Portfolio composition Asset allocation % Bond 87.1 Certificate of deposit 11.5 Cash & others 1.4 Percentage may not total 100 due to rounding. Top 10

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1 Important information: The Fund invests mainly in RMB bonds, instruments and deposits. RMB is not freely convertible and is subject to exchange control. There is no guarantee that RMB will not depreciate. The Fund may invest in securities that are denominated and/or settled in other currencies. Movement in the relevant exchange rates may adversely affect the Fund s performance. There is currently limited supply of RMB bonds issued outside mainland China. As a result, the Fund may hold a high portion of assets in deposits. This may adversely affect the Fund s performance. The Fund is subject to liquidity risk as there may not have active secondary market for RMB bonds. Investments of the Fund may include investment grade, non-investment grade and unrated bonds. Generally, non-investment grade and unrated bonds may subject to higher risk. For certain classes of the Fund, the Fund may pay dividends out of capital or pay dividends gross of expenses. Investors should note that the payment of dividends out of capital or effectively out of capital represents a return or withdrawal of part of the amount they originally invested or from any capital gains attributable to the original investment. Such distributions may result in an immediate decrease in the net asset value of the Fund. The Fund s investments may involve substantial credit/counterparty, downgrading, market, currency, volatility, liquidity, regulatory and political risks. Investors may suffer substantial loss of their investments in the Fund. Unit trusts are NOT equivalent to time deposits. Investors should not invest in the Fund solely based on the information provided in this document and should read the offering document of the Fund for details. This document does not constitute an offering document. HSBC Global Investment Trust HSBC RMB Bond Fund December 2016 Fund objective and strategy The Fund s objective is to provide long term capital growth and income in RMB terms, through investments in securities, instruments and deposits the majority of which are denominated in RMB. The Fund primarily invests in RMB denominated fixed income/debt securities, instruments and deposits which include but are not limited to convertible bonds, corporate bonds, government bonds, commercial papers, medium term notes, floating rate notes, bankers acceptances, money market instruments, certificates of deposits, bank deposits and negotiated term deposits. These investments may be settled in RMB or in other currencies such as USD or HKD. The Fund may invest in investments available in the primary and secondary markets. Some of these investments may be offered on a private placement basis. The Fund will: (a) invest at least 70% of its net asset value in investments that are denominated and settled in RMB; (b) limit any non-rmb investments without any RMB currency hedge up to 10% of its net asset value; (c) invest the remaining portion of its net asset value in non-rmb investments that are hedged back to RMB (including, but not limited to, bonds denominated in RMB but settled in other currencies such as USD or HKD). The Fund may invest in contingent convertible securities, listed and unlisted instruments and securities of investment grade or below investment grade as well as unrated securities. The Fund may use deliverable/ non-deliverable forwards for the purpose of hedging back to the base currency of the Fund. The Fund will not invest in structured deposits or products or other financial derivative instruments. Product features The Fund seeks to provide long-term capital growth and income in RMB terms, through investments in securities, instruments and deposits, the majority of which are denominated in RMB The Fund invests in the offshore renminbi market including those corporate debts issued in Hong Kong The Fund does not actively manage the currency and gives investors direct exposure to RMB Performance (%) 1,2 YTD 3 mths 6 mths 1 yr 3 yrs 5 yrs Since Inception Fund (Class AQ2-RMB) Fund (Class AQ2-HKD) Fund (Class AQ2-USD) Calendar year performance (%) 1,2 Since launch to /12/11 Fund (Class AQ2-RMB) Fund (Class AQ2-HKD) Fund (Class AQ2-USD) Fund details Launch date Class AQ2-RMB / AQ2-HKD / AQ2-USD Fund size Base currency Bid price Class AQ2-RMB Class AQ2-HKD Class AQ2-USD Fund manager 28 January 2011 RMB million RMB RMB9.710 HKD9.222 USD9.269 Gregory Suen Investment adviser HSBC Global Asset Management (Hong Kong) Limited Minimum investment RMB10,000 / HKD10,000 / USD1,000 Initial charge Up to 3% Management fee 0.75% per annum Switching charge Up to 1% Dealing ISIN code Class AQ2-RMB Class AQ2-HKD Class AQ2-USD Bloomberg ticker Class AQ2-RMB Class AQ2-HKD Class AQ2-USD Financial Y/E Dividend policy Daily KYG4642M1188 KYG4642M1261 KYG4642M1006 HSRMBAR KY HSRMBAH KY HSRMBAU KY 31 July Quarterly, if any Portfolio characteristics Annualised volatility (3-year) 2.93% Sharpe ratio (3-year) Price Indexed Percent Change Mar Jun Sep 12 Mar Jun Sep 13 Mar Jun Sep 14 Mar Jun Sep 15 Mar Jun Sep 16 Mar Jun Sep Nov Fund (Class AQ2-RMB) Source: Morningstar, Inc. as at 30 November Bid to Bid price with dividend reinvested. Please refer to the offering document for details of other fees. Source: HSBC Investment Funds (Hong Kong) Limited as at 30 November Morningstar, Inc. All Rights Reserved. Morningstar Rating TM as of 30 November Fund changes that may have material impact on performance: 20 Feb 2012 and 20 May 2016 investment objective changed. 2. Investment performance is not denominated in HKD or USD. HKD or USD based investors are exposed to exchange rate fluctuations. Unless otherwise agreed by the HSBC Investment Funds (Hong Kong) Limited, shares being subscribed in one dealing currency cannot be changed into another dealing currency at the investor s request. Investment involves risk. Past performance is not indicative of future performance. Please refer to the offering document for further details including the risk factors. The document has not been reviewed by the Securities and Futures Commission. Issued by HSBC Global Asset Management (Hong Kong) Limited

2 Portfolio composition Asset allocation % Bond 87.1 Certificate of deposit 11.5 Cash & others 1.4 Percentage may not total 100 due to rounding. Top 10 holdings % ANZ Banking Var 4.75% 30/01/ Agile Group Holdings Ltd 6.5% 28/02/ Maikun Investment Co Ltd 4.5% 06/06/ Total Capital SA 3.75% 24/09/ Sinochem Offshore Capital (Reg S) 3.55% 13/05/ Export-Import Bank of Korea 3.625% 27/01/ Industrial and Commercial Bank of China 3.75% 19/11/ Lai Fung Holdings 6.875% 25/04/ Zhuhai Da Heng Qin 4.75% 11/12/ China Citic Bank 4.125% 27/02/ Dividend history of Class AQ2-RMB # Month Dividend amount NAV as of ex-dividend date Annualised yield Jan - 14 RMB RMB % Apr - 14 RMB RMB % Jul - 14 RMB RMB % Oct - 14 RMB RMB % Jan - 15 RMB RMB % Apr - 15 RMB RMB % Jul - 15 RMB RMB % Oct - 15 RMB RMB % Jan - 16 RMB RMB % Apr - 16 RMB RMB % Jul - 16 RMB RMB % Oct - 16 RMB RMB % Dividend is not guaranteed and will result in reduction in net asset value. A positive distribution yield does not imply a positive return. The calculation method of annualised yield: (dividend value / bid price as of ex-dividend date) x 4. The annualised dividend yield is calculated based on the dividend distribution on the relevant date with dividend reinvested, and may be higher or lower than the actual annual dividend yield. # The performance and dividend yield of a Class may be affected by many factors such as, where applicable, exchange rate fluctuation, currency hedging costs and interest rate differentiation between different currencies. Therefore, different Classes may have different performance and dividend yield, and the performance and dividend yield of a Class cannot be used to represent the performance and dividend yield of another Class. Investment involves risk. Past performance is not indicative of future performance. Please refer to the offering document for further details including the risk factors. The document has not been reviewed by the Securities and Futures Commission. Issued by HSBC Global Asset Management (Hong Kong) Limited

3 PRODUCT KEY FACTS 產品資料概要 HSBC Global Investment Trust HSBC RMB Bond Fund 滙豐環球投資信託 滙豐人民幣債券基金 December 年 12 月 This statement provides you with key information about the HSBC RMB Bond Fund 本概要提供有關滙豐人民幣債券基金的重要資料 This statement is part of the offering document 本概要是銷售文件的一部分 You should not invest in this product based on this statement alone 投資者切勿單憑本概要作投資決定 Quick facts 基本資料 Fund manager 基金經理 HSBC Investment Funds (Hong Kong) Limited / 滙豐投資基金 ( 香港 ) 有限公司 Investment adviser 投資顧問 HSBC Global Asset Management (Hong Kong) Limited (Internal delegation) / 滙豐環球投資管理 ( 香港 ) 有限公司 ( 內部委託 ) Trustee 受託人 HSBC Trustee (Cayman) Limited Dealing frequency 進行交易 Daily on every dealing day / 每一個交易日 Base currency 貨幣 RMB/ 人民幣 Ongoing charges over a year^ Class AQ2 HKD / AQ2 類 港元 0.91% 過去一年經常性開支比率 ^ Class AQ2 USD / AQ2 類 美元 0.91% Class AQ2 RMB / AQ2 類 人民幣 0.91% Dividend policy 股息政策 Class AQ2: Declared quarterly (January, April, July and October) on a discretionary basis, and if declared, dividends will be paid quarterly. Dividends may be paid out of the capital of the relevant Class and may lead to capital erosion./ AQ2 類:按酌情基準每季宣佈 ( 一月 四月 七月及十月 ), 如獲宣佈, 將會每季派發股息 股息可從相關類別的資本中支付, 可能導致資本被蠶食 Financial year end 財政年度終結日 31 July / 7 月 31 日 Minimum investment 最低認購額 Class AQ2 HKD: HKD10,000 (initial and subsequent) AQ2 類 港元 : 10,000 港元 ( 首次及其後投資額 ) Class AQ2 USD:USD1,000 (initial and subsequent) AQ2 類 美元 : 1,000 美元 ( 首次及其後投資額 ) Class AQ2 RMB: RMB10,000 (initial and subsequent) AQ2 類 人民幣 : 10,000 人民幣 ( 首次及其後投資額 ) Minimum holding 最低持有額 Class AQ2 HKD:Units with aggregate minimum value of HKD10,000 AQ2 類 港元 : 累計 10,000 港元最低價值的單位 Class AQ2 USD: Units with aggregate minimum value of USD1,000 AQ2 類 美元 : 累計 1,000 美元最低價值的單位 Class AQ2 RMB: Units with aggregate minimum value of RMB10,000 AQ2 類 人民幣 : 累計 10,000 人民幣最低價值的單位 Minimum redemption 最低認購額 Class AQ2 HKD: Units with aggregate minimum value of HKD10,000 AQ2 類 港元 : 累計 10,000 港元最低價值的單位 Class AQ2 USD: Units with aggregate minimum value of USD1,000 AQ2 類 美元 : 累計 1,000 美元最低價值的單位 Class AQ2 RMB: Units with aggregate minimum value of RMB10,000 AQ2 類 人民幣 : 累計 10,000 人民幣最低價值的單位 ^ The figure is based on ongoing expenses chargeable to the class expressed as a percentage of the class s average net asset value for the year ended 31 July This figure may vary from year to year. 此數字指截至 2016 年 7 月 31 日可向類別收取的經常性開支總額, 並以類別的平均資產淨值的百分比表示 數字每年均可能有所變動

4 What is this product? 本基金是甚麼產品? HSBC RMB Bond Fund is constituted in the form of a unit trust. It is a sub-fund (the Fund ) of an umbrella fund, HSBC Global Investment Trust. 滙豐人民幣債券基金以單位信託基金形式組成 上述基金屬傘子基金 滙豐環球投資信託的附屬基金 ( 本基金 ) Objectives and Investment Strategy 目標及投資策略 Objective and strategy 目標及策略 : The Fund s objective is to provide long term capital growth and income in RMB terms, through investments in securities, instruments and deposits the majority of which are denominated in RMB. 本基金的目標為透過投資於大多數以人民幣計值的證券 工具及存款, 以提供以人民幣計值的長期資本增值及收益 The Fund primarily invests in RMB denominated fixed income / debt securities, instruments and deposits which include but are not limited to convertible bonds, corporate bonds, government bonds, commercial papers, medium term notes, floating rate notes, bankers acceptances, money market instruments, certificates of deposits, bank deposits and negotiated term deposits. These investments may be settled in RMB or in other currencies such as USD or HKD. The Fund may invest in investments available in the primary and secondary markets. Some of these investments may be offered on a private placement basis. 本基金主要投資於人民幣計值固定收益 / 債務證券 工具及存款, 包括但不限於可轉換債券 企業債券 政府債券 商業票據 中期票據 浮動利率票據 銀行承兌匯票 貨幣市場工具 存款證 銀行存款及議定定期存款 該等投資或會以人民幣或其他貨幣 ( 如美元或港元 ) 結算 本基金可投資於一級及二級市場的投資工具 部分上述投資工具可以私人配售方式銷售 The Fund will :- (a) invest at least 70% of its net asset value in investments that are denominated and settled in RMB; (b) limit any non-rmb investments without any RMB currency hedge up to 10% of its net asset value; (c) invest the remaining portion of its net asset value in non-rmb investments that are hedged back to RMB (including, but not limited to, bonds denominated in RMB but settled in other currencies such as USD or HKD). 本基金將會.. (a) 將其資產淨值最少 70% 投資於以人民幣計值及結算的投資項目 ; (b) 將任何並無任何人民幣貨幣對沖的非人民幣投資項目限制在其資產淨值的 10% 內 ; (c) 將其資產淨值的剩餘部分投資於對沖回人民幣的非人民幣投資項目 ( 包括但不限於以人民幣計值但以其他貨幣 ( 如美元或港元 ) 結算的債券 ) Convertible bonds can be converted into shares of the issuer(s), subject to the terms of the issue. Where convertible bonds held by the Fund (if any) are converted into shares of the issuer(s), the Fund may hold such shares up to one month. 可轉換債券可轉換為發行人股份, 惟須受發行條款限制 如本基金所持的可轉換債券 ( 如有 ) 轉換為發行人股份, 則本基金可持有該等股份最多一個月 The above-mentioned investments may be issued by governments, government agencies, quasi-government organizations, supra-national organizations, multinational organizations, financial institutions and other corporations. The issuer of the investments may or may not be established or incorporated in mainland China. 上述投資工具可由政府 政府機關 半政府組織 超國家組織 跨國組織 財務機構及其他法團發行 該等投資的發行人可能或可能不是在中國大陸成立或註冊成立 For the avoidance of doubt, the Fund currently may only invest in RMB denominated debt instruments issued or distributed outside mainland China, and it will not invest directly in China A-shares or other securities issued within mainland China through any Qualified Foreign Institutional Investor. Not less than one month s prior notice will be given to investors if the Manager intends to make such investment. 為免生疑問, 本基金現時僅可投資於在中國大陸以外地區發行或分銷的人民幣計值債務工具, 且將不會透過任何合格境外機構投資者直接投資於中國 A 股或於中國大陸發行的其他證券 如經理人有意作出上述投資, 經理人將須向投資者發出不少於一個月的事先通知 The Fund may invest up to 10% of its net assets in contingent convertible securities; however such investment is not expected to exceed 5%. 本基金可將其淨資產最多 10% 投資於或有可轉換證券 ; 惟該投資預期不會超過 5% The Fund may invest in listed and unlisted instruments and securities of investment grade or below investment grade (i.e. rated below Baa3 by Moody s or BBB- by Standard & Poor s or equivalent by a rating agency) as well as unrated securities. 本基金可投資於具投資級別或低於投資級別 ( 即評級低於穆迪評級 Baa3 或標準普爾評級 BBB- 或由某評級機構的同等評級 ) 的已上市及未上市的工具及證券, 以及未獲評級的證券 The Fund may use deliverable / non-deliverable forwards for the purpose of hedging back to the base currency of the Fund. The Fund will not invest in structured deposits or products or other financial derivative instruments. 本基金可運用交收 / 不交收遠期, 以與本基金的基本貨幣對沖 本基金將不會投資於結構性存款或產品或其他金融衍生工具 The Manager seeks to achieve investment returns through active management of the major risks associated with RMB denominated instruments: duration, term structure, sector allocation, product selection and credit rating where applicable. 經理人透過積極管理與人民幣計值工具有關的主要風險, 包括..期限 期限結構 行業分配 產品選擇及信貸評級 ( 如適用 ), 以尋求達致投資回報 It is not the Manager s current intention to engage in securities lending or repurchase transactions in respect of the Fund. 經理人目前不擬就本基金從事證券借出或購回交易 MAIN\WOEMIL\ _1.docx

5 What are the Key Risks? 本基金有哪些主要風險? Investments involve risks. Please refer to the offering document for details including risk factors. 投資附帶風險 請參閱銷售文件以便獲取其他資料, 包括風險因素 Investment risk 投資風險 The Fund is an investment fund. The Fund s investment portfolio may fall in value and therefore you may suffer losses by investing in the Fund. 本基金為投資基金 本基金的投資組合內的投資價值有機會下跌, 故閣下投資於本基金亦可能會蒙受虧損 Investing in the Fund is not the same as deposits with a bank. There is no guarantee in respect of repayment of principal. 投資於本基金有別於在銀行存款 概不保證可償還本金 RMB currency risk 人民幣貨幣風險 RMB is not a freely convertible currency and it is subject to exchange control policies and restrictions. Currency conversion is also subject to availability of RMB at the relevant time (i.e. it is possible there is not sufficient RMB for currency conversion in case of sizeable subscriptions in non-rmb denominated classes) and this may affect the investors investment in the Fund. 人民幣不可自由兌換, 且須受外匯管制政策及限制的規管 貨幣轉換亦須受人民幣在相關時間內的供應量所限 ( 即在作出大規模非人民幣計值類別之認購時, 可能會出現人民幣不足以進行貨幣轉換的情況 ), 其或會影響投資者於本基金的投資 There is no guarantee that RMB will not depreciate and investors may suffer a loss if (i) they convert another currency into RMB so as to invest in the RMB denominated Classes and subsequently convert the RMB redemption proceeds back into such other currency or (ii) they invest in non-rmb denominated Classes of Units in case of depreciation of RMB, as the majority of the Fund s investments will be held in RMB denominated instruments and deposits. 概不保證人民幣將不會貶值, 且投資者 (i) 將另一貨幣轉換為人民幣以便投資於人民幣計值類別, 並於其後將人民幣贖回所得款項轉換回該等其他貨幣 ; 或 (ii) 在人民幣貶值時投資於非人民幣計值單位類別, 均可能會蒙受虧損, 原因是本基金的大多數投資將以人民幣計值工具及存款方式持有 The Fund may invest in securities that are denominated in RMB but settled in other currencies (such as USD or HKD). Its performance may be adversely affected by the movements in the exchange rates between RMB and such other currencies. 本基金可投資於以人民幣計值但以其他貨幣 ( 例如美元或港元 ) 結算的證券 其表現或會因人民幣兌該等其他貨幣的匯率走勢而受到不利影響 In calculating the value of non-rmb denominated or settled assets and the prices of non-rmb Classes, the Manager will normally apply the exchange rate for offshore RMB market in Hong Kong (the CNH rate ). The CNH rate may be at a premium or discount to the exchange rate for onshore RMB market in China (the CNY rate ) and there may be significant bid and offer spreads. The value of the Fund thus calculated will be subject to fluctuation. 在計算非人民幣計值或結算的資產的價值及非人民幣類別的價格時, 經理人通常會運用香港的離岸人民幣市場匯率 ( CNH 匯率 ) 與中國的非離岸人民幣市場匯率 ( CNY 匯率 ) 相比,CNH 匯率可能是 CNY 匯率的溢價或折讓, 並可能會有較大的買賣差價 按此計算的基金價值將受波動影響 Credit risk of counterparties 對手方的信貸風險 The Fund is exposed to the credit / insolvency risk of issuers of fixed income securities invested in and of counterparties with which cash is deposited or invested. 本基金須承受本基金所投資的固定收益證券之發行人及現金所存放或投資的對手方的信貸 / 無力償債風險 Fixed income securities in which the Fund invests may or may not be of investment grading, and are typically unsecured debt obligations not supported by any collateral. The Fund will be fully exposed to the credit / insolvency risk of its counterparties as an unsecured creditor. 本基金所投資的固定收益證券可能具備或不具備投資評級, 該等證券一般屬並無任何抵押品支持的無擔保債務債券 本基金作為無擔保債權人, 將須完全承受發行人的信貸 / 無力償債風險 Currently, most of the debt securities that are available to the Fund are not rated. These securities are subject to greater risks because of generally lower credit worthiness and liquidity, greater fluctuation in value and higher chance of default than investment grade securities. 現時, 大多數可供本基金投資的債務證券均未獲評級 由於該等證券的信貸可信性及流動性普遍較低 價值波動較大及承受違約風險的可能性亦可能較投資級別證券的為高, 故該等證券須承受較大風險 Interest rate risk 利率風險 An increase in interest rates may adversely affect the value of securities held by the Fund. This may cause the Fund to suffer a loss in its investments if it disposes of such securities before their maturity. 利率增加或會對本基金所持證券的價值造成負面影響 如本基金在證券到期前出售該等證券, 本基金的投資可能會蒙受虧損 Lack of RMB denominated instruments 缺乏人民幣計值工具 RMB denominated fixed income securities available for investment by the Fund are currently limited. The Fund may hold a significant portion of assets in bank deposits until suitable RMB denominated instruments are available in the market. This may adversely affect the Fund s performance. 現時可供本基金投資的人民幣計值固定收益證券數目有限 本基金可將其資產的重大部分存於銀行, 直至市場有提供合適的人民幣計值工具為止 這可能對本基金的表現有不利影響 Further, there is currently a limited supply of RMB denominated instruments that are rated investment grade. Therefore, the credit quality of the investments held by the Fund could be adversely affected; and the Fund may be subject to a higher degree of credit risk. 此外, 現時獲評為投資級別的人民幣計值工具的供應有限 因此, 本基金所持投資的信貸質素或會受到不利影響 ; 而本基金或須承受較高的信貸風險 MAIN\WOEMIL\ _1.docx

6 Liquidity risk 流動性風險 There is currently no active secondary market for RMB denominated fixed income securities issued outside mainland China. The Fund may need to liquidate its investments at a substantial discount in order to satisfy redemption requests. 目前並無任何活躍的在中國大陸以外發行的人民幣計值固定收益證券第二市場 本基金可能需要以大幅折讓變賣其投資項目以滿足贖回要求 The bid and offer spreads of the price of the relevant RMB denominated instruments may be high and the Fund may incur significant costs and may therefore suffer losses when trading such instruments. 相關人民幣計值工具的買價和賣價的差價可能很大, 本基金因而可能招致重大成本, 並可能因此而在買賣該等工具時蒙受虧損 Derivative risk / Currency hedging risk 衍生工具風險 / 貨幣對沖風險 The Fund may use financial derivative instruments (i.e., deliverable / non-deliverable forwards) for hedging purposes only. There can be no assurance that any hedging techniques will fully and effectively eliminate the risk exposure of the Fund. In adverse situation, the Fund s use of derivatives in hedging may become ineffective and the Fund may suffer significant losses. Further, the availability of RMB hedging forwards that could be used by the Fund may be limited and costly, and the effectiveness may be subject to changing market conditions. 本基金僅可為對沖目的而運用金融衍生工具 ( 即交收 / 不交收遠期 ) 不能保證任何對沖技巧將可以全面及有效的方式消除本基金的風險 在不利情況下, 本基金或未能運用衍生工具作有效對沖, 並可能須承受重大虧損 此外, 可供本基金運用的人民幣對沖遠期的供應量可能有限並涉及高昂費用, 且有關工具的效果可能會因市況變更而異 Investment in these instruments can be illiquid, if there is no active market in these instruments. Such instruments are complex in nature. Therefore there are risks of mispricing or improper valuation and possibilities that these instruments do not always perfectly track the value of the securities, rates or indices they are designed to track. 若該等工具並無活躍市場, 投資於此等工具可能缺乏流動性 該等工具性質複雜 故存在錯誤定價或不當估值的風險, 此外, 該等投資工具亦可能無法完美追蹤其旨在追蹤的證券價值 費率或指數 Risks associated with distribution out of capital 與從資本中作出分派相關的風險 Distribution may be paid from income and / or capital as determined by the Manager. If there is a change to this policy, prior approval will be sought from the SFC and affected investors will receive at least one month s prior written notification. 股息可按經理人的決定從收入及 / 或資本中支付 倘若此項政策有更改, 將會事先尋求證監會的批准, 而受影響的投資者將會收到最少一個月的事先書面通知 Investors should note that the payment of dividends out of capital represents a return or withdrawal of part of the amount they originally invested or from any capital gains attributable to the original investment. Such distributions may result in an immediate decrease in the net asset value of the relevant Units of the Fund. 投資者應注意, 從資本中撥付股息即代表投資者從當初投資基金之款項中獲付還或提取部分金額或從原本投資應佔的任何資本收益中獲付還或提取金額 該等分派可能導致本基金相關基金單位的資產淨值即時減少 Is there any guarantee? 本基金有否提供保證? This fund does not have any guarantees. You may not get back the full amount of money you invest. 本基金並不提供任何保證 閣下未必能全數取回投資本金 MAIN\WOEMIL\ _1.docx

7 How has the fund performed? 本基金過往的業績表現如何? 6.0 HSBC Global Investment Trust - HSBC RMB Bond Fund (AQ2-RMB) % The performance of this year was achieved under circumstances that no longer apply, the investment objective was changed on 20/02/2012. 導致此年業績之情況已不再適用, 投資目標於 20/02/2012 更改 Past performance information is not indicative of future performance. Investors may not get back the full amount invested. 過去業績並不代表將來的表現 投資者可能不能取回全部投資金額 The computation basis of the performance is based on the calendar year end, NAV-to-NAV, with dividend reinvested. 業績表現以歷年末的資產淨值作為比較基礎, 股息會滾存再作投資 These figures show by how much the share class increased or decreased in value during the calendar year being shown. Performance data has been calculated in RMB including ongoing charges and excluding subscription fee and redemption fee you might have to pay. Performance is not denominated in HKD or USD. HKD or USD based investors are exposed to exchange rate fluctuations. 數據顯示股份類別於上述歷年的價值升跌 業績數據以人民幣計算, 包括持續性開支但不包括您可能需支付的認購費用及贖回費用 業績非以港元或美元計算, 以港元或美元作出投資的投資者須承受匯率波動的風險 Where no past performance is shown there was insufficient data available in that year to provide performance. 假如並無顯示過往表現, 則表示該年度並無足夠數據以提供表現 Fund launch date: 28/01/2011 基金成立日期 :28/01/2011 Class AQ2 RMB launch date: 28/01/2011 AQ2 類 人民幣成立日期 :28/01/2011 Class AQ2-RMB is a share class open for investment by Hong Kong retail investors and denominated in the Fund s base currency. AQ2 類 人民幣乃開放予香港零售投資者投資及以本基金的基本貨幣計價的股份類別 MAIN\WOEMIL\ _1.docx

8 What are the fees and charges? 本基金涉及哪些費用? Charges which may be payable by you 認購本基金時閣下或須支付的費用 You may have to pay the following fees when you purchase the Fund. 閣下買賣本基金時可能須要支付以下費用 Fee 費用 What you pay 你須支付 Subscription fee 認購費 Up to 3% of the offer price # * 最高達賣出價的 3% # * Switching fee 轉換費 Up to 1% of the offer price # * 最高達賣出價的 1% # * Redemption fee 贖回費 Nil # * 無 # * Ongoing fees payable by the Fund 本基金持續繳付的費用 The following expenses will be paid out of the Fund. They affect you because they reduce the return you get on your investments. 以下收費將從本基金總值中扣除, 閣下的投資回報將會因而減少 Fee 費用 Annual rate (as a % of the Net Asset Value of the Fund) 年率 ( 以本基金資產淨值之 %) Management fee 管理費 0.75% # Trustee fee 受託人費用 0.08%, subject to a monthly minimum fee of USD2,500 # 0.08%, 每月費用最低限額為 2,500 美元 # Administrative fee 行政費 Performance fee 表現費 Other fees 其他收費 Not applicable 不適用 Not applicable 不適用 You may have to pay other fees and charges when dealing in the Fund. 閣下買賣本基金時可能須要支付其他費用 * You may need to bear additional costs under certain situations in order to mitigate any adverse impacts to the Fund caused by the transactions. Please refer to the offering document for further details. 為減輕交易可能對本基金造成的不利影響, 閣下可能在某些情況下承擔額外費用 進一步詳情請參閱銷售文件 # The fees and charges may also be increased up to maximum level as specified in the offering document by giving at least one month s prior notice to investors. Please refer to the offering document for further details. 費用可增至銷售文件所定的最高水平, 但須予最少 1 個月預先通知投資者 詳情請參閱銷售文件 Additional information 其他資料 You generally buy and redeem units at the Fund s next-determined subscription price and redemption price with reference to the Net Asset Value (NAV) after the intermediaries receive your request in good order on or before 4:00 pm (HK Time), being the dealing cut-off time. 一般而言, 閣下認購及贖回基金單位的價格, 是在中介人於香港時間下午 4 時或之前 ( 即基金的交易截止時間 ) 收到閣下的完整指示後, 參照基金資產淨值而釐定的下一個認購及贖回價 Intermediaries who sell the Fund may impose earlier cut-off times for receiving instructions for subscriptions, redemptions or switching. Investors should pay attention to the arrangements of the intermediary concerned. 銷售本基金的中介人可能就接受認購 贖回及轉換指示實施較早的截止時間 投資者須注意有關中介人的安排 Investors may obtain the past performance information of other unit classes offered to Hong Kong investors at (the website has not been reviewed by the SFC). 投資者可瀏覽 網頁並未經證監會批閱 ) 以取得向香港投資者發售的其他單位類別的往績表現資料 Investors may obtain information on the intermediaries online at (the website has not been reviewed by the SFC). 投資者可瀏覽 以獲取中介人的資料 ( 網頁並未經證監會批閱 ) The net asset value of the Fund is calculated and the price of the Fund published on each dealing day. The Fund prices are available online at 基金的資產淨值及價格均於每個交易日計算及刊登 基金價格刊登於 The composition of the latest dividends (i.e. the relative amounts paid out of (i) net distributable income and (ii) capital) (if any) for the last 12 months is available from the Manager on request and on the website 過去 12 個月的最近期股息之構成 ( 即是有關從 (i) 可供分派淨收入及 (ii) 資本撥付的款項 )( 如有 ) 資料可向經理人索取, 並載於網站 Important 重要資料 If you are in doubt, you should seek professional advice. 閣下如有疑問, 請應諮詢專業意見 The SFC takes no responsibility for the contents of this statement and makes no representation as to its accuracy or completeness. 證監會對本概要的內容並不承擔任何責任, 對其準確性或完整性亦不作出任何陳述 Issued by HSBC Global Asset Management (Hong Kong) Limited 由滙豐環球投資管理 ( 香港 ) 有限公司刊發 MAIN\WOEMIL\ _1.docx

9 Important information: The Fund invests mainly in RMB bonds, instruments and deposits. RMB is not freely convertible and is subject to exchange control. There is no guarantee that RMB will not depreciate. The Fund may invest in securities that are denominated and/or settled in other currencies. Movement in the relevant exchange rates may adversely affect the Fund s performance. There is currently limited supply of RMB bonds issued outside mainland China. As a result, the Fund may hold a high portion of assets in deposits. This may adversely affect the Fund's performance. The Fund is subject to liquidity risk as there may not have active secondary market for RMB bonds. Investments of the Fund may include investment grade, non-investment grade and unrated bonds. Generally, non-investment grade and unrated bonds may subject to higher risk. For certain classes of the Fund, the Fund may pay dividends out of capital or pay dividends gross of expenses. Investors should note that the payment of dividends out of capital or effectively out of capital represents a return or withdrawal of part of the amount they originally invested or from any capital gains attributable to the original investment. Such distributions may result in an immediate decrease in the net asset value of the Fund. The Fund s investments may involve substantial credit/counterparty, downgrading, market, currency, volatility, liquidity, regulatory and political risks. Investors may suffer substantial loss of their investments in the Fund. Unit trusts are NOT equivalent to time deposits. Investors should not invest in the Fund solely based on the information provided in this document and should read the offering document of the Fund for details. This document does not constitute an offering document. HSBC Global Investment Trust HSBC RMB Bond Fund Dividend history Class AQ2-USD (ISIN Code: KYG4642M1006) Month Ex-dividend Date Dividend Amount* Bid price as of ex-dividend date Annualised Yield Class AQ2-RMB (ISIN Code: KYG4642M1188) Month Ex-dividend Date Dividend Amount* Bid price as of ex-dividend date Annualised Yield Oct Oct-16 USD USD % Oct Oct-16 RMB RMB % Jul Jul-16 USD USD % Jul Jul-16 RMB RMB % Apr Apr-16 USD USD % Apr Apr-16 RMB RMB % Jan Jan-16 USD USD % Jan Jan-16 RMB RMB % Oct Oct-15 USD USD % Oct Oct-15 RMB RMB % Jul Jul-15 USD USD % Jul Jul-15 RMB RMB % Apr Apr-15 USD USD % Apr Apr-15 RMB RMB % Jan Jan-15 USD USD % Jan Jan-15 RMB RMB % Oct Oct-14 USD USD % Oct Oct-14 RMB RMB % Jul Jul-14 USD USD % Jul Jul-14 RMB RMB % Apr Apr-14 USD USD % Apr Apr-14 RMB RMB % Jan Jan-14 USD USD % Jan Jan-14 RMB RMB % Oct Oct-13 USD USD % Oct Oct-13 RMB RMB % Jul Jul-13 USD USD % Jul Jul-13 RMB RMB % Apr Apr-13 USD USD % Apr Apr-13 RMB RMB % Jan Jan-13 USD USD % Jan Jan-13 RMB RMB % Oct Oct-12 USD USD % Oct Oct-12 RMB RMB % *Dividend amount is rounded up to four decimal places. Dividend is not guaranteed and will result in reduction in net asset value. A positive distribution yield does not imply a positive return. The calculation method of annualized yield: (dividend value / bid price as of exdividend date) x 4. The annualised dividend yield is calculated based on the dividend distribution on the relevant date with dividend reinvested, and may be higher or lower than the actual annual dividend yield. Investment involves risks. Past performance is not indicative of future performance. Please refer to the offering document for further details including the risk factors. The document has not been reviewed by the Securities and Futures Commission. Issued by HSBC Global Asset Management (Hong Kong) Limited

10 Important information: The Fund invests mainly in RMB bonds, instruments and deposits. RMB is not freely convertible and is subject to exchange control. There is no guarantee that RMB will not depreciate. The Fund may invest in securities that are denominated and/or settled in other currencies. Movement in the relevant exchange rates may adversely affect the Fund s performance. There is currently limited supply of RMB bonds issued outside mainland China. As a result, the Fund may hold a high portion of assets in deposits. This may adversely affect the Fund's performance. The Fund is subject to liquidity risk as there may not have active secondary market for RMB bonds. Investments of the Fund may include investment grade, non-investment grade and unrated bonds. Generally, non-investment grade and unrated bonds may subject to higher risk. For certain classes of the Fund, the Fund may pay dividends out of capital or pay dividends gross of expenses. Investors should note that the payment of dividends out of capital or effectively out of capital represents a return or withdrawal of part of the amount they originally invested or from any capital gains attributable to the original investment. Such distributions may result in an immediate decrease in the net asset value of the Fund. The Fund s investments may involve substantial credit/counterparty, downgrading, market, currency, volatility, liquidity, regulatory and political risks. Investors may suffer substantial loss of their investments in the Fund. Unit trusts are NOT equivalent to time deposits. Investors should not invest in the Fund solely based on the information provided in this document and should read the offering document of the Fund for details. This document does not constitute an offering document. HSBC Global Investment Trust HSBC RMB Bond Fund Dividend history Class AQ2-HKD (ISIN Code: KYG4642M1261) Month Ex-dividend Date Dividend Amount* Bid price as of ex-dividend date Annualised Yield Oct Oct-16 HKD HKD % Jul Jul-16 HKD HKD % Apr Apr-16 HKD HKD % Jan Jan-16 HKD HKD % Oct Oct-15 HKD HKD % Jul Jul-15 HKD HKD % Apr Apr-15 HKD HKD % Jan Jan-15 HKD HKD % Oct Oct-14 HKD HKD % Jul Jul-14 HKD HKD % Apr Apr-14 HKD HKD % Jan Jan-14 HKD HKD % Oct Oct-13 HKD HKD % Jul Jul-13 HKD HKD % Apr Apr-13 HKD HKD % Jan Jan-13 HKD HKD % Oct Oct-12 HKD HKD % *Dividend amount is rounded up to four decimal places. Dividend is not guaranteed and will result in reduction in net asset value. A positive distribution yield does not imply a positive return. The calculation method of annualized yield: (dividend value / bid price as of exdividend date) x 4. The annualised dividend yield is calculated based on the dividend distribution on the relevant date with dividend reinvested, and may be higher or lower than the actual annual dividend yield. Investment involves risks. Past performance is not indicative of future performance. Please refer to the offering document for further details including the risk factors. The document has not been reviewed by the Securities and Futures Commission. Issued by HSBC Global Asset Management (Hong Kong) Limited