祇供信安計劃成第二十九期二零一零年十一月 Issue No. 29 Nov 2010 摘要 Highlights : 信安新推出交易所買賣基金及收費減價 Principal s New ETF Fund Launch and Fee Reduction 信安多元化的選擇, 配合你不同的投資需要 P

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成員投資講座 Principal MPF Scheme Member Investment Seminar 強積金論壇 2010 MPF Forum 2010 信安參加無國界醫生日 2010 Principal Participated in MSF Day 2010 電影獻禮 : 全城戒備 Movie Show: City under Siege 兼職僱員也享強積金權益 MPF Rights

1 祇供信安計劃成第二十九期二零一零年十一月 Issue No. 29 Nov 2010 摘要 Highlights : 信安新推出交易所買賣基金及收費減價 Principal s New ETF Fund Launch and Fee Reduction 信安多元化的選擇, 配合你不同的投資需要 Principal Offers Diversified Choices for Your Different Investment Needs 信安強積金計劃成員投資講座 Principal MPF Scheme Member Investment Seminar 強積金論壇 2010 MPF Forum 2010 信安參加無國界醫生日 2010 Principal Participated in MSF Day 2010 電影獻禮 : 全城戒備 Movie Show: City under Siege 兼職僱員也享強積金權益 MPF Rights of Part-Time Employees 信安新推出交易所買賣基金及收費減價 Principal s New ETF Fund Launch and Fee Reduction 員信安尊信會通訊 Club Update FOR PRINCIPAL MEMBERS ONLY 有關新推出的交易所買賣基金及收費減價詳情 ( 包括條款與細則 ), 歡迎致電客戶服務熱線 : (852) 查詢或瀏覽本公司網頁投資涉及風險基金價值可升可跌您不應單靠此宣傳品作出投資決定您必須參閱有關強積金計劃的主要推銷刊物 / 計劃說明書, 以便獲得進一步資料 ( 包括成分基金的投資政策風險因素費用及收費 ) For details including terms and conditions of the newly launched ETF fund and fee reduction, please call our Customer Service Hotline: (852) or visit our website Investment involves risks. The value of the funds may go up or down. You should not invest in reliance on this marketing material alone. You should read the Principal Brochure/Explanatory Memorandum of the MPF schemes for further details (including investment policy, risk factors, fee and charges of the constituent funds).

信安多元化的選擇, 配合你不同的投資需要 Principal Offers Diversified Choices for Your Different Investment Needs 信安明白到不同投資者各有其投資需要因此, 信安提供多樣化的基金產品, 當中包括 : 信安亞太高息股票基金信安新興四喜動力基金信安中國股票基金和信安香港股票基金有關基金詳情, 歡迎致電客戶服務熱線 :

hk 投資涉及風險, 過往業績並不代表將來表現基金價格可升可跌詳情請參閱信安豐盛投資系列信安環球精選基金系列及信安豐裕人生基金的基金說明書, 以便獲得進一步資料 ( 包括投資政策風險因素費用收費及基金資料 ) 投資者不應只依賴本宣傳品作出投資決定投資者在投資前應閱讀及理解有關的基金說明書 At Principal, the investment needs of

2 信安多元化的選擇, 配合你不同的投資需要 Principal Offers Diversified Choices for Your Different Investment Needs 信安明白到不同投資者各有其投資需要因此, 信安提供多樣化的基金產品, 當中包括 : 信安亞太高息股票基金信安新興四喜動力基金信安中國股票基金和信安香港股票基金有關基金詳情, 歡迎致電客戶服務熱線 : (852) 查詢或瀏覽本公司網頁投資涉及風險, 過往業績並不代表將來表現基金價格可升可跌詳情請參閱信安豐盛投資系列信安環球精選基金系列及信安豐裕人生基金的基金說明書, 以便獲得進一步資料 ( 包括投資政策風險因素費用收費及基金資料 ) 投資者不應只依賴本宣傳品作出投資決定投資者在投資前應閱讀及理解有關的基金說明書 At Principal, the investment needs of different investors are well addressed to by offering wide array of mutual funds, including Principal Asia Pacific High Dividend Equity Fund, Principal BRIC Emerging Economies Fund, Principal China Equity Fund and Principal Hong Kong Equity Fund. For details of the funds, please call our Customer Service Hotline: (852) or visit our website Investment involves risks and past performance is not indicative of future performance. The value of funds may go up or down. Please refer to the Explanatory Memorandum of Principal Prosperity Series, Principal Global Selection Fund Series and Principal Life Style Fund for further details (including investment policy, risk factors, fees and charges and fund information). Investors should not invest solely in reliance on this marketing material alone. Investors are advised to read and understand the contents of the Explanatory Memorandum before investing. (852) 信安強積金計劃成員投資講座 Principal MPF Scheme Member Investment Seminar 主題為何需要管理您的強積金投資? 瞭解及控制您的投資風險信安強積金計劃概覽基金選擇及表現信安提供的客戶服務強積金最新資訊講座均以廣東話主講如有任何查詢, 請與我們的客戶服務主任聯絡名額有限, 請即填妥以下回條並傳真至留座 Topics: Why you need to Manage Your MPF Investments? Understanding and Managing Your Investment Risks Overview of Principal MPF Schemes, Fund Choices and Fund Performance Principal Services MPF Updates Seminars are conducted in Cantonese. For English Session or other enquiries, please contact our customer service representatives at Seats are limited. For registration, please complete the following Reply Slip and fax it to 參加回條 Reply Slip 公司名稱 Company Name 成員姓名 Member Name 成員編號 Member No. 聯絡電話 Contact No. 場次選擇 Section 日期及時間 Date and Time 參加講座 Register 選擇 Section 1 17/02/2011 ( 星期四 Thu) 下午 6:15-7:30p.m. 選擇 Section 2 21/04/2011 ( 星期四 Thu) 下午 6:15-7:30p.m. 選擇 Section 3 16/06/2011 ( 星期四 Thu) 下午 6:15-7:30p.m. 選擇 Section 4 18/08/2011 ( 星期四 Thu) 下午 6:15-7:30p.m. 選擇 Section 5 20/10/2011 ( 星期四 Thu) 下午 6:15-7:30p.m. 地點 Venue 香港北角英皇道 510 號港運大廈十一樓 ( 港鐵北角站 B3 出口 ) 11/F, Island Place Tower, 510 King s Road, North Point, Hong Kong (Exit B3 of MTR North Point Station)

強積金論壇 2010 MPF Forum 2010 政府為保障僱員的利益, 決定押後僱員自選安排, 並尋求立法規管中介人作為強積金服務提供機構, 信安認為我們亦有責任讓大眾更了解這項新的強積金措施為了讓僱主及僱員對僱員自選安排有更佳的準備, 信安以及其他四大強積金服務提供機構, 於 2010 年 9 月 21 日參加了由強積金顧問機構駿隆集團假香港港麗酒店舉行的強積金論壇 2010

regulating the MPF intermediaries through legislation, as a MPF service provider, we have the responsibility to provide the public with a better understanding on this new MPF plan.

Miles, an independent MPF consultant, at Conrad Hong Kong on September 21, 2010.

Keith Yuen, Principal s Chief Operating Officer of Greater China, shared his opinions on Making the Optimal Choice! with everyone.

3 強積金論壇 2010 MPF Forum 2010 政府為保障僱員的利益, 決定押後僱員自選安排, 並尋求立法規管中介人作為強積金服務提供機構, 信安認為我們亦有責任讓大眾更了解這項新的強積金措施為了讓僱主及僱員對僱員自選安排有更佳的準備, 信安以及其他四大強積金服務提供機構, 於 2010 年 9 月 21 日參加了由強積金顧問機構駿隆集團假香港港麗酒店舉行的強積金論壇 2010 各服務提供機構代表於論壇上與觀眾交流他們對僱員自選安排的準備和挑戰的看法信安大中華區首席營運官袁時奮先生則與大家分享他對理想選擇的開始的意見 While the government decided to postpone the Employee Choice Arrangement ( ECA ) to protect the interest of employees by regulating the MPF intermediaries through legislation, as a MPF service provider, we have the responsibility to provide the public with a better understanding on this new MPF plan. In order to allow both the employers and employees to better prepare for the ECA, Principal together with four other major MPF service providers, participated in the MPF Forum 2010 organized by Gain Miles, an independent MPF consultant, at Conrad Hong Kong on September 21, The representatives of each service provider shared their views on the Challenges and Preparation of ECA with the audience at the Forum. Keith Yuen, Principal s Chief Operating Officer of Greater China, shared his opinions on Making the Optimal Choice! with everyone. 信安參加無國界醫生日 2010 Principal Participated in MSF Day 2010 信安向來重視社會企業責任, 因此我們非常鼓勵員工透過積極參與不同的社區及慈善活動, 幫助和關懷有需要的人今年, 我們於 7 月 7 日參加了由無國界醫生香港辦事處舉辦的無國界醫生日 2010 無國界醫生每年派出超過 2,000 名志願人員到全球多個地方, 為有需要的人提供醫療援助此活動的目的是呼籲全港大眾市民加入無國界醫生的救援行動, 在日常工作的地方體驗他們的志願工作精神參加者只需捐出一天收入予無國界醫生日, 便可以支持他們的全球醫療救援工作為了實踐作為商界展關懷公司的精神, 信安決定員工每捐出一元, 公司亦同時捐出同等的數目我們很高興在員工和公司的支持下, 信安為是次活動成功籌得 5 萬港元參與活動的員工當天均扣上無國界醫生日救援行動襟章, 以表揚他們對活動的參與 Corporate social responsibilities are taken seriously at Principal. We strongly encourage our staff to participate in different community and charity events to help and show care to the people who are in need. This year, we participated in the MSF Day 2010 on July 7, organized by Médecins Sans Frontières Hong Kong (MSF-HK). Every year, MSF sends more than 2,000 field workers to different parts of the world to provide medical assistance to population in danger. The campaign aims to raise support from the general public in Hong Kong and share their volunteering spirit at their daily working area. Supporters are encouraged to donate a day s income to MSF to support their worldwide medical relief work. To demonstrate our commitment to the spirit of a caring company, Principal donated the same amount for every dollar our staff donated to this campaign. We are glad that with our staff and the Company s matching donation, Principal successfully raised a total of HK$50,000 for this event. In recognition of our support, MSF provided each of the participants a specially designed MSF Day Badge to wear on the MSF Day 2010.

電影獻禮 : 全城戒備 Movie Show: City under Siege 信安客戶一向以客為先除了提供優質客戶服務及屢獲殊榮的基金選擇 *, 我們亦致力為成員帶來獨家禮遇及優惠信安在 2010 年 8 月 22 日假 UA isquare 舉行電影全城戒備欣賞會, 並邀請了我們的成員及生意伙伴出席未來, 我們將會陸續為客戶和生意伙伴呈獻更多精彩的活動 *

We not only provide quality customer services and award-winning funds* but also endeavor to provide members with exclusive benefits and rewards.

4 電影獻禮 : 全城戒備 Movie Show: City under Siege 信安客戶一向以客為先除了提供優質客戶服務及屢獲殊榮的基金選擇 *, 我們亦致力為成員帶來獨家禮遇及優惠信安在 2010 年 8 月 22 日假 UA isquare 舉行電影全城戒備欣賞會, 並邀請了我們的成員及生意伙伴出席未來, 我們將會陸續為客戶和生意伙伴呈獻更多精彩的活動 * 獲獎基金及評選方法的資料來源 : 亞洲投資人理柏及南華早報有關各獎項的詳情, 請瀏覽信安 ( 網址 Customers always come first at Principal. We not only provide quality customer services and award-winning funds* but also endeavor to provide members with exclusive benefits and rewards. We hosted a movie show, City under Siege, for our members and business partners on August 22, 2010 at UA isquare. We will continue to bring new excitement to our customers and business partners. * Source of fund awards and the methodologies: AsianInvestor, Lipper and South China Morning Post. For the details on the fund awards, please refer to the website of Principal ( 兼職僱員也享強積金權益 MPF Rights of Part-Time Employees 強積金制度下, 不論是全職或兼職僱員, 只要年滿 18 歲但未滿 65 歲, 受僱期不少於 60 日, 都受到強積金制度保障, 有關僱主必須為其僱員參加強積金計劃, 並按照法例定時供款 60 日受僱期是按曆日計算, 以僱員和僱主的僱傭關係而定, 與實際工作日數或時數無關, 亦與是否全職或兼職無關此外, 僱主不可連續與僱員簽署不足 60 日的合約, 以逃避強積金的責任假如僱主與僱員連續簽署僱傭合約, 而有證據顯示僱員與僱主的僱傭關係不少於 60 日, 僱主仍須為僱員參加強積金計劃及作出供款積金局亦提醒計劃成員, 如果同時有兩份兼職工作, 便應有兩個強積金帳戶, 兩位僱主須分別按每份工作的有關入息進行供款最後, 僱員一旦發現僱主沒有替自己參加強積金計劃或供款, 亦可致電向積金局舉報, 以便積金局盡快派員跟進, 保障成員的強積金權益積金局就兼職僱員的強積金權益印製了一份單張兼職僱員如何保障強積金權益有關單張已上載在積金局網頁市民亦可在各積金局辦事處和民政事務處索取資料來源 : 積金局 The MPF System covers employees aged 18 to below 65 and employed for 60 days or more, be they full-time or part-time employees. Employers must enrol them in MPF schemes and make timely contributions in accordance with the law. The 60-day rule is counted by calendar days and determined by the employment relationship between the employee and employer. The number of the employee s actual working days or hours, or whether he is working full-time or part-time is irrelevant. Employers cannot evade their MPF obligations by breaking up an employee s employment into periods of less than 60 days. If an employer and an employee enter into a series of such employment contracts and there is evidence that the employment relationship is not less than 60 days, the employer must enrol the employee in an MPF scheme and make contributions. The Mandatory Provident Fund Schemes Authority (MPFA) reminds scheme members that if he currently has two part-time jobs, both of his employers must enrol him in an MPF scheme. Accordingly, the scheme member should have two MPF contribution accounts and the two employers must make contributions according to the member s relevant income. Scheme members are suggested to report to the MPFA (hotline: ) if they find out that their employers have not enrolled them in MPF schemes or have failed to make contributions. This will enable MPFA to take immediate follow up actions to protect their MPF interests. The MPFA has published a leaflet MPF rights of part-time employees to provide more information on the subject. The leaflet has been posted on the MPFA website ( and is available for collection at the MPFA offices or District Offices. Source: MPFA 如對信安尊信會通訊有任何查詢或意見, 請致電 (852) 或電郵至 hkinfo@exchange.principal.com, 與我們的客戶服務代表聯絡歡迎瀏覽信安網頁以獲得更多關於信安的資訊 For questions or comments on Principal Club Update, please contact our Customer Service Hotline at (852) or us at hkinfo@exchange.principal.com. You can also visit to know more about Principal. 本宣傳品並未經證券及期貨事務監察委員會審核 This marketing material has not been reviewed by the Securities and Futures Commission 版權屬美國信安保險有限公司所有 Copyright 2010 Principal Insurance Company (Hong Kong) Limited. 本宣傳品之發行人 : 美國信安保險有限公司及信安資金管理 ( 亞洲 ) 有限公司 Issuer of this material : Principal Insurance Company (Hong Kong) Limited and Principal Asset Management Company (Asia) Limited

以優惠價 HK$150 體驗雪亮美白肌膚護理 ( 原價 HK$660), 服務完成後可全數換取正價產品 Enjoy a Brightening Facial Treatment (valued at HK$660) at a special price of HK$150, deposit is fully redeemable for purchase of any

查詢及預約 Enquiries and Booking 中環 ( 粉底專門店 ) Central (Foundation World) : 2140 6998 金鐘西武 Pacific Place SEIBU : 3194 5052 黃埔吉之島 Whampoa JUSCO : 2356 2876 旺角先施百貨 Mong Kok SINCERE : 2628 9861 沙田一田百貨 Shatin

2419 9136 屯門吉之島 Tuen Mun JUSCO : 2618 2351 油麻地永安 Yau Ma Tei WING ON : 2782 6080 元朗吉之島 Yuen Long JUSCO : 2475 3899 2) 服務前必須預約 3) 請於服務前出示此電子優惠券 4) 此優惠不可與其他優惠同時使用 5) 此電子優惠券不可兌換現金 7) Covermark

4) This e-coupon cannot be used in conjunction with other promotional offers. 5) This e-coupon is not exchangeable and not redeemable for cash.

5 以優惠價 HK$150 體驗雪亮美白肌膚護理 ( 原價 HK$660), 服務完成後可全數換取正價產品 Enjoy a Brightening Facial Treatment (valued at HK$660) at a special price of HK$150, deposit is fully redeemable for purchase of any regular-priced products after completion of service. 查詢及預約 Enquiries and Booking 中環 ( 粉底專門店 ) Central (Foundation World) : 金鐘西武 Pacific Place SEIBU : 黃埔吉之島 Whampoa JUSCO : 旺角先施百貨 Mong Kok SINCERE : 沙田一田百貨 Shatin YATA : 康怡吉之島 Kornhill JUSCO : 將軍澳千色 Tseung Kwan O Citistore : 尖沙咀崇光百貨 Tsim Sha Tsui SOGO : 九龍酒店西武 Kowloon Hotel SEIBU : 荃灣千色 Tsuen Wan Citistore : 屯門吉之島 Tuen Mun JUSCO : 油麻地永安 Yau Ma Tei WING ON : 元朗吉之島 Yuen Long JUSCO : ) 服務前必須預約 3) 請於服務前出示此電子優惠券 4) 此優惠不可與其他優惠同時使用 5) 此電子優惠券不可兌換現金 7) Covermark 保留修改所有之權利而毋須事先通知 8) 如有任何爭議,Covermark 保留最終決定權 2) Advance booking is required. 3) Please present this e-coupon before service. 4) This e-coupon cannot be used in conjunction with other promotional offers. 5) This e-coupon is not exchangeable and not redeemable for cash. 7) Covermark reserves the right to amend these terms and conditions at any time without prior notice. 8) In case of any disputes, Covermark reserves the right of final decision in all matters relating to the offers. This offer is directly provided by Covermark and is a deal between Covermark and the customer. No liability is accepted by Principal Insurance Company (Hong Kong) Limited. 本優惠是由 Covermark 提供, 並為 Covermark 與客戶的交易美國信安保險有限公司毋須承擔任何責任查詢及預約 Enquiries and Booking 銅鑼灣時代廣場 Causeway Bay Times Square : 中環 Central : 觀塘 Kwun Tong APM : 憑券八折享用日式專業睫毛造型服務乙次 ( 原價 HK$600) Enjoy 20% off on first trial of Eyelash Designing Service (valued at HK$600). 2) 服務前必須預約 3) 請於服務前出示此電子優惠券 4) 此優惠不可與其他優惠同時使用 5) 此電子優惠券不可兌換現金 7) Kesalan Patharan 保留修改所有之權利而毋須事先通知 8) 如有任何爭議,Kesalan Patharan 保留最終決定權 2) Advance booking is required. 3) Please present this e-coupon before service. 4) This e-coupon cannot be used in conjunction with other promotional offers. 5) This e-coupon is not exchangeable and not redeemable for cash. 7) Kesalan Patharan reserves the right to amend these terms and conditions at any time without prior notice. 8) In case of any disputes, Kesalan Patharan reserves the right of final decision in all matters relating to the offers. This offer is directly provided by Kesalan Patharan and is a deal between Kesalan Patharan and the customer. No liability is accepted by Principal Insurance Company (Hong Kong) Limited. 本優惠是由 Kesalan Patharan 提供, 並為 Kesalan Patharan 與客戶的交易美國信安保險有限公司毋須承擔任何責任憑券可以優惠價港幣 $399 購買 JNC RC-1501M 電飯煲 ( 原價港幣 $780) Enjoy a special offer of HK$399 for purchase of JNC RC-1501M Rice Cooker (worth HK$780). 主要功能 Major Features 1.5 公升微型電腦程式操控雙層內鍋快速煮食功能時間預設功能自動斷電安全裝置防止乾燒 1.5 Liters, Computerized Control, Duo-layer Inner Pot, Quick Cook Function, Timer Function, Automatic Poweroff Safety Device 查詢及訂購 Enquiries & Ordering 詳情請參閱 For more details, please visit 2) 訂購及取貨必須預約 3) 取貨時必須繳付現金 4) 此電子優惠券不可兌換現金 5) 此優惠不可與其他優惠同時使用 7) 一年原廠保養 8) 捷訊國際電器有限公司保留修改所有之權利而毋須事先通知 9) 如有任何爭議, 捷訊國際電器有限公司保留最終決定權 2) Advanced booking is required for ordering & redemption. 3) Payment should be settled in cash during collection of goods. 4) This e-coupon is not exchangeable & not redeemable for cash. 5) This e-coupon cannot be used in conjunction with other promotional offers. 7) One-year warranty is provided. 8) JNC Datum Tech. International Ltd. reserves the right to amend these terms and conditions at anytime without prior notice. 9) In case of disputes, JNC Datum Tech. International Ltd. reserves the right of final decision in all matters relating to the offer. This offer is directly provided by JNC Datum Tech. International Ltd.and is a deal between JNC Datum Tech. International Ltd. and the customer. No liability is accepted by Principal Insurance Company (Hong Kong) Limited. 本優惠是由捷訊國際電器有限公司提供, 並為捷訊國際電器有限公司與客戶的交易美國信安保險有限公司毋須承擔任何責任憑券可以優惠價港幣 $699 購買 YASHICA EZF12 W4xA 1200 萬像素數碼相機 ( 原價港幣 $800) Enjoy a special offer of HK$699 for purchase of YASHICA EZF12 W4xA 12 MP digital camera (worth HK$800). 主要功能 Major Features 1,200 萬像素 28mm 廣角鏡 2.7 吋液晶顯示屏 4 倍光學變焦超過 30 種場景拍攝模式, 如瞼孔智能對焦一笑即拍及路人幫拍 2x AA 電芯 12.0 Mega Pixel, 28mm Wide Angle, 2.7 LCD Display, 4x Optical Zoom, Over 30 scene modes e.g. Face Detection, Smile Shutter & Stabilizer, 2x AA Battery 查詢及訂購 Enquiries & Ordering 詳情請參閱 For more details, please visit 2) 訂購及取貨必須預約 3) 取貨時必須繳付現金 4) 此電子優惠券不可兌換現金 5) 此優惠不可與其他優惠同時使用 7) 一年原廠保養 8) 捷訊國際電器有限公司保留修改所有之權利而毋須事先通知 9) 如有任何爭議, 捷訊國際電器有限公司保留最終決定權 2) Advanced booking is required for ordering & redemption. 3) Payment should be settled in cash during collection of goods. 4) This e-coupon is not exchangeable & not redeemable for cash. 5) This e-coupon cannot be used in conjunction with other promotional offers. 7) One-year warranty is provided. 8) JNC Datum Tech. International Ltd. reserves the right to amend these terms and conditions at anytime without prior notice. 9) In case of disputes, JNC Datum Tech. International Ltd. reserves the right of final decision in all matters relating to the offer. This offer is directly provided by JNC Datum Tech. International Ltd.and is a deal between JNC Datum Tech. International Ltd. and the customer. No liability is accepted by Principal Insurance Company (Hong Kong) Limited. 本優惠是由捷訊國際電器有限公司提供, 並為捷訊國際電器有限公司與客戶的交易美國信安保險有限公司毋須承擔任何責任

查詢及報名 Inquiries and Enrollment 炮台山 Fortress Hill : 2806 8702 / info@abbeyenglishcentre.com www.abbeyenglishcentre.com 憑券報讀任何英語課程 ( 包括中小學及成人課程 ), 可作港幣 $300 使用 Enjoy a HK$300 discount when joining any of our English Courses.

1) 優惠期至 2010 年 12 月 31 日 2) 此優惠只供一人使用, 並只限首次報讀 Abbey English Centre 課程之客戶 3) 請於辦理課程報讀手續前出示此電子優惠券 4) 此優惠不可與其他優惠同時使用 5) 此電子優惠券不可兌換現金 7) Abbey English Centre 保留修改所有之權利而毋須事先通知 8) 如有任何爭議,Abbey English

4) This e-coupon cannot be combined with any other sale, promotion or coupon. 5) This e-coupon cannot be exchanged, refunded, replaced or redeemed for cash.

8) In case of dispute, Abbey English Centre reserves the right of final decision in all matters relating to this offer.

本優惠是由 Abbey English Centre 提供, 並為 Abbey English Centre 與客戶的交易美國信安保險有限公司毋須承擔任何責任查詢 Enquiries 2920 2206 憑券於鴻福堂分店, 可以優惠價 $518 購買自家湯套票及藥製龜苓膏套票各一套 ( 原價 $780) Enjoy s p e c i a l o f f e r a t HK$518 to

6 查詢及報名 Inquiries and Enrollment 炮台山 Fortress Hill : / info@abbeyenglishcentre.com 憑券報讀任何英語課程 ( 包括中小學及成人課程 ), 可作港幣 $300 使用 Enjoy a HK$300 discount when joining any of our English Courses. We offer classes for primary and secondary school students as well as adult courses. 1) 優惠期至 2010 年 12 月 31 日 2) 此優惠只供一人使用, 並只限首次報讀 Abbey English Centre 課程之客戶 3) 請於辦理課程報讀手續前出示此電子優惠券 4) 此優惠不可與其他優惠同時使用 5) 此電子優惠券不可兌換現金 7) Abbey English Centre 保留修改所有之權利而毋須事先通知 8) 如有任何爭議,Abbey English Centre 保留最終決定權 1) Date of expiry: 31 December ) This e-coupon is redeemable by one new customer only. 3) Please present this e-coupon before course registration. 4) This e-coupon cannot be combined with any other sale, promotion or coupon. 5) This e-coupon cannot be exchanged, refunded, replaced or redeemed for cash. 7) These terms and conditions are subject to change at any time without prior written notice. 8) In case of dispute, Abbey English Centre reserves the right of final decision in all matters relating to this offer. This offer is directly provided by Abbey English Centre and is a deal between Abbey English Centre and the customer. No liability is accepted by Principal Insurance Company (Hong Kong) Limited. 本優惠是由 Abbey English Centre 提供, 並為 Abbey English Centre 與客戶的交易美國信安保險有限公司毋須承擔任何責任查詢 Enquiries 憑券於鴻福堂分店, 可以優惠價 $518 購買自家湯套票及藥製龜苓膏套票各一套 ( 原價 $780) Enjoy s p e c i a l o f f e r a t HK$518 to purchase ONE set of Homemade Soup Coupon AND ONE set of Herbal Tortoise Plastron Jelly (Original Price: HK$780) by presenting the tear-off coupon. 1) 優惠期至 2010 年 12 月 31 日 2) 此優惠只適用於香港地區內之鴻福堂分店 ( 超級市場及百貨公司專櫃除外 ) 3) 請於付款時出示此電子優惠券 4) 此電子優惠券不可兌換現金, 不可與美食現金券感謝購物券及其他優惠同時使用 5) 產品數量有限, 售完即止 6) 鴻福堂集團如調整產品價格或更改產品款式, 恕不另行通知 7) 如有任何爭議, 鴻福堂集團保留最終決定權 1) Offer valid until: 31 December ) The offer is applicable to Hung Fook Tong stores in Hong Kong SAR (except the counters at supermarkets and department stores). 3) Customer is required to present this e-coupon before settling the transaction. 4) This e-coupon cannot be exchanged for cash or used in conjunction with any other HFT cash coupons, discount coupons and promotions. 5) Products are available while stock last. 6) Hung Fook Tong reserves the right to change the contents and prices without prior notice. 7) All matters and disputes will be subject to the final decision of Hung Fook Tong Holdings Ltd. This offer is directly provided by Hung Fook Tong Holdings Ltd. and is a deal between Hung Fook Tong Holdings Ltd. and the customer. No liability is accepted by Principal Insurance Company (Hong Kong) Limited. 本優惠是由鴻福堂集團提供, 並為鴻福堂集團與客戶的交易美國信安保險有限公司毋須承擔任何責任查詢及預約 Enquiries and Booking 中環 Central (KEN Qi PRIVATE i SALON) : 銅鑼灣 Causeway Bay (hm PRIVATE i SALON) : 九龍塘 Kowloon Tong (i PRIVATE i SALON) : 尖沙咀 Tsim Sha Tsui (the mira PRIVATE i SALON): 首次惠顧, 憑券即可 75 折享用剪髮服務優惠 Present this coupon to enjoy the following for the first visit 25% off on Haircut Service 1) 有效期至 2011 年 1 月 31 日 2) 服務前必須預約, 此優惠只適用於星期日至四 ( 不適用於公眾假期及假期前夕 2010 年 12 月 15 日至 31 日 2011 年 1 月 15 日至 31 日 ) 3) 此優惠只適用於指定髮型師及技術師 ( 不適用於 Artistic Director) 4) 此優惠只適用於上列指定 PRIVATE i SALON ( 包括 KEN Qi, hm, the mira 及 i PRIVATE i SALON) 5) 此優惠只適用於首次惠顧之客人 6) 此電子優惠券不可轉換或兌換現金或不設任何形式找續 7) 此優惠不可與其他推廣同時使用 8) 每張電子優惠券只限使用一次 9) PS GROUP 保留修改所有之權利而毋須事先通知 10) 如有任何爭議,PS GROUP 保留最終決定權 1) Offer valid until 31 Jan ) Advance booking is required and applicable on Sunday to Thursday (excluding public holidays and holiday eves, Dec 2010, Jan 2011). 3) Applicable for designated stylists and technicians only (excluding Artistic Director). 4) Offer can be used in above-listed PRIVATE i SALON only (including KEN Qi, hm, the mira and i PRIVATE i SALON). 5) This e-coupon is applicable for first visit client only. 6) This e-coupon is not transferable or redeemable for cash and no cash exchange will be given. 7) This e-coupon is not valid in conjunction with any other discount offers or cash coupons. 8) Each e-coupon can be redeemed once only. 9) PS GROUP reserves the right to amend these terms and conditions at any time without prior notice. 10) In case of any disputes, PS GROUP reserves the right of final decision. This offer is directly provided by PS GROUP and is a deal between PS GROUP and the customer. No liability is accepted by Principal Insurance Company (Hong Kong) Limited. 本優惠是由 PS GROUP 提供, 並為 PS GROUP 與客戶的交易美國信安保險有限公司毋須承擔任何責任查詢及訂購 Enquiries and Ordering 憑券即享訂購指定手製曲奇禮盒滿 HK$150 或以上, 可享 HK$50 現金折扣優惠訂購聖誕或新年曲奇禮物籃可享額外九五折優惠 Present this coupon to enjoy HK$50 Cash Discount upon ordering of Selected Hand Made Cookie Gift Boxes valued HK$150 or above Extra 5% Off Discount upon ordering of X mas or New Year Cookie Hamper 1) 有效期至 2011 年 1 月 31 日 2) 此電子優惠券不得兌換現金或與其他優惠同時使用 3) 每張電子優惠券只限使用一次, 每次交易只限使用乙張 4) PS GROUP 保留修改所有之權利而毋須事先通知 5) 如有任何爭議,PS GROUP 保留最終決定權 1) Offer valid until 31 Jan ) This e-coupon is not exchangeable for cash or used in conjunction with other promotions. 3) Each e-coupon can be redeemed once only and only one coupon can be used per transaction. 4) PS GROUP reserves the right to amend these terms and conditions at any time without prior notice. 5) In case of any disputes, PS GROUP reserves the right of final decision. This offer is directly provided by PS GROUP and is a deal between PS GROUP and the customer. No liability is accepted by Principal Insurance Company (Hong Kong) Limited. 本優惠是由 PS GROUP 提供, 並為 PS GROUP 與客戶的交易美國信安保險有限公司毋須承擔任何責任

HKG_ICSS_FTO_sogobrilingual_100_19Feb2016_31837_tnc

HKG_ICSS_FTO_sogobrilingual_100_19Feb2016_31837_tnc Terms and conditions: 1. The extra 5 Membership Rewards points promotion at SOGO ( the Promotion Offer ) is valid for spending only at SOGO Department Store at Causeway Bay and Tsim Sha Tsui within the

祇供信安計劃成第二十九期 二零一零年十一月 Issue No. 29 Nov 2010 摘要 Highlights : 信安新推出交易所買賣基金及收費減價 Principal s New ETF Fund Launch and Fee Reduction 信安多元化的選擇, 配合你不同的投資需要 P

祇供信安計劃成第二十九期二零一零年十一月 Issue No. 29 Nov 2010 摘要 Highlights : 信安新推出交易所買賣基金及收費減價 Principal s New ETF Fund Launch and Fee Reduction 信安多元化的選擇, 配合你不同的投資需要 P