Industrial Bank Co., Ltd. 154 200
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...74...75...76...85...91...91...92...93...95...95...95...96...100...101...101...102...102...103...103...103...106...106...106...107...107...107...108...108...109...109...110...110... 111...112...112...113...115...115...117...117...117 1 1 4
...126...127...127...128...128...133 134...134...135...136...136...136...138...139...139...140...141...141...142...142...151...151...152...163...171...180...185...189...191...191...193...193...193...194...195...196...197...197...219...228 1 1 5
...229...238...239...239...241 2006 2010...241...241...245...246...246...247...248...248...249...249...250...250...251...251...252...252...252...253...253...253...254...254...254...256 5% 5%...257...257...258...290...290...290 1 1 6
1 2 1.00 A 3 4 5 6 7 8 9 10 11 12 13 14 15 16 1988 7 17 2001 12 24 2002 1 1 1 7
1 18 19 20 WTO 21 IT 22 ATM 23 POS Word Trade Organization Information Technology Automatic Teller Machine Point of Sale 24 1 1 8
1 1 9
1 1 10
1 1 11
8,827 1 1 12
Tetrad Ventures Pte Ltd 1 1 13
2 1 2006 6 30 2005 12 31 2004 12 31 2003 12 31 532,219,545 475,094,101 340,064,707 259,060,318 292,257,537 242,571,507 203,010,818 156,945,336 518,079,233 462,308,716 329,980,808 252,994,739 385,219,064 355,218,109 283,186,511 207,682,794 14,140,312 12,785,385 10,083,900 6,065,579 2 2 2006 1-6 2005 2004 2003 5,941,879 9,305,453 7,296,104 5,498,726 2,259,885 3,528,260 2,808,145 2,064,613 2,265,034 3,544,722 2,802,925 2,076,091 1,745,802 2,464,968 1,765,590 1,433,963 1 1 14
2006 1-6 (5,869,136) 82,951,280 13,593,076 9,217,151 (30,049,721) (55,534,812) (19,445,245) (1,023,604) 4,989,845 9,197,451 5,346,871 2,814,174 (30,958,748) 36,490,545 (500,787) 10,995,668 0.44 0.62 0.44 0.48 0.44 0.62 0.48 0.48 0.44 0.61 0.43 0.48 0.44 0.61 0.47 0.48 12.35 19.28 17.51 23.64 12.78 22.25 20.57 25.84 12.32 19.23 17.13 23.58 12.76 22.19 20.13 25.77 A 1.00 1 1 15
1 1 16
1 A 2 1.00 3 4 3.54 2006 6 30 5 2006 6 30 A 6 7 8 [ ] 9 [ ] 10 11 12 13 1 1 1 17
Industrial Bank Co., Ltd. 154 350003 0591-87871169 0591-87824863 0591-87871269 0591-87842633 http://www.cib.com.cn dongshiban@cib.com.cn 2 200 39 010-66229000 010-66578963 5 1 1 18
39 SOHO A 31 010-58785588 010-58785599 6 () E 9 010-65171188 010-65176800 7 152 B ~ 0591-87842343 0591-87840354 8 2 18 00852-28469888 8 152 B ~ 0591-87842343 0591-87840354 9 152 B 11 0591-87822168 1 1 19
0591-87858645 10 166 36 021-58708888 021-58899400 11 838 10F 021-58205890 021-58207932 2007 1 15 2007 1 18 2007 1 22 2007 1 23 2007 1 23 2007 1 26 1 1 20
1 1 1 21
2 1 1 22
3 4 1 2 1 1 23
3 4 1 2006 6 30 2005 12 31 2004 12 31 2003 12 31 % 25% 30.64 32.22 37.75 46.98 % 60% 62.00 60.41 65.68 61.83 4 2 3 3 1 1 5 5 3,304,071 43,606,993 89,920,882 183,226,447 121,910,828 90,250,324 532,219,545-280,210,984 87,238,214 91,827,070 55,742,762 3,060,203 518,079,233 3,304,071 (236,603,991) 2,682,668 91,399,377 66,168,066 87,190,121 14,140,312 1 1 24
1 1 25
35,310,072 3,382,244 142,975 44,622 209,610 727 1,316,946 40,407,196 20,447,290 1,358,166 200,000 - - - - 22,005,456 5,246,498 890,282 - - - - - 6,136,780 1 1 26
21,276,850 2,346,336 - - 250,000 - - 23,873,186 11,936,808 51,116,781 15,295,417 13,217,379 20,304,082 32,160,308 50,000 144,080,775 81,509,155 191,901,991 3,460,893 2,509,168 2,081,742 1,157,579 3,753,998 286,374,526 - - - - 202,832-9,138,794 9,341,626 175,726,673 250,995,800 19,099,285 15,771,169 23,048,266 33,318,614 14,259,738 532,219,545-70,116,853 8,837,826 19,057 50,000 - - - 79,023,736 14,378 - - - - - - 14,378 6,302,640 18,629,965 - - - - - 24,932,605 322,154,085 56,426,221 2,385,263 744,427 3,496,941 12,127-385,219,064 3,000,000 1,140,000 - - 1,860,000 - - 6,000,000 - - - 10,000,000 5,000,000 - - 15,000,000 - - - - - - 7,889,450 7,889,450 401,587,956 85,034,012 2,404,320 10,794,427 10,356,941 12,127 7,889,450 518,079,233 (225,861,283) 165,961,788 16,694,965 4,976,742 12,691,325 33,306,487 6,370,288 14,140,312 1 2 1 1 27
4 4 (%) 513,623,572 16,851,413 1,744,560 18,595,973 532,219,545 3.49 502,531,084 12,833,460 2,714,689 15,548,149 518,079,233 3.00 11,092,488 4,017,953 (970,129) 3,047,824 14,140,312-1 1 28
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1 1 30
1 1 31
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Industrial Bank Co., Ltd. 154 350003 0591 87871169 0591 87871269 http://www.cib.com.cn dongshiban@cib.com.cn 1 1988 4 11 [1988]58 1988 5 19 [1988]164 1988 7 12 [1988] 182 1988 7 20 [1988]347 <> 1988 8 2 1 1 33
[1988] 271 09-0010 1988 8 22 136 15 1988 8 22 2 1 1988 7 20 [1988]347 1988 8 22 136 2 2001 7 9 [2001]164 2001 7 16 3500001000202 3 2002 12 25 [2002]361 2003 1 6 [2003] 1 2003 1 8 3500001000202 1 1 34
3 1 [1988]347 15 1988 7 15 88 038 1988 9 23 88 051 3.729 0.15 1988 1993 15 1993 62,882 2 1996 1995 7 1 1996 3 31 1995 1996 1997 12 31 15 1998 3 31 [1998]99 15 1 1 35
3 2000 2000 3 21 [2000]138 2000 3 31 2000 2000 2000 26 2000 12 12 4 2004 2003 12 12 2004 1 15 2004 9.99 2002 12 31 2002 1.8 2.7 2004 2 25 [2004]73 2004 3 29 [2004]35 9.99 2004 4 30 2004 G-003 2004 4 30 1 1 36
39.99 2004 5 14 3500001000202 5 1 % 1 102,000.00 25.51 2 63,909.00 15.98 3 Tetrad Ventures Pte Ltd 19,995.00 5.00 4 15,996.00 4.00 5 15,000.00 3.75 6 13,333.33 3.33 7 8,400.00 2.10 8 7,500.00 1.88 9 7,000.00 1.75 10 () 7,000.00 1.75 11 7,000.00 1.75 12 7,000.00 1.75 13 7,000.00 1.75 14 7,000.00 1.75 15 7,000.00 1.75 1 1988 1988 5 19 (1988)164 3000 30 39,254 1991 100 1 1989 7 24 1 1 37
[1989] 279 1989 8 1995 1994 1996 8 29 [1996]275 1997 3 24 1997 2.2 1997 4 7 1997 4 7 1997 5 23 1996 2.2 1998 3 31 [1998]99 1997 1997 4 7 2 1 1 38
1998 9 1 2005 3 24 2005 3 21 1 7 1 1988 7 15 88 038 2 1988 9 23 88 051 3 1997 5 30 97 20 4 1997 12 31 97 48 5 2000 10 8 2000 19 6 2000 12 12 2000 26 7 2004 4 30 2004 G-003 2 2 1 1 39
1 1996 5 27 96 22 1995 12 31 19,694,313,399.32 18,355,440,613.92 1,358,872,786.30 19,692,398,114.93 18,338,202,665.24 1,354,195,449.69 4,677,336.61 52,000 2 2000 5 15 2000 043 1999 12 31 49,182,906,190.28 45,628,501,478.55 3,554,404,711.73 48,783,558,061.34 45,628,501,478.55 3,155,056,582.79 1,482,976,594.16 255,207,289.38 49,038,765,350.72 3,410,263,872.17 1 1998 1988 1993 15 1993 62,882 1995 1996 97,876.11 1996 9 1996 275 15 8 80,021,614 71,842,652 8,178,962 1 1 40
2 1998 4 1 2006 6 30 1998 4 1 2006 6 30 1% 1 1 41
5 2 % 1 1998 4 39,000,000 18,000,000 1.20% 48,000,000 2 1998 10 20 30,000,000 30,000,000 2.00% 30,000,000 3 1999 1 13 21,000,000 21,000,000 1.40% 21,000,000 4 2000 5 23 24,513,312 1.63% 24,513,312 45,000,000 5 20,486,688 6 17,198,719 17,198,719 7 3,000,000 3,000,000 8 2,152,722 2,152,722 9 1,053,015 1,053,015 2000 3 24 10 827,970 827,970 11 780,000 780,000 12 340,090 340,090 13 82,796 82,796 14 78,000 78,000 3.07% 46,000,000 15 2000 3 24 34,000,000 34,000,000 2.27% 34,000,000 16 2000 11 3 40,000,000 35,000,000 1.75% 35,000,000 17 2001 6 21 70,000,000 70,000,000 2.33% 70,000,000 18 15,000,000 0.50% 40,000,000 19 2001 6 21 35,000,000 15,000,000 0.50% 15,000,000 20 5,000,000 0.17% 75,000,000 21 2001 12 25 40,000,000 40,000,000 1.33% 40,000,000 22 2002 10 14 45,333,333 45,333,333 1.51% 45,333,333 1 1 42
23 2003 3 6 70,000,000 70,000,000 2.33% 70,000,000 24 2003 5 23 84,000,000 84,000,000 2.80% 84,000,000 25 2003 8 15 70,000,000 70,000,000 2.33% 70,000,000 26 2003 9 25 133,333,334 133,333,334 4.44% 133,333,334 27 2004 5 25 133,333,334 133,333,334 3.33% 133,333,334 28 45,333,333 45,333,333 1.13% 85,333,333 29 2004 6 28 40,000,000 40,000,000 1.00% 30 40,000,000 40,000,000 1.00% 40,000,000 31 40,000,000 40,000,000 1.00% 40,000,000 32 40,000,000 40,000,000 1.00% 40,000,000 2004 11 19 33 40,000,000 1.00% 80,000,000 70,000,000 34 30,000,000 0.75% 61,515,584 35 61,333,333 61,333,333 1.53% 36 2005 11 15 38,666,667 38,666,667 0.96% 37 70,000,000 70,000,000 1.75% 170,000,000 38 2006 3 24 75,000,000 75,000,000 1.87% 145,000,000 1 1 43
2006 6 30 5 3 ( ) % 1,020,000,000 25.5064 639,090,000 15.9812 Tetrad Ventures Pte Ltd 199,950,000 5.0000 170,000,000 4.2511 159,960,000 4.0000 150,000,000 3.7509 145,000,000 3.6259 133,333,334 3.3342 88,000,000 2.2006 85,333,333 2.1339 84,000,000 2.1005 76,206,703 1.9056 73,541,254 1.8390 70,000,000 1.7504 70,000,000 1.7504 70,000,000 1.7504 66,939,213 1.6739 61,515,584 1.5383 40,000,000 1.0003 40,000,000 1.0003 32,079,200 0.8022 30,666,667 0.7669 () 26,666,667 0.6668 20,053,632 0.5015 20,000,000 0.5001 20,000,000 0.5001 15,638,776 0.3911 15,302,616 0.3827 15,000,000 0.3751 15,000,000 0.3751 14,490,427 0.3624 13,333,333 0.3334 13,333,333 0.3334 () 13,333,333 0.3334 12,480,000 0.3121 12,480,000 0.3121 () 10,768,000 0.2693 10,000,000 0.2501 1 1 44
() 10,000,000 0.2501 () 10,000,000 0.2501 10,000,000 0.2501 8,000,000 0.2001 7,933,333 0.1984 7,020,112 0.1755 6,987,635 0.1747 6,666,667 0.1667 6,538,595 0.1635 () 6,333,333 0.1584 6,040,000 0.1510 6,000,000 0.1500 5,500,000 0.1375 () 5,333,333 0.1334 5,245,923 0.1312 5,000,000 0.1250 5,000,000 0.1250 5,000,000 0.1250 5,000,000 0.1250 () 5,000,000 0.1250 4,874,587 0.1219 4,666,667 0.1167 4,518,732 0.1130 4,000,000 0.1000 4,000,000 0.1000 () 4,000,000 0.1000 3,415,037 0.0854 3,333,333 0.0834 3,013,333 0.0754 2,666,667 0.0667 2,624,000 0.0656 2,590,036 0.0648 2,500,000 0.0625 2,400,000 0.0600 2,166,667 0.0542 2,000,000 0.0500 2,000,000 0.0500 2,000,000 0.0500 2,000,000 0.0500 2,000,000 0.0500 2,000,000 0.0500 1,894,017 0.0474 1,670,107 0.0418 1,488,049 0.0372 1,403,369 0.0351 1,333,333 0.0333 1,333,333 0.0333 1 1 45
1,333,333 0.0333 1,333,333 0.0333 1,333,333 0.0333 1,333,333 0.0333 1,333,333 0.0333 1,324,752 0.0331 1,260,792 0.0315 1,170,017 0.0293 1,144,540 0.0286 1,144,000 0.0286 1,132,913 0.0283 1,117,001 0.0279 1,103,960 0.0276 1,103,440 0.0276 1,103,440 0.0276 1,077,540 0.0269 1,060,800 0.0265 1,040,000 0.0260 1,040,000 0.0260 1,040,000 0.0260 1,040,000 0.0260 1,032,502 0.0258 1,000,000 0.0250 1,000,000 0.0250 1,000,000 0.0250 1,000,000 0.0250 1,000,000 0.0250 857,584 0.0214 800,000 0.0200 738,667 0.0185 666,667 0.0167 662,376 0.0166 460,403 0.0115 458,232 0.0115 441,584 0.0110 416,000 0.0104 416,000 0.0104 400,000 0.0100 325,675 0.0081 312,000 0.0078 266,667 0.0067 266,667 0.0067 234,001 0.0059 234,001 0.0059 232,228 0.0058 230,779 0.0058 217,260 0.0054 1 1 46
208,000 0.0052 208,000 0.0052 208,000 0.0052 208,000 0.0052 195,661 0.0049 117,000 0.0029 110,395 0.0028 110,344 0.0028 108,344 0.0027 104,000 0.0026 85,770 0.0021 45,505 0.0011 44,157 0.0011 22,068 0.0006 3,999,000,000 100.00 SSState-own shareholder SLSState-own Legal-person Shareholder 5% 5% 1 2 1933 ( 2005 12 31 1,937 ) 110 83 2005 12 31 5,808.20 425.71 2005 113.42 1 1 47
3 Tetrad Ventures Pte Ltd Tetrad Ventures Pte Ltd 1995 168 Robinson Road, #37-01 Capital Tower, Singapore 068912 Tetrad Ventures Pte Ltd GIC Special Investments Pte Ltd ( GICSI ) GICSI Government of Singapore Investment Corporation Pte ( GIC ) ( GIC ) 1981 1,000 1 2005 12 31 7,164,128 2,395,241 2005 183,806 2 IFC 1956 178 24.5, 2006 6 30 6 30 111 2006 1 1 48
134 14 3 2005 515 7.8 4 5 5,000 2006 6 30 133,333,334 A 3.33% 2005 12 31 1,119,080 862,712 2005 192,397 6 50,000 2006 6 30 88,000,000 A 2.20% 2005 12 31 75,152 59,943 2005 4,687 1 1 49
7 40,000 2006 6 30 85,333,333 A 2.13% 2005 12 31 56,976 51,392 2005 1,133 2006 6 30 31 699,617,396 17.495 5 4 1 2002.5.20 4,000,000 2 2003.2.28 4,518,732 3 2003.5.30 7,020,112 4 2004.3.10 46,500,000 5 2004.7.2 150,000,000 6 2004.9.12 15,000,000 7 2004.11.8 11,515,584 8 2004.12.24 8,000,000 9 2005.1.12 11,500,000 10 2005.3.23 13,333,333 11 2005.3.28 19,041,254 12 2005.6.15 5,000,000 13 2005.6.16 5,000,000 14 2005.7.28 5,000,000 1 1 50
15 2005.8.5 70,000,000 16 2005.8.15 195,661 17 2005.8.17 1,000,000 18 2005.8.25 3,500,000 19 2005.9.16 1,000,000 20 2005.9.21 19,200,000 21 2005.9.29 9,360,000 22 2005.9.29 4,903,946 23 2005.10.20 3,120,000 24 2005.10.20 1,634,649 25 2005.11.2 5,000,000 26 2005.11.4 7,200,000 27 2005.11.22 3,020,000 28 2005.11.30 2,000,000 29 2005.12.26 7,920,000 30 2005.12.26 10,000,000 31 2005.12.30 1,260,792 32 2005.12.30 30,666,667 33 2005.12.31 30,000,000 34 2006.1.7 2,000,000 35 2006.1.17 6,333,333 36 2006.3.3 1,060,800 37 2006.3.9 17,600,000 38 2006.3.30 14,580,000 39 2006.3.30 6,000,000 40 2006.4.30 8,000,000 41 2006.4.30 3,800,000 42 2006.5.30 75,000,000 43 2006.6.26 13,333,333 44 2006.6.30 17,499,200 699,617,396 17.495 2006 6 30 3 9,970,002 0.249% 1 1 51
5 5 1 2005-12-16 ~2006-12-16 266,667 2 2004-12-17 220,792 2006-6-3 2006-12-3 9,482,543 3 () 9,970,002 0.249% 17.744% 1 1 52
1 1 53 53.52% 5% 25.51% Tetrad Ventures Pte Ltd 15.98%
1 1 1 1 54
/ 1-2 10 1 1 55
2 1 1 56
1 1 57
1 1 58
1 1 59
, POS 1 1 60
1 1 61
3 1 1 62
2 2006 6 30 31 54 239 14 338 1 2006 6 30 5 6 154 168 168 11 B 209 36 168 63 1 1 63
286 676 32 78 22 1 399 46 11 71 22 156 521 15 4013 108 B 101 138 258 45 31 119 319 2 5 7 2006 6 30 1 1002 1 22 23 508 1 6 7 178 1 1 70 1 6 7 175 1 24 25 625 1 10 5 16 363 1 10 14 25 600 1 5 6 228 1 22 2 7 32 640 1 1 64
1 23 24 398 1 4 5 100 1 3 2 1 7 165 1 10 13 1 25 485 1 4 2 4 11 183 1 2 4 1 8 162 1 3 2 6 138 1 1 4 6 126 1 6 7 280 1 2 3 128 1 7 8 200 1 9 10 254 1 11 6 18 412 1 17 18 188 1 1 62 1 16 17 471 1 11 12 279 1 3 4 140 1 1 41 1 2 3 135 1 1 41 1 1 50 1 31 239 54 14 338 8,827 2003 12 31 2004 12 31 2005 12 31 2006 6 30 6,250 7,060 8,337 8,827 2006 6 30 31.93 5 8 % 1,293 14.65 6,443 72.99 1,091 12.36 8,827 100.00 1 1 65
5 9 % 153 1.73 2,680 30.36 2,404 27.23 3,590 40.67 8,827 100.00 5 10 % 30 0.34 680 7.70 4,826 54.67 2,764 31.31 527 5.97 8,827 100.00 5 11 % 51 91 1.03 41 50 955 10.82 31 40 4,266 48.33 30 3,515 39.82 8,827 100.00 1 1 66
1 1 67
1 1 68
20 80 1988 100 2004 6 8% 1 1 69
17.48% 10.66% 2.93% 6.18% 6 1 2005 12 31 2004 12 31 2003 12 31 287,170 240,525 208,056 194,690 177,363 158,996 13,039 12,663 12,308 12,148 11,202 10,775 2005 12 31 1 1 70
6 2 196,579.7 58,125.2 20,366.9 99,625.2 374,696.9 % 52.5 15.5 5.4 26.6 100.0 1 2 3 2005 12 31 52.5% 2005 12 31 15.5% 1 1 71
1 2 3 1 2 34 56 7 1996 2004 1 1 3 25 10 29 2.3 2005 3 17 4 1 1 72
5 1 2 3 1 1 73
1 2 3 2006 6 30 5,322.20 2006 1-6 17.46 2005 12 31 4,750.94 2005 24.64 2003 2005 35.42% 31.11% 12 12 12 5 2005 1 1 74
6 3 4,750.94 7,339.83 5,730.67 5,571.36 3,561.28 2,292.16 (%) 1.27 1.96 1.53 1.49 0.95 0.61 % 0.60 0.60 0.48 0.54 0.39 0.16 % 22.25 17.51 17.21 19.18 12.83 7.16 0.62 0.38 0.64 0.37 0.31 0.18 1 2=/2005 374,696.9 3=/[+/2] 4 12 5 1 1 75
2000 12 31 2006 6 30 0.87% 2.75% 2003 2005 37.33% 38.55% 1 2006 6 30 2003 2005 30% 2006 6 30 60% 70% 1 1 76
2 SWIFT 2006 E 3 1 1 77
1996 2001 1 2006 6 30 1,100 2 3 1996 2000 5 1 1 78
2002 1 4 2006 6 30 49 2006 6 30 806 20 5 1 1 79
2006 6 30 2005 2004 2003 12 31 27.06% 25.40% 15.04% 10.98% 1 1989 1994 1998 2004 2005 14,899 7 2006 6 30 36.95 160.18 6.00 3.20 2006 6 30 27.12 20.11 2 2001 2003 1 1 80
2004 3 2004 2005 2004 11 2004 12 2005 6 2005 6 7 2006 1 1 81
2005 12 31 7 1 2005 1 2005 9 A+3 2 1 E 2001 2003 3 VISA 2002 2002 2004 2005 2 2004 7 14 1 1 82
2004 12 2004 MasterCard 2005 9 2005 MasterCard 3 4 1 1 83
3 2001 7 1 2000 12 2002 11 2003 3 2005 8 2004 2005 2005 2003 2005 119.98% 205.25% 2006 6 30 15% 1 1 84
e 2 24 7 2002 8 955612003 2004 95561 2005 2006 2006 2005 IBM 3 2002 ATM 2005 ATM 25 1 1 85
IBM 1 1 86
1 2 3 1 1 87
1 2 3 2006 2006 1 1 88
IT 1 IT IT 2004 CMM 2 CMM 2 2004 IDCIT 365 24 POS 1 1 89
IP 3 2006 2005 500 2005 500 1 1 90
B11313900H0001 2006 6 30 338 2003 1 1 2006 6 30 2006 6 30 379 406,735.13 6 4 ( ) 1 270 2 32 3 77 M 2 % % 247,399.69 60.80 21.55 79.54 81,339.52 20.00 2.97 10.96 77,995.92 19.20 2.57 9.50 379 406,735.13 100.00 27.09 100.00 1 270 21.55 79.54% 1 1 91
2 32 2.97 10.96% 3 77 2.57 9.50% 2006 6 30 1 99 41 58 2 6 1 1 92
1 3 4 www.cib.com.cn www.fib.com.cn www.fjxyyh.com.cn www..cn 9 2001 2004 7 2004 1 1 93
2005 A 3 2005 2001 2003 12 30 2006 9 40 2000 1 1 94
1 1 95
1 2 3 1 1 1 96
2 3 1 2 1 1 97
3 4 1 1 98
1 1 99 7 1 5 6 < >
1 1 100
ISO9001 2000 1 1 101
1999 1 1 102
Risk Management and Capital Allocation System RMCA 1 1 103
7 2 1 1 104
1 1 105
2002 9 18 1 1 106
1 1 107
1 1 108
1 1 109
ISO9001 2000 CMM2() CMM2 1 1 110
KPI SW-CMM 1 1 111
1 1 112
[2002] 15 1 1 113
1 1 114
2006 6 30 RMCA 46 1 1 115
32 35 2004 2005 2005 2003 12 30 2004 4 27.7 2004 12 30 2006 9 40 1 1 116
5% 5% 5% 5% 1 2003 2006 5% 5% 1 9-1 A.B.C.D A.B.C Tetrad Ventures Pte Ltd Kunna Chinniah Ng Koon Siong A.B.C D A 2006 6 30 5% 5% B 2005 12 31 5% 5% C 2004 12 31 5% 5% D 2003 12 31 5% 5% 1 1 117
2 9-2 2003-12-31 2004-12-31 - - - - 1,100,000 - - 1,100,000 Tetrad Ventures Pte Ltd 2 - - 2 573,433.40 - - 573,433.40 9-3 2004-12-31 2005-12-31 - - - - 1,100,000 - - 1,100,000 Tetrad Ventures Pte Ltd 2 - - 2 573,433.40 - - 573,433.40 9-4 2005-12-31 2006-6-30 - - - - 1,100,000 - - 1,100,000 Tetrad Ventures Pte Ltd 2 - - 2 573,433.40 - - 573,433.40 9-5 3 2003-12-31 2004-12-31 (%) (%) (%) (%) 102,000 34.0000 - - - - 102,000 25.5064 - - 63,909 15.9812 - - 63,909 15.9812 Tetrad Ventures Pte Ltd - - 19,995 5.0000 - - 19,995 5.0000 15,000 5.0000 - - - - 15,000 3.7509 1 1 118
9-6 2004-12-31 2005-12-31 (%) (%) (%) (%) 102,000 25.5064 - - - - 102,000 25.5064 63,909 15.9812 - - - - 63,909 15.9812 Tetrad Ventures Pte Ltd 19,995 5.0000 - - - - 19,995 5.0000 15,000 3.7509 - - - - 15,000 3.7509 9-7 2005-12-31 2006-6-30 (%) (%) (%) (%) 102,000 25.5064 - - - - 102,000 25.5064 63,909 15.9812 - - - - 63,909 15.9812 Tetrad Ventures Pte Ltd 19,995 5.0000 - - - - 19,995 5.0000 15,000 3.7509 - - - - 15,000 3.7509 2 2003 2006 5% 5% 9-8 51,800 D D2003 12 31 5% 5% 3 2003 2006 9-9 31,223 A 1 1 119
50,000 A 100,000 A 573,433.40 B 51,800 C 20,000 C 5,000 C 6,320 B.C.D 9,061 B.C.D 44,955.51 B.C.D 50,000 B.C.D () 80,000 D 32,000 D 5,000 D 6,000 D 1 1 120
30,000 D 60,000 D 10,100 D 4,000 A 2006 6 30 B 2005 12 31 C 2004 12 31 D 2003 12 31 D 4 1 1 9-10 2 9-11 1 1 121
3 9-12 4 9-13 1 1 122
5 9-14 6 9-15 7 9-16 A.5% 5% - - - - B.5% 5% - - - - 1 1 123
C. - - - - D. - 163,591 38,600 91,752-163,591 38,600 91,752 8 9-17 9 9-18 9-19 10 1 1 124
2003 12 17 2004 11 19 2005 3 31 2 9-20 1 1 125
9 21 2006 1-6 2005 2004 2003 292,257,537 242,571,507 203,010,818 156,945,336 () 602,430 374,891 392,254 685,435 ()(%) 0.21 0.15 0.19 0.44 11,018,491 17,246,346 12,401,668 9,510,930 33,942 22,159 28,239 24,818 (%) 0.31 0.13 0.23 0.26 385,219,064 355,218,109 283,186,511 207,682,794 6,842,406 6,327,848 3,640,430 2,668,820 (%) 1.78 1.78 1.29 1.29 5,076,612 7,940,893 5,105,564 4,012,204 36,116 53,762 34,490 26,510 (%) 0.71 0.68 0.68 0.66 1 1 126
1 2 3 1 1 127
14 5 9 2 1 2 1 14 1 1 128
Tetrad Ventures Pte Ltd 1 1 129
Mount Allison 9 1 1 130
1 1 131
1955.03 1954.05 1954.09 1957.02 1 1 132
2005 10 4 2006 6 30 10 5 1 397,500 2 530,000 3 509,358 1 1 133
10 6 2006 6 30 1 2003 6 28 2002 2 2004 6 28 2003 3 2005 3 20 2005 5 20 2004 4 2005 9 21 2005 5 2006 3 18 6 2006 5 25 () 7 2006 6 27 2005 1 1 134
1 2003 12 5 2004 6 28 2003 2 2005 12 15 3 2006 5 8 4 2006 5 19 5 2006 5 26 6 2006 6 27 2005 1 2004 6 28 2 2005 3 20 3 2006 5 25 1 2 3 1 1 135
Tetrad Ventures Pte Ltd 1 1 136
1 1 5 2 4 3 5 1 1 137
4 3 5 5 1 5 2 1 2 3 4 1 1 138
5 6 3 1 3 2 3 1 1 139
1 2003 11 2 2003 9 3 2004 4 2004 2 1 1 140
5 2004 7 IS9001 6 2004 9 7 2004 IT 8 2004 9 2004 12 2006-2010 10 2005 5 11 2005 7 2006 2010 IT 12 2005 11 IBM 13 2006 1 2 1 1 141
2003 2004 2005 2006 1-6 [2006] G-090 12 1 2006 6 30 2005 12 31 2004 12 31 2003 12 31 40,407,195,909.97 39,537,677,136.71 49,699,442,127.56 47,262,684,046.97 - - - - 22,005,455,671.06 18,506,908,724.52 14,272,216,277.09 8,475,740,776.07 6,136,779,940.32 697,368,100.39 2,461,467,943.43 1,852,757,774.00 23,873,186,468.58 50,514,044,718.80 17,698,266,043.40 14,831,600,217.63 122,502,913.29 168,596,882.18 - - 20,441,682,855.36 652,894,152.28 789,868,213.88 502,643,120.95 74,159,699,097.81 119,998,735,091.96 50,366,327,336.93 27,944,776,927.40 43,262,140,722.65 - - - 6,167,251,638.71 - - - 50,000,000.00 50,000,000.00 50,000,000.00 50,000,000.00 2,125,570,618.54 1,964,071,607.47 789,042,044.37 483,699,124.02 286,374,526,392.85 237,459,954,676.10 198,595,013,620.81 153,220,193,592.92 3,012,872,199.94 2,948,745,257.00 2,866,810,681.52 2,925,091,626.21 429,879,287.69 442,461,188.95 479,500,351.90 29,570,656.42 1,099,034,511.20 854,419,270.62 845,653,397.41 702,890,690.45 2,551,766,932.84 1,298,224,350.44 1,151,099,158.38 778,669,702.75 532,219,545,160.81 475,094,101,157.42 340,064,707,196.68 259,060,318,255.79 1 1 142
12 1 2006 6 30 2005 12 31 2004 12 31 2003 12 31 - - - 300,000,000.00 79,023,735,729.89 65,429,964,246.84 30,949,229,694.62 28,330,086,570.93 14,377,818.72 403,510,000.00 903,502,500.00 1,200,000,000.00 24,932,605,316.84 19,123,051,435.14 5,525,769,629.55 10,213,584,088.72 861,442,352.12 102,417,745.40 - - 385,219,063,839.30 355,218,109,329.96 283,186,510,917.89 207,682,793,933.14 1,462,239,939.18 1,169,287,437.58 711,717,936.00 419,995,774.57 615,946,021.00 657,788,999.57 702,074,065.33 448,418,143.38 2,759,653,581.51 1,888,086,741.11 793,148,828.00 569,088,693.97 6,000,000,000.00 6,000,000,000.00 6,000,000,000.00 3,000,000,000.00 15,000,000,000.00 10,000,000,000.00 - - 256,175,090.74 333,516,641.54 84,215,609.16 30,702,968.81 1,933,993,321.45 1,982,983,524.26 1,124,638,440.29 800,068,845.41 518,079,233,010.75 462,308,716,101.40 329,980,807,620.84 252,994,739,018.93 3,999,000,000.00 3,999,000,000.00 3,999,000,000.00 3,000,000,000.00 2,839,213,878.93 2,839,213,878.93 2,839,213,878.93 1,140,913,986.58 1,026,308,984.07 1,026,308,984.07 779,812,186.19 514,973,721.18 2,400,000,000.00 2,400,000,000.00 - - 99,265,795.89 490,140,890.54 (150,429,178.92) (35,859,858.84) 3,776,523,491.17 2,030,721,302.48 2,616,302,689.64 1,445,551,387.94 - - 404,052,568.03-14,140,312,150.06 12,785,385,056.02 10,083,899,575.84 6,065,579,236.86 532,219,545,160.81 475,094,101,157.42 340,064,707,196.68 259,060,318,255.79 1 1 143
12 2 2006 1-6 2005 2004 2003 5,941,879,034.58 9,305,452,820.87 7,296,104,530.27 5,498,726,109.28 11,018,490,841.24 17,246,346,149.53 12,401,668,420.08 9,510,930,275.80 (5,076,611,806.66) (7,940,893,328.66) (5,105,563,889.81) (4,012,204,166.52) 180,567,561.64 237,227,548.31 193,066,278.52 123,477,589.84 219,763,780.36 316,067,256.46 234,554,007.35 149,956,196.97 (39,196,218.72) (78,839,708.15) (41,487,728.83) (26,478,607.13) (175,951,352.03) 66,179,136.78 12,541,859.20-107,290,056.34 127,731,646.66 (83,758,653.68) 33,064,789.99 (431,102,504.15) (739,643,181.66) (550,887,505.06) (405,686,889.00) (2,386,231,256.45) (3,887,743,850.24) (2,876,890,104.85) (2,077,733,756.02) (976,566,826.38) (1,580,944,438.44) (1,182,031,132.38) (1,107,234,808.98) 2,259,884,713.55 3,528,259,682.28 2,808,145,272.02 2,064,613,035.11 16,054,622.17 34,693,113.16 26,600,333.10 28,452,400.60 (10,904,920.58) (18,231,188.89) (31,820,931.66) (16,974,319.13) 2,265,034,415.14 3,544,721,606.55 2,802,924,673.46 2,076,091,116.58 (519,232,226.45) (1,079,753,627.80) (1,037,334,906.75) (642,128,281.48) 1,745,802,188.69 2,464,967,978.75 1,765,589,766.71 1,433,962,835.10 0.44 0.62 0.48 0.48 0.44 0.62 0.48 0.48 1 1 144
12 3 2002 12 31 3,000,000,000.00 1,140,913,986.58 299,879,295.92 - - 556,682,978.10 4,997,476,260.60 1 - - - - - 1,433,962,835.10 1,433,962,835.10 2 (1) - - 143,396,283.51 - - (143,396,283.51) - (2) - - 71,698,141.75 - - (71,698,141.75) - (3) - - - - - - - (4) - - - - - (330,000,000.00) (330,000,000.00) (5) - - - - - - - 3. (1) - - - - (53,180,177.37) - (53,180,177.37) (2) - - - - - - - 4. - - - - 17,320,318.53-17,320,318.53 5. - - - - - - - 2003 12 31 3,000,000,000.00 1,140,913,986.58 514,973,721.18 - (35,859,858.84) 1,445,551,387.94 6,065,579,236.86 1 1 145
12 3 2003 12 31 3,000,000,000.00 1,140,913,986.58 514,973,721.18 - (35,859,858.84) 1,445,551,387.94 6,065,579,236.86 1 - - - - - 1,765,589,766.71 1,765,589,766.71 2 (1) - - 176,558,976.67 - - (176,558,976.67) - (2) - - 88,279,488.34 - - (88,279,488.34) - (3) - - - - - - - (4) - - - - - (330,000,000.00) (330,000,000.00) (5) - - - - - - - 3. (1) - - - - (208,738,959.30) - (208,738,959.30) (2) - - - - 37,427,051.17-37,427,051.17 4. - - - - 56,742,588.05-56,742,588.05 5. 999,000,000.00 1,698,299,892.35 - - - - 2,697,299,892.35 2004 12 31 3,999,000,000.00 2,839,213,878.93 779,812,186.19 - (150,429,178.92) 2,616,302,689.64 10,083,899,575.84 1 1 146
12 3 2004 12 31 3,999,000,000.00 2,839,213,878.93 779,812,186.19 - (150,429,178.92) 2,616,302,689.64 10,083,899,575.84 1 - - - - - 2,464,967,978.75 2,464,967,978.75 2 (1) - - 246,496,797.88 - - (246,496,797.88) - (2) - - - - - - - (3) - - - 2,400,000,000.00 - (2,400,000,000.00) - (4) - - - - - (404,052,568.03) (404,052,568.03) (5) - - - - - - - 3. (1) - - - - 830,471,309.47-830,471,309.47 (2) - - - - 125,900,591.36-125,900,591.36 4. - - - - (315,801,831.37) - (315,801,831.37) 5. - - - - - - - 2005 12 31 3,999,000,000.00 2,839,213,878.93 1,026,308,984.07 2,400,000,000.00 490,140,890.54 2,030,721,302.48 12,785,385,056.02 1 1 147
12 3 2005 12 31 3,999,000,000.00 2,839,213,878.93 1,026,308,984.07 2,400,000,000.00 490,140,890.54 2,030,721,302.48 12,785,385,056.02 1 - - - - - 1,745,802,188.69 1,745,802,188.69 2 (1) - - - - - - - (2) - - - - - - - (3) - - - - - - - (4) - - - - - - - (5) - - - - - - - 3. (1) - - - - 61,982,778.74-61,982,778.74 (2) - - - - (646,046,891.22) - (646,046,891.22) 4. - - - - 193,189,017.83-193,189,017.83 5. - - - - - - - 2006 6 30 3,999,000,000.00 2,839,213,878.93 1,026,308,984.07 2,400,000,000.00 99,265,795.89 3,776,523,491.17 14,140,312,150.06 1 1 148
12 4 2006 1-6 2005 2004 2003 8,740,381,522.71 14,526,967,953.19 11,129,100,680.37 8,362,016,938.69 219,763,780.36 316,067,256.46 234,554,007.35 149,956,196.97 2,347,820.23 1,957,536.15 20,018,023.53 3,040,404.47 - - 95,457,020.00 6,027,000,002.68 - - - - 980,000,000.00 13,593,771,483.05 34,480,734,552.22 2,619,143,123.69 10,811,114,600.72 5,809,553,881.70 13,597,281,805.59 - - 30,000,954,509.34 72,031,598,412.07 72,231,018,535.28 62,217,474,419.60 102,238,532.06 126,192,854.94 249,238,998.69 99,992,138.21 58,469,011,529.45 141,107,800,373.30 86,483,073,368.91 82,719,051,718.66 (4,205,044,966.26) (6,911,864,155.83) (4,772,991,847.58) (3,847,278,786.82) (39,196,218.72) (78,839,708.15) (41,487,728.83) (26,478,607.13) (958,308,574.95) (1,132,252,430.79) (1,051,159,251.86) (739,014,127.75) (1,144,864,942.26) (1,986,626,498.95) (1,367,073,968.42) (834,575,919.58) (2,328,457,506.25) (4,127,293,153.53) (5,479,333,434.26) (4,745,102,648.96) (456,273,741.93) (1,658,045,156.97) (1,794,196,219.65) (1,435,662,264.25) (1,904,767,262.64) (393,744,847.27) (65,833,120.00) - (912,408,144.14) - (5,554,173,586.46) (4,617,840,617.81) (49,813,952,622.29) (40,336,581,619.49) (46,038,347,112.50) (46,778,540,473.47) (389,132,181.28) (499,992,500.00) (596,497,500.00) - - (4,687,814,459.17) (9,478,794,865.01) (2,185,741,768.64) (1,031,279,861.18) (1,441,089,492.93) (998,612,522.61) (64,338,147,929.36) (58,156,519,932.16) (72,889,997,721.66) (73,501,900,833.39) (5,869,136,399.91) 82,951,280,441.14 13,593,075,647.25 9,217,150,885.27 1 1 149
12 4 2006 1-6 2005 2004 2003 136,126,506,576.87 179,394,272,144.19 104,970,765,628.32 68,104,867,241.79 2,203,440,315.00 2,354,719,549.70 922,474,852.07 945,896,114.23 34,413,114.29 53,213,301.08 58,511,967.20 32,810,324.52 - - 2,448,706,575.52-138,364,360,006.16 181,802,204,994.97 108,400,459,023.11 69,083,573,680.54 (253,987,295.59) (415,509,238.27) (744,659,979.27) (457,980,562.67) (168,160,093,266.45) (236,921,507,294.92) (127,101,043,544.12) (69,649,196,634.00) - - - (168,414,080,562.04) (237,337,016,533.19) (127,845,703,523.39) (70,107,177,196.67) (30,049,720,555.88) (55,534,811,538.22) (19,445,244,500.28) (1,023,603,516.13) - - 2,697,299,892.35-5,000,000,000.00 10,000,000,000.00 3,000,000,000.00 3,000,000,000.00 - - - - 5,000,000,000.00 10,000,000,000.00 5,697,299,892.35 3,000,000,000.00 - - - - (10,154,717.57) (526,879,427.78) (231,830,678.61) (185,826,023.68) - (275,670,000.00) (118,597,916.67) - (10,154,717.57) (802,549,427.78) (350,428,595.28) (185,826,023.68) 4,989,845,282.43 9,197,450,572.22 5,346,871,297.07 2,814,173,976.32 (29,736,493.19) (123,374,699.73) 4,510,456.78 (12,052,938.35) (30,958,748,166.55) 36,490,544,775.41 (500,787,099.18) 10,995,668,407.11 1 1 150
12 4 2006 1-6 2005 2004 2003 1,745,802,188.69 2,464,967,978.75 1,765,589,766.71 1,433,962,835.10 976,566,826.38 1,580,944,438.44 1,182,031,132.38 1,107,234,808.98 170,550,600.34 308,384,673.16 276,367,092.64 217,528,164.50 26,993,468.03 51,285,203.79 10,570,254.52 2,967,085.98 1,083,318.42 2,184,933.84 - - (12,352,546.42) (5,609,184.98) (10,797,266.64) (15,624,408.99) (1,927,775.20) (9,559,160.85) (2,997,546.94) (1,447,457.75) 175,951,352.03 (66,179,136.78) (12,541,859.20) - (2,147,545,739.95) (2,717,491,695.08) (945,138,567.11) (1,000,138,622.05) (128,767,773.55) (75,266,672.20) (32,507,478.56) 6,943,988.12 (56,804,215,382.87) (41,566,032,039.49) (56,553,926,884.24) (57,680,859,757.35) 49,816,696,154.33 122,543,860,097.26 67,802,339,543.80 65,134,531,310.38 282,292,416.67 316,416,305.55 118,597,916.67-29,736,493.19 123,374,699.73 (4,510,456.78) 12,052,938.35 (5,869,136,399.91) 82,951,280,441.14 13,593,075,647.25 9,217,150,885.27 1,316,945,568.12 1,186,229,027.95 957,304,209.32 797,019,763.95 (1,186,229,027.95) (957,304,209.32) (797,019,763.95) (653,273,961.01) 58,395,359,393.65 89,484,824,100.37 53,223,204,143.59 53,884,275,688.14 (89,484,824,100.37) (53,223,204,143.59) (53,884,275,688.14) (43,032,353,083.97) (30,958,748,166.55) 36,490,544,775.41 (500,787,099.18) 10,995,668,407.11 2005 8 () ([2005]14 )() 2006 1 1 () 2003 2004 2005 1 1 151
1 1 2 1 1 152
3 3 95% 95% 3 4 2 1 1 153
1 2 3 4 1 3 3 2 1 1 154
3 4 5 6 5 ( 5 ) 1 1 155
7 5 1 2 1 1 156
1 1 157
1 1 2 12 5 20-30 3.33-5.00% 5 20.00% 5-5-10 10.00-20.00% 6-8 12.50-16.67% 1 1 158
2 1 2 3 1 2 3 1 10 2 5 3 10 1 1 2 1 1 159
2 1 2 1 2 1 1 2 3 1 1 160
2 1 2 3 4 3 4 1 [ 2001 69 ] 2 1 1 161
3 () 4 () 5 1 1 162
< > [2005]49 [2005]90 1% 2005 3 5 1 1 163
1 2006 12 6 2,005,619 1,754,243 972,773 3,635,814 1,484,239 1,274,173 606,071 2,633,722 (3,348,163) 11,018,491 (1,714,689) (570,779) (437,375) (2,734,929) (660,535) (624,097) (355,111) (1,327,260) 3,348,163 (5,076,612) 293 28,261 25,298 50,083 25,348 35,314 11,389 43,778-219,764 (11,822) (3,913) (3,613) (5,196) (5,965) (1,502) (877) (6,308) - (39,196) - - 19,149 (195,100) - - - - - (175,951) (14,852) 14,131 9,112 59,531 6,119 22,450 1,920 8,879-107,290 (78) (81,623) (40,020) (54,356) (64,133) (60,856) (22,701) (107,336) - (431,103) (513,263) (410,738) (177,471) (295,361) (281,443) (218,998) (90,144) (398,813) - (2,386,231) 254 (139,045) (39,543) (214,379) (220,924) (38,447) (30,641) (293,842) - (976,567) 1,062 3,861 82 5,476 5,323 121 24 566 (460) 16,055 (285) (7,721) - (238) (220) (1,216) (16) (1,669) 460 (10,905) (247,761) 586,677 328,392 251,345 287,809 386,942 119,914 551,717-2,265,035 148,976,646 79,220,985 57,685,371 214,627,239 66,499,879 53,583,951 23,640,015 111,462,280 (223,476,821) 532,219,545-51,643,055 24,893,523 36,550,185 41,431,945 33,994,189 14,808,710 78,924,934-282,246,541-1,318,101 596,525 5,336,103 369,461 438,080 190,660 1,762,066-10,010,996 137,575,071 78,642,472 57,317,175 214,042,607 66,285,786 53,201,016 23,520,302 110,971,625 (223,476,821) 518,079,233 3,000,216 70,070,018 40,223,771 58,051,234 55,755,812 43,920,714 21,586,124 92,611,175-385,219,064 48,271 25,402 7,561 15,073 11,002 94,270 7,083 45,326-253,988 1 1 164
59,463 37,752 8,848 24,481 20,119 11,623 6,920 28,338-197,544-9,064,052 3,531,844 8,385,182 14,270,823 19,725,536 11,752,829 38,536,184-105,266,450 2 2005 12 7 3,021,313 2,935,695 1,662,581 5,666,833 2,710,388 2,243,923 1,060,799 3,789,077 (5,844,263) 17,246,346 (2,940,247) (1,036,506) (709,996) (4,145,775) (1,284,430) (1,043,156) (596,124) (2,028,922) 5,844,263 (7,940,893) 695 53,193 23,662 70,269 34,432 62,759 17,725 53,332-316,067 (28,668) (7,133) (3,439) (18,143) (8,685) (6,325) (1,312) (5,135) - (78,840) - - - 66,179 - - - - - 66,179 (55,888) 36,333 43,834 59,301 10,219 31,448 4,252 (1,767) - 127,732 (215) (132,421) (69,067) (103,333) (107,951) (116,837) (47,385) (162,434) - (739,643) (745,235) (684,412) (312,410) (474,365) (493,655) (373,097) (165,301) (639,269) - (3,887,744) 62,263 (234,737) (25,986) (188,705) (670,294) (73,113) (26,685) (423,687) - (1,580,944) 16,724 15,836 55 5,382 11,982 623 3 652 (16,564) 34,693 (4,951) (7,523) (99) (5,999) (8,117) (5,079) (201) (2,826) 16,564 (18,231) (674,209) 938,325 609,135 931,644 193,889 721,146 245,771 579,021-3,544,722 153,396,214 70,433,968 53,610,589 206,395,164 69,119,327 51,052,010 22,576,920 95,689,039 (247,179,130) 475,094,101-41,475,217 22,176,418 29,310,550 37,427,041 31,463,260 12,144,765 55,955,404-229,952,655-890,056 812,041 7,888,176 79,672 1,198,980 25,350 1,724,577-12,618,852 1 1 165
146,126,969 69,430,411 53,007,492 204,524,242 68,728,190 50,336,071 22,337,180 94,997,291 (247,179,130) 462,308,716 3,001,229 63,368,408 39,238,352 54,503,335 57,735,453 43,577,707 18,402,784 75,390,841 355,218,109 105,054 47,200 12,516 21,518 65,943 67,878 20,275 75,125-415,509 101,209 72,832 18,801 49,471 35,498 21,514 13,233 47,112-359,670-8,313,874 3,359,007 5,711,189 16,468,035 19,171,755 9,729,478 31,623,809-94,377,147 3 2004 12 8 1,983,168 2,363,132 1,273,972 3,708,655 2,178,424 1,701,753 885,844 2,349,234 (4,042,514) 12,401,668 (2,103,278) (746,790) (480,731) (2,144,816) (1,123,365) (825,672) (531,278) (1,192,148) 4,042,514 (5,105,564) 421 39,928 8,803 65,174 29,818 47,771 9,538 33,101-234,554 (8,921) (5,873) (1,785) (10,181) (5,489) (3,006) (1,398) (4,835) - (41,488) - - - 12,542 - - - - - 12,542 (35,001) 27,599 10,575 (106,452) (5,945) 13,063 2,757 9,645 - (83,759) (281) (103,427) (50,509) (79,803) (93,129) (83,423) (33,267) (107,049) - (550,888) (508,638) (547,422) (250,504) (353,112) (369,658) (304,144) (132,316) (411,096) - (2,876,890) 16,804 (298,096) (64,378) (36,747) (430,262) (99,812) (37,536) (232,004) - (1,182,031) 852 18,645 364 2,920 1,470 1,733 22 594-26,600 (531) (16,830) (1,266) (386) (3,609) (5,169) (556) (3,474) - (31,821) (655,405) 730,866 444,541 1,057,794 178,255 443,094 161,810 441,970-2,802,925 85,869,459 58,247,088 35,103,654 101,116,756 52,095,022 38,176,715 18,325,033 65,047,364 (113,916,384) 340,064,707 1 1 166
- 35,324,535 19,864,486 25,279,323 32,374,535 25,460,866 10,552,031 41,472,341-190,328,117-1,901,696 210,194 5,600,136 617,174 377,456 28,862 3,947,183-12,682,701 78,855,322 57,656,492 34,648,012 100,394,944 51,850,985 37,717,413 18,158,029 64,615,995 (113,916,384) 329,980,808 3,000,000 54,812,133 29,506,225 44,934,978 48,171,356 33,380,215 14,147,803 55,233,801-283,186,511 481,089 47,242 14,527 32,011 23,600 10,339 20,189 115,662-744,659 54,259 70,812 20,676 44,359 31,522 22,850 9,311 33,149-286,938-6,896,464 1,844,981 3,765,115 10,300,811 20,633,956 5,205,218 18,815,500-67,462,045 4 2003 12 9 1,688,552 1,976,569 1,016,853 1,650,785 1,958,575 1,122,291 438,847 1,460,533 (1,802,075) 9,510,930 (1,578,648) (585,035) (400,769) (744,358) (1,054,952) (547,561) (229,557) (673,399) 1,802,075 (4,012,204) 10,996 33,516 10,940 21,570 22,435 26,771 4,018 19,710-149,956 (7,017) (5,897) (1,845) (2,784) (4,370) (2,025) (779) (1,762) - (26,479) - - - - - - - - - - (20,150) 22,194 11,307 4,846 2,543 5,541 1,819 4,965-33,065 (3,547) (77,451) (38,190) (61,405) (79,929) (57,238) (19,186) (68,741) - (405,687) (232,032) (538,362) (201,374) (218,501) (297,109) (223,674) (77,872) (288,809) - (2,077,733) (7,143) (185,727) (45,515) (425,720) (188,966) (72,158) (33,352) (148,654) - (1,107,235) 1,217 21,514 597 1,363 623 2,779 22 337-28,452 (319) (11,246) (448) (1,180) (524) (1,172) (1,288) (797) - (16,974) 1 1 167
(148,091) 650,075 351,556 224,616 358,326 253,554 82,672 303,383-2,076,091 67,301,684 49,343,902 30,711,911 41,674,518 43,241,457 28,102,759 10,503,450 39,206,084 (51,025,447) 259,060,318-29,944,955 13,748,631 21,635,505 26,372,082 16,594,757 6,861,480 28,795,937-143,953,347-2,045,202 825,116 2,121,240 1,635,907 1,775,759 414,806 4,173,959-12,991,989 63,185,861 48,935,716 30,375,093 41,347,857 42,924,739 27,873,548 10,426,311 38,951,061 (51,025,447) 252,994,739 3,007,695 44,684,129 25,280,558 32,434,232 37,992,065 23,338,458 8,889,121 32,056,536 207,682,794 51,186 42,864 16,357 24,253 132,242 84,412 6,659 100,007-457,980 38,230 68,763 18,325 24,108 20,567 19,957 7,131 23,411-220,492-5,402,609 1,052,999 4,423,434 10,766,697 12,358,395 3,773,539 12,152,590-49,930,263 1 1 168
1 2006 12 10 920,595 6,978,682 3,119,214-11,018,491 (238,395) (1,998,089) (2,840,128) - (5,076,612) 36,228 132,095 24,322 27,119 219,764 (22,809) (9,622) - (6,765) (39,196) - - (175,951) - (175,951) - - 76,994 30,296 107,290 4,927 2,687-8,441 16,055 (436) - - (10,469) (10,905) 700,110 5,105,753 204,451 48,622 6,058,936 41,532,477 245,798,518 239,875,407 5,013,143 532,219,545 2 2005 12 11 1,226,368 11,449,917 4,570,061-17,246,346 (362,339) (3,277,331) (4,301,223) - (7,940,893) 38,868 199,259 43,864 34,076 316,067 1 1 169
(47,392) (26,401) - (5,047) (78,840) - - 66,179-66,179 - - 91,278 36,454 127,732 6,059 6,970-21,664 34,693 (1,616) (1,429) - (15,186) (18,231) 859,948 8,350,985 470,159 71,961 9,753,053 30,198,381 208,207,273 232,038,022 4,650,425 475,094,101 3 2004 12 12 600,573 9,113,239 2,687,856-12,401,668 (198,209) (2,105,017) (2,802,338) - (5,105,564) 24,026 128,030 57,067 25,431 234,554 (10,899) (22,544) - (8,045) (41,488) - - 12,542-12,542 - - (117,423) 33,664 (83,759) 6,088 713-19,799 26,600 (1,074) - - (30,747) (31,821) 420,505 7,114,421 (162,296) 40,102 7,412,732 17,196,743 182,019,959 136,194,513 4,653,492 340,064,707 4 2003 12 13 186,812 7,174,191 2,149,927-9,510,930 (169,386) (1,672,002) (2,170,816) - (4,012,204) 16,734 103,412 18,858 10,952 149,956 (8,659) (16,515) - (1,305) (26,479) - - - - - - - 26,211 6,854 33,065 7,155 38-21,259 28,452 (208) (2,302) - (14,464) (16,974) 32,448 5,586,822 24,180 23,296 5,666,746 1 1 170
8,086,564 145,683,459 101,522,985 3,767,310 259,060,318 12 14 2006-6-30 2005-12-31 2004-12-31 2003-12-31 1,316,946 1,186,229 957,304 797,020 15,999,835 17,589,490 32,107,473 35,310,333 22,859,061 20,712,569 16,595,673 11,110,470 231,354 49,389 38,992 44,861 39,090,250 38,351,448 48,742,138 46,465,664 40,407,196 39,537,677 49,699,442 47,262,684 1 2006 6 30 2005 12 31 2004 12 31 2003 12 31 15,999,835 17,589,490 32,107,473 35,310,333 2 2006 6 30 2005 12 31 2004 12 31 2003 12 31 7.5% 7.5% 7.5% 7% 3% 3% 2% 2% 12 15 2006-6-30 2005-12-31 2004-12-31 2003-12-31 21,047,764 17,257,779 13,680,731 7,516,842 983,700 1,275,138 626,257 998,254 22,031,464 18,532,917 14,306,988 8,515,096 (26,008) (26,008) (34,772) (39,355) 1 1 171
22,005,456 18,506,909 14,272,216 8,475,741 1 2006 6 30 2005 12 31 2004 12 31 2003 12 31 16,645,623 13,603,350 11,026,034 7,028,337 2 2006 6 30 2005 12 31 2004 12 31 2003 12 31 26,008 26,008 40,036 48,068 3 12 16 2006 1-6 2005 2004 2003 26,008 34,772 39,355 32,436-669 - 6,919 - - (4,583) - - (9,433) - - 26,008 26,008 34,772 39,355 26,008 9,635 16,373 12 17 2006-6-30 2005-12-31 2004-12-31 2003-12-31 6,261,915 811,398 2,467,125 1,858,553-17,105 186,060 144,015 6,261,915 828,503 2,653,185 2,002,568 (125,135) (131,135) (191,717) (149,810) 6,136,780 697,368 2,461,468 1,852,758 4,682,617 616,479 1,521,784 316,553 516,024 82,024 987,390 1,467,000 65,956-144,011 194,015 935,485 - - - 1 1 172
61,833 130,000-25,000 6,261,915 828,503 2,653,185 2,002,568 (125,135) (131,135) (191,717) (149,810) 6,136,780 697,368 2,461,468 1,852,758 1 2006 6 30 2005 12 31 2004 12 31 2003 12 31 3,821,012 292,368 2,366,785 1,782,000 2 2006 6 30 2005 12 31 2004 12 31 2003 12 31 125,135 131,135 142,390 60,000 0 0 144,011 144,015 3 12 18 2006 1-6 2005 2004 2003 131,135 191,717 149,810 145,818-11,423 70,712 3,992 (6,000) (72,005) (28,805) - - - - - 125,135 131,135 191,717 149,810 125,135 40,000 9,111 76,024 12 19 2006-6-30 2005-12-31 2004-12-31 2003-12-31 4,137,800 20,971,000 1,895,203 410,000 4,649,980 15,588,413 895,856 358,495 - - 810,000-9,387,809 8,969,377 8,618,219 9,790,325 1 1 173
1,833,197 2,902,255 2,763,688 635,180 3,864,400 2,083,000 2,715,300 3,637,600 23,873,186 50,514,045 17,698,266 14,831,600 14,211,645 42,685,623 12,682,733 12,229,403 9,661,541 7,828,422 5,015,533 2,602,197 23,873,186 50,514,045 17,698,266 14,831,600 2006 6 30 2005 12 31 2004 12 31 2003 12 31 18,365,610 45,918,876 7,076,097 9,763,605 12 20 2006-6-30 2005-12-31 2004-12-31 2003-12-31 1,662,253 1,536,064 751,194 463,627 389,115 374,335 16,017 11,206 44,986 31,951 7,137 6,857 5,944 1,089 - - 21,086 17,867 12,541 601 2,187 2,766 2,153 1,408 2,125,571 1,964,072 789,042 483,699 2006 6 30 5% 5% 12 21 2,108,912 277,289 388,380 146,982 192,885 3,114,448 14,408 49,240 128,006 39,991 198,288 429,933 245,194 75,650 470 - (321,314) - 259,265 - - - - 259,265 (22,912) - (28,934) (16,748) - (68,594) 1 1 174
2,604,867 402,179 487,922 170,225 69,859 3,735,052 41,366 28,441 99,036 28,526 104,955 302,324 102,687 54,151 3,836 - (160,674) - (36,243) (29,090) (22,922) (53,268) - (141,523) (20,000) - - - - (20,000) 2,692,677 455,681 567,872 145,483 14,140 3,875,853 20,045 22,576 182,723 27,641 148,278 401,263 1,561 85,300 3,691 - (90,552) - (8,908) (20,637) (18,074) (8,296) - (55,915) 2,705,375 542,920 736,212 164,828 71,866 4,221,201 3,535 14,954 78,859 7,490 134,738 239,576 397 17,386 453 - (18,236) - (246) (27,084) (2,375) (8,734) - (38,439) 2,709,061 548,176 813,149 163,584 188,368 4,422,338 319,069 96,703 159,277 54,613-629,662 72,831 59,232 65,524 19,939-217,526 (5,892) - (20,937) (10,399) - (37,228) 386,008 155,935 203,864 64,153-809,960 86,849 86,146 85,657 17,715-276,367 (4,126) (29,005) (20,739) (23,415) - (77,285) 468,731 213,076 268,782 58,453-1,009,042 92,580 95,712 102,139 17,954-308,385 (3,185) (20,637) (15,742) (5,407) - (44,971) 558,126 288,151 355,179 71,000-1,272,456 46,197 51,478 63,102 9,774-170,551 - (27,084) (1,435) (5,022) - (33,541) 604,323 312,545 416,846 75,752-1,409,466 2,104,738 235,631 396,303 87,832 188,368 3,012,872 2,147,249 254,769 381,033 93,828 71,866 2,948,745 2,223,946 242,605 299,090 87,030 14,140 2,866,811 2,218,859 246,244 284,058 106,072 69,859 2,925,092 1 1 175
1 2006 6 30 2005 12 31 2004 12 31 2003 12 31 194,274 416,016 573,436 649,329 2 12 22 11,087 1,541 12,628 - - - - (1,541) (1,541) 11,087-11,087 - - - (1,000) - (1,000) 10,087-10,087 - - - - - - 10,087-10,087 - - - - - - 10,087-10,087 12 23-5,397 5,397-28,047 28,047 - - - - 33,444 33,444 430,000 32,336 462,336 - (2,342) (2,342) 430,000 63,438 493,438-14,246 14,246 1 1 176
- (349) (349) 430,000 77,335 507,335-14,412 14,412 - - - 430,000 91,747 521,747-907 907-2,966 2,966 - - - - 3,873 3,873 3,583 6,988 10,571 - (506) (506) 3,583 10,355 13,938 43,000 8,285 51,285 - (349) (349) 46,583 18,291 64,874 21,500 5,494 26,994 - - - 68,083 23,785 91,868 361,917 67,962 429,879 383,417 59,044 442,461 426,417 53,083 479,500-29,571 29,571 2004 2004 6 28 2004 8 30 2004 12 3 4.3 [2004]260 2004 12 6 1 1 177
12 24 2006-6-30 2005-12-31 2004-12-31 2003-12-31 715,770 733,920 636,223 567,746 114,561 94,172 107,848 91,087 22,775 26,327 27,519 26,529 - - 74,063 17,320 243,850 - - - 2,079 - - 209 1,099,035 854,419 845,653 702,891 48,550 241,739 - - - 21,839 - - 207,625-4,139 - - 69,939 80,077 30,703 256,175 333,517 84,216 30,703 12 25 2006-6-30 2005-12-31 2004-12-31 2003-12-31 1,824,202 611,417 447,175 216,722 544,718 556,983 582,836 533,523 182,847 129,824 121,088 28,425 2,551,767 1,298,224 1,151,099 778,670 1 1 178
1 12 26 2006-6-30 2005-12-31 2004-12-31 2003-12-31 193,650 240,000 - - 73,320 58,083 29,099 15,902 1,274,851 44,403 81,054 139,837 7,194 20,422 - - 22,963 22,318 18,658 3,382 31,091 14,576 10,131 1,697 55,579 5,260 6,476 189 251,929 286,783 354,270 87,404 1,910,577 691,845 499,688 248,411 (86,375) (80,428) (52,513) (31,689) 1,824,202 611,417 447,175 216,722 1,615,236 409,956 462,667 218,081 263,152 255,223 19,200 14,722 11,569 10,571 4,582 5,427 20,620 16,095 13,239 10,181 1,910,577 691,845 499,688 248,411 (86,375) (80,428) (52,513) (31,689) 1,824,202 611,417 447,175 216,722 1 2006 6 30 5% 5% 2 12 27 2006 1-6 2005 2004 2003 80,428 52,513 31,689 63,961 6,062 27,967 15,833 (1,805) - - 4,991 - (115) (52) - (30,467) 86,375 80,428 52,513 31,689 1 1 179
2 1 12 28 2006-6-30 2005-12-31 2004-12-31 2003-12-31 509,541 529,216 571,756 520,625 92,404 92,404 95,242 95,242 2,055 2,055 955 955 98,607 32,880 450 450 702,607 656,555 668,403 617,272 (157,889) (99,572) (85,567) (83,749) 544,718 556,983 582,836 533,523 2 12 29 2006 1-6 2005 2004 2003 99,572 85,567 83,749 67,239 54,935 41,153 (9,817) - 8,879 2,740 13,199 16,510 (5,497) (29,888) (1,564) - 157,889 99,572 85,567 83,749 2001 234 50,000 3.03% 1 1 180
12 30 2006-6-30 2005-12-31 2004-12-31 2003-12-31 35,448,490 35,798,004 11,084,218 9,033,785 43,575,246 29,631,960 19,865,012 19,296,302 79,023,736 65,429,964 30,949,230 28,330,087 12 31 2006-6-30 2005-12-31 2004-12-31 2003-12-31-403,510 737,973 1,200,000 14,378-165,530-14,378 403,510 903,503 1,200,000 14,378 403,510 903,503 1,200,000 - - - - 14,378 403,510 903,503 1,200,000 12 32 2006-6-30 2005-12-31 2004-12-31 2003-12-31 23,388,979 16,365,666 1,844,300 1,731,794 400,000 510,000 1,000,000 2,228,500-310,000-164,884 102,271 - - - - 1,273,605 1,359,944 2,866,561 - - 567,266 1,386,845 1,041,355 663,780 754,260 1,835,000 1 1 181
24,932,605 19,123,051 5,525,770 10,213,584 2,577,129 5,074,500 4,279,774 8,793,384 22,355,476 14,048,551 1,245,996 1,420,200 24,932,605 19,123,051 5,525,770 10,213,584 12 33 2006-6-30 2005-12-31 2004-12-31 2003-12-31 1,174,546 915,120 513,371 277,984 287,694 254,167 198,347 142,012 1,462,240 1,169,287 711,718 419,996 12 34 2006-6-30 2005-12-31 2004-12-31 2003-12-31 367,305 401,217 506,360 326,754 221,514 231,296 173,796 107,403 14,969 15,486 9,793 5,622 8,367 6,048 6,669 2,283 1,401 1,355 1,591 377 2,390 2,387 3,865 5,979 615,946 657,789 702,074 448,418 12 35 2006-6-30 2005-12-31 2004-12-31 2003-12-31 1,897,875 1,478,364 755,366 509,995 243,392 156,495 16,810 14,179 295,348 212,422 17,784 44,707 323,039 40,806 3,189 208 2,759,654 1,888,087 793,149 569,089 1 1 182
12 36 2006-6-30 2005-12-31 2004-12-31 2003-12-31 2003-12-17 2003-12-30 61 3,000,000 3,000,000 3,000,000 3,000,000 2004-12-23 2004-12-29 2004-12-23 2004-12-29 10 1,860,000 1,860,000 1,860,000-10 1,140,000 1,140,000 1,140,000-6,000,000 6,000,000 6,000,000 3,000,000 12 37 2006-6-30 2005-12-31 2004-12-31 2003-12-31 2005-10-25 05 01 3 2.15% 10,000,000 10,000,000 - - 2005-11-1 2006-3-31 06 01 5 2.98% 5,000,000 - - - 2006-4-6 15,000,000 10,000,000 - - 2005 77 2005 253 150 1 2005 11 100 2.15% 2005 2 2006 4 50 2.98% 2006 1 1 183
12 38 2006-6-30 2005-12-31 2004-12-31 2003-12-31 435,864 671,184 319,329 227,882 458,495 185,315 30,305 8,964 164,802 158,852 - - 32,684 42,839 165,666 67,497 6,300 - - - 835,848 924,794 609,338 495,726 1,933,993 1,982,984 1,124,638 800,069 1 12 39 2006-6-30 2005-12-31 2004-12-31 2003-12-31 302,756 216,042 - - 216,869 113,979 - - 31,617 24,407 - - 551,242 354,428 - - (386,440) (195,264) - - - (312) - - (386,440) (195,576) - - 164,802 158,852 - - 2005 2005 2005 158,852 2 2006 6 30 5% 5% 1 1 184
3 630 2006 4 25 630 2006 5 9 2006 6 30 630 4 2006 6 30 5% 5% 12 40 2002-12-31 % 2003-12-31 % 1,212,103 40.40-1,212,103 40.40 1,048,767 34.96-26,106 1,022,661 34.09 739,130 24.64 26,106 765,236 25.51 - - - - - 3,000,000 100.00-3,000,000 100.00 2003-12-31 % 2004-12-31 % 1,212,103 40.40 (3,000) 1,209,103 30.24 1,022,661 34.09 (38,194) 984,467 24.62 765,236 25.51 41,194 806,430 20.16 - - 999,000 999,000 24.98 3,000,000 100.00 999,000 3,999,000 100.00 2004-12-31 % 2005-12-31 % 1,209,103 30.24 (1,403) 1,207,700 30.20 984,467 24.62 116,667 1,101,134 27.54 806,430 20.16 (115,264) 691,166 17.28 999,000 24.98-999,000 24.98 1 1 185
3,999,000 100.00-3,999,000 100.00 2005-12-31 % 2006-6-30 % 1,207,700 30.20-1,207,700 30.20 1,101,134 27.54 (104) 1,101,030 27.53 691,166 17.28 104 691,270 17.29 999,000 24.98-999,000 24.98 3,999,000 100.00-3,999,000 100.00 1 2 12 41 1,106,583 34,331 1,140,914 - - - - - - 1,106,583 34,331 1,140,914 1,698,300-1,698,300 - - - 2,804,883 34,331 2,839,214 - - - - - - 2,804,883 34,331 2,839,214 - - - - - - 2,804,883 34,331 2,839,214 2004 1 1 186
12 42 2002-12-31 163,236 136,644-299,880 143,396 71,698-215,094 - - - - 2003-12-31 306,632 208,342-514,974 176,559 88,279-264,838 - - - - 2004-12-31 483,191 296,621-779,812 246,497 - - 246,497 - - - - 2005-12-31 729,688 296,621-1,026,309 - - 296,621 296,621 - (296,621) - (296,621) 2006-6-30 729,688-296,621 1,026,309 10% 5% 2006 1 1 2005 [2006]67 2006 4 1 2005 12 31, 2005 12 31 12 43 2006 1-6 2005 2004 2003 2,400,000 - - - - 2,400,000 - - 2,400,000 2,400,000 - - 1 1 187
[2005]49 [2005]90 1 2005 9 21 900,000 2 2006 6 27 2005 1,500,000 12 44 2006 1-6 2005 2004 2003 490,141 (150,429) (35,860) - 42,026 556,416 (139,645) (35,860) (401,688) 84,154 25,076 - (31,213) - - - 99,266 490,141 (150,429) (35,860) 2006 1 1 37,078,133 ()65,623 12 45 2006 1-6 2005 2004 2003 1,745,802 2,464,968 1,765,589 1,433,963 2,030,721 2,616,303 1,445,552 556,683 - (246,497) (176,559) (143,396) 1 1 188
- - (88,279) (71,698) - (2,400,000) - - - - - - - (404,053) (330,000) (330,000) 3,776,523 2,030,721 2,616,303 1,445,552 1 1 2003 6 28 2002 330,000 2 2004 6 28 2003 330,000 3 2005 5 20 2004 404,053 4 2006 6 27 2005 2005 : 1 2006 6 30 12 46 2006-6-30 6,406,992 27,410 20,431 1 1 189
2,610,692 27,648 43,697 319,824 1,630 2,724 16,018,000 65,815 794,590 25,355,508 122,503 861,442 2005 12 31 12 47 2005-12-31 5,131,161 12,804 5,070 2,032,277 25,605 33,509 484,212 946 10,199 6,215,000 129,242 53,640 13,862,650 168,597 102,418 2004 12 31 2004 12 31 12 48 2004-12-31 2003-12-31 1,292,607 1,320,780 1,340,043 872,025 413,825 - - - 3,046,475 2,192,805 2 2006 6 30 2005 12 31 2004 12 31 2003 12 31 2,711,767 3,055,814 213,160 201,693 2,011,022 1,870,873 926,218 562,816 3 2004 12 31 2003 12 31 1 1 190
1 2006 6 30 1000 ( 1000 ) 95 315,637.07 1, 3,225 78 16 94 312,412.07 2 2006 6 30 2005 12 31 2004 12 31 2003 12 31 5,131,421 4,218,384 3,219,830 2,576,332 1 12 49 2006-6-30 2005-12-31 2004-12-31 2003-12-31 553 140 102,180-135,052 65,531 6,829 41,119 135,605 65,671 109,009 41,119 1 1 191
2 12 50 2006-6-30 2005-12-31 2004-12-31 2003-12-31 256,482 227,623 185,478 165,649 575,871 510,901 419,129 397,121 181,652 130,895 120,939 123,424 1,014,005 869,419 725,546 686,194 3 12 51 2006-6-30 2005-12-31 2004-12-31 2003-12-31 2,100,000-190,000-12 52 2006-6-30 2005-12-31 2004-12-31 2003-12-31 15,780,430 10,974,361 5,126,262 2,049,062 15,780,430 10,974,361 5,126,262 2,049,062 8,939,304 11,050,523 - - 8,939,304 11,050,523 - - 12 53 2006-6-30 2005-12-31 2004-12-31 2003-12-31 89,402,460 81,257,416 58,659,623 42,232,307 1 1 192