2009 12 31
1 2010 3 25 2009 01 01 12 31 1
2 2.1 482002 482002 2006 3 20 16,722,904,052.29 2.2 6 1 6 2.3 010-58698918 010-67595003 Customerservice@icbccs.com.cn yindong@ccb.cn 010-58698918 010-67595096 010-66583158 010-66275853 2.4 www.icbccs.com.cn 2
3 3.1 3.1.1 2009 2008 2007 152,059,325.70 421,124,442.70 60,399,998.30 152,059,325.70 421,124,442.70 60,399,998.30 1.2863% 4.1048% 3.5366% 3.1.2 2009 2008 2007 16,722,904,052.29 37,584,799,562.40 6,173,175,596.46 1.0000 1.0000 1.0000 1 2 2005 3 25 5 <> 2008 2 27 2007 3 2006 3 20 3.2 3.2.1 0.2644% 0.0018% 0.4991% 0.0000% -0.2347% 0.0018% 0.5990% 0.0037% 0.9981% 0.0000% -0.3991% 0.0037% 1.2863% 0.0054% 1.9800% 0.0000% -0.6937% 0.0054% 9.1730% 0.0101% 7.8581% 0.0020% 1.3149% 0.0081% 10.7013% 0.0091% 9.2135% 0.0021% 1.4878% 0.0070% 2006 3 20 3.2.2 3
180 10% 20 3.2.3 1 2006 3 20 2 4
3.3 2009 157,306,728.59 - -5,247,402.89 152,059,325.70-2008 416,705,148.06-4,419,294.64 421,124,442.70-2007 59,693,278.74-706,719.56 60,399,998.30-633,705,155.39 - -121,388.69 633,583,766.70-4 4.1 4.1.1 4.1.2 2006-9-21 --- 12 1997 7 2002 10 2002 10 2003 6 2003 6 2006 5 2003 6 2005 5 2005 5 13 2006 5 26 5
2006 9 21 2007 5 11 2008 6 2009 11 2009 11 1 2 3 4.2 4.3 4.3.1 4.3.2 4.3.3 4.4 4.4.1 2009 7 6
7 1 1 2009 1 1.0%1 1.2% 2 1.3% 7 1 1.5% 8 1.76% 1 10 2%1 2009 100BP 2009 V 1 1 AA+ 2009 3.4%1 1.75% 2 2.0%3 2.8% 4 3.06% 2009 2009 V 8 1 2008 4 2008 2009 2008 375 1 142 2 81 3 62 4 167 2009 1 4.4.2 2009 127.82 1.2863% 1.9800% 2009 2008 2009 4.5 2010 2010 7
2010 2009 2009 2010 CPI 2009 7 1 12 0.5% 1 2 3 1 2009 4.6 4.6.1 4.6.1.1 4.6.1.1.14 4.6.1.1.2 4.6.1.2 4.6.2 4.6.3 4.6.4 8
4.7 1 1.00 2152,059,325.70152,059,325.70 151,559,631.74499,693.962008 1 12008 12 31 421,124,442.70 415,377,345.855,747,096.85 5 5.1 5.2 152,059,325.70 5.3 6 9
7 7.1 2009 12 31 2009 12 31 2008 12 31 1,254,583,784.59 968,046,442.23 3,614,285.72 - - - 8,823,110,373.25 30,753,269,602.00 - - - - 8,823,110,373.25 30,753,269,602.00 - - - - 6,751,013,180.80 2,139,004,568.50 - - 41,148,895.18 75,173,972.00 - - 900.00 3,669,788,256.91 - - 400,000.00-16,873,871,419.54 37,605,282,841.64 2009 12 31 2008 12 31 - - - - - - - - 140,000,007.00-1,675,356.25 1,072,655.74 4,024,981.46 6,379,276.95 1,219,691.33 1,933,114.24 3,049,228.40 4,832,785.58 93,908.85 313,849.88 - - 10
- - 499,693.96 5,747,096.85 - - 404,500.00 204,500.00 150,967,367.25 20,483,279.24 16,722,904,052.29 37,584,799,562.40 - - 16,722,904,052.29 37,584,799,562.40 16,873,871,419.54 37,605,282,841.64 2009 12 31 1.0000 16,722,904,052.29 7.2 2009 01 01 2009 12 31 2009 1 1 2009 12 31 2008 1 1 2008 12 31 253,835,689.93 502,159,145.17 1. 193,208,189.13 316,626,787.62 11,100,771.79 781,215.97 168,990,507.18 291,596,713.69 - - 13,116,910.16 24,248,857.96 - - 2.- 60,627,300.30 185,497,392.27 - - - - 60,627,300.30 185,497,392.27 - - - - - - 3. - - - 4.- - - 5.- 200.5 34,965.28 101,776,364.23 81,034,702.47 1 44,839,679.38 29,607,652.37 2 13,587,781.68 8,972,015.89 11
3 33,969,454.02 22,430,039.83 4 - - 5 8,869,510.34 19,445,979.54 8,869,510.34 19,445,979.54 6 509,938.81 579,014.84-152,059,325.70 421,124,442.70 - - - 152,059,325.70 421,124,442.70 7.3 2009 01 01 2009 12 31 2009 1 1 2009 12 31 37,584,799,562.40-37,584,799,562.40-152,059,325.70 152,059,325.70 - -20,861,895,510.11 - -20,861,895,510.11 1. 144,870,303,499.70-144,870,303,499.70 2. -165,732,199,009.81 - -165,732,199,009.81 - - -152,059,325.70-152,059,325.70 16,722,904,052.29-16,722,904,052.29 2008 1 1 2008 12 31 6,173,175,596.46-6,173,175,596.46-421,124,442.70 421,124,442.70-31,411,623,965.94-31,411,623,965.94 1. 135,101,234,272.85-135,101,234,272.85 2. -103,689,610,306.91 - -103,689,610,306.91 - - -421,124,442.70-421,124,442.70 37,584,799,562.40-37,584,799,562.40 12
7.1 7.4 7.4 7.4.1 [2006]22 2006 3 20 8,839,895,811.44 11 3973971111 6 7.4.2 2006 238 <> 2 3 5 7.4.3 2009 12 31 2009 7.4.4 13
7.4.5 1. [2004]78 2004 1 1 [2008]1 2. [2002]128 20% 7.4.6 1 2 7.4.7 7.4.7.1 7.4.7.2 7.4.7.2.1 2009 1 1 2009 12 31 2008 1 1 2008 12 31 44,839,679.38 29,607,652.37 6,129,317.26 3,892,220.45 : 0.33% H=E 0.33%/ H E 14
7.4.7.2.2 2009 01 01 2009 12 31 2008 01 01 2008 12 31 13,587,781.68 8,972,015.89 : 0.10% H=E 0.10%/ H E 7.4.7.2.3 2009 01 01 2009 12 31 8,823,820.39 20,246,372.11 2,502,247.54 31,572,440.04 2008 01 01 2008 12 31 6,081,004.23 13,551,425.60 1,425,988.26 21,058,418.09 0.25 H=E 0.25%/ H E 7.4.7.3 ( ) 2009 01 01 2009 12 31-479,848,337.26 - - - - 15
2008 01 01 2008 12 31 639,466,144.28 - - - 16,249,110,000.00 1,327,040.32 7.4.7.4 7.4.7.4.1 2006 3 20 2009 01 01 2009 12 31 2008 01 01 2008 12 31 - - 649,644.56 623,990.58 / 7,507.37 25,653.98 - - / 657,151.93 - - 649,644.56-0.00% 7.4.7.4.2 7.4.7.5 2009 1 1 2009 12 31 2008 1 1 2008 12 31 254,583,784.59 1,101,572.38 968,046,442.23 662,862.64 7.4.7.6 16
7.4.7.7 7.4.8 2009 12 31 7.4.8.1 / 0981263 09 CP01 2009-12-31 2010-1-6 100.00 100.00 700,000 70,000,000.00 70,000,000.00-7.4.8.2 7.4.8.3 7.4.9 8 8.1 % 1 8,823,110,373.25 52.29 8,823,110,373.25 52.29 - - 2 6,751,013,180.80 40.01 - - 3 1,258,198,070.31 7.46 4 41,549,795.18 0.25 5 16,873,871,419.54 100.00 8.2 % 17
1 7.53 - ( ) % 2 - - - - 20% 20% 8.3 8.3.1 114 169 53 180 8.3.2 % % 1 30 42.51 0.84 397 - - 2 30 ( ) 60 8.18-397 - - 3 60 ( ) 90 11.12-397 - - 4 90 ( ) 180 11.12-397 - - 5 180 ( ) 397 27.71-397 - - 100.65 0.84 8.4 18
1 - - 2 1,937,502,629.25 11.59 3 760,204,883.38 4.55 760,204,883.38 4.55 4 - - 5 6,125,402,860.62 36.63 6 - - 7 8,823,110,373.25 52.76 8.5 ( ) 1 0981261 09 CP02 10,000,000 999,615,900.46 5.98 2 0901061 09 61 10,000,000 997,969,942.57 5.97 3 0901036 09 36 7,000,000 692,345,808.64 4.14 4 0981041 09 CP02 5,600,000 559,970,168.15 3.35 5 0981234 09 CP01 5,000,000 499,550,278.11 2.99 6 0981228 09 CP01 4,100,000 409,883,211.18 2.45 7 0981237 09 CP02 3,500,000 349,522,309.10 2.09 8 0981026 09 CP01 3,200,000 320,212,255.94 1.91 9 0981042 09 CP01 3,000,000 300,050,010.52 1.79 10 090223 09 23 3,000,000 299,821,426.31 1.79 8.6 0.25( )-0.5% 90 0.4139% 0.0206% 0.1841% 8.7 19
8.8 8.8.1 1.0000 8.8.2 397 397 20 8.8.3 8.8.4 1-2 - 3 41,148,895.18 4 900.00 5 400,000.00 6-7 - 8 41,549,795.18 9 9.1 ( ) 52,479 318,658.97 8,567,864,946.87 51.23% 8,155,039,105.42 48.77% 20
9.2-52,175.21 0.00% 52,175.21 0.00% 10 2006 3 20 8,839,895,811.44 37,584,799,562.40 144,870,303,499.70 165,732,199,009.81-16,722,904,052.29 1 2 11 11.1 11.2 1 2 11.3 21
11.4 11.5 11.6 11.7 1 20,090,100,000.00 94.28% - - - 1 1,219,000,132.00 5.72% - - 22
3. 11.8 0.5% 12 1 2009 1 16 2 2009 5 14 3 2009 5 26 4 2009 5 26 5 2009 8 2 2009 7 24 6 2009 9 27 7 2009 10 11 23