中 國 工 商 銀 行 股 份 有 限 公 司 股 票 代 碼 :601398 2007 企 業 社 會 責 任 報 告
2 4 8 13 24 32 42 50 52 2007 68
2
3
4
20078.7823 64.9% 3,389 2007 6.11%6931.1% 2 110.4% 13.4%4.4 16.23% 1.02% 3,089 2.5 2007 16,500 1.7272 1,100ATM 17.5%80.8% 103 37.2% 5
A+H 6
2007 12 12007 100 7
A+H A+H AH 2005 A+H H A 8
eipo IPO H H H A AH A+H 9
H GDP 30.00% 25.00% 20.00% 15.00% 10.00% 5.00% 0.00% 2003 2004 2005 2006 2007 GDP 2007 10
11 2005 6 1,301 1,406 2007 9,400 20061,300 16%10% 41% 38% 29% 27% 25% 11% 14% 16% 21% 21% 7% 9% 12% 13.6%13.9% 2003 2004 2005 2006 2007 11
1998 2003 2007 12 2007 2007 1 44,963 8,4902,918.37 862.152,139.28 710.24 49.7% 1 3,000 12
2006 2007 1,816 2,560 41.0% 163 344 110.4% 499 823 64.90% 0.18 0.24 33.3% % 0.71% 1.02% 31bps % 15.37% 16.23% 86bps 75,088 86,837 15.6% 36,312 40,732 12.2% 70,378 81,400 15.66% 63,264 68,984 9.04% % 36.32% 34.66% -166bps % 3.79% 2.74% -105bps % 70.56% 103.50% 3294bps % 14.05% 13.09% -96bps bps 2005 2003 2007 38% 2007A+H 823 64.9% 820 65.9% 0.241.02% 16.23%2006 0.31 0.86 13
3,340 A75% H25% 35.33% 35.33% 7.24% 4.22% 17.88% 14
15
2007 2007 11 16
2010 COSO 17
2002 5 9,000 30.00% 25.00% 6,000 20.00% 15.00% 3,000 10.00% 5.00% 0 2003 2004 2005 2006 2007 0.00% 2004 18
19 2007 1 1 2007 4126A 54H 72
2005 1010 2006 10 4 2006 2006 45 3% 10 2 2006 A+H 20
45% 60% 4 1. 2005 12 31 35.37 2. 2006 185.93 3. 101.46 4. 2006 6 202006 12 31 53.44 2006 2006 2006 ETF 2006 2006 2006 2006IR 2006 IR MAGEZINE IR IPO 2007 12 28A (601398) 8.132006 10 27 A3.12 161% 7.623%2007 12 31H (1398) 5.62006 10 273.07 79.41% 3.321% 21
(Bloomberg) 2007 3,389 2007 8 % 300 +160.58% 250 200 +79.41% 150 100 50 Oct-06 Dec-06 Feb-07 Apr-07 Jun-07 Aug-07 Oct-07 Dec-07 A H 3500 3000 2500 2000 1500 1000 500 0 2007 12 31 30 2007 100 300 22
600 500 400 300 200 100-2003 2004 2005 2006 2007 1.2007 2. 1984 2007+ 3,088.982004 2007 9 2006 23
2 2 24
2007 9 3 3 25
CM2002 4 CM2002 4.6% 4.2% 3.8% 3.4% 3.0% 2005 2006 2007 : 4 CM2002 2003 26
2007 140 51 24% 2006 2007 27
[2007] 53 [2000]362010 70% 110 28
2002 12 2007 2007 30% 80% S 300 29
50010 2003160 3% 6002004 7,00034 2005 350%110%1002006 2007 20061999 40.4% 30
20061999 1,277.68 193.5415% 2006 147kWh m 2 130~195kWh) 1999 2007 14 2000 137.1 2004 198917 2004 6,000 34.7 31
19842007 24,985.72 3,000 2,500 2,000 1,500 1,000 500-2007 2006 2005 2004 2003 2002 2001 2000 32
1994 60 26 8 2001 4967330 240 30 10 5888,700 330 500 300 2006 680 2003 100 2004 100 33
2006 90 95 2006 12 3 230 1996 10 100 5,700 27 1,043 2007 100 1,000 1994 300 1995 2,400 20004 2002 34
110 20022007 46 1,00020 2002 2005 4.22006 2007 5.6 1.44 2.7 3.89 31 800 131365 1996 2000 10 232 2002 165.95 2007 1,717 16.33% 19921998 1998 2,771.9 8 2003 898 14 2006 100 35
2006 2006 1998 300.9 35 2007 300 20012007 100 10 100 415 4.5 7,5002007 8 421 40 199730 112000 29 1 12 2005 7 2007 10 2007 1229.8 2003 4,000 15 2006 10 36
2007 20 2000 4 2 150 7 2007 102008 2 340 1728 1926 2006 3200 20072007 200 37
1998 9 1927 10 1927 101936 2002 116 2004 1,000 200750 2050 200750 200750 2007 2007 10 211 100 20024.4 1984 38
200560 1.5600 1997 3 5 2000 2007 5 20 U 2005 12 75 2007 6 1 2007 5 2005 39
20022004 50 2004 200 2005 10020061.6 6 6 22.4 2002 59 8858 8858 3 40
E 3 600 2008 29 2007 9 30 10 8 8 40 1,0001,500 60 1 VIP 2007700 1999 10 60540 47 41
(EAP) 42
2007 16,777748 75,029 2007 1998 43
1 2 2007 44
3,591 3,06420072008 2007 45
2003 2004 3 3,744.81 31,4212007 126,374 5,000 986.48 20052007 1,4981892007 53954 20042005 30 2005 46
20043 5 340 2006 192402007 84 200715,935 62.4 2007 3.8212 3292.675422.5 22.7% 14.6% 2002 6 2006 2007 5422.5 12 9.6 2006 47
2006 4 2,000 2007468 36.7 2782.480% 200715.9 2007 5,500 15,000 2 (CFP) 1,411(AFP)5,650 34 867 48
24 1,289 362 344 1,328 706 49
(www.icbc.com.cn) POS ATM 50
2007 53 1,272 40,114 2007 12 2006 3 500 25 2007607,414 100% 1210 2007 16,80735.8 8 615 51
2721.7 2007 138 52
200710 20071,112 13112122 1,349 20072 ATM 2007 ATM 5,000 20,000 ATM 2,500 AFP CFP 4,289 53
2007 2007 11 360 2007 8 8 9 50 360 2008 Logo 30% 1 2 135 4 1 1 1 3 27 120 30 200730% 85% 13% 61%5 3 54
36360 955882,172 3,6272,66673.5%2007 86.33 2007 7,257 51 55
56 8 SHARE 92 (ITCP)
2007 2007 37% 2007 16 2007 824 2000 2002 2003 USBKEY 2004 2005 2006 2007 57
3A 10,000 3,200 2,100 2007 355 41 2007632006 2006 2006 2007500 2007 IT 58
2006 2007 A10 42004 B B A A A B A B 20051,2662006 1 B 500 120 59
12,000 9,000 6,000 3,000-2004 2005 2006 2007 3 4,63313,160 1.84500 2007 31829,000 30% LOF ETF QDII 10 2005 SAS70 SAS70 2007 60
1998 1999 2000 6 4 2 0 2003 2004 2005 2006 2007 2001 2002 2003 2004 2005 2006 2007 2007 58,563 27,155 97.56% 2007 61
2005 4002006 1,00020072,0002007 2006 2005 2006 2006 2007 23 + + 2007 9 2007 62
2007 2006 5 19 B2C 2007 2007 B2C 16 40 63
6 21,9832007 7 18 2007 2,500 2,000 1,500 1,000 500 0 2005 2006 2007 2007 VISA 64
PBOC2.0 2007 2,338 20071,600 VIP 2007 2007 2007 20064 3 BMA QUANTO 2 QUANTO QUANTO (QDII) 65
66 2007 2007 2007 2007 2007 2007 2007
1999 2007149.91 40 2005 24 2007 35 24 2007 + 2007 24 1997600 2007 12 5,363 2007 90 20% 67
2007 2007 2007 100 (CFCA) (CCAS) (CCAM) (HKCCA) 2007 2007 2007 68
本 報 告 以 環 保 紙 張 印 製 中 國 北 京 市 西 城 區 復 興 門 內 大 街 55 號 郵 編 :100032 55 Fuxingmennei Avenue, Xicheng District, Beijing, China Post Code: 100032 www.icbc.com.cn, www.icbc-ltd.com