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1 GetMoreFromYourSavings/1Mar2016/ENG/V1 Get More From Your Savings Challenge ( Challenge ) Terms and Conditions 1. The Challenge 1.1. OCBC Bank (Malaysia) Berhad ( W) ( OCBC Bank ) presents Get More from Your Savings Challenge ( the Challenge ) subject to the terms and conditions herein The Challenge runs from 1 January until 30 April 2016 (both dates inclusive, Challenge Period ), or such other date(s) as may be determined at the sole and absolute discretion of, and notified to the Eligible Customers by OCBC Bank for the relevant product(s) offered in this Challenge The Challenge is available at all OCBC Bank (conventional) branches in Malaysia. 2. Eligibility 2.1. The Challenge is open only to individual Malaysian residents, Permanent Residents and non-residents. Applications from non-residents are subject to their country of origin; if a non-resident s country of origin is not acceptable to OCBC Bank, he or she shall not be eligible to participate in this Challenge Customers shall be and shall remain in good standing according to OCBC s and OCBC Al-Amin s absolute discretion, to be eligible for participation or continued participation in this Challenge. Customers whose accounts with OCBC Bank and/or OCBC Al-Amin Bank Berhad ( T) ( OCBC Al-Amin ) have been suspended or terminated or who have breached any other agreements with OCBC Bank and/or OCBC Al-Amin any time within the Challenge Period are not eligible to participate, or to continue to participate, in this Challenge Customers who are eligible to participate in this Challenge shall be referred to as Eligible Customers. 3. Challenge Mechanics and Conditions 3.1. Get More From Your Savings Challenge The Eligible Customers that have successfully registered their participation at Get More From Your Savings Challenge Page at within Challenge Period, by providing the following details: Personal Information includes:- Applicant s name NRIC address Personal contact number Preferred OCBC branch. 4. Gift Entitlement 4.1. To be eligible for RM200 gift, Eligible Customers must: Visit any OCBC Bank branch and present to branch staff proof of earning more than 4.1%p.a. by showing their 2015 original savings account bank statements of two (2) consecutive months, other than OCBC Bank and OCBC Al-Amin The original savings account bank statements shown must bear the name of Eligible Customers The original savings account bank statements shown are with balances not more than RM100,000 for period within 2015 only The savings account interest amount is credited into the account on a monthly basis Should Eligible Customers qualify for RM200 gift, they will be contacted via SMS within four weeks upon showing us their original savings account statements for the year The RM200 gift will be credited into Eligible Customers bank account via Interbank GIRO Eligible Customers must complete the gift form at the branch to facilitate the crediting of the RM200 gift. An and/or SMS notification will be sent to Eligible Customers upon crediting of the RM200 gift Eligible Customers can only receive one (1) RM200 gift per person Total Eligible Customers qualifying for the RM200 gift is capped at 100 pax, on a first-come, first-served basis. Page 1 of 6

2 GetMoreFromYourSavings/1Mar2016/ENG/V1 5. Other terms and conditions 5.1. All the existing Accounts and Services Main Terms and Conditions as well as the terms and conditions governing the respective products / packages / programs referred to in these Terms and Conditions shall continue to apply. In the event of any inconsistencies or discrepancies, these Terms and Conditions shall prevail only insofar as they are relevant and applicable to the Challenge Non-Eligible Customers will not be entertained This Challenge is not valid with any other Challenge or campaign or promotion as specified by OCBC Bank or OCBC Al-Amin from time to time, except with: (a) Save My Bonus Challenge (b) Pay Less Credit Card Interest Challenge (c) Invest Smarter Challenge (d) Organize Your insurance Policies Challenge 5.4. The selection of products for this Challenge is at OCBC Bank s absolute discretion OCBC Bank reserves the right to substitute at any time, at their sole and absolute discretion respectively, any of the products available for this Challenge with not less than 21 days notice OCBC Bank may, at their sole and absolute discretion respectively, vary or add to these Terms and Conditions; or vary, suspend or terminate the Challenge with not less than 21 days notice to the Customers. Variations or additions to these Terms and Conditions or the variation, suspension or termination of the Challenge may be made by placing a general notice in any one issue of a daily national newspaper or by posting a general notice in any OCBC Bank branch or their websites respectively or by incorporating the notice into OCBC Bank s statement sent to the customers periodically By submitting your personal details, you have explicitly given OCBC Bank consent to contact you in regards to this campaign. Page 2 of 6

3 GetMoreFromYourSavings/1Mar2016/BM/V1 Terma dan Syarat Cabaran Get More From Your Savings ( Cabaran ) 1. Cabaran 1.1. OCBC Bank (Malaysia) Berhad ( W) ( OCBC Bank ) membawakan Cabaran Get More From Your Savings ( Cabaran ), tertakluk pada terma dan syarat yang terkandung di sini Cabaran akan berlangsung mulai 1 Januari hingga 30 April 2016 (termasuk kedua-dua tarikh, Tempoh Cabaran ), atau tarikh(-tarikh) lain yang mungkin ditentukan atas budi bicara mutlak, seperti yang dimaklumkan kepada Pelanggan Layak oleh OCBC Bank untuk produk-produk yang ditawarkan dalam Cabaran ini Cabaran ini tersedia di semua cawangan OCBC Bank (konvensional) di Malaysia. 2. Kelayakan 2.1. Promosi ini hanya dibuka kepada individu pemastautin Malaysia, Pemastautin Tetap dan bukan pemastautin. Permohonan bukan pemastautin adalah tertakluk pada negara asal individu tersebut; jika negara asal tidak diterima oleh OCBC Bank, maka beliau tidak layak untuk menyertai Cabaran ini Pelanggan hendaklah kekal berada dalam kedudukan yang baik mengikut budi bicara mutlak OCBC Bank dan OCBC Al-Amin, untuk layak menyertai atau meneruskan penyertaan dalam Cabaran ini. Pelanggan dengan akaun OCBC Bank dan/atau OCBC Al-Amin Bank Berhad ( T) ( OCBC Al-Amin) miliknya yang digantung atau ditamatkan atau telah melanggar mana-mana perjanjian dengan OCBC Bank dan/atau OCBC Al-Amin pada bilabila masa ketika Tempoh Cabaran, adalah tidak layak untuk menyertai, atau meneruskan penyertaan dalam Cabaran ini Pelanggan yang layak untuk menyertai Promosi ini akan dirujuk sebagai Pelanggan yang Layak. 3. Selok-belok dan Syarat-Syarat Cabaran 3.1. Cabaran Get More From Your Savings Pelanggan yang Layak yang berjaya mendaftar penyertaan Cabaran Get More From Your Savings mereka di ketika dalam Tempoh Cabaran dengan memberikan butiran seperti berikut: Maklumat peribadi iaitu: Nama pemohon Kad Pengenalan Alamat e-mel Nombor telefon peribadi Pilihan cawangan OCBC Bank 4. Kelayakan Hadiah 4.1. Untuk layak mendapat hadiah RM200, Pelanggan Layak mestilah: Mengunjungi mana-mana cawangan OCBC Bank dan mengemukakan kepada kakitangan bank, bukti anda mendapat lebih daripada 4.1% setahun dengan menunjukkan penyata bank dua (2) bulan berturut-turut akaun simpanan asal 2015, selain daripada OCBC Bank dan OCBC Al-Amin Penyata bank akaun simpanan asal yang dikemukakan mestilah di atas nama Pelanggan yang Layak Penyata bank akaun simpanan asal yang dikemukakan mestilah dengan baki tidak melebihi RM100,000 dalam tempoh sepanjang 2015 sahaja Jumlah faedah akaun simpanan telah dikreditkan ke dalam akaun secara bulanan Pelanggan yang Layak untuk mendapat hadiah RM200 akan dihubungi melalui SMS dalam tempoh empat minggu selepas mengemukakan penyata akaun simpanan asal Hadiah RM200 akan dikreditkan ke dalam akaun bank Pelanggan yang Layak melalui Interbank GIRO Pelanggan yang Layak mesti mengisi borang hadiah di cawangan bagi memudahkan urusan pengkreditan hadiah RM200 tersebut. E-mel dan/atau notifikasi SMS akan dihantar kepada Pelanggan yang Layak selepas pengkreditan hadiah RM200 tersebut Pelanggan Layak hanya boleh menerima satu (1) hadiah RM200 setiap orang. Page 3 of 6

4 GetMoreFromYourSavings/1Mar2016/BM/V Jumlah Pelanggan yang Layak untuk menerima hadiah RM200 dihadkan kepada 100 orang, berdasarkan siapa cepat, dia dapat. 5. Terma dan syarat lain 5.1. Semua Terma dan Syarat Utama Akaun dan Perkhidmatan sedia ada serta terma dan syarat yang mentadbir produk / pakej / program masing-masing yang disebut dalam Terma dan Syarat ini akan terus diguna pakai. Sekiranya timbul sebarang ketidakseragaman atau percanggahan, maka Terma dan Syarat yang terkandung di sini akan diguna pakai hanya setakat yang berkaitan dan boleh diaplikasi untuk Cabaran ini Pelanggan yang Tidak Layak tidak akan dilayan Cabaran ini tidak sah dengan mana-mana Cabaran atau kempen atau promosi lain seperti yang dinyatakan oleh OCBC Bank atau OCBC Al-Amin dari semasa ke semasa, kecuali: (a) Cabaran Save My Bonus (b) Cabaran Pay Less Credit Card Interest (c) Cabaran Invest Smarter (d) Cabaran Organize Your insurance Policies 5.4. Pemilihan produk untuk Cabaran ini adalah mengikut budi bicara mutlak OCBC Bank OCBC Bank berhak pada bila-bila masa, atas budi bicara mutlaknya, untuk menggantikan mana-mana produk yang disediakan untuk Cabaran ini dengan memberi notis 21 hari terlebih dahulu OCBC Bank boleh, atas budi bicara mutlaknya, mengubah atau menambah kepada Terma dan Syarat ini; atau mengubah, menggantung atau menamatkan Cabaran ini dengan memberi 21 hari terlebih dahulu notis kepada pelanggan. Pengubahan atau penambahan kepada Terma dan Syarat atau pengubahan, penggantungan atau penamatan Cabaran boleh dilakukan dengan meletakkan notis am dalam mana-mana keluaran surat khabar nasional harian atau dengan meletakkan notis am di mana-mana cawangan OCBC Bank atau di laman webnya atau dengan memasukkan notis tersebut ke dalam penyata OCBC Bank yang dihantar kepada pelanggan secara berkala Dengan menghantar butiran peribadi anda, anda juga telah memberikan kebenaran kepada OCBC Bank untuk menghubungi anda berkenaan dengan kempen ini. Page 4 of 6

5 GetMoreFromYourSavings/1Mar2016/Chi/V1 Get More From My Savings 挑战 ( 挑战 ) 条款与条规 1. 挑战 1.1. 华侨银行 ( 马来西亚 ) 有限公司 ( W)( 华侨银行 ) 依据本条款与条规提供 Get More From My Savings 挑战 ( 挑战 ) 1.2. 此挑战从 2016 年 1 月 1 日至 4 月 30 日有效 ( 包括首尾两日 ), 挑战期 ), 或是华侨银行依其唯一及绝对酌情权, 在已通知合格客户的情况下, 对此挑战中的相关产品所指定的其他日期 1.3. 此挑战提供于马来西亚的华侨银行 ( 传统 ) 分行 2. 参与资格 2.1. 此挑战仅公开给个别马来西亚公民 永久居民和非居民 非居民的申请胥视其原来国籍而定 ; 若非居民的原来国籍不被华侨银行接受, 他或她不适宜参与此挑战 2.2. 依据华侨银行和 OCBC Al-Amin 的绝对酌情权, 客户须保持良好的信誉方能参与或继续参与此挑战 在挑战期内的任何时刻, 若客户在华侨银行和 / 或 OCBC Al-Amin 银行有限公司 ( T)( OCBC Al- Amin ) 的账户被暂停或终止或违反与华侨银行和 / 或 OCBC Al-Amin 的任何其他协议, 则不适宜参与或继续参与此挑战 2.3. 适宜参与此挑战的客户将被称为 合格客户 3. 挑战方式及条规 3.1. Get More From Your Savings 挑战 合格客户须成功注册于 网页的 Get More From My Savings 挑战, 并提供以下资料 : 个人资料包括 :- 申请者姓名 新身份证号码 电邮地址 个人联络号码 首选华侨银行分行 4. 赠礼获取资格 4.1. 欲符合资格获取 RM200 赠礼, 合格客户须 : 前往任何华侨银行分行并向分行职员展示他们在 2015 年连续两 (2) 个月的储蓄账户月结单 ( 华侨银行和 OCBC Al-Amin 以外的银行账户 ) 正本以证明赚取超过 4.1% 年利率 所展示的正本储蓄账户月结单上的姓名须为合格客户的姓名 所展示的正本储蓄账户月结单中,2015 年期间的余额不可超过 RM100, 储蓄账户利息金额是每月存入账户 4.2. 若合格客户符合资格获得 RM200 赠礼, 他们会在展示 2015 年正本储蓄账户月结单后的四个星期内收到简讯通知 4.3. RM200 赠礼将透过 Interbank GIRO 存入合格客户的银行账户 4.4. 合格客户须在分行填妥赠礼表格以进行 RM200 赠礼存款 RM200 赠礼过账后, 合格客户将会收到电邮和 / 或简讯通知 4.5. 每位合格客户仅可获得一 (1) 份 RM200 赠礼. 符合资格获得 RM200 赠礼的合格客户人数顶限为 100 人, 先到先得 5. 其他条款与条规 5.1. 所有的现有账户和服务的主要条款与规则及各别产品 / 配套 / 计划的条款与规则应继续适用 若有任何差异或分歧, 皆以本条款与条规为准, 因其与此挑战相关及适用 Page 5 of 6

6 GetMoreFromYourSavings/1Mar2016/Chi/V 非合格客户恕不受理 5.3. 此挑战不可与华侨银行或 OCBC Al-Amin 不时规定的其他挑战或活动或促销同时生效, 除了 : (a) Save My Bonus 挑战 (b) Pay Less Credit Card Interest 挑战 (c) Invest Smarter 挑战 (d) Organize Your insurance Policies 挑战 5.4. 华侨银行拥有绝对酌情权挑选此挑战的产品 5.5. 华侨银行和 OCBC Al-Amin 可各别行使唯一及绝对酌情权, 在不少于 21 天事先通知的情况下, 不时替代此挑战中的任何产品 5.6. 华侨银行可各别行使唯一及绝对酌情权以修改或增加本条款与条规 ; 或在不少于 21 天事先通知客户的情况下修改 暂停或终止此挑战, 并会把修改过的条款与条规及此挑战的修改 暂停或终止的讯息刊登于任何一份国内报章, 或于任何一家华侨银行分行或网站上张贴公告, 或与华侨银行的月结单一起寄给客户 5.7. 透过提交您的个人资料, 您即明确同意让华侨银行就此活动的相关事项而联系您 Page 6 of 6

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