Risk rating with effect from 0 November 0 自 0 年 月 0 日起的風險程度評級 Investment-Linked Fund Risk Rating 投資相連基金風險程度評級 AB - Global High Yield Portfolio 聯博 - 環球

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1 Investment-linked Fund Fact Sheet 投資相連基金概覽 As at [0 November 0] 截至 [0 年 月 0 日 ] In this Investment-linked Fund Fact Sheet, names of all Investmentlinked funds are the same as the names of the corresponding underlying funds, except the following Investment-linked funds which are internally managed by Aviva Life Insurance Company Limited ("Aviva"): Aviva Aggressive Fund, Aviva Balanced Fund and Aviva Conservative Fund. In this Investment-linked Fund Fact Sheet, all the below Underlying Funds of Investment-linked Fund Details and Investment-linked Fund Details are as at [0 November 0]. 在此投資相連基金概覽, 所有投資相連基金名稱乃相同於投資相連基金的相關基金名稱 以下三項由 Aviva Life Insurance CompanyLimited ("Aviva") 內部管理的投資相連基金則除外..包括 Aviva 進取基金,Aviva 平穩基金及 Aviva 保守基金 在此投資相連基金概覽, 以下所有投資相連基金的相關基金及投資相連基金資料截至 [0 年 月 0 日 ] Important Notes : 重要事項 : The investment-linked funds are available under the LifeTrack Assurance Series Investment-Linked Plan ("LifeTrack"). LifeTrack is an insurance contract issued by Aviva Life Insurance Company Limited ("Aviva") and your investments are subject to the credit risk of Aviva. However, this scheme is not available for new policy application and is not marketed to the public in Hong Kong now. 此等投資相連基金由 人生共步 儲蓄投資人壽系列 - 投資相連計劃 ( 人生共步 ) 提供 人生共步 是一項由 Aviva Life Insurance Company Limited ("Aviva") 承保的保險合約, 而您的投資需承受 Aviva 的信貸風險 此計劃現不適用於新的保單申請, 並不會在香港公開銷售 The premium you pay towards your policy will become and remain the assets of Aviva. You are not investing into the underlying funds and do not have any ownership or rights of the underlying funds or their assets. Your recourse is against Aviva only. Each underlying fund has its own investment objective and risk factors. 您對您的保單所支付的保費將成為及屬於 Aviva 的資產 您並非投資於相關基金及就相關基金或其資產並無任何權利或擁有權 如追討賠償, 閣下只可向 Aviva 追索 每項相關基金各具不同的投資目標和風險因素 Your policy value is calculated by Aviva with reference to 您的保單價值是 Aviva 參考相關基金表現的波幅而計算出 the fluctuations of the performances of the underlying 來 funds. Return on investment-linked funds under LifeTrack will be subject to the charges of LifeTrack and may be lower than the return of the underlying fund corresponding to the investment linked fund. 人生共步 內的投資相連基金的回報須受計劃的收費約束, 而回報可能低於對應的相關基金的回報 Should investors terminate this insurance contract 如投資者提早終止此人壽保險合約, 其投資及已繳付之保 early,they may suffer a substantial loss in their investments 費可能會蒙受重大損失 and premiums paid. Investment involves risk. Past performance is not 投資涉及風險 過往業績並不代表其將來表現 您不應單 indicative of future performance. You should not rely solely on this factsheet to select the investment-linked funds. For full details of LifeTrack including fees, charges 靠此概覽而選擇投資相連基金 有關 人生共步 包括收費及風險因素的詳情, 請參閱 人生共步 的主要推銷刊物及相關基金的發行章程以獲取進一步資料 and risk factors, please refer to the principal brochure of LifeTrack and the prospectus of the respective underlying funds for further information. This fund factsheet is issued by Aviva. 此基金概覽由 Aviva 發行

2 Risk rating with effect from 0 November 0 自 0 年 月 0 日起的風險程度評級 Investment-Linked Fund Risk Rating 投資相連基金風險程度評級 AB - Global High Yield Portfolio 聯博 - 環球高收益基金 Allianz Oriental Income Fund 安聯東方入息基金 Allianz Total Return Asian Equity Fund 安聯總回報亞洲股票基金 Aviva Aggressive Fund * Aviva 進取基金 * Aviva Balanced Fund * Aviva 平穩基金 * Aviva Conservative Fund * Aviva 保守基金 * Baring Eastern Europe Fund 霸菱東歐基金 Baring Hong Kong China Fund 霸菱香港中國基金 BGF Latin American Fund 貝萊德拉丁美洲基金 BGF New Energy Fund 貝萊德新能源基金 BGF US Basic Value Fund 貝萊德美國價值型基金 BGF World Financials Fund 貝萊德世界金融基金 BGF World Gold Fund 貝萊德世界黃金基金 BGF World Mining Fund 貝萊德世界礦業基金 Fidelity Funds - Asian Special Situations Fund 富達基金 - 亞洲特別機會基金 Fidelity Funds - China Focus Fund 富達基金 - 中國焦點基金 Fidelity Funds - Emerging Markets Fund 富達基金 - 新興市埸基金 Fidelity Funds - Euro Bond Fund 富達基金 - 歐元債券基金 Fidelity Funds - European Growth Fund 富達基金 - 歐洲增長基金 Fidelity Funds - India Focus Fund 富達基金 - 印度焦點基金 Fidelity Funds - Pacific Fund 富達基金 - 太平洋基金 Fidelity Funds - Taiwan Fund 富達基金 - 台灣基金 Fidelity Funds - US Dollar Bond Fund 富達基金 - 美元債券基金 *These investment-linked fund options(collectively, the "Affected Investment-Linked Funds", each the "Affected Investment-Linked Fund") are not available to all new investorsfrom February 0 (the Effective Date). 這些投資相連基金選擇 ( 受影響投資相連基金 ) 已於 0 年 月 日 ( 生效日期 ) 起, 停止接受新投資者的投資 The Affected Investment-Linked Funds continue to operate under LifeTrack after the Effective Date, but only to the extent that policyholders of LifeTrack with holdings in the Affected Investment-Linked Funds as at February 0 may continue to hold (provided that such holdings have never been reduced to ZERO after February 0) and make subsequent investments such as regular subscription and/or switching into the same Affected Investment- Linked Fund after February 0. 人生共步 中的受影響投資相連基金將會繼續營運, 但僅限於 人生共步 的保單持有人於 0 年 月 日之時仍繼續持有受影響投資相連基金 ( 及持有受影響投資相連基金的單位數量於 0 年 月 日之後從未減少至零 ), 才可於 0 年 月 日後繼續擁有相關投資及往後再作投資, 例如定期保費供款及 / 或轉換到相同的受影響投資相連基金

3 Investment-Linked Fund Risk Rating 投資相連基金風險程度評級 First State China Growth Fund 首域中國增長基金 First State Hong Kong Growth Fund 首域香港增長基金 Franklin Mutual Beacon Fund 富蘭克林互惠指標基金 Franklin U.S. Opportunities Fund 富蘭克林美國機會基金 Henderson Horizon Fund - Pan European Property Equities Fund 亨德森遠見基金 - 泛歐地產股票基金 Investec GSF Asian Equity Fund 天達 GSF 亞洲股票基金 Investec GSF Global Energy Fund 天達 GSF 環球能源基金 Investec GSF Global Equity Fund 天達 GSF 環球股票基金 Investec GSF Global Strategic Equity Fund 天達 GSF 環球策略股票基金 Investec GSF Global Strategic Managed Fund 天達 GSF 環球策略管理基金 Investec GSF Target Return Bond Fund 天達 GSF 目標回報債券基金 PARVEST Bond Best Selection World Emerging 法巴全球新興市場優選債券基金 PARVEST Equity World Materials 法巴全球商品物料股票基金 Schroder Hong Kong Money Market Fund 施羅德金融市場基金 Schroder ISF Asian Bond Absolute Return 施羅德環球基金系列 亞洲債券 Schroder ISF BRIC (Brazil, Russia, India, China) 施羅德環球基金系列 金磚四國 ( 巴西 俄羅斯 印度 中國 ) Schroder ISF Greater China 施羅德環球基金系列 大中華 Schroder ISF Hong Kong Equity 施羅德環球基金系列 香港股票 Templeton Asian Growth Fund 鄧普頓亞洲增長基金 Templeton European Fund 鄧普頓歐洲基金 Templeton Global Balanced Fund 鄧普頓環球均衡增長基金 Templeton Global Fund 鄧普頓環球美元基金 Source of Investment-Linked Fund Risk Rating: Morningstar Asia Limited. The above Investment-Linked Fund Risk Rating is for reference only and will be reviewed on a monthly basis. 投資相連基金風險程度評級的資料來源 : 晨星 ( 亞洲 ) 有限公司 以上投資相連基金風險程度評級僅供參考及按月評估 For more information about the basis of determination of the risk category, you may visit Morningstar Asia Limited website at 有關更多釐定風險類別的基準, 請瀏覽晨星 ( 亞洲 ) 有限公司網頁

4 AB - Global High Yield Portfolio Δ 聯博 - 環球高收益基金 Δ Investment-linked Fund Currency 投資相連基金貨幣 : USD, HKD 美元, 港元 The Investment-linked Fund Management Charge 投資相連基金的管理費 : 每年.00%p.a. Date 成立日期 : //00 The Portfolio seeks to produce high current income as well as overall total return by investing primarily in a portfolio of high yield debt securities of issuers located throughout the world, including the U.S. and emerging countries. The Portfolio invests in both U.S. dollar and non-u.s. dollar denominated securities. The Investment Manager utilizes the investment research of both its global fixed income and high yield teams. 本基金投資於世界各地 ( 包括美國和新興國家 ) 發行者發行的非投資級高收益債券組合, 以尋求高額現收益及總回報 本基金投資於以美元及非美元計值的證券 投資經理利用其環球固定收益及高收益隊伍的投資研究 The Underlying Fund of Investment-linked Fund Details *^ 投資相連基金的相關基金資料 *^ AllianceBernstein Hong Kong Limited US$,0. m US$. HK$. 相關基金經理聯博香港有限公司.0 億美元 單位資產淨值美元. 港元. Top 0 Holdings 持股最多之公司 Percentage 百份比 Brazil Notas do Tesouro Nacl 0.00%, /0/ - /0/. Turkey Govt Bond.0%, // 0. Turkey Govt Bond Series -Yr.00%, /0/ 0.0 Ivory Coast Govt Intl Bond.%, // 0. Colombian TES.00%, /0/ 0. FNMA Connecticut Ave.%, // 0. Mexican Bonos.0%, // 0. Turkey Govt Bond 0.0%, // 0. FNMA Connecticut Ave.0%, // 0. FNMA Connecticut Ave.%, 0// AB - Global High Yield Portfolio (Class A-USD) 聯博 - 環球高收益基金 (A 股 - 美元 ) Benchmark # 市場指標 # Percentage 百份比 United States 美國. Brazil 巴西.0 United Kingdom 英國. Luxembourg 盧森堡. Turkey 土耳其. Canada 加拿大.0 Argentina 阿根廷. France 法國. Colombia 哥倫比亞. 0 Other 其它.0 Percentage 百份比 High Yield 高息債券. Treasuries 國庫債券 0. CMOs 抵押按揭債務產品 0. Emerging Markets - Local Currency 新興市場 - 當地貨幣.0 Emerging Markets - Hard Currency 新興市場 - 強勢貨幣. Corporates - Investment Grade 公司債券 - 投資級別. Commercial Mortgage-Backed Securities 商業按揭抵押證券.0 Preferred Stock 優先股. Other 其他. Δ With effect from Feb 0, the english name of the investment option "Alliance Berstein" changed to AB. Δ 由 0 年 月 日起, 投資相連基金的英文名稱巳經由 "Alliance Bernstein" 更改為 "AB" A portfolio of ACMBernstein. AllianceBernstein is the trading name of this mutual investment fund (fonds commun de placement) organized under the laws of Luxembourg, while its legal name is ACMBernstein. ACMBernstein 旗下的一個投資組合 聯博 (AllianceBernstein) 是根據盧森堡法律組成的本互惠投資基金 (fonds commun de placement) 的營業名稱, 法定名稱為 ACMBernstein # Benchmark: Effective January 00, the blended benchmark for the fund has changed to % Barclays Capital High Yield Index % Constrained / % JP Morgan GBI-EM / % JP Morgan EMBI Global Index. The previous blended benchmark consisted of % BofA Merrill Lynch Global High Yield Index / % JP Morgan Emerging Markets Bond Index (EMBI) Global / % JP Morgan Emerging Markets Local Index (ELMI) Plus. The previous blended benchmark's historical performance returns through December 00 are linked to the new blended benchmark returns going forward from January 00. # 市場指標 : 由二零零八年一月一日起, 本基金的混合基準變更為 % 巴克萊資本高收益 % 限制指數 /% J.P. 摩根政府債券指數 新興市場 ( 當地貨幣 )/% J.P. 摩根環球新興市場債券指數 舊混合基準的構成為 % 美國銀行美林環球高收益指數 /% J.P. 摩根環球新興市場債券指數 /% J.P. 摩根新興市場當地擴充指數 直至二零零七年十二月三十一日止的舊混合基準歷史表現回報由二零零八年一月一日起以新混合基準的回報接續 * The underlying fund of AllianceBernstein - Global High Yield Portfolio is managed by AllianceBernstein L.P. and was launched on March 00. All data that relates to performance illustrate the historical performance of the underlying fund into which the investment-linked funds offered under the Investment-Linked Plan of LifeTrack Assurance Series are invested. The performance figures shown may not reflect the actual performance of the investment-linked fund. Likewise all holdings and breakdown shown relates to that of the underlying funds. The source of all non-specified information referred to above are provided by the specified Fund Manager. * 注意 : 聯博 - 環球高收益基金的相關基金由 AllianceBernstein L.P. 管理並於 00 年 月 日成立 上述資料顯示 人生共步 儲蓄投資人壽系列內投資相連計劃下投資相連基金所投資的相關基金的過往業績, 可能並不反映影子基金的實際表現及其持股及分佈 以上資料來源由指定基金經理提供 ^ Source: AllianceBernstein, in US dollar, NAV to NAV, dividend reinvested. ^ 資料來源 : 聯博, 以美元 資產淨值及股息再投資計算

5 Allianz Oriental Income Fund # 安聯東方入息基金 # Investment-linked Fund Currency 投資相連基金貨幣 : USD, HKD 美元, 港元 The Investment-linked Fund Management Charge 投資相連基金的管理費 : 每年.00%p.a. Date 成立日期 : //00 The Fund aims at long-term capital growth through investments in Asia Pacific equity and fixed income markets. 此基金透過投資於亞太區股票及固定收益市場, 以達致長期資本增值 The Underlying Fund of Investment-linked Fund Details #*^ 投資相連基金的相關基金資料 #*^ Allianz Global Investors Asia Pacific Limited US$ 0. m US$. HK$ 0.0 相關基金經理安聯環球投資亞太有限公司.0 億美元 單位資產淨值美元. 港元 0.0 Top 0 Holdings 持股最多之公司 Percentage 百份比 MAINFREIGHT LTD.0 EO TECHNICS CO LTD.0 KOH YOUNG TECHNOLOGY.0 AIFUL CORP.0 POYA INTERNATIONAL CO LTD.0 SANDS CHINA LTD.0 SONY CORP.00 ASPEED TECHNOLOGY INC.0 AVICHINA INDUSTRY & TECH-H.0 HUNEED TECHNOLOGIES Allianz Oriental Income 安聯東方入息基金 MSCI AC Asia Pacific Index 摩根士丹利綜合亞洲太平洋指數 Asset Allocation 資產分佈 0 Percentage 百份比 Japan 日本.0 Korea 韓國.0 Taiwan 台灣.0 Hong Kong 香港.0 New Zealand 新西蘭.0 China 中國.0 Australia 澳洲.0 Vietnam 越南.0 Singapore 新加坡.0 0 Pakistan 巴基斯坦.00 Others 其他.0 Liquidity 流動資金 0.0 Percentage 百份比 Equity 股票.00 Fixed Income 定息收益.0 Liquidity 流動資金 0.0 # With effect from July, 0, the English name of the investment-linked fund Allianz RCM Oriental Income Fund has been changed to Allianz Oriental Income Fund. # 由 0 年 月 日起, 投資相連基金的英文名稱已經由 Allianz RCM Oriental Income Fund 更改為 Allianz Oriental Income Fund * The underlying fund of Allianz Oriental Income Fund is managed by Allianz Global Investors Asia Pacific Limited and was launched on December 00. All data that relates to performance illustrate the historical performance of the underlying fund into which the investment-linked funds offered under the Investment-Linked Plan of LifeTrack Assurance Series are invested. The performance figures shown may not reflect the actual performance of the investment-linked fund. Likewise all holdings and breakdown shown relates to that of the underlying funds. The source of all non-specified information referred to above are provided by the specified Fund Manager. * 注意 : 安聯東方入息基金的相關基金由安聯環球投資亞太有限公司管理並於 00 年 月成立 上述資料顯示 人生共步 儲蓄投資人壽系列內投資相連計劃下投資相連基金所投資的相關基金的過往業績, 可能並不反映影子基金的實際表現及其持股及分佈 以上資料來源由指定基金經理提供 ^ Source: Allianz Global Investors Asia Pacific Limited, in US dollar, NAV to NAV, dividend reinvested. ^ 資料來源 : 安聯環球投資亞太有限公司, 以美元 資產淨值及股息再投資計算

6 Allianz Total Return Asian Equity Fund 安聯總回報亞洲股票基金 Investment-linked Fund Currency 投資相連基金貨幣 : USD, HKD 美元, 港元 The Investment-linked Fund Management Charge 投資相連基金的管理費 : 每年.00%p.a. Date 成立日期 : //00 The Fund aims at long-term capital growth and income, investing primarily in the equity markets in Korea, Taiwan, Thailand, Hong Kong, Malaysia, Indonesia, the Philippines, Singapore and China. 此基金主要投資於韓國 台灣 泰國 香港 馬來西亞 印尼 菲律賓 新加坡及中國股票市場, 以達致長期資本增值和收益 The Underlying Fund of Investment-linked Fund Details 投資相連基金的相關基金資料 Allianz Global Investors Asia Pacific Limited US$.0 m US$. HK$ 0. 相關基金經理安聯環球投資亞太有限公司.0 億美元 單位資產淨值美元. 港元 0. Top 0 Holdings 持股最多之公司 Percentage 百份比 ALIBABA GROUP HOLDING-SP ADR.0 TENCENT HOLDINGS LTD.0 PING AN INSURANCE GROUP.0 AIA GROUP LTD.0 SHINHAN FINANCIAL GROUP LTD.0 CENTRAL PATTANA PUB CO-FOREI.0 SHANGHAI INTERNATIONAL AIR-A.0 CHINA UNICOM HONG KONG LTD.0 LARGAN PRECISION CO LTD.0 SINGAPORE TELECOMMUNICATIONS Allianz Total Return Asian Equity 安聯總回報亞洲股票基金 Benchmark 市場指標 Percentage 百份比 China 中國.0 Korea 韓國.0 India 印度.0 Hong Kong 香港.0 Taiwan 台灣.0 Thailand 泰國.0 Philippines 菲律賓.0 Indonesia 印尼.0 Singapore 新加坡.00 0 Malaysia 馬來西亞.0 Others 其他.0 Liquidity 流動資金.00 Percentage 百份比 Financials 金融.0 IT 資訊科技.0 Industrials 工業.0 Telecom Services 電訊服務.0 Cons. Disc. 非主要消費.00 Real Estate 房地產.0 Healthcare 健康護理.0 Energy 能源.0 Utilities 公用事業.0 0 Cons. Staples 基本消費.0 Others 其他.0 Liquidity 流動資金.00 ^ Source: Allianz Global Investors Asia Pacific Limited, in US dollar, NAV to NAV, dividend reinvested. ^ 資料來源 : 安聯環球投資亞太有限公司, 以美元 資產淨值及股息再投資計算 * The underlying fund of Allianz Total Return Asian Equity Fund is managed by Allianz Global Investors Asia Pacific Limited and was launched on October 00. All data that relates to performance illustrate the historical performance of the underlying fund into which the investment-linked funds offered under the Investment-Linked Plan of LifeTrack Assurance Series are invested. The performance figures shown may not reflect the actual performance of the investment-linked fund. Likewise all holdings and breakdown shown relates to that of the underlying funds. The source of all non-specified information referred to above are provided by the specified Fund Manager. * 注意 : 安聯總回報亞洲股票基金的相關基金由安聯環球投資亞太有限公司管理並於 00 年 0 月成立 上述資料顯示 人生共步 儲蓄投資人壽系列內投資相連計劃下投資相連基金所投資的相關基金的過往業績, 可能並不反映影子基金的實際表現及其持股及分佈 以上資料來源由指定基金經理提供 # With effect from July, 0, the English name of the investment-linked fund Allianz RCM Total Return Asian Equity Fund has been changed to Allianz Total Return Asian Equity Fund. # 由 0 年 月 日起, 投資相連基金的英文名稱已經由 Allianz RCM Total Return Asian Equity Fund 更改為 Allianz Total Return Asian Equity Fund

7 Aviva Aggressive Fund Aviva 進取基金 Investment-linked Fund Currency 投資相連基金貨幣 : USD, HKD 美元, 港元 The Investment-linked Fund Management Charge 投資相連基金的管理費 : 每年.0%p.a. Date 成立日期 : /00 A global balanced fund which invests up to 0% of funds in US$ and HK$ bond fund(s), and up to 0% of funds in global equity fund(s) to achieve an enhanced, longer term performance for the investor who is comfortable with higher short term volatility. 高達 0% 資金投資於美元債券基金及港元債券基金, 及高達 0% 資金投資於環球股票基金 此基金適合欲以獲取長遠的利益, 且願意承受股票市場波動的投資者 Schroder Investment Management (HK) Ltd HK$. m US$. HK$ 0.0 相關基金經理施羅德投資管理 ( 香港 ) 有限公司 萬港元 單位資產淨值美元. 港元 0.0 Top 0 Holdings 持股最多之公司 Percentage 百份比 AIA Group.0 Alphabet. Tencent Holdings. Citigroup. Alibaba Group Holding. HSBC Holdings. Comcast. Amazon.com. Apple. JP Morgan Chase Aviva Aggressive Fund Aviva 進取基金 Benchmark 市場指標 Percentage 百份比 US Equity 美國股票. Hong Kong Equity 香港股票. European Equity 歐洲股票. Japanese Equity 日本股票. Pacific ex Japan Equity 太平洋 ( 日本除外 ) 股票.0 Other Equities 其他股票 0. USD Bonds 美元債券. HKD Bonds 港元債券. Cash 現金. 0 CNH Bonds CNH Bonds 0.0 MXN Bonds MXN Bonds 0.0 BRL Bond BRL Bond 0.0 Percentage 百份比 Consumer Goods / Services Equities 服務 / 消費品股. Corporate / Other Bonds 企業 / 其他債券. Corporate Bonds 企業債券. Covered Bonds 有擔保債券 0.0 Financial Equities 金融股.0 Floating Rate Notes 浮息票據 0. Government Bonds 政府債券. Industrials / Materials Equities 工業製造 / 原料股. IT Equities 資訊科技股. 0 Mortgage Back Securities 物業按揭支持証券 0. Treasury / Sovereign Bonds 國庫券.0 Utilities / Energy / Resources Equities 公用事務 / 能源 / 資源股. Not Classified 未分類. Cash 現金. Schroder Funds / Real Estate Schroder Funds / 房地產 0. ^ Source: Schroders Investment Management (HK) Ltd. Returns quoted are based on NAV-NAV in HKD, gross income reinvested. ^ 資料來源 : 施羅德投資管理 ( 香港 ) 有限公司 回報率是以資產淨值 ( 港元 ) 計算, 其收益用於再投資 * Inception date: December 00 is the first investment date of Aviva Aggressive Fund. * 設立日期 :00 年 月 日為 Aviva 進取基金進行投資的首日日期 # Benchmark:.00 % Barclays US Aggregate Index +.0 % FTSE Hong Kong +.00 % HKD -month HIBOR +.0 % HSBC stock price return (listed in HK) +.00 % MSCI World (NDR) ( since 0 June 00) # 市場指標 :.00 % Barclays US Aggregate Index +.0 % FTSE Hong Kong +.00 % HKD -month HIBOR +.0 % HSBC stock price return (listed in HK) +.00 % MSCI World (NDR) ( 成立日期 : 0 June 00) The investment options available under the Investment-Linked Assurance Scheme can have very different features and risk profiles. Some may be of high risk. Please read the principal brochure and the offering document of the investment-linked funds involved for details. 在投資有關的人壽保險計劃的投資選擇中, 可以有不同的特點及風險程度 其中有可能是的 請詳閱產品冊子及銷售文件中的投資相連基金的資料 Aviva Agressive Fund (Affected Investment-Linked Fund) is not available to all new investors from February 0 (the Effective Date). The Affected Investment-Linked Fund continues to operate under LifeTrack after the Effective Date, but only to the extent that policyholders of LifeTrack with holdings in the Affected Investment-Linked Fund as at February 0 may continue to hold(provided that such holdings have never been reduced to ZERO after February 0) and make subsequent investments such as regular subscription and/or switching into the same Affected Investment-Linked Fund after February 0. Aviva 進取基金 ( 受影響投資相連基金 ) 已於 0 年 月 日 ( 生效日期 ) 起, 停止接受新投資者的投資 人生共步 中的受影響投資相連基金將會繼續營運, 但僅限於 人生共步 的保單持有人於 0 年 月 日之時仍繼續持有受影響投資相連基金 ( 及持有受影響投資相連基金的單位數量於 0 年 月 日之後從未減少至零 ), 才可於 0 年 月 日後繼續擁有相關投資及往後再作投資, 例如定期保費供款及 / 或轉換到相同的受影響投資相連基金

8 Aviva Balanced Fund Aviva 平穩基金 Investment-linked Fund Currency 投資相連基金貨幣 : USD, HKD 美元, 港元 The Investment-linked Fund Management Charge 投資相連基金的管理費 : 每年.0%p.a. Date 成立日期 : /00 A global balanced fund which invests up to 0% of funds in US$ and HK$ bond fund(s), and up to 0% of funds in global equity fund(s) to achieve an enhanced, longer term performance for the investor who is comfortable with higher short term volatility. 高達 0% 資金投資於美元債券基金及港元債券基金, 及高達 0% 資金投資於環球股票基金 此基金適合欲以獲取長遠的利益, 且願意承受股票市場波動的投資者 Schroder Investment Management (HK) Ltd HK$.0 m US$. HK$. 相關基金經理施羅德投資管理 ( 香港 ) 有限公司 0 萬港元 單位資產淨值美元. 港元. Top 0 Holdings 持股最多之公司 Percentage 百份比 AIA Group. Alphabet. Citigroup. Tencent Holdings.0 Hong Kong Government Bond.% /0/0 0. Hong Kong Government Bond 0.% /0/0 0. Comcast 0. Alibaba Group Holding 0. HSBC Holdings 0. Amazon.com Aviva Balanced Fund Aviva 平穩基金 Benchmark 市場指標 Percentage 百份比 US Equity 美國股票. Hong Kong Equity 香港股票. European Equity 歐洲股票. Japanese Equity 日本股票.0 Pacific ex Japan Equity 太平洋 ( 日本除外 ) 股票.0 Other Equities 其他股票 0. USD Bonds 美元債券. HKD Bonds 港元債券.0 Cash 現金. 0 CNH Bonds CNH Bonds 0. MXN Bonds MXN Bonds 0. BRL Bond BRL Bond 0. Percentage 百份比 Consumer Goods / Services Equities 服務 / 消費品股.0 Corporate / Other Bonds 企業 / 其他債券. Corporate Bonds 企業債券.0 Covered Bonds 有擔保債券 0. Financial Equities 金融股. Floating Rate Notes 浮息票據. Government Bonds 政府債券. Industrials / Materials Equities 工業製造 / 原料股. IT Equities 資訊科技股.0 0 Mortgage Back Securities 物業按揭支持証券. Treasury / Sovereign Bonds 國庫券. Utilities / Energy / Resources Equities 公用事務 / 能源 / 資源股. Not Classified 未分類 0. Cash 現金. Schroder Funds / Real Estate Schroder Funds / 房地產 0. ^ Source: Schroders Investment Management (HK) Ltd. Returns quoted are based on NAV-NAV in HKD, gross income reinvested. ^ 資料來源 : 施羅德投資管理 ( 香港 ) 有限公司 回報率是以資產淨值 ( 港元 ) 計算, 其收益用於再投資 * Inception date: December 00 is the first investment date of Aviva Balanced Fund. * 設立日期 :00 年 月 日為 Aviva 平穩基金進行投資的首日日期 # Benchmark: 0.00 % Barclays US Aggregate Index +.0 % FTSE Hong Kong % HKD -month HIBOR +.0 % HSBC stock price return (listed in HK) +.00 % MSCI World (NDR) ( since 0 June 00) # 市場指標 : 0.00 % Barclays US Aggregate Index +.0 % FTSE Hong Kong % HKD -month HIBOR +.0 % HSBC stock price return (listed in HK) +.00 % MSCI World (NDR) ( 成立日期 : 0 June 00) The investment options available under the Investment-Linked Assurance Scheme can have very different features and risk profiles. Some may be of high risk. Please read the principal brochure and the offering document of the investment-linked funds involved for details. 在投資有關的人壽保險計劃的投資選擇中, 可以有不同的特點及風險程度 其中有可能是的 請詳閱產品冊子及銷售文件中的投資相連基金的資料 Aviva Balanced Fund (Affected Investment-Linked Fund) is not available to all new investors from February 0 (the Effective Date). The Affected Investment-Linked Fund continues to operate under LifeTrack after the Effective Date, but only to the extent that policyholders of LifeTrack with holdings in the Affected Investment-Linked Fund as at February 0 may continue to hold(provided that such holdings have never been reduced to ZERO after February 0) and make subsequent investments such as regular subscription and/or switching into the same Affected Investment-Linked Fund after February 0. Aviva 平穩基金 ( 受影響投資相連基金 ) 已於 0 年 月 日 ( 生效日期 ) 起, 停止接受新投資者的投資 人生共步 中的受影響投資相連基金將會繼續營運, 但僅限於 人生共步 的保單持有人於 0 年 月 日之時仍繼續持有受影響投資相連基金 ( 及持有受影響投資相連基金的單位數量於 0 年 月 日之後從未減少至零 ), 才可於 0 年 月 日後繼續擁有相關投資及往後再作投資, 例如定期保費供款及 / 或轉換到相同的受影響投資相連基金

9 Aviva Conservative Fund Aviva 保守基金 Investment-linked Fund Currency 投資相連基金貨幣 : USD, HKD 美元, 港元 The Investment-linked Fund Management Charge 投資相連基金的管理費 : 每年.0%p.a. Date 成立日期 : /00 A global balanced fund which invests up to 0% of funds in US$ and HK$ bond fund(s), and up to 0% of funds in global equity fund(s) to achieve a low risk and stable returns. 國際平穩基金 為求達致及穩定回報, 本基金投資於美元債券基金及港元債券基金高達 0%, 及高達 0% 投資於環球股票基金 Schroder Investment Management (HK) Ltd HK$.0 m US$.00 HK$. 相關基金經理施羅德投資管理 ( 香港 ) 有限公司 0 萬港元 單位資產淨值美元.00 港元. Top 0 Holdings 持股最多之公司 Percentage 百份比 Hong Kong Government Bond.% /0/0. Hong Kong Government Bond 0.% /0/0. Hong Kong Government Bond.% 0/0/0. Hong Kong Government Bond.% 0//0.0 Hong Kong Government Bond.% //0 0. United States Treasury Note/Bond 0.% /0/0 0. United States Treasury Note/Bond.% /0/0 0. Hong Kong Government Bond 0.% /0/0 0. Alphabet 0. Hong Kong Government Bond.% /0/ Aviva Conservative Fund Aviva 保守基金 Benchmark 市場指標 Percentage 百份比 US Equity 美國股票. Hong Kong Equity 香港股票.0 European Equity 歐洲股票. Japanese Equity 日本股票. Pacific ex Japan Equity 太平洋 ( 日本除外 ) 股票. Other Equities 其他股票 0. USD Bonds 美元債券. HKD Bonds 港元債券. Cash 現金. 0 CNH Bonds CNH Bonds 0. MXN Bonds MXN Bonds 0. BRL Bond BRL Bond 0. Percentage 百份比 Consumer Goods / Services Equities 服務 / 消費品股. Corporate / Other Bonds 企業 / 其他債券. Corporate Bonds 企業債券. Covered Bonds 有擔保債券 0. Financial Equities 金融股. Floating Rate Notes 浮息票據. Government Bonds 政府債券. Industrials / Materials Equities 工業製造 / 原料股.0 IT Equities 資訊科技股. 0 Mortgage Back Securities 物業按揭支持証券. Treasury / Sovereign Bonds 國庫券.0 Utilities / Energy / Resources Equities 公用事務 / 能源 / 資源股. Not Classified 未分類 0. Cash 現金. Schroder Funds / Real Estate Schroder Funds / 房地產 0. ^ Source: Schroders Investment Management (HK) Ltd. Returns quoted are based on NAV-NAV in HKD, gross income reinvested. ^ 資料來源 : 施羅德投資管理 ( 香港 ) 有限公司 回報率是以資產淨值 ( 港元 ) 計算, 其收益用於再投資 * Inception date: December 00 is the first investment date of Aviva Conservative Fund. * 設立日期 :00 年 月 日為 Aviva 保守基金進行投資的首日日期 # Benchmark:.00 % Barclays US Aggregate Index +.0 % FTSE Hong Kong +.00 % HKD -month HIBOR % HSBC stock price return (listed in HK) +.00 % MSCI World (NDR) ( since 0 June 00) # 市場指標 :.00 % Barclays US Aggregate Index +.0 % FTSE Hong Kong +.00 % HKD -month HIBOR % HSBC stock price return (listed in HK) +.00 % MSCI World (NDR) ( 成立日期 : 0 June 00) The investment options available under the Investment-Linked Assurance Scheme can have very different features and risk profiles. Some may be of high risk. Please read the principal brochure and the offering document of the investment-linked funds involved for details. w 在投資有關的人壽保險計劃的投資選擇中, 可以有不同的特點及風險程度 其中有可能是的 請詳閱產品冊子及銷售文件中的投資相連基金的資料 Aviva Conservative Fund (Affected Investment-Linked Fund) is not available to all new investors from February 0 (the Effective Date). The Affected Investment-Linked Fund continues to operate under LifeTrack after the Effective Date, but only to the extent that policyholders of LifeTrack with holdings in the Affected Investment-Linked Fund as at February 0 may continue to hold(provided that such holdings have never been reduced to ZERO after February 0) and make subsequent investments such as regular subscription and/or switching into the same Affected Investment-Linked Fund after February 0. Aviva 保守基金 ( 受影響投資相連基金 ) 已於 0 年 月 日 ( 生效日期 ) 起, 停止接受新投資者的投資 人生共步 中的受影響投資相連基金將會繼續營運, 但僅限於 人生共步 的保單持有人於 0 年 月 日之時仍繼續持有受影響投資相連基金 ( 及持有受影響投資相連基金的單位數量於 0 年 月 日之後從未減少至零 ), 才可於 0 年 月 日後繼續擁有相關投資及往後再作投資, 例如定期保費供款及 / 或轉換到相同的受影響投資相連基金

10 Baring Eastern Europe Fund 霸菱東歐基金 Investment-linked Fund Currency 投資相連基金貨幣 : USD, HKD 美元, 港元 The Investment-linked Fund Management Charge 投資相連基金的管理費 : 每年.00%p.a. Date 成立日期 : //00 The investment objective of the Fund is to achieve long-term capital appreciation through investment in a diversified portfolio of securities of issuers located in or with a significant exposure to the emerging markets of Europe. Investors should be aware 本基金的投資目標是通過一個多元化投資組合達至長期資本增值, 而投資組合的成份須為位於歐洲新興市場或於該等市場有重大投資的發行商所發行的證券 投資者應要知道, 投資於新興及發展中市場的基金涉及額外風險 Top 0 Holdings 持股最多之公司 Baring Asset Management US$.0 m US$ 0. HK$. 相關基金經理霸菱資產管理.0 億美元 單位資產淨值美元 0. 港元. Sberbank Lukoil Oil Company NovaTek OAO Magnit PJSC PZU Group S.A. OTP Bank Gazprom OTP Bank Tatneft PJSC Alrosa PJSC X Retail Group Percentage 百份比 N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Baring Eastern Europe Fund 霸菱東歐基金 Benchmark # 市場指標 # Percentage 百份比 Russia 俄羅斯. Turkey 土耳其. Poland 波蘭 0.0 Hungary 匈牙利. Czech Republic 捷克.0 United States 美國. Greece 希臘. Romania 羅馬尼亞. Cash & Equivalents 現金. 0 Others 其他. Percentage 百份比 Financials 金融.0 Energy 能源. Consumer Staples 必需消費品. Consumer Discretionary 非必需消費品. Materials 物料. Information Technology 資訊科技. Telecom Services 電訊服務. Health Care 醫療保健. Cash & Equivalents 現金. 0 Others 其他. # FTSE Eastern Europe Index: BAM Customised BEMI Greater Eastern Europe Index until..00, the benchmark became the FTSE Eastern Europe Index. From May 00, the benchmark became MSCI Emerging Europe 0/0. # FTSE 東歐指數 : 截至 00 年 月 日止為 BAM Customised BEMI 東歐指數, 其後則以 FTSE 東歐指數為基準 由 00 年 月 日起基準指數為 MSCI 新興歐洲 0/0 指數 * The underlying fund of Baring Eastern Europe Fund is managed by Baring Asset Management and was launched on October. All data that relates to performance illustrate the historical performance of the underlying fund into which the investment-linked funds offered under the Investment-Linked Plan of LifeTrack Assurance Series are invested. The performance figures shown may not reflect the actual performance of the investment-linked fund. Likewise all holdings and breakdown shown relates to that of the underlying funds. The source of all non-specified information referred to above are provided by the specified Fund Manager. * 注意 : 霸菱東歐基金的相關基金由霸菱資產管理管理並於 年 0 月 日成立 上述資料顯示 人生共步 儲蓄投資人壽系列內投資相連計劃下投資相連基金所投資的相關基金的過往業績, 可能並不反映影子基金的實際表現及其持股及分佈 以上資料來源由指定基金經理提供 ^ Source: Baring, in US dollar, NAV to NAV, dividends reinvested. ^ 資料來源 : 霸菱, 以美元 資產淨值及股息再投資計算 0

11 Baring Hong Kong China Fund 霸菱香港中國基金 Investment-linked Fund Currency 投資相連基金貨幣 : USD, HKD 美元, 港元 The Investment-linked Fund Management Charge 投資相連基金的管理費 : 每年.00%p.a. Date 成立日期 : //00 The objective for the Fund is to achieve long-term capital growth through investmenet in Hong Kong and China equity markets. The Managers may also invest in companies incorporated in Taiwan or quoted on the Taiwan stock exchange or in companies that have significant proportion of their assets or other interests in Taiwan. 本基金的目標是投資於香港及中國內地股票市場, 以達至資產值的長期資本增長 經理亦可投資於在台灣註冊成立或在台灣證券交易所上市的公司或在台灣有相當大比重的資產或其他權益的公司 Baring Asset Management US$,.0 m US$ 0. HK$. 相關基金經理霸菱資產管理.0 億美元 單位資產淨值美元 0. 港元. Top 0 Holdings 持股最多之公司 Percentage 百份比 Tencent. Alibaba Group. China Mobile. Bank of China.0 Ping An Insurance (Group). China Construction Bank. Sunny Optical Technology (Group).0 China Resources Beer (Holdings). AAC Technologies Holdings. BBMG Corp Baring Hong Kong China Fund 霸菱香港中國基金 Benchmark # 市場指標 # , ,0. 0 Percentage 百份比 China 中國. Taiwan 台灣. United States 美國 0. Cash 現金.00 Others 其他. Percentage 百份比 Information Technology 資訊科技. Financials 金融 0. Consumer Discretionary 非必需消費. Industrials 工業 0.0 Telecom Services 電訊服務. Energy 能源. Health Care 醫療保健. Consumer Staples 必需消費. Cash & Equivalents 現金.00 0 Others 其他. # MSCI China: The benchmark is Hong Kong Hang Seng Total Return until August 00, then the benchmark became MSCI Zhong Hua Total Return with effective from September 00. From February 00, the benchmark became MSCI China. # MSCI 中國指數 : 截至 00 年 月 日, 基準是香港恆生指數總回報計算,00 年 月 日起 MSCI 中華指數總回報為基準指數, 由 00 年 月 日起基準指數為 MSCI 中國指數 * The underlying fund of Baring Hong Kong China Fund is managed by Baring Asset Management and was launched on December. All data that relates to performance illustrate the historical performance of the underlying fund into which the investment-linked funds offered under the Investment-Linked Plan of LifeTrack Assurance Series are invested. The performance figures shown may not reflect the actual performance of the investment-linked fund. Likewise all holdings and breakdown shown relates to that of the underlying funds. The source of all non-specified information referred to above are provided by the specified Fund Manager. * 注意 : 霸菱香港中國基金的相關基金由霸菱資產管理管理並於 年 月 日成立 上述資料顯示 人生共步 儲蓄投資人壽系列內投資相連計劃下投資相連基金所投資的相關基金的過往業績, 可能並不反映影子基金的實際表現及其持股及分佈 以上資料來源由指定基金經理提供 ^ Source: Baring, in US dollar, NAV to NAV, dividends reinvested. ^ 資料來源 : 霸菱, 以美元 資產淨值及股息再投資計算

12 BGF Latin American Fund 貝萊德拉丁美洲基金 Investment-linked Fund Currency 投資相連基金貨幣 : USD, HKD 美元, 港元 The Investment-linked Fund Management Charge 投資相連基金的管理費 : 每年.00%p.a. Date 成立日期 : //00 The Latin American Fund seeks to maximise total return. The Fund invests at least 0% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, Latin America. 拉丁美洲基金以盡量提高總回報為目標 基金將不少於 0% 的總資產投資於在拉丁美洲註冊或從事大部份經濟活動的公司的股本證券 Top 0 Holdings 持股最多之公司 BlackRock (Hong Kong) Limited US$,.0 m US$ 0. HK$. 相關基金經理貝萊德 ( 香港 ) 有限公司.0 億美元 單位資產淨值美元 0. 港元. Percentage 百份比 ITAU UNIBANCO HOLDING SA. PETROLEO BRASILEIRO SA.0 BANCO BRADESCO SA. VALE SA. AMBEV SA.0 FOMENTO ECONOMICO MEXICANO SAB DE CV. BM&F BOVESPA SA BOLSA DE VALORES MERCADORIAS E FUTUROS. GRUPO FINANCIERO BANORTE SAB DE CV.0 TELEFONICA BRASIL SA. BRF SA BGF Latin American Fund 貝萊德拉丁美洲基金 MSCI Em Latin America Net (USD) MSCI 新興市場拉丁美洲指數淨值 ( 美元 ) Percentage 百份比 Brazil 巴西. Mexico 墨西哥. Peru 秘魯. Argentina 阿根廷. Chile 智利. Cash and Derivatives 現金及衍生工具.0 Colombia 哥倫比亞 0. United States 美國 0.0 Percentage 百份比 Financials 金融. Consumer Staples 必需消費品.0 Materials 材料. Energy 能源. Industrials 工業. Utilities 公共事業. Information Technology 資訊科技. Telecommunications 電訊服務. Real Estate 房地產. 0 Other 其他. Effective April 00, Merrill Lynch International Investment Funds (MLIIF) changed its name to BlackRock Global Funds (BGF). The Fund investment objective was changed on 0 June 00. 於 00 年 月 日, 美林國際投資基金已更名為貝萊德全球基金 基金的投資目標於 00 年 月 0 日已被更改 The Fund was formed by merger of the Merrill Lynch Equity/Convertible Series (MLECS) Latin America Portfolio (launched on January ) into Mercury Selected Trust (MST) Latin American Fund on July 00. Effective July 00, MST changed its name to Merrill Lynch International Investment Funds (MLIIF). Any performance history prior to July 00 was that of the MLECS Latin America Portfolio and not that of the MLIIF Latin American Fund which was launched on July 00. Any performance data which refers to a " Inception" date refers to the inception date of the MLECS Latin America Portfolio and not that of the MLIIF Latin American Fund which was launched on July 00. The investment objectives of the MLECS Latin America Portfolio are substantially the same as the MLIIF Latin American Fund, managed by the same investment team (immediately prior and after July 00) with similar investment policies and strategies. Please note that, the Fund invests in certain smaller and emerging markets. The prospects for economic growth in a number of these markets are considerable and equity returns have the potential to exceed those in mature markets as growth is achieved. However, there are risks to the Fund from political, economic, and market factors in smaller and emerging markets which are of particular significance. 本基金由美林股票 / 可轉換證券系列拉丁美洲基金 ( 成立於 年 月 日 ) 於 00 年 月 日合併入水星 MST 拉丁美洲基金而成 於 00 年 月 日, 水星 MST 基金已更名為美林國際投資基金 任何於 00 年 月 日前之表現資料皆為美林股票 / 可轉換證券系列拉丁美洲基金, 而非於 00 年 月 日成立之美林拉丁美洲基金 任何有關 成立至今 之表現資料皆為美林股票 / 可轉換證券系列拉丁美洲基金的成立日期, 而非於 00 年 月 日成立之美林拉丁美洲基金 美林股票 / 可轉換證券系列拉丁美洲基金及美林拉丁美洲基金採用大致相同的投資目標, 由 ( 緊接 00 年 月 日前及以後 ) 原有之管理小組管理, 並採用類似投資政策及策略 請注意基金投資於某些較小型及新興市場 許多這類市場的經濟增長前景均甚為可觀, 而且其資本回報甚至有潛力超越成熟市場 然而, 基金帶有的風險尤其重要, 此等風險是基於較小型及新興市場中政治 經濟及市場因素所致 * The underlying fund of BGF Latin American Fund is managed by BlackRock (Hong Kong) Limited and was launched on January. All data that relates to performance illustrate the historical performance of the underlying fund into which the investment-linked funds offered under the Investment-Linked Plan of LifeTrack Assurance Series are invested. The performance figures shown may not reflect the actual performance of the investment-linked fund. Likewise all holdings and breakdown shown relates to that of the underlying funds. The source of all non-specified information referred to above are provided by the specified Fund Manager. * 注意 : 貝萊德拉丁美洲基金的相關基金由貝萊德 ( 香港 ) 有限公司管理並於 年 月 日成立 上述資料顯示 人生共步 儲蓄投資人壽系列內投資相連計劃下投資相連基金所投資的相關基金的過往業績, 可能並不反映影子基金的實際表現及其持股及分佈 以上資料來源由指定基金經理提供 ^ Source: BlackRock (Hong Kong) Limited, in US dollar, NAV to NAV, dividends reinvested. ^ 資料來源 : 貝萊德 ( 香港 ) 有限公司, 以美元 資產淨值及股息再投資計算

13 BGF New Energy Fund 貝萊德新能源基金 Investment-linked Fund Currency 投資相連基金貨幣 : USD, HKD 美元, 港元 The Investment-linked Fund Management Charge 投資相連基金的管理費 : 每年.00%p.a. Date 成立日期 : //00 The New Energy Fund seeks to maximise total return. The Fund invests globally at least 0% of its total assets in the equity securities of new energy companies. New energy companies are those which are engaged in alternative energy and energy technologies including: renewable energy technology; renewable energy developers; alternative fuels; energy efficiency; enabling energy and infrastructure. 新能源基金以盡量提高總回報為目標 基金將不少於 0% 的總資產投資於全球各地的新能源公司的股本證券 新能源公司指從事另類能源及能源科技的公司, 包括再生能源科技 ; 再生能源發展商 ; 另類燃料 ; 能源效益 ; 輔助能源及基礎建設 Top 0 Holdings 持股最多之公司 BlackRock (Hong Kong) Limited US$.0 m US$. HK$. 相關基金經理貝萊德 ( 香港 ) 有限公司.0 億美元 單位資產淨值美元. 港元. Percentage 百份比 NEXTERA ENERGY INC. VESTAS WIND SYSTEMS A/S. JOHNSON CONTROLS INTERNATIONAL PLC. SCHNEIDER ELECTRIC SE. EDP RENOVAVEIS SA. UMICORE SA. KINGSPAN GROUP PLC.0 JOHNSON MATTHEY PLC.0 NOVOZYMES A/S. NATIONAL GRID PLC BGF New Energy Fund 貝萊德新能源基金 MSCI World (net) USD MSCI 世界指數 ( 淨值 ) 美元 N/A N/A N/A N/A N/A N/A N/A 0 Percentage 百份比 United States 美國. Denmark 丹麥. United Kingdom 英國. France 法國. Switzerland 瑞士.0 Portugal 葡萄牙. Belgium 比利時. Ireland 愛爾蘭.0 Spain 西班牙. 0 Other 其他. Percentage 百份比 Building & Consumer 建築及消費. Clean Power 潔淨能源.0 Renewable Energy Technology 可再生能源技術. Industry 工業. Energy Storage & Infrastructure 能源儲備及基礎設施.0 Environmental Solutions 環境解決方案. Alternative Fuels 另類燃料. Cash and Derivatives 現金及衍生工具. Automotive & Sustainable Mobility 汽車及可持續機動性 0.0 Effective April 00, Merrill Lynch International Investment Funds (MLIIF) changed its name to BlackRock Global Funds (BGF). 於 00 年 月 日, 美林國際投資基金已更名為貝萊德全球基金 * The underlying fund of BGF New Energy Fund is managed by BlackRock (Hong Kong) Limited and was launched on April 00. The source of all non-specified information referred to above are provided by the specified Fund Manager. All data that relates to performance illustrate the historical performance of the underlying fund into which the investment-linked funds offered under the Investment-Linked Plan of LifeTrack Assurance Series are invested. The performance figures shown may not reflect the actual performance of the investment-linked fund. Likewise all holdings and breakdown shown relates to that of the underlying funds. * 注意 : 貝萊德新能源基金的相關基金由貝萊德 ( 香港 ) 有限公司管理並於 00 年 月 日成立 上述資料顯示 人生共步 儲蓄投資人壽系列內投資相連計劃下投資相連基金所投資的相關基金的過往業績, 可能並不反映影子基金的實際表現及其持股及分佈 以上資料來源由指定基金經理提供 ^ Source: BlackRock (Hong Kong) Limited, in US dollar, NAV to NAV, dividends reinvested. ^ 資料來源 : 貝萊德 ( 香港 ) 有限公司, 以美元 資產淨值及股息再投資計算

14 BGF US Basic Value Fund 貝萊德美國價值型基金 Investment-linked Fund Currency 投資相連基金貨幣 : USD, HKD 美元, 港元 The Investment-linked Fund Management Charge 投資相連基金的管理費 : 每年.00%p.a. Date 成立日期 : //00 The US Basic Value Fund seeks to maximise total return. The Fund invests at least 0% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, the US. The Fund places particular emphasis on companies that are, in the opinion of the Investment Adviser, undervalued and therefore represent basic investment value. 美國價值型基金以盡量提高總回報為目標 基金將不少於 0% 的總資產投資於在美國註冊或從事大部份經濟活動的公司的股本證券 基金側重於投資顧問認為估價偏低而具有內在投資價值的公司 Top 0 Holdings 持股最多之公司 BlackRock (Hong Kong) Limited US$,.0 m US$. HK$. 相關基金經理貝萊德 ( 香港 ) 有限公司.0 億美元 單位資產淨值美元. 港元. Percentage 百份比 CITIGROUP INC.0 QUALCOMM INC. JPMORGAN CHASE & CO.0 CISCO SYSTEMS INC. APACHE CORP. DISCOVER FINANCIAL SERVICES.0 PFIZER INC. DEVON ENERGY CORP. CAPITAL ONE FINANCIAL CORP. MARATHON OIL CORP BGF US Basic Value Fund 貝萊德美國價值型基金 Russell 000 Value 羅素 000 價值指數 Percentage 百份比 United States 美國. Cash and Derivatives 現金及衍生工具. Netherlands 荷蘭 0. Finland 芬蘭 0.0 Canada 加拿大 0.0 Percentage 百份比 Financials 金融 0. Energy 能源. Information Technology 資訊科技.0 Health Care 醫療保健. Utilities 公共事業. Consumer Discretionary 選擇性消費品. Industrials 工業. Consumer Staples 必需消費品. Telecommunications 電訊服務.0 0 Other 其他. Effective April 00, Merrill Lynch International Investment Funds (MLIIF) changed its name to BlackRock Global Funds (BGF). The Fund investment objective was changed on 0 June 00. 於 00 年 月 日, 美林國際投資基金已更名為貝萊德全球基金 基金的投資目標於 00 年 月 0 日已被更改 The Fund was formed by merger of the Merrill Lynch Equity/Convertible Series (MLECS) US Basic Value Portfolio (launched on January ) into Mercury Selected Trust (MST) US Basic Value Fund on July 00. Effective July 00, MST changed its name to Merrill Lynch International Investment Funds (MLIIF). Any performance history prior to July 00 was that of the MLECS US Basic Value Portfolio and not that of the MLIIF US Basic Value Fund which was launched on July 00. Please note, BGF US Basic Value Fund is the abbreviated name of BlackRock Global Funds - US Basic Value Fund throughout this material. 本基金由美林股票 / 可轉換證券系列美國昇值潛力基金 ( 成立於 年 月 日 ) 於 00 年 月 日合併入水星 MST 美國價值型基金而成 於 00 年 月 日, 水星 MST 基金已更名為美林國際投資基金 任何於 00 年 月 日前之表現資料皆為美林股票 / 可轉換證券系列美國昇值潛力基金, 而非於 00 年 月 日成立之美林美國價值型基金 請注意, 貝萊德美國價值型基金於本資料內均為貝萊德全球基金 - 美國價值型基金之簡稱 * The underlying fund of BGF US Basic Value Fund is managed by BlackRock (Hong Kong) Limited and was launched on January. All data that relates to performance illustrate the historical performance of the underlying fund into which the investment-linked funds offered under the Investment-Linked Plan of LifeTrack Assurance Series are invested. The performance figures shown may not reflect the actual performance of the investment-linked fund. Likewise all holdings and breakdown shown relates to that of the underlying funds. The source of all non-specified information referred to above are provided by the specified Fund Manager. * 注意 : 貝萊德美國價值型基金的相關基金由貝萊德 ( 香港 ) 有限公司管理並於 年 月 日成立 上述資料顯示 人生共步 儲蓄投資人壽系列內投資相連計劃下投資相連基金所投資的相關基金的過往業績, 可能並不反映影子基金的實際表現及其持股及分佈 以上資料來源由指定基金經理提供 ^ Source: BlackRock (Hong Kong) Limited, in US dollar, NAV to NAV, dividends reinvested. ^ 資料來源 : 貝萊德 ( 香港 ) 有限公司, 以美元 資產淨值及股息再投資計算

15 BGF World Financials Fund 貝萊德世界金融基金 Investment-linked Fund Currency 投資相連基金貨幣 : USD, HKD 美元, 港元 The Investment-linked Fund Management Charge 投資相連基金的管理費 : 每年.00%p.a. Date 成立日期 : //00 The World Financials Fund seeks to maximise total return. The Fund invests globally at least 0% of its total assets in the equity securities of companies whose predominant economic activity is financial services. 世界金融基金以盡量提高總回報為目標 基金在全球將總資產不少於 0% 投資於主要從事金融服務的公司的股權證券 Top 0 Holdings 持股最多之公司 BlackRock (Hong Kong) Limited US$.0 m US$ 0.0 HK$.0 相關基金經理貝萊德 ( 香港 ) 有限公司.0 億美元 單位資產淨值美元 0.0 港元.0 Percentage 百份比 BANK OF AMERICA CORP. JPMORGAN CHASE & CO. CITIGROUP INC. WELLS FARGO. BANK OF CHINA LTD.. CITIZENS FINANCIAL GROUP INC. PRUDENTIAL PLC. MORGAN STANLEY. INTESA SANPAOLO. ICICI BANK LTD BGF World Financials Fund 貝萊德世界金融基金 MSCI World Financials Net MSCI 世界金融指數 ( 淨值 ) Percentage 百份比 United States 美國.00 France 法國. Netherlands 荷蘭.0 India 印度. United Kingdom 英國. Italy 意大利.0 China 中國. Spain 西班牙.0 Brazil 巴西. 0 Other 其他. Percentage 百份比 North America 北美洲.00 Europe 歐洲.0 Emerging Markets 新興市場.0 Asia Pacific Basin 亞洲太平洋地區.0 Cash and Derivatives 現金及衍生工具 0. Effective April 00, Merrill Lynch International Investment Funds (MLIIF) changed its name to BlackRock Global Funds (BGF). The Fund investment objective was changed on 0 June 00. 於 00 年 月 日, 美林國際投資基金已更名為貝萊德全球基金 基金的投資目標於 00 年 月 0 日已被更改 The Fund invests in certain smaller and emerging markets. The prospects for economic growth in a number of these markets are considerable and equity returns have the potential to exceed those in mature markets as growth is achieved. However, there are risks to the Fund from political, economic, and market factors in smaller and emerging markets which are of particular significance. Please note, BGF World Financials Fund is the abbreviated name of BlackRock Global Funds - World Financials Fund throughout this material. 基金投資於某些較小型及新興市場 許多這類市場的經濟增長前景均甚為可觀, 而且其資本回報甚至有潛力超越成熟市場 然而, 基金帶有的風險尤其重要, 此等風險是基於較小型及新興市場中政治 經濟及市場因素所致 請注意, 貝萊德世界金融基金於本資料內均為貝萊德全球基金 - 世界金融基金之簡稱 * The underlying fund of BGF World Financials Fund is managed by BlackRock (Hong Kong) Limited and was launched on March 000. All data that relates to performance illustrate the historical performance of the underlying fund into which the investment-linked funds offered under the Investment-Linked Plan of LifeTrack Assurance Series are invested. The performance figures shown may not reflect the actual performance of the investment-linked fund. Likewise all holdings and breakdown shown relates to that of the underlying funds. The source of all non-specified information referred to above are provided by the specified Fund Manager. * 注意 : 貝萊德世界金融基金的相關基金由貝萊德 ( 香港 ) 有限公司管理並於 000 年 月 日成立 上述資料顯示 人生共步 儲蓄投資人壽系列內投資相連計劃下投資相連基金所投資的相關基金的過往業績, 可能並不反映影子基金的實際表現及其持股及分佈 以上資料來源由指定基金經理提供 ^ Source: BlackRock (Hong Kong) Limited, in US dollar, NAV to NAV, dividends reinvested. ^ 資料來源 : 貝萊德 ( 香港 ) 有限公司, 以美元 資產淨值及股息再投資計算

16 BGF World Gold Fund 貝萊德世界黃金基金 Investment-linked Fund Currency 投資相連基金貨幣 : USD, HKD 美元, 港元 The Investment-linked Fund Management Charge 投資相連基金的管理費 : 每年.00%p.a. Date 成立日期 : //00 The World Gold Fund seeks to maximise total return. The Fund invests globally at least 0% of its total assets in the equity securities of companies whose predominant economic activity is gold-mining. It may also invest in the equity securities of companies whose predominant economic activity is other precious metal or mineral and base metal or mineral mining. The Fund does not hold physical gold or metal. 世界黃金基金以盡量提高總回報為目標 基金將不少於 0% 的總資產投資於全球各地主要從事金礦業務的公司的股本證券 基金亦可投資於主要從事其他貴金屬或礦物及基本金屬或採礦業務的公司之股本證券 基金不會實際持有黃金或其他金屬 Top 0 Holdings 持股最多之公司 BlackRock (Hong Kong) Limited US$,.0 m US$ 0.0 HK$. 相關基金經理貝萊德 ( 香港 ) 有限公司.0 億美元 單位資產淨值美元 0.0 港元. Percentage 百份比 NEWCREST MINING LTD. RANDGOLD RESOURCES LIMITED. NEWMONT MINING CORP. AGNICO EAGLE MINES LTD. SILVER WHEATON CORP. FRANCO NEVADA CORP. BARRICK GOLD CORPORATION. ANGLOGOLD ASHANTI LTD. GOLDCORP INC. DETOUR GOLD CORP BGF World Gold Fund 貝萊德世界黃金基金 FTSE Gold Mines(cap) FTSE 黃金礦業指數 ( 資本 ) Percentage 百份比 Canada 加拿大. United States 美國. Australia 澳洲. United Kingdom 英國. Mexico 墨西哥. Cash and Derivatives 現金及衍生工具.0 Russian Federation 俄羅斯 0. Hong Kong 香港 0. South Africa 南非 0. 0 Peru 秘魯 0. Percentage 百份比 Gold 黃金. Silver 銀. Diamonds 鑽石. Cash and Derivatives 現金及衍生工具.0 Copper 銅 0. Effective April 00, Merrill Lynch International Investment Funds (MLIIF) changed its name to BlackRock Global Funds (BGF). The Fund investment objective was changed on 0 June 00. 於 00 年 月 日, 美林國際投資基金已更名為貝萊德全球基金 基金的投資目標於 00 年 月 0 日已被更改 The Fund invests in certain smaller and emerging markets. The prospects for economic growth in a number of these markets are considerable and equity returns have the potential to exceed those in mature markets as growth is achieved. However, there are risks to the Fund from political, economic, and market factors in smaller and emerging markets which are of particular significance. Please note, BGF World Gold Fund is the abbreviated name of BlackRock Global Funds - World Gold Fund throughout this material. 基金投資於某些較小型及新興市場 許多這類市場的經濟增長前景均甚為可觀, 而且其資本回報甚至有潛力超越成熟市場 然而, 基金帶有的風險尤其重要, 此等風險是基於較小型及新興市場中政治 經濟及市場因素所致 請注意, 貝萊德世界黃金基金於本資料內均為貝萊德全球基金 - 世界黃金基金之簡稱 * The underlying fund of BGF World Gold Fund is managed by BlackRock (Hong Kong) Limited and was launched on 0 December. All data that relates to performance illustrate the historical performance of the underlying fund into which the investment-linked funds offered under the Investment-Linked Plan of LifeTrack Assurance Series are invested. The performance figures shown may not reflect the actual performance of the investment-linked fund. Likewise all holdings and breakdown shown relates to that of the underlying funds. The source of all non-specified information referred to above are provided by the specified Fund Manager. * 注意 : 貝萊德世界黃金基金的相關基金由貝萊德 ( 香港 ) 有限公司管理並於 年 月 0 日成立 上述資料顯示 人生共步 儲蓄投資人壽系列內投資相連計劃下投資相連基金所投資的相關基金的過往業績, 可能並不反映影子基金的實際表現及其持股及分佈 以上資料來源由指定基金經理提供 ^ Source: BlackRock (Hong Kong) Limited, in US dollar, NAV to NAV, dividends reinvested. ^ 資料來源 : 貝萊德 ( 香港 ) 有限公司, 以美元 資產淨值及股息再投資計算

17 BGF World Mining Fund 貝萊德世界礦業基金 Investment-linked Fund Currency 投資相連基金貨幣 : USD, HKD 美元, 港元 The Investment-linked Fund Management Charge 投資相連基金的管理費 : 每年.00%p.a. Date 成立日期 : //00 The World Mining Fund seeks to maximise total return. The Fund invests globally at least 0% of its total assets in the equity securities of mining and metals companies whose predominant economic activity is the production of base metals and industrial minerals such as iron ore and coal. The Fund may also hold the equity securities of companies whose predominant economic activity is in gold or other precious metal or mineral mining. The Fund does not hold physical gold or metal. 世界礦業基金以盡量提高總回報為目標 基金在全球將總資產不少於 0% 投資於主要從事生產基本金屬及工業用礦物 ( 例如鐵礦及煤 ) 的礦業及金屬公司之股權證券 基金亦可持有從事黃金或其他貴金屬或礦業公司的股權證券 基金不會實際持有黃金或其他金屬 Top 0 Holdings 持股最多之公司 BlackRock (Hong Kong) Limited US$,0.00 m US$ 0.0 HK$.0 相關基金經理貝萊德 ( 香港 ) 有限公司.000 億美元 單位資產淨值美元 0.0 港元.0 Percentage 百份比 RIO TINTO PLC. GLENCORE PLC. BHP BILLITON PLC. VALE SA. TECK RESOURCES LTD.00 FIRST QUANTUM MINERALS LTD. NEWMONT MINING CORP. GMK NORIL'SKIY NIKEL' PAO. NEWCREST MINING LTD. LUNDIN MINING CORPORATION BGF World Mining Fund 貝萊德世界礦業基金 HSBC Global Mining(cap only) HSBC 環球礦業指數 ( 資本 ) Percentage 百份比 United Kingdom 英國. Canada 加拿大 0. United States 美國. Australia 澳洲 0. Sweden 瑞典. Peru 秘魯. Belgium 比利時. Mexico 墨西哥. Cash and Derivatives 現金及衍生工具 0. 0 South Africa 南非 0. Percentage 百份比 Diversified 多元化. Gold 黃金. Copper 銅.0 Silver 銀. Industrial Minerals 工業用礦物. Nickel 鎳. Diamonds 鑽石. Zinc 鋅 0. Cash and Derivatives 現金及衍生工具 0. 0 Iron Ore 鐵礦 0.0 Effective April 00, Merrill Lynch International Investment Funds (MLIIF) changed its name to BlackRock Global Funds (BGF). The Fund investment objective was changed on 0 June 00. 於 00 年 月 日, 美林國際投資基金已更名為貝萊德全球基金 基金的投資目標於 00 年 月 0 日已被更改 The Fund invests in certain smaller and emerging markets. The prospects for economic growth in a number of these markets are considerable and equity returns have the potential to exceed those in mature markets as growth is achieved. However, there are risks to the Fund from political, economic, and market factors in smaller and emerging markets which are of particular significance. Please note, BGF World Mining Fund is the abbreviated name of BlackRock Global Funds - World Mining Fund throughout this material. 基金投資於某些較小型及新興市場 許多這類市場的經濟增長前景均甚為可觀, 而且其資本回報甚至有潛力超越成熟市場 然而, 基金帶有的風險尤其重要, 此等風險是基於較小型及新興市場中政治 經濟及市場因素所致 請注意, 貝萊德世界礦業基金於本資料內均為貝萊德全球基金 - 世界礦業基金之簡稱 * The underlying fund of BGF World Mining Fund is managed by BlackRock (Hong Kong) Limited and was launched on March. All data that relates to performance illustrate the historical performance of the underlying fund into which the investment-linked funds offered under the Investment-Linked Plan of LifeTrack Assurance Series are invested. The performance figures shown may not reflect the actual performance of the investment-linked fund. Likewise all holdings and breakdown shown relates to that of the underlying funds. The source of all non-specified information referred to above are provided by the specified Fund Manager. * 注意 : 貝萊德世界礦業基金的相關基金由貝萊德 ( 香港 ) 有限公司管理並於 年 月 日成立 上述資料顯示 人生共步 儲蓄投資人壽系列內投資相連計劃下投資相連基金所投資的相關基金的過往業績, 可能並不反映影子基金的實際表現及其持股及分佈 以上資料來源由指定基金經理提供 ^ Source: BlackRock (Hong Kong) Limited, in US dollar, NAV to NAV, dividends reinvested. ^ 資料來源 : 貝萊德 ( 香港 ) 有限公司, 以美元 資產淨值及股息再投資計算