3
1 2 3 4
65 65 70 19 23 5
10% 6
30 1 2 7
3 75% 8
1 2 30 30 15 9
3 10 1 2 3 4 X B 10
5 6 7 8 9 10 ICUCCU 11
11 18 1 12 13 14 6 15 12
30 1 13
2 X B 3 4 5 6 7 14
8 7 9 40 10 11 2 12 15
1 14 2 3 B B 1 2 16
1 2 1 38.5 39 2 3 4 5 6 7 8 9 17
10 11 12 13 14 15 18
24 90 100 90 90 100 1 19
2 7 3 16 16 20
4 5 6 21
7 19 23 1 18 22
5,000 / 30,000 48 60% 23
1 2 3 4 5 6 7 24
1 2 3 4 5 6 7 8 9 / 10 1 2 3 4 1 25
2 1 2 3 4 5 6 1 2 3 26
4 5 1 2 3 4 5 6 7 OTC 8 1 27
2 3 90 1 2 3 1 2 3 4 5 28
6 1 2 3 4 5 6 ICD-10 7 8 9 29
10 11 30
1 18 2 2 60 31
60 和本保单年度的理赔情况 18 1 1 2 32
3 2 1 2 33
18 3 34
35
10 36
1 2 3 4 5 6 7 2 1 4 3 1 6 37
5 30 3 60 2 38
5 5 28 19 23 30 1 39
/ 1 1 25% = + 1 / 1 1 25% 40
24 30 24 41
42
AIDS HIV 43
44
100 45
1 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 46
2 N= 18 0 3,750+3,125 N -1 7,500+6,250 N -1 10,000+8,750 N -1 10,000+8,750 N -1 47
3 10% 12% 15% 18% 20% 48