Interest rates for deposits of 100,000 or above Example Illustrations Example Amount Estimated Balance at Maturity 1 month fixed term 0.20% Gross/AER

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1 Summary Box This is a product summary box for our GBP (Great British Pound) All-in-One Fixed Term Deposit Account. There is a separate Summary Box for each currency currently available. Whilst the information provided below is a summary of the key features of the All-in-One Fixed Term Deposit Account, it is not intended to be a substitute for reading the terms and conditions that apply to the account. Account name What is the interest rate? Can Bank of China (UK) Limited change the interest rate? What would the estimated balance be after the fixed term period based on a 2,000 deposit and a 100,000 deposit? All-in-One Fixed Term Deposit (GBP) The interest rate will depend on the amount and the term of your deposit. Please refer to the table below setting out the interest rates applicable and the cash illustrations. The interest rate is fixed during the fixed term. Limited time promotional offer for 12 months fixed term deposits for amounts of 250,000 or above and opened between the period of 16/04/2018 to 01/08/2018: Example Illustrations Interest rates for deposits of 250,000 or above Example Amount Estimated Balance at Maturity 12 months fixed term promotional offer 1.50% Gross/AER (fixed) 250, , Our standard interest rates: Example Illustrations Interest rates for deposits from 2,000 to below 100,000 Example Amount Estimated at Maturity 1 month fixed term 0.17% Gross/AER (fixed) 2,000 2, months fixed term 0.20% Gross/AER (fixed) 2,000 2, months fixed term 0.22% Gross/AER (fixed) 2,000 2, months fixed term 0.22% Gross/AER (fixed) 2,000 2, months fixed term 0.12% Gross/AER (fixed) 2,000 2, months fixed term 0.17% Gross/AER (fixed) 2,000 2, Balance

2 Interest rates for deposits of 100,000 or above Example Illustrations Example Amount Estimated Balance at Maturity 1 month fixed term 0.20% Gross/AER (fixed) 100, , months fixed term 0.23% Gross/AER (fixed) 100, , months fixed term 0.25% Gross/AER (fixed) 100, , months fixed term 0.25% Gross/AER (fixed) 100, , months fixed term 0.15% Gross/AER (fixed) 100, , months fixed term 0.20% Gross/AER (fixed) 100, , These are for illustration purposes only and do not take into account your individual circumstances. For the purpose of the example illustration calculation, it is assumed that: No withdrawals are made, and Individual circumstances do not change. How do I open and manage my account? Eligibility: - You must be a UK resident. - You must have an existing bank account with us. - You must be at least 16 years old. How to open the account: You can open an All-in-One Fixed Term Deposit account in any of our branches in the UK. If you want to open a 3 months fixed term deposit under our promotional rate, you must apply in person in any of our UK branches. You cannot open a 3 months fixed term deposit under our promotional rate in joint names. Minimum/Maximum balance: - A minimum deposit of 2000 is required to open an account. - No maximum balance. How to manage the account: Once opened, you can manage your account online or in branch. Can I withdraw money? You have the right to cancel your account within 14 days of the account opening. During the period of the term for an All-in-One Fixed Term Deposit, no partial withdrawals or deposits of additional funds are permitted. An All-in-One Fixed Term Deposit can be withdrawn before maturity. There is a 30 fee if you cancel an All-in-One Fixed Term Deposit account before maturity. In addition to this fee, the following interest loss will be incurred: Should the deposit be withdrawn within and up to one month of opening, no interest will be paid. Should the deposit be withdrawn after one and up to three (3) months of opening, then you will be entitled to 80% of accrued interest. Should the deposit be withdrawn after three (3) and up to six (6) months of opening, then you will be entitled to 85% of accrued interest. Should the deposit be withdrawn after six (6) months of opening, then you will be entitled to 90% of accrued interest.

3 If additional funds are to be credited to an All-in-One Fixed Term Deposit Account, and the additional amount is below the minimum required, they may only be added to an existing deposit at its maturity and must be received by us as cleared funds by the due date. If the amount is above the minimum requirement for an All-in-One Fixed Term Deposit Account, you can start anew, separate deposit at any time. If a partial or total withdrawal from an All-in-One Fixed Term Deposit Account is required at maturity, written instructions must be received by us at least two (2) Business Days before the maturity date. The interest will be paid on the date of maturity. On maturity, the All-in-One Fixed Term Deposit Account will automatically be rolled over for a further period of the same duration, unless your written instructions to the contrary are received at least two (2) Business Days prior to maturity. If your interest rate was a promotional offer, the interest rate for the renewed term for the same duration will revert to our standard rates listed above. A renewal confirmation will be forwarded to you. Additional information Tax is not deducted from the interest we pay you. Interest rate definitions explained: Interest will be paid gross. AER stands for annual equivalent rate. This shows you what the gross rate would be if interest were paid and compounded each year. Gross p.a. is the rate without tax deducted. You may need to pay tax on any interest that exceeds your Personal Savings Allowance. For more information please visit HMRC s website The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change. The rates and information in this summary box are correct as at 16 th April 2018.

4 产品信息表下表是我行英镑定期一本通账户的产品摘要我行可提供其他可存货币的相关摘要表格供您参考下表只展示英镑定期一本通账户的主要功能, 若您想了解全面信息, 请阅读适用于该账户的条款和条件手册账户名称定期一本通储蓄账户 ( 英镑 ) 存款的利率是多少? 中国银行 ( 英国 ) 有限公司是否可以更改利率? 以 2000 英镑和 10 万英镑的存款为例, 存单到期后最终本息金额是多少? 该账户的利率取决于您的存款金额和期限请参阅下列示例金额和对应利率该账户的利率在存款定存期内是固定的 2018 年 4 月 16 日至 8 月 1 日限期十二个月定期推广利率, 只限 250,000 及以上的英镑存款 : 存款金额为 250,000 及以上的利率十二个月定期存款限期推广存款金额示例示例说明到期时本息总额 1.50% Gross/AER (fixed) 250, , 标准利率 : 示例说明存款金额从 2,000 到 100,000 以下的利率存款金额示例到期时本息总额一个月定期 0.17% Gross/AER (fixed) 2,000 2, 二个月定期 0.20% Gross/AER (fixed) 2,000 2, 三个月定期 0.22% Gross/AER (fixed) 2,000 2, 六个月定期 0.22% Gross/AER (fixed) 2,000 2, 九个月定期 0.12% Gross/AER (fixed) 2,000 2, 十二个月定期 0.17% Gross/AER (fixed) 2,000 2, 存款金额在 100,000 或以上的利率示例说明

5 存款金额示例到期时本息总额一个月定期 0.20% Gross/AER (fixed) 100, , 二个月定期 0.23% Gross/AER (fixed) 100, , 三个月定期 0.25% Gross/AER (fixed) 100, , 六个月定期 0.25% Gross/AER (fixed) 100, , 九个月定期 0.15% Gross/AER (fixed) 100, , 十二个月定期 0.20% Gross/AER (fixed) 100, , 上述表格所示利息收益仅作示例, 未考虑客户的个人情况, 并基于以下假定 : 存期内未发生取款, 并且客户个人财务状况未发生改变如何开立并管理我的账户? 申请条件 : - 申请人必须是英国居民 - 申请人在我行已有其他账户 - 申请人必须年满 16 岁或以上如何开立此账户 : 您可以在全英我行任何一家分行开立定期一本通储蓄账户如果您想申请从 2017 年 7 月 3 日至 9 月 1 日的限期推广利率, 您须亲临我行网点申请, 并且限期推广利率不能用于联名账户起存 / 上限金额 : - 开户起存金额要求必须为 2000 或以上 - 存款金额上不封顶如何管理账户 : 一旦账户开通, 您可以通过网上银行或者亲临分行来管理您的账户能否提前取出存款? 您有权在开户后 14 天内取消帐户在定期一本通存款固定存期内, 不允许部分提款或存入额外资金定期一本通账户的存款可以在到期前取消提前取消定期存款将产生 30 英镑费用, 此外还将发生以下利息损失 : 如果该存款在开户后一个月内取消, 将没有利息产生如果存款在开户后一到三个月内被取消, 您将有权获得 80% 的应计利息如果存款在开户后三到六个月内被取消, 您将有权获得 85% 的应计利息如果存款在开户六个月之后被取消, 您将有权获得 90% 的应计利息如果您想要将一笔额外资金存入到已有的定期存款内, 并且该资金金额低于定期存款要求的最低金额时, 您只能待现有定期存款到期后才能与现有存款一并续存, 并且我行必须在现有存款到期日之前收到该笔资金当该笔资金金额高于我行定期存款的最低金额要求时, 您可以将资金单独存成新的定期存款如果您在定期存款到期时需提取部分或全部存款, 则须在存款到期日前至少两个工作日书面告知我行, 以我行收到通知的时间为准

6 若您未在定期存款到期日前至少两个工作日书面告知我行您的取款需求, 则您的定期存款将自动续存, 自动续存的存期与原存款相同, 我行会给您发送续存确认通知书如果您的存款适用上述限期推广利率, 在其到期续存时将适用我行标准利率续存, 我们会向您发续存通知其他信息我行向您支付的利息中并未扣除税款关于利率的名词解释 : 您收到的利息为税前利息 AER, 指年化利率这显示了如果存款按年支付利息, 所得的毛利率是多少毛利率是指没有扣除税率的利率超出个人储蓄免税部分的利息可能需要您缴税欲了解更多信息, 请访问税务局 (HMRC) 网站以上有关利息的税务信息是基于我们对现行法律和税务局政策的理解, 可能随时随法律或政策的改变而改变此产品信息表以 2018 年 4 月 16 日的利率和有关信息为准

Interest rates for 12 months fixed term deposits Example Illustrations Deposit Amounts Interest Rates Example Amount Estimated Balance at Maturity Fro

Interest rates for 12 months fixed term deposits Example Illustrations Deposit Amounts Interest Rates Example Amount Estimated Balance at Maturity Fro Summary Box This is a product summary box for our RMB All-in-One Fixed Term Deposit Account. There is a separate Summary Box for each currency currently available. Whilst the information provided below