俤 (2)

ANNUAL REPORT 11 http://www.tcfhc.com.tw http://mops.twse.com.tw

俤 22311-8811 tch@tcfhc.com.tw 22311-8811 tch@tcfhc.com.tw 77 8 22311-8811 http://www.tcfhc.com.tw 77 22311-8811 http://www.tcb-bank.com.tw 8587 14 (2)2522-1656 http://www.tcb-bills.com.tw 4 325 2 6 22731-9987 http://www.tcfhc-sec.com.tw (2)8772-868 325 7 http://www.coamc.com.tw 22772-6772 325 1 http://www.tcb-life.com.tw 22181-5999 85 13 http://www.tcb-am.com.tw 2 5 http://www.gcsc.com.tw 22389-2999 7 49 28722-58 Standard & Poor's Ratings Services Unit 1, Level 69, International Commerce Centre, 1 Austin Road West, Kowloon, Hong Kong +852-2533-35 11 眾 156 12 http://www.deloitte.com.tw (2)2545-9988

CONTENTS 2 8 1 42 48 74 178 196 22

2 / Letter to Shareholders Letter to Shareholders 3 5 6 6 7 11 12

212 ANNUAL REPORT 11 11 11 (Global Insight)1113.%2.6% 111.26% 1121659.68Basel III 1112177.72 1112.63%7.6%11 75.611.7 33 12 1121 26 164 1111 11 3 1178.783.24 75.5475.61 71.2516.12% 沈臨龍 3

4 / Letter to Shareholders 1. 329.9734.296.99%75.3371.63 15.17% 2. 2.343.2771.56%1.821.77 12.82% 3. 3.255.1762.86%.67.9-73.33% 4. 6.43.44175.58%1.6.42 378.57% 5. 355.2143.21247.9%1.49 1.82118.13% 6..921.948.42%.881.5 116.19% 1. 11 (%) 7,878 7,382 16.72-324 -257 73.93 7,554 7,125 16.2 7-7,561 7,125 16.12 ()() 1.7 1.7 1 ()() 1.7 1.7 1 11 2. 11 8,913 8,63 13.28 191 187 12.14-66 18 -- 192 5 384. -149-182 -- -88-15 --

212 ANNUAL REPORT 3. 11 75.54 75.611.775.33 21.821.63 111.49.67.8811.26%5.52% ()11 % % % 8,97 7,536 1.7 21.23.26 5.52 7,554 7,561 1.7 97.43 5.54 5.61 8,913 7,533 1.22 22.83.27 6.7 191 182.71 77.6.74 5.75-66 -67 -.22-24.2-1.74-2.23 192 16.46 27.5 2.69 3.75-149 -149 -.33-56.22 -.19-3.45-88 -88-4.12-92.49-27.39-29.78 1 2 3 4 11 11 18 12 1. 2. 3. 4. 5. 6. 5

6 / Letter to Shareholders 12 12 2,244, 1,892, () 9, 166,6 145, 931,4 79,7 14,5 285, 3,5 3 1,68 35,79 15,72 12 ( ) ( ) ( ) ( ) ( ) ( ) 1. 11(16)35.221 33.116.37%112.212.7 6.28%

212 ANNUAL REPORT 2. 111,73411,38425.28% 1. 16123 11 111112314,7392,486 11 眾 1 2. 995261111 3. FATCA1211121 18FATCA12125 131112125 1212311311 3 4. 11 722 116 29%28% 11 BBB A-3 12.2.7 twa twa-1 12.2.7 A- A-2 12.2.26 twaa twa-1+ 12.2.26 A- F2 12.1.24 AA(twn) F1+(twn) 12.1.24 AAtwn F1+(twn) 11.7.3 AAtwn F1+(twn) 11.8.6 7

8 / Bank Profile Company Profile 9 9

212 ANNUAL REPORT 1121 11 12 4 23 1922 1121 1122 1143 51% 1112423 11 12 4 23 11 12 4 23 11 12 4 23 尤錦堂 9

1 / Report of Corporate Governance Report of Corporate Governance 12 14 23 37 37 38 38 41 41 1112423

212 ANNUAL REPORT 11

1. / Report of Corporate Governance 12

2. 111231 1 127,391,851 1 3,12,241 51 2,732,374 1 3,59,739 1 5, 1 4,235,77 51 24,747 9.2 1,812,388 1 1, 2.67% 13 212 ANNUAL REPORT

14 / Report of Corporate Governance 12423 () 11.7.16 1.12.5 1.9.16 11.5.21 1.6.24 1.6.24 1.8.2 1.6.24 11.5.3 13.6.23 13.6.23 13.6.23 13.6.23 13.6.23 13.6.23 13.6.23 13.6.23 13.6.23 (%) (%) (%) 11.7.16 2,218,71,242 35.65 2,469,424,498 3.39 1.12.5 2,218,71,242 35.65 2,469,424,498 3.39 1.9.16 71,175,727 1.14 11,192,769 1.36 35,37 12,626 3, (%).6.37 11.5.21 86,72.1 2,946,399.4 NYU 1.6.24 2,218,71,242 35.65 2,469,424,498 3.39 1.6.24 2,218,71,242 35.65 2,469,424,498 3.39 () 1.8.2 2,218,71,242 35.65 2,469,424,498 3.39 1.6.24 2,218,71,242 35.65 2,469,424,498 3.39 11.5.3 2,218,71,242 35.65 2,469,424,498 3.39

212 ANNUAL REPORT () 1.1.14 1.6.24 1.6.24 12.4.1 13.6.23 13.6.23 (%) (%) (%) 1.1.14 2,218,71,242 35.65 2,469,424,498 3.39 1.6.24 1,18,311.2 1,626,89.2 176,697 33,483 13.6.23 1.6.24 1,18,311.2 1,626,89.2 58,92 13.6.23 12.4.1 71,175,727 1.14 11,192,769 1.36 948,646 (%).26.7.117 4 11.7.2 13.6.23 11.7.2 71,175,727 1.14 11,192,769 1.36 13,257.2 11.7.2 1.7.14 1.6.24 1.6.24 11.7.2 1.6.24 13.6.23 13.6.23 13.6.23 11.7.2 71,175,727 1.14 11,192,769 1.36 124,838 5,956.16 1.7.14 66,.1 833,365.1 1.6.24 66,.1 833,365.1 13.6.23 1.6.24 66,.1 833,365.1 13.6.23 13.6.23 11.7.2 6,714,15.11 8,477,616.1 1.6.24 21,254,475.34 23,656,23.29 11162413623 2155 3 15

1. 12423 () (12.32%)(9.8%) (7.97%)(6.58%)(6.56%) (5.84%)(5.29%)(4.76%) (4.62%) () (15.7%)(14.23%) (12.92%)(1.%)(9.67%) (8.23%)(3.25%)(3.25%) (3.25%)(3.25%)(3.25%) (3.25%)(3.25%)(3.25%) (3.25%) () 2. 12423 () () () () () () () () () () () () () () () () () () () () () () () () / Report of Corporate Governance 16

212 ANNUAL REPORT 3. 1 2 3 4 5 6 7 8 9 1 12423 1 1 2 () 3 4 5 6 7 8 9 3 1 27 17

18 / Report of Corporate Governance 12423 () (%) (%) (%) 1.12.5 35,37.4 12,626.2 - - 俤 11.1.31 652,82.8 45,177.6 - - 林鴻琛 12.1.2 33,.41 - - - - 1.12.8 282,557.35 - - - - 11.1.31 368,789.45 383,97.47 - - 1.12.1 6,62.7 - - - - 12.1.2 173,313.21 - - - - 12.1.2 193,432.24 - - - - 12.1.2 284,93.35 48,28.6 - - 12.1.2 392,48.48 - - - - 12.1.2 11,185.14 - - - - 12.1.2 126,249.16 - - - - 12.1.2 59,318.7 - - - -

212 ANNUAL REPORT 11 1. 111231 ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) (A) B C D AB C D (E) F (G) (H) ABC DEF G 3,36 9,357 3,82 42,69 42,69 36 1,273.6.75 4,6 6,62 127.65.84 136 ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) 11716115211153 11811172 19

2 / Report of Corporate Governance 2,, A+B+C+D A+B+C+D+E+F+G 2,, 5,, 5,, 1,, 1,, 15,, 15,, 3,, 3,, 5,, 5,, 1,, 1,, 25 25 25 25 2. () A B C D ABCD % ( ( ) ) ( ( ) ) ( ( ) ) 1,32 ( ) 1,32 12,373 12,373 37.18.18 ( ) ( ) 1172 111231

212 ANNUAL REPORT A+B+C+D 2,, 2,, 5,, 5,,1,, () () 1,,15,, 15,,3,, 3,,5,, 5,,1,, 1,, 9 9 3. () 俤 A B (C) D ABC D 7,625 12,972 1,372 5,593 261 532.12.25 1,92,1176,785 111231 419 2,, 周叔璋 謝昌俤 2,,5,, 尤錦堂 周叔璋 謝昌俤 陳美足 蔡武烈 5,,1,, 1,,15,, 15,,3,, 3,,5,, 5,,1,, 1,, 5 5 21

22 / Report of Corporate Governance 4. 林清圳 111231 842 842.1 5. 11 111231 () () 1 2 3 4 5 6 1,126 1,126 7 8 9 1 1. 111 1.86%1.27% 2. 1 2 1.25 3 4() ()

212 ANNUAL REPORT 1242317A /A 1 1 117161 7 1 117167 16 1 94.12 16 1 94.12 9 4 69.23 1152113 4 1 115214 16 1 94.12 15 2 88.24 15 2 88.24 16 1 94.12 11 2 84.62 115313 1 3 25 11534 15 2 88.23 17 1 17 1 1241 7 1 87.5 11811241 8 3 4 33.33 11819 3 8 27.27 117211 4 1 66.67 11726 9 2 81.82 117211 3 3 5 11726 143 1121 1. 11521162 112 2. 117131613 3. 11716171 14 4. 1112241132114 5. 111224113114 6. 111224113114 4 23

24 / Report of Corporate Governance 1. 2. 1242317A (%) /() 15 88.24 16 94.12 17 1 5 83.33 11726 8 72.73 117211 12 7.59 1122313111 1132314112 11 11123111 111126112 11 111126112 1.2. 11112611211 http://www.tcfhc.com.tw/corporate_governance/pages/.aspx

212 ANNUAL REPORT - - 2516 4516 1. 2. 1121 1. 2. 眾 3. 4 25

26 / Report of Corporate Governance (1) (2) (3) (4) (5) (6) 1121 11/5/18 11/5/18 3. 11/2/21 11/2/21 3. 11/5/8 11/5/8 3. 11/1/25 11/1/25 3. 11/11/7 11/11/7 3. 11/4/24 11/4/24 3. 11/4/27 11/4/27 3. 11/5/22 11/5/22 () 3. 11/5/29 11/5/29 3. 11/7/1 11/7/1 3. 11/8/17 11/8/17 vs- 3. 11/12/12 11/12/12 3. 11/7/18 11/7/18 3. 11/8/22 11/8/22 3. 11/11/6 11/11/6 3. 11/12/7 11/12/7-3.

212 ANNUAL REPORT 11/3/27 11/3/27 3. 11/5/29 11/5/29 3. 11/7/25 11/7/25 3. 11/8/7 11/8/7 3. 11/6/13 11/6/13 3. 11/7/12 11/7/12 3. 11 11/9/2 11/9/2 3. 11/9/21 11/9/21 11 3. 11/11/1 11/11/1 3. 11/3/27 11/3/27 3. 11/7/27 11/7/27-3. 11/9/2 11/9/2 11 3. 11/9/21 11/9/21 11 3. 11/11/1 11/11/1 3. 11/11/19 11/11/19 3. 11/11/21 11/11/21 3. 11/11/29 11/11/29 3. 11/12/1 11/12/1 3. 11/4/17 11/4/17 3. 11/11/7 11/11/7 3. 11/11/1 11/11/1 3. 11/12/14 11/12/14 3. 11/12/25 11/12/25 3. 11/5/29 11/5/29 3. 27 / 11/2/21 11/2/21 3. 11/5/8 11/5/8 3. 11/1/25 11/1/25 3. 11/11/7 11/11/7 3. 11/2/7 11/2/7-1.5 11/3/6 11/3/6 1.5 11/5/22 11/5/22 1.5 11/7/3 11/7/3 212Global Economic Outlook 2. 11/8/21 11/8/21 1.5 11/3/6 11/3/6 1.5 俤 11/5/22 11/5/22 1.5 11/7/3 11/7/3 212Global Economic Outlook 2..

28 / Report of Corporate Governance / 11/2/7 11/2/7-1.5 11/3/6 11/3/6 1.5 11/5/22 11/5/22 1.5 11/7/3 11/7/3 212Global Economic Outlook 2. 11/8/4 11/8/18 212PRBP 15 11/8/21 11/8/21 1.5 11/9/12 11/9/12 () 6. 11/6/12 11/6/13 13. 11/1/2 11/1/3 15. 11/4/21 11/4/22 12. 11/12/14 11/12/14 8. 11/2/1 11/2/1 3. 11/2/14 11/2/14-11/2/15 11/2/15 12(IAS12) 3. 11/3/9 11/3/9 39:(IAS39)29 11/3/16 11/3/16 IFRS 6. 11/3/3 11/3/3 212-11/3/3 11/3/3 212-11/4/13 11/4/13 212-3. 11/4/13 11/4/13 212-3. 11/4/2 11/4/2 212-3. 11/4/2 11/4/2 212- (IFRS) 3. 11/4/26 11/4/26 IFRS 6. 11/5/11 11/5/11 6. 11/5/14 11/5/14 4. 11/5/18 11/5/18 212-6. 11/5/22 11/5/22 (IFRS) 3. 11/5/25 11/5/25 212-1 1112 3. 11/5/25 11/5/25 212-13 3. 11/6/1 11/6/1 6. 11/6/13 11/6/13 18(IAS18) 3. 11/6/15 11/6/15 212-3. 11/6/15 11/6/15 212-11/6/18 11/6/18 IFRSIFRS 11/6/26 11/6/26 34(IAS34) 11/7/31 11/7/31 21(IAS21) 3. 6. 3. 3. 3. 3. 3. 3.

212 ANNUAL REPORT 1. 4 1 2 3 4 5 6 7 8 p p p p p p p p p 1 p p p p p p p p p 1 p p p p p p p p p 1 p p p p p p p p p 1 p 1 2 3 4 5 6 7 8 3 2. 14 2115136232() () (%) (/) 2 1 1 5 2 1 2 1 () 29

3 / Report of Corporate Governance 1. LED 2. 3. 4. ( ) ; 1. 2. ( ) 3. 眾 11 211 眾 1. 2.

212 ANNUAL REPORT ( ) ( ) http://www.tcfhc.com.tw/ Pages/index.aspx ( ) :http://www.tcfhc.com.tw/corporate_governance (http://www.tcfhc.com.tw) 31

32 / Report of Corporate Governance 1. 1111111231 1 2 4 2 9

212 ANNUAL REPORT () 111231 722 1. 2. DLP 1. 2. 1. 2. 1. (1) 11 (2) 11.6.29 11.12.5 2. 1. 2. 1. 2. 111472-2 722 3. 4. 1. 2. 3. 1212 123 133 33

34 / Report of Corporate Governance 1. 2. 1. 2. (1) 11 (2) 11.6.29 11.12.5 1. ( ) 2. 3. 4. 1. 2. 3. 4. (1) (2) 5. 1. 2. 3. 1. 2. 1. 2. 5 124 124

212 ANNUAL REPORT 2. 1. 113 2. 3. 4. 5. 6. 11 12 4 23 1. 1113112 111 眾 2 俤 2 3 4 2. 1132314 111 21 31 4 5 3. 1142315 11 21 3 4. 1152116 112 2 311 5. 1171316 1 35

36 / Report of Corporate Governance 6. 1171617 111716 21 7. 1172618 1112 8. 1182819 11 9. 12129114 12 1.12325116 111 211 311 4 51 11.11 11.6.22 1. 1.5.5 2362,794 378,47 2. 329,841 2,7232,9841,272 36,2246,364 92.96 92.96 3. 92.65 4. 92.65 5. 91.92 6. 1 92.13 11. 7.24 11 12 4 23 11 12 4 23 12423 1.6.24 11.7.16 俤 1.1.5 11.1.31 11.1.31 12.1.2

212 ANNUAL REPORT 眾 11.1.1-11.12.31 1 2, 1,733 1,733 2 2,4, 2,183 2,183 3 4,6, 4 6,8, 5 8,1, 6 1, 眾 1,733 6 2,123 2,183 11.1.1-11.12.31 () 11312 () V 37

38 / Report of Corporate Governance \ 11 1 眾 眾 11312 1127 1112423 (1) () () () (11.7.16) (11.7.16) (11.5.21) (11.5.21) (11.5.3) 11 12423 117,591,642 117,591,642 117,591,642 3,952,499 3, 1,935,276 3, 1,935,276 117,591,642 117,591,642 117,591,642 117,591,642 117,591,642 --- --- --- --- --- ---

212 ANNUAL REPORT (11.5.3) (11.8.1) (11.8.1) (12.4.1) (12.4.1) (11.7.2) (11.7.2) (11.7.2) (11.7.2) (11.7.2) (11.7.2) 11 12423 117,591,642 117,591,642 54,97 46,657 54,97 26,292 3,952,499 11,3 3,952,499 3,952,499 --- 3,952,499 3,952,499 --- 3,952,499 1,13, 2,38 133,765 133,765 133,765 1,36,761 1,36,761 1,126,487 --- 35,37 (12.1.2) 46,168 (12.1.2) --- --- 俤 131,96 (12.1.1) 8,963 62,174 俤 (11.1.31) 131,96 (11.1.31) (12.1.2) 23,46 --- --- --- --- (12.1.2) --- --- 2,176 (12.1.2) 9,374 --- --- --- --- 39

4 / Report of Corporate Governance 11 12423 76,15 (12.1.2) 23,46 27,284 (12.1.2 ) 37,85 (12.1.2) --- --- (12.1.2) --- --- (12.1.2) --- --- (12.1.2) --- --- (12.1.2) --- --- 12423 --- --- 12423 --- ---

212 ANNUAL REPORT 12423 2,469,424,498 3.39 217,76,242 2.67 2,, 2.46 15,163,884 1.85 11,192,769 1.36 14,815,743 1.29 79,569,819.98 67,674,67.83 6,849,22.75 55,881,824.69 1 111231 (2) 6,643,934, 1 6,643,934, 1 35,, 1 35,, 1 254,726,941 1 254,726,941 1 3,, 1 3,, 1 36,, 51 36,, 51 19,737, 51 19,737, 51 2,639,659 9.2 2,639,659 9.2 1,, 1 1,, 1 5,, 1 5,, 1 1 2 41

42 / Capital Raising Capital Raising 43 47 47 47 47 47 47

212 ANNUAL REPORT 12423 : 1.12 $1 12,, 12,, 6,596,825 65,968,254 6,596,825 11.8 $1 12,, 12,, 6,926,666 69,266,667 3,298,413 329,841 11 8 28 11117493 11.9 $1 12,, 12,, 8,126,666 81,266,667 1,2, 111 8 1112861 12423 8,126,666,73 3,873,333,297 12,,, 12423 19 16 862 151,72 438 152,47 2,963,856,987 195,378,84 1,67,111,212 2,275,21,456 1,85,19,244 8,126,666,73 % 36.47 2.4 19.78 28. 13.35 1. 1. 12423 % 1999 39,918 11,616,28.14 1,5, 56,919 136,561,761 1.68 5,11, 19,517 138,85,96 1.7 1,115, 9,866 121,31,689 1.49 15,1 2, 4,693 82,491,33 1.2 2,13, 6,5 158,995,39 1.96 3,15, 5,215 22,738,975 2.49 43

44 / Capital Raising % 5,11, 4,522 314,844,165 3.87 1,12, 2,85 396,241,335 4.88 2,14, 1,399 38,29,779 4.68 4,16, 265 129,735,312 1.6 6,18, 131 91,999,529 1.13 8,11,, 86 77,288,213.95 1,,1 526 5,884,746,219 72.4 152,47 8,126,666,73 1 2. 12423 % 2,469,424,498 3.39 217,76,242 2.67 2,, 2.46 15,163,884 1.85 11,192,769 1.36 14,815,743 1.29 79,569,819.98 67,674,67.83 6,849,22.75 55,881,824.69

212 ANNUAL REPORT 11 1 12331(7) () 19.45 19.35 17.6 1 () 15. 16.8 16.2 () 17.22 18.11 16.86 2 () 18.54 19.24 18.12 () (8) 18.72 - () 7,34,18 6,39,86 7,99,59 () ()-(3) 1.7.4.3 ()-(3) 1.1.4 - ().4(8).5 - (3) ().4(8) - - ().2(8).5 - - - - 4 16.9 452.75-5 43.5(8) 36.22-6(%) 2.32(8) 2.76-11121 2 3 4/() 5/ 6/1 7 81112 45

46 / Capital Raising 1. 2. 1.43,25,666,681 24%(4)3,25,666,68 2%(2)1,625,333,34 11 1. 2. 11() 3. 1 12113,62,359 54,441,93811 211

212 ANNUAL REPORT 3 111.7 () 111.7 4. 111 378,282,362,7781378,47 2,362,7941916 11113 1. 1112111711 112958411924177.72 2. 1. 1116.4%1113.2% 2. 11.23%11 12.63%16.6%117.6% 47

48 / Operations Overview Operations Overview 49 6 61 66 69 71 72 72 73

212 ANNUAL REPORT 1. 1 2 11 1 () (%) (%) 7,873,976 99.94 222,488 98.1 4,564.6 4,513 1.99 7,878,54 1. 227,1 1. 1121 31254 2. 1 49

5 / Operations Overview 2 11.12.31 1.12.31 44,71 43,99 1,611 3.74 39,367 374,167 16,2 4.33 618,547 593,211 25,336 4.27 1,53,624 1,1,477 43,147 4.27 58,295 497,384 1,911 2.19 715,94 75,293 1,647 1.51 1,224,235 1,22,677 21,558 1.79 2,277,859 2,213,154 64,75 2.92 44,11 41,675 2,426 5.82 79,761 81,928-2,167-2.65 123,862 123,63 259.21 2,41,721 2,336,757 64,964 2.78 84.11 84.79 -.68 11.12.31 1.12.31 372,198 436,314-64,116-14.69 579,34 58,66-1,626 -.28 913,81 925,63-12,549-1.36 2,29 1,935 355 18.35 1,866,63 1,944,539-77,936-4.1 65.37 7.57-5.2 11.12.31 1.12.31 2,4 2,66-26 -7.9 1,38 1,863-825 -7.59 41,656 39,88 2,568 6.57 2,981 3,991-1,1-25.31 24,171 27,386-3,215-11.74 81,246 83,934-2,688-3.2 2.85 3.5 -.2 11 1 3,82 3,754 66 1.76 8,956 8,738 218 2.49 89,471 81,88 7,591 9.27 12,247 94,372 7,875 8.34 DBUOBU

212 ANNUAL REPORT 11.12.31 1.12.31 NCDCD 47,486 334,3 73,186 21.89 37,891 37,5 391 1.4 34,57 27,199 7,38 26.87 3,47 3,558-88 -.29 6,624 11,726-5,12-43.51 516,978 441,283 75,695 17.15 11 1 877 1,42-165 -15.83 817 722 95 13.16 2 16 4 25. 269,118 * 252,162* 16,956 6.72 AUM 452,77* 435,895* 16,182 3.71 1231 11 1 EDI 3,723,981 3,581,179 142,82 3.99 46,119 43,332 56,787 14.8 ATM 47,165 399,883 7,282 1.82 ACH 152,89 19,537 42,552 38.85 11 1 32,23 35,128-2,925-8.33 38,79 43,814-5,24-11.47 18,362 21,334-2,972-13.93 47 47 1,11 1,463-362 -24.74 3,992 27,1 3,982 14.74 () 95,22 86,471 8,551 9.89 11 1 2,712 19,452 1,26 6.48 66,45 64,96 1,949 3.4 51

52 / Operations Overview 11 1 111 (%) (%) 25,299,415 76.67 24,688,95 73.56 61,465 2.47 3,727,993 11.3 4,356,573 12.98 (628,58) (14.43 ) 3,368,24 1.21 (1,248,135) (3.72) 4,616,375 369.86 425,283 1.29 257,924.77 167,359 64.89 8,13.24 5,151.15 29,952 59.72 (1,966,766) (5.96) 2,531,234 7.54 (4,498,) (177.7 ) 14,55.43 23,343.7 117,162 51.91 285,944.87 249,886.74 36,58 14.43 69,285.21 39,731.12 29,554 74.39 1,176,274 3.56 2,238,46 6.67 (1,62,132) (47.45) 39,696 1.18 375,169 1.12 15,527 4.14 32,996,972 1. 33,563,232 1. (566,26) (1.69 ) 3 1255 3. 1 2 11 1 (%) (%) 226,168 57.9 194,583 51.3 138,279 34.9 17,824 28.43 31,725 8.1 76,868 2.27 396,172 1. 379,275 1. 3 1256 4. 1

212 ANNUAL REPORT 2 11 1 187,18 63 11,86 54 8,654 3 811 4-13,318 4 472 2 - -11,51-4 79,892 27 7,276 35 467 7,959 3-16 2,477 1 135 1-3,93-1 58 152 1 12,515 4 715 3 297,917 1 2,631 1 3 1256 5. 1 2 11 1 61,638 99 1,195,141 99 3,175 -- 7,341 1 3,529 1 957 -- 66 -- 98 -- 617,48 1 1,24,348 1 3 1257 6. 1 53

54 / Operations Overview 2 11 1 27,987 69 1,832 32 11,392 28 21,666 65 1,198 3 1,49 3 91 -- 29 -- 4,668 1 33,576 1 3 1257 7. 1 2 11 1 (%) (%) 7,873 77 42,643 1 21,616 23 92,489 1 42,643 1 16 3 1257 12 1. 111 1 2 3

212 ANNUAL REPORT 4 5 6 2. 1 e 2 3 5P (ATM) 4 55

56 / Operations Overview 5 3. 1 ()(FRCP) 2 3 4 12145 4. 1 2 3

212 ANNUAL REPORT 4 5. 1 2 3 4 5 6 7 6. 1 2 3 4 5 6e 7 7. 1 2 3 4 5 1. 11 12 57

58 / Operations Overview 2. 1 2 1112224,99112 8,9674.1711M23.6711 1.25 3 1152.72%98148 991118% 4 111244,4751123,798 3. 8435 99224 4. 1 ETF 2 5. 6. 1131911

212 ANNUAL REPORT 711,916 12%116,6851 97956%39%11 9,65481% 118,7468% 7. 1112386231.85 87121,186 9,821112 1, 1. 1 1121111268 2 (Private Finance Initiative, PFI 2. 1 118,4521 ()() - 1115,57518 2 12()15,65 12 59

6 / Operations Overview 3. 1 2key 3 4. 111482 5. 1 12 12 2 3 116 12 1. 2. 1112.74% 99.68% 3. 1175.34% 4. 116115611 62.7% 64.33%

212 ANNUAL REPORT 1. 111231292 664441 6 2. 1 2 3. 12 22,44 18,92 () 9 4. 1 1234 12 29 2 61

62 / Operations Overview 1. 2. 1 11 12 2 11 237.6%7.4% 3.4%-.18%1.2%3( ).8% 12(IMF)1113.2% 4.5% 12GDP3.42%11 231 12 3 3. 12 1,666 1,45 9,314 7,97 145

212 ANNUAL REPORT 4. 1 IFRS 2 1. 12212 2. 1 ETF 2 3. 12 2,85 6.52 63

64 / Operations Overview 4. 1 () 2 1. 2. 3. 12 1.68 4. 1 2 1. ()() 11 473.3% 2. 1 212

212 ANNUAL REPORT 3 4 3. 12 35.79 4. 1 2 1. 2. 3. 12 157.2 4. 1 2 65

66 / Operations Overview 1 11 12423 38 5 35 44 44 45.1 1 1.22 31.58 38 48.57 63.16 6 48.57 5.26 2 2.86 2 21 14 14 17 12 21 3 21 //// 13 19 17 16 16 11 3 25 3 41 21 (e-learning) 1 11 12423 1,49 1,482 1,481 7,26 7,51 7,19 8,669 8,533 8,5 44 45 45 18.3 18.42 18.64.2.3.3 9.1 1.91 11.27 76.59 75.75 75.44 13.12 12.13 12.7 1.26 1.18 1.19

212 ANNUAL REPORT 1 11 12423 1,692 1,749 1,763 1,482 1,567 1,587 5,623 5,711 5,754 2,364 2,421 2,444 5,367 5,373 5,381 5,536 5,64 5,75 //// 1,787 2,154 2,294 3,348 3,395 3,466 3,626 3,634 3,689 1,83 1,843 1,864 / 2,158 2,226 2,249 4,641 4,761 4,85 3,67 3,115 3,151 17,566 15,38 4,66 1,47 1,15 49 87 13 2 % 1 11 12423 41 43 42 4 5 5 45 48 47 47 47 47 3.78 4.39 4.65 2.22 2.8 2.13 13.33 12.5 14.89 71.11 72.92 7.21 13.33 12.5 12.77 31 34 34 23 25 25 16 23 23 23 24 24 19 2 2 13 14 14 13 13 13 12 12 12 11 1 1 9 9 9 8 7 7 8 11 11 5 5 5 2 2 2 2 2 2 1 1 1 1 1 1 1 1 1 1 1 1 67

68 / Operations Overview 1 11 12423 179 243 237 41 4 4 8.7 7.22 8.54 8.33 11.52 11.81 % 81.11 77.37 77.64 1.56 11.11 1.55 116 185 177 46 57 51 121 165 153 1 11 12423 32 36 37 39 42 43 3.5 3.9 3.8 25. 27.78 27.3 % 65.63 63.89 64.86 9.37 8.33 8.11 % 1 11 12423 75 133 136 39 38 38 1.27 2.21 2.24 25.3 19. 2.59 54.7 65.41 66.18 2. 14.29 11.3 1.3 2.2 LOMA 82 215 222 1 11 12423 38 39 38 35 4 4 1 1.6 1.73 65.8 62. 6.53 % 34.2 38. 39.47

212 ANNUAL REPORT 1 11 12423 1 2 2 CFA 1 1 19 19 21 17 18 2 6 8 8 15 14 16 1 1 12 7 8 8 1 7 3 3 2 2 3 1. LED 2. 3. 1. 2. 3. 4. 69

7 / Operations Overview 11 1. 11 2122 2. 1112.5 5 3. 1166 7, 4. 15 15 5. 6. 212 212212 212212 LPGA 7. 11 212 8. 11 212 211 9. 11 18679

212 ANNUAL REPORT (http://www.tcfhc.com.tw) 1. 2. 1. 2. 3. 1. 2. 3. 4. 5. 12() () (CRM) 1. 2. 71

72 / Operations Overview 1. 1 2 3 4 3() 2. 1 2 3. 4. 1 2 11 12 4 23

212 ANNUAL REPORT 111231 11 1 (1) 5.54 2.56.27.28 (1) ( 1.74 ) (.88 ).74.75 2.69 2. (2) (.19 ) - (2) ( 27.39 ) - (1) 5.61 2.56 6.7 6.55 (1) ( 2.23 ) (.93 ) 5.75 5.27 3.75 3.48 (2) ( 3.45 ) - (2) ( 29.78 ) - (1) 13.2 116.4 12.63 1.23 15.46 18.9 (1) 984.2 1582.17 (2) 447.96 - (1) 11.87 1.2.72.71 143.61 135.45 111211122 21143 73

Financial Status 75 79 87 88 177 11 11 11 12423

212 ANNUAL REPORT 1 11 (1) 1 742,646,676 627,246,346 68,153,168 29,683,83 2,67,432-11,65,494 55,865,511-26,61,993 26,711,626-1,867,116,15 1,943,392,93 14,462,544 8,716,618 99,556 1,572,78-2 37,167,52 35,457,864 3,788,452 3,859,7-14,572,28 49,326,551-6,31,15 5,933,86 2,983,591,163 2,787,765,42 236,448,85 228,38,2-1,821,456 879,696 2,273,48,798 2,212,922,547 3,592,769 4,218,81 51,38,691 61,834,898 47,447,331 43,36,54 11,8, 9,8, 42,77,539 12,947,68 56,2,619 1,633,693 3,783, 97, 2,683,81 2,391,743 4,896,654 5,52,214 2,833,694,788 2,664,671,778 ( 3) - 2,667,97,191 81,266,667 65,968,254 ( 3) - 69,266,667 57,853,927 58,51,217 ( 3) - 51,69,557 7,587,747 262,533 ( 3) - 26,367 (84,551) (1,356,923) 3,272,585 168,561 149,896,375 123,93,642 ( 3) - 119,795,229 1 1121111111 211211,18,85411315647,363 311 75

76 / Financial Status 2 12331(1) 777,362,322 66,688,711 115,79,7 4,63,587-22,945,939 1,441,836-1,823,955,834-13,962 14,85,848 11,342-116,626,521-39,866,292-1,145,34 3,789,211 1,166,142-2,769,57 2,992,361,644 28,948,882 4,13,647 57,18,322-2,37,18 45,194,589 997,771 2,284,418,656 117,58, 2,, 52,217,41 65,711,754 3,547,63 1,545,716 2,845,816,458-143,293,488 81,266,667 57,853,927 1,658,98-649,996 (7,136,1) 3,251,698 146,545,186-112331 212331(IFRSs) 3

212 ANNUAL REPORT 1 11 1 15,464 4,485 724,5 4,59 149,368,745 122,954,278-25,22 11,753 12,41 - - 4,857 1,44 15,15,683 123,12,465 816,163 19,273 2,7, 66, 3,889 1,738 6,841 373 3,526,893 87,384 (2) - 3,385,797 81,266,667 65,968,254 (2) - 69,266,667 57,853,927 58,51,217 (2) - 51,69,557 7,587,747 262,533 (2) - 26,367 (84,551) (1,356,923) 146,623,79 122,925,81 (2) - 119,626,668 1 1121111111 2 11 1 (1) 11 1 26,3,348 2,175,76 9,199,322 759,128 (4,634,193) (492,154) (2,891,839) (2,183,218) (1,3,67) - 8,97,31 259,462 (1,434,21) (7,22) 7,536,1 189,26-71,588 7,536,1 26,848 7,561,38 262,533 (25,37) (1,685) ()(2) 1.7.4 ()(3) 1.7.4 1 1121111111 2 111 3 9652 77

78 / Financial Status (2) 123 311 12,195,98 : 5,349,17 6,846,81 2,97,983 9,754,793 (964,812) (679,725) (5,253,719) 2,856,537 () (447,78) 2,48,829 () (43,735) 2,5,94 2,376,887 31,942 2,25,392 (2,298) (2).3 1331 2 312331(IFRSs) 4 ( ) - (1) 11 1 7,873,976 222,488 4,564 4,513 (15,731) (2,346) (26,715) (33,643) (11,643) (67) 7,554,451 19,945 6,929-7,561,38 19,945-71,588 7,561,38 262,533 ()(2) 1.7.4 ()(3) 1.7.4 1 1121111111 2111 39652

212 ANNUAL REPORT - 2 1 11 1.52.2 (%) 82.57 88.46 (%).72.71 (%) () 155,223 5,91 () 151,228 6,99 5.54 2.56 5.61 2.56 97.43 116.9 1.7.4 (%) 2.35.7 (%) 2.41.7 (%) 11.87 1.2 41(%) - - (%) 12.74 117.62 (%) 1.15 1.2 (%) 22.6 - (%) 3,856.35 - (%) 225.79 71.92 (%) 54.71 115.99 (%) 9.71 13.52 (%) 8.46 8.47 (%) 6.14 5.59 (%) 7.7 7.78 (%) 7.81 8.43 12.63 1.23 15.46 18.9 984.2 1,582.17 (%) 447.96-23,386,952 167,63,732 3,36,735 3,98,123 2,464,63 2,494,87 4,276,966 4,238,85 4,843,345-42,749-79

8 / Financial Status 1 2 11 1 () 175,686,248 157,816,426 128,793,957 131,18,239 1,711,11 1,369,764 375,626 236,531 () 2,989,395 2,941,645 2,162,414-216,759 - () 284,494,632 258,538,159 (%) 13.2 116.4 46 () () 2% 1. 11111211 2. 111-3. 11111 4. 111 5. 111 6. 111 1111 2 1. (1) (2) (3) (4) (5) 2. (1) (2) (3) (4) 3 3. (1) (2) (3) =3637 4. (1) () (2) + 5. (1) =() (2) = (2) (3) 7. (1) (2) (3) (4) 8. (1) (2) + (3) 9. 111 3 1. 2. 3. 4. 6. (1)

212 ANNUAL REPORT ( ) 2 4 1 12 3 31.3 (%) - (%) - (%) - () 1,78 () 266 (%).32 (%) 6.62 24.69 ().3 (%) 95.1 (%) 1,941.94 (%) 11.95 41(%) - (%) 283.92 (%) 1.28 (%).19 (%)() 8.18 (%) - (%) - (%) - (%) - (%) - (%) - (%) - - - (%) - - - - - - - - - - - - - - - - (%) - 46 81

82 / Financial Status 112331 2 1. (1) (2) (3) (4) (5) 2. (1) (2) (3) (4) 3 3. (1) (2) (3) =3637 4. (1) () (2) (+) 5. (1) =() (2) = 6. (1) (2) (3) 7. (1) (2) (3) (4) 8. (1) (2) + (3) 3 1. 2. 3. 4. 4

212 ANNUAL REPORT 111231 111231 (%) (%) $455,875, 31.91 5,22,457 3.56 125,352,223 85.49 5,198,648 3.55 17,132,818 73.7 5,59,5 3.45 56,214,317 38.34 4,82,65 3.29 43,6,281 29.37 4,797,615 3.27 26,61, 17.77 4,5, 3.7 16,29,96 1.93 4,427,616 3.2 15,998,528 1.91 4,418,572 3.1 1,929,918 7.45 4,74,5 2.78 9,14, 6.23 3,817,46 2.6 8,824,926 6.2 5 3,443,2 2.35 7,826,71 5.34 3,43,467 2.34 7,821,64 5.33 WAN HAI LINE (SINGAPORE) PTE LTD 3,286,762 2.24 7,421,716 5.6 3,28,512 2.24 7,337,969 5. 3,12,934 2.13 7,112,72 4.85 3,11,863 2.12 6,481,348 4.42 3,, 2.5 6,243,757 4.26 3,, 2.5 5,799,869 3.96 3,, 2.5 5,365,197 3.66 5,729,328 3.91 3,82,715 2.1 3,653,499 2.49 34,424,359 23.48 14,19,64 9.68 28,955,54 19.75 13,544,813 9.24 26,346,893 17.97 EVERGREEN MARINE (UK) LIMITED 13,155,8 8.97 25,958,51 17.7 12,135,584 8.28 23,546,22 16.6 12,83,946 8.24 18,491,981 12.61 M SETEK CO LTD 12,38,718 8.21 18,491,981 12.61 11,867,238 8.9 CSE TRANSPORT 18,289,868 12.47 11,821,47 8.6 18,182,981 12.4 AUO SUNPOWER SDN BHD 11,8,968 8.5 17,582,3 11.99 11,223,668 7.65 LEADTEK GLOBAL GROUP LIMITED 17,481,71 11.92 11,1,543 7.57 17,242,669 11.76 1,981,348 7.49 16,931,33 11.55 1,794,926 7.36 16,862,982 11.5 1,794,926 7.36 CSEI TRANSPORT 16,761,495 11.43 1,474,886 7.14 16,584,382 11.31 9,899,233 6.75 16,56,153 11.26 9,778,112 6.67 16,432,859 11.21 9,671,426 6.6 15,932,859 1.87 9,559,962 6.52 83

84 / Financial Status (%) (%) 9,211,931 6.28 4,723,59 3.22 NAN YA PLASTICS (HK) CORP. LTD 9,125,552 6.22 4,533,49 3.9 9,19,57 6.21 4,451,267 3.4 8,91,491 6.7 4,428,8 3.2 8,819,266 6.1 4,26,119 2.91 8,744,16 5.96 4,24,415 2.89 8,79,341 5.94 4,223,332 2.88 8,668,33 5.91 4,176,596 2.85 8,352,14 5.7 YOSUN SINGAPORE PTE LTD. 4,17,695 2.8 NAN YA PCB (HK) CORP. LTD 8,242,745 5.62 4,63,336 2.77 7,849,554 5.35 SPINNAKER PESCADORES S.A. PANAMA 4,63,336 2.77 7,754,961 5.29 4,,424 2.73 7,522,316 5.13 QUANTA INTERNATIONAL LIMITED 4,,424 2.73 7,237,29 4.94 3,982,797 2.72 6,964,416 4.75 3,94,679 2.66 6,958,742 4.75 3,94,151 2.66 6,83,542 4.66 DONG LIEN MARITIME S A PANAMA 3,887,748 2.65 6,661,834 4.54 3,887,434 2.65 6,597,542 4.5 3,858,928 2.63 6,488,148 4.43 3,846,591 2.62 6,429,129 4.38 3,82,641 2.59 5,989,72 4.8 3,82,641 2.59 5,988,178 4.8 3,731,5 2.54 5,885,383 4.1 3,71,935 2.53 5,839,48 3.98 SMART IDEA HOLDINGS LIMITED 3,684,13 2.51 5,823,28 3.97 3,662,992 2.5 5,81,7 3.96 3,657,684 2.49 5,794,35 3.95 3,657,684 2.49 WAN HAI LINES SG 5,794,35 3.95 Formosa Plastics Corp USA 3,643,697 2.49 5,712,288 3.9 3,639,154 2.48 5,51,761 3.76 3,517,633 2.4 5,375,896 3.67 3,516,92 2.4 5,38,577 3.62 3,456,18 2.36 5,153,14 3.51 3,351,13 2.29 5,145,88 3.51 LITE-ON MOBILE PTE LTD. 3,351,13 2.29 5,16,615 3.48 3,279,61 2.24 5,7,918 3.46 WALSIN LIHWA HOLDINGS LIMITED 3,259,559 2.22 5,59,5 3.45 3,252,176 2.22 5,7,28 3.42 3,248,218 2.22 5,7,37 3.41 3,226,447 2.2 4,867,299 3.32 3,24,748 2.19 4,822,823 3.29 3,161,5 2.16 4,763,616 3.25 3,161,5 2.16

212 ANNUAL REPORT (%) (%) 3,159,375 2.15 3,12,934 2.13 3,147,82 2.15 3,12,863 2.13 3,126,854 2.13 3,12,863 2.13 3,121,365 2.13 3,51,386 2.8 11231 11231 (%) (%) $119,986,455 97.61 4,444,626 3.62 56,299,83 45.8 4,3,65 3.5 4,366,823 32.84 4,234,15 3.44 4,283,354 32.77 4,182,356 3.4 35,892,559 29.2 4,137,767 3.37 17,498,528 14.24 4,86,11 3.32 16,817,22 13.68 4,14,812 3.27 11,418,785 9.29 3,969,862 3.23 1,441,477 8.49 3,854,926 3.14 1,26, 8.3 3,593,341 2.92 1,, 8.14 3,473,42 2.83 8,7, 7.8 3,349,846 2.73 8,571,621 6.97 3,32,141 2.7 8,4, 6.83 3,272,54 2.66 7,731,3 6.29 3,246,726 2.64 7,157,482 5.82 3,126,5 2.54 6,976,62 5.68 3,123,142 2.54 6,529,841 5.31 3,12,934 2.54 5,696,527 4.63 3,11,722 2.53 5,5, 4.47 3,92,897 2.52 5,32,356 4.31 3,72,837 2.5 4,5, 3.66 3,25,246 2.46 4,473,441 3.64 3,, 2.44 OO 4,543,116 3.7 OO 3,459,1 2.81 22,637,627 18.42 13,53,97 11.1 2,86,62 16.97 13,3,97 1.6 19,792,117 16.1 M.SETEK CO.,LTD. 12,544,44 1.2 17,895,447 14.56 12,485,691 1.16 17,551,168 14.28 12,348,62 1.5 16,827,22 13.69 AUO SUNPOWER SDN.BHD. 12,327,35 1.3 15,466,333 12.58 11,872,91 9.66 14,831,326 12.7 11,717,986 9.53 14,588,248 11.87 11,689,785 9.51 13,633,475 11.9 11,657,482 9.48 85

86 / Financial Status (%) (%) 11,141,621 9.6 4,92,852 4. 11,141,621 9.6 4,93,46 3.99 1,24,348 8.3 4,853,777 3.95 9,836,198 8. 4,833,21 3.93 FORMOSA CHEMICALS INDUSTRIES (NINGBO) 9,48,321 7.71 4,722,345 3.84 LIMITED FORMOSA PS (NINGBO) LTD CO 9,268,291 7.54 4,76,45 3.83 9,219,21 7.5 4,674,21 3.8 9,,255 7.32 4,674,21 3.8 8,632,622 7.2 4,651,287 3.78 NAN YA PLASTICS (HONG KONG) CORP. LTD. 8,331,222 6.78 Inteplast Group Ltd 4,641,639 3.78 8,19, 6.66 4,588,573 3.73 7,786,345 6.33 4,552,441 3.7 7,684,347 6.25 4,517,493 3.67 7,684,347 6.25 4,517,493 3.67 7,669,615 6.24 4,45,468 3.62 7,547,566 6.14 4,268,471 3.47 7,388,381 6.1 4,192,783 3.41 7,247,425 5.9 4,19,926 3.41 7,164,782 5.83 QUANTA INTERNATIONAL LIMITED 4,115,731 3.35 7,38,977 5.73 4,115,731 3.35 6,896,56 5.61 3,91,384 3.18 6,778,695 5.51 3,88,898 3.16 6,713,184 5.46 3,82,396 3.11 6,53,38 5.31 TODAY'S III INC 3,83,784 3.9 6,53,38 5.31 3,669,29 2.98 6,196,527 5.4 3,625,886 2.95 5,875,862 4.78 3,62,411 2.95 Formosa Plastics Corp USA 5,867,484 4.77 WALSIN LIHWA HOLDINGS LIMITED 3,56,858 2.9 CAYMAN PRESIDENT HOLDINGS LTD. ORIENTAL TEXTILE (HOLDING) LIMITED 5,669,787 4.61 WAN HAI LINE (SINGAPORE) PTE LTD 3,554,22 2.89 5,65,16 4.56 3,548,75 2.89 5,554,278 4.52 3,358,178 2.73 5,554,278 4.52 SMART IDEA HOLDINGS LIMITED 3,313,136 2.7 NI-PRESIDENT SOUTHEAST ASIA HOLDINGS LTD 5,549,815 4.51 LITE-ON MOBILE PTE LTD. 3,286,458 2.67 5,54,666 4.48 3,286,458 2.67 5,52,292 4.48 3,133,732 2.55 5,421,456 4.41 3,121,365 2.54 5,239,46 4.26 3,113,886 2.53 5,197,24 4.23 3,113,886 2.53 5,6,672 4.7 3,34,393 2.47

212 ANNUAL REPORT 11 21911 12 1 2 3 2 5 87

88 / Financial Status 11

212 ANNUAL REPORT 眾 92123784 92123784 89

9 / Financial Status 11 $ 59,384,522 $ 52,877,576 12 115 683,262,154 574,368,77 19 12 68,153,168 29,683,83 13 125 2,67,432 - - 13 26,61,993 26,711,626-135 1,867,116,15 1,943,392,93 ( 4 ) 14 11,65,494 55,865,511 98 145 14,462,544 8,716,618 66 15 99,556 1,572,78 ( 94 ) 155 14,572,28 49,326,551 112 185 37,167,52 35,457,864 5 19 3,788,452 3,859,7 ( 2 ) 195 6,31,15 5,933,86 6 19999 $ 2,983,591,163 $ 2,787,765,42 7

212 ANNUAL REPORT 21 $ 236,448,85 $ 228,38,2 4 216 1,821,456 879,696 17 22 3,592,769 4,218,81 ( 15 ) 225 51,38,691 61,834,898 ( 17 ) 23 47,447,331 43,36,54 9 235 2,273,48,798 2,212,922,547 3 24 11,8, 9,8, 22 244 3,783, 97, 29 25 2,683,81 2,391,743 12 255 42,77,539 12,947,68 225 29 56,2,619 1,633,693 3,328 295 4,896,654 5,52,214 ( 3 ) 29999 2,833,694,788 2,664,671,778 6 1 311 12,, 8,126,6666,596,825 81,266,667 65,968,254 23 3151 57,75,557 58,51,217 ( 1 ) 31513 13,37 - - 315 57,853,927 58,51,217-32 7,587,747 262,533 2,79 3251 6,62,145 5,434,727 12 32521 ( 69,79 ) 57,313 ( 222 ) 32523 1,59,14 287,47 269 32542 217,76 26,739 ( 7,136,1 ) ( 7,136,1 ) - 325 ( 84,551 ) ( 1,356,923 ) ( 94 ) 39 146,623,79 122,925,81 19 395 3,272,585 168,561 1,841 39999 149,896,375 123,93,642 22 $ 2,983,591,163 $ 2,787,765,42 7 91

92 / Financial Status 41 $ 49,172,852 $ 4,88,789 1,13 51 ( 22,872,54 ) ( 1,913,83 ) 1,96 26,3,348 2,175,76 1,19 498 3,417,842 435,544 685 4981 989,998 - - 4982 3,417,748 158,971 2,5 4983 913,258 ( 15,51 ) 6,168 4985 ( 75,17 ) ( 64,341 ) 17 4987 ( 2,26,944 ) ( 15,43 ) 14,23 4988 14,55 ( 1,223 ) 11,589 4995 286,723 - - 49921 585,99 15,659 3,642 49995 1,176,274 25,561 472 49999 553,98 39,438 1,32 9,199,322 759,128 1,112 35,499,67 2,934,834 1,11 515 ( $ 4,634,193 ) ( $ 492,154 ) 842 5851 ( 14,156,442 ) ( 1,184,345 ) 1,95 5853 ( 1,23,498 ) ( 99,791 ) 1,133 58599 ( 5,54,899 ) ( 899,82 ) 512 585 ( 2,891,839 ) ( 2,183,218 ) 857 586 ( 1,3,67 ) - - 611 8,97,31 259,462 3,357 613 ( 1,434,21 ) ( 7,22 ) 1,943 615 7,536,1 189,26 3,882 63-71,588 ( 1 ) 69 $ 7,536,1 $ 26,848 2,789 6991 $ 7,561,38 $ 262,533 2,78 6993 ( 25,37 ) ( 1,685 ) 1,46 699 $ 7,536,1 $ 26,848 2,789 7 $ 1.7 $ 1.7 $.3 $.3 - -.1.1 $ 1.7 $ 1.7 $.4 $.4 71 $ 1.7 $ 1.7 $.3 $.3 - -.1.1 $ 1.7 $ 1.7 $.4 $.4

212 ANNUAL REPORT 6,596,825 $ 65,968,254 $ 58,51,217 $ - $ - $ 4,325,873 $ 146,348 $ 24,657 ($ 7,136,1 ) $ 175,535 $ 121,555,874 - - - - 262,533 - - - - ( 1,685 ) 26,848 - - - - - - ( 89,35 ) - - ( 5,289 ) ( 94,324 ) - - - - - - - 262,39 - - 262,39 - - - - - 1,18,854 - - - - 1,18,854 6,596,825 65,968,254 58,51,217-262,533 5,434,727 57,313 287,47 ( 7,136,1 ) 168,561 123,93,642 - - - 26,253 ( 26,253 ) - - - - - - - - - - ( 236,166 ) - - - - - ( 236,166 ) 6,596,825 65,968,254 58,51,217 26,253 114 5,434,727 57,313 287,47 ( 7,136,1 ) 168,561 122,857,476 329,841 3,298,413 ( 6,36,66 ) - - - - - - - ( 3,62,247 ) - - - - 7,561,38 - - - - ( 25,37 ) 7,536,1 1,2, 12,, 5,772, - - - - - - - 17,772, - - 288, - - - - - - - 288, - - 13,37 - - - - - - - 13,37 - - - - - 627,418 - - - - 627,418 - - - - - - ( 127,13 ) - - ( 3,213 ) ( 13,316 ) - - - - - - - 772,57-276,8 1,48,137 - - - - - - - - - 2,856,527 2,856,527 8,126,666 $ 81,266,667 $ 57,853,927 $ 26,253 $ 7,561,494 $ 6,62,145 ($ 69,79 ) $ 1,59,14 ($ 7,136,1 ) $ 3,272,585 $ 149,896,375 2,363378 93

94 / Financial Status $ 7,536,1 $ 26,848 - ( 71,588 ) 25,394 36,54 ( 616,682 ) 15,53 548,718 39,599 79,727 64,341 ( 9,77 ) ( 2,277 ) ( 14,55 ) 1,223 ( 212,913 ) 1,122 1,23,498 99,791 4,634,193 492,154 291,372 18,899 288, - ( 314,823 ) ( 1,618 ) 1,3,67-62,298 1,17 ( 35,361,511 ) 1,2,774 522,58 21,285 25,51 135,365 ( 4,987,265 ) 2,251 3,782,349 8,23,42 3,235,743 - ( 8,688 ) 786,57 ( 18,854,617 ) 11,133,346 ( 18,893,384 ) ( 17,179,832 ) 2,115,588 - ( 5, ) - 925, - 71,897,423 ( 9,21,798 ) ( 41,251,734 ) ( 1,72,223 ) 31,614,58 525,228

212 ANNUAL REPORT ( $ 7,777,38 ) ( $ 3,788 ) 1,755,22 682,815 ( 34,672,299 ) ( 499,155 ) 12,475,234 61,645 ( 136,859 ) 52,955 ( 1,437,4 ) ( 133,73 ) 44,57 12,56 ( 13,471 ) 61,773 ( 73,134,732 ) ( 26,64,54 ) 8,68,848 ( 14,146,976 ) 941,76 6,995 ( 1,454,27 ) 4,351,11 6,558,251 42,21,35 2,, - 2,813, 8, ( 4,338,981 ) ( 342,779 ) ( 29,545 ) 8,64 ( 3,195,43 ) - 17,772, - 1,127, - 93,263,83 31,95,71 1,184,426 ( 47,378 ) 4,48,786 - $ 6,56,946 $ 16,387,624 52,877,576 36,489,952 $ 59,384,522 $ 52,877,576 $ 22,572,579 $ 2,851,169 $ 1,262,955 $ 395,196 95

96 / Financial Status 13,346 71,588 () ()()() ()() $ 428,986 157,45 2,49,2 186 6,46 47,27 34,47 17,348 373,489 73,176 877 1,37 ( 24,99 ) ( 59,752 ) ( 69,288 ) ( 3,269 ) ( 18,733 ) ( 1,37 ) ( 12,241 ) $ 3,, () () ()() ()() () ()() ()() 1,524,39

51% 9,1128,991 97 212 ANNUAL REPORT

TAIBIR / Financial Status 98

1. 2. 3. 99 212 ANNUAL REPORT

/ Financial Status 1

212 ANNUAL REPORT ( ) ( ) ( ) ( ) 1. 2. 3. (1) (2) 11

12 / Financial Status 4. 5. 6. 7. 1,868 ( ) ( ) ( ) ( ) ( )

212 ANNUAL REPORT ( ) ( ) ( ) 1. 2. 3. ( ) ( ) 13

14 / Financial Status ( ) $ 21,265,264 $ 21,56,58 25,25,281 22,976,933 13,93,977 8,394,585 $ 59,384,522 $ 52,877,576 $ 27,411,42 $ 23,517,685 59,877,974 57,495,186 44,11,453 41,674,475 213,157 223,421 39,2, 39,2, 1,6, 1,4, 455,875, 334,3, 3,532,481 1,529,37 1,4,877 1,399,827 5,41,17 73,629,139 $ 683,262,154 $ 574,368,77 $ 62,24,357 $ 24,487,892 2,91,793 11 4,79 112,3 331,75 146,73 264,392 28,768 184 2, 1,12,781 2,486,492 539,939 342,762 32,236 63,485 49,983 5,86 29,496 34,94 22,91 61,352 16,877 45,474 398-133 2,42 67,375,38 28,17,64 582,591 897,27 145,233 769,712 5,36-777,86 1,666,739 $ 68,153,168 $ 29,683,83 $ 893,8 $ 1,846,871 497,919 189,1 326,892 227,892 34,59 85,246 31,791 36,38 15 1,847-4,38 1,784,566 2,391,284 1,88,23 1,827,517 $ 3,592,769 $ 4,218,81 18,616,9 21,853,2

212 ANNUAL REPORT $ 254,33,39 $ 318,546,96 33,99,416 28,867,794 29,853,292 9,45,552 8,482,47 13,57,86 7,768,59 12,75,211 4,877,455 6,299,75 486,67 1,22,94 69,684 49,499 2,67,432 2,68,374 $ 5,352,53 $ 6,339,276 5,313,447 5,7,56 5,19,967 5,783,39 3,133,615 1,917,531 2,82,282 3,217,811 2,332,27 2,385,791 1,373,87 1,714,31 84,813 365,762 634,933 587,151 53,24 53,24 467,993 467,993 9,635 456,227 437,874 358,751 28,41,47 29,14,577 1,799,477 2,392,951 $ 26,61,993 $ 26,711,626 1,374,8611,716,211 $ 4,16,21 $ 1,59,734 $ 6,51,784 $ 1,68,365 199,369 75,961 21,111 99,132 22,676,3 663,782 2,667,471 685,454 27,35,69 1,799,477 27,388,366 2,392,951 $ 2,392,951 $ 2,944,731 183,59 2,711 ( 1,431,431 ) ( 575,327 ) 53,193 37 61,17 - ( 8,933 ) 2,466 $ 1,799,477 $ 2,392,951 15

16 / Financial Status $ 2,29,263 $ 1,935,244 655,75 581,123 1,841,794 1,8,997 531,155 676,235 244,45,568 317,221,27 1,62,11 848,379 336,9282,722 124,233,795 116,734,451 37,85,665 29,464,62 277,488,559 295,197,83 48,479,342 52,381,944 864,62,18 873,247,969 13,632,743 12,433,71 138,57-118 - 1,887,211,73 1,962,83,52 19,753,74 19,22,415 342,524 28,157 $ 1,867,116,15 $ 1,943,392,93 $ 38,861,381 $ 1,215,158 $ 27,55,855 $ 7,669,8 11,417,355 2,89,46 13,563,852 3,47,593 1,836,932,967 6,728,456 1,922,183,795 8,125,22 1,887,211,73 19,753,74 1,962,83,52 19,22,415 $ 19,22,415 $ 18,771,62 4,488,172 451,387 ( 3,848,93 ) - 5,647 356 ( 94,257 ) ( 2,39 ) $ 19,753,74 $ 19,22,415 $ 4,488,172 $ 451,387 183,59 2,711 ( 6,142 ) ( 3,658 ) ( 31,427 ) 41,714 $ 4,634,193 $ 492,154

212 ANNUAL REPORT $ 76,52,329 $ 43,717,559 18,31,37 3,283,618 7,165,61 457,627 5,311,454 5,278,65 3,298,613 3,128,57 $ 11,65,494 $ 55,865,511 3,151,5 34,629,4 $ 415,469 $ 296,989 265,742 282,869 149,727 14,12 66,717,62 45,8,654 33,468,84-4,236,579 4,231,777 $ 14,572,28 $ 49,326,551 眾 $ 99,556 3. $ 95,216 3. - - 1,38,13 51. $ 5,853,651 $ 5,493,87 5,462,664-2,, 2,, 58,582 79,373 49,394 275,53 156,253 156,872 $ 14,462,544 $ 8,716,618 5,32 - - 96,732 51. $ 99,556 $ 1,572,78 75,1764,341 $ 47,959,831 $ 28,853,692 18,757,231 15,922,463-156,641-147,858 $ 66,717,62 $ 45,8,654 2,123,8 2,95712,249 $ 3,12,934 17.3 $ 3,12,934 17.3 631,153.24 631,153.24 135,45 2.89 135,45 2.89 11,125 5.88 11,125 5.88 247,962 243,16 $4,236,579 $4,231,777 17

18 / Financial Status $ 17,67,725 $ 16,713,162 8,289,91 7,424,6 13,851,37 13,659,62 5,775,197 5,625,197 695,753 684,618 1,269,588 1,33,336 867,267 84,71 47,816,747 46,277,631 5,17,71 4,655,243 4,52,941 4,438,161 566,74 567,88 1,88,956 1,145,949 65,241 63,261 11,843,949 11,437,422 6,574 6,574 91,887 571,95 29,49 52,324 $ 37,167,52 $ 35,457,864 8,524,81 2,816,216 133,588 1.44%11.8% $ 3,17,5 $ 3,17,5 618,447 689,2 $ 3,788,452 $ 3,859,7 $ 3,896,132 $ 4,43,475 1,319,984 495,195 625,855 657,486 297,77 244,276 137,788 115,393 23,549 17,261 $ 6,31,15 $ 5,933,86 $ 2,536,83 $ 2,99,57 234,891 219,477 2,77,974 3,128,984 1,545,759 1,676,99 4,316,733 4,85,83 411,998 393,5 8,63 8,63 $ 3,896,132 $ 4,43,475 148,76411,26 $ 112,99,262 $ 14,348,794 95,145,36 92,229,717 28,21,34 3,927,392 692,146 558,19 32,12 316,8 $ 236,448,85 $ 228,38,2

212 ANNUAL REPORT 1,822,88,.79-1.38%.958-.978% 1,995, 51,38,69161,834,898 51,412,78361,865,875 $ 25,25,281 $ 22,976,933 6,242,163 4,151,859 4,381,913 4,81,862 3,728,924 3,556,555 2,84,13 3,247,54 1,,224 326,448 832,687 1,88,942 675,824 638,38 211,393 23,992 188,959 221,26 179,858 82,982 16,83 72,17 1,979,919 1,92,454 $ 47,447,331 $ 43,36,54 $ 44,641,275 $ 42,974,437 361,213,88 343,546,87 618,546,61 593,211,312 461,32,312 454,364,47 2,266,6 2,137,1 715,939,867 75,292,669 69,224,834 71,132,189 327,429 263,923 $ 2,273,48,798 $ 2,212,922,547 95-115,,.25% 3,2,2.24% $ 18,2, $ 18,2, 95-29Fixing Rate.235% 7,, 7,, 96-19 Fixing Rate.7% 91.7% 13,, 13,, 96-29Fixing Rate.34% 1,36, 1,36, 96-29 Fixing Rate.85% 91.85% 5,81, 5,81, 97-19Fixing Rate.43% 1,, 1,, 97-13.% 4,5, 4,5, 97-19 Fixing Rate.95% 91.95% 4,5, 4,5, 19

11 / Financial Status 98-12.25% 4,1, 4,1, 98-22.1% 4,, 4,, 99-1.25% 8,, 8,, 99-29Fixing Rate.15% 3,, 3,, 99-21.45% 1,, 1,, 1-19Fixing Rate.15% 7,3, 7,3, 1-11.65% 2,7, 2,7, 1-29Fixing Rate.25% 1,2, 1,2, 1-21.7% 3,41, 3,41, 11-11.65% $ 11,65, $ - 11-21.43% 1,, - 11-21.55% 7,35, - $ 11,8, $ 9,8, 95-12.24% $ 1,8, $ 1,8, 8,23 27,517 $ 1,88,23 $ 1,827,517 13,, % % $ 3,783, 1.45~1.277 $ 97,.93~.959 $ 33,468,84 $ - 6,362,824 9,937,568 1,165,464 1,91,254 1,8,411 1,18,858 $ 42,77,539 $ 12,947,68 $ 44,977,73 $ - 9,567,641-1,416,41 1,633,693 41,495 - $ 56,2,619 $ 1,633,693

212 ANNUAL REPORT $ 3,243,857 $ 15,552,319 $ 18,796,176 6,683-6,683-26,152,229 26,152,229 21,985-21,985 3,272,525 41,74,548 44,977,73 - - - $ 3,272,525 $ 41,74,548 $ 44,977,73 $ 1,195,152 $ 4,89,68 $ 42,85,22 2,12,537 6,2,538 8,141,75 ( 43,164 ) ( 5,26,58 ) ( 5,249,222 ) 3,272,525 41,74,548 44,977,73 - - - $ 3,272,525 $ 41,74,548 $ 44,977,73 $ 9,567,641 $ 4,854,494 4,467,732 ( 7,53 ) 252,945 $ 9,567,641 ( ) ( ) $ - $ 44,977,73 14,68 1,656 14,656 247 $ 45,7,7 $ 44,563,14 $ - 63,929-63,929 ( 53,61 ) $ 1,868 ( ) $ 7,546,878 $ 7,536,1 $ 1,868 1.7 1.7 - - 1,868 1,868 149,97,243 149,896,375 1,868 $ 762,133 21,875 3,599 $ 1,3,67 111

112 / Financial Status $ 2,816,216 $ 2,562,372 1,716,646 1,948,561 344,48 48,928 19,312 6,353 $ 4,896,654 $ 5,52,214 125,425 3,2 ( ) $ 1,48,761 $ 81,331 142,128 11,935 ( 51,362 ) ( 4,61 ) 1,496 ( 3,269 ) $ 1,141,23 $ 85,396 ( ) $ 6,441,366 $ 5,617,318 1,369,298 1,359,253 7,81,664 6,976,571 1,995,469 1,825,18 9,86,133 8,81,751 ( 5,612,115 ) ( 5,115,424 ) 4,194,18 3,686,327 ( 56 ) ( 641 ) ( 4,288 ) ( 5,36 ) ( 1,51,855 ) ( 1,293,383 ) 4,766 4,8 $ 2,683,81 $ 2,391,743 $ 7,45,4 $ 6,61,543 ( ) 1.5% 1.65~1.75% 2.% 2.% 1.5% 1.65~1.75% $ 5,115,424 $ 4,428,437 738,61 744,742 51,362 55,214 ( 293,281 ) ( 112,969 ) $ 5,612,115 $ 5,115,424 $ 56,568 32,5,495 956,777 $ 33,468,84 $ 33,285,48 183,432 $ 33,468,84 $ 2,846,557 797,98 18,561 17,538 $ 21,68,564

212 ANNUAL REPORT $ 16,779,712 4,596,673 25,512 27,652 26,15 $ 21,68,564 $ 7,778,661 $ 593,787 2,729,16 33,539 1,458,613 93,536 762,862 68,193 1,427,146 125,29 1,23,498 99,791 17% $ 1,524,95 $ 56,279 ( 369,464 ) ( 458 ) $ 577,689 $ 35,15 371,967 322,44 243,86 277,249 68,61-68,284 8,278 45,837 93,481 14,191 - - 69,125 32,5 23,142 1,422,155 1,215,865 1,75,228 1,28,417 346,927 187,448 ( 538,91 ) ( 538,91 ) ( 134,137 ) - - ( 11,862 ) ( 18,369 ) ( 117,613 ) ( 691,47 ) ( 668,376 ) ( $ 344,48 ) ( $ 48,928 ) $ 183,35 1,836,958 561,93 568,427 247,818 148,837 13,419 63,263 3,185 1,367,541 72,425 ( 314,823 ) ( 1,618 ) 1% 358,26-3,217 ( 65 ) ( 6,94 ) - $ 1,434,21 $ 7,22 113

114 / Financial Status $ 458,135 $ 1,7,164 $ 353 $ 251,332 $ 9,463 $ 83,626 $ 14,625 $ - - 2,582,634-295,281 9,12 99,962 4,646-1.6% 11.57% - 36.84% 2.65% 18.25% - - 3.81% 22.84% - 38.67% 2.75% 29.71% - - 19,985 2,958,671 3,15,522 787,981 542,373 787,981542,373 $ 7,554,451 $ 7,561,38 7,34,18 $ 1.7 $ 1.7 - - 197 $ 7,554,451 $ 7,561,38 $ 7,34,377 $ 1.7 $ 1.7 $ 19,945 $ 19,945 $.3 $.3 71,588 71,588.1.1 262,533 262,533 6,79,59 $.4 $.4 - - 21 $ 262,533 $ 262,533 $ 6,79,611 $.4 $.4

212 ANNUAL REPORT ( ) 6,596,8251 3,298,413329,841 1,2,1 14.81 12,,81,266,667 3,25,667 1,625,333487,6 ( ) 1,41,84 288, $ 27,783,766 15,799,245 195,968 1,41,84 54,189,783 3,861,434 13,37 5,772, 288, 64,214,587 ( 6,36,66 ) $ 57,853,927 ( ) 1,18,854647,363 ( ) 26,739 1,337-217,76 26,739 - - 26,739 115

116 / Financial Status 7,136,1 ( ) 3,62378 54,4422,363 $ 26,253 236,166 $.358 $ 378 2,363 $ 756,138 3,25,667 $.4 3,25,667.4

212 ANNUAL REPORT ( ) 眾 ( ) 1. $ 22,3 - $ 22-2. $ 11,56,528 $ 1,451,75 - $ 38,912.16-2.6 $ 1,74,45 $ 9,44,6 2 $ 1,862.13-7.6 3. $ 2,322,81 1 $ 2,453 $ 3,158,327 1 $ 2,717 4. $ 3,629,375 $ 435,525 - $ 1,229.5-1.85 $ 2,323,133 $ 151,375 - $ 361.14-5.25 5. $ 169,648 $ 13,269 - $ 1,971 1.525-2.52 $ 126,736 $ 125,919 - $ 176 1.525-2.52 117

118 / Financial Status 6. $ - - $ 812.72-.8 $ 5, - $ 4.4-.7 7. $ 631,48 - $ 11,42-13 $ 4,434,43 - $ 3,51-13 8. $ 8,684 - $ 66,666-9. $ 421 - $ 9,584-1. $ 3,61 - $ 33,9-11. $ 21 - $ 1,236-12. $ - - $ 2,665-13. $ 198,46 6 $ 66,323 15 76,21 2 3,6 1 $ 274,256 8 $ 69,383 16 14. $ 441,428 13 $ 33,9 8 15. $ 2,665 - $ 889 2 16. $ 348 - $ 84-17. $ 2, - $ - -

212 ANNUAL REPORT 18. $ - $ - $ 25,47 $ - $ - $ - $ 985,174 $ - $ - $ - $ 365, $ - $ - $ - $ 2,155,512 $ - $ - $ - $ 57,865 $ - $ - $ - $ 19,997 $ - $ - $ - $ 219,36 $ - $ - $ - $ 5, $ - 19. 11.12.17~12.1.17 USD 3, ( $ 196 ) ( $ 196 ) 11.12.19~12.1.22 USD 1, ( 654 ) ( 654 ) 11.12.19~12.1.22 USD 5, ( 327 ) ( 327 ) 99.11.1714.9.8 USD5, $ 664 $ 2,97 99.11.2414.1.2 USD5, 554 4,22 99.12.114.9.28 USD5, 671 7,59 4,462 2. 17 $ 69,474 $ 64,687 $ 64,687 $ - 18 1,174 38,582 38,582-119

12 / Financial Status 12 $ 26,43 $ 25,745 $ 25,745 $ - 38 1,693 1,174 1,174-1. (1) $ 17,258,866 $ 7,78,948 1 $ 14,238.16-5.3 $ 14,629,573 $ 13,934,623 2 $ 17,98.13-7.6 (2) $ 2,324,938 1 $ 2,453 $ 3,156,32 1 $ 2,717 (3) $ 4,15,226 $ 435,525 - $ 1,964.5-1.85 $ 3,36,915 $ 531,89 - $ 719.14-5.25 (4) $ 169,648 $ 13,269 - $ 1,971 1.525-2.52 $ 126,736 $ 125,919 - $ 176 1.525-2.52 (5) $ 5,98,161 $ - $ 35,857-13 $ 5,64,545 $ - $ 3,658-13 (6) $ 716,51 2 $ - -

212 ANNUAL REPORT (7) $ 829,846 22 $ 6,296 15 58,32 2 4,84 1 $ 888,148 24 $ 65,136 16 (8) $ - $ - $ 1,197,451 $ - $ - $ - $ 714,64 $ - $ - $ - $ 25,47 $ - $ - $ - $ 665,66 $ - $ - $ - $ 365, $ - $ - $ - $ 2,7,512 $ - $ - $ - $ 219,36 $ - (9) 99.11.1714.9.8 USD 5, ( $ 5,238 ) ( $ 2,331 ) 99.11.2414.1.2 USD 5, ( 6,15 ) ( 1,93 ) 99.12.114.9.28 USD 5, ( 6,214 ) 1,295 11.11.1312.2.19 USD 1,36 ( 2,45 ) ( 2,45 ) 11.11.1312.2.19 USD 4,935 ( 1,6 ) ( 1,6 ) 11.11.1512.2.19 USD 1,29 ( 519 ) ( 519 ) 11.11.1512.2.19 USD 1,33 ( 519 ) ( 519 ) 11.11.1912.2.2 USD 13, ( 1,258 ) ( 1,258 ) 11.11.612.2.6 USD 3,187 ( 778 ) ( 778 ) 11.12.1712.1.17 USD 3, ( 196 ) ( 196 ) 11.12.1912.1.22 USD 1, ( 654 ) ( 654 ) 11.2.1912.1.22 USD 5, ( 327 ) ( 327 ) 121

122 / Financial Status 99.11.1714.9.8 USD 5, $ 664 $ 2,97 99.11.2414.1.2 USD 5, 554 4,22 99.12.114.9.28 USD 5, 671 7,59 11,992 2. (1) $ 88,732 99 $ 34,763 99 (2) 5, 3. (1) % % $ 76,615.13-1.345 $ 16 $ 119,656.13-1.345 $ 2 (2) $ - $ - $ 1,99,11 $ - $ - $ - $ 419,681 $ - $ - $ - $ 32,18 $ - $ - $ - $ 85, $ - $ - $ - $ 19,997 $ - 4. (1) $ 914,66 1 $ 14,95 96

212 ANNUAL REPORT 5. (1) $ 3,914,962 58 21,972 - $ 3,936,934 58 (2) 914,856 (3) $ 419,681 $ -.75-.77 $ 124 714,64 -.75 294 (4) 99.11.1514.9.8 USD 1, $ 11,389 $ 4,261 99.12.814.9.28 USD 5, 6,215 1,295 99.1.1514.9.28 USD 98, 93,142 61,37 1.1.215.4.18 USD 3, 31,284 48,523 11.11.212.2.2 USD 51,22 6,125 6,125 11.1.1211.2.19 USD 25,37 5,47 5,47 81,35 6. $ 112,14 3 ( ) $ 85,38 $ 4,362 25,84 1,77 981-57,162 4,541 $ 169,291 $ 9,98 123

124 / Financial Status ( ) $ 73,, $ - 4,, 4,, 3,2, 3,7, 9, - 623,9 666,2 14,1 49,394 275,53 9,1 385, 385, 177,4 177,4 15, 15, - 2,, 29,4 29,4 $ 145,875,94 $ 74,383,53 RTGS ( ) Federal Reserve Bank of San Francisco Discount Window Account ( ) 15,69512,726 ( ) 1. 161,64 $ 577,175 414,851 34,563 197,211 96,679 2. 5,55,6274,612,377 ( ) $ 2,966 3,55 3,146 3,241 3,338 $ 197,862 $ 98,4 $ 296,262 $ 241,429 $ 137,559 $ 81,9 $ 219,459 $ 17,84

212 ANNUAL REPORT ( ) 1. 97.2.7 97.2.7 97.6.27 97.8.21 97.1.8 97.1.8 97.1.8 97.1.8 97.1.8 97.1.8 96.12.11 96.12.27 96.11.16 97.2.14 97.2.19 97.2.19 97.2.19 97.2.19 97.2.19 97.2.19 97.6.18 98.7.29 1.1.31 1.1.27 125

126 / Financial Status 1.1.27 1.3.1 1.3.1 1.3.1 1.3.1 1.3.1 1.3.1 1.1.27 1.3.1 1.3.1 1.3.1 1.3.31 1.2.15 1.2.15 1.3.17 1.3.17 1.3.1 1.3.1 1.11.18 2. 9% 25,95% 29,136 3. 9% 669 4. 9% 12

212 ANNUAL REPORT ( ) $ 13,642,1 $ 2,75, $ 2, ( ) 33,419, ( ) 1. 347 $ 521 2. 5,5 2,81 ( ) $ 68,153,168 $ 68,153,168 $ 29,683,83 $ 29,683,83 11,65,494 11,65,494 55,865,511 55,865,511 769,951,294 769,951,294 652,243,662 652,243,662 1,867,116,15 1,867,116,15 1,943,392,93 1,943,392,93 149,727 149,727 14,12 14,12 1,945,839 1,945,839 1,152,681 1,152,681 14,462,544 14,47,832 8,716,618 8,668,433 66,717,62 67,113,715 45,8,654 45,22,8 1,821,456 1,821,456 879,696 879,696 3,592,769 3,592,769 4,218,81 4,218,81 334,276,648 334,276,648 333,248,956 333,248,956 2,273,48,798 2,273,48,798 2,212,922,547 2,212,922,547 3,783, 3,783, 97, 97, 8,68,699 8,68,699 12,947,68 12,947,68 11,8, 11,483,151 9,8, 9,774,667 1. Black Scholes model Bloomberg 127

128 / Financial Status 2. 3. 4. 5. 6..97%1.275%.8%1.1% 7. 8. $ 264,392 $ 264,392 $ - $ - $ 28,768 $ 28,768 $ - $ - 2,423,543 1,776,45 647,498-146,84 146,84 - - 62,64,62 184 62,64,436-24,799,895 2, 24,599,895-777,86 287,8 49,852-1,666,739 852,699 814,4-3,298,613 3,298,613 - - 3,128,57 3,128,57 - - 1,141,82 58,34,724 41,837,96-52,279,827 13,952,874 38,326,953-7,165,61 7,165,61 - - 457,627 457,627 - - 67,113,715-67,113,715-45,22,8-45,22,8 - ( 1,88,23 ) - ( 1,88,23 ) - ( 1,827,517 ) - ( 1,827,517 ) - 2,82,753 49,983 2,32,77-3,41,597 5,86 3,36,511 - ( 1,784,566 ) - ( 1,784,566 ) - ( 2,391,284 ) - ( 2,391,284 ) -

212 ANNUAL REPORT 1. (1) (2) (3) 2. 3. 1. $ 364,79 $ 1,967,553 $ 3,96,868 $ 2,5 $ 15,295,135 26,954-27,46-54, - ( 7,31,416 ) ( 4,257,622 ) - ( 11,559,38 ) ( 4,396 ) - 19,314 - ( 21,82 ) $ 351,267 $ 3,666,137 ( $ 25,394 ) $ 2,5 $ 3,769,15 $ 23,447 $ 1,185,524 ( $ 1,153,276 ) $ 1 $ 55,75 6,633 - ( 7,317 ) - ( 684 ) - ( 99,23 ) 1,122,82-132,797 ( 3,415 ) - 1,233 - ( 2,182 ) $ 26,665 $ 195,51 ( $ 36,54 ) $ 1 $ 185,636 25,39436,54 254,71435,695 2. $ 48,781,189 $ 4,58,79 ( 22,832,18 ) ( 1,99,668 ) $ 25,949,81 $ 2,149,41 3. 1,664,819247,337 616,68215,53 4. $ 4,495,255 $ 519,415 ( 1,77,413 ) ( 83,871 ) $ 3,417,842 $ 435,544 1. 129

13 / Financial Status 2. VaR-limitPosition-limit Stop Loss Limit 1 $ 9,36,883 29.35 $ 262,385,895 $ 8,989,259 3.275 $ 272,149,83 458,27 3.125 13,85,373 364,457 3.745 11,25,228 35,195,218.336 11,825,593 48,571,128.3897 18,928,168 1,732,562 3.746 6,49,176 1,67,428 3.897 6,59,656 1,171,546 4.658 5,457,59 271,39 4.797 1,31,859 133,36 38.45 5,115,217 157,488 39.22 6,176,668 15,393 23.81 366,52 16,922 23.41 396,145 6,82 31.85 216,921 8,517 32.185 274,124 26,495 3.43 9,876 14,598 3.71 54,16 1,44 46.78 67,348 46,2 46.68 2,148,24 2,611 23.74 61,996 4,148 23.3 96,655 1,713 29.19 5,2 2,273 29.67 61,53 2,45 4.47 1,952 2,315 4,.39 1,165 8,117.9526 7,732 7,753.9583 7,429 1,623.763 1,146 2,47.696 1,663 7 9.485 67 7 9.536 67 8,846,842 29.35 256,868,57 8,429,826 3.275 255,212,962 2,744,256 3.43 9,412,798 2,431,39 3.71 9,2,458 21,785 38.45 8,14,695 24,613 39.22 9,436,826 259,77 3.125 7,823,662 351,934 3.745 1,82,223 18,564,82.336 6,237,774 3,278,349.3897 11,799,473 1,15,916 3.746 4,142,761 1,4,959 3.897 4,56,616 519,134 4.658 2,418,128 24,675 4.797 981,826 41,759 46.78 1,953,499 83,193 46.68 3,883,451 73,656 23.81 1,753,761 118,34 23.41 2,769,56 51,248 29.19 1,495,943 76,543 29.67 2,271,43 4,812 31.85 153,44 4,314 32.185 138,835 4,439 23.74 15,383 6,34 23.3 14,583 4,696 4.47 2,99 6,626 4.39 29,9 5,3.9526 4,765 8,882.9583 8,512 226.763 16 364.696 251-9.485 3-9.536 3

212 ANNUAL REPORT 2 C. A. $ 7,835,32 1.94 $ 5,136,944 2.32 548,743,555.82 53,357,49.77 73,81,413 1.2 6,11,652 1.35 24,11,529.95 12,122,19.92 894,427 2.99 2,46,179 4.43 41 1.13 166,77.67 1,883,993,628 2.6 1,86,953,47 1.96 43,328,38 1.82 41,584,925 1.95 9,572,987 1.67 9,88,953 1.52 51,932,928 2.14 38,25,691 2.6 228,291,92.54 21,415,78.57 1,8, 2.24 1,8, 2.24 41,239,38.62 42,777,199.46 338,16,46.14 335,75,188.13 68,11,139.6 586,16,45.59 477,829,169 1.4 445,991,715.96 71,512,328 1.34 695,162,778 1.27 66,65,559.85 65,51,719.79 2,243,389.41 2,415,446.27 11,122,535 1.33 13,431,266 1.8 96,192,22 1.76 83,57,726 1.59 B. $ 29,457.8 $ 92,278 1.25 69,428.73 - - 445,54.34 613,874 1.6 5,675,135 2.6 4,676,148 2.14 1,683,66 1.99 1,927,956 1.29 5,658,41 1.21 4,846,496.96 54,176-63,878-116,77.97 115,859.8 $ 1,464,983.89 $ 1,385,686.83 11,557.54 56,726.51 12,838,45 1.5 1,761,51.9 172,57 1.22 15,95 1.78 264,85.59 - - 9,62,31 1.41 6,984,152 1.46 74,847.61 92,274.66 11,98,644.81 9,998,14.68 7,716,113.79 5,39,19.67 3 A. 19() 9118() 1811() 1 2,143,4,517 125,945,792 43,524,855 78,686,91 2,391,198,65 1,11,669,15 991,98,516 11,74,198 54,831,219 2,266,673,83 1,32,371,367 ( 865,152,724 ) ( 66,549,343 ) 23,855,682 124,524,982 129,484,157 15.49 96.17 19() 9118() 1811() 1 2,98,595,64 113,34,697 8,479,526 56,61,685 2,277,16,972 1,157,662,317 926,436,71 73,87,785 34,592,29 2,191,779,21 94,932,747 ( 813,96,13 ) ( 64,68,259 ) 22,9,476 85,237,951 15,463,53 13.89 8.82 1. 2. 3. 4. 131