HSBC Holdings plc Interim Report 2014 (with employee share plans) - Announcement made to the HK stock exchange - Chinese

Transcription

1 緊密聯繫客戶助握無限商機 滙豐控股有限公司 2014 年中期業績報告

2 IASB IAS IASB IFRS IFRS IFRS IASB IFRS IFRS IFRSIASB IFRS IASB IFRS IFRS IFRS IASB IFRS IFRS KPMG Audit Plc RoRWA

3 1 5, , ,200 1, ,

4 2 12% 123 4% % % ,671 2,645 2, ,047 1,267 1,361 1,416 96

5 , , , , , , ,

6 %10.9% 10.1% % 4% % 20 4

7 5 8 1 Heidi Miller

8 % % 10.9%

9 % 10.9% % 7.1% %

10

11

12 1.4 74% 10

13 % 85% 90% PRA FCA 11

14 GMB

15

16

17 2012 Michael Cherkasky

18

19

20 RAS >10% 11.3% % 15% 10.7% % 2.6% 2.1% % 58.6% % 74.0% % 5.3% % >10% % % % 55%

21 IFRS

22 % % ,819 (235) 17,584 17,405 (2) (1) ,404 (44) 8,360 8,177 (3) (2) , ,504 3,275 (49) (50) (19) 4 (15) (215) (1,178) (78) (1,256) 1, (1,197) (74) (1,271) 1, , , (49) (49) ,226 (17) 6,209 6,137 (1) (1) ,053 (30) 1, (41) (39) ,523 (242) 40,281 38,226 (6) (5).. (6,151) (19) (6,170) (7,059) (15) (14) ,372 (261) 34,111 31,167 (9) (9) (3,116) 106 (3,010) (1,841) ,256 (155) 31,101 29,326 (6) (6) (18,399) 125 (18,274) (18,266) ,857 (30) 12,827 11,060 (14) (14) , ,236 1, ,071 (8) 14,063 12,340 (12) (12) , ,310 3,045 (7) (8) , ,149 4, ,723 (46) 5,677 5,033 (12) (11) (32) 808 (873) ,071 (8) 14,063 12,340 (12) (12) , ,995 2,258 (18) (25) ,262 (98) 9,164 7,894 (15) (14) (3) (33) (101) (20) ,071 (8) 14,063 12,340 (12) (12) 20

23 % % , ,786 17,405 (2) (2) , ,069 8, ,328 (87) 2,241 3, (1,227) (13) (1,240) (215) , ,301 1,875 (41) (43) , ,061 1,660 (16) (19) , ,726 6, , , (67) (67) , ,946 38, (7,541) (23) (7,564) (7,059) , ,382 31, (2,733) (3) (2,736) (1,841) , ,646 29, (20,157) (146) (20,303) (18,266) ,383 (40) 7,343 11, ,111 1,111 1, ,494 (40) 8,454 12, , ,402 3,045 (10) (10) , ,310 4, ,718 (45) 3,673 5, (2,999) (17) (3,016) (873) ,494 (40) 8,454 12, (943) 61 (882) 2, ,591 (10) 6,581 7, (3) (24) ,506 (64) 1, (75) (74) ,494 (40) 8,454 12, K 21

24 ,089 Bao Viet Holdings Household Insurance Group Holding Company (99) HSBC Seguros, S.A. de C.V., Grupo Financiero HSBC HSBC (Hellas) Mutual Funds Management SA (7) Hana HSBC Life Insurance Company Limited HSBC Assurances IARD (4) (36) HSBC Markets (USA) Inc. Rutland Plastic Technologies HSBC Insurance (Singapore) Pte Ltd (8) FIP Colorado (5) Viking Sea Tech HSBC Latin America Holdings UK Limited ,107 HSBC Latin America Holdings UK LimitedHSBC Bank (Peru) S.A (18) HSBC Latin America Holdings UK LimitedHSBC Bank (Paraguay) S.A (21) (38) HSBC Latin America Holdings UK LimitedHSBC Bank (Colombia) S.A Vietnam Technological & Commercial Joint Stock Bank (32)

25 Kwww.hsbc.com % % ,405 17,819 (2) 17,405 17,720 (2) (235) (27) (223) (27) (150) ,378 17,361 17,378 17,636 (1) (43) 538 1,686 (68) (28) (1,107) 14 (1,132) (189) (1) ,167 34,372 (9) 31,167 30, (265) , (23) (1,406) (23) (1,332) ,359 32,720 (4) 31,359 30, (1,841) (3,116) 41 (1,841) (2,733) (3) (1,839) (2,966) 38 (1,839) (2,719) (18,266) (18,399) 1 (18,266) (20,157) (146) (18,240) (17,959) (2) (18,240) (20,157) % 54.9% 58.2% 66.5% ,280 1, ,280 1, (14) ,280 1, ,280 1, ,340 14,071 (12) 12,340 8, (12) (27) , (1,061) 5 (1,067) ,560 13,017 (4) 12,560 8,

26 % % ,039 3,382 (10) 3,039 3,104 (2) ,758 4, ,758 3, ,024 5,662 (11) 5,024 3, (625) (244) (156) (625) (1,699) ,560 13,017 (4) 12,560 8, ,417 3,011 (20) 2, ,931 8,035 (1) 7,931 6, ,560 13,017 (4) 12,560 8,

27 ,405 17,819 17, ,177 8,404 8, ,275 6,362 2, ,660 (1,197) 1, , ,137 6,226 5, , ,226 40,523 37, (7,059) (6,151) (7,541) ,167 34,372 30, (1,841) (3,116) (2,733) ,326 31,256 27, (18,266) (18,399) (20,157) ,060 12,857 7, ,280 1,214 1, ,340 14,071 8, (2,022) (2,725) (2,040) ,318 11,346 6, ,746 10,284 5, , % % % DVA

28 2.93 (Consumer Credit Act) HFC Bank UK % 37% %

29 8, % 5% % % (155) 451 (346) (322) (199) HFC Bank UK (138) (8) (15) (1) (122) (271) (367) (279) (431) 851 (258) (430) (45) ,208 27

30 ,435 25,740 25, (8,030) (7,921) (7,732) ,405 17,819 17, ,801,862 1,657,555 1,680, % 3.13% 3.00% (1.03%) (1.15%) (1.05%) % 1.99% 1.95% % 2.17% 2.09% ,

31 ,734 1,701 1, ,283 1,347 1, ,210 1,304 1, ,493 1,494 1, ,031 10,148 9, (1,854) (1,744) (1,795) ,177 8,404 8,

32 ,666 5,766 1, (682) , (4) (200) (337) , ,275 6,362 2, (155) 451 (346) (682) (199) (322) (477) 305 (128) %

33 , , (231) (506) (731) (1,419) (215) (19) (1,227) (1,400) 1, ,660 (1,197) 1, ,823 35,318 38, ,968 84,254 89, ,906 10,017 10, ,927 23,365 25, ,740 71,456 75,

34 , (2) , (23) (46) (129) , ,358 6,451 5, (221) (225) (233) ,137 6,226 5, DPF 32

35 (481) (248) (32) 1,089 (38) , , (286) (249) (256) (3) (127) (41) , HFC Bank UK1.38 PVIF

36 ,212 6,239 7, (153) (88) (168) ,059 6,151 7, ,581 3,828 3, (556) (639) (657) 2,025 3,189 2, ,121 1, ,467 2,068 1, (214) (82) (129) ,841 3,116 2,733 % % % % %

37 ,978 9,496 9, ,092 2,008 2, ,035 5,719 7, ,105 17,223 19, ,266 18,399 20, ,642 69,599 68, , , , ,530 8,667 8, ,649 21,454 20, ,157 46,046 42, , , , % 2%

38 , % % % % (38) ,254 1,192 1, ,280 1,214 1, % 4%

39 ,340 14,071 8, (2,022) (2,725) (2,040) ,318 11,346 6, % 19.4% 24.0% % 21.5%

40 U N , , , , , , ,823 35,318 38, , , , , , ,046 3, ,047, , , ,301 88, , , , , ,248 20,377 4, , , , ,753,593 2,645,316 2,671, ,764 92,709 86, ,415,705 1,266,905 1,361, ,506 66, , , , , ,968 84,254 89, , , , , , , ,223 69,771 74, ,361 19,519 2, , , , ,554,871 2,462,955 2,480, , , , ,441 8,291 8, , , , ,753,593 2,645,316 2,671, ,535 9,313 9,415 40, , , , ,777 2,777 2, ,644 44,539 48, ,248,572 1,214, ,104,764 1,092,653 % % % ,071 18,627 18,

41 % 5002% 74% % 73 HSBC Life (UK) Limited 6% % 62 HSBC Life (UK) Limited 3803% 9% 8% HSBC Life (UK) Limited 9% 95 HSBC Life (UK) Limited 39

42 U L U L U L U L y N y N y N y N 4% % % ,599 2, , ,137 (21) (22) ,192 4, , , , ,100 31,823 (17) (19) ,265 4, , ,839 (4) (6) , , , ,089 13,803 1,005,892 1,047, ,690 2, , , ,925 2, , ,710 (1) (1) , ,073 10, ,032 (297) 158, , ,671,318 32,102 2,703,420 2,753, ,507 1,130 87,637 92, ,361,297 16,739 1,378,036 1,415, ,220 2, , , ,025 2, , , ,084 1,123 90,207 82,968 (7) (8) ,284 4, , ,494 (4) (6) ,080 1, ,048 96,397 (7) (9) , ,399 75, , ,819 12, ,377 1, , , ,480,859 31,361 2,512,220 2,554, , , , , ,607 8,441 (2) (2) , , , ,671,318 32,102 2,703,420 2,753,

43 % % ,047, , ,047, , ,658 13,808 (88) 1,658 1,703 (3) ,710 31, ,710 88,215 (9) ,129, , ,129,609 1,082, ,415,705 1,266, ,415,705 1,361, ,880 17,280 (72) 4,880 2, ,902 49, , ,515 (14) ,525,487 1,333, ,525,487 1,484, , , , , ,591 57, ,591 91, , , , , ,764 92,709 92,764 86, ,604 17, ,604 42, , , , , , ,273 (96) 4,485 10,120 (56) ,945 53,044 (93) 3,945 7,180 (45) ,229 (99) 540 2,940 (82) , ,506 (96) 5,189 17,421 (70) , ,100 (99) 1,365 9,611 (86) ,824 34,406 (89) 3,824 7,810 (51) 96 41

44 , , , , , , ,347 43,246 45, ,912 17,251 16, ,216 5,797 6, ,073 18,779 16, ,492 7,537 7, ,441 17,403 26, , , , , , , ,803 18,240 19, ,155 9,852 11, ,979 6,559 5, ,198 37,843 40, ,570 16,899 17, ,885 44,145 43, ,609 12,053 12, ,964 28,393 30, ,082 41,142 38, ,945 7,158 7, ,236 4,065 2, ,840 18,822 18, ,061 11,097 9, , , , ,536 80,340 80, ,197 45,455 47, ,041 10,898 12, ,852 51,470 51, ,168 4,940 4, ,068 25,515 23, ,112 19,327 21, ,504 1,688 1,393 1,415,705 1,266,905 1,361,

45 % 15% ,250%

46 , 48 % ,340 1, ,560 1, ,217 1, , , 48 % % ,071 1, ,494 1, ,017 1, ,627 1, (150) 99 (0.3) , , % % 47. 1,200 1, ,200 1, (3) (27) (3) (10).. 1,197 1, ,197 1,

47

48 ,645, % % % , , , , , , , , , (873) (7.1) (2,999) (35.3) 12, , , % % % , , , , , , ,043, ,992, ,975, , , , , , , (461,458) (16.7) (493,167) (18.6) (451,366) (17.0) 2,753, ,645, ,671, % % % , , , (72) (33) 1,067 (77) 96 (5) 1,061 1,067 46

49 , , ,291 (1) 3, (149) , , (1,225) (180) (1,045) , , (8,269) (361) (7,908) , , , , % 0.2% 3.9% ,310 1,151 8, ,586 (3) 3, (355) , , (1,768) (396) (1,372) , , (8,451) (631) (7,820) ,070 (234) 3, ,267 (234) 3, % (0.5%) 4.5% , , , , (45) 1, , , (1,459) (309) (1,150) , , (8,797) (535) (8,262) , , (1) , , % 0.1% 4.3% % , HFC UK Bank ,8007, %

50 ,914 2,785 2, ,196 3,187 3, ,721 1,852 1, ,712 6,034 5, ,604 1,610 1, ,168 2,244 2, ,940 2,180 2, (99) ,723 12,496 12, % 3% 18% % % % 48

51 2% , % Paym Mobile Check Deposit % 49

52 ,184 5,050 5, ,413 2,337 2, ,116 7,863 8, (562) (1,160) (1,224)... 7,554 6,703 7, (3,588) (3,337) (3,712)... 3,966 3,366 3, ,771 4,133 4, % 2.2% 2.2% % % % 5% 6% ,429 1,459 1, ,108 3,008 3, ,738 2,579 2, , ,116 7,863 8,502 2%

53 % % % % 51

54 % % 80, ,602 3,334 3, ,939 1,818 1, ,790 5,606 1, ,460 (96) 2, ,791 10,662 8, (49) (174) (33) ,742 10,488 8, (4,958) (5,007) (4,953) ,784 5,481 3, ,033 5,723 3, % 2.8% 1.7%

55 13, 60, % 11% 9% % % % ,845 4,070 2, ,127 1, ,434 1,833 1, ,075 2,042 1, ,502 1,680 1, (155) 451 (346) ,791 10,662 8, % ,100 53

56

57 (26) ,230 1,151 1, (6) (14) (17) ,224 1,137 1, (868) (1,035) (1,194) % 1.0% 0.8% % 17% Rubik (3) (10) (16) (3) (3) (1) (2) HSBC Trinkaus & Burkhardt AG 55

58 LGT Bank (Switzerland) Ltd %

59 (221) (376) (361) (120) (169) (1,419) (719) 957 (1,533) (281) (462) (1,342) ,279 5,096 3, ,658 4,150 1, (3,533) (3,312) (4,484) (875) 838 (2,983) (16) (873) 840 (2,999) , ,

60 ,427 5,184 3, (221) (123) 17, ,291 2,413 1, , (14) 340 2, (126) 2, (4) 789 (2) (13) 336 2, (120) 123 3, , (281) 1, , , (7) 2,814 (2,950) ,659 8,812 9,792 1,256 2,657 (2,950) 38, (6,336) (696) (1) (26) (7,059) ,323 8,116 9,791 1,230 2,657 (2,950) 31, (1,225) (562) (49) (6) 1 (1,841) ,098 7,554 9,742 1,224 2,658 (2,950) 29, (2,500) (1,191) (1,806) (363) (4,118) (9,978) (5,769) (2,397) (3,152) (505) 585 2,950 (8,288) (8,269) (3,588) (4,958) (868) (3,533) 2,950 (18,266) ,829 3,966 4, (875) 11, , ,045 4,771 5, (873) 12,340 % % % % % % (7.1) , , ,133 45,131 2,623 1,047, , ,374 2,043,767 99, ,802 (461,458) 2,753, , , ,732 89,641 1,447 1,415,705 58

61 ,310 5,050 3, (376) (74) 17, ,586 2,337 1, , , (191) 5, , , , (169) 74 6, (961) (462) (1,197) (6) ,213 1, , , (92) (19) 201 (267) 3,866 (2,743) ,729 8,568 10,663 1,156 4,150 (2,743) 40, (5,440) (705) (1) (5) (6,151) ,289 7,863 10,662 1,151 4,150 (2,743) 34, (1,768) (1,160) (174) (14) (3,116) ,521 6,703 10,488 1,137 4,150 (2,743) 31, (2,651) (1,163) (1,882) (381) (3,419) (9,496) (5,800) (2,174) (3,125) (654) 107 2,743 (8,903) (8,451) (3,337) (5,007) (1,035) (3,312) 2,743 (18,399) ,070 3,366 5, , , ,267 4,133 5, ,071 % % % % % % , , ,768 39,161 2, , , ,503 1,992, , ,122 (493,167) 2,645, , , ,501 92,298 1,354 1,266,905 59

62 ,029 5,150 3, (361) (101) 17, ,435 2,380 1, , , (3) (3) , , , ,560 4 (1,342) (1) 1, (7) (1) , , ,895 (2,982) 1, ,118 9,342 8,516 1,320 1,501 (2,983) 37, (6,667) (840) (2) (32) (7,541) ,451 8,502 8,514 1,288 1,501 (2,983) 30, (1,459) (1,224) (33) (17) (2,733) ,992 7,278 8,481 1,271 1,501 (2,983) 27, (2,568) (1,164) (1,667) (395) (3,906) (9,700) (6,229) (2,548) (3,286) (799) (578) 2,983 (10,457) (8,797) (3,712) (4,953) (1,194) (4,484) 2,983 (20,157) ,195 3,566 3, (2,983) 7, (16) 1, ,382 4,308 3, (2,999) 8,494 % % % % % % (35.3) , , ,473 44,224 2, , , ,623 1,975,509 97, ,812 (451,366) 2,671, , , ,800 96,770 1,435 1,361,

63 % % % , , (943) (11.1) , , , , , , ,

64 % % % ,430, ,365, ,392, , , , , , , , , , , , , (176,229) (6.5) (179,602) (6.8) (160,276) (6.0) 2,753, ,645, ,671, % % % , , , (159) 3 (1,018) (5) 1 (3) (6) (1) (3) (45) (22) (203) (215) (19) (1,227) (23) (32) 1,128 (143) (120) , (5) 1,061 1,067 62

65 < ,244 5,250 5, ,188 2,969 3, , ,459 (1,084) ,873 11,474 9, (266) (846) (684) ,607 10,628 8, (8,352) (7,862) (9,751).. 2,255 2,766 (942) (1) 2,258 2,768 (943) % 68.5% 102.7% % 1.8% (0.6%) ,642 69,599 68,334 Dealogic Moneyfacts 70% % 5 6.5% % %0.5 3, % 6 0.5% ,

66 , (1,192) 1, (39) (2) (115) (7) (2) (83) (2) (28) (56) ,551 1, (1,374) 2, , (657) 2, (78) (6) (42) (40) (18) (1) (35) 82 (225) 14 (161) 956 1,086 1,568 (114) (728) 2, (2,836) (1,060) (84) (19) (249) (247) (56) 5 36 (1) 2 (14) (206) (129) , (51) (2,924) (943) % 80% 5899 Fast Lane to Growth % 46.3% Cash ISA Paym Bpifrance UBIFRANCE

67 Big Step Trade Radar ,800 7,

68 HFC Bank 70% ( , ,

69 ,567 1,806 1, (352) (131) 5, , , (134) (123) (2) (127) 21 1, (123) (720) (175) 1, , , (51) (7) 165 (15) 500 (70) ,458 2,982 3, (134) (71) 12, (1,840) (151) (26) (2,017) ,618 2,831 3, (134) (71) 10, (131) (128) (4) (4) 1 (266) ,487 2,703 3, (133) (71) 10, (3,010) (1,153) (2,479) (541) (1,240) 71 (8,352) ,550 1, (1,373) 2, (1) ,551 1, (1,374) 2,258 % % % % % % (11.1) (925.4) , , ,661 26,768 1, , , ,632 1,080,070 76,006 75,403 (166,126) 1,430, , , ,557 44, ,776 67

70 ,751 1, (310) 15 5, , (7) 2, , , (15) , (15) 4, (1,347) (1,347) (965) (965) (383) (949) (7) , (1) 1, (149) (21) (11) (274) (50) ,813 2,813 4, , (1,958) (281) (5) (2,244) ,855 2,532 4, , (169) (498) (166) (13) (846) ,686 2,034 4, , (2,731) (950) (2,493) (700) (926) (62) (7,862) ,084 1,569 (113) (729) 2, (1) (1) ,086 1,568 (114) (728) 2,768 % % % % % % (0.8) (5.2) ,613 97, ,954 23, , , ,819 1,091,624 74,917 70,010 (207,095) 1,365, , , ,147 45, ,984 68

71 ,849 1, (384) (77) 5, , , (777) (425) (1) (2) (358) ,556 4 (1,534) (1) ,556 4 (1,123) (1) 1, (20) (2) (1) , (1) , (62) ,334 3,007 2, (906) (63) 11, (2,178) (286) (32) (2,496) ,156 2,721 2, (906) (63) 9, (160) (437) (76) (11) (684) ,996 2,284 2, (906) (63) 8, (3,203) (1,281) (2,494) (819) (2,017) 63 (9,751) , (51) (2,923) (942) (1) (3) (1) (1) , (51) (2,924) (943) % % % % % % (0.6) (34.4) (11.1) (222.6) , , ,136 27, , , ,242 1,054,506 75,718 72,174 (172,180) 1,392, , , ,715 49,789 1, ,

72 ,090 5,519 5, ,966 3,090 2, , , ,722 3,764 1, ,107 13,291 11, (216) (198) (300) ,891 13,093 10, (5,009) (4,812) (5,124) ,882 8,281 5, , ,894 9,262 6, % 36.2% 46.0% % 4.6% 3.1% , , ,701 64% 11% % % % % % % % % % % 14% 11 Bao Viet Holdings

73 ,928 1, , (5) (2) 94 1, (7) ,339 2,372 2, , ,867 1,083 1, , (1) (2) 1,645 2, (13) (5) (1) ,298 2,310 2, ,871 9, ,875 1, , (3) (20) (6) (2) (1) 1, (15) (45) ,121 2,148 2, , , % 47% 32% Android 71

74 (2) (2) 94 1, ,089 1, (18) (2) (2) 1,645 2, (38) (6) (2) (2) (1) 1, The Corporate Treasurer 3G AAA Award

75 2014 7, % Bao Viet Holdings ,700 3,200 3, Hana HSBC Life Insurance 7,

76 ,466 1,639 1, (11) 66 6, , , , (9) (5) (66) (66) 1, (4) (4) (17) (17) 3 (2) , , ,290 (562) 1, ,149 3,029 3, ,753 (562) 16, (3,796) (352) (4,148) ,353 2,677 3, ,753 (562) 12, (153) (67) 4 (216) ,200 2,610 3, ,753 (562) 11, (2,018) (942) (1,323) (168) (1,120) 562 (5,009) ,182 1,668 2, , , ,339 2,372 2, ,894 % % % % % % , , ,942 12,417 1, , , , ,935 14,521 76,008 (88,785) 874, , , ,935 30, ,221 74

77 ,424 1,503 1, (111) 10 5, , , (720) (11) (4) (10) , (711) (10) (245) (12) 3 (7) (261) (245) (12) 3 (6) (260) ,204 1, , , ,543 (588) 2, ,313 2,833 3, ,936 (588) 16, (2,938) (318) (3,256) ,375 2,515 3, ,936 (588) 13, (176) (22) 1 (1) (198) ,199 2,493 3, ,936 (588) 13, (2,055) (865) (1,249) (166) (1,065) 588 (4,812) ,144 1,628 2, ,871 8, ,298 2,310 2, ,871 9,262 % % % % % % , ,621 85,816 10,389 1, , , , ,744 31,706 87,076 (71,872) 799, , ,728 93,978 30, ,616 75

78 ,471 1,600 1, (13) 98 5, , (10) 2, (19) (5) (2) (98) (14) (98) 1, (2) (2) (2) (2) , (1) 3, ,328 (644) 1, ,903 2,911 3, ,419 (644) 15, (3,671) (369) (4,040) ,232 2,542 3, ,419 (644) 11, (171) (122) (4) (3) (300) ,061 2,420 3, ,419 (644) 10, (2,083) (921) (1,311) (201) (1,252) 644 (5,124) ,978 1,499 1, , (21) ,121 2,148 2, ,591 % % % % % % , ,882 89,722 10,904 1, , , , ,023 12,994 82,453 (84,033) 831, , ,958 96,546 31, ,

79 40% (7) ,294 1,253 1, (5) ,344 1,300 1, (614) (616) (673) % 49.2% 53.8% % 2.9% 2.4% ,530 8,667 8, EMEA % 10 9% 9,

80 (1) (35) (36) (35) (16) (26) (41) (40) (13) (46) (13) (1) (60) (54) 785 EMEA

81 % 5% 2, %

82 (3) (4) (13) (7) (4) (13) (5) (5) (53) (53) 1, (53) 1, (14) (53) 1, (284) (176) (128) (79) 53 (614) (36) (35) 989 % % % % % % (0.3) ,230 13,126 9,554 28, ,968 14,830 38, ,566 (2,504) 61, ,051 11,967 8, ,082 80

83 (2) (1) (9) (1) (1) (9) (1) (1) (18) (18) (63) (63) 1, (63) 1, (14) (63) 1, (276) (174) (141) (88) 63 (616) (41) (40) 909 % % % % % % (0.2) ,018 13,048 8,868 27, ,742 14,995 41, ,319 (2,860) 63, ,594 13,652 7, ,142 81

84 (3) (12) (6) (12) (1) (1) (57) (57) 1, (57) 1, (35) (36) 66 (5) (57) 1, (330) (176) (115) (109) 57 (673) (60) (54) 785 % % % % % % (0.6) ,152 11,814 9, , ,016 13,776 39, ,340 (2,688) 60, ,771 12,402 7, ,

85 HSBC Markets (USA) Inc. HSBC Securities (USA) Inc ,635 3,030 2, ,138 1, (41) ,067 4,632 4, (411) (696) (501) ,656 3,936 3, (2,837) (3,276) (3,140) % 70.7% 75.3% % 0.5% 0.5% ,649 21,454 20, % % % 6 2.4% ,

86 (50) (6) (4) (56) (267) (217) (4) (21) (1) (1) (170) (207) (91) (133) (10) 3 (5) (37) (137) , % % 15% 38% , ,400 84

87 % % % % ,000 9,300 7,200 2,000 12% ,000

88 , (22) 2, (4) (103) (10) (100) (9) (99) (99) (99) (99) (821) ,572 1,058 1, (820) 4, ,572 1,058 1, (820) 4, (226) (136) (54) 5 (411) , , (820) 3, (1,216) (542) (799) (134) (966) 820 (2,837) (56) (56) 825 % % % % % % (0.4) ,733 41,454 18,566 5, , ,978 49, ,397 8,461 14,949 (27,342) 437, ,055 47,475 23,044 13, ,774 86

89 , (31) 3, , (18) (6) (10) (6) (72) (72) (72) (72) (352) (16) (831) (228) ,906 1,006 1, (831) 4, (39) (39) ,867 1,006 1, (831) 4, (532) (155) (8) (1) (696) , , (831) 3, (1,504) (540) (818) (143) (1,102) 831 (3,276) (169) (207) (1) (170) (207) 666 % % % % % % (1.2) (1.5) ,547 35,367 17,323 5, , ,313 42, ,497 7,715 15,269 (31,396) 473, ,159 46,455 22,582 13, ,693 87

90 , (6) 2, , (216) (216) (216) (216) (102) (1) 982 (882) ,837 1,067 1, (882) 4, ,837 1,067 1, (882) 4, (418) (68) (12) (3) (501) , , (882) 3, (1,456) (556) (900) (140) (970) 882 (3,140) (37) (137) (1) (37) (137) 555 % % % % % % (0.5) (1.6) ,192 37,735 18,070 5, , ,530 45, ,701 8,542 13,211 (31,655) 432, ,600 49,225 24,113 13, ,

91 ,700 3,274 2, , ,265 4,958 5, (998) (1,423) (1,243) ,267 3,535 4, (2,893) (3,069) (2,861) , , % 61.9% 51.0% % 1.0% 3.2% ,157 46,046 42,542 11% % 0.2% , ,300 89

92 (1) (129) (6) (7) (2) (4) 73 (1) (7) (28) 19 (86) (5) (43) (117) (19) (5) (15) 55 1 (9) (24) (27) 5 3 (18) (37) (56) (1) (24) (6) (145) 60 (4) (13) 1, (19) (2) 3 (3) (30) (51) (5) (30) 1, %22% Nacional Financiera 20 90

93 % % 7, PVIF ,600

94 , (49) 2, (3) (5) (5) (1) (80) ,056 1, (80) 5, (700) (193) (1) (894) ,356 1, (80) 4, (701) (261) (29) (7) (998) , (80) 3, (1,741) (775) (304) (25) (128) 80 (2,893) (86) (5) (43) (86) (5) (43) 374 % % % % % % (0.7) (0.3) ,637 21,528 11, , ,651 32,248 61, (472) 125, ,794 17,538 9,394 2,126 53,852 92

95 , (6) (77) 3, (3) (3) (11) 5 84 (85) (1) ,270 1, (85) 5, (505) (106) (1) (612) ,765 1, (85) 4, (877) (501) (45) (1,423) , (85) 3, (1,885) (808) (304) (26) (131) 85 (3,069) (56) (56) 466 % % % % % % (0.4) ,996 20,689 9, , ,497 34,075 53, (342) 123, ,294 16,443 8,978 2,755 51,470 93

96 , (6) (128) 2, (1) (1) (104) 1, ,641 1,919 1, (104) 6, (818) (185) (2) (1,005) ,823 1,734 1, (104) 5, (675) (561) (7) (1,243) ,148 1,173 1, (104) 4, (1,725) (778) (292) (34) (136) 104 (2,861) (5) (30) 1, (5) (30) 1,506 % % % % % % (0.1) (0.4) ,616 19,923 10, , ,584 30,001 52, (534) 113, ,943 16,593 8,994 1,859 51,

97 (2) (16) (21) ,640 5% 11% 4,650 HSBC Trinkaus & Burkhardt AG 2014LGT Bank (Switzerland) Ltd % 2, % %

98

99 , , , , HSBC Assurances Vie K HFC UK Bank , ,000 97

100 63 IFRS ( (i) (ii)

101 % % 99

102

103 (FATCA) 101

104 EMIR AQR 102

105 GLBA GLBA GLBA GLBA GLBA GLBA GLBA 103

106

107

108

109

110 166 CCAR DFAST DFAST CCAR DFAST (Firm Data Submission Framework)

111

112 , , , , , (A) (B) (C) , , ,127.3 (a) (b) (c) (a) (A) (b) (B) (c) (C) , , ,

113 111 9, , ,520 2, , ,420

114 , , , , , , ,144 8,144 8,416 8,416 6,021 6, ,640 26,640 24,275 24,275 25,220 25, ,251 (3) 273, ,124 (8,557) 372, ,301 (1,777) 237, ,678 17,678 19,188 19,188 21,584 21, , , , , , , ,048 41,048 96,748 96,748 27,885 27, ,003 (3) 59, ,620 (8,557) 109,063 48,188 (1,777) 46, ,937 9,937 12,548 12,548 12,719 12, ,870 9,870 12,392 12,392 12,589 12, ,839 (250,731) 19, ,213 (254,077) 45, ,265 (252,344) 29,921 1, ,047,241 (110,782) 936, ,294 (79,649) 858, ,089 (96,726) 895, ,846 (1,605) 408, ,125 (1,317) 385, ,126 (1,348) 402, ,265 (103,289) 480, ,535 (73,456) 432, ,922 (90,215) 447, ,130 (5,888) 47,242 45,634 (4,876) 40,758 50,041 (5,163) 44, ,387 (662) 126, ,810 (766) 127, ,046 (587) 119, ,301 (28,982) 169,319 88,400 (14,255) 74, ,690 (22,267) 157, , , , , , , ,177 78,177 79,005 79,005 78,111 78, , , , , , , ,081 3,081 18,690 (572) 18,118 3,306 (22) 3, ,794 2,794 17,756 (572) 17,184 2,647 (22) 2, ,212 35,212 32,470 32,470 34,018 34, ,511 12,511 11,329 11,329 11,624 11, ,701 22,701 21,141 21,141 22,394 22, ,817 45,817 43,783 43,783 46,300 46, , , , , , , ,234,039 (391,160) 2,842,879 3,106,100 (357,876) 2,748,224 3,111,962 (373,723) 2,738,

115 , , % (A) ,701 8,524 54,988 40,501 39,939 18,738 7, ,435 (B) ,121 28,552 21,777 12,414 5,842 5,054 14, , ,947 2, ,276 2,743 6,233 3, ,420 29, , , ,845 25,800 15,544 8, ,429 8,187 73,760 (C) ,822 37,076 76,765 52,915 45,781 23,792 21, ,752 (a) , ,853 (b) ,476 3, ,006 1,653 (c) , ,625 5,906 (a) (A) (b) (B) (c) (C)

116 , ,581 7, (D) ,740 6,694 53,475 36,605 47,186 19,091 5, ,648 (E) ,395 25,441 18,813 11,929 6,805 5,877 15, , ,560 3, ,421 3,042 5,738 3, ,168 28, , , ,974 22,383 13,075 7, ,993 8,873 67,287 (F) ,135 32,135 72,288 48,534 53,991 24,968 21, ,509 (d) , ,163 (e) ,426 3, ,057 1,793 (f) , ,581 7,384 (d) (D) (e) (E) (f) (F) (G) ,174 8,300 53,762 38,285 42,317 18,638 6, ,875 (H) ,913 28,720 19,794 12,688 6,257 5,478 15, , ,181 2, ,480 3,016 6,428 3, ,441 30, , , ,433 25,693 13,366 8, ,796 8,379 72,450 (I) ,087 37,020 73,556 50,973 48,574 24,116 21, ,728 (g) , ,538 (h) ,351 3, ,690 (i) , ,507 6,602 (g) (G) (h) (H) (i) (I) , , First Direct % 114

117 % 47% % 47% 32% ,701 8,524 54,988 40,501 39,939 18,738 7, , , ,962 (A) ,701 8,524 54,988 40,581 44,624 18,932 7, ,397 (A) , , , , , , , ,521 15, , , ,790 15, ,892 (A) ,740 6,694 53,475 36,605 47,186 19,091 5, , , ,881 (B) ,740 6,694 53,475 36,708 52,669 19,386 5, ,529 (B) , , , , , , , ,534 18, , , ,806 18, ,309 (B)

118 ,174 8,300 53,762 38,285 42,317 18,638 6, , , ,354 (C) ,174 8,300 53,762 38,376 47,327 18,889 6, ,229 (C) , , , , , , , ,581 16,274 22, ,004 1, ,831 16, ,556 (C) % 11% 14% % ,490 32,271 27, ,784 3,328 3,014 (A) ,274 35,599 30, ,338 3,789 3,028 (A) % 100% 80% 116

119 ,320 4,068 4, ,243 4,902 4, (1%) 2% % 51% 51% % ,169 8,378 5, ,062 7,114 4, ,107 1,264 1, ,410 8,822 6,387 % % %

120 (A) , ,852 20,983 55,916 32, , ,374 35,210 2,445 12,941 14, , ,981 80,574 10,072 13,087 8, , ,935 34, ,677 2,492 75, ,444 32,730 1,593 8, , ,404 1,082 1, ,007 6, ,577 37,529 4,743 13,999 6, ,236 (B). 29,603 12,091 2,838 7,579 1,397 53, , ,520 (C) ,763 72,222 8,644 6,252 12, ,450 (D) , ,165 32,465 69,885 46, ,909 (a) , , ,402 7, , , , , ,314 (b) (c) (d) , , ,404 8,127 (a) (A) (b) (B) (c) (C) (d) (D)

121 (E) , ,457 21,416 48,327 30, , ,202 30,244 3,409 9,609 12, , ,317 77,798 9,458 13,082 7, , ,764 33, ,064 2,328 73, ,403 23,715 1,526 7, , ,834 3,220 1, ,431 8, ,608 30,064 4,461 11,499 6, ,140 (F). 26,895 8,549 1,822 7,470 1,365 46, , ,466 (G) ,741 72,483 9,054 8,614 10, ,860 (H) , ,489 32,292 64,558 42, ,206 (e) , , ,071 7, , , , , , ,396 (f) (g) (h) , , ,072 8,227 (e) (E) (f) (F) (g) (G) (h) (H) (I) , ,894 19,760 50,307 30, , ,920 30,758 3,180 11,778 12, , ,700 79,368 8,629 11,676 8, , ,326 34, ,900 2,421 74, ,308 27,147 1,333 8, , ,340 1,021 1, , ,522 31,040 4,536 11,738 5, ,792 (J). 27,872 9,688 2,532 9,055 1,376 50, , ,716 (K) ,273 72,814 6,419 6,420 10, ,104 (L) , ,396 28,711 65,920 41, ,608 (i) , , ,339 8, , , , , , ,246 (j) (k) (l) , , ,350 8,599 (i) (I) (j) (J) (k) (K) (l) (L)

122 44% % , %

123 ,684 1, , , , ,640 26, ,567 39,199 41,659 1, , ,400 3, , ,117 18,709 16,389 1, , ,478 5,456 11, , ,572 11,678 12, , ,341 4, , ,298 4, , ,280 43,103 12, ,839 1, , , ,714 24,712 13,967 33,880 (13,970) 1,047, ,045 38,673 16,847 1,366 9,283 17,538 (5,906) 409, , , ,541 22,450 4,327 15,710 (7,686) 584, ,176 13,121 10, (378) 53, ,849 21,948 6,986 1, (63) 127, ,023 32,897 25,780 2, , ,131 29,280 18,734 6,503 2, , ,661 7,038 2,445 2,033 78, ,470 22,242 16,289 4,470 2, , , (76) 3, , (47) 2, (29) ,893 8,060 14, , ,661 5,179 5, , ,232 2,881 9, ,701 1,677, , ,139 40,041 14,163 37,112 (14,109) 2,546,

124 ,666 2, , , , ,275 24, ,433 60,246 77,818 4, , ,827 3, , ,007 15,430 16, , ,115 22,581 13,076 1,976 96, ,484 18,666 47,651 1, , ,016 5,417 1, , ,916 5,385 1, , ,458 44,137 24,808 1, ,213 1, , , ,418 20,687 16,047 38,120 (15,561) 938, ,216 36,434 13,103 1,702 9,968 22,086 (7,384) 387, , , ,797 17,956 5,794 15,164 (7,710) 505, ,069 12,330 13,518 1, (467) 45, ,549 20,795 9,355 2, (50) 127, ,258 4,421 5,721 88, ,631 26,981 18,751 5,110 3, , ,441 3,424 2,056 1, , ,190 23,557 16,695 4,032 3, , ,906 5,955 6, (177) 18, ,788 5,679 6, (102) 17, (75) ,146 6,530 12,627 1, , ,880 4,506 4, , ,266 2,024 8, ,141 1,645, , ,022 36,870 16,907 42,764 (15,788) 2,474,

125 ,017 2, , , , , ,220 25, ,444 39,475 34,868 1, , ,235 3, , ,831 16,498 16,167 1, , ,804 5,546 6, , ,574 13,846 11, , ,608 5, , ,490 5, , ,711 47,004 13,425 1, ,265 1, , , ,821 23,942 15,460 36,428 (15,143) 992, ,269 39,024 14,882 1,580 10,175 18,798 (6,602) 404, , , ,905 21,281 5,009 16,877 (8,059) 537, ,292 9,087 10,034 1, (482) 50, ,498 21,131 6,266 1, (58) 120, ,543 37,878 28,265 2, , ,799 27,833 17,556 6,089 2, , ,364 5,595 1,856 1,296 78, ,435 22,238 15,700 4,793 2, , , , (111) 3, , (111) 2, ,372 7,386 13, , ,976 4,824 4, , ,396 2,562 9, , ,650, , ,271 38,732 15,778 39,603 (15,312) 2,478,

126 ,460 16,770 66% % 18% 13% % 11, , % % , , ,717 4, ,303 1,831 13, ,395 2, ,679 1,151 9, ,316 1, , ,717 4, ,303 1,831 13, ,043 4,135 1,001 6,930 1,938 16, ,210 2, ,585 1,298 9, , , , ,059 4,145 1,001 6,930 1,938 16, ,399 4, ,453 1,640 15, ,287 2, ,817 1,133 10, ,092 1, , , ,399 4, ,453 1,640 15,

127 ,980 1, , ,848 1, , , , ,992 1, , ,106 1, , ,147 2,711 1, , ,944 2, , , , ,173 2,711 1, , ,668 2,892 1, , ,689 2,587 1, , ,170 2, , , , ,700 2,587 1, , ,903 2,642 1, ,

128 ,552 2,661 11,435 19, ,550 2,356 10,121 17, , ,314 2, , ,501 11, , ,057 5, ,420 4, , ,759 2,940 20,228 31, ,953 3,299 16,008 26,260 5,895 3,585 12,092 21, ,638 2,862 14,498 22,998 4,881 3,219 10,857 18, , ,510 3,262 1, ,235 2, , ,987 10,800 3, ,493 12, , ,190 5,209 1, ,178 5,870. 1, ,336 4,615 1, ,385 4, , ,736 3,607 23,350 37,693 9,400 3,947 20,828 34,

129 , , , , , , , , , , ,024 11, , ,168 5, , , , , ,058 16,919 2,556 31, , , , , , , , , , , , , , , , , , ,098 10, , ,409 5, , , , ,174 23,151 2,801 37, , , , , , , , , , , , , , , , , , ,161 12, , ,371 5, , , , , ,094 18,789 2,769 34, , ,285 1,014 5, , , , ,

130 % % 37% % %

131 % % % ,389 7, ,444 11,830 27,274 2, ,237 10, ,994 15,066 36,060 3, ,167 8, ,148 13,171 30,319 3, ,148 22,421 20, (675) (807) (733) (333) (641) (481) (1,053) (527) (3,051) ,444 20,994 17, % % CRR9 CRR10 90 CRR EL9 EL

132 EL ,076 15,804 33,880 17,610 20,510 38,120 19,395 17,033 36, ,171 15,367 17,538 2,064 20,022 22,086 2,185 16,613 18, , ,710 14, ,164 16, , ,132 15,804 33,936 17,695 20,510 38,205 19,470 17,033 36,

133 (A) ,374 1,605 2,060 1,413 2,624 18, (B) , ,018 28, ,793 46,786 1,043, , ,289 1,615 15, , ,842 28, ,504 45,171 1,027,331 (C) , ,623 30, ,206 49,410 1,061,211 (c) ,928 1,236 1,464 3,586 2,756 13,970 (a) , , ,491 (b) , ,202 1,797 7, , ,387 28, ,620 46,654 1,047,241 (a) (A) (b) (B) (c) (C) (D) ,712 1,356 2,108 1,629 1,805 17, (E) , ,472 27, ,274 45, , , ,059 1,555 20, , ,287 27, ,215 43, ,735 (F) , ,828 29, ,903 46, ,855 (f) ,341 1,145 1,681 5,042 2,352 15,561 (d) , , ,762 (e) , ,544 1,773 8, , ,683 27, ,861 44, ,294 (d) (D) (e) (E) (f) (F) (G) ,497 1,450 2,117 1,736 2,595 19, (H) , ,661 26, ,454 43, , , ,373 1,649 17, , ,488 26, ,081 42, ,804 (I) , ,111 28, ,190 46,482 1,007,232 (i) ,563 1,214 1,565 4,237 2,564 15,143 (g) , , ,072 (h) , ,827 1,686 8, , ,897 27, ,953 43, ,089 (g) (G) (h) (H) (i) (I)

134 (50) , (292) (88) (77) (63) (44) (564) (14) (9) (5) (13) (32) (73) (7) , , (261) (66) (19) (54) (83) (483) (57) , (57) , (58) , , (180) (68) (111) (21) (20) (400) (20) (16) (14) (21) (29) (100) ,152 2, ,285 2, (271) (70) (20) (45) (133) (539) (49) 720 1,415 3, (49) 720 1,415 3, (28) , , (222) (77) (124) (77) (11) (511) (30) (10) (33) (17) (19) (109) , , (316) (71) (20) (40) (101) (548) ,227 2, ,227 2, ,600 2,200 1, ,400 1, ,600 2,200 1,800 1,400 1,

135 % % % % % , % % 4, , % % % % % 21% %

136 2013 3% ,072 8,071 15, (6) (1,276) (2,288) (3,570) ,467 2, (254) (180) ,491 7,479 14, ,491 7,479 13, ,372 5, ,708 1,978 7, , ,572 9,540 16, (6) (823) (2,614) (3,443) ,121 2,068 3, (1) (208) (734) (943) ,762 8,799 15, ,762 8,799 15, ,798 7, ,785 1,925 7, , ,762 8,799 15, (1,114) (2,100) (3,212) ,194 1,660 2, (836) (714) ,072 8,071 15, ,072 8,071 15, ,013 6, ,096 1,963 8, ,

137 1 9 % % % % % % (0.23) (0.15) (0.04) (0.17) (0.10) (0.49) (0.12) (0.40) (0.10) (0.16) (0.05) (0.23) (0.10) (0.63) (0.14) (0.33) (0.19) (0.05) (0.36) (0.08) (0.49) (0.15) (0.16) % % , ,445 (1,453) 11,992 (9) (11) , , , ,285 (4) 2,281 (59) 2,222 (3) (3) ,123 (2) 15,121 (1,419) 13,702 (9) (9) , ,405 (166) 4,239 (4) 36, ,905 (2,969) 33, , ,705 (732) 4,973 (11) (13) , , , ,583 (3) 1,580 (98) 1,482 (6) (6) ,242 (2) 4,240 (654) 3,586 (15) (15) , , , , ,438 (1,405) 14,

138 % 73% % % , ,820 4% ,

139 ,728 6,021 (997) 415, ,875 5, , , (1,532) 110, ,265 7,217 38, , ,850 1,903 14, , ,668 2,325 5, , , (367) 75, , ,631 50, , (565) 6, ,792 1,862 14, , , ,268 53, , ,085 50, , ,183 3, , (278) 2,520 (A) ,007,232 14,037 39,942 1,061, , , , ,127,336 14,562 46,763 1,188, , (2,948) 33,880 (A) , (1,409) 13,970 (A ,189 (102) (1,062) 2, ,828 (98) (1,149) 2, (639) (4) 87 (556) ,160 39% % 18% 13% % % 7% % 137

140 % , ,680 6,553 69,573 15, , ,225 95,489 2,543 58,677 4, , ,673 34,191 4,010 10,896 10, , , ,852 20,983 55,916 32, , ,374 35,210 2,445 12,941 14, , ,981 80,574 10,072 13,087 8, , ,935 34, ,677 2,492 75, ,444 32,730 1,593 8, , ,404 1,082 1, ,007 6, ,577 37,529 4,743 13,999 6, , ,603 12,091 2,838 7,579 1,397 53, ,990 11,686 2,837 7,579 1,230 50, , , , , (A) , ,623 30, ,206 49,410 1,061, (A) ,955 1,781 2,203 13,702 4,239 33,880 (A) ,928 1,236 1,464 3,586 2,756 13,970 (A) , ,822 6,377 78,959 15, , ,434 90,080 2,296 66,277 3, , ,836 30,742 4,081 12,682 11, , , ,457 21,416 48,327 30, , ,202 30,244 3,409 9,609 12, , ,317 77,798 9,458 13,082 7, , ,764 33, ,064 2,328 73, ,403 23,715 1,526 7, , ,834 3,220 1, ,431 8, ,608 30,064 4,461 11,499 6, , ,895 8,549 1,822 7,470 1,365 46, ,361 7,789 1,821 7,470 1,274 43, , , , , (B) , ,828 29, ,903 46, , (B) ,217 1,541 2,314 18,688 3,360 38,120 (B) ,341 1,145 1,681 5,042 2,352 15,561 (B)

141 9 % , ,529 6,484 72,690 14, , ,474 92,047 2,451 60,955 3, , ,633 32,482 4,033 11,735 10, , , ,894 19,760 50,307 30, , ,920 30,758 3,180 11,778 12, , ,700 79,368 8,629 11,676 8, , ,326 34, ,900 2,421 74, ,308 27,147 1,333 8, , ,340 1,021 1, , ,522 31,040 4,536 11,738 5, , ,872 9,688 2,532 9,055 1,376 50, ,314 9,359 2,532 9,055 1,277 48, , , , , (C) , ,111 28, ,190 46,482 1,007, (C) ,187 1,623 2,265 15,109 4,244 36,428 (C) ,563 1,214 1,565 4,237 2,564 15,143 (C) ,763 72,222 8,644 6,252 12, ,450 (63) ,741 72,483 9,054 8,614 10, ,860 (50) ,273 72,814 6,419 6,420 10, ,104 (58) ,095 6,463 37,152 80, ,749 23, ,851 5, , ,844 29, ,003 5, ,

142 ,165 2,275 4, , ,540 9, ,204 2,393 57,312 65,705 12, ,837 2,408 88, ,091 6,448 33,676 88, ,631 12, ,744 5,103 91,475 97,722 19, ,420 5, , ,225 50,673 38, , , ,701 22,121 28, , , ,131 14,177 8,322 23,292 48, ,080 8, , ,613 4, , , , ,368 9, ,217 1, ,883 13, ,489 34,191 67, , , ,988 21,777 49,209 84, , , ,805 7,135 21, , ,993 7, ,632 6, , ,228 24,349 36, ,463 1,892 1,988 5,181 14, ,330 6,118 4,351 12,803 33, , ,960 11, ,546 1,875 2,081 15,431 22, ,543 4,010 2,027 21,794 30, ,264 2, ,333 2, ,168 1,815 1,314 13,379 18, , ,818 6, ,677 10,896 15,321 48, , ,939 5,842 10,609 34,279 90, ,174 4,769 4,210 13,064 39, , , ,501 10,547 2,840 31,522 49, , ,837 3, ,232 6,360 1,273 19,555 29, ,155 2,987 1,428 9,128 15, ,002 1, , , , ,435 1,061,

143 ,434 45,836 38, , , ,740 20,395 28, , , ,563 11,533 7,775 23,581 45, ,488 5, , ,560 4, , , , ,908 9, ,003 10, ,080 30,742 57, , , ,475 18,813 41,340 74, , ,183 1,284 2,064 6,350 18, , ,578 6, ,592 6, , ,226 22,658 32, ,079 2,027 1,900 5,917 14, ,999 4,840 4,060 10,980 29, , ,500 8, ,498 1,976 1,875 14,706 22, ,296 4,081 2,424 20,814 29, ,455 3, ,000 1, ,879 1,826 1,391 12,457 17, , ,902 7, ,277 12,682 13,789 42, , ,186 6,805 9,532 27,370 90, ,455 5,540 3,679 13,607 40, , ,178 3, ,561 11,520 2,613 29,203 46, , ,340 3, ,715 7,052 1,193 17,715 27, ,821 2,981 1,336 8,440 14, , , , , ,

144 ,474 51,633 38, , , ,174 22,913 28, , , ,661 13,840 8,442 23,962 48, ,361 6, , ,627 4, , , , ,059 9, ,428 1, ,069 13, ,047 32,482 61, , , ,762 19,794 44,904 75, , ,468 1,236 2,511 7,138 20, , ,231 6, ,361 5, , ,808 22,149 33, ,140 1,994 1,997 5,420 14, ,283 5,754 3,953 12,188 32, , ,198 9, ,568 2,000 1,873 14,643 22, ,451 4,033 1,972 20,320 28, ,232 2, ,245 1, ,082 1,842 1,331 12,344 17, , ,499 6, ,955 11,735 14,616 44, , ,317 6,257 10,174 30,952 89, ,036 5,116 3,912 13,079 39, , , ,948 10,970 2,749 28,815 46, , ,103 3, ,811 6,466 1,268 17,132 26, ,117 3,079 1,398 8,994 15, , , , ,826 1,007,

145 ABS MBS CDO SE Solitaire Funding Ltd Solitaire Solitaire Solitaire 30 Solitaire 30 Solitaire (1,514) (129) (1,643) (1,473) (720) (2,193) (1,586) (362) (1,948) (215) (227) 225 (2) (23) (35) (106) (54) (160) 13 (79) (66) 249 (75) (980) 29 (951) (1,586) (362) (1,948) (1,514) (129) (1,643)

146 , ,775 3,041 4, , MBS MBS CDO , ,752 3,041 4, ,326 Alt-A , ,456 2,738 4, , MBS , ,455 2,738 4, ,784 MBS ,739 1,004 17,879 16,411 16, , ,365 1,336 2, , MBS , ,365 1,336 2, ,409 MBS MBSCDO , ,004 4,472 6,417 6,417 1,117 29,863 1,022 1,477 33,479 11,587 34, ,409 ABS ABS CDO , ,376 4,209 5, ,244 ABS ABS CDO , ,004 3,546 4, ,429 ABS ABS CDO ,375 1, ,051 3, , ,218 3,017 39,598 1, ,893 46,552 20,337 48,922 1,622 47,

147 , ,221 2,380 4, , MBS MBS CDO , ,167 2,380 4, ,070 Alt-A , ,902 2,996 6, , MBS , ,891 2,996 6, ,091 MBS ,814 1,257 23,267 22,663 22, , ,905 1,324 3, , MBS , ,739 1,324 3, ,499 MBS MBS CDO , ,155 7,539 5,270 8,260 8,260 1,271 36,021 1, ,150 40,834 11,970 45, ,893 ABS ABS CDO , ,498 4,164 5, ,471 ABS ABSCDO , ,328 3,662 5, ,087 ABS ABSCDO ,398 1, ,279 4,135 1,016 5,352 1,143 4,209 3,153 46,399 1, ,788 54,795 20,812 61,659 1,999 59,

148 , ,558 2,782 4, , MBS MBS CDO , ,512 2,782 4, ,286 Alt-A , ,791 2,926 5, , MBS , ,781 2,926 5, ,578 MBS ,661 1,110 19,949 19,812 19, , ,942 1,513 3, , MBS , ,942 1,513 3, ,928 MBS MBSCDO , ,573 5,146 7,188 7,188 1,208 32,768 1, ,605 36,813 12,367 41, ,912 ABS ABS CDO , ,556 4,310 5, ,476 ABS ABSCDO , ,022 3,495 4, ,698 ABS ABSCDO ,271 1, ,186 3, ,805 1,010 3,795 2,969 42,749 1, ,163 50,147 21,161 56,720 1,839 54,

149 HSBC Securities (USA) Inc.HSI HSI , , , ,

150 % 540 6% % % % % % %

151 20147% LFRF 67% % % 96% % % % % % % 115% 100% 149

152 % % % % % % , , , , , ,065 44,866 63, , , , ,127 91, , ,291 5,131 5, ,624 3,861 7, , , ,

153 ,955 49,715 43, ,874 12,233 12, ,593 5,359 5, ,375 5,842 8,000 70,797 73,149 69, , , , ,965 12,984 12, ,812 12,693 13, , , , (25,546) (1,498) (17,173) (3,696) (19,033) (5,272) (3,713) 9,619 (4,368) 8,638 2,314 7, (22,990) 1,470 (23,320) 2,629 (24,268) ,433 4,653 4,500 10,894 4,295 10, (25,603) 2,445 (11,569) (8,080) (39,064) ,825 3,870 7,746 2,354 12,662 4, (4,026) 173 (10,818) (219) (11,001) (43,095) 4,973 (42,359) 8,114 (40,223) 9,

154 Solitaire Mazarin Funding Limited Mazarin Solitaire Mazarin Solitaire Mazarin

155 ,415,705 1,266,905 1,361, ,764 92,709 86, ,506 66, , , , , ,361 19,519 2, ,052 28,821 28, ,968 84,254 89, ,223 69,771 74, , , , , ,506 17, ,252 10,097 12, ,240 41,092 17, , , , , , , ,395,833 2,262,752 2,308, ,047, , , , , , ,301 88, , ,248 20,377 4, , , , , ,273 10, ,903 17,372 10, ,139 53,749 19, , , , , , , , , , , , ,042 2,395,833 2,262,752 2,308,633 IFRS 153

156 (Continuous Link Settlement Bank) 10% 154

157 ,445 11,619 13,118 13,213 13,420 32,033 43,054 33, , ,582 7,205 7,883 2,845 2,647 5,855 4, , ,489 2,414 2,663 6,766 7,873 20,563 25,806 22,656 90, ,153 2,069 2,819 4,225 8,179 6,478 27, , ,957 3,079 7, ,338 9, , , ,165 1,982 6, ,113 1, ,202 42,399 49, ,202 36,332 43, ,067 6,067 18,461 11,733 13,144 13,396 13,420 32,340 49,256 75, , ,197 16,162 18,123 14,894 9,158 30,335 44,591 27, , ,228 9,146 9,505 3,578 3,664 2,584 2,326 40, ,636 3,570 6,947 8,745 3,607 19,219 31,828 18,708 95, ,164 1,344 2,936 4,868 6,059 18, ,179 3, , ,725 2, , ,384 1, , , ,415 3, , ,349 39,084 44, , ,349 32,560 37, ,000 6,524 7,524 25,197 16,172 18,123 14,920 10,328 30,671 48,940 66, ,

158 ,426 9,752 17,942 11,659 10,587 31,839 46,934 31, , ,589 7,206 9,867 3,239 5,043 4,449 2,749 40, , ,448 4,221 3,062 21,428 33,091 21,433 95, ,423 1,952 1,689 1,718 3,712 6,036 5,021 22, , ,747 3,317 7, ,383 10, , , ,861 2,311 7, ,295 1, , ,460 3,374 41,801 47, , ,374 34,899 40, ,000 6,902 7,902 25,426 9,780 19,113 11,803 10,593 33,299 50,308 72, ,

159 VaR

160 (27.9) (22.5)

161 (19.7) (20.9) (20.7) (19.7)

162 (27.7) (40.9) (101.8) (80.8) (76.4) (83.3)

163

164 2014 3% , , , ,673 7,830 5, ,277 59,548 59, ,871 17,792 2, ,844 21,660 58, , , , ,420 3,284 3, , , , (

165 (97) (308) (37) (450) (235) (691) (25) (1,746) (107) (128) (291) (23) (412) (233) (761) (14) (1,734) (41) 1, (351) (65) (399) (181) (524) (24) (1,544) (5,157) (5,212) (5,066) (2.7%) (2.7%) (2.7%) ,730 4,915 4, (2.5%) (2.6%) (2.5%) (5,991) (5,991) (5,507) (3.4%) (3.4%) (3.2%) ,752 5,752 4, % 3.3% 2.8% (5,762) (5,992) (5,762) (3.2%) (3.3%) (3.2%) ,634 5,786 5, % 3.2% 3.1%

166 % % % ,891 45, , , (145,891) (9,503) (10,348) (8,509) (14,891) (102,640).. (20,597) 7,137 7,400 6, ,296 (2,620) 852 (8,184) (5,344) ,296 12,676 13,528 5, ,080 43, , , (142,080) (11,716) (7,215) (7,681) (13,838) (101,630).. (16,799) 3,977 7,681 4,079 1, ,840 (2,928) 2,183 (9,165) (4,930) ,840 11,912 14,095 4,

167 ,836 50, , , (150,836) (14,515) (7,685) (9,876) (14,306) (104,454).. (18,620) 4,382 9,876 4,421 (59) ,501 (3,013) 1,970 (9,240) (7,218) ,501 14,488 16,458 7,

168 DDoS

169

170 2014 comwww.hsbc.com

171

172 B U L A DPF 50 DPF ,014 12,043 1,629 5, ,657 2,867 4,455 6,064 87, ,383 11, ,523 2,411 1,541 2,219 31, , , ,049 1,750 3,697 48, , , , , ,173 PVIF ,438 5, ,813 9, ,991 12,638 1,648 6, ,385 2,878 4,482 19, , ,878 3,800 6, ,217 12,518 1,591 5, ,385 75, ,223 1, ,451 9, ,229 12,518 1,602 5, ,385 2,878 4,276 10,674 93, ,531 10, ,229 12,518 1,602 5, ,385 2,878 4,276 21, , ,918 12,451 1,733 4, ,636 8,782 4,303 5,511 86, ,628 12, ,389 8,349 1,550 1,425 34, , , ,518 1,906 3,193 44, , , , ,343 PVIF ,874 4, , ,822 12,788 2,254 4, ,330 8,810 4,329 10,840 95, ,601 3,740 12, ,222 12,700 2,213 4, ,330 69, ,099 1, ,890 1, ,235 12,700 2,224 4, ,330 8,601 4,192 2,989 85, ,457 9, ,235 12,700 2,224 4, ,330 8,601 4,192 12,446 95,

173 B DPF 50 DPF ,382 13,348 1,651 4, ,676 9,720 4,375 5,846 91, ,850 13, ,867 9,293 1,706 1,757 37, , , ,556 1,853 3,745 46, , , , ,436 PVIF ,335 5, , ,321 13,923 2,196 5, ,467 9,739 4,406 11, , ,730 3,761 13, ,920 13,804 2,158 4, ,427 74, ,163 1, ,048 2, ,932 13,804 2,175 4, ,427 9,730 4,209 3,211 91, ,700 9, ,932 13,804 2,175 4, ,427 9,730 4,209 12, , IFRS

174 ,461 2,030 35,320 DPF ,822 28, ,379 1, , , ,582 5,635 5,301 12,518 DPF 51, ,385 27, ,796 38,096 7,331 75, ,293 29,295 2,153 32,741 DPF ,868 26, ,501 2, , , ,402 4,303 4,995 12,700 DPF 51, ,330 24, ,025 33,598 7,148 69, ,383 30,554 2,013 33,950 DPF ,540 26, ,407 2, , , ,976 5,065 4,763 13,804 DPF 51, ,427 26, ,786 35,619 6,776 74,

175 EL , , CRR 9 CRR 10 EL 9 EL CRR 1 CRR 8 EL 1 EL Solitaire CDS Marks and Spencer Financial Services Limited HSBC Private Bank (UK) Ltd HFC Bank Ltd HSBC Trust Company (UK) Limited

176 IFRS PVIF 55 SABB Takaful Company Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited DPF 174

177 G-SII

178 % 11.2% % 11.3% % % % , , , ,813 9,252 9, ,951 33,308 35, , , , ,248,572 1,104,764 1,092, PS 7/ CET % %

179 % , , , , , , , , ,

180 % Vietnam Technological & Commercial Joint Stock Bank

181 (0.2) (0.1) (0.4) (2.3) (0.5) (2.6) (0.1) (5.5) (0.2) (0.5) (1.7) (2.3) 0.4 (2.2) (5.1) (5.1) (9.8) (5.6) (0.2) (2.6) (0.1) (18.3) (0.2) (6.2) (6.0) (3.2) (0.4) (1.6) (0.5) (11.7)... (1.6) (8.2) (9.8) (5.5) (0.4) (7.1) (1.8) 0.1 (0.2) (1.9) (1.8) 0.1 (0.2) (1.9) (6.0) (0.2) 0.1 (5.9) (2.3) (12.6) (0.7) (3.0) (4.5) (0.5) (1.9) (1.0) (4.6)... (1.5) (8.6) (1.7) (11.8) (10.6) (1.5) (10.8) (0.3) (6.0) (0.2) (1.8) 0.1 (0.2) (1.9) (1.4) (0.2) (7.8) 0.1 (0.6) 0.1 (8.4) (25.6) (2.7)

182 (5.5) (5.5) (3.4) (2.3) (0.4) (0.3) (1.8) (4.0) (5.8) (0.3) 0.4 (2.2) (4.9) (4.8) (4.9) (4.8) (2.1) (2.6) (2.6) (5.5) (9.9) (0.3) (18.3) (0.7) (12.0) (10.1)

183 ,250% CCP

184 (0.9) (0.3) (1.0) (2.7) (0.6) (1.0) (0.6) (0.6) (3.5) (4.6) (14.5) (3.6) (4.1) (2.7)

185 , , , ,045 10,297 6, ,746 10,284 5, (2,329) (4,780) (2,207) (4,780) (2,207) , (1,766) (2,053) (204) (4,387) 3, , , , ,408 12,259 9, (500) (1,478) (1,519) (485) (96) (10) , , , ,538 29,758 33, ,450 (457) 2, ,932 (485) (39) (2,925) , , ,

186 , , , , , , , , (1,671) (3,005) (1,405) (1,405) (1,405) (1,405) (5,851) (5,851) (5,851) (5,851) (686) (1,166) (1,166) (998) (7,215) (6,387) ,792 3,644 4,955 4, ,441 8,588 8,588 8, (2,153) (2,388) (2,388) (2,395) (487) (488) (488) (490) (824) (757) (757) (652) CET (1,185) (1,311) (2,559) (2,230) (141) 1,121 1, ,314 1,112 1, (354) (451) (2,301) (1,731) (518) (1,346) (1,281) (1,281) (1,284) (34,616) (34,238) (29,833) (29,858) (24,752) (24,899) (25,198) (24,994) (945) (680) PVA (1,688) (2,006) (904) (677) 50% (1,684) (1,722) 50% (6,327) (5,976) (3,102) (3,276) , , , , ,977 14,573 16,110 15, ,160 1,160 1,405 1, ,955 1,955 2,388 2, ,227 10,727 12,317 11, (164) (165) (7,006) (6,538) (164) (165) (7,157) (6,672) 50% , , , ,

187 ,197 35,786 47,812 45, ,755 2, ,616 2, ,218 2,218 2,777 2, ,692 33,242 39,364 36, (246) (248) (11,958) (11,701) (246) (248) (7,157) (6,672) 50% (1,684) (1,722) 50% (3,102) (3,276) (15) (31) , , , , , , ,346 1, , , ,813 14, (1,160) (1,160) (1,955) (1,955) (10,227) (10,727) (231) (366) ,951 35, (2,218) (2,218) (21,513) (21,513) (240) (240) (164) (165) ,006 11,

188 PS7/ % % 10% % %5.5% % 8% % , (2.3) (0.2) (20.1) (5.3) ,

189 , (107) ,833 IFRS (498) (270) (228) (55) (86) (37) , % G-SII O-SII CCB CCyB G-SII G-SII G-SIB FSB

190 % com/investor-relations/financial-and-regulatoryreports 2.5% SCR % 0% 2.5% 4 SRB 1% A PS7/ % CPB B 4

191 2014 CET A 56% CET G-SIB A % A 1.5% % 0.9% CCAR

192 SS13/13 RNIV CP12/14 AIRB %

193 (Erkki Liikanen)

194

195 RoRWA 4 193

196

197 4 IRBPD EADLGD % 1,250% 195

198 4 ICAAP 2013 (

199

200 SFTIFRS CCF % % 50% 198

201 CBE 59 CBE The Hong Kong Association III Turnbull Guidance on Internal Control KPMG HSBC Private Banking Holdings (Suisse) SA HSBC Trinkaus & Burkhardt AG Patomak Global Partners 199

202 52 Oracle 2008 Oracle Corporation 1999 Oracle2001 Donaldson, Lufkin & Jenrette GBS Unilever PLC Unilever N.V. GBS OBE

203 2013 Accenture plc Darktrace Limited Facewatch Limited Deutsche Börse AG Joh A. Benckiser SARL Coty Inc. Allianz France S.A. Allianz Global Investors Kapitalanlagegesellschaft Allianz Global Investors Deutschland GmbH Allianz Global Investors SGR Allianz SpA Allianz Investment Management GmbH Allianz Climate Solutions GmbH Bayerische Börse AG OSRAM Licht AG CBE Pearson plc The Economist Newspaper Limited PepsiCo Inc. Imperial Chemical Industries plc Pearson plc Interactive Data Corporation Pearson plc ABB Group 2013 Swiss Reinsurance Company Kühne + Nagel International AGOanda Corporation Ahaus Alstaetter Eisenbahn Swiss Federal Audit Oversight Authority 201

204 Diethelm Keller Group ABB Group ABB (Switzerland) AG DKSH AG Winterthur Insurance Company (INSEAD) 2008 Centrica plc Chevron Corporation Hanson PLCEnterprise Oil plc Amerada Hess Corporation Anderson Global Macro, LLC International Regulatory Strategy Group TheCityUK Arcus European Infrastructure Fund GP LLP Heathrow Airport Holdings Limited Imperial College Institute of Fiscal Studies BruegelDitchley Foundation Serco Group plc Reinsurance Group of America Inc. The Scottish American Investment Company PLC 2012 Aspen Institute 202

205 HSBC Private Banking Holdings (Suisse) SA HSBC Insurance (Bermuda) Limited JP Morgan PricewaterhouseCoopers Simon Robertson Associates LLP Berry Bros. & Rudd Limited The Economist Newspaper Limited Troy Asset Management Eden Project Trust Royal Opera House Endowment Fund Dresdner Kleinwort Benson Royal Opera House Covent Garden Limited New Shore Partners LimitedRolls-Royce Holdings plc CBE Genomics England Limited Innocoll Inc Proteus Digital Health AstraZeneca plc KPMGDiageo plc 203

206 BG Group plc. Ann Almeida HSBC Amanah HSBC Trinkaus & Burkhardt AGHSBC Global Asset Management Limited HSBC Global Asset Management Limited HSBC Trinkaus & Burkhardt AG HSBC Bank Oman HSBC Amanah Malaysia Berhad HSBC Amanah Takaful (Malaysia) Sendirian Berhad HSBC Private Banking Holdings (Suisse) SA 204

207 Pam Kaur 50 Antonio Losada HSBC Trinkaus & Burkhardt AG Miller, Cassidy, Larroca & Lewin LLP Baker Botts LLP HSBC Mexico, S.A., Institucion de Banca Multiple, Grupo Financiero HSBC Grupo Financiero HSBC, S.A. de C.V

208 ,435 25,740 25, (8,030) (7,921) (7,732) ,405 17,819 17, ,031 10,148 9, (1,854) (1,744) (1,795) ,177 8,404 8, ,362 5,230 1, , ,275 6,362 2, (1,419) , , ,660 (1,197) 1, , ,137 6,226 5, , ,226 40,523 37, (7,059) (6,151) (7,541) ,167 34,372 30, (1,841) (3,116) (2,733) ,326 31,256 27, (9,978) (9,496) (9,700) (7,127) (7,727) (9,338) (712) (699) (665) (449) (477) (454) (18,266) (18,399) (20,157) ,060 12,857 7, ,280 1,214 1, ,340 14,071 8, (2,022) (2,725) (2,040) ,318 11,346 6, ,746 10,284 5, ,

209 ,318 11,346 6, (1,818) ,183 (1,609) (178) (643) (1,025) (252) (597) (17) (198) (44) (258) (636) (23) 25 (35) (16) 1 (72) (18) 37 (72) (36) (4,525) 3, (21) (290) (4,235) 3, (959) (1,223) (105) 264 (121) ,911 (7,499) 3, ,229 3,847 10, ,706 3,072 9, ,229 3,847 10,

210 , , , ,144 8,416 6, ,640 24,275 25, , , , ,823 35,318 38, , , , , , , ,047, , , ,301 88, , , , , ,248 20,377 4, ,270 45,135 50, ,068 1, ,503 9,781 11, ,497 15,676 16, ,740 28,537 29, ,747 10,572 10, ,192 7,205 7, ,753,593 2,645,316 2,671, ,640 24,275 25, ,764 92,709 86, ,415,705 1,266,905 1,361, ,506 66, , ,936 9,364 6, , , , ,968 84,254 89, , , , , , , ,361 19,519 2, ,936 33,511 30, ,434 1, ,223 69,771 74, ,972 11,292 16, ,283 4,787 5, , ,974 3,216 2, ,052 28,821 28, ,554,871 2,462,955 2,480, ,535 9,313 9, ,582 11,071 11, ,851 5,851 5, ,355 23,503 26, , , , , , , ,441 8,291 8, , , , ,753,593 2,645,316 2,671,

211 (573) (573) (573) ,340 14,071 8, (979) (1,426) (32) (1,280) (1,214) (1,111) (18) (9) (1,164) ,284 5,091 6, (86,266) 20,921 (169,820) ,108 (21,070) 185, (5,486) 4,877 (398) (315) (494) (468) (1,358) (2,125) (2,571) (19,843) 19,287 25, (187,934) (171,175) (192,804) , , , (523) (1,155) (797) ,193 3, (385) (416) (418) (140) 287 2, (30) (25) (1) , ,328 20,359 (26,944) (25) (33) ,500 1, (3,042) (45) (1,617) (1) (1,755) (2,799) (3,615) (350) (331) (255) (287) (286) (287) (1,711) (3,324) (3,657) (15,226) 36,322 (4,911) , , , ,443 (8,259) 7, , , ,

212 ,6 7 5, ,415 11,135 5, , (121) (542) 27, ,871 8, , ,746 9, , (16) 720 1,960 (49) 1, (16) (16) (1) (17) (16) (16) (16) (50) , (16) , , (553) (92) 2,111 2,111 2, (5,774) (5,774) (432) (6,206) (18) (18) (18) (9) (9) (9) (39) (8) (5) (1) (6) (12) (12) (225) (225) ,535 11,582 5, ,958 1,014 (145) , ,281 8, ,

213 ,6 7 5, ,238 10,084 5, ,347 1, , ,242 7, , ,284 10,284 1,062 11, (993) (1,635) (197) (4,387) (7,212) (287) (7,499) (1,635) (1,635) (183) (1,818) (197) (197) (1) (198) (994) (994) 35 (959) (4,387) (4,387) (138) (4,525) ,291 (1,635) (197) (4,387) 3, , ,012 (893) (25) (5,487) (5,487) (400) (5,887) (36) (36) (36) (15) (15) ,313 11,071 5, , (184) (3,635) 27, ,070 8, ,

214 ,6 7 5, ,313 11,071 5, , (184) (3,635) 27, ,070 8, , ,920 5, , ,093 3, , (3) (72) (72) (72) ,093 3, , , ,093 9, , (38) (92) 1,816 1,816 1, (4,023) (4,023) (318) (4,341) (12) (12) (12) (7) (7) (7) (6) 52 (3) (30) (30) ,415 11,135 5, , (121) (542) 27, ,871 8, ,

215 ,240, ,561, ,997, HSBC Overseas Holdings (UK) LimitedHOHU

216 (a) IASBIAS 34IAS IASB IFRS IFRS IFRS IASB IFRS IFRS IFRSIASB IFRS IASB IFRS IFRSIASBIFRS IFRIC IFRS IFRSIASB IFRS IAS 32 IAS (b) 214

217 (c) (d) (e) IASB IASB IASBIFRS IFRS IASBIFRS 9 IAS 39 IAS 39IFRS 9 IAS

218 IAS IAS 39 IFRS 9 IAS IFRS 9 (f) (g)

219 11 (h) ,582 1, , , , , , ,488 2, , ,737 1,

220 IFRS , ,746 10,284 5, (45) (45) (45) (241) (241) (242) ,460 9,998 5, ,460 18, ,998 18, ,633 18, ,460 18, ,998 18, ,633 18,

221 (107) ,803 1,868 2,081 1,968 1,761 2, (140) ,022 2,725 2, % 19.4% 24.0% % % % % % ,340 14,071 8, % % , , , (181) (1.3) (242) (2.0) 7 (124) (1.4) (87) (0.7) (9) (0.1) (278) (2.2) (281) (2.0) (262) (3.1) (111) (0.8) (317) (2.3) (317) (2.6) (377) (2.7) (494) (5.8) (4) (15) (0.1) (19) (0.1) (131) (1.5) , , , % % % 21% %20%

222

223 2.5% % I

224 , , , , , , , , , ,678 19,188 21, , , , ,855 51,477 63, , , , ,048 96,748 27, , ,620 48, , , , ,019 30,202 23, ,364 11,171 11, ,189 7,151 5, ,261 82,782 86, ,903 2,725 2, ,464 32,725 32, ,855 51,477 63, , , , ,394 99,414 73, , ,284 56, ,084 17, ,522 73, , ,447 83,220 50, , ,741 64,348 1,145 82,234 19, ,568 51, , ,821 62, , ,390 55,823 1,167 78,380 21, ,644 63, ,

225 IFRS , ,083 5, , ,359 4, , , ,877 2, , , ,934 6, , , ,430 7, , ,115 78,853 82, , ,776 1, , , ,324 3, , ,540 7, , , ,518 2, , , ,615 8, , , ,280 7, , ,195 75,059 84, , ,555 2, , , ,124 5, , ,173 7, , , ,224 2, , , ,760 7, , , ,576 7, , ,482 78,602 89, , ,441 2, ,

226 ,419 1,392 1, ,552 1, (474) (929) (616) ,756 1,719 1,

227 %75%

228 , , , , ,680 7, ,208 2,208 1,858 1, , , ,443 5, ,478 15,462 7,680 1,861 9, , , , , ,034 7, ,253 2,253 2,643 2, ,177 2, ,689 8,960 3, ,660 15,135 7,034 2,643 9, , , , , ,514 7, ,182 2,182 2,335 2, ,839 4, , ,245 5, ,502 15,702 7,514 2,335 9,

229 ,245 5, ,502 7,514 2, (248) (248) (21) (1) (1) , (31) , (741) (210) (40) (722) (40) (29) 5 (801) (99) (1,654) (31) (228) (720) (321) ,443 5, ,478 7,680 1, (21) (21) ,511 4, ,059 7,470 3, (25) (844) (26) (105) (157) (109) , , (345) (1,689) (4) (497) (266) (177) (4) (283) (559) (1,114) (1,009) (80) (30) (43) (565) (49) ,960 3, ,660 7,034 2, (17) 169 (452) 227

230 ,960 3, ,660 7,034 2, (89) (180) 97 (482) (482) , (421) (132) (490) (296) (23) (28) (591) (2,112) (305) (38) (128) (486) (111) , ,245 5, ,502 7,514 2, (180) (280) (570) (251) (60) (614) 301 (311) 369 (614) (371) (45) (777) 440 (416) 745 (777) (285) (51) (673) 382 (336) 434 (673) 1 228

231 (78) 224 (481) (18) 103 (90) (2) (9) (10) (156) (38) 42 (43) 301 (311) 369 (614) (61) 400 (400) (29) 138 (123) (5) (17) (31) (237) (36) 207 (254) 440 (416) 745 (777) (61) 226 (436) (27) 113 (99) (3) (9) (16) (164) (56) 95 (138) 382 (336) 434 (673) 95% 95% 229

232 , ,091 CLO CDO ,872 1% 7% 1% 7% , , ,189 7% 66% 13% 36% 27% 94% 47% 81% % 37% 7% 37% % 24% 3% 11% % 4% 3% 4% ,208 1, % 50% 8% 21% % 61% 13% 30% % 56% 4% 11% % 62% 14% 36% , , % 3% 0.7% 3% % 7% 0.7% 6% ,462 9,

233 , ,320 CLO CDO , % 5% 0% 5% , , , % 73% 13% 39% % 59% 52% 57% % 22% 20% 21% % 28% 5% 15% % 5% 4% 5% ,182 2, , % 22% 2% 20% % 160% 13% 41% % 75% 7% 18% % 73% 15% 36% , , % 3% 1% 3% , % 17% 1% 7% ,702 9,

234 % A A 232

235

236 , , , , , , ,047,241 1,040, , , , , , ,287 88,400 88, , , ,256 26,196 24,179 24,901 25,084 25, ,764 92,758 92,709 92,700 86,507 86, ,415,705 1,415,732 1,266,905 1,267,128 1,361,297 1,360, , ,506 66,591 66, , , ,397 97, , , , , ,052 31,084 28,821 30,517 28,976 31, ,669 1,766 15,433 15,558 1,973 1, ,880 4,880 17,280 17,339 2,187 2, , , , , , , , , , , , , ,910 28,400 27,934 27,816 27,211 26, , , , , , , ,654 46,988 44,545 44,806 43,918 44,105 1,047,241 1,040, , , , ,

237 ,523 34,950 38, ,823 35,318 38, ,870 12,392 12, ,886 22,770 25, ,783 35,261 38, ,823 35,318 38, ,729 4,612 4, ,538 6,997 7, ,886 22,770 25,711 31,783 35,261 38,

238 , , ,706 15,902 18, ,164 5,984 13, ,870 21,886 31, ,791 15,924 18, ,601 6,846 16, ,392 22,770 35, ,773 18,235 21, ,816 7,476 17, ,589 25,711 38, ,756 1,993 58,749 54, , ,714 2, , ,705 4, , ,993 10,993 13,808 13, ,944 7,944 8,146 8, ,285 1,285 1,564 1, ,692 4, , ,222 5, , (237,943) (237,943) , , ,591 1,857 74,448 71, , ,207 1, , ,829 4, , ,415 18,415 21,858 21, ,094 11,094 10,769 10, ,654 5,654 4,003 4, ,961 3, , ,651 5, , (296,325) (296,325) , , ,652 2,262 80,914 75, , ,282 2, , ,434 4, , ,389 18,389 22,573 22, ,092 9,092 8,926 8, ,624 2,624 1,786 1, ,039 4, , ,069 4, , (287,330) (287,330) , ,284

239 % ,560,351 5,645,648 5,264, ,069,408 25,785,120 27,056, , , , , , , ,297 90,091 77,842 33,927,353 32,893,167 33,667,346 6, , ,780 3, , ,390 3, , , (56) (55) (50) (7) (14) (25) (49) (35) (42) (1) (9)

240 , , , , , ,574 70, ,197 90, , , ,046 70, ,996 90, , ,412 1,163 2, , ,412 1,168 2, (1,163) 1, ,185 (1,352) (580) , , , ,477 1,452 1,160 1,513 1,131 1,208 3,470 1,951 3,012 1,915 3,388 1, , ,

241 , , , ,591 57,312 91, ,710 31,088 88, ,301 88, , ,604 17,314 42, ,902 49, , ,506 66, , , , , ,210 27,642 31, , , , ,177 78,177 79,005 79,005 78,111 78, ,177 78,177 79,005 79,005 78,111 78, , , , , , , , , , , , , ,256 26,196 24,179 24,901 25,084 25, ,726 8,726 9,369 9,369 9,140 9, ,726 8,726 9,369 9,369 9,140 9, , , , , , , %

242 ,378 37, ,393 17, ,087 5, ,941 30, ,187 50, , , ,574 22, ,864 88, ,876 8, , , ,812 46, ,360 21, ,131 5, ,153 16, ,929 45, , , ,835 24, ,127 88, ,289 9, , , ,369 50, ,211 18, ,263 5, ,565 23, ,570 49, , , ,961 24, ,469 88, ,081 9, , , , ,719 6,325 3, , , ,832 18,931 4, ,555 78, ,551 25,256 8, , , ,941 5, , , ,720 18,661 8, ,427 79, ,661 24,179 9, ,

243 , ,473 6,176 3, , , ,117 18,908 5, ,922 78, ,590 25,084 9, , ,747 80,814 81, , , , ,679 47,347 50, ,711 52,973 51, , , , ,692 78,106 78, , , , ,676 40,049 44, ,324 46,443 44, , , , ,055 2,708 2, ,811 7,643 8, ,003 7,298 6, ,387 6,530 7, ,256 24,179 25, ,620 18,921 2, ,456 1, ,248 20,377 4, ,

244 HSBC Life (UK) Limited ,901 80,418 43, , ,637 57, ,071 30,212 32, ,086 72,165 74, , , , , , ,676 12,341 13, ,371 53,026 53, ,716 15,089 18, ,653 3,341 3,685 82,968 84,254 89,

245 ,832 2, , (77) (1) (214) (1,085) (51) (1,428) (20) (14) (157) (64) (46) (301) (6) (2) ,765 1, , ,667 2, , , (68) (1) (223) (662) (185) (1,139) (27) (37) (220) (58) (31) (373) (100) (25) (61) (199) (379) ,703 2, , ,703 2, , ,005 (70) 1, (43) (4) (486) (825) 18 (1,340) (38) (29) (120) (36) (95) (318) (1) (10) (8) ,832 2, ,

246 %210 39% , % 49% % 72% ,543 2, , % 1, %

247

248 , , ,144 8, ,640 26, ,144 1, , ,361 3,740 24,109 31, , , , ,341 20,506 3,958 1,908 2,517 6,734 3,390 2, , ,285 81,682 54,901 30,874 35,921 96, , ,627 1,047, ,214 41,593 7,387 5,034 4, , , ,651 43,087 33,722 20,295 21,715 43, , , , , ,598 8, ,503 2, ,611 10, ,681 5,332 1, ,041 24, ,306, , ,709 60,250 65, , , ,911 2,656, ,103 97, ,306, , ,709 60,250 65, , , ,014 2,753, ,640 26, ,467 3,888 1, , , ,269,487 62,090 29,768 14,215 20,194 14,620 5, ,415, ,600 23,791 7,603 2,239 4, , ,936 9, ,446 1,304 3,763 3,713 2,752 6,879 9,396 10, , , ,135 4,291 9,211 18,622 45,079 82, , ,650 2, , ,560 9,767 10,576 9,592 6,417 18,854 19,081 5,550 96, , ,158 12, ,946 2,202 1,217 1, , ,006 23,399 28, ,466 6,164 1, , , ,014, ,560 56,571 34,469 40,124 53,306 61,838 92,875 2,464, ,367 90, ,014, ,560 56,571 34,469 40,124 53,306 61, ,242 2,554,

249 , , ,416 8, ,275 24, ,519 16,079 1, , , ,947 2,743 27,404 35, , ,516 1, , ,500 22,694 5, ,566 6,208 2,137 4, , ,002 69,193 50,415 31,804 34,463 76, , , , ,382 17,030 8,638 2, , ,835 44,588 27,647 25,923 28,203 43,858 90, , , ,964 2, ,080 3,342 3,424 18, ,476 1, ,944 8, ,876 3,841 1, ,080 25, ,303, ,203 97,233 63,503 71, , , ,492 2,559, ,310 86, ,303, ,203 97,233 63,503 71, , , ,802 2,645, ,275 24, ,976 3,095 1,663 1,189 1,203 1,975 1, , ,129,001 66,980 30,032 9,556 16,019 9,060 5, ,266, ,930 6,490 5,191 1,334 3,646 66, ,364 9, ,076 20,397 6,127 6,101 5,545 10,544 21,582 23, , ,944 1, ,489 1,371 8,687 20,078 46,693 84, , ,319 1, , ,742 13,188 16,833 9,679 7,189 17,136 18,391 4, , ,759 1,635 1, , ,964 1, ,291 9, , ,682 22,386 28, ,721 5,884 1, , ,567 30, ,892, ,151 63,827 33,194 38,435 50,113 76, ,769 2,377, ,533 85, ,892, ,151 63,827 33,194 38,435 50,113 76, ,302 2,462,

250 , , ,021 6, ,220 25, ,396 3,098 1,536 2, , , ,145 2,819 30,035 38, , ,486 1, , ,551 22,107 5,397 1,429 1,290 6,129 2,779 4, , ,736 73,463 56,053 29,273 32,194 87, , , , ,242 35,329 5,287 1,239 2,072 1, , ,331 48,053 35,877 22,353 18,816 50, , , , , , ,593 2, ,626 10, ,059 4,831 1, ,166 23, ,268, , ,199 58,540 56, , , ,521 2,577, ,206 94, ,268, , ,199 58,540 56, , , ,727 2,671, ,220 25, ,298 3,931 1, , , ,229,694 60,683 26,940 13,704 15,384 8,717 5, ,361, ,137 13,058 6,583 3,711 4, , ,910 6, ,231 11,405 4,886 2,844 3,653 6,323 7,979 8, , , , ,348 21,544 50,702 89, , ,978 1, , ,739 8,280 15,734 7,442 8,106 18,552 19,850 5, , , , ,016 3,950 1, , , ,435 3,406 22,765 28, ,126 6,317 1, , ,956, ,050 60,575 32,333 33,426 47,506 64,208 91,523 2,393, ,998 86, ,956, ,050 60,575 32,333 33,426 47,506 64, ,521 2,480,

251 ,987 2, ,957 46,101 25,155 15,011 20,819 13,005 50,181 26, , ,243 44,863 19,905 13,918 25,458 10,980 42,604 18, , ,598 45,255 18,770 16,927 20,242 13,320 46,652 21, ,

252 ,782 (237,943) 269,839 (219,192) (31,539) 19, ,581 (85,893) 216,688 (210,904) (68) 5, ,972 (1,585) 18,387 (18,387) ,609 (84,308) 198,301 (192,517) (68) 5, ,661 (97,748) 112,913 (103,064) 9,849 1,021,024 (421,584) 599,440 (533,160) (31,607) 34, ,538 (296,325) 299,213 (218,509) (35,568) 45, ,858 (88,777) 210,081 (207,203) (845) 2, ,143 (47,498) 121,645 (120,858) (617) ,715 (41,279) 88,436 (86,345) (228) 1, ,965 (83,946) 79,019 (71,300) 7,719 1,057,361 (469,048) 588,313 (497,012) (36,413) 54, ,595 (287,330) 282,265 (215,957) (36,387) 29, ,903 (88,775) 200,128 (197,287) (57) 2, ,008 (18,570) 20,438 (20,438) ,895 (70,205) 179,690 (176,849) (57) 2, ,437 (92,654) 99,783 (89,419) 10,364 1,050,935 (468,759) 582,176 (502,663) (36,444) 43, , , , , , ,

253 ,437 (237,943) 263,494 (220,019) (23,163) 20, ,840 (85,893) 185,947 (182,451) (80) 3, ,026 (1,585) 20,441 (20,431) ,814 (84,308) 165,506 (162,020) (80) 3, ,686 (97,748) 115,938 (103,064) 12, ,963 (421,584) 565,379 (505,534) (23,243) 36, ,994 (296,325) 293,669 (218,444) (34,252) 40, ,972 (88,777) 211,195 (209,898) (203) 1, ,101 (47,498) 144,603 (144,395) ,871 (41,279) 66,592 (65,503) (203) ,128 (83,946) 87,182 (71,300) 15,882 1,061,094 (469,048) 592,046 (499,642) (34,455) 57, ,614 (287,330) 274,284 (216,596) (29,093) 28, ,634 (88,775) 193,859 (193,354) (81) ,209 (18,570) 29,639 (29,625) ,425 (70,205) 164,220 (163,729) (81) ,153 (92,654) 102,499 (89,394) 13,105 1,039,401 (468,759) 570,642 (499,344) (29,174) 42, , , , , , , ,

254 ,100 5,652 6, ,951 26,150 17, ,630 83,657 87, , , , ,147 8,594 8, ,035 1,747 1, , , ,960 2, , , , , ,

255 ,119 1,214 1, (1,089) (71) (110) (3) ,611 3,837 3, ,053 1, (191) (36) (126) (177) (7) 187 4,284 5,091 6, (530) (341) (1,227) (15,790) 13,398 (38,268) ,481 5,002 29, (60,076) 6,693 (53,244) (8,776) (18,287) (91,291) (8) (1,585) (3,337) (3,567) 16,041 (11,887) (86,266) 20,921 (169,820) (1,189) (1,803) 4, ,310 (1,966) (5,815) ,287 (29,128) 86, ,286 26,023 97, (7,683) (10,072) (5,309) (3,562) (3,466) 4, ,659 (658) 3,480 59,108 (21,070) 185, (7,775) (8,789) (8,473) ,725 25,767 25, , , , ,144 8,416 6, , ,082 96, ,842 39,938 68, ,233 25,014 15, (9,936) (9,364) (6,910) 334, , ,

256 ,113 9,757 12,394 9,092 13,412 9, ,579 5,205 2,242 3,957 2,437 4,693 16,692 14,962 14,636 13,049 15,849 14, % % Technical Cooperation and Exchange Programme

257 % 20135% 13% % 13% 11.2% 15.3% % 15.0% 0.63%1% % 1%0.65% % 0.52% 1.11% % 1.20% % % 40.8%43.0% %43.2% 39.8% 44.3% % 44.2% %

258 % (1.3) (2.5) % (1.5) (2.7) % % 1.00% % % (1.0) % (0.4) (0.8) % 43.0% % (0.4) (0.7) % (1.1) (2.2) % (1.3) (2.4) % % 1.00% % % (0.5) % (0.3) (0.6) % 43.2% % (0.3) (0.6) 256

259 HSBC Saudi Arabia Limited % 5 Vaultex UK Limited % 1, ,800 80,600 84, ,194 80,828 84, ,986 13,078 12, , , , , , , , ,

260 ,873 12,107 1,294 4,067 4,265 (1,439) 31, ,335 11,343 1,271 3,948 4,270 31, (5) (1,439) ,474 13,291 1,253 4,632 4,958 (1,236) 34, ,092 12,507 1,262 4,534 4,977 34, (9) 98 (19) (1,236) ,493 11,141 1,250 4,171 5,610 (1,392) 30, ,016 10,346 1,235 4,035 5,641 30, (31) (1,392) ,258 7, , ,768 9, , (943) 6, ,506 8, ,430, ,334 61, , ,630 (176,229) 2,753, ,362, ,906 51, , ,708 (176,229) 2,554, ,365, ,842 63, , ,032 (179,602) 2,645, ,304, ,802 53, , ,333 (179,602) 2,462, ,392, ,791 60, , ,999 (160,276) 2,671, ,326, ,938 50, ,635 99,319 (160,276) 2,480,

261 ,873 7,221 5,232 1,294 4,067 4,265 (1,785) 31, ,335 6,628 4,715 1,271 3,948 4,270 31, (5) (1,785) ,474 6,643 7,003 1,253 4,632 4,958 (1,591) 34, ,092 6,098 6,409 1,262 4,534 4,977 34, (9) 98 (19) (1,591) ,493 6,560 4,975 1,250 4,171 5,610 (1,786) 30, ,016 5,933 4,413 1,235 4,035 5,641 30, (31) (1,786) ,258 4,549 3, , ,768 4,205 5, , (943) 3,884 2, ,506 8, ,430, , ,721 61, , ,630 (234,295) 2,753, ,362, , ,570 51, , ,708 (234,295) 2,554, ,365, , ,271 63, , ,032 (233,743) 2,645, ,304, , ,252 53, , ,333 (233,743) 2,462, ,392, , ,937 60, , ,999 (219,835) 2,671, ,326, , ,918 50, ,635 99,319 (219,835) 2,480,

262 Household International Jaffe Household International, Inc. N.D. Ill. No. 02 C Household International Household International Household International , Bernard L. Madoff Bernard L. Madoff Investment Securities LLC

263 Fairfield Sentry Limited Fairfield Sigma Limited Fairfield Lambda Limited Fairfield FairfieldFairfield Fairfield 261

264 IFR 1293 IFR9, IFR IFR IFR IFR

265 HSBC Securities USA) Inc. HSI HSI240 HSI BlackRock PIMCO HSI HSI Asset SecuritizationHASCOHASCO S.D.N.Y. No. CV LAK

266 25 16 Decision One Mortgage Company LLC 10 Decision One Mortgage Company LLC HSI

267

268

269 WM/ReutersWM/Reuters WM/Reuters

270 ISDA Markit MDL No HSBC Bank Brasil S.A (2)498(3) 268

271 IAS 34 (a) DTR 4.2.7R (b) DTR 4.2.8R (i) (ii)

272 KPMG Audit Plc IFRS 2014 IAS IAS 34 Guy Bainbridge KPMG Audit Plc

273 ,480 19, ,495 5,519 5, ,605 24,105 24, ,858 22,276 22, , , , ,730,477 2,291, ,885 2,468, ,123 34,352 1, , ,525 15,820 15, ,000 8, ,130 48,263 48, , , , ,912 22,331 22, ,490 4,483 19, ,2894,959,844 1,639,6921,022, % 2 3 3,8963,164 ADS XV

274 ,016 2, % ,423 50, , , , ,333 13, ,539 44, %

275 ,212 85, , ,955 84, , , , , ,700 42, , ,349 58, , , , , ,080 44, , ,718 56, , , , , % 33% % 33%33% , , , , , , ,779 3, , , , , , , , ,647 2, , , , , , , , ,613 2, ,

276 , , , ADS XV Investor Relations Governance Share Plans 8 Canada Square, London E14 5HQ

277 20% ,950,886 1,766,360 1,909,833 50,274, ,022, , ,428 9,401, ,997,069 85, ,770 3,462, ,574,652 29,970 48,166 1,496, ,215, , ,262 23,552, ,025,868 1,434 48,295,358 6,729, ,046 86, Legal & General Group Plc % 275

278 BlackRock, Inc ,142,439, , , % % % JPMorgan Chase & Co ,282,599, ,880,547867,737, % 0.68% 4.55% BlackRock, Inc ,110,172,768 35,234,325 6% 0.19% Euroclear Euronext Euroclear Euronext

279 (i) (ii) 14 The Walker C.3.3(f) (g) (h) 277

280 B(1) HSBC InvestDirect HSBC InvestDirect, PO Box 1683, Frobisher House, Nelson Gate, Southampton, SO15 9DG, UK (0) www.hsbc.co.uk/shares 13 HSBA 5 HSBC Euronext HSB HSBC.BH Canada Square, London E14 5HQ, United Kingdom 1 7th Floor, 10 East 40th Street, New York, 10018, USA

281 Computershare Investor Services PLC Investor Relations Team The Pavilions HSBC Bank Bermuda Limited Bridgwater Road Front Street Bristol BS99 6ZZ Hamilton HM 11 United Kingdom Bermuda +44 (0) [email protected] [email protected] BNY Mellon Shareowner Services PO Box BNY Mellon Shareowner Services College Station, TX Quality Circle, Suite 210 USA College Station, TX [email protected] Euroclear NYSE Euronext HSBC France 103, avenue des Champs Elysées Paris Cedex 08 France [email protected]

282

283 A ABCP ABS 1 ADS ALCM ALCO 1 B BSM C 1 CD CDO 1 CDS 1 CET CRR 1 CRS CVA 1 D DDoS DFAST DPA DPF DVA 1 E 1 EBA EL 1 EMIR Euribor F

284 G 20 GLBA 1 H HASCO HSI I IAS IASB ICB IFRS IRB 1 ISDA K KPMG L LCR 1 LFRF LGD 1 Libor LIC 1 M Mazarin MBS N NSFR 1 20 Government National Mortgage Association Ginnie Mae HSI Asset Securitization HSBC Bank plc Midland Bank plc HSBC Bank Bermuda Limited The Bank of Bermuda Limited HSBC Bank USA, N.A. HSBC Bank USA, Inc. HSBC Trust Company Canada HSBC Mortgage Corporation Canada HSBC Securities Canada HSBC Finance Corporation Household International, Inc. CCF S.A. HSBC Securities (USA) Inc. KPMG Audit Plc Bernard L Madoff Investment Securities LLC Mazarin Funding Limited 282

285 O OCC 1 1 P PD 1 1 PVIF R 1 1 RMBS 1 S SE 1 SIC Solitaire U V VaR Solitaire Funding Limited 283

286 284 A ARM Alt-A ABS B % 1001% C 3 2 CRD CCP CDO

287 CP CET1 COREP CNAV CML CCB CCR CDS CVA 3 SIC Decision One Mortgage CompanyDecision OneDecision One Decision One

288 286 CRR 23 D DVA E EVE ENAV EL 12 EAD F FCA

289 287 FPC FINREP G G-SIB FSBG-SIB 28 GSE H HELoC I 2 IRB BBB-

290 ISDA K L LCR LTV LGD Solitaire Funding Limited % EAD 288

291 289 M MTN MBS N NSFR % O OIS OTC P VaR

292 290 PD PRA R RWA S

293 291 ECAI SE SIV T

294 U V VaR W 292

295 A , , , , , 132, , 70, , , 67, 74, 80, 86, 92 46, 67, 74, 80, 86, , 44, 46, , 72, B , , 58, 67, 74, , C , , , 176, , , 42, 67, 74, 80, 86, D , , 46, ,

296 E , , , , 132, , 63, 64, , F , 136, , , G , , , 51, 54, 56 H 2, 47, 50, 52, 55, 63, 70, 77, 83, , , 164 I , , , L , , 132, , 89,

297 35, , , , , 114, , , 67, 74, 80, 86, 92, M , 3 157, , , , 132, , 77, , , 114, N , , , , 132, , O , 7 P , , , , 71, 72, 78, 84, 90 20, 24, 61, 63, 67, 74, 77, 80, 83, 86, 89, 92 20, 24, 46, 58, 67, 74, 80, 86, 92 2, PVIF33 R , , 18, 36, 58, 63, 67, 70, 74, 80, 83, 89, , , , 18, 43, 47, 63, 70, 77, 83, ,

298 , 41, 111, 139, 153, , 50, 53, 55, 65, 72, 79, 85, , , , , 177, S 143, , 63, 70, 77, 83, , , 108, 189, T 37, , , U V 158, W Y

299 K Canada Square, London E14 5HQ, United Kingdom Black Sun Plc DG3 Asia Limited Acroprint 1 EW Ozone Offset Acroprint 1 EW Ozone Offset 100% FSC Forest Stewardship Council Matthew Mawson George Brooks GPS131464

300 從上海浦東滙豐銀行大樓 ( 世紀大道 8 號 ) 外望的景色 從香港滙豐總行大廈 ( 皇后大道中 1 號 ) 外望的景色 從倫敦滙豐集團總部 (8 Canada Square) 外望的景色 滙豐控股有限公司 8 Canada Square London E14 5HQ United Kingdom 電話 :

301 滙豐控股有限公司 僱員股份計劃 HSBC Holdings plc 滙豐控股有限公司 僱員股份計劃 2014 年 6 月 30 日

302 滙豐控股有限公司 僱員股份計劃 根據香港聯合交易所於 2010 年 12 月 24 日授出豁免的條款, 僱員股份計劃下的認股權的全部詳情須根據上市規則第 條及第 條於下文披露 有關披露資料亦可於香港聯合交易所網站 查閱, 亦可向集團公司秘書長索取, 地址為 8 Canada Square, London E14 5HQ 滙豐根據滙豐股份計劃授出認股權及特別股份獎勵, 以使僱員利益與股東利益保持一致 第 2 至 3 頁載有尚未行使之認股權詳情, 包括根據 香港僱傭條例 界定為 持續合約 之僱傭合約受聘之僱員持有之認股權 授出之認股權均不收取代價 主要股東 貨品或服務供應商並無獲授認股權, 而授出之認股權亦無超越各項股份計劃之個別上限 滙豐期內概無註銷任何認股權 並無根據 2011 年滙豐股份計劃授出特別優先認股權, 該計劃於 2011 年 5 月 27 日取代滙豐股份計劃 期內授出 行使或失效的認股權詳情, 載於下文列表內 滙豐控股董事持有的認股權詳情, 載於 2014 年中期業績報告 第 272 頁 全體僱員優先認股計劃滙豐控股儲蓄優先認股計劃及滙豐控股儲蓄優先認股計劃 : 國際均為全體僱員優先認股計劃 根據此等計劃, 合資格之滙豐僱員經已獲授認股權, 以購入滙豐控股普通股 滙豐控股儲蓄優先認股計劃 : 國際的最後一期已於 2012 年授出, 滙豐將不會再根據該計劃授出任何認股權 新的國際全體僱員優先認股計劃已於 2013 年第三季推出 就根據滙豐控股儲蓄優先認股計劃授出的認股權而言, 僱員可於三年或五年期內, 每月供款不超過 250 英鎊 ( 或等值金額 ), 並在有關儲蓄合約開始第三或第五周年後的六個月內選擇行使認股權 僱員亦可選擇以現金方式取回儲蓄及 ( 如適用 ) 任何利息或花紅 僱員如被裁退 退休 ( 包括因受傷或健康欠佳而退休 ) 受僱業務轉讓予另一機構, 或僱用公司之控制權有變, 則認股權可於有關儲蓄合約完成前行使 在若干情況下, 根據全體僱員優先認股計劃授出的認股權行使期可以延長, 例如倘參與者身故, 遺囑執行人可於正常行使期屆滿後六個月內行使有關認股權 根據滙豐控股儲蓄優先認股計劃及滙豐控股儲蓄優先認股計劃 : 國際, 認股權行使價乃按最接近要約日期前五個營業日之滙豐控股普通股平均市價折讓 20% 釐定 在適用情況下, 美元 港元及歐元行使價會按有關要約日期前一個工作天的適用匯率從英鎊行使價折算 滙豐控股儲蓄優先認股計劃及滙豐控股儲蓄優先認股計劃 : 國際將於 2015 年 5 月 27 日終止, 除非董事議決提早終止有關計劃則另作別論 1

303 滙豐控股有限公司 僱員股份計劃 滙豐控股儲蓄優先認股計劃 滙豐控股普通股 行使價 行使期 於 2014 年 期內授出 期內行使 期內失效 於 2014 年 授出日期 ( 英鎊 ) 開始日期 截止日期 1 月 1 日 之認股權 1 之認股權 之認股權 6 月 30 日 2008 年 4 月 30 日 年 8 月 1 日 2014 年 2 月 1 日 76,623 46,621 30, 年 4 月 29 日 年 8 月 1 日 2015 年 2 月 1 日 22,639,846 1,048, ,899 21,423, 年 4 月 21 日 年 8 月 1 日 2014 年 2 月 1 日 210, ,596 62,951 3, 年 4 月 21 日 年 8 月 1 日 2016 年 2 月 1 日 1,268,403 35,472 36,706 1,196, 年 4 月 20 日 年 8 月 1 日 2015 年 2 月 1 日 2,870,885 86,893 80,324 2,703, 年 4 月 20 日 年 8 月 1 日 2017 年 2 月 1 日 1,438,431 33,644 53,114 1,351, 年 4 月 24 日 年 8 月 1 日 2016 年 2 月 1 日 13,491, , ,032 12,493, 年 4 月 24 日 年 8 月 1 日 2018 年 2 月 1 日 3,518,307 34, ,933 3,322, 年 9 月 20 日 年 11 月 1 日 2017 年 5 月 1 日 6,477,354 5, ,508 5,941, 年 9 月 20 日 年 11 月 1 日 2019 年 5 月 1 日 1,959,189 1, ,364 1,837,572 1 最接近行使認股權日期前, 股份之加權平均收市價為 6.20 英鎊 滙豐控股儲蓄優先認股計劃 : 國際 53,950,886 1,766,360 1,909,833 50,274,693 滙豐控股普通股 行使期 於 2014 年 期內授出 期內行使 期內失效 於 2014 年 授出日期 行使價 開始日期 截止日期 1 月 1 日 之認股權 1 之認股權 之認股權 6 月 30 日 ( 英鎊 ) 2008 年 4 月 30 日 年 8 月 1 日 2014 年 2 月 1 日 53,915 21,930 31, 年 4 月 29 日 年 8 月 1 日 2015 年 2 月 1 日 5,521,719 63, ,755 5,356, 年 4 月 21 日 年 8 月 1 日 2014 年 2 月 1 日 151,634 93,490 58, 年 4 月 21 日 年 8 月 1 日 2016 年 2 月 1 日 218, , , 年 4 月 20 日 年 8 月 1 日 2015 年 2 月 1 日 685,034 2,421 87, , 年 4 月 20 日 年 8 月 1 日 2017 年 2 月 1 日 186,806 10, , 年 4 月 24 日 年 8 月 1 日 2016 年 2 月 1 日 2,669,788 13, ,315 2,545, 年 4 月 24 日 年 8 月 1 日 2018 年 2 月 1 日 534, , ,748 10,022, , ,428 9,401,895 ( 美元 ) 2008 年 4 月 30 日 年 8 月 1 日 2014 年 2 月 1 日 43,932-43, 年 4 月 29 日 年 8 月 1 日 2015 年 2 月 1 日 1,497,456 13,159 72,160 1,412, 年 4 月 21 日 年 8 月 1 日 2014 年 2 月 1 日 216,423 59, , 年 4 月 21 日 年 8 月 1 日 2016 年 2 月 1 日 129,756 8, , 年 4 月 20 日 年 8 月 1 日 2015 年 2 月 1 日 447,961 4,983 49, , 年 4 月 20 日 年 8 月 1 日 2017 年 2 月 1 日 111,396 11, , 年 4 月 24 日 年 8 月 1 日 2016 年 2 月 1 日 1,261,942 5,358 76,439 1,180, 年 4 月 24 日 年 8 月 1 日 2018 年 2 月 1 日 288,203 2,728 29, ,145 3,997,069 85, ,770 3,462,466 2

304 滙豐控股有限公司 僱員股份計劃 滙豐控股儲蓄優先認股計劃 : 國際 ( 續 ) 滙豐控股普通股 行使期 於 2014 年 期內授出 期內行使 期內失效 於 2014 年 授出日期 行使價 開始日期 截止日期 1 月 1 日 之認股權 1 之認股權 之認股權 6 月 30 日 ( 歐元 ) 2008 年 4 月 30 日 年 8 月 1 日 2014 年 2 月 1 日 8,329 8, 年 4 月 29 日 年 8 月 1 日 2015 年 2 月 1 日 843,087 14,354 4, , 年 4 月 21 日 年 8 月 1 日 2014 年 2 月 1 日 15,417 10,363 5, 年 4 月 21 日 年 8 月 1 日 2016 年 2 月 1 日 37, , 年 4 月 20 日 年 8 月 1 日 2015 年 2 月 1 日 151,415 2,920 4, , 年 4 月 20 日 年 8 月 1 日 2017 年 2 月 1 日 44,841 44, 年 4 月 24 日 年 8 月 1 日 2016 年 2 月 1 日 384,509 2,147 19, , 年 4 月 24 日 年 8 月 31 日 2018 年 2 月 1 日 89, ,536 82,480 ( 港元 ) 1,574,652 29,970 48,166 1,496, 年 4 月 30 日 年 8 月 1 日 2014 年 2 月 1 日 13,316 13, 年 4 月 29 日 年 8 月 1 日 2015 年 2 月 1 日 17,205, , ,889 16,854, 年 4 月 21 日 年 8 月 1 日 2014 年 2 月 1 日 82,670 58,016 24, 年 4 月 21 日 年 8 月 1 日 2016 年 2 月 1 日 220,985 2,565 10, , 年 4 月 20 日 年 8 月 1 日 2015 年 2 月 1 日 384, , , 年 4 月 20 日 年 8 月 1 日 2017 年 2 月 1 日 162,426 1,770 4, , 年 4 月 24 日 年 8 月 1 日 2016 年 2 月 1 日 5,466,147 27, ,518 5,297, 年 4 月 24 日 年 8 月 1 日 2018 年 2 月 1 日 679,575 1,189 19, ,923 24,215, , ,262 23,552,885 1 最接近行使認股權日期前, 股份之加權平均收市價為 6.35 英鎊 特別股份計劃 自 2005 年 9 月 30 日以來, 滙豐並無根據僱員股份計劃授出任何特別認股權 授出日期 行使價 ( 英鎊 ) 1,2 滙豐控股集團優先認股計劃 行使期開始日期 截止日期 於 2014 年 1 月 1 日 滙豐控股普通股 期內行使之認股權 期內失效之認股權 於 2014 年 6 月 30 日 2004 年 4 月 30 日 年 4 月 30 日 2014 年 4 月 30 日 48,256,628 1,434 48,255, 年 8 月 27 日 年 8 月 27 日 2014 年 8 月 27 日 281, , 年 4 月 20 日 年 4 月 20 日 2015 年 4 月 20 日 6,487,589-40,164 6,447,425 滙豐股份計劃 55,025,868 1,434 48,295,358 6,729, 年 9 月 30 日 年 9 月 30 日 2015 年 9 月 30 日 86, ,046 1 滙豐控股集團優先認股計劃已於 2005 年 5 月 26 日屆滿, 自該日起並無根據該計劃授出任何認股權 2 最接近行使認股權日期前, 股份之加權平均收市價為 6.09 英鎊 3