Investors Trust March 2014

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腾谅毓
4 years ago
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1 INVESTORS TRUST 及时投资掌握未来

2 INVESTORS TRUST 耀盛投资组合 your key to the financial markets 打造您专属的金融之钥

3 What is a Portfolio Bond? 何谓投资组合产品 A Portfolio Bond is an open structure unit-linked investment policy. Therefore, it works like a brokerage account with the added advantages from the products that you already know, like a trust structure and the ability to add beneficiaries. 投资组合产品是一个开放式的单位连结投资商品操作如一般经纪人帐户, 同时兼具产品的信托架构与指定受益人等独特优势

4 What type of assets can you hold in? 可选择的资产种类 Global equities 全球股市 Bonds 债券 Exchange Traded Funds (ETFs) 指数股票型基金 Mutual Funds 共同基金 Structured Products 结构性产品

5 Product Specifications 产品细节 Currencies 货币 : USD ($), EUR ( ), GBP ( ) 美元 / 欧元 / 英镑 Minimum Contribution 最低投资金额 : USD 75,000 / EUR 75,000 / GBP 50,000 美元 75,000/ 欧元 75,000/ 英镑 50,000 Top Up 最低增额供款 : USD 7,500 / EUR 7,500 / GBP 5,000 美元 7,500/ 欧元 7,500/ 英镑 5,000 Dealing charge 交易费用 : USD 30, EUR 30 or GBP 20 per transaction 每次交易费用為美元 30/ 欧元 30/ 英镑 20 Minimum dealing amount 最低交易金额 : USD 7,500 / EUR 7,500 / GBP 5,000 美元 7,500/ 欧元 7,500/ 英镑 5,000

6 Liquidity 流动性 Free partial withdrawals 免费部份提领 Loans back-to-back 贷款

7 Discretionary Investment Advisor 全权委托投资顾问 Possibility to appoint a remunerated discretionary investment advisor 可指定全权委托投资顾问 Complete management of the portfolio, including buying and selling investments 完整的管理投资组合, 包含购入和卖出资产 Remuneration fee of up to1.5% annually on cash surrender value 委托投资顾问费用最高每年帐户赎回价值 1.5%

8 Three options to choose from 三种系列 Plus

8%) 行政费 Policy Fee 计划手续费 : USD 180 / EUR 180 / GBP 112.5 Quarterly 每季扣取美元 180/ 欧元 180/ 英镑 112.

9 5000 Administration charge 行政费用 : A quarterly administration charge of 0.45% (1.8% per annum)during the first 5 years. Based on the higher of the premium paid or the account value. 以已支付的供款金额 / 或帐户价值为计算基础, 於计划前 5 年每季采较高者扣取 0.45% ( 每年 1.8%) 行政费 Policy Fee 计划手续费 : USD 180 / EUR 180 / GBP Quarterly 每季扣取美元 180/ 欧元 180/ 英镑 Surrender Charge 解约费用 : Equal to outstanding administration charges at the time of the surrender, based on the higher of the premium paid or the account value. 以已支付的供款金额 / 或申请解约时的帐户价值为基础, 采高者计算扣取尚剩馀年期应缴之之行政费用

10 8000 Administration charge 行政费用 : A quarterly administration charge of 0.30% (1.2% per annum)during the first 8 years. Based on the higher of the premium paid or the account value. 以已支付的供款金额 / 或帐户价值为计算基础, 於计划前 8 年每季采较高者扣取 0.30% ( 每年 1.2%) 行政费 Policy Fee 计划手续费 : USD 180 / EUR 180 / GBP Quarterly 每季扣取美元 180/ 欧元 180/ 英镑 Surrender Charge 解約費用 : Equal to outstanding administration charges at the time of the surrender, based on the higher of the premium paid or the account value. 以已支付的供款金额 / 或申请解约时的帐户价值为基础, 采高者计算扣取尚剩馀年期应缴之之行政费用

Plus Administration charge 行政费用 : A quarterly administration charge of 0.25% (1.00% per annum) for the duration of the Policy, based on the Account Value. 每季 0.

11 Plus Administration charge 行政费用 : A quarterly administration charge of 0.25% (1.00% per annum) for the duration of the Policy, based on the Account Value. 每季 0.25%( 每年 1%) 之行政费用将於计划生效期间, 以帐户价值为基准, 每季扣取 Policy Fee 计划手续费 : USD 90 / EUR 90 / GBP 55 Quarterly 每季扣取美元 90/ 欧元 90/ 英镑 55 Surrender Charge 解约费用 : Plan is free of surrender charges and it can be redeemed at any time you wish * 无解约费用, 可随时提领 * *Redemptions on an Plus are subject to a minimum administration charge of 1% during the first 12 months. 计划生效後 12 个月内解约将收取当年度 1% 之行政费用

12 Additional Features 优惠 No establishment charges 无开户费 No charges for currency exchange 无货币转换费 No charges for asset transfers 无资产转移费 No custody charges 1 无资产保管费 1 1. Except for assets that generate additional custody charges 不包含拥有额外保管费之资产

13 Online Access 线上平台 Complete online access to the portfolio 完整线上投资组合 Ability to request sales and purchases 购入或卖出 Valuation available 24/7 全天候服务

14 Online access: Introducer 线上平台 : 介绍人

15 Online Access : Individual Policy View 线上平台 : 个人帐户页面 3 types of transactions to choose from 三种交易方式可供选择

16 Individual Trade 个别交易 : A. Trade Existing asset: Buy more of Existing asset 交易现持有资产 : 现持有资产增持 A

17 Individual Trade 个别交易 : A. Trade Existing asset: Buy more of Existing asset 交易现持有资产 : 现持有资产增持

18 Individual Trade 个别交易 : A. Buy more of Existing asset 购入更多现持有资产 Buy by monetary amount or by percentage 以金额或百分比购入 Option to limit Transaction to a specific price and a set expiration date 可设定指定交易金额及指示期限

19 Individual Trade 个别交易 : A. Trade Existing asset 现持有资产交易 Confirmation Page 确认页面

20 Individual Trade 个别交易 (Transaction in Progress 交易处理中 )

21 Individual Trade 个别交易 (Transaction in Progress 交易处理中 )

22 Individual Trade 个别交易 : B. Buy new asset 购入新资产 You can search by selecting the firm name, sector, or currency, or by entering a reference (ISIN, ticker #) or a specific name. 可以透过选择公司名称, 产业, 货币或是输入 ISIN 码或特定名称进行搜寻 B Option to request an asset that is not available in the platform 要求平台上尚未提供的资产

23 Individual Trade 个别交易 : B. Buy new asset 购入新资产

24 Individual Trade 个别交易 : C. Sell Existing Asset 卖出现持有资产 c

25 Individual Trade 个别交易 : C. Sell Existing Asset 卖出现持有资产

26 Switch Assets 资产转换 : 1. Select Existing Asset to Sell 选择卖出现持有资产 1 You have to select the asset(s) you want to sell before you select the asset(s) you want to buy 购入资产前先必须选择卖出资产

27 Switch Assets 资产转换 : 1. Sell Existing Asset 卖出现持有资产

28 Switch Assets 资产转换 : 2. Buy Asset 购入资产 You can buy more of an existing asset or buy a new asset 可选择增持现持有资产或购入新资产 2 Consider the amount you have available to buy on the requested sales section 从卖出资产指示的栏位得知可用金额

29 Switch Assets 资产转换 : 2. Buy Asset 购入资产

30 Switch Assets 资产转换 : Review 确认 You can add more transactions or edit current transactions before submitting 在送出之前, 您可以随时增加或更改交易内容

31 Foreign Exchange Transaction 外汇交易

32 Foreign Exchange Transaction 外汇交易 2 1 Select from which existing currency you wish to trade 选择想交易的现持有货币

33 Current Linked Investments tab 投资连结页面 : All assets that are currently in your portfolio 投资组合内的所有资产

34 Transactions in Progress tab 交易处理中页面

35 Completed Transactions tab 已完成交易页面

36 Completed FX Transactions tab 已完成之外汇交易页面

37 Cash Transactions tab 现金交易页面 Details fees and any transaction related to cash 费用与现金交易细节

38 INVESTORS TRUST Thank you 谢谢

序言本研習資料手冊按照投資相連長期保險考試範圍編纂而成, 該考試試題將按本研習資料手冊擬定內文每章結尾部份另列有模擬試題供參考在香港保險業監理處的應允下,

序言本研習資料手冊按照投資相連長期保險考試範圍編纂而成, 該考試試題將按本研習資料手冊擬定內文每章結尾部份另列有模擬試題供參考在香港保險業監理處的應允下, 保險中介人素質保證計劃投資相連長期保險考試研習資料手冊 2010 年版序言本研習資料手冊按照投資相連長期保險考試範圍編纂而成, 該考試試題將按本研習資料手冊擬定內文每章結尾部份另列有模擬試題供參考在香港保險業監理