2004... 1... 2... 3... 4... 9... 10... 11... 14... 20... 58

2004 12 2004-1 -

ShenZhen Development Bank Co., Ltd. A 000001 5047 518001 http://www.sdb.com.cn dsh@sdb.com.cn 5047 (0755)82080387 (0755)82080386 dsh@sdb.com.cn http://www.cninfo.com.cn - 2 -

2004 6 30 2003 12 31 140,174,486,194 134,854,871,305 3.94% 184,752,957,298 148,385,536,117 24.51% 203,194,443,633 192,851,003,723 5.36% 4,250,804,278 3,965,084,093 7.21% 2.18 2.04 6.86% 2.11 1.97 7.11% 2004 1-6 2003 1-6 285,720,671 270,340,697 5.69% 255,925,737 270,340,697-5.33% 0.15 0.14 7.14% 0.15 0.14 7.14% 6.72% 6.24% 0.48 6.96% 6.44% 0.52-2,889,316,053-3,878,342,038 7,339,387 24,877,546-2,421,998 29,794,935-3 -

18-2004 6 30 2002 12 31 2003 12 31 ( ) 198,943,639,355 188,885,919,630 162,225,964,772 161,349,362,105 141,747,646,731 114,692,509,485 26,878,341,453 32,560,047,922 40,226,189,403 141,413,061,958 132,839,527,342 112,608,740,243 67,771,229,871 59,515,903,393 37,251,806,245 1,902,526,318 1,422,407,336 1,221,739,044 28,454,794,284 34,718,137,220 48,268,517,095 29,839,924,482 26,746,144,223 16,481,116,092 1,492,548,665 593,848,754 196,976,725 11,952,038,338 9,843,086,416 9,188,585,042 2002 2003 2002 2003 2004 6 30 2003 12 31 2002 12 31 % 15 8.84 8.35 8.49 10 10.29 10.67 75 71.04 73.45 69.67 65.66 56.24 62.07 85 52.29 56.37 55.84 55.88 47.44 49.50 75 69.76 72.29 68.76 64.82 55.50 62.75 25 27.38 27.89 30.59 30.85 37.15 32.57 60 95.32 86.33 76.03 68.86 111.1 102.8 4 0.28 0.71 1.23 1.65 0.95 0.53 8 0.34 1.04 0.71 1.27 3.4 4.52 100 7.35 8.83 2.99 1.62 0 0-92.96 92.55 92.23 87.27 88.13 88.86-4 -

5047 1 621,455 69 89 4,053,138 1608 66 17 2,019,360 581 22 4 269,559 110 18 6 214,172 142 1 A 10 721,447 270 1351 22 3,184,839 655 36 15 2,036,040 407 138 7 920,585 274 5 281,314 134 158 10 1,916,486 385 130 6 479,985 190 1 6 229,572 174 28 9 1,163,626 259 10 7 553,007 170 138 5 466,259 159 6 A 3 219,492 125 206 2 212,501 90 448 1-6 1 80,590 62 225 19,643,427 5864 121,055,406,446 1% 7,871,256,082 2% 4,739,482,848 25% 5,682,864,954 50% 2,064,051,628 100% 141,413,061,958 427,580 3.02% - 5 -

20% 20% 298,439 62,364 6,711,553 5.08% 2,783.822 5.82% 9,495,375 1996 10 11.83% 80,000,000 1998 7-10 5.01-6.8 987,380,000 1999 5-7 3.32-4.88 150,000,000 1999 5 2.97-3.25 24,249,900 2000 5-10 2.53-3.5 1,030,000,000 2000 5 3.14% 62,511,600 2001 5-10 2.5-2.9 2,300,000,000 2001 2 2.89% 5,000 2002 2-10 1.9-2.93 2,660,000,000 2002 3-5 2.07-2.74 553,274,350 2003 2-7 2.32-2.77 1,310,000,000 2003 1-5 1.98-2.63 175,935,900 2004 1-3 0-3.2 540,000,000 2004 3-5 2.52-2.83 483,085,900 10,356,442,650 23,911,614-6 -

58,076,611 0 853,585,750 480,896,666 911,662,361 480,896,666 13,141,664 1.52% 2,073,460 1.18% 15,215,124 12,486,399,430 1 2 3 4-7 -

2,510,616,152 507,449,013 507,800,565 2,756,867,852 3,073,975,506 56,188,958,742-8 -

676,630 (%) 0 137,838,158 7.08 6,132,473 131,705,685 125,390,017 0 112,301,783 5.77 0 112,301,783 107,108,303 0 78,338,617 4.02 0 78,338,617 78,338,617 0 62,246,616 3.20 0 62,246,616 0 33,924,469 1.74 3 33,924,466 0 25,757,220 1.32 0 25,757,220 25,757,220 0 25,000,000 1.28 0 25,000,000 25,000,000 0 15,567,528 0.80 240 15,567,288 13,084,378 13,928,935 0.72 13,928,935 0 0 7,340,670 0.38 7,340,670 0 (A B H ) 13,928,935 A 7,340,670 A 6,466,000 A 6,132,473 A 6,127,751 A 5,093,081 A 100 3,907,758 A 3,110,000 A 2,846,585 A 2,301,000 A [2004]88 95% : 30,128,642 95,261,375 107,108,303 78,338,617 25,757,220 ( ) - 9 -

354,568 354,568 210 210 297,051 297,051 78,350 78,350 10,000 12,000 2,437 2,437 10,000 10,000 167 40,167-10 -

1 2004 11.83 4.35 58.16% 6.07 5.76 6 1,613.49 196.02 13.83% 219.78 27.85 14.51% 1,393.71 168.16 13.72% 6 2,031.94 103.43 5.36% 1,414.13 85.74 6.45% 8.38 107.59% 40.07% 3.13 1.44 4,699 48.51% 2004 6 15 14 2 14 10 2-11 -

1,679,239,490 247,653,109 888,811,637 239,361,554 2,177,014,330 584,060,105 1,180,524,073 274,234,331 123,793,255 32,300,929 13,406,029 15,046,421 6,062,788,814 1,392,656,449 1,980,176,838 4,082,611,976 1,392,656,449 3 10% 10% 360,715 112,342 248,373 4 10 5 30% - 12 -

1 2-13 -

2004 6 30 2003 2002 2001 1,945,822,149 10 3 5.00 8.50 2005 12 31 2004 6 30 274 282,047 9 9,869 2,000 1 3,000 2001 9-14 -

2 2004 6 7 3,600 1 2003 12 31 2004 6 30 (%) 6,000 6,000 4.941 ( ) 8,000 8,000 4.941 ( ) 2003.8.21-2004.8.21 2003.9.27-2004.9.27 148 198 ( ) 20,000 2003 8 21 2005 8 21 2 2004 6 30 2003 12 31-34,000,000 539,190,961 556,784,124 539,190,961 590,784,124-15 -

3 80,000 2003 9 10 2004 9 10 2004 6 30 2003 12 31 4 57,291,612 4 60,382,300 5 210,000,000 3 100,000,000 1 100,000,000 2 107,000,000 4 [2003]56 2004 [2003]56 2004 6 30 3.51-16 -

2004 40 1 2004 3 26 2004 3 16 http://www.cninfo.com.cn 2 2004 4 10 Newbridge Asia AIV,L.P.( ) 2003 9 16 2003 11 28 http://www.cninfo.com.cn 3 2004 4 15 2004 4 12 2003 12 31 2003 12 31 2003 2003 2003-17 -

http://www.cninfo.com.cn 4 2004 4 15 Newbridge Asia AIV,L.P. 1 http://www.cninfo.com.cn 5 2004 5 31 2004 5 29 32 1 348,103,305 131 705 685 112,301,783 25,757,220 78,338,617 2 2003 2003 3 2003 4 2004 5 2002 2002 5 22 2002 2005 12 31 http://www.cninfo.com.cn - 18 -

6 2004 5 31 2003 http://www.cninfo.com.cn 7 2004 6 19 2003 http://www.cninfo.com.cn 8 2004 6 23 http://www.cninfo.com.cn 9 2004 7 1 2003 http://www.cninfo.com.cn - 19 -

2004 1 [2004]81 2004 6 30 2004 1-6 2004 6 30 2004 1-6 2004 8 30-20 -

2 2004 6 30 2004 6 30 2003 12 31 1 609,195,393 589,793,051 2 18,503,520,777 17,662,074,502 3 5,051,265,436 8,221,749,607 4 3,163,491,500 1,359,970,000 5 287,384,583 788,382,458 6 4,743,362,919 6,124,579,610 7 58,076,611 62,521,396 8 853,585,750 794,923,970 8 20 899,441,678 895,674,642 9 216,431,283 205,138,856 10 12,816,225 10,334,887 11 4,089,222,210 749,183,121 11 20 5,031,865 9,217,671 4,862,056,577 3,534,664,211 500,000,000-12 67,771,229,871 59,515,903,393 12 1,902,526,318 1,422,407,336 12 28,454,794,284 34,718,137,220 140,174,486,194 134,854,871,305 12 29,839,924,482 26,746,144,223 12 1,492,548,665 593,848,754 12 11,952,038,338 9,843,086,416 13 20 5,003,201,438 4,174,149,507 4,287,908 4,298,319 8,703,148 8,729,557 8,703,148 8,729,557 14 154,491,549 153,491,764 14 21,496,443,031 21,688,433,398 21,650,934,580 21,841,925,162 14 20 44,773,080 41,363,895 21,606,161,500 21,800,561,267 15 3,590,533,559 3,564,567,692 15 1,284,479,265 1,176,505,563 2,306,054,294 2,388,062,129 16 33,917,358 33,895,684 17 20 16,246,880 16,246,880 17,670,478 17,648,804 62,215,484,227 57,219,500,405 18 72,975,578 87,090,889 19 132,966,530 122,440,731 704,201,025 667,516,203 20 105,669,921 100,415,810 804,473,212 776,632,013 203,194,443,633 192,851,003,723 21

2004 6 30 2004 6 30 2003 12 31 21 84,700,216,560 79,276,143,610 19,924,973,882 18,002,577,600 27 37,800,587,056 3,836,030,771 3,380,015,382 40,500,000 3,370,914,707 13,384,991,302 11,953,410,166 22 13,353,128,736 21,162,495,059 414,089,660 348,548,076 912,442,179 618,396,994 4,862,056,577 3,534,664,211 556,344,788 15,622,001 23 1,951,870,000 4,955,090,000 697,172,857 481,754,565 161,675,216 145,026,438 98,985,732 93,381,641 24 122,696,306 162,216,132 25 55,643,877 62,273,455 26 1,644,991,424 565,517,578 18,372,143 6,862,453 188,562,432 232,042,149 27,625,800 18,583,900 184,752,957,298 148,385,536,117 11,471,775,424 10,207,361,908 2,053,437,293 1,190,190,955 27 663,583,606 29,100,567,770 1,885,734 2,262,880 14,190,682,057 40,500,383,513 198,943,639,355 188,885,919,630 28 1,945,822,149 1,945,822,149 29 1,571,729,344 1,571,729,344 30 154,747,650 154,747,650 30 51,582,550 51,582,550 125,858,113 125,858,113 31 452,649,453 166,928,782-2,431-1,945 4,250,804,278 3,965,084,093 203,194,443,633 192,851,003,723 22

2004 1 6 2004 1-6 2003 1-6 32 4,082,611,976 2,822,307,617 2,704,590,607 1,705,870,163 251,073,952 232,643,790 105,600,470 72,104,086 902,558,711 709,090,418 26,580,007 41,654,028 21,058,352 15,941,265 45,245,345 33,422,713 25,904,532 11,581,154 32 1,875,038,538 1,405,772,006 1,123,416,459 844,040,820 705,732,936 498,454,421 26,329,198 18,169,657 12,995,358 43,033,320 6,564,587 2,073,788 32 1,167,311,367 850,774,576 32 33 352,394,378 318,068,355 1,392,656,449 883,829,390 207,646,991 135,003,976 34 11,247,072 10,360,007 35 12,949,585 11,005,684 1,183,306,945 748,179,737 20 838,261,820 403,813,016 345,045,125 344,366,721 36 59,324,454 74,026,024 285,720,671 270,340,697 23

2004 1 6 2004 1-6 2003 1-6 285,720,671 270,340,697 166,928,782 253,047,396 452,649,453 523,388,093 - - - - - - 452,649,453 523,388,093 - - 452,649,453 523,388,093 24

2004 1 6 2004 1-6 4,256,621,321 7,802,484,621 11,491,262,744 1,791,167,903-14,143,001,030 3,845,768,346 105,600,470 1,327,392,367 37 1,147,178,497 17,624,475,239 7,350,401,580 5,516,428,769 1,327,392,367 5,246,610,929-1,847,741,845 1,626,726,461 26,329,198 445,423,190 321,291,131 38 500,929,512 20,513,791,292-2,889,316,053 15,964,668,966 317,640,452 38,948,420 16,321,257,838 133,545,878-999,786.00 19,077,963,761 19,212,509,425-2,891,251,587 6,629,578 6,629,578-6,629,578-486 -5,787,197,704 25

2004 1 6 2004 1-6 1 - - - - - - - 2 285,720,671 837,296,458 9,041,900 145,471,097 16,089,633 10,490,066 ( ) -3,547,237 ( ) -352,394,378 ( ) -13,893,168,812 ( ) 10,055,684,549-2,889,316,053 3 609,195,393 589,793,051 39 12,709,462,936 39 18,516,062,982-5,787,197,704 26

3 6 1987 5 10 1987 12 22 1988 4 7 2004 6 30 225 6,633 00000008 B11415840H0001 N46884 1 2 1 1 12 31 3 4 27

5 6 90 20 1 1% 1 2 10% 2 3 20% 3 100% 7 8 28

9 1 1 1 1 2 3 90 90 90 20 10 9 1 29

30 11 1 2 3 4 5 6 7 8 9 10 12 13 20 20 20

14 0 2.8 30 3.30% 6 16.20% ( ) 5 19.80% ( ) 3 33.00% 5 19.80% 5 10 10.00% 20.00% 15 16 5 8 17 18 31

19 20 90 21 22 23 24 10 5 10 50 4 32

25 5% 1% 7% 10% 15% 33% 10% [2001]21 2001 5% [2003]1038 2003 2,010 100% 25 33

1 2004 6 30 2003 12 31 609,195,393 589,793,051 609,195,393 589,793,051 2 2004 6 30 2003 12 31 9,012,781,180 7,111,126,504 9,355,052,224 10,381,612,516 6,889,000 33,284,000 128,798,373 136,051,482 18,503,520,777 17,662,074,502 8% 2% 3 2004 6 30 2003 12 31 4,491,645,123 7,929,872,799 559,620,313 291,876,808 5,051,265,436 8,221,749,607 20 71,991,259 71,991,259 4 2004 6 30 2003 12 31 1,790,594,400 928,036,000 1,372,897,100 431,934,000 3,163,491,500 1,359,970,000 20 162,933,600 162,933,600 34

5 2004 6 30 2003 12 31 287,384,583 788,382,458 287,384,583 788,382,458 20 151,821,020 172,512,770 6 2004 6 30 2003 12 31 921,700,000 239,000,000 962,100,000 215,250,000 55,022,138 55,022,138 650,307,472 5,615,307,472 2,154,233,309 4,743,362,919 6,124,579,610 20 27,511,069 27,511,069 7 2004 6 30 2003 12 31 58,076,611 100% 62,521,396 100% 58,076,611 100% 62,521,396 100% 90 90 5% 8 2004 6 30 20 1 120,577,384 14% 1,205,774 119,371,610 1 2 15,890,056 2% 1,589,006 14,301,050 2 3 12,783,466 2% 2,556,693 10,226,773 3 704,334,844 82% 475,545,193 228,789,651 35

853,585,750 100% 480,896,666 372,689,084 2003 12 31 1 63,158,270 8% 20 631,583 62,526,687 1 2 20,026,670 3% 2,002,667 18,024,003 2 3 20,292,760 3% 4,058,552 16,234,208 3 691,446,270 86% 449,745,078 241,701,192 794,923,970 100% 456,437,880 338,486,090 5% 2004 6 30 2003 12 31 539,190,961 316,563,111 556,784,124 315,072,676 127,718,795 78,732,294 105,530,867 63,895,089 22,447,541 22,447,541 22,447,541 22,447,541 10,450,000 10,450,000 8,700,000 8,700,000 8,700,000 8,700,000 4,325,426 4,325,426 4,325,426 4,325,426 9 2004 6 30 2003 12 31 14,704,188 8,180,866 31,807,800 29,879,669 150,000,000 150,000,000 19,919,295 17,078,321 216,431,283 205,138,856 36

10 12,816,225 10,334,887 11 2004 6 30 2003 12 31 3,748,159,036 407,216,536 341,063,174 341,966,585 4,089,222,210 749,183,121 20 5,031,865 9,217,671 12 1 2004 6 30 % 2003 12 31 % 67,492,656,333 47.73 58,842,891,787 44.30 29,839,924,482 21.10 26,746,144,223 20.13 1,492,548,665 1.05 593,848,754 0.45 11,952,038,338 8.45 9,843,086,416 7.41 1,902,526,318 1.35 1,259,772,190 0.95 28,454,794,284 20.12 34,718,137,220 26.14 278,573,538 0.20 835,646,752 0.62 141,413,061,958 100 132,839,527,342 100 12,973,628,736 2003 12 31 22,804,087,432 37

2 2004 6 30 % 2003 12 31 % 374,197,795 0.26 540,443,320 0.41 ( ) 352,276,600 0.25 856,993,888 0.65 ( ) 40,136,477,950 28.38 28,834,368,500 21.71 5,330,274,225 3.77 12,015,959,820 9.05 11,897,274,663 8.41 4,230,333,702 3.18 25,098,984,553 17.75 16,255,555,979 12.24 17,077,958,400 12.08 15,640,125,335 11.77 4,903,750,000 3.47 11,575,830,000 8.70 6,247,540,090 4.42 6,146,410,000 4.63 4,300,512,053 3.04 3,736,416,414 2.81 1,781,973,462 1.26 486,720,000 0.37 23,911,842,167 16.91 32,520,370,384 24.48 141,413,061,958 100 132,839,527,342 100 5,003,201,438 4,174,149,507 136,409,860,520 128,665,377,835 3 2004 6 30 % 2003 12 31 % 33,163,482,825 23.45 29,699,784,286 22.36 22,817,546,788 16.14 25,971,715,532 19.55 54,426,162,016 38.49 48,138,156,578 36.24 26,418,540,946 18.68 25,029,994,657 18.84 4,047,732,273 2.86 3,470,917,948 2.61 539,597,110 0.38 528,958,341 0.40 141,413,061,958 100 132,839,527,342 100 5,003,201,438 4,174,149,507 136,409,860,520 128,665,377,835 38

4 (a) 2004 6 30 2003 12 31 17,276,789,136 14,976,672,319 32,087,574,343 24,634,652,937 13,964,844,935 11,252,862,568 34,799,342,059 44,792,260,125 98,128,550,473 95,656,447,949 (b) 2004 6 30 2003 12 31 1 3 3 1 3 3 2,550,349,051 793,823,802 1,756,525,249 1,536,678,871 633,813,303 902,865,568 11,162,182,772 4,947,031,545 6,215,151,227 11,804,932,883 5,607,988,047 6,196,944,836 13,121,827,747 5,831,505,366 7,290,322,381 10,462,977,626 4,313,546,363 6,149,431,263 3,005,564,912 999,258,371 2,006,306,541 2,941,554,843 921,149,854 2,020,404,989 29,839,924,482 12,571,619,084 17,268,305,398 26,746,144,223 11,476,497,567 15,269,646,656 (c) 2004 6 30 2003 12 31 27,244,095 900,578,191 533,088,317 403,174,188 52,757,739 161,552,191 8,002,698 1,492,548,665 593,848,754 39

(d) 2004 6 30 90 1 1-3 3 93,548,133 600,000 37,263,842 55,684,291 7,863,489,348 2,438,621,170 2,501,155,255 2,923,712,923 3,855,222,913 1,118,837,056 1,128,063,002 1,608,322,855 139,777,944 88,365,354 35,128,760 16,283,830 11,952,038,338 3,646,423,580 3,701,610,859 4,604,003,899 2003 12 31 90 1 1-3 3 58,820,103 1,800,000 18,586 57,001,517 6,119,202,741 3,135,995,973 1,472,356,587 1,510,850,181 3,489,902,743 1,530,477,018 819,859,456 1,139,566,269 175,160,829 32,549,398 41,592,328 101,019,103 9,843,086,416 4,700,822,389 2,333,826,957 2,808,437,070 13 2003 12 31 1,328,395,273 2,845,754,234 4,174,149,507 85,735,346 744,243,924 829,979,270 927,339 927,339 2004 6 30 1,414,130,619 3,589,070,819 5,003,201,438 40

14 2004 6 30 2003 12 31 42,985,408 42,985,408 111,506,141 110,506,356 154,491,549 153,491,764 21,496,443,031 21,688,433,398 21,496,443,031 21,688,433,398 21,650,934,580 21,841,925,162 (1) 2004 6 30 6,771,269 2.03% 9,662,219 4,831,109 5,110,023 0.23% 2,131,494-1,150,000 0.30% 9,650,000 8,902,500 1,430,000 0.17% 3,215,000 683,900 1,031,250 0.41% 2,519,500-372,639 0.07% 187,195-4,000,000 3.70% 5,220,000 5,220,000 ( ) 1,000,000 0.41% 1,100,000 1,100,000 2,000,000 4.10% 2,500,000-2,800,000 7.70% 2,800,000 2,800,000 ( ) 500,000 0.05% 500,000 500,000 1,000,000 0.91% 1,000,000 1,000,000 1,000,000 0.56% 1,000,000 1,000,000 663,600 0.40% 500,000-1,000,000 0.74% 1,000,000 1,000,000 42,985,408 27,037,509 41

(2) 2004 6 30 100% 21,010,000-21,010,000 8.09% 17,735,786 17,735,571 17,735,571 15,000,000 15,000,000 15,770,570 15,770,570 13,000,000 13,000,000 50,000,000 50,000,000 132,516,356-21,010,000 111,506,141 17,735,571 (3) (%) 10,812,408,832 1.00-8.75 11,016,246,352 2004.11.1-2022.5.9 170,503,696 152,722,338 10,380,354,264 1.9-11.83 10,174,372,270 2004.7.16-2012.7.19 145,100,709 153,102,071 21,192,763,096 21,190,618,622 315,604,406 305,824,409 15 2003 12 31 1,951,492,568 237,745,000 346,065,205 152,661,501 225,848,872 266,132,479 384,622,067 3,564,567,692 27,796 617,461 439,695 8,368,474 9,453,426 13,983,646 4,592,845 48,930,455 16,842,111 5,061,961 89,411,018 25,775,679 20,556,080 2,063,422 12,163,310 12,340,086 72,898,577 2004 6 30 1,965,476,214 216,562,166 374,439,580 167,467,986 214,303,023 254,232,088 398,052,502 3,590,533,559 2003 12 31 326,273,169 133,048,245 190,758,172 102,665,767 108,958,070 160,201,311 154,600,829 1,176,505,563 34,829,384 11,684,617 29,817,430 15,105,435 12,395,343 7,666,913 33,971,975 145,471,097 16,822,331 19,931,967 8,214 721,368 13,515 37,497,395 2004 6 30 361,102,553 127,910,531 200,643,635 117,762,988 120,632,045 167,868,224 188,559,289 1,284,479,265 2004 6 30 1,604,373,661 88,651,635 173,795,945 49,704,998 93,670,978 86,363,864 209,493,213 2,306,054,294 2003 12 31 1,625,219,399 104,696,755 155,307,033 49,995,734 116,890,803 105,931,167 230,021,238 2,388,062,129 42

16 2003 2004 12 31 6 30 9,607,758 - - - 9,607,758 1,980,111 1,593,514 1,989,909-1,583,716 16,246,880 - - - 16,246,880 3,813,308 2,588,890 2,533,058 148,248 3,720,892 2,247,627 5,440,943 4,930,458 2,758,112 33,895,684 9,623,347 9,453,425 148,248 33,917,358 17 2004 6 30 2003 12 31 4,266,880 4,266,880 9,500,000 9,500,000 37 2,480,000 2,480,000 16,246,880 16,246,880 43

18 2003 12 31 2004 6 30 69,571,722-4,025,678 14,377,133 51,168,911 17,519,167 6,000,000 1,712,500 21,806,667 87,090,889 1,974,322 16,089,633 72,975,578 2004 6 30 119,239,688 68,070,776 51,168,912 27,400,000 5,593,334 21,806,666 146,639,688 73,664,110 72,975,578 19 2003 12 31 2004 6 30 2,380,584 2,133,517 247,067 118,010,959 14,035,147 5,413,714 126,632,392 255,156 1,675,887 348,202 1,582,841 4,174,616 2,924,247 2,594,633 4,504,230 122,440,731 21,015,865 10,490,066 132,966,530 2004 6 30 247,067 247,067 163,862,984 37,230,593 126,632,391 6,168,413 4,585,571 1,582,842 15,450,877 10,946,647 4,504,230 185,729,341 52,762,811 132,966,530 44

20 2003 12 31 2004-6 30 456,437,880 24,496,798 38,012 480,896,666 71,991,259 - - 71,991,259 162,933,600 - - 162,933,600 172,512,770-20,691,750-151,821,020 27,511,069 - - 27,511,069 4,288,064 - - 4,288,064 895,674,642 3,805,048 38,012 899,441,678 4,174,149,507 829,979,271 927,340 5,003,201,438 9,217,671-4,185,795 11 5,031,865 41,363,895 3,409,185-44,773,080 16,246,880 - - 16,246,880 100,415,810 5,254,111-105,669,921 5,237,068,405 838,261,820 965,363 6,074,364,862 21 2004 6 30 2003 12 31 2,694,009,933 2,485,615,331 853,488,220 830,733,652 4,061,151,368 3,927,457,051 1,130,210,261 1,270,073,275 2,298,193,662 2,575,565,971 2,224,023,216 2,066,335,370 5,339,882,869 5,344,748,349 286,311,103 356,957,950 60,273,404 118,105,401 173,343,703 2,200,911 2,800,866 25,234,489,336 23,236,512,083 9,494,547,136 8,380,768,721 30,848,091,438 28,680,469,590 84,700,216,560 79,276,143,610 45

22 2004 6 30 2003 12 31 13,353,128,736 21,162,495,059 23 2004 6 30 2003 12 31 950,000,000 550,000,000 1,001,870,000 4,405,090,000 1,951,870,000 4,955,090,000 24 2004 6 30 2003 12 31 91,749,519 73,719,180 6,230,640 8,849,523 3,966,524 3,371,350 20,749,623 76,276,079 122,696,306 162,216,132 25 55,643,877 26 565,517,578 1,644,991,424 5% 2004 6 30 2003 12 31 879,086,662 340,053,044 513,216,692 31,814,345 13,729,814 18,278,135 8,479,904 8,458,641 8,262,590 7,359,702 7,020,000 629,720 46

27 2004 6 30 2003 12 31 1,994,458,909 1,010,376,301 25,510,133,130 21,443,130,195 16,723,784 25,282,059 526,558,462 297,803,493 10,416,296,377 6,323,975,722 38,464,170,662 29,100,567,770 37,800,587,056 663,583,606 38,464,170,662 28 1,945,822,149 1 1,945,822,149 2003 12 31 2004 6 30 125,390,017-125,390,017 411,070,167-411,070,167 536,460,184-536,460,184 1,409,361,965-1,409,361,965 731,851-4,878 726,973 1,945,822,149-1,945,822,149 29 2003 12 31 2004 6 30 1,571,729,344-1,571,729,344 30 2003 12 31 2004 6 30 103,165,100-103,165,100 51,582,550-51,582,550 47

- 154,747,650-154,747,650 31 285,720,671 166,928,782 452,649,453 2004 8 30 32 1,679,239,490 1,281,880,967 486,153,744 336,448,330 247,653,109 888,811,637 486,762,867 162,876,591 189,375 239,361,554 2,177,014,330 1,308,231,784 290,114,465 5,392,024 584,060,105 1,180,524,073 716,390,118 193,792,713 3,893,089 274,234,331 123,793,255 57,169,942 34,373,854 51,470 32,300,929 13,406,029 4,779,698-6,420,090 15,046,421 6,062,788,814 3,855,215,376 1,167,311,367 352,394,378 1,392,656,449 1.980,176,838 1,980,176,838 4,082,611,976 1,875,038,538 1,167,311,367 352,394,378 1,392,656,449 33 2004 1 6 2003 1 6 30,617,916 7,333,852 ( ) - - 315,604,406 295,878,627 ( ) 6,172,056 14,855,876 352,394,378 318,068,355 48

34 2004 1 6 2003 1 6-19,059 11,919-3,700,572 125,238 200 1,045 1,904-2,299,575 1,753,653 178,493 658 365,321 7,670,304 4,689,088 790,050 11,247,072 10,360,007 35 2004 1 6 2003 1 6 94,159 21,251 71,095 1,007,987 99,289 144,061 119,705 317,109 359,598 1,349,862 1,581,646 6,242,506 9,041,900 - - 100-122 1,582,193 1,922,686 12,949,585 11,005,684 36 63,580,333 4,255,879 59,324,454 49

37 2004 6 30 38,680,758 25,904,532 1,020,812,068 40,722,787 21,058,352 1,147,178,497 38 2004 6 30 504,822,198-7,339,387 2,481,339 965,362 500,929,512 39 2004 6 30 2003 12 31 9,355,052,224 10,381,612,517 533,031,712 7,082,120,244 2,821,379,000 1,052,330,221 12,709,462,936 18,516,062,982 50

40 3 3 1 1 5 5-60,920 - - - - 60,920-1,850,352 - - - - 1,850,352 4,368 428,956 53,303 11,300 - - 497,927 4,073 4,138 282,139 9,706 - - 300,056 13,556 - - - - - 13,556 5,502-287,644 181,190 - - 474,336 880,427 304,119 2,745,089 6,934,432 2,046,026 730,893 13,640,986-36,979 4,357 117,229 1,198,848 803,203 2,160,616 71,876 16,918 21,454 692,424 232,855 285,168 1,320,695 979,802 2,702,382 3,393,986 7,946,281 3,477,729 1,819,264 20,319,444 - - 4,050 - - - 4,050-134,688 1,151,813 48,812 - - 1,335,313-1,319,089 5,314 - - 14,097 1,338,500-38,000 143,840 13,347 - - 195,187 2,095 8,217,268 2,637,240 3,928,100 820,165 440,192 16,045,060-129,025 3,628 - - - 132,653-5,413 152 - - - 5,565 11,855 188,281 140,041 240,054 217,285 40,520 838,036 13,950 10,031,764 4,086,078 4,230,313 1,037,450 494,809 19,894,364 - - - - - - - 965,852-7,329,382-692,092 3,715,968 2,440,279 1,324,455 425,080 41 13,025,976 88,160 206,097 43,118 14,017,449 5,758,632 38,666 134,665 6,221,548 63,434 1,754 2,352 80,447 18,848,042 128,580 343,114 43,118 20,319,444 17,339,318 94,696 300,286 33,584 18,475,296 1,332,997 7,175 25,136 14 1,419,068 18,672,315 101,871 325,422 33,598 19,894,364 175,727 26,709 17,692 9,520 425,080 51

2004 6 30 2003 12 31 2,510,616,152 2,239,374,466 507,449,013 312,897,099 507,800,565 321,988,619 2,756,867,852 2,424,281,605 3,073,975,506 2,322,988,223 56,188,958,742 49,119,139,743 1 1 137,838,158 7.08% 2 112,301,783 5.77% 3 78,338,617 4.02% 4 62,246,616 3.20% 5 33,924,469 1.74% 6 ( ) 25,757,220 1.32% 7 25,000,000 1.28% 8 15,567,528 0.80% 9 13,928,935 0.72% 10 7,340,670 0.38% 2 1 2003.12.31 2004.6.30 (%) ( ) 6,000 6,000 4.941 ( ) 8,000 8,000 4.941 2003.8.21-2004.8.21 2003.9.27-2004.9.27 148 198 ( ) 20,000 2003 8 21 2005 8 21 52

2 2004 6 30 2003 12 31-34,000,000 539,190,961 556,784,124 539,190,961 590,784,124 3 80,000 2003 9 10 2004 9 10 2004 6 30 2003 12 31 4 57,291,612 4 60,382,300 5 210,000,000 3 100,000,000 1 100,000,000 2 107,000,000 4 2004 6 30 9 9,869 53

2004 6 30 2004 6 30 2003 12 31 1 211,079,526 187,193,266 2 5 695,200,559 581,102,378 5 409,127,412 468,086,096 1,315,407,497 1,236,381,740 2004 6 30 3.51 54

2004 6 30 2004 6 30 2003 12 31 39,949,897 58,837,669 263,005,746 248,788,386 71,481,012 71,481,012 191,524,734 177,307,374 4,049,294 52,654,862-4,049,294 52,654,862 12,029,270 12,029,270 5,221,681 5,221,681 6,807,589 6,807,589 1,776,761 1,947,957 244,108,275 297,555,451 539,190,961 590,784,124 21,480,425 21,844,012 560,671,386 612,628,136 21,010,000 21,010,000-337,573,111-336,082,685-316,563,111-315,072,685 244,108,275 297,555,451 55

1. 9 ---- (%) ( ) 32.76% 33.90% 0.72 0.72 32.76% 33.90% 0.72 0.72 6.72% 6.96% 0.15 0.15 6.02% 6.23% 0.13 0.13 2. 2003 12 31 2004 6 30 1,945,822,149 - - 1,945,822,149 1,571,729,344 - - 1,571,729,344 154,747,650 - - 154,747,650 51,582,550 - - 51,582,550 125,858,113 - - 125,858,113 166,928,782 285,720,671-452,649,453 - - -1,945-486 - -2,431 3,965,084,093 285,720,185-4,250,804,278 3. 2004 1-6 2003 1-6 - - 56

4. 30% -39% 133% -64% 446% 34% 151% -99% -37% 38% 3461% 45% 191% 73% -98% 45% 34% 37% 108% 57

1 2 3 2004 8 31 58