ANNUAL REPORT 2009 38 022371-3111 http://www.hncb.com.tw 022371-3111 e-mailyorklai@hncb.com.tw 022371-3111 e-mailhncb.evp@hncb.com.tw 15612 0225459988 http://www.deloitte.com.tw 10023 0223688277 545 0225456888 http://www.entrust.com,tw
CONTENTS...3......9...12 253 1. 2.3.... 51... 62 98... 78... 142... 152... 159... 164 1
2
20082009 2009 36.68 47.172008-7.112009-9.06-6.85 20092009 2009-0.98 121137 9.222009-1.87 2009 2009219 2009 1.25%1.625%3.5%20089 2.3752009 3,000 3415 2009 7,000MOU 200932.030200832.86020092.6 3
2009 98397,880 90.08 2009124 3 2010 2010 2010222 20104.394.72 2009626"twAA-" twa-1moody's 20091124 A3P1 Negative (Financial Strength)D 4
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT (ACH) 432 4,425 5
LOVE 2 / e-payment/ FEDI over internet e-paymentxml () 981,499 375322,200 6
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 98()14,20813,843102.64 1,1238.581509181197.2138 0.361,9721,809109.00561 22.17 98397,879690.082843,7174 55.90(2823,1581233,3782)44.10 (403,9616347,2661 151,0229126,7318108,2382 116,717)1064,41171416,4407(913,7968 109,0044393,6395)35,0146 1.05 98 7
ROUND. 8
8(1919) (8)129 1,000()(45 )3 1930 833 341025 35112736222 53 2,500376 60 37 11 1038615150 96427378900 87122901114 1219 1,00097523 9
97331 10
ROUND. 11
15214 511 31 151 1 698124 3 18316( 1)2(1)9812 7,073 981267 63 98122,139 408838308822672 12
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 13 98.12.31
() 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 14
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 18. 19. 20. 21. 22. 23. 24. 15
()() 98.06.29 3 90.08.09 3,780,900,000 100% 3,780,900,000 100% 0 0 98.06.29 3 96.06.29 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 98.09.28 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 97.04.28 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 98.0629 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 98.09.28 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 98.10.26 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 98.09.28 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 98.09.28 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 94.01.31 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 89.10.21 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 94.01.31 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 92.06.29 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 95.03.20 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 98.07.17 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 98.06.29 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 98.0629 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 98.06.29 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 95.03.20 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 89.09.08 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 95.06.26 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 94.01.31 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 98.06.29 3 98.07.27 ( 3,780,900,000 ) 100% ( 3,780,900,000 ) 100% 0 0 16
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 981231 0 0 0 0 0 0 0 0 0 0 0 0 0 0 () 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 98 17
98 () 95.06.26 3 92.06.01 98.05.21 95.06.26 3 90.08.09 98.06.29 98.06.29 3 90.08.09 95.06.26 3 95.02.21 98.06.29 98.06.29 3 98.06.29 95.06.26 3 89.10.21 98.06.29 98.06.29 3 89.10.21 98.09.28 98.06.29 3 98.09.28 95.06.26 3 95.02.27 98.06.29 98.06.29 3 95.02.27 98.09.28 95.06.26 3 97.04.28 98.06.29 98.06.29 3 97.04.28 95.06.26 3 97.03.25 98.06.29 98.06.29 3 97.03.25 98.10.26 98.06.29 3 98.10.26 95.06.26 3 96.05.28 98.06.29 98.06.29 3 98.06.29 98.09.28 98.06.29 3 98.09.28 98.06.29 3 98.06.29 98.07.17 98.06.29 3 98.07.17 98.09.28 98.06.29 3 98.09.28 95.06.26 3 97.11.24 98.06.29 98.06.29 3 97.11.24 98.09.28 98.06.29 3 98.09.28 95.06.26 3 94.01.31 98.06.29 18
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT () 98.06.29 3 94.01.31 95.06.26 3 89.10.21 98.06.29 98.06.29 3 89.10.21 95.06.26 3 94.01.31 98.06.29 98.06.29 3 94.10.31 98.06.29 3 98.06.29 95.06.26 3 95.03.20 98.06.29 98.06.29 3 95.03.20 95.06.26 3 93.11.29 98.06.29 98.06.29 3 93.11.29 98.07.17 98.06.29 3 98.07.17 98.06.29 3 98.06.29 98.06.29 3 98.06.29 98.06.29 3 98.06.29 98.06.29 3 98.06.29 95.06.26 3 95.03.20 98.06.29 98.06.29 3 95.03.20 95.06.26 3 89.09.08 98.06.29 98.06.29 3 89.09.08 95.06.26 3 95.06.26 98.06.29 98.06.29 3 95.06.26 95.06.26 3 94.01.31 98.06.29 98.06.29 3 94.01.31 95.06.26 3 94.01.31 98.06.29 98.06.29 3 94.01.31 98.07.27 98.06.29 3 98.07.27 19
1 2 1 2 3 4 5 6 7 8 9 10 1 3 1 1 1 2 (1) (2)() (3) (4) (5) (6) (7) (8) (9)30 (10)27 20
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 12 () (1) ()(%) /(2) 12 0 100 7 0 100 98.6.29 3 0 100 98.9.28 4 1 80 98.6.29 8 1 89 98.9.28 9 0 100 98.9.28 12 0 100 6 0 86 98.6.29 7 0 100 98.6.29 7 0 100 98.6.29 7 0 100 98.6.29 3 0 100 98.9.28 2 0 100 98.10.2 3 0 100 98.9.28 3 0 100 98.9.28 7 1 78 98.9.28 10 0 100 98.10.2 5 0 100 98.6.29 3 0 75 98.9.28 2 0 100 98.7.17 9 3 75 12 0 100 11 1 92 5 0 100 98.5.21 7 0 100 98.6.29 11 0 92 7 0 100 98.7.17 5 0 100 98.7.17 11 0 92 12 0 100 9 0 75 12 0 100 5 0 71 98.7.27 5 0 100 98.7.27 143 1 2(1)()(%)() (2) ()(%)() 21
981231 1 2() 981231 1 2() 2531. 2.3. 22
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 981231 () 980701 0 0 0 0 0 0 - - - 950301 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 940716 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 920716 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 960716 0 0 0 0 0 0 - - - 940322 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 960723 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 970116 0 0 0 0 0 0 - - - 890715 0 0 0 0 0 0 - - - 940531 0 0 0 0 0 0 - - - 960115 0 0 0 0 0 0 - - - 970301 0 0 0 0 0 0 - - - 960723 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 900903 0 0 0 0 0 0 - - - 970524 0 0 0 0 0 0 - - - 961214 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 23
() 960401 0 0 0 0 0 0 - - - 950901 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 970524 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 970716 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 960315 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 970715 0 0 0 0 0 0 - - - 951101 0 0 0 0 0 0 - - - 940915 0 0 0 0 0 0 - - - 960315 0 0 0 0 0 0 - - - 960830 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 940804 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 951101 0 0 0 0 0 0 - - - 951101 0 0 0 0 0 0 - - - 970715 0 0 0 0 0 0 - - - 960830 0 0 0 0 0 0 - - - 951101 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 24
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT () 980225 0 0 0 0 0 0 - - - 970716 0 0 0 0 0 0 - - - 960830 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 970213 0 0 0 0 0 0 - - - 970213 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 940630 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 951101 0 0 0 0 0 0 950701 0 0 0 0 0 0 951101 0 0 0 0 0 0 980225 0 0 0 0 0 0 - - - - - - - - - - - - 970715 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 970213 0 0 0 0 0 0 - - - 970715 0 0 0 0 0 0 - - - 970408 0 0 0 0 0 0 - - - 960830 0 0 0 0 0 0 - - - 960430 0 0 0 0 0 0 - - - 960430 0 0 0 0 0 0 - - - 960515 0 0 0 0 0 0 - - - 960831 0 0 0 0 0 0 - - - 970213 0 0 0 0 0 0 - - - 970213 0 0 0 0 0 0 - - - 970716 0 0 0 0 0 0 - - - 970213 0 0 0 0 0 0 - - - 25
() 941117 0 0 0 0 0 0 - - - 960315 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 970716 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 970716 0 0 0 0 0 0 - - - 970408 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 970716 0 0 0 0 0 0 - - - 970716 0 0 0 0 0 0 980225 0 0 0 0 0 0 - - - - - - 950701 0 0 0 0 0 0 - - - 971028 0 0 0 0 0 0 - - - 970213 0 0 0 0 0 0 - - - 960830 0 0 0 0 0 0 - - - 940803 0 0 0 0 0 0 - - - 951101 0 0 0 0 0 0 - - - 960830 0 0 0 0 0 0 - - - 970213 0 0 0 0 0 0 - - - 960315 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 26
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT () 960917 0 0 0 0 0 0 - - - 960629 0 0 0 0 0 0 - - - 960315 0 0 0 0 0 0 951101 0 0 0 0 0 0 - - - - - - 970213 0 0 0 0 0 0 - - - 960315 0 0 0 0 0 0 - - - 960315 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 951101 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 970213 0 0 0 0 0 0 - - - 970408 0 0 0 0 0 0 - - - 970721 0 0 0 0 0 0 - - - 980226 0 0 0 0 0 0 - - - 960830 0 0 0 0 0 0 960830 0 0 0 0 0 0 - - - - - - 971028 0 0 0 0 0 0 - - - 951101 0 0 0 0 0 0 - - - 970715 0 0 0 0 0 0 - - - 960830 0 0 0 0 0 0 - - - 960830 0 0 0 0 0 0 - - - 940630 0 0 0 0 0 0 980225 0 0 0 0 0 0 - - - - - - 970213 0 0 0 0 0 0 - - - 940107 0 0 0 0 0 0 - - - 950508 0 0 0 0 0 0 - - - 951101 0 0 0 0 0 0 - - - 960904 0 0 0 0 0 0 - - - 27
() 960830 0 0 0 0 0 0 - - - 970716 0 0 0 0 0 0 - - - 980821 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 970716 0 0 0 0 0 0 - - - 970213 0 0 0 0 0 0 - - - 960315 0 0 0 0 0 0 - - - 960830 0 0 0 0 0 0 - - - 960904 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 940803 0 0 0 0 0 0 - - - 960830 0 0 0 0 0 0 - - - 970915 0 0 0 0 0 0 - - - 951101 0 0 0 0 0 0 - - - 960315 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 970213 0 0 0 0 0 0 - - - 970213 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 950111 0 0 0 0 0 0 - - - - - - 980225 0 0 0 0 0 0 - - - 970715 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 970715 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 28
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT () 980225 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 940322 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 970715 0 0 0 0 0 0 - - - 951101 0 0 0 0 0 0 980225 0 0 0 0 0 0 - - - - - - 980225 0 0 0 0 0 0 - - - 951101 0 0 0 0 0 0 - - - 951101 0 0 0 0 0 0 - - - 960830 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 980225 0 0 0 0 0 0 951101 0 0 0 0 0 0 970716 0 0 0 0 0 0 - - - - - - - - - - - - 940322 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 950111 0 0 0 0 0 0 - - - 951101 0 0 0 0 0 0 - - - 980729 0 0 0 0 0 0 - - - 960830 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 960830 0 0 0 0 0 0 - - - 29
() 940720 0 0 0 0 0 0 - - - 950111 0 0 0 0 0 0 - - - 950111 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 960315 0 0 0 0 0 0 - - - 980225 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 960315 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 980925 0 0 0 0 0 0 - - - 960402 0 0 0 0 0 0 970407 0 0 0 0 0 0 980817 0 0 0 0 0 0 960830 0 0 0 0 0 0 - - - - - - - - - - - - 980225 0 0 0 0 0 0 - - - 970407 0 0 0 0 0 0 - - - 980525 0 0 0 0 0 0 - - - 960315 0 0 0 0 0 0 950701 0 0 0 0 0 0 960830 0 0 0 0 0 0 970716 0 0 0 0 0 0 - - - - - - - - - - - - 950701 0 0 0 0 0 0 - - - 950111 0 0 0 0 0 0 - - - 930714 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 950111 0 0 0 0 0 0 - - - 950701 0 0 0 0 0 0 - - - 960629 0 0 0 0 0 0 - - - 30
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT () 950629 0 0 0 0 0 0 - - - 940817 0 0 0 0 0 0 - - - 940816 0 0 0 0 0 0 - - - 890217 0 0 0 0 0 0 - - - 950626 0 0 0 0 0 0 - - - 980903 0 0 0 0 0 0 - - - 980511 0 0 0 0 0 0 - - - 970216 0 0 0 0 0 0 - - - 1 2 31
1-2 (A) (2) (8) (B) (8) ( C ) (3) (8) ( D )(4) (8) ABC D (11) (8) (E)(5) (8) (F) (8) (G) (6) ( 8) (H) (7) (8) ABC DEF G ( 11) (8) (12) 13,253 13,253 432 432 0 0 3,264 3,264 0.43% 0.43% 13,095 13,095 11,223 11,223 673 0 673 0 0 0 1.05% 1.05% 515 32
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT (A+B+C+D) (A+B+C+D+E+F+G) (9) (10)I (9) (10)J 2,000,000 2,000,000()~5,000,000() 5,000,000()~10,000,000() 10,000,000()~15,000,000() 15,000,000()~30,000,000() 30,000,000()~50,000,000() 50,000,000()~100,000,000() 100,000,000 30 30 30 30 1() (3-1)(3-2) 2() 3 4() 5 6 7() 8() 9 10() 11 12a. b.ij c. 1. 2.981.05970.320.73 3.2,098 33
2-2 A 2 5 C B 3 5 5 D 4 5 ABCD 8 5 9 0 0 0 0 0 0 1,323 1,323 0.03% 0.03% (A+B+C+D) 2,000,000 2,000,000()~5,000,000() 5,000,000()~10,000,000() 10,000,000()~15,000,000() 15,000,000()~30,000,000() 30,000,000()~50,000,000() 50,000,000()~100,000,000() 100,000,000 (6) (7)E 7 7 1 2 3 4 5() 6 7() 8 9a. b.e c. 34
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 1. 2.980.03970.010.02% 3-2 (A) (2) (6) (B) (6) ( C) (3) (6) (D) (4) (5) ABCD (%) (9) (6) (5) (6) (10) 28,064 28,064 13,803 13,803 23,600 23,600 3,125 0 3,125 0 1.72% 1.72% 0 0 292 () (7) (8)E 2,000,000 2,000,000()~5,000,000() 5,000,000()~10,000,000() 10,000,000()~15,000,000() 15,000,000()~30,000,000() 30,000,000()~50,000,000() 50,000,000()~100,000,000() 100,000,000 9 9 35
1(1-1)(1-2) 2 3 4 5() 6() 7 8() 9 10a. b. E c. 1. 2.1.72970.561.16 3.770 36
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 37 981231 1 1 (2)
38 1 1 (2)
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 39 1 1 (2)
40 1 1 (2)
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 41 1 1 (2)
1 1 (2) 0 0 0 42,284 42,284 1.06% 1 2 1 2 3 4 5 6 3 42
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 43 98 98 100% 1. 2. 22 (www.hncb.com.tw) 1. 2. 1. 9812809840336200 2. 3. 1.9898 2.()- 3. (1) (2) (3) (4)100 (5) (6)55 (7)
44 9875 1. 2. 3. (1) (2) (IMA) (3) (SOP) AMA (4) (5) 1. (1) (2)98.9.14 (3) (4)98 53 2. 98101129910112 http://www.hncb.com.tw 1.9848 2.
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 9811981231 97822 9616() 9511966 30 961224 977 1 96 7309600284360 45
46 92 971117()097003115804511611 200 1. 2. (1) (2) (3) 97822 1. 2. 3. 4. 5. 9616() 951196630 1.961224 2.9771 3.9673 09600284360
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 47
950215 980701 980701 148,281,465 0.45% 20,587 0.00% 148,302,052 0.45% 167 0.01 - - 167 0.01 17,081,941 3.00% - - 17,081,941 3.00% 18,882,934 0.30% 1,169,271 0.02% 20,052,205 0.32% 16,074,512 4.59% - - 16,074,512 4.59% 21,735 0.01% - - 21,735 0.01% 426,615 0.61% - - 426,615 0.01% 7,670,160 30.00% - - 7,670,160 30.00% 11,120,138 0.14% 125,710 0.00% 11,245,848 0.14% 700,000 3.53% - - 700,000 3.53% 125,000 5.00% - - 125,000 5.00% 54,000,000 4.95% - - 54,000,000 4.95% 4,615,000 1.15% - - 4,615,000 1.15% 1,500,000 5.00% - - 1,500,000 5.00% 5,100,000 4.44% - - 5,100,000 4.44% 2,504,675 1.00% 2,422,020 0.97% 4,926,695 1.97% 4,994,000 100.00% - - 4,994,000 100.00% 200,000,000 11.35% - - 200,000,000 11.35% 5,000,000 2.94% - - 5,000,000 2.94% 792,027 2.30% - - 792,027 2.30% 69,740 1.16% - - 69,740 1.16% 48
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT () 4,750 1,230 1,230 98.1.1~98.12.31 985 1. 97729 () ( ) V 2. 97729 3. 49
ROUND. 50
981231 36.03 150 100,000 15,000,000 100,000 15,000,000 36.07 50 500,000 25,000,000 500,000 25,000,000 37.11 5,000 200,000 1,000,000,000 200,000 1,000,000,000 38.06 0.125 200,000 25,000 200,000 25,000 18,750,000 12.537.5 475,000,000 500,000,000 10,000,000 1/40,000 39.08 7.50 200,000 1,500,000 200,000 1,500,000 1,475,000 40.03 15 200,000 3,000,000 200,000 3,000,000 1,500,000 44.09. 5 600,000 3,000,000 600,000 3,000,000 53.07 100 600,000 60,000,000 600,000 60,000,000 57,000,000 58.03 100 1,200,000 120,000,000 1,200,000 120,000,000 60,000,000 62.03 100 4,200,000 420,000,000 4,200,000 420,000,000 65.02 100 8,400,000 840,000,000 8,400,000 840,000,000 150,000,000 150,000,000 307,000,000 113,000,000 70.09 10 84,000,000 840,000,000 84,000,000 840,000,000 70.09 10 168,000,000 1,680,000,000 168,000,000 1,680,000,000 72.02 10 252,000,000 2,520,000,000 252,000,000 2,520,000,000 123,458,000 716,542,000 67,245,000 772,755,000 70061870 0681 72011072 0048 75.02 10 302,400,000 3,024,000,000 302,400,000 3,024,000,000 504,000,000 74122774 15826 78.03 10 453,600,000 4,536,000,000 453,600,000 4,536,000,000 196,560,000 1,315,440,000 79.12 10 725,760,000 7,257,600,000 725,760,000 7,257,600,000 680,400,000 2,041,200,000 81.04 10 1,016,064,000 10,160,640,000 1,016,064,000 10,160,640,000 435,456,000 2,467,584,000 83.04 10 1,422,489,600 14,224,896,000 1,422,489,600 14,224,896,000 731,566,000 3,332,690,000 84.04 10 2,133,734,400 21,337,344,000 2,133,734,400 21,337,344,000 618,783,000 6,493,665,000 86.04 10 2,560,481,280 25,604,812,800 2,560,481,280 25,604,812,800 567,573,350 3,699,895,450 87.07 10 2,880,541,440 28,805,414,400 2,880,541,440 28,805,414,400 3,200,601,600 88.01 10 3,177,500,000 31,775,000,000 3,177,500,000 31,775,000,000 89.08 10 3,519,800,000 35,198,000,000 3,519,800,000 35,198,000,000 90.07 10 3,709,100,000 37,091,000,000 3,709,100,000 37,091,000,000 662,524,531 2,218,016,909 89,044,160 635,500,000 2,542,000,000 245,500,000 492,772,000 1,267,128,000 133,100,000 96.09 10 3,780,900,000 37,809,000,000 3,780,900,000 37,809,000,000 718,000,000 1 2 3 4 78021778 7851 79112679 37086 81030681 00421 83032283 15799 84032384 17992 86031486 23733 87051287 37772 87120487 100482 89071389 60787 90062190 139973 9668 0960028219 51
1 1 3,780,900,000 3,780,900,000 100% 100% 1999 1,0005,000 5,00110,000 10,00115,000 15,00120,000 20,00130,000 30,00150,000 50,001100,000 100,001200,000 200,001400,000 400,001600,000 600,001800,000 800,0011,000,000 1,00,001 1 3,780,900,000 100% 1 3,780,900,000 100% 3,780,900,000 100% (2) 97 98(1) 20.63 22.03 20.12 99430(3) 3,780,900,000 3,780,900,000 3,780,900,000-2.64 1.05-0.5134 0.2645 1.4012 198 2 3 52
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 53 1. 2. 0.261.40 140 99() 37,809,000 0.2645 0.14012-99 () () () () 1. 2. (1)475,980 (2) (3)1.05 97 1.155,299 2. 3.
() 92 11 91.03.01 () 0918010160 92 12 91.03.01 () 0918010160 92 13 91.03.01 () 0918010160 92 213 91.03.01 () 0918010160 92 24 91.03.01 () 0918010160 92 25 91.03.01 () 0918010160 92 26 91.03.01 () 0918010160 92224 92224 92224 92227 92227 92227 92227 1000 1000 1000 1000 1000 1000 1000 8 8.8 8 6 4 3 2 4.00 LIBOR 0 1.5 0.5 4.002 LIBOR 0 1.5 0.5 4.001 LIBOR 0 1.5 0.5 3.6 LIBOR 0 3.55 LIBOR 0 3.6 LIBOR 0 3.58 LIBOR 0 8, 100224 8, 100224 8, 100224 7, 99227 7, 99227 7, 99227 7, 99227 8 8.8 8 6 4 3 2 351.98 351.98 351.98 351.98 351.98 351.98 351.98 775.95 775.95 775.95 775.95 775.95 775.95 775.95 (%) 51.55% 51.55% 51.55% 51.55% 51.55% 51.55% 51.55% 92.3.31 twaa- 92.3.31 twaa- 92.3.31 twaa- 92.3.31 twaa- 92.3.31 twaa- 92.3.31 twaa- 92.3.31 twaa- 54
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 92 3 91.03.01 () 0918010160 92 4 91.03.01 () 0918010160 92 11 92.08.01 () 0920036576 92 13 92.08.01 () 0920036576 93 11 92.08.01 () 0920036576 93 12 92.08.01 () 0920036576 93 31 92.08.01 () 0920036576 94 1 93.12.24 () 0930036816 92227 92227 921127 921127 93315 93315 93514 94128 1000 1000 1000 1000 1000 1000 1000 1000 5 4.9 26 10 20 10 10 33 3.9 LIBOR 0 4.0 LIBOR 0 6.3 LIBOR 0 5.35 LIBOR 0 1.10 0 1.10% 2.00 4.00 2.00 5.00 0 LIBOR 1.10 0 1.10% 2.00 3.50 2.00 5.37 0 LIBOR 1.15 x ( CMS - CMS), 0% 2.47% 8, 100227 8, 100227 7, 991127 7, 991127 7, 100315 7, 100315 7, 100514 7, 101128 5 4.9 26 10 20 10 10 33 351.98 351.98 370.91 370.91 370.91 370.91 370.91 370.91 775.95 775.95 496.95 496.95 496.95 496.95 496.95 586.79 51.55% 51.55% 160.92% 160.92% 160.92% 160.92% 160.92% 165.26% 92.3.31 twaa- 92.3.31 twaa- 93.3.1 twaa+ 93.3.1 twaa- 93.4.1 twaa- 93.4.1 twaa- 93.5.31 twaa- 94.2.23 twa+ 55
94 2 93.12.24 () 0930036816 95 1 95.5.2 () 09500180970 95 2A 95.5.2 () 09500180970 95 2B 95.5.2 () 09500180970 95 3 95.5.2 () 09500180970 95 4 95.5.2 () 09500180970 95 5 95.5.2 () 09500180970 9422 95615 95915 95915 95926 95113 951127 1000 1000 1000 1000 1000 1000 1000 30 24 10 10.5 10.5 50 17 2.49% 2.45% 6165 90 CP/BA FIXINGS RATE 16bp 2.6% 2.6% 6165 90 CP/BA FIXINGS RATE 26.5bp 2.45% 7, 10122 56, 1001215 8, 103915 10, 105915 12, 107926 7, 102113 10, 1051127 () 30 24 10 10.5 10.5 50 17 370.91 370.91 370.91 370.91 370.91 370.91 370.91 586.79 717.35 717.35 717.35 717.35 717.35 717.35 (%) 165.26% 104.93% 104.93% 104.93% 104.93% 104.93% 104.93% 94.3.10 twa+ 95.6.20 twa+ 95.9.26 twa+ 95.9.26 twa+ 95.9.26 twa+ 95.11.10 twa+ 95.12.1 twa+ 56
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 95 6 95.5.2 () 09500180970 96 1 95.5.2 () 09500180970 96 2 96.7.19 () 09600289350 96 3 96.7.19 () 09600289350 96 4 96.7.19 () 09600289350 96 5 96.7.19 () 09600289350 96 6 96.7.19 () 09600289350 96 7 96.7.19 () 09600289350 951214 96213 96920 96920 96928 96928 96928 961220 1000 1000 1000 1000 1000 1000 1000 1000 20 20 45 12 10.5 5 10 25 6165 90 CP/BA FIXINGS RATE 26.5bp 7, 1021214 2.4% 10, 106213 0.90% 1.90% 6165 90 CP/BA 11 00 FIXINGS RATE 6165 90 CP/BA 11 00 FIXINGS RATE 0.35% 7, 103920 2.75% 3, 99928 3.35% 4.35% 3% 12, 108928 6165 90 CP/BA 11 00 FIXINGS RATE 0.38% 7, 1031220 () 20 20 45 12 10.5 5 10 25 370.91 370.91 370.91 370.91 370.91 370.91 370.91 370.91 717.35 717.35 765 765 765 765 765 765 7 7 104.93% 104.93% 108.78% 108.78% 108.78% 108.78% 108.78% 108.78% 95.12.20 twa+ 96.2.15 twa+ 96.10.3 twa 96.10.3 twa+ 96.10.9 twa 96.10.9 twa 96.10.9 twa+ 96.12.24 twa+ 57
97 1 96.7.19 () 09600289350 97 2 96.7.19 () 09600289350 97 3 96.7.19 () 09600289350 97 4 96.7.19 () 09600289350 97 5 96.7.19 () 09600289350 98 1 98.2.23 () 09800045140 98 2 98.2.23 () 09800045140 97116 97311 97418 9759 97516 98424 98716 1000 1000 1000 1000 1000 1000 1000 15 2.5 23 17 35 20 20 3.08% 3% 3.1% 6165 90 CP/BA 11 00 FIXINGS RATE 0.50% 3.2% 2.6% 2.45% 10, 107116 3, 100311 7, 104418 7, 10459 8, 105516 8, 106424 8, 106716 () / 15 2.5 23 17 35 20 20 370.91 370.91 370.91 370.91 370.91 378.09 378.09 765 765 765 765 765 779.96 779.96 (%) 88.33% 88.33% 88.33% 88.33% 88.33% 83.43% 83.43% 97.1.24 twa+ 97.3.21 twa 97.4.3 twa+ 97.4.24 twa+ 97.5.6 twa+ 98.4.6 twa+ 98.6.23 twa+ 58
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 59 98 3 98 4 98.2.23() 0980004514098.10.16 09800436220 98.2.23 () 09800045140 98129 981229 1000 1000 30 30 3.3% 4.3% 2.6% 10, 1081229 () 30 30 378.09 378.09 779.96 779.96 10 83.43% 83.43% 98.8.26 twa 98.12.25 twa+
60 60 p.9~p.10 91.3.1 0918010160 300 1.90.12.14198 2. :199.749.7150 1.91359,593 10,8833% 2.1.98% 92.8.1 0920036576 500 1.92.7.11203 2. :307166141 1.92384,035 24,4426.8% 2.1.84% 93.12.24 0930036816 300 1.93.12.32075 2. : 63 1.93429,929 45,89412% 2.0.77% 95.5.2 09500180970 200 1.95.2.272012 2. : 162 1.95483,772 28,0306.2% 2.904.2% 62 3.1.53%
ROUND. 61
: 1.() 2. 3.() 4. 5.() 6. 7. 8. 9. 10.() 11. 12. 13.() 14. 15. 16. 17. 18. 19.() 20. 21. 22.) 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 62
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 1. 9696.12.31 9797.12.31 9898.12.31 678,393 51.40 682,935 48.65 858,561 56.18 619,877 46.96 701,305 49.96 652,304 42.68 21,695 1.64 19,577 1.39 17,470 1.14 1,319,965 100.00 1,403,817 100.00 1,528,335 100.00 2 9696.12.31 9797.12.31 9898.12.31 428,619 40.97 442,696 39.72 382,858 34.84 240,314 22.97 280,337 25.16 299,990 27.30 377,224 36.06 391,349 35.12 416,084 37.86 1,046,157 100.00 1,114,382 100.00 1,098,932 100.00 : 3. 9696.12.31 9797.12.31 9898.12.31 10,676 4.49 11,057 4.36 8,409 4.26 10,608 4.46 12,153 4.80 10,129 5.14 216,373 91.05 230,113 90.84 178,626 90.60 237,657 100.00 253,323 100.00 197,164 100.00 98 97 12,372 30% 19,724 33% ( 7,352) ( 37%) 8,352 20% 13,733 23% ( 5,381) ( 39%) 6,194 15% 9,875 16% ( 3,681) ( 37%) 8,270 20% 12,814 21% ( 4,544) ( 35%) 1,786 4% 1,970 3% ( 184) ( 9%) 4,411 11% 2,516 4% 1,895 75% 41,385 100% 60,632 100% ( 19,247 ) ( 32%) 1/ 2 3 63
98 981215,2833597121,245188.87 15,1086597121,266259.15 8,5856197121,756 2625.72 6,5234971249016.9917470 971221710.76 56.1842.681.14 98121989()1328 93.98%6616.02%9,782 89.01%5464.97%6,12455.72% 3,65833.29%4,86444.26% 1,26011.46% 98971551.39%320.31% 12315.68%310.32%63 10.34%1422.27%1734.96% 4157.86%27327.66% 1. 9875,2582817,841 3119.168,466,946921,1849.81 2. 12 34 986,943 4997.7467,3771,113-1.63 982,228,40097120,8315.14 197,164,3049756,158,55422.17 64,491976,1478.708,409,39697 2,647,29023.9473,3869710,636 12.6610,129,008972,023,67116.65 64
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 2,090,52397104,0484.74178,625,900 9751,487,59322.37 98OBU644,04197 86,233982,997,693 97276,93110.18%988,31697 1,11311.80%1,092,95997204,83615.78% 12,937971,77012.04%1,216,773 97223,75415.53% 439,3799731,6066.71%30,687,11197 7,712, 89520.09% 98123,65897123,4851734.96 1. 1 981299,2539864 2 98121,4855,45398 1378,108 3 98116,890 2. 1 9812537110 1,434 2 9816,223 3. 1 984335534,844 2 98653 4. 1 9812()2785,117 2 9812 254,418 3 988,623 65
1. 9821.2120.16105% 2. //FX SWAP /IRSCCS98 143972167334%98 1.801.20150 9817.8917.46102%97 19.701.819% 98 1. 981832999733 2. 49 3. TimingFund Selection 4. 98935 CRM 5. KYC VIP AUME-TABS SFAKPI 66
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 98397,879690.08284 3,717455.90(2823,1581233,3782) 44.10(403,9616347,2661 151,0229126,7318 108,2382116,717)1064,4117 1416,4407(913,7968109,0044 393,6395)35,01461.05 1. 2. 3. 4. ATM24ATM 5. (Commodity Option) 6. (Commodity Swap) 7. (FRA) 1. 2. 3. 4. 5. 6. 7. 8. 9. 67
10. 11. 12. 13. 14. 15. 16. E 17. 18. 19. 20. 21. 22.XML24 23. 24. 25. 26. 27. 28.29. 0.5 29.0.5 30. 31. BPM 32. (TMU) 68
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 33. 34.10 35. 36.99 1 A. B. C. 2 A. B. C. D. 3 A. B.(a)(b)( )(c) C. D. 4 AUM/ // A. B. C. 69
2008 2009 2009 2009 36.68 47.17 2008-7.112009-9.06 2009-6.85 2009 982.213 0.3122009 2009-0.9812 1137 9.222009-1.87 2009 2009219 2009 1.25%1.625%3.5%20089 2.3752009 3,000 341 5 20097,000 MOU200932.0302008 32.86020092.53 200932.4-43.3-27.2-26.02009 2009 70
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 16.629.62009 20092009 5.632.416.69 4.9%91.0%20089 2009106.62 20098.74%8.68% 20093239.424.32009 617.329.737.3 35.52009782.3 17.3-29.7 22.216.1 20099308.411 877.4 7.9200910318 124.42009 3,224.4292.88.33% 20093 155.935.773 121.749.56 2009405.2234.236.72009 479.632.0409.2 33.5 2009884.934.22009 155.380.474.9 20092009553.320.86 488.129.5220091,438.2 29.620091,217.8 37.8 2009220.487.0133.4 200911 200.2179 1419.41119.417.9 20092,037.0 519.320.31,746.6657.827.4 290.4138.50.9 71
CPI3 22.162.46CPI 0.153 0.812009CPI0.011.23 2009WPI9.7720096CPI 1.97 H1N1200916CPI 0.43613.62(13.36) 2009200990.86 7.64H1N1 990.93200919CPI 0.74200919WPI11.43 200912CPI104.610.450.212009 CPI0.87CPI200912(WPI)105.38 0.195.552009WPI8.74WPI 200931B25.446.39 20091B2 3.316.58200961B17.03 2 8.1520091B28.196.99 200991B21.230.17 1B23.512 8.2820091B212.727.4110 1B25.662 7.2820091B216.54 7.21 72
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 2010 20103.0 2010222 20104.72 976398198 0.27232.7%980.83%3.3993 9.9935 679598,600 97 98 993 31 7,195 7,073 7,030 41.2 41.6 41.8 15.6 16.9 17.1 0 0 0 393 418 421 5,840 5,742 5,703 894 846 840 68 67 66 6,018 6,125 6,110 4,342 4,662 4,671 5,342 5,775 5,775 2,053 2,080 2,081 4,621 5,352 5,410 15,076 8,434 709 2,622 2,360 294 22 20 0 73
98 1,680 MOU 2009TMAT2009FALL 13 400 NBA Games 2009-Taiwan100 2009PGA10 15 CIS 1.209820 2.5 1. IBM(ZOS)(IMS)(DB2) 2.IBM (ZOS)(IMS)(DB2) (MIS) 3.IBM(ZOS)(IMS)(DB2) 4.IBM AS-400(OS400)(DB2) 5.IBM RS-6000(AIX)(DB2Informix) (WAS)EDI 6. 684 74
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 1. 1 z/os 2 2. 1 2210MB75GB 3. 4. 1 2 5.ISO27001 6.(IPS)IP Scan 7. 1 2 8. 9. 75
1. 2.Common Criteria EAL4+ 3. 4. 5. 9812809840336200 2 LEED 76
ROUND. 77
94 95 96 97 98 179,516,372 178,865,510 172,714,212 154,819,730 177,451,110 35,586,474 25,415,233 38,137,265 39,307,562 26,294,415 344,404 547,981 777,627 6,141,391 3,935,604 105,038,999 121,293,368 119,051,671 100,144,832 70,132,532 944,733,824 1,020,168,771 1,053,658,484 1,122,582,898 1,104,726,331 30,257,729 27,306,708 28,175,899 26,447,543 29,411,308 238,133,095 165,248,218 170,956,258 186,745,664 322,968,471 1,921,943 1,898,071 180,575 221,932 215,845 21,830,684 22,481,262 23,310,331 23,911,370 23,106,476 395,701 528,459 615,754 531,667 456,525 10,262,809 9,042,165 7,466,020 6,990,594 7,219,858 19,889,361 16,929,059 14,215,257 10,198,225 10,378,022 1,587,911,395 1,589,724,805 1,629,259,353 1,678,043,408 1,776,296,497 121,664,360 85,352,930 89,175,648 51,736,738 48,621,314 1,250,967,560 1,282,352,410 1,299,334,142 1,385,566,970 1,512,713,803 35,033,000 35,051,906 40,708,966 47,985,400 41,999,203 19,487,465 19,885,627 35,545,809 33,345,144 18,188,348 28,000,000 34,950,000 34,900,000 29,800,000 26,300,000 52,506,753 46,687,752 42,216,875 42,749,262 36,208,428 58,070,403 52,251,402 47,888,225 44,690,494-424,022 695,832 930,535 1,245,160 1,489,927 506,953 822,743 708,884 749,916 690,156 7,586,111 7,425,060 7,721,566 6,868,459 6,790,420 1,516,176,224 1,513,224,260 1,551,242,425 1,600,047,049 1,693,001,599 1,521,739,874 1,518,787,910 1,556,913,775 1,601,988,281-37,091,000 37,091,000 37,809,000 37,809,000 37,809,000 12,618,085 12,618,085 13,466,348 12,618,085 12,618,085 15,945,900 19,356,216 21,737,848 26,887,500 28,925,064 10,382,250 13,792,566 16,066,498 24,946,268 - - 1,348,533 ( 1,095,261) ( 6,131,638) ( 2,618,901) 6,158,742 6,158,742 6,158,742 6,910,441 6,687,437 ( 78,556) ( 72,031) ( 59,749) ( 97,029) ( 125,787) 71,735,171 76,500,545 78,016,928 77,996,359 83,294,898 66,171,521 70,936,895 72,345,578 76,055,127-1(9899) 29495-9697-9895 97 3943436 78
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 94 95 96 97 98 20,850,592 22,811,202 25,380,719 25,549,416 15,897,798 12,833,739 10,767,095 10,798,451 6,263,284 12,539,376 7,828,764 9,296,701 9,250,921 5,080,408 10,644,117 13,949,258 14,201,386 14,820,693 14,550,760 14,164,407 11,906,309 10,080,210 12,107,556 12,181,532 3,628,650 9,402,773 7,800,877 8,663,282 9,983,766 3,978,796 () - 1,173,089 - - - 9,402,773 8,973,966 8,663,282 9,983,766 3,978,796 2.49 2.37 2.29 2.64 1.05 19495-9697-9895 97 2943436 79
94 95 96 97 98 76.34% 80.42% 81.94 81.88 73.93 2.12% 1.99% 1.52 1.67 1.58 1.09% 1.46% 1.59 1.52 0.70 3.22% 3.34% 3.50 3.48 1.99 () 0.02 0.02 0.02 0.02 0.02 () 4,353 4,651 5,129 4,422 4,021 () 1,215 1,243 1,228 1,388 563 () 20.11% 17.76% 18.38% 18.44% 5.19% () 0.61% 0.56% 0.54% 0.60% 0.23% () 13.75% 12.11% 11.21% 12.80% 4.93% () 27.91% 26.73% 23.95% 31.38% 13.99% () 2.49 2.37 2.29 2.64 1.05 95.46% 95.17% 95.20% 95.35% 95.30% 30.43% 29.39% 29.88% 30.66% 27.74% 5.27% 0.11% 2.49% 2.99% 5.86% ( 8.42%) ( 5.48%) 20.11% 0.61% ( 70.21%) 17.10% 18.13% 21.08% 17.00% 6.51% 685.22% 624.83% 591.87% 516.78% 505.76% ( 38.20%) ( 100.67%) ( 100.98%) ( 49.91%) ( 6.91%) 26.64% 18.64% 16.78% 18.95% 27.61% () 27,973,500 24,875,515 25,763,938 23,300,551 22,896,781 2.77% 2.29% 2.31% 1.99% 1.97% 5.10% 4.98% 4.95% 4.85% 5.02% 3.81% 4.04% 3.93% 3.89% 3.90% 6.39% 6.34% 6.12% 6.05% 6.21% 5.76% 5.98% 5.91% 6.14% 6.01% 80
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT (40) 1.98 2.9897 3.9897 4.9897 5.9897 1. (1) / (2) / (3) / (4) / (5) / (6) / (7) / 2. (1) / (2) / (3) / (4) / (5)(-)/ 3. (1)(1) / (2) / 4. (1)() / (2)() / 5. (1) / () (2) / () (3) / 6. / 7. (1) / (2) (2) / (3) / (4) / 1 2 81
36,036,948 41,533,071 43,477,275 43,340,631 45,934,490 99,058,452 106,776,764 111,060,809 109,215,095 120,621,601 % 94 95 96 97 981 2 98 12 31 5 10,255,051 10,844,535 11,371,214 11,749,240 5,744,270 5,744,270 37,091,000 37,091,000 37,809,000 37,809,000 37,809,000 37,809,000 3,000,000 3,000,000 12,618,085 12,618,086 12,618,085 12,618,085 12,618,085 12,618,085 5,690,849 8,511,681 11,203,870 14,054,026 17,049,156 17,049,156 1,084,234 6,131,638 6,131,638-78,556-319,785-1,786,833-7,734,271-4,002,066-4,002,066 4,117,925 3,501,824 4,681,802 4,010,545 4,033,668 4,033,668 61,458,504 65,243,693 66,533,534 65,569,769 31,980,000 34,300,000 32,645,000 32,784,885 37,018,333 37,018,333 5,000,000 5,000,000 5,000,000 5,000,000 6,158,741 6,158,741 6,158,742 6,910,441 6,687,437 6,687,437 45% 150,336 718,329 289,282 677,522 565,820 565,820 74,316,415 1,865,795 3,857,824 4,066,049 1,978,328 696,568 696,568 4,117,924 3,501,823 4,681,798 4,010,545 4,033,668 4,033,668 1,563,000 1,050,000 304,695 370,696 370,696 1,563,000-1,050,000 304,695 370,696 370,696 55,366,875 2,049,372/ 55,050,938 50,933,763 50,933,763 776,896,119 833,632,526 950,457,729 1,007,263,747 944,525,259 944,525,259 816,398,082 870,796,514 1,026,664,629 1,069,706,893 1,003,995,583 1,003,995,583 82
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 1 2 94 95 96 97 98 98 12 31 5 12.13% 12.26% 10.82% 10.21% 12.01% 12.01% () 12.10% 12.24% 10.82% 10.22% 12.03% 12.03% 7.53% 7.49% 6.48% 6.13% 7.40% 7.40% 4.41% 4.77% 4.24% 4.05% 4.57% 4.57% 0.19% 0.00% 0.10% 0.03% 0.04% 0.04% 2.34% 2.33% 2.35% 2.25% 2.13% 2.13% (20%) 1 2 3 4 1. 2.12.5 3. 4. 5. 6. 7. 5 6Basel I: 1.Basel I 2.Basel I 83
() 84
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 0920123784 0920123784 85
86
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 87
155,299 88
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 89
$ 3,978,796 $ 9,983,766 1,115,340 1,182,500 ( 44,921) ( 49,428) 51,008 8,071 10,644,117 5,080,408 27,150 11,938 ( 2,410,400) 909,775 ( 1,223,364) 291 ( 137,019) - ( 2,112,062) ( 7,339) 25,657 1,933,028 ( 488,139) ( 217,245) ( 4,191,020) 1,676,389 8,685,809 4,665,898 ( 6,539,408) 521,691 751,541 530,464 244,767 314,625 ( 59,760) 41,032 8,318,092 26,585,864 8,531,334 ( 73,705,051) ( 31,265,227) 27,537,739 33,525,037 11,937,434 ( 136,222,807) ( 15,789,406) 2,205,787 ( 5,363,764) 1,384,092 17 152,946-2,870,678 71,830 ( 94,450) ( 108,000) ( 552,360) ( 643,270) ( 7,050) - ( 275,386) 233,777 ( 567,359) 2,561,063 ( 120,314,765) ( 53,267,631) ( 3,115,424) ( 37,438,910) 127,146,833 86,232,828 ( 15,156,796) ( 2,200,665) ( 14,527) ( 1,016,358) ( 1,942,658) ( 5,226,391) ( 445,290) ( 3,500,000) ( 5,100,000) ( 103,417,428) ( 34,805,214) ( 54,602) ( 36,380) ( 8,633,847) ( 8,087,067) 27,480,987 19,393,920 $ 18,847,140 $ 27,480,987 $ 15,137,497 $ 25,895,808 $ 2,726,615 $ 1,224,834 $ 24,507 $ 38,226 $ - $ 39,852 90
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 10 7,0737,195 91
92
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 93
94
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 95
155,299116,4740.03 96
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 11,898,31522,254,063 10,388,08621,638,928 10,399,00015,283,300 97
700,535823,090 98
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT Lehman Brothers Holdings Inc.Washington Mutual BankFederal Deposit Insurance Corporation 1,933,028763,634 655,141 4,337,800 12,229,000500,0000 0 6,000 44,92149,428 51,0088,071 99
100
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 101
15,182,7944,795,252 896,858145,159 751,699 3,068 01,271 211,963 102
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 22,22818,828 25,657 103
104
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 105
89,03085,503 642,960697,369 1,489,927 106
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 107
100,086 31,628 108
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 1. 2. 475,980155,299 155,299 155,299 0950000507 109
110
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 111
112
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 2,1512,498 23,64623,213 2,3684,150 5,6485,210 800 2,958 6,7394,814 113
114
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 115
259,747224,000 151,526 145,1130.83% 142,601 4,489 116
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 1.90%5.00% 0.654%3.30% Black-Scholes model Bloomberg 117
2,373,673(918,055) 382,025,57234,600,000 31,626,89030,470,000 274,836,62629,600,000 43,416,35337,970,000 27,852,62411,299,191 50,911,25025,040,897 Market Risk Factors 118
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT Value at RiskMarket Risk Factor Sensitivities Foreign Exchange Rate Factor Sensitivities, FX Delta 1% Interest Rate Factor Sensitivities, DV01PVBP 0.01%1 1 57% 1,196,390,3461,246,253,384 5,327,8959,199,820 119
120
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 10%10% 121
122
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 123
124
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 1()0944000378 2 3 4 5()09440010950 6 7()094000494 125
1()09510001270 2()09700318940 1 A 2 3 126
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 127
128
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 1,388,355 1,606,682 129
130
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 131
SECDanny Pang Private Equity Management Group, Inc.Private Equity Management Group LLCPEM GVEC Resource II Inc.PEM PEMSEC PEMReceiverGVEC Resource II Inc.205,800 6,136,450 SECPEMReceiver 1,143,908 13,197 1,453,798 2,568,509 132
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 133
134
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 229,03287,04933 135
136
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 137
155,299460 138
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 139
140
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 141
98 97 177,451,110 154,819,730 22,631,380 14.62 26,294,415 39,307,562 ( 13,013,147 ) ( 33.11 ) 3,935,604 6,141,391 ( 2,205,787 ) ( 35.92 ) 70,132,532 100,144,832 ( 30,012,300 ) ( 29.97 ) 1,104,726,331 1,122,582,898 ( 17,856,567 ) ( 1.59 ) 29,411,308 26,447,543 2,963,765 11.21 322,968,471 186,745,664 136,222,807 72.95 215,845 221,932 ( 6,087 ) ( 2.74 ) 23,106,476 23,911,370 ( 804,894 ) ( 3.37 ) 456,525 531,667 ( 75,142 ) ( 14.13 ) 7,219,858 6,990,594 229,264 3.28 10,378,022 10,198,225 179,797 1.76 1,776,296,497 1,678,043,408 98,253,089 5.86 48,621,314 51,736,738 ( 3,115,424 ) ( 6.02 ) 1,512,713,803 1,385,566,970 127,146,833 9.18 41,999,203 47,985,400 ( 5,986,197 ) ( 12.48 ) 18,188,348 33,345,144 ( 15,156,796 ) ( 45.45 ) 26,300,000 29,800,000 ( 3,500,000 ) ( 11.74 ) 36,208,428 42,749,262 ( 6,540,834 ) ( 15.30 ) 690,156 749,916 ( 59,760 ) ( 7.97 ) 8,280,347 8,113,619 166,728 2.05 1,693,001,599 1,600,047,049 92,954,550 5.81 37,809,000 37,809,000 0 0.00 12,618,085 12,618,085 0 0.00 28,925,064 26,887,500 2,037,564 7.58 ( 2,618,901 ) ( 6,131,638 ) 3,512,737 ( 57.29 ) 6,687,437 6,910,441 ( 223,004 ) ( 3.23 ) ( 125,787 ) ( 97,029 ) ( 28,758 ) 29.64 83,294,898 77,996,359 5,298,539 6.79 1. 2. 3. 4. 142
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 98 97 15,897,798 25,549,416 ( 9,651,618 ) ( 37.78 ) 12,539,376 6,263,284 6,276,092 100.20 10,644,117 5,080,408 5,563,709 109.51 14,164,407 14,550,760 ( 386,353 ) ( 2.66 ) 3,628,650 12,181,532 ( 8,552,882 ) ( 70.21 ) ( 350,146 ) 2,197,766 ( 2,547,912 ) ( 115.93 ) 3,978,796 9,983,766 ( 6,004,970 ) ( 60.15 ) - - - - 3,978,796 9,983,766 1. 2.98 3.9897 4.9897 1. 98 97 6.51 17.00 ( 61.71 ) 505.76 516.78 ( 2.13 ) ( 6.91 ) ( 49.91 ) ( 86.16 ) 1.98 2.98 2. 1 2 3 () 1+2+3 18,847,140 13,976,350 ( 13,752,580 ) 19,070,910 - - 1. 97 98 99 100 101 97.12 102,758 102,758 - - - - 99.12 600,000 - - 600,000 - - 100.12 3,400,000 8,022 1,049,120 1,380,288 962,570-2. (1) (2) 143
144 9898 1. 98 1. 2. 1. 2. 3. 3. 4. 1. 2. 3. 5.
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 981231 466,512,797 25,064 83,126,732 2,110,197 133,794,954 3,620,592 560,816,509 43,446,864 208,047,145 12,927,923 232,414,894 8,451,885 6,392,922 1,851,318 39,102,232 3,128,179 1,730,208,185 75,562,021 2. 98 1. 2. 3. 4. 5. 1. 2. () 981231 145
9812 31 246,859 3,950 2,000,000 246,859 3,950 2,000,000 1. 2. 3.96.1.4 09610000025 1 981231 1 ABCP 1200100303 14001011 419,057-48,387 370,670 1: : 1(MBS):(RMBS)(CMBS)(CMO) 2ABS:(CLO)(CBO) / 3(ABCP) 4(CDO) 5:(REAT) 6(SIV) 7 2: 146
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 2A.3 2 3 4 5 1 2 3 4(attachment point)(cdo)a ABBBBBB12%A12% 5() B. : C. () : 3: 1 2 99.10.13 twa-2 2,000,000 1:; 2:; 3: 147
3. 98 1. 1. 2. 1. 2. 3. 2. 3. 1. AMA- 2. 4. 5. 97SA 9812 31 96 31,682,754 97 32,387,304 4,074,701 98 22,971,034 87,041,092 148
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 4. 98 1. 2. 3. 1. 2. 1. 2. 1. 2. 3. 4. 1. 2. 4. 5. 981231 392,916 27,299 98,760 0 518,975 149
5. on business as usual basisstress testing 981231 130 3190 91180 1811 1 1,546,113,370 389,841,336 243,966,238 161,115,233 103,242,136 647,948,427 2,075,211,412 237,886,785 220,939,310 239,515,835 454,860,353 922,009,129-529,098,042 151,954,551 23,026,928-78,400,602-351,618,217-274,060,702 981231 130 3190 91180 1811 1 8,063,700 3,670,100 2,272,100 1,368,400 216,300 536,800 8,133,000 3,407,700 1,525,000 879,300 594,600 1,726,400-69,300 262,400 747,100 489,100-378,300-1,189,600-69,300 262,400 1,009,500 1,498,600 1,120,300-69,300 1 2 1. 2. 150
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 98 1. 9830.76%69.24% 3,139 2. 98 27.65%21.35%34.04%16.97% 3. 9815 43 4. 151
1. 152
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 2. 90.12.19 138 62,723,012 77.06.17 45444 341257379 8,111,743 52.04.26 45605 2,001,386 81.09.29 45431 403,750 93.01.28 21433 1,000,000 93.02.05 21433 10,000 94.05.10 1184 1,000,000 90.01.31 2962 49,940 3. ) 811,174,346 100.00% 90.12.19 138 62,723,012 200,138,625 100.00% 90.12.19 138 62,723,012 40,374,986 100.00% 90.12.19 138 62,723,012 100,000,000 100.00% 90.12.19 138 62,723,012 1,000,000 100.00% 90.12.19 138 62,723,012 100,000,000 100.00% 90.12.19 138 62,723,012 153
154 4. 811,174,346 100.00% 200,138,625 100.00% 40,374,986 100.00% 100,000,000 100.00% 1,000,000 100.00%
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 100,000,000 100.00% 4,994,000 100.00% 5. 8,111,743 23,431,901 11,947,216 11,484,685 3,300,274 1,064,124 1,002,219 1.24 2,001,386 10,960,661 8,870,353 2,090,308 9,873,789 391,793 104,012 0.52 403,750 1,597,487 1,050,119 547,368 297,540 107,923 ( 255,031) ( 6.36) 1,000,000 1,016,187 3,551 1,012,636 104,538 76,553 12,534 0.13 10,000 23,715 8,471 15,244 25,247 4,858 3,717 3.72 1,000,000 2,926,803 1,889,411 1,037,392 159,984 55,708 30,522 0.31 49,940 145,313 19,620 125,693 422,074 56,362 42,313 8.47 1: 2: 155
1. () 3,780,900,000 100.00% 0 16 2.: 1 () 2 38 68 97.10.01 100.09.30 5,648 1 2 3.: 290,337 : 156
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 98980101981231 157
158
10006 38 02-23713111 051 10006 38 02-23713111 055 10006 38 02-23713111 056 10006 38 02-23713111 057 10006 38 02-23713111 058 10442 183F 02-66181539 059 10044 33 02-23718333 060 10006 38 02-23713111 061 10044 33 02-23718333 062 10006 38 02-23713111 065 10076 15 02-23328111 066 10076 15 02-23328111 069 10044 33 02-23718333 070 10006 38 02-23713111 071 10442 183F 02-66181539 074 10044 33 02-23718333 075 10006 38 02-23713111 076 10491 2037F 02-87723112 078 10491 2036F 02-25318660 079 10441 5322 02-25431515 085 10044 33 02-23718333 088 10006 38 02-23713111 089 10006 38 02-23713111 090 10442 185F 02-66181539 092 10449 11627F 02-25677758 093 10449 11628F 02-25677758 094 40041 1744F 04-22291336 095 80344 17810F 07-5213618 096 10449 11629F 02-25677758 097 10449 11621F 02-25677758 098 40041 1744F 04-22291336 099 80344 17810F 07-5213618 1 100 10006 38 02-23713111 2 101 10489 160 02-25076131 3 102 10006 38 02-23713111 4 103 10045 93 02-23818780 5 104 10344 96 02-25556280 6 105 10355 228 02-25563110 7 106 10442 18 02-25611121 8 107 10449 112 02-25619588 9 108 10449 146 02-25512111 10 109 10846 173 02-23149978 11 110 11066 293 02-27695957 12 111 10685 25 02-27722090 13 112 10488 217 02-27155111 14 113 10059 48 02-23934211 159
15 114 10372 276 02-25917767 16 115 10554 654 02-27652132 17 116 10566 145 02-25780377 18 117 10093 11 02-23217111 19 118 10089 216 02-23622141 20 119 10064 183 02-23943141 21 120 10686 212 02-27733577 22 121 10664 93 02-27002405 23 122 10879 127 02-23071122 24 123 11168 246 02-28819500 25 124 10553 50 02-25794141 26 125 10695 458 02-27039851 27 126 10574 54 02-27155011 28 127 10544 337 02-27171781 29 128 10480 180 02-25045341 30 129 11082 800 02-27593111 31 130 10683 2 02-27557467 32 131 10686 137 02-27774552 33 132 10462 56 02-85020818 34 133 10682 107 02-27010900 35 134 11490 456 02-26315550 36 136 10459 143 02-25231113 37 137 11503 3210 02-26558788 38 143 11494 130 02-27968288 39 145 10491 205 02-87722778 40 147 10654 247 02-27727211 41 148 10065 59 02-23822078 42 149 10683 62F 02-27015123 43 152 11271 78 02-28223822 44 153 10573 145 02-27641407 45 154 10617 1 02-23631478 46 156 11052 458 02-27581392 47 157 10843 149 02-23812922 48 158 11510 52 02-27885966 49 178 11268 13 02-28934166 50 179 11493 392 02-27977189 51 189 11148 109 02-28380777 52 190 11457 157 02-27961266 53 195 11641 52 02-22360288 54 151 22069 37 02-29646911 55 159 22041 80 02-22512581 56 160 22063 73 02-29511101 57 161 24147 51 02-29824101 58 162 24146 1 02-29880011 59 163 24243 100 02-29944761 60 164 23444 147 02-29214111 160
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 61 165 23558 257 02-22495555 62 166 23143 108 02-29136661 63 167 25158 28 02-26219680 64 168 22166 101 02-26416411 65 169 23455 220 02-89423288 66 170 24153 237 02-28575211 67 171 24141 37 02-29888001 68 172 23574 320 02-29261771 69 173 24257 88716 02-29071181 70 174 24158 8688 02-29991166 71 175 22065 3032 02-29631777 72 176 24250 69 02-85218788 73 180 23544 562 02-22220603 74 182 23449 158 02-89280491 75 183 23569 342 02-29421722 76 184 24765 213 02-28470606 77 185 24753 230 02-22886888 78 186 23671 15 02-22672345 79 187 23141 129 02-22180111 80 191 23844 189 02-26870656 81 192 22146 276 02-26472611 82 193 24356 99 02-22968388 83 194 23741 65 02-26747711 84 196 23941 101 02-26777711 85 197 24246 211 02-66371688 86 198 23657 149 02-22635656 87 200 20051 305 02-24222192 88 201 20041 46 02-24282121 89 211 20645 81 02-24567101 90 220 26550 85 03-9543611 91 221 26044 140 03-9354911 92 240 33042 79 03-3321121 93 244 33041 94 03-3011234 94 241 32045 35 03-4936999 95 242 32641 95 03-4755131 96 243 32042 175 03-4253151 97 245 33859 99 03-3521212 98 246 32443 265 03-4689688 99 247 33446 307 03-3679911 100 248 33342 1227 03-3505822 101 249 32552 8 03-4090666 102 250 33542 87 03-3878833 103 251 32083 260 03-4626969 104 252 33380 381112 03-3183456 105 260 32850 780 03-4081731 106 262 33756 108 03-3867272 161
107 300 30041 131 03-5217111 108 302 30074 495 03-6687888 109 351 30061 118 03-5212191 110 301 31041 9 03-5969372 111 310 30442 15516 03-5592130 112 323 30251 159 03-5542277 113 320 35051 10 037-472651 114 321 35159 922 037-663577 115 322 36049 686 037-353711 116 420 40041 174 04-22261111 117 422 40144 53 04-22294471 118 423 40446 338 04-22025131 119 424 40758 9 04-23266555 120 426 40667 81 04-22924456 121 427 40347 270 04-23755981 122 431 40767 16 04-23591778 123 400 42043 95 04-25273180 124 401 42352 282 04-25871180 125 402 43655 241 04-26237171 126 403 42041 225 04-25275123 127 425 41265 37 04-24835151 128 429 43748 6 04-26805111 129 430 41167 58 04-22771919 130 451 43353 112 04-26629951 131 500 54263 317 049-2323881 132 501 54062 236 049-2222701 133 520 50061 152 04-7242151 134 521 50861 300 04-7556101 135 522 51041 753 04-8358161 136 523 50551 279 04-7745988 137 524 51442 250 04-8821811 138 540 64046 45 05-5339711 139 541 63242 50 05-6334901 140 542 64851 239 05-5882868 141 543 65152 252 05-7730280 142 600 60041 320 05-2232050 143 601 60047 469 05-2236321 144 602 61341 2 05-3701133 145 640 70048 154 06-2222111 146 642 70165 90 06-2747027 147 643 70054 156 06-2211622 148 644 70443 294 06-2221171 149 645 70143 203 06-2360789 150 646 70965 467-1 06-3567272 151 681 70254 172 06-2911835 152 620 73061 109 06-6322295 162
HUA NAN COMMERCIAL BANK 2009 ANNUAL REPORT 153 621 72149 36 06-5727241 154 622 71049 800 06-2015531 155 647 71742 511 06-2490651 156 648 74447 232-1 06-5893535 157 700 80344 178 07-5611241 158 701 80284 120 07-7130701 159 702 80049 117 07-2864191 160 703 80143 189 07-2859161 161 704 80245 489 07-3353141 162 705 80652 33 07-3358231 163 706 80766 150 07-3113531 164 707 80655 153 07-3368101 165 708 80055 78 07-2385901 166 709 80765 57 07-3806150 167 710 81367 6 07-3464601 168 711 81167 336 07-3513299 169 712 81369 160 07-3438911 170 751 80642 132 07-7112366 171 753 80253 14819 07-7161601 172 760 81249 180 07-8013993 173 765 81274 44 07-7913916 174 719 82041 331 07-6211091 175 720 83058 145 07-7472121 176 721 82141 902 07-6072233 177 722 81451 41 07-3711101 178 752 83085 642 07-8414495 179 800 90078 36 08-7323831 180 801 91248 187 08-7799911 181 802 92046 71 08-7883001 182 813 93142 155 08-8662811 183 820 97048 78 038-323181 184 830 95046 347 089-310121 163
5th FL., 32 Lombard Street, London EC3V 9BQ, U.K. 44-207-2207979 44-207-6261515 41 830 120 113 139 40 46 71 122 231 72 10th FL.,Royal Tower, 235 Nguyen Van Cu St., District 1,Ho Chi Minh City, Vietnam 84-8-38371888 84-8-38371999 50023306 518008 Room 3306 Shun Hing Square Di Wang Commercial Center 5002 Shennan East Road Shenzhen China 518008 86-755-25832208 86-755-25832398 1. 2. 3. 4.2,139 Suite 303, DMC Tower, 535 Kim Ma Street, Ba Dinh Ha Noi, Vietnam 84-4-22203168 84-4-22203169 164
HUA NAN BANK 2009 ANNUAL REPORT 330 Madison Ave., 38th Floor, New York NY 10017 U.S.A 1-212-286-1999 1-212-286-1212 26 240 707 Wilshire Blvd., Suite 3100, Los Angeles CA 90017 U.S.A 1-213-3626666 1-213-3626617 88 18565601-03 Suite 5601-03, 56th Floor.,Center Plaza, 18 Harbour Road, Wanchai, Hong Kong 852-28240288 852-28242573 801403 80 Robinson Road, #14-03, Singarpore 068898 65-63242566 65-63242155 165
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