HSBC Global Investment Trust - HSBC RMB Bond Fund Share Class AQ2HKD 31 Jul Year Risk Measures AQ2HKD 5-Year Risk Measures AQ2HKD Volatility 6.

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1 HSBC Global Investment Trust - HSBC RMB Bond Fund H Share Class AQ2HKD 31 Jul 2018 AQ2HKD 31 Jul 2018 Risk Disclosure The Fund invests mainly in RMB bonds, instruments and deposits. Non-investment grade bonds and unrated bonds are subject to additional risks and volatility. Because the Fund s base currency, investments and classes may be denominated in different currencies, investors may be affected adversely by exchange controls and exchange rate fluctuations. The Fund may pay dividends out of capital or gross of expenses. Dividend is not guaranteed and may result in capital erosion and reduction in net asset value. The Fund s investments may involve substantial credit, currency, volatility, liquidity, interest rate, tax and political risks. Investors may suffer substantial loss of their investments in the Fund. Unit trusts are NOT equivalent to time deposits. Investors should not invest in the Fund solely based on the information provided in this document and should read the offering document of the Fund for details. Fund Objective and Strategy Investment Objective The Fund seeks to provide long-term capital growth and income in RMB terms, through investments in securities, instruments and deposits the majority of which are denominated in RMB. Investment Strategy The Fund primarily invests in RMB denominated fixed income/debt securities, instruments and deposits which include but are not limited to convertible bonds, corporate bonds, government bonds, commercial papers, medium term notes, floating rate notes, bankers acceptances, money market instruments, certificates of deposits, bank deposits and negotiated term deposits. These investments may be settled in RMB or in other currencies such as USD or HKD. The Fund may invest in investments available in the primary and secondary markets. Some of these investments may be offered on a private placement basis. Performance (%) Share Class Details UCITS V Compliant Fund Distribution Type Distribution Frequency 110 Dealing Frequency 105 Min. Initial Investment 100 Max. Initial Charge Management Fee Base Currency Domicile ISIN Performance (%) YTD 1M 3M 1Y 3Y¹ 5Y¹ Inception Date NAV per Share AQ2HKD Fund Size Bloomberg Ticker Calendar Year Performance (%)² AQ2HKD Past performance is not an indicator of future returns. The figures are calculated in the share class base currency, NAV to NAV basis with dividend reinvested, net of fees. If investment performance is not denominated in HKD or USD, HKD or USD based investors are exposed to exchange rate fluctuations. Source: HSBC Global Asset Management, data as at 31 July 2018 Manager No Distributing Quarterly Daily HKD 10, % 0.75% HKD Cayman Islands KYG4642M Jan 2011 HKD 9.27 CNH 942,820,853 HSRMBAH KY Gregory Suen Alfred Mui 1 Result is cumulative when calculation period is over one year. 2 The calendar year return of the first year is calculated between share class inception date and calendar year end of first year if the share class has less than 5-year history. Fund changes that may have material impact on performance: 20 Feb 2012 investment objective changed. 1 Jul trustee fee reduced. To download the offering documents from ts/english/amhk_hgit.pdf

2 HSBC Global Investment Trust - HSBC RMB Bond Fund Share Class AQ2HKD 31 Jul Year Risk Measures AQ2HKD 5-Year Risk Measures AQ2HKD Volatility 6.6% Volatility 5.5% Sharpe Ratio 0.08 Sharpe Ratio 0.19 Tracking Error - Tracking Error - Information Ratio - Information Ratio - Characteristics Fund Characteristics Fund Number of Holdings ex Cash 64 Average Credit Quality 4 A/A- Maturity Average 3.46 Effective Duration Number of Issuers 37 Portfolio Yield 4.50 Average Yield to Maturity 4.57 Sector Allocation (%) Fund Credit Quality Rating Allocation (%) Fund Sovereign Bank AA Industrial A Property BBB Quasi-sovereign 9.75 BB 3.99 Bank Sub 9.48 B 0.53 Financial 6.09 NR 4.69 Oil & gas 5.06 Cash Cyclical 2.16 Sorted from highest to lowest rating. Cash is not included in Cash any rating. Sorted from largest to smallest per market values of weight. Maturity Breakdown Fund (Effective Duration) Geographical Allocation (%) Fund 0-1 year years 0.75 China years 0.46 Australia years 0.53 South Korea years 0.67 Canada years 0.56 United Kingdom 4.89 Total 3.04 Germany 3.75 Sorted from shortest to longest per the length of maturity. France 3.13 Netherlands 2.84 Singapore 2.18 New Zealand 2.12 Others 1.64 Cash Only top 10 breakdowns are displayed. Other breakdowns are included in Others. 3 Effective Duration, excludes interest rate futures, bond futures and excess return from interest rate swaps. 4 Average credit rating uses 'Index rating' which is an average of the vendors: S&P, Fitch, Moody s. The average fund and benchmark rating does not include securities rated NR or NA. Source: HSBC Global Asset Management, data as at 31 July 2018

3 HSBC Global Investment Trust - HSBC RMB Bond Fund Share Class AQ2HKD 31 Jul 2018 Important Information This document is prepared for general information purposes only and does not have any regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive it. Any views and opinions expressed are subject to change without notice. This document does not constitute an offering document and should not be construed as a recommendation, an offer to sell or the solicitation of an offer to purchase or subscribe to any investment. Any forecast, projection or target where provided is indicative only and is not guaranteed in any way. HSBC Global Asset Management (Hong Kong) Limited ( AMHK ) accepts no liability for any failure to meet such forecast, projection or target. AMHK has based this document on information obtained from sources it reasonably believes to be reliable. However, AMHK does not warrant, guarantee or represent, expressly or by implication, the accuracy, validity or completeness of such information. Investment involves risk. Past performance is not indicative of future performance. Please refer to the offering document for further details including the risk factors. This document has not been reviewed by the Securities and Futures Commission. Copyright HSBC Global Asset Management (Hong Kong) Limited All rights reserved. This document is issued by HSBC Global Asset Management (Hong Kong) Limited.

4 HSBC Global Investment Trust - HSBC RMB Bond Fund Share Class AQ2HKD 31 Jul 2018 Terms of Glossary Convertible bond, is a type of bond that the holder can convert into a specified number of shares of common stock in the issuing company or cash of equal value. Corporate bond, is bond issued by a company in order to raise financing. Coupon, the annual interest rate paid on a bond, expressed as a percentage of the face value. Credit quality, one of the principal criteria for judging the investment quality of a bond or bond mutual fund. Developed markets, countries that are most developed in terms of its economy and capital markets. Duration, a measure of the sensitivity of the price (the value of principal) of a fixed-income investment to a change in interest rates. Emerging markets (EM), nations' economies in the process of fast economic growth. Investments in emerging markets are generally considered to be with higher risk. Government bond or Gilt, a loan to a national government in return for regular payments (known as the coupon) and a promise that the original investment (principal) is paid back at a specified date. Gilts are loans to the UK government. High yield bond, is fixed income security with a low credit rating from a recognised credit rating agency. They are considered to be at higher risk of default, but have the potential for higher rewards. Information ratio, is a ratio of portfolio returns above/under the returns of a benchmark to the volatility of those returns. Investment grade bond, is considered investment grade or IG if its credit rating is BBB- or higher by Standard & Poor's or Baa3 or higher by Moody's. Maturity, the period of time for which a financial instrument remains outstanding. Effective Duration, is a duration value based on the probability of early redemption call by the bond issuer. Sharpe ratio, a measure for calculating risk-adjusted return, and this ratio has become the industry standard for such calculations. Tracking error, a measure of how closely a portfolio follows the index to which it is benchmarked. Volatility, a measure of how much a fund's price goes up or down as a percentage of its average performance. Yield to maturity, the total return anticipated on a bond if the bond is held until the end of its lifetime. Portfolio Yield, the lowest potential yield that can be received on a bond without the issuer actually defaulting.

5 HSBC Global Investment Trust - HSBC RMB Bond Fund Supplement Information Sheet 31 Jul 2018 Share Class Base Currency Distribution Frequency Dividend ex-date Dividend Amount Annualised Yield (Distribution is not guaranteed and may be paid out of capital) AQ2HKD HKD Quarterly 31 Jul % AQ2HKD HKD Quarterly 27 Apr % AQ2HKD HKD Quarterly 31 Jan % AQ2HKD HKD Quarterly 31 Oct % AQ2RMB CNH Quarterly 31 Jul % AQ2RMB CNH Quarterly 27 Apr % AQ2RMB CNH Quarterly 31 Jan % AQ2RMB CNH Quarterly 31 Oct % AQ2USD USD Quarterly 31 Jul % AQ2USD USD Quarterly 27 Apr % AQ2USD USD Quarterly 31 Jan % AQ2USD USD Quarterly 31 Oct % The above table cites the last dividend paid within the last 12 months only. Dividend is not guaranteed and may be paid out of capital, which will result in capital erosion and reduction in net asset value. A positive distribution yield does not imply a positive return. Past payout yields and payments do not represent future payout yields and payments. Historical payments may be comprised of both distributed income and capital. The calculation method of annualised yield: (dividend value / NAV per share or unit as of ex-dividend date) x n, n depends on the distributing frequency. Annually distribution is 1; semi-annually distribution is 2; quarterly distribution is 4; monthly distribution is 12. The annualised dividend yield is calculated based on the dividend distribution on the relevant date with dividend reinvested, and may be higher or lower than the actual annual dividend yield.

6 滙豐環球投資信託 - 滙豐人民幣債券基金 H 股份類別 AQ2HKD 2018 年 7 月 31 日 AQ2HKD 31/07/2018 風險披露 本基金主要投資於人民幣債券 工具及存款 非投資級別債券及未獲評級債券涉及額外風險及波動性 由於本基金的基本貨幣 投資及份額類別可按不同的貨幣計值, 故此, 外匯管制及匯率波動可能對投資者構成不利影響 本基金可從資本中或未扣除開支前撥付股息 派息不獲保證及會導致資本蠶食及資產淨值減少 本基金之投資可能涉及重大的信貸 貨幣 波動性 流動性 利率 稅務及政治風險 投資者投資於本基金可能蒙受重大損失 基金產品並不等同於定期存款 投資者不應僅就此文件提供之資料作出投資決定, 而應細閱本基金之銷售文件 基金投資目標及策略投資目標本基金的目標為主要透過投資於大多數以人民幣計值的證券 工具及存款, 以提供以人民幣計值的長期資本增值及收益 投資策略本基金主要投資於人民幣計值固定收益 債務證券 工具及存款, 包括但不限於可轉換債券 企業債券 政府債券 商業票據 中期票據 浮動利率票據 銀行承兌滙票 貨幣市場工具 存款證 銀行存款及議定定期存款 該等投資或會以人民幣或其他貨幣 ( 如美元或港元 ) 結算 本基金可投資於一級及二級市場的投資工具 部分上述投資工具可以私人配售方式銷售 成立至今表現 (%) 基金表現 (%) AQ2HKD 基金規模 彭博代號 年度回報表現 (%)² 2013 年初至今 基金 1 個月 3 個月 1 年 3 年 ¹ 5 年 ¹ AQ2HKD 過去的業績並不代表將來的表現 表現以股份類別基本貨幣計算, 資產淨值對資產淨值, 將股息再作投資, 並已扣除費用 如投資業績非以港元或美元計算, 以港元或美元作投資的投資者須承受匯率波動的風險 資料來源 : 滙豐環球投資管理, 數據截至 2018 年 7 月 31 日 股份類別詳情 UCITS V 合規 派息類型派息頻率交易頻率最低初始認購額首次認購費最高達管理費基本貨幣註冊地 ISIN 代號股份類別成立日期每股資產淨值 基金經理 否 派息每季每日港元 10, % 0.75% 港元開曼群島 KYG4642M 年 1 月 28 日港元 9.27 離岸人民幣 942,820,853 HSRMBAH KY Gregory Suen Alfred Mui 1 當計算期超過一年, 業績為累積表現 2 如股份類別成立少於五年, 其首年年度表現為成立日至年底 對本基金表現可能有重大影響的變動 :2012 年 2 月 20 日 - 更改投資目標 2017 年 7 月 1 日 - 調低受託人費用 從此處下載銷售文件 ts/english/amhk_hgit.pdf

7 滙豐環球投資信託 - 滙豐人民幣債券基金股份類別 AQ2HKD 2018 年 7 月 31 日 3 年風險衡量指標 AQ2HKD 5 年風險衡量指標 AQ2HKD 波幅 6.6% 波幅 5.5% 夏普比率 0.08 夏普比率 0.19 追踪誤差 - 追踪誤差 - 資訊比率 - 資訊比率 - 投資組合特點 基金 投資組合特點 基金 持倉數量 ( 不包括現金 ) 64 4 平均信貸評級 A/A- 3 有效存續期 3.04 平均到期日 3.46 投資組合收益率 4.50 發行人數量 37 平均到期收益率 4.57 行業分佈 (%) 基金 信貸評級分佈 (%) 基金 主權 AA 銀行 A 工業 BBB 地產 BB 3.99 半主權 9.75 B 0.53 銀行次級債務 9.48 NR 4.69 金融 6.09 現金 石油及天然氣 5.06 排序根據評級由高至低, 並不包括現金 週期性 2.16 現金 到期日分佈 ( 有效存續期 ) 基金 排序根據權重的市值由大至小 0-1 年 年 0.75 地區分佈 (%) 基金 3-5 年 0.46 中國 年 0.53 澳洲 年 0.67 韓國 年 0.56 加拿大 5.19 總計 3.04 英國 4.89 排序根據到期日期限由長至短 德國 3.75 法國 3.13 荷蘭 2.84 新加坡 2.18 新西蘭 2.12 其他 1.64 現金 只顯示首 10 項的分佈, 其餘納入 其他 3 有效存續期並不包括利率期貨 債券期貨以及利率掉期的超額收益 4 平均信用質量評級為三大信用評級機構標準普爾, 惠譽國際與穆迪投資的平均值 在計算基金與其基準平均質量評級時不包括無評級的證券 資料來源 : 滙豐環球投資管理, 數據截至 2018 年 7 月 31 日

8 滙豐環球投資信託 - 滙豐人民幣債券基金股份類別 AQ2HKD 2018 年 7 月 31 日 重要資訊本文件只提供一般性資料, 並不針對任何可能收到本文件的人士的具體投資目標 財務狀況和特別需求 在此表達之意見可因應情況修改而不作另行通知 本文件並非銷售文件, 且不構成建議 要約出售或招攬購買或認購任何投資 本文件所載任何預測 預計或目標僅供説明用途, 且並非任何形式的保證 滙豐環球投資管理 ( 香港 ) 有限公司 ( 滙豐環球投資管理 ) 就預測 預計或目標未能達成概不承擔任何責任 本文件內的資料乃取自滙豐環球投資管理合理地相信可靠的來源 然而, 無論明示或暗示, 滙豐環球投資管理不保證 擔保或代表本文件內該等資料的準確性 有效性或完整性 投資附帶風險, 過去的業績並不代表將來的表現 請參閱銷售文件以便獲取其它資料, 包括風險因素 此文件並未經證券及期貨事務監察委員會批閱 版權 HSBC Global Asset Management (Hong Kong) Limited ( 滙豐環球投資管理 ( 香港 ) 有限公司 )2018 版權所有 本文件由 HSBC Global Asset Management (Hong Kong) Limited ( 滙豐環球投資管理 ( 香港 ) 有限公司 ) 刊發

9 滙豐環球投資信託 - 滙豐人民幣債券基金股份類別 AQ2HKD 2018 年 7 月 31 日 詞彙表可換股債券, 持有人可轉換成發行公司特定數量普通股或等同現金值的一種債券 企業債券, 公司所發行用以融資的債券 票息, 對債券支付的年利率, 表現為面值的百分比 信貸質素, 判斷債券或債券互惠基金投資質素的主要準則之一 發達市場, 在經濟和資本市場方面最發達的國家 存續期, 一個量度一項定息投資的價格 ( 本金值 ) 對利率變化的敏感度之數值 新興市場, 此等國家的經濟正經歷快速增長 投資於新興市場通常被認為是風險較高 政府債券或金邊債券, 一種予某國家政府的貸款, 以換取定期付款 ( 稱為票息 ), 以及承諾原有投資 ( 本金 ) 將在指定的日期償還 金邊債券為一種予英國政府的貸款 高收益債券, 指認可信貸評級機構給予低信貸評級的定息證券 這些證券被認為是擁有較高的違約風險, 但卻可能有較高回報 信息比率, 是一個投資組合的回報高於 / 低於某個基準相對於此等回報的波動性之比率 投資級別債券, 如其信貸評級為標準普爾的 BBB- 或以上, 或穆迪的 Baa3 或以上, 將被認為是投資級別或 IG 期限, 為一項金融投資工具仍未償付的期間 有效存續期, 是根據債券發行人提早贖回的機率計算的存續期值 夏普比率, 作爲計算風險調整後回報的衡量指標, 並為業内的計算標準 追踪誤差, 量度一個投資組合追踪其基準指數的密切程度 波幅, 作爲衡量基金的價格變動 ( 上升或下跌 ) 相對基金平均表現的百分比 到期收益率, 一隻債券持有直至到期的預期總回報 投資組合收益率, 一隻債券在發行人實際上並無違約時的最低潛在收益率

10 滙豐環球投資信託 - 滙豐人民幣債券基金 補充資料 2018 年 7 月 31 日 股份類別基本貨幣派息頻率除息日每股股息 年化股息率 ( 派息不獲保證及可從股本中分派 ) AQ2HKD 港元 每季 2018 年 7 月 31 日 % AQ2HKD 港元 每季 2018 年 4 月 27 日 % AQ2HKD 港元 每季 2018 年 1 月 31 日 % AQ2HKD 港元 每季 2017 年 10 月 31 日 % AQ2RMB 離岸人民幣 每季 2018 年 7 月 31 日 % AQ2RMB 離岸人民幣 每季 2018 年 4 月 27 日 % AQ2RMB 離岸人民幣 每季 2018 年 1 月 31 日 % AQ2RMB 離岸人民幣 每季 2017 年 10 月 31 日 % AQ2USD 美元 每季 2018 年 7 月 31 日 % AQ2USD 美元 每季 2018 年 4 月 27 日 % AQ2USD 美元 每季 2018 年 1 月 31 日 % AQ2USD 美元 每季 2017 年 10 月 31 日 % 以上表格只提供過去 12 個月內最近的股息資料 派息不獲保證及可從股本中分派, 導致資產淨值減少 正股息派發不代表正回報 過去的支付 收益率和付款不代表未來的支付收益率和付款歷史付款可以包括分配的收入和資本 年化股息率的計算方法 :( 股息 除息日的基金每股淨值價格 )x n n 視乎派息頻率 每年派息為 1; 每半年派息為 2; 每季派息為 4; 每月派息為 12 年化股息率乃基於在有關日期的股息並將股息再作投資計算, 可能高於或低過實際全年派息率

11 PRODUCT KEY FACTS 產品資料概要 HSBC Global Investment Trust - HSBC RMB Bond Fund 滙豐環球投資信託 - 滙豐人民幣債券基金 April 年 4 月 This statement provides you with key information about the HSBC RMB Bond Fund 本概要提供有關滙豐人民幣債券基金的重要資料 This statement is part of the offering document 本概要是銷售文件的一部分 You should not invest in this product based on this statement alone 投資者切勿單憑本概要作投資決定 Quick facts 基本資料 Fund manager 基金經理 HSBC Investment Funds (Hong Kong) Limited / 滙豐投資基金 ( 香港 ) 有限公司 Investment adviser 投資顧問 HSBC Global Asset Management (Hong Kong) Limited (Internal delegation, HK) / 滙豐環球投資管理 ( 香港 ) 有限公司 ( 內部委託, 香港 ) Trustee 受託人 HSBC Trustee (Cayman) Limited Ongoing charges over a year^ Class AQ2 HKD / AQ2 類 港元 1.01% 全年經常性開支比率 ^ Class AQ2 USD / AQ2 類 美元 1.01% Class AQ2 RMB / AQ2 類 人民幣 1.01% Dealing frequency 進行交易 Daily on every dealing day / 每一個交易日 Base currency 貨幣 RMB/ 人民幣 Dividend policy 股息政策 Class AQ2: Declared quarterly (January, April, July and October) on a discretionary basis, and if declared, dividends will be paid quarterly. Dividends may be paid out of the capital of the relevant Class and may lead to capital erosion./ AQ2 類:按酌情基準每季宣佈 ( 一月 四月 七月及十月 ), 如獲宣佈, 將會每季派發股息 股息可從相關類別的資本中支付, 可能導致資本被蠶食 Financial year end 財政年度終結日 31 July / 7 月 31 日 Minimum investment (initial and subsequent) Class A - US$1,000 or HK$10,000 or RMB10,000 最低認購額 ( 首次及其後投資額 ) A 類 - 1,000 美元或 10,000 港元或人民幣 10,000 元 Minimum holding 最低持有額 Class A - US$1,000 or HK$10,000 or RMB10,000 A 類 - 1,000 美元或 10,000 港元或人民幣 10,000 元 Minimum redemption 最低贖回額 Class A - US$1,000 or HK$10,000 or RMB10,000 A 類 - 1,000 美元或 10,000 港元或人民幣 10,000 元 ^ The figure is based on the annualized ongoing expenses chargeable to the class in accordance with the interim financial statement for the 6-month period ended 31 January 2018 and is expressed as a percentage of the average net asset value of such class over the same period. This figure may vary from year to year. 此數字乃根據截至 2018 年 1 月 31 日止六個月的中期財務報表可向類別收取的年率化經常性開支, 並以佔該類別同期的平均資產淨值的百分比表示 此數字每年均可能有所變動 What is this product? 本基金是甚麼產品? HSBC RMB Bond Fund is constituted in the form of a unit trust. It is a sub-fund (the Fund ) of an umbrella fund, HSBC Global Investment Trust. 滙豐人民幣債券基金以單位信託基金形式組成 上述基金屬傘子基金 滙豐環球投資信託的附屬基金 ( 本基金 ) 1

12 Objectives and Investment Strategy 目標及投資策略 Objective and strategy 目標及策略 : The Fund s objective is to provide long term capital growth and income in RMB terms, through investments in securities, instruments and deposits the majority of which are denominated in RMB. 本基金的目標為透過投資於大多數以人民幣計值的證券 工具及存款, 以提供以人民幣計值的長期資本增值及收益 The Fund primarily invests in RMB denominated fixed income / debt securities, instruments and deposits which include but are not limited to convertible bonds, corporate bonds, government bonds, commercial papers, medium term notes, floating rate notes, bankers acceptances, money market instruments, certificates of deposits, bank deposits and negotiated term deposits. These investments may be settled in RMB or in other currencies such as USD or HKD. The Fund may invest in investments available in the primary and secondary markets. Some of these investments may be offered on a private placement basis. 本基金主要投資於人民幣計值固定收益 / 債務證券 工具及存款, 包括但不限於可轉換債券 企業債券 政府債券 商業票據 中期票據 浮動利率票據 銀行承兌匯票 貨幣市場工具 存款證 銀行存款及議定定期存款 該等投資或會以人民幣或其他貨幣 ( 如美元或港元 ) 結算 本基金可投資於一級及二級市場的投資工具 部分上述投資工具可以私人配售方式銷售 The Fund will :- (a) invest at least 70% of its net asset value in investments that are denominated and settled in RMB; (b) limit any non-rmb investments without any RMB currency hedge up to 10% of its net asset value; (c) invest the remaining portion of its net asset value in non-rmb investments that are hedged back to RMB (including, but not limited to, bonds denominated in RMB but settled in other currencies such as USD or HKD). 本基金將會.. (a) 將其資產淨值最少 70% 投資於以人民幣計值及結算的投資項目 ; (b) 將任何並無任何人民幣貨幣對沖的非人民幣投資項目限制在其資產淨值的 10% 內 ; (c) 將其資產淨值的剩餘部分投資於對沖回人民幣的非人民幣投資項目 ( 包括但不限於以人民幣計值但以其他貨幣 ( 如美元或港元 ) 結算的債券 ) Convertible bonds can be converted into shares of the issuer(s), subject to the terms of the issue. Where convertible bonds held by the Fund (if any) are converted into shares of the issuer(s), the Fund may hold such shares up to one month. 可轉換債券可轉換為發行人股份, 惟須受發行條款限制 如本基金所持的可轉換債券 ( 如有 ) 轉換為發行人股份, 則本基金可持有該等股份最多一個月 The above-mentioned investments may be issued by governments, government agencies, quasi-government organizations, supra-national organizations, multinational organizations, financial institutions and other corporations. The issuer of the investments may or may not be established or incorporated in mainland China. 上述投資工具可由政府 政府機關 半政府組織 超國家組織 跨國組織 財務機構及其他法團發行 該等投資的發行人可能或可能不是在中國大陸成立或註冊成立 For the avoidance of doubt, the Fund currently may only invest in RMB denominated debt instruments issued or distributed outside mainland China, and it will not invest directly in China A-shares or other securities issued within mainland China through any Qualified Foreign Institutional Investor. Not less than one month s prior notice will be given to investors if the Manager intends to make such investment. 為免生疑問, 本基金現時僅可投資於在中國大陸以外地區發行或分銷的人民幣計值債務工具, 且將不會透過任何合格境外機構投資者直接投資於中國 A 股或於中國大陸發行的其他證券 如經理人有意作出上述投資, 經理人將須向投資者發出不少於一個月的事先通知 The Fund may invest up to 10% of its net assets in contingent convertible securities; however such investment is not expected to exceed 5%. 本基金可將其淨資產最多 10% 投資於或有可轉換證券 ; 惟該投資預期不會超過 5% The Fund may invest in listed and unlisted instruments and securities of investment grade or below investment grade (i.e. rated below Baa3 by Moody s or BBB- by Standard & Poor s or equivalent by a rating agency) as well as unrated securities. 本基金可投資於具投資級別或低於投資級別 ( 即評級低於穆迪評級 Baa3 或標準普爾評級 BBB- 或由某評級機構的同等評級 ) 的已上市及未上市的工具及證券, 以及未獲評級的證券 The Fund may use deliverable / non-deliverable forwards for the purpose of hedging back to the base currency of the Fund. The Fund will not invest in structured deposits or products or other financial derivative instruments. 本基金可運用交收 / 不交收遠期, 以與本基金的基本貨幣對沖 本基金將不會投資於結構性存款或產品或其他金融衍生工具 The Manager seeks to achieve investment returns through active management of the major risks associated with RMB denominated instruments: duration, term structure, sector allocation, product selection and credit rating where applicable. 經理人透過積極管理與人民幣計值工具有關的主要風險, 包括..期限 期限結構 行業分配 產品選擇及信貸評級 ( 如適用 ), 以尋求達致投資回報 It is not the Manager s current intention to engage in securities lending or repurchase transactions in respect of the Fund. 經理人目前不擬就本基金從事證券借出或購回交易 2

13 What are the Key Risks? 本基金有哪些主要風險? Investments involve risks. Please refer to the offering document for details including risk factors. 投資附帶風險 請參閱銷售文件以便獲取其他資料, 包括風險因素 Investment risk 投資風險 The Fund is an investment fund. The Fund s investment portfolio may fall in value and therefore you may suffer losses by investing in the Fund. 本基金為投資基金 本基金的投資組合內的投資價值有機會下跌, 故閣下投資於本基金亦可能會蒙受虧損 Investing in the Fund is not the same as deposits with a bank. There is no guarantee in respect of repayment of principal. 投資於本基金有別於在銀行存款 概不保證可償還本金 RMB currency risk 人民幣貨幣風險 RMB is not a freely convertible currency and it is subject to exchange control policies and restrictions. Currency conversion is also subject to availability of RMB at the relevant time (i.e. it is possible there is not sufficient RMB for currency conversion in case of sizeable subscriptions in non-rmb denominated classes) and this may affect the investors investment in the Fund. 人民幣不可自由兌換, 且須受外匯管制政策及限制的規管 貨幣轉換亦須受人民幣在相關時間內的供應量所限 ( 即在作出大規模非人民幣計值類別之認購時, 可能會出現人民幣不足以進行貨幣轉換的情況 ), 其或會影響投資者於本基金的投資 There is no guarantee that RMB will not depreciate and investors may suffer a loss if (i) they convert another currency into RMB so as to invest in the RMB denominated Classes and subsequently convert the RMB redemption proceeds back into such other currency or (ii) they invest in non-rmb denominated Classes of Units in case of depreciation of RMB, as the majority of the Fund s investments will be held in RMB denominated instruments and deposits. 概不保證人民幣將不會貶值, 且投資者 (i) 將另一貨幣轉換為人民幣以便投資於人民幣計值類別, 並於其後將人民幣贖回所得款項轉換回該等其他貨幣 ; 或 (ii) 在人民幣貶值時投資於非人民幣計值單位類別, 均可能會蒙受虧損, 原因是本基金的大多數投資將以人民幣計值工具及存款方式持有 The Fund may invest in securities that are denominated in RMB but settled in other currencies (such as USD or HKD). Its performance may be adversely affected by the movements in the exchange rates between RMB and such other currencies. 本基金可投資於以人民幣計值但以其他貨幣 ( 例如美元或港元 ) 結算的證券 其表現或會因人民幣兌該等其他貨幣的匯率走勢而受到不利影響 In calculating the value of non-rmb denominated or settled assets and the prices of non-rmb Classes, the Manager will normally apply the exchange rate for offshore RMB market in Hong Kong (the CNH rate ). The CNH rate may be at a premium or discount to the exchange rate for onshore RMB market in China (the CNY rate ) and there may be significant bid and offer spreads. The value of the Fund thus calculated will be subject to fluctuation. 在計算非人民幣計值或結算的資產的價值及非人民幣類別的價格時, 經理人通常會運用香港的離岸人民幣市場匯率 ( CNH 匯率 ) 與中國的非離岸人民幣市場匯率 ( CNY 匯率 ) 相比,CNH 匯率可能是 CNY 匯率的溢價或折讓, 並可能會有較大的買賣差價 按此計算的基金價值將受波動影響 Credit risk of counterparties 對手方的信貸風險 The Fund is exposed to the credit / insolvency risk of issuers of fixed income securities invested in and of counterparties with which cash is deposited or invested. 本基金須承受本基金所投資的固定收益證券之發行人及現金所存放或投資的對手方的信貸 / 無力償債風險 Fixed income securities in which the Fund invests may or may not be of investment grading, and are typically unsecured debt obligations not supported by any collateral. The Fund will be fully exposed to the credit / insolvency risk of its counterparties as an unsecured creditor. 本基金所投資的固定收益證券可能具備或不具備投資評級, 該等證券一般屬並無任何抵押品支持的無擔保債務債券 本基金作為無擔保債權人, 將須完全承受發行人的信貸 / 無力償債風險 Currently, most of the debt securities that are available to the Fund are not rated. These securities are subject to greater risks because of generally lower credit worthiness and liquidity, greater fluctuation in value and higher chance of default than investment grade securities. 現時, 大多數可供本基金投資的債務證券均未獲評級 由於該等證券的信貸可信性及流動性普遍較低 價值波動較大及承受違約風險的可能性亦可能較投資級別證券的為高, 故該等證券須承受較大風險 Interest rate risk 利率風險 An increase in interest rates may adversely affect the value of securities held by the Fund. This may cause the Fund to suffer a loss in its investments if it disposes of such securities before their maturity. 利率增加或會對本基金所持證券的價值造成負面影響 如本基金在證券到期前出售該等證券, 本基金的投資可能會蒙受虧損 Lack of RMB denominated instruments 缺乏人民幣計值工具 RMB denominated fixed income securities available for investment by the Fund are currently limited. The Fund may hold a significant portion of assets in bank deposits until suitable RMB denominated instruments are available in the market. This may adversely affect the Fund s performance. 現時可供本基金投資的人民幣計值固定收益證券數目有限 本基金可將其資產的重大部分存於銀行, 直至市場有提供合適的人民幣計值工具為止 這可能對本基金的表現有不利影響 Further, there is currently a limited supply of RMB denominated instruments that are rated investment grade. Therefore, the credit quality of the investments held by the Fund could be adversely affected; and the Fund may be subject to a higher degree of credit risk. 此外, 現時獲評為投資級別的人民幣計值工具的供應有限 因此, 本基金所持投資的信貸質素或會受到不利影響 ; 而本基金或須承受較高的信貸風險 3

14 Liquidity risk 流動性風險 There is currently no active secondary market for RMB denominated fixed income securities issued outside mainland China. The Fund may need to liquidate its investments at a substantial discount in order to satisfy redemption requests. 目前並無任何活躍的在中國大陸以外發行的人民幣計值固定收益證券第二市場 本基金可能需要以大幅折讓變賣其投資項目以滿足贖回要求 The bid and offer spreads of the price of the relevant RMB denominated instruments may be high and the Fund may incur significant costs and may therefore suffer losses when trading such instruments. 相關人民幣計值工具的買價和賣價的差價可能很大, 本基金因而可能招致重大成本, 並可能因此而在買賣該等工具時蒙受虧損 Derivative risk / Currency hedging risk 衍生工具風險 / 貨幣對沖風險 The Fund may use financial derivative instruments (i.e., deliverable / non-deliverable forwards) for hedging purposes only. There can be no assurance that any hedging techniques will fully and effectively eliminate the risk exposure of the Fund. In adverse situation, the Fund s use of derivatives in hedging may become ineffective and the Fund may suffer significant losses. Further, the availability of RMB hedging forwards that could be used by the Fund may be limited and costly, and the effectiveness may be subject to changing market conditions. 本基金僅可為對沖目的而運用金融衍生工具 ( 即交收 / 不交收遠期 ) 不能保證任何對沖技巧將可以全面及有效的方式消除本基金的風險 在不利情況下, 本基金或未能運用衍生工具作有效對沖, 並可能須承受重大虧損 此外, 可供本基金運用的人民幣對沖遠期的供應量可能有限並涉及高昂費用, 且有關工具的效果可能會因市況變更而異 Investment in these instruments can be illiquid, if there is no active market in these instruments. Such instruments are complex in nature. Therefore there are risks of mispricing or improper valuation and possibilities that these instruments do not always perfectly track the value of the securities, rates or indices they are designed to track. 若該等工具並無活躍市場, 投資於此等工具可能缺乏流動性 該等工具性質複雜 故存在錯誤定價或不當估值的風險, 此外, 該等投資工具亦可能無法完美追蹤其旨在追蹤的證券價值 費率或指數 Risks associated with distribution out of capital 與從資本中作出分派相關的風險 Distribution may be paid from income and / or capital as determined by the Manager. If there is a change to this policy, prior approval will be sought from the SFC and affected investors will receive at least one month s prior written notification. 股息可按經理人的決定從收入及 / 或資本中支付 倘若此項政策有更改, 將會事先尋求證監會的批准, 而受影響的投資者將會收到最少一個月的事先書面通知 Investors should note that the payment of dividends out of capital represents a return or withdrawal of part of the amount they originally invested or from any capital gains attributable to the original investment. Such distributions may result in an immediate decrease in the net asset value of the relevant Units of the Fund. 投資者應注意, 從資本中撥付股息即代表投資者從當初投資基金之款項中獲付還或提取部分金額或從原本投資應佔的任何資本收益中獲付還或提取金額 該等分派可能導致本基金相關基金單位的資產淨值即時減少 4

15 How has the Fund performed? 本基金過往的業績表現如何? HSBC Global Investment Trust - HSBC RMB Bond Fund (AQ2-RMB) 滙豐環球投資信託 滙豐人民幣債券基金 (AQ2 人民幣 ) The performance of the highlighted years were achieved under circumstances that no longer apply, the investment objective was changed on 20 Feb 業績在標示的年份之情況已不再適用, 投資目標於 2012 年 2 月 20 日更改 % Past performance information is not indicative of future performance. Investors may not get back the full amount invested. 過去業績並不代表將來的表現 投資者可能不能取回全部投資金額 The computation basis of the performance is based on the calendar year end, NAV-to-NAV, with dividend reinvested. 業績表現以曆年末的資產淨值作為比較基礎, 股息會滾存再作投資 These figures show by how much the class of units increased or decreased in value during the calendar year being shown. Performance data has been calculated in RMB including ongoing charges and excluding subscription fee and redemption fee you might have to pay. Performance is not denominated in HKD or USD. HKD or USD based investors are exposed to exchange rate fluctuations. 數據顯示單位類別於上述曆年的價值升跌 業績數據以人民幣計算, 包括持續性開支但不包括您可能需支付的認購費用及贖回費用 業績非以港元或美元計算, 以港元或美元作出投資的投資者須承受匯率波動的風險 Fund launch date: 28/01/2011 基金成立日期 :28/01/2011 Class AQ2 RMB launch date: 28/01/2011 AQ2 類 人民幣成立日期 :28/01/2011 Class AQ2-RMB is a share class open for investment by Hong Kong retail investors and denominated in the Fund s base currency. AQ2 類 人民幣乃開放予香港零售投資者投資及以本基金的基本貨幣計價的股份類別 Is there any guarantee? 本基金有否提供保證? This Fund does not have any guarantees. You may not get back the full amount of money you invest. 本基金並不提供任何保證 閣下未必能全數取回投資本金 5

16 What are the fees and charges? 本基金涉及哪些費用? Charges which may be payable by you 認購本基金時閣下或須支付的費用 You may have to pay the following fees when you purchase the Fund. 閣下買賣本基金時可能須要支付以下費用 Fees 費用 What you pay 你須支付 Subscription fee 認購費 Up to 3% of the offer price # * 最高達賣出價的 3% # * Switching fee 轉換費 Up to 1% of the offer price # * 最高達賣出價的 1% # * Redemption fee 贖回費 Nil # * 無 # * Ongoing fees payable by the Fund 本基金持續繳付的費用 The following expenses will be paid out of the Fund. They affect you because they reduce the return you get on your investments. 以下收費將從本基金總值中扣除, 閣下的投資回報將會因而減少 Fees 費用 Annual rate (as a % of the Net Asset Value of the Fund) 年率 ( 以本基金資產淨值之 %) Management fee 管理費 0.75% # Trustee fee 受託人費用 0.07% # Administrative fee 行政費 Performance fee 表現費 Not applicable 不適用 Not applicable 不適用 Other fees 其他收費 You may have to pay other fees and charges when dealing in the Fund. 閣下買賣本基金時可能須要支付其他費用 * You may need to bear additional costs under certain situations in order to mitigate any adverse impacts to the Fund caused by the transactions. Please refer to the offering document for further details. 為減輕交易可能對本基金造成的不利影響, 閣下可能在某些情況下承擔額外費用 進一步詳情請參閱銷售文件 # The fees and charges may also be increased up to maximum level as specified in the offering document by giving at least one month s prior notice to investors. Please refer to the offering document for further details. 費用可增至銷售文件所定的最高水平, 但須予最少 1 個月預先通知投資者 詳情請參閱銷售文件 Additional information 其他資料 You generally buy and redeem units at the Fund s next-determined subscription price and redemption price with reference to the Net Asset Value (NAV) after the intermediaries receive your request in good order on or before 4:00 p.m. (HK Time), being the dealing cut-off time. 一般而言, 閣下認購及贖回基金單位的價格, 是在中介人於香港時間下午 4 時或之前 ( 即基金的交易截止時間 ) 收到閣下的完整指示後, 參照基金資產淨值而釐定的下一個認購及贖回價 Intermediaries who sell the Fund may impose earlier cut-off times for receiving instructions for subscriptions, redemptions or switching. Investors should pay attention to the arrangements of the intermediary concerned. 銷售本基金的中介人可能就接受認購 贖回或轉換指示實施較早的截止時間 投資者須注意有關中介人的安排 Investors may obtain the past performance information of other classes of units offered to Hong Kong investors at (the website has not been reviewed by the SFC). 投資者可瀏覽 網頁並未經證監會批閱 ) 以取得向香港投資者發售的其他單位類別的往績表現資料 Investors may obtain information on the intermediaries online at (the website has not been reviewed by the SFC). 投資者可瀏覽 以獲取中介人的資料 ( 網頁並未經證監會批閱 ) The net asset value of the Fund is calculated and the price of the Fund is published on each dealing day. The Fund prices are available online at (the website has not been reviewed by the SFC). 基金的資產淨值及價格均於每個交易日計算及刊登 基金價格刊登於 ( 網頁並未經證監會批閱 ) The composition of the latest dividends (i.e. the relative amounts paid out of (i) net distributable income and (ii) capital) (if any) for the last 12 months is available from the Manager on request and on the website (the website has not been reviewed by the SFC). 過去 12 個月的最近期股息之構成 ( 即是有關從 (i) 可供分派淨收入及 (ii) 資本撥付的款項 )( 如有 ) 資料可向經理人索取, 並載於網站 網頁並未經證監會批閱 ) Important 重要資料 If you are in doubt, you should seek professional advice. 閣下如有疑問, 請應諮詢專業意見 The SFC takes no responsibility for the contents of this statement and makes no representation as to its accuracy or completeness. 證監會對本概要的內容並不承擔任何責任, 對其準確性或完整性亦不作出任何陳述 Issued by HSBC Global Asset Management (Hong Kong) Limited 由滙豐環球投資管理 ( 香港 ) 有限公司刊發 6