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2018 201811 2

2018 3 100% 100% 100% 100% 100% (China) (100%) (49%) (50%) Conning (100%) (100%) (50%) (100%) (100%) (100%) () (100%) CUBC (100%) (33%) ( ( ) ) QFII 12.7% 19.1% QDII 4

4.5 4.0 3.5 3.0 2.5 2.0 1.5 1.0 0.5 6.8% 1.3 2.4 EPS & ROE 3.9 EPS 10.9% 12.1% ROE 4.6 3.8 12.9% (NT$/%) 4.5 16.0% 14.0% 12.0% 9.7% 10.0% 10.0% 8.0% 6.0% 4.0% 2.0% CUB Cathay Life (NT$ BN) 31.7 38.4 30.2 36.3 15.4 2.5 13.3 14.6 17.8 18.8 17.5 19.7 FY12 FY13 FY14 FY15 FY16 FY17 FHC 16.2 29.0 49.6 57.9 48.0 56.7 Life 2.5 15.4 31.7 38.4 30.2 36.3 CUB 13.3 14.6 17.8 18.8 17.5 19.7 - FY12 FY13 FY14 FY15 FY16 FY17 0.0% Note: (1) FY13 figures do not reflect the impact from applying fair value method on investment property. (2) Since Cathay FHC has more subsidiaries other than Cathay Life and CUB, besides, due to affiliate transactions, the Cathay FHC net income might not equal to the sum of Cathay Life and CUB s. (3) EPS has been adjusted for stock dividend (stock split). 5 (US$bn) 303 236 182 Privately owned 177 118 Government-run 116 115 94 89 87 2018/6/30 (US$bn) 19.8 16.0 12.8 Privately owned 11.4 7.7 Government-run 7.1 7.0 6.5 5.6 4.8 2018/10/31 6

(NT$) 48.3 13% 54.6 4.18 3.81 57.9-17% 18% 48.0 56.7 4.58 3.79 4.47 FY15 FY16 FY17 FY15 FY16 FY17 7 17.0 18.4 36.2 31.0 1.5 1.6 0.3 0.5 0.1 0.4 ROE 20.8% 20.3% 19.5% 13.3% 11.5% 11.6% 12.7% 10.4% 10.5% 29.3% CUB Cathay Cathay Cathay Cathay Cathay FHC CUB Cathay Cathay Cathay SITE Life Century SITE Securities FY16 FY17 FY16 FY17 28.5% 17.5 19.7 36.3 30.2 2.3 1.9 0.3 0.4 0.3 0.3 11.1% 11.5% 9.7% 10.0% 8.5% 9.0% 18.8% 19.7% 13.8% CUB Cathay Cathay Cathay Cathay Cathay CUB Cathay Cathay Cathay Life Century SITE Securities FHC Life Century SITE :1Q18ROEIFRS 9 8

(NT$) 461.1 529.8 608.5 611.7 36.2 37.7 43.7 40.6 FY15 FY16 FY17 FY15 FY16 FY17 (1)FY16 (2)2018/1/1IFRS9 9 2018 10

2018 915% 13% FYP61% FYPFYPE 4.2% 6%12.7% AUM6,574 2018 Smart 11 2018 12

7 36 16 1 1 1 1 1 1 1 1 49 (1) 56 27 2 1 1 1 Note: (1) (2) (3) RCBCMayapada (4) 49% ()33% RCBC23% (3) Mayapada40% (3) () 4,85649% 13 20189 1745% (Conning) 14

15 1,482.7 5% 1,556.2 16.1 17.2 1.1% 124.1 8.4% 144.2 660.0 44.5% 720.5 1.1% 9.3% 46.3% 2,069.9 1,279.8 5% 61.8% 2,171.5 1,346.3 62.0% 682.5 46.0% 674.2 43.3% 790.1 38.2% 825.2 38.0% 20189 NT$17BN NT$5BN() 16

Avg. rate of interest-earning assets Interest spread Net interest margin Funding cost 1.96% 2.08% 1.99% 1.81% 1.78% 1.76% 1.76% 1.80% 1.83% 1.86% 1.88% 2.01% 2.04% 2.06% 1.79% 1.84% 1.83% 1.75% 1.71% 1.68% 1.66% 1.56% 1.60% 1.64% 1.67% 1.81% 1.83% 1.85% 1.26% 1.33% 1.20% 1.07% 1.05% 1.05% 1.07% 1.11% 1.14% 1.16% 1.18% 1.24% 1.25% 1.26% 0.70% 0.75% 0.79% 0.74% 0.73% 0.71% 0.69% 0.69% 0.69% 0.70% 0.71% 0.77% 0.79% 0.80% FY13 FY14 FY15 1Q16 1H16 9M16 FY16 1Q17 1H17 FY17 1Q18 1H18 4Q15 1Q16 2Q16 3Q16 4Q16 1Q17 2Q17 3Q17 4Q17 1Q18 2Q18 3Q18 Quarterly Spread Quarterly NIM 1.81% 1.75% 1.68% 1.62% 1.59% 1.56% 1.64% 1.74% 1.76% 1.81% 1.85% 1.90% 1.12% 1.07% 1.02% 1.06% 1.10% 1.11% 1.18% 1.20% 1.22% 1.24% 1.26% 1.27% (1) (2) 20189 17 936% 9.36% 749% 7.49% 0.20% 0.16% 3.0 2.6 1.6 0.9 0.14% 0.13 % 923% 9.23% 756% 7.56% 5.4 4.5 0.15% 0.21% 1.3 1.8 FY16 FY17 FY16 FY17 0.08% 0.15% 20189 0.18%1732.49% NT$4.8MN() 18

SME SME 116.5 118.8 130.9 151.9 173.4 185.0 148.9 174.0 224.0 243.6 FY14 FY15 FY16 FY17 FY14 FY15 FY16 FY17 10.5% 10.5% 9.2% 10.7% 11.3% 16.6% 13.3% 12.2% 15.8% 15.8% (1) (2)20189 NT$17BN() 19 8.2-23% 6.2 43.1% 29.6% -19% 36% 12% 9.4 7.6 6.9 8.5 17% 10.0 42.4% 46.1% 36.3% 44.5% 45.6% FY13 FY14 FY15 FY16 FY17 FY13 FY14 FY15 FY16 FY17 20

11% 15.2 13.8 1.3 7.4% 1.0 0.7 5.1% 0.7 0.4 2.2% 0.3 7.4 50.4% 6.9 8.4% 4.8% 2.4% 48.8% 9.8% 8.2% 2.9% 46.8% 11.0 1.1 0.9 0.3 5.2 26% () 13.9 1.3 1.1 0.4 6.7 19% -3% 11% 18.4 17.9 16.6 1.3 1.4 1.1 1.3 0.8 0.4 0.4 1.2 0.4 8.8 9.8 8.8 7.7% 4.7% 2.3% 49.2% 34.9% 4.8 5.4 35.6% 32.2% 3.5 4.4 4.9 5.7 6.5 36.1% FY13 FY14 FY15 FY16 FY17 201899NT$1.5MN() 21 (NT$MN) FY15 FY16 FY17 6,944 7,441 8,779 9,828 8,837 (%) -9.9% 7.2% 31.6% 11.9% -10.1% FY15 FY16 FY17 4,828 4,902 6,097 7,794 5,790 1,971 1,682 171 246 230 271 2,307 2,453 1,573 85 124 230 273 304 316 Mutual Funds Structured products & Securities Trust & Custody Insurance Mutual Funds Structured products & Securities Trust & Custody Insurance 22

& (FYP) (VUL) (VUL) 217.4-8% 0.1 199.1 0.1 114.3 54.6 0.2 9.3 5.2 0.3 8.9 2.8 129.6 91.0 17% 233.2 0.1 154.2 0.2 9.1 4.4 65.3 0.0% 66.1% 0.1% 3.9% 1.9% 28.0% (FYPE) (VUL) (VUL) 102.0 0.0 12.1 0.2 8.9 80.8 32% 135.0 0.0 5.5 0.2 9.3 120.0-42% 78.6 0.0 15.5 0.1 9.1 53.9 0.0% 19.7% 0.2% 11.6% 68.5% FY15 FY16 FY17 FY15 FY16 FY17 FYPE= FYP x 10% + 2FYP x 20% + + 5FYP x 50% + 6() FYP x 100% 23 (VUL) (VUL) () (VUL) (VUL) 14% 557.2 489.8 0.1 0.1 114.9 40.9 11.8 10.9 72.2 73.7-12% 492.6 0.2 99.7 10.1 75.2 0.0% 20.2% 2.0% 15.3% 25.2% 4.3% 5.4% 13.1% 561.4 141.5 24.0 30.3 73.5 561.3 548.0 13.8 10.8 70.5 90.8 26.0 23.3 84.9 87.5 645.2 0.1 115.5 17.5 94.0 15% 768.3 669.9 0.1 0.2 155.5 55.8 15.6 14.5 99.3 101.9 0.0% 20.2% 1.9% 13.3% 364.8 357.6 307.4 62.4% 52.0% 292.1 366.1 335.6 418.1 499.1 496.4 64.6% 9M16 FY10 FY12 FY13 FY15 FY16 FY17 24

& 144.9 0.1 40.0 0.1 6.5 4.1 94.1 (FYP) (VUL) (VUL) 19% 172.9 0.1-5% 164.7 0.2 114.0 98.8 0.1 0.1 6.5 8.3 3.6 5.8 48.7 51.5 0.1% 60.0% 0.0% 5.0% 3.5% 31.3% (FYPE) (VUL) (VUL) 100.0 0.1 4.1 0.1 6.5 89.2-41% 58.5 0.0 11.4 0.1 6.5-9% 53.4 0.0 10.0 0.1 8.3 40.5 35.0 0.1% 18.7% 0.2% 15.5% 65.5% 9M16 9M16 FYPE= FYP x 10% + 2FYP x 20% + + 5FYP x 50% + 6FYP x 100% 25 61% 2 3 6% 4% 3% 13% 4% 4% 6% 8% 10% 18% 14% 43% Profit Margin 9M15 9M16 VNB/FYP 27% 38% 21% 23% VNB/FYPE 61% 56% 63% 71% 26% -33% 3% 43.9 55.5 37.0 38.0 9M15 9M16 Profit Margin FY12 FY13 FY14 FY15 FY16 FY17 VNB/FYP 19% 26% 23% 27% 38% 22% VNB/FYPE 54% 70% 75% 57% 56% 64% 5% 83% 93% 88% 76% 75% Target Actual 75.5 34% 51% 50.0 51.4 53.5 57.6 46.0 50.0 52.5 55.5 59.0 54.0 50.5 FY12 FY13 FY14 FY15 FY16 FY17 FY12 FY13 FY14 FY15 FY16 FY17 YoY 3% 4% 8% 31% -33% 26

() 5.40% 4.26% 4.23% 4.21% 4.17% 4.14% 4.11% 4.10% 4.07% 4.05% 5.07% 4.83% 4.78% 4.63% 4.54% 4.43% 4.33% 4.23% 4.11% 9M16 FY16 1Q17 1H17 FY17 1Q18 1H18 FY08 FY10 FY12 FY14 FY16 FY17 (reserve based) 27 FY15 FY16 FY17 (1) 4,636.6 5,001.1 5,502.6 5,748.6 Weight Weight Weight Amount Return Weight Amount Return 1.3% 1.3% 1.6% 87 0.5% 1.0% 59 0.6% 7.4% 7.9% 8.4% 465 9.1% 8.1% 464 12.1% (2) 6.2% 6.4% 6.3% 347 8.3% 7.1% 407 10.8% 8.0% 6.5% 5.5% 305 2.1% 5.0% 290 3.3% (1)(2) 50.6% 53.8% 55.7% 3,063 5.0% 57.8% 3,324 4.7% 10.2% 8.9% 8.1% 444 1.8% 7.4% 423 2.0% 3.6% 3.3% 3.0% 166 5.8% 2.9% 167 5.7% 10.5% 9.8% 9.2% 496 2.3% 8.7% 500 2.3% 2.1% 2.2% 2.4% 130 2.0% 115 (1) (2) 28

() 4.55% 4.59% 4.27% 4.16% 4.19% 4.38%* 4.35% 4.18% 4.02% 4.02% 4.13% 9M14 9M15 9M16 FY13 FY14 FY15 FY16 FY17 FY13 (4.38%) 29 3.35% 3.17% 3.28% 3.39% 3.35% 3.27% (1) 3.26% 3.35% 3.49% 3.47% 3.54% 9M14 9M15 9M16 FY13 FY14 FY15 FY16 FY17 1.22% (1) FY13 (3.27%) (2) 30% 70% Proxy & Open 15% FVOCI & Currency FVTPL (overlay) Swap & NDF 16% 69% NT$3.80 30

20.3 22.6 23.7 23.0 12% 15% 17% 14% 24% 22% 22% 23% 18% 19% 18% 19% 45% 44% 43% 44% FY15 FY16 FY17 FY15 FY16 FY17 31 FVOCI & FVTPL 348.2 364.0 441.2 449.4 51.6 3.2 5.3 FY15 FY16 FY17 FY15 FY16 FY17-3.9 2018/1/1IFRS 9 32

(FYP) (FYPE) - - 3.1% 8.9% 19.3% 25.9% 2.0% 4.2% 16.6% 16.7% 77.6% 65.2% 81.4% 79.1% 33 98.2% 98.5% 93.0% 94.4% 8.6% 10.0% 13 months 25 months 34

2018 35 15.9 6% 16.8 17.2% 2.4% 2.7% 15.8% 17.6% 3.4% 3.1% 16.1% 0.3% 0.3% 36.8% 36.6% 61.9% 59.8% 63.0% 63.1% 12.7% 76.6% 12.7% 77.6% 36

78.8% 81.2% 30.8% 31.5% 48.0% 49.7% 90.0% 91.2% 34.8% 34.6% 55.2% 56.6% 99.3% 93.3% 90.9% 80.0% 30.7% 35.1% 35.1% 30.8% 68.6% 49.2% 58.2% 55.8% FY16 FY17 FY16 FY17 37 2018 38

A A- A A++ A++ 2016 20% 510 19 12 10 9 7 5 Top 10 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 2016 2017 2018 DJSIESG DJSI 2018DJSI Vigeo Eiris DJSI 39 PSI EPs PRI Key initiatives 2015 2015Conning Holdings Corp. Conning Inc. PRI 2016 Team in-charge 2016 2014 40

ESG 41 2012(CDP) 2017CDPNon-discloser campaigncdp CDP 2017CDP19% 2014 (GIC) 201517.3 2016 (AIGCC) 25628 100 42

2018 43 : 2015100%US$240 MN P/AuM0.26% ++ 1912Conning US$132 BN (1H2018) Assets by Client Type (US$BN) Assets Life 45.9 Property-Casualty 42.2 Managed CLO Funds 13.8 Mutual Fund 8.4 Pension Plans 12.1 Healthcare 2.3 Banks 1.8 Others 5.3 Total AUM 131.8 Note: Totals may not sum due to rounding. Assets by Region (US$BN) Assets North America 69.1 APAC 43.9 United Kingdom 5.7 Continental Europe 10.4 Bermuda 1.7 Other 1.0 Total AUM 131.8 44

: RCBC 2015RCBC20%PHP$17.92 BN(US$400 MN)P/B1.57 RCBC 30% RCBC RCBC() 20185509 6,836 (PHP$BN) ROE ROA 353 360 297 306 9.4% 10.5% 10.0% 10.0% 1.2% 1.2% 1.1% 1.1% 9.3% 1.1% FY15 FY16 FY17 1H18 6.4% 6.7% 6.5% FY15 FY16 FY17 1H18 0.8% 0.8% 0.8% FY15 FY16 FY17 1H18 RCBC Industry RCBC Industry 45 : Bank Mayapada 2016PT Bank Mayapada International, Tbk ( Bank Mayapada )40% 24.9% (US$ 164 MN) 2015 15.1% 201610 ~IDR$3.52TN (US$ 295 MN)P/B~3.15 Bank Mayapada (IDR$TN) ROE* ROA* 34.2 47.2 56.4 60.9 17.7% 14.1% 13.5% 13.7% 13.6% 12.4% 8.7% 8.5% 1.9% 1.9% 1.8% 1.7% 1.6% 1.5% 1.0% 1.0% FY15 FY16 FY17 1H18 FY15 FY16 FY17 1H18 FY15 FY16 FY17 1H18 Bank Mayapada Industry Bank Mayapada Industry Note: ROE: Profit After Tax/Average Total Equity, ROA: Profit After Tax/Average Total Assets; ROE and ROA in the unaudited report are 25.5%(=Profit After Tax /Average Core Capital (Tier1) and 2.4% (=Profit Before Tax/Average Total Assets) respectively. 46

(EV)(AV) 2016/12/31 2017/12/31 4.00%20365.05% 4.76%20365.82% (4.50%Rolling over to 20174.51%) 3.92%20375.05% 4.67%20375.82% (4.43%) 10% 10% 392 464 () 633 670-169 -190 () 464 480 (EV) 856 944 EV / per share 161.3(68.1) 164.8(75.1) 2.97%20364.91% 4.38%20365.84% 2.91%20374.91% 4.22%20375.84% () 54.0 54.5 (AV) 1,328 1,416 AV / per share 250.3(105.7) 247.3(112.7) (1) (EV/AV) (2) 20165.3bn65.7bn2017 EV(AV)/per share5.7bn (3)()2016201712.6bn (4) 47 20162017 2016 2017 1Q18 361 436 21% -- 392 464 18% -- () 633 670 6% -- -169-190 12% -- () 464 480 3% -- 856 944 10% -- (FYP) 199.1 233.2 17% 67.9 (FYPE) 135.0 78.6-41% 21.4 (V1NB) 75.5 50.5-33% 14.5 (V1NB/FYP) 38% 22% -- 21% (V1NB/FYPE) 56% 64% -- 68% VUL(V1NB/FYP) 51% 57% -- 55% 8.7 8.7 -- -- 1,328 1,416 7% -- 68.1 75.1 10% -- 105.7 112.7 7% -- 48

20162017 20162017 49 20162017 20162017 50

IFRS9 2017/12/31 IAS 39 2018/1/1 IFRS 9 FVTPL 0.7% FVTPL 0.9% AFS 36.8% ( AFS) 25.9% FVOCI LAR + HTM AC 25.4% 62.5% 47.8% 2018/1/1 IFRS 9NT$ 326 FVTPLFVOCIAC 51 IFRS 9 &Overlay (SPPI test)* FAIL Yes PASS No 1 2 (a) (b) 1 2 No (FVOCI option) Yes Yes No (AC) No (FVOCI) (FVTPL) (FVOCI) IAS39FVTPLIFRS9FVTPL Overlay *SPPI (Solely Payments of Principal and Interest) 52

() () AUD, 2% VND, 0.4% Euro, 0.2% Others, 1% CNH, 2% Non-IG, 5% Fully hedged to USD USD, 94% IG, 95% 53 Capital adequacy Cathay FHC CAR (%) CUB Capital Adequacy (%) BIS 16.4 14.2 15.9 14.8 Tier2 4.4 3.5 4.2 3.5 151.0 146.3 141.1 132.5 Tier1 12.0 10.7 11.7 11.3 FY15 FY16 FY17 1H18 Cathay Life RBC (%) FY15 FY16 FY17 1H18 304.6 304.8 309.5 325.2 FY15 FY16 FY17 1H18 54

Cathay Financial Holdings FY17/ / 3Q18/ (NT$MN) FY16 3Q17 Income Statement Data (Consolidated) FY16 FY17 % Chg % Chg 3Q17 3Q18 % Chg Operating Income Net interest income 153,478 168,461 10% 124,981 132,405 6% 43,175 47,305 10% Net commission and fee (8,050) 1,070 113% 1,677 2,920 74% 1,169 922-21% Net earned premium 622,916 624,617 0% 450,685 405,621-10% 151,439 119,773-21% Change in liability reserve (408,614) (445,833) -9% (319,290) (239,321) 25% (110,694) (61,187) 45% Net claims payment (308,697) (295,503) 4% (218,783) (263,416) -20% (72,094) (88,940) -23% Investment income 37,782 62,065 64% 49,972 81,385 63% 26,700 23,331-13% Contribution from associates-equity method 1,202 1,298 8% 1,075 1,042-3% 385 505 31% Other net non-interest income 40,606 22,446-45% 18,633 (758) -104% 2,852 1,011-65% Bad debt expense (5,232) (3,460) 34% (1,881) (2,065) -10% (607) (622) -2% Operating expense (75,207) (75,526) 0% (53,981) (58,405) -8% (18,883) (20,243) -7% Income before taxes 50,185 59,636 19% 53,088 59,408 12% 23,442 21,855-7% Income taxes (2,145) (2,962) -38% (4,827) (4,811) 0% (1,636) (3,273) -100% Net income 48,039 56,673 18% 48,261 54,597 13% 21,806 18,583-15% EPS (NT$) 3.79 4.47 3.81 4.18 1.73 1.47 Dividend Payout Cash dividend per share 2.00 2.50 Stock dividend per share 0.00 0.00 Weighted average outstanding shares 12,563 12,563 12,563 12,563 (Millions of common shares) Balance Sheet Data Total assets 8,135,137 8,841,510 8,722,609 9,248,502 Total shareholders' equity 529,824 608,471 593,710 611,671 Operating Metrics ROAE (Consolidated) 9.70% 9.96% 11.45% 11.59% ROAA (Consolidated) 0.61% 0.67% 0.76% 0.80% Double leverage ratio(inc. preferred stock) 105% 108% 108% 111% Capital Adequacy Metrics Capital Adequacy Ratio 146% 141% Notes: (1) All data and information on this page is provided for informational purposes only, and may subject to adjustment. For more details, please refer to our official financial reports. (2) Total may not sum due to rounding. (3) Starting from 2018/1/1, Cathay FHC adopted IFRS9. The comparative information for prior periods was not restated.

Cathay Life FY17/ / 3Q18/ (NT$MN) FY16 3Q17 Income Statement Data (Consolidated) FY16 FY17 % Chg % Chg 3Q17 3Q18 % Chg Net written premium 605,910 608,404 0% 438,708 392,720-10% 147,372 115,368-22% Net earned premium 605,231 607,547 0% 438,537 392,932-10% 147,129 115,367-22% Reinsurance commission earned 363 301-17% 294 457 55% 8 12 47% Fee income 5,542 9,468 71% 6,912 7,065 2% 2,301 2,120-8% Recurring investment income 161,051 173,846 8% 133,157 150,182 13% 54,030 62,119 15% Gain on disposal of investment Realized gain (loss)-equity 18,210 43,625 140% 33,302 44,943 35% 7,158 7,301 2% Realized gain (loss)-debt 29,382 21,233-28% 16,471 12,734-23% 4,901 1,751-64% Gain on investment property 5,000 (756) -115% (372) (632) -70% (17) 3 120% FX and others, net (21,333) (28,258) -32% (21,749) (29,164) -34% (5,009) (12,430) -148% Investment income, net 192,310 209,691 9% 160,809 178,063 11% 61,064 58,744-4% Other operating income 5,032 5,069 1% 3,771 4,037 7% 1,302 1,411 8% Separate account revenues 39,589 44,304 12% 36,252 29,680-18% 15,731 12,618-20% Net claims payment (297,201) (284,023) 4% (210,916) (255,602) -21% (69,096) (86,475) -25% Changes in liability reserves (408,398) (445,843) -9% (319,184) (239,113) 25% (110,755) (60,892) 45% Acquisition and commission expense (38,901) (32,507) 16% (23,052) (24,749) -7% (7,486) (8,322) -11% Other operating costs (6,381) (6,418) -1% (4,602) (5,706) -24% (1,755) (1,736) 1% Financial cost (413) (1,963) -375% (1,373) (1,739) -27% (606) (592) 2% Separate account expense (39,589) (44,304) -12% (36,252) (29,680) 18% (15,731) (12,618) 20% Operating expense (30,768) (28,790) 6% (21,212) (21,551) -2% (7,078) (7,257) -3% Net non-operating income 1,956 1,442-26% 1,018 1,068 5% 299 367 23% Income taxes 1,861 2,294 23% (52) 1,089 2205% (592) (1,576) -166% Net income 30,235 36,268 20% 30,951 36,249 17% 14,736 11,171-24% Balance Sheet Data Total assets 5,556,950 6,097,655 5,997,620 6,416,609 General account 5,058,936 5,542,385 5,447,814 5,831,712 Separate account 498,014 555,269 549,807 584,897 Reserves for life insurance liabilities 4,567,324 4,944,292 4,829,769 5,210,049 Total liabilities 5,192,967 5,656,473 5,568,892 5,967,211 Total shareholders' equity 363,984 441,181 428,728 449,399 Operating Metrics First Year Premium(FYP) 199,082 233,250 172,869 164,680 First Year Premium Equivalent(FYPE) 135,035 78,602 58,515 53,386 Expense ratio 10.3% 8.6% 8.6% 10.0% 13-M persistency ratio 98.3% 98.2% 98.2% 98.5% 25-M persistency ratio 92.2% 94.3% 93.0% 94.4% ROAE 8.49% 9.01% 10.4% 10.5% ROAA 0.56% 0.62% 0.71% 0.77% Capital Adequacy Metrics RBC ratio (Standalone) 305% 309% Notes: (1) All data and information on this page is provided for informational purposes only, and may subject to adjustment. For more details, please refer to our official financial reports. (2) Total may not sum due to rounding. (3) Starting from 2018/1/1, Cathay Life adopted IFRS9. The comparative information for prior periods was not restated.

Cathay United Bank FY17/ / 3Q18/ (NT$MN) FY16 3Q17 Income Statement Data (Consolidated) FY16 FY17 % Chg % Chg 3Q17 3Q18 % Chg Operating Income Net interest income 25,910 29,701 15% 22,093 24,598 11% 7,652 8,626 13% Fee income 15,745 14,862-6% 11,619 12,873 11% 4,201 4,751 13% Investment income 8,278 9,442 14% 7,286 8,789 21% 3,025 3,979 32% Other income 1,222 1,216 0% 982 618-37% 445 195-56% Net operating income 51,154 55,222 8% 41,980 46,878 12% 15,323 17,551 15% Operating expenses (26,959) (29,301) -9% (20,601) (23,107) -12% (7,524) (8,382) -11% Pre-provision profit 24,195 25,920 7% 21,379 23,771 11% 7,798 9,169 18% Net provisions for possible losses (4,455) (3,494) 22% (1,879) (2,312) -23% (571) (820) -44% Income before taxes 19,740 22,426 14% 19,500 21,459 10% 7,227 8,349 16% Income tax (2,229) (2,763) -24% (2,483) (3,056) -23% (931) (1,105) -19% Net income 17,511 19,664 12% 17,017 18,403 8% 6,297 7,244 15% Balance Sheet Data Total assets 2,566,669 2,735,704 2,711,633 2,830,340 Loans, net 1,437,531 1,434,558 1,478,363 1,569,443 Financial assets 849,989 859,590 841,940 889,729 Total liability 2,406,701 2,553,396 2,531,120 2,629,323 Deposits 2,032,600 2,098,368 2,087,363 2,196,933 Financial Debenture Payable 51,900 63,350 63,350 55,600 Total shareholders' equity 159,968 182,308 180,512 201,017 Operating Metrics Cost income ratio 52.70% 53.06% 49.07% 49.29% ROAE 11.06% 11.49% 13.33% 12.70% ROAA 0.71% 0.74% 0.86% 0.88% Assets Quality (Standalone) NPL 2,133 2,982 2,934 2,511 NPL ratio 0.15% 0.21% 0.20% 0.16% NPL provisions 19,686 22,553 21,984 23,510 Coverage ratio 923% 756% 749% 936% Capital Adequacy Metrics (Standalone) BIS ratio 14.2% 15.9% Tier I Ratio 10.7% 11.7% Notes: (1) All data and information on this page is provided for informational purposes only, and may subject to adjustment. For more details, please refer to our official financial reports. (2) Total may not sum due to rounding. (3) Starting from 2018/1/1, Cathay United Bank adopted IFRS9. The comparative information for prior periods was not restated.

Cathay Century FY17/ / 3Q18/ (NT$MM) FY16 3Q17 Income Statement Data (Consolidated) FY16 FY17 % Chg % Chg 3Q17 3Q18 % Chg Premium income 22,774 21,878-4% 16,048 17,042 6% 5,262 5,672 8% Net written premium 17,390 16,610-4% 12,255 13,162 7% 4,126 4,455 8% Net earned premium 17,213 16,344-5% 12,180 12,912 6% 4,192 4,483 7% Reinsurance commission earned 526 489-7% 355 394 11% 108 122 13% Fee income 44 42-6% 31 32 3% 11 10-3% Investment 2,082 892-57% 764 805 5% 364 179-51% Interest income 568 547-4% 409 421 3% 140 141 1% Other investment income, net 1,514 345-77% 354 384 8% 224 38-83% Other operating income 0 0 0% 0 0 0% 0 0 Net claims payment (9,559) (9,138) 4% (6,750) (6,976) -3% (2,504) (2,268) 9% Changes in liability reserves (209) 10 105% (106) (208) -97% 61 (294) -583% Commissions and other operating costs (3,015) (2,859) 5% (2,103) (2,243) -7% (725) (786) -8% Operating expenses (4,248) (3,609) 15% (2,641) (2,820) -7% (885) (956) -8% Operating income 2,834 2,170-23% 1,732 1,896 9% 621 489-21% Net non-operating income (1) (16) -1862% (14) (9) 34% (5) (1) 69% Income taxes (492) (297) 40% (216) (309) -43% (67) (78) -16% Net income 2,342 1,858-21% 1,502 1,578 5% 549 410-25% Balance Sheet Data Total assets 38,250 38,351 37,895 37,427 Total stockholders' equity 9,216 10,517 10,035 10,225 Operating Metrics Gross Combined ratio 99.3% 80.0% 78.8% 81.2% Net Combined ratio 93.3% 90.9% 90.0% 91.2% ROAE 28.50% 18.83% 20.81% 20.28% ROAA 5.83% 4.85% 5.26% 5.55% Capital Adequacy Metrics RBC ratio (Standalone) 385% 392% Notes: (1) All data and information on this page is provided for informational purposes only, and may subject to adjustment. For more details, please refer to our official financial reports. (2) Total may not sum due to rounding. (3) Starting from 2018/1/1, Cathay Century adopted IFRS9. The comparative information for prior periods was not restated.