上海银行09年报封面-修改.indd

上海银行股份有限公司 2009 年年度报告

上海银行股份有限公司 2009 年年度报告 重要提示 本公司董事会 监事会及其董事 监事和高级管理人员保证本报告所载资料不存在任何虚假记载 误导性陈述或者重大遗漏, 并对其内容的真实性 准确性和完整性承担个别及连带责任 本公司第三届董事会第四次会议于 2010 年 3 月 26 日审议通过了 上海银行股份有限公司 2009 年年度报告及摘要 正文, 会议应到董事 15 人, 实到董事 14 人 本公司 3 名监事列席了本次会议 本公司按照国内企业会计准则和国际财务报告准则编制的年度财务报告已经普华永道中天会计师事务所有限公司分别根据国内和国际审计准则审计, 并出具了标准无保留意见的审计报告 上海银行股份有限公司董事会 本公司董事长宁黎明 行长瞿秋平 财务工作协管副行长张伟国 财务机构负责人王景斌保证年度报告中财务报告的真实 完整

年年度报告 2009 上海银行股份有限公司 目录 第一章公司简介 1 第二章 会计数据和业务数据摘要 2 第三章 股本变动及股东情况 7 第四章 董事 监事 高级管理人员和员工情况 10 第五章 公司治理结构 16 第六章 股东大会情况简介 22 第七章 董事会报告 23 第八章 监事会报告 49 第九章 重要事项 52 第十章 财务报告 57 第十一章备查文件目录 57 第十二章附件 57

年年度报告 2009 上海银行股份有限公司 公司领导团队 宁黎明董事长 现任上海银行董事长 党委书记, 曾任中国建设银行个人业务委员会副主任兼长三角地区协调委员会副主任

年年度报告 2009 上海银行股份有限公司 瞿秋平副董事长 行长现任上海银行副董事长 行长 党委副书记, 曾任中国人民银行上海市南市区办事处会计员 副科长 科长, 中国工商银行上海市分行南市支行副行长 上海市分行会计出纳处副处长 宝山支行行长 上海市分行会计结算处处长, 中国工商银行上海市分行行长助理 副行长, 中国工商银行江苏省分行副行长 张世虎监事长现任上海银行监事长, 曾任上海市计划委员会组织处副处长 处长, 上海市综合经济党委干部处处长, 上海市发展计划委员会组织处处长 党委秘书长, 上海市综合工作党委副书记 纪工委书记

年年度报告 2009 上海银行股份有限公司 公司领导团队 张志蛟党委副书记 王世豪副行长 张伟国副行长 蒋洪副行长 现任上海银行监事 党委 现任上海银行副行长 城 现任上海银行副行长, 曾 现任上海银行副行长, 曾 副书记, 曾任上海市静安 市商业银行资金清算中心 任中国人民银行上海分行 任上海银行科技部负责 区委办公室调研科干部 董事长, 曾任中国人民银 计划业务处处长 中国人 人 副总经理 ( 主持工 副科长, 上海市人民政府 行上海分行金融行政管理 民银行公开市场业务操作 作 ) 总经理, 上海银行 办公厅区政处干部 主任 处副处长 正处级, 上海 室副主任, 招商银行上海 副总工程师 总工程师 科员, 上海市人民政府秘 市城市信用联社主任 分行副行长, 中国光大集 书处主任科员, 上海市人 团有限公司 ( 香港 ) 财务 民政府办公厅副处级 正 部副总经理 总经理 处级秘书

年年度报告 2009 上海银行股份有限公司 李建国副行长 刘济南纪委书记 贺青行长助理 胡友联行长助理 现任上海银行副行长, 曾 现任上海银行纪委书记, 现任上海银行行长助理, 现任上海银行行长助理, 任中国人民银行外资司 曾任中国工商银行上海市 曾任职中国工商银行上海 曾任中国建设银行江苏省 港澳事务管理处副处长 浦东分行办公室秘书, 上 市分行 美国大通银行上 分行财会处副处长, 中国 中国华安投资公司副总经 海城市合作银行办公室文 海分行, 上海银行浦东分 建设银行财会部财务处处 理, 中国人民银行国际司 秘科副科长, 上海银行办 行国际业务部经理 浦东 长, 中国建设银行计划财 港澳台处副处长, 中国人 公室主任助理 副主任, 分行行长助理 国际业务 务部综合处处长 计划处 民银行驻东京代表处首席 人事教育部副总经理 ( 主 部总经理 公司金融部总 处长, 中国建设银行中山 代表, 中国人民银行上海 持工作 ), 人力资源部总 经理 市分行行长, 上海银行浦 总部国际部副主任 经理 东分行行长

2009 1 Bank of Shanghai Co., Ltd. Bank of Shanghai 168 webmaster@bankofshanghai.com 168 168 200120 0086-21-68475888 0086-21-68476215 http://www.bankofshanghai.com webmaster@bankofshanghai.com http://www.bankofshanghai.com 1996 1 30 310000400138557 310043132257510 310043132257510 13225751-0 202 11

2009 2 2009 2008 2007 9,435,985 9,580,228 9,813,726 9,789,772-3.85% 7,664,009 7,745,491 3,932,018 4,078,361 3,481,024 3,454,264 12.96% 3,725,453 3,796,439 4,078,361 4,078,361 3,454,264 3,454,264 18.07% 3,796,439 3,796,439 3,622,858 3,622,858 3,077,143 3,077,143 17.73% 2,934,334 2,934,334 3,513,101 3,097,213 13.43% 2,886,773 23,592,756 23,592,756 27,973,137 27,973,137-15.66% 5,842,718 5,842,718 1.39 1.39 1.18 1.18 17.73% 1.13 1.13 1.39 1.39 1.18 1.18 17.73% 1.13 1.13 1.35 1.19 13.43% 1.11 8.27 8.27 7.25 7.25 14.18% 5.68 5.68 9.07 9.07 10.76 10.76-15.66% 2.25 2.25 % 0.87 0.87 0.91 0.91-4.44% 1.03 1.03 % 16.84 16.84 16.33 16.33 3.11% 19.88 19.88 % 17.77 17.77 19.18 19.18-7.35% 21.58 21.58 [ ] 1 2 2007 9 2007 2 1 2008

2009 3 174,939 1,033 173,906 28,596 2,883 25,713 146,343 36,586 109,757 2009 2008 2007 466,038,951 367,735,975 26.73% 308,986,012 444,526,860 348,895,862 27.41% 294,224,654 21,512,091 18,840,113 14.18% 14,761,358 333,420,873 266,363,068 25.18% 220,888,799 147,566,592 114,361,761 29.03% 118,287,831 54,965,977 42,476,130 29.40% 32,752,259 23,809,196 19,287,460 23.44% 17,072,359 71,099,619 60,257,764 17.99% 40,573,127 15,812,347 12,234,757 29.24% 5,081,495 20,167,142 17,745,196 13.65% 7,121,728 244,704,203 178,001,795 37.47% 149,775,548 240,813,504 174,022,950 38.38% 146,158,720 3,890,699 3,978,845-2.21% 3,616,828 9,603,554 5,166,618 85.88% 2,074,659 6,568,207 5,375,417 22.19% 3,895,882 [ ] 1 2

2009 4 2009 2008 2007 % 8 10.29 11.27 11.27 % 4 8.47 9.11 9.30 % 25 34.92 38.21 26.95 60 76.15 62.29 74.95 % 75 70.42 63.58 61.37 85 97.97 77.83 52.89 % 4 2.47 1.05 0.64 8 2.40 3.38 5.94 % - 1.59 2.23 2.41 % 10 4.34 6.77 8.43 % 50 36.49 44.77 55.41 % - 168.82 135.1 107.72 [ ] 1 2 < > [2007]82 3 / 4 / 2,600,000 2,517,248 4,709,208 3,740,000 5,273,657 18,840,113 - - 923,143 460,000 3,622,858 5,006,001 - -560,880 - - -1,773,143-2,334,023 2,600,000 1,956,368 5,632,351 4,200,000 7,123,372 21,512,091

2009 5 2,600,000 1,816,097 1,181,550 4,793,258 3,740,000 4,709,208 18,840,113 - - - 3,622,858 460,000 923,143 5,006,001 - - -560,880-1,773,143 - - -2,334,023 2,600,000 1,816,097 620,670 6,642,973 4,200,000 5,632,351 21,512,091 2009 2008 2007 24,623,956 20,965,841 16,848,345 20,487,384 17,195,351 14,371,358 4,597,215 4,253,905 3,395,688 460,643 483,415 918,701 238,055,271 184,399,948 147,542,313 12.5 1,228,750 1,673,279 1,978,785 % 8.47 9.11 9.30 % 10.29 11.27 11.27 2009 2008 5,375,417 3,895,882 1,332,995 1,981,786-94,148-448,292-45,968-49,150-89 -4,809 6,568,207 5,375,417

2009 6 2,149,941 39,242,466 39,639,789 1,752,618 892,359 2,172,762 1,927,320 1,137,801 - - - -

2009 7 2008 2009 90,634.48 34.86% 90,642.62 34.86% 8.14 59,426.97 22.86% 59,321.75 22.82% -105.22 46,800.00 18.00% 46,800.00 18.00% - 63,138.55 24.28% 63,235.63 24.32% 97.08 260,000.00 100% 260,000.00 100% [ ] 1 2 181,400 8,008.14 3.08% 90,642.62 2 97.08 59,321.75 63,235.63 40,064 16 1,322 3 38,723

2009 8 1 39,234.48 39,234.48 15.09% 2 20,800.00 20,800.00 8.00% 3 18,200.00 18,200.00 7.00% 4 8,000.00 8,008.14 3.08% 5 7,800.00 7,800.00 3.00% 6 6,800.00 6,800.00 2.62% 6,800.00 7 5,000.00 5,000.00 1.92% 8 4,200.00 4,200.00 1.62% 9 4,000.00 4,000.00 1.54% 10 3,500.00 3,500.00 1.35% 117,534.48 117,542.62 45.22% [ ] 6,800 2009 9 11 2010 9 10 5% 1 39,234.48 15.09% 1994 9 351,461 2 20,800 8% 1865 2007 4 2

2009 9 3 18,200 7% 1956

2009 60 2009.6.2- - 2012.6.1 48 2009.6.2-34,900 2012.6.1 64 2009.6.2- - 8,600 2012.6.1 37 2009.6.2- - - 2012.6.1 56 2009.6.2- - - 2012.6.1 47 2009.6.2- - - 2012.6.1 56 2009.6.2- - - 2012.6.1 63 2009.6.2- - - 2012.6.1 57 2009.6.2- - - 2012.6.1 65 2009.6.2- - 2012.6.1 65 2009.6.2- - 2012.6.1 61 2009.6.2- - 2012.6.1 61 2009.6.2- - 2012.6.1 59 2009.6.2-100 2012.6.1 46 2009.6.2- - 2012.6.1 10

2009 56 2009.6.2- - 2012.6.1 65 2009.6.2- - 2012.6.1 57 2009.6.2- MBA 300 2012.6.1 54 2009.6.2-60,000 2012.6.1 54 2009.6.2-75,950 2012.6.1 48 28 2009.6.2-2012.6.1 34,900 59 31 2009.6.2-260,000 52 29 2009.6.2-2012.6.1 60,000 47 16 2009.6.2-2012.6.1 85,000 46 23 2009.6.2-2012.6.1-37 15 2009.6.2-2012.6.1 35,950 47 27 2009.6.2-2012.6.1 50,000 1 1949 6 1961 6 11

2009 12 1945 7 1972 11 1953 1 1962 11 1953 5 1946 11 1952 9 1944 10 1944 3

2009 13 1948 9 1948 8 1950 4 1963 1 2 1953 5 1944 1 1952 6 MBA 1955 12 1955 12

2009 3 1950 4 1957 10 1962 4 1963 6 1972 2 1962 4 1 2009 6 2 2009 2 2009 6 2 3 2009 6 2 14

2009 7,277 214 2.9% 413 5.7% 5,313 73% 1,551 21.3% 411 2009 7,688 7,277 1 413 413 2 3,055 3,043 3 2,392 2,270 4 1,532 1,377 5 152 99 6 144 75 1 67 67 2 1,235 1,187 3 2,111 1,897 15

2009 16 2008 2009 2009 15 6 5 4

2009 5 7 5 2010-2012 7, 11 6 2 9 6 15 6 4 9 2008 5 2 2 17

2009 3 5 2 3 http:// www.bankofshanghai.com 2008 2009 2008 6 2 6 6 0 0 6 6 0 0 6 6 0 0 6 4 2 0 6 6 0 0 6 0 6 0 6 6 0 0 4 4 0 0 18

2009 2002 19

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2009 21

2009 2009 4 9 2008 2009 4 29 2008 92 1,543,321,125 59.3585% 1 2008 2 2008 3 2008 2009 4 2008 5 2009 6 2008 7 2008 8 9 10 2008 2009 5 16 2009 2009 6 2 2009 74 1,421,127,941 54.6588% 1 2 2009 9 24 2009 2009 10 9 2009 72 1,666,783,700 64.1070% 1 2 3 22

2009 1 2009 2008 % 0.78 0.84 % 16.84 16.33 % 39.22 35.30 % 1.59 2.23 % 10.29 11.27 % 4.34 6.77 % 168.82 135.10 [ ] 1 / 2 / ; 3 / 23

2009 24 9 31 231 120 2010-2012 ISO9000 ISO27001 CIO 2009 IT 40 IT IT 1000 256 2008 32 2009 300 78 2008 11 35 2008 27

2009 25 2 14 52 2 50 90% 4 / 4 14.6 100 233 108 32 7 78.5 6,044 15 33.5 2 978 215 28% 120% 30 32% 100 46% 9 13

2009 26 AUTO POS 11 135% 104% 330 CFP AFP RFP 2009 2009 -- -- 160129 21 40% 44% 3 2008 40% 10 6 13 300 2008 70% U E ATM USBKey ATM CDM/CDS CDS 10 2009 2007-

2009 2008 2009 2009 3 ISO9001:2000 16.24 30% 93.49 5,643.40 28% 44.93% 7.6 3,423.76 30% 8.84 66% 21.06 0.54 69% 1.49 525.37 33.37% 641.48 144.55% 422.26 48.58% 4,552.57 ATM CDS/CDM ASM XDM 336 41% 1,235 3,495.18 34.40% 248.72 52.28% 110.28 20.19 1,518 2008 35% SHIBOR 2.7 7 559 7 2009 8 18 21 18.5 14 30.6 102.16 3,548.96 57.51 3,548.96 1,071.89 27

2009 3 2009 2008 9,435,985 9,813,726-3.85% 3,932,018 3,481,024 12.96% 3,622,858 3,077,143 17.73% 6,368,284 148,531,08-57.12% 1 2 3 4 1 2009 2008 10,935,852 11,850,598-7.72% 69.80% 821,153 875,029-6.16% 5.15% 266,107 567,533-53.11% 3.34% 3,086,647 2,961,061 4.24% 17.44% 752,729 540,434 39.28% 3.18% 75,816 182,201-58.39% 1.07% 15,938,304 16,976,856-6.12% 100% 2 7.94% 7.89% 28

4 1 2009 2008 466,038,951 367,735,975 26.73% 444,526,860 348,895,862 27.41% 21,512,091 18,840,113 14.18% 3,932,018 3,481,024 12.96% 3,622,858 3,077,143 17.73% 2 30% 2009 2008 12,163,959 4,202,675 189.43% 5,614 42,779-86.88% 17,590 151,812-88.41% 2,614,000 9,937,946-73.70% 238,135,996 172,626,378 37.95% 64,112,719 45,640,871 40.47% 5,118,895 3,247,040 57.65% 1,037,826 612,557 69.43% 80,298,019 36,340,743 120.96% 9,603,554 5,166,618 85.88% 15,692 185,437-91.54% 6,325,000 32,457,294-80.51% 8,000,000 3,000,000 166.67% 2,987,567 1,688,987 76.89% 7,123,372 5,273,657 35.07% 752,729 540,434 39.28% 235,502 124,809 88.69% -171,877-101,525 69.30% -78,903 171,824-145.92% 71,650-5,259-1,462.43% 1,117,539 2,167,111-48.43% 27,813 16,826 65.30% 174,939 32,539 437.63% 28,596 59,299-51.78% 2009 29

2009 5 2009 2008 4,071,327 3,110,362 4,320,375 3,744,752 28,691,290 16,208,619 35,778,567 4,966,415 18,586,876 15,266,175 1,182,616 715,174 299,363 336,774 6 1 2 2008 3 2008 4 30

2009 31 5 91.01% 117.36% 6 IPO 7 10 30 KPI 8

2009 1 31 200 120 1 168-160 2 363-201 3 1 4 235 4 22 2 218 5 138 1 214 6 36 38 2 149 7 1 1 96 8 1 1 100 9 9 - - 10 699 26 546 11 250 5 197 12 798 7 191 13 120 9 306 14 80 8 229 15 369 8 176 16 238 13 355 17 320 14 313 18 408 14 390 32

2009 19 46 12 247 20 228 12 320 21 500 15 326 22 66 68 70 6 150 23 185-201 3 65 24 215 9 187 25 1528 8 123 26 39 3 66 27 9639 3 60 28 2881 4 96 29 388 5 108 30 199 5 106 31 318 - - 405,916,933 8,981,897 17,781,793 14,801,846 8,000,963 12,614,838 1,151,922, 18,025,402 2 2009 2008 237,216,501 96.94% 165,304,979 92.87% 3,597,003 1.47% 8,717,971 4.90% 1,687,415 0.69% 1,967,647 1.10% 1,928,459 0.79% 1,689,129 0.95% 274,825 0.11% 322,069 0.18% 244,704,203 100% 178,001,795 100% 33

2009 2009 2008 1.05% 4.53% 25.45% 6.28% 17.43% 63.60% 4.56% 12.65% [ ] = / - 2009 2008 1,343,002 865,234 55.22% 0.56% 239,730 307,077-21.93% 0.10% [ ] 1 2 3 34 2008 2 1,343,002 2008 477,768 13 239,730 2008 11 67,347 3 37,968,078 15.52% 36,710,608 15.00% 32,902,105 13.45% 29,497,396 12.05% 24,521,179 10.02% 24,256,014 9.91% 17,081,720 6.98% 11,342,186 4.64% 11,033,315 4.51% 5,940,444 2.43% 34

4 2008 2009 153,855,436 86.43% 181,349,807 74.11% 7,766,285 4.36% 16,408,916 6.71% 5,103,992 2.87% 14,666,075 5.99% 4,408,140 2.48% 13,252,610 5.42% 5,867,942 3.30% 8,943,527 3.65% 1,000,000 0.56% 10,083,268 4.12% 178,001,795 100% 244,704,203 100% 5 1,069,600 0.44% 1,015,710 0.42% 1,000,000 0.41% 1,000,000 0.41% 900,000 0.37% 800,000 0.33% 800,000 0.33% 800,000 0.33% 800,000 0.33% 800,000 0.33% 8,985,310 3.68% 6 37,550,203 15.35% 78,825,667 32.21% 97,908,816 40.01% 30,419,517 12.43% 244,704,203 100% 2009 35

2009 7 50 32,178,471.5 8 128,451,179 0.77% 49,905,238 2.56% 21,071,331 0.38% 63,699,430 2.82% 185,602,835 5.51% 9 1 5,453,027 43,338,799 64,112,719 2,821,895 36

2009 2000 2.99% 110,000 2010.9 2001 3.04%-4.69% 720,000 2011.3-2021.10 2002 2.70% 170,000 2012.3-2012.7 2003 2.66%-4.18% 4,329,020 2010.2-2018.10 2004 4.71%-4.89% 7,205,000 2011.5-2011.11 2005 2.14%-4.44% 10,268,710 2010.4-2025.5 2006 2.4%-3.7% 15,080,000 2011.5-2026.6 2007 2.77%-4.69% 12,166,600 2010.4-2037.5 2008 2.64%-4.94% 15,354,000 2011.4-2038.5 2009 0.89%-4.18% 26,061,000 2010.1-2039.10 91,464,330 2 / 1,461,542 8,236-2,039 650,000 1,584 50,483-13,653 2,000,000 7,770 4,162,025 17,590-15,692 10 1 13 37

2009 2 5 27 2008 12.7 27 17 23 145 2008 58% 12 8.1 2008 158% 6,424.41 1,583.50 3 102.16 3,548.96 57.51 3,548.96 1,071.89 4 13 30% 7 14.14 44% 16.29 11 1 600655 1,125,451 2,240.32 30,758.58 2 600649 440,220 945.00 5,559.98 3 600642 300,000 560.00 3,414.00 4 600633 *ST 264,000 1,717.80 2,082.96 5 600645 ST 251,595 303.72 1,894.51 6 600832 180,019 162.37 2,045.02 7 600640 93,461 185.35 1,173.87 8 600650 52,272 116.80 830.08 9 600817 36,036 45.00 261.98 10 600643 28,740 83.70 332.52 11 600692 1,794 1.45 17.38 6,361.51 48,370.88 38

2009 12 288,044 16.50% 572,529 63,727 1.73% 125,000 600 1.99% 600 18,000 0.06% 37,268 370,371 735,397 13 38.91 1.59% 0.64 12.11 9.72 1.38 0.94 0.08 7.08 0.60 92% 7,200 14 0.00 0.00% 60,477.24 100% 60,477.24 100% 41,726,348 15 16 39

2009 40 IT 1 1 2010-2012

2009 2 2010 2009 ; 2 41

2009 42 1

2009 43 2 15 19

1 2009 4 8 12 11 1 91.67% 1 2 2008 3 2008 2009 4 2008 2009 5 2008 6 2008 7 2008 8 2009 9 2009 44 10 11 2008 12 13 14 15 2008 2008

2009 2 2009 4 14 12 12 100% 3 2009 4 23 12 12 100% 4 2009 6 2 15 13 2 86.7% 1 2 3 4 5 6 5 2009 7 31 15 13 2 86.7% 1 2009 2 3 4 5 2009 20082008 2010 2012 6 2009 9 23 15 13 2 86.7% 1 2 45

3 4 2009 5 2010 2012 4.23 7 2009 10 9 15 13 2 86.7% 8 2009 10 26 15 14 1 93.3% 1 2 2009 3 9 2009 12 23 15 14 1 93.3% 2009 2012 2010 2010 1 2009 4 29 2008 2008 2008 2,600,000,000 10 1.50 2009 46 2 2009 4 29 2008 2009 8 2008 2007 2006 390,000 390,000 312,000 12.67% 13.29% 13.08%

2009 47 2009 3,622,858 2009 1 10% 362,286 2 20% 724,572 3 [2005]49 [2005]90 560,000, 4,760,000 4 10% 2009 2,600,000,000 10 1.50 390,000 5 1,586,000 2009 20

2009 84 60 5 100 48

2009 2009 1 2009 4 7 5 2008 2008 2008 2008 2008 2008 2008 2008 2 2009 4 27 2009 5 3 2009 6 2 5 4 2009 8 13 5 2009 5 2009 10 26 2009 4 6 2009 12 7 4 1 2009 1 2009 4 29 5 2008 2008 2 2009 6 2 5 2009 3 2009 10 9 5 2009 49

2009 1 2 3 2007 2009 11 17 11 19 50 2009 50

2009 51

2009 386 26.77 49 25.35 2008 108.8% 337 1.42 2008 11.8% 2009 1 2004-2-20 2007-1-1 1,230,510 2009-8-12 2 2004-1-14 2007-1-1 398,550 2009-8-12 3 2003-6-18 2008-3-7 150,000 2009-11-28 4 2003-9-30 2006-8-20 80,830 2009-6-30 5 2007-9-10 2009-1-9 79,180 2009-6-22 6 2006-11-30 65,000 2009-7-14 7 2007-9-30 2009-1-9 57,190 2009-6-22 8 2007-8-31 2009-8-27 45,760 2009-1-9 9 2002-6-21 2005-6-20 42,560 2009-6-30 10 2002-8-15 2005-8-15 42,250 2009-6-30 2,191,830 8.51 3.46% 7,000 0.28% 1% 5% 450,000 52

2009 5% 5% 5% 5% 5,000 1% 5% 1 1% 250,000 2 5% 5% 3,000 1,000,000 800,000 700,000 700,000 597,000 400,000 400,000 375,000 360,000 280,000 200,000 53

2009 3,000 200,000 95,000 55,000 53,500 50,000 50,000 50,000 50,000 48,000 40,000 6,503,500 3,000 3,000 1 149.75 149.75 54

2009 55 1 2009 10 9 2009 2009 10 26 2010 1 29 2010 62 200 3 1 12.43 / 2010 2 3 94 37.29 3 34.29 2010 2 5 2010 032 2 2010 2 2010 2 2009 3 4 2009 45 2009 4 30 2009 21 2009 6 15 2009 74 2009 7 6 2009 8 18 2009 814

2009 1 圳 2009 2 26 2009 17 2 2009 11 26 2009 723 1 2008 539 2009 62 2009 11 17 11 19 50 2009 2 56

2009 2010 3 26 57

2 202 11 200021 +86 (21) 2323 8888 +86 (21) 2323 8800 2010 20778 2009 12 31 2009 1 2 3 2009 12 31 2009 2010 2 11

2009 2009 12 31 2009 12 31 2008 12 31 1 74,910,290 64,957,044 2 12,163,959 4,202,675 5,614 42,779 3 11,960,036 13,503,909 4 5,453,027 6,770,147 5 17,590 151,812 6 2,614,000 9,937,946 7 1,752,618 2,149,941 8 238,135,996 172,626,378 9 44,222,569 39,423,678 10 64,112,719 45,640,871 11 5,118,895 3,247,040 12 147,637 152,806 13 3,070,668 3,120,327 14 259,223 213,236 15 1,037,826 612,557 457,489 251,745 16 598,795 731,084 466,038,951 367,735,975 60

2009 2009 12 31 2009 12 31 2008 12 31 17 80,298,019 36,340,743 18 9,603,554 5,166,618 5 15,692 185,437 19 6,325,000 32,457,294 20 333,420,873 266,363,068 21 496,778 496,829 22 529,754 547,115 23 2,723,234 2,534,062 24 126,389 115,709 25 8,000,000 3,000,000 26 2,987,567 1,688,987 444,526,860 348,895,862 27 2,600,000 2,600,000 28 1,956,368 2,517,248 29 5,632,351 4,709,208 30 4,200,000 3,740,000 31 7,123,372 5,273,657 21,512,091 18,840,113 466,038,951 367,735,975 61

2009 2009 2009 2008 32 15,357,452 16,537,947 32 (6,305,329) (7,255,895) 9,052,123 9,282,052 33 752,729 540,434 33 (235,502) (124,809) 517,227 415,625 34 (171,877) (101,525) 35 (78,903) 171,824 71,650 (5,259) 36 45,765 51,009 9,435,985 9,813,726 (657,954) (684,796) 37 (3,700,661) (3,463,969) 38 (1,117,539) (2,167,111) (27,813) (16,826) (5,503,967) (6,332,702) 3,932,018 3,481,024 39 174,939 32,539 40 (28,596) (59,299) 4,078,361 3,454,264 41 (455,503) (377,121) 3,622,858 3,077,143 42 (560,880) 1,391,612 3,061,978 4,468,755 62

2009 2009 2009 2008 111,015,081 43,572,490 1,806,370-4,436,936 3,091,959 37,165 602,031 969,109 1,322,916-7,356,760 7,323,946 6,058,101 12,569,957 13,192,686 752,729 540,434 499,550 219,771 139,410,843 75,957,148 (66,796,556) (28,674,398) (11,808,743) (4,883,700) (26,132,294) - - (3,095,627) (5,942,218) (6,094,294) (235,502) (124,809) (2,119,231) (1,699,609) (1,710,002) (1,792,194) (1,073,541) (1,619,380) (115,818,087) (47,984,011) 43 23,592,756 27,973,137 72,373,251 29,627,568 2,591 1,190 3,235,541 2,984,605 75,611,383 32,613,363 (98,231,037) (43,984,693) (680,334) (1,165,115) (98,911,371) (45,149,808) (23,299,988) (12,536,445) 63

2009 2009 2009 2008 1,667,236-5,000,000-6,667,236 - (417,781) (352,100) (173,939) (231,484) (591,720) (583,584) / 6,075,516 (583,584) - - 6,368,284 14,853,108 40,180,591 25,327,483 43 46,548,875 40,180,591 64

2009 2009 27 28 29 30 31 2008 1 1 2,600,000 1,125,636 3,828,208 2,690,000 4,517,514 14,761,358 - - - - 3,077,143 3,077,143-1,305,428 - - - 1,305,428-86,184 - - - 86,184-1,391,612 - - 3,077,143 4,468,755 - - 881,000 - (881,000) - - - - - (390,000) (390,000) - - - 1,050,000 (1,050,000) - 2008 12 31 2009 1 1 2,600,000 2,517,248 4,709,208 3,740,000 5,273,657 18,840,113 - - - - 3,622,858 3,622,858 - (536,394) - - - (536,394) - (24,486) - - - (24,486) - (560,880) - - 3,622,858 3,061,978 - - 923,143 - (923,143) - - - - - (390,000) (390,000) - - - 460,000 (460,000) - 2009 12 31 2,600,000 1,956,368 5,632,351 4,200,000 7,123,372 21,512,091 65

2009 1996 1 30 2000 11 20 B0139H231000001 310000400138557 168 2008 12 31 2009 12 31 5% 5% 3 15.09% 8.00% 7.00% 5% 2009 12 31 31 2010 2 11 2006 2 1538 2009 2009 12 31 2009 1 1 1 12 31 2 66

2009 67 3 4 5 3 6 1 2

2009 3 4 5 6 1 2 3 68

2009 69 7 7 1 i ii iii iv v vi

2009 70 2 8 9

2009 i ii 10 i ii 11 12 30 5% 3.17% 50-2% 71

2009 13 20-30 5% 3.17%-4.75% 10 5% 9.5% 5 5% 19% 5 5% 19% 14 15 72

2009 a b 16 17 18 19 73

2009 74 20 21 22 ( )

2009 75 23 24 25 26 27

2009 76 28 1 2 3 4

2009 2009 1 1 2009 6 11 3 2009 1 1 3 2008 25% 5% 7% 3% 1 2009 12 31 2008 12 31 1,312,799 1,015,853 44,070,948 33,887,205 29,526,543 30,053,986 74,910,290 64,957,044 2009 12 31 13.5% 2008 12 31 13.5% 2009 12 31 5% 2008 12 31 5% 77

2009 2 2009 12 31 2008 12 31 11,555,000 3,871,976 608,959 330,699 12,163,959 4,202,675 3 2009 12 31 2008 12 31 11,895,180 13,350,216 64,856 153,693 11,960,036 13,503,909 4 2009 12 31 2008 12 31 437,441 3,180,568 5,015,586 3,373,764-84,752-131,063 5,453,027 6,770,147 5 / 78

2009 / 2009 12 31 / 1,461,542 8,236 (2,039) 650,000 1,584-50,483 - (13,653) 700,483 1,584 (13,653) 2,000,000 7,770-4,162,025 17,590 (15,692) 2008 12 31 / 6,075,835 144,405 (147,237) 2,669,435 6,823 (18,051) 74,674 - (19,565) 240,000 584 (584) 2,984,109 7,407 (38,200) 9,059,944 151,812 (185,437) 24 79

2009 6 2009 12 31 2008 12 31 2,618,442 9,655,745-300,000 2,618,442 9,955,745 (4,442) (17,799) 2,614,000 9,937,946 2009 2008 (17,799) (19,000) 38 13,357 1,201 (4,442) (17,799) 7 2009 12 31 2008 12 31 1,343,956 1,288,325 393,834 777,873 13,965 82,931 863 812 1,752,618 2,149,941 80

2009 8 2009 12 31 2008 12 31 2,123,340 1,483,987 35,185,362 29,442,146 659,376 1,152,457 37,968,078 32,078,590 182,480,111 133,901,658 6,749,475 6,965,307 17,506,539 5,056,240 206,736,125 145,923,205 244,704,203 178,001,795 (2,407,729) (2,283,132) (4,160,478) (3,092,285) (6,568,207) (5,375,417) 238,135,996 172,626,378 81

2009 1 2009 12 31 2008 12 31 % % 3,081,954 1.26 2,245,701 1.26 6,657,164 2.72 4,002,450 2.25 5,038,122 2.06 3,379,606 1.90 5,560,876 2.27 5,284,372 2.97 2,524,556 1.03 1,506,702 0.85 6,634,724 2.71 6,737,889 3.79 17,081,720 6.98 13,160,184 7.39 2,278,935 0.93 1,440,094 0.81 32,902,105 13.45 26,792,392 15.05 11,342,186 4.64 10,993,102 6.18 5,940,444 2.43 3,349,787 1.88 24,521,179 10.02 19,425,797 10.92 1,033,277 0.42 488,491 0.27 11,033,315 4.51 11,771,564 6.61 36,710,608 15.00 15,354,970 8.63 1,268,441 0.52 954,736 0.54 2,585,699 1.06 1,037,180 0.58 6,284,806 2.57 5,976,641 3.35 182,480,111 74.58 133,901,658 75.23 37,968,078 15.51 32,078,590 18.02 5,368,929 2.20 5,943,599 3.34 1,380,546 0.56 1,021,708 0.57 17,506,539 7.15 5,056,240 2.84 24,256,014 9.91 12,021,547 6.75 244,704,203 100 178,001,795 100 82

2009 2 2009 12 31 2008 12 31 181,349,807 153,855,436 16,408,916 7,766,285 14,666,075 5,103,992 13,252,610 4,408,140 8,943,527 5,867,942 10,083,268 1,000,000 244,704,203 178,001,795 3 2009 12 31 2008 12 31 37,550,203 27,693,618 78,825,667 55,449,030 97,908,816 79,969,011 30,419,517 14,890,136 244,704,203 178,001,795 4 2009 12 31 1 90 1 3 90 ( ) 1 ( ) 3 ( ) - 19,818 991-20,809 22,546 73,637 78,786 912,339 1,087,308 302,643 808,576 591,361 553,605 2,256,185-14,480 795 310,000 325,275 325,189 916,511 671,933 1,775,944 3,689,577 83

2009 2008 12 31 1 90 1 3 90 ( ) 1 ( ) 3 ( ) 103,256 20,127 13,861-137,244 87,557 17,438 103,416 825,548 1,033,959 288,630 795,925 240,616 454,370 1,779,541 7,500-330,794 30,000 368,294 486,943 833,490 688,687 1,309,918 3,319,038 5 2009 (2,283,132) (3,092,285) (5,375,417) 38 (154,890) (1,178,105) (1,332,995) - 94,148 94,148 30,293 15,675 45,968-89 89 (2,407,729) (4,160,478) (6,568,207) 2008 (1,546,756) (2,349,126) (3,895,882) 38 (945,217) (1,036,569) (1,981,786) 174,450 273,842 448,292 34,391 14,759 49,150-4,809 4,809 (2,283,132) (3,092,285) (5,375,417) 84

9 2009 12 31 2008 12 31 30,428,738 21,367,975 9,395,919 10,931,003 3,383,454 2,364,533 130,688 4,365,831 43,338,799 39,029,342 783,770 394,336 100,000-44,222,569 39,423,678 2009 2008 39,423,678 26,978,040 68,212,000 35,009,355 (62,697,917) (24,247,345) (715,192) 1,740,571 38 - (56,943) 44,222,569 39,423,678 10 5 2009 12 31 2008 12 31 62,134,742 45,438,659 780,000 202,212 1,197,977-64,112,719 45,640,871 11 5 2009 12 31 2008 12 31 2,421,895 2,627,040 400,000 620,000 2,297,000-5,118,895 3,247,040 2009 85

2009 12 2009 1 1 2009 12 31 132,361 31,384 163,745 / 2009 1 1 (4,192) (6,747) (10,939) (4,541) (628) (5,169) 2009 12 31 (8,733) (7,375) (16,108) 2009 12 31 123,628 24,009 147,637 2008 1 1 132,343 31,384 163,727 18-18 2008 12 31 132,361 31,384 163,745 / 2008 1 1 - (6,120) (6,120) (4,192) (627) (4,819) 2008 12 31 (4,192) (6,747) (10,939) 2008 12 31 128,169 24,637 152,806 13 2009 12 31 2008 12 31 3,872,686 3,550,853 (1,208,334) (974,495) 2,664,352 2,576,358 406,316 543,969 3,070,668 3,120,327 86

2009 2009 1 1 2,663,981 39,071 798,730 49,071 3,550,853 7,294 45 178,754 10,437 196,530 116,210-40,053-156,263 - (2,308) (22,640) (6,012) (30,960) 2009 12 31 2,787,485 36,808 994,897 53,496 3,872,686 2009 1 1 (587,079) (15,327) (341,825) (30,264) (974,495) (117,441) (3,270) (134,471) (5,176) (260,358) - 1,945 19,176 5,398 26,519 2009 12 31 (704,520) (16,652) (457,120) (30,042) (1,208,334) 2009 12 31 2,082,965 20,156 537,777 23,454 2,664,352 2008 1 1 2,167,331 38,639 756,369 38,918 3,001,257 171,898 - (170,347) - 1,551 11,315 844 227,181 12,922 252,262 313,594-24,703-338,297 (157) (412) (39,176) (2,769) (42,514) 2008 12 31 2,663,981 39,071 798,730 49,071 3,550,853 2008 1 1 (494,940) (12,351) (273,307) (27,791) (808,389) (92,259) (3,328) (103,895) (3,577) (203,059) 120 352 35,377 1,104 36,953 2008 12 31 (587,079) (15,327) (341,825) (30,264) (974,495) 2008 12 31 2,076,902 23,744 456,905 18,807 2,576,358 87

2009 2009 2008 543,969 188,601 359,646 775,194 (156,263) (338,297) (43,710) (6,550) (297,326) (74,979) 406,316 543,969 14 2009 2009 1 1 235,077 15,097 250,174-80,332 80,332 2009 12 31 235,077 95,429 330,506 2009 1 1 (34,967) (1,971) (36,938) (4,811) (29,534) (34,345) 2009 12 31 (39,778) (31,505) (71,283) 2009 12 31 195,299 63,924 259,223 88

2009 2008 2008 1 1 235,077 5,733 240,810-12,712 12,712 - (3,348) (3,348) 2008 12 31 235,077 15,097 250,174 2008 1 1 (30,157) (142) (30,299) (4,810) (3,977) (8,787) - 2,148 2,148 2008 12 31 (34,967) (1,971) (36,938) 2008 12 31 200,110 13,126 213,236 15 25% 2009 2008 612,557 558,826 41 238,309 517,602 28 178,798 (435,143) 8,162 (28,728) 1,037,826 612,557 a 2009 12 31 2008 12 31 1,073,315 4,293,260 914,105 3,656,420 - - 8,406 33,624 176,080 704,320 116,706 466,824 1,249,395 4,997,580 1,039,217 4,156,868 89

2009 b 2009 12 31 2008 12 31 (4,204) (16,814) (32,810) (131,237) (206,890) (827,563) (393,850) (1,575,403) (475) (1,899) - - (211,569) (846,276) (426,660) (1,706,640) 1,037,826 4,151,304 612,557 2,450,228 16 2009 12 31 2008 12 31 547,032 148,845 28,998-60,477 723,978 (41,726) (182,201) 4,014 40,462 598,795 731,084 17 2009 12 31 2008 12 31 21,849,185 8,778,320 29,513,020 9,052,132 10,085,187 10,104,602 18,850,627 8,405,689 80,298,019 36,340,743 18 2009 12 31 2008 12 31 9,193,940 5,166,618 409,614-9,603,554 5,166,618 90

2009 19 2009 12 31 2008 12 31 6,325,000 32,457,294 20 2009 12 31 2008 12 31 147,566,592 114,361,761 54,965,977 42,476,130 23,809,196 19,287,460 71,099,619 60,257,764 15,812,347 12,234,757 20,167,142 17,745,196 333,420,873 266,363,068 2009 12 31308,979 13,032,381 2008 12 31 194,168 9,575,366 21 2009 12 31 2008 12 31 410,510 423,644 28,900 28,900 8,969 35 48,399 44,250 496,778 496,829 22 2009 12 31 2008 12 31 323,674 359,827 206,080 187,288 529,754 547,115 91

2009 23 2009 12 31 2008 12 31 2,203,148 2,225,013 496,907 268,974 2,211 16,911 729 23,164 20,239-2,723,234 2,534,062 24 2009 12 31 2008 12 31 92,610 115,709 33,779-126,389 115,709 25 2009 12 31 2008 12 31 3,000,000 3,000,000 5,000,000-8,000,000 3,000,000 2004 63 15 2010 2 15 5 2010 2 19 10 2010 3 15 5 1.8% 2.1% 2009 12 31 4.89% 2008 12 31 5.28% [2004]188 2009 50 2009 27.7 22.3 3.65% 2012 11 19 0.92% 2009 12 31 3.17% 2014 11 19 92

2009 26 2009 12 31 2008 12 31 27 1,667,236-594,298 786,826 151,648 339,770 71,734 99,515 32,472 34,394 105,958 88,657 54,898 61,477 309,323 278,348 2,987,567 1,688,987 27 2009 12 31 2008 12 31 2,600,000 2,600,000 2,600,000 2,600,000 2009 12 31 2008 12 31 % % 906,426 34.86 906,345 34.86 593,218 22.82 594,270 22.86 632,356 24.32 631,385 24.28 468,000 18.00 468,000 18.00 2,600,000 100 2,600,000 100 2009 10 9 2009 3 2010 1 29 [2010]62 2010 2 337.29 3 34.29 2010 2 5 2010 032 2009 12 31 16.67 93

2009 28 2009 1 1 1,335,698 1,181,550 2,517,248 - (560,880) (560,880) 2009 12 31 1,335,698 620,670 1,956,368 2008 1 1 1,335,698 (210,062) 1,125,636-1,391,612 1,391,612 2008 12 31 1,335,698 1,181,550 2,517,248 2009 2008 1,181,550 (210,062) (715,192) 1,740,571 15 178,798 (435,143) (32,648) 114,912 15 8,162 (28,728) 620,670 1,181,550 29 2009 1 1 2,467,401 2,241,807 4,709,208 2008 307,714 615,429 923,143 2009 12 31 2,775,115 2,857,236 5,632,351 2008 1 1 2,173,401 1,654,807 3,828,208 2007 294,000 587,000 881,000 2008 12 31 2,467,401 2,241,807 4,709,208 10% 50% 2009 4 29 2008 307,714 615,429 94

2009 30 2009 2008 3,740,000 2,690,000 460,000 1,050,000 4,200,000 3,740,000 2005 5 17 2005 9 5 ( [2005]49 ) ( [2005]90 ) 1% 2009 4 29 2008 460,000 31 2009 4 29 2008 2008 307,714 615,429 460,000 26 0.15 ( ) 2009 32 2009 2008 8,644,391 8,878,597 1,673,847 2,259,313 617,614 712,688 3,258,524 3,062,586 75,712 181,525 109,387 79,425 711,766 795,604 266,107 567,533 104 676 15,357,452 16,537,947 (1,397,791) (1,348,338) (132,112) (272,495) 95

2009 32 2009 2008 (112,074) (695,406) (4,469,090) (4,707,604) (194,178) (231,484) (84) (568) (6,305,329) (7,255,895) 9,052,123 9,282,052 2009 45,968 2008 49,150 33 2009 2008 218,207 155,710 151,416 99,652 84,259 84,784 62,385 71,069 137,925 58,777 69,027 42,713 29,510 27,729 752,729 540,434 (235,502) (124,809) 517,227 415,625 34 2009 2008 (233,585) (37,606) 32,648 (114,912) 29,060 50,993 (171,877) (101,525) 96

35 2009 2008 (114,426) 212,832 35,523 (41,008) (78,903) 171,824 36 2009 2008 17,967 19,000 24,516 28,674 3,282 3,335 45,765 51,009 37 2009 2008 (1,436,901) (1,486,213) (259,873) (207,825) (399,307) (307,329) (850,483) (781,453) (260,358) (203,059) / (5,169) (4,819) (179,118) (227,149) (34,345) (8,787) (275,107) (237,335) (3,700,661) (3,463,969) 38 2009 2008 8 (1,332,995) (1,981,786) 64,132 54,100 (1,268,863) (1,927,686) 9 - (56,943) / 137,967 (183,683) 6 13,357 1,201 (1,117,539) (2,167,111) 2009 97

2009 39 2009 2008 20,706 14,950 1,033 62 107,559 224 1,316 7,447 44,325 9,856 174,939 32,539 40 2009 2008 (2,883) (15,489) - (24,178) (2,692) (6,192) (23,021) (13,440) (28,596) (59,299) 41 2009 2008 (693,812) (894,723) 15 238,309 517,602 (455,503) (377,121) 2009 2008 4,078,361 3,454,264 25% (1,019,590) (863,566) 594,773 534,395 (28,937) (47,950) (1,749) - (455,503) (377,121) 98

2009 42 2009 2008 / (715,192) 1,740,571 / 178,798 (435,143) (24,486) 86,184 (560,880) 1,391,612 43 1 2009 12 31 2008 12 31 1,312,799 1,015,853 29,526,543 30,053,986 3 8,588,959 2,252,675 3 7,120,574 6,858,077 46,548,875 40,180,591 2 2009 2008 3,622,858 3,077,143 / 38 1,130,896 2,167,111 13 260,358 203,059 5,169 4,819 14 34,345 8,787 179,118 227,149 1,850 15,427 35 78,903 (171,824) (3,291,172) (2,998,667) 32 194,178 231,484 (238,310) (517,602) (67,526,487) (28,769,605) 89,141,050 54,495,856 23,592,756 27,973,137 99

2009 43 2009 2008 3 - - 4 46,548,875 40,180,591 (40,180,591) (25,327,483) 6,368,284 14,853,108 2009 13,315,283 1,619,521 741,213 (318,565) 15,357,452 (5,582,899) (786,506) (254,489) 318,565 (6,305,329) 418,332 69,915 28,980-517,227 (171,877) - - - (171,877) (78,903) - - - (78,903) 67,364 3,592 694-71,650 44,200 1,221 344-45,765 (536,330) (82,381) (39,243) - (657,954) (3,167,650) (327,132) (205,879) - (3,700,661) (604,628) (221,059) (291,852) - (1,117,539) (27,523) (244) (46) - (27,813) / 3,675,369 276,927 (20,278) - 3,932,018 170,918 957 3,064-174,939 (26,534) (1,312) (750) - (28,596) / 3,819,753 276,572 (17,964) - 4,078,361 2009 12 31 176,041,006 39,111,086 22,983,904-238,135,996 405,916,933 41,565,535 36,581,885 (18,025,402) 466,038,951 (286,666,201) (26,601,942) (20,152,730) - (333,420,873) (384,447,700) (41,485,091) (36,619,471) 18,025,402 (444,526,860) 21,469,233 80,444 (37,586) - 21,512,091 100

2008 15,491,600 1,320,058 79,352 (353,063) 16,537,947 (6,969,254) (625,458) (14,246) 353,063 (7,255,895) 383,599 29,580 2,446-415,625 (101,525) - - - (101,525) 171,824 - - - 171,824 (5,060) (199) - - (5,259) 49,674 1,313 22-51,009 (624,371) (56,100) (4,325) - (684,796) (3,185,348) (238,712) (39,909) - (3,463,969) (1,508,697) (598,292) (60,122) - (2,167,111) (16,692) (122) (12) - (16,826) / 3,685,750 (167,932) (36,794) - 3,481,024 31,904 635 - - 32,539 (59,074) (225) - - (59,299) / 3,658,580 (167,522) (36,794) - 3,454,264 2008 12 31 149,226,514 18,051,846 5,348,018-172,626,378 344,681,861 22,616,639 6,185,050 (5,747,575) 367,735,975 (248,428,533) (13,558,162) (4,376,373) - (266,363,068) (325,655,004) (22,766,589) (6,221,844) 5,747,575 (348,895,862) 19,026,857 (149,950) (36,794) - 18,840,113 1 2009 12 31 2008 12 31 4,071,327 3,110,362 4,320,375 3,744,752 28,691,290 16,208,619 35,778,567 4,966,415 18,586,876 15,266,175 91,448,435 43,296,323 2009 101

2009 2 2009 12 31 2008 12 31 1 243,937 162,786 1 5 713,310 406,556 5 225,369 145,832 1,182,616 715,174 3 2009 12 31 2008 12 31-1,937,947-5,178,992 6,328,590 27,263,845 6,328,590 34,380,784 4 2009 12 31 2008 12 31 299,363 336,774 5 2009 12 31 27.96 2008 12 31 22.10 6 2009 12 31 2008 12 31 102

2009 2009 12 31 169.71 2008 12 31 153.38 2009 10 9 2009 3 2010 2 3 37.29 3 34.29 27 2009 5% 5% 103

1 2009 12 31 2008 12 31 50,000-25,000 55,000 200,000 200,000-200,000 400,000 400,000-25,000-20,000 100,000 100,000 100,000 100,000 450,000-200,000-1,000-6,876 1,139 1,532,876 1,101,139 (34,180) (11,967) 2009 2008 73,092 84,762 2 2009 104 2009 12 31 2008 12 31 253,663 210,861 62,375 63,124 2009 2008 1,047 1,512 3 2009 12 31 6,876 4.158% 2008 12 31 1,139 5.274%

2009 105 1 2 ( ) 1 i

2009 ii A- A- iii 2 i 90% 90% 80% 50% 60% 70% 106

2009 ii iii 3 1 2 107

2009 4 2009 12 31 2008 12 31 12,163,959 4,202,675 11,960,036 13,503,909 5,453,027 6,770,147 17,590 151,812 2,614,000 9,937,946 1,752,618 2,149,941-201,005,445 141,318,669-37,130,551 31,307,709 44,222,569 39,423,678 64,112,719 45,640,871 5,118,895 3,247,040 551,046 189,307 386,102,455 297,843,704 4,071,327 3,110,362 4,320,375 3,744,752 28,691,290 16,208,619 35,778,567 4,966,415 18,586,876 15,266,175 91,448,435 43,296,323 477,550,890 341,140,027 2009 12 31 62% 2008 12 31 58% 108

2009 5 2009 12 31 2008 12 31 14,574,036 23,441,855 4,442 17,799 14,578,478 23,459,654 (4,442) (17,799) 14,574,036 23,441,855 6 2009 12 31 2008 12 31 240,289,963 173,237,199 523,541 785,788 3,890,699 3,978,808 244,704,203 178,001,795 (6,568,207) (5,375,417) 238,135,996 172,626,378 8 a 2009 12 31 199,758,310 37,126,327 236,884,637 3,405,326-3,405,326 203,163,636 37,126,327 240,289,963 2008 12 31 134,054,686 30,959,056 165,013,742 8,223,457-8,223,457 142,278,143 30,959,056 173,237,199 b 109

2009 30 30 60 60 90 90 2009 12 31-4,827 16,500 5,323 26,650 111,992 192,720 78,326 113,853 496,891 111,992 197,547 94,826 119,176 523,541 2008 12 31 29,256 2,996 4,319-36,571 134,293 339,615 180,013 95,296 749,217 163,549 342,611 184,332 95,296 785,788 2009 12 31 0.26 2008 12 31 0.35 14.23 2008 12 31 23.20 c 2009 12 31 2008 12 31 3,545,839 3,608,491 344,860 370,317 3,890,699 3,978,808 2009 12 31 14.82 2008 12 31 13.40 6.23 2008 12 31 5.70 2009 12 31 23.2 2008 12 31 22.8 1.6 2008 12 31 3.9 2009 12 31 93% 2008 12 31 92% 2009 12 31 3.1 2008 12 31 3.1 110

2009 d 2009 12 31 13.43 2008 12 31 8.65 7 2009 12 31 AAA - 410,272 410,272 A+ 298,575-298,575 298,575 410,272 708,847 2008 12 31 A+ 253,533-253,533-2,212 2,212 253,533 2,212 255,745 2009 12 31 AAA - 3,912,789 380,000-4,292,789 AA- AA+ - 1,135,503 1,187,705 400,000 2,723,208 A- A - 119,153 - - 119,153 BBB - 228,776 - - 228,776 A-1-130,688 - - 130,688 334,641 28,982,683 56,903,757 911,895 87,132,976 102,800 144,221-1,510,000 1,757,021 5,015,586 7,338,809 - - 12,354,395-49,866 - - 49,866-997,736 5,230,985-6,228,721 5,453,027 43,040,224 63,702,447 2,821,895 115,017,593 111

2009 2008 12 31 AAA- AAA+ 84,752 3,504,071-220,000 3,808,823 AA- AA+ - 784,905 200,000 300,000 1,284,905 A- A+ - 89,998 - - 89,998 BBB - 228,776 - - 228,776 A-1 131,063 4,365,831 - - 4,496,894 837,675 17,868,192 45,438,659 1,117,040 65,261,566 2,342,893 3,240,846-1,510,000 7,093,739 3,373,764 8,642,882 - - 12,016,646-50,308-100,000 150,308 6,770,147 38,775,809 45,638,659 3,247,040 94,431,655 8 2009 12 31 2008 12 31-510,176 18,751 31,601 18,751 541,777 16 3 112

2009 1 ( ) 2 2009 12 31 74,681,321 186,466 21,222 21,281 74,910,290 11,282,002 520,331 47,217 314,409 12,163,959 5,614 - - - 5,614 8,905,000 2,887,779 167,257-11,960,036 5,453,027 - - - 5,453,027 10,354 3,968-3,268 17,590 2,614,000 - - - 2,614,000 1,725,522 22,909 1,209 2,978 1,752,618 234,924,916 2,923,751 141,441 145,888 238,135,996 43,923,994 298,575 - - 44,222,569 63,702,447 410,272 - - 64,112,719 5,118,895 - - - 5,118,895 113

2009 12 31 147,637 - - - 147,637 3,070,668 - - - 3,070,668 259,223 - - - 259,223 1,037,826 - - - 1,037,826 457,489 - - - 457,489 598,795 - - - 598,795 457,918,730 7,254,051 378,346 487,824 466,038,951 (79,786,321) (505,251) - (6,447) (80,298,019) (8,600,000) (1,003,554) - - (9,603,554) (1,912) (13,780) - - (15,692) (6,325,000) - - - (6,325,000) (329,759,394) (3,079,841) (231,253) (350,385)(333,420,873) (496,778) - - - (496,778) (529,754) - - - (529,754) (2,711,055) (5,388) (364) (6,427) (2,723,234) (126,389) - - - (126,389) (8,000,000) - - - (8,000,000) (2,316,347) (671,220) - - (2,987,567) (438,652,950) (5,279,034) (231,617) (363,259)(444,526,860) 19,265,780 1,975,017 146,729 124,565 21,512,091 85,616,829 5,156,885 6,161 668,560 91,448,435 2009 114

2009 2008 12 31 64,703,890 214,836 18,599 19,719 64,957,044 3,737,566 239,796 35,882 189,431 4,202,675 42,779 - - - 42,779 9,253,781 4,081,403 118,989 49,736 13,503,909 6,770,147 - - - 6,770,147 11,294 3,903-136,615 151,812 9,937,946 - - - 9,937,946 2,067,305 82,260 126 250 2,149,941 170,334,838 2,152,921 9,452 129,167 172,626,378 39,170,145 253,533 - - 39,423,678 45,638,659 2,212 - - 45,640,871 3,247,040 - - - 3,247,040 152,806 - - - 152,806 3,120,327 - - - 3,120,327 213,236 - - - 213,236 612,557 - - - 612,557 251,745 - - - 251,745 730,566 518 - - 731,084 359,996,627 7,031,382 183,048 524,918 367,735,975 (35,455,109) (863,926) (17,108) (4,600) (36,340,743) (3,403,447) (1,748,685) - (14,486) (5,166,618) (79,908) (101,365) - (4,164) (185,437) (32,457,294) - - - (32,457,294) (263,357,276) (2,644,022) (117,718) (244,052)(266,363,068) (496,829) - - - (496,829) (547,115) - - - (547,115) (2,520,763) (12,594) (514) (191) (2,534,062) (115,709) - - - (115,709) (3,000,000) - - - (3,000,000) (1,669,837) (9,569) (1,654) (7,927) (1,688,987) (343,103,287) (5,380,161) (136,994) (275,420)(348,895,862) 16,893,340 1,651,221 46,054 249,498 18,840,113 38,338,504 4,433,371-524,448 43,296,323 115

2009 1% / 2009 12 31 2008 12 31 1% 27,372 23,499 1% (27,372) (23,499) a. b. c. d. 3 ( ) 10% 116

2009 12 31 3 3 1 1 5 5 73,597,491 - - - 1,312,799 74,910,290 8,588,859 3,575,000 - - 100 12,163,959 - - - - 5,614 5,614 8,919,892 2,941,153 78,510 20,481-11,960,036 993,553-3,328,604 1,130,870-5,453,027 12,231 5,359 - - - 17,590 2,614,000 - - - - 2,614,000 117,114,347 84,234,991 35,907,118 879,540-238,135,996 5,193,002 9,011,053 22,222,565 7,012,179 783,770 44,222,569 1,632,649 6,653,209 34,487,501 21,339,360-64,112,719 2,463,396 1,747,604 507,895 400,000-5,118,895 - - - - 7,324,256 7,324,256 221,129,420 108,168,369 96,532,193 30,782,430 9,426,539 466,038,951 (54,620,572) (13,678,317) (11,999,130) - - (80,298,019) (9,303,554) (300,000) - - - (9,603,554) (14,613) (1,079) - - - (15,692) (6,325,000) - - - - (6,325,000) (256,440,145) (57,671,621) (19,309,107) - - (333,420,873) (3,000,000) (2,230,000) (2,770,000) - - (8,000,000) - - - - (6,863,722) (6,863,722) (329,703,884) (73,881,017) (34,078,237) - (6,863,722) (444,526,860) (108,574,464) 34,287,352 62,453,956 30,782,430 2,562,817 21,512,091 2009 117

2009 2008 12 31 3 3 1 1 5 5 63,915,921 - - - 1,041,123 64,957,044 2,652,675 1,550,000 - - - 4,202,675 - - - - 42,779 42,779 9,571,993 3,778,223 133,201 20,492-13,503,909 332,978 2,798,805 1,563,266 2,075,098-6,770,147 13,367 138,445 - - - 151,812 9,637,946 300,000 - - - 9,937,946 69,455,111 101,590,051 91,600 1,489,616-172,626,378 4,588,637 11,835,012 10,787,982 11,817,711 394,336 39,423,678 52,212 8,662,816 26,619,377 10,306,466-45,640,871 230,619 155,808 2,240,613 620,000-3,247,040 - - - - 7,231,696 7,231,696 160,451,459 130,809,160 41,436,039 26,329,383 8,709,934 367,735,975 (21,610,907) (6,160,336) (8,569,500) - - (36,340,743) (3,766,345) (1,400,273) - - - (5,166,618) (48,581) (136,856) - - - (185,437) (32,357,294) (100,000) - - - (32,457,294) (199,149,432) (53,316,539) (11,702,533) - (2,194,564) (266,363,068) (3,000,000) - - - - (3,000,000) - - - - (5,382,702) (5,382,702) (259,932,559) (61,114,004) (20,272,033) - (7,577,266) (348,895,862) (99,481,100) 69,695,156 21,164,006 26,329,383 1,132,668 18,840,113 100 2009 12 31 2008 12 31 100 (631,154) (609,103) 100 631,154 609,103 118

2009 a. b. c. d. e. f. g. 4 1 75% 119

2009 i 2009 12 31 1 1 3 3 1 1 5 5 (45,644,022) (9,015,481) (13,810,246) (12,278,255) - (80,748,004) (9,305,389) - (306,810) - - (9,612,199) (6,026,480) (301,504) - - - (6,327,984) (230,462,952) (26,091,193) (58,066,595) (21,417,799) - (336,038,539) - (3,036,825) (171,796) (5,484,974) - (8,693,595) (291,438,843) (38,445,003) (72,355,447) (39,181,028) - (441,420,321) 1 1 3 3 1 1 5 5 2009 12 31 74,910,290 - - - - 74,910,290 7,093,882 1,507,554 3,643,417 - - 12,244,853 6,931,338 2,004,371 3,050,445 78,614 20,580 12,085,348 14,430 50,656 124,969 3,877,546 2,352,448 6,420,049 1,644,841 973,494 - - - 2,618,335 18,493,652 28,942,909 93,337,859 95,240,004 56,141,954 292,156,378 67,196 2,656,627 9,286,714 27,213,068 10,969,694 50,193,299 206,364 1,632,507 7,928,806 40,344,903 24,179,388 74,291,968 787,090 1,692,166 1,825,051 622,882 509,730 5,436,919 110,149,083 39,460,284 119,197,261 167,377,017 94,173,794 530,357,439 (181,289,760) 1,015,281 46,841,814 128,195,989 94,173,794 88,937,118 120

2009 1 1 3 3 1 1 5 5 2008 12 31 (15,782,332) (1,460,270) (6,349,344) (13,597,855) - (37,189,801) (3,204,953) (570,415) (1,414,673) - - (5,190,041) (27,653,802) (4,743,856) (102,155) - - (32,499,813) (176,919,056) (23,319,919) (53,491,466) (15,028,967) - (268,759,408) - - (157,988) (3,026,473) - (3,184,461) (223,560,143) (30,094,460) (61,515,626) (31,653,295) - (346,823,524) 64,957,044 - - - - 64,957,044 2,252,675 409,065 1,612,866 - - 4,274,606 6,813,605 2,759,771 3,900,393 133,201 20,492 13,627,462 1,175 109,908 2,643,462 2,479,136 2,372,251 7,605,932 7,968,243 1,691,804 310,186 - - 9,970,233 13,439,583 20,802,126 72,118,853 59,566,612 46,712,350 212,639,524 310,565 1,180,453 10,319,466 18,193,614 16,016,642 46,020,740 2,212 203,496 9,730,943 30,268,236 12,793,905 52,998,792-244,209 228,587 2,482,699 759,442 3,714,937 95,745,102 27,400,832 100,864,756 113,123,498 78,675,082 415,809,270 (127,815,041) (2,693,628) 39,349,130 81,470,203 78,675,082 68,985,746 ii a 1 1 3 3 1 1 5 5 2009 12 31 700 113 2,325 - - 3,138 2008 12 31 (2,299) (1,543) (8,735) - - (12,577) 121

2009 b 1 1 3 3 1 1 5 5 2009 12 31 (85,533) (231,633) (1,136,817) - - (1,453,983) 86,825 232,273 1,141,085 - - 1,460,183 - (296) (21,108) (44,373) - (65,777) - 235 16,648 33,866-50,749 - - - - - - 8,134 - - - - 8,134 9,426 579 (192) (10,507) - (694) 1 1 3 3 1 1 5 5 2008 12 31 (386,872) (408,463) (5,280,907) - - (6,076,242) 387,342 404,217 5,281,250 - - 6,072,809 - (584) (22,828) (69,698) - (93,110) - 553 17,970 54,583-73,106 470 (4,277) (4,515) (15,115) - (23,437) 122

2009 iii 1 1 5 5 2009 12 31 4,071,327 - - 4,071,327 2,851,263 1,133,651 335,461 4,320,375 28,691,290 - - 28,691,290 12,359,136 17,074,088 6,345,343 35,778,567 18,586,876 - - 18,586,876 243,937 713,310 225,369 1,182,616 202,620 96,743-299,363 67,006,449 19,017,792 6,906,173 92,930,414 2008 12 31 3,110,362 - - 3,110,362 1,615,887 534,528 1,594,337 3,744,752 16,208,619 - - 16,208,619 3,203,131 1,763,284-4,966,415 15,266,175 - - 15,266,175 162,786 406,556 145,832 715,174 115,249 221,525-336,774 39,682,209 2,925,893 1,740,169 44,348,271 5 i ii 123

2009 iii iv v vi 2009 12 31 2009 12 31 64,503,362 64,112,719 5,056,721 5,118,895 (335,057,327) (335,623,981) (7,944,175) (8,000,000) 2008 12 31 47,774,574 45,640,871 3,282,427 3,247,040 (262,036,646) (268,588,081) (3,060,883) (3,000,000) 124

6 2009 2006 12 28 2009 12 31 2009 12 31 2008 12 31 2,600,000 2,600,000 1,956,368 2,517,248 5,632,351 4,709,208 4,200,000 3,740,000 7,123,372 5,273,657 i (620,670) (1,181,550) i (14,037) (73,212) ii (390,000) (390,000) 20,487,384 17,195,351 50% 50% (230,322) (241,707) 20,257,062 16,953,644 2009 125

2009 12 31 2008 12 31 iii 3,672,843 2,389,918 600,000 1,200,000 i 310,335 590,775 i 14,037 73,212 4,597,215 4,253,905 25,084,599 21,449,256 (460,643) (483,415) 24,623,956 20,965,841 i [2008]82 50%( 50%) ii iii 2009 12 31 2008 12 31 222,647,593 175,861,859 15,407,678 8,538,089 238,055,271 184,399,948 12.5 1,228,750 1,673,279 8.47% 9.11% 10.29% 11.27% 2009 126

2 202 11 200021 +86 (21) 2323 8888 +86 (21) 2323 8800 2010/SH-055/JKWL/AZWU ( ) 2009 12 31 2009 2009 12 31 2009 2010 3 26

2009 2009 2008 5 15,357,452 16,537,947 5 (6,305,329) (7,255,895) 9,052,123 9,282,052 6 752,729 540,434 6 (235,502) (124,809) 517,227 415,625 29,060 50,993 7 (240,838) 128,959 32,648 (114,912) 8 190,008 27,055 9,580,228 9,789,772 9 (4,384,328) (4,168,397) 10 (1,117,539) (2,167,111) 4,078,361 3,454,264 11 (455,503) (377,121) 3,622,858 3,077,143 12 (560,880) 1,391,612 3,061,978 4,468,755 2009 129

2009 12 31 2008 12 31 13 42,959,698 23,864,554 14 73,597,491 63,941,191 5,614 42,779 15 5,538,578 6,860,278 30 17,590 151,812-16 2,614,863 9,938,758-17 221,020,891 168,345,064-18 5,147,582 3,278,806-18 44,726,698 40,036,627-18 64,838,308 46,194,351 19 3,499,442 3,372,072 20 123,628 128,169 21 1,037,826 612,557 22 910,742 968,957 466,038,951 367,735,975 23 335,624,021 268,588,081 90,400,691 41,793,246 24 6,325,729 32,480,458 30 15,692 185,437 25 8,020,239 3,000,000 26 4,140,488 2,848,640 444,526,860 348,895,862 2009 130

2009 12 31 2008 12 31 27 2,600,000 2,600,000 27 1,816,097 1,816,097 28 620,670 1,181,550 28 6,642,973 4,793,258 28 4,200,000 3,740,000 28 5,632,351 4,709,208 21,512,091 18,840,113 466,038,951 367,735,975 2010 3 26 2009 131

2009 27 27 2008 1 1 2,600,000 1,816,097 - - - - - - - - - - - - - - 2008 12 31 2009 1 1 2,600,000 1,816,097 - - - - - - - - - - - - - - 2009 12 31 2,600,000 1,816,097 2009 132

2009 28 28 28 28 28 2,173,401 1,654,807 (210,062) 4,037,115 2,690,000 14,761,358 - - - 3,077,143-3,077,143 - - - - 1,305,428 - - 1,305,428 - - 86,184 - - 86,184 - - 1,391,612 3,077,143-4,468,755 - - - (390,000) - (390,000) 294,000 587,000 - (881,000) - - - - - (1,050,000) 1,050,000-2,467,401 2,241,807 1,181,550 4,793,258 3,740,000 18,840,113 - - - 3,622,858-3,622,858 - - - (536,394) - - (536,394) - - (24,486) - - (24,486) - - (560,880) 3,622,858-3,061,978 - - - (390,000) - (390,000) 307,714 615,429 - (923,143) - - - - - (460,000) 460,000-2,775,115 2,857,236 620,670 6,642,973 4,200,000 21,512,091 2009 133

2009 2009 2009 2008 4,078,361 3,454,264 10 1,268,863 1,927,686 10 (13,357) (1,201) 10-56,943 /( ) 10 (137,967) 183,683 478,990 443,814 (3,291,172) (2,998,667) 78,903 (171,824) 8 1,850 15,427 5 194,178 231,484 (12,199,416) (6,827,265) (10,183,743) (2,933,700) 37,165 602,031 1,207,273 1,425,381 7,337,252 6,066,080 (53,944,690) (27,182,212) 265,677 (101,630) 67,035,941 46,246,145 48,607,445 1,336,659 (26,154,729) 7,368,522 (344,103) (29,105) (729,965) (1,139,378) 23,592,756 27,973,137 134

2009 2009 2008 73,174,555 32,612,173 2,591 1,190 (95,796,800) (43,984,693) (680,334) (1,165,115) (23,299,988) (12,536,445) 1,667,236-5,000,000 - (173,939) (231,484) (417,781) (352,100) 6,075,516 (583,584) 6,368,284 14,853,108 40,180,591 25,327,483 32 46,548,875 40,180,591 15,828,481 16,255,272 (6,116,157) (6,325,778) 2009 135

2009 2009 1 ( ) 1996 1 30 ( ) 2000 11 20 ( ) B0139H231000001 310000400138557 168 2008 12 31 2009 12 31 5% 5% 3 15.09% 8.00% 7.00% 5% 2009 12 31 31 2 A 4 i 2009 7 ( ) 2009 3 7 ( ) 3 4 136

2009 2009 1 ( ) 1 ( ) 2007 9 ( ) 2008 1 1 13 ii 2009 2 ( ) - 2009 1 1 8 2009 1 1 23 ( ) 2009 1 1 32 2009 1 1 1 ( ) 16 2008 10 1 iii 2009 1 2009 7 1 27 ( ) 3 ( ) 2009 7 1 27 ( ) 2009 7 1 39 ( ) 2009 7 1 17 2009 7 1 18 2009 7 1 19 2010 7 1 24 ( ) 2011 1 1 32 ( ) 2010 2 1 9 2013 1 1 137

2009 2009 9 2009 11 39 9 2013 1 1 9 B ( ) C ( ) ( ) ( ) ( ) 138

2009 2009 39 D E F G 1 139

2009 140 2 3 ( ) 4 5 2009

2009 2009 6 (1) (2) (3) (( )) 7 H ( ) ( ) I ( ) 141

2009 2009 J K 1 (i) (ii) (iii) (iv) (v) (vi) ( ) 142

2009 143 ( ) 2 L 1 20-30 10 5 5 2009

2009 2009 2 M N O P 3 ( ) Q 144

2009 145 R S ( ) T 1 2 2009

2009 2009 U V W X Y 3 A 146

2009 147 3.1 ( ) 3.1.1 a 2009

2009 2009 b ( ) A- ( ) A- c 3.1.2 a ( ) 90% 90% 80% 50% 60% 70% 148

2009 2009 b c 3.1.3 ( ) ( ) (1) (2) 149

2009 3.1.4 2009 12 31 2008 12 31 41,646,899 22,848,701 5,538,578 6,860,278 17,590 151,812 2,614,863 9,938,758 183,806,222 136,922,751 37,214,669 31,422,313 5,147,582 3,278,806 44,726,698 40,036,627 64,838,308 46,194,351 551,046 189,307 386,102,455 297,843,704 37,082,992 23,063,733 54,365,443 20,232,590 91,448,435 43,296,323 2009 12 31 57% (2008 12 31 57%) 2009 150

2009 2009 3.1.5 2009 12 31 223,167,137 14,588,864 237,756,001 524,457-524,457 3,897,504 4,442 3,901,946 227,589,098 14,593,306 242,182,404 (2,407,729) (4,442) (2,412,171) (4,160,478) - (4,160,478) 221,020,891 14,588,864 235,609,755 2008 12 31 168,934,916 23,525,597 192,460,513 788,376-788,376 3,997,189 17,799 4,014,988 173,720,481 23,543,396 197,263,877 (2,283,132) (17,799) (2,300,931) (3,092,285) - (3,092,285) 168,345,064 23,525,597 191,870,661 2009 12 31 65.73 (2008 12 31 53.93 ) 24.12 (2008 12 31 23.01 ) 41.61 (2008 12 31 30.92 ) 16 17 i 2009 12 31 182,545,768 3,410,924 185,956,692 37,210,445-37,210,445 219,756,213 3,410,924 223,167,137 151

2009 2009 2008 12 31 129,602,012 8,262,517 137,864,529 31,070,387-31,070,387 160,672,399 8,262,517 168,934,916 ii 30 30 60 60 90 90 2009 12 31-4,827 16,500 5,323 26,650 111,992 193,636 78,326 113,853 497,807 111,992 198,463 94,826 119,176 524,457 30 30 60 60 90 90 2008 12 31 29,353 3,010 4,340-36,703 134,485 340,844 180,690 95,654 751,673 163,838 343,854 185,030 95,654 788,376 2009 12 31 0.26 14.23 (2008 12 31 0.35 23.20 ) iii 2009 12 31 2008 12 31 3,552,041 3,625,631 345,463 371,558 3,897,504 3,997,189 4,442 17,799 2008 12 31 2009 12 31 152

2009 2009 12 31 14.82 6.23 (2008 12 31 13.40 5.70 ) 2009 12 31 23.2 (2008 12 31 22.8 ) 1.6 (2008 12 31 3.9 ) 2009 12 31 93 %( 2008 12 31 92%) 3.10 (2008 12 31 3.10 ) iv 2009 12 31 13.43 (2008 12 31 8.65 ) 3.1.6 i 2009 12 31 2008 12 31 % % - 164,656,522 72.35 149,478,499 86.05-8,828,795 3.88 5,890,574 3.39-16,437,618 7.22 7,795,623 4.49-14,301,436 6.28 5,126,680 2.95-23,364,727 10.27 5,429,105 3.12 227,589,098 100.00 173,720,481 100.00 2009 153

2009 2009 ii ( ) 2009 12 31 % 2008 12 31 % - 3,081,954 1.35 2,245,701 1.29-6,657,164 2.93 4,002,450 2.30-5,038,122 2.21 3,379,606 1.95-5,560,876 2.44 5,284,372 3.04-2,524,556 1.09 1,506,702 0.87-6,634,724 2.92 6,737,889 3.88 17,081,720 7.51 13,160,184 7.58 2,278,935 1.00 1,440,094 0.83 32,902,105 14.46 26,792,392 15.42 11,342,186 4.98 10,993,102 6.33 5,940,444 2.61 3,349,787 1.93 24,521,179 10.77 19,425,797 11.18 1,033,277 0.45 488,491 0.28 11,033,315 4.85 11,771,564 6.78 36,710,608 16.15 15,354,970 8.84 1,268,441 0.56 954,736 0.55 2,585,699 1.14 1,037,180 0.60 6,284,806 2.76 5,976,641 3.43 182,480,111 80.18 133,901,658 77.08 37,968,078 16.68 32,078,590 18.47 5,368,929 1.36 5,943,599 3.44 1,380,546 0.61 1,021,708 0.59 6,749,475 2.97 6,965,307 4.02 391,434 0.17 774,926 0.43 227,589,098 100.00 173,720,481 100.00 154

2009 2009 iii 2009 12 31 % 2008 12 31 % 35,778,567 39.14 4,966,415 11.47 4,320,375 4.72 3,744,752 8.65 4,071,327 4.45 3,110,362 7.18 28,691,290 31.37 16,208,619 37.44 18,586,876 20.32 15,266,175 35.26 91,448,435 100.00 43,296,323 100.00 iv 2009 12 31 AAA - 410,272 410,272 A+ 308,288-308,288 308,288 410,272 718,560 2009 12 31 AAA- AAA+ - 4,003,031 389,096-4,392,127 AA- AA+ 400,257 1,154,636 1,209,872-2,764,765 A-1 A - 121,100 - - 121,100 BBB - 232,767 - - 232,767 A-1-130,688 - - 130,688 911,895 29,291,239 57,549,785 338,296 88,091,215 1,538,430 148,121-106,286 1,792,837-7,397,806-5,093,996 12,491,802-49,887 - - 49,887-1,005,365 5,279,283-6,284,648 2,850,582 43,534,640 64,428,036 5,538,578 116,351,835 155