.75 37 16,457,203,704.48 5,809,718,140.86 38 78,536,022.01 52,013,015.00 39-9,852,460.28 330,194,463.43 40 828,796,659.97 1,104,369,215.22 24

41 60,233,961,777.18 34,666,752,910.66 42-3,602,932,249.69-6,430,399,239.97 43-2,071,302,289.59-5,260,893,189.70-44 33,400,338.75 36,554,000.00 45 510,076,386.01 546,381,742.42 46 1,186,389,000.00 1,765,253,190.00 47 15,305,961.32 15,306,000.00 48 39,337,920.07 3,312,918.23 49 1,784,509,606.15 2,366,807,850.65 50 5,087,871,915.98 3,470,399,373.94 51 304,749,652.78 188,818,972.80 52-54,849,586.00 53 5,392,621,568.76 3,714,067,932.74 54-3,608,111,962.61-1,347,260,082.09-55 2,484,358,248.41 56-57 2,484,358,248.41 58-59 - 60 281,839,400.00 61 281,839,400.00 62 2,202,518,848.41 63 64-3,476,895,403.79-6,608,153,271.79 25

2003 1-6 2002 1-6 65 66 67 68 69 656,834,579.49 541,441,626.33 70 1,164,992.91 38,247,743.33 71 1,000,997,277.38 536,621,012.09 72 - -1,027,700.00 73 64,220,429.11 74 235,035,583.08 144,192,979.61 75 23,440,453.68 75,359,258.76 76 1,428,681.10-206,950.95 77-515,545,557.37-467,187,339.31 78 - - ( : ) 79-154,788,944.59 180,538,240.97 80 271,365,507.21 107,871,905.14 81-52,523,041.90-16,344,725.70 82-30,000,000.00 83 1,531,629,960.09 1,169,506,050.27 84 52 32,945,613,288.23 15,497,517,962.54 85 52 36,422,508,692.02 22,105,671,234.33 86-3,476,895,403.79-6,608,153,271.79 26

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65 66 67 68 69 70 105

: ( ) ( ),,, 64

2003-6-30 2002-12-31 1,063,051 1,062,872 11 28,804,026 33,128,727 12 5,614,613 10,347,319 13a 6,603,667 3,222,261 14 19,234,683 12,579,702 15 11,468,394 9,554,225, 13a 226,969,347 170,343,771 15 34,773,591 31,354,254 16 232,926 255,266 17 4,002,366 3,918,879 18 185,476 194,694 19 4,388,965 3,778,783 343,341,105 279,740,753 12 2,199,691 545,525 20 17,769,237 15,241,409 14 20,566,624 4,424,739 20 281,366,237 242,262,258 2,673,887 3,286,374 21 125,431 15,770 22 7,392,896 5,532,263 332,094,003 271,308,338 23 3,915,000 3,615,000 4,869,396 2,685,037 24 1,420,990 1,292,459 25 1,041,716 839,919 11,247,102 8,432,415 343,341,105 279,740,753 6 41 65

4 5,756,065 3,902,886 4 2,322,423 1,494,287 4 3,433,642 2,408,599 267,131 204,732 13b 1,000,997 536,621 2,165,514 1,667,246 5 85,579 52,647 6 196,285 51,715 7 80,510 101,883 2,527,888 1,873,491 8 608,882 385,332 8 653,886 510,477 8 245,524 207,976 8 1,508,292 1,103,785 1,019,596 769,706 9 297,768 214,257 721,828 555,449 ( ) 10 0.19 0.15 ( ) 10 0.19 0.15 6 41 66

23 3,615,000 2,410,000 23 300,000-23 3,915,000 2,410,000 2,685,037 3,890,037 23 2,184,359-4,869,396 3,890,037 24 1,292,459 462,333 24 128,531 73,064 24 1,420,990 535,397 839,919 910,033 721,828 555,449 24 (128,531) (73,064) 25a (391,500) (482,000) 1,041,716 910,418 11,247,102 7,745,852 6 41 67

26 (2,033,165) (5,160,572) (172,643) (239,470) (9,428) (1,977) (5,051,143) (3,446,740) - (54,850) 1,621,598 2,244,663 33,399 36,554 15,306 15,306 39,337 3,313 (122,678) (4,380) (3,646,252) (1,447,581) 2,484,359 - (281,839) - 2,202,520 - (3,476,897) (6,608,153) 36,422,509 22,105,671 32,945,612 15,497,518 1,063,051 892,607 15,485,694 8,230,271 6,349,457 2,555,445 3 4,140,450 2,259,591 3 5,906,960 1,559,604 32,945,612 15,497,518 6 41 68

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2. ( ),,,,, : 3.23% 19.4% 19.4% 32.33% 19.4%,,, 75

2 ( ),,,,,,,, 3 ( ) 76

3., 9.09% ( : 9.49%),,,, 2003-6-30 2002-12-31 2003-6-30 2002-12-31 % % % % % % 3,682 - - - 1,375,284 1 637,955 1 - - - - 758,286 30 734,209 39 138,414,966 40 119,795,637 43 2,699,324 61 2,574,632 59 270,321 11 265,747 14 21,223,215 6 23,286,427 8 232,173 5 176,044 4 438,014 17 298,012 16 42,116,189 12 31,323,978 11 492,787 11 525,828 12 245,866 10 186,128 10 30,671,047 9 20,611,516 7 367,484 8 386,949 9 160,336 6 107,610 6 17,655,080 5 13,573,657 5 31,352 1 36,896 1 651,383 26 281,785 15 91,885,324 27 70,511,583 25 597,648 14 668,490 15 2,527,888 100 1,873,491 100 343,341,105 100 279,740,753 100 4,420,768 100 4,368,839 100 4. : 4,620,169 2,952,851 616,633 406,694 503,957 528,035 15,306 15,306 5,756,065 3,902,886 : 1,880,118 1,298,685 442,305 195,602 2,322,423 1,494,287 3,433,642 2,408,599 77

5. 112,544 85,192 (26,965) (32,545) 85,579 52,647 6. 200,873 58,940 (4,588) (7,225) 196,285 51,715 7. 44,427 82,675 137 238 35,946 18,970 80,510 101,883 78

8. : 210,404 121,593 85,622 63,906 312,856 199,833 608,882 385,332 : 119,590 109,296 14,043 11,208 27,274 14,240 33,894 23,386 197,133 143,367 66,722 36,943 37,158 32,318 12,106 5,991 1,429 (207) 4,240 1,290 140,297 132,645 653,886 510,477 : 237,790 201,505 7,734 6,471 245,524 207,976 1,508,292 1,103,785 79

9. 421,555 287,816 /( ) (1,011) 15,504 (122,776) (89,063) 297,768 214,257 33% : 1,019,596 769,706 33% 336,467 254,003 /( ) : 2,525 2,525 /( ) (1,011) 15,504 113,621 75,463 (153,834)` (133,238) /( ) : 297,768 214,257 2003-6-30 2002-12-31 1,410,116 1,248,804 20,663 (5,515) (91,003) (24,584) 8,067 6,362 1,347,843 1,225,067 80

10. : ( ) 721,828 555,449 ( : ) 3,895,000 3,615,000 ( ) 0.19 0.15 ( ) 0.19 0.15 3,615,000 11. 2003-6-30 2002-12-31 15,485,694 22,117,103 13,268,839 10,945,125 49,493 66,499 28,804,026 33,128,727 6% 2% 81

12 2003-6-30 2002-12-31 1,840,133 3,429,989 3,774,480 6,917,330 5,614,613 10,347,319 : 1,800,000 500,000 399,691 45,525 13a 2,199,691 545,525, : 2003-6-30 2002-12-31 : 6,294,696 2,976,773 308,971 245,488 6,603,667 3,222,261 : 209,466,560 157,738,868 21,141,430 16,638,609 : 18,400 26,900 1,840,000 880,000 200,000-4,400 4,400 232,670,790 175,288,777 239,274,457 178,511,038 (5,701,443) (4,945,006) 233,573,014 173,566,032 82

13a, 2003-6-30 2002-12-31 : 88,715,115 69,111,952 62,224,176 49,041,050 32,703,412 24,663,569 2,085,444 756,392 381,834 177,496 46,560,809 31,538,318 232,670,790 175,288,777 13b. 2003-6-30 2002-12-31 4,945,006 4,223,661 (245,696) (473,942) 1,136 65,925 1,000,997 1,129,362 5,701,443 4,945,006 83

14. 2003-6-30 2002-12-31 : 8,831,783 10,889,702 10,002,900 1,690,000 400,000-19,234,683 12,579,702 : 16,814,624 4,324,739 3,752,000 100,000 20,566,624 4,424,739 15. 2003-6-30 2002-12-31 : 7,137,964 5,768,232 4,330,430 3,785,993 11,468,394 9,554,225, 34,325,522 30,902,943 15a 452,628 455,870 34,778,150 31,358,813 (4,559) (4,559) 34,773,591 31,354,254 46,241,985 40,908,479 84

15. ( ) 15a. 2003-6-30 2002-12-31 10% 84,325 87,567 16.5% 288,303 288,303 4.85% 80,000 80,000 452,628 455,870 3,277,000 ( : 100,000 ) 475,000 16. 2003-6-30 2002-12-31 255,266 624,226 122,678 192,840 (145,018) (561,800) 232,926 255,266 85

17. : 3,289,612 205,171 4,302 3,490,481 212,514 6,013 2,086 216,441 917,730 61,685 1,871 977,544 152,708 22,098 8,230 166,576 797,471 67,525 42,064 822,932 5,370,035 362,492 58,553 5,673,974 : 298,142 48,787-346,929 125,647 13,137 26 138,758 555,311 87,113 82 642,342 84,564 11,527 350 95,741 387,492 77,226 16,880 447,838 1,451,156 237,790 17,338 1,671,608 3,918,879 4,002,366,, 86

18. 129,216 1,758 10,912 2,514 117,548 20.5~26 33,750 7,270-1,257 39,763 44~45 31,119 - - 3,875 27,244 2.5~3.5 609 400-88 921 4~5 194,694 9,428 10,912 7,734 185,476 19. 2003-6-30 2002-12-31 531,957 494,524 19a 324,118 85,847 11,946 19,076 53,784 2,506 7,208 3,716 388,571 333,008 116,285 150,203 759,497 583,641 9,064 6,173 9 1,347,843 1,225,067 97,541 167,080 27 77,328 112,133 8 218 92,299 122,456 183,230 183,230 121,444 101,444 266,842 188,461 4,388,965 3,778,783 87

19. ( ) 19a. 90 90 90, 1,570,109 ( 1,573,277 ) 20 2003-6-30 2002-12-31 17,769,237 15,241,409 136,758,512 124,428,143 93,593,075 83,371,302 50,799,742 34,342,539 153,519 74,983 61,389 45,291 281,366,237 242,262,258 299,135,474 257,503,667 88

21 2003-6-30 2002-12-31 125,431 15,770 22. 2003-6-30 2002-12-31 1,233,980 970,307 1,589,159 1,426,231 104,229 8,655 64,772 56,420 246,557 287,399 614,872 648,426 27 147,653 166,808 3,391,674 1,968,017 7,392,896 5,532,263 89

23. (A ) 2002-1-1 ( ) - 789,000 258,740 962,260 1,221,000 2,010,000 400,000 2,410,000 ( ) - 789,000 258,740 962,260 1,221,000 2,010,000 400,000 2,410,000 ( ) - - - - - - - - ( ) - - - - - - - - 2002-6-30 ( ) - 789,000 258,740 962,260 1,221,000 2,010,000 400,000 2,410,000 ( ) - 789,000 258,740 962,260 1,221,000 2,010,000 400,000 2,410,000 ( ) - 394,500 129,370 481,130 610,500 1,005,000 200,000 1,205,000 ( ) - 394,500 129,370 481,130 610,500 1,005,000 200,000 1,205,000 2002-12-31 ( ) - 1,183,500 388,110 1,443,390 1,831,500 3,015,000 600,000 3,615,000 ( ) - 1,183,500 388,110 1,443,390 1,831,500 3,015,000 600,000 3,615,000 ( ) - - - - - - 300,000 300,000 ( ) - - - - - - 300,000 300,000 2003-6-30 ( ) - 1,183,500 388,110 1,443,390 1,831,500 3,015,000 900,000 3,915,000 ( ) - 1,183,500 388,110 1,443,390 1,831,500 3,015,000 900,000 3,915,000 [2002]135 A 3 8.45 2003 016 90

24. 306,426 155,907 - - 462,333 ( 24c) - - 73,064-73,064 306,426 155,907 73,064-535,397 ( 24d) 128,531 128,531-500,000 757,062 434,957 284,438 73,064 500,000 1,292,459 ( 24d) - - 128,531-128,531 434,957 284,438 201,595 500,000 1,420,990 24a., 10%, 50%, 25% 24b., 5% 10%,,,, 91

24c. 10% 10% 10% 10% 24d. 10% 10% 10% 25. 2,, 4 25a. 0.1 391,500 92

26. 2003-6-30 2002-6-30 721,828 555,449 : 245,524 207,976 1,000,997 536,621 (122,776) (89,063) ( )/ 1,429 (207) (15,306) (15,306) - (1,028) 6,966 2,406 / (2,306,708) (1,572,194) 4,071,920 (5,579,519) (6,221,268) 2,260,918 (1,914,169) 78,971 (57,626,573) (36,951,438) (551,033) 302,012 / - (459,799) 1,654,166 (428,325) 2,527,828 4,156,193 16,141,885 2,286,575 39,103,979 24,682,962 (612,487) 2,480,234 1,863,808 2,179,742 (3,175) 206,248 (2,033,165) (5,160,572) 93

27.,,,, : :,,, :,,,, 94

27. ( ) : 2003-6-30 1,489,932 17,385 17,385 472,994 41,671 41,671 691,272 1,679 11,192 / 60,735 70,248 : 879,888 605 57,839 323,431 15,988 19,566 / 16,593 77,405 77,328 147,653 : 2002-12-31 3,145,336 50,740 50,740 472,983 42,615 42,615 212,548 1,753 6,678 / 95,108 100,033 : 803,302 1,317 49,568 323,423 15,708 17,207 / 17,025 66,775 112,133 166,808 95

28. 2003-6-30 2002-12-31 78,094,596 45,039,517 2,404,206 2,510,542 7,481,845 5,656,465 6,747,150 6,439,261-86,800, 171,078 29. 2003-6-30 2002-12-31 : 1,775,000 1,775,000 7,687,097 6,235,268 30. 2003-6-30 2002-12-31 122,652 189,170 317,553 530,188 128,870 132,519 569,075 851,877 96

31. a),, :,,,, 2003-6-30 2002-12-31 % % :,,, 2,643,080 73,088 2,716,168 1 2,049,750 71,598 2,121,348 1 63,161,940 5,978,125 69,140,065 33 45,230,120 4,172,619 49,402,739 31 7,625,160 83,765 7,708,925 3 5,369,780 122,751 5,492,531 4 9,209,400 57,030 9,266,430 4 5,460,750 51,484 5,512,234 4 17,067,670 1,419,126 18,486,796 9 12,758,500 1,368,387 14,126,887 9, 32,727,290 2,671,797 35,399,087 17 20,152,540 799,660 20,952,200 13 11,260,851-11,260,851 5 3,191,490-3,191,490 2 25,854,830 1,054,350 26,909,180 13 21,626,970 824,326 22,451,296 14 13,680,010 165,544 13,845,554 7 4,871,700 55,871 4,927,571 3, 15,485,941 1,310,363 16,796,304 8 29,346,300 1,125,572 30,471,872 19 198,716,172 12,813,188 211,529,360 100 150,057,900 8,592,268 158,650,168 100 97

31. a), 2003-6-30 2002-12-31 % % 62,187,840 27 51,931,702 29 16,519,165 7 14,729,776 8 35,744,619 15 25,267,876 15 22,647,086 10 15,230,915 9 15,472,746 7 11,267,481 6 870,842 1 319,480 1 77,165,692 33 55,630,247 32 230,607,990 100 174,377,477 100, 947, 10%, 13%, 8%, 5%, 9%,,,, 5%, 5%,,, 98

31. b),,, 2003-6-30 2002-12-31 : 860 95 108 1,063 806 123 134 1,063 28,502 287 15 28,804 32,720 369 40 33,129 1,107 3,278 1,230 5,615 2,580 6,208 1,559 10,347 5,884 442 278 6,604 2,522 420 280 3,222 19,235 - - 19,235 12,580 - - 12,580 7,114 3,782 572 11,468 5,768 3,332 454 9,554, 214,317 11,704 948 226,969 161,942 7,903 499 170,344 34,542 232-34,774 31,271 83-31,354 4,241 77 71 4,389 3,670 79 30 3,779 315,802 19,897 3,222 338,921 253,859 18,517 2,996 275,372 : 1,800 397 3 2,200 500 46-546 15,798 1,860 111 17,769 13,335 1,793 113 15,241 20,567 - - 20,567 4,425 - - 4,425 263,710 15,439 2,217 281,366 225,735 14,692 1,835 242,262 2,524 127 23 2,674 3,189 78 19 3,286 125 - - 125 16 - - 16 4,944 2,068 381 7,393 3,112 1,997 423 5,532 309,468 19,891 2,735 332,094 250,312 18,606 2,390 271,308 99

31. ( ) c), : 2003-6-30 2002-12-31 % % : 859,691 1,063,051 81 806,380 1,062,872 76 21,140,665 21,141,430 100 16,637,154 16,638,609 100 198,716,172 211,529,360 94 150,057,900 158,650,168 95 28,501,564 28,804,026 99 32,720,400 33,128,727 99 1,106,750 5,614,613 20 2,579,910 10,347,319 25 5,883,768 6,603,667 89 2,522,594 3,222,262 78 19,234,683 19,234,683 100 12,579,702 12,579,702 100 275,443,293 293,990,830 217,904,040 235,629,659 : 8,559,607 9,302,534 92 7,717,202 8,345,427 92 13,898,491 17,677,187 79 10,896,945 14,688,167 74 122,703,338 127,455,978 96 112,236,401 116,082,717 97 71,302,880 75,915,888 94 64,606,163 68,683,134 94 1,800,000 2,199,691 82 500,000 545,525 92 15,798,376 17,769,237 89 13,334,809 15,241,409 87 20,566,624 20,566,624 100 4,424,739 4,424,739 100 254,629,316 270,887,139 213,716,259 228,011,118, : % 5.04 5.31 5.49 5.76 2.1 0.72 1.71 2.79 1.08 1.62 1.44 1.98 : 1.89 2.97 100

31. ( ) c) ( ), 30%, 10%, ( ) d), : 3 3 12 1 5 5 : - 1,063,051 - - - - 1,063,051-22,429,394 1,183,556 4,244,562 783,839 162,675 28,804,026 - - 5,099,863 477,250 37,500-5,614,613 254,210 6,349,457 - - - - 6,603,667-11,122,300 2,478,259 2,218,635 18,265,607 12,157,184 46,241,985 - - 17,265,927 1,968,756 - - 19,234,683, 2,365,879-37,403,590 155,737,882 17,356,402 14,105,594 226,969,347 12,783 197,433 1,246,365 2,180,259 1,025,037 4,147,856 8,809,733 2,632,872 41,161,635 64,677,560 166,827,344 37,468,385 30,573,309 343,341,105 : - - 997,305 1,202,386 - - 2,199,691-13,189,017 1,027,735 2,982,723 569,762-17,769,237 - - 16,778,376 3,788,248 - - 20,566,624-146,694,233 25,004,089 89,671,610 16,559,575 3,436,730 281,366,237-2,673,887 - - - - 2,673,887-125,431 - - - - 125,431-4,430,065 1,067,440 1,421,504 419,207 54,680 7,392,896-167,112,633 44,874,945 99,066,471 17,548,544 3,491,410 332,094,003 101

31. ( ) d) ( ), : 3 3 12 1 5 5 : - 1,062,872 - - - - 1,062,872-28,373,753 733,742 2,760,672 963,277 297,283 33,128,727 - - 7,498,072 2,796,747 52,500-10,347,319 254,567 2,967,694 - - - - 3,222,261 66 9,738,838 66,859 3,599,631 16,551,086 10,951,999 40,908,479 - - 8,895,287 3,684,415 - - 12,579,702, 2,801,821-31,661,680 110,066,807 13,212,291 12,601,172 170,343,771 137,530 1,450,247 784,582 900,778 1,014,247 3,860,238 8,147,622 3,193,984 43,593,404 49,640,222 123,809,050 31,793,401 27,710,692 279,740,753 : - - 545,525 - - - 545,525-9,076,672 4,916,852 1,037,094 1,528 209,263 15,241,409 - - 4,109,939 314,800 - - 4,424,739-137,014,411 16,240,832 61,105,440 21,321,428 6,580,147 242,262,258-3,286,374 - - - - 3,286,374-15,770 - - - - 15,770-3,644,694 606,757 876,296 360,174 44,342 5,532,263-153,037,921 26,419,905 63,333,630 21,683,130 6,833,752 271,308,338 e),,, 17,,, 102

31. ( ) e), 32 : : 2,364 1,322 ( ) 493 3,337, : 2003-6-30 2002-12-31 240,000 240,000 ( ) 33,109 41,386 : ( ) 5%, 5%, 103

33., 22.5% 34. 656,835 11,101,669 541,442 7,960,476 /( ) 97,006 217,064 20,905 511,557, (32,013) (71,631) (6,898) (39,618) 721,828 11,247,102 555,449 8,432,415 a) b) c) 35, 36, 37 104