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1

2 % 75.0% 80.0% 95.45% 100% 100% 100%

3

4 (%) 902, , , , , , (1) (%) 264, , ,284 18,032 (37.4) 7,725 12,821 (39.7) (1) (39.7) (%) (1) 2

5 68.98% 75.0% 80.0% 95.45% 100% (%) 161, , ,899 67, ,320 12, (%) (1) 2,880 1, (1) (%) (%) (2) (%) (%) (%) ,905 53, ,924 4,

6 (%) (3) (%) (%) (1) (2) (3) % 5.8%1.5% , % %

7 (%) 264, , , , ,278 67, ,320 12, ,570 22,367 (34.9) 11,284 18,032 (37.4) 7,725 12,821 (39.7) (39.7) (%) (%) 902, , , , , , (1) (%) (1) , % , , % , % % % % % % % % 5

8 2016 1, (%) 108,404 98, ,843 8,232 (4.7) 7,354 6, ,430 12, ,616 1,798 (10.1) 12,777 12, ,556 6, , , , % , % , % %

9 % % % % (%) (%) (%) 95, , , , , , , , , (3.9) 59, , , , ,

10 (%) 129, , ,644 12,633 (47.4) , , ,883 71, ,189 14, (34.4) 30,453 30,510 (0.2) 129, , ,296 19,175 (25.4) (2,988) (4,116) (27.4) 11,308 15,059 (24.9) , % , % % % % 8

11 % % % % (%) (%) 70, , , , , , , ,

12 % 226.4% (%) 50,206 45, ,428 43, ,386 42, , ,697 1,817 (6.6) (19.1) 24,267 15, ,670 12, ,103 10, ,567 2, ,126 2, (30.1) 7,426 6, ,500 5, ,426 5, , (89.8) (5.4) 81,899 67,

13 , , (1) (%) (2) (%) (1) 1313 (2) (%) 82,133 67, ,625 13,037 (41.5) ,172 80, ,337 72, ,169 2, ,905 3,039 (4.4) 91,214 78, ,849 (84.1) (49) (194) (74.7) 404 2,655 (84.8) 11

14 % % % % % % %

15 % 31.6%87.0% % (%) (%) , , , , , ,

16 (%) 10,777 6, ,634 6, ,577 6, (2.8) ,781 1, ,507 1, ,252 1, ,763 4, , , ,546 4, ,320 12,

17 ,654 4, (1) (%) (2) (%) (1) (2) (%) 16,871 10, ,269 (42.9) (13.0) 17,733 11, ,630 9, (9.3) (23.4) 17,883 11, (150) 88 (52) (202) 88 15

18 % % % % % %

19 ,366 19,041 19,615 17,202 17,520 14,193 16,760 14,777 15,482 12,508 14,417 12,139 14,178 10,794 10,256 8,777 10,132 8,024 9,895 8, , , , , ,

20 (%) (56.5) (16.7) 1 7 (85.7) (29.0) (93) (147) (36.7) (26.2) % % % %

21 (%) (%) 39, , , , , , , , , , , , , , (1) 12, , , , , , , , , , , , , , (2) 51, , , , (1) (2) 19

22 ,997 10,725 9,884 10, (8) ,409 2,047 2,455 (809) 10,927 (79) 40 (185) (13) 7,268 6,094 18,505 30,534 (1) (%) (2) (%) (1) = / 2 (2) = / 2 20

23 (%) 21,497 11, (20,700) (10,702) 93.4 (10,859) 11,343 21

24 (%) (1) 197, ,150 (0.2) 161, , ,242 67, (%) (%) , ,478 (1.5) 107, , ,805 42,824 (%) (%) ,051 45,314 (5.0) 35,934 38,365 (6.3) 24,475 20, (%) (%) ,066 4, ,402 3, ,889 2, (%) (%) (1) % %

25 % % % % % % % % %8.5% 50.3% % 23

26 (2) 24

27

28

29 FIAA FCAA 27

30 (1) (2) 28

31 % % 21,198 (1,702) 19,496 34,409 53, % 3,448 (567) 2,880 29

32 % 2,239 (400) 1, % 472 2, , % 462 1, ,

33 % % % 55%

34 % % 5.5% ,198 19,496 9% 22,881 21,298 11% 19,766 17, ,497 23, ,946 15,046 10% 20,938 19,236 10% 21,458 19,756 10% 20,061 18,596 10% 22,211 20,293 10% 21,000 19,303 10% 21,397 19,691 10% 21,084 19,383 10% 21,312 19,609 10% 21,149 19,448 10% 21,246 19,544 (80/20) 20,457 18, % 21,198 18,122 20,089 18,387 10% 32

35 ,448 2,880 9% 3,927 3,406 11% 3,043 2, ,944 4, ,969 1,337 10% 3,036 2,468 10% 3,860 3,292 10% 2,988 2,518 10% 3,856 3,200 10% 3,404 2,838 10% 3,492 2,923 10% 3,410 2,843 10% 3,486 2,918 10% 3,400 2,832 10% 3,496 2,929 (80/20) 3,315 2, % 3,448 2,434 2,824 2,256 10% 33

36

37 FIAA FCAA 35

38 (1) (2) 36

39 % % 1,706 (287) 1,419 5,505 6, % 385 (82)

40 % 199 (36) % %

41 % % % 95%

42 % % 5.5% ,706 1,419 9% 1,827 1,573 11% 1,602 1, ,046 1, ,388 1,076 10% 1,616 1,329 10% 1,816 1,528 10% 1,668 1,399 10% 1,795 1,485 10% 1,698 1,411 10% 1,714 1,427 10% 1,684 1,397 10% 1,728 1,441 10% % 2,624 2,337 (80/20) 1,686 1, % 1,706 1,244 1,671 1,383 10% 40

43 % % % % % % % % % % % % (80/20) % % 41

44

45 , ,928 4 (18,159) (17,192) 4 246, ,736 (17,948) (16,244) 228, ,492 6,088 5, ,079 27, ,154 1, , ,316 73,925 63,427 90,164 82,075 20,755 14,128 1,928 2, , ,164 7 (8,922) (8,344) 7 177, ,820 25,570 16, ,039 2,276 (233) 9 34,422 34, , ,878 3,426 2, ,570 22, (3,286) (4,335) 11,284 18,032 7,725 12,821 3,559 5,211 11,284 18,

46 ,284 18,032 (4,980) 18,371 5(b) 548 (10,742) 5(d) ,062 (1,837) (3,185) 5,805 (4) (1) 1 (3) (1) (2,731) 6, (36) (25) (46) (51) (2,571) 6,194 8,713 24,226 5,806 17,586 2,907 6,640 8,713 24,226 44

47 ,882 49, , , , , ,820 21,558 19, 27 28,642 26, , ,097 9,412 9, , , ,393 53, ,458 10, ,182 23, ,005 3,869 3,941 5,540 2, ,798 25, , ,468 23,788 28,231 3,627 3, ,054 39, , , ,556 27,601 7,531 8,114 2,810 2,990 1,054 1, ,287 66, , , ,424 42,424 78,515 73, , ,101 42,490 41, , , , ,468 45

48 * ** ,424 19,925 5,840 5,770 1,300 2,232 (3) 594 (49) 1,101 (15,010) (693) 52, ,101 41, ,195 7,725 7,725 3,559 11,284 (2,407) 75 (3) (1,919) (652) (2,571) (2,407) 75 (3) ,725 5,806 2,907 8, (959) (959) (1,574) (2,533) (9) (9) ,424 19,925 3,433 5,770 1,300 2,307 (6) 892 (33) 1,101 (15,019) (591) 59, ,939 42, ,429 * ** , ,942 2, ,847 46

49 ,424 19,925 1,951 4, , (96) 802 (15,065) 35,970 92,581 32, ,577 12,821 12,821 5,211 18,032 4, (1) (46) 4,765 1,429 6,194 4, (1) ,775 17,586 6,640 24, (402) (402) (1,345) (1,747) (265) (230) ,424 19,925 6,438 4, , (89) 802 (15,030) 48, ,800 38, ,826 47

50 ,936 15,683 (5,439) (4,090) 21,497 11,593 (994) (1,146) (217,500) (141,157) 150, ,751 13,318 13,512 3,748 3, ,465 (5,339) (20,700) (10,702) (4,443) 19, (5,000) (6,000) (1,416) (1,979) (44) (10,859) 11,343 (10,062) 12,234 49,884 39, (1) 39,882 51, ,497 6, ,384 44, ,882 51,540 48

51

52

53 3. 1% 10% ,467 82,133 16, ,471 5, ,088 6,644 7, , (4,037) 15, (510) 1, ,595 90,172 17, , (4,547) 250, ,438 90,036 17, (11) , , (4,547) 77,883 83,337 16, ,850 21,189 4, (220) 25, ,039 (137) (58) (2) (36) (233) 30,453 2, (361) 34, ,905 91,214 17, (581) 239,648 1,606 1,495 (2) ,426 14, (150) 400 3,518 2 (3,949) 14,570 (2,988) (49) (52) (93) (111) 7 (3,286) 11, (202) 307 3,407 2 (3,942) 11,284 51

54 ,015 67,468 10, ,492 5, (49) 5,206 12,633 13,037 1, ,579 2 (3,354) 27, (388) 1, ,422 80,682 11, , (3,742) 227, ,364 80,640 11, , , (3,742) 71,293 72,614 9, ,820 14,190 2, (186) 16, , (20) 2 30,510 3, (240) 34, ,799 78,995 11, (426) 207,878 1,552 1, (226) 2,929 19,175 2, ,287 (53) (3,542) 22,367 (4,116) (194) (147) (4,335) 15,059 2, ,390 (53) (3,523) 18,032 52

55 , ,560 46,241 9, ,606 5,652 (95,352) 902, , ,127 40,691 1,699 20,726 2,710 (6,694) 738, , ,560 32,831 9, ,728 5,588 (89,119) 843, , ,467 29,421 1,717 20,369 2,647 (2,847) 686, % 6.45% 6.70% (a) 94,528 73,867 8,070 6, , , , ,928 (b) (329) (176) (1,524) (1,323) (16,306) (15,693) (18,159) (17,192) 246, ,736 53

56 (a) 15,929 16,454 (b) (688) 11,037 (c) (d) (185) (13) 15,079 27,605 (a) ,070 4,874 2,970 3,017 2,845 2, ,736 3,212 13,658 13,808 1,686 2, ,047 2,455 15,929 16,454 54

57 5. (b) (646) 10,652 (163) 275 (688) 11,037 (c) (8) 14 (79) (d) (185) (13) 55

58 ,154 1, , ,748 90,164 8,734 81,430 4, ,547 85,801 7,918 77,883 20, ,744 1,928 1, ,772 8, , , ,418 82,075 8,326 73,749 3, ,455 78,736 7,442 71,294 14, ,119 2,534 2, ,164 8, ,820 56

59 (14) (9) 2,039 2, ,340 13,731 5,500 7,592 1,011 1,060 1,413 1, ,614 10,688 34,422 34,961 57

60 ,974 16, , ,949 6, (2,663) (2,338) 3,286 4,335 25% % 58

61 ,725 12,821 42,424 42, ,369 30, ,497 15, ,015 3,055 39,882 49,884 59

62 , , , , , , , ,147 60

63 ,192 77,755 25,817 22,867 9,234 9,041 6,505 4, , , , ,914 8,666 10, , , % %

64 ,713 28,734 93,035 85, , ,914 8,666 10, , , ,051 24,427 (3,231) (2,869) 48,820 21,558 (a) ,869 2, (2) (71) 3,231 3,162 62

65 18. (b) ,264 18, ,468 1, ,068 1, ,820 21, ,532 9,276 17,010 17, ,642 26,542 Standard & Poor s A- A.M.Best Fitch Moody s 63

66 ,556 99,655 23,311 8,130 2,000 2, , ,485 2% 100% %-8.20% %- 8.20% , %-7.80% %-7.80% 6.35% %-5.60% %-5.60% 64

67 ,402 37,402 15,101 13,016 52,503 50,418 2,890 2,890 55,393 53, ,634 65

68 ,358 10, (c) (220) (197) (6) (2) 10,458 10,801 (1) (2) ,

69 ,542 11,202 (a) 2,881 3,345 1,696 5, ,953 7,247 25,584 27,236 (1,786) (1,636) 23,798 25,600 (a) %-6.35% %-6.45% ,015 3, ,043 30,208 30,136 34,054 39,210 67

70 %-6.19% %-6.19% %-8.19% %-8.19% , , , ,031 3, ,862 4, , ,679 16, , ,799 10, , ,160 28, , , ,287 3, ,496 1, , ,639 16,669 97, ,933 9,188 93, ,686 26, ,

71 ,782 25,823 1,774 1,778 36,556 27, ,601 25,520 12,863 5,374 (4,661) (5,816) ,556 25, ,362 11,169 12,529 12,139 10,835 16,054 8,798 8,451 7,002 5,243 4,908 5,141 2, ,719 7,170 74,287 66,

72 ,698 33,698 H 8,726 8,726 42,424 42,424 33,698 33,698 H 8,726 8,726 42,424 42,424 70

73 ,882 49,884 39,882 49,884 21,713 28,734 21,713 28,734 3, , ,701 96, ,701 96, , , , , , , , ,899 48,820 21,558 48,820 21, , , , ,097 9,412 9,914 9,412 9, , , , ,760 22,336 24,568 22,336 24, , , , ,576 23,788 28,231 23,788 28, ,054 39,210 38,252 44,337 36,556 27,601 36,556 27,601 7,531 8,114 7,531 8,114 63,415 45,696 63,415 45, , , , ,959 71

74 31. 72

75 31. (a) , ,136 20, ,920 85,777 21,713 28,734 74,111 68,951 9,682 9,365 4,404 3,013 1, ,266 14, , ,782 1,

76 31. (b) , , , ,955 38,252 38, , , , , ,760 44,337 44,337 74

77 31. (c) ,722 21,300 1, (1,695) (4,287) ,908 17,913 8, ,

78 32. (a) (1) (2) (3) (4)

79 32. (b) (1) ,685 2,466 (2) ,136,045, % (3) (i)

80 32. (b) (3) (ii) ,473 1, (a) (b) ,660 1,311 78

81 33. (c) , ,115 3, , ,666 10,361 16,834 15, ,413 2, ,449 2,462 (d)

82 33. (e) A % 12.90%

83 (

84 B(1) XV ,896,189, % 70.47% 3,801,567, % 8.96% 82

85 H H 5 4 American International Group, Inc. AIG 1,113,405, % 2.62% 1 616,008, % 1.45% BlackRock, Inc. BlackRock 2 449,106, % 1.06% 16,293, % 0.04% ,279,000 H State Street Global Advisors SSGA 13,658,000 H, (Neuberger Berman) 71,000H 2. BlackRock 449,106,883 H 16,293,000 H Trident Merger, LLC, BlackRock Investment Management, LLC, BlackRock Holdco 2, Inc., BlackRock Financial Management, Inc., BlackRock Holdco 4, LLC, BlackRock Holdco 6, LLC, BlackRock Delaware Holdings Inc., BlackRock Institutional Trust Company, National Association, BlackRock Fund Advisors, BlackRock Capital Holdings, Inc., BlackRock Advisors, LLC, BlackRock International Holdings, Inc.,BR Jersey International Holdings L.P., BlackRock Cayco Limited, BlackRock Trident Holding Company Limited, BlackRock Japan Holdings GK, BlackRock Japan Co., Ltd., BlackRock Canada Holdings LP, BlackRock Canada Holdings ULC, BlackRock Asset Management Canada Limited, BlackRock Australia Holdco Pty. Ltd., BlackRock Investment Management (Australia) Limited, BlackRock (Singapore) Holdco Pte. Ltd., BlackRock Asia- Pac Holdco, LLC, BlackRock HK Holdco Limited, BlackRock Asset Management North Asia Limited, BlackRock Group Limited, BlackRock (Netherlands) B.V., BlackRock Advisors (UK) Limited, BlackRock International Limited, BlackRock Luxembourg Holdco S.à r.l., BlackRock Investment Management Ireland Holdings Limited, BlackRock Asset Management Ireland Limited, BLACKROCK (Luxembourg) S.A., BlackRock Investment Management (UK) Limited, BlackRock Investment Management (UK) Limited, BlackRock Fund Managers Limited, BlackRock Life Limited, BlackRock UK Holdco Limited, BlackRock Asset Management (Schweiz) AG ,697,756, ,423,990, H 8,726,234,

86

87 THE PEOPLE S INSURANCE COMPANY(GROUP) OF CHINA LIMITED PICC Group H (8610) (8610) ir_group@picc.com.cn 1339 H

88

目 錄 第 一 節 重 要 提 示 和 釋 義 2 第 二 節 公 司 簡 介 4 第 三 節 會 計 數 據 和 財 務 指 標 摘 要 7 第 四 節 董 事 會 報 告 10 第 五 節 重 要 事 項 40 第 六 節 股 本 變 動 及 股 東 情 況 43 第 七 節 優 先 股 相 關

目 錄 第 一 節 重 要 提 示 和 釋 義 2 第 二 節 公 司 簡 介 4 第 三 節 會 計 數 據 和 財 務 指 標 摘 要 7 第 四 節 董 事 會 報 告 10 第 五 節 重 要 事 項 40 第 六 節 股 本 變 動 及 股 東 情 況 43 第 七 節 優 先 股 相 關 香 港 交 易 及 結 算 所 有 限 公 司 及 香 港 聯 合 交 易 所 有 限 公 司 對 本 公 告 的 內 容 概 不 負 責, 對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明, 併 表 明 概 不 對 因 本 公 告 全 部 或 任 何 部 份 內 容 而 產 生 或 因 倚 賴 該 等 內 容 而 引 致 的 任 何 損 失 承 擔 任 何 責 任 中 國 光 大

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