() (02) 2371-3111 e-mailyorklai@hncb.com.tw () (02) 2371-3111 e-mailhncb.evp@hncb.com.tw 15612 (02) 2545-9988 http://www.deloitte.com.tw () 123 (02) 2371-3111 http://www.hncb.com.tw () 179188 545 (02) 2545-6888 http://www.entrust.com.tw 1. 749 (02) 8722-5800 2. 205131306 (02) 8175-7600 3. Moody s Investors Service Hong Kong Limited. 24F, One Pacifi c Place, 88 Queensway, Admiralty, Hong Kong +852-3758-1300
誠 信 效 率 主 動 責 任 合 作 CONTENTS 003 103 104 009 011 054 ( ) 1. 2. 3. ( ) 063 ( ) 072 164 174 179 186 002
壹 致 股 東 報 告 書 103 ( ) 103 103 103 102 7.1%3.5% 103 2.7%1.6% 396 103 103 3.967 103 3.74%102 103 30.7 78 29.89 31.718 103 30.33 102 29.77 ( ) 103 12 4 3 5 003
誠 信 效 率 主 動 責 任 合 作 ( ) 1. 2. 3. 4. 5. () 6. A+ 7. Bar code QR code 8. 9. 10. 11. 12. 13. 14. 15. 16. 104 1 20 17. (1) (2) (3) (4) (5) 18. (1) (2) (3) (4) (5) (6) 3C (7) (8) 19. 390 20. 004
21. 22. 23. OBU 24. (ETF) 25. 103 169 ( ) 103 103 () 17,706 17,166 103.15% 971 5.80% 14,279 14,333 99.62% 524 3.81% 12,434,632 10,704,542 116.16% 2,863,719 29.92% ( ) 103 339 9,614 73.61(385 5,108 6 135 2,780 9 )26.39(62 6,238 3 005
誠 信 效 率 主 動 責 任 合 作 41 729 1 3 2,486 8 22 3,301 6 489 1 2 401 8 3 1,221 ) 16 2,765 4 177 2,229 5 ( 115 8,529 1 7 6,923 4 53 6,777 )146 4,619 1 22 1,155 9 124 3,463 2 1.84 ( ) 103 430 79 104 104 ; ; 3.0(Bank3.0) ( ) ( ) ( ) ( ) ( ) ( ) 104 103 104 2 16 3.78% 104 103 939 30 ( ) 006
( ) 1. 2. (Foreign Account Tax Compliance Act FATCA)-(Dodd Frank Act) 3. 4. () (1036) twaa twa-1+ (1035) BBB+ F2 (1041) A3 P2 007
誠 信 效 率 主 動 責 任 合 作 H onesty 008
貳 銀 行 簡 介 8 (1919 ) (8 )1 29 1,000 () (45 )3 1930 8 33 34 10 25 35 11 27 36 2 22 5 3 2,500 37 6 60 37 11 10 38 6 15 150 103 5 26 676 7,600 87 1 22 90 1 31 90 11 14 12 19 1,000 97 5 23 101 7 13 ( ) 103 103 1. 5 2. 600 ( ) 103 009
誠 信 效 率 主 動 責 任 合 作 E fficiency 010
參 公 司 治 理 報 告 ( ) 15 21 (4 ) 5 (1 )1 3 1 1 5 1 1 104 2 4 3 5 186 1 11 (10 )1 ()104 2 6,921 011
012 誠 信 效 率 主 動 責 任 合 作 ( ) ( ) 1. 2. 3. 4. 5. 6.
7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 013
誠 信 效 率 主 動 責 任 合 作 ( ) 1. A () () () 101.07.03 3 58.03.15 5,567,100,000 100% 6,767,600,000 100% 0 0 101.07.03 3 95.06.26 0 0 101.07.03 3 98.09.28 0 0 101.07.03 3 97.04.28 0 0 101.07.03 3 98.06.29 0 0 101.07.03 101.07.03 103.7.16 103.10.27 92.09.08 0 0 103.10.27 0 0 101.07.03 3 101.10.29 0 0 101.07.03 3 98.09.28 0 0 101.07.03 3 98.09.28 0 0 101.07.03 3 101.07.03 0 0 101.07.03 3 89.10.21 0 0 101.07.03 3 94.01.31 0 0 101.07.03 3 98.06.29 0 0 101.07.03 3 95.03.20 0 0 101.07.03 3 101.07.03 0 0 101.07.03 3 100.10.31 0 0 101.07.03 104.2.1 101.07.03 0 0 101.07.03 104.2.26 104.02.26 0 0 101.07.03 3 98.06.29 0 0 101.07.03 3 98.06.29 0 0 101.07.03 3 102.10.28 0 0 101.07.03 3 89.09.08 0 0 101.07.03 3 101.7.03 0 0 101.07.03 3 98.07.27 0 0 101.07.03 3 100.4.29 0 0 ( ) 014
104 2 26 () () 0 0 () 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 () () () () () () () () () () () () () () () () () () () () () () () () () () () () () () () () 0 0 0 0 0 0 () () () () 015
誠 信 效 率 主 動 責 任 合 作 () 2. B (1) (2) 1 2 3 4 5 6 7 8 9 10 P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P 1 P P P P P P P P P P P P P P P P P P P P P P P P P P P 2 P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P 1 P P P P P P P P P P P 1 P P P P P P P P P P P P P P P P P P P P P P P 1 P P P P P P P P P P P P P P P P P P P P P P P P P P P P P P 1 2 P (1) (2) ( ) (3) (4) (5) (6) ( ) ( ) (7) ( ) ( ) (8) (9) 30 (10) 27 016
3. () 101.07.03 103.07.16 103.10.27 101.07.03 104.02.01 104.02.26 4. (1) (1) (2) 104.4.14 103.12.31 21.23% 3.99% 3.84% 2.44% 2.36% 2.17% 1.93% 1.77% 1.70% 1.38% 1 2 ( ) (2) (1) (2) (%) 103.12.31 100 100 100 100 100 18 13 18.5 15 18 17.5 100 1 2 ( ) 017
誠 信 效 率 主 動 責 任 合 作 ( ) 103 12 31 () 1010704 0 0 0 0 0 0 - - - 0950301 0 0 0 0 0 0 - - - 0950701 0 0 0 0 0 0 - - - 0940716 0 0 0 0 0 0 - - - 0950701 0 0 0 0 0 0 0920716 0 0 0 0 0 0 () () 0990914 0 0 0 0 0 0 0990914 0 0 0 0 0 0 - - - - - - - - - 0990914 0 0 0 0 0 0 () () - - - 1021031 0 0 0 0 0 0 - - - 0960723 0 0 0 0 0 0 - - - 0980729 0 0 0 0 0 0 () () - - - 1010113 0 0 0 0 0 0 - - - 1010731 0 0 0 0 0 0 - - - 0940531 0 0 0 0 0 0 - - - 0960115 0 0 0 0 0 0 0970301 0 0 0 0 0 0 - - - - - - 1030630 0 0 0 0 0 0 - - - 1020716 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 1020318 0 0 0 0 0 0 - - - 018
() 1010119 0 0 0 0 0 0 - - - 1000729 0 0 0 0 0 0 () () - - - 0970524 0 0 0 0 0 0 - - - 0961214 0 0 0 0 0 0 - - - 0980729 0 0 0 0 0 0 - - - () 0960401 0 0 0 0 0 0 () - - - 0950901 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 1030115 0 0 0 0 0 0 - - - 1020716 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 1020716 0 0 0 0 0 0 - - - 1021002 0 0 0 0 0 0 - - - 1020716 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 1031126 0 0 0 0 0 0 - - - 1021002 0 0 0 0 0 0 - - - 1000302 0 0 0 0 0 0 - - - 1010801 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 019
誠 信 效 率 主 動 責 任 合 作 () 1020409 0 0 0 0 0 0 1021002 0 0 0 0 0 0 - - - - - - 1030630 0 0 0 0 0 0 - - - 1000302 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 0990209 0 0 0 0 0 0 - - - 1000302 0 0 0 0 0 0 1020305 0 0 0 0 0 0 - - - - - - 1010801 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 1010119 0 0 0 0 0 0 - - - 1010801 0 0 0 0 0 0 - - - 1010312 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1021031 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 1010119 0 0 0 0 0 0 - - - - - - 1010910 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 1030630 0 0 0 0 0 0 - - - 1000729 0 0 0 0 0 0 - - - 020
() 1000729 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1031126 0 0 0 0 0 0 1030731 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 1000729 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 - - - 1020731 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 - - - 1030422 0 0 0 0 0 0 - - - 1000302 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 1000729 0 0 0 0 0 0 - - - 1021002 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 1020731 0 0 0 0 0 0 - - - 021
誠 信 效 率 主 動 責 任 合 作 () 1030630 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 1021002 0 0 0 0 0 0 - - - 1010801 0 0 0 0 0 0 - - - 1010801 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1000729 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1000729 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1000302 0 0 0 0 0 0 1021002 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 - - - 1031126 0 0 0 0 0 0 1010801 0 0 0 0 0 0 - - - 1021031 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 1021002 0 0 0 0 0 0 - - - 022
() 1030731 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 1010119 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 - - - 1021002 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1000302 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1000729 0 0 0 0 0 0 - - - 1021002 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1020731 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1020731 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 1010801 0 0 0 0 0 0 - - - - - - 1000729 0 0 0 0 0 0 - - - 023
誠 信 效 率 主 動 責 任 合 作 () 1020305 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 1020731 0 0 0 0 0 0 - - - 1021031 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1021031 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 1020731 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1020731 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1020731 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 024
() 1030226 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1000302 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1000101 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 025
誠 信 效 率 主 動 責 任 合 作 () 1000729 0 0 0 0 0 0 - - - 1020731 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1020731 0 0 0 0 0 0 1010801 0 0 0 0 0 0 - - - - - - 1020731 0 0 0 0 0 0 - - - 1020305 0 0 0 0 0 0 - - - 1010801 0 0 0 0 0 0 - - - 1010801 0 0 0 0 0 0 - - - 1020731 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 1000302 0 0 0 0 0 0 - - - 1020731 0 0 0 0 0 0 - - - 1020731 0 0 0 0 0 0 - - - 1010801 0 0 0 0 0 0 - - - 1010801 0 0 0 0 0 0 1020305 0 0 0 0 0 0 - - - - - - 1010801 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 026
() 1000101 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 - - - 1000302 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 1020305 0 0 0 0 0 0 - - - - - - 1010801 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1010119 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 1030630 0 0 0 0 0 0 - - - 0990209 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1030731 0 0 0 0 0 0 - - - 1000729 0 0 0 0 0 0 - - - 1000302 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1030226 0 0 0 0 0 0 - - - 1020731 0 0 0 0 0 0 - - - 027
誠 信 效 率 主 動 責 任 合 作 () 1030630 0 0 0 0 0 0 1010119 0 0 0 0 0 0 - - - - - - 1020731 0 0 0 0 0 0 - - - 1010906 0 0 0 0 0 0 - - - 1010307 0 0 0 0 0 0 - - - 1010306 0 0 0 0 0 0 - - - 1020408 0 0 0 0 0 0 - - - 1020331 0 0 0 0 0 0 - - - 1030421 0 0 0 0 0 0 - - - 1031128 0 0 0 0 0 0 - - - 1011225 0 0 0 0 0 0 - - - 1030627 0 0 0 0 0 0 - - - 0970216 0 0 0 0 0 0 - - - 1020531 0 0 0 0 0 0 - - - 1030206 0 0 0 0 0 0 - - - 1 2 028
() ( ) ( ) ( ) 103 12 31 (A) (B) (C) (D) ABCD (E) (F) (G) (H) (103.7.16 ) (103.10.27 ) ABCD EFG 8,880 8,880 473 473 0 0 4,928 4,928 0.11% 0.11% 9,376 9,376 268 268 1,191 0 1,191 0 0 0 0 0 0.20% 0.20% 512 029
誠 信 效 率 主 動 責 任 合 作 2,000,000 (A+B+C+D) (A+B+C+D+E+F+G) (I) (J) 2,000,000()~5,000,000() 5,000,000()~10,000,000() 10,000,000()~15,000,000() 15,000,000()~30,000,000() 30,000,000()~50,000,000() 50,000,000()~100,000,000() 100,000,000 21 21 21 21 1. 2. 103 0.20 102 0.26 0.06% 3. 1,907 4. 5. (B) (F) ( ) ( ) 103 12 31 (A) (B) (C) (D) ABCD 0 0 0 0 0 0 1,320 1,320 0.01% 0.01% 030
(A+B+C+D) (E) 2,000,000 2,000,000()~5,000,000() 5,000,000()~10,000,000() 10,000,000()~15,000,000() 15,000,000()~30,000,000() 30,000,000()~50,000,000() 50,000,000()~100,000,000() 100,000,000 5 5 1. 2. 103 0.01 102 ( ) ( ) 103 12 31 (A) (B) (C) (D) ABCD (%) 25,113 25,521 2,709 2,709 21,160 21,296 5,429 0 5,429 0 0.44% 0.44% 0 0 0 0 2,152 (E) 2,000,000 2,000,000()~5,000,000() 5,000,000()~10,000,000() 10,000,000()~15,000,000() 15,000,000()~30,000,000() 30,000,000()~50,000,000() 50,000,000()~100,000,000() 100,000,000 8 8 1. 2. 0.44 102 0.50 0.06 3. 885 4. 103 5. (B) 031
誠 信 效 率 主 動 責 任 合 作 ( ) 103 12 31 (%) 032
(%) 033
誠 信 效 率 主 動 責 任 合 作 (%) 034
(%) 035
誠 信 效 率 主 動 責 任 合 作 (%) 036
(%) 037
誠 信 效 率 主 動 責 任 合 作 (%) 74,868 74,868 0.60% 1. 103 2. 038
( ) 103 12 (A)51 (B) (1) ()C ()(%)C/(+B)(2) 60 3 95 61 2 97 61 2 97 57 1 90 55 8 87 10 2 83 12 0 100 10 2 83 6 0 100 103.7.16 6 12 0 100 11 1 92 12 0 100 12 0 100 11 1 92 12 0 100 12 0 100 6 6 50 12 0 100 12 0 100 2 0 100 103.10.272 61 0 97 12 0 100 12 0 100 12 0 100 11 0 92 14 3 () 1. 103 1 27 23 14 (44 33-1 ) 2. 103 3 24 23 7 102 102 () 3. 103 5 26 23 17 (1) 33 () 2 103 7 19 (33-1 44 ) (2) 18 (33-1 4445 ) 4. 103 7 28 23 18 (1) (33-1 4445 ) 039
誠 信 效 率 主 動 責 任 合 作 5. 103 8 25 23 19 (1) 24,000 (33-1 ) 6. 103 9 29 23 9 (1) (103) 10 (45 ) (2) 147,000 150,000 (33-1 ) (3) 35,000 (33-1 ) 7. 103 10 27 23 20 (1) 6 (16 1 15 1 ) (2) 20,000 (33-1 44 ) 8. 103 11 24 23 21 (1) 24,000 51328 TAIBOR (33 44 ) (2) 10,000 5 8,000 (33-1 4445 ) 9. 103 12 29 23 10 (1) 15,000 (33-1 ) (2) (33-1 4445 ) () 22 4 1 2(1) ()(%)() (2) ()(%)() ( ) 1. 103 12 (A)51 (B) C (%)(C/+B)() 61 97 12 100 12 100 12 100 11 92 1. () 2. () (1) (2) 040
(3) (4) (5) (6) () 1 (%) 2 (%) 2. ( ) (www.hncb.com.tw) ( ) (1) () () 100% () () () () 1. 2. () () 100926 () () () () () () (www.hncb.com.tw) () ( ) () 1. 2. 041
誠 信 效 率 主 動 責 任 合 作 (1) ( )? () 1. (1001231 )9812 809840336200 2. 3. 4. 5. 6. 7. () 1. 103123186 815103244252 2115 2. 103123168 1075 () () () 103128.5 () 1. 2. (1) (2) (SOP) AMA (3) (4) () 1. 042
(1) () 2. 1038 3. () 1031011210410112 () 103 ( ) (2) 1 2 ( ) ( ) (1) (2) (3) () () () () 103 1. 2. 3. 4. 5. 6. 7. AED () () () () () () () () () () () () 90 100 103 043
誠 信 效 率 主 動 責 任 合 作 (1) (2) (3) () () () () () () () () () () 1. 2. 3 3 () () AO () () () () () () (1) (2) 2014() (3) 1 2 3 ( ) (1) (2) () () () () () () 1. 2. 044
(1) (2) () () () () () () () () 1. 2. () 1. 2. () () () () () () 1 2 ( ) ( ) 1. 103 4 8 2. 045
誠 信 效 率 主 動 責 任 合 作 ( ) 1. 103 11103 1231 () () () () 046
( 103 12 31 ) 6 9697 98102 2. 103 047
誠 信 效 率 主 動 責 任 合 作 ( ) (102103) 1. 2. 3. () () :10287 () () () () () () :1021023 () () () () () :103310 () () () () 6 9697 98102 () () () :103311 () () () () 4. ( ) 5. 048
( ) 1. () (1) 103 5 26 23 17 a. 102 () b. 102 c. 102 d. (2) 103 10 27 23 20 a. (3) 104 1 26 23 22 a. 2. (1) 103 1 27 23 14 a. 103 b. (2) 103 2 24 23 15 a. () b. 102 c. d. (3) 103 3 24 23 7 a. 102 () b. c. 102 102 (4) 103 4 21 23 16 a. 102 b. (5) 103 5 26 23 17 a. 33 ()2 b. 18 ()4 c. d. (6) 103 6 23 23 8 a. b. c. d. (7) 103 7 28 23 18 a. 102 b. (8) 103 8 25 23 19 a. 103 2 b. 38 ()6789 (9) 103 9 29 23 9 a. 123 23242627 b. (10) 103 10 27 23 20 a. 049
誠 信 效 率 主 動 責 任 合 作 b. c. 104 d. (11) 103 11 24 23 21 a. b. PEM c. 103 12 17 123 123 15 d. (12) 103 12 29 23 10 a. 104 b. c. (13) 104 1 26 23 22 a. b. 104 c. d. e. f. g. h. (14) 104 2 26 23 23 a. 103 b. (15) 104 03 23 23 11 a. 103 () b. 100 c. 103 103 d. ( ) ( ) 104 3 31 050
( ) 10311~ 1031231 1 2,000 2 2,000()4,000 3 4,000()6,000 P 5,370 4 6,000()8,000 5 8,000()10,000 P 8,530 6 10,000() () 5,370 6,600 1,930 8,530 10311 ~ 1031231 103 5 97 ( ) ( ) ( ) 102729 () ( ) V 051
誠 信 效 率 主 動 責 任 合 作 ( ) 102729 ( ) 1.2.3. 103 12 31 ;% () 148,281,465 0.45% 20,445 0.00% 148,301,910 0.45% 19,326,645 3.00% - 0.00% 19,326,645 3.00% 73,366,375 0.93% 887,105 0.01% 74,253,480 0.94% 16,074,512 4.59% - 0.00% 16,074,512 4.59% 7,670,160 30.00% - 0.00% 7,670,160 30.00% 8,006,499 0.14% 46,113 0.00% 8,052,612 0.14% 700,000 3.53% - 0.00% 700,000 3.53% 125,000 5.00% - 0.00% 125,000 5.00% 54,000,000 4.95% - 0.00% 54,000,000 4.95% 5,191,875 1.15% - 0.00% 5,191,875 1.15% 666,666 4.44% - 0.00% 666,666 4.44% 2,898,416 1.00% 2,802,764 0.97% 5,701,180 1.97% 4,994,000 100.00% - 0.00% 4,994,000 100.00% 150,000,000 100.00% - 0.00% 150,000,000 100.00% 150,000,000 11.35% - 0.00% 150,000,000 11.35% 5,000,000 2.94% - 0.00% 5,000,000 2.94% 404,936 1.84% - 0.00% 404,936 1.84% 69,740 1.16% - 0.00% 69,740 1.16% 600,000 1.10% - 0.00% 600,000 1.10% 052
A ctiveness 053
肆 募 資 情 形 103.12.31 36.03 150 100,000 15,000,000 100,000 15,000,000 36.07 50 500,000 25,000,000 500,000 25,000,000 18,750,000(12.537.5) 10,000,000 37.11 5,000 200,000 1,000,000,000 200,000 1,000,000,000 475,000,000 500,000,000 38.06 0.125 200,000 25,000 200,000 25,000 (1/40,000) 39.08 7.50 200,000 1,500,000 200,000 1,500,000 1,475,000 40.03 15 200,000 3,000,000 200,000 3,000,000 1,500,000 44.09. 5 600,000 3,000,000 600,000 3,000,000 53.07 100 600,000 60,000,000 600,000 60,000,000 57,000,000 58.03 100 1,200,000 120,000,000 1,200,000 120,000,000 60,000,000 62.03 100 4,200,000 420,000,000 4,200,000 420,000,000 150,000,000 150,000,000 65.02 100 8,400,000 840,000,000 8,400,000 840,000,000 307,000,000 113,000,000 70.09 10 84,000,000 840,000,000 84,000,000 840,000,000 70.09 10 168,000,000 1,680,000,000 168,000,000 1,680,000,000 123,458,000 716,542,000 700618(70)()0681 72.02 10 252,000,000 2,520,000,000 252,000,000 2,520,000,000 67,245,000 772,755,000 720110(72)()0048 75.02 10 302,400,000 3,024,000,000 302,400,000 3,024,000,000 504,000,000 741227(74)()15826 78.03 10 453,600,000 4,536,000,000 453,600,000 4,536,000,000 196,560,000 1,315,440,000 780217(78)()7851 79.12 10 725,760,000 7,257,600,000 725,760,000 7,257,600,000 680,400,000 2,041,200,000 791126(79)()37086 81.04 10 1,016,064,000 10,160,640,000 1,016,064,000 10,160,640,000 435,456,000 2,467,584,000 810306(81)()00421 83.04 10 1,422,489,600 14,224,896,000 1,422,489,600 14,224,896,000 731,566,000 3,332,690,000 830322(83)()15799 84.04 10 2,133,734,400 21,337,344,000 2,133,734,400 21,337,344,000 618,783,000 6,493,665,000 840323(84)()17992 86.04 10 2,560,481,280 25,604,812,800 2,560,481,280 25,604,812,800 567,573,350 3,699,895,450 860314(86)()23733 87.07 10 2,880,541,440 28,805,414,400 2,880,541,440 28,805,414,400 3,200,601,600 870512(87)()37772 88.01 10 3,177,500,000 31,775,000,000 3,177,500,000 31,775,000,000 662,524,531 2,218,016,909 89,044,160 871204(87)()100482 89.08 10 3,519,800,000 35,198,000,000 3,519,800,000 35,198,000,000 635,500,000 2,542,000,000 245,500,000 890713(89)()60787 90.07 10 3,709,100,000 37,091,000,000 3,709,100,000 37,091,000,000 492,772,000 1,267,128,000 133,100,000 900621(90)()139973 96.09 10 3,780,900,000 37,809,000,000 3,780,900,000 37,809,000,000 718,000,000 96680960028219 99.08 10 4,310,700,000 43,107,000,000 4,310,700,000 43,107,000,000 5,298,000,000 9907070990033849 100.09 10 4,767,100,000 47,671,000,000 4,767,100,000 47,671,000,000 4,564,000,000 10007081000030569 101.04 10 5,567,100,000 55,671,000,000 5,567,100,000 55,671,000,000 200 101031510100066211 101.08 10 5,737,900,000 57,379,000,000 5,737,900,000 57,379,000,000 1,708,000,000 10107091010029076 102.08 10 6,308,900,000 63,089,000,000 6,308,900,000 63,089,000,000 5,710,000,000 102091310200259440 103.09 10 6,767,600,000 67,676,000,000 6,767,600,000 67,676,000,000 4,587,000,000 103090210300259710 1 2() 3 4 6,767,600 0 6,767,600 () 1 1 6,767,600,000 6,767,600,000 100% 100% 054 肆 募 資 情 形
103.12.31 1999 1,0005,000 5,00110,000 10,00115,000 15,00120,000 20,00130,000 30,00150,000 50,001100,000 100,001200,000 200,001400,000 400,001600,000 600,001800,000 800,0011,000,000 1,00,001 1 6,767,600,000 100% 1 6,767,600,000 100% 6,767,600,000 股 100% 102 103 (1) 104331(3) (2) 20.72 20.68 (1) 19.99 6,308,900,000 6,767,600,000 6,767,600,000-1.52 1.84 -(1) 1.41 0.7269 1.2481 0.7271 1103 2 3 055
誠 信 效 率 主 動 責 任 合 作 ( ) 1. 2. ( ) 1.2481 0 ( ) 104 ( ) 1. () 2. () 3. (1) 758,644 (2) (3) 1.84 ( ) 102 1. 539,280 2. 3. 056
() 95 2B 95.5.2() 09500180970 95 3 95.5.2() 09500180970 95 5 95.5.2() 09500180970 96 1 95.5.2() 09500180970 96 6 96.7.19() 09600289350 97 1 96.7.19() 09600289350 95915 95926 951127 96213 96928 97116 1000 1000 1000 1000 1000 1000 10.5 10.5 17 20 10 15 2.6% 2.6% 2.45% 2.4% 3% 3.08% 10, 105915 12, 107926 10, 1051127 10, 106213 12, 108928 10, 107116 () 10.5 10.5 17 20 10 15 370.91 370.91 370.91 370.91 370.91 370.91 717.35 717.35 717.35 717.35 765 765 (%) 104.93% 104.93% 104.93% 104.93% 108.78% 88.33% 100.12.13 twaa- 100.12.13 twaa- 100.12.13 twaa- 100.12.13 twaa- 100.12.13 twaa- 100.12.13 twaa- 057
誠 信 效 率 主 動 責 任 合 作 97 3 96.7.19() 09600289350 97 4 96.7.19() 09600289350 97 5 96.7.19() 09600289350 98 1 98.2.23() 09800045140 98 2 98.2.23() 09800045140 98 3 98.2.23( )09800045140 98.10.16 09800436220 97418 9759 97516 98424 98716 98129 1000 1000 1000 1000 1000 1000 23 17 35 20 20 30 3.1% (3M) (TAIBOR FIXING RATE) 3.2% 2.6% 2.45% 3.3% 4.3% 7, 104418 7, 10459 8, 105516 8, 106424 8, 106716 / () 23 17 35 20 20 30 370.91 370.91 370.91 378.09 378.09 378.09 765 765 765 779.96 779.96 779.96 10 (%) 88.33% 88.33% 88.33% 83.43% 83.43% 83.43% 100.12.13 twaa- 100.12.13 twaa- 100.12.13 twaa- 100.12.13 twaa- 100.12.13 twaa- 98.12.09 twa 058
98 4 99 1 100 1 101 1A 101 1B 103 1 98.2.23() 09800045140 99.9.27 09900368070 100.11.14 10000387970 100.11.14 10000387970 100.11.14 10000387970 102.12.23 10200350870 981229 991123 100126 101116 101116 103328 1000 1000 1000 1000 1000 1000 30 50 50 13 37 43 2.6% 1.65% 1.63% 1.43% 1.55% 1.85% 10, 1081229 10, 1091123 7, 107126 7, 108116 10, 111116 10, 113328 / / / / / / / / // 30 50 50 13 37 43 378.09 378.09 431.07 476.71 476.71 630.89 779.96 832.94 900.09 955.83 955.83 1261.78 (%) 83.43% 76.74% 70.88% 70.62% 70.62% 44.22% 100.12.13 twaa- 100.12.13 twaa- 100.12.13 twaa- 101.10.29 twaa- 101.10.29 twaa- 103.3.19 twa 059
誠 信 效 率 主 動 責 任 合 作 103 2A 103 2B 103 3A 103 3B 102.12.23 10200350870 102.12.23 10200350870 102.12.23 10200350870 102.12.23 10200350870 103926 103926 1031219 1031219 1000 1000 1000 1000 39 40 9 19 1.83% 1.98% 1.83% 1.98% 7, 110926 10, 113926 7, 1101219 10, 1131219 // // / // / // 39 40 9 19 630.90 630.91 630.92 630.93 1261.79 1261.80 1261.81 1261.82 (%) 44.22% 44.22% 44.22% 44.22% 103.9.17 twa 103.9.17 twa 103.12.9 twa 103.12.9 twa 060
100 100.10.3122 18( 1)100.11.14 100 100.11.14 10000387970 100.12.67 50;101.11.6 713 1037; 100101 11.34%12.94% 101 101.7.30232 (1) 101.10.16 100 101.10.16 10100321470 102 102.11.2523 13( 1)102.12.23 150 102.12.23 10200350870 103.3.2810 43; 103.9.26 739 1040; 103.12.197 91019 ; 103 12.85%102 0.22% 103 1 061
誠 信 效 率 主 動 責 任 合 作 R esponsibility 062
伍 營 運 概 況 ( ) 1. ( ) 2. 3. () 4. 5. () 6. 7. 8. 9. 10. () 11. 12. 13. () 14. 15. 16. 17. 18. 19. () 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44. 45. 46. 47. 48. 49. 063
誠 信 效 率 主 動 責 任 合 作 ( ) 1. 10103(103.12.31)3 102(102.12.31) 1,114,288 60.33 1,059,769 60.28 54,519 5.14 715,952 38.77 680,262 38.69 35,690 5.25 16,573 0.90 18,139 1.03-1,566-8.63 1,846,813 100 1,758,170 100 88,643 5.04 2. 103(103.12.31) 102(102.12.31) 452,189 30.31 394,326 27.81 57,863 14.67 372,136 24.95 387,926 27.36-15,790-4.07 667,367 44.74 635,622 44.83 31,745 4.99 1,491,692 100.00 1,417,874 100.00 73,818 5.21 : 3. 103(103.12.31) 102(102.12.31) 9,882 3.74 10,477 3.96-595 -5.68% 13,004 4.92 13,759 5.21-755 -5.49% 241,306 91.34 240,083 90.83 1,223 0.51% 264,192 100.00 264,319 100.00-127 -0.05% 4. 103 102 12,539 26% 12,605 29% -66-1% 12,860 27% 12,173 28% 687 6% 5,546 12% 4,707 11% 839 18% 12,118 25% 9,491 22% 2,627 28% 3,425 7% 2,604 6% 821 32% 1,553 3% 1,658 4% -105-6% 48,041 100% 43,238 100% 4,803 11% 1. / 2. () ( ) ( ) ( ) 064
( ) ( ) ( ) ( ) Bank3.0 ( ) ( ) 1. 2. ( ) () ( ) ( ) ( ) ( ) 聯 金 參 聯 行 聯 率 ( ) 兩 金 金 行 行 (104)2 行 ( ) ( ) (MOU) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) 065
誠 信 效 率 主 動 責 任 合 作 ( ) ( ) ( ) ( ) (FX SWAP) ( ) ( ) (TMU) ( ) ( ) 103 12 186 1 104 1 10 ( )1 ()1 () ( ) 104 103 (OBU) (OSU) 104 ( ) 1. (1) (2) (3) (4) 2. (1) 104 103 (2) (3) 3. (1) 066
(2) (3) (4) 20% 15% 4. (1) (2) (3) (4) ( ) 1. (1) (I)102 8 1 (I) (2) / (FX SWAP) (IRS)(CCS) (3) 103 364 20 1,783 69 (4) 103 6 (5) 102 3 104 3 15.67 962 (6) 103 4 OBU 104 3 6,474 89 2. ( ) 158 102 13,364 103 10,607 ( ) 1. 2. 3. 4. 5. ( ) 1. 2. 3. 067
誠 信 效 率 主 動 責 任 合 作 4. 5. 102 103 104 3 31 104331 7,121 6,949 7,017 43.12 43.03 42.95 18.04 17.80 17.67 (%) 0.03 0.03 0.03 9.37 10.03 10.40 80.42 81.02 80.94 9.44 8.30 8.29 0.74 0.62 0.34 6,332 6,209 6,174 5,175 5,202 5,172 5,988 5,901 5,862 2,177 2,134 2,118 5,648 5,533 5,498 11,954 17,344 2,875 3,584 3,539 561 41 26 2 103 ( ) 2014 103 2 7 2 23 ( ) 2014 ( ) 2014TIPC ( ) 104 ( ) - ( ) 10 2831 ( ) ( ) 2014 ( ) ( ) ( ) 103 7 10 ( ) 11 ( ) ( ) 1. 2. 3. 2014 ( ) 068
1. 103 2. 3. ( ) 1. 2. 3. 4. EDI 5. 6. SWIFT 7. ( ) 1. 2. ACH () 3. Bank3.0 4. (1) Windows (2) (3) 5. (1) 104 ISO 27001 BS 10012 ISO 20000 (2) ( ) 1. 2. 069
誠 信 效 率 主 動 責 任 合 作 3. 4. ( ) 1. 2. 3. 4. (1) (2) (3) (4) 5. 6. 7. 8. 9. 55 ( ) ( ) : 1. 30 7632 14 8500 ()5 8400 ()9 4500 ()6232 2. 99 12 17 960 ( ) : 1.5 1600 2,316 2.102 11 11 210 070
T eamwork 071
陸 財 務 概 況 ( ) 1. 1011231 1021231 1031231 1011231 1021231 1031231 158,886,211 170,228,684 190,540,673 158,875,946 170,216,109 190,535,026 40,125,581 40,288,320 50,430,123 40,125,581 40,288,320 50,430,123 64,997,009 80,367,723 86,970,358 64,997,009 80,367,723 86,970,358-6,132 4,191-6,132 4,191-38,915,430 33,298,639 29,985,601 38,914,966 32,869,480 28,905,619 1,891,389 1,773,331 1,487,958 1,891,389 1,772,773 1,486,564-1,374,043,429 1,406,612,677 1,477,976,339 1,374,043,429 1,406,612,677 1,477,976,339 283,007,275 310,881,004 266,974,564 283,007,275 310,881,004 266,974,564-81,050 75,532 70,641 1,327,605 1,420,459 2,011,107-23,556,884 35,115,925 64,611,905 23,535,884 35,013,074 63,624,870-29,452,205 28,674,054 29,871,876 29,444,169 28,559,760 29,762,002-5,703,640 6,873,100 6,896,690 5,703,640 6,979,602 7,001,955-328,774 320,600 262,144 322,510 315,417 254,524-1,423,573 2,035,220 1,826,106 1,422,971 2,033,464 1,825,313 951,893 1,123,312 3,157,000 938,108 1,114,025 3,138,041 2,023,364,343 2,117,674,253 2,211,066,169 2,024,550,482 2,118,450,019 2,210,900,596 89,799,416 131,875,899 100,435,752 89,799,416 131,875,899 100,435,752 23,217,504 20,656,004 22,640,898 23,217,504 20,656,004 22,640,898 113,294 86,820 41,968 113,294 86,820 41,968 22,099,286 18,183,206 26,912,231 22,169,286 18,253,206 26,982,231 35,493,749 20,806,659 25,275,575 35,454,918 20,729,911 25,206,036 (1) 37,514,700 25,392,723-37,475,869 25,315,975-333,543 1,387,296 564,663 309,918 1,354,667 539,131 1,665,093,068 1,739,937,046 1,830,323,502 1,666,270,311 1,740,828,793 1,831,117,254 38,650,000 31,650,000 37,450,000 38,650,000 31,650,000 37,450,000 10,746,743 7,482,047 13,297,835 10,746,743 7,452,058 12,462,999 6,064,942 5,907,404 6,291,692 6,066,294 5,909,186 6,293,411 6,021,653 6,022,050 6,022,056 6,021,653 6,021,653 6,021,653 2,956,906 2,985,917 1,889,618 2,956,906 2,937,917 1,788,884 1,900,590,104 1,986,980,348 2,071,145,790 1,901,776,243 1,987,756,114 2,070,980,217 (1) 1,902,611,055 1,991,566,412-1,903,797,194 1,992,342,178-122,774,239 130,693,905 139,920,379 122,774,239 130,693,905 139,920,379 57,379,000 63,089,000 67,676,000 57,379,000 63,089,000 67,676,000 (1) 63,089,000 67,676,000-63,089,000 67,676,000-24,694,777 24,694,777 24,694,777 24,694,777 24,694,777 24,694,777 43,370,748 45,337,234 48,341,321 43,370,748 45,337,234 48,341,321 (1) 35,639,797 36,164,170-35,639,797 36,164,170 - ( 2,670,286) ( 2,427,106) ( 791,719) ( 2,670,286) ( 2,427,106) ( 791,719) 122,774,239 130,693,905 139,920,379 122,774,239 130,693,905 139,920,379 (1) 120,753,288 126,107,841-120,753,288 126,107,841-1103 2 101 102-103 072 陸 財 務 概 況
2. 991231 1001231 1011231 123,780,159 141,835,135 161,045,928 25,387,124 33,925,915 40,224,363 1,773,814 349,905-28,254,316 43,493,032 40,723,487 1,245,812,985 1,309,023,543 1,374,043,429 61,402,251 65,908,870 64,997,009 304,206,987 288,324,506 283,007,275 254,634 271,865 1,325,964 10,044,891 17,342,436 21,267,120 25,914,017 28,011,623 29,444,169 559,868 417,574 322,510 9,965,998 7,557,767 7,540,163 1,837,357,044 1,936,462,171 2,023,941,417 43,638,222 82,357,240 89,799,416 37,659,552 27,790,094 23,217,504 20,125,671 20,719,589 22,169,286 33,819,533 39,809,157 35,764,836 35,207,829 40,662,791 37,785,787 1,564,252,346 1,617,655,576 1,666,270,311 31,300,000 33,650,000 38,650,000 1,710,898 1,889,730 2,261,048 7,864,112 9,476,095 10,860,037 6,977,161 7,531,450 9,210,719 1,747,347,495 1,840,878,931 1,898,203,157 1,748,735,791 1,841,732,565 1,900,224,108 43,107,000 47,671,000 57,379,000 47,671,000 57,379,000 63,089,000 12,618,085 12,694,777 24,694,777 28,576,902 31,067,394 37,166,979 22,624,606 20,505,760 29,436,028 6,683,357 8,342,497 9,167,790 ( 144,153) ( 51,889) ( 197,798) ( 831,642) ( 4,140,539) ( 2,472,488) 90,009,549 95,583,240 125,738,260 88,621,253 94,729,606 123,717,309 99-101 ( ) 1. - 101 102 103 101 102 103 32,772,241 34,584,556 38,551,086 32,771,640 34,573,236 38,473,790 ( 10,967,530) ( 11,798,052) ( 13,527,809) ( 10,972,303) ( 11,805,494) ( 13,537,856) 21,804,711 22,786,504 25,023,277 21,799,337 22,767,742 24,935,934 7,848,183 8,426,082 8,972,863 7,685,512 8,146,919 8,702,793 29,652,894 31,212,586 33,996,140 29,484,849 30,914,661 33,638,727 3,251,006 3,799,503 1,627,654 3,251,006 3,793,651 1,616,311 16,224,483 16,199,284 17,722,295 16,085,063 15,953,974 17,427,180 10,177,405 11,213,799 14,646,191 10,148,780 11,167,036 14,595,236 1,453,777 1,642,886 2,211,559 1,425,152 1,596,123 2,160,604 8,723,628 9,570,913 12,434,632 8,723,628 9,570,913 12,434,632 8,723,628 9,570,913 12,434,632 8,723,628 9,570,913 12,434,632 () 1,398,080 369,704 1,377,906 1,398,080 369,704 1,377,906 10,121,708 9,940,617 13,812,538 10,121,708 9,940,617 13,812,538 8,723,628 9,570,913 12,434,632 8,723,628 9,570,913 12,434,632 10,121,708 9,940,617 13,812,538 10,121,708 9,940,617 13,812,538 1.33 1.41 1.84 1.33 1.41 1.84 101 102-103 073
誠 信 效 率 主 動 責 任 合 作 2. - 99 100 101 16,880,076 19,574,630 21,165,409 10,611,579 10,459,868 9,798,737 6,559,251 4,760,831 5,467,323 14,399,439 15,251,385 15,425,466 6,532,965 10,022,282 10,071,357 5,949,838 8,385,429 8,661,219 5,949,838 8,385,429 8,661,219 1.00 1.41 1.32 99-101 ( ) 101 102 103 101 102 103 83.36% 81.86% 81.70% 83.30% 81.82% 81.66% 0.44% 0.42% 0.19% 0.44% 0.42% 0.19% 0.58% 0.59% 0.62% 0.58% 0.59% 0.62% 1.99% 1.99% 2.05% 1.99% 1.99% 2.05% () 0.01 0.02 0.02 0.01 0.01 0.02 () 4,171 4,337 4,833 4,180 4,341 4,841 () 1,227 1,330 1,768 1,237 1,344 1,789 10.23% 9.65% 11.92% 10.24% 9.66% 11.96% 0.44% 0.46% 0.57% 0.44% 0.46% 0.57% 8.07% 7.55% 9.19% 8.07% 7.55% 9.19% 29.42% 30.66% 36.58% 29.59% 30.96% 36.97% () 1.33 1.41 1.84 1.33 1.41 1.84 93.92% 93.82% 93.65% 93.92% 93.82% 93.65% 23.99% 21.94% 21.35% 23.98% 21.85% 21.27% 4.39% 4.66% 4.41% 4.45% 4.64% 4.36% 1.36% 10.18% 30.61% 1.26% 10.03% 30.70% ( 11.26%) 12.43% 17.35% ( 10.71%) 12.37% 17.58% 68.54% 55.73% 192.04% 75.07% 54.01% 199.17% 2,259.15% ( 1,809.29%) ( 751.94%) 1,023.28% ( 1,995.86%) ( 710.83%) 19.78% 21.99% 19.96% 19.78% 21.99% 19.96% () 14,738,829 14,501,954 14,715,798 14,738,829 14,501,954 14,715,798 1.03% 0.99% 0.96% 1.03% 0.99% 0.96% 4.92% 4.69% 4.50% 4.92% 4.69% 4.50% 4.68% 4.61% 4.45% 4.68% 4.61% 4.45% 6.00% 5.93% 5.89% 6.00% 5.93% 5.89% 6.41% 6.36% 6.37% 6.41% 6.36% 6.37% 074
1. 103 102 103 102 2. 103 102 103 ()102 3. 103 102 103 4. 103 102 5 5. 103 102 103 1. (1) / (2) / (3) / (4) / (5) / (6) / (7) / 2. (1) / (2) / (3) / (4) / (5) ()/ 3. (1) (1) / (2) / 4. (1)() / (2)() / 5. (1) / ( ) (2) / () (3) / 6. / 7. (1) / (2) (2) / (3) / (4) / 1 2 075
誠 信 效 率 主 動 責 任 合 作 ( ) 99 100 101 80.40 81.77 83.30 0.79 0.47 0.44 0.49 0.58 0.63 1.80 1.90 1.99 () 0.01 0.02 0.02 () 3,858 4,219 4,390 () 835 1,178 1,228 8.57% 12.30% 10.16% 0.33% 0.44% 0.44% 6.87% 9.04% 7.83% 21.64% 27.92% 27.97% () 1.00 1.41 1.32 95.10% 95.05% 93.78% 28.79% 29.31% 23.42% 3.44% 5.39% 4.52% 80.04% 53.41% 0.49% 5.00% ( 7.70%) 2.25% 502.19% 381.48% 234.16% ( 9.56%) 19.66% ( 4.10%) 24.91% 18.61% 19.78% () 22,262,550 15,340,004 14,738,829 1.71% 1.12% 1.03% 4.89% 4.86% 4.92% 3.93% 3.98% 4.80% 6.12% 6.02% 6.00% 6.33% 6.31% 6.41% 1. (1) / (2) / (3) / (4) / (5) / (6) / (7) / 2. (1) / (2) / (3) / (4) / (5) ()/ 076
3. (1) (1) / (2) / 4. (1) () / (2) () / 5. (1) / ( ) (2) / () (3) / 6. / 7. (1) / (2) (2) / (3) / (4) / 1 2 ( ) % 1021231 1031231 117,557,108 126,213,520 256,948 0 47,776,379 54,236,874 165,590,435 180,450,394 1,253,478,271 1,344,371,185 - - - - - - 48,336,684 52,279,990 - - 9,380,263 8,636,596 - - 1,311,195,218 1,405,287,771 12.63% 12.84% 8.97% 8.98% 8.99% 8.98% (3) - - 1. 2. (1) (2) ( ) 12.5 (3) (4) ( + ) (5) (6) = / 3. 104 4. 149 077
誠 信 效 率 主 動 責 任 合 作 % (1) (2) 99 100 101 43,107,000 47,671,000 57,379,000 - - - 3,000,000 3,000,000 3,000,000 - - - () 12,618,085 12,694,777 24,694,777 18,242,794 20,027,746 22,543,375 2,618,901 889,001 4,197,897 5,854,805 10,150,647 10,425,707 - - - -2,073,223-5,124,181-3,914,585 - - - - - - 5,191,331 4,478,924 4,926,057 78,177,031 84,830,066 113,400,114 - - - 5,000,000 5,000,000 5,000,000 6,683,357 8,342,497 9,167,790 45% 493,843 419,289 559,935 - - - - 1,064,533 1,861,487 33,880,000 33,230,000 32,640,000 - - - - - - 5,191,331 4,478,924 4,926,057 40,865,869 43,577,395 44,303,155 250,000 - - - - - 250,000 - - 119,292,900 128,407,461 157,703,269 078
% (1) (2) 99 100 101 983,033,011 1,084,249,685 1,162,799,591 - - - 2,498,604 225,469 0 - - - / 45,925,350 42,084,700 44,429,220 - - - 4,933,418 5,736,407 11,034,936 - - - 1,036,390,383 1,132,296,261 1,218,263,747 11.51% 11.34% 12.94% () 11.52% 11.36% 13.04% 7.54% 7.49% 9.31% 3.95% 3.85% 3.64% 0.02% 0.00% 0.00% 2.35% 2.46% 2.84% 1 2 1. 2. 12.5 3. 4. 5. 6. 7. 079
誠 信 效 率 主 動 責 任 合 作 () O 080
103 102 12 31 103 102 1 1 12 31 103 102 12 31 103 102 1 1 12 31 103 102 0930128050 0920123784 081
誠 信 效 率 主 動 責 任 合 作 103 102 12 31 1031231 1021231 11000 $ 63,700,489 3 $ 48,142,931 2 11500 126,840,184 6 122,085,753 6 12000 50,430,123 2 40,288,320 2 12300 4,191-6,132-13000 29,985,601 2 33,298,639 2 13200 1,487,958-1,773,331-13500 1,477,976,339 67 1,406,612,677 66 14000 86,970,358 4 80,367,723 4 14500 266,974,564 12 310,881,004 15 15000 70,641-75,532-15500 64,611,905 3 35,115,925 2 18500 29,871,876 1 28,674,054 1 18700 6,896,690-6,873,100-19000 262,144-320,600-19300 1,826,106-2,035,220-19500 3,157,000-1,123,312-10000 $ 2,211,066,169 100 $ 2,117,674,253 100 21000 $ 100,435,752 5 $ 131,875,899 6 22000 22,640,898 1 20,656,004 1 22300 41,968-86,820-22500 26,912,231 1 18,183,206 1 23000 25,275,575 1 20,806,659 1 23200 564,663-1,387,296-23500 1,830,323,502 83 1,739,937,046 82 24000 37,450,000 2 31,650,000 2 25500 13,297,835 1 7,482,047 1 25600 6,291,692-5,907,404-29300 6,022,056-6,022,050-29500 1,889,618-2,985,917-20000 2,071,145,790 94 1,986,980,348 94 31101 67,676,000 3 63,089,000 3 31500 24,694,777 1 24,694,777 1 32001 28,013,015 1 25,141,742 1 32003 6,322,780-8,795,268-32011 14,005,526 1 11,400,224 1 32000 48,341,321 2 45,337,234 2 32521 860,598-4,017-32523 ( 1,652,317) - ( 2,431,123) - 32500 ( 791,719) - ( 2,427,106) - 30000 139,920,379 6 130,693,905 6 $ 2,211,066,169 100 $ 2,117,674,253 100 082
103 102 1 1 12 31 103 102 () 41000 () $ 38,551,086 114 $ 34,584,556 111 11 51000 () ( 13,527,809) ( 40) ( 11,798,052) ( 38) 15 49010 25,023,277 74 22,786,504 73 10 49100 () 6,262,383 18 5,299,890 17 18 49200 () 4,107,291 12 2,991,501 9 37 49300 () 324,868 1 565,309 2 ( 43) 49600 () ( 2,233,016) ( 7) ( 1,197,930) ( 4) 86 49750 ( ) ( 4,891) - ( 5,518) - ( 11) 49805 204,018 1 225,954 1 ( 10) 49899 () 312,210 1 546,876 2 ( 43) 49020 8,972,863 26 8,426,082 27 6 4xxxx 33,996,140 100 31,212,586 100 9 58200 ( ) ( 1,627,654) ( 5) ( 3,799,503) ( 12) ( 57) () 58500 ( 11,585,291) ( 34) ( 10,716,956) ( 34) 8 59000 ( 769,234) ( 2) ( 772,723) ( 3) - 59500 ( 5,367,770) ( 16) ( 4,709,605) ( 15) 14 58400 ( 17,722,295) ( 52) ( 16,199,284) ( 52) 9 61001 14,646,191 43 11,213,799 36 31 61003 () ( 2,211,559) ( 6) ( 1,642,886) ( 5) 35 64000 12,434,632 37 9,570,913 31 30 () 65001 856,581 3 201,815 1 324 65011 778,806 2 41,365-1,783 65031 () ( 310,218) ( 1) 152,439 - ( 304) 65091 52,737 - ( 25,915) - 303 65000 1,377,906 4 369,704 1 273 66000 $ 13,812,538 41 $ 9,940,617 32 39 () 67500 $ 1.84 $ 1.41 083
誠 信 效 率 主 動 責 任 合 作 103 102 1 1 12 31 10211 $ 57,379,000 $ 24,693,452 $ 1,325 $ 24,694,777 101() - - - - - - - - - - - - 5,710,000 - - - 102 - - - - 102 - - - - 102 - - - - 1021231 63,089,000 24,693,452 1,325 24,694,777 102() - - - - - - - - - - - - 4,587,000 - - - 103 - - - - 103() - - - - 103 - - - - 1031231 $ 67,676,000 $ 24,693,452 $ 1,325 $ 24,694,777 102 101 539,280 618,472 084
$ 22,543,375 $ 10,463,319 $ 10,364,054 $ 43,370,748 ($ 197,798) ($ 2,472,488) $ 122,774,239 2,598,367 - ( 2,598,367) - - - - - ( 1,668,051) 1,668,051 - - - - - - ( 2,020,951) ( 2,020,951) - - ( 2,020,951) - - ( 5,710,000) ( 5,710,000) - - - - - 9,570,913 9,570,913 - - 9,570,913 - - 126,524 126,524 201,815 41,365 369,704 - - 9,697,437 9,697,437 201,815 41,365 9,940,617 25,141,742 8,795,268 11,400,224 45,337,234 4,017 ( 2,431,123) 130,693,905 2,871,273 - ( 2,871,273) - - - - - ( 2,472,488) 2,472,488 - - - - - - ( 4,586,064) ( 4,586,064) - - ( 4,586,064) - - ( 4,587,000) ( 4,587,000) - - - - - 12,434,632 12,434,632 - - 12,434,632 - - ( 257,481) ( 257,481) 856,581 778,806 1,377,906 - - 12,177,151 12,177,151 856,581 778,806 13,812,538 $ 28,013,015 $ 6,322,780 $ 14,005,526 $ 48,341,321 $ 860,598 ($ 1,652,317) $ 139,920,379 085
誠 信 效 率 主 動 責 任 合 作 103 102 1 1 12 31 103 102 $ 14,646,191 $ 11,213,799 640,122 647,813 135,632 137,401 1,627,654 3,799,503 15,545,855 13,343,922 ( 39,817,845) ( 35,830,042) - ( 23,547) 4,891 5,518 ( 801) ( 870) 3,421 - - ( 8,134) 7,740,493 1,842,338 ( 10,141,803) ( 162,739) () 1,941 ( 6,132) 3,606,641 5,656,407 ( 72,688,595) ( 36,232,320) ( 5,823,829) ( 15,329,349) () 43,906,440 ( 27,847,176) ( 29,583,144) ( 11,709,872) () ( 31,440,147) 42,076,483 () 1,984,894 ( 2,561,500) ( 44,852) ( 26,474) () 8,729,025 ( 3,916,080) () 3,770,913 ( 13,952,498) 90,386,456 74,843,978 () 5,815,788 ( 3,264,696) ( 585,491) ( 412,334) () ( 1,096,299) 29,011 7,323,551 2,312,410 39,396,446 35,754,752 ( 15,167,222) ( 13,681,846) ( 1,692,184) ( 1,098,517) 29,860,591 23,286,799 ( 1,869,990) ( 1,113,253) 914 1,774 ( 63,003) ( 47,110) - 31,681 086
103 102 ($ 1,930) ($ 2,870) ( 2,037,109) ( 157,287) ( 3,971,118) ( 1,287,065) 15,000,000 - ( 9,200,000) ( 7,000,000) ( 4,586,541) ( 2,021,686) () 1,213,459 ( 9,021,686) 949,550 206,763 28,052,482 13,184,811 100,712,675 87,527,864 $ 128,765,157 $ 100,712,675 63,700,489 48,142,931 65,064,668 52,569,744 $ 128,765,157 $ 100,712,675 087
誠 信 效 率 主 動 責 任 合 作 103102111231 83631 1031231 18619 111 901114 901219 926 90321 100% 101713100% 1011025100% 97225 9752310 97421 100% 10310212317,0347,196 104323 () 2013 IFRSIASIFRICSIC 103100060101030010325104 IASB2013IFRSIASIFRICSICIFRSs 088
IFRSsIFRSsIAS 392009 IAS 39 IFRSs2010 2009-2011 IFRS 1IFRS 7 IFRS 1 IFRS 1 IFRS 7 IFRS 10 IFRS 7 IFRS 11 IFRS 12 IFRS 10IFRS 11IFRS 12 IFRS 10IFRS 12IAS 27 IFRS 13 IAS 1 IAS 12 IAS 19 IAS 28 IAS 32 IFRIC 20 IASB 200911201011 2009630 201071201111 201311 201071 201171 201311 201311 201311 201171 201311 201311 201311 201411 201311 201271 201211 201311 201311 201411 201311 2013IFRSs 1. IFRS 10 IAS 27SIC 12 (i)(ii) (iii) 2. IFRS 12 IFRS 12 IFRS 12 3. IAS 28 4. IFRS13 IFRS 13 IFRS 13 IFRS13104 089
誠 信 效 率 主 動 責 任 合 作 5. IAS 1 (1)(2) 104 6. IAS 19 IAS 19 104IAS 191021231 10311104 103 1031231 $ 1,826,106 $ - $ 1,826,106 $ 1,826,106 $ - $ 1,826,106 $ 4,815,804 $ - $ 4,815,804 $ 4,815,804 $ - $ 4,815,804 $ 48,341,321 $ - $ 48,341,321 $ 48,341,321 $ - $ 48,341,321 10311 $ 2,035,220 $ - $ 2,035,220 $ 2,035,220 $ - $ 2,035,220 $ 4,737,726 $ - $ 4,737,726 $ 4,737,726 $ - $ 4,737,726 $ 45,337,234 $ - $ 45,337,234 $ 45,337,234 $ $ 45,337,234 103 $ 17,722,295 $ 8 $ 17,722,303 $ 2,211,559 ($ 1) $ 2,211,559 $ 12,434,632 ($ 7) $ 12,434,625 ($ 310,218) $ 8 ($ 310,210) $ 52,737 ($ 1) $ 52,736 $ 1,377,906 $ 7 $ 1,377,913 $ 13,812,538 $ - $ 13,812,538 7. IFRS 7 8. IAS 32 090
9. 222,820 10411 () IASBIFRSs IASBIFRSs IASB1 2010-2012 2011-2013 2012-2014 IFRS 9 IFRS 9IFRS 7 IFRS 10IAS 28 IFRS 10IFRS 12IAS 28 IFRS 11 IFRS 14 IFRS 15 IAS 1 IAS 16IAS 38 IAS 16IAS 41 IAS 19 IAS 36 IAS 39 IFRIC 21 2014712 201471 2016114 201811 201811 2016113 201611 201611 201611 201711 201611 201611 201611 201471 201411 201411 201411 1 2 2014 7 1 IFRS 2 2014 7 1 IFRS 3 IFRS 13 2014 7 1 3 2016 1 1 4 IFRS 5 2016 1 1 2016 1 1 1. IFRS 9 IAS 39 IFRS 9 (1) (2) 091
誠 信 效 率 主 動 責 任 合 作 IFRS 9 IFRS 15 12 IFRS 9 IAS 39(1) (2)(3) 2. IAS 36 IASBIFRS 13IAS 36 IAS 36 3. 2010-2012 2010-2012IFRS 2IFRS 3IFRS 8 IFRS 2 IFRS 3IAS 39IFRS 9 IFRS 8 IFRS 13IFRS 13 IAS 24 4. 2011-2013 2011-2013IFRS 3IFRS 13IAS 40 IFRS 3IFRS 3 IFRS 13 IAS 39IFRS 9IAS 32 IAS 40IAS 40IFRS 3 5. IAS 16IAS 38 IAS 16 092
IAS 38 (1) (2) 6. 2012-2014 IFRS 7 () IFRSs () () 103 1231 102 1231 100% 100% 100% 100% 100% 100% () 093
誠 信 效 率 主 動 責 任 合 作 () IAS 7 () IAS 39 IAS 36 IAS 36 () 1. (1) A. a. b. c. a. b. Bloomberg B. 094
C. D. (2) A. B. C. D. 103124 10300329440105 1.5% 095
誠 信 效 率 主 動 責 任 合 作 (3) 2. (1) A. B. C. A. B. (2) 3. 096
() 1. 2. 3. () 6 () () 097
誠 信 效 率 主 動 責 任 合 作 IAS 8 () () IAS 8 () () () () 098
099 IAS 19 () 91 92103 () ()
誠 信 效 率 主 動 責 任 合 作 () () () () () 1031021231 () () 100
() () 1031231 1021231 $ 10,849,814 $ 9,503,113 1,473,024 1,401,015 43,440,086 31,755,764 7,855,277 5,337,692 82,288 145,347 $ 63,700,489 $ 48,142,931 1031021231 1031231 1021231 $ 63,700,489 $ 48,142,931 IAS 7 65,064,668 52,569,744 $ 128,765,157 $ 100,712,675 1031231 1021231 $ 56,464,233 $ 51,891,612 17,241,612 21,910,053 47,951,325 45,429,743 339,657 287,712 28,378 65,634 4,814,979 2,500,999 $ 126,840,184 $ 122,085,753 101
誠 信 效 率 主 動 責 任 合 作 1031231 1021231 $ 31,692,692 $ 20,046,559 2,784,586 995,559 998,402 328,809 499,689 649,999 350,397-263,237 42,381 206,823 159,230 91,587 429,294 14,325 - - 497,357-318,736 71 182 36,901,809 23,468,106 9,375,140 10,359,058 4,153,174 6,005,304-455,852 13,528,314 16,820,214 $ 50,430,123 $ 40,288,320 $ 1,545,999 $ 12,423 998,355 328,613 637,391 400,984 448,123 95,300 173,545 326,448 4,145 10,260 3,807,558 1,174,028 18,833,340 19,481,976 $ 22,640,898 $ 20,656,004 1031021231483,340631,976103102 88,86598,131 103 102 12 31 1031231 1021231 $ 196,314,537 $ 148,949,774 121,399,018 86,538,989 57,408,243 6,295,492 36,072,351 36,935,634 253,360 1,520,660 103 102 12 316,733,0420 3,710,0006,630,000 102
1031231 1021231 $ 10,105,938 $ 16,460,443 5,889,019 5,888,957 4,667,342 3,419,954 4,613,276 5,080,996 4,322,105 3,900,706 1,980,009 1,671,041 1,494,664 92,538 888,597 748,559 33,960,950 37,263,194 ( 3,975,349) ( 3,964,555) $ 29,985,601 $ 33,298,639 103 102 $ 3,964,555 $ 3,969,607 149,896 29,683 ( 117,002) ( 22,515) ( 23,240) ( 17,718) 1,140 5,498 $ 3,975,349 $ 3,964,555 1031021231 1031231 1021231 $ 8,541,424 $ 9,354,740 138,420 99,440 158,690 96,025 248,843,287 214,656,732 256,137 231,982 194,210,254 169,854,207 263,321,792 281,406,158 108,814,519 106,520,305 19,630,198 20,526,759 647,736,325 615,095,329 2,927,565 5,877,318 1,494,578,611 1,423,718,995 ( 16,735,211) ( 17,294,135) 132,939 187,817 $ 1,477,976,339 $ 1,406,612,677 103102116,573168,942 103102 103
誠 信 效 率 主 動 責 任 合 作 103 102 $ 6,272,615 $ 11,021,520 $ 17,294,135 $ 4,839,754 $ 8,658,906 $ 13,498,660 () ( 55,251) 1,486,644 1,431,393 1,285,628 2,331,628 3,617,256 ( 45,421) - ( 45,421) - - - ( 3,290,611) - ( 3,290,611) ( 1,626,575) - ( 1,626,575) - ( 201,981) ( 201,981) - 11,567 11,567 1,452,175-1,452,175 1,762,495-1,762,495 18,761 76,760 95,521 11,313 19,419 30,732 $ 4,352,268 $ 12,382,943 $ 16,735,211 $ 6,272,615 $ 11,021,520 $ 17,294,135 1031021231 1031231 1021231 $ 43,207,587 $ 31,467,739 14,714,170 15,904,583 14,192,543 20,340,822 () 9,173,848 9,851,013 4,557,815 1,630,440 1,124,395 1,173,126 $ 86,970,358 $ 80,367,723 10310212319,951,380 3,920,900 1031021231 1031231 1021231 $ 230,215,000 $ 287,800,000 30,777,667 16,790,063 3,895,960 4,120,531 2,006,904 2,170,410 79,033 - $ 266,974,564 $ 310,881,004 10310212313,700,300 3,922,000 1031021231 104
1031231 1021231 (%) (%) $ 70,641 30.00 $ 75,532 30.00 1031231 1021231 $ 238,458 $ 254,587 $ 2,989 $ 2,813 103 102 $ 19,365 $ 16,033 ($ 16,304) ($ 18,393) $ - $ - 103102 1031231 1021231 $ 33,405,462 $ 6,400,658 26,780,031 25,133,873 3,428,045 3,422,045 957,864 82,677 66,159 210,983 40,794 32,664-180 64,678,355 35,283,080 ( 3,421) - ( 63,029) ( 167,155) $ 64,611,905 $ 35,115,925 103 102 $ 167,155 $ 123,908 47,943 152,276 ( 191,290) ( 107,584) 39,221 ( 1,445) $ 63,029 $ 167,155 1033,421 10310212312,035,100 2,725,000 105
誠 信 效 率 主 動 責 任 合 作 1031231 1021231 $ 18,150,870 $ 18,205,908 6,643,658 6,900,293 522,360 495,918 91,360 79,467 249,518 251,604 76,737 82,036 4,137,373 2,658,828 $ 29,871,876 $ 28,674,054 103 $ 18,205,908 $ 12,213,898 $ 4,694,542 $ 869,380 $ 2,237,559 $ 218,631 $ 2,658,828 $ 41,098,746-6,847 178,131 23,202 48,559 12,597 1,600,654 1,869,990 - - ( 228,932) ( 59,614) ( 62,881) ( 58,057) - ( 409,484) ( 55,038) ( 9,496) 48,276 14,699 26,107 20,583 ( 122,109) ( 76,978) - - 5,243 1,051 2,151 7,461-15,906 18,150,870 12,211,249 4,697,260 848,718 2,251,495 201,215 4,137,373 42,498,180-5,313,605 4,198,624 789,913 1,985,955 136,595-12,424,692-264,806 200,948 26,249 76,449 39,616-608,068 - - ( 228,932) ( 59,614) ( 62,801) ( 58,024) - ( 409,371) - ( 10,820) - - - - - ( 10,820) - - 4,260 810 2,374 6,291-13,735-5,567,591 4,174,900 757,358 2,001,977 124,478-12,626,304 $ 18,150,870 $ 6,643,658 $ 522,360 $ 91,360 $ 249,518 $ 76,737 $ 4,137,373 $ 29,871,876 102 $ 19,157,294 $ 12,612,352 $ 4,786,889 $ 892,017 $ 2,178,482 $ 254,975 $ 1,887,061 $ 41,769,070-11,556 94,706 21,303 53,507 10,080 923,310 1,114,462 - - ( 191,572) ( 45,477) ( 34,953) ( 52,912) - ( 324,914) ( 951,386) ( 410,010) 2,350 1,311 39,789 1,879 ( 151,543) ( 1,467,610) - - 2,169 226 734 4,609-7,738 18,205,908 12,213,898 4,694,542 869,380 2,237,559 218,631 2,658,828 41,098,746-5,247,114 4,181,263 805,834 1,940,522 142,132-12,316,865-266,011 207,278 29,152 78,848 46,733-628,022 - - ( 191,572) ( 45,357) ( 34,169) ( 52,912) - ( 324,010) - ( 199,520) - - - - - ( 199,520) - - 1,655 284 754 642-3,335-5,313,605 4,198,624 789,913 1,985,955 136,595-12,424,692 $ 18,205,908 $ 6,900,293 $ 495,918 $ 79,467 $ 251,604 $ 82,036 $ 2,658,828 $ 28,674,054 106
() 1031023,068103102 641301103102 9903,790 () 1031021231 () 656 46 49 416 5 1031231 1021231 $ 6,282,157 $ 6,227,120 614,533 645,980 $ 6,896,690 $ 6,873,100 103 102 $ 7,522,529 $ 6,133,758 1,930 2,870 64,534 1,385,901 7,588,993 7,522,529 649,429 430,118 32,054 19,791 10,820 199,520 692,303 649,429 $ 6,896,690 $ 6,873,100 () 656 () 103102123125,280,404 19,047,889 () 103102259,636261,414103 10253,93149,166 107
誠 信 效 率 主 動 責 任 合 作 1031231 1021231 $ 261,344 $ 319,800 800 800 $ 262,144 $ 320,600 103 $ 1,783,972 $ 800 $ 1,784,772 63,003-63,003 12,444-12,444 3,050-3,050 1,862,469 800 1,863,269 1,464,172-1,464,172 135,632-135,632 1,321-1,321 1,601,125-1,601,125 $ 261,344 $ 800 $ 262,144 102 $ 1,844,858 $ 800 $ 1,845,658 47,110-47,110 ( 182,352) - ( 182,352) 81,709-81,709 ( 7,353) - ( 7,353) 1,783,972 800 1,784,772 1,516,884-1,516,884 137,401-137,401 ( 182,352) - ( 182,352) ( 7,761) - ( 7,761) 1,464,172-1,464,172 $ 319,800 $ 800 $ 320,600 1031021,8215,332 35 1031231 1021231 $ 2,720,277 $ 236,528 240,194 203,316 191,545 683,462 4,984 6 $ 3,157,000 $ 1,123,312 108
1031231 1021231 $ 93,075,048 $ 123,083,091 3,755,355 4,593,317 535,241 171,651 63,718 62,760 3,006,390 3,965,080 $ 100,435,752 $ 131,875,899 1031231 1021231 $ 11,643,076 $ 9,594,337 8,790,205 611,048 3,701,071 6,114,597 2,777,879 1,363,224-500,000 $ 26,912,231 $ 18,183,206 1031021231104610312 26,938,29718,199,489 1031231 1021231 $ 7,855,205 $ 5,333,125 4,794,221 5,232,217 3,776,931 2,977,188 2,520,377 2,142,729 1,495,565 208,650 1,088,274 1,068,715 1,048,989 1,007,558 293,770 294,248 216,522 722,628 168,248 179,294 2,017,473 1,640,307 $ 25,275,575 $ 20,806,659 1031231 1021231 $ 56,411,018 $ 54,376,289 473,207,946 454,228,393 343,991,583 308,849,245 5,399,694 3,637,800 950,435,457 918,048,239 877,804 797,080 $ 1,830,323,502 $ 1,739,937,046 109
誠 信 效 率 主 動 責 任 合 作 1031231 1021231 95-2A8103.09.15 $ - $ 1,000,000 95-3122.6%107.09.26 1,050,000 1,050,000 95-5102.45%105.11.27 1,700,000 1,700,000 96-27 103.09.20-4,500,000 96-37103.09.20-1,200,000 96-77103.12.20-2,500,000 97-47104.05.09 1,700,000 1,700,000 98-31103.3%10 4.3%10108.12.09 3,000,000 3,000,000 99-1101.65%109.11.23 5,000,000 5,000,000 100-171.63%107.12.06 5,000,000 5,000,000 101-1A71.43%108.11.06 1,300,000 1,300,000 101-1B101.55%111.11.06 3,700,000 3,700,000 103-1101.85%113.03.28 4,300,000-103-2A71.83%110.09.26 3,900,000-103-2B101.98%113.09.26 4,000,000-103-3A71.83%110.12.19 900,000-103-3B101.98%113.12.19 1,900,000 - $ 37,450,000 $ 31,650,000 1031231 1021231 $ 12,293,323 $ 7,224,259 435,000-399,836 29,989 169,676 227,799 $ 13,297,835 $ 7,482,047 1031231 1021231 $ 5,873,323 $ 5,673,665 402,626 217,996 15,743 15,743 $ 6,291,692 $ 5,907,404 103 102 $ 217,996 $ 217,626 ( 1,578) 288 186,000-208 82 $ 402,626 $ 217,996 110
1031231 1021231 $ 4,815,804 $ 4,737,726 1,057,519 935,939 $ 5,873,323 $ 5,673,665 () 103102 120,594111,598 () 6 2 103102393,582402,261 1031231 1021231 1.75%~1.88% 1.75% 1.75%~2.00% 1.75%~2.00% 2.00%~2.75% 2.00%~2.75% 103 102 $ 316,022 $ 331,946 160,348 143,814 ( 82,788) ( 73,499) $ 393,582 $ 402,261 103 102257,481126,524 103102 12 31 255,0192,462 1031231 1021231 $ 9,369,132 $ 9,679,540 ( 4,553,328) ( 4,941,814) 4,815,804 4,737,726 $ 4,815,804 $ 4,737,726 111
誠 信 效 率 主 動 責 任 合 作 103 102 $ 9,679,540 $ 9,701,929 316,022 331,946 160,348 143,814 340,621 ( 164,833) ( 1,134,132) ( 336,972) 6,733 3,656 $ 9,369,132 $ 9,679,540 103 102 $ 4,941,814 $ 4,804,624 82,788 73,499 30,403 ( 12,394) 632,455 412,635 ( 1,134,132) ( 336,550) $ 4,553,328 $ 4,941,814 103102113,19161,105 1031231 1021231 50 36 28 39 22 25 100 100 IFRSs(10111) 1031231 1021231 1011231 10111 $ 9,369,132 $ 9,679,540 $ 9,701,929 $ 9,070,664 $ 4,553,328 $ 4,941,814 $ 4,804,624 $ 4,601,910 $ 4,815,804 $ 4,737,726 $ 4,897,305 $ 4,468,754 ($ 340,582) ($ 135,969) $ 3,909 $ - $ 30,403 ($ 12,394) ($ 30,625) $ - () 1031231 1021231 4.00% 4.00% 2.00% 2.00% 1.00% 1.00% 50.00% 50.00% 112
103 102 $ 35,223 $ 35,228 320,848 181,318 $ 356,071 $ 216,546 1031231 1021231 $ 1,057,519 $ 935,939 - - $ 1,057,519 $ 935,939 103 102 $ 935,939 $ 935,477 35,223 35,228 320,848 181,318 ( 234,491) ( 216,084) $ 1,057,519 $ 935,939 1031231 1021231 $ 915,996 $ 792,309 726,045 1,222,939 242,663 963,403 4,914 7,266 $ 1,889,618 $ 2,985,917 92212910458039 12 9190 113
誠 信 效 率 主 動 責 任 合 作 () 103 102 $ 1,460,412 $ 1,900,489 12,559 - ( 41,805) ( 50,377) 518,536 429,939 1,949,702 2,280,051 261,857 ( 637,165) $ 2,211,559 $ 1,642,886 103 102 17% $ 2,489,852 $ 1,906,346 ( 394,683) ( 317,172) ( 2,986) ( 8,372) ( 401,081) ( 316,630) ( 231,771) 636,317 518,536 429,939 1,081-12,559 - ( 41,805) ( 50,377) 1,949,702 2,280,051 261,857 ( 637,165) $ 2,211,559 $ 1,642,886 () 103 102 $ 52,737 ($ 25,915) () 1031231 1021231 $ 1,442,144 $ 1,726,398 45,814 46,933 $ 1,487,958 $ 1,773,331 $ 564,663 $ 1,387,296 114
() 1031231 1021231 $ 961,673 $ 1,206,148 843,507 810,670 20,926 18,402 $ 1,826,106 $ 2,035,220 $ 6,021,653 $ 6,021,653 403 397 $ 6,022,056 $ 6,022,050 103 $ 1,206,148 ($ 244,475) $ - $ 961,673 810,670 ( 19,900) 52,737 843,507 18,402 2,524-20,926 $ 2,035,220 ($ 261,851) $ 52,737 $ 1,826,106 $ 6,021,653 $ - $ - $ 6,021,653 397 6-403 $ 6,022,050 $ 6 $ - $ 6,022,056 102 $ 567,738 $ 638,410 $ - $ 1,206,148 837,826 ( 1,241) ( 25,915) 810,670 18,009 393-18,402 $ 1,423,573 $ 637,562 ($ 25,915) $ 2,035,220 $ 6,021,653 $ - $ - $ 6,021,653-397 - 397 $ 6,021,653 $ 397 $ - $ 6,022,050 115