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886-2-5576-1888 E-mailspokesperson@taishinholdings.com.tw 886-2-5576-2568 E-mailspokesperson@taishinholdings.com.tw 118 9121316 20~23 886-2-2326-8888 http://www.taishinholdings.com.tw 44 1 1 886-2-2568-3988 http://www.taishinbank.com.tw 44 2 886-2-2181-5888 http://www.tssco.com.tw 9 2 3 886-2-2596-9388 96 B1 886-2-2504-8125 http://www.taishinbank.com.tw 205 13 886-2-8175-7600 http://www.fitchratings.com.tw 7 49 ( 101 ) 886-2-8722-5800 http://www.taiwanratings.com 156 12 886-2-2545-9988 http://www.deloitte.com.tw 118 18 886-2-2706-6919 96 13 886-2-2501-1000 http://www.tsit.com.tw 118 16 886-2-5589-9558 : http://www.tss-c.com.tw 44 11 886-2-2562-1867 http://www.thib.tw

目錄 2 7 11 48 61 97 263 278 103 104 286

致股東報告書 01

01 壹致股東報告書 103 2.4% 0.8% 0.1% 7.4% 24 (OPEC) 20 (New Mediocre) 103 3,138 14 103 3.74% 88 103 9,307 8.1% 78 9,624 OBU OSU OIU 103 3,201 (ROA) (ROE) 0.79% 11.65%103 0.25% 516.4% 103 148 ( )96.48 16.24 EPS0.08 ROE0.73% 11.21 244.23 163.74 18.7% 18.3% (EPS) 1.78 ROE 14.74% 12.89 103 11 (Fitch Rating) A+(twn) F1(twn); 103 11 twa twa-1 (Stable) 103 122.70% 102 23.4% 103 21.5% 103 6 104 3

一個人金融業務 103 3,467 5.7% 309 26.5% 350 9.4% 1,755 8.5% 7 4 20.7% 20 103 MasterPass 21 4 103 103 Retail Banker International Excellence in Mobile Banking103 11 MILSTE Best Mobile Banking Platform 103 10 (PBI) 103 56.5% 63.3% 二法人金融業務 103 2,062 39 14 15.1% 3%103 908 28.9% 8.5% (Factoring) 103 2,345 1,111 192 (OBU) 103 9 OBU 103 9 103 11 103 14 Bank3.0 OBU OSU OIU 4

01 104 4 5

金融控股公司簡介 02

貳金融控股公司簡介一設立日期 91 2 18 二金融控股公司沿革 ( ) ( ) ( ) ( ) ( ) 91 2 18 91 12 31 11.2 11.3 91 8 100% ( ) 10 ( ) 92 9 95 9 19 93 10 18 94 10 3 365 22.55% 2.35 95 (Newbridge Capital) (Nomura) QE International (L) Limited 350 98 3 18 55% 100% 98 12 19 99 4 9 99 7 26 12 18 100 1 22 8

02 100 4 27 (100 5 16 ) 100 10 17 ( ) 101 7 5 ( ) 103 6 24 專業殊榮 - 103.12 (The Asset) - 103.12 (The Asset) 103.11 103.11-103.11 MILSTE 103.10 (PBI) 103.09 103.09 (Cards & Electric Payments International) 103.09 (Cards & Electric Payments International) 103.07 103.07 (Asian Banking & Finance) 103.07 (Asian Banking & Finance) 103.07 (Asian Banking & Finance) 103.06 (Asian Banker) (Best Loyalty Programme) 103.06 (Asian Banker) (Best Customer Relationship Management) 103.06 (Asian Banker) (Best Cloud Based Project) 103.05 (PBI) 9

103.04 (Asian Banker) (Best Mortgage and Home Loans Product Initiative) 103.03 Finance Asia (10) (Best Managed Companies) 103.03 Finance Asia (10) (Best Corporate Governance) 103.03 Finance Asia (9) (Best Corporate Social Responsibility) 103.03 RBI (Retail Banker International) (Excellence in Mobile Banking) 103.02 IAIR Awards 103.02 (The Asset) / (Best LBO/Best Privatization) 103.01 (Finance Asia) (Best Leveraged Loan) 10

公司治理報告 03

12 參公司治理報告一金融控股公司組織 ( 一 ) 組織系統 104 3 1 1. 金融控股公司組織圖

03 2. 主要部門執掌 (1) A. B. (2) A. B. C. D. E. F. G. H. (3) A. ( ) B. C. (CRM) D. (4) A. B. (5) A. B. C. D. E. F. G. H. (6) A. B. C. 13

(7) A. (a) (b) (c) (d) (MIS ABC) (e) (MIS ABC) B. (a) (b) (c) (d) (e) (8) A. B. C. (9) A. B. C. D. E. (10) A. B. C. D. E. (11) A. (a) (b) (c) B. (a) (b) (c) (12) A. B. C. D. 14

03 (13) A. B. C. D. E. F. G. H. I. (14) A. B. C. D. E. ( 二 ) 關係企業組織圖台新金融控股股份有限公司關係企業組織圖 103 12 31 ( ) 100% 100% 92% 100% 100% 100% 100% ( ) 79,702,363 ( ) 3,646,640 ( ) 319,955 ( ) 806,559 ( ) 3,329,035 ( ) 300,000 ( ) 30,000 100% 100% 87.40% 100% 100% ( ) 800,070 ( ) 69,600 ( 40%, 39,600 ) ( ) 2,610 ( ) 30,000 ( ) 20,000 ( ) 100% ( ) 2,000 ( ) 104 1 10,000 30,000 15

二董事監察人總經理副總經理協理各部門及分支機構主管資料 ( 一 ) 董事及監察人資料 ( ) (%) (%) ( ) ( ) ( ) ( ) ( ) ( ) 102.06.21 (102.07.01) 102.06.21 (102.07.01) 102.06.21 (102.07.01) 102.06.21 (102.07.01) 102.06.21 (102.07.01) 102.06.21 (102.07.01) 102.06.21 (102.07.01) 102.06.21 (102.07.01) 102.06.21 (102.07.01) ( ) ( ) ( ) 102.06.21 (102.07.01) 102.06.21 (102.07.01) 102.06.21 (102.07.01) 90.12.07 52,166,888 0.68 65,484,603 0.68 90.12.07 89,164,688 1.17 111,927,594 1.17 93.12.07 36,195,534 0.48 45,435,913 0.47 96.06.15 6,105,962 0.08 7,664,755 0.08 102.06.21 1,000 0.00 2,889,185 0.03 90.12.07 52,166,888 0.68 65,484,603 0.68 96.06.15 6,105,962 0.08 7,664,755 0.08 96.06.15 0 0.00 0 0.00 96.06.15 0 0.00 0 0.00 102.06.21 1,000 0.00 251,056 0.00 96.06.15 34,586,248 0.45 43,415,791 0.45 93.12.07 5,538,958 0.07 6,429,082 0.07 1 2 3 4 5 6 16

03 (%) 104 2 28 (%) 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00 1 2 3 4 5 6 7 8 9 10 11 12 7 8 / 9 10 11 12 17

法人股東之大股東 104 2 28 ( ) ( ) 51.92% 24.04% 24.04% ( ) ( ) ( ) 100.00% ( ) 78.75% 3.125% 3.125% 3.125% 3.125% 2.50% 2.50% 1.875% 1.875% 26.09% ( ) 19.96% 18.15% ( ) 18.00% 7.02% 5.06% 2.50% 2.50% 0.72% ( ) 34.03% 25.53% 20.22% 20.22% ( ) ( ) 100.00% ( ) ( ) 100.00% ( ) 68.41% ( ) 24.77% 6.82% 主要股東為法人者其主要股東 104 2 28 ( ) 96.58% 3.42% ( ) ( ) ( ) ( ) 20.83% ( ) 20.83% 16.67% 13.28% 13.02% 12.24% 1.04% 1.04% 1.04% 21.15% ( ) 19.86% 19.72% 17.31% 17.31% 4.65% 30.20% 30.20% 18.90% 18.90% ( ) 1.80% 32.85% ( ) 19.64% 19.41% 19.41% 7.72% 0.46% 0.26% 0.25% ALL BEST CO LTD 99.01% 0.99% PRECISION MASTER CO LTD 99.01% 0.99% ( ) ( ) 51.92% 24.04% 24.04% ( ) WU, MIN-CHUN 100.00% ( ) ( ) ( ) 40.60% 26.00% ( ) 22.20% ( ) 7.06% ( ) 4.07% ( ) 0.07% 27.92% 22.22% 14.64% 13.64% 11.89% 3.85% 3.27% 1.16% ( ) 1.40% 18

03 董事及監察人資料 104 2 28 1 2 3 4 5 6 7 8 9 10 P P P P P 0 P P P P P P P P 0 P P P P P P P 0 P P P P P P P P P P 0 P P P P P P P P P 0 P P P P P P P 0 P P P P P P P 0 P P P P P P P P P P P P 2 P P P P P P P P P P P P 1 P P P P P P P P P P P 2 P P P P P P P 0 P P P P P P P P P 0 P ( 1 ) ( 2 ) ( ) ( 3 ) ( 4 ) ( 5 ) ( 6 ) ( 7 ) ( 8 ) ( 9 ) 30 (10) 27 19

( 二 ) 總經理副總經理協理各部門及分支機構主管資料 1 ( ) % % % 101.01.02 384,766 0.00 0 0.00 0 0.00 100.02.01 368,276 0.00 0 0.00 0 0.00 99.04.29 872,442 0.01 24,141 0.00 0 0.00 蔡孟峯 97.12.11 706,508 0.01 1,752 0.00 0 0.00 98.02.01 1,525,533 0.02 0 0.00 0 0.00 98.12.25 3,341,844 0.03 0 0.00 0 0.00 鄭綉梅 94.09.05 641,989 0.01 622,256 0.01 0 0.00 101.03.23 0 0.00 0 0.00 0 0.00 100.12.22 10,993 0.00 0 0.00 0 0.00 100.02.03 292,121 0.00 28,602 0.00 0 0.00 100.09.23 161,153 0.00 0 0.00 0 0.00 101.08.17 1,176,227 0.01 3,849 0.00 0 0.00 103.03.28 113,285 0.00 48,541 0.00 0 0.00 20

03 104 2 28 2 ( ) University of Missouri-Columbia, Master of Business Administration University of Delaware, Master of Business Administration Baker University, U.S.A., Master of Science EMBA SAP University of California, Los Angeles (UCLA), Master of Business Administration University of New Haven, Master of Business Administration KGI The University of Texas At Austin, Doctor of Philosophy University of Dallas, Master of Business Administration University of Southern California, USA, Master of Public Administration University of Southern California, USA, Master of Science in Education ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) - ( ) ( ) - ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) 21

( 三 ) 最近年度支付董事監察人總經理及副總經理酬金 1. 董事 ( 含獨立董事 ) 之酬金 (A) (B) (C) (D) ( 2) ( ) ( ) ( ) ( ) ( ) ( ) 27,300 42,980 0 0 1,287 1,287 120 1,706 26,880 34,921 0 0 1,930 1,930 981 3,621 1 1,519 2 3103 4 196 22

03 103 12 31 AB C D (E) (F) (G) (H) ABCD EF G 0 0 0 0 0 0 0 0 30,000 30,000 0 0 6 3.60% 5.32% 1,000 35,330 0 196 0 0 0 0 39,780 39,780 0 0 3.66% 7.51% 0 23

2,000,000 2,000,000 ~ 5,000,000 酬金級距表 (A+B+C+D) (A+B+C+D+E+F+G) / ( ) / / / / ( ) / ( ) / / / / / ( ) / / / ( ) / ( ) / / / 5,000,000 ~ 10,000,000 ( ) ( ) / / 10,000,000 ~ 15,000,000 15,000,000 ~ 30,000,000 30,000,000 ~ 50,000,000 50,000,000 ~ 100,000,000 100,000,000 / ( ) / / / / ( ) / ( ) / / / / ( ) / ( ) / ( ) / ( ) / / / ( ) / / / 14 14 14 14 24

03 2. 監察人之酬金 103 12 31 ( ) ( 1) ( ) (103.12.1 ) (103.12.1 ) ( ) (A) B (C) (D) 7,200 14,400 0 0 643 643 100 510 5,760 7,381 0 0 643 643 210 462 ABC D 0.90% 1.48% 1 2103 3 酬金級距表 (A+B+C+ D) 2,000,000 ( ) / / / ( ) / / 2,000,000 ~ 5,000,000 ( ) / ( ) / 5,000,000 ~ 10,000,000 ( ) ( ) / 10,000,000 ~ 15,000,000 15,000,000 ~ 30,000,000 30,000,000 ~ 50,000,000 50,000,000 ~ 100,000,000 100,000,000 7 7 25

3. 總經理及副總經理之酬金 (A) (B) (C) 蔡孟峯鄭綉梅 (103.03.28 ) (103.03.28 ) 24,019 68,964 324 1,188 27,418 73,845 ; 324 1,188 26

03 103 12 31 (D) AB C D 0 0 0 0 3.19 8.86 7,585.5 7,585.5 0 0 156 27

酬金級距表 2,000,000 蔡孟峯 / / 鄭綉梅 / / / / / / / / / 2,000,000 ~ 5,000,000 / 5,000,000 ~ 10,000,000 / 蔡孟峯 / / 鄭綉梅 / / / / / 10,000,000 ~ 15,000,000 15,000,000 ~ 30,000,000 / / / 30,000,000 ~ 50,000,000 50,000,000 ~ 100,000,000 100,000,000 15 15 4. 配發員工紅利之經理人姓名及配發情形 : 無 ( 四 ) 分別比較說明本公司及合併財務報告所有公司於最近二年度支付本公司董事監察人總經理及副總經理酬金總額占個體或個別財務報告稅後純益比例之分析, 並說明給付酬金之政策標準與組合訂定酬金之程序及與經營績效及未來風險之關聯性 1. 103 年度本公司董事監察人總經理及副總經理酬金總額占稅後純益比例為 7.75%, 合併財務報告所有公司給付本公司董事監察人總經理及副總經理酬金總額占稅後純益比例為 17.85%,102 年度本公司董事監察人總經理及副總經理酬金總額占稅後純益比例為 1.71 %, 合併財務報告所有公司給付本公司董事監察人總經理及副總經理酬金總額占稅後純益比例為 2.85% 2. 本公司給付酬金政策 (1) (2) 28

03 三公司治理運作情形 ( 一 ) 董事會運作情形 (103 ) 13 ( ) ( ) ( ) (%) 12 1 92.31 9 4 69.23 ( ) 11 2 84.62 ( ) 10 3 76.92 ( ) 13 0 100.00 ( ) 13 0 100.00 ( ) 12 1 92.31 11 2 84.62 13 0 100.00 ( ) 10 0 76.92 ( ) 12 0 92.31 ( ) ( ) 8 0 66.67 ( ) (%) ( ) 103.12.01 1 0 100.00 103.12.01 1. 14 3 2. 3. 96 96 100 104 29

( 二 ) 審計委員會運作情形或監察人參與董事會運作情形 1. 審計委員會運作情形資訊 : 尚未設置 2. 監察人參與董事會運作情形 (103 ) 13 (%) ( ) ( ) ( ) ( ) (%) 10 76.92 12 92.31 8 66.67 103.12.01 1 100.00 103.12.01 1. (1) (2) A. (a) (b) (c) (d) (e) ( ) (f) B. 2. ( 三 ) 依金融控股公司治理實務守則規定之揭露之項目 http://www.taishinholdings.com.tw 30

03 ( 四 ) 公司治理運作情形及其與金融控股公司治理實務守則差異情形及原因 ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) V V V V V V V V ( ) ( ) 100.09.22 103 ( ) ( ) ( ) 104 ( ) 31

( ) ( ) V ( ) 1. (1) (2) (3) (4) 2. (1) (2) ( ) IR email ( ) ( ) ( ) ( ) V ( 104 4 ) 103 32

03 ( 五 ) 薪酬委員會者之組成職責及運作情形 1. 薪資報酬委員會成員資料 ( 1) ( 2) 1 2 3 4 5 6 7 8 ( 3) P P P P P P P P P P 2 P P P P P P P P P P 1 P P P P P P P P P 0 1 2P (1) (2) (3) (4) (5) (6) (7) (8) 30 3 6 5 2. 薪資報酬委員會運作情形資訊 (1) (2) 102 7 25 105 6 30 2 (A) (B) (%)(B/A) 2 0 100 2 0 100 2 0 100 1. 2. 33

( 六 ) 履行社會責任情形 ( ) ( ) ( ) ( ) ( ) ( ) ( ) V V 103 ISO50001 IDP P34-36 103 103 103 103 100 E ( 103 \2014 \V. ) ( ) T5 Cool Biz 26 ( 103 \2014 \ V. ) 34

03 ( ) ( ) ( ) ( ) ( ) ( ) ( ) V (IDP) / / 1. 24 (02)2655-3355 2. (02)2700-3166 0800-079-885 09:00-12:00 13:30-17:30 3. (02)5571-9396 100 12 10000707321 35

( ) ( ) V V P.91 103.05 (BSI) AA1000 GRI G3.1 A+ 103 ( 七 ) 公司履行誠信經營情形及採行措施 ( ) ( ) ( ) V - / / :http:// www.taishinholdings.com.tw/ Investors/Investors_11_2.jsp 36

03 ( ) ( ) ( ) ( ) ( ) ( ) V 6 1. 2. 51 6 (1) (2) (3) (4) (5) 37

( ) ( ) ( ) V V (1) (02)5576-3000 (2) er@taishinbank.com.tw (3) ( / / ) ( :2887) / / :http:// www.taishinholdings.com.tw/ Investors/Investors_11_2.jsp ( 八 ) 公司如有訂定公司治理守則及相關規章者, 應揭露其查詢方式 ( 九 ) 其他足以增進對公司治理運作情形瞭解之重要資訊 38

03 ( 十 ) 內部控制制度執行狀況 1. 內部控制聲明書 103 1 1 103 12 31 104 3 26 39

台新金融控股股份有限公司內部控制制度應加強事項及改善計畫 103 12 31 103 6 25 129 7 400 2. 委託會計師專案審查內部控制制度者, 應揭露會計師審查報告 : 無 103 7 21 ( 十一 ) 最近二年度金融控股公司及其子公司違法受處分及主要缺失與改善情形 ( ) ( ) 1. (1) 102.07.09 10200167151 600 (2) 103.06.25 10360002929 400 ( ) 1. (1) (ATM) 102.04.24 10200065290 (2) ( ) (2) 103.06.25 10360002929 2. (1) 102.03.22 102.08.27 1020025840 (1) (2) 105 3 KYC KYC (1) 102.05.07 (2) 102.06.13~26 40

03 ( ) ( ) ( ) ( ) (2) 102.12.30 65 101.05.08 18 2 3 18 19 3. 102.07.24 1020024458 1. 102.05.27 1020022757 102.05.29 102.11.28 102.11.04 102.11.18 ; 102.08 102.08 102.08 17 102.11.29 41

( 十二 ) 最近年度及截至年報刊印日止, 股東會及董事會之重要決議 1. 103 年度股東會 (103.06.06) 之重要決議事項及執行情形 : 1. 102 2. 102 3. 4. 5. % % % 4,438,174,170 83.95 593,483 0.01 848,080,614 16.04 4,467,596,195 84.50 629,065 0.01 818,623,007 15.48 4,467,318,758 84.48 770,839 0.01 819,641,624 15.50 4,459,958,952 84.35 7,069,344 0.13 820,702,925 15.52 4,466,316,423 84.47 725,010 0.01 820,689,788 15.52 103.06.13 103.09.05 103.08.29 103.07.02 103.06.06 2. 103 年度董事會之重要決議 103.01.23 103 103.01.23 103.02.20 103.06.06 103 103.03.27 103.03.27 102 103.04.24 102 103.04.24 103.04.24 102 103.04.24 102 103.04.24 103.04.24 103.04.24 103.05.22 103 103.07.24 102 103.08.21 5 103.10.30 103.10.30 103.10.30 103.11.13 24 103.11.27 103.12.25 14,775,666,267 42

03 3. 104 年度董事會之重要決議 104.01.22 104 104.03.05 104.03.05 104.06.12 104 104.03.26 103 104.04.30 103 103 103 104.04.30 104.04.30 6 3 ( 十三 ) 最近年度及截至年報刊印日止董事或監察人對董事會通過重要決議有不同意見且有紀錄或書面聲明者, 其主要內容 : 無 ( 十四 ) 最近年度及截至年報刊印日止, 與財務報告有關人士 ( 包括董事長總經理會計主管及內部稽核主管等 ) 辭職解任情形之彙總 : 無四會計師公費資訊會計師公費資訊級距表 103.01.01~103.12.31-1 2,000 2 2,000 4,000 P 3 4,000 6,000 4 6,000 8,000 P 5 8,000 10,000 P 6 10,000 ( 一 ) 民國 103 年度給付簽證會計師簽證會計師所屬事務所及其關係企業之非審計公費達審計公費四分之一以上, 其相關審計與非審計公費金額及非審計服務內容如下 : 103 12 31 6,310 437 2,461 2,898 103.01.01~ 103.12.31 - FATCA 43

( 二 ) 更換會計師事務所且更換年度所支付之審計公費較更換前一年度之審計公費減少者, 應揭露更換前後審計公費金額及原因 : 無此情事 ( 三 ) 審計公費較前一年度減少達百分之十五以上者, 應揭露審計公費減少金額比例及原因 : 無此情事五更換會計師資訊 ( 一 ) 關於前任會計師更換會計師資訊 104 3 27 102 5 23 102 1 ( ) ( ) ( ) ( 二 ) 關於繼任會計師者 : 不適用 ( 三 ) 前任會計師對本準則第十條第五款第一目及第二目第三點事項之復函 : 不適用六公司之董事長總經理負責財務或會計事務之經理人, 最近一年內曾任職於簽證會計師所屬事務所或其關係企業者 : 無 44

03 七最近年度及截至年報刊印日止, 董事監察人經理人與依同一人或同一關係人持有同一金融控股公司已發行有表決權股份總數超過一定比率管理辦法第十一條規定應申報股權者之股權變動情形 ( 一 ) 股權變動情形 103 104 3 31 ( ) 8,670,153 0 0 0 3,185,773 0 ( 15,000,000 ) 0 ( ) 14,819,200 ( 8,543,336 ) 0 ( 16,000,000 ) 68,931 0 0 0 ( ) 6,015,709 0 0 0 0 0 0 0 ( ) 1,014,812 0 0 0 5,645,431 0 0 0 ( ) 1,145,552 0 0 0 1,244,454 616,922 0 0 ( ) 8,670,153 0 0 0 736,467 0 0 0 ( ) 1,014,812 0 0 0 3,907,304 0 0 0 0 0 0 0 0 0 0 0 ( ) 33,238 0 0 0 2,198,666 0 0 0 ( ) 5,748,245 ( 500,478 ) 0 0 ( 3,233,083 ) ( 3,233,083 ) 0 0 ( ) 396,657 0 0 0 0 0 0 0 384,766 0 0 0 368,276 0 0 0 554,250 0 0 0 蔡孟峯 ( 1,920,847 ) 0 0 0 411,812 0 0 0 1,213,025 0 0 0 鄭綉梅 ( 838,011 ) 0 560,000 0 0 0 0 0 10,993 0 0 0 243,592 0 0 0 33,791 0 50,000 0 161,281 0 0 0 57,918 0 0 0 45

103 104 3 31 108,254 0 40,000 0 28,312 0 0 0 0 0 1 2103 ( 二 ) 股權移轉資訊 : 104.03.25 ( ) ( 三 ) 股權質押資訊 : 無 15,000,000 13.50 八持股比例占前十名之股東, 其相互間為關係人或為配偶二親等以內之親屬關係之資訊持股比例占前十名之股東, 其相互間之關係資料 104 4 14 1 2 3 4 5 6 7 ( ) ( ) ( ) ( ) ( ) ( ) (%) (%) (%) 360,659,435 3.76 0 0 0 0 272,635,948 2.85 0 0 0 0 184,546,343 1.93 0 0 0 0 150,791,607 1.57 0 0 0 0 145,409,494 1.52 0 0 0 0 135,938,491 1.42 0 0 0 0 122,293,795 1.28 0 0 0 0 46

03 8 9 10 ( ) (%) (%) (%) 113,566,932 1.19 0 0 0 0 10 112,961,299 1.18 0 0 0 0 111,927,594 1.17 0 0 0 0 8 九金融控股公司及其子公司金融控股公司之董事監察人經理人及金融控股公司直接或間接控制之事業對同一轉投資事業之持股數, 並合併計算綜合持股比例綜合持股比例 103 12 31 1 ( ) ( 2) % % % 5,202,562,622 100 0 0 5,202,562,622 100 ( ) 306,125,000 100 0 0 306,125,000 100 ( ) ( ) ( ) 75,454,545 100 0 0 75,454,545 100 27,599,513 92 0 0 27,599,513 92 3,000,000 100 0 0 3,000,000 100 ( ) 99,500,000 100 0 0 99,500,000 100 ( ) 332,903,495 100 0 0 332,903,495 100 ( ) 1,782,059,748 22.55 29,366,671 0.37 1,811,426,419 22.92 ( ) 220,000 4.40 300,000 6.00 520,000 10.40 1 2 47

募資情形 04

04 肆募資情形一股份及股利股本來源 104 3 31 / 103.02-12,000,000 120,000,000 7,528,158 725,136 75,281,583 7,251,368 103.02.10 10301020390 1 103.04 12 12,000,000 120,000,000 8,028,158 725,136 80,281,583 7,251,368 103.04.18 10301070520 2 103.05-12,000,000 120,000,000 103.08-12,000,000 120,000,000 103.08 10 12,000,000 120,000,000 103.11-12,000,000 120,000,000 104.02-12,000,000 120,000,000 8,035,631 725,136 8,038,704 725,136 8,837,405 725,136 8,841,790 725,136 8,852,579 725,136 80,356,313 7,251,368 80,387,043 7,251,368 88,374,051 7,251,368 88,417,901 7,251,368 88,525,791 7,251,368 103.05.01 10301080660 3 103.08.01 10301157360 4 103.08.29 10301180500 5 103.11.28 10301234510 6 104.02.10 1040108270 7 1. 16,505,200 2. 500,000,000 ( )10 12 6,000,000,000 3. 7,473,000 4. 3,073,000 5. 798,700,800 6. 4,385,000 7. 10,789,000 104 4 14 8,856,913,928 2,417,949,252 12,000,000,000 725,136,820 49

二股東結構股東結構 ( 普通股 ) 104 4 14 13 164 563 217,555 808 219,103 175,574,428 628,595,945 1,700,073,770 3,422,227,894 2,930,441,891 8,856,913,928 (%) 1.98 7.10 19.19 38.64 33.09 100.00 股東結構 ( 丁種特別股 ) 104 4 14 0 1 15 0 0 16 0 258,977,435 466,159,385 0 0 725,136,820 (%) 0.00 35.71 64.29 0.00 0.00 100.00 三股權分散情形股權分散情形 ( 普通股 ) 104 4 14 (%) 1 999 72,392 22,593,565 0.26 1,000 5,000 71,556 168,758,862 1.91 5,001 10,000 25,561 185,145,182 2.09 10,001 15,000 14,423 178,360,576 2.01 15,001 20,000 7,317 127,701,213 1.44 20,001 30,000 9,337 230,622,110 2.60 30,001 50,000 6,959 267,260,842 3.01 50,001 100,000 5,598 389,365,523 4.40 100,001 200,000 2,924 405,513,136 4.58 200,001 400,000 1,445 401,693,034 4.54 400,001 600,000 481 235,503,193 2.66 600,001 800,000 224 154,020,620 1.74 800,001 1,000,000 162 144,820,607 1.64 1,000,001 724 5,945,555,465 67.13 219,103 8,856,913,928 100.00 50

04 股權分散情形 ( 丁種特別股 ) 104 4 14 (%) 1,000,001 16 725,136,820 100.00 16 725,136,820 100.00 四主要股東名單大股東名單 104 4 14 (%) ( ) 360,659,435 3.76 ( ) 272,635,948 2.85 ( ) 184,546,343 1.93 150,791,607 1.57 ( ) 145,409,494 1.52 ( ) 135,938,491 1.42 ( ) 122,293,795 1.28 ( ) 113,566,932 1.19 112,961,299 1.18 111,927,594 1.17 五最近二年度每股市價淨值盈餘股利及相關資料每股市價淨值盈餘及股利資料 102 103 104 3 31 ( 7) ( 1) 13.64 16.55 13.50 10.37 12.15 12.50 11.96 14.58 13.11 ( ) 12.81 11.21 11.72 ( ) 11.17 2 ( 1) ( ) 7,510,179 8,681,872 8,854,559 8,256,191 8,681,872 1.72 0.08 0.49 1.57 0.08 51

102 103 104 3 31 ( 7) 0.4258 2 0.9933 2 0 2 ( ) 3 0 0 0 4 7.65 181.50 5 31.12 2 6 3.21% 2 1 2103 3 4 5 6 7 104 3 31 六股利政策及執行狀況 ( 一 ) 股利政策 200,000,000 ( 二 ) 本次股東會擬議股利分配之情形 1. 2. 103 ( )1,624,375,864 103 1,511,460,766 (1) 10% 151,146,077 (2) 910,000,001 52

04 (3) 450,314,688 ( 104 3 31 8,855,645,533 0.051 ) 3. 103 0.10 4. 七本次股東會擬議之無償配股對營業績效及每股盈餘之影響 89 2 1 00371 八員工分紅及董事監察人酬勞 ( 一 ) 公司章程所載員工分紅及董事監察人酬勞之成數或範圍 ( 二 ) 本期估列員工紅利及董事監察人酬勞金額之估列基礎配發股票紅利之股數計算基礎及實際配發金額若有差異時之會計處理 ( 三 ) 董事會通過之擬議配發員工分紅等資訊 1. (1) 45 0 4,503 (2) 2. 3. 103 0.08 ( 四 ) 前一年度員工分紅及董事監察人酬勞之實際配發情形其與認列員工分紅及董事監察人酬勞有差異者並應敘明差異數原因及處理情形 1,147 114,698 九金融控股公司買回本公司股份情形 : 無 53

十公司債辦理情形 ( 一 ) 公司債辦理情形公司債辦理情形 -1 104 2 28 99 1 99.12.17 100.01.27 53 27 99 2 2.3% 0.70% 7 106.12.17 7 107.01.27 7 7 53 27 ( ) ( ) ( ) 99.12.09twBBB+ ( ) ( ) 101.03.08 BBB+(twn) 54

04 公司債辦理情形 -2 104 2 28 100 1 100.08.05 100.10.05 52 18 2.2% 2.2% 100 2 7 107.08.05 7 107.10.05 7 7 52 18 ( ) ( ) 101.03.08BBB+(twn) ( ) ( ) 101.03.08BBB+(twn) ( ) 55

公司債辦理情形 -3 104 2 28 101.05.15 70 2.0% 7 108.05.15 ( ) ( 二 ) 轉換公司債資料 : 無 ( 三 ) 交換公司債資料 : 無 ( 四 ) 總括申報發行公司債情形 : 無 ( 五 ) 附認股權公司債資料 : 無 101 1 ( ) 7 70 ( ) ( ) 101.04.09twBBB+ 56

04 十一特別股發行情形 ( 一 ) 特別股辦理情形 10 18 95.03.22 104 2 28 777,777,779 98 12 4 725,136,820 14,000,000,022 6.5%( ) 0 14,000,000,022 101 102 ( ) 103 104 2 28 0 ( 二 ) 附認股權特別股資料 : 無十二海外存託憑證發行情形 : 無 57

十三員工認股權證辦理情形 ( 一 ) 員工認股權憑證辦理情形 94 96 99 104 2 28 99 94 5 26 96 1 17 99 9 1 99 9 1 ( ) 94 8 2 96 3 15 99 10 13 100 8 31 150,000,000 150,000,000 75,390,000 1,610,000 1.57% 1.57% 0.79% 0.02% 94.08.02 ~ 104.08.01 96.03.15 ~ 106.03.14 99.10.13 ~ 109.10.12 100.08.31~ 110.08.30 % 96.08.02 ~ 104.08.01 1 5 20% 98.03.15 ~ 106.03.14 1 5 15%~40% 101.10.13 ~ 109.10.12 1 5 15%~40% 102.08.31 ~ 110.08.30 1 5 15%~40% ( ) 3,210,000 28,355,763 21,376,000 50,000 ( ) 43,656,000 316,873,128 220,751,103 535,000 ( ) 37,240,000 81,211,237 36,929,500 1,457,000 ( ) % 13.6 10.0 9.4 9.5 0.39% 0.85% 0.39% 0.02% 58

04 ( 二 ) 累積至年報刊印日止取得員工認股權憑證之經理人及取得憑證可認股數前十大員工之姓名取得及認購情形 104 2 28 94 option 94 option 94 option 94 option 94 option 94 option 94 option 94 option 94 option 94 option 37,400 蔡孟峯 0.39% 730 13.6 9,928 0.01% 4,470 13.6 60,792 96 option 96 option 96 option 96 option 96 option 96 option 96 option 96 option 96 option 96 option 鄭綉梅 39,390 99 option- 7,800 99 option- (103/3/28 ) 104 (104/1/23 ) (103/3/28 ) 0.41% 8,641 99 option- 99 option- 0.08% 3,334.5 99 option- 0.00% 99 option- - 10.6 99 option- 10 99 option- - 91,204.3 99 option- 33,389.7 99 option- - 0.09% 30,499 99 option- 99 option- 0.03% 4,321.5 99 option- - 99 option- 104 10 99 option- 9.4 99 option- 9.5 304,990 99 option- 40,622 99 option- 988 0.05% 0.32% 99 option- 0.05% 99 option- 0.00% ( 三 ) 限制員工權利新股辦理情形 : 無 59

十四併購或受讓其他金融機構台新金融控股股份有限公司 1. 2. 99 9 16 ( )100% 100 4 27 ( ) 3. 台新國際商業銀行股份有限公司 1. 2. 100 1 22 3. 台新證券投資信託股份有限公司 1. 2. : 99 12 18 3. 十五資金運用計劃執行情形 ( 一 ) 計劃內容 1. 2. ( 二 ) 執行情形 : 不適用 60

營運概況 05

伍營運概況一業務內容台新金融控股股份有限公司 ( 一 ) 業務範圍 36 本公司得向主管機關申請核准投資下列事業 : 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. ( 二 ) 本年度經營計畫 1. 強化核心業務, 同時有效整合金控資源 2. 持續拓展海外佈局, 強化國際競爭力, 3. 運用新科技驅動 Bank3.0 創新轉型 4. 強化各項基礎建設及人才培育 ( 三 ) 產業概況 1. 市場概況 IMF 104 3.1% 0.8% 1.3% 7.1% 104 1990 62

05 1.3% 1997 103 GDP 3.64% 103 3.42% 104 3.38% 2. 各種金融商品之發展趨勢 ( 四 ) 研究與發展 1. 近二年研究發展成果 36 : 102 $4,588,150,103 $28,556,500 P.68 2. 未來研究發展計畫 ( 五 ) 長短期業務發展計畫台新國際商業銀行股份有限公司 ( 一 ) 業務範圍 1. 各業務別經營之成長與變化情形 (1) 100 100 63

1,000 (2) ( ) (3) (4) 103 ATM ATM 2,600 ATM ATM ATM ATM / 103 115 12% ATM 138% 54% 94%103 1. 2. ( ) MILSTE103 102 5 ATM ATM 5 103 Asian Banker 103 (5) 103 64

05 So Easy 2015/2020/2050 ( ) 2. 本行各主要業務之淨收益比重及其成長與變化情形列示如下 : (%) 102 103 60 61 27 30 23 22 10 9 40 39 100 100 ( 二 ) 本年度經營計畫 1. 財富管理業務 ( 1 ) ( 2 ) ( 3 ) (One-Stop-Shopping) ( 4 ) ( 5 ) 100 ( 6 ) ( 7 ) ( 8 ) Advisory ( 9 ) ( 10 ) So Easy ( 11 ) (PI) ( 12 ) 65

2. 消費金融業務 (1) (2) 3.0 (3) (4) 3. 法人金融業務 (1) (2) (3) SME (4) (5) 103 104 (6) (7) 4. 電子金融業務 / ATM 104 ATM - ATM BANK 3.0 5. 信託理財業務 (1) ( ) (2) (3) (4) (5) (6) (7) (8) 66

05 ( 9 ) OBU RQFII ( 10 ) ETF ( 11 ) ( ) ( 12 ) ( 三 ) 產業概況 ( ) ( 四 ) 研究與發展 1. 消費金融業務近兩年內之主要金融商品與規模 102 103 3,123 3,467 244.9 309.1 336.7 404.5 ( ) 345.1 349.7 (1) 103 3,467 5.7% 309.1 26.5% 404.5 4.94% 20% (2) 103 350 9.4% 240.3 9.9% 1,755 8.5% 7.4 20.7% 2. 法人金融業務近兩年內之主要金融商品與規模 (1) 103 2,062 39 14 15.1% 3% (2) 103 908 28.9% 8.5% (3) 103 21.5 21% (4) 103 2,345 2% 3. 信託商品業務近二年內之主要金融商品與規模 102 AUM 103 AUM So Easy 4,177 3,462 6,137 6,559 21,594 27,336 17,677 22,156 ETF 1,911 1,497 6,295 5,815 94,157 92,676 67

4. 近二年研究發展成果 102 $4,588,150 103 $28,556,500 (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (1) (2) Mercedes-Benz (3) (4) mpos (5) NCCC (6) Master Card MasterPass (7) TSM(Trusted Service Management) TSM OTA(Over the Air) (8) (9) (10) (11) Test & Learn NPV 5. 未來研究發展計畫 (1) A. 3.0 B. C. (Big Data) D. ( HCE SolutionÁpple Pay ) E. (2) A. B. C. D. 103 9 103 11 E. 68

05 ( 五 ) 長短期業務發展計畫 1. 財富管理業務 (1) A. B. OBU C. D. E. F. G. H. I. (2) A. (Advisory ) B. C. (Segment) D. E. 2. 消費金融業務 (1) A. B. / C. D. E. (2) A. B. C. D. 3. 法人金融業務 (1) A. B. C. D. 69

E. F. G. (2) A. B. C. D. 4. 信託理財業務 (1) A. B. C. D. E. F. G. ETF ETF H. ( ) I. OBU J. K. L. M. (2) A. B. C. D. E. F. G. H. I. 70

05 台新綜合證券股份有限公司 ( 一 ) 業務範圍 1. 業務範圍 (1) (2) (3) (4) (5) 2. 業務收入比重 103 102 (%) (%) 146,190 29 100,468 18 144,858 28 206,211 36 219,971 43 262,106 46 511,019 100 568,785 100 3. 目前各項商品與服務 1. 2. 1. 2. 3. 4. 計畫開發之新商品 ( 服務 ) (1) (2) (3) ( ) ( 二 ) 本年度經營計畫 1. 經紀業務方面 2. 金融交易業務方面 71

3. 承銷業務方面 4. 信用評等方面 (Fitch Rating) 103 A+(twn) F1(twn) 104 ( 三 ) 產業概況 1. 市場概況 101 102 103 TSE 20,790 19,603 23,043 OTC 68,187 55,995 56,969 88,977 75,598 80,012 ( ) 7,699 8,612 9,307 101 102 103 (EPS) 0.55 0.62 0.88 (ROA) 1.90% 1.99% 2.28% (ROE) 3.78% 4.36% 5.82% 103 12 2. 台股走勢 103 103 8.08% 22% 6.07% 104 103 2 104 103 9,307 ( ) 102 5% 103 103 104 ( 四 ) 研究與發展 72

05 ( 五 ) 長短期業務發展計畫 1. 短期發展計畫 (1) ( ) (2) (3) (4) (5) (6) ( ) 2. 長期發展計畫 (1) (2) (3) (4) T (5) ECFA (6) (7) (8) ( ) 台新證券投資信託股份有限公司 ( 一 ) 業務範圍 1. 營業主要內容 3 2. 營業比重 103 12 684.95 18.59% 81.41% 3 101 102 103 % % % 303,597 99.19 301,324 99.37 274,118 97.69 945 0.31 963 0.32 6,471 2.31 1,523 0.50 934 0.31 - - 306,065 100.00 303,221 100.00 280,589 100.00 73

3. 目前各項商品 ( 服務 ) 4. 計畫開發之新商品 ( 服務 ) ( 二 ) 本年度經營計畫 1. 提供優質基金產品, 提昇管理資產規模 2. 強化客戶關係管理, 深化維護合作夥伴關係 ( 三 ) 產業概況 37 103 12 646 1 9748 1,377 1 2564 59 132 ( 四 ) 研究與發展 103 6 ( 五 ) 長短期業務發展計畫 74

05 1. 短期發展計畫 : 2. 長期發展計畫 : 台新證券投資顧問股份有限公司 ( 一 ) 業務範圍 1. 研究分析部 (1) (2) 103 78% 22% 2. 木星基金總代理 (1) (2) 69% 31% ( 二 ) 本年度經營計畫 1. 因金控與轄下各子公司, 在擬定業務與策略方向時, 對研究資訊的依賴日益殷切, 未來研究部將隨著整體金控的研究需求, 逐步擴展業務範圍 2. 規劃引進新系列基金及新基金公司以滿足投資人對基金投資的需求 ( 三 ) 產業概況 95 8 ( 四 ) 研究與發展 : 無 ( 五 ) 長短期業務發展計畫 : 詳 ( 二 ) 本年度經營計畫 75

台新資產管理股份有限公司 ( 一 ) 業務範圍 1. 業務內容 2. 營業比重 ( 二 ) 本年度經營計畫 1. 2. 3. 4. 103 12 ( 三 ) 產業概況 (103 11 0.28%) 96 2,368 97 98 600 99~103 584504400939 102 5 3% 102 8 AMC AMC AMC AMC NPL AMC 100 7 QE AMC 103 11 103 12 AMC ( 四 ) 研究與發展 : 無 76

05 ( 五 ) 長短期業務發展計畫 1. 不良債權標購 (1) ( ) (2) ( ) (3) ( ) (4) ( ) (5) AMC (6) NPL (7) NPL 2. 法拍標購 3. 其他業務 103 12 台新創業投資股份有限公司 ( 一 ) 業務範圍 1. 業務內容 (1) (2) (3) (4) (5) (6) 2. 未來計劃開發之新金融商品與服務 ( 二 ) 本年度經營計畫 92 9 10 99 180,965,050 100101 103 8 6 11.1 103 3,329,034,950 77

103 30,743 75,602 44,859 103 StemCyte 5 867,790 98,494 3,910 33,850 60,734 103 21 104 104 1~3 1 3 ( 三 ) 產業概況 73 2,600 14,000 400 2 3,000 89 90-96 84-89 48% 84-89 80% 103 1~8 14 89.11 50 103 8 233 PitchBook 103 3 103 3 153 251 111.5 5 10 103 3 434.7 3,879 2000 Sequoia CapitalAndreessen Horowitz Accel PartnersKleiner Perkins Caufield & Byers43% 5% 103 3 609 493.8 345.1 Facebook 190 WhatsApp 78

05 ( 四 ) 研究與發展 ( 五 ) 長短期業務發展計畫 2~3 ~ 1 3 - - 台新金保險經紀人股份有限公司 ( 一 ) 業務範圍 1. 人身保險經紀人業務 (1) (2) 103 99% 2. 財產保險經紀人業務 (1) (2) 103 1% ( 二 ) 本年度經營計畫 1. 2. 3. 4. 79

( 三 ) 產業概況 103 11,697 102 6% 9,236 102 27% 2,014 102 41% 341 102 15% 102 106 43% 52% 5% 103 1,322 102 6% 53% 103 702 102 9% 227 102 4% 155 102 5% 157 102 1% 102 4% 103 800 22 103 ( 四 ) 研究與發展 : 無 ( 五 ) 長短期業務發展計畫 1. 短期發展計畫 (1) (2) (3) (4) (5) (6) 2. 長期發展計畫 (1) (2) (3) 二跨業及共同行銷效益 99 5 80

05 ( ) ( ) ( ) ( ) ( ) 92 7 31 9 94 7 三市場及業務概況台新金融控股股份有限公司 ( 一 ) 市場分析 1. 市場的質變 2. 國內外市場主要競爭者 16 ( 二 ) 競爭策略 1. 擴建版圖, 創造綜效 2. 健全經營, 嚴控風險 81

3. 強化產品全面服務 4. 客群導向專業分工 3S(Simple Sincere Superipr ) 5. 強化人資培育人才 ( 三 ) 競爭利基 1. 通路的整合 / 2. 提供多元化的產品 (Customer centric) (one-stop-shopping) ( 四 ) 未來發展願景 1. 有利因素 (1) (2) (3) (4) 2. 不利因素 : (1) 16 (2) 台新國際商業銀行股份有限公司 ( 一 ) 主要商品 / 服務之銷售 / 提供地區 82

05 99 ( 二 ) 未來供需狀況 IMF 104 3.1% 0.8% 1.3% 7.1% 104 1990 1.3% 1997 103 GDP 3.64% 103 3.42% 104 3.38% ( 三 ) 營業目標 104 ( 四 ) 發展遠景有利與不利因素 1. 本行競爭利基 (1) (2) (3) e (4) (5) (6) (7) E-banking / 2. 發展遠景之有利因素 (1) (2) (3) 83

(4) (5) 3. 發展遠景之不利因素 (1) (2) (3) (4) (5) (6) 4. 本行因應策略 (1) (2) (3) (4) (5) (6) 台新綜合證券股份有限公司 ( 一 ) 主要商品 / 服務之銷售 / 提供地區 103 3 98 ( 二 ) 未來供需狀況 1. 市場概況 103 82 931 37 17 2. 市場供給 3. 市場需求 84

05 4. 市場成長 103 F 12 FED 103 1-12 1,199 2,634 102 696 8.08% 102 10.81 8.34% 104 QE ( 三 ) 營業目標 One-stop Shopping ( ) ( 四 ) 發展遠景有利與不利因素 1. 有利因素 : ( 1 ) ( 2 ) ( 3 ) ( 4 ) ( 5 ) ( 6 ) ( 7 ) ( 8 ) ( 9 ) ( 10 ) ( 11 ) ( 12 ) ( 13 ) 85

( 14 ) 2. 不利因素 : (1) (2) (3) ( OSU) (4) (5) (6) (7) (8) (9) 3. 因應策略 (1) (2) (3) (4) (5) MOU (6) (7) (8) (9) ( ) 台新證券投資信託股份有限公司 ( 一 ) 主要商品 / 服務之銷售 / 提供地區 3 ( 二 ) 未來供需狀況 ( 三 ) 營業目標 86

05 ( 四 ) 發展遠景有利與不利因素 1. 有利因素 : 2. 不利因素 : 台新證券投資顧問股份有限公司 ( 一 ) 主要商品 / 服務之銷售 / 提供地區 1. 研究分析部 2. 基金總代理 ( 二 ) 未來供需狀況 1. 研究分析部 2. 基金總代理 20 ( 三 ) 營業目標 1. 研究分析部 2. 基金總代理 ( 四 ) 發展遠景有利與不利因素 1. 有利因素 87

2. 不利因素台新資產管理股份有限公司 ( 一 ) 主要商品 / 服務之銷售 / 提供地區 ( 二 ) 未來供需狀況 ( 三 ) 營業目標 NPL ( 四 ) 發展遠景有利與不利因素 1. 有利因素 2. 不利因素台新創業投資股份有限公司 ( 一 ) 主要商品 / 服務之銷售 / 提供地區 ( 二 ) 未來供需狀況 104 ECFA 88

05 ( 三 ) 營業目標 60 60 40 ( ) IT IC ( 四 ) 發展遠景有利與不利因素 1. 有利因素 2. 不利因素 (1) (2) 89 台新金保險經紀人股份有限公司 ( 一 ) 主要商品 / 服務之銷售 / 提供地區 16 15 ( 二 ) 未來供需狀況 103 4 104 IMF OIU 104 103 8 89

( 三 ) 營業目標 ( 四 ) 發展遠景有利與不利因素 1. 有利因素 (1) (2) (3) 2. 不利因素 (1) (2) (3) (4) BANK 3.0 四台新金控從業員工 ( 一 ) 從業員工資料 104 2 28 102 103 104 2 28 2,974 3,124 3,106 4,398 4,566 4,600 7,372 7,690 7,706 36.3 36.6 36.7 7.3 7.4 7.5 0.11% 0.10% 0.09% 17.40% 17.44% 17.52% 75.78% 75.54% 75.56% 6.55% 6.71% 6.62% 0.16% 0.21% 0.21% ( ) 3,428 3,613 3,641 3,332 3,318 3,332 3,122 3,198 3,229 1,289 1,681 1,702 3,532 3,637 3,654 565 559 566 32 30 31 646 658 668 478 544 541 ( ) 1,671 1,812 1,834 90

05 ( 二 ) 員工之訓練與發展 103 290,000 56.9 1. 台新大學 CTMS 103 TOEIC 2. 人才庫計畫 360 MAAMA TSP 103 JITA ( ) MTP(Management Training Program) 3. 個人發展計畫 (Individual Development Program) MBO 10,000 五企業責任及道德行為 ( 一 ) 公益慈善 1. 關懷台灣系列 -- (PayEasy.com) 91 94 103 103 75 (33 21 21 ) 103 50 97 PayEasy.com 91

120 60 5 20 2. 台新銀行公益慈善基金會 99 1,253 30 114 1,600 333 103 ( 二 ) 學術與藝文 1. 學術推廣 AIESEC 2. 藝術文化 90 103 12 102 ARTalks ( 三 ) 運動贊助 100 LPGA LPGA 102 9 92

05 ( 四 ) 環境保護 eflow e 六資訊設備 ( 一 ) 主要資訊系統 1 2 (B@NCS) (FITAS) 3 ATM (FEP) 4 5 6 7 8 (SUNGARD) (DAI) (SFA) ( ) (B2B) 9 (TIPS) 10 (NCPS) 11 12 13 (WBS) (IPMS) Factoring (OAEFB) HP Superdome IBM AS/400 IBM RS/6000 IBM X86 Server HP Superdome HP Superdome Oracle SUN T4-4 Oracle SUN E6900 & T5-1 IBM RS/6000 IBM X86 Server Oracle M5000 Oracle T5240 IBM RS/6000 HP Unix Oracle Solaris IBM RS/6000 HP-UX ORACLE IBM OS400 FITAS IBM AIX IBM MQ ORACLE MS Windows SunGard MS SQL HP-UX ORACLE HP-UX Solaris Weblogic ORACLE MS SQL Solaris Weblogic ORACLE IBM AIX IBM Websphere ORACLE MS Windows MS SQL Oracle Solaris ORACLE IBM AIX Weblogic Oracle Weblogic Oracle SOA Oracle UCM IBM AIX Weblogic Oracle B@NCS B@NCS / SWIFT ATM Treasury (ODS) (DW/DM) (SFA) / / (ACH/ / ) ETF ADR / / / ( / / / / / KYC/ CIF / ) ( / / / ) / ( / ) 93

14 15 16 17 18 (OAECR) (Murex) Singapore Credit system (SGECR) Singapore Trade Finance System (SGFITAS) Singapore Wholesale Banking System (SGWBS) 19 IBM X86 Server Oracle Solaris Server IBM X86 Server IBM AS/400 IBM RS/6000 HP Blade Server HP X86 Server MS Windows MS SQL Unix Solaris Murex TAS MS SQL MS Windows MS SQL IBM OS400 FITAS IBM AIX Weblogic Oracle MS Windows Asus Omniapp VMware FX MM / / / / SWIFT CIF ( 二 ) 未來開發或購置計畫 1. 2. Tier III 3. - 4. 5. 6. iphoneipadandroid 7. 8. 9. ATM (FEP) 10. ATM / ATM 11. ( 三 ) 緊急備援與安全防護措施 1. 2. ISO27001 ISMS 3. 4. 5. 6. 7. 8. (Mobile Device Management) 9. 94

05 七勞資關係 ( 一 ) 列示各項員工福利措施退休制度與其實施情形, 以及勞資間之協議與各項員工權益維護措施情形 1. 員工保險制度 (1) 70 20 (2) 60 30 (3) (4) 2. 員工福利措施 ( ) 3. 退休制度 4. 休假制度 7 5. 其它重要協議 : 無 ( 二 ) 列明最近年度及截至年報刊印日止, 因勞資糾紛所遭受之損失, 並揭露目前及未來可能發生之估計金額與因應措施, 如無法合理估計者, 應說明無法合理估計之事實 : 八重要契約台新金融控股股份有限公司 : 無台新國際商業銀行股份有限公司 : 101.08.24 100.04.01~105.03.31 ( ) ( ) 102.05.01~103.04.30 103.05.01~103.12.31( ) ATM 95

台新綜合證券股份有限公司 : 台新證券投資信託股份有限公司 : 無台新證券投資顧問股份有限公司 : 無台新資產管理股份有限公司 : 無台新創業投資股份有限公司 : 無台新金保險經紀人股份有限公司 : 無 96

財務概況 06

陸財務概況一最近五年度簡明資產負債表及綜合損益表簡明合併資產負債表 101 102 103 104 3 31 187,259,476 185,669,402 57,586,123 56,655,751 86,282,256 102,817,889 83,294,027 98,404,253 273,786,476 251,947,289 244,249,053 270,968,706 105,087 62,494 0 0 4,987,265 9,470,428 273,345 231,026-106,236,192 107,590,190 100,310,417 93,604,788 1,733,233 1,759,870 353,421 246,435-0 0 0 0-1,787,298,942 1,845,715,026 805,752,729 820,963,992 0 0 0 0 172,613,773 228,942,921 2,540 2,534-251,142 221,229 32,660,984 33,335,073 0 0 0 0-14,806,184 47,507,842 12,131,204 3,844,836-41,872,325 41,530,667 17,958,823 17,919,200-11,614,389 11,808,520 922,355 919,825-21,732,198 21,563,628 2,001,997 2,002,981-9,798,309 7,809,571 4,154,618 3,589,441 6,988,599 6,569,720 21,301,742 18,333,862 2,727,365,846 2,870,986,686 1,382,953,378 1,421,022,703 152,894,925 176,662,165 56,003,848 68,915,480 0 0 0 0 11,027,012 16,237,369 34,921,514 30,627,336 0 0 0 0 56,534,194 37,932,722 69,724,492 77,301,599 7,000 0 649,389 879,158 54,451,474 46,370,940 22,598,658 17,810,271 2,602,123 4,248,028 1,699,781 1,606,867 98

06 101 102 103 104 3 31 0 0 0 0 2,139,646,174 2,250,576,346 965,328,658 986,386,758 97,151,937 90,322,818 55,000,000 55,000,000 0 0 0 0 15,615,340 35,090,818 58,979,710 59,853,373 4,575,384 4,422,703 794,014 798,892 6,821,004 6,711,208 83,945 53,994 3,584,238 4,422,327 2,985,066 2,758,235 2,544,910,805 2,672,997,444 1,268,769,075 1,301,991,963 2,547,744,476 2,677,390,268 ( 1) - 101,327,569 111,131,587 114,058,414 118,901,992 76,165,841 82,548,070 95,780,609 95,814,304 82,305,608 90,535,078 ( 1) - 9,409,757 9,478,327 10,640,840 10,648,428 13,351,364 18,160,507 7,292,136 11,842,214 4,377,926 5,780,675 ( 1) - 2,400,607 944,683 344,829 597,046 0 0 0 0 81,127,472 86,857,655 125,889 128,748 182,455,041 197,989,242 114,184,303 119,030,740 179,621,370 193,596,418 ( 1) - 1 103 2 101 103 104 3 31 99

簡明合併資產負債表 - 我國財務會計準則 99 100 101 173,815,849 174,005,940 190,290,983 57,650,706 67,515,650 85,988,202 5,328,210 9,734,993 4,987,265 221,514,265 248,786,716 270,722,899 126,326,832 110,761,564 107,547,734 1,577,700,288 1,723,226,715 1,787,298,942 196,737,057 182,797,810 172,613,773 240,925 252,698 251,278 ( 1) 41,962,513 41,204,451 41,596,338 22,113,932 21,951,779 21,729,019 21,125,873 18,005,451 12,885,644 24,615,976 23,734,229 24,834,645 2,469,132,426 2,621,977,996 2,720,746,722 152,360,876 174,583,880 152,894,925 1,918,169,580 2,024,212,177 2,139,646,174 21,586,408 10,388,922 11,027,012 44,194,464 52,249,552 56,534,194 50,038,751 57,275,084 57,162,211 0 0 0 91,302,139 97,146,086 97,151,937 0 0 0 1,309,483 779,673 806,938 14,820,619 15,327,948 15,622,340 8,908,066 9,671,492 9,907,860 2,302,690,386 2,441,634,814 2,540,753,591 71,009,688 75,163,436 76,165,841 75,147,569 80,827,436 82,305,608 19,102,143 19,217,299 9,303,228 8,981,537 11,749,407 13,157,682 2,049,066 3,234,407 4,184,244 110,911 88,787 1,073,198 67,237,761 74,124,253 80,293,182 166,442,040 180,343,182 179,993,131 163,647,450 177,492,182 177,159,460 1 100 101 2,548,796 1,212,751 2 99 100 101 100

06 簡明合併綜合損益表 101 102 103 104 3 31 48,768,964 50,532,658 55,785,260 7,205,317 : ( 19,207,071 ) ( 19,252,887 ) ( 22,087,679 ) ( 2,870,050 ) 29,561,893 31,279,771 33,697,581 4,335,267 19,862,868 24,547,462 10,942,105 5,575,311 49,424,761 55,827,233 44,639,686 9,910,578 1,549,930 546,409 750,255 57,957 0 0 0 0 ( 30,307,392 ) ( 30,970,190 ) ( 32,221,529 ) ( 4,839,614 ) 20,667,299 25,403,452 13,168,412 5,128,921 ( ) ( 3,796,314) ( 4,829,829 ) ( 3,520,673 ) ( 576,000 ) 16,870,985 20,573,623 9,647,739 4,552,921 0 0 0 0 ( ) 16,870,985 20,573,623 9,647,739 4,552,921 ( ) 1,667,001 ( 1,958,354 ) ( 325,670 ) 252,217 18,537,986 18,615,269 9,322,069 4,805,138 10,386,660 13,836,248 1,624,376 4,550,079 6,484,325 6,737,375 8,023,363 2,842 11,686,867 12,326,139 911,607 4,802,297 6,851,119 6,289,130 8,410,462 2,841 1.10 1.57 0.08 0.49 1 2 101 103 104 3 31 101

簡明合併損益表 - 我國財務會計準則 99 100 101 23,251,856 28,824,055 29,230,525 30,182,543 17,213,155 19,224,187 ( 5,965,444 ) 2,266,419 1,549,930 0 0 0 ( 27,401,299 ) ( 28,861,408 ) ( 29,436,788 ) 20,067,656 19,442,221 20,567,854 13,915,327 16,282,516 16,765,719 0 0 0 0 0 0 0 0 0 7,723,106 9,431,836 10,261,680 6,192,221 6,850,680 6,504,039 0.76 0.97 1.09 1 2 99 100 101 二最近五年度財務分析財務分析 101 102 103 104 3 31 ( ) 0.02 0.02 0.02 0.01 (%) 80.62 80.90 83.81 84.12 (%) 86.84 84.23 - - (%) 0.14 0.15 0.14 0.16 (%) 0.33 0.32 - - ( ) 3,670 4,031 2,833 1,271 ( ) 1,253 1,486 206 584 (%) 0.63 0.73 0.45 0.32 (%) 11.15 14.19 0.73 4.26 (%) 34.13 36.85 21.61 45.94 ( ) 1.10 1.57 0.08 0.49 102

06 101 102 103 104 3 31 (%) 93.31 93.10 91.74 91.62 (%) 1394.82 1350.07 1111.16 1093.83 (%) 119 115 109 109 41 2.39 2.20 3.39 1.93 1.08 1.03 1.31 1.03 (%) 3.74 5.27 ( 51.83 ) ( 3) (%) 5.79 22.92 ( 48.16 ) ( 3) (%) 17.73 ( 10.50 ) ( 3.75 ) - (%) 784.55 162.87 51.51 ( 3) (%) ( 5157.45 ) 4835.98 5.30 - (%) 5.37 5.37 4.63 ( 5) (%) 4.93 4.95 4.31 ( 5) (%) 2.90 2.90 3.02 ( 5) (%) 4.61 4.52 - ( 5) (%) 2.97 3.01 3.28 ( 5) (%) 5.10 4.89 - ( 5) 10.94 11.01 11.11-423.56 496.05 88.74 84.42 ( 6) 91.33 90.89 93.75 93.17 99.89 99.90 77.85 70.28 224,391,885 115,890,595 116,028,828 140,091,194 ( 6) 160,767,234 81,695,691 90,736,937 114,175,677 127.87 122.70 46 ( ) 953,243 ( 4) 953,326 ( 4) 20% 103 370,659 ( 4) 1 101 2 104 3 31 3 4 5 104 3 31 ( 3) 103

6 1. (1) (2) (3) (4) ( 103 ) (5) 2. (1) (2) (3) (4) 3. (1) (2) (3) = 36 37 4. (1) (2) 5. (1) (2) 6. (1) (2) (3) 7. (1) (2) (3) (4) 8. (1) (2) (3) 財務分析 - 我國財務會計準則 99 100 101 ( ) 0.02 0.02 0.02 (%) 76.88 80.44 80.62 (%) 85.54 88.34 86.84 (%) 0.33 0.16 0.14 (%) 0.54 0.37 0.33 (%) 0 0 0 3,936 3,340 3,598 1,025 1,181 1,245 (%) 0.57 0.64 0.63 (%) 9.57 11.06 11.19 (%) 26.04 35.37 34.60 ( ) 0.76 0.97 1.09 104

06 99 100 101 (%) 93.26 93.12 93.38 (%) 1383.48 1353.88 1411.58 (%) 114 105 119 41 2.66 2.37 2.36 1.21 1.11 1.08 (%) 3.97 6.19 3.77 (%) 24.90 ( 3.12 ) 5.79 (%) 4.43 11.60 2.59 (%) 6.60 3.21 1.85 (%) ( 11.05 ) ( 18.73 ) ( 6.19 ) (%) 7.43 6.69 5.28 (%) 6.08 5.73 4.83 (%) 2.67 2.77 2.90 (%) 4.73 4.73 4.61 (%) 2.69 2.83 2.97 (%) 5.31 5.29 5.10 (%) 13.58 12.76 13.19 10.75 11.54 11.52 544.47 482.10 753.28 28.39 62.33 74.88 88.67 92.11 92.22 93.27 92.34 93.99 96.24 93.86 95.40 96.02 99.87 99.86 99.94 59.07 74.10 199,134,139 212,950,539 228,984,320 86,696,180 99,057,227 116,405,194 131,422,874 140,696,738 148,448,708 72,648,689 76,384,847 82,711,306 (%) 119.34 129.68 140.74 46 ( ) 865,150 ( 2) 1 2 3 1. (1) (2) (3) (4) (5) 971,161 ( 2) 953,243 ( 2) 105

2. (1) (2) (3) (4) 3. (1) (2) (3) = 36 37 4. (1) (2) 5. (1) (2) 6. (1) (2) (3) 7. (1) (2) (3) (4) 8. (1) (2) ( )- (3) 106

06 三最近年度財務報告之監察人查核報告書台新金融控股股份有限公司監察人查核報告書 107

四最近年度母子公司合併財務報表會計師查核報告 103 102 12 31 103 102 1 1 12 31 103 102 12 31 103 102 1 1 12 31 103 0920123784 1000028068 1 0 4 3 2 7 108

06 103 102 12 31 103 12 31 102 12 31 11000 $ 23,089,267 2 $ 61,516,953 2 11500 34,496,856 3 124,152,449 4 12000 83,294,027 6 102,817,889 4 12100 244,249,053 18 251,947,289 9 12300 - - 62,494-12500 273,345-9,470,428-13000 100,310,417 7 107,590,190 4 13200 353,421-1,759,870-13500 805,752,729 58 1,845,715,026 64 14500 2,540-228,942,921 8 15000 32,660,984 2 221,229-15503 2,608,976-7,334,016-15513 300,000-4,111,523-15597 9,222,228 1 36,062,303 2 15500 12,131,204 1 47,507,842 2 18000 922,355-11,808,520-18500 17,958,823 1 41,530,667 2 19000 2,001,997-21,563,628 1 19300 4,154,618-7,809,571-19500 21,301,742 2 6,569,720-19999 $ 1,382,953,378 100 $ 2,870,986,686 100 109

103 12 31 102 12 31 21000 $ 56,003,848 4 $ 176,662,165 6 22000 34,921,514 3 16,237,369 1 22500 69,724,492 5 37,932,722 1 22600 649,389 - - - 23000 22,598,658 2 46,370,940 2 23200 1,699,781-4,248,028-23500 965,328,658 70 2,250,576,346 79 24000 55,000,000 4 90,322,818 3 24400 6,235,441-2,287,315-24600 794,014-4,422,703-25500 52,744,269 4 32,803,503 1 29300 83,945-6,711,208-29500 2,985,066-4,422,327-29999 1,268,769,075 92 2,672,997,444 93 31101 88,417,902 6 75,116,532 3 31103 7,251,368 1 7,251,368-31111 111,339-180,170-31500 10,640,840 1 9,478,327-32001 5,315,307-3,939,770-32003 465,368-465,368-32011 1,511,461-13,755,369 1 32521 150,908-68,688-32523 193,921-875,995-31000 114,058,414 8 111,131,587 4 39500 125,889-86,857,655 3 39999 114,184,303 8 197,989,242 7 $ 1,382,953,378 100 $ 2,870,986,686 100 綉 110

06 103 102 1 1 12 31 103 102 41000 $ 55,785,260 125 $ 50,532,658 91 51000 ( 22,087,679 ) ( 50 ) ( 19,252,887 ) ( 35 ) 49600 33,697,581 75 31,279,771 56 49800 14,717,574 33 13,280,922 24 49820 7,938,189 18 9,943,519 18 49830 1,192,640 3 2,956,234 5 49870 ( 576,368 ) ( 1 ) ( 2,846,198 ) ( 5 ) 49880 ( 22,363 ) - ( 236,284 ) ( 1 ) 49891 131,470-1,565-49921 719,705 1 - - 49999 ( 14,775,666 ) ( 33 ) - - 49999 1,616,924 4 1,447,704 3 49700 10,942,105 25 24,547,462 44 4xxxx 44,639,686 100 55,827,233 100 58100 750,255 2 546,409 1 58501 ( 19,910,494 ) ( 45 ) ( 19,834,522 ) ( 35 ) 58503 ( 1,561,738 ) ( 3 ) ( 1,480,964 ) ( 3 ) 58599 ( 10,749,297 ) ( 24 ) ( 9,654,704 ) ( 17 ) 58500 ( 32,221,529 ) ( 72 ) ( 30,970,190 ) ( 55 ) 61000 13,168,412 30 25,403,452 46 61003 ( 3,520,673 ) ( 8 ) ( 4,829,829 ) ( 9 ) 69005 9,647,739 22 20,573,623 37 69501 318,491 1 351,249 1 69511 ( 619,158 ) ( 2 ) ( 2,430,501 ) ( 4 ) 69531 ( 77,523 ) - ( 222,260 ) ( 1 ) 69541 97,586 - ( 230 ) - 69591 ( 45,066 ) - 343,388-69500 ( 325,670 ) ( 1 ) ( 1,958,354 ) ( 4 ) 69700 $ 9,322,069 21 $ 18,615,269 33 69901 $ 1,624,376 4 $ 13,836,248 25 69903 8,023,363 18 6,737,375 12 69900 $ 9,647,739 22 $ 20,573,623 37 69951 $ 911,607 2 $ 12,326,139 22 69953 8,410,462 19 6,289,130 11 69950 $ 9,322,069 21 $ 18,615,269 33 70000 $ 0.08 $ 1.57 71000 $ 0.08 $ 1.54 綉 111

103 102 1 1 12 31 A1 102 1 1 $ 68,914,473 $ 7,251,368 $ - $ 7,005,072 $ 2,075,475 B3 1010012865 - - - - - 1010045494 - - - - - 101 B1 - - - - - B5 - - - - - B7 - - - - - B9 6,139,767 - - - - D1 102 - - - - - D3 102 - - - - - D5 102 - - - - - N1 62,292-180,170 72,499 - O1 - - - - - Z1 102 12 31 75,116,532 7,251,368 180,170 7,077,571 2,075,475 102 B1 - - - - - B5 - - - - - B7 - - - - - B9 7,987,008 - - - - D1 103 - - - - - D3 103 - - - - - D5 103 - - - - - T1 - - - - - E1 5,000,000 - - 988,154 - N1 314,362 - ( 68,831 ) 186,021 - O1 - - - - - Z1 103 12 31 $ 88,417,902 $ 7,251,368 $ 111,339 $ 8,251,746 $ 2,075,475 綉 112

06 $ 329,210 $ 2,942,721 $ 244,474 $ 10,164,169 ($ 58,334 ) $ 2,458,941 $ 81,127,472 $ 182,455,041 - - 220,376 ( 220,376 ) - - - - - - 518 - - - - 518-997,049 - ( 997,049 ) - - - - - - - ( 1,534,942 ) - - - ( 1,534,942 ) - - - ( 1,298,729 ) - - - ( 1,298,729 ) - - - ( 6,139,767 ) - - - - - - - 13,836,248 - - 6,737,375 20,573,623 - - - ( 54,185 ) 127,022 ( 1,582,946 ) ( 448,245 ) ( 1,958,354 ) - - - 13,782,063 127,022 ( 1,582,946 ) 6,289,130 18,615,269 ( 3,929 ) - - - - - 58 311,090 - - - - - - ( 559,005 ) ( 559,005 ) 325,281 3,939,770 465,368 13,755,369 68,688 875,995 86,857,655 197,989,242-1,375,537 - ( 1,375,537 ) - - - - - - - ( 3,423,308 ) - - - ( 3,423,308 ) - - - ( 969,516 ) - - - ( 969,516 ) - - - ( 7,987,008 ) - - - - - - - 1,624,376 - - 8,023,363 9,647,739 - - - ( 112,915 ) 82,220 ( 682,074 ) 387,099 ( 325,670 ) - - - 1,511,461 82,220 ( 682,074 ) 8,410,462 9,322,069 - - - - - - ( 91,553,576 ) ( 91,553,576 ) - - - - - - - 5,988,154 ( 11,662 ) - - - - - 158 420,048 - - - - - - ( 3,588,810 ) ( 3,588,810 ) $ 313,619 $ 5,315,307 $ 465,368 $ 1,511,461 $ 150,908 $ 193,921 $ 125,889 $ 114,184,303 113

103 102 1 1 12 31 103 102 A00010 $ 13,168,412 $ 25,403,452 A20100 1,171,127 1,178,241 A20200 390,611 302,723 A20300 ( 750,255 ) ( 546,409 ) A20400 ( 7,938,189 ) ( 10,480,790 ) A20900 22,087,679 19,252,887 A21200 ( 55,785,260 ) ( 50,532,658 ) A21300 ( 552,955 ) ( 508,512 ) A21900 207,221 105,484 A22300 ( 131,470 ) ( 1,565 ) A23100 ( 962,327 ) ( 2,758,603 ) A23500 25,735 236,284 A23800 ( 3,372 ) - A29900 14,775,666 - A29900 ( 1,304,400 ) 612,348 A20010 ( 28,770,189 ) ( 43,140,570 ) A71110 ( 788,598 ) ( 8,022,402 ) A71120 18,723,975 19,700,128 A71130 ( 38,800,066 ) 22,799,549 A71150 747,606 ( 747,606 ) A71160 ( 15,264,995 ) ( 1,446,237 ) A71170 ( 177,604,489) ( 57,953,631 ) A71190 45,590,001 ( 56,292,882 ) A71200 ( 43,184,173 ) ( 33,384,319 ) A71990 ( 15,163,238 ) 422,370 A72110 ( 14,448,879 ) ( 3,198,813 ) A72120 ( 4,776,472 ) ( 21,794,604 ) A72140 37,250,290 ( 18,601,472 ) A72160 12,229,031 ( 7,647,627 ) A72170 152,413,086 110,930,172 A72190 ( 63,580 ) ( 370,784 ) A72200 20,611,162 17,768,159 A72990 1,162,935 747,831 A33000 ( 36,968,181 ) ( 54,829,286 ) A33100 54,592,691 50,575,411 A33200 599,663 554,231 A33300 ( 20,376,775 ) ( 19,737,249 ) A33500 543,050 271,789 A33500 ( 4,152,659 ) ( 1,260,020 ) AAAA ( 5,762,211 ) ( 24,425,124 ) 114

06 B01400 $ 39,439 $ 656,652 B02700 ( 1,151,162 ) ( 953,057 ) B02800 1,432 6,731 B04500 ( 720,408 ) ( 127,951 ) B05000 145,448 - B05400 ( 133 ) ( 124,757 ) B05600 83,500 37,311 B09900 ( 107,063,045 ) - BBBB ( 108,664,929 ) ( 505,071 ) C00300 21,435,703 26,966,053 C00700 499,389 ( 7,000 ) C01400 18,000,000 4,879,000 C01500 ( 5,000,000 ) ( 11,700,000 ) C01800 3,898,166 1,707,319 C04500 ( 4,392,824 ) ( 2,833,671 ) C04600 5,988,154 - C04800 278,880 249,331 C05800 ( 3,588,810 ) ( 559,005 ) CCCC 37,118,658 18,702,027 DDDD 318,491 351,249 EEEE ( 76,989,991 ) ( 5,876,919 ) E00100 101,748,195 107,625,114 E00200 $ 24,758,204 $ 101,748,195 103 12 31 102 12 31 E00210 $ 23,089,267 $ 61,516,953 E00220 1,395,592 31,508,420 E00230 273,345 8,722,822 E00200 $ 24,758,204 $ 101,748,195 綉 115

103 102 一公司沿革 91 2 18 91 12 31 98 12 19 100 1 22 94 4 22.55% 97 10 3 11 103 12 8 2 103 12 31 22.81% 99 4 6 100% 99 7 26 100% 92% 100 4 27 100% 100 4 29 29,500 81 3 23 84 8 85 9 100% 86 10 7 36 3 1 39 7 116

06 90 10 3 92 4 7 79 1 15 91 8 14 87 11 20 102 3 21 102 9 91 12 25 100 7 12 101 3 1 78 3 93 5 31 94 二遵循聲明 IFRSIAS IFRICSICIFRSs 三通過財務報告之日期及程序 104 3 26 117

四新發布及修訂準則及解釋之適用 ( 一 ) 已發布但尚未生效之金融控股公司財務報告編製準則公開發行銀行財務報告編製準則證券商財務報告編製準則證券發行人財務報告編製準則及 2013 年版 IFRSs 1030010325 10310006010 104 IASB 2013 IFRSs IFRSs IFRSs IAS 39 2009 IAS 39 IFRSs 2010 2009-2011 IFRS 1 IFRS 7 IFRS 1 IFRS 1 IFRS 7 IFRS 7 IFRS 10 IFRS 11 IFRS 12 IFRS 10IFRS 11 IFRS 12 IFRS 10IFRS 12 IAS 27 IFRS 13 IAS 1 IAS 12 IAS 19 IAS 27 IAS 28 IAS 32 IFRIC 20 IASB 2009 1 1 2010 1 1 2009 6 30 2010 7 1 2011 1 1 2013 1 1 2010 7 1 2011 7 1 2013 1 1 2013 1 1 2011 7 1 2013 1 1 2013 1 1 2013 1 1 2013 1 1 2014 1 1 2013 1 1 2012 7 1 2012 1 1 2013 1 1 2013 1 1 2013 1 1 2014 1 1 2013 1 1 2013 IFRSs ( 二 ) IASB 已發布但尚未經金管會認可之 IFRSs IASB IFRSs IASB 1 2010-2012 2014 7 1 2 2011-2013 2014 7 1 2012-2014 2016 1 1 4 IFRS 9 2018 1 1 IFRS 9 IFRS 7 2018 1 1 118

06 IFRS 10 IAS 28 IFRS 10IFRS 12 IAS 28 IFRS 11 IFRS 14 IFRS 15 IAS 16 IAS 38 IAS 16 IAS 41 IAS 19 IAS 27 IAS 36 IAS 39 IFRIC 21 2016 1 1 3 2016 1 1 2016 1 1 2016 1 1 2017 1 1 2016 1 1 2016 1 1 2014 7 1 2016 1 1 2014 1 1 2014 1 1 2014 1 1 1 2 2014 7 1 IFRS 2 2014 7 1 IFRS 3 IFRS 13 2014 7 1 3 2016 1 1 4 IFRS 5 2016 1 1 2016 1 1 IFRS 9 IAS 39 IFRS 9 1. 2. IFRS 9 IFRS 15 12 119

五重大會計政策之彙總說明 ( 一 ) 編製基礎 IFRSs ( 二 ) 資產與負債區分流動與非流動之標準 ( 三 ) 合併基礎 1. 合併報告編製原則 (1) (2) 120

06 IFRSs IAS 39 2. 企業合併 IFRS 3 (1) IAS 39 (2) 3. 列入編製合併財務報告之子公司如下 : 103 12 31 102 12 31 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - - (1) 100.00% 100.00% 22.55% 22.55% (3) 92.00% 92.00% 100.00% 100.00% 100.00% 100.00% 0.27% 0.27% (3) 60.00% 60.00% 87.40% 87.40% 100.00% 100.00% (2) 40.00% 40.00% 100.00% 100.00% 100.00% 100.00% (3) 100.00% 100.00% (3) 86.96% 100.00% 100.00% 100.00% 13.04% - 4. 未列入編製合併財務報告之子公司如下 : 103 12 31 102 12 31 100.00% 100.00% (2) 22.55% 22.55% (3) 0.27% 0.27% (3) 100.00% 100.00% (3) 100.00% 100.00% (3) (1) 102 3 21 102 9 (2) 102 102 12 31 0.24% 0.01% (3) 103 12 8 121

( 四 ) 外幣 1. 2. 3. ( 五 ) 現金及約當現金 IAS 7 ( 六 ) 投資關聯企業 122

06 IAS 36 IAS 36 ( 七 ) 不動產及設備 IAS 8 ( 八 ) 投資性不動產 IAS 16 IAS 40 123

( 九 ) 商譽 ( 十 ) 無形資產 1. 單獨取得 IAS 8 2. 企業合併所取得 3. 除列 ( 十一 ) 非金融資產 ( 商譽除外 ) 之減損 124

06 ( 十二 ) 附條件之票券及債券交易 ( 十三 ) 金融工具 1. 衡量種類 (1) A. B. C. A. B. (2) (3) 125

(4) 2. 金融資產之減損 (1) (2) (3) (4) (5) (6) A. B. 126

06 3. 金融資產之除列 1. 後續衡量 (1) A. B. C. A. B. (2) 127

A. IAS 37 B. IAS 18 (3) A. IAS 37 B. IAS 18 2. 金融負債之除列 ( 十四 ) 證券融資及融券 ( 十五 ) 避險會計 128

06 ( 十六 ) 負債準備或有負債及或有資產 1. 2. 3. ( 十七 ) 收入認列 1. 利息收入 2. 手續費及佣金收入 129

( 十八 ) 租賃 1. 合併公司為出租人 2. 合併公司為承租人 3. 租賃之土地及建築物 ( 十九 ) 員工福利 1. 退職後福利 2. 員工優惠存款福利 IAS 19 130

06 ( 二十 ) 股份基礎給付 ( 二一 ) 稅捐 1. 當期所得稅 2. 遞延所得稅 3. 本期之當期及遞延所得稅 4. 本公司與持股百分之九十以上子公司採行連結稅制合併結算申報所得稅之會計處理, 係將合併基礎之當期及遞延所得稅與各公司個別之當期及遞延所得稅彙總金額之差額, 於本公司合併調整, 相關之撥補及撥付金額以應收款項或應付款項項目列帳, 並於編製合併財務報表時沖銷之 131

六重大會計判斷估計及假設不確定性之主要來源 IFRSs ( 一 ) 貼現及放款之估計減損 103 102 12 31 ( 二 ) 所得稅 ( 三 ) 商譽減損估計 ( 四 ) 退職後福利七現金及約當現金 103 12 31 102 12 31 $ 8,032,043 $ 17,762,028 1,286,900 8,172,651 10,692,268 32,956,554 3,078,056 2,625,720 $ 23,089,267 $ 61,516,953 3 132

06 八存放央行及拆借金融同業 103 12 31 102 12 31 $ 9,948,292 $ 29,271,924 22,082,660 56,286,658 45,632 362,630 24,478 5,722,025 32,101,062 91,643,237 1,395,592 31,508,420 1,000,202 1,000,792 $ 34,496,856 $ 124,152,449 九透過損益按公允價值衡量之金融工具 103 12 31 102 12 31 $ - $ 3,676,994 32,230 60,848 1,039,905 2,197,620 13,039,142 4,670,432 271,212 906,828 15,463,774 2,892,427 14,003 20,251 5,170,598 4,927,699 167,485 582,731 2,117 3,436 32,395 31,769 20,863,757 54,263,030 664,974 999,899 19,342,768 19,381,159 5,142,550 6,578,965 1,035,498 1,063,866 1,011,619 559,935 $ 83,294,027 $ 102,817,889 $ 1,084,756 $ 2,156,783 12,376,763 4,499,493 133

103 12 31 102 12 31 $ 129,639 $ 787,058 15,585,514 2,618,768-13 249,633 259,379 5,293,212 4,996,459 167,485 582,708 2,117 3,436 32,395 31,769-301,503 $ 34,921,514 $ 16,237,369 ( 一 ) 台新銀行 103 及 102 年度從事衍生工具交易之目的, 主要係為因應客戶需求及台新銀行外匯資金調度與風險管理彰化銀行 102 年度從事衍生工具交易之目的, 主要係為規避因匯率及利率波動所產生之風險, 其財務避險策略係以達成規避大部分市場價格或現金流量風險為目的 ( 二 ) 上述透過損益按公允價值衡量之金融資產中, 供作附買回條件交易之面額分別如下 : 103 12 31 102 12 31 $ 17,417,900 $ 12,404,900 ( 三 ) 上述透過損益按公允價值衡量之金融資產提供擔保情形, 請參閱附註四九 ( 四 ) 合併公司尚未到期之衍生工具合約金額 ( 名目本金 ) 如下 : 103 12 31 102 12 31 $ - $ 18,429 154,967,460 214,252,756 912,663,350 688,324,443 10,158,903 89,181,370 1,704,576,911 1,539,199,910 80,000 230,000 4,242,714 4,216,800-49,597 696,707,298 1,139,528,961 1,205,362 7,555,562 1,193,440 1,126,917 528,982 1,268,048 10,050,000 8,500,000-86,627 134

06 十備供出售金融資產 103 12 31 102 12 31 $ 153,767,268 $ 149,915,156 468,660 5,780,458 2,772,906 438,335 49,241,924 50,750,944 18,729,980 21,183,073 17,602,156 21,628,401 1,666,159 2,102,208-148,714 $ 244,249,053 $ 251,947,289 ( 一 ) 備供出售金融資產公允價值之決定, 請參閱附註四七 ( 金融工具附註 ) ( 二 ) 上述備供出售金融資產中, 供作附買回條件交易之票債券面額分別如下 : 103 12 31 102 12 31 $ 51,730,916 $ 22,863,024 ( 三 ) 合併公司於 102 年度分別出售帳列備供出售金融資產項下之 Visa 及 Master Card 股權 609,144 股及 13,517 股, 出售價款共計 3,270,928 仟元, 並產生處分利益共計 2,483,550 仟元, 自其他綜合損益重分類為損益 ( 四 ) 合併公司持有之亨豐科技股份有限公司於 102 年 10 月 30 日股東會決議通過辦理減資彌補虧損 73.22%, 減資基準日為 103 年 1 月 27 日, 合併公司於 102 年度按減資比例認列減損損失 6,330 仟元 ( 五 ) 上述備供出售金融資產提供擔保情形, 請參閱附註四九十一避險之衍生金融資產 103 12 31 102 12 31 $ - $ 62,494 102 12 31 2,000,000 102 100% 102 12 31 59,818 135

( 一 ) 交易種類 : 公允價值避險 ( 二 ) 交易目標 : 將彰化銀行所發行之固定利率金融債券轉為浮動利率計息, 以規避固定利率債券因利率變動而使公允價值變動之風險 ( 三 ) 交易方法 : 利率交換合約 ( 四 ) 交易成效 : 避險之實際抵銷結果皆在 80%~125% 之間, 符合 IFRSs 規定之避險會計有效範圍 102 年度公允價值避險產生之已實現利益為 43,921 仟元, 帳列其他利息以外淨損益項下十二應收款項 103 12 31 102 12 31 $ 61,527,789 $ 60,550,318 35,401,568 34,615,829 1,426,514 7,169,741 2,589,547 4,505,209 182,955 304,832 1,034,119 859,532 809,243 1,404,604 ( 1,526,727 ) ( 397,534 ) 101,445,008 109,012,531 ( 1,134,591 ) ( 1,422,341 ) $ 100,310,417 $ 107,590,190 十三貼現及放款 ( 一 ) 貼現及放款明細如下 : 103 12 31 102 12 31 $ 2,063,231 $ 5,243,309 1,994,749 3,515,566-6,310,230 196,631,039 456,046,554 264,949,399 573,077,655 349,912,676 819,393,820 1,556,319 5,252,713 ( 533,641 ) ( 544,312 ) 816,573,772 1,868,295,535 ( 10,821,043 ) ( 22,580,509 ) $ 805,752,729 $ 1,845,715,026 136

06 ( 二 ) 備抵呆帳變動情形如下 : 103 $ 1,422,341 $ 22,580,509 $ 543,208 $ 24,546,058 116,991 ( 501,345 ) ( 593,796 ) ( 978,150 ) ( 33,180 ) ( 914,293 ) ( 270,876 ) ( 1,218,349 ) 5,720 3,815,372 557,103 4,378,195 ( 79,965 ) 45,200 - ( 34,765 ) ( 297,316 ) ( 14,204,400 ) ( 41,226 ) ( 14,542,942 ) $ 1,134,591 $ 10,821,043 $ 194,413 $ 12,150,047 102 $ 1,328,936 $ 21,350,050 $ 404,728 $ 23,083,714 112,482 ( 462,453 ) ( 192,281 ) ( 542,252 ) ( 37,478 ) ( 3,337,186 ) ( 287,874 ) ( 3,662,538 ) 15,410 4,998,788 618,635 5,632,833-410 - 410 2,991 30,900-33,891 $ 1,422,341 $ 22,580,509 $ 543,208 $ 24,546,058 ( 三 ) 103 及 102 年度呆帳迴轉利益及保證責任準備提存明細如下 : 103 102 $ 978,150 $ 542,252 ( 227,895 ) 4,157 $ 750,255 $ 546,409 ( 四 ) 應收款項 ( 含其他什項金融資產 ) 及貼現及放款減損評估, 分析如下 : 103 12 31 102 12 31 $ 950,184 $ 792,164 3,357,999 3,249,980 99,029,380 106,008,984 $ 103,337,563 $ 110,051,128 103 12 31 102 12 31 $ 692,336 $ 683,977 356,060 553,734 280,608 727,838 $ 1,329,004 $ 1,965,549 137

103 12 31 102 12 31 $ 7,206,816 $ 26,269,476 9,688,148 13,039,249 800,212,449 1,829,531,122 $ 817,107,413 $ 1,868,839,847 103 12 31 102 12 31 $ 3,918,665 $ 8,272,075 2,406,513 2,530,574 4,495,865 11,777,860 $ 10,821,043 $ 22,580,509 十四持有至到期日金融資產 103 12 31 102 12 31 $ - $ 215,841,649 2,540 - - 7,210,933-5,890,339 $ 2,540 $ 228,942,921 ( 一 ) 上述持有至到期日金融資產中, 供作附買回條件交易之債券面額分別如下 : 103 12 31 102 12 31 $ - $ 1,647,250 ( 二 ) 上述持有至到期日金融資產提供擔保情形, 請參閱附註四九十五採用權益法之投資 ( 一 ) 合併公司之投資子公司及關聯企業列示如下 : 103 12 31 102 12 31 $ 32,575,808 22.81 $ - - - - 142,860 100.00 85,176 30.00 78,369 30.00 $ 32,660,984 $ 221,229 138

06 103 12 31 102 12 31 $ 32,725,586 $ - 103 12 31 102 12 31 $ 1,816,836,245 $ 753,658 $ 1,697,311,224 $ 311,453 103 102 $ 2,539,375 $ 324,391 $ 550,320 $ 61,106 $ 88,543 ($ 767 ) ( 二 ) 依權益法認列之子公司及關聯企業損益之份額內容如下 : 103 102 $ 106,840 $ - - ( 24,526 ) 24,630 26,295 - ( 204 ) $ 131,470 $ 1,565 ( 三 ) 合併公司 103 年及 102 年 12 月 31 日, 採用權益法之投資均未有提供質押或擔保之情形 ( 四 ) 合併公司於 102 年 12 月因放棄用心藝術認股優先權使持股比例降低且對該公司不具重大影響力, 故將其重分類至以成本衡量之金融資產項下十六以成本衡量之金融資產 103 12 31 102 12 31 $ 2,608,976 $ 7,334,016 $ 2,608,976 $ 7,334,016 Solar PV Corpoaration 103 102 25,735 229,954 139

十七無活絡市場之債務商品投資 103 12 31 102 12 31 $ 300,000 $ 1,600,000-224,114-2,287,409 $ 300,000 $ 4,111,523 十八其他什項金融資產 103 12 31 102 12 31 $ - $ 22,055 31,648 130,506 334,180 495,009 ( 194,413 ) ( 543,208 ) 3 8,860,830 35,748,015 189,983 209,926 $ 9,222,228 $ 36,062,303 3 十九投資性不動產 103 12 31 102 12 31 $ 619,716 $ 11,323,944 340,277 777,405 ( 37,638 ) ( 292,829 ) 302,639 484,576 $ 922,355 $ 11,808,520 103 1 1 $ 11,323,944 $ 777,405 $ 12,101,349-133 133 ( 60,000 ) - ( 60,000 ) ( 10,724,896 ) ( 439,008 ) ( 11,163,904 ) 80,668 1,747 82,415 103 12 31 $ 619,716 $ 340,277 $ 959,993 102 1 1 $ 11,166,462 $ 706,074 $ 11,872,536 71,790 52,967 124,757 140

06 ( 31,205 ) ( 3,541 ) ( 34,746 ) 116,897 21,905 138,802 102 12 31 $ 11,323,944 $ 777,405 $ 12,101,349 103 1 1 $ - $ 292,829 $ 292,829-15,892 15,892 - ( 272,770 ) ( 272,770 ) - 1,687 1,687 103 12 31 $ - $ 37,638 $ 37,638 102 1 1 $ - $ 258,147 $ 258,147-16,036 16,036 - ( 966 ) ( 966 ) - 19,612 19,612 102 12 31 $ - $ 292,829 $ 292,829 12 60 3 10 103 102 103 102 $ 192,687 $ 187,835 80,218 81,878 103 102 12 31 1,223,055 16,653,357 二十不動產及設備 103 12 31 102 12 31 $ 10,983,239 $ 28,296,400 5,565,137 10,887,245 978,342 1,410,033 58,810 153,436 75,145 228,045 243,515 376,775-118,371 54,635 60,362 $ 17,958,823 $ 41,530,667 141

103 1 1 $ 28,296,400 $ 16,604,699 $ 6,639,065 $ 640,062 $ 1,548,916 $ 1,237,817 $ 168,860 $ 60,362 $ 55,196,181-83,259 722,868 34,588 59,887 91,018-163,701 1,155,321 - ( 45,140 ) ( 347,327 ) ( 33,338 ) ( 27,189 ) ( 53,134 ) - - ( 506,128 ) ( 80,668 ) 12,216 93,833 47 4,528 78,120 - ( 113,570 ) ( 5,494 ) ( 17,232,493 ) ( 8,842,175 ) ( 5,473,120 ) ( 550,080 ) ( 1,458,248 ) ( 904,311 ) ( 168,860 ) ( 55,858 ) ( 34,685,145 ) - - 22,124 380 ( 1,335 ) 4,454 - - 25,623 103 12 31 $ 10,983,239 $ 7,812,859 $ 1,657,443 $ 91,659 $ 126,559 $ 453,964 $ - $ 54,635 $ 21,180,358 102 1 1 $ 28,415,580 $ 16,496,450 $ 6,400,093 $ 609,525 $ 1,539,843 $ 1,089,171 $ 168,275 $ 24,024 $ 54,742,961-89,157 409,573 58,387 69,154 111,494 585 214,707 953,057 ( 2,284 ) ( 22,296 ) ( 203,463 ) ( 32,599 ) ( 61,941 ) ( 32,152 ) - - ( 354,735 ) ( 116,896 ) 41,388 33,352 4,790 1,499 66,253 - ( 1 78,330 ) ( 147,944 ) - - ( 490 ) ( 41 ) 361 3,051 - ( 39 ) 2,842 102 12 31 $ 28,296,400 $ 16,604,699 $ 6,639,065 $ 640,062 $ 1,548,916 $ 1,237,817 $ 168,860 $ 60,362 $ 55,196,181 103 1 1 $ - $ 5,717,454 $ 5,229,032 $ 486,626 $ 1,320,871 $ 861,042 $ 50,489 $ - $ 13,665,514-381,195 513,575 40,147 64,111 139,008 17,199-1,155,235 - ( 44,025 ) ( 344,986 ) ( 33,200 ) ( 26,768 ) ( 49,589 ) - - ( 498,568 ) - ( 3,806,902 ) ( 4,719,918 ) ( 461,038 ) ( 1,307,343 ) ( 741,230 ) ( 67,688 ) - ( 11,104,119 ) - - 1,398 314 543 1,218 - - 3,473 103 12 31 $ - $ 2,247,722 $ 679,101 $ 32,849 $ 51,414 $ 210,449 $ - $ - $ 3,221,535 102 1 1 $ - $ 5,359,664 $ 4,912,255 $ 479,360 $ 1,318,112 $ 769,496 $ 31,749 $ - $ 12,870,636-396,784 521,584 38,421 64,284 122,392 18,740-1,162,205 - ( 19,383 ) ( 202,935 ) ( 31,140 ) ( 61,779 ) ( 32,152 ) - - ( 347,389 ) - ( 19,611 ) ( 21 ) - - - - - ( 19,632 ) - - ( 1,851 ) ( 15 ) 254 1,306 - - ( 306 ) 102 12 31 $ - $ 5,717,454 $ 5,229,032 $ 486,626 $ 1,320,871 $ 861,042 $ 50,489 $ - $ 13,665,514 20 60 5 10 3 16 2 10 3 10 1.5 5 9 142

06 二一無形資產 103 12 31 102 12 31 $ 1,581,761 $ 21,012,047 31,034 167,726 385,758 366,635 3,444 17,220 $ 2,001,997 $ 21,563,628 103 1 1 $ 21,012,047 $ 167,726 $ 366,635 $ 17,220 $ - $ 21,563,628 - - 720,408 - - 720,408 - ( 136,692 ) ( 237,964 ) ( 13,776 ) - ( 388,432 ) - - 14,127 - - 14,127 ( 19,430,286 ) - ( 478,276 ) - - ( 19,908,562 ) - - 828 - - 828 103 12 31 $ 1,581,761 $ 31,034 $ 385,758 $ 3,444 $ - $ 2,001,997 102 1 1 $ 21,012,047 $ 304,418 $ 378,662 $ 30,997 $ 6,074 $ 21,732,198 - - 127,951 - - 127,951 - ( 136,692 ) ( 143,584 ) ( 13,777 ) ( 6,074 ) ( 300,127 ) - - 2,917 - - 2,917 - - 689 - - 689 102 12 31 $ 21,012,047 $ 167,726 $ 366,635 $ 17,220 $ - $ 21,563,628 ( 一 ) 商譽 1. 91 2 103 102 12 31 884,938 2. 92 4 40% 103 102 12 31 4,187 3. 93 10 103 102 12 31 267,336 4. 94 4 95 2 22.81% 2.58% 94 4 95 2 $ 36,844,375 $ 3,833,096 $ 81,535,281 $ 89,878,748 ( 6,275,753 ) ( 6,536,466 ) 75,259,528 83,342,282 22.81% 2.58% $ 17,168,136 ( 17,168,136 ) $ 2,150,507 ( 2,150,507 ) $ 19,676,239 $ 1,682,589 143

94 12 31 20 94 245,953 95 1 1 95 12 31 21,112,875 96 2 95 2 2.58% 1,682,589 102 12 31 19,430,286 103 103 12 31 102 99.2.24(99) 0000000061 5. 99 12 18 103 102 12 31 425,300 ( 二 ) 無形資產 - 顧客價值 99 3 6 4,098,000 3,425,031 672,969 11,216 103 102 12 31 22,435 157,027 99 12 18 16,994 175 103 102 12 31 8,599 10,699 ( 三 ) 無形資產 - 營業權 99 100% 68,881 1,148 103 102 12 31 3,444 17,220 二二其他資產 - 淨額 103 12 31 102 12 31 $ 590,154 $ 2,745,906 19,471,891 3,008,659 153,614 162,614 439,160 472,590 ( 19,142 ) ( 48,173 ) 666,065 228,124 $ 21,301,742 $ 6,569,720 144

06 ( 一 ) 營業保證金 1. 40,000 10,000 50,000 10,000 50,000 2. 10,000 5,000 10 300,000 25,000 10 30,000 50,000 20,000 ( 二 ) 交割結算基金 1. 15,000 10 1 3,500 1 1 2. 5,000 3. 3,000 1 500 4. 3,000 5. 二三央行及金融同業存款 103 12 31 102 12 31 $ - $ 24,598 106,330 9,952,204 29,973,580 34,551,988 25,226,365 128,082,410 697,573 4,050,965 $ 56,003,848 $ 176,662,165 145

二四應付商業本票 103 12 31 102 12 31 $ 50,000 $ - 50,000-50,000-100,000-50,000-50,000-100,000-150,000-50,000 - ( 611 ) - $ 649,389 $ - 103 12 31 1.401% 1.700 % 二五應付款項 103 12 31 102 12 31 $ 10,262,290 $ 13,478,296 4,630,602 6,060,544 2,345,663 3,640,598 1,426,514 7,252,081 1,272,159 12,004,800 333,430 289,526 535,162 759,281 1,792,838 2,885,814 $ 22,598,658 $ 46,370,940 二六存款及匯款 103 12 31 102 12 31 $ 5,744,671 $ 40,586,728 180,852,961 458,643,172 294,117,743 551,986,863 1,482,838 6,390,900 482,482,371 1,191,904,484 648,074 1,064,199 $ 965,328,658 $ 2,250,576,346 146

06 二七應付債券 103 12 31 102 12 31 $ 22,000,000 $ 22,000,000 33,000,000 68,322,818 $ 55,000,000 $ 90,322,818 ( 一 ) 本公司發行之次順位公司債 103 12 31 102 12 31 99 $ 5,300,000 $ 5,300,000 99 2,700,000 2,700,000 100 5,200,000 5,200,000 100 1,800,000 1,800,000 101 7,000,000 7,000,000 $ 22,000,000 $ 22,000,000 1. 99 (1) 53 (2) 1 (3) 99 12 17 (4) (5) 7 (6) 2.3% (7) (8) 7 (9) 100% 2. 99 (1) 27 (2) 1 (3) 100 1 27 (4) (5) 7 (6) 1 0.70% (7) (8) 7 (9) 100% 3. 100 (1) 52 (2) 5 147

(3) 100 8 5 (4) (5) 7 (6) 2.2% (7) (8) 7 (9) 100% 4. 100 (1) 18 (2) 5 (3) 100 10 5 (4) (5) 7 (6) 2.2% (7) (8) 7 (9) 100% 5. 101 (1) 70 (2) 5 (3) 101 5 15 (4) (5) 7 (6) 2.0% (7) (8) 7 (9) 100% ( 二 ) 台新銀行發行之金融債券 103 12 31 102 12 31 94 $ 3,300,000 $ 3,300,000 99 4 12 10,000,000 10,000,000 101 5,600,000 5,600,000 101 6,100,000 6,100,000 103 3,000,000-103 2,000,000-103 3,000,000 - $ 33,000,000 $ 25,000,000 148

06 1. 94 33 94 94.04.28 106.04.28 12 33 7 2.70% 8 12 0.80% 1,000 0.95% (1) 7 8 9 10 11 (2) 101102103104 105 3 10 10 30 1.85% 1.85% (3) 10 (4) 30 2. 99 4 12 100 A 99.04.12 106.04.12 7 B 99.04.12 106.04.12 55 45 2.65% 1.50% 2 10 30 5,000 3. 101 10 19 101 56 A 101.10.19 108.10.19 7 11 B 101.10.19 111.10.19 10 45 1.53% 1.65% 5,000 149

4. 101 12 14 101 61 A 101.12.14 108.12.14 7 38 B 101.12.14 111.12.14 10 23 1.53% 1.65% 5,000 5. 103 30 103 103.04.16 ( ) ( ) 30 4.1% 7 1 (act/act) (1) (2) 5 6. 103 20 103 103.05.09 ( ) ( ) 20 4.1% 7 1 (act/act) (1) (2) 5 150

06 7. 103 30 103 ( 三 ) 彰化銀行發行之金融債券 103.05.16 113.05.16 10 30 1.95% (act/ act) 96 9 26 97 5 19 97 12 15 98 9 15 99 6 29 100 3 11 100 4 18 102 5 29 102 12 31 97 $ 2,000,000 59,818 2,059,818 96 5,000,000 97 3,000,000 97 8,350,000 98 5,000,000 99 5,000,000 100 3,300,000 100 6,700,000 102 4,913,000 41,263,000 $ 43,322,818 1. 96 (1) 50 (2) 96 9 26 (3) (4) 7 (5) 90 0.35% (6) 2. 97 (1) 50 (2) 97 5 19 (3) (4) 7 (5) 3.10% (6) (7) 151

3. 97 (1) 83.5 (2) 97 12 15 (3) (4) 7 (5) 3.05% (6) 4. 98 (1) 50 (2) 98 9 15 (3) (4) 7 (5) 2.30% (6) 5. 99 (1) 50 (2) 99 6 29 (3) (4) (5) 10 3.15% 10 4.15% (6) 6. 100 (1) 33 22 11 (2) 100 3 11 (3) (4) 7 10 (5) 1.65% 1.72% (6) 7. 100 (1) 67 (2) 100 4 18 (3) (4) 10 (5) 90 0.20% (6) 8. 102 (1) 10 (2) 102 5 29 (3) (4) 3 (5) 2.90% (6) 152

06 二八其他借款 103 12 31 102 12 31 $ 5,999,223 $ 2,156,539 236,218 130,776 $ 6,235,441 $ 2,287,315 103 102 12 31 0.97 6.72% 1.99 2.76% 103 102 12 31 2.73 6.16% 6.46% 二九負債準備 103 12 31 102 12 31 $ 288,439 $ 3,663,483 227,393 451,131 278,182 308,089 $ 794,014 $ 4,422,703 103 1 1 $ 451,131 $ 308,089 $ 759,220 227,895 264 228,159 10,000-10,000 - ( 30,171 ) ( 30,171 ) ( 462,207 ) - ( 462,207 ) 574-574 103 12 31 $ 227,393 $ 278,182 $ 505,575 102 1 1 $ 456,450 $ 350,488 $ 806,938 ( 4,157 ) 194 ( 3,963 ) ( 410 ) - ( 410 ) ( 1,050 ) - ( 1,050 ) - ( 42,593 ) ( 42,593 ) 298-298 102 12 31 $ 451,131 $ 308,089 $ 759,220 三十其他金融負債 103 12 31 102 12 31 $ 51,892,631 $ 31,484,193 660,908 1,023,936-81,017 190,730 214,357 $ 52,744,269 $ 32,803,503 153

三一其他負債 103 12 31 102 12 31 $ 383,901 $ 888,536 398,979 297,102 407,691 1,706,699 1,060,065 1,107,335 666,198 286,028 68,232 136,627 三二退職後福利計劃 ( 一 ) 確定提撥計畫 $ 2,985,066 $ 4,422,327 ( 二 ) 確定福利計畫 6 2%-15% 2 103 12 31 102 12 31 1.625%~2.00% 1.750%~2.125% 1.625%~2.00% 1.75%~2.00% 2.00%~3.00% 2.00%~3.00% 103 102 $ 22,687 $ 290,968 32,555 152,711 ( 29,117 ) ( 124,166 ) $ 26,125 $ 319,513 103 102 64,674 183,859 154

06 103 102 12 31 568,857 504,183 103 12 31 102 12 31 ($ 1,841,446 ) ($ 10,296,194 ) 1,575,097 7,924,230 ( 266,349 ) ( 2,371,964 ) ( 22,090 ) ( 14,477 ) - ( 8,747 ) ($ 288,439 ) ($ 2,395,188 ) 103 102 $ 1,743,909 $ 10,221,094 22,687 290,968 32,555 152,711 84,495 196,682 - ( 325,545 ) ( 42,201 ) ( 239,716 ) $ 1,841,446 $ 10,296,194 103 102 $ 1,538,499 $ 7,751,473 29,117 123,251 6,972 ( 25,579 ) 41,933 637,669 ( 41,424 ) ( 237,039 ) - ( 325,545 ) $ 1,575,097 $ 7,924,230 103 12 31 102 12 31 18.82 22.86 2.50 4.10 11.53 9.37 1.04-14.68 18.11 48.46 44.77 2.97 0.79 100.00 100.00 155

IFRSs 103 12 31 102 12 31 ($ 1,841,446 ) ($ 10,296,194 ) $ 1,575,097 $ 7,924,230 ($ 266,349 ) ($ 2,371,964 ) ($ 118,234 ) ($ 314,970 ) $ 6,972 ($ 25,579 ) 103 102 43,530 468,125 ( 三 ) 員工優惠存款計畫 1. 102 12 31 $ 1,268,295 - $ 1,268,295 2. 102 12 31 $ - 1,268,295 $ 1,268,295 3. 102 1 1 $ 1,276,935 48,522 201,027 ( 258,189 ) 12 31 $ 1,268,295 4. 102 1 1 $ - 258,189 ( 258,189 ) 12 31 $ - 5. 102 $ - 48,522 - - - 201,027 $ 249,549 156

06 三三權益 6. 102 4.00% 2.00% 1.00% 50.00% 0.32%-1.45% 103 12 31 102 12 31 12,000,000 12,000,000 $ 120,000,000 $ 120,000,000 8,841,790 7,511,653 725,137 725,137 $ 95,669,270 $ 82,367,900 ( ) 103 102 12 31 120,000,000 12,000,000 103 12 31 9,566,927 8,841,790 725,137 10 ( ) $ 23,000,000 $ - $ 23,000,000 13,316,236-13,316,236 13,222,223-13,222,223 5,989,867-5,989,867-7,777,778 7,777,778 39,093,038-39,093,038 ( 2,733,505 ) - ( 2,733,505 ) ( 3,864,802 ) ( 526,410 ) ( 4,391,212 ) 394,845-394,845 $ 88,417,902 $ 7,251,368 $ 95,669,270 1. 91 2 18 11 2,300,000 2. 91 12 31 11.2 11.3 1,331,624 3. 95 3 22 555,556 18 10,000,000 100 5 17 4. 95 12 27 266,667 15 4,000,000 100 5 17 5. 98 12 4 6.7681% 386,480 157

6. 102 12 31 500,000 10 12 103 1 17 103 4 14 7. 103 6 6 102 6 21 7,987,008 6,139,767 103 8 25 102 8 18 8. 103 102 12 31 122.70% 127.87% ( ) 95 3 22 777,778 18 14,000,000 6.5% 3 10 98 12 4 52,641 ( ) 103 12 31 111,339 10,789 ( ) 103 12 31 10,640,840 850,198 47 4 241 1 ( ) 10% 0.01% 1% 100% 103 102 45 1,147 4,503 114,698 102 101 4 6 1010012865 IFRSs IFRSs IFRS 1 IFRSs IFRSs IFRSs 25% 103 6 6 102 6 21 102 101 102 158

06 102 101 102 101 $ 1,375,537 $ 997,049 $ - $ - - 388,729 - - 969,516 910,000 - - 3,423,308 1,534,942 0.42575 0.22273 7,987,008 6,139,767 0.99334 0.89092 103 6 6 102 6 21 102 101 102 101 $ 1,147 $ 767 114,698 76,747 101 102 IFRSs 101 12 31 102 101 102 101 ( ) IFRSs IFRSs IFRSs 220,376 ( ) 1. 103 102 $ 68,688 ($ 58,334 ) 82,220 133,355 - ( 6,333 ) $ 150,908 $ 68,688 2. 103 102 $ 875,995 $ 2,458,941 466,792 686,197 1,054 334,056 ( 1,149,920 ) ( 2,603,199 ) $ 193,921 $ 875,995 159

( ) 三四利息淨收益 103 102 $ 86,857,655 $ 81,127,472 8,023,363 6,737,375 271,207 217,894 ( 59,913 ) ( 21,756 ) 174,848 ( 513,499 ) 943 ( 980 ) 11 ( 156,505 ) 3 26,601 158 58 ( 3,588,810 ) ( 559,005 ) ( 91,553,576 ) - $ 125,889 $ 86,857,655 103 102 $ 42,519,826 $ 41,340,537 4,528,122 1,533,115 4,767,270 4,746,430 1,289,125 1,361,221 2,680,917 1,551,355 55,785,260 50,532,658 ( 16,414,198 ) ( 14,985,922 ) ( 1,845,086 ) ( 1,252,727 ) ( 2,206,470 ) ( 1,971,323 ) ( 1,010,434 ) ( 630,664 ) ( 611,491 ) ( 412,251 ) ( 22,087,679 ) ( 19,252,887 ) $ 33,697,581 $ 31,279,771 三五手續費及佣金淨收益 103 102 $ 332,790 $ 361,681 548,807 592,130 798,245 728,049 1,296,475 954,647 413,074 331,620 3,052,571 2,911,802 5,856,600 6,570,047 3,131,380 2,957,347 2,718,336 1,000,110 18,148,278 16,407,433 ( 251,610 ) ( 272,972 ) ( 106,974 ) ( 169,118 ) ( 458,628 ) ( 385,638 ) ( 568,071 ) ( 456,815 ) ( 1,261,473 ) ( 1,061,769 ) ( 783,948 ) ( 780,199 ) ( 3,430,704 ) ( 3,126,511 ) $ 14,717,574 $ 13,280,922 160

06 三六透過損益按公允價值衡量之金融資產及負債損益 103 102 $ 208,925 $ 218,136 6,574 21,535 181,293 42,171 4,612,893 5,288,638 5,009,685 5,570,480 ( 30,952 ) 16,399 2,938 ( 10,378 ) ( 85,383 ) 222,188 2,440,236 3,474,701 2,326,839 3,702,910 572,780 647,006 28,885 23,123 $ 7,938,189 $ 9,943,519 三七備供出售金融資產已實現損益 103 102 $ 791,860 $ 2,682,352 ( 12,181 ) ( 677 ) 187,745 92,714 - ( 21,713 ) 967,424 2,752,676 225,216 203,558 $ 1,192,640 $ 2,956,234 三八員工福利費用 103 102 $ 17,311,293 $ 17,657,578 444,554 514,091 457,591 442,392 447,644 325,513 284,774 249,549 143,029 198,372 141,168 61,769 66,053 43,715 614,388 341,543 $ 19,910,494 $ 19,834,522 103 12 31 7,758 IAS 19 161

三九折舊及攤銷四十所得稅 103 102 $ 1,155,235 $ 1,162,205 15,892 16,036 390,611 302,723 $ 1,561,738 $ 1,480,964 92 93 98 100 102 100 101 ( 一 ) 認列於損益之所得稅 103 102 $ 2,844,465 $ 1,915,526-13,584 ( 267,142 ) 221,306 5,798 173,198-426,749 937,683 2,079,806 ( 131 ) ( 340 ) $ 3,520,673 $ 4,829,829 103 102 $ 13,168,412 $ 25,403,452 $ 2,239,145 $ 4,307,156 63,557 84,934 1,145,096 ( 767,230 ) - 13,584 ( 100,313 ) 123,134 100,172 149,886 374,841 524,201 88,144 173,198 ( 390,955 ) 221,306 986 ( 340 ) $ 3,520,673 $ 4,829,829 103 102 17% 25% 162

06 ( 二 ) 認列於其他綜合損益之所得稅 103 102 $ 59,913 $ 28,089 ( 1,998 ) ( 333,076 ) ( 12,849 ) ( 38,401 ) $ 45,066 ($ 343,388 ) ( 三 ) 當期所得稅資產與負債 103 12 31 102 12 31 $ 343,437 $ 1,751,083 9,984 8,787 $ 353,421 $ 1,759,870 $ 1,699,781 $ 4,248,028 ( 四 ) 遞延所得稅 103 12 31 102 12 31 $ 4,154,618 $ 7,809,571 ( 83,945 ) ( 6,711,208 ) $ 4,070,673 $ 1,098,363 103 $ 3,090,484 $ 729 $ - $ 562 ($ 1,418,296 ) $ 1,673,479 1,073,787 ( 92,505 ) 12,849 ( 179,038 ) ( 500,246 ) 314,847 4,164,271 ( 91,776 ) 12,849 ( 178,476 ) ( 1,918,542 ) 1,988,326 3,645,300 ( 812,848 ) - ( 670,841 ) 4,681 2,166,292 $ 7,809,571 ($ 904,624 ) $ 12,849 ($ 849,317 ) $ 1,913,861 $ 4,154,618 ($ 6,210,244 ) $ - $ - $ - $ 6,156,692 ($ 53,552 ) ( 500,964 ) ( 32,928 ) ( 57,915 ) 207,432 353,982 ( 30,393 ) ($ 6,711,208 ) ($ 32,928 ) ($ 57,915 ) $ 207,432 $ 6,510,674 ($ 83,945 ) 163

102 $ 2,952,330 $ 137,637 $ - $ 517 $ 3,090,484 957,517 7,136 38,401 70,733 1,073,787 3,909,847 144,773 38,401 71,250 4,164,271 5,888,462 ( 2,255,335 ) - 12,173 3,645,300 $ 9,798,309 ($ 2,110,562 ) $ 38,401 $ 83,423 $ 7,809,571 ($ 6,210,244 ) $ - $ - $ - ($ 6,210,244 ) ( 610,760 ) 31,096 304,987 ( 226,287 ) ( 500,964 ) ($ 6,821,004 ) $ 31,096 $ 304,987 ($ 226,287 ) ($ 6,711,208 ) ( 五 ) 截至 103 年 12 月 31 日止, 合併公司虧損扣抵之稅額相關資訊如下 : 105 $ 1,305,689 106 423,056 107 416,252 108 3,287 109 3,938 112 4,681 113 9,389 $ 2,166,292 ( 六 ) 本公司兩稅合一相關資訊 : 103 12 31 102 12 31 $ 153,181 $ 61,421 87 $ 1,511,461 $ 13,755,369 103 102 6.75% 20.18% (91) 0910454466 87 103 12 31 87 757,662 87 102 164

06 10204562810 IFRSs IFRSs ( 七 ) 合併公司營利事業所得稅結算申報案件核定情形如下 : 1. 98 2. 98 101 101 101 102 939495 96 758,518 758,518 758,518 758,518 103 6 103 93949596 97 18,109 71,577 71,405 71,405 71,405 103 6 103 3. 98 98 4. 98 5. 98 6. 99 7. 99 8. 99 9. 100 四一每股盈餘 103 8 25 102 102 $ 1.72 $ 1.57 $ 1.68 $ 1.54 103 102 $ 1,624,376 $ 13,836,248 ( 910,000 ) ( 910,000 ) 714,376 12,926,248-910,000 $ 714,376 $ 13,836,248 165

103 102 8,681,872 8,256,191-725,137 41 109 41,468 20,313 8,723,381 9,001,750 四二股份基礎給付協議 ( 一 ) 權益交割股份基礎給付 - 員工認股權計畫 100 8 31 99 10 13 96 3 15 94 8 2 99 99 96 94 IFRS 2 IFRS 2 99 96 94 77,000 75,390 1,610 150,000 150,000 1,000 99 96 10 2 2 15% 40% 15% 40% 3 15% 40% 30% 80% 4 15% 40% 45% 100% 5 15% 40% 60% 100% 6 15% 40% 100% 94 10 2 20% 20% 3 20% 40% 4 20% 60% 5 20% 80% 6 20% 100% 166

06 103 102 99 103 102 1,507 $ 10.70 1,507 $ 11.80 ( 50 ) 10.70 - - 1,457 1,507 583 317 99 103 102 48,306 $ 10.60 61,710 $ 11.70 ( 9,106) 10.10 ( 11,096 ) 10.61 ( 1,027 ) - ( 2,308 ) 11.64 38,173 48,306 27,116 19,129 96 103 102 96,260 $ 11.30 109,118 $ 12.50 ( 13,354 ) 10.69 ( 11,638 ) 11.31 ( 150 ) ( 1,220 ) 12.34 82,756 96,260 82,756 96,260 94 103 102 40,450 $ 15.30 40,450 $ 17.20 ( 3,210 ) 13.60-37,240 40,450 37,240 40,450 103 14.27 103 12 31 103 102 99 2 $ 9.50 6.67 $ 10.70 7.67 99 1 9.40 5.79 10.60 6.79 96 10.00 2.20 11.30 3.20 94 13.60 0.58 15.50 1.58 103 12 31 Black-Schole 99 99 96 - - 7.00% 37.71% 39.71% 38.02% 38.73% 33.26% 1.22% 1.52% 1.06% 1.23% 2.15% 10 10 10 167

( 二 ) 現金交割股份基礎給付 - 台新增值權計畫 102 Black-Scholes 102 101 14.25 14.25 12.70 8.80 2 3 2 3 31.15%31.15% 31.15%31.15% 0.97%0.97% 0.97%0.97% 103 101 103 102 23,743 $ - - $ - - - 24,323 10.97 ( 480 ) 8.80 ( 580 ) 10.75 23,263 23,743 $ 4.8088 $ 4.9384 102 103 102 - $ - - $ - 26,695 14.50 - - ( 240 ) 12.70 - - 26,455 - $ 2.1393 $ - 四三對子公司喪失控制 22.55% 103 12 8 22.81% ( ) ( 一 ) 對喪失控制之資產及負債之分析 $ 51,688,385 115,706,023 34,916,246 47,257,516 63,186 24,595,029 168

06 $ 877,045 1,218,066,713 183,458,311 79,052,218 11,012,957 23,780,947 478,276 1,919,238 443,281 $ 1,793,315,371 $ 126,823,927 927,300 3,319,218 5,458,520 37,799,571 350,270 1,437,660,774 48,417,582 3,870,527 670,397 6,510,674 2,794,510 $ 1,674,603,270 ( 二 ) 對子公司喪失控制之損失 $ 32,455,127 ( 27,080,498 ) ( 20,187,305 ) 37,010 ( 三 ) 對子公司喪失控制編列之擬制性資料請參閱附註五八四四營業租賃協議 ( 一 ) 合併公司為承租人 ($ 14,775,666 ) 1 10 103 102 12 31 224,881 263,959 103 12 31 102 12 31 $ 452,491 $ 976,806 1 5 1,021,151 1,895,610 5 409,897 349,138 ( 二 ) 合併公司為出租人 $ 1,883,539 $ 3,221,554 10 103 102 12 31 7,110 51,733 169

四五資本風險管理 ( 一 ) 概述 103 12 31 102 12 31 1 $ 38,807 $ 229,830 1 5 40,284 483,164 5 13,297 74,197 $ 92,388 $ 787,191 1. 2. 3. ( 二 ) 資本管理程序 ( 三 ) 集團資本適足率 103 12 31 127,481,472 124,931,261 100% 105,775,325 76,832,433 100% 3,168,559 958,145 100% 3,099,868 1,551,409 100% 1,547,785 916,675 100% 843,456 463,976 92% 329,124 176,620 100% 1,097,852 781,071 ( 103,252,247 ) ( 92,435,913 ) 140,091,194 114,175,677 122.70%. 170

06 102 12 31 128,950,996 127,499,631 100.00% 90,295,339 66,037,993 22.55% 28,399,433 20,444,920 100.00% 2,182,995 773,097 100.00% 1,985,115 993,671 100.00% 1,883,796 1,061,427 100.00% 832,027 455,496 92.00% 324,076 172,843 100.00% 899,216 577,510 ( 139,724,165 ) ( 127,279,651 ) 116,028,828 90,736,937 127.87% ( 四 ) 金融控股公司合格資本 103 12 31 $ 88,417,902 13,397,329 13,540,000 111,339 4,494,879 5,315,307 465,368 1,511,461 344,829-116,942-127,481,472 102 12 31 $ 75,116,532 13,397,329 17,940,000 180,170 3,332,366 3,939,770 465,368 13,755,369 944,683-120,591-128,950,996 1. 2. = 171

四六依金融控股公司法第四十六條規定揭露金融控股公司所有子公司對同一人同一關係人或同一關係企業授信背書或其他交易總額表 103 年 12 月 31 日 $ 207,317,055 181.56% 4,152,498 3.64% 3,974,182 3.48% 5,354,676 4.69% US GOVT 11,451,057 10.03% 3,425,920 3.00% 5,776,393 5.06% 3,214,588 2.82% 3,214,532 2.82% 3,011,093 2.64% United Asia Finance Limited 3,454,697 3.03% 3,453,453 3.02% 257,800,144 4,423,015 3.87% 3,080,561 2.70% 7,503,576 3,058,287 2.68% 8,666,397 7.59% 3,355,815 2.94% 11,881,307 10.41% 4,841,090 4.24% 5,886,932 5.16% 6,110,304 5.35% 7,279,756 6.38% 3,764,816 3.30% 12,883,993 11.28% 3,806,536 3.33% 3,242,227 2.84% 9,482,082 8.30% 3,061,327 2.68% 3,472,181 3.04% 3,180,022 2.78% 4,554,338 3.99% 3,374,210 2.96% 3,453,453 3.02% 105,355,073 172

06 四七金融工具 ( 一 ) 公允價值之資訊 103 12 31 102 12 31 $ 23,089,267 $ 23,089,267 $ 61,516,953 $ 61,516,953 34,496,856 34,496,856 124,152,449 124,152,449 83,294,027 83,294,027 102,817,889 102,817,889 244,249,053 244,249,053 251,947,289 251,947,289 - - 62,494 62,494 273,345 273,345 9,470,428 9,470,428 100,310,417 100,310,417 107,590,190 107,590,190 805,752,729 805,752,729 1,845,715,026 1,845,715,026 2,540 2,540 228,942,921 228,986,269 2,608,976 2,608,976 7,334,016 7,334,016 300,000 300,000 4,111,523 4,142,161 9,222,228 9,222,228 36,062,303 36,062,303 56,003,848 56,003,848 176,662,165 176,662,165 34,921,514 34,921,514 16,237,369 16,237,369 67,724,492 67,724,492 37,932,722 37,932,722 649,389 649,389 - - 22,598,658 22,598,658 46,370,940 46,370,940 965,328,658 965,328,658 2,250,576,346 2,250,576,346 55,000,000 55,000,000 90,322,818 91,638,159 6,235,441 6,235,441 2,287,315 2,287,315 52,744,269 52,744,269 32,803,503 32,803,503 1. 以帳面價值揭露之金融工具 (1) (2) (3) (4) (5) 2. 以公允價值衡量或揭露之金融工具 173

103 12 31 $ 1,330,945 $ 752,562 $ 578,383 $ - 25,866,464 11,549,144 14,317,320-20,863,757-20,863,757-3,241,566 3,241,566 - - 85,574,060 13,807,590 71,766,470-155,433,427 335,430 154,623,995 474,002 35,232,861 32,231 16,559,969 18,640,661 34,921,514-16,238,301 18,683,213 102 12 31 $ 1,622,851 $ 1,128,744 $ 494,107 $ - 26,960,973 13,839,329 13,121,644-54,263,030-54,263,030-3,676,994-124,067 3,552,927 6,218,793 6,218,793 - - 93,711,132 14,624,401 79,086,731-152,017,364-151,284,596 732,768 301,503 301,503 - - 16,294,041 60,848 11,105,254 5,127,939 62,494-62,494-15,935,866-11,029,673 4,906,193 (1) A. B. C. (2) A. 174

06 B. C. D. (3) 3. 金融資產及負債以第三級公允價值衡量之調節 103 $ 8,680,866 ($ 3,552,927 ) $ 6,489,950 $ - $ 8,864,273 $ - ($ 1,841,501 ) $ - $ 18,640,661 732,768-42,852 ( 531 ) - - ( 301,087 ) - 474,002 $ 9,413,634 ($ 3,552,927 ) $ 6,532,802 ($ 531) $ 8,864,273 $ - ($ 2,142,588 ) $ - $ 19,114,663 102 $ 2,772,644 $ 511,744 $ - $ 6,193,533 $ - ($ 797,055 ) $ - $ 8,680,866 2,056,021 50,240 2,739 18,447 - ( 1,394,679 ) - 732,768 $ 4,828,665 $ 561,984 $ 2,739 $ 6,211,980 $ - ($ 2,191,734 ) $ - $ 9,413,634 103 102 12 31 (266,204) 244,709 103 102 12 31 (531) 2,331 103 $ 4,906,193 $ 6,692,105 $ 8,808,770 $ - ($ 1,723,855 ) $ - $ 18,683,213 175

102 $ 1,016,527 $ 615,388 $ 3,970,797 $ - ($ 696,519 ) $ - $ 4,906,193 103 102 12 31 (219,898) 300,912 4. 衡量公允價值所採用之評價技術及假設 Bloomberg (1) (2) Reuters 176

06 5. 重分類資訊 97 7 1 $ 14,246,193 $ - - 14,246,193 $ 14,246,193 $ 14,246,193 97 3 103 1 30 102 12 31 102 12 31 $ 246,564 $ 251,192 102 12 31 102 102 $ 1,446 $ 13,475 ( 二 ) 財務風險管理目的與政策 1. 概述 2. 風險管理組織架構 3. 市場風險 (1) 177

(2) (3) A. B. (4) Matched Principal BrokingMarket Making A. B. C. D. a. Greeks 1% Greeks b. (9) c. 178

06 (5) A. B. DV01 DV01 (1bp) (9) C. DV01 DV01 (6) A. B. Delta Gamma Vega (9) C. (7) A. B. Delta (9) C. (8) Fund Transfer Pricing, FTP A. 179

B. C. 1bp D. (9) A. B. Value at Risk, VaR 99% 103 $ 14,715 $ 57,436 $ 8,986 $ 12,977 23,893 37,345 14,644 12,276 22,744 33,225 14,007 19,226 31,873 65,583 22,600 38,832 102 $ 9,968 $ 106,580 $ 2,936 $ 9,783 18,291 27,316 10,922 22,008 19,786 32,803 11,692 22,540 32,899 122,749 11,767 27,294 C. 180

06 Value at Risk, VaR 103 103 12 31 VaR $ 38,110 $ 33,603 $ 28,968 $ 32,404 4. 信用風險 (1) Settlement Risk Pre-Settlement Risk (2) A. a. 181

b. Basel II IRB Obligor Risk Rating, ORR Facility Risk Rating, FRR 1 PD - Probability of Default LGD - Loss Given Default Rating Overrides segmentationpool Overrides B. C. (3) A. B. 182

06 C. (4) 103 102 12 31 103 12 31 102 12 31 $ 13,177,389 $ 15,506,129 4,019,437 3,020,095 575,665,609 549,602,755 13,516,066 13,491,204 102 12 31 $ 136,682,789 24,074,108 28,761,247 (5) 103 12 31 102 12 31 $ 119,966,703 15 $ 125,911,128 18 74,623,764 9 47,684,051 7 72,086,050 9 63,480,151 9 45,102,434 6 26,504,943 4 9,535,439 1 7,443,049 1 461,187,556 56 411,959,640 58 34,605,467 4 29,780,750 3 $ 817,107,413 $ 712,763,712 102 12 31 $ 52,337,795 5 319,034,125 27 104,835,224 9 71,807,021 6 19,520,424 2 411,181,778 36 177,661,267 15 $ 1,156,377,634 183

103 12 31 102 12 31 $ 762,302,992 93 $ 674,378,089 95 980,225-1,437,279-1,937,363-585,240-51,886,833 7 36,363,104 5 $ 817,107,413 $ 712,763,712 102 12 31 $ 1,104,891,801 96 31,487,029 3 18,614,242 1 1,384,562 - $ 1,156,377,634 (6) A. (A) 103 12 31 (B) (C) (A)+(B) +(C) (D) (A)+(B)+ (C)-(D) $ 77,967,263 $ 5,700,090 $ 247,371 $ 6,316,056 $ 90,230,780 $ 68,712 $ 3,550,300 $ 93,849,792 $ 1,056,897 $ 126,377 $ 92,666,518 615,041,199 168,793,055 16,180,334-800,014,588 197,862 16,894,963 817,107,413 6,325,178 4,495,865 806,286,370 (A) 102 12 31 (B) (C) (A)+(B)+(C) (D) (A)+(B)+ (C)-(D) $ 57,481,393 $ 15,906,588 $ 1,582,641 $ 5,727,387 $ 80,698,009 $ 54,647 $ 3,715,308 $ 84,467,964 $ 1,012,774 $ 312,429 $ 83,142,761 541,046,898 144,519,192 8,319,060-693,885,150 198,998 18,679,564 712,763,712 5,451,650 3,618,390 703,693,672 B. 103 12 31 $ 427,014,630 $ - $ 8,840,959 $ - $ 435,855,589 188,026,569 168,793,055 7,339,375-364,158,999 $ 615,041,199 $ 168,793,055 $ 16,180,334 $ - $ 800,014,588 184

06 102 12 31 $ 378,051,404 $ - $ 7,595,401 $ - $ 385,646,805 162,995,494 144,519,192 723,659-308,238,345 $ 541,046,898 $ 144,519,192 $ 8,319,060 $ - $ 693,885,150 C. (A) 103 12 31 (B) (C) (A)+(B) +(C) (D) (A)+(B) +(C)-(D) $ 1,395,592 $ - $ - $ - $ 1,395,592 $ - $ - $ 1,395,592 $ - $ - $ 1,395,592 - - - - - - - - - - - - - - - - - - - - - - 153,767,268 - - - 153,767,268 - - 153,767,268 - - 153,767,268 86,894,524 345,695 - - 87,240,219 - - 87,240,219 - - 87,240,219 - - - 2,540 2,540 - - 2,540 - - 2,540 - - - - - - 138,748 138,748 54,429-84,319 (A) 102 12 31 (B) (C) (A)+(B) +(C) (D) (A)+(B) +(C)-(D) $ 5,110,570 $ - $ - $ - $ 5,110,570 $ - $ - $ 5,110,570 $ - $ - $ 5,110,570 1,942,716 - - - 1,942,716 - - 1,942,716 - - 1,942,716 - - - - - - 150,000 150,000 135,000-15,000 149,915,156 - - - 149,915,156 - - 149,915,156 - - 149,915,156 59,350,750 346,043 - - 59,696,793 - - 59,696,793 - - 59,696,793 1,953,739 - - - 1,953,739 - - 1,953,739 - - 1,953,739 - - - - - - 183,218 183,218 93,197-90,021 D. 103 12 31 102 12 31 2 2 3 2 2 3 $ 48,862 $ 19,850 $ 68,712 $ 33,268 $ 21,379 $ 54,647 24,889 17,045 41,934 33,063 21,376 54,439-10 10 205 3 208 23,973 2,795 26,768 - - - 139,791 58,071 197,862 168,289 30,709 198,998 139,791 56,472 196,263 147,672 30,661 178,333-1,599 1,599 20,617 48 20,665 185

E. 103 12 31 102 12 31 $ 765,564 $ 517,542 2,784,736 3,197,766 90,299,492 80,752,656 $ 93,849,792 $ 84,467,964 103 12 31 102 12 31 $ 708,624 $ 481,408 348,273 531,366 126,377 312,429 $ 1,183,274 $ 1,325,203 103 12 31 102 12 31 $ 7,206,816 $ 8,282,971 9,688,148 10,396,595 800,212,449 694,084,146 $ 817,107,413 $ 712,763,712 103 12 31 102 12 31 $ 3,918,665 $ 3,644,166 2,406,513 1,807,484 4,495,865 3,618,390 $ 10,821,043 $ 9,070,040 A. (A) 102 12 31 (B) (C) (A)+(B)+(C) (D) (A)+(B)+(C)- (D) $ 6,952,565 $ 6,852,011 $ 99,640 $ 6,338,132 $ 20,242,348 $ 8,053 $ 326,836 $ 20,577,237 $ 224,937 $ 150,073 $ 20,202,227 - - - 1,176,886 1,176,886-17,049 1,193,935 8,325 3,833 1,181,777 6,952,565 6,852,011 99,640 5,161,246 19,065,462 8,053 309,787 19,383,302 216,612 146,240 19,020,450 258,771,754 423,895,645 25,273,628 425,183,626 1,133,124,653 2,623,822 20,629,159 1,156,377,634 5,350,999 8,159,470 1,142,867,165 B. 102 12 31 $ - $ - $ - $ 407,294,032 $ 407,294,032 258,771,754 423,895,645 25,273,628 17,889,594 725,830,621 $ 258,771,754 $ 423,895,645 $ 25,273,628 $ 425,183,626 $ 1,133,124,653 186

06 C. 102 12 31 (A) (B) (C) (A)+(B)+(C) (D) (A)+(B) +(C)-(D) $ 37,755,819 $ - $ - $ 98,292 $ 37,854,111 $ - $ 150,000 $ 38,004,111 $ 120,000 $ - $ 37,884,111 36,018,255 - - 98,292 36,116,547 - - 36,116,547 - - 36,116,547 1,737,564 - - - 1,737,564-150,000 1,887,564 120,000-1,767,564 226,989,182 - - - 226,989,182 - - 226,989,182 - - 226,989,182 11,147,533 - - - 11,147,533 - - 11,147,533 - - 11,147,533 215,841,649 - - - 215,841,649 - - 215,841,649 - - 215,841,649 2,570,678 - - 1,240,845 3,811,523-137,578 3,949,101 137,578-3,811,523 2,570,678 - - 1,240,845 3,811,523-137,578 3,949,101 137,578-3,811,523 D. 102 12 31 1 1 $ 2,019,418 $ 473,743 $ 2,493,161 118,370 11,291 129,661 E. 102 12 31 $ 274,622 $ 202,569 52,214 22,368 20,250,401 150,073 $ 20,577,237 $ 375,010 102 12 31 $ 17,986,505 $ 4,627,909 2,642,654 723,090 1,135,748,475 8,159,470 $ 1,156,377,634 $ 13,510,469 5. 流動性風險 (1) 187

A. B. C. (2) A. B. C. Funding Liquidity D. : A. B. C. A. B. C. D. 188

06 (3) A. 1-30 31-90 91-180 181-1 103 12 31 1-2 2-3 3-4 4-5 5 $ 28,327,697 $ 6,838,355 $ 11,722,940 $ 9,086,856 $ - $ 28,000 $ - $ - $ - $ 56,003,848 - - - - - - - - - - 72,983,362 2,035,520 22,000 - - - - - - 75,040,882 19,412,154 395,923 289,075 1,003,371 76,231 - - - - 21,176,754 125,818,254 222,505,102 155,131,100 206,031,530 261,522,437 3,180,183 9,859 19,034-974,217,499 - - - - - 13,300,000-4,900,000 14,800,000 33,000,000 7,999,859 3,102,081 1,330,280 610,098 1,230,162 468,029 1,253,620 1,544,472 36,106,059 53,644,660 $ 254,541,326 $ 234,876,981 $ 168,495,395 $ 216,731,855 $ 262,828,830 $ 16,976,212 $ 1,263,479 $ 6,463,506 $ 50,906,059 $ 1,213,083,643 1-30 31-90 91-180 181-1 102 12 31 1-2 2-3 3-4 4-5 5 $ 21,615,966 $ 7,058,032 $ 8,919,940 $ 12,240,533 $ - $ - $ - $ - $ - $ 49,834,471 301,503 - - - - - - - - 301,503 29,202,114 4,221,742 10,000 - - - - - - 33,433,856 17,070,853 307,280 489,607 1,572,251 136,013 - - - - 19,576,004 118,989,020 213,173,415 134,562,057 185,279,124 225,143,727 2,367,394 332 - - 879,515,069 - - - - - - 13,300,000-11,700,000 25,000,000 3,694,148 3,209,644 267,645 1,146,598 1,996,033 353,714 1,336,351 2,620,233 17,507,109 32,131,475 $ 190,873,604 $ 227,970,113 $ 144,249,249 $ 200,238,506 $ 227,275,773 $ 2,721,108 $ 14,636,683 $ 2,620,233 $ 29,207,109 $ 1,039,792,378 103 102 12 31 1 420,519,168 369,734,112 B. 1-30 31-90 91-180 181-1 103 12 31 1-2 2-3 3-4 4-5 5 $ 34,921,514 $ - $ - $ - $ - $ - $ - $ - $ - $ 34,921,514 1-30 31-90 91-180 181-1 102 12 31 1-2 2-3 3-4 4-5 5 $ 14,220,502 $ - $ - $ - $ - $ - $ - $ - $ - $ 14,220,502 189

C. 103 102 12 31 1 13,177,389 15,506,129 4,019,437 3,020,095 575,665,609 549,602,755 13,516,066 13,491,204 103 12 31 1-30 31-90 91-180 181-1 1 $ 4,102,990 $ 2,407,773 $ 1,526,131 $ 1,692,852 $ 3,447,643 $ 13,177,389 1,362,522 2,449,065 183,945 23,905-4,019,437 8,461,879 161,982,519 117,107,569 285,003,574 3,110,068 575,665,609 490 208,738 823,659 546,262 11,936,917 13,516,066 102 12 31 1-30 31-90 91-180 181-1 1 $ 6,016,711 $ 2,684,669 $ 1,573,253 $ 2,035,920 $ 3,195,576 $ 15,506,129 630,954 2,166,499 180,589 42,053-3,020,095 4,908,861 176,183,013 123,508,316 241,727,361 3,275,204 549,602,755 140 130,087 342,741 1,419,452 11,598,784 13,491,204 A. 0-30 31-90 102 12 31 91-180 181-1 1 $ 17,393,099 $ - $ - $ - $ - $ 17,393,099 20,748,292 8,409,207 5,202,987 8,124,137 15,730,936 58,215,559 52,119,328 - - - - 52,119,328 10,562,533 1,016,109 137,745 156,408 226,057 12,098,852 74,317,277 92,692,524 66,746,798 106,989,256 603,767,894 944,513,749 - - - 411,746 26,203,607 26,615,353 164,400,000 9,300,000 700,000 2,199,495 10,949,691 187,549,186 - - - - 2,100,000 2,100,000 190

06 0-30 31-90 102 12 31 91-180 181-1 1 - - - - 4,181,203 4,181,203 - - - - 11,781,786 11,781,786 339,540,529 111,417,840 72,787,530 117,881,042 674,941,174 1,316,568,115 558,566 1,236,782 446,529 2,665,931-4,907,808 2,310,000 15,000 - - - 2,325,000 3,002,855 1,501,736 - - - 4,504,591 19,690,304 1,681,329 413,391 1,245,530 790,679 23,821,233 135,795,522 133,131,512 117,539,333 257,874,397 499,327,588 1,143,668,352 - - - 5,000,000 33,350,000 38,350,000 12,064 32,956 5,226 138,902 4,462,458 4,651,606 161,369,311 137,599,315 118,404,479 266,924,760 537,930,725 1,222,228,590 $ 178,171,218 ($ 26,181,475 ) ($ 45,616,949 ) ($ 149,043,718 ) $ 137,010,449 $ 94,339,525 0-30 31-90 102 12 31 91-180 181-1 1 $ 318,562 $ 49,000 $ - $ - $ - $ 367,562 612,215 135,909 43,590 10,627 3,159 805,500 146,575 - - - - 146,575 448,244 151,562 151,098 7,472 2,789 761,165 962,226 1,025,466 677,377 302,328 2,869,181 5,836,578 16,512 2,002 48,086 2,007 45,861 114,468 2,000 16,000 19,998 2 5,998 43,998 - - - - 7,526 7,526 16,500 70,000 30,000-249 116,749 2,522,834 1,449,939 970,149 322,436 2,934,763 8,200,121 447,651 55,388 354 489 16,232 520,114 1,852,776 635,000 35,000-17,000 2,539,776 530,561 18,676 2,753 728 6,000 558,718 1,428,866 737,573 553,487 886,777 1,981,319 5,588,022 35,894 814 421 137 1,368 38,634 4,295,748 1,447,451 592,015 888,131 2,021,919 9,245,264 ($ 1,772,914 ) $ 2,488 $ 378,134 ($ 565,695 ) $ 912,844 ($ 1,045,143 ) 191

B. 0-30 31-90 91-180 102 12 31 181-1 1 $ 72,864,393 $ 79,662,239 $ 25,970,245 $ 19,155,795 $ 6,849 $ 197,659,521 73,136,049 79,780,500 26,043,694 19,236,377 6,787 198,203,407 5,062,786 7,311,740 8,229,789 15,428,332 30,221,683 66,254,330 5,012,074 7,292,387 8,195,182 15,486,422 30,450,667 66,436,732 $ 77,927,179 $ 86,973,979 $ 34,200,034 $ 34,584,127 $ 30,228,532 $ 263,913,851 $ 78,148,123 $ 87,072,887 $ 34,238,876 $ 34,722,799 $ 30,457,454 $ 264,640,139 C. 102 12 31 0~30 31~90 91~180 181 ~1 1 $ 98,059,723 $ 1,876,721 $ 5,671,705 $ 7,451,285 $ 23,623,355 $ 136,682,789 23,894,227 164,143 3,553 12,185-24,074,108 27,383,180 13,139 34,050 757,440 573,438 28,761,247 $ 149,337,130 $ 2,054,003 $ 5,709,308 $ 8,220,910 $ 24,196,793 $ 189,518,144 四八關係人交易 ( 一 ) 關係人名稱及關係 100% 100% 100% 102 9 100% 100% 100% 100% ( 103 12 ) 100% 192

06 100% 100% 100% 103 100% 100% 103 103 103 103 103 103 103 103 103 103 103 103 103 IAS 24 193

( 二 ) 與關係人間之重大交易事項 1. 資金融通及保證 103 12 31 $ 1,421,216 0.17% 102 12 31 4,061,831 0.57% 103 102 28,245 85,139 0.0001% 18.25% 0.0001% 20.00% 103 12 31 103 $ 236,269 $ 294,743 $ 236,269 $ - 93 561,892 693,193 561,892-400,000 400,000 400,000-223,055 745,906 217,701 5,354 $ 1,421,216 $ 1,415,862 102 12 31 114 $ 237,965 $ 311,178 $ 237,965 $ - 99 614,847 727,305 614,847-2,001,499 2,904,479 2,001,499-1,000,000 1,000,000 1,000,000-207,520 769,453 202,166 5,354 $ 4,061,831 $ 4,056,477 103 12 31 $ 14,192,382 1.47% 102 12 31 16,356,029 1.93% 103 102 87,474 163,574 0.00%~4.10% 0.00%~4.00% 194

06 103 12 31 $ 4,856,536 0.00 0.94 ($ 40,548 ) 3,333,416 0.04 1.22 ( 15,580 ) 1,697,180 0.00 0.17 ( 1,949 ) 431,195 0.00 0.85 ( 3,321 ) 300,000 0.80 0.80 ( 92 ) 261,811 0.00 1.50 ( 4,602 ) 200,000 0.27 1.38 ( 2,778 ) 176,831 0.05 0.60 ( 173 ) 162,947 0.00 0.35 ( 56 ) 139,337 0.04 0.38 ( 172 ) 138,112 0.17 1.86 ( 1,625 ) 137,571 0.00 0.35 ( 41 ) 119,019 0.01 0.17 ( 46 ) 2,238,427 ( 16,491 ) $ 14,192,382 ($ 87,474 ) 102 12 31 $ 3,574,866 0.17 1.36 ($ 26,490 ) 1,955,070 0.01 1.05 ( 17,142 ) 1,563,149 0.00 0.17 ( 1,253 ) 1,098,946 0.05 1.00 ( 9,917 ) 1,017,849 0.17 1.22 ( 10,174 ) 914,433 0.05 1.22 ( 14,981 ) 829,320 0.00 1.36 ( 6,432 ) 714,383 0.00 0.94 ( 7,774 ) 425,567 0.00 0.90 ( 3,552 ) 408,652 0.17 0.96 ( 3,575 ) 329,850 0.01 1.30 ( 1,991 ) 300,212 0.00 0.77 ( 1,385 ) 234,669 0.00 0.35 ( 60 ) 170,988 0.00 1.86 ( 1,225 ) 142,440 0.00 1.36 ( 875 ) 106,321 0.00 0.17 ( 33 ) 2,569,314 ( 56,715 ) $ 16,356,029 ($ 163,574 ) 102 12 31 $ 6,889 $ 6,914 - $ - 600 600 0.70-102 12 31 $ 38,417,445 3.36% 102 688,773 0.00%-3.88% 195

102 12 31 27 $ 8,910 $ 9,500 $ 8910 $ - 222 1,117,505 1,181,098 1,117,505-33,688,317 33,809,373 33,688,317-1,622,500 2,085,000 1,622,500-715,000 715,000 715,000-317,192 317,192 317,192-252,492 259,693 252,492-194,000 204,000 194,000-11 492,798 567,141 492,798-15 8,731 9,713 8,731 - $ 38,417,445 $ 38,417,445 1% 8,000 800 102 12 31 1.54% 102 12 31 $ 3,752,791 0.27% 102 60,178 0.00%-13% 102 12 31 $ 154,128 0.05 3.10 ($ 620 ) 108,443 0.05 1.39 ( 720 ) 3,490,220 0.00 13.00 ( 58,838 ) $ 3,752,791 ($ 60,178 ) 480 13% 102 12 31 $ 448,541 $ 779,854-0.775 0.80 196

06 2. 拆放同業及同業拆放 102 12 31 $ 3,144,750 0.10 7.00 ($ 7,716 ) 737,901 0.27 7.00 ( 3,050 ) 599,000 0.19 11.00 ( 2,399 ) 102 12 31 102 DBU $ 5,000 0.388 0.89 $ 2,346 30,000 0.30 0.82 74 20,000 0.80 0.85 67 10,000 0.25 0.85 90 10,000 0.20 0.85 94 22,200 2.75 3.24 1,304 10,000 0.20 0.86 77 40,000 0.14 0.95 115 10,000 0.51 0.84 28 102 12 31 DBU $ 5,000 0.388 0.88 ($ 1,943 ) 19,000 0.15 0.88 ( 148 ) 40,000 0.30 1.45 ( 267 ) 20,000 0.23 0.81 ( 128 ) 10,000 0.27 0.78 ( 42 ) 16,000 0.30 0.90 ( 390 ) 64,000 0.79 1.60 ( 138 ) 3. 存放同業及同業存款 103 12 31 $ 1,176 - $ - 197

102 12 31 $ 1,338 - $ - 35,259 0.00 0.15 194 102 12 31 DBU $ 58 DBU 70 DBU 21,724 DBU 369 DBU 688 DBU 140 DBU 16,110 1 21 102 12 31 DBU $ 641 DBU 277 DBU 124 DBU 6 102 12 31 DBU $ 572 4. 買賣票債券交易 103 12 31 $ 3,719,845 $ 1,648,277 $ - - $ - - - - 300,719 0.60~0.65 - - 603,655 700,590 - - - - - 49,985 - - - - $ 4,323,500 $ 2,398,852 $ 300,719 $ - 198

06 102 12 31 $ 1,942,224 $ 1,713,954 $ - - $ - - 4,865,662 4,522,456 952,218 0.13 0.73 - - 35,000-299,552 0.60 0.70 - - - - 920,000 0.65 0.74 - - 6,506,098 - - - - - - - 49,956 0.62 0.76 - - 203,715 307,338 - - - - 1,899,342 149,024 1,397,692 0.60 0.76 - - - 49,479 - - - - $ 15,452,041 $ 6,742,251 $ 3,619,418 $ - 5. 衍生金融工具 103 12 31 99/11/09 107/11/30 103/12/31 104/02/10 1,800,000 $ 451 31,718 ( 60 ) ($ 1,505 ) ( 60 ) 102 12 31 96/08/15 104/09/17 99/11/09 107/11/30 96/11/05 106/05/09 101/05/23 104/06/22 102/11/04 103/02/24 102/12/05 103/03/07 $ 1,999,500 ($ 22,847 ) 1,800,000 ( 966 ) 1,399,000 ( 10,950 ) 1,000,000 234 703,825 1,042 82,662 212 $ 26,627 ( 1,956 ) 15,906 168 5,456 212 6. 其他重大交易事項 103 102 $ 325,947 $ 312,168 385,405 350,509 568,565 528,468 450,000 450,000 199

( 三 ) 對主要管理階層之獎酬 103 102 103 102 $ 287,399 $ 270,407 1,539 11,639 18,999 16,263 $ 307,937 $ 298,309 ( 四 ) 子公司一億元以上之關係人交易資訊 1. 台新銀行 (1) A. 103 12 31 $ 400,000 $ 400,000 $ 400,000 $ - 102 12 31 $ 2,001,499 $ 2,904,497 $ 2,001,499 $ - 1,000,000 1,000,000 1,000,000-103 12 31 $ 6,854,458 0.17 1.36 ($ 23,327 ) 4,856,536 0.00 0.94 ( 40,548 ) 3,333,416 0.04 1.22 ( 15,580 ) 1,697,180 0.00 0.17 ( 1,949 ) 1,085,159 0.00 0.17 ( 1,625 ) 660,514 0.00 0.17 ( 1,348 ) 431,195 0.00 0.85 ( 3,321 ) 390,082 0.04 0.35 ( 52 ) 318,730 0.05 1.36 ( 2,689 ) 300,000 0.80 ( 92 ) 261,811 0.00 1.50 ( 4,602 ) 200,000 0.27 1.38 ( 2,778 ) 185,651 0.17 1.36 ( 1,559 ) 200

06 103 12 31 $ 176,831 0.05 0.60 ($ 173 ) 162,947 0.00 0.35 ( 56 ) 139,337 0.04 0.38 ( 172 ) 138,112 0.17 1.86 ( 1,625 ) 137,571 0.00 0.35 ( 41 ) 119,019 0.01 0.17 ( 46 ) 102 12 31 $ 3,574,866 0.17 1.36 ($ 26,490 ) 1,955,070 0.01 1.05 ( 17,142 ) 1,563,149 0.00 0.17 ( 1,253 ) 1,098,946 0.05 1.00 ( 9,917 ) 1,017,849 0.17 1.22 ( 10,174 ) 1,016,563 0.00 0.17 ( 1,661 ) 928,958 0.00 0.17 ( 1,386 ) 914,433 0.05 1.22 ( 14,981 ) 829,320 0.00 1.36 ( 6,432 ) 714,383 0.00 0.94 ( 7,774 ) 425,567 0.00 0.90 ( 3,552 ) 408,652 0.17 0.96 ( 3,575 ) 329,850 0.01 1.30 ( 1,991 ) 309,926 0.05 1.36 ( 2,743 ) 300,212 0.00 0.77 ( 1,385 ) 234,669 0.00 0.35 ( 60 ) 212,040 0.17 1.36 ( 2,288 ) 183,391 0.17 1.36 ( 2,108 ) 170,988 0.00 1.86 ( 1,225 ) 165,168 0.00 0.88 ( 990 ) 142,440 0.00 1.36 ( 875 ) 106,321 0.00 0.17 ( 33 ) B. 102 12 31 $ 3,144,750 0.10 7.00 ($ 7,716 ) 737,901 0.27 7.00 ( 3,050 ) 599,000 0.19 11.00 ( 2,399 ) C. 103 12 31 $ 3,719,845 $ 1,648,277 $ - - $ - - - - 5,316,390 0.54 0.58 - - - - 300,719 0.60 0.65 - - 603,655 700,590 - - - - 201

102 12 31 $ 1,942,224 $ 1,713,954 $ - - $ - - 4,865,662 4,522,456 952,218 0.13 0.73 - - 35,000-299,552 0.60 0.70 - - - - 920,000 0.65 0.74 - - 6,506,098 - - - - - 799,514 961,809 - - - - 203,715 307,338 - - - - 1,899,342 149,024 1,397,692 0.60 0.76 - - D. 103 12 31 99/11/09 107/11/30 $ 1,800,000 $ 451 ($ 1,505 ) 102 12 31 96/08/15 104/09/17 99/11/09 107/11/30 96/11/05 106/05/09 101/05/23 104/06/22 102/11/04 103/02/24 $ 1,999,500 ($ 22,847 ) 1,800,000 ( 966 ) 1,399,000 ( 10,950 ) 1,000,000 234 703,825 1,042 $ 26,627 ( 1,956 ) 15,906 168 5,456 E. 103 102 $ 3,001,813 $ 2,303,047 251,014 150,595 325,947 312,168 384,931 347,800 560,676 521,395 (2) 103 102 103 102 $ 339,074 $ 322,861 23,841 5,179 30,218 25,179 $ 393,133 $ 353,219 202

06 2. 彰化銀行 (1) A. 102 12 31 $33,688,317 $33,809,373 $33,688,317 $ - 1,622,500 2,085,000 1,622,500-715,000 715,000 715,000-317,192 317,192 317,192-252,492 259,693 252,492-194,000 204,000 194,000 - B. 102 12 31 $ 448,541 $ 779,854-0.775 0.80 C. 102 12 31 $ 667,506 0.00 0.41 ($ 2,089 ) 154,128 0.05 3.10 ( 620 ) 108,443 0.05 1.39 ( 720 ) 480 13% D. 102 12 31 $ 30,000 0.30 0.82 $ 74 20,000 0.80 0.85 67 10,000 0.25 0.85 90 10,000 0.20 0.85 94 22,200 2.75 3.24 1,304 10,000 0.20 0.86 77 40,000 0.14 0.95 115 10,000 0.51 0.84 28 203

102 12 31 $ 19,000 0.15 0.88 ($ 148 ) 40,000 0.30 1.45 ( 267 ) 20,000 0.23 0.81 ( 128 ) 10,000 0.27 0.78 ( 42 ) 16,000 0.30 0.90 ( 390 ) 64,000 0.79 1.60 ( 138 ) E. 102 1,021,861 (2) 102 102 $ 123,612 1,281 $ 124,893 3. 台新證券 103 12 31 102 12 31 $ 175,000 92 $ 175,000 92 4. 台新資產管理 103 12 31 102 12 31 $ 22,840 7 $ 165,168 28 103 12 31 102 12 31 $ - - $ 100,000 75 204

06 95 7 546,697 95 12 31 9,494,153 546,697 95 9 15 95 9 158,000 95 8 31 5,490,584 158,000 95 10 31 5 30% 70% 40% 100 12 31 100 8 31 100 7 1 100 9 1 32.5% 103 $ 16,249,111 $ - ($ 469,704 ) $ 15,779,407 102 $ 16,643,138 $ - ($ 394,027 ) $ 16,249,111 5. 台新創投 103 12 31 102 12 31 $ 390,082 99 $ 14,409 92 103 12 31 102 12 31 $ 450,000 40 $ 350,000 54 6. 台新投信 7. 台新投顧 103 12 31 102 12 31 $ 260,870 100 $ 250,290 100 205

8. 台新金保經四九質抵押之資產 103 12 31 102 12 31 $ 1,085,159 100 $ 928,958 100 251,014 100 150,595 100 3,001,813 100 2,303,047 100 354,050 100 4,887-103 12 31 102 12 31 $ 19,471,891 $ 3,008,659 150,614 162,614 580,392 238,370 14,479,272 8,620,427 1,100 37,238,183 3 7,884 2,456,500 460,316 - 五十重大或有負債及未認列之合約承諾 ( ) 103 102 12 31 103 12 31 102 12 31 $ - $ 7,065,533-1,127,218 216,279,252 457,605,055 1,008,752 259,645 ( ) 206

06 五一業務別財務資訊 103 年度 33,626,424 39,707 31,450 33,697,581 ( ) 19,793,644 464,641 ( 9,316,180 ) 10,942,105 ( ) 53,420,068 504,348 ( 9,284,730 ) 44,639,686 759,158 ( 1,633 ) ( 7,270 ) 750,255 ( 30,410,895 ) ( 405,179 ) ( 1,405,455 ) ( 32,221,529 ) 23,768,331 97,536 ( 10,697,455 ) 13,168,412 ( 3,260,044 ) ( 23,604 ) ( 237,025 ) ( 3,520,673 ) 20,508,287 73,932 ( 10,934,480 ) 9,647,739 102 年度 31,541,191 29,112 ( 290,532 ) 31,279,771 19,861,453 539,051 4,146,958 24,547,462 51,402,644 568,163 3,856,426 55,827,233 524,446 ( 748 ) 22,711 546,409 ( 29,247,322 ) ( 391,746 ) ( 1,331,122 ) ( 30,970,190 ) 22,679,768 175,669 2,548,015 25,403,452 ( 4,076,908 ) ( 2,915 ) ( 750,006 ) ( 4,829,829 ) 18,602,860 172,754 1,798,009 20,573,623 207

五二金融控股公司財務報表 103 102 12 31 103 12 31 102 12 31 $ 6,854,458 $ 183,391 5,316,390 7,435,522 1,064,931 1,057,882 342,315 803,305 124,632,264 127,277,451 2,200 2,200 6,761 9,257 116,942 120,591 286,901 209,531 $ 138,623,162 $ 137,099,130 103 12 31 102 12 31 $ 1,099,883 $ 762,690 1,464,865 3,204,575 22,000,000 22,000,000-278 24,564,748 25,967,543 88,417,902 75,116,532 7,251,368 7,251,368 111,339 180,170 10,640,840 9,478,327 5,315,307 3,939,770 465,368 465,368 1,511,461 13,755,369 150,908 68,688 193,921 875,995 114,058,414 111,131,587 $ 138,623,162 $ 137,099,130 綉 208

06 103 102 1 1 12 31 103 102 $ 16,891,545 $ 15,356,975 72,518 38,650 62,879 42,933 17,026,942 15,438,558 ( 44,859 ) ( 168,711 ) ( 238,850 ) ( 431,219 ) ( 470,980 ) ( 471,120 ) ( 14,754,447 ) - ( 15,509,136 ) ( 1,071,050 ) 1,517,806 14,367,508 106,570 ( 531,260 ) 1,624,376 13,836,248 ( 712,769 ) ( 1,510,109 ) $ 911,607 $ 12,326,139 $ 0.08 $ 1.57 $ 0.08 $ 1.54 綉 209

103 102 1 1 12 31 102 1 1 $ 68,914,473 $ 7,251,368 $ - $ 7,005,072 $ 2,075,475 $ 329,210 1010012865 1010045494 101 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 6,139,767 - - - - - 102 - - - - - - 102 - - - - - - 102 - - - - - - 62,292-180,170 72,499 - ( 3,929 ) 102 12 31 75,116,532 7,251,368 180,170 7,077,571 2,075,475 325,281 102 - - - - - - - - - - - - - - - - - - 7,987,008 - - - - - 103 - - - - - - 103 - - - - - - 103 - - - - - - 5,000,000 - - 988,154 - - 314,362 - ( 68,831 ) 186,021 - ( 11,662 ) 103 12 31 $ 88,417,902 $ 7,251,368 $ 111,339 $ 8,251,746 $ 2,075,475 $ 313,619 綉 210

06 $ 2,942,721 $ 244,474 $ 10,164,169 ($ 58,334 ) $ 2,458,941 $ 101,327,569-220,376 ( 220,376 ) - - - - 518 - - - 518 997,049 - ( 997,049 ) - - - - - ( 1,534,942 ) - - ( 1,534,942 ) - - ( 1,298,729 ) - - ( 1,298,729 ) - - ( 6,139,767 ) - - - - - 13,836,248 - - 13,836,248 - - ( 54,185 ) 127,022 ( 1,582,946 ) ( 1,510,109 ) - - 13,782,063 127,022 ( 1,582,946 ) 12,326,139 - - - - - 311,032 3,939,770 465,368 13,755,369 68,688 875,995 111,131,587 1,375,537 - ( 1,375,537 ) - - - - - ( 3,423,308 ) - - ( 3,423,308 ) - - ( 969,516 ) - - ( 969,516 ) - - ( 7,987,008 ) - - - - - 1,624,376 - - 1,624,376 - - ( 112,915 ) 82,220 ( 682,074 ) ( 712,769 ) - - 1,511,461 82,220 ( 682,074 ) 911,607 - - - - - 5,988,154 - - - - - 419,890 $ 5,315,307 $ 465,368 $ 1,511,461 $ 150,908 $ 193,921 $ 114,058,414 211

103 102 1 1 12 31 103 102 $ 1,517,806 $ 14,367,508 2,504 2,007 470,980 471,120 ( 72,518 ) ( 38,650 ) ( 99 ) ( 110 ) 7,586 10,981 ( 16,846,686 ) ( 15,188,264 ) 14,754,447-1,492,201 342,376 ( 78,195 ) 14,132 ( 287,155 ) 118,306 - ( 14,848 ) ( 278 ) 278 70,558 38,907 9,343,262 7,021,349 ( 470,980 ) ( 471,131 ) 339,947 271,789 ( 2,385,669 ) ( 138,496 ) 7,857,711 6,807,254 ( 5,630,000 ) 3,633 450,000 - ( 8 ) ( 5,468 ) ( 5,180,008 ) ( 1,835 ) 5,988,154-278,902 249,331 ( 4,392,824 ) ( 2,833,671 ) 1,874,232 ( 2,584,340 ) 4,551,935 4,221,079 7,618,913 3,397,834 $ 12,170,848 $ 7,618,913 $ 6,854,458 $ 183,391 IAS 7 5,316,390 7,435,522 $ 12,170,848 $ 7,618,913 綉 212

06 五三金融控股公司本身及合併獲利能力本公司 103 12 31 102 12 31 1.10% 10.93% 1.18% 10.52% 0.62% 14.77% 0.73% 14.19% 9.54% 89.62% 1. 2. 3. 4. 合併公司 103 12 31 102 12 31 0.62% 0.91% 0.45% 0.73% 2.95% 17.85% 0.73% 14.19% 21.61% 36.85% 1. 2. 3. 4. 五四控制性持股子公司相關財務資訊 ( 一 ) 台新銀行 1. 103 年及 102 年 12 月 31 日簡明資產負債表 103 12 31 102 12 31 $ 21,833,277 $ 13,582,195 34,496,856 39,353,726 80,831,117 40,717,742-1,942,716 90,722,938 83,029,535 571,874 174,636 805,759,004 703,149,360 244,237,901 214,044,825-1,953,739 2,054,542 1,692,659 10,388,063 6,214,295 17,587,386 17,404,330 1,505,828 1,541,000 3,900,771 4,454,289 19,898,649 3,427,580 $ 1,333,788,206 $ 1,132,682,627 213

$ 56,003,848 $ 49,834,471 34,921,514 14,522,005 75,040,882 33,433,856 20,825,562 19,290,731 985,450 1,822,269 975,005,037 880,624,807 33,000,000 25,000,000 764,993 722,565 52,744,269 32,131,475 83,425 249,439 2,329,919 1,616,824 1,251,704,899 1,059,248,442 52,025,626 49,157,526 5,412,397 3,362,989 24,448,993 19,921,242 196,291 992,428 82,083,307 73,434,185 $ 1,333,788,206 $ 1,132,682,627 2. 103 及 102 年度簡明綜合損益表 103 102 $ 25,928,721 $ 22,967,849 ( 10,074,023 ) ( 8,551,868 ) 15,854,698 14,415,981 14,793,303 15,125,084 30,648,001 29,541,065 328,611 ( 114,212 ) ( 16,431,117 ) ( 15,124,609 ) 14,545,495 14,302,244 ( 1,502,657 ) ( 2,120,971 ) 13,042,838 12,181,273 ( 857,221 ) ( 1,464,616 ) $ 12,185,617 $ 10,716,657 $ 2.54 $ 2.46 $ 2.54 $ 2.42 3. 重要財務及業務概況 (1) 103 12 31 102 12 31 1.18% 1.29% 1.06% 1.10% 18.71% 20.12% 16.77% 17.14% 42.56% 41.24% 1. 2. 3. 4. 214

06 (2) 1 2 103 12 31 102 12 31 3 1 2 3 643,464 195,389,954 0.33% 3,621,590 562.83% 652,640 170,287,594 0.38% 3,584,207 549.19% 60,290 179,091,264 0.03% 1,805,494 2,994.68% 29,120 148,425,225 0.02% 1,100,426 3,778.94% 4 123,191 228,732,126 0.05% 2,915,384 2,366.56% 156,581 218,171,588 0.07% 2,127,890 1,358.97% 39,307 3,673,046 1.07% 124,270 316.15% 47,799 4,747,282 1.01% 248,734 520.37% 5 95,451 40,931,686 0.23% 620,128 649.68% 87,906 34,187,468 0.26% 616,120 700.89% 133,319 166,261,895 0.08% 1,625,105 1,218.96% 104,147 135,618,420 0.08% 1,255,058 1,205.08% 6 11,324 3,027,442 0.37% 102,797 907.78% 18,731 1,326,135 1.41% 137,605 734.64% 1,106,346 817,107,413 0.14% 10,814,768 977.52% 1,096,924 712,763,712 0.15% 9,070,040 826.86% 84,071 35,732,551 0.235% 388,024 461.543% 88,727 33,806,072 0.26% 614,463 692.53% 7-48,356,735-62,964 - - 41,710,904-229,882-1 94 7 6 ( ) 0944000378 2 = 3 = = 4 5 94 12 19 ( ) 09440010950 6 7 94 7 19 ( ) 094000494 3 103 12 31 102 12 31 1 2,138,536 649,145 2,868,309 881,173 2 1,765,004 1,321,181 1,807,038 1,373,205 3,903,540 1,970,326 4,675,347 2,254,378 1 95 4 25 ( ) 09510001270 2 97 9 15 ( ) 09700318940 (3) 103 12 31 102 12 31 1 1 2 2 A B 3 2 13,031,825 15.88% A 11,143,761 13.58% B 3 12,535,811 17.07% 9,798,950 13.34% 215

103 12 31 102 12 31 1 3 4 5 6 2 C D E F 3 2 9,101,422 11.09% C 8,666,397 10.56% F 6,079,905 7.41% K 5,484,830 6.68% E 7 G 5,413,301 6.59% I 8 9 10 H I J 5,117,378 6.23% L 3 8,531,168 11.62% 5,778,290 7.87% 5,431,253 7.40% 4,985,890 6.79% 4,784,622 6.52% 4,713,113 6.42% 4,575,409 5.57% G 4,518,622 6.15% 4,325,651 5.27% M 4,412,999 6.01% 1 2 3 (4) 103 12 31 1 90 91 180 181 1 1 919,677,859 64,435,464 83,265,235 153,529,394 1,220,907,952 523,290,577 188,052,546 183,463,753 294,100,260 1,188,907,136 396,387,282 ( 123,617,082 ) ( 100,198,518 ) ( 140,570,866 ) 32,000,816 77,202,397 102.69% 41.45% 102 12 31 1 90 91 180 181 1 1 768,884,539 25,062,166 55,597,848 137,629,623 987,174,176 419,177,557 131,568,517 155,083,996 253,139,545 958,969,615 349,706,982 ( 106,506,351 ) ( 99,486,148 ) ( 115,509,922 ) 28,204,561 73,413,877 102.94% 38.42% 1. 2. 3. 4. 216

06 103 12 31 1 90 91 180 181 1 1 12,795,237 3,200,647 2,361,037 2,448,778 20,805,699 12,152,462 5,094,991 2,752,891 557,186 20,557,530 642,775 ( 1,894,344 ) ( 391,854 ) 1,891,592 248,169 67,067 101.21% 370.03% 102 12 31 1 90 91 180 181 1 1 7,354,199 980,707 765,386 1,410,509 10,510,801 7,098,162 2,763,073 877,210 338,396 11,076,841 256,037 ( 1,782,366 ) ( 111,824 ) 1,072,113 ( 566,040 ) 51,707 94.89% ( 1,094.71% ) 1. 2. 3. 4. (5) 103 12 31 0 30 31 90 91 180 181 1 1 1,292,585,800 413,181,461 154,684,671 86,454,661 127,666,989 510,598,018 1,675,729,378 287,314,345 201,555,516 224,068,106 262,918,051 699,873,360 ( 383,143,578 ) 125,867,116 ( 46,870,845 ) ( 137,613,445 ) ( 135,251,062 ) ( 189,275,342 ) 102 12 31 0 30 31 90 91 180 181 1 1 1,055,068,277 326,413,537 131,784,204 43,660,415 93,510,548 459,699,573 1,144,636,734 208,732,167 188,331,987 181,763,908 214,554,351 351,254,321 ( 89,568,457 ) 117,681,370 ( 56,547,783 ) ( 138,103,493 ) ( 121,043,803 ) 108,445,252 217

103 12 31 0 30 31 90 91 180 181 1 1 27,654,570 10,692,273 6,556,587 3,797,725 3,063,887 3,544,098 27,521,357 9,651,033 6,640,975 5,666,376 3,524,698 2,038,275 133,213 1,041,240 ( 84,388) ( 1,868,651) ( 460,811) 1,505,823 102 12 31 0 30 31 90 91 180 181 1 1 17,066,621 8,547,858 3,644,430 1,722,612 1,085,675 2,066,046 17,020,565 7,094,779 3,574,226 3,428,455 1,328,172 1,594,933 46,056 1,453,079 70,204 ( 1,705,843 ) ( 242,497 ) 471,113 (6) 103 12 31 76,554,993 6,122,272 23,098,060 105,775,325 882,414,626-333,499-46,129,500-31,527,788-960,405,413 11.01% 7.97% 8.61% 4.28% 1. 103 1 9 10200362920 103 1 9 10200362921 2. (a) (b) 12.5 (c) (d) (e) + ( f ) = 218

06 102 12 31 67,391,696 1,173,025 21,730,618 90,295,339 753,873,729-420,834-42,494,713-28,685,638-825,474,914 10.94% 8.16% 8.31% 4.08% 1. 101 11 26 10110007010 101 11 26 10110007011 2. ( a ) ( b ) 12.5 ( c ) ( d ) ( e ) + ( f ) = (7) ( 二 ) 彰化銀行 ( 依法自 103 年 12 月 9 日起已非控制性持股子公司 ) 1. 102 年 12 月 31 日簡明資產負債表 102 12 31 $ 46,802,004 84,798,723 60,001,473 62,494 20,270,254 780,220 1,142,867,165 37,884,111 226,989,182 590,974 39,272,679 23,932,468 10,937,868 80,006 3,107,599 2,322,770 $ 1,700,699,990 219

$ 126,829,032 1,715,364 4,504,591 25,169,989 76,190 1,373,647,685 43,322,818 672,028 3,673,201 6,461,749 2,224,013 1,588,296,660 77,490,592 35,279,846 ( 367,108 ) 112,403,330 $ 1,700,699,990 2. 102 年度簡明綜合損益表 102 $ 27,321,411 ( 10,243,358 ) 17,078,053 6,565,361 23,643,414 637,773 ( 13,618,490 ) 10,662,697 ( 1,844,448 ) 8,818,249 ( 586,318 ) $ 8,231,931 $ 1.14 $ 1.13 3. 重要財務及業務概況 (1) 102 12 31 0.64% 0.53% 9.81% 8.12% 37.30% 1. 2. 3. 4. 220

06 (2) 102 12 31 1 2 3 2,405,097 337,381,910 0.71% 8,207,555 341.26% 159,173 407,812,214 0.04% 2,674,310 1,680.13% 4 693,182 286,783,204 0.24% 1,647,005 237.60% 8 - - - - - 5 5,212 1,593,904 0.33% 22,743 436.34% 398,447 121,101,252 0.33% 918,309 230.47% 6 16,407 1,705,150 0.96% 40,547 247.14% 3,677,518 1,156,377,634 0.32% 13,510,469 367.38% 3,072 1,127,237 0.27% 13,823 449.97% 7-9,691,225-85,236-1. 94 7 6 ( ) 0944000378 2. 3. 4. 5. 94 12 19 ( ) 09440010950 6. 7. 94 7 19 ( ) 094000494 3 8. 102 12 31 9 516 5,242 10 8,840 7,288 9,356 12,530 9. 95 4 25 ( ) 09510001270 10. 97 9 15 ( ) 09700318940 (3) 102 12 31 1 2 3 1 A 34,578,191 30.65% 2 B 32,993,746 29.24% 3 C 17,412,359 15.43% 4 D 9,263,092 8.21% 221

102 12 31 1 2 3 5 E 8,533,283 7.56% 6 F 7,952,032 7.05% 7 G 7,136,485 6.33% 8 H 6,643,097 5.89% 9 I 6,639,490 5.88% 10 J 6,208,180 5.50% 1. A 2. 3. 4. (4) 1 90 102 12 31 91 180 181 1 1 1,168,378,854 23,426,906 5,843,217 90,293,017 1,287,941,994 351,416,200 679,283,165 93,022,340 33,499,025 1,157,220,730 816,962,654 ( 655,856,259 ) ( 87,179,123 ) 56,793,992 130,721,264 105,205,918 111.30% 124.25% 1. 2. 3. 4. 102 12 31 1 90 91 180 181 1 1 8,551,732 868,616 64,043 65,159 9,549,550 9,770,760 334,531 529,045-10,634,336 ( 1,219,028 ) 534,085 ( 465,002 ) 65,159 ( 1,084,786 ) 69,681 89.80% ( 1,556.79% ) 1. 2. 3. 4. 222

06 (5) 0 10 102 12 31 11 30 31 90 91 180 181 1 1 1,444,031,044 224,709,214 134,150,085 166,187,363 84,145,257 125,890,202 708,948,923 1,548,525,231 76,899,117 123,777,611 201,658,227 150,616,248 310,053,027 685,521,001 ( 104,494,187 ) 147,810,097 10,372,474 ( 35,470,864 ) ( 66,470,991 ) ( 184,162,825 ) 23,427,922 102 12 31 1 30 31 90 91 180 181 1 1 14,784,255 5,588,825 2,560,836 1,755,876 1,224,695 3,654,023 16,383,306 7,303,441 2,679,150 1,167,692 1,513,972 3,719,051 ( 1,599,051 ) ( 1,714,616 ) ( 118,314 ) 588,184 ( 289,277 ) ( 65,028 ) (6) 2 102 12 31 96,516,072 3,453,503 25,991,559 125,961,134 1,073,505,460-59,772-39,393,925-20,542,888-1,133,502,045 11.11% 8.51% 8.82% 3.66% 1. 2. 3. (a) (b) 12.5 (c) (d) (e) + (f) = 223

( 三 ) 台新證券 1. 103 年及 102 年 12 月 31 日簡明資產負債表 103 12 31 102 12 31 $ 3,835,549 $ 2,844,345 4,630 6,470 26,988 31,539 28,089 31,311 3,549 3,755 232,829 230,684 $ 4,131,634 $ 3,148,104 $ 675,359 $ 667,654 19,679 18,835 695,038 686,489 3,061,250 2,280,000 297,639 74,034 77,707 107,581 3,436,596 2,461,615 $ 4,131,634 $ 3,148,104 2. 103 及 102 年度簡明綜合損益表 103 102 $ 511,019 $ 568,785 ( 448,144 ) ( 427,995 ) 8,200 7,227 ( 721 ) ( 15 ) 70,354 148,002 ( 23,604 ) ( 2,916 ) 46,750 145,086 ( 1,317 ) 2,650 $ 45,433 $ 147,736 $ 0.20 $ 0.64 3. 獲利能力 103 12 31 102 12 31 1.93% 5.12% 1.28% 5.02% 2.39% 6.20% 1.59% 6.08% 9.00% 25.19% 1. 2. 3. 4. 224

06 4. 資本適足性 103 12 31 102 12 31 $ 3,436,596 $ 2,458,966 147,264 153,641 120,773 122,330 3,168,559 2,182,995 - - - - - - - - $ 3,168,559 $ 2,182,995 $ 47,529 $ 35,594 71,817 52,075 519,417 427,729 $ 638,763 $ 515,398 496.00% 424.00% (1) A. 103 12 31 102 12 31 $ 3,061,250 89 $ 2,280,000 93 297,639 9 74,034 3 30,957 1 ( 40,155 ) ( 2 ) 46,750 1 145,087 6 $ 3,436,596 100 $ 2,458,966 100 B. C. D. 103 12 31 102 12 31 $ 28,089 10 $ 31,311 11 3,076 2 2,615 1 1,630 1 3,470 1 - - 6,040 2 190,000 70 190,000 69 31,922 12 27,451 10 8,645 3 8,645 3 1,126 1 2,688 1 3,549 1 3,751 2 $ 268,037 100 $ 275,971 100 225

(2) A. 103 12 31 102 12 31 $ 105,127 20 $ 62,882 15 412,046 79 364,847 85 2,244 1 - - $ 519,417 100 $ 427,729 100 B. 103 12 31 102 12 31 $ 45,311 95 $ 33,055 93 59-16 - 2,159 5 2,523 7 $ 47,529 100 $ 35,594 100 C. 103 12 31 102 12 31 $ 71,817 100 $ 52,075 100 ( 四 ) 台新資產管理 1. 103 年及 102 年 12 月 31 日簡明資產負債表 103 12 31 102 12 31 $ 421,780 $ 688,258 139,327 131,119 181,165 183,700 733,764 741,147 36,066 53,690 321,248 324,940 $ 1,833,350 $ 2,122,854 $ 281,163 $ 234,656 4,402 4,402 285,565 239,058 995,000 1,445,000 3,886 3,085 548,899 435,711 1,547,785 1,883,796 $ 1,833,350 $ 2,122,854 2. 103 及 102 年度簡明綜合損益表 103 102 $ 531,255 $ 452,340 ( 180,137 ) ( 180,570 ) 351,118 271,770 127,243 83,556 ( 3,493 ) ( 40,927 ) 474,868 314,399 ( 130,174 ) ( 58,081 ) 344,694 256,318 ( 1,118 ) ( 664 ) $ 343,576 $ 255,654 $ 2.59 $ 1.77 226

06 3. 獲利能力 ( 五 ) 台新創投 103 12 31 102 12 31 24.01% 15.22% 17.43% 12.41% 27.68% 17.15% 20.09% 13.98% 52.35 % 47.83% 1. 2. 3. 4. 1. 103 年及 102 年 12 月 31 日簡明資產負債表 103 12 31 102 12 31 $ 465,001 $ 179,627 1,129,470 654,125 11,152 6,269 1,496,696 1,146,807 66 92 439 439 $ 3,102,824 $ 1,987,359 $ 2,956 $ 2,244 2,956 2,244 3,329,035 2,219,035 829 604 ( 317,189 ) ( 269,548 ) 87,193 35,024 3,099,868 1,985,115 $ 3,102,824 $ 1,987,359 2. 103 及 102 年度簡明綜合損益表 103 102 $ 30,743 $ 28,198 ( 75,602 ) ( 196,797 ) ( 44,859 ) ( 168,599 ) - - ( 44,859 ) ( 168,599 ) 49,167 68,353 $ 4,308 ($ 100,246 ) ($ 0.19 ) ($ 0.76 ) 3. 獲利能力 103 12 31 102 12 31 ( 1.76% ) ( 8.28% ) ( 1.76% ) ( 8.28% ) ( 1.76% ) ( 8.28% ) ( 1.76% ) ( 8.28% ) ( 145.92% ) ( 597.91% ) 1. 2. 3. 4. 227

( 六 ) 台新投信 1. 103 年及 102 年 12 月 31 日簡明資產負債表 103 12 31 102 12 31 $ 388,280 $ 383,703 4,883 6,018 437,121 441,010 60 162 97,869 80,366 $ 928,213 $ 911,259 $ 65,958 $ 60,751 18,799 18,481 84,757 79,232 754,545 754,545 47,856 46,955 41,055 30,527 843,456 832,027 $ 928,213 $ 911,259 2. 103 及 102 年度簡明綜合損益表 103 102 $ 280,589 $ 303,221 ( 255,706 ) ( 277,162 ) 24,883 26,059 17,758 8,101 ( 102 ) ( 102 ) 42,539 34,058 ( 5,626 ) ( 6,517 ) 36,913 27,541 ( 76 ) 81 $ 36,837 $ 27,622 $ 0.49 $ 0.37 3. 獲利能力 103 12 31 102 12 31 4.63% 3.82% 4.01% 3.09% 5.08% 4.14% 4.41% 3.35% 12.37% 8.85% 1. 2. 3. 4. 228

06 ( 七 ) 台新投顧 1. 103 年及 102 年 12 月 31 日簡明資產負債表 103 12 31 102 12 31 $ 325,885 $ 317,211 1,982 1,482 4,534 5,507 51,832 51,833 $ 384,233 $ 376,033 $ 22,774 $ 20,582 203 20 3,506 3,168 26,483 23,770 300,000 300,000 55,066 54,486 2,684 ( 2,223 ) 357,750 352,263 $ 384,233 $ 376,033 2. 103 及 102 年度簡明綜合損益表 103 102 $ 94,700 $ 96,680 ( 92,622 ) ( 87,141 ) 2,078 9,539 4,449 3,553 ( 170 ) ( 162 ) 6,357 12,930 ( 1,207 ) ( 2,258 ) 5,150 10,672 ( 244 ) ( 239 ) $ 4,906 $ 10,433 $ 0.17 $ 0.36 3. 獲利能力 103 12 31 102 12 31 1.67% 3.53% 1.35% 2.91% 1.79% 3.73% 1.45% 3.08% 5.19% 10.65% 1. 2. 3. 4. 229

( 八 ) 台新金保經 1. 103 年及 102 年 12 月 31 日簡明資產負債表 103 12 31 102 12 31 $ 1,551,556 $ 1,141,390 2,103 3,538 2,782 4,544 992 839 4,708 4,708 $ 1,562,141 $ 1,155,019 $ 458,454 $ 250,868 5,835 4,935 464,289 255,803 30,000 30,000 358-1,067,494 869,216 1,097,852 899,216 $ 1,562,141 $ 1,155,019 2. 103 及 102 年度簡明綜合損益表 103 102 $ 4,524,674 $ 3,492,021 ( 3,073,210 ) ( 2,372,953) ( 277,507 ) ( 184,284 ) 1,173,957 934,784 1,879 1,534 1,175,836 936,318 ( 199,965 ) ( 159,178 ) 975,871 777,140 ( 606 ) ( 193 ) $ 975,265 $ 776,947 $ 325.29 $ 259.05 3. 獲利能力 103 12 31 102 12 31 86.55% 85.55% 71.83% 71.01% 117.76% 112.59% 97.73% 93.45% 21.56% 22.24% 1. 2. 3. 4. 230

06 五五外幣金融資產及負債之匯率資訊 ( 一 ) 台新銀行 103 12 31 102 12 31 $ 53,126 25.96 $ 1,379,371 $ 76,327 26.72 $ 2,039,211 4,847,661 5.10 24,739,837 3,008,019 4.94 14,870,048 67,193 38.55 2,590,306 60,371 41.28 2,492,216 2,045,699 4.09 8,366,383 1,980,964 3.86 7,651,766 13,062,779 0.27 3,463,818 13,431,474 0.29 3,829,891 5,785,155 31.72 183,493,540 5,167,127 29.95 154,755,447 424,037 25.96 11,009,841 298,319 26.72 7,970,157 1,661,780 5.10 8,480,826 4,983,529 4.94 24,635,918 19,814 38.55 763,817 262,447 41.28 10,834,229 5,209 49.36 257,146 25,016 49.53 1,238,912 500,133 4.09 2,045,415 153,842 3.86 594,237 39,151,307 0.27 10,381,635 6,935,646 0.29 1,977,651 1,317,372 0.96 1,270,043 322,292 0.91 294,198 12,109,673 31.72 384,094,596 6,320,568 29.95 189,300,399 7,063,783 2.74 19,354,618 6,247,420 2.86 17,877,910 393,692 25.96 10,221,961 366,038 26.72 9,779,401 6,220,334 5.10 31,745,221 3,114,275 4.94 15,395,321 110,464 38.55 4,258,411 54,027 41.28 2,230,328 940,892 4.09 3,848,008 1,183,778 3.86 4,572,516 11,498,595 0.27 3,049,048 15,141,366 0.29 4,317,455 6,748,076 31.72 214,035,460 6,152,182 29.95 184,257,853 6,382,695 2.74 17,488,451 5,745,774 2.86 16,442,378 84,287 25.96 2,188,462 4,400 26.72 117,543 63,368 5.10 323,396 4,714,427 4.94 23,305,620 4,064 38.55 156,664 308,090 41.28 12,718,449 14,708 49.36 725,992 25,227 49.53 1,249,374 1,608,571 4.09 6,578,640 937,590 3.86 3,621,580 46,954,068 0.27 12,450,669 71,018 0.29 20,250 1,317,073 0.96 1,269,755 - - - 11,562,933 31.72 366,753,102 5,384,363 29.95 161,261,671 709,681 2.74 1,944,511 558,602 2.86 1,598,520 231

( 二 ) 彰化銀行 102 12 31 $ 5,404,324 29.78 $ 160,940,769 81,587 49.14 4,009,185 695,630 26.59 18,493,324 1,858,439 3.84 7,136,406 51,687 27.98 1,446,202 236,019 2.86 675,014 49,284,378 0.28 13,996,763 349,304 41.12 14,363,380 51,662 24.50 1,265,719 12,942,152 4.91 63,584,793 6,217,419 29.78 185,154,738 127,283 49.14 6,254,687 832,273 26.59 22,125,978 1,394,370 3.84 5,354,381 66,764 27.98 1,868,057 1,668,055 2.86 4,770,637 52,689,808 0.28 14,963,905 368,134 41.12 15,137,670 134,493 24.50 3,295,079 9,443,643 4.91 46,396,618 五六附註揭露事項 ( 一 ) 重大交易事項相關資訊 : 1 10% 2 10% 3 4 10% 5 6 7 232

06 ( 二 ) 轉投資事業相關資訊 : 1 2 3 4 5 10% 6 10% 7 8 10% 9 10 11 12 ( 三 ) 子公司大陸投資資訊重大承諾事項及或有負債重大災害損失及期後事項 : 1 2 3 4 ( 四 ) 母子公司間業務關係及重要交易往來情形五七營運部門財務資訊 ( 一 ) 一般性資訊 233

103 $ 15,919,310 $ 17,631,088 ($ 398,462 ) $ 545,645 $ 33,697,581 $ - $ 33,697,581 15,529,266 7,411,661 ( 14,585,974 ) 2,787,649 11,142,602 ( 200,497 ) 10,942,105 31,448,576 25,042,749 ( 14,984,436 ) 3,333,294 44,840,183 ( 200,497 ) 44,639,686 292,747 466,411 - ( 8,903 ) 750,255-750,255 ( 17,204,792 ) ( 13,322,312 ) ( 238,850 ) ( 1,591,165 ) ( 32,357,119 ) 135,590 ( 32,221,529 ) 14,536,531 12,186,848 ( 15,223,286 ) 1,733,226 13,233,319 ( 64,907 ) 13,168,412 ( 1,502,029 ) ( 1,758,015 ) 106,570 ( 367,199 ) ( 3,520,673 ) - ( 3,520,673 ) $ 13,034,502 $ 10,428,833 ($ 15,116,716 ) $ 1,366,027 $ 9,712,646 ($ 64,907 ) $ 9,647,739 $ 1,334,763,997 $ - $ 138,623,162 $ 18,236,043 $ 1,491,623,202 ($ 108,669,824 ) $ 1,382,953,378 $ 1,252,448,285 $ - $ 24,564,749 $ 7,852,735 $ 1,284,865,769 ($ 16,096,694 ) $ 1,268,769,075 103 102 $ 14,418,623 $ 17,080,428 ($ 219,280 ) $ 31,279,771 $ - $ 31,279,771 15,693,419 6,742,781 2,366,668 24,802,868 ( 255,406 ) 24,547,462 30,112,042 23,823,209 2,147,388 56,082,639 ( 255,406 ) 55,827,233 ( 113,327 ) 637,773 21,963 546,409-546,409 ( 15,672,185 ) ( 13,713,262 ) ( 1,720,300 ) ( 31,105,747 ) 135,557 ( 30,970,190 ) 14,326,530 10,747,720 449,051 25,523,301 ( 119,849 ) 25,403,452 ( 2,147,437 ) ( 1,929,471 ) ( 752,921 ) ( 4,829,829 ) - ( 4,829,829 ) $ 12,179,093 $ 8,818,249 ($ 303,870 ) $ 20,693,472 ($ 119,849 ) $ 20,573,623 $ 1,132,408,782 $ 1,700,055,541 $ 149,234,898 $ 2,981,699,221 ($ 110,712,535 ) $ 2,870,986,686 $ 1,058,723,701 $ 1,587,652,211 $ 29,689,278 $ 2,676,065,190 ($ 3,067,746 ) $ 2,672,997,444 103 $ 9,793,618 $ 6,640,914 ($ 368,038) $ - $ 16,066,494 7,871,124 4,964,392 8,022,393 ( 172,785 ) 20,685,124 17,664,742 11,605,306 7,654,355 ( 172,785 ) 36,751,618 630,133 ( 286,449 ) ( 59,839) - 283,845 ( 10,889,359 ) ( 3,414,385 ) ( 4,731,061 ) 135,590 ( 18,899,215 ) $ 7,405,516 $ 7,904,472 $ 2,863,455 ($ 37,195 ) $ 18,136,248 $ 455,286,583 $ 409,639,030 $ 641,510,265 ($ 108,669,824 ) $ 1,397,766,054 234

06 102 $ 9,168,899 $ 5,820,581 ($ 790,136 ) $ - $ 14,199,344 6,722,064 4,970,911 8,338,794 ( 177,646 ) 19,854,123 15,890,963 10,791,492 7,548,658 ( 177,646 ) 34,053,467 953,885 ( 963,063 ) ( 82,186 ) - ( 91,364 ) ( 9,975,839 ) ( 3,205,696 ) ( 4,210,949 ) 154,205 ( 17,238,279 ) $ 6,869,009 $ 6,622,733 $ 3,255,523 ($ 23,441 ) $ 16,723,824 $ 405,801,391 $ 347,955,370 $ 527,886,920 ($ 85,012,950 ) $ 1,196,630,731 ( 二 ) 地區別財務資訊 ( 三 ) 外銷銷貨資訊 ( 四 ) 重要客戶資訊五八擬制性財務資訊 103 12 8 2 103 14,775,666 103 102 12 31 103 102 235

103 102 12 31 103 12 31 102 12 31 $ 23,089,267 $ 14,716,699 34,496,856 39,353,727 83,294,027 42,816,417 244,249,053 214,051,093 273,345 9,470,428 100,310,417 87,079,957 353,421 979,650 805,752,729 703,149,361 2,540 1,953,739 47,473,660 46,049,887 2,608,976 2,167,393 300,000 300,000 9,222,228 4,782,350 12,131,204 7,249,743 922,355 992,474 17,958,823 17,770,344 2,001,997 2,053,336 4,154,618 4,701,973 21,301,742 4,241,903 $ 1,397,766,054 $ 1,196,630,731 103 12 31 102 12 31 $ 56,003,848 $ 49,834,472 34,921,514 14,522,005 69,724,492 33,428,131 649,389-22,598,658 21,137,053 1,699,781 4,122,694 965,328,658 877,686,669 55,000,000 47,000,000 6,235,441 2,287,315 794,014 749,502 52,744,269 32,131,474 83,945 249,459 2,985,066 2,198,220 1,268,769,075 1,085,346,994 88,417,902 75,116,532 7,251,368 7,251,368 111,339 180,170 10,640,840 9,478,327 5,315,307 3,939,770 465,368 465,368 16,287,127 13,755,369 253,495 68,688 128,344 875,995 128,871,090 111,131,587 125,889 152,150 128,996,979 111,283,737 $ 1,397,766,054 $ 1,196,630,731 236

06 103 102 1 1 12 31 103 102 $ 26,677,778 $ 23,211,248 ( 10,611,284 ) ( 9,011,904 ) 16,066,494 14,199,344 10,298,163 9,086,676 6,941,759 8,878,940 1,077,211 2,709,938 ( 1,257,691 ) ( 3,585,631 ) ( 25,736 ) ( 236,284 ) 2,510,486 1,996,484 1,140,932 1,004,000 20,685,124 19,854,123 36,751,618 34,053,467 283,845 ( 91,364 ) ( 10,939,602 ) ( 10,326,361 ) ( 906,615 ) ( 812,718 ) ( 7,052,998 ) ( 6,099,200 ) ( 18,899,215 ) ( 17,238,279 ) 18,136,248 16,723,824 ( 1,762,658 ) ( 2,900,358 ) $ 16,373,590 $ 13,823,466 $ 16,400,042 $ 13,836,248 ( 26,452 ) ( 12,782 ) $ 16,373,590 $ 13,823,466 237

附表一累積買進或賣出同一有價證券之金額達新臺幣三億元或實收資本額百分之十以上 : 4,915,752,571 $ 73,396,067 160,000,000 $ 3,520,000 221,903,495 1,985,115 111,000,000 1,110,000 228,000,000 2,511,434 78,125,000 1,000,000 35,000,000 350,000 45,000,000 450,000 238

06 - $ - $ - $ - - $ 5,129,123 5,075,752,571 $ 82,045,190 - - - - - 4,753 332,903,495 3,099,868 - - - - - ( 38,796 ) 306,125,000 3,472,638 - - - - - - 80,000,000 800,000 239

附表二轉投資事業相關資訊及合計持股情形 : 86519539 44 1 1 51811609 38 22.55% 23534956 44 2 80341022 9 2 3 27326178 96 13 23285289 29030974 80031342 118 16 44 11 118 18 100% 100% 100% 100% 92% 100% 100% 27974096 3-1 6 2 4.40% 240

06 $ 82,045,190 $ 13,039,457 5,202,562,622 5,202,562,622 100.00% 32,196,350 2,456,898 1,782,059,748 1,811,426,419 22.92% 3,472,638 32,974 306,125,000 306,125,000 100.00% 1,547,785 344,694 99,500,000 99,500,000 100.00% 843,456 36,913 75,454,545 75,454,545 100.00% 329,124 4,738 27,599,513 27,599,513 92.00% 1,097,852 975,871 3,000,000 3,000,000 100.00% 3,099,868 ( 44,859 ) 332,903,495 332,903,495 100.00% 2,200 220,000 520,000 10.40% 241

附表三轉投資事業期末持有有價證券情形 : 1699 99-5 CC Media Co., Ltd Cyberheart Inc. Cyberheart Inc. A-1 Celestial Talent Limited Winking Entertainment Ltd. B-2 BioKey Inc. VM Discovery, Inc. RevMAb Biosciences, Inc. JHL Biotech, Inc. 242

06 % 300,000.00 $ 3,000 6.00 $ - 870,448.00 11,564-11,564 6,000,000.00 74,958 100.00-950,000.00 4,275 4.13-600,000.00 6,000 5.00-125,000.00-1.50-2,500,000.00 2,540-2,540 242,550.00 4,330 0.08 4,330 174,044.00 6,823 0.87 6,823 2,720,000.00 23,040 5.56-3,000,000.00 30,000 1.30-420,000.00 4,200 1.54-400,000.00 164 0.48-8,249,495 85,176 3.03-12,500.00 79 0.05-285,958.00 1,659-1,457,152.00 18,954 6.85-756,408 19,411 2.71-1,000,000.00 8,650 12.69-709,178.00 29,626-80,000,000.00 800,000 10.00-500,000.00 30,328 0.56-200,000.00 6,029-95,238.00 6,029-400,000.00 6,029-1,052,632.00 60,097-1,709,150.00 48,882 0.40 48,882 3.00 1,800 0.30-2,200,000.00 28,886 0.51-10,000,000.00 100,000 1.25-8,000,000.00 139,327 40.00-1,000,000.00 6,480-6,480 1,000,000.00 5,660-5,660 4,587,745.20 50,176-50,176 243

附表四 103 102 12 31 103 12 31 102 12 31 112000 $ 20,018,616 27 $ 5,281,841 12 119990 615,156 1 587,471 1 110000 20,633,772 28 5,869,312 13 122000 7,005-7,105-123400 52,168,668 72 38,821,957 87 129030 22,362-22,317-120000 52,198,035 72 38,851,379 87 906001 $ 72,831,807 100 $ 44,720,691 100 212000 $ - - $ 301,492 1 214010 50,996,018 70 18,977,462 42 219000 276,770-336,274 1 210000 51,272,788 70 19,615,228 44 229110 19,987,289 28 24,000,710 54 906003 71,260,077 98 43,615,938 98 301110 800,000 1 800,000 2 304020 189,340-189,340-304040 441,659 1 225,317 1 305150 140,731 - ( 109,904 ) ( 1 ) 906004 1,571,730 2 1,104,753 2 906002 $ 72,831,807 100 $ 44,720,691 100 244

06 附表五 103 102 1 1 12 31 103 102 411000 $ 61,911 9 ($ 11,368 ) ( 2 ) 421200 659,377 89 447,673 96 421510 4,406 1 21,808 5 424500 10,072 1 6,937 1 404000 2,802 - - - 400000 738,568 100 465,050 100 521200 ( 253,194 ) ( 34 ) ( 214,769 ) ( 46 ) 531000 ( 19,137 ) ( 3 ) ( 10,199 ) ( 2 ) 533000 ( 24,577 ) ( 3 ) ( 14,765 ) ( 3 ) 500000 ( 296,908 ) ( 40 ) ( 239,733 ) ( 51 ) 902001 441,660 60 225,317 49 701000 ( 63,808 ) ( 9 ) ( 36,529 ) ( 8 ) 902005 $ 377,852 51 $ 188,788 41 245

附表六大陸投資資訊 : 1. 大陸被投資公司名稱主要營業項目實收資本額投資方式資金匯出入持股比例投資損益投資帳面價值及匯回投資損益情形 : 894,049 (USD 30,000 ) ( ) 591,240 (USD 20,000 ) 600,828 (USD 20,000 ) ( ) 600,828 (USD 20,000 ) 894,049 (USD 30,000 ) ( ) - 2. 赴大陸地區投資限額 : 1,499,167 (USD 50,000 ) 1,499,167 (USD 50,000 ) 11,405,841 90,099 (USD 3,000 ) 90,099 (USD 3,000 ) 12,312,496 ( ) ( ) ( ) ( ) ( ) 1. 2. 3. 103 12 USD3,000 246

06 ( ) 307,099 (USD 10,000) - 898,339 (USD 30,000 ) 20,360 100% 18,852 ( ( )1) 907,953-90,099 (USD 3,000) - - 94,389 (USD 3,000) ( ) 600,828 ( 20,565 ) (USD 20,000 ) 100% - 18,838 - ( 20,565 ) ( ( )1) 1,509 ( ( )1) 588,742 - - - 247

附表七母子公司間業務關係及重要交易往來情形 : 1 3 $ 185,651 0.01% 1 3 318,730 0.02% 0 1 5,316,390 0.38% 0 1 851,436 0.06% 0 1 149,733 0.01% 0 1 560,872 0.04% 1 3 251,014 0.02% 1 3 1,085,159 0.08% 1 3 3,001,813 0.22% 0 1 6,854,458 0.50% 1 3 390,082 0.03% 1. 0 2. 1 1. 2. 3. 248

06 103 12 31 明細表一 $ - $ - $ 15,463,774 - - 13,039,142 - - 5,170,598 - - 1,039,905 - - 167,485 - - 14,003 - - 2,117 - - 32,395 - - 271,212 - - 32,230 - - 35,232,861 17,888,600 17,850,124 17,847,890 2,100,000 2,100,167 2,099,251 918,000 916,689 916,616 20,906,600 20,866,980 20,863,757 5,743 204,845 208,450 2,386 87,071 106,247 24,783 331,506 350,277 103 15 3,200,000 3,216,913 3,223,006 103 1 2,900,000 2,899,195 2,903,942 101 1 1,800,000 1,811,187 1,811,113 103 13 1,800,000 1,804,297 1,802,443 102 7 1,800,000 1,797,122 1,800,861 103 10 1,800,000 1,796,200 1,800,645 103 2 1,600,000 1,602,541 1,606,857 100 6 1,350,000 1,388,747 1,379,023 102 11 900,000 907,876 908,517 103 4 750,000 747,103 748,899 102 2 650,000 648,825 649,209 700,000 709,784 708,253 19,250,000 19,329,790 19,342,768 249

$ 681,500 $ 681,414 $ 679,456 409,700 410,091 419,943 TPKHOL 0 10/01/17 412,334 412,334 401,430 AUOPT 0 10/13/15 317,180 317,180 355,210 312,900 313,050 313,056 260,800 261,590 304,354 2,490,900 2,566,695 2,669,101 4,885,314 4,962,354 5,142,550 200 3,200 3,240 606 87,914 41,591 4,007 416,546 411,925 9,644 575,116 578,742 499 32,732 33,282 590 6,490 9,116 9,600 960,034 969,221 $ 45,099,972 $ 47,864,578 $ 83,294,027 250

06 明細表二 103 12 31 $ 7,700 $ 8,500 265,000 264,845 $ 272,700 $ 273,345 251

明細表三 103 12 31 $ 152,060,000 $ 152,060,000 SDBC Float 12/15 475,770 475,645 335,792 335,461 BCHINA Float 16 311,572 311,310 603,345 649,080 153,786,479 153,831,496 16,288 471,516 174 2,315 63,436 634,360 57,825 578,251 38,550 385,501 31,718 317,180 EMD 31,718 317,180 41,951 493,632 265,198 2,726,104 US Treasury N/B 8,904,685 9,196,903 102 11 8,000,000 8,058,243 101 6 6,300,000 6,463,250 103 2 5,400,000 5,409,832 103 9 2,800,000 2,791,357 102 2 1,900,000 1,898,135 98-3 1,450,000 1,463,754 Hong Kong Exchange Fund Note 1,354,277 1,351,876 97-6 1,200,000 1,247,189 97-3 1,100,000 1,142,802 88-2 750,000 875,802 100 6 750,000 762,213 90 650,000 678,826 103 4 650,000 645,074 T 2.125 06/30/21 634,360 635,487 T 0.75 12/31/17 634,360 628,778 89 500,000 621,108 90 500,000 522,199 90 500,000 520,502 99 500,000 495,401 96-3 400,000 406,946 95-6 400,000 406,326 China Government Bond 393,839 404,007 252

06 $ - ($ 66,142 ) $ 151,993,858-2,378 478,023 - ( 30 ) 335,431-250 311,560 - ( 684 ) 648,396 - ( 64,228 ) 153,767,268 ( 16,168 ) 6,489 461,837-4,508 6,823 - ( 3,955 ) 630,405-30,348 608,599-3,391 388,892 - ( 6,341 ) 310,839 - ( 9,718 ) 307,462-33,077 526,709-46,802 2,772,906-17,061 9,213,964-17,467 8,075,710-27,264 6,490,514-13,310 5,423,142-10,853 2,802,210 - ( 448 ) 1,897,687-2,628 1,466,382 - ( 5,397 ) 1,346,479-1,676 1,248,865-1,176 1,143,978 - ( 515 ) 875,287-3,911 766,124-3,148 681,974-3,971 649,045-5,712 641,199 - ( 1,778 ) 627,000 - ( 10,345 ) 610,763-2,976 525,175-3,066 523,568-2,216 497,617-3,151 410,097-1,890 408,216 - ( 7,142 ) 396,865 253

T 1.375 01/31/20 $ 317,180 $ 313,147 94-5 300,000 315,916 1,895,360 1,892,066 48,184,061 49,147,139 01 2A 850,000 850,332 00 1A 750,000 751,122 01 1A 700,000 701,222 02 2A 700,000 699,045 99 3B 500,000 507,341 00 2B 450,000 453,673 00 2A 450,000 451,128 02 1A 450,000 450,200 95 1B 400,000 404,187 00 3A 400,000 404,163 99 1B 400,000 399,419 00 1 400,000 400,464 02 3B 400,000 400,703 01 1A 400,000 400,144 SUNHUN 3.5 11/16 348,898 358,664 Brave Rise Investments Ltd 346,844 357,242 HUWHY 7.625 04/19 285,462 342,690 01 1B 300,000 301,651 00 3 300,000 299,771 00 5A 300,000 300,555 9,374,255 9,441,122 18,505,459 18,674,838 IFC 5.75 01/15/15 917,893 917,556 ASIA 0.5 03/15 635,675 627,222 11 11(110311) 561,380 568,897 KDB Float 12/15 415,430 415,534 INTNED Float 16 363,501 365,780 IBRD 0.5 04/15 363,047 356,861 KOFCOR Float 17 337,537 337,529 Woori Bank 276,127 321,521 BK TOK-MIT UFJ Float 09/18 311,572 311,572 ICBCAS 3.2 04/16 306,208 306,290 12,897,034 13,030,615 17,385,404 17,559,377 GOVERNMENT NATIONAL MORTGAGE ASSOCIATION 975,115 1,044,238 2,891,442 617,564 3,866,557 1,661,802 $ 242,009,620 $ 244,074,587 254

06 $ - ($ 675 ) $ 312,472 - ( 4,355 ) 311,561-3,964 1,896,030-94,785 49,241,924-2,656 852,988-5,180 756,302-3,294 704,516 - ( 327 ) 698,718-19 507,360-1,448 455,121-2,115 453,243-727 450,927-1,864 406,051-1,730 405,893-2,867 402,286-1,259 401,723-125 400,828-240 400,384-918 359,582 - - 357,242-1,697 344,387-1,122 302,773-2,812 302,583-1,457 302,012-23,939 9,465,061-55,142 18,729,980-116 917,672-272 627,494-1,477 570,374-1,273 416,807-2,948 368,728-4 356,865-2,429 339,958-436 321,957 - ( 543 ) 311,029 - ( 1,901 ) 304,389-36,268 13,066,883-42,779 17,602,156-2,191 1,046,429-2,166 619,730-4,357 1,666,159 ($ 16,168 ) $ 190,634 $ 244,249,053 255

明細表四 103 12 31 99-5 $ 2,500 1.38% $ 40 $ 2,540 明細表五 103 1 1 12 31 1 20,000,000 $ 142,860 - $ - 3,900,000 78,369-24,630 2 - - 1,803,062,594 32,575,808 $ 221,229 $ 32,600,438 1 2 256

06 ( 20,000,000 ) ( $ 142,860 ) - - $ - - $ - - ( 17,823 ) 3,900,000 30.00 85,176 18.93 85,176 - - 1,803,062,594 22.81 32,575,808 18.07 32,575,808 ($ 160,683 ) $ 32,660,984 $ 32,660,98 257

103 12 31 明細表六 $ 942,527 900,000 766,449 2,608,976 300,000 3 8,760,830 461,398 9,222,228 $ 12,131,204 258

06 103 12 31 明細表七 $ 3,300,000 $ 3,295,367 2,600,000 2,595,589 1,550,000 1,547,835 1,155,000 1,154,223 700,000 698,489 550,000 549,296 400,000 399,702 390,000 389,541 300,000 300,719 300,000 300,151 1012 300,000 300,093 5,872,900 5,867,205 17,417,900 17,398,210 102 11 7,952,800 8,008,858 101 6 6,021,600 6,204,363 103 2 3,863,500 3,945,547 103 9 2,098,500 2,118,477 98-3 1,285,500 1,327,247 102 2 1,140,500 1,183,641 97-3 1,092,000 1,126,594 100 6 689,500 756,286 88-2 700,000 752,158 90 563,000 582,409 89 480,200 559,931 90 3 500,000 526,533 103 4 450,000 455,200 95-6 400,000 402,456 90 330,000 353,500 96-3 343,300 345,853 259

94-5 $ 300,000 $ 319,512 894,900 911,721 29,105,300 29,880,286 KDB Float 12/15 415,430 397,212 6,063,890 5,864,376 6,479,320 6,261,588 01 2A 850,000 850,861 00 1A 750,000 750,000 02 2A 700,000 700,034 01 1A 700,000 700,019 99 3B 500,000 500,000 00 2B 450,000 450,031 00 2A 450,000 450,000 00 3A 400,000 400,259 01 1A 400,000 400,107 00 1 400,000 400,066 02 3B 400,000 400,056 99 1B 400,000 400,028 99 396,200 397,955 02 1A 394,000 394,680 95 1B 359,000 360,494 00 3 300,000 300,013 00 5A 300,000 300,010 01 1B 300,000 300,000 7,697,096 7,729,795 16,146,296 16,184,408 $ 69,148,816 $ 69,724,492 260

06 103 1 1 12 31 明細表八 $ 23,951,625 ( 24,852,019 ) 136,648 74,868 112,510 ($ 576,368 ) 明細表九 103 1 1 12 31 $ 719,705 296,847 502,927 329,068 65,840 587,243 2,501,630 ( 44,954 ) ( 44,061 ) ( 14,775,666 ) ( 75,986 ) ( 14,940,667 ) ($ 12,439,037 ) 261

明細表十 103 1 1 12 31 $ 19,910,494 1,171,127 390,611 1,436,951 126,133 713,915 833,207 708,878 2,783,022 179,467 136,005 1,099,548 41,470 2,690,701 $ 32,221,529 五金融控股公司及其關係企業最近年度及截至年報刊印日止, 如有發生財務週轉困難情事, 應列明其對本公司財務狀況之影響 : 無 262

財務狀況及財務績效之檢討分析與風險管理 07

柒財務狀況及財務績效之檢討分析與風險管理一財務狀況 102 103 (%) 183,391 6,854,458 6,671,067 3637.62 7,435,522 5,316,390 ( 2,119,132 ) ( 28.50 ) - 1,057,882 1,064,931 7,049 0.67 803,305 342,315 ( 460,990 ) ( 57.39 ) - 127,277,451 124,632,264 ( 2,645,187 ) ( 2.08 ) 2,200 2,200 0 - - 9,257 6,761 ( 2,496) ( 26.96 ) - 120,591 116,942 ( 3,649) ( 3.03 ) 209,531 286,901 77,370 36.93 137,099,130 138,623,162 1,524,032 1.11 762,690 1,099,883 337,193 44.21 3,204,575 1,464,865 ( 1,739,710 ) ( 54.29 ) 22,000,000 22,000,000 0-0 0 0-278 0 ( 278 ) ( 100.00 ) 25,967,543 24,564,748 ( 1,402,795 ) ( 5.40 ) 82,548,070 95,780,609 13,232,539 16.03 9,478,327 10,640,840 1,162,513 12.26 18,160,507 7,292,136 ( 10,868,371 ) ( 59.85 ) 944,683 344,829 ( 599,854 ) ( 63.50 ) 111,131,587 114,058,414 2,926,827 2.63 (1) 103 12 31 102 12 31 103 (2) 103 12 31 102 12 31 (3) 103 12 31 102 12 31 (4) 103 12 31 102 12 31 (5) 103 12 31 102 12 31 (6) 103 12 31 102 12 31 (7) 103 12 31 102 12 31 (8) 103 12 31 102 12 31 264

07 二財務績效 102 103 (%) 15,356,975 16,891,545 1,534,570 9.99 81,583 135,397 53,814 65.96 ( 168,711 ) ( 44,859 ) 123,852 ( 73.41 ) ( 431,219 ) ( 238,850 ) 192,369 ( 44.61 ) ( 471,120 ) ( 15,225,427 ) ( 14,754,307 ) 3,131.75 14,367,508 1,517,806 ( 12,849,702 ) ( 89.44 ) ( ) ( 531,260 ) 106,570 637,830 ( 120.06 ) 13,836,248 1,624,376 ( 12,211,872 ) ( 88.26 ) ( ) ( 1,510,109 ) ( 712,769 ) 797,340 ( 52.80 ) 12,326,139 911,607 ( 11,414,532 ) ( 92.60 ) (1) 103 102 (2) 103 102 (3) 103 102 (4) 103 102 102 (5) 103 102 102 三現金流量未來一年現金流動性分析 1 2 ( ) 3 ( ) 1+2-3 12,170,848 9,261,296 7,815.093 13,617,051 四最近年度重大資本支出對財務業務之影響 103 五最近年度轉投資政策 265

六風險管理事項 ( 一 ) 金融控股公司及其子公司之風險管理組織架構及政策 1. 2. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 1. 2. 3. 4. 1. 2. 3. 4. 5. 6. 1. 2. 266

07 103 12 31 台新金控風險管理功能組織圖董事會董事長風險管理委員會總經理資產負債管理委員會新產品管理委員會風控長辦公室風控長總經理銀行授信資產委員會銀行授信審議委員會證券風險管理部銀行風險管理處銀行法金授信管理處銀行個金授信管理處銀行個金資產管理處 ( 二 ) 金融控股公司及其子公司衡量及控管各風險之方法及暴險量化資訊 1. 金融控股公司 ~~ 一般定性揭露 (1) A. (a) (b) (c) (d) 267

(e) ( f ) ( g ) ( ) ( h ) ( i ) B. (a) NPL (b) ( c ) ( d ) ( e ) ( f ) ( g ) (2) (Marked to Market) (3) 2. 各子公司風險之管理方式及暴險量化資訊 (1) A. ( ) / ( ) ( ) (a) I. II. 268

07 III. (b) I. II. Application Scoring SystemBehavior Scoring SystemCollection Scoring SystemCredit Bureau Scoring System III. segmentation ( c ) 103 12 31 237,982,171 40 693,293 11,125 54,513,268 1,489,124 453,487,399 33,914,790 169,093,810 10,414,943 346,696,713 21,523,058 1,802,424 547,723 205,718,453 2,209,608 1,469,987,531 70,110,411 B. (a) 103 12 31 0-10 11 30 31 90 91 180 181 1 1 1,292,585,800 203,292,148 209,889,313 154,684,671 86,454,661 127,666,989 510,598,018 1,675,729,378 94,328,168 192,986,177 201,555,516 224,068,106 262,918,051 699,873,360 ( 383,143,578 ) 108,963,980 16,903,136 ( 46,870,845 ) ( 137,613,445 ) ( 135,251,062 ) ( 189,275,342 ) 269

(b) 103 12 31 0 30 31 90 91 180 181 1 1 27,654,570 10,692,273 6,556,587 3,797,725 3,063,887 3,544,098 27,521,357 9,651,033 6,640,975 5,666,376 3,524,698 2,038,275 133,213 1,041,240 ( 84,388 ) ( 1,868,651 ) ( 460,811 ) 1,505,823 C. (a) I. II. : (b) I. II. (Value-at-Risk, VaR) ( c ) 103 12 31 2,161,435 176,192 184,596 0 2,522,223 D. ( a ) 270

07 ( b ) ( c ) I. II. KPI ( d ) ( e ) 103 12 31 101 23,942,523 102 26,826,662 103 29,500,101 80,269,286 3,690,360 (2) A. 103 B. ( a ) I. II. III. ( b ) I. (i) (ii) (iii) II. 271

C. ( a ) 台新證券董事會 / 董事長台新金控風險管理委員會風控長辦公室總經理總經理室台新證券風險管理委員會法制部後勤單位各業務單位風險管理部稽核處 (b) I. (1) (2) II. (1) (2) (3) (4) (5) (6) III. (1) (2) (3) (4) (5) (6) 272

07 IV. V. VI. VII. VIII. D. ( a ) 1. (Value at Risk, VaR) 2. (Stress Testing) Stress loss 1. (Issuer Risk) (Counterparty Credit Risk) 2. / / / 3. 4. 1. 2. ( b ) 1. 2. 3. 4. 1. 2. / 273

1. 2. 1. (1) Operational limit -MVDelta (2) 2. (1) (2) (3) / 3. (1) (2) E. 103 12 31 519,416 47,529 71,817 638,762 ( 三 ) 國內外重要政策及法律變動對金融控股公司財務業務之影響及因應措施 (Foreign Account Tax Compliance Act).. FATCA FATCA 43 11 274

07 ( 四 ) 科技改變及產業變化對金融控股公司財務業務之影響及因應措施 1. 雲端服務科技 98 101 102 2. 手機行動支付 ( 五 ) 金融控股公司及其子公司形象改變對公司之影響及因應措施 ( 六 ) 進行併購之預期效益可能風險及因應措施 1. 預期產生之效益 (1) (2) (3) (4) (5) 2. 可能遭受之風險 (1) (2) (3) (4) (5) ( 七 ) 業務集中所面臨之風險及因應措施 1. 備援機制 2. 文件傳遞 ( 八 ) 董事監察人或持股超過百分之一之大股東, 股權之大量移轉或更換對公司之影響風險及因應措施 275

( 九 ) 經營權之改變對金融控股公司之影響風險及因應措施 1. 可能產生之效益 (1) (2) (3) 2. 可能產生之風險 : (1) (2) (3) (4) ( 十 ) 訴訟或非訟事件 1. 台新金融控股股份有限公司 / 94 103 12 8 2 1 9 4 1,477,567 10,000,000 103.12.09 104 1 15 104 01 23 2. 台新國際商業銀行股份有限公司 : 無 3. 台新綜合證券股份有限公司 : 無 4. 台新資產管理股份有限公司 : 無 5. 台新創業投資股份有限公司 : 無 6. 台新證券投資信託股份有限公司 : 無 7. 台新證券投資顧問股份有限公司 : 無 8. 台新金保險經紀人股份有限公司 : 無 ( 十一 ) 其他重要風險及因應措施 : 無 276

07 七危機處理應變機制 BCM 八其他重要事項 : 無 277

特別記載事項 08

08 捌特別記載事項一關係企業相關資料 ( 一 ) 各關係企業基本資料 103 12 31 ( ) 81.02.25 44 1 1 52,025,626 1. ( ) 2. 3. ( ) 4. 5. ( ) 6. 7. 8. 9. 10. ( ) 11. 12. ( ) 13. 14. 15. 16. ( ) 17. 18. 19. 20. 21. 22. 23. 24. 25. ( ) 91.08.19 9 2 3 995,000 ( ) 91.12.25 118 18 3,329,035 279

( ) 79.01.15 44 2 3,061,250 1. 2. 3. 4. 5. 6. 7. 8. ( ) 93.06.03 96 13 754,545 1. 2. 3. 4. ( ) 78.03.21 118 16 300,000 1. 2. 3. ( ) 97.05.22 44 11 30,000 1. 2. ( ) 85.09.19 44 3 30,000 ( ) 91.07.24 44 3 60,000 ( ) 86.10.13 211 1 800,000 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. ( ) 84.08.17 9 2 1 200,000 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 280

08 ( ) 100.09.20 188 42 4202 4203 4204 4205 894,049 ( ) 101.03.01 79 MSD-C C1 2203 600,828 ( ) ( ) 104 1 319,920 920,748 ( 二 ) 台新金控子公司董事監察人及總經理資料 103 12 31 ( ) (%) ( ) ( ) 5,202,562,622 100% - - ( ) ( ) 99,500,000 100% - - ( ) ( ) 332,903,495 100% - - 281

( ) (%) ( ) ( ) 306,125,000 100% - - ( ) ( ) 75,454,545 100% - - ( ) ( ) 27,599,513 92% - - - - ( ) ( ) 3,000,000 100% - - 282

08 ( 三 ) 台新金控關係企業董監事監察人及總經理資料 103 12 31 ( ) (%) 2,622,040 87.4 ( ) 0 0 2,622,040 87.4 ( ) 0 0 2,622,040 87.4 ( ) 0 0 2,622,040 87.4 ( ) 0 0 0 0 0 0 6,000,000 100 ( ) 0 0 6,000,000 100 ( ) 0 0 6,000,000 100 ( ( ) 0 0 6,000,000 100 ( ) 0 0 6,000,000 100 ( ) 0 0 0 0 12,000,000 60 ( ) 0 0 12,000,000 60 ( ) 0 0 12,000,000 60 ( ) 0 0 8,000,000 40 ( ) 0 0 0 0 80,000,000 100 ( ) 0 0 80,000,000 100 ( ) 0 0 ( ) 80,000,000 100 ( ) 0 0 80,000,000 100 ( ) 0 0 80,000,000 100 ( ) 0 0 0 0 283

( ) (%) - 100-0 - 100 峯 - 0-100 ( ) - 0-100 - 0-100 - 0-0 - 100 峯 - 0-100 - 0-100 - 0 ( ) - 100-0 - 100-0 - 100-0 - 0 ( 四 ) 各關係企業營運概況 ( ) 103 12 31 ( ) ( ) ( ) 52,025,626 1,333,788,206 1,251,704,899 82,083,307 0 30,648,001 13,042,838 2.54 ( ) ( ) ( ) ( ) ( ) ( ) 995,000 1,833,350 285,564 1,547,786 531,255 351,118 344,694 2.59 3,329,035 3,102,824 2,956 3,099,868 30,420 ( 22,774 ) ( 44,859 ) ( 0.19 ) 3,061,250 4,131,634 695,038 3,436,596 511,019 62,875 46,750 0.20 754,545 928,213 84,757 843,456 280,589 24,883 36,912 0.49 300,000 384,233 26,483 357,750 94,700 2,079 4,906 0.17 30,000 1,562,141 464,289 1,097,852 4,524,674 1,173,957 975,871 325.29 284

08 ( ) ( ) ( ) ( ) 30,000 1,089,970 317,947 772,023 797,086 90,210 86,759 28.92 ( ) ( ) ( ) ( ) ( ) 200,000 612,651 274,800 337,851 55,329 27,099 46,126 2.31 800,000 1,657,444 945,004 712,440 102,983 ( 86,539 ) ( 68,648 ) ( 3.27 ) 60,000 75,058 100 74,958 ( 20 ) ( 457 ) ( 154 ) ( 0.03 ) 894,049 5,972,471 5,064,730 907,741 433,750 29,218 19,485-600,828 1,408,897 820,157 588,740 73,726 ( 25,481 ) ( 21,404 ) - ( 五 ) 關係企業組織圖 : 請參閱 P.15 ( 一 ) 組織系統 3. 關係企業組織圖二最近年度及截至年報刊印日止, 私募有價證券辦理情形 : 無三最近年度及截至年報刊印日止, 子公司持有或處分本公司股票情形 : 無四其他必要補充說明事項 : 無 285

103 年及 104 年截至年報刊印日止對股東權益或證券價格有重大影響之事項 09

103 104 09 玖 103 年及 104 年截至年報刊印日止, 對股東權益或證券價格有重大影響之事項 103 12 8 24 2 1 9 4 1,477,567 287

台新金融控股股份有限公司董事長

886-2-5576-1888 886-2-5576-2568 118 9121316 20~23 886-2-2326-8888