ANNUAL REPORT 中華民國 104 年年報 2015 中華民國一〇五年四月二十六日刊印查詢本年報之網址 : 本公司網址 :http://www.tcfhc.com.tw 公開資訊觀測站網址 :http://mops.twse.com.tw

022311-8811 tch@tcfhc.com.tw 022311-8811 tch@tcfhc.com.tw 77 8 022311-8811 http://www.tcfhc.com.tw 77 022311-8811 http://www.tcb-bank.com.tw 325 2 6 022731-9987 http://www.tcfhc-sec.com.tw 8587 14 022522-1656 http://www.tcb-bills.com.tw 325 7 028772-0868 http://www.coamc.com.tw 85 13 022181-5999 http://www.tcb-am.com.tw 325 13 028772-6718 http://www.tcfhc.com.tw/servicesloc/pages/.aspx 325 10 022772-6772 http://www.tcb-life.com.tw 210 1 022586-5859 http://www.yuanta.com.tw 7 49 028722-5800 Standard & Poor's Ratings Services Unit 1, Level 69, International Commerce Centre, 1 Austin Road West, Kowloon, Hong Kong + 852-2533-3500 104 眾 156 12 http://www.deloitte.com.tw 022545-9988

CONTENTS 02 10 12 46 54 94 216 236 242

02 / Letter to Shareholders Letter to Shareholders 03 07 08 08 09 104 105

2015 ANNUAL REPORT 104 104 104 104 105 IMF1051105104 3.1%3.4% 104 10521040.75%1033.92%3.17 1051.47%2.7% 104 104 104 134.62103 104.1430.4830 1.227.72% 0.43% 104 廖燦昌 03

04 / Letter to Shareholders 1. 1 11 121.40101.3820.02 20 2 7.534.79 3.281.72 125010 0.210.450.02 1011111105 2. 1 104 218.7 2 1042261.46 10412.64%9.32%9.32% 1042072 52 3. 1 104 369.53246138.8985.22%10320.9744.5432.97 66.25 2 104175.031036.61 4. 1 104 24062.59% SPO813 2 92.1%76.01% 5. 1 104OBU 38.4227.10% 2 104 10516 16 10518

2015 ANNUAL REPORT 6. 1 2 ACH 7. 1 2 1049 8. 1 7 11 2 1. 104 % (%) 32,075 33,929 94.54 6,248 8,241 75.82 38,323 42,170 90.88 ( 2,225 ) ( 2,517 ) 111.60 4,344 2,092 207.65 ( 24,830 ) ( 25,826 ) 103.86 15,612 15,919 98.07 ( 2,150 ) ( 2,465 ) 112.78 13,462 13,454 100.06 1,345 ( 290 ) 663.79 14,807 13,164 112.48 () 1.22 1.24 98.39 05

06 / Letter to Shareholders 2. 104 % (%) 13,337 13,695 97.39 ( 291 ) ( 350 ) 116.86 13,046 13,345 97.76 33 ( 85 ) 238.82 13,079 13,260 98.63 1,236 ( 131 ) 1,143.51 14,315 13,129 109.03 1.22 1.24 98.39 3. 104 % () (%) (%) (%) 15,612 13,462 1.22 35.13 0.43 7.72 13,046 13,079 1.22 98.75 7.12 7.65 14,082 12,129 1.52 30.99 0.41 7.28 195 170 0.44 24.51 1.52 4.15 480 479 1.35 100.74 1.21 10.21 395 328 1.25 43.93 6.04 10.82 847 753 1.25 52.73 0.59 11.22 ( 21 ) ( 21 ) ( 0.69 ) ( 13.58 ) ( 5.59 ) ( 6.06 ) ( 2 ) ( 2 ) ( 0.02 ) ( 151.06 ) ( 0.21 ) ( 0.21 ) 1. 2. 3. 4. 5. 103422 104 104 104

2015 ANNUAL REPORT 105 1. 5. 2. 6. 3. 7. 4. 8. 105 105 2,507,550 2,012,200 110,000 460,000 4,200 1225 207,400 35,000 20,500 25,550 1,037 44,717 (1) () 40,412 (2) 350 1103422 21041011111 1. 2. 3. 4. 5. 6. 7. 07

08 / Letter to Shareholders 8. 9. 10. 11. e 12. 13. 14. 15. 16. 105 1041645.5310341.80 8.92%2.852.619.2% 1043,0121032,8864.37 ROEROA 104IASB 2013IFRSIASIFRICSICIFRSs

2015 ANNUAL REPORT 3 / 10 104 10521040.75%1033.92%3.17 134.62103301.22 7.72%0.43% BBB A-3 105.03.07 twa twa-1 105.03.07 A- A-2 105.02.22 twaa twa-1+ 105.02.22 AA(twn) F1+(twn) 105.03.22 AA(twn) F1+(twn) 105.03.22 09

10 / Bank Profile Company Profile 11 11

2015 ANNUAL REPORT 100121 104 105 4 26 100121 51 51103422 104101 1041111 104105426 104 105 4 26 104 105 4 26 104 105 4 26 林士朗 11

12 / Report of Corporate Governance Report of Corporate Governance 14 16 24 41 42 42 43 45 45 104105426

2015 ANNUAL REPORT 13

1. / Report of Corporate Governance 14

1041231 100 159,837,883 100 5,012,313 51 2,732,374 100 4,059,739 100 185,460 100 2,235,707 (1) 100 502,451 90.02 1,812,388 100 10,000 1 103116 103422 2 1031211 2. 100 1,000,000 15 2015 ANNUAL REPORT

16 / Report of Corporate Governance 105426 () (%) (%) (%) (%) 103.6.23 106.6.19 103.6.23 2,617,589,967 30.39 2,885,892,938 26.06 114,160 0.0010 0 0 () 103.6.23 106.6.19 103.6.23 2,617,589,967 30.39 2,885,892,938 26.06 26,205 0.0002 0 0 103.6.20 106.6.19 100.8.2 2,617,589,967 30.39 2,885,892,938 26.06 0 0 0 0 103.6.20 106.6.19 101.5.21 3,123,182 0.04 3,938,549 0.04 0 0 0 0 NYU 103.6.20 106.6.19 102.4.1 117,479,335 1.36 171,520,767 1.55 689,414 0.0062 0 0 4 104.4.14 106.6.19 104.4.14 117,479,335 1.36 171,520,767 1.55 0 0 0 0 1314 1213 103.6.20 106.6.19 103.6.20 2,617,589,967 30.39 2,885,892,938 26.06 0 0 0 0 UCLA () ()

2015 ANNUAL REPORT () (%) (%) (%) (%) 着 104.10.22 106.6.19 104.10.22 2,617,589,967 30.39 2,885,892,938 26.06 0 0 0 0 104.1.21 106.6.19 104.1.21 2,617,589,967 30.39 2,885,892,938 26.06 36,288 0.0003 0 0 103.6.20 106.6.19 103.6.20 0 0 0 0 0 0 0 0 103.6.20 106.6.19 103.6.20 0 0 0 0 0 0 0 0 (27) () () ()- () 103.6.20 106.6.19 103.6.20 0 0 0 0 0 0 0 0 () 103.06.20 106.6.19 100.6.24 1,786,102 0.02 2,348,640 0.02 102,554 0.0009 0 0 103.6.20 106.6.19 103.6.20 117,479,335 1.36 171,520,767 1.55 0 0 0 0 105.2.18 106.6.19 105.2.18 117,479,335 1.36 171,520,767 1.55 0 478,360 0 0.0043 0 0 1104.1.21 2104.4.14 3104.10.22 着 4105.2.18 17

18 / Report of Corporate Governance 1. 105426 () () (13.18%)(10.49%) (8.53%)(7.04%)(6.25%) (5.67%)(5.09%)(4.94%) (4.17%)(3.81%) 2. 105426 () () () () () () () () () ()

2015 ANNUAL REPORT 3. 105426 1 2 3 4 5 6 7 8 9 10 着 0 0 0 0 0 0 3 0 0 1 1 0 0 0 0 1 2 3 4 5 6 7 8 9 30 10 27 19

20 / Report of Corporate Governance 105426 () 103.6.23 26,205 0.0002 0 0 0 0 102.9.2 95,016 0.0009 0 0 0 0 () 103.12.2 277,595 0.0025 0 0 0 0 EMBA () 104.9.24 257,704 0.0023 0 0 0 0 104.1.29 338,390 0.0031 0 0 0 0 103.12.2 173,408 0.0016 217,782 0.0020 0 0 104.10.30 385,644 0.0035 0 0 0 0 104.2.5 26,205 0.0002 0 0 0 0 104.8.31 160,892 0.0015 0 0 0 0 104.9.30 408,585 0.0037 89,658 0.0008 0 0 104.4.30 907,344 0.0082 0 0 0 0 103.5.7 36,061 0.0003 0 0 0 0 104.1.29 124,706 0.0011 0 0 0 0 () 102.1.2 183,305 0.0017 0 0 0 0 104.6.29 133,655 0.0012 98,060 0.0009 0 0 104.10.2 0 0 0 0 0 0

2015 ANNUAL REPORT 104 1. 1041231 (A) (B) (C) (D) AB C D (E) (F) (G) (H) (I) ABC DEFG () () () () 着 () () () 4,920 9,913 0 0 70,984 70,984 0 1,286 0.58 0.63 4,920 7,646 0 0 0 0 240 0 0 0 0 0 0.62 0.69 179 () ( ) () () () () () () 11041022 着 104121104414 2 21

22 / Report of Corporate Governance (A+B+C+D) (A+B+C+D+E+F+G) 2,000,000 2,000,000 5,000,000 5,000,000 10,000,000 着 着 着 着 10,000,000 15,000,000 15,000,000 30,000,000 30,000,000 50,000,000 50,000,000 100,000,000 100,000,000 20 21 21 22 2. (A) (B) (C) (D) 1041231 AB C D 5,281 12,512 0 4,327 2,976 6,907 224 0 920 0 0.06 0.19 0 0 0 0 456 110491 2924,000960,177 3

2015 ANNUAL REPORT 2,000,000 2,000,0005,000,000 5,000,00010,000,000 10,000,00015,000,000 15,000,00030,000,000 30,000,00050,000,000 50,000,000100,000,000 100,000,000 3 6 3. 1041231 0 454 454 0.003 4. 104 1041231 () () 1 2 3 4 5 6 0 1,493 1,493 7 8 9 10 ( ) 1. 103104 1.09%0.88% 23

24 / Report of Corporate Governance 2. 1 2 1.25 3 4 10410542619 () ()(%) / 19 0 100 19 0 100 19 0 100 19 0 100 6 13 31.6 2 2 50 104414 4 7 7 46.7 104414 15 18 1 94.7 11 1 91.7 1041022 12 着 6 1 85.7 1041022 7 0 0 0 104121 0 18 1 94.7 104121 19 19 0 100 19 0 100 17 2 89.5 19 0 100 8 9 42.1 12 0 75 105218 16 3 0 100 105218 3

2015 ANNUAL REPORT 143 1. 10412629103114 2. 104225210 21351677 7 3. 1043192310315 13231 105 4. 104323211103141 5. 104427212 6. 104727215114 7. 10482425104 47.96168 6 8. 10493021747.96 168 6 9. 105125221104114 10. 105222222 69 6 11. 1053282231052 12. 1053282231041 14 13. 105328223213 着 1. www.tcfhc.com.tw/ 2. 1036202153 1 3. 100105 103620213 25

26 / Report of Corporate Governance 10410542617 (%) / 17 0 100 17 0 100 16 0 94.11 145 105 1036202 http://www.tcfhc.com.tw/corporate_governance 1. 2. 25 16 4516 1. 2.

2015 ANNUAL REPORT 敍 47 1. 2. 1. 2. 3. 4. 102 9 1 5. 83 6. 104 27

28 / Report of Corporate Governance 104/07/09 104/07/09 3.0 104/04/08 104/04/08 3.0 104/06/16 104/06/16 104/01/22 104/01/22 3.0 3.0 104/02/05 104/02/05 3.0 104/03/26 104/03/26 104/07/30 104/07/30 3.0 3.0 104/11/11 104/11/11 3.0 104/12/25 104/12/25 104/12/04 104/12/04 () 104/12/18 104/12/18 104/03/16 104/03/16 104/09/21 104/09/21 104/04/13 104/04/13-104/05/05 104/05/05 2.0-104/06/16 104/06/16 104/09/03 104/09/04 104 3.0 3.0 3.0 3.0 3.0 3.0 3.0 3.0 7.5 104/09/09 104/09/09 3.0 104/09/17 104/09/17 3.0 104/04/08 104/04/08 3.0 104/05/05 104/05/05 2.0-104/03/09 104/03/09 CSR 104/03/24 104/03/24 3.0 3.0 3.0 104/06/10 104/06/10 3.0 104/02/10 104/02/10 3.0 104/07/09 104/07/09 3.0 104/08/05 104/08/05 3.0

2015 ANNUAL REPORT 104/04/08 104/04/08 3.0 104/06/16 104/06/16 3.0 104/07/07 104/07/07 2.0 104/09/25 104/09/25 -Bank 3.0 2.0 104/07/07 104/07/07 2.0 104/09/25 104/09/25 -Bank 3.0 2.0 104/03/12 104/03/13 15.0 104/07/07 104/07/07 2.0 104/09/25 104/09/25 104/09/25 104/09/25 -Bank 3.0 -Bank 3.0 104/11/17 104/11/18 13.5 2.0 2.0 104/07/07 104/07/07 2.0 104/07/07 104/07/07 2.0 104/09/25 104/09/25 -Bank 3.0 2.0 104/11/02 104/11/10 104/02/05 104/02/06 30.0 12.0 29

30 / Report of Corporate Governance 1. 21049 1 2 3 4 5 6 7 8 1-0 - 1-1 2 3 4 5 6 7 8 30 2. 1 3 2 1036201066191049() () (%) (/) 9 0 100 9 0 100 9 0 100

2015 ANNUAL REPORT 1. 2. 1. 100 2. 3. 1. LED 2. 3. 4. 1. 2. ( ) 31

32 / Report of Corporate Governance 3. CPRAED 4. 1. 65 2. (http://www.tcfhc.com.tw) 82 1. 2.

2015 ANNUAL REPORT 1. 2. 1. 2. 1 1 1. 103 12 22 (http:// www.tcfhc.com.tw) 2. 26 1. 2. http://www.tcfhc.com.tw/corporate_governance http://www.tcfhc.com.tw 33

34 / Report of Corporate Governance 1.

2015 ANNUAL REPORT 1041231 () 103 64 14911711171 1451180 1. 2. 3. 104730 1. 2. 35

36 / Report of Corporate Governance 104 17114180 104 14913 () 10531 10531 105331 104/2/24 104/3/26 敍 Rights 敍 10531 105331 2. 105 4 26 1.

2015 ANNUAL REPORT 2. 1 103129400 2 104424180 64 3 敍 12 4 1041210180 37

38 / Report of Corporate Governance 5 10525 20 3. 1 10463 2 1041112 3 1041243 4. 5. 6. 104 105 4 26 1. 10412629 1 104121 2 103 3 4 2. 104225210 213516

2015 ANNUAL REPORT 3. 104323211 1 103 2 103 3 4 103 5 4. 104427212 1 2072 2 5. 104629214 6. 104727215 1 103 2 3 4 7. 104824216 1 1042 2 3 8. 10482425 10447.96 9. 104930217 1 105 2 104 3 4 5 6 10. 1041026218 1 着 39

40 / Report of Corporate Governance 2 3 4 5 11. 1041123219 1 2 1043 3 眾 105 4 5 12. 1041228220 1 2 3 105 4 13. 105222222 1 2 14. 105328223 1 2 104 3 104 4 104 5 104 6 7 105 8 9 10104 15. 105425223 1 2 3

2015 ANNUAL REPORT 16. 104 104 612 1. 103 0.50.4 6,4489,023 1842,544 2. 52 7,2492052,724 9,002 90.04 90.04 104819 104925( 0.50.4) 1048 14104622 104819 104910 3. 79.83 104612 104 105 4 26 104 105 4 26 105426 103.04.14 104.09.01 100.12.01 104.06.29 102.01.02 104.09.30 眾 104.1.1-104.12.31 1 2,000 1,870 794 2,664 2 2,0004,000 - - - 3 4,0006,000 - - - 4 6,0008,000 - - - 5 8,00010,000 - - - 6 10,000 - - - 眾 1,870 0 60 0 734 794 104-1504139050 985 41

42 / Report of Corporate Governance 104 1,870 103 2,210 340 (-15.38%) ( ) 280 ( ) 1031222 1041 () V 眾 1031222

2015 ANNUAL REPORT 104105426 104 105426 105426 () () () () () () () () () () () () () () (103.6.23) (103.6.23) (104.4.14) (104.4.14)) (101.5.21) (102.4.1) (103.6.20) (103.6.20) (104.10.22) 着 (104.10.22) (103.6.20) (104.1.21) (104.1.21) (103.6.20) (103.6.20) (105.2.18) (105.2.18) 137,423,473 44,160 0 137,423,473 26,205 0 48,167,466 47,363 0 48,167,466 0 0 659,208 0 0 137,423,473 0 0 415,211 37,899 0 48,167,466 (366,428) 0 137,423,473 0 0 137,423,473 0 0 137,423,473 0 0 137,423,473 --- 0 137,423,473 27,888 0 48,167,466 0 0 48,167,466 105 0 48,167,466 --- 0 0 0 0 0 0 0 0 --- 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 --- 0 0 0 0 0 --- 0 0 0 0 0 0 0 0 0 0 0 0 0 (103.6.20) 0 0 0 0 (103.6.20) 0 0 0 0 (103.6.20) 0 0 0 0 103.6.23 26,205 0 0 0 102.9.2 46,127 0 0 0 103.12.2 74,092 0 0 0 43

44 / Report of Corporate Governance 104 105426 103.4.14 (104.9.1) 59,102 0 --- 0 104.9.24 0 0 0 0 104.1.29 83,404 0 0 0 103.12.2 48,752 0 0 0 103.12.2 (104.10.30) 33,744 0 --- 0 104.10.30 0 0 0 0 104.2.5 26,205 0 0 0 102.1.2 42,416 0 --- 0 (104.8.31) 104.8.31 0 0 0 0 102.1.2 (104.9.30) 91,489 0 --- 0 104.9.30 0 0 0 0 103.10.6 (104.4.30) 24,958 0 --- 0 104.4.30 43,206 0 0 0 103.5.7 35,811 --- 0 0 102.1.2 (104.1.29) --- 0 --- 0 104.1.29 49,388 --- 0 0 102.1.2 42,791 --- 0 0 100.12.1 (104.6.29) 29,410 --- --- 0 104.6.29 6,364 0 0 0 104.10.2 0 0 0 0 105426 --- --- 105426 --- ---

2015 ANNUAL REPORT () () 105426 2,885,892,938 26.06 0 0 0 0-408,438,840 3.69 0 0 0 0-354,841,000 3.20 0 0 0 0-171,520,767 1.55 0 0 0 0-131,796,757 1.19 0 0 0 0-104,289,725 0.94 0 0 0 0-99,750,126 0.90 0 0 0 0-89,578,478 0.81 0 0 0 0-86,158,375 0.78 0 0 0 0-83,616,973 0.76 0 0 0 0-1 (2) 1041231 % 8,349,300,000 100 0 0 8,349,300,000 100 261,600,000 100 0 0 261,600,000 100 354,726,941 100 0 0 354,726,941 100 472,420,000 100 0 0 472,420,000 100 306,000,000 51 0 0 306,000,000 51 3) 30,300,000 100 0 0 30,300,000 100 100,000,000 100 0 0 100,000,000 100 0 0 2,639,659 90.02 2,639,659 90.02 0 0 1,000,000 100 1,000,000 100 0 0 100 100 1 2 3103422 45

46 / Capital Raising Capital Raising 47 51 51 51 51 51 51 51

2015 ANNUAL REPORT 105426 100.12 $10 12,000,000 120,000,000 6,596,825 65,968,254 6,596,825 101.08 $10 12,000,000 120,000,000 6,926,666 69,266,667 3,298,413 329,841 101.09 $10 12,000,000 120,000,000 8,126,666 81,266,667 1,200,000 102.08 $10 12,000,000 120,000,000 8,614,266 86,142,667 3,250,667 325,067 1,625,333 162,533 103.08 $10 12,000,000 120,000,000 9,044,980 90,449,800 4,307,133 430,714 104.03 $10 12,000,000 120,000,000 10,544,980 105,449,800 1,500,000 104.08 $10 12,000,000 120,000,000 11,072,229 110,722,290 4,217,992 421,799 1,054,498 105,450 101828 10101174930 101108 10101208610 10295 10201183440 103915 10301189740 10448 10401060140 104910 10401189840 105426 11,072,229,042 927,770,958 12,000,000,000 105426 1 13 940 181,811 596 183,361 2,885,892,938 244,912,378 2,841,083,815 3,240,380,202 1,859,959,709 11,072,229,042 26.06 2.21 25.66 29.27 16.80 100 1. 105426 1999 46,067 11,866,346 0.11 1,0005,000 64,727 160,004,370 1.45 5,00110,000 23,489 167,940,194 1.52 10,00115,000 12,239 148,828,678 1.34 15,00120,000 6,556 114,590,408 1.03 47

48 / Capital Raising 20,00130,000 8,351 204,695,756 1.85 30,00150,000 7,609 292,143,544 2.64 50,001100,000 6,934 482,587,082 4.36 100,001200,000 3,863 533,940,192 4.82 200,001400,000 2,029 561,371,414 5.07 400,001600,000 530 254,531,148 2.30 600,001800,000 203 138,558,630 1.25 800,0011,000,000 100 89,126,257 0.80 1,000,001 664 7,912,045,023 71.46 183,361 11,072,229,042 100 2. 105426 2,885,892,938 26.06 408,438,840 3.69 354,841,000 3.20 171,520,767 1.55 131,796,757 1.19 () 104,289,725 0.94 99,750,126 0.90 89,578,478 0.81 86,158,375 0.78 83,616,973 0.76

2015 ANNUAL REPORT 104 103 1053317 1 2 3 16.80 18.15 14.50 12.55 15.80 12.70 15.25 16.50 13.82 16.85 17.18 17.25 8 15.68 10,718,393 9,044,980 11,072,229-1.22 1.13 0.28-8 1.14 1.08 0.38 0.5 3 0.78 0.4 0.1 4 12.50 14.60 49.36 5 50.838 33 6% 1.978 3.03 1 2 3 4 5 6100 7 8104105 1. 2. 1 0.33,321,668,713 2 7%707,750,560,330 49

50 / Capital Raising 105 1. 2. 104 3. 1 1041,897,21370,984,147104 2 104 4. 104103 1,842,54464,488,996103 1,842,54464,489,023027

2015 ANNUAL REPORT 1 10408251041023 11.00~14.50 0 0 0 % 0 105426 1. 2. 1041121030052987 51

52 / Capital Raising 3. 1 151014.58 218.7 2 6.3 4. 104 104 21,350,000 21,350,000 - - 104 1,150,000 - - 1,150,000 22,500,000 21,350,000-1,150,000 1. 1039 13.16%9.13% 2. 4,150,93540 1. 1041213.52 11.5 1041 1042 21,350,000-21,350,000-100% - % 100% - - 0-1,150,000-0% % - 100% 13.16% 9.13% 4,150,935 1041 13.69%9.33% 10425,056,643

2015 ANNUAL REPORT 2. 104 103 % 7.72 6.70 % 0.43 0.34 % 107.44 105.42 % 137.55 132.88 13,461,711 10,414,068 1.22 1.08 104 103 % 7.28 6.99 % 0.41 0.35 12,129,481 10,128,559 1.52 1.46 12.64 12.74 9.32 8.19 104 103 % 4.15 0.48 % 1.52 0.17 170,434 14,308 0.44 0.05 53

54 / Operations Overview Operations Overview 55 71 71 77 82 85 85 91 92 93

2015 ANNUAL REPORT 1. 1 2 104 103 () () 13,333,107 99.97 10,528,276 99.97 3,540 0.03 2,993 0.03 13,336,647 100.00 10,531,269 100.00 3 10561 2. 1 55

56 / Operations Overview 2 104.12.31 103.12.31 40,520 41,144-624 -1.52 513,583 446,399 67,184 15.05 744,683 701,731 42,952 6.12 1,298,786 1,189,274 109,512 9.21 522,423 504,410 18,013 3.57 683,101 703,249-20,148-2.86 1,205,524 1,207,659-2,135-0.18 2,504,310 2,396,933 107,377 4.48 52,802 51,038 1,764 3.46 79,326 73,917 5,409 7.32 132,128 124,955 7,173 5.74 2,636,438 2,521,888 114,550 4.54 86.56 86.68-0.12 A. 104.12.31 103.12.31 405,087 344,456 60,631 17.60 601,513 597,930 3,583 0.60 979,515 923,611 55,904 6.05 2,005 2,433-428 -17.59 1,988,120 1,868,430 119,690 6.41 65.27 64.22 1.05 B. 104.12.31 103.12.31 2,361 2,425-64 -2.64 9,190 10,197-1,007-9.88 44,543 37,571 6,972 18.56 1,942 2,507-565 -22.54 18,197 19,679-1,482-7.53 76,233 72,379 3,854 5.32 104 103 3,259 3,899-640 -16.41 7,921 9,683-1,762-18.20 94,821 96,056-1,235-1.29 106,001 109,638-3,637-3.32 DBUOBU

2015 ANNUAL REPORT 104.12.31 103.12.31 NCDCD 447,884 447,980-96 -0.02 67,677 52,662 15,015 28.51 84,033 73,475 10,558 14.37 40,424 31,513 8,911 28.28 5,790 5,310 480 9.04 645,808 610,940 34,868 5.71 104 103 1,359 1,310 49 3.74 2,190 1,563 627 40.12 13 10 3 30.00 AUM 700,481* 593,081* 107,400* 18.11 1231 104 103 64,257 66,730-2,473-3.71 EDI 4,934,470 4,321,256 613,214 14.19 619,146 573,658 45,488 7.93 ATM 448,305 437,282 11,023 2.52 ACH 144,250 134,764 9,486 7.04 104 103 74,834 47,203 27,631 58.54 39,826 55,095-15,269-27.71 20,219 18,718 1,501 8.02 659 670-11 -1.64-52 -52-47,979 56,173-8,194-14.59 183,517 177,911 5,606 3.15 165,503 140,114 25,389 18.12 10359 104 103 27,077 24,520 2,557 10.43 VISA 57

58 / Operations Overview 104 103 104103 (%) (%) 29,906,237 76.41 27,652,947 69.90 2,253,290 8.15 5,929,969 15.15 5,259,824 13.30 670,145 12.74 455,847 1.16 2,663,086 6.73 ( 2,207,239 ) ( 82.88 ) 633,063 1.62 550,004 1.39 83,059 15.10 1,243,147 3.18 ( 95,262 ) ( 0.24 ) 1,338,409 1,404.98 ( 5,730 ) ( 0.01 ) ( 21,236 ) ( 0.05 ) 15,506 73.02 294,718 0.75 224,293 0.57 70,425 31.40 240,159 0.61 252,294 0.64 ( 12,135 ) ( 4.81 ) 154,779 0.40 3,106,619 7.85 ( 2,951,840 ) ( 95.02 ) 285,691 0.73 ( 34,569 ) ( 0.09 ) 320,260 926.44 39,137,880 100.00 39,558,000 100.00 ( 420,120 ) ( 1.06 ) 3 10562 3. 1 2 104 103 % % 244,421 35 253,675 51 76,330 11 26,596 5-34,149 5 24,445 5-114,320 17 2,817 1 207,653 30 180,026 37 16,060 2 4,425 1-11,680-2 5,255 1 5,775 1 4,317 1-1,497 0-10,011-2 6,966 1 867 0 692,497 100 492,412 100

2015 ANNUAL REPORT 3 10563 4. 1 2 104 103 (%) (%) 361,036 55.34 300,647 58.58 258,244 39.59 154,120 30.03 33,091 5.07 58,472 11.39 652,371 100.00 513,239 100.00 3 10564 5. 1 59

60 / Operations Overview 2 104 103 (%) (%) 676,760 74.29 685,198 82.54 152,479 16.74 77,444 9.33 60,046 6.59 45,433 5.47 15,423 1.69 10,244 1.23 2,803 0.31 9,391 1.13 - - 2,343 0.28 3,492 0.38 74 0.02 911,003 100.00 830,127 100.00 3 10565 6. 1 2 104 103 (%) (%) 20,936 14 32,569 29 121,960 79 76,075 68 10,695 7 3,276 3 0 0 0 0 153,591 100 111,920 100 3 10566 7. 1 2 1041011041111104 3 10567

2015 ANNUAL REPORT 8. 1 2 104 103 (%) (%) 28,429 90.2 31,898 93.2 653 2.1 720 2.1 1,997 6.3 1,244 3.6 443 1.4 366 1.1 31,522 100.0 34,228 100.0 3 10567 105 1. 1 2 3 4 5 6 7 8 9 10 11 e 12 13 14 15 16 61

62 / Operations Overview 2. 1 ITe 2 OBU 3 Winner-- 4

2015 ANNUAL REPORT 5 6 e 3. 1 63

64 / Operations Overview 2 IPO 3 4 5 6 4. 1 FRCP

2015 ANNUAL REPORT 2 3 4 5. 1 2 83.64% 3 4 5 65

66 / Operations Overview 6. 1 1045 307.621044200%1048 C1052 104 5.93 55.58 4.86 20.47 220.78 104 2 104377.05 12 3 55 23 4 104105 300

2015 ANNUAL REPORT 7. 1 A. B. C. 2 105 8. 1 2 3 IT 4 5 6 7 8 1. 104 Big dataopen data3.0 - - 2. 1 104103391033,460 3,442 67

68 / Operations Overview 2 1049251041218 1041234 1.421.431.461.441031.401.421.431.44 3 104120.23 4 5 3. 120104965 SPV - - 100/12 122 1,028 86 81 57 39 110 101/12 120 1,031 83 80 55 38 109 102/12 121 993 82 81 54 38 103 103/12 119 964 78 80 57 37 96 104/12 120 965 80 78 57 37 89 4. 8435 99224 5.

2015 ANNUAL REPORT 6. 10412376722.2 461321,5001.31 7. 8 8. 10427216 8 111,8631031% 2 1046,40854% 41% 3 1047,94667% 4 1047,488 63% 1. 1 103104134347 3.0 2 3.0 2. 1 1039,82013 Trading center/hedging center 10412,16414 LGD 69

70 / Operations Overview 2 10532,431 105 3. 4. 1031045361,059 5. 103104256199 6. 1 1031,490 433785 7612 1042,790276810 85 18 2 10528,990 7. 8. 103104829875

2015 ANNUAL REPORT 1057 8 104 92.1% 104 76.01% 101 6 104 240 104 62.59% 1. 104272 12 2. 1 Bank 3.0 2 3. 71 105 2,507,550 () 2,012,200 () 110,000

72 / Operations Overview 4. 1 1051.42.6 2 1. 105413 2. 1 104105IPO 3.0 / KYC 2 OSU

2015 ANNUAL REPORT 3. 105 573 124 131 89 107 4. 1 2 1. 2. 1 10410412 105 2 104CPI 2%106 3-0.3% 10451254 250OPEC3,150 40 1053 104105GDP1.06%2.32% 105 73

74 / Operations Overview 3 3. 105 209,800 207,400 1,150,000 540,000 20,500 4. 1 IFRS 2 1. 2. 3. 105 1,037

2015 ANNUAL REPORT 4. 1 1047 2 3 1. 2. 104 3. 105 39,055 9,179 4. 1 QFIIOBU/OSU 2 1. 2. 1 75

76 / Operations Overview 10410100 2 3. 105 350 4. 1 2 1. 104315 2. 1 2 3 3. 105 44,700 4. 1

2015 ANNUAL REPORT 2 104 103 105426 16 15 17 52.42 50.11 52.87 2.21 1.80 2.12 0 0 0 56.25 46.67 58.82 (%) 43.75 53.33 41.18 0 0 0 0 0 0 5 3 6 6 3 6 8 6 9 //// 2 1 4 7 4 8 22 30 5 (104123181105042672) 5 e-learning 104 103 105426 1,414 1,486 1,412 6,747 6,919 6,653 8,161 8,405 8,065 45.75 45.90 46.11 19.47 19.58 19.79 77

78 / Operations Overview 104 103 105426 (%) 0.02 0.02 0.02 14.77 13.43 14.91 73.94 73.92 73.74 10.29 11.54 10.35 0.98 1.09 0.98 1,932 1,917 1,915 1,793 1,763 1,766 6,625 6,451 6,532 2,605 2,637 2,564 5,384 5,507 5,290 6,932 6,733 6,862 //// 3,511 3,213 3,553 5,935 4,731 5,950 6,198 3,851 6,167 2,030 2,022 1,997 / 2,567 2,508 2,510 6,124 5,830 6,043 4,923 4,575 4,895 11,584 11,269 3,891 1,447 2,002 61 104 103 105426 352 287 381 41.48 40.52 41.68 2.43 2.14 2.46 0 0 0.26 19.60 14.63 18.64 (%) 71.88 75.61 71.65 8.52 9.76 9.45 0 0 0 260 211 308 77 69 90 254 198 271 214 199 223 179 172 185 104 103 105426 50 48 50 5 5 5 55 53 55 48.43 48.42 48.10 5.95 5.31 6.14

2015 ANNUAL REPORT (%) 104 103 105426 1.82 1.89 0 16.36 16.98 18.18 70.91 71.70 70.91 10.91 9.43 10.91 0 0 0 39 38 41 31 26 31 25 24 25 1 1 1 24 24 24 18 18 19 12 12 12 13 13 13 13 13 14 12 12 13 7 7 7 7 7 7 15 15 17 5 5 5 1 1 1 2 2 2 1 1 1 3 3 4 1 1 1 2 2 2 1 0 2 OMG-Certified Professional Fundamental 1 1 1 104 103 105426 41 40 81 60 83 29.30 40.31 34.81 39.99 34.99 1.33 4.43 2.88 2.80 2.85 0 0 0 0 0 12.20 15.00 13.58 21.67 15.67 (%) 87.80 82.50 85.19 75.00 83.13 0 2.50 1.23 3.33 1.20 0 0 0 0 0 0 1 1 1 1 0 7 7 1 7 0 1 1 1 1 0 1 1 1 1 1 3 4 2 4 () 0 0 0 4 0 () 1 0 1 3 1 79

80 / Operations Overview 104 103 105426 43 41 46 41.52 40.68 41.56 2.40 2.23 2.29 0 0 0 48.84 63.39 45.65 (%) 51.16 36.61 54.35 0 0 0 0 0 0 6 5 7 24 20 26 20 19 21 9 7 11 24 20 26 2 1 2 5 7 6 1 2 1 3 4 2 1 2 1 103422 104 103() 105426 6-7 40.67-40.64 0.18-0.45 0-0 66.67-57.14 (%) 33.33-42.86 0-0 0-0 3-3 3-3 2-2 1-1 3-3 2-2 1-1 3-3 3-3 2-2 3-3 3-3 2-2 2-2 1-1 2-2 2-2 1-1 3-3 //// 2-2 104101103

2015 ANNUAL REPORT 104 103 105426 192 167 196 38.40 38.30 38.60 3.24 2.81 3.36 0 0 0 27.08 20.96 23.47 (%) 60.94 67.07 64.80 9.90 9.58 9.69 2.08 2.39 2.04 87 95 86 34 35 34 40 40 38 20 21 19 15 14 14 11 10 9 6 8 6 LOMA 2 5 1 8 6 6 5 5 5 7 7 7 / 8 7 6 4 3 4 2 3 2 CFP 2 2 2 LOMAARA 1 2 1 1 2 1 8 7 6 1 1 1 1 1 1 2 2 2 1 1 1 1 1 1 RFC 1 1 1 2 2 2 0 1 0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 FMR 1 1 1 LOMA ACS 4 3 3 1 1 1 81

82 / Operations Overview 65 1. 2. 100 3. 4. 5. 6. 7. 8. CPRAED 9. 1. LED

2015 ANNUAL REPORT 2. 3. 4. 5. e 20158 201570,858126,361 16.39% 104624 104 1. 104 335,858 514 1,500 2. 1041627 3. 1046 1,000 4. 5. 104-6. - 83

84 / Operations Overview 7. 8. 9. 10. 11. 104711 12. 132015HackNTU 104PPP XBRL 1042015 2015 CSBF 13. 10411 728 14. 2015 104 http://www.tcfhc.com.tw

2015 ANNUAL REPORT 1. 2. 104 103 104 103 % 5 7 1,719,278 1,338,467 28.45 6,232 6,472 1,398,072 1,417,676-1.38 284 238 676,988 620,840 9.04 37 37 936,487 843,681 11.00 28 33 1,377,428 1,282,735 7.38 27 24 1,642,904 1,679,218-2.16 164 143 708,545 701,716 0.97 104101 1. 1 IBM X3650 M4X3850 X4X3650 M3 NetAPP FAS2040 2 WINDOWS 2008 R2 SQL DB 2008 R2SharePoint 2010 3 2. 1 A. IBM 2818-V02IBM 2818-Q02 B. AS/400R6 ServerNT Server SANNASNBU 85

86 / Operations Overview 2 IBM Z/OSLINUXUNIXOS/400AIXWINDOWSVmware WASMQDB2IMSCICSCommSvrADSQL DB 3 3. 1 AS400 IBM X3650M3X3650M4X3550M3X3550M4X3650 2 WINDOWS 2008 R2WINDOWS 2012 R2Red Hat Enterprise 5.9WINDOWS 2012OS\400 SQL DB 2008 R2SQL DB 2012 R2DB2 9.7.0.5 3 4. 1 IBM X3550 M4 Hitachi HUS 110 2 WINDOWS 2003WINDOWS 2012 R2 SQL DB2000Borland Delphi 6SQL DB Express 2012 3 5. 1 IBM X3650 M3X3550 M4Hp DL380G8 IBM DS3524 2 WINDOWS 2008 R2 Vmware Esx 5i SQL DB 2008 R2 3 6. 1 IBM X3650 M3IBM Blade Center HS22 IBM TS3200IBM DS5020

2015 ANNUAL REPORT 2 WINDOWS 2008 R2 SQL DB 2008 R2 3 7. 1 IBM X3650 M4 2 WINDOWS 2012 R2 i-sam 3 8. 1 IBM X3650 M2X3650 M3 DELL PowerEdge R620PowerEdge R630 PowerEdge R720HP ProLiant DL360 G7 NetAPPQNAP NAS STORAGE 2 WINDOWS 2008 R2WINDOWS 2012 R2Red Hat Enterprise 6 SQL DB 2008ORACLE 11G 3 1. 1 2 2. 1 2 3 X 4 5 87

88 / Operations Overview 6 7 LAN 3. 4. 1 2 5. 1 2 3 VPN 6. 1 2 7. 8. 1 WINDOWS 2008WINDOWS 2012 2 1. 1 2 X-FORT

2015 ANNUAL REPORT 2. 1 IBM 2818-V02 2 3. 1 2 Websense OP Blue Coat Proxy SGProxy AV Symantec 4. 1 89

90 / Operations Overview 2 IP Guard FortiGate Palo Atos Symantec Endpoint Protection UPS 5. 1 2 VPN 6. 1 DR Site DR Drill 2

2015 ANNUAL REPORT 7. 1 2 8. 1 Vm warevm gueststoragereplicationsymantec backup exec 2 Cacti CheckPointASA HP TP-PointerN2600 McAfee 24 1. 1 2 3 4 3 91

92 / Operations Overview 2. 1 2 3 3. 4. 1 2 104 105 4 26 10410 103743,310 54,498105413

2015 ANNUAL REPORT 104 103 102 101 103 102 101 100 0.43 0.34 0.28 0.26 - - 0.26 0.11 7.12 6.41 5.67 5.63 - - 5.54 2.56 0.41 0.35 0.28 0.26 - - 0.27 0.28 (1) 6.04 - - - 5.66 5.05 2.62 1.98 1.21 0.96 0.84 0.70 - - 0.74 0.75 1.52 0.17 0.68 ( 1.26 ) - - ( 1.74 ) ( 0.88 ) (2) 0.59 0.32 0.23 ( 0.19 ) - - ( 0.19 ) - (2) ( 5.59 ) ( 18.31 ) ( 24.37 ) ( 27.39 ) - - ( 27.39 ) - (3) ( 0.21 ) - - - - - - - 7.72 6.70 5.78 5.62 - - 5.52 2.54 7.65 6.72 5.85 5.71 - - 5.61 2.56 7.28 6.99 5.94 6.19 - - 6.07 6.55 (1) 10.82 - - - 8.04 6.39 3.75 3.48 10.21 7.31 6.23 5.75 - - 5.75 5.27 4.15 0.48 1.64 ( 2.29 ) - - ( 2.23 ) ( 0.93 ) (2) 11.22 6.39 4.18 ( 3.46 ) - - ( 3.45 ) - (2) ( 6.06 ) ( 19.76 ) ( 26.20 ) ( 29.78 ) - - ( 29.78 ) - (3) ( 0.21 ) - - - - - - - 137.55 132.88 126.43 130.02 - - 130.02 116.40 12.64 12.74 12.26 12.63 - - 12.63 10.23 15.76 16.44 19.07 15.46 - - 15.46 18.09 691.10 758.08 809.30 984.20 - - 984.20 1,582.17 (2) 887.02 695.92 566.45 447.96 - - 447.96-107.44 105.42 103.40 101.94 - - 101.87 100.02 0.34 0.38 0.65 0.72 - - 0.72 0.71 312.30 310.26 165.55 143.61 - - 143.61 135.45 1104IFRSs 210143 3104101 4 93

Financial Status 95 98 113 114 215 104 104 1041054 26

2015 ANNUAL REPORT (1) 104 103 102 101 105331 750,210,096 730,456,372 749,165,110 742,646,676 803,804,183 37,138,694 62,603,553 56,218,820 67,985,175 47,336,677-152,087,557 126,818,812 115,688,301 110,705,524 159,710,478 1,346,831 2,322,745 417,288 2,067,432 1,320,760-23,484,726 24,735,185 25,289,967 27,424,160 23,572,475 1,217,277 1,676,447 1,626,802 1,427,673 1,199,242-1,981,115,609 1,860,748,281 1,905,442,305 1,867,116,105 1,965,685,368-27,088 18,056 1,057 10,109 24,814 45,199,348 22,066,804 10,565,019 14,462,544 51,537,933 122,023 115,905 106,127 99,556 124,355-191,284,181 196,758,103 159,529,468 104,538,650 190,781,537-3,570,167 2,714,707 2,750,709 1,152,374 3,562,954-39,485,980 40,312,130 38,909,695 39,842,832 39,321,288 3,683,142 3,765,773 3,801,728 3,788,452 3,683,025 1,328,980 1,142,191 1,129,579 1,146,942 1,090,502-3,793,581 5,910,142 2,434,725 2,339,667 3,654,777 3,235,095,280 3,082,165,206 3,073,076,700 2,986,753,871 3,296,410,368 204,595,814 182,820,696 245,541,110 236,448,850 210,244,559 15,513,219 6,730,193 2,307,488 3,592,769 18,290,844 51,141,231 46,390,229 50,441,240 51,380,691 47,702,092-15,557,051 12,177,863 7,120,706 1,821,456 15,487,422 38,665,035 45,499,471 39,756,520 49,250,269 41,845,900 1,349,570 104,927 328,318 766,758 1,772,487 2,502,775,090 2,396,440,749 2,338,512,889 2,273,480,798 2,554,044,775 69,610,000 92,110,000 97,880,000 110,080,000 69,610,000 851,606 922,008 150,000 3,783,000 946,820 54,947,799 59,454,738 66,060,582 64,268,634 52,065,438 84,646,193 75,942,974 67,710,055 42,077,539 84,795,050 3,529,676 3,598,327 3,489,088 3,507,794 3,114,650 1,591,110 1,386,405 1,412,651 1,755,221 1,564,214 3,044,773,394 2,923,578,580 2,920,710,647 2,842,213,779 3,101,484,251 (2) 2,928,851,070 2,925,017,780 2,845,464,446-186,594,431 155,351,323 149,305,746 141,268,096 191,013,999 110,722,290 90,449,800 86,142,667 81,266,667 110,722,290 (2) 95,722,290 90,449,800 86,142,667-57,964,343 51,818,091 56,125,224 57,853,927 57,964,343 (2) 50,763,593 51,818,091 56,228,594-16,218,733 13,247,885 7,371,713 8,282,021 19,353,802 (2) 3,757,403 3,064,580 1,780,687-1,689,065 ( 164,453 ) ( 333,858 ) 1,001,491 2,973,564 - - - ( 7,136,010 ) - 3,727,455 3,235,303 3,060,307 3,271,996 3,912,118 190,321,886 158,586,626 152,366,053 144,540,092 194,926,117 (2) 153,314,136 148,058,920 141,289,425-1101103104 105 2104 95

96 / Financial Status 2 104 103 102 101 105331 53,415,061 52,927,408 49,143,883 49,410,679 13,373,086 ( 21,340,692 ) ( 23,156,579 ) ( 21,725,000 ) ( 21,540,499 ) ( 5,060,248 ) 32,074,369 29,770,829 27,418,883 27,870,180 8,312,838 6,248,325 5,715,644 7,435,801 7,930,509 2,734,030 38,322,694 35,486,473 34,854,684 35,800,689 11,046,868 ( 2,224,992 ) ( 6,426,454 ) ( 3,476,057 ) ( 3,500,637 ) ( 1,943,948 ) 4,343,586 6,319,674 585,998 ( 1,003,607 ) 565,863 ( 24,829,668 ) ( 23,314,285 ) ( 21,949,795 ) ( 22,502,468 ) ( 5,891,303 ) 15,611,620 12,065,408 10,014,830 8,793,977 3,777,480 ( 2,149,909 ) ( 1,651,340 ) ( 1,432,169 ) ( 1,400,969 ) ( 539,822 ) 13,461,711 10,414,068 8,582,661 7,393,008 3,237,658 1,345,289 268,558 ( 1,246,831 ) 686,303 1,366,573 14,807,000 10,682,626 7,335,830 8,079,311 4,604,231 13,079,052 10,237,424 8,496,667 7,417,442 3,135,069 382,659 176,644 85,994 ( 24,434 ) 102,589 14,314,848 10,372,542 7,547,519 7,830,879 4,419,568 492,152 310,084 ( 211,689 ) 248,432 184,663 ()(2) 1.22 1.08 0.91 0.90 0.28 1101103104 105 2-1 (1) 101 100 742,646,676 627,246,346 68,153,168 29,683,803 2,067,432-110,605,494 55,865,511-26,610,993 26,711,626-1,867,116,105 1,943,392,930 14,462,544 8,716,618 99,556 1,572,078-2 37,167,520 35,457,864 3,788,452 3,859,007-104,572,208 49,326,551-6,301,015 5,933,086 2,983,591,163 2,787,765,420 236,448,850 228,380,002-1,821,456 879,696 2,273,480,798 2,212,922,547 3,592,769 4,218,801 51,380,691 61,834,898 47,447,331 43,360,504 110,080,000 90,080,000

2015 ANNUAL REPORT (1) 101 100 42,077,539 12,947,680 56,002,619 1,633,693 3,783,000 970,000 2,683,081 2,391,743 4,896,654 5,052,214 2,833,694,788 2,664,671,778 2,836,945,455 2,667,970,191 81,266,667 65,968,254 86,142,667 69,266,667 57,853,927 58,051,217 56,228,594 51,690,557 7,587,747 262,533 1,086,413 26,367 ( 84,551 ) ( 1,356,923 ) 3,272,585 168,561 149,896,375 123,093,642 146,645,708 119,795,229 1100121100101100101 21001211,108,854101315647,363 2 - (1) 101 100 26,300,348 2,175,706 9,199,322 759,128 ( 4,634,193 ) ( 492,154 ) ( 20,891,839 ) ( 2,183,218 ) ( 1,003,607 ) - 8,970,031 259,462 ( 1,434,021 ) ( 70,202 ) 7,536,010 189,260-71,588 7,536,010 260,848 7,561,380 262,533 ( 25,370 ) ( 1,685 ) ()(2) 0.92 0.03 ()(3) 0.92 0.03 1100121100101100101 2 396052 97

98 / Financial Status 2 1 104 103 102 101 105331 () 0.012 0.012 0.012 0.012 0.003 (%) 79.97 78.57 82.33 82.84 77.76 (%) 0.34 0.38 0.64 0.72 0.32 (%) 0 0 0 0 0 () 4,251 3,881 3,860 3,929 1,224 () 1,493 1,139 950 811 359 (%) 0.43 0.34 0.28 0.26 0.40 (%) 7.72 6.70 5.78 5.62 6.72 (%) 35.13 29.35 24.62 20.65 29.31 () 1.22 1.08 0.91 0.90 0.28 (%) 94.12 94.85 95.04 95.16 94.09 (%) 1,599.80 1,843.52 1,916.90 1,966.38 1,591.11 (%) 107.44 105.42 103.40 101.94 107.30 41(%) - - - - - (%) 259.05 293.23 319.17 355.88 255.96 (%) 100.53 100.40 100.29 100.16 100.54 (%) 4.96 0.30 2.89 6.91 1.90 (%) 29.39 20.48 13.88-13.53 (%) 41.31-9.80 4.89 - (%) 223.46-428.59 455.44 - (%) 4,821.48-309.36 135.14 - (%) 7.11 7.38 7.97 8.40 - (%) 6.08 5.35 5.82 5.95 - (%) 6.67 7.15 7.42 7.70 6.76 (%) 7.09 6.96 7.54 7.81 7.05 20% 1. 103 2. 103 3. 103 4. 103 5. 103 6. 1051 1101104 2 1. (1) (2) (3) (4) (5) 2. (1) (2) (3) (4) () (3) 3. (1) (2) (3) 3637 4. (1) () (2) (+) 5. (1) () (2) ()

2015 ANNUAL REPORT 6. (1) ( ) (2) ( ) (3) 7. (1) (2) (3) (4) 8. 3 1. 2. 3. 4. () - (1) (2) 101 100 () 0.012 0.001 (%) 82.84 88.69 (%) 0.72 0.71 (%) 0 0 () 3,896 326 () 827 29 (%) 0.26 0.11 (%) 5.52 2.54 (%) 21.23 8.89 () 0.92 0.03 (%) 94.98 95.58 (%) 1,890.44 2,164.75 (%) 101.87 100.02 41 (%) - - (%) 332.91 737.86 (%) 100.15 100.02 (%) 7.02 - (%) 2,176.40 - (%) ( 8.81 ) 5.27 (%) ( 162.01 ) 8,325.24 (%) ( 25.78 ) 41.85 (%) 8.45 8.41 (%) 6.13 5.59 (%) 7.70 7.78 (%) 7.81 8.43 1100101 2 1. (1) (2) (3) (4) (5) 2. (1) (2) (3) (4) ()(3) 3. (1) (2) 99

100 / Financial Status (3) 3637 4. (1) () (2) (+) 5. (1) () (2) () 6. (1) ( ) (2) ( ) (3) 7. (1) (2) (3) (4) 8. 3 1. 2. 3. 4. () 1 2 104 103 102 101 100 105331 12.64 12.74 12.26 12.63 10.23 12.73 15.76 16.44 19.07 15.46 18.09 15.00 % 691.10 758.08 809.30 984.20 1582.17 632.13 887.02 695.92 566.45 447.96 983.78 229,564,943 213,963,528 210,163,324 203,386,952 167,603,732 232,328,772 4,914,554 4,507,880 4,314,041 3,306,735 3,098,123 5,096,711 4,526,871 2,570,035 2,517,505 2,464,603 2,494,870 4,736,980 3,177,251 2,888,241 4,559,662 4,276,966 4,238,805 3,206,486 6,929,967 6,071,315 5,467,363 4,843,345 6,908,612 334,606 353,887 309,440 402,749 334,124 997,861 1,001,109 210,340,852 187,258,115 180,797,368 175,686,248 157,816,426 215,070,045 145,277,688 134,361,382 137,172,233 128,793,957 131,018,239 157,451,681 2,494,769 2,193,065 1,809,355 1,711,011 1,369,764 2,718,596 982,532 508,529 466,610 375,626 236,531 1,124,051 2,671,546 2,760,839 2,464,953 2,989,395 2,941,645 2,610,223 1,562,528 1,744,820 1,930,398 2,162,414 1,404,496 180,369 191,878 165,645 216,759 180,366 499,772 507,785 353,383,758 304,697,839 297,380,857 284,494,632 258,538,159 370,246,089 % 137.55 132.88 126.43 130.02 116.40 130.09 46 1. 2. + 3. 4. 103422

2015 ANNUAL REPORT 1041231 1041231 443,715,000 237.80% 4,807,000 2.58% 101,602,695 54.45% 4,688,644 2.51% 85,111,282 45.61% 4,529,851 2.43% 55,502,774 29.75% 3,915,000 2.10% 53,209,426 28.52% 3,860,000 2.07% 31,279,902 16.76% 3,696,229 1.98% 14,480,000 7.76% BANK OF AMERICA N.A. 3,662,158 1.96% 13,334,885 7.15% 3,624,505 1.94% 11,269,097 6.04% 3,507,772 1.88% 9,950,700 5.33% 3,449,331 1.85% 9,688,017 5.19% 3,409,484 1.83% 8,989,884 4.82% 3,406,220 1.83% 8,046,085 4.31% BANK OF COMMUNICATIONS COMPANY LTD. 3,361,794 1.80% 7,489,444 4.01% 3,270,765 1.75% 6,906,728 3.70% FORMOSA GROUP(CAYMAN) LTD. 3,235,392 1.73% 6,600,000 3.54% US TREASURY 3,203,545 1.72% 6,260,063 3.35% 3,177,800 1.70% 5,821,942 3.12% 3,111,306 1.67% 5,482,929 2.94% 3,063,051 1.64% 5,222,220 2.80% 3,050,381 1.63% 4,907,796 2.63% 3,001,430 1.61% EVERGREEN MARINE (SINGAPORE) PTE.LTD. 4,891,671 2.62% 11,444,478 6.13% 4,776,834 2.56% 9,690,731 5.19% 3,101,764 1.66% 4,879,057 2.61% 18,488,968 9.91% CSE TRANSPORT CORP. 13,423,814 7.19% EVERGREEN MARINE (UK) LTD. 17,579,787 9.42% 13,383,814 7.17% 17,265,832 9.25% 13,166,368 7.06% 17,265,832 9.25% 13,066,172 7.00% CLEVO (CAYMAN ISLANDS) HOLDING COMPANY 16,386,181 8.78% 12,275,178 6.58% 15,892,981 8.52% 12,232,796 6.56% 14,662,825 7.86% 11,872,610 6.36% 14,096,381 7.55% 11,269,097 6.04% 13,838,065 7.42% 10,985,198 5.89% 13,456,034 7.21% 10,935,836 5.86% 13,423,814 7.19% 10,536,863 5.65% CHINA STEEL CORPORATION INDIA PRIVATE LTD. 13,423,814 7.19% 10,523,938 5.64% 101

102 / Financial Status 10,279,720 5.51% 5,752,987 3.08% 10,251,769 5.49% 5,734,745 3.07% 10,251,769 5.49% 5,734,745 3.07% 9,953,746 5.33% 5,600,574 3.00% 9,901,026 5.31% 5,495,008 2.94% 9,813,613 5.26% 5,458,211 2.93% 9,596,440 5.14% WAN HAI LINE (SINGAPORE) PTE. LTD. 5,458,211 2.93% 9,565,651 5.13% 5,405,329 2.90% 9,067,016 4.86% 5,383,055 2.88% 8,860,063 4.75% 5,318,217 2.85% 8,801,176 4.72% 5,239,758 2.81% 8,784,568 4.71% 5,223,220 2.80% 8,737,977 4.68% 5,178,961 2.78% 8,547,142 4.58% 5,178,961 2.78% 8,457,380 4.53% 5,149,970 2.76% AUO SUNPOWER SDN.BHD. 8,440,645 4.52% 5,096,015 2.73% YIEH PHUI (HONG KONG) HOLDINGS LTD. 8,410,078 4.51% 5,078,586 2.72% 8,128,004 4.36% 5,075,358 2.72% 8,053,319 4.32% 4,947,796 2.65% 8,046,104 4.31% 4,944,290 2.65% 7,986,011 4.28% 4,935,197 2.64% 7,986,011 4.28% 4,915,632 2.63% 7,964,180 4.27% 4,908,132 2.63% 7,901,047 4.23% 4,906,320 2.63% 7,872,313 4.22% 4,906,220 2.63% 7,851,790 4.21% EVERGREEN MARINE (SINGAPORE) PTE.LTD. 4,891,671 2.62% 7,426,626 3.98% 4,870,536 2.61% 7,251,065 3.89% 4,785,528 2.56% TCC INTERNATIONAL LTD. 7,179,678 3.85% 4,759,286 2.55% 7,101,730 3.81% GREENCOMPASS MARINE S.A. 4,749,051 2.55% 7,081,066 3.79% 4,630,421 2.48% 6,906,728 3.70% 4,566,855 2.45% 6,782,904 3.64% 4,558,624 2.44% 6,600,000 3.54% 4,532,207 2.43% 6,265,563 3.36% 4,532,207 2.43% 6,175,943 3.31% INTEPLAST GROUP INC. 4,323,322 2.32% 6,092,944 3.27% 4,314,576 2.31% 6,028,878 3.23% 4,232,366 2.27% 6,023,599 3.23% 4,230,887 2.27% KUANG MING (LIBERIA) CORP. 6,023,599 3.23% 4,208,078 2.26% 5,989,600 3.21% 4,208,078 2.26% 5,796,504 3.11% 4,168,443 2.23% 5,767,009 3.09% 4,120,381 2.21%

2015 ANNUAL REPORT 4,118,334 2.21% GENERAL INTERFACE SOLUTION LTD. 3,468,045 1.86% 4,101,032 2.20% 3,461,504 1.86% 4,054,624 2.17% 3,420,929 1.83% 4,035,953 2.16% 3,413,748 1.83% 4,025,161 2.16% 3,382,438 1.81% SPINNAKER PESCADORES S.A. PANAMA 4,025,161 2.16% 3,382,422 1.81% 3,997,731 2.14% DONG LIEN MARITIME S.A. PANAMA 3,378,236 1.81% 3,984,601 2.14% 3,377,705 1.81% 3,904,567 2.09% 3,373,546 1.81% 3,868,229 2.07% 3,358,595 1.80% 3,858,404 2.07% 3,334,889 1.79% 3,851,127 2.06% 3,324,760 1.78% 3,846,668 2.06% 3,304,515 1.77% 3,846,668 2.06% 3,292,399 1.76% 3,840,073 2.06% (OTC-15-0007) 3,280,664 1.76% 3,825,721 2.05% 3,225,051 1.73% 3,784,460 2.03% 3,177,800 1.70% 3,770,812 2.02% 3,160,186 1.69% 3,674,243 1.97% 3,143,813 1.68% CHAILEASE HOLDING COMPANY LTD. 3,674,243 1.97% 3,140,700 1.68% 3,674,083 1.97% 3,124,621 1.67% BANK OF AMERICA N.A. 3,662,158 1.96% 3,116,206 1.67% 3,611,624 1.94% 3,076,051 1.65% 3,606,474 1.93% 3,066,831 1.64% 3,604,757 1.93% ABN AMRO BANK N.V. 3,032,338 1.63% 3,550,274 1.90% 3,006,892 1.61% 1031231 1031231 461,665,000 297.17% 10,500,241 6.76% 93,662,946 60.29% 10,000,000 6.44% 89,437,588 57.57% 8,597,517 5.53% 55,351,408 35.63% 8,253,474 5.31% 53,394,981 34.37% 7,499,133 4.83% 30,597,285 19.70% 6,941,406 4.47% 12,109,720 7.79% 6,765,857 4.36% 10,986,566 7.07% 6,079,877 3.91% 103

104 / Financial Status 5,560,792 3.58% 3,935,349 2.53% 4,807,000 3.09% 3,777,956 2.43% 4,500,000 2.90% 3,595,952 2.31% 4,384,543 2.82% 3,564,277 2.29% EVERGREEN MARINE (SINGAPORE) PTE.LTD. 4,358,187 2.81% 3,492,218 2.25% 4,332,220 2.79% 3,417,000 2.20% 4,304,895 2.77% 3,415,408 2.20% 4,065,000 2.62% 3,358,243 2.16% 4,025,738 2.59% 8,601,455 5.54% 3,877,956 2.50% 4,639,011 2.99% EVERGREEN MARINE (UK) LTD. 18,968,581 12.21% 8,707,872 5.61% 18,472,862 11.89% 8,689,438 5.59% 17,269,402 11.12% 8,648,218 5.57% 17,269,402 11.12% 8,617,490 5.55% 15,667,297 10.08% 8,425,445 5.42% 15,038,655 9.68% 8,343,313 5.37% 13,169,522 8.48% 8,207,413 5.28% 12,742,958 8.20% 8,187,695 5.27% 12,519,103 8.06% 8,134,764 5.24% 12,519,103 8.06% 8,039,031 5.17% CHINA STEEL CORPORATION INDIA PRIVATE LTD. 12,519,103 8.06% 8,037,772 5.17% CSE TRANSPORT CORP. 12,519,103 8.06% 7,762,696 5.00% 12,512,307 8.05% 7,742,337 4.98% 11,835,297 7.62% 7,715,957 4.97% CSEI TRANSPORT (PANAMA) CORP. 11,463,437 7.38% LEADTEK GLOBAL GROUP LTD. 7,715,957 4.97% 11,441,406 7.36% YIEH PHUI (HONG KONG) HOLDINGS LTD. 7,543,296 4.86% 11,406,431 7.34% 7,499,133 4.83% 10,820,509 6.97% 7,294,192 4.70% 10,401,354 6.70% TCC INTERNATIONAL LTD. 7,268,850 4.68% 9,913,471 6.38% 6,946,906 4.47% 9,913,471 6.38% 6,741,882 4.34% 9,817,526 6.32% 6,730,918 4.33% 9,534,676 6.14% KUANG MING (LIBERIA) CORP. 6,405,251 4.12% 9,499,622 6.11% 6,232,066 4.01% AUO SUNPOWER SDN.BHD. 9,013,554 5.80% 6,232,066 4.01% 8,979,223 5.78% 6,169,431 3.97% 8,934,049 5.75% WAN HAI LINE (SINGAPORE) PTE. LTD. 6,169,431 3.97% M.SETEK CO.,LTD. 8,801,274 5.67% 6,122,337 3.94% 8,765,196 5.64% 5,873,679 3.78% 8,753,474 5.63% 5,873,679 3.78%

2015 ANNUAL REPORT 5,843,700 3.76% 3,845,759 2.48% 5,828,788 3.75% 3,798,252 2.44% 5,633,789 3.63% SPINNAKER PESCADORES S.A. PANAMA 3,798,252 2.44% 5,593,922 3.60% 3,792,751 2.44% 5,532,000 3.56% 3,718,648 2.39% 5,444,667 3.50% YOSUN HONG KONG CORP. LTD. 3,692,020 2.38% 5,422,737 3.49% 3,686,849 2.37% 5,223,964 3.36% YOSUN SINGAPORE PTE. LTD. 3,682,524 2.37% 5,122,440 3.30% 3,643,655 2.35% 5,108,883 3.29% SMART IDEA HOLDINGS LTD. 3,612,788 2.33% 5,108,883 3.29% 3,610,664 2.32% 5,083,620 3.27% 3,610,664 2.32% 4,974,330 3.20% 3,607,605 2.32% 4,968,828 3.20% 3,575,276 2.30% 4,959,407 3.19% 3,566,277 2.30% 4,938,543 3.18% FORMOSA PLASTICS CORP. USA 3,550,642 2.29% 4,936,925 3.18% INTEPLAST GROUP INC. 3,537,493 2.28% 4,925,270 3.17% TCC INT'L HOLDINGS LTD. 3,476,051 2.24% 4,822,440 3.10% 3,339,595 2.15% 4,708,149 3.03% CAYMAN PRESIDENT HOLDINGS LTD. 3,311,778 2.13% 4,658,328 3.00% 3,276,913 2.11% 4,594,021 2.96% 3,245,593 2.09% 4,562,888 2.94% 3,221,234 2.07% 4,493,937 2.89% 3,213,934 2.07% NAN YA PLASTICS (HONG KONG) CORP. LTD. EVERGREEN MARINE (SINGAPORE) PTE.LTD. 4,416,669 2.84% 3,195,177 2.06% 4,358,187 2.81% ABN AMRO BANK N.V. 3,184,956 2.05% 4,326,614 2.79% RBS. LONDON 3,184,956 2.05% 4,311,691 2.78% 3,174,934 2.04% 4,269,000 2.75% 3,164,483 2.04% 4,251,757 2.74% 3,161,852 2.04% 4,247,645 2.73% 3,124,353 2.01% 4,235,422 2.73% DONG LIEN MARITIME S.A. PANAMA 3,109,542 2.00% 4,219,581 2.72% 3,095,289 1.99% 4,171,897 2.69% 3,093,859 1.99% 4,141,615 2.67% 3,070,730 1.98% 4,141,615 2.67% 3,042,752 1.96% 4,133,317 2.66% 3,042,728 1.96% 4,121,818 2.65% 3,016,081 1.94% 4,121,818 2.65% 3,013,521 1.94% 3,928,682 2.53% 3,001,357 1.93% 3,852,340 2.48% 105

106 / Financial Status 1021231 1021231 484,850,000 324.74% 5,985,487 4.01% 123,791,936 82.91% 5,599,000 3.75% 86,860,200 58.18% 5,000,000 3.35% 55,741,670 37.33% 4,973,419 3.33% 55,001,962 36.84% 4,961,502 3.32% 40,080,191 26.84% 4,807,000 3.22% 12,109,720 8.11% 4,644,215 3.11% 11,210,000 7.51% 4,500,000 3.01% 9,851,973 6.60% 4,153,952 2.78% 9,481,644 6.35% 4,069,500 2.73% 9,129,680 6.11% 3,555,200 2.38% 8,044,175 5.39% 3,554,676 2.38% 7,875,466 5.27% 3,496,749 2.34% 7,706,623 5.16% 3,392,457 2.27% 7,437,799 4.98% 3,339,277 2.24% 7,072,689 4.74% 3,142,812 2.10% 6,846,811 4.59% EVERGREEN MARINE (SINGAPORE) PTE.LTD. 3,019,692 2.02% 6,603,405 4.42% 3,000,000 2.01% 7,710,790 5.16% 4,537,705 3.04% 31,200,483 20.90% 15,921,422 10.66% 29,069,598 19.47% PACIFIC CHINA HOLDINGS LTD. 15,523,974 10.40% 26,638,313 17.84% EVERGREEN MARINE (UK) LTD. 14,352,333 9.61% 26,272,488 17.60% 13,427,330 8.99% 24,273,287 16.26% 12,869,396 8.62% 24,262,528 16.25% 12,848,885 8.61% 21,117,190 14.14% 12,756,591 8.54% 20,917,418 14.01% 12,649,083 8.47% 19,418,244 13.01% 12,649,083 8.47% 18,767,423 12.57% 11,937,799 8.00% 18,620,444 12.47% 11,659,440 7.81% 18,333,602 12.28% 11,313,082 7.58% CHINA STEEL CORPORATION INDIA PRIVATE LTD. 18,333,602 12.28% 11,284,974 7.56% CSE TRANSPORT CORP. 18,333,602 12.28% 10,963,305 7.34% 18,323,602 12.27% 10,797,434 7.23% 18,233,206 12.21% 10,769,937 7.21% CSEI TRANSPORT (PANAMA) CORP. 16,198,376 10.85% LEADTEK GLOBAL GROUP LTD. 10,747,294 7.20%

2015 ANNUAL REPORT 10,690,002 7.16% 5,849,972 3.92% 10,608,136 7.10% KUANG MING (LIBERIA) CORP. 5,849,972 3.92% 啟 10,350,231 6.93% 5,790,223 3.88% 10,327,118 6.92% 5,789,156 3.88% 10,156,512 6.80% 5,727,778 3.84% M.SETEK CO.,LTD. 10,066,880 6.74% 5,713,763 3.83% 9,999,530 6.70% 5,703,757 3.82% 9,958,168 6.67% 5,551,745 3.72% AUO SUNPOWER SDN.BHD. 9,915,872 6.64% 5,457,097 3.65% 9,516,820 6.37% 5,376,674 3.60% 9,199,178 6.16% 5,341,645 3.58% 9,053,640 6.06% 5,319,507 3.56% 8,965,270 6.00% 5,251,858 3.52% 8,899,480 5.96% WAN HAI LINE (SINGAPORE) PTE. LTD. 5,251,858 3.52% 8,879,727 5.95% 5,073,814 3.40% NAN YA PLASTICS (HONG KONG) CORP. LTD. 8,798,502 5.89% CAYMAN PRESIDENT HOLDINGS LTD. 5,047,692 3.38% 8,758,694 5.87% 5,011,462 3.36% 8,703,146 5.83% 4,983,419 3.34% 8,677,163 5.81% 4,973,010 3.33% 8,618,683 5.77% CHAILEASE HOLDING CO., LTD. 4,788,978 3.21% 8,597,689 5.76% 4,746,856 3.18% 8,592,666 5.76% 4,746,160 3.18% 8,592,666 5.76% 4,508,616 3.02% 8,546,567 5.72% 4,508,431 3.02% 8,403,187 5.63% 4,423,431 2.96% 8,398,533 5.63% 4,300,872 2.88% 8,162,075 5.47% 4,300,872 2.88% 8,026,011 5.38% 4,219,852 2.83% 7,932,350 5.31% 4,219,852 2.83% 7,708,972 5.16% 4,145,112 2.78% 7,555,270 5.06% 4,079,916 2.73% 7,516,581 5.03% 4,073,314 2.73% 7,442,999 4.99% 4,037,345 2.70% 7,358,113 4.93% 4,030,747 2.70% 7,264,277 4.87% 4,003,617 2.68% 7,146,617 4.79% SMART IDEA HOLDINGS LTD. 4,001,545 2.68% 6,494,982 4.35% 3,990,127 2.67% 6,378,468 4.27% 3,973,767 2.66% 6,262,471 4.19% 3,971,929 2.66% 6,098,382 4.08% 3,952,000 2.65% 5,893,221 3.95% 3,880,120 2.60% 107

108 / Financial Status FORMOSA PLASTICS CORP. USA 3,757,565 2.52% 3,190,793 2.14% 3,751,823 2.51% 3,189,391 2.14% SPINNAKER PESCADORES S.A. PANAMA 3,751,823 2.51% 3,167,705 2.12% 3,676,482 2.46% 3,152,812 2.11% TCC INT'L HOLDINGS LTD. 3,675,967 2.46% 3,139,278 2.10% 3,633,216 2.43% LITE-ON MOBILE PTE. LTD. 3,139,278 2.10% 3,590,265 2.40% 3,133,334 2.10% NI-PRESIDENT SOUTHEAST ASIA HOLDINGS LTD. 3,578,636 2.40% 3,128,755 2.10% 3,489,273 2.34% 3,128,755 2.10% 3,475,281 2.33% UNI-PRESIDENT CHINA HOLDINGS LTD. 3,105,985 2.08% 3,472,457 2.33% 3,076,656 2.06% 3,465,505 2.32% 3,076,656 2.06% ABN AMRO BANK N.V. 3,417,330 2.29% 3,076,656 2.06% 3,389,411 2.27% 3,076,656 2.06% 3,369,377 2.26% DONG LIEN MARITIME S.A. PANAMA 3,045,476 2.04% 3,339,277 2.24% 3,041,827 2.04% RBS. LONDON 3,324,187 2.23% 3,025,480 2.03% 3,316,605 2.22% 3,025,480 2.03% 3,311,586 2.22% 3,025,273 2.03% 3,243,221 2.17% 3,232,966 2.17% EVERGREEN MARINE (SINGAPORE) PTE.LTD. 3,019,692 2.02% 1011231 1011231 $ 455,875,000 322.70% 7,826,710 5.54% 125,352,223 88.73% 7,821,064 5.54% 107,132,818 75.84% 7,421,716 5.25% 56,214,317 39.79% 7,337,969 5.19% 43,060,281 30.48% 7,112,720 5.03% 26,061,000 18.45% 6,481,348 4.59% 16,029,960 11.35% 6,243,757 4.42% 15,998,528 11.32% 5,799,869 4.11% 10,929,918 7.74% 5,365,197 3.80% 9,140,000 6.47% 5,220,457 3.70% 8,824,926 6.25% 5,198,648 3.68%

2015 ANNUAL REPORT 5,059,050 3.58% 3,430,467 2.43% 4,820,605 3.41% WAN HAI LINE (SINGAPORE) PTE. LTD. 3,286,762 2.33% 4,797,615 3.40% 3,280,512 2.32% 4,500,000 3.19% 3,120,934 2.21% 4,427,616 3.13% 3,110,863 2.20% 4,418,572 3.13% 3,000,000 2.12% 4,074,050 2.88% 3,000,000 2.12% 3,817,046 2.70% 3,000,000 2.12% 50 3,443,200 2.44% 5,729,328 4.06% 3,082,715 2.18% 3,653,499 2.59% 34,424,359 24.37% 10,794,926 7.64% 28,955,054 20.50% 10,474,886 7.41% 26,346,893 18.65% 9,899,233 7.01% 25,958,510 18.38% 9,778,112 6.92% 23,546,220 16.67% 9,671,426 6.85% 18,491,981 13.09% 9,559,962 6.77% 18,491,981 13.09% 9,211,931 6.52% CSE TRANSPORT CORP 18,289,868 12.95% NAN YA PLASTICS (HONG KONG) CORP. LTD. 9,125,552 6.46% 18,182,981 12.87% 9,109,570 6.45% 17,582,030 12.45% 8,901,491 6.30% LEADTEK GLOBAL GROUP LTD. 17,481,710 12.37% 8,819,266 6.24% 17,242,669 12.21% 8,744,160 6.19% 16,931,330 11.99% 8,709,341 6.17% 16,862,982 11.94% 8,668,303 6.14% CSEI TRANSPORT 16,761,495 11.87% 8,352,014 5.91% 16,584,382 11.74% NAN YA PCB (HK) CORP. LTD. 8,242,745 5.83% 16,506,153 11.68% 7,849,554 5.56% 16,432,859 11.63% 7,754,961 5.49% 15,932,859 11.28% 7,522,316 5.32% 14,190,604 10.05% 7,237,209 5.12% 13,544,813 9.59% 6,964,416 4.93% EVERGREEN MARINE (UK) LTD. 13,155,800 9.31% 6,958,742 4.93% 12,135,584 8.59% 6,830,542 4.84% 12,083,946 8.55% 6,661,834 4.72% M.SETEK CO., LTD. 12,038,718 8.52% 6,597,542 4.67% 11,867,238 8.40% 6,488,148 4.59% 11,821,470 8.37% 6,429,129 4.55% AUO SUNPOWER SDN. BHD. 11,800,968 8.35% 5,989,072 4.24% 11,223,668 7.94% 5,988,178 4.24% 11,100,543 7.86% 5,885,383 4.17% 10,981,348 7.77% 5,839,048 4.13% 10,794,926 7.64% 5,823,208 4.12% 109

110 / Financial Status 5,810,700 4.11% 3,887,434 2.75% 5,794,350 4.10% 3,858,928 2.73% WAN HAI LINE (SINGAPORE) PTE. LTD. 5,794,350 4.10% 3,846,591 2.72% 5,712,288 4.04% 3,802,641 2.69% 5,510,761 3.90% 3,802,641 2.69% 5,375,896 3.81% 3,731,005 2.64% 5,308,577 3.76% 3,710,935 2.63% 5,153,104 3.65% SMART IDEA HOLDINGS LTD. 3,684,130 2.61% 5,145,880 3.64% 3,662,992 2.59% 5,106,615 3.61% 3,657,684 2.59% 5,070,918 3.59% 3,657,684 2.59% 5,059,050 3.58% FORMOSA PLASTICS CORP. USA 3,643,697 2.58% 5,007,208 3.54% 3,639,154 2.58% 5,007,037 3.54% 3,517,633 2.49% 4,867,299 3.45% 3,516,920 2.49% 4,822,823 3.41% 3,456,018 2.45% 4,763,616 3.37% 3,351,103 2.37% 4,723,590 3.34% LITE-ON MOBILE PTE. LTD. 3,351,103 2.37% 4,533,409 3.21% 3,279,601 2.32% 4,451,267 3.15% WALSIN LIHWA HOLDINGS LTD. 3,259,559 2.31% 4,428,008 3.13% 3,252,176 2.30% 4,260,119 3.02% 3,248,218 2.30% 4,240,415 3.00% 3,226,447 2.28% 4,223,332 2.99% 3,204,748 2.27% 4,176,596 2.96% 3,161,500 2.24% YOSUN SINGAPORE PTE. LTD. 4,107,695 2.91% 3,161,500 2.24% 4,063,336 2.88% 3,159,375 2.24% SPINNAKER PESCADORES S.A. PANAMA 4,063,336 2.88% 3,147,820 2.23% 4,000,424 2.83% 3,126,854 2.21% QUANTA INTERNATIONAL LTD. 4,000,424 2.83% 3,121,365 2.21% 3,982,797 2.82% 3,120,934 2.21% 3,904,679 2.76% 3,120,863 2.21% 3,904,151 2.76% 3,120,863 2.21% DONG LIEN MARITIME S. A. PANAMA 3,887,748 2.75% 3,051,386 2.16%

2015 ANNUAL REPORT 1001231 1001231 $ 119,986,455 97.61% 4,444,626 3.62% 56,299,830 45.80% 4,300,605 3.50% 40,366,823 32.84% 4,234,015 3.44% 40,283,354 32.77% 4,182,356 3.40% 35,892,559 29.20% 4,137,767 3.37% 17,498,528 14.24% 4,086,011 3.32% 16,817,022 13.68% 4,014,812 3.27% 11,418,785 9.29% 3,969,862 3.23% 10,441,477 8.49% 3,854,926 3.14% 10,206,000 8.30% 3,593,341 2.92% 10,000,000 8.14% 3,473,402 2.83% 8,700,000 7.08% 3,349,846 2.73% 8,571,621 6.97% 3,320,141 2.70% 8,400,000 6.83% 3,272,504 2.66% 7,731,003 6.29% 3,246,726 2.64% 7,157,482 5.82% 3,126,500 2.54% 6,976,620 5.68% 3,123,142 2.54% 6,529,841 5.31% 3,120,934 2.54% 5,696,527 4.63% 3,110,722 2.53% 5,500,000 4.47% 3,092,897 2.52% 5,302,356 4.31% 3,072,837 2.50% 4,500,000 3.66% 3,025,246 2.46% 4,473,441 3.64% 3,000,000 2.44% OO 4,543,116 3.70% OO 3,459,100 2.81% 22,637,627 18.42% 13,030,970 10.60% 20,860,620 16.97% M.SETEK CO.,LTD. 12,544,044 10.20% 19,792,117 16.10% 12,485,691 10.16% 17,895,447 14.56% 12,348,620 10.05% 17,551,168 14.28% AUO SUNPOWER SDN.BHD. 12,327,035 10.03% 16,827,022 13.69% 11,872,910 9.66% 15,466,333 12.58% 11,717,986 9.53% 14,831,326 12.07% 11,689,785 9.51% 14,588,248 11.87% 11,657,482 9.48% 13,633,475 11.09% 11,141,621 9.06% 13,530,970 11.01% 11,141,621 9.06% 111

112 / Financial Status 10,204,348 8.30% 4,903,046 3.99% 9,836,198 8.00% 4,853,777 3.95% FORMOSA CHEMICALS INDUSTRIES (NINGBO) LTD. 9,480,321 7.71% 4,833,201 3.93% FORMOSA PS (NINGBO) CO.,LTD. 9,268,291 7.54% 4,722,345 3.84% 9,219,021 7.50% 4,706,450 3.83% 9,000,255 7.32% 4,674,201 3.80% 8,632,622 7.02% 4,674,201 3.80% NAN YA PLASTICS (HONG KONG) CORP. LTD. 8,331,222 6.78% 4,651,287 3.78% 8,190,000 6.66% INTEPLAST GROUP LTD. 4,641,639 3.78% 7,786,345 6.33% 4,588,573 3.73% 7,684,347 6.25% 4,552,441 3.70% 7,684,347 6.25% 4,517,493 3.67% 7,669,615 6.24% 4,517,493 3.67% 7,547,566 6.14% 4,450,468 3.62% 7,388,381 6.01% 4,268,471 3.47% 7,247,425 5.90% 4,192,783 3.41% 7,164,782 5.83% 4,190,926 3.41% 7,038,977 5.73% QUANTA INTERNATIONAL LTD. 4,115,731 3.35% 6,896,560 5.61% 4,115,731 3.35% 6,778,695 5.51% 3,910,384 3.18% 6,713,184 5.46% 3,880,898 3.16% 6,530,038 5.31% 3,820,396 3.11% 6,530,038 5.31% TODAY'S III INC. 3,803,784 3.09% 6,196,527 5.04% 3,669,029 2.98% 5,875,862 4.78% 3,625,886 2.95% FORMOSA PLASTICS CORP. USA 5,867,484 4.77% 3,620,411 2.95% CAYMAN PRESIDENT HOLDINGS LTD. ORIENTAL TEXTILE (HOLDING) LTD. 5,605,106 4.56% 5,669,787 4.61% WALSIN LIHWA HOLDINGS LTD. 3,560,858 2.90% WAN HAI LINE (SINGAPORE) PTE. LTD. 3,554,202 2.89% 5,554,278 4.52% 3,548,075 2.89% 5,554,278 4.52% 3,358,178 2.73% NI-PRESIDENT SOUTHEAST ASIA HOLDINGS LTD. 5,549,815 4.51% SMART IDEA HOLDINGS LTD. 3,313,136 2.70% 5,504,666 4.48% LITE-ON MOBILE PTE. LTD. 3,286,458 2.67% 5,502,292 4.48% 3,286,458 2.67% 5,421,456 4.41% 3,133,732 2.55% 5,239,046 4.26% 3,121,365 2.54% 5,197,024 4.23% 3,113,886 2.53% 5,006,672 4.07% 3,113,886 2.53% 4,920,852 4.00% 3,034,393 2.47%

2015 ANNUAL REPORT 104 113

114 / Financial Status 104

2015 ANNUAL REPORT 1041031231 104103111231 10410312311041031112 31 104 眾 0920123784 0920123784 1 0 5 3 2 8 115

116 / Financial Status 1041031231 1041231 1031231 11000 $ 43,753,654 1 $ 45,149,610 2 11500 706,456,442 22 685,306,762 22 12000 37,138,694 1 62,603,553 2 12100 152,087,557 5 126,818,812 4 12500 1,346,831-2,322,745-13000 23,484,726 1 24,735,185 1 13200 1,217,277-1,676,447-13500 1,981,115,609 61 1,860,748,281 60 13700 27,088-18,056-14500 45,199,348 2 22,066,804 1 15000 122,023-115,905-15500 191,284,181 6 196,758,103 7 18000 3,570,167-2,714,707-18500 39,485,980 1 40,312,130 1 19000 3,683,142-3,765,773-19300 1,328,980-1,142,191-19500 3,793,581-5,910,142-19999 $ 3,235,095,280 100 $ 3,082,165,206 100 21000 $ 204,595,814 6 $ 182,820,696 6 22000 15,513,219-6,730,193-22500 51,141,231 2 46,390,229 2 22600 15,557,051 1 12,177,863-23000 38,665,035 1 45,499,471 2 23200 1,349,570-104,927-23500 2,502,775,090 77 2,396,440,749 78 24000 69,610,000 2 92,110,000 3 24400 851,606-922,008-24600 54,947,799 2 59,454,738 2 25500 84,646,193 3 75,942,974 2 29300 3,529,676-3,598,327-29500 1,591,110-1,386,405-29999 3,044,773,394 94 2,923,578,580 95 31101 110,722,290 3 90,449,800 3 31500 57,964,343 2 51,818,091 2 32001 2,356,575-1,332,940-32003 996,026-996,026-32011 12,866,132 1 10,918,919-32000 16,218,733 1 13,247,885-32500 1,689,065 - ( 164,453 ) - 31000 186,594,431 6 155,351,323 5 39500 3,727,455-3,235,303-39999 190,321,886 6 158,586,626 5 $ 3,235,095,280 100 $ 3,082,165,206 100

2015 ANNUAL REPORT 104103111231 104 103 41000 $ 53,415,061 140 $ 52,927,408 149 1 51000 ( 21,340,692 ) ( 56 ) ( 23,156,579 ) ( 65 ) ( 8 ) 49600 32,074,369 84 29,770,829 84 8 49800 6,285,788 16 5,436,442 15 16 49810 ( 3,650,516 ) ( 10 ) ( 6,096,977 ) ( 17 ) ( 40 ) 49820 182,950-1,621,802 4 ( 89 ) 49830 1,153,146 3 944,787 3 22 49870 1,836,226 5 955,021 3 92 49880 ( 5,730 ) - ( 21,236 ) - ( 73 ) 49890 13,432-15,018 - ( 11 ) 49905 240,995 1 252,973 1 ( 5 ) 49963 - - 2,680,984 7 ( 100 ) 49999 192,034 1 ( 73,170 ) - 362 49700 6,248,325 16 5,715,644 16 9 4xxxx 38,322,694 100 35,486,473 100 8 58100 ( 2,224,992 ) ( 6 ) ( 6,426,454 ) ( 18 ) ( 65 ) 58300 4,343,586 12 6,319,674 18 ( 31 ) 58501 ( 16,152,203 ) ( 42 ) ( 15,429,103 ) ( 43 ) 5 58503 ( 1,306,831 ) ( 4 ) ( 1,310,640 ) ( 4 ) - 58599 ( 7,370,634 ) ( 19 ) ( 6,574,542 ) ( 19 ) 12 58500 ( 24,829,668 ) ( 65 ) ( 23,314,285 ) ( 66 ) 6 61000 15,611,620 41 12,065,408 34 29 61003 ( 2,149,909 ) ( 6 ) ( 1,651,340 ) ( 5 ) 30 69005 13,461,711 35 10,414,068 29 29 69561 ( 617,722 ) ( 1 ) ( 34,287 ) - 1,702 69565 2,168 - - - - 69560 ( 615,554 ) ( 1 ) ( 34,287 ) - 1,695 69571 29,731-252,775 1 ( 88 ) 69572 1,921,311 5 36,359-5,184 69575 ( 111 ) - ( 591 ) - ( 81 ) 69579 9,912-14,302 - ( 31 ) 69570 1,960,843 5 302,845 1 547 69500 1,345,289 4 268,558 1 401 69700 $ 14,807,000 39 $ 10,682,626 30 39 69901 $ 13,079,052 34 $ 10,237,424 29 28 69903 382,659 1 176,644-117 69900 $ 13,461,711 35 $ 10,414,068 29 29 69951 $ 14,314,848 38 $ 10,372,542 29 38 69953 492,152 1 310,084 1 59 69950 $ 14,807,000 39 $ 10,682,626 30 39 70000 $ 1.22 $ 1.08 71000 $ 1.22 $ 1.08 117

118 / Financial Status 104103111231 A1 10311 8,614,266 $ 86,142,667 $ 56,125,224 $ 782,391 $ 1,083,833 $ 5,505,489 $ 44,213 ( $ 378,071 ) $ - $ 3,060,307 $ 152,366,053 A3 - - - - - ( 3,216 ) - - - - ( 3,216 ) A5 10311 8,614,266 86,142,667 56,125,224 782,391 1,083,833 5,502,273 44,213 ( 378,071 ) - 3,060,307 152,362,837 B17 - - - - ( 87,807 ) 87,807 - - - - - 102 B1 - - - 550,549 - ( 550,549 ) - - - - - B5 - - - - - ( 4,307,133 ) - - - - ( 4,307,133 ) C13 430,714 4,307,133 ( 4,307,133 ) - - - - - - - - M5 - - - - - ( 16,616 ) - - - ( 135,088 ) ( 151,704 ) D1 103 - - - - - 10,237,424 - - - 176,644 10,414,068 D3 103 - - - - - ( 34,287 ) 220,579 ( 51,174 ) - 133,440 268,558 D5 103 - - - - - 10,203,137 220,579 ( 51,174 ) - 310,084 10,682,626 Z1 1031231 9,044,980 90,449,800 51,818,091 1,332,940 996,026 10,918,919 264,792 ( 429,245 ) - 3,235,303 158,586,626 103 B1 - - - 1,023,635 - ( 1,023,635 ) - - - - - B5 - - - - - ( 5,272,490 ) - - - - ( 5,272,490 ) B9 421,799 4,217,992 - - - ( 4,217,992 ) - - - - - C13 105,450 1,054,498 ( 1,054,498 ) - - - - - - - - E1 1043 1,500,000 15,000,000 6,870,000 - - - - - - - 21,870,000 N1 - - 330,750 - - - - - - - 330,750 D1 104 - - - - - 13,079,052 - - - 382,659 13,461,711 D3 104 - - - - - ( 617,722 ) 35,623 1,815,727 2,168 109,493 1,345,289 D5 104 - - - - - 12,461,330 35,623 1,815,727 2,168 492,152 14,807,000 Z1 1041231 11,072,229 $ 110,722,290 $ 57,964,343 $ 2,356,575 $ 996,026 $ 12,866,132 $ 300,415 $ 1,386,482 $ 2,168 $ 3,727,455 $ 190,321,886

2015 ANNUAL REPORT 104103111231 104 103 A00010 $ 15,611,620 $ 12,065,408 A20010 A20100 1,035,803 1,034,870 A20200 271,028 275,770 A20300 2,481,579 6,194,477 A20400 ( 182,950 ) ( 1,621,802 ) A20900 21,340,692 23,156,579 A21200 ( 53,415,061 ) ( 52,927,408 ) A21300 ( 533,262 ) ( 504,774 ) A21400 ( 4,936,524 ) ( 6,828,543 ) A21700 ( 256,587 ) 231,977 A21900 330,750 - A22300 ( 13,432 ) ( 15,018 ) A22500 4,090 ( 2,673,545 ) A22700 ( 15,423 ) ( 10,243 ) A23100 ( 904,776 ) ( 755,635 ) A23500 7,857 21,380 A23800 ( 2,127 ) ( 144 ) A24100 ( 453,249 ) ( 929,621 ) A71110 70,094,536 ( 56,287,178 ) A71120 39,984,832 12,461,204 A71130 ( 22,674,340 ) ( 9,985,105 ) A71160 712,288 1,086,575 A71170 ( 122,168,566 ) 38,912,561 A71180 ( 792 ) ( 12,868 ) A71190 ( 23,398,183 ) ( 11,200,751 ) A71200 15,785,698 ( 18,477,386 ) A71990 2,560,799 ( 3,315,683 ) A72110 21,775,118 ( 62,720,414 ) A72120 ( 18,825,741 ) ( 13,262,075 ) A72140 4,751,002 ( 4,051,011 ) A72160 ( 6,076,103 ) 6,101,855 A72170 106,334,341 57,927,860 A72180 60,538 ( 51,163 ) A72200 ( 1,956,423 ) ( 9,862,926 ) A72990 142,546 ( 24,802 ) A33000 47,471,578 ( 96,047,579 ) A33100 53,996,151 52,494,017 A33200 562,741 516,151 A33300 ( 21,953,438 ) ( 23,305,164 ) A33500 ( 681,061 ) ( 1,583,633 ) AAAA 79,395,971 ( 67,926,208 ) 119

120 / Financial Status 104 103 B02700 ( $ 1,087,331 ) ( $ 3,334,729 ) B02800-3,346,763 B03700 ( 1,036,553 ) ( 294,539 ) B03800 743,078 150,442 B04500 ( 188,224 ) ( 188,907 ) B04700 2,127 144 B04800 ( 100,694 ) ( 27,623 ) B05400 - ( 2,286 ) B05500 28,208 35,665 B06700 ( 14,516 ) ( 14,838 ) B06800 7,193 - BBBB ( 1,646,712 ) ( 329,908 ) C00700 114,630,000 107,324,000 C00800 ( 111,251,000 ) ( 102,264,000 ) C01400 12,516,000 10,000,000 C01500 ( 22,500,000 ) ( 15,770,000 ) C01800 6,676,897 6,969,597 C01900 ( 6,775,849 ) ( 6,195,975 ) C03000 636,133 17,875 C03100 ( 11,412 ) ( 281,902 ) C04300 49,540 1,956 C04500 ( 5,272,490 ) ( 4,307,133 ) C04600 21,870,000 - C05800 - ( 151,704 ) CCCC 10,567,819 ( 4,657,286 ) DDDD 851,189 ( 177,058 ) EEEE 89,168,267 ( 73,090,460 ) E00100 341,517,226 414,607,686 E00200 $ 430,685,493 $ 341,517,226 1041231 1031231 E00210 $ 43,753,654 $ 45,149,610 E00220 385,289,088 294,044,871 E00230 1,346,831 2,322,745 E00240 295,920 - E00200 $ 430,685,493 $ 341,517,226

104103111231 100121 1041231 9551 100122 87513 941018 103121 941125 81 1223 100 1211,524,390101 43 51%103421151,704 49%51% 100% 993 1004 104101 1041031231 9,0149,144 121 2015 ANNUAL REPORT

122 / Financial Status 105328 2013 IFRS IASIFRIC SIC 104 IASB2013 IFRSIASIFRICSICIFRSs 2013IFRSs 1. IFRS 12 IFRS 12 IFRS 12 2. IFRS 13 IFRS 13 IFRS 13 IFRS 13 IFRS 13104 3. IAS 1 1 2 104 4. IAS 19 IAS 19 IAS 19102 1231 10311 103

2015 ANNUAL REPORT 103 1031231 $ 7,988,477 $ 2,144 $ 7,990,621 $ 13,250,029 ( $ 2,144 $ 13,247,885 $ 158,588,770 ( $ 2,144 $ 158,586,626 10311 $ 8,004,378 $ 3,216 $ 8,007,594 $ 7,371,713 ( $ 3,216 $ 7,368,497 $ 152,366,053 ( $ 3,216 $ 152,362,837 103 $ 23,315,357 ( $ 1,072 $ 23,314,285 $ 10,412,996 $ 1,072 $ 10,414,068 $ 10,681,554 $ 1,072 $ 10,682,626 103 $ 1.08 $ - $ 1.08 IASB IFRSs IASBIFRSs105310106 IFRSsIASB1051110611IFRSsIFRS 9 IFRS 15 IFRSs107 IFRS 15 2010-2012 2011-2013 2012-2014 IFRS 9 IFRS 9IFRS 7 IFRS 10IAS 28 IFRS 10IFRS 12IAS 28 IFRS 11 IFRS 14 IFRS 15 IFRS 16 IAS 1 IAS 7 IAS 12 IAS 16IAS 38 IAS 16IAS 41 IAS 19 IAS 27 IAS 36 IAS 39 IFRIC 21 IASB1 2014712 201471 2016113 201811 201811 201611 201611 201611 201811 201911 201611 201711 201711 201611 201611 201471 201611 201411 201411 201411 1 2 201471IFRS 2201471IFRS 3IFRS 13 201471 3 IFRS 5201611201611 123

124 / Financial Status 1. IFRS 9 IAS 39 1 2 IFRS 9 IFRS 15 12 2. IAS 36 IASBIFRS 13 IAS 36 IAS 36 3. IFRS 15 IFRS 15 IAS 18IAS 11 IFRS 15 1 2 3 4 5 IFRS 15 4. IFRS 16 IFRS 16 IAS 17 IFRS 16 IAS 17

2015 ANNUAL REPORT IFRS 16 IFRSs 13 1. 1 2. 21 3. 3 12 12 12 12 125

126 / Financial Status IAS 7 1. 1 A. B. C. 2 3 4

2. 1 2 3 10312 31 10412 311051231 3. 127 2015 ANNUAL REPORT

128 / Financial Status 1. 1 A. B. C. 2 A. IAS 37 B. 2. 6

129 2015 ANNUAL REPORT

130 / Financial Status 1. 2. 10 1.

2015 ANNUAL REPORT 2. 3. IFRS 4 852367814 1. 12 2. 3. 1 131

132 / Financial Status 2 4. 5. IFRS 4 1024 304 6. 7. 1 2 3 101 4 5 6 IAS 18

2015 ANNUAL REPORT 1. 2. 3. IAS 19 4. 1. 2. 133

3. 1. 2. 3. / Financial Status 134

2015 ANNUAL REPORT 135

136 / Financial Status 1041231 1031231 $ 21,451,458 $ 22,606,627 9,279,476 14,207,885 13,022,720 8,335,098 $ 43,753,654 $ 45,149,610 1041031231 1041231 1031231 $ 39,790,008 $ 34,584,333 64,299,766 61,768,836 52,801,642 50,837,686 318,069 292,232 39,200,000 39,200,000 4,500,000 4,600,000 443,715,000 461,665,000 8,815,848 7,694,909 3,156,360 1,713,740 49,859,749 22,950,026 $ 706,456,442 $ 685,306,762 1041231 1031231 $ 29,281,435 $ 50,999,037 1,515,920 556,500 799,623 400,046 506,660 250,519 416,618 344,280 262,273 216,786 52,106 16,134 3,590,561 7,495,044 225,100 760,174 209,482 795,203 122,685 6,521 66,725 237,293 42,602 19,589 5,888 220 921 2,400-19 37,098,599 62,099,765 40,095 86,061-326,993-90,734 40,095 503,788 $ 37,138,694 $ 62,603,553 $ 1,748,423 $ 3,973,236 617,155 1,272,029 330,601 1,209,990 66,958 237,751 38,488 16,788 8,531 20,399 2,810,156 6,730,193 12,703,063 - $ 15,513,219 $ 6,730,193 1041031231 23,189,61421,794,732

2015 ANNUAL REPORT 1041031231 1041231 1031231 $ 435,783,946 $ 446,375,166 27,179,346 35,806,344 15,152,000 3,135,010 11,907,017 13,884,274 11,907,017 13,811,464 6,639,328 24,975,395 5,198,399 1,323,912 1041231 1041231 1041231 1031231 $ 91,849,779 $ 85,631,949 33,386,562 20,732,451 17,042,247 10,130,042 5,272,281 6,040,635 4,536,688 4,283,735 $ 152,087,557 $ 126,818,812 104 3,178 1041031231 25,513,538 20,119,793 1041031231 1,346,8312,322,745 201601 10 201603 24 $ 39,655 $ 39,720 15 61,880 61,993 1,347,1692,323,873 1031231 600,129 1031231 1041231 1031231 1031231 $ 1,000 1041231 1041231 $ 261,440 1041031231 1041231 1031231 $ 3,452,400 $ 7,284,100 8,554,600 3,108,895 $ 6,598,400 $ 6,402,684 3,405,659 4,273,697 3,305,845 2,803,356 2,652,085 2,545,072 2,636,903 3,135,123 1,551,057 1,161,245 898,997 1,409,807 867,216 945,122 557,158 710,985 475,799 484,557 372,903 484,895 345,098 255,133 328,600 286,861 272,993 272,993 216,084 384,088 446,144 341,138 24,930,941 25,896,756 1,319,773 1,054,454 126,442 107,117 $ 23,484,726 $ 24,735,185 137

138 / Financial Status 10410312317710,115 1041231 1031231 $ 1,753,808 $ 737,281 $ 1,975,962 $ 565,035 163,022 62,206 140,083 59,059 23,014,034 520,286 23,770,596 430,360 24,930,864 1,319,773 25,886,641 1,054,454 104 103 $ 1,054,454 $ 1,293,269 200,203 347,394 ( 33,789 ) ( 609,401 ) 99,135 21,622 ( 230 ) 1,570 $ 1,319,773 $ 1,054,454 1041231 1031231 $ 2,004,757 $ 2,432,955 161,789 210,204 111,712 370,963 542,432 743,226 242,899,521 196,557,949 608,195 733,675 161,485,690 146,582,665 301,683,991 317,700,013 307,329,399 287,136,072 34,629,232 38,195,391 944,885,625 885,415,448 6,371,809 7,048,376 332,794 399,056 7,062 3,338 2,003,054,008 1,883,529,331 21,461,997 22,270,721 476,402 510,329 $ 1,981,115,609 $ 1,860,748,281 1041031231104103 139,404207,845 1041031231 1041231 1031231 $ 14,581,806 $ 4,597,960 $ 23,544,651 $ 7,120,928 11,167,720 2,418,484 11,152,065 2,527,760 1,977,304,482 14,445,553 1,848,832,615 12,622,033 2,003,054,008 21,461,997 1,883,529,331 22,270,721

2015 ANNUAL REPORT 104 103 $ 22,270,721 $ 20,776,250 1,990,276 5,867,907 ( 3,793,034 ) ( 5,426,523 ) 882,611 846,435 111,423 206,652 $ 21,461,997 $ 22,270,721 104103 104 103 $ 1,990,276 $ 5,867,907 200,203 347,394 291,100 ( 20,824 ) ( 256,587 ) 231,977 $ 2,224,992 $ 6,426,454 1103 1041031231 104 104 1041231 1031231 $ 19,746,164 $ 7,001,616 18,756,957 6,818,453 6,390,443 5,800,188 305,784 446,547-2,000,000 $ 45,199,348 $ 22,066,804 104103 4,6792,455 1041231 1031231 眾 $ 122,023 30.00 $ 115,905 30.00 104 103 $ 13,432 $ 15,018 ( 111 ) ( 591 ) $ 13,321 $ 14,427 104103 1041231 1031231 $ 405,199 $ 270,473 329,294 258,846 75,905 11,627 94,584,846 91,003,303 15,317,401 35,437,885 4,101,660 3,432,060 295,920-76,908,449 66,873,228 $ 191,284,181 $ 196,758,103 1041231 1031231 $ 76,365,142 $ 74,463,443 17,890,904 16,223,160 328,800 316,700 $ 94,584,846 $ 91,003,303 1041031231 1,883,1821,898,938 139

140 / Financial Status 1041231 1031231 $ 2,370,934 17.03 $ 2,370,934 17.03 669,600 1.63 - - 631,153 0.24 631,153 0.24 135,405 2.89 135,405 2.89 101,125 5.88 101,125 5.88 193,443 193,443 $ 4,101,660 $ 3,432,060 103 23,835 3 1041231 1031231 $ 2,679,194 $ 2,091,412 890,973 623,295 $ 3,570,167 $ 2,714,707 10411 $ 2,091,412 $ 876,319 $ 2,967,731 ( 6,066 ) ( 7,887 ) ( 13,953 ) 593,848 372,122 965,970 1041231 $ 2,679,194 $ 1,240,554 $ 3,919,748 10311 $ 2,111,996 $ 870,170 $ 2,982,166-11,534 11,534 ( 20,584 ) ( 5,385 ) ( 25,969 ) 1031231 $ 2,091,412 $ 876,319 $ 2,967,731 10411 $ - $ 253,024 $ 253,024 - ( 1,168 ) ( 1,168 ) - 24,048 24,048-73,677 73,677 1041231 $ - $ 349,581 $ 349,581 10311 $ - $ 231,457 $ 231,457 - ( 547 ) ( 547 ) - 22,114 22,114 1031231 $ - $ 253,024 $ 253,024 17505 1041231 8,765,688 10312316,909,934 104 103 $ 169,110 $ 136,388 ( 55,165 ) ( 50,782 ) $ 113,945 $ 85,606 1041231 1031231 $ 24,823,697 $ 25,145,633 8,349,213 8,789,570 1,027,241 1,267,088 115,670 138,585 185,048 212,483 181,756 182,419 4,803,355 4,576,352 $ 39,485,980 $ 40,312,130

2015 ANNUAL REPORT 10411 $ 25,160,810 $ 14,784,145 $ 5,587,271 $ 665,216 $ 1,319,596 $ 870,490 $ 4,576,352 $ 52,963,880 51,551 85,496 64,077 19,278 42,070 79,912 744,947 1,087,331 - - ( 523,067 ) ( 43,738 ) ( 56,458 ) ( 53,656 ) - ( 676,919 ) 12,508 49,192 136,909 - - 5,447 ( 204,056 ) - ( 386,098 ) ( 266,156 ) - - - - ( 313,716 ) ( 965,970 ) - - - - - - ( 172 ) ( 172 ) 103 219 2,821 40 165 ( 630 ) - 2,718 1041231 $ 24,838,874 $ 14,652,896 $ 5,268,011 $ 640,796 $ 1,305,373 $ 901,563 $ 4,803,355 $ 52,410,868 10311 $ 25,956,333 $ 14,643,001 $ 5,859,325 $ 653,760 $ 1,348,913 $ 902,859 $ 2,116,283 $ 51,480,474 38,030 66,748 176,450 17,579 52,050 42,765 2,941,107 3,334,729 ( 833,713 ) ( 83,907 ) ( 667,341 ) ( 61,563 ) ( 84,584 ) ( 81,332 ) - ( 1,812,440 ) - 157,961 214,046 54,921 2,320 5,717 ( 434,965 ) - - - - - - - ( 46,069 ) ( 46,069 ) - - - - - - ( 4 ) ( 4 ) 160 342 4,791 519 897 481-7,190 1031231 $ 25,160,810 $ 14,784,145 $ 5,587,271 $ 665,216 $ 1,319,596 $ 870,490 $ 4,576,352 $ 52,963,880 10411 $ 15,177 $ 5,994,575 $ 4,320,183 $ 526,631 $ 1,107,113 $ 688,071 $ 12,651,750 - - ( 520,061 ) ( 43,515 ) ( 55,895 ) ( 53,358 ) ( 672,829 ) - 382,658 438,939 40,945 66,158 83,055 1,011,755 - ( 73,677 ) - - - - ( 73,677 ) - 127 1,709 1,065 2,949 2,039 7,889 1041231 $ 15,177 $ 6,303,683 $ 4,240,770 $ 525,126 $ 1,120,325 $ 719,807 $ 12,924,888 10311 $ 15,177 $ 5,662,962 $ 4,530,255 $ 542,728 $ 1,124,018 $ 695,639 $ 12,570,779 - ( 48,919 ) ( 661,584 ) ( 61,277 ) ( 83,931 ) ( 80,072 ) ( 935,783 ) - 380,353 448,990 44,866 66,322 72,225 1,012,756-179 2,522 314 704 279 3,998 1031231 $ 15,177 $ 5,994,575 $ 4,320,183 $ 526,631 $ 1,107,113 $ 688,071 $ 12,651,750 6887961001011041231 2,596,230 141

142 / Financial Status 3750 1015 310 410 320 210 1041031231 1041031231 8.78%9.66% 1041231 1031231 $ 3,170,005 $ 3,170,005 513,137 595,768 $ 3,683,142 $ 3,765,773 10411 $ 3,170,005 $ 595,768 $ 3,765,773-188,224 188,224 - ( 270,940 ) ( 270,940 ) - 172 172 - ( 87 ) ( 87 ) 1041231 $ 3,170,005 $ 513,137 $ 3,683,142 10311 $ 3,170,005 $ 631,723 $ 3,801,728-188,907 188,907 - ( 271,681 ) ( 271,681 ) - 46,069 46,069-750 750 1031231 $ 3,170,005 $ 595,768 $ 3,765,773 310 1041231 1031231 $ 1,797,748 $ 1,466,714 658,317 3,356,423 632,766 619,354 262,051 161,357 442,699 306,294 $ 3,793,581 $ 5,910,142 104103 2,127144 1041031231 323,205 2,950,882 1041231 1031231 $ 116,665,130 $ 103,149,357 72,030,073 57,097,833 14,531,307 21,122,619 857,336 1,107,203 511,968 343,684 $ 204,595,814 $ 182,820,696 1041031231 51,141,23146,390,229 51,162,70846,415,235 1041031231 15,564,00012,185,000 0.658%-1.068%0.858%-1.158% 10534104221041231 31,981,296 1041031231

2015 ANNUAL REPORT 1041231 1031231 $ 9,279,476 $ 14,207,885 6,009,108 6,837,352 5,201,546 5,701,648 4,507,153 4,499,837 3,375,115 3,583,339 3,321,956 2,816,912 1,693,053 1,606,723 999,988 1,141,101 739,927 1,213,851 547,210 524,158 273,798 59,880 242,035 226,896 215,834 237,814 213,499 212,092 114,474 87,215 79,345 158,796 1,851,518 2,383,972 $ 38,665,035 $ 45,499,471 1041231 1031231 $ 40,477,016 $ 41,122,893 484,984,597 422,353,497 744,683,401 701,731,007 472,293,325 458,929,525 3,543,000 2,059,800 683,100,935 703,248,764 73,374,578 66,581,720 318,238 413,543 $ 2,502,775,090 $ 2,396,440,749 1041231 1031231 96-1590Fixing Rate0.7%590 1.7% $ - $ 13,000,000 97-190Fixing Rate0.43% 104528-1,000,000 97-13.0%104528-4,500,000 98-22.10%104328-4,000,000 99-110.25%106621 8,000,000 8,000,000 99-290Fixing Rate0.15% 1061025 3,000,000 3,000,000 99-21.45%1061025 1,000,000 1,000,000 100-190Fixing Rate0.15% 107525 7,300,000 7,300,000 100-11.65%107525 2,700,000 2,700,000 100-290Fixing Rate0.25% 107728 1,200,000 1,200,000 100-21.70%107728 3,410,000 3,410,000 101-11.65%111628 11,650,000 11,650,000 101-21.43%1081225 1,000,000 1,000,000 101-21.55%1111225 7,350,000 7,350,000 102-190Fixing Rate0.43% 109328 4,000,000 4,000,000 143

144 / Financial Status 1041231 1031231 102-11.48%109328 $ 3,500,000 $ 3,500,000 102-21.72%1091225 900,000 900,000 102-290Fixing Rate0.45% 1121225 4,600,000 4,600,000 103-11.70%110526 1,500,000 1,500,000 103-11.85%113526 2,700,000 2,700,000 103-190Fixing Rate0.43% 113526 5,800,000 5,800,000 $ 69,610,000 $ 92,110,000 90 10411 3 10348 97-145103528 103729 96-258.11039 29 104217 96-1130104428 104 12210 1043301041 431 0%23 134330 1041231 1041 $ 9,515,762 3,187,301 $ 12,703,063 1041231 1031231 $ 32,743,854 $ 37,354,802 11,735,236 12,136,190 8,668,086 7,990,621 1,439,421 1,695,541 361,202 277,584 $ 54,947,799 $ 59,454,738 1041231 $ 7,304,700 $ 12,202,679 $ 19,507,379 169,512-169,512-13,035,184 13,035,184 31,779-31,779 7,505,991 25,237,863 32,743,854 - - - $ 7,505,991 $ 25,237,863 $ 32,743,854 1031231 $ 5,485,915 $ 15,280,743 $ 20,766,658 87,358-87,358-16,488,762 16,488,762 12,024-12,024 5,585,297 31,769,505 37,354,802 - - - $ 5,585,297 $ 31,769,505 $ 37,354,802 1041231 1031231 $ 851,606 0.878-2.3855 $ 922,008 1.100-2.555

2015 ANNUAL REPORT 104 103 $ 5,585,297 $ 31,769,505 $ 37,354,802 $ 4,224,304 $ 39,690,511 $ 43,914,815 2,099,475 481,608 2,581,083 1,506,913 710,836 2,217,749 ( 178,781 ) ( 7,013,250 ) ( 7,192,031 ) ( 145,920 ) ( 8,631,842 ) ( 8,777,762 ) 7,505,991 25,237,863 32,743,854 5,585,297 31,769,505 37,354,802 - - - - - - $ 7,505,991 $ 25,237,863 $ 32,743,854 $ 5,585,297 $ 31,769,505 $ 37,354,802 1041231 1031231 $ 32,743,854 $ 37,354,802 93,548 39,340 64,980 85,921 31,463 36,635 $ 32,933,845 $ 37,516,698 $ 30,205,201 $ 34,718,711 $ - $ - 1041031231 1041031231 2. 104 103 $ 115,688 $ 111,515 6,828 3,054 135,915 56,295 258,431 170,864 ( 87,220 ) ( 55,176 ) $ 171,211 $ 115,688 3. 104 $ 13,517,234 $ 13,461,711 ( $ 55,523 ) 1.22 1.22 - - 171,211 171,211 190,493,097 190,321,886 ( 171,211 ) 1041231 1031231 $ 11,735,236 $ 12,136,190 104 103 $ 12,136,190 $ 12,446,412-72,706 ( 592,938 ) ( 581,575 ) 191,984 198,647 $ 11,735,236 $ 12,136,190 1. 103 $ 10,418,241 $ 10,414,068 ( $ 4,173 ) 1.08 1.08 - - 115,688 115,688 158,702,314 158,586,626 ( 115,688 ) 104 103 ( $ 4,610,948 ) ( $ 6,560,013 ) 191,984 198,647 75,378 41,692 ( $ 4,343,586 ) ( $ 6,319,674 ) 145

146 / Financial Status 1041231 1031231 $ 4,658,134 $ 4,106,199 4,009,952 3,884,422 $ 8,668,086 $ 7,990,621 104 103 $ 1,695,541 $ 1,463,216 ( 256,587 ) 231,977 467 348 $ 1,439,421 $ 1,695,541 104103 147,677135,963 6 3 1041231 1031231 $ 11,813,451 $ 11,131,975 ( 7,161,392 ) ( 7,032,582 ) 4,652,059 4,099,393 6,075 6,806 $ 4,658,134 $ 4,106,199 10311 $ 10,313,513 ( $ 6,291,901 ) $ 4,021,612 938,814-938,814 183,410 ( 117,961 ) 65,449 1,122,224 ( 117,961 ) 1,004,263 - ( 29,531 ) ( 29,531 ) 61,143-61,143 2,675-2,675 63,818 ( 29,531 ) 34,287 - ( 960,769 ) ( 960,769 ) ( 367,580 ) 367,580-1031231 11,131,975 ( 7,032,582 ) 4,099,393 851,231-851,231 186,681 ( 121,004 ) 65,677 1,037,912 ( 121,004 ) 916,908 - ( 61,011 ) ( 61,011 ) 499,961-499,961 178,772-178,772 678,733 ( 61,011 ) 617,722 - ( 981,964 ) ( 981,964 ) ( 1,035,169 ) 1,035,169-1041231 $ 11,813,451 ( $ 7,161,392 ) $ 4,652,059 1. 2 2. 3.

2015 ANNUAL REPORT 1041231 1031231 1.35-1.45% 1.75-1.90% 2.00% 2.00% 1.35-1.45% 1.75-1.90% 1041231 0.25% ( $ 316,200 ) 0.25% $ 329,320 0.25% $ 313,868 0.25% ( $ 303,139 ) 1041031231 2,871,100605,000 1041031231 1112.41113.07 ( ) 1041231 1031231 $ 4,009,952 $ 3,884,422 104 103 $ 3,884,422 $ 3,979,147 152,379 151,452 760,838 523,661 ( 787,687 ) ( 769,838 ) $ 4,009,952 $ 3,884,422 104 103 $ 152,379 $ 151,452 760,838 523,661 $ 913,217 $ 675,113 101315 10110000850 1041231 1031231 4.00% 4.00% 2.00% 2.00% 1.00% 1.00% 50.00% 50.00% 1041231 1% ( $ 293,925 ) 1% $ 339,856 1% ( $ 748,637 ) 1% $ 748,637 1% ( $ 310,616 ) 1% $ 354,540 20% ( $ 1,603,981 ) 20% $ 1,603,981 1041231 1031231 $ 5,422,591 $ 7,266,986 1,553,783 929,362 761,370 873,398 76,908,449 66,873,228 $ 84,646,193 $ 75,942,974 147

148 / Financial Status 1041031231 1041231 1031231 $ 477,400 $ 205,742 75,932,515 65,633,404 498,534 1,034,082 $ 76,908,449 $ 66,873,228 $ 76,535,546 $ 66,388,333 372,903 484,895 $ 76,908,449 $ 66,873,228 104 103 $ 24,812,996 $ 27,899,909-701,046 237,187 176,386 $ 25,050,183 $ 28,777,341 $ 9,747,390 $ 17,025,511 5,964,001 3,061,993 5,631,922 8,139,005 2,051,144 333,189 1,249,820-268,859 116,443 137,047 101,200 $ 25,050,183 $ 28,777,341 1041231 1031231 $ 1,473,390 $ 1,333,820 117,720 52,585 $ 1,591,110 $ 1,386,405 104 103 $ 40,592,700 $ 40,133,011 6,267,199 6,913,507 4,751,972 3,993,335 1,803,190 1,887,555 53,415,061 52,927,408 ( 18,737,090 ) ( 19,243,659 ) ( 1,197,324 ) ( 1,767,858 ) ( 596,930 ) ( 1,227,639 ) ( 423,188 ) ( 415,662 ) ( 241,938 ) ( 242,840 ) ( 92,149 ) ( 225,607 ) ( 52,073 ) ( 33,314 ) ( 21,340,692 ) ( 23,156,579 ) $ 32,074,369 $ 29,770,829 104 103 $ 1,355,148 $ 1,324,429 1,215,478 810,013 701,715 743,842 555,590 525,778 535,767 467,534 433,599 290,089 366,280 321,565 244,214 227,117 243,302 251,765 158,372 128,840 153,593 111,920 140,504 105,594 135,637 76,630 120,170 140,026 846,098 740,001 7,205,467 6,265,143 ( 255,417 ) ( 241,290 ) ( 176,804 ) ( 134,467 ) ( 150,443 ) ( 116,474 ) ( 130,617 ) ( 111,726 ) ( 17,773 ) ( 29,172 ) ( 188,625 ) ( 195,572 ) ( 919,679 ) ( 828,701 ) $ 6,285,788 $ 5,436,442

2015 ANNUAL REPORT 104 $ 490,125 $ 18,534,012 ( $ 3,934,851 ) $ 27,263 $ 15,116,549 9,290 ( 7,529 ) 10,874-12,635 - ( 17,628,362 ) 2,640,124 - ( 14,988,238 ) ( 404,765 ) - 446,769-42,004 $ 94,650 $ 898,121 ( $ 837,084 ) $ 27,263 $ 182,950 103 $ 433,559 $ 8,760,976 $ 10,698,314 $ 7,704 $ 19,900,553 19,383 - ( 15,750 ) - 3,633 - ( 9,609,238 ) ( 8,673,146 ) - ( 18,282,384 ) $ 452,942 ( $ 848,262 ) $ 2,009,418 $ 7,704 $ 1,621,802 104 103 $ 8,525,217 $ 8,108,208 2,857,197 3,073,481 1,343,384 1,116,634 1,404,343 1,166,183 401,967 399,605 1,620,095 1,564,992 1,035,803 1,034,870 271,028 275,770 103620103 103 1,84364,4891045 1041228 104 1,89770,984 104 711,078 104612103620 103102 103 102 $ 1,843 $ 1,521 64,489 49,549 104225103 103529,182 105328 149

150 / Financial Status 104 103 $ 2,393,449 $ 784,417 10% - 108,966 2,267 418,345 2,395,716 1,311,728 ( 245,807 ) 514,191 - ( 174,579 ) ( 245,807 ) 339,612 $ 2,149,909 $ 1,651,340 104 103 $ 15,611,620 $ 12,065,408 17% $ 2,653,975 $ 2,051,119 103,845 20,975 ( 599,388 ) ( 1,019,913 ) 43,883 155,929 10% - 108,966 ( 217,063 ) ( 40,425 ) 162,390 130,923 2,267 243,766 $ 2,149,909 $ 1,651,340 104 103 $ 7,297 $ 45,179 ( 17,209 ) ( 59,481 ) ( $ 9,912 ) ( $ 14,302 ) 1041231 1031231 $ 1,108,886 $ 1,633,332 108,391 43,115 $ 1,217,277 $ 1,676,447 $ 1,289,153 $ 65,047 60,417 39,880 $ 1,349,570 $ 104,927

2015 ANNUAL REPORT 104 $ 1,454 $ - $ 4,066 $ 5,520 31,034 ( 16,840 ) - 14,194 10,541 ( 547 ) - 9,994 70,471 ( 1,682 ) - 68,789 295,341 78,914-374,255 660,352 21,340-681,692 6,113 242-6,355 61,610 15,546-77,156 316 - - 316 879 ( 879 ) - - - 597-597 - 1,002-1,002 4,080 ( 1,020 ) - 3,060-68,810-68,810-17,240-17,240 $ 1,142,191 $ 182,723 $ 4,066 $ 1,328,980 $ 543,486 ( $ 127,705 ) $ - $ 415,781 25,744 - ( 13,143 ) 12,601 364,322 - - 364,322 2,596,230 - - 2,596,230 66,097-7,297 73,394 2,051 2,846-4,897 397 - - 397-4,570-4,570-218 - 218-51,761-51,761-5,505-5,505 $ 3,598,327 ( $ 62,805 ) ( $ 5,846 ) $ 3,529,676 103 151 $ 1,229 $ - $ 225 $ 1,454 45,931 ( 14,897 ) - 31,034 11,089 ( 548 ) - 10,541 64,473 5,998-70,471 295,341 - - 295,341 676,455 ( 16,103 ) - 660,352 547 5,566-6,113 33,863 27,747-61,610 316 - - 316-4,080-4,080 335 544-879 $ 1,129,579 $ 12,387 $ 225 $ 1,142,191

152 / Financial Status $ 32,111 $ 511,375 $ - $ 543,486 85,000 - ( 59,256 ) 25,744 538,901 ( 174,579 ) - 364,322 2,811,394 ( 215,164 ) - 2,596,230 20,918-45,179 66,097 367 1,684-2,051 397 - - 397 $ 3,489,088 $ 123,316 ( $ 14,077 ) $ 3,598,327 1041231 1031231 $ 2,818,315 $ 3,333,752 $ 1,514,030 $ 2,416,334 1041231 $ 1,422,676 $ 140,889 $ 987 $ 12,798 $ 16,506 $ 5,274 $ 63,225 $ - 1031231 1,987,241 645,738 6,359 10,407 32,106 3,601 58,320-104 10.29% 0.71% 0.26% 20.48% 2.07% 3.30% 20.48% - 103 12.22% 0.22% 1.99% 20.48% 5.12% - - - 104 104 103 12 31 86 19,985 86 100 100 102 100 100 100 101 102 95100

2015 ANNUAL REPORT 104 $ 13,079,052 10,718,393 $ 1.22-189 $ 13,079,052 10,718,582 $ 1.22 103 $ 10,237,424 9,497,229 $ 1.08-157 $ 10,237,424 9,497,386 $ 1.08 103 $ 1.13 $ 1.08 $ 1.13 $ 1.08 1041231 1031231 12,000,000 12,000,000 $ 120,000,000 $ 120,000,000 11,072,229 9,044,980 $ 110,722,290 $ 90,449,800 10 103620 4,307,133430,714 1031222 1,500,00010 14.58 104612103 4,217,9921,054,498 527,249 1031222 104 330,750 1041231 $ 27,783,766 15,799,245 195,968 10,410,804 54,189,783 3,861,434 148,857 12,642,000 618,750 71,460,824 101 ( 6,360,660 ) 102 ( 1,625,333 ) ( 148,857 ) 103 ( 4,307,133 ) 104 ( 1,054,498 ) $ 57,964,343 153

154 / Financial Status 102IFRSs IFRS 1 IFRSs IFRSs IFRSs IFRSs 10211IFRSs 1,086,876 IFRSs 104 103 $ 996,026 $ 1,083,833 - ( 87,807 ) $ 996,026 $ 996,026 103620 0.1 IFRSs 104612103620 103102 103 102 103 102 $ 1,023,635 $ 550,549 5,272,490 4,307,133 $ 0.5 $ 0.5 4,217,992-0.4-105328104 $ 1,286,613 3,321,669 $ 0.3 7,750,560 0.7 10411 104 103 $ 3,235,303 $ 3,060,307 382,659 176,644 ( 13,189 ) ( 12,984 ) 122,682 146,424 - ( 135,088 ) $ 3,727,455 $ 3,235,303 IAS 24

2015 ANNUAL REPORT 眾 1041231 1031231 1. $ 47,965 $ 3,343 2. 104 $ 7,880,060 $ - $ 783 0.010-0.400 9,000,000 1,000,000 21,276 0.280-0.600 $16,880,060 $ 1,000,000 $ 22,059 103 $ 10,356,090 $ - $ 2,729 0.170-1.250 7,000,000 2,600,000 10,785 0.390-0.600 $17,356,090 $ 2,600,000 $ 13,514 3. 104 103 $ 167,114 $ 2,620 $ 599,742 $ 9,155 24,747,119 304,369 24,001,686 332,769 $24,914,233 $ 306,989 $24,601,428 $ 341,924 4. 104 $ 18,779,577 $ 1,532,092 $ 10,103 0.100-3.000 3,000,000-32 0.388 $21,779,577 $ 1,532,092 $ 10,135 103 $ 4,909,587 $ 792,487 $ 6,447 0.180-1.600 5. 104 $ 192,304 $ 126,978 $ 2,030 1.470-2.708 99,024 78,959 1,457 1.500-2.700 $ 291,328 $ 205,937 $ 3,487 103 $ 208,026 $ 130,808 $ 2,041 1.525-2.708 116,282 76,119 1,476 1.417-2.810 $ 324,308 $ 206,927 $ 3,517 6. 104 $ - $ 2,652 0.370-0.630 569,223 2,291 0.370-0.600 $ 569,223 $ 4,943 103 $ 349,497 $ 2,128 0.590-0.610 7. 104 $ 189,203 $ 866 0-1.130 534,878 10,910 0-13.000 10,923,024 34,821 0-13.000 $ 11,647,105 $ 46,597 103 $ 181,242 $ 806 0-1.130 530,003 11,647 0-13.000 14,518,535 41,028 0-13.000 $ 15,229,780 $ 53,481 1041231 1031231 8. $ - $ 1 14,279 12,235 $ 14,279 $ 12,236 9. $ 85 $ 57 10. $ 2,113 $ 52 11. $ 18,339 $ 5,784 891 334 $ 19,230 $ 6,118 155

156 / Financial Status 12. 104 103 $ 65 $ - 350 281 153,538 112,433 13. $ 153,953 $ 112,714 $ 155,959 $ 63,677 11,471 7,219 14. $ 167,430 $ 70,896 $ 12,708 $ 12,708 15. $ 24 $ 104 2,950 3,027 16. $ 2,974 $ 3,131 $ 2,000 $ 2,000 17. 104 $ - $ 449,850 $ 12,886,480 $ - - - 20,416,647 - $ - $ 449,850 $ 33,303,127 $ - 103 $ 50,019 $ 189,447 $ 99,947 $ - - - 22,461,287 - $ 50,019 $ 189,447 $22,561,234 $ - 18. 104 104.11.27~105.01.27 USD 2,000 $ 742 $ 742 104.12.16~105.01.19 USD 7,300 - - 104.12.16~105.01.19 USD 2,200 - - 104.12.16~105.01.19 USD 730 - - 104.12.16~105.01.19 USD 3,000 - - 104.12.16~105.01.19 USD 520 ( 271 ) ( 271 ) 104.10.22~105.01.26 USD 500 240 240 104.10.30~105.02.03 USD 500 169 169 104.11.09~105.02.16 USD 500 118 118 104.11.16~105.02.18 USD 200 15 15 104.11.27~105.02.01 USD 500 147 147 104.12.02~105.03.07 USD 300 55 55 104.12.31~105.03.04 USD 500 22 22

2015 ANNUAL REPORT 103 103.11.20~104.01.20 USD 4,000 $ 3,977 $ 3,977 104 103 $ 41,353 $ 4,587 19. 1041231 48 $ 151,434 $ 95,322 $ 95,322 $ - 28 139,894 110,615 110,615-1031231 43 $ 118,407 $ 85,481 $ 85,481 $ - 40 205,901 121,446 121,446-20. 1031231 $ 4,908 104 103 $ 247 $ 42 - ( 92 ) ( 450 ) - ( $ 203 ) ( $ 50 ) 1. (1) 1041231 1031231 $ 582,372 $ 33,801 1 965 $ 582,373 $ 34,766 (2) 104 $ 101,116,861 $ 6,435,789 $ 40,407 0.020-3.320 4,400,000 3,500,000 14,560 0.350-0.650 7,880,660-783 0.010-0.400 9,000,000 1,000,000 21,276 0.280-0.600 $ 122,397,521 $ 10,935,789 $ 77,026 103 $ 8,306,725 $ 8,306,725 $ 81,559 0.230-3.750 5,000,000 1,800,000 14,042 0.390-0.650 10,356,090-2,729 0.130-1.250 7,000,000 2,600,000 10,785 0.390-0.600 $ 30,662,815 $ 12,706,725 $ 109,115 (3) 104 103 $ 2,753 $ 1 $ 6,163 $ 31 165,233 2,620 597,339 9,155 24,747,119 304,369 24,001,686 332,769 $ 24,915,105 $ 306,990 $ 24,605,188 $ 341,955 157

158 / Financial Status (4) 104 $ 17,905,250 $ 657,764 $ 7,845 0.100-3.000 3,000,000-32 0.388 $ 20,905,250 $ 657,764 $ 7,877 103 $ 4,592,150 $ 475,050 $ 6,433 0.180-1.600 (5) 104 $ 12,697 $ - $ 6 2.475-2.545 192,304 126,978 2,030 1.470-2.708 99,024 78,959 1,457 1.500-2.700 $ 304,025 $ 205,937 $ 3,493 103 $ 85,137 $ - $ 6 2.545 208,026 130,808 2,041 1.525-2.708 116,282 76,119 1,476 1.417-2.810 $ 409,445 $ 206,927 $ 3,523 (6) 104 $ 199,597 $ 4,280 0.440-0.810 103 $ 898,819 $ 3,906 0.600-0.700 (7) 104 $ 34,739 $ 1,139 0-0.170 242,200 568 0.170-1.395 4,405,864 6,261 0-1.360 189,203 866 0-1.130 534,878 10,910 0-13.000 10,923,024 34,821 0-13.000 $ 16,329,908 $ 54,565 103 $ 23,659 $ 152 0-0.170 187,298 548 0.170-1.395 1,199,420 8,376 0-1.360 181,242 806 0-1.130 530,003 11,647 0-13.000 14,518,535 41,028 0-13.000 $ 16,640,157 $ 62,557 (8) 1041231 1031231 $ 198,226 $ 121,494 2,205 3,056-1 300 90 $ 200,731 $ 124,641 (9) 1041231 1031231 $ 744,306 $ 743,899 (10) 1041231 1031231 $ 1,251,673 $ - (11) 104 103 $ 2,193,549 $ 1,578,556 58,759 59,278 65-350 281 626 360 $ 2,253,349 $ 1,638,475 (12) 104 $ - $ - $ 1,093,873 $ - - - - 17,117,728 $ - $ - $ 1,093,873 $ 17,117,728 103 $ 2,153,222 $ - $ - $14,340,829

2015 ANNUAL REPORT (13) 104 104.12.22~105.03.22 USD 4,935 $ 146 $ 146 104.12.22~105.03.22 USD 10,033 296 296 104.12.22~105.03.22 USD 13,000 383 383 104.05.06~105.05.06 USD 3,187 6,744 6,744 104.11.09~105.01.11 USD 6,981 3,672 3,672 104.10.13~105.01.13 USD 9,989 3,201 3,201 104.12.31~105.01.29 USD 11,219 842 842 104.11.09~105.01.11 USD 3,499 1,841 1,841 104.12.31~105.01.29 USD 10,897 817 817 104.11.09~105.01.11 USD 1,699 894 894 104.10.15~105.01.15 USD 11,386 4,890 4,890 104.12.31~105.01.29 USD 6,722 504 504 104.12.31~105.01.29 USD 3,000 225 225 104.12.31~105.01.29 USD 5,000 375 375 104.04.07~105.04.07 USD 10,259 16,125 16,125 104.04.15~105.04.15 USD 3,129 5,194 5,194 104.04.15~105.04.15 USD 3,129 5,194 5,194 104.04.15~105.04.15 USD 4,850 8,051 8,051 104.05.08~105.05.09 USD 20,579 43,673 43,673 104.05.13~105.05.13 USD 10,443 22,640 22,640 104.10.13~105.01.13 USD 1,920 615 615 104.09.15~105.03.15 USD 10,488 5,124 5,124 104.11.27~105.01.27 USD 2,000 742 742 104.12.16~105.01.19 USD 7,300 - - 104.12.16~105.01.19 USD 2,200 - - 104.12.16~105.01.19 USD 730 - - 104.12.16~105.01.19 USD 3,000 - - 104.12.16~105.01.19 USD 520 ( 271 ) ( 271 ) 104.10.22~105.01.26 USD 500 240 240 104.10.30~105.02.03 USD 500 169 169 104.11.09~105.02.16 USD 500 118 118 104.11.16~105.02.18 USD 200 15 15 104.11.27~105.02.01 USD 500 147 147 104.12.02~105.03.07 USD 300 55 55 104.12.31~105.03.04 USD 500 22 22 159

160 / Financial Status 103 99.11.17~104.09.08 USD 5,000 $ 10,184 $ 9,133 99.11.24~104.01.20 USD 5,000 9,033 8,414 99.12.10~104.09.28 USD 5,000 8,999 10,445 103.12.22~104.06.22 USD 10,036 2,799 2,799 103.12.22~104.09.22 USD 4,935 1,390 1,390 103.12.22~104.06.22 USD 10,029 2,797 2,797 103.12.22~104.12.22 USD 10,033 2,916 2,916 103.12.22~104.12.22 USD 13,000 3,779 3,779 103.11.06~104.02.06 USD 3,187 3,802 3,802 103.12.08~104.04.08 USD 6,981 3,584 3,584 103.12.10~104.09.10 USD 9,989 4,561 4,561 103.11.28~104.05.29 USD 11,219 8,435 8,435 103.12.08~104.09.08 USD 3,499 1,818 1,818 103.12.26~104.01.26 USD 10,897 ( 2,454 ) ( 2,454 ) 103.10.02~104.01.05 USD 1,699 2,020 2,020 103.12.11~104.04.13 USD 5,147 2,051 2,051 103.12.15~104.09.15 USD 11,386 4,919 4,919 103.12.29~104.01.29 USD 6,722 ( 1,223 ) ( 1,223 ) 103.12.31~104.01.30 USD 5,000 ( 466 ) ( 466 ) 103.12.31~104.01.30 USD 10,000 ( 933 ) ( 933 ) 103.12.31~104.03.31 USD 3,000 ( 283 ) ( 283 ) 103.12.31~104.03.31 USD 5,000 ( 471 ) ( 471 ) 103.12.31~104.04.30 USD 5,000 ( 460 ) ( 460 ) 103.11.20~104.01.20 USD 4,000 3,977 3,977 104 103 $ 181,029 $ 210,875 41,353 4,587 $ 222,382 $ 215,462 (14) 1021230 962,000 17,792580,423 104 103154,779425,644 2. (1) 1041231 1031231 $ 277,079 $ 180,500 (2) 500,000104 1031231104103 104 () $ 12,697 $ - $ 6 2.475-2.545 103 () $ 85,137 $ - $ 6 2.545 (3) 1041231 $ - $ 279 $ 157 0.800-1.000

2015 ANNUAL REPORT 1031231 $ 550,000 $ 684 $ 152 0.580-1.040 3. (1) () 1041231 $ 972,407 $ 55,478 0.020-1.345 $ 22 1031231 405,121 26,221 0.060-1.345 29 (2) () 1041231 $ 4,400,000 $ 3,500,000 0.350-0.650 $ 14,560 1031231 5,000,000 1,800,000 0.390-0.650 14,042 (3) () 1041231 $ 99,962 $ - 0.540 $ 6 31,379,418 299,539 0.370-0.810 6,110 12,886,480-0.370-0.630 2,652 20,416,647 569,223 0.370-0.600 2,291 1031231 299,898-0.600 20 27,551,703 1,388,372 0.550-0.700 6,423 (4) 104 $ 500,000 $ - 0.640-0.650 $ 249 - - 0.800-1.000 279 $ 500,000 $ - $ 528 103 $ - $ - 0.700-0.880 $ 232 550,000 250,000 0.580-1.040 684 $ 550,000 $ 250,000 $ 916 4. (1) 1041231 1031231 $ 2,007,078 55 $ 917,445 31 47,895 1 2,376 - $ 2,054,973 56 $ 919,821 31 (2) 104 $ 99,942 $ 14,261,690 0.370-0.590 103 $ 489,553 $ 13,210,874 0.550-0.620 (3) 104 104.04.01~105.05.13 USD 166,344 ( $ 131,446 ) ( $ 131,446 ) 103 99.11.15~104.09.08 USD 10,000 ( $ 19,182 ) ( $ 17,511 ) 99.12.08~104.09.28 USD 5,000 ( 8,976 ) ( 10,423 ) 103.12.24~104.04.30 USD 47,318 6,477 6,477 103.11.04~104.12.22 USD 99,441 ( 42,851 ) ( 42,851 ) 161

162 / Financial Status 104103149,099218,185 (4) 1041231 1031231 $ 102,204 $ 81,031 17,533 4,617 $ 119,737 $ 85,648 (5) 104 103 $ 1,144,498 $ 897,977 150,366 42,666 $ 1,294,864 $ 940,643 5. 1021230 962,000 6. 104 103 $ 152,458 $ 111,653 104103 104 103 $ 138,014 $ 127,137 6,391 6,787 3,022 3,050 $ 147,427 $ 136,974 1041231 1031231 $ 40,000,000 $ 40,000,000 31,110,000 31,110,000 11,000,000 11,000,000 3,994,400 7,648,500 900,000 900,000 730,600 826,500 500,000-305,784 446,547 345,000 380,000 227,400 227,400 180,000 160,000 36,168 28,503-90,200,000 94,400 29,400 $ 89,423,752 $ 182,956,850 RTGS Federal Reserve Bank of San Francisco Discount Window Account 1041231 $ 316,666 $ 22,000 $ 338,666 $ 227,840 1031231 $ 278,096 $ 62,000 $ 340,096 $ 247,340 1041231 48,287 37,612

2015 ANNUAL REPORT 1. 1041231163,796 1041231 1031231 1 $ 592,570 $ 626,257 15 1,016,771 1,109,710 5 36,656 14,027 $ 1,645,997 $ 1,749,994 104 103 $ 648,987 $ 642,520 1,199 1,095 $ 650,186 $ 643,615 2. 1041231 38,313 1041231 1031231 1 $ 117,718 $ 91,978 15 313,913 108,637 $ 431,631 $ 200,615 3. 1041231 5,687,178 1,013,309 4. 99413 5. 95100 3,170,005 3,105,522 103123095100 103 228,990 10422549 9599 9599 100 1041231 1031231 1 $ 3,914 $ 3,656 15 16,865 16,159 $ 20,779 $ 19,815 1. 1 1 2. 90% 1041231 805 3. 90%104 1231 891 4. 90%104 1231 1 163

164 / Financial Status 5. 90% 1041231 183 1041231 1041231 $ 19,112,600 $ 3,800,000 1. 1041231 43,613 30,359 2. 1015 103410 103 3 120 1041231 10,979 1041231 1031231 1 $ 54,014 $ 33,223 15 164,405 178,219 5 640,251 681,826 $ 858,670 $ 893,268 1041231 1031231 $ 45,199,348 $ 46,084,422 $ 22,066,804 $ 22,106,227 94,584,846 95,581,253 91,003,303 91,066,731 69,610,000 70,258,774 92,110,000 92,416,474 1041231 $ 46,084,422 $ - $ 46,084,422 $ - 95,581,253 406,048 95,175,205-70,258,774-70,258,774 - Black Scholes model Bloomberg

2015 ANNUAL REPORT 1041031231 0.7361%1.0960%0.8567% 1.5995% 104 103 12 31 1041231 1031231 $ 262,273 $ 260,881 $ 1,392 $ - $ 216,786 $ 216,786 $ - $ - 2,439,198 2,439,198 - - 1,151,299 1,149,662 1,637-30,133,164 52,106 30,081,058-51,415,217 16,134 51,399,083-40,095-40,095-503,788 417,727 86,061-4,536,688 3,985,033 551,655-4,283,735 4,283,735 - - 142,278,588 46,341,353 95,937,235-116,494,442 42,398,907 74,095,535-5,272,281 5,272,281 - - 6,040,635 6,040,635 - - ( 12,703,063 ) - ( 12,703,063 ) - - - - - 4,263,964 42,602 4,221,362-9,316,463 19,608 9,296,855 - ( 2,810,156 ) - ( 2,810,156 ) - ( 6,730,193 ) - ( 6,730,193 ) - 1041231 1031231 $ - $ 90,734 104 $ 6,311 103 ( $ 5,322 ) 1041231 $ - 1031231 ( $ 6,311 ) 165

166 / Financial Status 1041231 $ 12,703,063 13,152,000 ( $ 448,937 ) 104 $ 2,168 1041231 $ 2,168 1. 2. 3. 4.

1. 2. 1 5P 5P 2 167 2015 ANNUAL REPORT

168 / Financial Status 3 The Banker 1041231 1031231 $ 101,337,530 $ 87,234,668 37,667,998 36,224,758 17,365,650 21,907,342 75,846,447 72,135,567 10% 1041231 1031231 $ 811,865,538 39 $ 766,147,304 39 322,834,983 16 317,386,644 16 1 1041231 (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) $ 2,549,807 $ 27,980 $ 74,336 $ 2,652,123 $ 34,983 $ 18,435 $ 2,598,705 10,828,753 26,551 519,669 11,374,973 323,002 220,344 10,831,627 1,968,578,879 8,385,747 25,749,526 2,002,714,152 7,016,444 14,445,553 1,981,252,155

2015 ANNUAL REPORT 1031231 (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)- (D) $ 2,431,203 $ 24,752 $ 89,248 $ 2,545,203 $ 45,339 $ 14,181 $ 2,485,683 10,611,364 24,558 453,368 11,089,290 278,219 183,459 10,627,612 1,841,768,677 6,661,544 34,696,716 1,883,126,937 9,648,688 12,622,033 1,860,856,216 2 1041231 1031231 $ 1,393,174,736 $ 1,293,517,863 575,404,143 548,250,814 1,968,578,879 1,841,768,677 3 1041231 (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) $ 91,593,863 $ - $ - $ 91,593,863 $ 3,288 $ 91,590,575 3,975,015 - - 3,975,015-3,975,015 319,261 - - 319,261-319,261 42,106,395 - - 42,106,395 14,802 42,091,593 305,784 - - 305,784-305,784 84,539,585 - - 84,539,585-84,539,585 4,092,383 - - 4,092,383 4,092,383 14,030,137 - - 14,030,137-14,030,137 1031231 (A) (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)-(D) $ 66,113,701 $ - $ - $ 66,113,701 $ - $ 66,113,701 3,507,963 - - 3,507,963-3,507,963 152,837 - - 152,837-152,837 17,613,230 - - 17,613,230 10,198 17,603,032 2,446,547 - - 2,446,547-2,446,547 84,853,538 - - 84,853,538 3,167 84,850,371 3,397,849-48,769 3,446,618 23,835 3,422,783 34,968,885 - - 34,968,885-34,968,885 90 169

170 / Financial Status 1041231 1 13 $ 22,337 $ 5,643 $ 27,980 16,298 10,253 26,551 5,879,070 1,356,697 7,235,767 902,419 247,561 1,149,980 - - - - - - - - - - - - - - - - - - 1031231 1 13 $ 19,109 $ 5,643 $ 24,752 13,763 10,795 24,558 4,819,281 1,332,310 6,151,591 401,927 108,026 509,953 - - - - - - - - - - - - - - - - - - 3.

2015 ANNUAL REPORT 1041231 1031231 100 ( $ 25,435 ) ( $ 94,508 ) 100 25,524 96,870 USD/NTDEUR/NTD3% ( 86,027 ) ( 82,661 ) USD/NTDEUR/NTD3% 86,027 82,194 /NTD 5% ( 18,673 ) 35,485 /NTD 5% 18,673 ( 36,846 ) 15% 12,369 13,441 15% ( 12,369 ) ( 13,441 ) 1 104 103 $ 32,145,426 2.35 $ 39,147,531 3.68 602,415,776 0.75 599,027,661 0.77 82,635,880 1.17 72,043,662 1.21 31,818,557 0.76 35,488,190 0.74 140,102 5.99 280,079 6.28 1,894,914 0.46 1,150,187 0.62 1,908,703,823 2.12 1,920,309,106 2.08 79,494,683 1.80 57,435,929 1.64 31,668,410 1.81 16,489,401 1.82 81,837,519 1.79 85,412,305 1.73 104 103 $ 223,584,339 0.40 $ 248,756,371 0.63 9,686,723 4.18 - - 21,520,863 0.45 25,506,195 0.49 441,434,653 0.14 398,559,146 0.14 718,931,183 0.39 681,221,574 0.40 459,583,913 1.18 469,369,599 1.21 695,132,173 1.33 715,754,182 1.35 73,684,825 0.85 77,410,304 0.81 1,739,192 0.39 2,063,198 0.39 6,623,598 1.39 11,506,151 1.96 76,956,575 1.56 98,957,589 1.79 2 104 103 $ 478,676 - $ 142,752 0.03 156,856 0.03 136,074 0.08 28,446 0.01 5,888 0.66 7,478,201 2.22 6,927,579 2.22 2,104,437 1.33 2,215,294 2.23 8,008,106 0.60 6,914,510 1.28 74,404-69,486-88,023 0.57 101,905 0.51 171

172 / Financial Status 1041231 $ 9,438,349 32.8800 $ 310,332,926 9,443,309 4.9930 47,150,444 431,528 35.9200 15,500,469 627,564 23.9750 15,045,854 48,863,783 0.2730 13,339,813 1,465,852 4.2420 6,218,146 972,188 2.1200 2,061,039 28,763 48.7500 1,402,194 27,447 23.7200 651,032 19,499 22.5000 438,733 3,627 33.2350 120,544 2,417 23.2500 56,207 4,358 3.9100 17,040 10,234 0.9168 9,383 751,603 0.0081 6,068 2,581 0.7007 1,809 7 7.6510 54 10,105,448 32.8800 332,267,122 9,190,733 4.9930 45,889,329 678,335 23.9750 16,263,088 32,415,488 0.2730 8,849,428 157,243 48.7500 7,665,610 186,511 35.9200 6,699,476 2,568,244 2.1200 5,444,677 593,004 4.2420 2,515,523 85,355 22.5000 1,920,493 69,632 23.7200 1,651,680 5,251 33.2350 174,523 6,124 23.2500 142,383 14,172 3.9100 55,413 11,050 0.9168 10,131 133 0.7007 93 2,885 0.0081 23-7.6510 3 1031231 $ 8,662,353 31.6700 $ 274,336,710 9,162,316 5.0990 46,718,650 479,193 26.0250 12,471,003 45,043,385 0.2656 11,963,523 239,531 38.5400 9,231,482 2,143,327 4.0820 8,749,061 454,326 2.7400 1,244,852 23,968 24.8500 595,594 10,415 49.3400 513,878 7,878 27.3200 215,235 4,550 32.0450 145,797 2,058 24.0000 49,383 6,309 4.1000 25,868 9,566 0.9683 9,262 538,571 0.0078 4,203 2,030 0.7074 1,436 7 9.0680 64 8,840,908 31.6700 279,991,557 7,539,054 5.0990 38,441,637 505,968 26.0250 13,167,816 30,812,811 0.2656 8,183,883 2,400,419 2.7400 6,577,147 167,324 38.5400 6,448,640 768,642 4.0820 3,137,597 569,636 4.1000 2,335,507 72,509 27.3200 1,980,933 33,545 49.3400 1,655,112 49,455 24.8500 1,228,962 5,415 24.0000 129,971 3,464 32.0450 111,001 8,812 0.9683 8,532 1,111 0.7074 786 2,883 0.0078 22-9.0680 3

2015 ANNUAL REPORT 4. 10410312 23.48%20.44% 1041231 0-30 31-90 91-180 181-1 1 $ 129,943,568 $ 61,620,412 $ 499,880 $ 8,181,954 $ - $ 200,245,814 - - - - 13,152,000 13,152,000 11,324,769 4,138,888 1,961,817 27,006-17,452,480 26,641,525 1,250,741 3,724,904 1,642,602 1,574,763 34,834,535 238,906,777 349,548,292 356,297,049 608,264,851 951,494,918 2,504,511,887 - - - - 69,610,000 69,610,000 6,944,010 51,121 28,891 76,156 609,190 7,709,368 1031231 0-30 31-90 91-180 181-1 1 $ 101,945,027 $ 49,770,769 $ 15,298,404 $ 10,006,496 $ - $ 177,020,696 17,825,644 3,208,667 2,143,891 1,503-23,179,705 32,602,250 1,451,036 4,148,507 2,360,923 676,658 41,239,374 239,241,979 343,567,766 333,392,499 605,650,196 875,424,031 2,397,276,471-4,000,000 18,500,000-69,610,000 92,110,000 7,549,966 690,785 34,799 81,459 704,058 9,061,067 10410312310-301,265,775,142 1,159,478,601 173

174 / Financial Status 1 1041231 0-30 31-90 91-180 181-1 1 $ 1,452 $ 3,668 $ 2,279 $ 1,360 $ - $ 8,759 ( 2,141 ) ( 435 ) ( 2,810 ) ( 4,510 ) ( 11,384 ) ( 21,280 ) 1031231 0-30 31-90 91-180 181-1 1 $ 30,182 $ 17,701 $ 49,514 $ 110,225 $ 4,700 $ 212,322 ( 2,593 ) ( 543 ) ( 4,292 ) ( 3,424 ) 43,697 32,845 2 1041231 0-30 31-90 91-180 181-1 1 $ 121,940,698 $ 61,218,639 $ 8,332,811 $ 6,721,102 $ 139,693 $ 198,352,943 122,438,787 61,450,896 8,404,151 6,782,455 139,717 199,216,006 136,070 1,887,838 1,394,754 140,160 851,454 4,410,276 136,452 1,754,559 1,321,384 136,070 1,026,649 4,375,114 122,076,768 63,106,477 9,727,565 6,861,262 991,147 202,763,219 122,575,239 63,205,455 9,725,535 6,918,525 1,166,366 203,591,120 498,471 98,978 ( 2,030 ) 57,263 175,219 827,901 1031231 0-30 31-90 91-180 181-1 1 $ 99,402,667 $ 68,577,981 $ 55,598,467 $ 23,656,876 $ 1,696,359 $ 248,932,350 145,125,350 50,949,366 26,825,975 17,301,318 2,349,112 242,551,121 332,525 1,183,200 106,693 20,866,476 3,109,322 25,598,216 332,628 1,184,847 106,906 20,875,704 3,109,339 25,609,424 99,735,192 69,761,181 55,705,160 44,523,352 4,805,681 274,530,566 145,457,978 52,134,213 26,932,881 38,177,022 5,458,451 268,160,545 45,722,786 ( 17,626,968 ) ( 28,772,279 ) ( 6,346,330 ) 652,770 ( 6,370,021 ) 1041231 0-30 31-90 91-180 181-1 1 $ 1,175,415 $ 6,237,551 $ 7,763,379 $ 11,348,130 $ 74,813,055 $ 101,337,530 13,900 128,504 755,729 1,347,700 35,422,165 37,667,998 4,430,340 8,766,697 2,230,412 483,024 1,455,177 17,365,650 3,023,999 6,402,251 6,562,665 9,228,210 50,629,322 75,846,447

2015 ANNUAL REPORT 1031231 0-30 31-90 91-180 181-1 1 $ 1,380,298 $ 4,522,267 $ 10,127,928 $ 6,081,353 $ 65,122,822 $ 87,234,668 46,720 373,476 400,932 1,994,668 33,408,962 36,224,758 4,688,231 10,902,026 3,070,995 1,851,105 1,394,985 21,907,342 5,501,045 7,439,428 5,155,563 6,263,807 47,775,724 72,135,567 1. 1 2 3 VaR 4 i 104103 123199% 503,473 468,933 ii A. 1041031231 1 20,49121,494 B. 1041031231 1% 21,220 27,853 C. 175

176 / Financial Status 1% 104103189,257 162,183 1041031231 1041231 1031231 $ 11,160 32.89 $ 367,068 $ 6,505 31.61 $ 205,600 1,704 23.99 40,877 857 25.94 22,222 96 35.90 3,463 111 38.44 4,260 6,046 32.89 198,842 5,279 31.61 166,845 2,832 4.99 14,132 1,624 5.08 8,257 288,921 32.89 9,502,601 349,446 31.61 11,044,231 29,716 4.99 148,283-5.08-256,847 32.89 8,447,713 148,247 31.61 4,685,355 239,998 4.99 1,197,591 209,998 5.08 1,067,629 12,450 32.89 409,480 3,680 31.61 116,306 iii stress loss 1041031231 97 1,971,2681,628,353100 311 289,939 247,517 2. 1 2 i ii iii

2015 ANNUAL REPORT iv 1041231 1031231 1 $ 23,385,286 $ 23,385,286 54% $ 28,949,785 $ 28,949,785 63% (twaaatwaa) 399,957 406,048 1% 399,948 400,520 1% (Aa2A2) 12,834,215 12,931,069 30% 11,600,423 11,672,786 25% (A3) 3,903,283 3,922,062 9% 4,146,352 4,183,326 9% (Baa2Ba1) 2,558,690 2,556,565 6% 1,050,440 1,015,229 2% $ 43,081,431 $ 43,201,030 100% $ 46,146,948 $ 46,221,646 100% 1 2 3. 1 2 3 i ii 1041231 1 13 35 5 ( $ 191,899 ) ( $ 225,351 ) $ - $ - ( 554,934 ) - - - ( $ 746,833 ) ( $ 225,351 ) $ - $ - 1031231 1 13 35 5 ( $ 310,641 ) ( $ 239,335 ) ( $ 34,733 ) $ - ( 142,810 ) ( 62,506 ) - - ( $ 453,451 ) ( $ 301,841 ) ( $ 34,733 ) $ - 09802512072 1. 177

178 / Financial Status 2. 1231 1 1 2 3 4 5 6 99 3 35 35 35 35 35-100 4,170 7,263 7,786 7,854 7,854 7,854-101 12,366 20,155 21,177 21,070 21,070 21,070-102 19,586 27,531 27,762 27,862 27,862 27,862 100 103 25,862 28,357 29,357 29,468 29,468 29,468 1,111 104 35,899 54,631 57,473 57,620 57,620 57,620 21,721 22,932 8,531 31,463 2 1 2 3 4 5 6 99 3 35 35 35 35 35-100 4,170 7,263 7,786 7,854 7,854 7,854-101 10,307 18,108 19,129 19,023 19,023 19,023-102 19,497 26,841 27,071 27,171 27,171 27,171 100 103 25,174 27,659 28,599 28,711 28,711 28,711 1,052 104 31,538 44,450 46,416 46,561 46,561 46,561 15,023 16,175 5,115 21,290

2015 ANNUAL REPORT 3. Lock-in IFRS 4 1041231 0.25% $ 73,972 $ 61,397 ( 0.25% ) ( 74,137 ) ( 61,534 ) 10% ( 11,622 ) ( 9,638 ) ( 10% ) 11,622 9,638 30% 424 352 ( 30% ) ( 2,288 ) ( 1,899 ) 15% ( 10,155 ) ( 8,429 ) 10% ( 56,689 ) ( 47,052 ) 1031231 0.25% $ 86,033 $ 71,407 ( 0.25% ) ( 86,225 ) ( 71,567 ) 10% ( 13,911 ) ( 11,546 ) ( 10% ) 13,910 11,545 30% ( 825 ) ( 685 ) ( 30% ) ( 902 ) ( 749 ) 15% ( 10,496 ) ( 8,712 ) 10% ( 49,696 ) ( 41,247 ) 1 2 3 4 4. 1 IFRS 4 2 3 179

180 / Financial Status 1041231 $ 23,189,614 $ 23,168,529 $ 23,189,614 $ 23,168,529 $ 21,085 25,513,538 26,092,702 25,513,538 26,092,702 ( 579,164 ) 1,883,182 1,880,000 1,913,869 1,880,000 33,869 1041231 $ 1,346,831 $ - $ 1,346,831 ( $ 1,346,844 ) $ - ( $ 13 ) $ 51,141,231 $ - $ 51,141,231 ( $ 50,367,675 ) $ - $ 773,556 1031231 $ 2,322,745 $ - $ 2,322,745 ( $ 2,322,745 ) $ - $ - $ 46,390,229 $ - $ 46,390,229 ( $ 44,186,416 ) $ - $ 2,203,813 8%1041031231 15.76%16.44%

2015 ANNUAL REPORT 1041031231 691%758% 104 1031231887.02%695.92% 1. 1 2 1 A 2 B 3 C 4 D 5 E 6 F 7 G 8 H 9 I 10 J 1041231 3 2 52,676,426 28.82 A 23,325,210 12.76 B 21,666,561 11.86 C 13,234,917 7.24 F 11,241,157 6.15 E 10,795,986 5.91 I 9,763,984 5.34 G 8,991,608 4.92 K 8,856,290 4.85 L 6,177,585 3.38 M 1031231 3 53,351,408 35.49 23,745,035 15.80 20,471,293 13.62 12,544,042 8.35 11,536,425 7.68 10,255,611 6.82 10,244,921 6.82 9,720,061 6.47 8,767,179 5.83 8,109,260 5.40 181

182 / Financial Status 2. 1 2 1 A 2 B 3 C 4 D 5 E 6 F 7 G 8 H 9 I 10 J 1041231 3 2 960,000 19.59 C 750,000 15.30 H 700,000 14.28 G 670,000 13.67 F 600,000 12.24 K 537,000 10.96 B 485,000 9.90 E 480,000 9.79 L 480,000 9.79 M 469,000 9.57 I 1031231 3 700,000 15.63 680,000 15.18 645,000 14.40 600,000 13.39 518,000 11.56 500,000 11.16 500,000 11.16 480,000 10.72 430,000 9.60 415,000 9.26 1 2 3 1. 1041231 190 91180 1811 1 2,224,055,786 87,672,073 11,322,931 159,928,135 2,482,978,925 909,691,528 1,199,678,568 122,411,693 52,746,552 2,284,528,341 1,314,364,258 ( 1,112,006,495 ) ( 111,088,762 ) 107,181,583 198,450,584 172,638,090 108.69 114.95 1031231 190 91180 1811 1 2,135,164,538 73,465,284 11,949,803 145,431,870 2,366,011,495 947,553,098 1,122,120,375 119,175,955 50,439,303 2,239,288,731 1,187,611,440 ( 1,048,655,091 ) ( 107,226,152 ) 94,992,567 126,722,764 138,104,503 105.66 91.76 1. 2. 3. 4.

2015 ANNUAL REPORT 1041231 190 91180 1811 1 10,149,865 698,630 151,491 565,159 11,565,145 10,403,374 993,494 1,109,895 15,000 12,521,763 ( 253,509 ) ( 294,864 ) ( 958,404 ) 550,159 ( 956,618 ) 307,844 92.36 ( 310.75 ) 1031231 190 91180 1811 1 10,710,125 870,911 132,636 394,389 12,108,061 10,639,807 727,954 827,580-12,195,341 70,318 142,957 ( 694,944 ) 394,389 ( 87,280 ) 385,484 99.28 ( 22.64 ) 1. 2. 3. 4. 2. 1041231 190 91180 1811 1 267,543 72,167 - - 339,710 186,779 77,691 9,684-274,154 80,764 ( 5,524 ) ( 9,684 ) - 65,556 59,218 123.91 110.70 1031231 190 91180 1811 1 326,434 42,423 - - 368,857 245,248 45,815 8,817-299,880 81,186 ( 3,392 ) ( 8,817 ) - 68,977 62,247 123.00 110.81 1. 2. 3. 4. 1. 1041231 1031231 0.49 0.39 0.43 0.34 8.95 7.76 7.72 6.70 35.13 29.35 2. 1041231 1031231 7.11 6.43 7.12 6.41 7.63 6.74 7.65 6.72 98.75 98.05 3. 1041231 1031231 0.47 0.40 0.41 0.35 8.46 8.03 7.28 6.99 30.99 25.60 183

184 / Financial Status 4. 1041231 1031231 1.22 0.97 1.21 0.96 10.23 7.33 10.21 7.31 100.74 89.98 5. 1041231 1031231 1.74 0.22 1.52 0.17 4.75 0.64 4.15 0.48 24.51 3.15 6. 1041231 1031231 0.66 0.32 0.59 0.32 12.63 6.53 11.22 6.39 52.73 40.34 1. 2. 3. 4. 1 ( ) 1. 1041231 010 1130 3190 91180 1811 1 2,874,376,823 459,449,410 337,684,146 143,910,031 189,898,631 301,915,264 1,441,519,341 3,383,426,314 201,323,422 196,212,659 423,094,927 423,237,179 685,429,837 1,454,128,290 ( 509,049,491 ) 258,125,988 141,471,487 ( 279,184,896 ) ( 233,338,548 ) ( 383,514,573 ) ( 12,608,949 ) 1031231 010 1130 3190 91180 1811 1 2,772,108,302 462,739,262 342,538,297 139,189,722 165,210,515 269,912,009 1,392,518,497 3,307,736,387 193,886,553 186,919,821 422,515,601 428,533,810 708,230,989 1,367,649,613 ( 535,628,085 ) 268,852,709 155,618,476 ( 283,325,879 ) ( 263,323,295 ) ( 438,318,980 ) 24,868,884 1041231 030 3190 91180 1811 1 19,969,621 7,751,534 3,450,908 2,294,517 1,535,694 4,936,968 24,145,661 10,778,451 4,407,558 2,491,497 3,621,382 2,846,773 ( 4,176,040 ) ( 3,026,917 ) ( 956,650 ) ( 196,980 ) ( 2,085,688 ) 2,090,195

2015 ANNUAL REPORT 1031231 030 3190 91180 1811 1 20,360,556 8,068,975 3,377,144 2,813,229 1,150,089 4,951,119 25,023,200 11,386,542 4,539,872 2,945,370 3,405,229 2,746,187 ( 4,662,644 ) ( 3,317,567 ) ( 1,162,728 ) ( 132,141 ) ( 2,255,140 ) 2,204,932 2. 1041231 030 3190 91180 1811 1 339,710 39,047 5,020 8,900 44,693 242,050 280,492 80,737 106,042 77,691 9,683 6,339 59,218 ( 41,690 ) ( 101,022 ) ( 68,791 ) 35,010 235,711 1031231 030 3190 91180 1811 1 368,857 69,433 5,324 6,998 37,663 249,439 306,610 100,238 145,010 45,815 8,817 6,730 62,247 ( 30,805 ) ( 139,686 ) ( 38,817 ) 28,846 242,709 1041231 130 3190 91180 1811 1 10,045,674 9,212,792 350,693 - - - - 200,000 800,000 16,301,720 4,678,915 120,000 200 - - - - 20,033-20,062 14,724,589 9,332,792 570,926 800,000 16,321,782 7,850,000 - - - - 25,645,298 3,046,983 50,210 - - 33,495,298 3,046,983 50,210 - - ( 18,770,709 ) 6,285,809 520,716 800,000 16,321,782 ( 18,770,709 ) ( 12,484,900 ) ( 11,964,184 ) ( 11,164,184 ) 5,157,598 185

186 / Financial Status 1031231 130 3190 91180 1811 1 9,418,553 3,719,875 4,747,327 - - - 350,000 350,000 1,053,860 11,607,790 4,872,363-200 - - - 25,045 10,046-50,970 14,290,916 4,094,920 5,107,573 1,053,860 11,658,760 7,600,000 - - - - 21,864,734 1,419,761 144,000 - - 29,464,734 1,419,761 144,000 - - ( 15,173,818 ) 2,675,159 4,963,573 1,053,860 11,658,760 ( 15,173,818 ) ( 12,498,659 ) ( 7,535,086 ) ( 6,481,226 ) 5,177,534 1041031231 1041231 1031231 1041231 1031231 $ 1,459,189 $ 2,073,843 $ 3,238 $ 1,290 2,403 2,605 155,580,004 143,206,066 5,641 3,895 1,628,673 1,128,249 157,208,677 144,334,315 67,632,891 62,177,011 804,036 149,781 6,377 3,902 157,015,238 145,258,269 35,583,450 25,788,673 31,454,680 25,431,949 2,219,984 1,211,634 15,948 10,585 176,070 133,798 4,287,799 476,255 194,994,742 172,392,374 35,758,427 25,918,789 67,632,891 62,177,011 252,803 64,141 ( 60,145 ) - 43,665 20,220 236,323 84,361 $ 262,869,597 $ 234,657,641 $ 262,869,597 $ 234,657,641

2015 ANNUAL REPORT 1041031231 1041231 1031231 $ 1,459,189 $ 2,073,843 155,580,004 143,206,066 1,628,673 1,128,249 804,036 149,781 2,623 2,938-4 - 500 3,754 460 31,454,680 25,431,949 15,948 10,585 4,287,799 476,255 67,632,891 62,177,011 $ 262,869,597 $ 234,657,641 104103111231 104 103 $ 4,193 $ 4,554 42,705 18,823 14,373 1,733 354,349 62,536 576 438 1,284 2,653 9,929 1,297-215 427,409 92,249 3,674 1,890 335 373-42 318 121 11 13 163,465 22,009 465 76 5,069 3,213 1,269 371 174,606 28,108 252,803 64,141 - - $ 252,803 $ 64,141 () 151041112 () ()2,000 1041031231 2,6902,871104 1037,060 6,653 1041031231 2,1112,914104 103 26,21929,386 187

188 / Financial Status 103421151,704 49%51%100% $ 151,704 ( 135,088 ) $ 16,616 104 1031231242,035 226,896 1041231 6 1038 25 10312225 5 105222 ( ) ( ) 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. ( ) ( ) 1. 2.

2015 ANNUAL REPORT 104103 104 $ 29,906,237 $ 2,167,972 $ 32,074,209 $ 160 $ 32,074,369 9,231,643 10,964,792 20,196,435 ( 13,948,110 ) 6,248,325 39,137,880 13,132,764 52,270,644 ( 13,947,950 ) 38,322,694 ( 2,158,168 ) ( 66,824 ) ( 2,224,992 ) - ( 2,224,992 ) - 4,343,586 4,343,586-4,343,586 ( 22,898,198 ) ( 2,116,500 ) ( 25,014,698 ) 185,030 ( 24,829,668 ) $ 14,081,514 $ 15,293,026 $ 29,374,540 ( $ 13,762,920 ) $ 15,611,620 103 $ 27,652,947 $ 2,117,882 $ 29,770,829 $ - $ 29,770,829 11,905,053 5,141,509 17,046,562 ( 11,330,918 ) 5,715,644 39,558,000 7,259,391 46,817,391 ( 11,330,918 ) 35,486,473 ( 6,270,689 ) ( 201,660 ) ( 6,472,349 ) 45,895 ( 6,426,454 ) - 6,319,674 6,319,674-6,319,674 ( 21,643,521 ) ( 1,832,775 ) ( 23,476,296 ) 162,011 ( 23,314,285 ) $ 11,643,790 $ 11,544,630 $ 23,188,420 ( $ 11,123,012 ) $ 12,065,408 189

190 / Financial Status 1041031231 1041231 1031231 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 51.00 51.00 100.00-90.02 90.02 100.00 100.00 100.00 100.00 1041231 1031231 - - 1041031231 1041231 1031231 $ 186,588,779 $ 200,480,193 $ 155,344,673 $ 163,792,288 100 229,564,943 145,277,688 100 213,963,528 134,361,382 100 4,914,554 2,494,769 100 4,507,880 2,193,065 100 4,526,871 982,532 100 2,570,035 508,529 100 3,177,251 2,671,546 100 2,888,241 2,760,839 51 3,534,283 796,889 51 3,096,371 889,858 100 334,606 180,369 100 353,887 191,878 100 997,861 499,772 ( 223,298,296 ) ( 200,468,265 ) ( 195,466,500 ) ( 163,774,089 ) 210,340,852 152,915,493 187,258,115 140,923,750 137.55% 132.88% 1 2

2015 ANNUAL REPORT 1041231 1031231 $ 110,722,290 $ 90,449,800 - - - - - - 57,964,343 51,818,091 2,356,575 1,332,940 996,026 996,026 12,866,132 10,921,063 1,689,065 ( 164,453 ) 5,652 8,794 186,588,779 155,344,673 1041231 $ 169,179,043 $ 170,222,272 - - 60,385,900 61,546,641 229,564,943 231,768,913 1,737,278,354 1,739,194,177 - - 750,679 750,679 - - 63,325,942 65,270,944 - - 14,616,127 14,634,941 - - 1,815,971,102 1,819,850,741 12.64 12.74 9.32 9.35 9.32 9.35 5.25 5.28 191

192 / Financial Status 1031231 $ 137,511,724 $ 138,532,074 - - 76,451,804 77,587,128 213,963,528 216,119,202 1,611,020,652 1,612,742,538 - - - - - - 58,820,779 59,992,738 - - 9,675,842 9,670,778 - - 1,679,517,273 1,682,406,054 12.74 12.85 8.19 8.23 8.19 8.23 3.62 3.63 1 2 1. 2. 12.5 3. 4. 5. 6.

2015 ANNUAL REPORT 1041031231 1041231 1031231 3 2 1 3 2 1 3,362,084 666,713,093 0.50 6,133,312 182.43 4,154,033 618,295,520 0.67 6,288,619 151.39 1,753,741 551,608,460 0.32 7,008,984 399.66 1,388,211 526,873,204 0.26 7,269,553 523.66 4 1,031,851 508,940,536 0.20 5,857,699 567.69 1,146,239 492,647,006 0.23 6,520,035 568.82 - - - - - - - - - - 5 47,115 12,544,692 0.38 204,713 434.50 39,567 12,290,737 0.32 210,711 532.54 592,128 245,391,020 0.24 1,896,174 320.23 354,000 217,296,569 0.16 1,621,616 458.08 6 18,278 9,442,950 0.19 151,983 831.51 27,174 8,804,715 0.31 146,525 539.21 6,805,197 1,994,640,751 0.34 21,252,865 312.30 7,109,224 1,876,207,751 0.38 22,057,059 310.26 3 2 1 3 2 1 8,207 2,660,556 0.31 74,750 910.81 17,950 2,562,450 0.70 98,857 550.74 7-216,084-3,552 - - 384,088-4,432-15,462 17,683 8 17,085 23,871 8 22,322 27,225 9 61,678 70,215 9 1 94760944000378 2 == 3 == 4 5 94121909440010950 6 7 9471909450004943 8 9542509510001270 9 9791509700318940 193

194 / Financial Status 104103111231 1041031231 1041231 1031231 1041231 1031231 $ 33,317 $ 23,659 $ 13,773,685 $ 8,283,702 175 45 155,317 121,888 2,082,043 720,161 2,072,032 780,841 200,468,265 163,771,945 285 1,454 8,251 14,757 5,455 3,550 5,466 8,794 16,006,774 9,191,435 186 165 3,502 3,232 110,722,290 90,449,800 57,964,343 51,818,091 16,218,733 13,247,885 1,689,065 ( 164,453 ) 186,594,431 155,351,323 $ 202,601,205 $ 164,542,758 $ 202,601,205 $ 164,542,758

2015 ANNUAL REPORT 104103111231 104 103 $ 13,333,107 $ 10,528,276 3,540 2,993 13,336,647 10,531,269 22,998 49,015 197,806 169,515 69,594 40,984 290,398 259,514 13,046,249 10,271,755 32,803 ( 34,331 ) 13,079,052 10,237,424 1,235,796 135,118 $ 14,314,848 $ 10,372,542 $ 1.22 $ 1.08 $ 1.22 $ 1.08 195

196 / Financial Status 104103111231 10311 8,614,266 $ 86,142,667 $ 56,125,224 $ 782,391 $ 1,083,833 $ 5,505,489 $ 44,213 ( $ 378,071 ) $ - $ 149,305,746 - - - - - ( 3,216 ) - - - ( 3,216 ) 10311 8,614,266 86,142,667 56,125,224 782,391 1,083,833 5,502,273 44,213 ( 378,071 ) - 149,302,530 - - - - ( 87,807 ) 87,807 - - - - 102 - - - 550,549 - ( 550,549 ) - - - - - - - - - ( 4,307,133 ) - - - ( 4,307,133 ) 430,714 4,307,133 ( 4,307,133 ) - - - - - - - - - - - - ( 16,616 ) - - - ( 16,616 ) 103 - - - - - 10,237,424 - - - 10,237,424 103 - - - - - ( 34,287 ) 220,579 ( 51,174 ) - 135,118 103 - - - - - 10,203,137 220,579 ( 51,174 ) - 10,372,542 1031231 9,044,980 90,449,800 51,818,091 1,332,940 996,026 10,918,919 264,792 ( 429,245 ) - 155,351,323 103 - - - 1,023,635 - ( 1,023,635 ) - - - - - - - - - ( 5,272,490 ) - - - ( 5,272,490 ) 421,799 4,217,992 - - - ( 4,217,992 ) - - - - 105,450 1,054,498 ( 1,054,498 ) - - - - - - - 1043 1,500,000 15,000,000 6,870,000 - - - - - - 21,870,000 - - 330,750 - - - - - - 330,750 104 - - - - - 13,079,052 - - - 13,079,052 104 - - - - - ( 617,722 ) 35,623 1,815,727 2,168 1,235,796 104 - - - - - 12,461,330 35,623 1,815,727 2,168 14,314,848 1041231 11,072,229 $ 110,722,290 $ 57,964,343 $ 2,356,575 $ 996,026 $ 12,866,132 $ 300,415 $ 1,386,482 $ 2,168 $ 186,594,431

2015 ANNUAL REPORT 104103111231 104 103 $ 13,046,249 $ 10,271,755 ( 13,310,109 ) ( 10,479,261 ) 9,917 9,719 69,594 40,984 ( 2,409 ) ( 991 ) 587 - ( 130 ) 44 ( 190 ) ( 231 ) 33,429 29,735 1,905 31 ( 151,157 ) ( 128,215 ) 2,409 991 7,325,836 5,759,628 ( 69,611 ) ( 43,670 ) ( 37,909 ) 4,458 7,069,568 5,593,192 ( 29,146,088 ) ( 6,410,015 ) - 2,000,000 ( 83 ) ( 1,000 ) - ( 312 ) ( 80 ) - ( 29,146,251 ) ( 4,411,327 ) 99,170,000 68,850,000 ( 93,680,000 ) ( 65,570,000 ) 1,000,000 - ( 1,000,000 ) - 357 811 ( 1,526 ) ( 3,057 ) ( 5,272,490 ) ( 4,307,133 ) 21,870,000 - - ( 151,704 ) 22,086,341 ( 1,181,083 ) 9,658 782 23,659 22,877 $ 33,317 $ 23,659 197

198 / Financial Status 1041031231 1041231 1031231 1041231 1031231 $ 42,442,551 $ 42,029,035 $ 198,372,977 $ 176,001,915 711,892,231 690,813,486 14,706,922 6,082,468 14,936,076 43,669,323 17,452,480 23,179,705 209,592 1,851,763 35,302,680 41,690,572 13,369,207 13,074,168 1,326,368 79,910 987,343 1,570,953 2,504,628,491 2,397,346,915 1,972,923,223 1,853,660,859 69,610,000 92,110,000 95,884,851 69,774,501 7,710,161 9,061,589 42,394,027 20,046,117 9,286,765 8,831,254 2,100,003 2,052,636 3,453,496 3,568,502 101,187,401 120,615,984 1,185,632 1,170,822 39,286,038 39,650,610 2,863,035,972 2,759,123,652 2,269,500 2,083,696 3,625,263 3,695,654 1,227,216 1,074,810 83,493,000 71,362,760 1,061,451 3,770,694 53,054,992 38,730,516 45,153,797 40,730,243 1,058,212 ( 512,882 ) 182,760,001 150,310,637 $ 3,045,795,973 $ 2,909,434,289 $ 3,045,795,973 $ 2,909,434,289 1041031231 1041231 1031231 1041231 1031231 $ 4,559,035 $ 4,632,484 $ 7,850,000 $ 7,600,000 19,671,159 17,946,404 28,733,678 23,428,495 14,670,128 11,193,717 64,553 52,518 162,360 123,599 820,742 854,908 2,801,971 2,017,225 68,337 17,089 85,572 36,942 37,537,310 31,953,010 249,477 249,477 14,571 13,660 1,624 1,579 3,547,270 3,547,270 222,736 217,379 3,240 1,443 1,189,310 924,115 161,503 6,628 4,901,323 4,479,456 $ 42,438,633 $ 36,432,466 $ 42,438,633 $ 36,432,466

2015 ANNUAL REPORT 1041031231 1041231 1031231 1041231 1031231 $ 12,594,062 $ 8,753,427 $ 7,924,771 $ 6,242,755 43,046-9,322 4,103 62,893 69,872 3,233-42,414 50,999 7,937,326 6,246,858 5,588 4,080 390,230 371,650 4,724,200 3,000,000 294,440 7,855 158,673 ( 11,761 ) 23,594 7,076 5,200,907 3,003,170 $ 13,138,233 $ 9,250,028 $ 13,138,233 $ 9,250,028 1041031231 1041231 1031231 1041231 1031231 $ 22,591 $ 40,129 $ 2,132,378 $ 2,610,438 2,111,623 2,634,612 21,033 14,576 954,873 958,195 12,429 8,423 1,975 2,520 2,165,840 2,633,437 1,881,250 1,666,736 2,056 3,330 78,162 52,685 2,616,000 2,400,000 290,561 163,471 2,553 1,122 546,176 457,940 12,522 29,179 3,177,251 2,888,241 $ 5,343,091 $ 5,521,678 $ 5,343,091 $ 5,521,678 199

200 / Financial Status 1041031231 1041231 1031231 1041231 1031231 $ 3,186,146 $ 2,779,947 $ 432,542 $ 481,078 1,124,544 1,141,563 937,076 724,987 216,151 175,482 32,933,845 37,516,698 47,774,049 52,266,867 11,735,236 12,136,190 27,088 18,056 171,211 115,688 83,732 93,113 60,301 21,402 1,408,860 1,079,080 341,065 357,675 76,908,449 66,873,228 76,908,449 66,873,228 123,519,725 118,226,946 6,000,000 6,000,000 9,310 3,366 350,506 ( 402,084 ) 849,478 599,108 7,209,294 6,200,390 $ 130,729,019 $ 124,427,336 $ 130,729,019 $ 124,427,336 1041031231 1041231 1031231 1041231 1031231 $ 328,723 $ 346,091 $ 22,141 $ 27,132 2,576 7,227 4,599 3,282 1,499 4,745 26,740 30,414 2,310-26,238 26,238 303,000 303,000 72,860 71,282 ( 41,254 ) ( 20,395 ) 334,606 353,887 $ 361,346 $ 384,301 $ 361,346 $ 384,301

2015 ANNUAL REPORT 1041231 1041231 1041231 $ 996,653 $ 1,513 2,564 191 113 1,704 235 1,000,000 ( 2,139 ) 997,861 $ 999,565 $ 999,565 104103111231 104 103 $ 50,960,726 $ 50,598,352 ( 21,054,489 ) ( 22,945,405 ) 29,906,237 27,652,947 9,231,643 11,905,053 39,137,880 39,558,000 ( 2,158,168 ) ( 6,270,689 ) ( 22,898,198 ) ( 21,643,521 ) 14,081,514 11,643,790 ( 1,952,033 ) ( 1,515,231 ) 12,129,481 10,128,559 954,167 ( 78,609 ) $ 13,083,648 $ 10,049,950 $ 1.52 $ 1.46 201

202 / Financial Status 104103111231 104 103 $ 287,826 $ 212,915 187,470 143,281 475,296 356,196 133,295 81,556 ( 128,622 ) ( 116,604 ) 479,969 321,148 ( 1,143 ) ( 637 ) 478,826 320,511 154,080 34,170 $ 632,906 $ 354,681 $ 1.35 $ 0.90 104103111231 104 103 $ 692,497 $ 492,412 ( 23,578 ) ( 20,268 ) ( 29,348 ) ( 27,102 ) ( 287,488 ) ( 260,785 ) ( 213,248 ) ( 174,001 ) 55,904 9,030 194,739 19,286 ( 24,305 ) ( 4,978 ) 170,434 14,308 16,518 ( 1,841 ) $ 186,952 $ 12,467 $ 0.44 $ 0.05

2015 ANNUAL REPORT 104103111231 104 103 $ 754,685 $ 740,874 ( 351,720 ) ( 380,828 ) 402,965 360,046 ( 7,480 ) ( 550 ) 395,485 359,496 ( 67,249 ) ( 59,914 ) 328,236 299,582 ( 16,657 ) 28,997 $ 311,579 $ 328,579 $ 1.25 $ 0.64 104103111231 104 103 $ 30,745,687 $ 33,311,379 ( 29,318,301 ) ( 32,383,292 ) ( 580,245 ) ( 545,291 ) 847,141 382,796 ( 94,551 ) ( 8,366 ) 752,590 374,430 250,370 298,825 $ 1,002,960 $ 673,255 $ 1.25 $ 0.62 203

204 / Financial Status 104103111231 104 103 $ 153,593 $ 111,920 ( 178,834 ) ( 179,946 ) ( 25,241 ) ( 68,026 ) 4,382 2,473 ( 20,859 ) ( 65,553 ) - - ( 20,859 ) ( 65,553 ) - - ( $ 20,859 ) ( $ 65,553 ) ( $ 0.69 ) ( $ 3.20 ) 1041011231 104 $ 1,416 ( 3,555 ) ( 2,139 ) - ( 2,139 ) - ( 2,139 ) - ( $ 2,139 ) ( $ 0.02 )

2015 ANNUAL REPORT 104103111231 104 $ 30,038,002 $ 103,059 $ 1,060,103 $ 873,205 $ 32,074,369 6,141,907 392,297 ( 2,534,421 ) 2,248,542 6,248,325 36,179,909 495,356 ( 1,474,318 ) 3,121,747 38,322,694 ( 2,148,273 ) 133,295 - ( 210,014 ) ( 2,224,992 ) - - 4,343,586-4,343,586 ( 22,906,425 ) ( 120,074 ) ( 538,014 ) ( 1,265,155 ) ( 24,829,668 ) 11,125,211 508,577 2,331,254 1,646,578 15,611,620 ( 1,952,033 ) ( 1,143 ) ( 94,551 ) ( 102,182 ) ( 2,149,909 ) 9,173,178 507,434 2,236,703 1,544,396 13,461,711 103 $ 27,755,829 $ 68,470 $ 1,086,456 $ 860,074 $ 29,770,829 9,235,048 307,574 ( 5,294,056 ) 1,467,078 5,715,644 36,990,877 376,044 ( 4,207,600 ) 2,327,152 35,486,473 ( 6,248,353 ) 81,556 - ( 259,657 ) ( 6,426,454 ) - - 6,319,674-6,319,674 ( 21,662,427 ) ( 108,042 ) ( 519,716 ) ( 1,024,100 ) ( 23,314,285 ) 9,080,097 349,558 1,592,358 1,043,395 12,065,408 ( 1,515,231 ) ( 637 ) ( 8,366 ) ( 127,106 ) ( 1,651,340 ) 7,564,866 348,921 1,583,992 916,289 10,414,068 205

206 / Financial Status 1041031231 1041231 $ 443,715,000 237.80% $ 4,807,000 2.58% 101,602,695 54.45% 4,688,644 2.51% 85,111,282 45.61% 4,529,851 2.43% 55,502,774 29.75% 3,915,000 2.10% 53,209,426 28.52% 3,860,000 2.07% 31,279,902 16.76% 3,696,229 1.98% 14,480,000 7.76% BANK OF AMERICA N.A. 3,662,158 1.96% 13,334,885 7.15% 3,624,505 1.94% 11,269,097 6.04% 3,507,772 1.88% 9,950,700 5.33% 3,449,331 1.85% 9,688,017 5.19% 3,409,484 1.83% 8,989,884 4.82% 3,406,220 1.83% 8,046,085 4.31% BANK OF COMMUNICATIONS COMPANY LTD. 3,361,794 1.80% 7,489,444 4.01% 3,270,765 1.75% 6,906,728 3.70% FORMOSA GROUP(CAYMAN) LTD. 3,235,392 1.73% 6,600,000 3.54% US TREASURY 3,203,545 1.72% 6,260,063 3.35% 3,177,800 1.70% 5,821,942 3.12% 3,111,306 1.67% 5,482,929 2.94% 3,063,051 1.64% 5,222,220 2.80% 3,050,381 1.63% 4,907,796 2.63% 3,001,430 1.61% EVERGREEN MARINE (SINGAPORE) PTE.LTD. 4,891,671 2.62% 11,444,478 6.13% 4,776,834 2.56% 9,690,731 5.19% 3,101,764 1.66% 4,879,057 2.61% 18,488,968 9.91% 14,096,381 7.55% EVERGREEN MARINE (UK) LTD. 17,579,787 9.42% 13,838,065 7.42% 17,265,832 9.25% 13,456,034 7.21% 17,265,832 9.25% 13,423,814 7.19% CLEVO (CAYMAN ISLANDS) HOLDING COMPANY 16,386,181 8.78% CHINA STEEL CORPORATION INDIA PRIVATE LTD. 13,423,814 7.19% 15,892,981 8.52% CSE TRANSPORT CORP. 13,423,814 7.19% 14,662,825 7.86% 13,383,814 7.17%

2015 ANNUAL REPORT $ 13,166,368 7.06% $ 7,081,066 3.79% 13,066,172 7.00% 6,906,728 3.70% 12,275,178 6.58% 6,782,904 3.64% 12,232,796 6.56% 6,600,000 3.54% 11,872,610 6.36% 6,265,563 3.36% 11,269,097 6.04% 6,175,943 3.31% 10,985,198 5.89% 6,092,944 3.27% 10,935,836 5.86% 6,028,878 3.23% 10,536,863 5.65% 6,023,599 3.23% 10,523,938 5.64% KUANG MING (LIBERIA) CORP. 6,023,599 3.23% 10,279,720 5.51% 5,989,600 3.21% 10,251,769 5.49% 5,796,504 3.11% 10,251,769 5.49% 5,767,009 3.09% 9,953,746 5.33% 5,752,987 3.08% 9,901,026 5.31% 5,734,745 3.07% 9,813,613 5.26% 5,734,745 3.07% 9,596,440 5.14% 5,600,574 3.00% 9,565,651 5.13% 5,495,008 2.94% 9,067,016 4.86% 5,458,211 2.93% 8,860,063 4.75% WAN HAI LINE (SINGAPORE) PTE. LTD. 5,458,211 2.93% 8,801,176 4.72% 5,405,329 2.90% 8,784,568 4.71% 5,383,055 2.88% 8,737,977 4.68% 5,318,217 2.85% 8,547,142 4.58% 5,239,758 2.81% 8,457,380 4.53% 5,223,220 2.80% AUO SUNPOWER SDN.BHD. 8,440,645 4.52% 5,178,961 2.78% YIEH PHUI (HONG KONG) HOLDINGS LTD. 8,410,078 4.51% 5,178,961 2.78% 8,128,004 4.36% 5,149,970 2.76% 8,053,319 4.32% 5,096,015 2.73% 8,046,104 4.31% 5,078,586 2.72% 7,986,011 4.28% 5,075,358 2.72% 7,986,011 4.28% 4,947,796 2.65% 7,964,180 4.27% 4,944,290 2.65% 7,901,047 4.23% 4,935,197 2.64% 7,872,313 4.22% 4,915,632 2.63% 7,851,790 4.21% 4,908,132 2.63% 7,426,626 3.98% 4,906,320 2.63% 7,251,065 3.89% 4,906,220 2.63% TCC INTERNATIONAL LTD. 7,179,678 3.85% EVERGREEN MARINE (SINGAPORE) PTE.LTD. 4,891,671 2.62% 7,101,730 3.81% 4,870,536 2.61% 207

208 / Financial Status $ 4,785,528 2.56% $ 3,674,243 1.97% 4,759,286 2.55% CHAILEASE HOLDING COMPANY LTD. 3,674,243 1.97% GREENCOMPASS MARINE S.A. 4,749,051 2.55% 3,674,083 1.97% 4,630,421 2.48% BANK OF AMERICA N.A. 3,662,158 1.96% 4,566,855 2.45% 3,611,624 1.94% 4,558,624 2.44% 3,606,474 1.93% 4,532,207 2.43% 3,604,757 1.93% 4,532,207 2.43% 3,550,274 1.90% INTEPLAST GROUP INC. 4,323,322 2.32% GENERAL INTERFACE SOLUTION LTD. 3,468,045 1.86% 4,314,576 2.31% 3,461,504 1.86% 4,232,366 2.27% 3,420,929 1.83% 4,230,887 2.27% 3,413,748 1.83% 4,208,078 2.26% 3,382,438 1.81% 4,208,078 2.26% 3,382,422 1.81% 4,168,443 2.23% DONG LIEN MARITIME S.A. PANAMA 3,378,236 1.81% 4,120,381 2.21% 3,377,705 1.81% 4,118,334 2.21% 3,373,546 1.81% 4,101,032 2.20% 3,358,595 1.80% 4,054,624 2.17% 3,334,889 1.79% 4,035,953 2.16% 3,324,760 1.78% 4,025,161 2.16% 3,304,515 1.77% SPINNAKER PESCADORES S.A. PANAMA 4,025,161 2.16% 3,292,399 1.76% 3,997,731 2.14% (OTC-15-0007) 3,280,664 1.76% 3,984,601 2.14% 3,225,051 1.73% 3,904,567 2.09% 3,177,800 1.70% 3,868,229 2.07% 3,160,186 1.69% 3,858,404 2.07% 3,143,813 1.68% 3,851,127 2.06% 3,140,700 1.68% 3,846,668 2.06% 3,124,621 1.67% 3,846,668 2.06% 3,116,206 1.67% 3,840,073 2.06% 3,076,051 1.65% 3,825,721 2.05% 3,066,831 1.64% 3,784,460 2.03% ABN AMRO BANK N.V. 3,032,338 1.63% 3,770,812 2.02% 3,006,892 1.61%

2015 ANNUAL REPORT 1031231 $ 461,665,000 297.17% $ 4,807,000 3.09% 93,662,946 60.29% 4,500,000 2.90% 89,437,588 57.57% 4,384,543 2.82% 55,351,408 35.63% EVERGREEN MARINE (SINGAPORE) PTE.LTD. 4,358,187 2.81% 53,394,981 34.37% 4,332,220 2.79% 30,597,285 19.70% 4,304,895 2.77% 12,109,720 7.79% 4,065,000 2.62% 10,986,566 7.07% 4,025,738 2.59% 10,500,241 6.76% 3,935,349 2.53% 10,000,000 6.44% 3,777,956 2.43% 8,597,517 5.53% 3,595,952 2.31% 8,253,474 5.31% 3,564,277 2.29% 7,499,133 4.83% 3,492,218 2.25% 6,941,406 4.47% 3,417,000 2.20% 6,765,857 4.36% 3,415,408 2.20% 6,079,877 3.91% 3,358,243 2.16% 5,560,792 3.58% 8,601,455 5.54% 3,877,956 2.50% 4,639,011 2.99% EVERGREEN MARINE (UK) LTD. 18,968,581 12.21% 12,512,307 8.05% 18,472,862 11.89% 11,835,297 7.62% 17,269,402 11.12% CSEI TRANSPORT (PANAMA) CORP. 11,463,437 7.38% 17,269,402 11.12% 11,441,406 7.36% 15,667,297 10.08% 11,406,431 7.34% 15,038,655 9.68% 10,820,509 6.97% 13,169,522 8.48% 10,401,354 6.70% 12,742,958 8.20% 9,913,471 6.38% 12,519,103 8.06% 9,913,471 6.38% 12,519,103 8.06% 9,817,526 6.32% CHINA STEEL CORPORATION INDIA PRIVATE LTD. 12,519,103 8.06% 9,534,676 6.14% CSE TRANSPORT CORP. 12,519,103 8.06% 9,499,622 6.11% 209

210 / Financial Status AUO SUNPOWER SDN.BHD. $ 9,013,554 5.80% $ 6,169,431 3.97% 8,979,223 5.78% WAN HAI LINE (SINGAPORE) PTE LTD. 6,169,431 3.97% 8,934,049 5.75% 6,122,337 3.94% M.SETEK CO.,LTD. 8,801,274 5.67% 5,873,679 3.78% 8,765,196 5.64% 5,873,679 3.78% 8,753,474 5.63% 5,843,700 3.76% 8,707,872 5.61% 5,828,788 3.75% 8,689,438 5.59% 5,633,789 3.63% 8,648,218 5.57% 5,593,922 3.60% 8,617,490 5.55% 5,532,000 3.56% 8,425,445 5.42% 5,444,667 3.50% 8,343,313 5.37% 5,422,737 3.49% 8,207,413 5.28% 5,223,964 3.36% 8,187,695 5.27% 5,122,440 3.30% 8,134,764 5.24% 5,108,883 3.29% 8,039,031 5.17% 5,108,883 3.29% 8,037,772 5.17% 5,083,620 3.27% 7,762,696 5.00% 4,974,330 3.20% 7,742,337 4.98% 4,968,828 3.20% 7,715,957 4.97% 4,959,407 3.19% LEADTEK GLOBAL GROUP LTD. YIEH PHUI (HONG KONG) HOLDINGS LTD. 7,715,957 4.97% 4,938,543 3.18% 7,543,296 4.86% 4,936,925 3.18% 7,499,133 4.83% 4,925,270 3.17% 7,294,192 4.70% 4,822,440 3.10% TCC INTERNATIONAL LTD. 7,268,850 4.68% 4,708,149 3.03% 6,946,906 4.47% 4,658,328 3.00% 6,741,882 4.34% 4,594,021 2.96% 6,730,918 4.33% 4,562,888 2.94% KUANG MING (LIBERIA) CORP. 6,405,251 4.12% 4,493,937 2.89% 6,232,066 4.01% 6,232,066 4.01% NAN YA PLASTICS (HONG KONG) CORP. LTD. EVERGREEN MARINE (SINGAPORE) PTE.LTD. 4,416,669 2.84% 4,358,187 2.81%

2015 ANNUAL REPORT $ 4,326,614 2.79% $ 3,575,276 2.30% 4,311,691 2.78% 3,566,277 2.30% 4,269,000 2.75% FORMOSA PLASTICS CORP. USA 3,550,642 2.29% 4,251,757 2.74% INTEPLAST GROUP INC. 3,537,493 2.28% 4,247,645 2.73% TCC INT'L HLDS LTD. 3,476,051 2.24% 4,235,422 2.73% 3,339,595 2.15% 4,219,581 2.72% CAYMAN PRESIDENT HOLDINGS LTD. 3,311,778 2.13% 4,171,897 2.69% 3,276,913 2.11% 4,141,615 2.67% 3,245,593 2.09% 4,141,615 2.67% 3,221,234 2.07% 4,133,317 2.66% 3,213,934 2.07% 4,121,818 2.65% 3,195,177 2.06% 4,121,818 2.65% ABN AMRO BANK N.V. 3,184,956 2.05% 3,928,682 2.53% RBS. LONDON 3,184,956 2.05% 3,852,340 2.48% 3,174,934 2.04% 3,845,759 2.48% 3,164,483 2.04% 3,798,252 2.44% 3,161,852 2.04% SPINNAKER PESCADORES S.A. PANAMA 3,798,252 2.44% 3,124,353 2.01% 3,792,751 2.44% DONG LIEN MARITIME S.A. PANAMA 3,109,542 2.00% 3,718,648 2.39% 3,095,289 1.99% YOSUN HONG KONG CORPORATION LTD. 3,692,020 2.38% 3,093,859 1.99% 3,686,849 2.37% 3,070,730 1.98% YOSUN SINGAPORE PTE LTD. 3,682,524 2.37% 3,042,752 1.96% 3,643,655 2.35% 3,042,728 1.96% SMART IDEA HOLDINGS LTD. 3,612,788 2.33% 3,016,081 1.94% 3,610,664 2.32% 3,013,521 1.94% 3,610,664 2.32% 3,001,357 1.93% 3,607,605 2.32% 211

212 / Financial Status 1041231 () - $ 954,873 100.00 $ 954,873 1 88-3,350-3,427 2 1 2 104111231 7,136,276 $ 149,887,137 1,213,024 $ 40,000,512 1 - $ - $ 7,708,071 1 $ - 8,349,300 $ 182,179,578 5 300,000 3,003,170 172,420 2,197,737 2 - - - - 472,420 5,200,907 5 - - 24,000 669,600 - - - - 24,000 669,600 - - 53,300 551,655 3 - - - - 53,300 551,655 - - 100,000 1,000,000 4 - - 2,139 4-100,000 997,861 5 1 1,516,64652,280 2,16826,146,01611,974,702 308,7007,089,0002,144616,927 2 16,5182,000,072170,434 10,713 3 533,00018,655 4 1,000,0002,139 5

2015 ANNUAL REPORT 104 $ 484,392 $ 239,971 $ 9,679 $ 6,963 2.00% 2.90% 1041231 $ 1,251,673 - $ - $ - $ - 744,306 - - - - 1041231 1 2 100.00 $ 182,179,578 $ 11,974,702 8,349,300-8,349,300 100.00 3 100.00 5,200,907 170,434 472,420-472,420 100.00 3 100.00 4,901,323 478,826 354,727-354,727 100.00 3 100.00 3,177,251 328,236 261,600-261,600 100.00 3 100.00 334,606 ( 20,859 ) 30,300-30,300 100.00 3 51.00 3,676,739 380,909 306,000-306,000 51.00 3 100.00 997,861 ( 2,139 ) 100,000-100,000 100.00 3 1 2(1) (2) (3) 3 213

214 / Financial Status 104111231 $ 4,547,235 ( USD 154,395 ) 1 2,947,314 ( USD 97,387 ) 1 2,950,882 ( USD 97,549 ) 1 $ 4,547,235 ( USD 154,395 ) 1 2,947,314 ( USD 97,387 ) 1 2,950,882 ( USD 97,549 ) 1 $ - $ - $ 4,547,235 ( $ 93,408 ) 100% ( $ 93,408 ) $ 5,433,226 $ - ( USD 154,395 ) 1 - - 2,947,314 ( 51,337 ) 100% ( 51,337 ) 3,138,529 - ( USD 97,387 ) 1 - - 2,950,882 ( 83,662 ) 100% ( 83,662 ) 3,092,672 - ( USD 97,549 ) 1 2 $ 10,445,431 ( USD 349,331 ) 1 $ 10,445,431 ( USD 349,331 ) 1 $ 109,772,941 $ 910,980 ( CNY 185,460 ) 1 $ 910,980 ( CNY 185,460 ) 1 $ - $ - $ 910,980 ( CNY 185,460 ) 1 $ 16,745 100% $ 16,745 $ 954,873 $ - 3 $ 910,980 ( CNY 185,460 ) 1 $ 910,980 ( CNY 185,460 ) 1 1 260% 360% $ 1,906,351

2015 ANNUAL REPORT 104111231 1 2 35 0 1 $ 1,251,673 4 0.04 1 2 1,251,673 4 0.04 0 1 744,306 4 0.02 1 2 744,306 4 0.02 1 1 242,200 4 0.01 2 2 242,200 4 0.01 1 1 198,226 4 0.01 2 2 198,226 4 0.01 1 1 2,196,255 4 5.73 2 2 2,196,255 4 5.73 1 1 582,372 4 0.02 3 2 582,372 4 0.02 1 1 6,435,789 4 0.20 3 2 6,435,789 4 0.20 1 3 1,529,678 4 0.05 4 3 1,529,678 4 0.05 1 3 131,446 4-4 3 131,446 4-1 3 131,446 4 0.34 4 3 131,446 4 0.34 1 3 141,022 4 0.37 4 3 141,022 4 0.37 2 3 100,093 4-4 3 100,093 4-2 3 1,118,279 4 2.92 4 3 1,118,279 4 2.92 1 3 3,500,000 4 0.11 5 3 3,500,000 4 0.11 1 3 199,597 4 0.01 5 3 199,597 4 0.01 1 3 383,282 4 0.01 1 3 580,423 4 1.51 6 3 963,705 4 0.03 1 1. 0 2. 1 2 1. 2. 3. 3 4 5 104105426 215

216 / Financial Conditions and Operating Results Financial Conditions and Operating Results 217 218 218 219 219 219 235 235 104 104 105 104 105426

2015 ANNUAL REPORT 104 103 43,753,654 45,149,610 ( 1,395,956 ) ( 3.09 ) 706,456,442 685,306,762 21,149,680 3.09 37,138,694 62,603,553 ( 25,464,859 ) ( 40.68 ) - 152,087,557 126,818,812 25,268,745 19.93 1,346,831 2,322,745 ( 975,914 ) ( 42.02 ) - 23,484,726 24,735,185 ( 1,250,459 ) ( 5.06 ) 1,217,277 1,676,447 ( 459,170 ) ( 27.39 ) - 1,981,115,609 1,860,748,281 120,367,328 6.47-27,088 18,056 9,032 50.02 45,199,348 22,066,804 23,132,544 104.83 122,023 115,905 6,118 5.28-191,284,181 196,758,103 ( 5,473,922 ) ( 2.78 ) - 3,570,167 2,714,707 855,460 31.51-39,485,980 40,312,130 ( 826,150 ) ( 2.05 ) 3,683,142 3,765,773 ( 82,631 ) ( 2.19 ) 1,328,980 1,142,191 186,789 16.35-3,793,581 5,910,142 ( 2,116,561 ) ( 35.81 ) 3,235,095,280 3,082,165,206 152,930,074 4.96 204,595,814 182,820,696 21,775,118 11.91 15,513,219 6,730,193 8,783,026 130.50 51,141,231 46,390,229 4,751,002 10.24-15,557,051 12,177,863 3,379,188 27.75 38,665,035 45,499,471 ( 6,834,436 ) ( 15.02 ) 1,349,570 104,927 1,244,643 1,186.20 2,502,775,090 2,396,440,749 106,334,341 4.44 69,610,000 92,110,000 ( 22,500,000 ) ( 24.43 ) 851,606 922,008 ( 70,402 ) ( 7.64 ) 54,947,799 59,454,738 ( 4,506,939 ) ( 7.58 ) 84,646,193 75,942,974 8,703,219 11.46 3,529,676 3,598,327 ( 68,651 ) ( 1.91 ) 1,591,110 1,386,405 204,705 14.77 3,044,773,394 2,923,578,580 121,194,814 4.15 186,594,431 155,351,323 31,243,108 20.11 110,722,290 90,449,800 20,272,490 22.41 57,964,343 51,818,091 6,146,252 11.86 16,218,733 13,247,885 2,970,848 22.43 1,689,065 ( 164,453 ) 1,853,518 1,127.08 3,727,455 3,235,303 492,152 15.21 190,321,886 158,586,626 31,735,260 20.01 1. - 2. 3. 4. -- 5. 6. - 7. - 8. 9. 10. 11. 12. 13. 14. 15. 217

218 / Financial Conditions and Operating Results 104 103 53,415,061 52,927,408 487,653 0.92 ( 21,340,692 ) ( 23,156,579 ) 1,815,887 7.84 32,074,369 29,770,829 2,303,540 7.74 6,248,325 5,715,644 532,681 9.32 38,322,694 35,486,473 2,836,221 7.99 ( 2,224,992 ) ( 6,426,454 ) 4,201,462 65.38 4,343,586 6,319,674 ( 1,976,088 ) ( 31.27 ) ( 24,829,668 ) ( 23,314,285 ) ( 1,515,383 ) ( 6.50 ) 15,611,620 12,065,408 3,546,212 29.39 ( 2,149,909 ) ( 1,651,340 ) ( 498,569 ) ( 30.19 ) 13,461,711 10,414,068 3,047,643 29.26 1,345,289 268,558 1,076,731 400.93 14,807,000 10,682,626 4,124,374 38.61 1. 2. 3. 4. 5. 6. 104 103 () 41.31-41.31 () 223.46-223.46 () 4,821.48-4,821.48 103 % () 430,685,493-48,299,889 396,429 381,989,175 - - 598,896202,467

2015 ANNUAL REPORT 104 104105 104 1. 2. 1 1046213.5 21.59.93104947.96 21.82.2834.93 2 104620 11.61.72 104 104 104 104 105 104105426 1. 1 2 3 219

220 / Financial Conditions and Operating Results 2. 1. 1 A. B.

2015 ANNUAL REPORT 2 A. B. C. D. 3 A. B. 4 A. A B B. A B C D 1 2 3 221

222 / Financial Conditions and Operating Results 4 1 2 VaR 3 4 1 2 3 4 //

2015 ANNUAL REPORT 2. 1 A. B. C. D. E. F. G. H. 2 : A. B. C. 3 A. B. C. D. E. F. 223

224 / Financial Conditions and Operating Results 4 A. B. A a. b. B C 1 2 3 4 1 2 3 4

2015 ANNUAL REPORT 3. 1 A. B. 2 A. B. A B 3 A. A B C 225

226 / Financial Conditions and Operating Results B. A B DVO1 C 4 A. B. 1 2 3 4 1 2 3 4 1 2

2015 ANNUAL REPORT 1 2 3 4 4. 1 A. B. C. D. 2 3 A. 227

228 / Financial Conditions and Operating Results B. C. D. 4 A. B. 1 2 3 4 1 2 3 4 1

2015 ANNUAL REPORT 2 3 4 5. 1 : 1041231 105331 757,288,397 119,888 759,167,029 102,095 123,682,130 1,978,914 123,371,824 1,973,949 139,891,210 5,155,930 205,766,215 6,341,408 1,032,413,376 73,944,905 1,007,466,856 72,601,922 463,871,523 29,193,087 465,261,466 29,303,977 506,645,153 23,457,945 511,315,535 23,785,622 4,713,357 1,314,816 5,171,755 1,451,705 77,527,437 3,744,454 81,647,740 3,756,919 3,106,032,583 138,909,939 3,159,168,420 139,317,597 105331 2 1041231 (1) (2) (3) (4) (5)=(1)+(3) (6)=(2)+(4) 835,135 835,135 21,369 835,135 21,369 2,417,860 2,417,860 38,686 2,417,860 38,686 3,252,995 3,252,995 60,055 3,252,995 60,055 3,252,995 3,252,995 60,055 3,252,995 60,055 229

230 / Financial Conditions and Operating Results 105331 (1) (2) (3) (4) (5)=(1)+(3) (6)=(2)+(4) 811,164 811,164 20,752 811,164 20,752 3,618,899 3,618,899 57,902 3,618,899 57,902 4,430,063 4,430,063 78,654 4,430,063 78,654 4,430,063 4,430,063 78,654 4,430,063 78,654 105331 3 1041231 105331 838,979 1,206,043 13,194 18,287 317,117 289,271 0 0 1,169,290 1,513,601 105331 4 1041231 102 32,283,854 103 36,291,141 104 38,385,024 106,960,019 5,066,075

2015 ANNUAL REPORT 5 1041231 010 1130 3190 91180 1811 1 2,874,376,823 459,449,410 337,684,146 143,910,031 189,898,631 301,915,264 1,441,519,341 3,383,426,314 201,323,422 196,212,659 423,094,927 423,237,179 685,429,837 1,454,128,290 ( 509,049,491 ) 258,125,988 141,471,487 ( 279,184,896 ) ( 233,338,548 ) ( 383,514,573 ) ( 12,608,949 ) 105331 010 1130 3190 91180 1811 1 2,886,842,448 392,331,878 410,372,260 186,343,762 191,272,096 246,880,289 1,459,642,163 3,417,331,425 205,518,332 195,515,504 396,463,420 432,062,373 714,081,234 1,473,690,562 ( 530,488,977 ) 186,813,546 214,856,756 ( 210,119,658 ) ( 240,790,277 ) ( 467,200,945 ) ( 14,048,399 ) 1041231 030 3190 91180 1811 1 19,969,621 7,751,534 3,450,908 2,294,517 1,535,694 4,936,968 24,145,661 10,778,451 4,407,558 2,491,497 3,621,382 2,846,773 ( 4,176,040 ) ( 3,026,917 ) ( 956,650 ) ( 196,980 ) ( 2,085,688 ) 2,090,195 105331 030 3190 91180 1811 1 20,291,229 8,107,319 3,290,181 2,348,830 1,456,462 5,088,437 23,844,723 11,343,256 4,007,479 2,617,187 3,317,174 2,559,627 ( 3,553,494 ) ( 3,235,937 ) ( 717,298 ) ( 268,357 ) ( 1,860,712 ) 2,528,810 231

232 / Financial Conditions and Operating Results 1-1041231 0% - 0% - 20% - 50% - 100% - 150% - - 0% - 20% 59,804 50% 1,529 100% - 150% - 61,333 50% 19,401 100% 46,530 150% - 65,931 100% 48,121 48,121 105331 0% - 0% - 20% - 50% - 100% - 150% - - 0% - 20% 62,873 50% 2,496 100% - 150% - 65,369 50% 24,776 100% 48,677 150% - 73,453 100% 55,996 55,996

2015 ANNUAL REPORT 1041231 18,731,340 438,750 19,170,090 105331 20,755,585 550,702 21,306,287 2 1041231 855,917 13,901 32,109-901,927 105331 905,802 3,202 32,233-941,237 % 1041231 105331 691% 632% 4,526,871 4,736,980 434,384 476,993 152,286 182,268 68,350 90,106 233

234 / Financial Conditions and Operating Results 1041231 C0-- 16,393 0.78% C1-- 1,425,577 68.23% C1o-- 468,317 22.42% C1c-- 127,460 6.10% C1s-- 829,800 39.72% C2 58,457 2.80% C3 11,328 0.54% C4 577,482 27.64% 2,089,237 100.00% 781,264 6,929,967 887.02% 1050331 C0-- 14,971 0.80% C1-- 1,284,975 68.46% C1o-- 439,592 23.42% C1c-- 91,327 4.87% C1s-- 754,056 40.17% C2 62,182 3.31% C3 10,452 0.56% C4 504,457 26.88% 1,877,037 100.00% 702,248 6,908,612 983.78% 104520 104 105104 BNP 100% 1041231

2015 ANNUAL REPORT 377.05103226.21% 1. 2. 3. 4. 5. 97122 265 235

236 / Special Items Special Items 237 241 241 241 241 104105426 104105426 104105426

2015 ANNUAL REPORT 1. 15 2. 1041231 () 90.01.01 (1) 77 83,493,000 () 94.10.18 3257 2,616,000 () 87.05.13 8514 3,547,269 () 100.12.02 32526 4,724,200 () 99.01.28 32510 6,000,000 ()(2) 100.02.01 8513 303,000 () 104.10.01 32513 1,000,000 81.12.23 7F,Boulevard du Regent 45/46, 1000 Brussels, Belgium 2,062,873 (56,254) (3) () 94.11.25 3259 10,000 102.07.01 23 1618-10 910,980 (185,460) (3) 135105901195 2103422 3 3. 3693 4. 237

238 / Special Items 5. 1041231 () () () () () () () 俤 8,349,300,000 100 261,600,000 100 354,726,941 100 472,420,000 100

2015 ANNUAL REPORT () () () () 1041231 306,000,000 51 294,000,000 49 Gaëlle, Hélène NICOLAS ép. BAETZ 30,300,000 100 100,000,000 100 2,639,659 90.02 146,250 4.99 146,250 4.99 1,000,000 100 100 239

240 / Special Items 6. 104 () () 83,493,000 3,045,795,973 2,863,035,972 182,760,001 39,137,880 12,129,481 1.52 2,616,000 5,343,091 2,165,840 3,177,251 754,685 328,236 1.25 3,547,270 42,438,633 37,537,310 4,901,323 475,296 478,826 1.35 4,724,200 13,138,233 7,937,326 5,200,907 692,497 170,434 0.44 6,000,000 130,729,019 123,519,725 7,209,294 30,745,687 752,590 1.25 303,000 361,346 26,740 334,606 153,593 ( 20,859 ) ( 0.69 ) 2,062,873 10,987,335 9,033,558 1,953,777 154,248 110,036 37.53 10,000 490,392 271,288 219,104 2,704,182 182,226 182.23 910,980 1,452,950 498,078 954,872 106,669 16,745 N/A 1,000,000 999,565 1,704 997,861 1,416 ( 2,139 ) ( 0.02 ) 1(IFRSs) 2 10

2015 ANNUAL REPORT 104105426 104105426 104105426 241

242 / Directory of Head Office & Branches Directory of Head Office & Branches