2013 年報 Annual Report 2013 融 合 人 和 Fusing Talents for Excellence 年報 Annual Report 2013 此年度報告以環保紙張印製 This annual report is printed on environmentally friendly paper.

328 3918 6939 www.asia.ccb.com

02 03 04 06 07 09 10 12 13 16 18 19 20 21 23 24 149 177

2014331428 2013 02

1954 2014331161,414.48ROAROE 20131.43003 1524 20051093920079 601939 03 2013

1945 1936 1123 1912 1912 6 351947 1966 1941 6 2013 04

2013 2013 2006 2007 2009 2009 1984 1988 1992 1993 05 2013

20132013 20131231371,2002012 88.3% 2013201254%688,1002013201237%49 3,0002013122%195,1002013262,300 15.8%201327,5002012 5,200 20132013 2012 201312314,1422,9872,009 54% 201381544,00040223 415 20131231 16.6%17.8%201358%55% 2014 201441 2013 06

2014331 GBS, OBE, JP () GBS, OBE, JP 07 2013

08 2014331 2013

2014331 2013318 2013124 09 2013

2013 2008 20132,000300 240 300 2013 2013 1,5003,000 9 2013 10

2013 2005,000 20 2013 2013 Earth Partner 11 2013

獎項與榮譽 2013年1月 第二屆傑出企業社會責任獎 鏡報 2013年3月 資本傑出社會貢獻榮譽大獎 資本雜誌 2013年3月 商界展關懷 香港社會服務聯會 2013年6月 人民幣業務傑出大獎2013 傑出綜合業務 市場推廣 新城財經台及 文匯報 2013年8月 Lisa味道 Quality Life Awards 2013 優質個人銀行服務大獎 Lisa味道 2013年8月 都市盛世銀行及金融服務企業獎2013 最佳信用卡(金獎) 都市盛世 2013年9月 資本卓越銀行及金融大獎2013 資本卓越人民幣服務大獎 資本雜誌 中國建設銀行 亞洲 股份有限公司 2013年年報 12

20131231 328 24 2013123118148 201312312012 28 35 13 2013

GBS, OBE, JP 201372 201372 201372 201372 201372 2013923 201372 201372 201372 201372 1,100,000201270,000 2013 14

20131231 201441 15 2013

18148 20131231 141 2013 16

20131231 201441 17 2013

20131231 2013 2012 12,332,369 8,616,771 (7,402,442) (5,018,852) 6 4,929,927 3,597,919 7 879,477 809,055 8 1,018,488 (49,463) 9 20,441 52,753 (15,438) (4,851) 10 47,776 69,586 6,880,671 4,474,999 11 (2,622,766) (2,265,721) 4,257,905 2,209,278 12 271,977 87,658 (347) 242,948 3,247 (4,074) 4,532,782 2,535,810 (3,578) 42 22,396 43 2,000 26 24,365 22,501 25 8,328 (2,666) 4,563,897 2,578,041 14 (852,173) (606,994) 3,711,724 1,971,047 16 (178,995) (44,770) 16 (91) 3,532,638 1,926,277 2013 18

20131231 2013 2012 18 29,909,896 52,420,780 32,414,088 6,349,828 13,125,556 54,684,821 19 298,718,328 257,767,463 20 1,021,461 1,307,185 21 22,966,640 52,501,758 22 1,585,757 679,888 23 599,260 25 1,850,734 1,842,406 26 199,381 175,016 27 3,479 27 104,574 236,604 28 3,544,681 3,497,207 29 3,169,259 3,245,519 30 5,557,368 414,167,723 435,311,214 31 112,201,379 95,833,227 32 200,906,092 206,316,562 33 44,384,610 104,481,595 22 1,575,047 1,021,894 27 214,797 263,723 27 17,984 5,334 34 9,475,303 8,165,019 30 3,864,622 372,639,834 416,087,354 35 28,827,843 6,511,043 2(b) 12,700,046 12,712,817 41,527,889 19,223,860 414,167,723 435,311,214 201441 19 2013

20131231 2013 2012 18 29,863,887 52,009,617 32,680,629 6,399,441 13,125,556 54,684,821 19 298,836,403 253,812,080 20 1,021,461 1,307,185 21 24,466,669 53,397,066 22 1,596,412 683,881 23 599,260 24 939,457 1,508,238 26 10,411 10,411 27 104,574 236,604 28 2,725,167 189,585 29 3,124,018 3,222,988 408,494,644 428,061,177 31 113,740,775 97,175,805 32 201,060,453 203,686,628 33 44,384,610 104,481,595 22 1,581,977 1,021,670 27 214,861 261,036 34 6,712,797 2,897,969 367,695,473 409,524,703 35 28,827,843 6,511,043 2(b), 35 11,971,328 12,025,431 40,799,171 18,536,474 408,494,644 428,061,177 201441 2013 20

20131231 201311 6,511,043 750,956 27,710 (146) 801,240 15,913 9,856,162 17,962,878 2(b) (30,090) 107,808 1,183,264 1,260,982 201311 6,511,043 750,956 (2,380) (146) 909,048 15,913 11,039,426 19,223,860 2013 3,711,724 3,711,724 16 (178,995) (91) (179,086) (178,995) (91) 3,711,724 3,532,638 a (1,244,656) (1,244,656) 35(b) 22,316,800 22,316,800 1,741,966 (1,741,966) 2(b) 163,248 (183,970) (2,280,031) (2,300,753) b 62,262 (62,262) 20131231 28,827,843 750,956 (18,127) (237) 2,467,044 15,913 62,262 9,422,235 41,527,889 a b 21 2013

20131231 201211 6,511,043 750,956 (338) (146) 526,752 15,913 9,356,537 17,160,717 2(b) 42,728 107,808 828,572 979,108 201211 6,511,043 750,956 42,390 (146) 634,560 15,913 10,185,109 18,139,825 2012 1,971,047 1,971,047 16 (44,770) (44,770) (44,770) 1,971,047 1,926,277 (842,242) (842,242) 274,488 (274,488) 20121231 6,511,043 750,956 (2,380) (146) 909,048 15,913 11,039,426 19,223,860 2013 22

20131231 2013 2012 41(a) (5,838,779) 30,005,602 (476,068) (246,978) (2,706) (3,876) (127,441) (136,718) (6,444,994) 29,618,030 42 (3,317,779) (67,902,848) (39,949,142) (323,957) 75,293,199 20,811,558 (249,413) (47,267) 3,841 3,934 43 7,419 7,152,198 (22,822,653) 22,316,800 (1,244,656) (842,242) 21,072,144 (842,242) 21,779,348 5,953,135 (421,647) (38,838,462) 11 67,214,506 61,080,384 781,117 180,987 1231 41(b) 50,514,862 67,214,506 11,561,835 8,265,838 6,928,491 4,375,877 2(b) 23 2013

1 20131231 201441 2 (a) 3 (b) 2(h) 4 2013 24

2 (b) 2013 2012 2013 2012 1231 1231 1231 1231 605,504 605,319 605,352 605,069 39,721 39,142 39,048 39,082 9,349 7,373 201388 2013 12311,504 201312301 100% 5 55 25 2013

2 (b) 5 20131231 201211 201211 2013 26

2 (b) 201320121231201320121231 20131231 29,863,831 50,142,611 80,006,442 (50,142,611) 54,506 (8,441) 29,909,896 32,414,088 68,853,953 101,268,041 (68,853,953) 32,414,088 13,125,556 396,784 13,522,340 (396,784) 13,125,556 298,836,705 153,078,212 451,914,917 (153,078,212) (118,377) 298,718,328 22,966,640 18,119,660 41,086,300 (18,119,660) 22,966,640 14,314,601 4,379,602 18,694,203 (4,379,602) 2,718,969 (355) 17,033,215 411,521,421 294,970,822 706,492,243 (294,970,822) 2,773,475 (127,173) 414,167,723 112,201,379 73,782,662 185,984,041 (73,782,662) 112,201,379 200,915,866 90,695,462 291,611,328 (90,695,462) (9,774) 200,906,092 44,384,610 123,267,905 167,652,515 (123,267,905) 44,384,610 12,362,413 4,924,040 17,286,453 (4,924,040) 2,902,729 (117,389) 15,147,753 369,864,268 292,670,069 662,534,337 (292,670,069) 2,902,729 (127,163) 372,639,834 28,827,843 28,827,843 10 (10) 28,827,843 12,829,310 2,300,753 15,130,063 (2,300,753) (129,264) 12,700,046 41,657,153 2,300,753 43,957,906 (2,300,753) (129,254) (10) 41,527,889 411,521,421 294,970,822 706,492,243 (294,970,822) 2,773,475 (127,173) 414,167,723 27 2013

2 (b) 20121231 24,483,074 30,842,956 70,469 (2,975,719) 52,420,780 4,403,660 3,668,507 (1,722,339) 6,349,828 10,122,108 44,562,713 54,684,821 118,956,508 138,810,955 257,767,463 15,132,816 39,811,000 (2,442,058) 52,501,758 3,132,326 3,370,982 5,152,631 (69,375) 11,586,564 176,230,492 261,067,113 5,223,100 (7,209,491) 435,311,214 23,846,223 76,616,681 (4,629,677) 95,833,227 108,930,155 97,455,287 (68,880) 206,316,562 23,454,919 83,468,351 (2,441,675) 104,481,595 2,036,317 2,204,419 5,284,493 (69,259) 9,455,970 158,267,614 259,744,738 5,284,493 (7,209,491) 416,087,354 6,511,043 6,511,043 11,451,835 1,322,375 (61,393) 12,712,817 17,962,878 1,322,375 (61,393) 19,223,860 176,230,492 261,067,113 5,223,100 (7,209,491) 435,311,214 2013 28

2 (b) 201320121231 20131231 29,863,887 50,142,611 80,006,498 (50,142,611) 29,863,887 32,680,629 68,853,953 101,534,582 (68,853,953) 32,680,629 13,125,556 396,784 13,522,340 (396,784) 13,125,556 298,836,403 153,078,212 451,914,615 (153,078,212) 298,836,403 24,466,669 18,119,660 42,586,329 (18,119,660) 24,466,669 9,521,500 4,379,602 13,901,102 (4,379,602) 9,521,500 408,494,644 294,970,822 703,465,466 (294,970,822) 408,494,644 113,740,775 73,782,662 187,523,437 (73,782,662) 113,740,775 201,060,453 90,695,462 291,755,915 (90,695,462) 201,060,453 44,384,610 123,267,905 167,652,515 (123,267,905) 44,384,610 8,509,635 4,924,040 13,433,675 (4,924,040) 8,509,635 367,695,473 292,670,069 660,365,542 (292,670,069) 367,695,473 28,827,843 28,827,843 28,827,843 11,971,328 2,300,753 14,272,081 (2,300,753) 11,971,328 40,799,171 2,300,753 43,099,924 (2,300,753) 40,799,171 408,494,644 294,970,822 703,465,466 (294,970,822) 408,494,644 29 2013

2 (b) 20121231 24,073,968 30,842,956 (2,907,307) 52,009,617 4,453,273 3,668,507 (1,722,339) 6,399,441 10,122,108 44,562,713 54,684,821 115,001,125 138,810,955 253,812,080 16,028,124 39,811,000 (2,442,058) 53,397,066 4,397,953 3,370,982 (10,783) 7,758,152 174,076,551 261,067,113 (7,082,487) 428,061,177 25,188,801 76,616,681 (4,629,677) 97,175,805 106,231,341 97,455,287 203,686,628 23,454,919 83,468,351 (2,441,675) 104,481,595 1,987,390 2,204,420 (11,135) 4,180,675 156,862,451 259,744,739 (7,082,487) 409,524,703 6,511,043 6,511,043 10,703,057 1,322,374 12,025,431 17,214,100 1,322,374 18,536,474 174,076,551 261,067,113 (7,082,487) 428,061,177 2013 30

2 (b) 20131231 2,756,669 2,172,282 2,348 (1,372) 4,929,927 1,330,384 830,833 31,390 (241,863) 1,950,744 4,087,053 3,003,115 33,738 (243,235) 6,880,671 (2,281,437) (487,490) (97,074) 243,235 (2,622,766) (107,969) 382,846 274,877 26,467 (3,680) 8,328 31,115 1,724,114 2,894,791 (55,008) 4,563,897 (300,711) (538,598) (12,864) (852,173) 1,423,403 2,356,193 (67,872) 3,711,724 (45,928) (133,158) (179,086) 1,377,475 2,223,035 (67,872) 3,532,638 20121231 2,076,062 1,521,795 62 3,597,919 705,003 165,888 15,641 (9,452) 877,080 2,781,065 1,687,683 15,641 (9,390) 4,474,999 (1,792,407) (394,332) (88,372) 9,390 (2,265,721) (72,948) 399,480 326,532 22,501 19,730 42,231 938,211 1,692,831 (53,001) 2,578,041 (164,098) (448,174) 5,278 (606,994) 774,113 1,244,657 (47,723) 1,971,047 28,048 (72,818) (44,770) 802,161 1,171,839 (47,723) 1,926,277 31 2013

2 (c) 2(m) 5 2013 32

2 (c) 33 2013

2 (d) 2(m) 2(h) 2(m) (e) 11 2013 34

2 (e) 2(h) (f) (g) (i)(ii) (i) (ii) (ii)(i) 2(m) 35 2013

2 (h) (i) (ii) 2(i) 2013 36

2 (h) (ii) (a) (b) (c) 2(m) (a)(b) 2(m) 2(m) 37 2013

2 (h) (ii) (iii) (iv) (v) 2013 38

2 (h) (vi) (a) (b) 2 (h)(ii) (i) (a)(b) (c) (i) 39 2013

2 (i) (ii) 2013 40

2 (i) (iii) 80%125% (j) 2(m) 41 2013

2 (j) (k) (i) (ii) 2(m) 2(j)2(m) 2013 42

2 (k) (iii) (l) (m) 43 2013

2 (m) (i) 2013 44

2 (m) (i) (ii) 45 2013

2 (m) (iii) (iv) 2013 46

2 (m) (iv) (n) (o) (p) 47 2013

2 (p) 2013 48

2 (q) (i) (i) (ii) 2(q)(ii) (ii) 49 2013

2 (r) (i) (ii) 2013 50

2 (r) (iii) (iv) (s) 51 2013

2 (s) (t) (i) (ii) (iii) (iv) (v) (vi) (i) (u) 2013 52

3 (a) 1(HKAS 1) 10(HKFRS 10) 11(HKFRS 11) 12(HKFRS 12) 13(HKFRS 13) 2009 2011 7(HKFRS 7) 1 (a)(b) 7 32 325(f) 10 27 1210 1027 12 53 2013

3 (a) 11 11 12 13 201311 (b) 201311 201311 (IFRIC)2137 37 2013 54

3 (b) 201311 9 399 39 201312 9 3232 101227 12 36 1336(CGUs) 201411 39 55 2013

4 (a) 14 (b) (i) (ii) 2(m) 12 21 2013 56

4 (c) 22 (d) 5 57 2013

5 (a) 2013 58

5 (a) (i) (ii) 59 2013

5 (a) (iii) (iv) (v) (vi) 2013 60

5 (a) (vii) 2013 2012 2013 2012 29,909,896 52,420,780 29,863,887 52,009,617 32,414,088 6,349,828 32,680,629 6,399,441 13,125,556 54,684,821 13,125,556 54,684,821 298,718,328 257,767,463 298,836,403 253,812,080 1,021,461 1,307,185 1,021,461 1,307,185 22,937,474 52,475,167 24,437,503 53,371,418 1,585,757 679,888 1,596,412 683,881 599,260 599,260 3,099,953 3,205,107 3,057,046 3,182,934 1,510,428 3,390,719 1,421,929 3,297,530 45,621,606 48,314,681 45,198,962 48,022,237 449,944,547 481,194,899 451,239,788 477,370,404 201320121231 61 2013

5 (a) (vii) 100% 4(a)(i) 2013 62

5 (a) (vii) 37 (viii) 2013 2012 2013 2012 155,067,940 172,491,853 155,186,317 168,872,485 474,317 521,162 474,317 477,850 161,933 659,014 161,933 659,014 155,704,190 173,672,029 155,822,567 170,009,349 143,592,529 85,733,039 143,592,529 85,431,369 143,592,529 85,733,039 143,592,529 85,431,369 13,125,556 54,684,821 13,125,556 54,684,821 63 2013

5 (a) (viii) (1) 2013 2012 2013 2012 152,764,726 160,248,777 152,883,103 156,701,761 2,303,214 12,243,076 2,303,214 12,170,724 155,067,940 172,491,853 155,186,317 168,872,485 143,592,529 85,729,900 143,592,529 85,431,369 3,139 143,592,529 85,733,039 143,592,529 85,431,369 13,125,556 54,684,821 13,125,556 54,684,821 (2) 2013 2012 2013 2012 474,317 521,162 474,317 477,850 (3) 19(d) 2013 64

5 (a) (viii) (4) 201320121231 (ix) 2013 2012 2013 2012 AAA 3,884,923 5,604,163 3,884,923 5,604,163 AA+A- 19,050,992 46,335,797 20,551,021 46,335,797 A- 40,184 1,183,533 40,184 1,183,533 982,836 1,258,119 982,836 2,154,370 23,958,935 54,381,612 25,458,964 55,277,863 10,169 4,623 10,169 4,623 1,011,292 1,302,562 1,011,292 1,302,562 22,937,474 52,475,167 24,437,503 53,371,418 599,260 599,260 23,958,935 54,381,612 25,458,964 55,277,863 65 2013

5 (a) (x) 2013 2012 2013 2012 107,908,993 153,425,943 107,908,993 149,982,771 334,707 415,706 334,707 373,529 108,243,700 153,841,649 108,243,700 150,356,300 20122(b) 2013 (xi) 2013 2012 1,207 4,050 6,065 4,291 7,272 8,341 2013 66

5 (b) 2012 (LM2) (i) 67 2013

5 (b) (i) 20131231 1 1 3 3 1 1 5 5 6,921,287 22,988,609 29,909,896 25,251,018 7,163,070 32,414,088 5,439,335 4,655,115 2,822,106 209,000 13,125,556 2,061,864 43,805,741 89,882,587 92,956,552 41,351,583 28,660,001 298,718,328 972,099 49,362 1,021,461 4,513,671 2,753,944 9,241,761 6,177,344 250,754 29,166 22,966,640 421,114 558,501 578,217 27,925 1,585,757 1,850,734 1,850,734 199,381 199,381 104,574 104,574 3,544,681 3,544,681 294 1,390,432 1,148,353 511,940 96,385 2,189 19,666 3,169,259 525,897 220,801 126,027 612,601 1,627,372 2,430,697 13,973 5,557,368 9,509,342 78,779,703 124,375,545 114,858,346 49,538,971 31,343,641 5,762,175 414,167,723 276,895 33,891,839 60,623,774 17,408,871 112,201,379 29,681,394 57,818,599 65,143,839 48,260,325 1,935 200,906,092 2,278,262 9,806,065 31,307,301 992,982 44,384,610 392,584 547,335 614,585 20,543 1,575,047 214,797 214,797 17,984 17,984 130 4,646,391 978,587 974,180 48,353 2,827,662 9,475,303 1,669,768 1,278,533 671,122 244,971 228 3,864,622 31,628,187 100,306,208 137,770,722 99,025,030 1,064,041 2,845,646 372,639,834 (22,118,845) (21,526,505) (13,395,177) 15,833,316 48,474,930 31,343,641 2,916,529 41,527,889 991 9,178 10,169 971,108 40,184 1,011,292 4,513,671 2,753,944 9,241,761 6,177,344 250,754 22,937,474 2013 68

5 (b) (i) 20121231 1 1 3 3 1 1 5 5 43,838,032 8,582,748 52,420,780 6,004,303 345,525 6,349,828 3,524,952 11,947,353 39,212,516 54,684,821 2,562,434 31,277,583 27,527,640 101,296,012 67,403,402 27,700,392 257,767,463 155,934 63,405 1,087,846 1,307,185 38,788,724 5,946,061 7,059,555 681,121 26,297 52,501,758 440,090 108,455 123,350 7,993 679,888 599,260 599,260 1,842,406 1,842,406 175,016 175,016 3,479 3,479 236,604 236,604 3,497,207 3,497,207 11,108 812,246 578,633 848,676 82,874 797 911,185 3,245,519 46,411,574 83,426,343 52,268,379 148,606,993 70,208,021 27,701,189 6,688,715 435,311,214 9,356,007 39,402,734 37,126,486 6,177,583 3,770,417 95,833,227 47,481,332 68,831,323 52,668,264 36,064,677 1,270,966 206,316,562 9,346,814 28,032,177 58,953,064 8,149,540 104,481,595 539,315 190,670 74,995 180,362 36,552 1,021,894 263,723 263,723 5,334 5,334 31,323 1,175,770 724,895 776,395 112,736 5,343,900 8,165,019 57,407,977 118,947,311 118,626,817 102,415,804 13,340,211 5,349,234 416,087,354 (10,996,403) (35,520,968) (66,358,438) 46,191,189 56,867,810 27,701,189 1,339,481 19,223,860 74 4,549 4,623 155,934 63,331 1,083,297 1,302,562 38,788,724 5,946,061 7,059,261 681,121 52,475,167 69 2013

5 (b) (i) 20131231 1 1 3 3 1 1 5 5 6,875,278 22,988,609 29,863,887 25,251,449 7,429,180 32,680,629 5,439,335 4,655,115 2,822,106 209,000 13,125,556 2,061,863 43,805,730 89,882,563 92,956,527 41,469,726 28,659,994 298,836,403 972,099 49,362 1,021,461 4,513,671 3,453,951 10,041,783 6,177,344 250,754 29,166 24,466,669 431,483 558,764 578,240 27,925 1,596,412 939,457 939,457 10,411 10,411 104,574 104,574 2,725,167 2,725,167 294 1,392,145 1,148,390 485,518 96,230 1,441 3,124,018 8,937,435 78,570,973 124,950,232 115,285,453 48,029,587 28,912,189 3,808,775 408,494,644 711,961 34,883,406 60,736,227 17,409,181 113,740,775 29,752,321 57,902,033 65,143,839 48,260,325 1,935 201,060,453 2,278,262 9,806,065 31,307,301 992,982 44,384,610 399,514 547,335 614,585 20,543 1,581,977 214,861 214,861 138 4,649,916 1,091,604 959,395 11,744 6,712,797 30,464,420 100,113,131 137,325,070 98,765,648 1,027,204 367,695,473 (21,526,985) (21,542,158) (12,374,838) 16,519,805 47,002,383 28,912,189 3,808,775 40,799,171 991 9,178 10,169 971,108 40,184 1,011,292 4,513,671 3,453,951 10,041,783 6,177,344 250,754 24,437,503 2013 70

5 (b) (i) 20121231 1 1 3 3 1 1 5 5 43,425,077 8,584,540 52,009,617 6,053,916 345,525 6,399,441 3,524,952 11,947,353 39,212,516 54,684,821 2,488,544 31,248,641 27,041,448 101,056,030 66,146,496 25,830,921 253,812,080 155,934 63,405 1,087,846 1,307,185 38,604,350 6,726,670 7,359,571 681,121 25,354 53,397,066 444,082 108,457 123,350 7,992 683,881 599,260 599,260 1,508,238 1,508,238 10,411 10,411 236,604 236,604 189,585 189,585 10,876 774,421 557,027 848,417 79,869 128 952,250 3,222,988 45,924,497 83,180,986 52,590,805 148,663,289 68,948,109 25,831,049 2,922,442 428,061,177 9,653,092 40,364,979 37,152,231 6,235,086 3,770,417 97,175,805 46,105,590 68,196,177 52,271,255 35,842,653 1,270,953 203,686,628 9,346,814 28,032,177 58,953,064 8,149,540 104,481,595 539,315 190,448 74,993 180,362 36,552 1,021,670 261,036 261,036 29,972 1,145,456 702,528 774,736 51,523 193,754 2,897,969 56,327,969 119,243,874 118,233,184 102,246,937 13,278,985 193,754 409,524,703 (10,403,472) (36,062,888) (65,642,379) 46,416,352 55,669,124 25,831,049 2,728,688 18,536,474 74 4,549 4,623 155,934 63,331 1,083,297 1,302,562 38,604,350 6,726,670 7,359,277 681,121 53,371,418 599,260 599,260 71 2013

5 (b) (ii) 20131231 1 3 1 1 3 1 5 5 276,895 33,940,381 60,850,054 17,588,520 112,655,850 29,681,394 57,864,189 65,357,396 48,799,529 1,936 201,704,444 2,288,532 9,854,622 31,680,236 1,038,316 44,861,706 214,797 214,797 17,984 17,984 130 4,646,391 978,587 974,180 48,353 2,827,662 9,475,303 29,958,419 98,739,493 137,040,659 99,257,262 1,088,605 2,845,646 368,930,084 (5,391) (362) (4,139) 9,613 (279) 71,697,101 79,261,851 99,622,435 6,464,488 257,045,875 2013 72

5 (b) (ii) 20121231 1 3 1 1 3 1 5 5 9,356,013 39,574,819 37,329,038 6,252,206 4,005,011 96,517,087 47,488,258 68,914,728 52,815,929 36,568,513 1,303,006 207,090,434 9,432,785 28,407,789 59,740,964 9,046,028 106,627,566 263,723 263,723 5,334 5,334 31,323 1,175,770 724,895 776,395 112,736 5,343,900 8,165,019 56,875,594 119,098,102 119,277,651 103,601,801 14,466,781 5,349,234 418,669,163 8,235 13,309 (10,162) (15,317) (3,935) 47,826,048 28,855,736 59,091,094 7,186,713 718,000 143,677,591 73 2013

5 (b) (ii) 20131231 1 3 1 1 3 1 5 5 711,961 34,932,082 60,962,737 17,588,830 114,195,610 29,752,321 57,947,623 65,357,407 48,799,529 1,936 201,858,816 2,288,532 9,854,622 31,680,236 1,038,316 44,861,706 214,861 214,861 138 4,649,916 1,091,604 959,395 11,744 6,712,797 30,464,420 99,818,153 137,266,370 99,242,851 1,051,996 367,843,790 (5,391) (362) (4,139) 9,613 (279) 78,280,904 90,534,851 83,757,562 6,464,487 259,037,804 2013 74

5 (b) (ii) 20121231 1 3 1 1 3 1 5 5 9,653,098 40,537,466 37,354,891 6,310,162 4,005,011 97,860,628 46,112,516 68,279,138 52,417,563 36,344,445 1,302,993 204,456,655 9,432,785 28,407,789 59,740,964 9,046,028 106,627,566 261,036 261,036 29,972 1,145,456 702,528 774,736 51,523 193,754 2,897,969 55,795,586 119,394,845 118,882,771 103,431,343 14,405,555 193,754 412,103,854 8,235 13,309 (10,162) (15,317) (3,935) 49,243,335 27,798,076 59,091,094 7,186,713 718,000 144,037,218 75 2013

5 20131231 2013 20122012 (c) (VaR) VaR 99%1VaRVaR VaR VaR 2013 2012 VaR 13,528 12,820 VaR 10,379 9,949 VaR 10,347 10,533 2012 2013 76

5 (c) (VaR) VaR Risk Metrics Risk Manager99%1VaR VaR 2012 VaR 8,514 VaR 61 (i) (VaR) 2013 2012 11,520 1,002 (11,520) (1,002) 77 2013

5 (c) (i) 1%20121% 3%20123% 3%20123% 5%20125% 8%20128% 2012 (VaR)Risk Manager Risk Manager 2012 1VaR99% 61 1VaR 121 1VaR971 118 1VaR975 172 1VaR9710 172 2013 78

5 (c) (i) 20131231 5,503,142 7,189,790 61,971 16,545,328 609,665 29,909,896 14,000,000 8,916,870 9,497,218 32,414,088 209,000 12,078,712 40,784 784,608 12,452 13,125,556 76,443,338 104,106,849 602,914 117,226,110 339,117 298,718,328 10,105 1,011,292 64 1,021,461 9,057,850 1,566,484 12,237,604 104,702 22,966,640 19,855 175,308 8,577 1,306,505 75,512 1,585,757 1,850,734 1,850,734 199,381 199,381 104,574 104,574 3,544,681 3,544,681 709,483 792,171 21,387 1,632,970 13,248 3,169,259 4,059,753 289,135 2,603 78,612 1,127,265 5,557,368 115,711,896 136,126,611 738,236 159,309,019 2,281,961 414,167,723 12,132,487 30,455,210 334,285 69,253,079 26,318 112,201,379 110,798,907 28,482,185 259,187 57,762,092 3,603,721 200,906,092 3,135,446 16,877,145 24,372,019 44,384,610 19,375 1,324,076 2,910 34,682 194,004 1,575,047 193,823 1,044 1 19,929 214,797 17,984 17,984 6,332,624 426,997 21,037 2,675,455 19,190 9,475,303 2,689,843 252,076 8,532 79,172 834,999 3,864,622 135,320,489 77,818,733 625,952 154,196,428 4,678,232 372,639,834 46,118,336 82,321,673 1,280,569 88,537,869 8,555,979 226,814,426 (7,980,878) (141,707,082) (1,395,186) (69,733,950) (5,795,536) (226,612,632) 18,528,865 (1,077,531) (2,333) 23,916,510 364,172 41,729,683 79 2013

5 (c) (i) 20121231 20,328,007 10,495,706 36,397 20,939,075 621,595 52,420,780 425,911 4,129,392 1,794,525 6,349,828 9,834 9,156,199 45,518,788 54,684,821 87,467,019 88,378,858 1,412,226 76,845,715 3,663,645 257,767,463 4,524 1,302,562 99 1,307,185 44,774,424 5,109,178 153,325 2,139,143 325,688 52,501,758 283,612 74,094 14,865 216,607 90,710 679,888 599,260 599,260 1,842,406 1,842,406 175,016 175,016 3,479 3,479 236,604 236,604 3,480,962 16,245 3,497,207 917,457 1,062,741 18,908 1,185,138 61,275 3,245,519 159,949,255 119,708,730 1,635,721 149,238,350 4,779,158 435,311,214 14,626,905 32,394,586 717,871 46,149,744 1,944,121 95,833,227 104,935,708 62,792,176 376,986 34,405,305 3,806,387 206,316,562 22,373,279 34,123,669 47,984,647 104,481,595 547,344 388,888 9,261 17,760 58,641 1,021,894 184,835 511 75,808 2,569 263,723 5,334 5,334 6,270,997 825,635 17,944 989,054 61,389 8,165,019 148,944,402 130,525,465 1,122,062 129,622,318 5,873,107 416,087,354 8,022,465 58,221,042 2,678,664 31,203,446 6,845,373 106,970,990 (905,130) (47,521,332) (3,159,199) (50,412,530) (5,363,834) (107,362,025) 18,122,188 (117,025) 33,124 406,948 387,590 18,832,825 2013 80

5 (c) (i) 20131231 5,457,077 7,189,846 61,971 16,545,327 609,666 29,863,887 14,000,000 9,182,980 9,497,218 431 32,680,629 209,000 12,078,712 40,784 784,608 12,452 13,125,556 76,561,413 104,106,849 602,914 117,226,110 339,117 298,836,403 10,105 1,011,292 64 1,021,461 10,557,879 1,566,484 12,237,604 104,702 24,466,669 20,018 181,164 11,176 1,306,505 77,549 1,596,412 516,239 423,218 939,457 10,411 10,411 104,574 104,574 2,725,167 2,725,167 662,913 793,500 21,387 1,632,970 13,248 3,124,018 110,834,796 136,110,827 738,232 159,230,406 1,580,383 408,494,644 13,192,064 30,689,510 340,564 69,253,080 265,557 113,740,775 110,953,266 28,482,186 259,187 57,762,092 3,603,722 201,060,453 3,135,446 16,877,145 24,372,019 44,384,610 19,375 1,325,528 4,450 34,682 197,942 1,581,977 193,886 1,044 1 19,930 214,861 3,570,072 426,798 21,038 2,675,455 19,434 6,712,797 131,064,109 77,802,211 625,240 154,117,258 4,086,655 367,695,473 46,506,681 82,321,635 1,280,569 88,537,537 8,555,797 227,202,219 (7,980,907) (141,707,123) (1,395,186) (69,733,950) (6,183,297) (227,000,463) 18,296,461 (1,076,872) (1,625) 23,916,735 (133,772) 41,000,927 81 2013

5 (c) (i) 20121231 20,139,595 10,486,157 36,397 20,867,543 479,925 52,009,617 425,911 4,160,397 1,794,525 18,608 6,399,441 9,834 9,156,198 45,518,789 54,684,821 84,369,820 88,072,581 1,412,226 76,845,715 3,111,738 253,812,080 4,524 1,302,562 99 1,307,185 45,873,497 5,109,178 153,325 2,139,143 121,923 53,397,066 283,551 74,966 16,734 216,607 92,023 683,881 599,260 599,260 1,084,791 423,447 1,508,238 10,411 10,411 236,604 236,604 189,585 189,585 900,687 1,062,528 18,620 1,185,138 56,015 3,222,988 153,528,810 119,424,567 1,637,302 149,166,819 4,303,679 428,061,177 15,742,087 32,468,002 725,410 46,149,745 2,090,561 97,175,805 103,242,246 62,461,235 369,478 34,333,447 3,280,222 203,686,628 22,373,279 34,123,669 47,984,647 104,481,595 547,285 388,830 9,265 17,760 58,530 1,021,670 184,717 511 75,808 261,036 1,012,073 824,462 17,641 988,999 54,794 2,897,969 143,101,687 130,266,709 1,121,794 129,550,406 5,484,107 409,524,703 8,410,804 58,246,003 2,679,724 31,203,446 6,848,015 107,387,992 (928,378) (47,525,033) (3,159,725) (50,412,530) (5,753,361) (107,779,027) 17,909,549 (121,172) 35,507 407,329 (85,774) 18,145,439 2013 82

5 (c) (ii) (VaR) 83 2013

5 (c) (ii) 100100 0 2013 2012 100 202,797 7,285 100 (34,967) (27,617) 2012 2013 84

5 (c) (ii) 2012 100100 0 2012 100 (116) 100 116 85 2013

5 (c) (ii) 20131231 1 1 3 3 1 1 5 5 22,995,516 6,914,380 29,909,896 25,251,018 7,163,070 32,414,088 5,461,335 4,842,115 2,822,106 13,125,556 113,759,193 104,597,707 75,674,125 3,362,658 44,643 1,280,002 298,718,328 927 980,350 40,184 1,021,461 5,942,463 3,204,101 10,339,345 3,200,812 250,753 29,166 22,966,640 1,585,757 1,585,757 1,850,734 1,850,734 199,381 199,381 104,574 104,574 3,544,681 3,544,681 3,169,259 3,169,259 4,584,586 157,121 280,358 17,716 517,587 5,557,368 152,744,020 138,052,062 97,259,354 6,621,370 295,396 19,195,521 414,167,723 33,891,839 60,623,774 17,408,871 276,895 112,201,379 81,003,908 67,588,817 44,799,271 225 7,513,871 200,906,092 4,912,719 11,190,632 27,518,203 763,056 44,384,610 1,575,047 1,575,047 214,797 214,797 17,984 17,984 9,475,303 9,475,303 2,610,401 642,551 241,848 19 369,803 3,864,622 122,418,867 140,045,774 89,968,193 763,300 19,443,700 372,639,834 30,325,153 (1,993,712) 7,291,161 5,858,070 295,396 2013 86

5 (c) (ii) 20121231 1 1 3 3 1 1 5 5 35,906,428 16,514,352 52,420,780 6,004,303 319,613 25,912 6,349,828 3,524,952 12,063,046 39,096,823 54,684,821 120,235,313 56,109,078 76,191,357 3,820,211 121,284 1,290,220 257,767,463 867 155,934 67,063 1,083,321 1,307,185 15,791,910 27,689,414 6,387,979 2,606,158 26,297 52,501,758 679,888 679,888 599,260 599,260 1,842,406 1,842,406 175,016 175,016 3,479 3,479 236,604 236,604 3,497,207 3,497,207 72,856 99,872 3,072,791 3,245,519 175,532,326 102,121,647 121,743,222 8,428,563 121,284 27,364,172 435,311,214 49,246,346 37,126,486 6,796,372 1,872,531 791,492 95,833,227 110,583,300 52,689,340 36,073,096 1,228,303 5,742,523 206,316,562 13,165,287 37,103,559 47,517,198 5,981,243 714,308 104,481,595 1,021,894 1,021,894 263,723 263,723 5,334 5,334 72,856 99,872 7,992,291 8,165,019 173,067,789 127,019,257 90,386,666 9,082,077 714,308 15,817,257 416,087,354 2,464,537 (24,897,610) 31,356,556 (653,514) (593,024) 87 2013

5 (c) (ii) 20131231 1 3 1 1 3 1 5 5 22,988,610 6,875,277 29,863,887 25,251,449 7,429,180 32,680,629 5,461,335 4,842,115 2,822,106 13,125,556 113,759,192 104,597,707 75,792,502 3,362,658 44,643 1,279,701 298,836,403 927 980,350 40,184 1,021,461 6,142,477 4,504,115 10,339,345 3,200,812 250,753 29,167 24,466,669 1,596,412 1,596,412 939,457 939,457 10,411 10,411 104,574 104,574 2,725,167 2,725,167 3,124,018 3,124,018 148,352,541 139,195,386 97,363,483 6,603,654 295,396 16,684,184 408,494,644 35,318,193 60,736,227 17,409,182 277,173 113,740,775 81,008,646 67,672,251 44,799,271 225 7,580,060 201,060,453 4,912,720 11,190,632 27,518,202 763,056 44,384,610 1,581,977 1,581,977 214,861 214,861 6,712,797 6,712,797 121,239,559 139,599,110 89,726,655 763,281 16,366,868 367,695,473 27,112,982 (403,724) 7,636,828 5,840,373 295,396 2013 88

5 (c) (ii) 20121231 1 3 1 1 3 1 5 5 35,906,164 16,103,453 52,009,617 6,053,916 319,613 25,912 6,399,441 3,524,952 12,063,046 39,096,823 54,684,821 117,037,594 55,372,565 76,175,634 3,810,080 121,284 1,294,923 253,812,080 867 155,934 67,063 1,083,321 1,307,185 15,807,551 28,570,024 6,387,979 2,606,158 25,354 53,397,066 683,881 683,881 599,260 599,260 1,508,238 1,508,238 10,411 10,411 236,604 236,604 189,585 189,585 72,856 99,872 3,050,260 3,222,988 172,349,984 102,315,357 121,727,499 8,418,432 121,284 23,128,621 428,061,177 50,504,409 37,152,232 6,853,874 1,872,531 792,759 97,175,805 108,737,773 52,292,331 35,851,200 1,228,289 5,577,035 203,686,628 13,165,287 37,103,559 47,517,198 5,981,243 714,308 104,481,595 1,021,670 1,021,670 261,036 261,036 72,856 99,872 2,725,241 2,897,969 172,480,325 126,647,994 90,222,272 9,082,063 714,308 10,377,741 409,524,703 (130,341) (24,332,637) 31,505,227 (663,631) (593,024) 89 2013

5 (d) 201320123 2013 90

5 (e) (i) 91 2013

5 (e) (i) 1 2 1 2 2013 10,169 10,169 10,169 10,169 1,011,292 1,011,292 1,011,292 1,011,292 4,183,061 4,491,445 8,674,506 4,183,061 4,491,445 8,674,506 11,948,290 11,948,290 13,448,319 13,448,319 1,672,176 642,502 2,314,678 1,672,176 642,502 2,314,678 11,927 11,927 11,927 11,927 1,477,857 1,477,857 1,488,512 1,488,512 90,210 90,210 90,210 90,210 12,363 12,363 12,363 12,363 5,276 5,276 5,276 5,276 51 51 51 51 6,888,625 18,667,994 25,556,619 6,888,625 20,178,678 27,067,303 1,461,910 1,461,910 1,468,840 1,468,840 90,210 90,210 90,210 90,210 17,600 17,600 17,600 17,600 5,276 5,276 5,276 5,276 51 51 51 51 1,575,047 1,575,047 1,581,977 1,581,977 2013 92

5 (e) (i) 1 2 1 2 2012 4,549 74 4,623 4,549 74 4,623 1,302,562 1,302,562 1,302,562 1,302,562 72 35,444,585 35,444,657 72 35,240,820 35,240,892 12,678,443 12,678,443 13,778,459 13,778,459 1,040,660 3,311,407 4,352,067 1,040,660 3,311,407 4,352,067 8,117 8,117 8,117 8,117 430,017 430,017 434,255 434,255 11,912 11,912 11,667 11,667 233,759 233,759 233,759 233,759 3,951 3,951 3,951 3,951 249 249 249 249 2,355,960 52,114,397 54,470,357 2,355,960 53,014,641 55,370,601 683,468 683,468 683,489 683,489 11,912 11,912 11,667 11,667 322,314 322,314 322,314 322,314 3,951 3,951 3,951 3,951 249 249 249 249 1,021,894 1,021,894 1,021,670 1,021,670 201320121231 93 2013

5 (e) (ii) (f) (i) 20131231 1,585,757 1,585,757 (469,292) 1,116,465 20121231 679,888 679,888 (164,374) 515,514 2013 94

5 (f) (ii) 20131231 1,575,047 1,575,047 (469,292) 1,105,755 20121231 1,021,894 1,021,894 (164,374) 857,520 95 2013

6 2013 2012 705,580 945,211 11,245,500 7,313,765 363,841 351,247 17,448 6,548 12,332,369 8,616,771 1,803,494 1,188,449 2,952,729 2,098,577 2,646,219 1,731,826 7,402,442 5,018,852 4,929,927 3,597,919 201320121231 3,639201225,288146,4652012120,866 217,3762012230,381 2013 96

7 2013 2012 174,079 122,133 137,203 129,361 108,848 108,384 302,661 278,427 135,937 130,389 110,835 119,520 12,175 12,343 981,738 900,557 (41,106) (46,768) (7,821) (8,110) (53,334) (36,624) (102,261) (91,502) 879,477 809,055 2013 2012 549,433 528,336 (41,106) (46,768) 97 2013

8 2013 2012 1,037,718 61,822 (94,035) (167,393) 70,059 54,571 8 260 248 5,620 223 6,105 1,041 (7,247) 25 1,018,488 (49,463) 2(b)2013 123120131231 9 2013 2012 53,473 66,654 (33,032) (13,901) 20,441 52,753 2013 98

10 2013 2012 3,775 3,820 66 114 10,244 47,150 33,691 18,502 47,776 69,586 11 2013 2012 1,295,110 1,127,761 83,876 74,278 1,378,986 1,202,039 363,431 269,812 (5,904) 5,925 103,289 128,875 20,121 21,978 99,135 98,050 580,072 524,640 6,328 6,276 180,688 137,640 254,221 207,359 222,471 187,767 663,708 539,042 2,622,766 2,265,721 99 2013

12 2013 2012 19(b) 148,036 142,289 19(b) 123,945 (55,098) 271,981 87,191 19(c) (4) 467 271,977 87,658 2013 2012 (287,245) (324,853) 519,579 380,332 39,647 31,712 271,981 87,191 19(c) (4) 19(c) 467 (4) 467 271,977 87,658 13 2013 2012 672 714 12,861 11,611 911 565 14,444 12,890 2013 100

14 (a) 2013 2012 734,525 377,935 (22,605) (19,595) 711,920 358,340 2,337 2,569 138 (652) 73,113 183,184 75,588 185,101 64,665 63,553 852,173 606,994 201316.5%201216.5% (b) 2013 2012 4,563,897 2,578,041 752,137 424,383 (87,251) (105,183) 70,822 40,797 (22,467) (20,247) 73,113 183,184 65,819 84,060 852,173 606,994 101 2013

15 3,670,30120123,176,498 16 2013 2012 (205,308) 26,313 (178,995) (59,160) 14,390 (44,770) (91) (91) (205,399) 26,313 (179,086) (59,160) 14,390 (44,770) 2013 2012 (6,273) 69,460 (8,925) 114,328 (242,948) (15,198) (59,160) (190,110) (205,308) (59,160) 26,313 14,390 (178,995) (44,770) 20132(b)2013 2012 2013 102

17 (a) (i) (ii) (iii) (iv) 103 2013

17 (a) 2013 3,251,887 1,104,143 330,134 243,763 4,929,927 6,368,081 603,250 (136,735) 46,075 6,880,671 (3,070,491) 1,012,797 1,828,158 229,536 3,297,590 1,616,047 1,691,423 275,611 6,880,671 (7,456) (33,277) (3,569) (136,386) (180,688) (661,754) (1,441,422) (147,949) (371,641) (2,622,766) 2,635,836 174,625 1,543,474 (96,030) 4,257,905 403,038 (128,338) 177 274,877 31,115 31,115 3,038,874 46,287 1,543,474 (64,738) 4,563,897 281,419,233 32,798,497 90,705,151 10,018,565 (773,723) 414,167,723 96,534,738 107,100,656 160,855,662 8,922,501 (773,723) 372,639,834 2013 104

17 (a) 2012 2,532,931 987,653 36,074 41,261 3,597,919 4,045,896 633,648 (264,252) 59,707 4,474,999 (1,229,747) 773,336 419,464 36,947 2,816,149 1,406,984 155,212 96,654 4,474,999 (7,495) (35,117) (3,744) (91,284) (137,640) (614,099) (1,239,859) (99,400) (312,363) (2,265,721) 2,202,050 167,125 55,812 (215,709) 2,209,278 295,040 (131,000) 162,492 326,532 42,231 42,231 2,497,090 36,125 218,304 (173,478) 2,578,041 286,642,306 29,996,992 109,837,735 9,926,917 (1,092,736) 435,311,214 130,784,214 76,910,565 199,286,150 10,199,161 (1,092,736) 416,087,354 105 2013

17 (b) 20131231 6,780,197 4,544,344 410,947,424 370,330,110 5,594,796 46,620,876 100,474 19,553 7,057,850 6,147,275 13,030 511,158 (3,837,551) (3,837,551) 6,880,671 4,563,897 414,167,723 372,639,834 5,607,826 47,132,034 20121231 4,381,321 2,556,540 432,493,117 414,162,906 5,498,384 52,279,902 93,678 21,501 5,450,174 4,556,525 16,245 400,633 (2,632,077) (2,632,077) 4,474,999 2,578,041 435,311,214 416,087,354 5,514,629 52,680,535 2013 106

18 2013 2012 2013 2012 234,571 266,970 234,425 189,082 4,766,795 23,618,514 4,720,932 23,283,447 1,919,921 19,952,548 1,919,921 19,952,548 22,988,609 8,582,748 22,988,609 8,584,540 29,909,896 52,420,780 29,863,887 52,009,617 13,711,75220124,207,822 19 (a) 2013 2012 2013 2012 155,704,191 173,672,029 155,822,567 170,009,349 (13,577) (152,142) (13,577) (145,874) 155,690,614 173,519,887 155,808,990 169,863,475 (506,011) (1,183,741) (506,312) (1,181,078) (58,518) (301,440) (58,518) (301,440) 155,126,085 172,034,706 155,244,160 168,380,957 143,592,529 85,733,039 143,592,529 85,431,369 (286) (282) (286) (246) 143,592,243 85,732,757 143,592,243 85,431,123 298,718,328 257,767,463 298,836,403 253,812,080 107 2013

19 (b) 2013 201311 1,183,741 301,440 1,485,181 1,181,078 301,440 1,482,518 a (76,990) (76,990) (76,990) (76,990) (135,735) (11,019) (146,754) (135,735) (11,019) (146,754) 31,933 7,714 39,647 31,933 7,612 39,545 12 (123,945) (148,036) (271,981) (124,685) (147,934) (272,619) (3,639) (3,639) (3,639) (3,639) 548 548 548 548 b (446,279) (11,500) (457,779) (446,279) (11,500) (457,779) 30 (3,704) (3,704) 20131231 506,011 58,518 564,529 506,312 58,518 564,830 a b 2 2012 201211 1,221,287 444,656 1,665,943 1,218,412 444,656 1,663,068 28,328 3,384 31,712 28,328 3,355 31,683 (120,972) (6,196) (127,168) (120,972) (6,157) (127,129) 55,098 (142,289) (87,191) 55,310 (142,299) (86,989) 25,288 25,288 25,288 25,288 (23,403) (23,403) (23,403) (23,403) 20121231 1,183,741 301,440 1,485,181 1,181,078 301,440 1,482,518 2013 108

19 (c) 2013 2012 2013 2012 11 282 749 246 749 12 4 (467) 40 (503) 1231 286 282 286 246 (d) 2013 % 2012 % 161,933 0.10 659,014 0.38 (58,518) (301,440) 103,415 357,574 59,930 0.04 301,444 0.17 (58,518) (301,440) 1,412 4 31,809 476,726 109 2013

19 (d) 2013 % 2012 % 161,933 0.10 659,014 0.39 (58,518) (301,440) 103,415 357,574 59,930 0.04 301,444 0.18 (58,518) (301,440) 1,412 4 31,809 476,726 20131231102,0032012357,570 201320121231 2013 110

19 (e) 5 20 2013 2012 2013 2012 6,806,187 5,712,552 6,806,187 5,711,650 (943,072) (768,918) (943,072) (768,801) 5,863,115 4,943,634 5,863,115 4,942,849 (2,961) (1,349) (2,961) (1,349) (29,650) (21,995) (29,650) (21,995) (32,611) (23,344) (32,611) (23,344) 5,830,504 4,920,290 5,830,504 4,919,505 2013 2012 2013 2012 1 1,527,403 1,311,554 1,527,403 1,311,256 15 2,773,882 2,481,311 2,773,882 2,480,707 5 2,504,902 1,919,687 2,504,902 1,919,687 6,806,187 5,712,552 6,806,187 5,711,650 2013 2012 2013 2012 1 1,408,868 1,204,163 1,408,868 1,203,899 15 2,467,293 2,205,245 2,467,293 2,204,724 5 1,986,954 1,534,226 1,986,954 1,534,226 5,863,115 4,943,634 5,863,115 4,942,849 111 2013

20 2013 2012 10,169 4,623 1,011,292 1,302,562 1,021,461 1,307,185 2013 2012 2013 2012 10,169 4,586 37 971,108 1,003,188 40,184 299,374 10,169 4,623 1,011,292 1,302,562 10,169 4,549 1,011,292 1,200,258 102,304 74 10,169 4,623 1,011,292 1,302,562 2013 112

21 2013 2012 2013 2012 8,674,506 35,444,657 8,674,506 35,240,892 11,948,290 12,678,443 13,448,319 13,778,459 1,269,131 148,574 1,269,131 148,574 1,045,547 4,203,493 1,045,547 4,203,493 22,937,474 52,475,167 24,437,503 53,371,418 11,927 8,117 11,927 8,117 17,239 18,474 17,239 17,531 29,166 26,591 29,166 25,648 22,966,640 52,501,758 24,466,669 53,397,066 212,225 206,725 212,225 206,725 5,654,939 842,124 5,654,939 842,124 17,099,476 51,452,909 18,599,505 52,348,217 22,966,640 52,501,758 24,466,669 53,397,066 17,239201218,47417,531 20131231 113 2013

22 (a) 2013 2012 81,831,289 143,386,185 225,217,474 12,555,153 94,415,838 106,970,991 9,967,089 9,967,089 3,301,368 3,301,368 9,974,272 9,974,272 3,301,353 3,301,353 11,693,302 37,606 11,730,908 8,265,498 13,221,119 8,435,316 29,921,933 78,066 78,066 90,973 90,973 78,066 78,066 90,973 90,973 93,524,591 163,483,678 37,606 257,045,875 20,820,651 114,421,624 8,435,316 143,677,591 2013 114

22 (a) 2013 2012 82,219,640 144,982,580 227,202,220 12,966,750 94,421,243 107,387,993 9,974,272 9,974,272 3,272,673 3,272,673 9,974,272 9,974,272 3,272,673 3,272,673 11,693,302 37,606 11,730,908 8,265,498 13,221,119 8,435,316 29,921,933 78,066 78,066 90,973 90,973 78,066 78,066 90,973 90,973 93,912,942 165,087,256 37,606 259,037,804 21,232,248 114,369,654 8,435,316 144,037,218 115 2013

22 (b) 2013 2012 1 1 1 5 1 5 225,123,720 93,754 225,217,474 105,606,355 1,364,636 106,970,991 7,637,737 2,329,352 9,967,089 3,301,368 3,301,368 7,644,920 2,329,352 9,974,272 3,301,353 3,301,353 9,956,237 1,774,671 11,730,908 17,943,507 11,978,426 29,921,933 78,066 78,066 90,973 90,973 78,066 78,066 90,973 90,973 250,518,746 6,527,129 257,045,875 130,334,529 13,343,062 143,677,591 2013 2012 1 1 1 5 1 5 227,108,466 93,754 227,202,220 106,023,357 1,364,636 107,387,993 7,644,920 2,329,352 9,974,272 3,272,673 3,272,673 7,644,920 2,329,352 9,974,272 3,272,673 3,272,673 9,956,237 1,774,671 11,730,908 17,943,507 11,978,426 29,921,933 78,066 78,066 90,973 90,973 78,066 78,066 90,973 90,973 252,510,675 6,527,129 259,037,804 130,694,156 13,343,062 144,037,218 2013 116

22 (c) 2013 2012 1,477,857 1,461,910 1,567,770 430,017 683,468 427,175 90,210 11,912 90,210 124,577 11,912 13,153 12,363 17,600 7,101 233,759 322,314 9,087 5,276 5,276 3,951 3,951 51 51 2,277 249 249 2,381 1,585,757 1,575,047 1,701,725 679,888 1,021,894 451,796 2013 2012 1,488,512 1,468,840 1,569,789 434,255 683,489 428,095 90,210 11,667 90,210 124,577 11,667 13,072 12,363 17,600 7,101 233,759 322,314 9,087 5,276 5,276 3,951 3,951 51 51 2,277 249 249 2,381 1,596,412 1,581,977 1,703,744 683,881 1,021,670 452,635 201320121231 20%100%201220%100% 20131231 117 2013

23 2013 2012 698,918 (99,658) 599,260 599,260 599,260 603,670 2013 2012 11 99,658 95,779 (3,247) 4,074 128 (195) (96,539) 1231 99,658 24 2013 2012 11 1,508,238 1,508,238 10,010 (578,791) 1231 939,457 1,508,238 2013 118

24 20131231 (*) 600,000 10 100% 4,999,999 100 100% 500,000,000 1 100% 100,000 100 100% 10,000 1 100% 1 100% 1 100 1 100% 10,000 100% 1 (*) 119 2013

25 2013 2012 11 1,842,406 1,845,072 8,328 (2,666) 1231 1,850,734 1,842,406 20131231 50% 2013123120121231 1231 2013 2012 13,800 (4,140) 9,660 201320121231 2013 120

25 1231 2013 2012 199,878 132,459 27,682 1,476 227,560 133,935 (144,117) (170,008) (144,117) (170,008) 1,879,514 1,873,026 (1,889,347) (1,838,043) (59,977) (1,933) (1,949,324) (1,839,976) 13,633 (3,023) 1231 2013 2012 134,067 (57,001) 743 54 (31,211) (1,602) 16,656 (5,332) 16,656 (5,332) 121 2013

25 2013 2012 11 (3,023) 2,309 16,656 (5,332) 1231 13,633 (3,023) @ 50% 6,816 (1,512) 1,843,918 1,843,918 1231 1,850,734 1,842,406 26 2013 2012 2013 2012 10,411 10,411 199,381 175,016 199,381 175,016 10,411 10,411 20131231 (*) 78,192,220 25.50% 1 (*) 2013 122

26 2013 2012 11 175,016 152,515 24,365 22,501 1231 199,381 175,016 201320121231 20131231 2012121201311302012201112120121130 1130 2013 2012 108,878 41,801 1,809,907 1,528,124 1,918,785 1,569,925 (1,317,895) (1,057,345) (1,317,895) (1,057,345) 660,771 556,098 (479,773) (382,342) (479,773) (382,342) 781,888 686,336 123 2013

26 1130 2013 2012 1,399,950 1,194,024 1,265 1,173 18,438 12,831 111,830 104,632 (16,278) (16,394) 95,552 88,238 95,552 88,238 2013 2012 121 686,336 598,098 95,552 88,238 1130 781,888 686,336 @25.5% 199,381 175,016 199,381 175,016 2013 124

27 (a) 2013 2012 2013 2012 734,525 377,935 734,530 377,477 (407,931) (208,451) (407,931) (204,538) 88,629 7,032 88,629 6,938 415,223 176,516 415,228 179,877 2,337 2,569 27,455 81,159 27,455 81,159 (227,822) (227,822) (59) (2,337) 214,797 260,244 214,861 261,036 (3,479) 214,797 263,723 214,861 261,036 214,797 260,244 214,861 261,036 (b) 2013 2012 2013 2012 104,574 236,604 104,574 236,604 125 2013

27 (b) 2013 2012 2013 2012 17,984 5,334 20132012123112 201211 286,721 (6,829) 18,738 (7,714) 290,916 (82,610) 4,426 7,305 2,177 (68,702) 14,390 14,390 20121231201311 204,111 (2,403) 26,043 8,853 236,604 (58,052) (4,293) 7,545 2,994 (51,806) 26,313 26,313 (74,007) 203 (32,733) (106,537) 20131231 72,052 (6,493) 33,588 5,427 104,574 2013 126

27 (b) 201211 (84) (84) (12,246) 31,765 (29,918) (10,399) (14,600) 19,749 5,149 20121231201311 (26,930) 51,514 (29,918) (5,334) 22,839 (35,122) (576) (12,859) 209 209 20131231 (3,882) 16,392 (30,494) (17,984) 127 2013

28 (*) 201311 87,110 6,463 3,359,591 193,332 414,393 4,060,889 2,214 202,541 44,658 249,413 (39,140) (29,961) (69,101) a (25,916) (25,916) b (6,462) (5,475) (28,248) (12,045) (52,230) (1) (6) (2) (9) 20131231 87,110 3,356,330 328,479 391,127 4,163,046 201311 22,965 84,828 155,368 293,677 556,838 1,462 89,453 38,093 51,680 180,688 (36,539) (23,662) (60,201) a (20,693) (20,693) b (4,505) (25,929) (8,766) (39,200) (1) (5) (1) (7) 20131231 24,427 169,775 130,988 292,235 617,425 201311 2,131 4,713 6,844 (2,057) (3,847) (5,904) 20131231 74 866 940 20131231 62,683 3,186,555 197,417 98,026 3,544,681 (*) a 2(b) b 30 2013 128

28 (*) 201211 87,110 6,463 41,258 183,678 355,171 673,680 117 13,836 33,314 47,267 3,318,216 31,784 3,350,000 (4,182) (5,876) (10,058) 20121231 87,110 6,463 3,359,591 193,332 414,393 4,060,889 201211 21,503 23,764 135,336 246,101 426,704 1,462 61,064 24,214 50,900 137,640 (4,182) (3,324) (7,506) 20121231 22,965 84,828 155,368 293,677 556,838 201211 74 845 919 2,057 3,868 5,925 20121231 2,131 4,713 6,844 20121231 64,145 6,463 3,274,763 35,833 116,003 3,497,207 (*) 129 2013

28 (*) 201311 87,110 35,899 164,967 357,426 645,402 2,429,141 171,296 66,985 2,667,422 (39,062) (29,425) (68,487) a (25,916) (25,916) 20131231 87,110 2,465,040 297,201 369,070 3,218,421 201311 22,965 22,081 132,981 271,865 449,892 1,462 43,879 30,369 47,929 123,639 (36,477) (23,128) (59,605) a (20,693) (20,693) 20131231 24,427 65,960 126,873 275,973 493,233 201311 2,057 3,868 5,925 (2,057) (3,847) (5,904) 20131231 21 21 20131231 62,683 2,399,080 170,328 93,076 2,725,167 (*) a 2(b) 2013 130

28 (*) 201211 87,110 35,782 155,192 329,914 607,998 117 13,957 32,344 46,418 (4,182) (4,832) (9,014) 20121231 87,110 35,899 164,967 357,426 645,402 201211 21,503 19,519 117,449 225,842 384,313 1,462 2,562 19,714 48,454 72,192 (4,182) (2,431) (6,613) 20121231 22,965 22,081 132,981 271,865 449,892 201211 2,057 3,868 5,925 20121231 2,057 3,868 5,925 20121231 64,145 13,818 29,929 81,693 189,585 (*) 131 2013

28 2013 2012 2013 2012 1050 3,186,555 3,273,748 2,399,080 13,818 50 1,015 3,186,555 3,274,763 2,399,080 13,818 2013 2012 1050 36,634 37,764 50 26,049 26,381 62,683 64,145 29 2013 2012 2013 2012 2,276,309 1,505,775 2,278,315 1,503,357 297,287 174,784 297,287 173,587 173,731 177,360 173,731 158,440 111,077 60,783 67,815 26,465 1,708 1,040 1,708 1,040 77,594 72,881 75,972 69,945 833,032 833,032 231,553 419,864 229,190 457,122 3,169,259 3,245,519 3,124,018 3,222,988 2013 132

30 2014 2013 758,601 (1,599) 757,002 (a) 2013 423,564 84,641 4,833,962 117,340 13,030 84,831 5,557,368 (b) 2013 3,788,197 2,337 74,088 3,864,622 133 2013

31 2013 2012 2013 2012 112,201,379 95,833,227 113,740,775 97,175,805 32 2013 2012 2013 2012 8,366,241 8,119,263 8,371,276 7,883,600 21,206,515 26,954,375 21,211,254 25,815,107 171,011,103 170,965,627 171,011,103 169,720,837 71,066 90,973 71,066 90,973 251,167 186,324 395,754 176,111 200,906,092 206,316,562 201,060,453 203,686,628 33 2013 2012 43,939,188 104,047,918 445,422 433,677 44,384,610 104,481,595 2013 134

34 2013 2012 2013 2012 2,012,939 1,538,988 2,013,486 1,534,668 296,767 174,523 296,767 173,169 3,815,510 589,382 3,770,865 499,675 173,731 177,360 173,731 158,440 259,769 178,325 259,334 177,678 2,635,066 5,148,884 281,521 357,557 198,614 354,339 9,475,303 8,165,019 6,712,797 2,897,969 135 2013

35 (a) 201311 6,511,043 750,956 27,822 657,166 15,913 9,251,200 17,214,100 2(b) (30,090) 107,808 1,244,656 1,322,374 201311 6,511,043 750,956 (2,268) 764,974 15,913 10,495,856 18,536,474 15 3,670,301 3,670,301 16 (178,995) (178,995) (178,995) 3,670,301 3,491,306 a (1,244,656) (1,244,656) 35(b) 22,316,800 22,316,800 2(b) 163,248 (183,970) (2,280,031) (2,300,753) 1,726,920 (1,726,920) b 62,262 (62,262) 20131231 28,827,843 750,956 (18,015) 2,307,924 15,913 62,262 8,852,288 40,799,171 a b 2013 136

35 (a) 201211 6,511,043 750,956 (226) 389,352 15,913 7,587,172 15,254,210 2(b) 42,728 107,808 842,242 992,778 201211 6,511,043 750,956 42,502 497,160 15,913 8,429,414 16,246,988 15 3,176,498 3,176,498 16 (44,770) (44,770) (44,770) 3,176,498 3,131,728 a (842,242) (842,242) 267,814 (267,814) 20121231 6,511,043 750,956 (2,268) 764,974 15,913 10,495,856 18,536,474 (b) a 2013 2012 (*) 167,587,6002012167,587,60040 6,703,504,000 6,703,504,000 440,000,000201240 17,600,000,000 (*) 162,776,0682012162,776,06840 6,511,043 6,511,043 440,000,000201240 22,316,800 28,827,843 6,511,043 (*) 137 2013

35 (c) (i) (ii) 2(i)(ii) (iii) (iv) (v) (vi) 2,307,924 2012764,974 117,5002012113,500 (vii) 2013 138

36 201320120.1%5.896%2012 0.71%5.32% (a) 2013 2012 2013 2012 2013 2012 3,746,858 3,206,205 24,303 4,886 1,005,219 653,935 57,972 41,081 1,360 1,315 47,376 135,123 16,046 2,374 (5,495) (687,597) 22,666 34,752 8,069 3,309 6,470 5,258 15,036,198 6,606,700 12,201,061 3,017,898 11,829,095 51,611,076 93,734,622 38,561,137 390,000 940,000 74,760 430,497 29,627 1,570,154 955,531 23,351 17,287 104,319,911 55,064,388 1,246,289 2,750,265 2,177,682 330,845 361,722 976,979 21,268 33,710 77,603 981,562 676,819 2,667,110 5,166,563 462 469 846 7,739 208,874 57,965 29,488,892 3,452,662 984,733 1,041,547 139 2013

36 (a) 2013 2012 2013 2012 2013 2012 2013 2012 14,990,279 6,606,700 56 1,908 12,201,061 3,017,898 266,541 49,613 11,744,454 51,611,076 93,734,622 38,561,137 390,000 940,000 118,377 74,760 1,500,038 1,100,016 430,497 29,627 10,666 8,710 1,569,656 955,531 17,251 16,090 3,432 876 104,319,911 55,064,388 1,246,289 1,539,397 1,342,578 2,750,265 2,177,682 154,361 143,336 330,827 361,704 976,979 21,268 33,710 6,940 4,723 77,603 907,881 676,819 29,432 16,326 8,397 1,114 462 469 15,000 208,874 57,965 1,623 29,488,892 3,452,662 1,991,929 807,930 984,733 1,041,547 2013 140

36 (a) (b) 2013 2012 12,455 15,706 535 321 29,975 21,351 410 269 47,991 47,429 141 2013

37 2013 2012 2013 2012 748,153 1,844,983 698,179 1,785,979 206,855 129,672 199,030 122,097 555,420 1,416,064 524,720 1,389,454 975,135 975,135 39,133,804 35,615,433 38,940,440 35,419,309 180,686 8,020,122 180,686 8,020,122 6,307,116 4,679,126 6,077,836 4,582,806 47,132,034 52,680,535 46,620,891 52,294,902 20122(b) 2013 2013 142

38 1231 2013 2012 58,131 59,229 58,708 71,346 116,839 130,575 39 20131231 2013 2012 2013 2012 1 359,518 200,667 343,772 191,817 15 631,396 144,485 612,237 138,924 990,914 345,152 956,009 330,741 25 3 40 161B 2013 2012 1231 12,455 12,588 18,294 15,766 143 2013

41 (a) 2013 2012 4,532,782 2,535,810 (3,841) (3,934) 180,688 137,640 (271,977) (87,658) (3,247) 4,074 (242,948) 347 4,862 (107,107) (95,456) 5 (3,639) 25,288 19(b) (76,990) (5,904) 5,925 5,322 2,552 (796,939) (166,359) 3,449,495 2,119,801 (96,695,655) (690,845) (14,925) (27,224) 41,077,840 (1,982,268) (198,403,874) (82,164,661) 285,724 144,746 (2,098,974) 285,577 (2,466,867) (49,053) (258,316,731) (84,483,728) 90,150,814 29,186,563 89,073,189 27,598,608 3,264,263 (281,507) 63,170,920 51,806,927 3,369,271 4,058,938 249,028,457 112,369,529 (5,838,779) 30,005,602 2013 144

41 (b) 2013 2012 27,466,877 52,223,209 17,734,144 4,858,436 5,313,841 10,132,861 50,514,862 67,214,506 (c) 2013 2012 18 29,909,896 52,420,780 32,414,088 6,349,828 1,021,461 1,307,185 22,966,640 52,501,758 86,312,085 112,579,551 (17,122,963) (1,585,574) (1,021,461) (1,307,185) (17,652,799) (42,368,897) (103,389) 50,514,862 67,214,506 20131,152352 145 2013

42 2(b)100%2012 (a) 20123302,513,818 2012330 2,513,818 11,089 2,510,000 2,521,089 (7,271) 2,513,818 20123312 54,916 2012116178,621 2013 146

42 (b) 2012928803,961 2012928 803,961 840,000 574 (21,488) 819,086 (15,125) 803,961 201292815,639 4,273 20121165,0001,993 147 2013

43 2013530 2013 530 202,000 194,581 3,419 2,000 200,000 2,000 202,000 (194,581) 7,419 44 20131231 2013 148

20131231 2(b) 1 (a) 3 2013 % 2012 % 36 9,989 0.01 13,797 0.02 61 1 52,000 0.03 67,747 0.08 3 61,989 0.04 81,544 0.10 52,148 67,838 123 6,521 123 2,648 61,866 78,896 61,989 81,544 201320121231 (b) 2013 % 2012 % 92,162 0.06 97,973 0.12 201320121231 149 2013

20131231 1 (c) 201320121231 2 2013 2012 % % 58.0 55.0 2013520131231 3 (a) 2013 1231 16.6% 16.6% 17.8% 2012 1231 17.4% 16.6% 20131231 20131120121231 201311 20121231 201353020131231 2013 150

20131231 3 (a) 3 (b) 201311201311 20122013 http://www.asia.ccb.com/hongkong 2012 6,511,043 9,568,219 745,500 (91,373) 16,733,389 (459,934) 16,273,455 14,503 808 801,240 426,647 1,243,198 (459,935) 783,263 17,976,587 (919,869) 17,056,718 151 2013

20131231 3 (c) 2013 2012 3,190 2,909 11,223,508 3,025,892 429 2,018 3,856,159 2,323,135 916,905 837,297 695,840 670,459 766,620 172,094 12,600 13,659 17,475,251 7,047,463 56,625 48,073 7,066 4,549 8,648 13,087 34,205 212,133 34,849 135,463 35,226 568 735 182 190 420,685 170,914 17,895,936 7,218,377 2013 152

20131231 3 (d) 20131231 * 10,946,647 85,268 11,031,915 109,682 89,693 199,375 39,875 39,875 231,959,719 72,313,050 292,830,216 11,442,553 134,775,368 5,518,484 140,293,852 519,161 508,429 10,732 5,366 5,366 124,527,924 2,317,140 (72,349,505) 6,727,941 43,133,338 5,068,647 43,133,338 48,201,985 317,769 317,769 15,580,655 298,906 15,281,749 11,461,312 11,461,312 20,050,959 (138,506) 19,912,453 8,697,999 8,697,999 9,180,494 378,359 8,802,135 9,582,752 9,582,752 105,404 105,404 157,497 157,497 4,152,359 56,727 1,392,623 2,703,009 862,200 2,693,695 3,555,895 3,489,143 3,096,635 392,508 1,300,782 392,509 1,693,291 21,236 21,048 188 6,913 188 7,101 4,735 4,735 2,277 2,277 420,965,887 3,559,561 315,105,113 102,301,213 142,016,187 81,683,015 223,699,202 * 153 2013