2013
2014 3 28 1713 1 2013 101 102 2013 2
2 3 4 9 10 12 14 16 66 76 96 136 137 141 144 148 152 155 337 338 339 342 2013 1
571 IT A A 2
2013 3
GDP 9%7.7% 2013 7 20 P2P 2013 2013422.78 12.55%1.34%23.44% 1.490.152013 6.9720121.22 0 10,000 20,000 30,000 40,000 50,000 42,278 37,563 12.55% 0 6,400 12,800 19,200 25,600 32,000 29,956 20,523 25.80% 19.95% 0% 6% 12% 18% 24% 30% 45.96%
2013 2013 12,9735,852.41 86.52% 64.91%1.47% 3.34% 2013 4,047.22 877.71190.49 91.97% 20135,045.54 1,153.16 29.63%2013 12,90037.39%1,919.41 49.76% 450,000 360,000 316,951 27.69% 404,722 2,100 1,680 91.97% 1,904.9 270,000 1,260 992.3 180,000 840 90,000 420 0 0 2013 330.6928.63% 28.48% 3.49 299.5645.96% 25.80% 5.85 6
2013 2.0 2013 2.0 2.02014 2013 3 2.0 2013 57 2013 554.5220136,001.3911,258.51 2013 9
1,200,000 1,125,851 6,000 5,545.2 960,000 720,000 2,643.3% 4,800 3,600 456.86% 480,000 2,400 240,000 1,200 995.8 0 41,040 0 2014 2.0 2.0 2014 3 28 8
2013 9
1 2013 2 7 (2013) 8 2013 2013 9 2013 3 4 2013 2013 10 2013 11 2013 20132013 2013 5 12 2013 6 20132013 13 Global FinanceBest Small Business Lending Bank 14 2013 10
15 2013 23 TSF 16 (The Asian Banker Achievement Award for Best Trade Finance Bank in China) 17 18 24 2013 25 2013 26 2013 19 2013 27 20 21 2013 21 22 2013 28 IT 2013 29 2013 30 212013 PE/VC 2013 11
CHINA MINSHENG BANKING CORP., LTD. CMBC 1 100873 86-10-68946790 86-10-68466796 cmbc@cmbc.com.cn 2 100031 www.cmbc.com.cn cmbc@cmbc.com.cn 1236 Awww.sse.com.cn Hwww.hkexnews.hk 12
12 8 10 8 A H 16636 183 17M A 600016 H01988 1996 2 7 4 2007 11 20 2 100000000018983 110101100018988 110101100018988000 2013 13
2013 2012 2011 2010 2009 % 83,033 77,153 7.62 64,821 45,873 32,240 33,069 25,708 28.63 17,375 8,794 9,797 116,102 102,861 12.87 82,196 54,667 42,037 45,962 42,889 7.17 35,449 25,452 20,539 12,947 8,331 55.41 7,973 5,303 4,792 57,151 50,652 12.83 37,175 22,976 15,656 42,278 37,563 12.55 27,920 17,581 12,104-35,238-19,889 100,926 37,422 56,917 1.49 1.34 11.19 1.05 0.66 0.53 1.43 1.34 6.72 1.05 0.66 0.53-1.24-0.70 3.78 1.40 2.56 % 1.34 1.41-0.07 1.40 1.09 0.98 23.44 25.67-2.23 23.89 18.30 17.06 32.69 34.09-1.40 35.71 39.71 42.55 25.80 19.95 5.85 18.37 15.16 11.09 2.30 2.75-0.45 2.96 2.82 2.49 2.49 2.94-0.45 3.14 2.94 2.59 45,000 42,278 30% 36,000 37,563 24% 25.80 27,000 27,920 18% 15.16 18.37 19.95 18,000 17,581 12% 11.09 12,104 9,000 6% 0 0% 14
2013 12 31 2012 12 31 2011 12 31 2010 12 31 2009 12 31 % 3,226,210 3,212,001 0.44 2,229,064 1,823,737 1,426,392 1,574,263 1,384,610 13.70 1,205,221 1,057,571 882,979 3,021,923 3,043,457-0.71 2,094,954 1,718,480 1,337,498 2,146,689 1,926,194 11.45 1,644,738 1,417,877 1,128,830 28,366 28,366 26,715 26,715 22,262 197,712 163,077 21.24 129,597 104,108 88,034 6.97 5.75 21.22 4.85 3.90 3.95 % 0.85 0.76 0.09 0.63 0.69 0.84 259.74 314.53-54.79 357.29 270.45 206.04 2.21 2.39-0.18 2.23 1.88 1.73 % 8.72 8.72 10.69 10.75 10.86 10.44 10.83 6.33 5.25 1.08 6.02 5.77 6.23 1 = 2 = 3 = 4 = 5 = 6 = 7 = 8 = 92013 1 1 20121 % 2013 12 31 2012 12 31 2011 12 31 25 29.31 36.01 40.90 75 73.39 71.93 72.85 2013 15
16
130 2013 17
422.7847.15 12.55%1,161.02132.41 12.87% 6.971.2221.22%1.490.15 11.19% 32,262.10 142.09 15,742.63 1,896.53 13.70%21,466.89 2,204.95 11.45% 5,109.44 1,171.70 29.76% 23.80%3.36 330.6973.61 28.63% 28.48% 3.49 39.04 10.26 106.22 28.19500554.52 4,047.22 877.71 27.69% 190.49 91.97%0.48% 3,305 12,973 5,852.4186.52% 64.91% 12,90037.39%1,919.41 49.76% 18
32.69% 1.40 0.85%0.09 259.74% 2.21% 422.78 12.55% 2013 2012 % 116,102 102,861 12.87 83,033 77,153 7.62 33,069 25,708 28.63 45,962 42,889 7.17 12,989 9,320 39.37 57,151 50,652 12.83 13,869 12,344 12.35 43,282 38,308 12.98 42,278 37,563 12.55 1,004 745 34.77 2013 19
2013 2012 % % % 83,033 71.52 77,153 75.01 7.62 104,926 90.37 98,202 95.47 6.85 37,548 32.34 19,354 18.82 94.01 11,992 10.33 8,690 8.45 38.00 9,447 8.14 12,533 12.18-24.62 7,189 6.19 5,327 5.18 34.95 6,567 5.66 5,303 5.16 23.84 4,485 3.86 2,478 2.41 80.99-99,121-85.37-74,734-72.66 32.63 33,069 28.48 25,708 24.99 28.63 29,956 25.80 20,523 19.95 45.96 3,113 2.68 5,185 5.04-39.96 116,102 100.00 102,861 100.00 12.87 830.3358.80 7.62% 174.54115.74 2.49% 0.45 20
2013 2012 % % 1,493,864 104,926 7.02 1,304,935 98,202 7.53 949,094 65,765 6.93 908,712 67,896 7.47 544,770 39,161 7.19 396,223 30,306 7.65 284,685 11,992 4.21 223,157 8,690 3.89 420,505 6,567 1.56 360,121 5,303 1.47 227,821 9,447 4.15 274,727 12,533 4.56 96,977 4,485 4.62 49,205 2,478 5.04 726,350 37,548 5.17 351,973 19,354 5.50 83,330 7,189 8.63 56,989 5,327 9.35 3,333,532 182,154 5.46 2,621,107 151,887 5.79 2013 2012 % % 2,103,518 48,392 2.30 1,743,522 41,386 2.37 1,641,249 37,810 2.30 1,419,258 34,081 2.40 622,587 4,240 0.68 573,719 4,096 0.71 1,018,662 33,570 3.30 845,539 29,985 3.55 462,269 10,582 2.29 324,264 7,305 2.25 117,236 430 0.37 86,242 369 0.43 345,033 10,152 2.94 238,022 6,936 2.91 765,906 37,463 4.89 498,623 22,496 4.51 26,868 1,021 3.80 20,185 805 3.99 69,556 3,520 5.06 74,579 3,741 5.02 87,732 4,186 4.77 67,013 3,159 4.71 85,512 4,539 5.31 54,764 3,147 5.75 3,139,092 99,121 3.16 2,458,686 74,734 3.04 83,033 77,153 2.30 2.75 2.49 2.94 2013 21
2013 2013 14,218-7,494 6,724 2,396 906 3,302 889 375 1,264-2,140-946 -3,086 2,406-399 2,007 20,586-2,392 18,194 2,462-600 1,862 40,817-10,550 30,267 8,545-1,539 7,006 12,059 2,908 14,967 267-51 216-252 31-221 977 50 1,027 1,767-375 1,392 23,363 1,024 24,387 17,454-11,574 5,880 1 1,821.54302.67 19.93% 408.17 105.50 57.60% 28.26% (1) 1,049.2667.24 6.85% 37.32% 6.46 7.02% 0.51 22
(2) 119.9233.02 38.00% (3) 65.6712.64 23.84% (4) 514.80 171.15 49.80% (5) 71.8918.62 34.95% 2 991.21243.87 32.63% 233.63 10.2448.82% 42.38% (1) 483.9270.06 16.93% (2) 420.04 149.62 55.33% 2013 23
(3) 41.8610.27 32.51% (4) 45.3913.92 44.23% 330.6973.61 28.63% 2013 2012 % 29,956 20,523 45.96 3,113 5,185-39.96 33,069 25,708 28.63 1 299.5694.33 45.96% 2013 2012 % 9,764 6,431 51.83 8,609 5,331 61.49 3,041 2,734 11.23 5,121 2,573 99.03 3,654 2,491 46.69 2,277 1,734 31.31 517 721-28.29 78 76 2.63 33,061 22,091 49.66 3,105 1,568 98.02 29,956 20,523 45.96 24
2 31.1320.72 39.96% 2013 2012 % -25 509 2,505 4,407-43.16 633 269 135.32 3,113 5,185-39.96 459.627.17% 32.69% 1.40 2013 2012 % 19,145 18,851 1.56 8,004 7,825 2.29 3,589 2,231 60.87 2,939 1,946 51.03 2,114 1,588 33.12 195 134 45.52 9,976 10,314-3.28 45,962 42,889 7.17 129.8936.69 39.37% 2013 25
2013 2012 % 12,947 8,331 55.41 692 774-10.59-650 215 12,989 9,320 39.37 138.6915.25 24.27% 32,262.10 142.09 0.44% 2013 12 31 2012 12 31 2011 12 31 % % % 1,574,263 48.80 1,384,610 43.11 1,205,221 54.07 34,816 1.08 33,098 1.03 26,936 1.21 1,539,447 47.72 1,351,512 42.08 1,178,285 52.86 767,335 23.78 1,048,905 32.66 411,103 18.44 433,802 13.45 420,418 13.09 332,805 14.93 306,722 9.51 243,520 7.58 212,072 9.51 82,543 2.56 74,809 2.33 44,895 2.01 24,102 0.75 13,631 0.42 9,971 0.45 72,259 2.23 59,206 1.84 39,933 1.80 3,226,210 100.00 3,212,001 100.00 2,229,064 100.00 26
1 15,742.63 1,896.53 13.70%48.80%5.69 2013 12 31 2012 12 31 2011 12 31 % % % 968,734 61.54 919,034 66.37 841,118 69.79 33,364 2.12 15,764 1.14 13,960 1.16 605,529 38.46 465,576 33.63 364,103 30.21 1,574,263 100.00 1,384,610 100.00 1,205,221 100.00 2013 12 31 2012 12 31 2011 12 31 % % % 408,891 67.53 317,470 68.19 232,495 63.85 113,298 18.71 66,305 14.24 38,551 10.59 62,096 10.25 71,518 15.36 83,337 22.89 21,244 3.51 10,283 2.21 9,720 2.67 605,529 100.00 465,576 100.00 364,103 100.00 2 7,673.35 26.84% 2013 27
3 3,067.22 25.95% (1) 2013 12 31 2012 12 31 % % 22,262 7.26 26,318 10.81 1,986 0.65 1,234 0.50 111,532 36.36 117,275 48.16 133,124 43.40 83,653 34.35 37,818 12.33 15,040 6.18 306,722 100.00 243,520 100.00 (2) % 2012 4,200 4.20 2017-02-28 2013 4,060 3.679 2016-04-11 2013 3,610 3.91 2014-07-18 2013 3,470 3.9799 2016-07-18 2012 3,460 3.93 2015-04-23 2012 3,010 3.39 2015-07-09 2013 3,000 4.37 2018-07-29 2012 2,500 3.15 2014-05-24 2013 2,490 5.76 2020-04-08 2013 2,420 4.55 2014-10-24 32,220 28
(3) 95,524 719 621 15,285 141 156 184,124 1,120 1,104 1,659 1 72,487 8,300 4,216 6 1 1,986 1,883 30,219.230.71% 2013 12 31 2012 12 31 2011 12 31 % % % 2,146,689 71.04 1,926,194 63.29 1,644,738 78.51 638,244 21.12 910,597 29.92 333,135 15.90 81,835 2.71 72,135 2.37 40,985 1.96 91,968 3.04 74,969 2.46 31,030 1.48 63,187 2.09 59,562 1.96 45,066 2.15 3,021,923 100.00 3,043,457 100.00 2,094,954 100.00 1 21,466.89 2,204.95 11.45%71.04%75.91%23.80% 0.29%37.75%61.96% 0.29% 2013 29
2013 12 31 2012 12 31 2011 12 31 % % % 1,629,503 75.91 1,528,562 79.36 1,352,991 82.26 677,725 31.57 621,592 32.27 609,850 37.08 951,778 44.34 906,970 47.09 743,141 45.18 510,944 23.80 393,774 20.44 288,622 17.55 132,703 6.18 107,861 5.60 85,198 5.18 378,241 17.62 285,913 14.84 203,424 12.37 4,258 0.20 3,230 0.17 3,125 0.19 1,984 0.09 628 0.03 2,146,689 100.00 1,926,194 100.00 1,644,738 100.00 2 6,382.44 29.91% 2,042.87 357.43 21.21% 1,977.12 346.35 21.24% 2013 12 31 2012 12 31 % 28,366 28,366 49,234 45,714 7.70 16,456 12,330 33.46 42,487 39,480 7.62-2,842-427 64,023 37,615 70.21-12 -1 197,712 163,077 21.24 6,575 5,467 20.27 204,287 168,544 21.21 30
2013 12 31 2012 12 31 % 522,849 586,654-10.88 126,934 134,985-5.96 105,711 68,488 54.35 22,433 33,600-33.24 40,377 25,722 56.97 4,343 4,001 8.55 2,109 3,850-45.22 8,564 11,881-27.92 16,881 8,534 97.81 9 12.48% 13.80%12.80% 12.78%16.36%9 2013 31
2013 12 31 2012 12 31 % % 222,573 14.14 208,160 15.03 165,570 10.52 147,958 10.69 145,202 9.22 123,031 8.89 92,611 5.88 98,453 7.11 80,941 5.14 81,405 5.88 61,454 3.90 63,936 4.62 44,916 2.85 39,411 2.85 32,188 2.04 31,551 2.28 31,502 2.00 30,014 2.17 27,480 1.75 18,415 1.33 19,965 1.27 20,132 1.45 15,503 0.98 13,056 0.94 12,015 0.76 7,586 0.55 16,814 1.09 35,926 2.58 968,734 61.54 919,034 66.37 605,529 38.46 465,576 33.63 1,574,263 100.00 1,384,610 100.00 2013 12 31 2012 12 31 % % 475,995 30.24 399,760 28.87 506,901 32.20 476,551 34.42 169,256 10.75 147,305 10.64 422,111 26.81 360,994 26.07 1,574,263 100.00 1,384,610 100.00 32
2013 12 31 2012 12 31 % % 272,459 17.31 195,313 14.11 565,010 35.89 474,570 34.27 529,564 33.64 548,463 39.61 207,230 13.16 166,264 12.01 1,574,263 100.00 1,384,610 100.00 359.07 2.28% % A 6,445 0.41 B 5,245 0.33 C 3,737 0.24 D 3,147 0.20 E 3,000 0.19 F 3,000 0.19 G 2,990 0.19 H 2,844 0.18 I 2,799 0.18 J 2,700 0.17 % 2013 12 31 2012 12 31 2011 12 31 10 2.59 2.97 3.70 50 14.44 16.10 20.06 1 = 2 = 2013 33
2013 12 31 2012 12 31 % % % 1,560,859 99.15 1,374,087 99.24 13.59 1,540,486 97.86 1,356,997 98.01 13.52 20,373 1.29 17,090 1.23 19.21 13,404 0.85 10,523 0.76 27.38 9,221 0.58 6,444 0.47 43.09 3,102 0.20 2,676 0.19 15.92 1,081 0.07 1,403 0.10-22.95 1,574,263 100.00 1,384,610 100.00 13.70 % 2013 12 31 2012 12 31 2011 12 31 2.40 1.98 1.20 23.71 11.99 26.79 19.60 8.78 17.50 11.79 19.29 2.96 6.12 6.15 50.12% 273.21 83.97 1.74%0.37 34
2013 12 31 2012 12 31 % % 612 0.04 1,227 0.09 27,321 1.74 18,924 1.37 1 2 1 2013 12 31 2012 12 31 33,098 26,936 15,091 9,537-2,144-1,206-7,303-402 -4,049-1,881 596 448-470 -334-3 34,816 33,098 134.04 0.85%0.09 2013 35
1 2013 12 31 2012 12 31 % % 3,985 29.74 3,783 35.94 423 3.16 633 6.02 3,430 25.59 1,958 18.61 241 1.80 292 2.77 6 0.04 95 0.90 1,393 10.39 138 1.31 55 0.41 159 1.51 194 1.45 36 0.27 28 0.27 42 0.31 926 8.80 73 0.54 27 0.26 54 0.40 221 2.10 9,932 74.10 8,260 78.49 3,472 25.90 2,263 21.51 13,404 100.00 10,523 100.00 2 2013 12 31 2012 12 31 % % 5,824 43.45 5,103 48.50 5,333 39.79 4,399 41.80 633 4.72 462 4.39 1,614 12.04 559 5.31 13,404 100.00 10,523 100.00 36
2013 37
2013 12 31 202,654 190,068 202,783 190,068 248,615 233,198 203,762 194,877-1,108-4,809 129 46,432 43,730-600 -600 2,325,105 2,197,582 2,101,930 1,981,096 35,680 35,680 187,495 180,806 % 8.72 8.65 % 8.72 8.65 % 10.69 10.61 2010 9 122013 1 1 10% 2012 250201310% 225 2013 12 31 % 8.83 8.85 % 12.10 12.14 (www.cmbc.com.cn) 38
2,058,831 57,261 33,896 941,591 25,095 8,763 441,054 11,184 4,328 716,192 22,562 10,164-942,141 3,215,527 116,102 57,151 1,351,718 61,504 28,529 607,844 32,485 15,771 1,138,435 18,094 10,516 117,530 4,019 2,335 3,215,527 116,102 57,151 2014 1239 40 9 30 33 2014 7 1 AH20135 2013 2013 2013 39
1 2 BLOOMBERGDATASCOPE 26,318-582 22,262 1,234 752 1,986 117,150-3,138 111,387 144,702 170-3,138 135,635 1,335 548 1,883 1,335 548 1,883 40
1 39.04 10.26 14,995 92,827 500 12,9735,852.41 86.52% 64.91% 2013 41
2 9,612.82 481.85 5.28%9,016.35 285.98 3.28% 1.02% 42
3 16,144.54 965.00 6.36% 26.1913.78 56.69% CCTM2013 11,079.1513,966 2,469.23 4 2013 43
142.95 43.52% ++ 21 2013 153 1,105.2042.50 19,567.03 97.69% 30.24 203.31% 21 138,64014.28% 91.73 32.31% 44
5 2.0 20142.0 (1) 570.37 1,057.15 0.40% 7.7417.10% (2) 22 225.45 61193.63 629.80 1,018.20 0.81% 9.588.49% 2013 45
(3) 40% 501.56 517.58 0.97% 7.9645.52% (4) 290.88 325.16 1.81% 5.66 (5) + 500 3218 46
52.64 2,693.87 (2013)TSF 1111,445 1,083.91 17.2011.49 1.86 CFMCFM CPF 29 (6) 2013 2013 2013 47
5,6131,270 127.15% 248.90%132.5820.92 108.86% 137.71% (7) 36.41 25.66 10.75 29.52% 28.35 9,034.58 5,979.801,371.409 48
1 4,047.22 877.7127.69%190.49 91.2691.97%122.02132.41% 473 89843.87% 203179 0.48% 2013 49
2 20133,305 106.2228.19 9,034.582,510.78 38.49% 5,045.541,153.16 29.63% 3 40 1.02.0 B2CIC WILL 50
4 1,740.16278.10 5,826.1598.32%1,132.98 70.87% 81.4164.64% 2013 2013 51
1,919.41 637.71 49.76% 12,900 3,511 37.39% 16.99 9.37 122.97% 2013 212013 2013 1 2,823.29222.62 42,023.47 2,334.87 59.84% 1,888.6912.98% 52
2 (2013)8 3,315.96 5.45% 3 377.23587.371,437.32 12.62 1.58 95568 1 Windows PhoneiOS Android Windows Phone2.0 ATM 2013 53
554.52 454.94 456.86%6,001.3911,258.51 17 360 2013 2 743.23 262.6524,902.37138.65% 7.68 99.67%33.68 9.19 3,518.50101.79% 21.25 99.63%94.31% 11,865.9311,105.29 86.76% 3.0 64.6741.85 183.39%5,698.50 217.09% 3 95568 95568 12 95568 54
4,424.01 1,118.5546.75% 97.90%360 16148 95568 191.5897.06% 499.91397.08 386.15% 4 2013 12 25 Web 1 1.251.25 2 (1) 5 2008 451.03% 1,117.06101.15 16.4117.64% 278175 AAA 2013 55
2.98 2.10 2013 2013 (2) 2008 11 63.33% 4,275.34 20153.32 158.52 7843 108.79 2013 1 2440%1.25 1,379.86 56
21 (3) 29257.02 217.11 150.01 2013 229 59 (4) 2013 57
20122013 2012 2012 2013 3 2013 3 15[2012]1573 200A2013 3 295 2110023 A200 199.12 A 602.80A A 607,546A0.00214% A 58
2013 2013 2013 59
2013 60
2013 61
62
2014 2014 2.0 2013 63
2.0 64
2.0 2.0 2014 2013 65
2012 12 31 + - 2013 12 31 % % 1 2 3 4 28,365,585,227 100 607,546 28,366,192,773 100 1 22,587,602,387 79.63 607,546 22,588,209,933 79.63 2 3 5,777,982,840 20.37 5,777,982,840 20.37 4 28,365,585,227 100 607,546 28,366,192,773 100 66
1 2011 2 252011 5 4 20112011A2011H A 200A 2012 2 222012 5 3 20122012A2012H A A 12 2013 3 15[2011]328[2012]1573 200A 2013 3 292013 5 2110023A100 200,000,00062013 3 152019 3 15A 0.6%0.6%0.6%1.5%1.5%1.5% 2013 9 162019 3 1510.23A 199.12A A 2H 2012 3 26H2012 3 29 2012 4 2 6.791,650,852,240112.0990.87 111.1490.05 200A A 2013 9 16 2013 67
2013 12 31 6,028,000A 607,5460.00214% 28,366,192,773 1A 005L CT001 1,018,907,000 716,496,000 499,274,000 486,884,000 462,689,000 431,487,000 424,000,000 420,000,000 373,716,000 357,000,000 2013 3 29 2 3 2013 6 2620122013 9 9 2013A 2013 6 27 10.23 10.082013 9 10 10.08 9.92 2013 6 202013 9 3 68
4 2013 9 162019 3 15 2013 9 16 2013 12 31 6,028,000A 607,5460.00214%2013 12 31 19,993,972,00099.96986% 2014 1 3 5 2013 3 15 2012 2013 6 25 2013A SD[2013]213AA+ AAA 2013 7 4 [2006] 27 [2006]8043 1510 335.05% 510300BP 10 2%11 100BP2006 12 28 43 43 [2009] 8 [2009]1650 1510 33.255.70% 2013 69
510300BP 16.75 3% 11300BP2009 3 26,50 50 [2004] 159 [2010] 31 58 10 4.29% 2010 6 17,58 58 [2010] 625 [2011] 64100 605.50% 405.70% 2011 3 28 100 100 [2011]480 [2011] 1192012 25 5002012 22012 300 54.30% 2012 2 14300 2012 52012 200,54.39% 2012 5 10200 500 70
681,695 3 24 659,235 10 20.24% 5,742,566,478 0 4.70% 1,333,586,825 0 4.06% 1,151,307,314 0 005L CT001 3.38% 958,110,824 0 3.19% 905,764,505 0 3.13% 888,970,224 0 2.98% 845,678,191 0 2.46% 698,939,116 0 2.01% 569,365,227 0 1.98% 561,524,098 0 10 5,742,566,478 H 1,333,586,825 1,151,307,314 005L CT001 958,110,824 905,764,505 888,970,224 845,678,191 698,939,116 569,365,227 561,524,098 HH 2013 71
3362013 12 31 % % A 1,891,893,763* 1 4 8.38 6.67 A 1,333,586,825* 1 5.90 4.70 A 1,333,586,825* 1 5.90 4.70 A 1,891,893,763* 2 4 8.38 6.67 A 1,891,893,763* 3 4 8.38 6.67 UBS AG H 708,273,147 38,173,890 11,680,200 758,127,237 5 13.12 2.67 52,897,153 5 0.92 0.19 Union Sky Holding Group H 586,100,000 6 10.14 2.07 Limited Fosun International H 454,316,500 Limited 104,015,500 558,332,000 7 8 9.66 1.97 Fosun International H 558,332,000 7 8 9.66 1.97 Holdings Ltd. BlackRock, Inc. H 490,279,662 9 8.49 1.73 JPMorgan Chase & Co. H 106,280,053 155,960,500 194,432,690 456,673,243 10 7.90 1.61 37,474,399 10 0.65 0.13 H 273,863,500 132,816,000 406,679,500 11 7.04 1.43 72
% % Morgan Stanley H 406,426,083 12 7.03 1.43 402,569,884 12 6.97 1.42 The Goldman Sachs H 401,959,046 13 6.96 1.42 Group, Inc. 427,803,277 13 7.40 1.51 * 2013 12 31 1. 1,891,893,763 A558,306,938 A 1,333,586,825 A 51% 21.89% 23.24%25% 75% 558,306,938 A 1,333,586,825 A1,333,586,825 A 2. 1,891,893,763 A 3. 1 37.66% 1,891,893,763 A 4. 1,891,893,763 A 5. UBS AG 758,127,237 H 52,897,153 H 72,046,298 H 58,232,153 H 1,142,752 H4,125,000 H 1,367,000 H 13,109,126 H47,587,925 H 57,794,420 H5,152,228 H 6. Union Sky Holding Group Limited586,100,000 H Union Sky Holding Group Limited586,100,000 H 7. Fosun International Limited 558,332,000 H200,000,000 H 454,316,500 H Pramerica-Fosun China Opportunity Fund, L.P. 29,660,500 HTopper Link Limited 74,355,000 HPramerica-Fosun China Opportunity Fund, L.P. Fosun International LimitedTopper Link Limited 2013 73
Fosun International Limited Fosun International Limited 79.03%Fosun Holdings LimitedFosun Holdings Limited Fosun International Holdings Ltd. Fosun International Holdings Ltd.58% Fosun International Limited Pramerica-Fosun China Opportunity Fund, L.P. 29,660,500 HTopper Link Limited 74,355,000 H Fosun International Holdings Ltd. Fosun International Limited 558,332,000 H 8. Fosun International Limited Fosun International Holdings Ltd.558,332,000 H 9. BlackRock, Inc. 490,279,662 H2,192,000 H 10. JPMorgan Chase & Co.456,673,243 H 37,474,399 H JPMorgan Chase & Co. 10.1 China International Fund Management Co Ltd 14,240,000 HChina International Fund Management Co Ltd 49% JPMorgan Asset Management (UK) LimitedJPMorgan Chase & Co. JPMorgan Chase & Co.194,432,690 H 28,153,888 H 10,642,984 H 1,990,000 H790,000 H 186,000 H6,246,000 H 1,344,262 H 25,977,888 H2,262,722 H 11. 406,679,500 H 273,863,500 HChaos Investment Co., Ltd 132,816,000 H 12. Morgan Stanley 406,426,083 H 402,569,884 H Morgan Stanley 12.1 Morgan Stanley & Co. International plc 237,610,756 H364,493,075 HMorgan Stanley & Co. International plc Morgan Stanley UK Group Morgan Stanley UK Group 90% 10% Morgan Stanley Group Europe Morgan Stanley Strategic Funding LimitedMorgan Stanley Group Europe Morgan Stanley International Limited 99.99%Morgan Stanley International Holdings Inc. (Morgan StanleyMorgan Stanley Strategic Funding Limited 50.28% 21.55% Morgan Stanley International Limited Morgan Stanley UK Group 12.2 Morgan Stanley Securities Limited 14,138,615 HMorgan Stanley Securities Limited Morgan Stanley UK Group 12.1) 12.3 Morgan Stanley Smith Barney LLC 156,120 HMorgan Stanley Smith Barney LLC Morgan Stanley Smith Barney Holdings LLC 45.42% 5.58% Morgan Stanley JV Holdings LLC MS Gamma Holdings LLC Morgan Stanley JV Holdings LLC MS Gamma Holdings LLC Morgan Stanley 214,530,846 H216,094,500 H 156,120 H 229,500 H 214,374,726 H215,865,000 H 74
13. The Goldman Sachs Group, Inc.401,959,046 H 427,803,277 H The Goldman Sachs Group, Inc. 13.1 Goldman, Sachs & Co. 530 H3,838,672 HGoldman, Sachs & Co. 0.02%The Goldman, Sachs & Co. L.L.C.The Goldman, Sachs & Co. L.L.C. The Goldman Sachs Group, Inc. 13.2 Goldman Sachs International 378,057,671 H358,763,101 HGoldman Sachs International 99% Goldman Sachs Holdings (U.K. Goldman Sachs Holdings (U.K.Goldman Sachs Group UK Limited Goldman Sachs Group UK Limited 97.21%Goldman Sachs (UK) L.L.C.Goldman Sachs (UK) L.L.C. The Goldman Sachs Group, Inc. 13.3 Goldman Sachs Asset Management, L.P. 1,846,900 HGoldman Sachs Asset Management, L.P. 99%The Goldman Sachs Group, Inc. 13.4 Goldman Sachs Asset Management International 485,000 HGoldman Sachs Asset Management International 98.99% Goldman Sachs Holdings (U.K. Goldman Sachs Holdings (U.K.The Goldman Sachs Group, Inc. 363,660,101 H63,395,500 H 4,437,500 H 10,000 H2,512,500 H 5,343,000 H56,304,000 H 358,307,101 H141,500 H 2013 12 31 336 5%5% 2013 12 315%5% 5%5% 2013 12 315%5% 2013 75
1957 2012.4.10 2015.4.10 0 0 530.63 0 1957 2012.4.10 2015.4.10 0 0 500.63 0 1954 2012.4.10 2015.4.10 0 0 87.50 98.70 1951 2012.4.10 2015.4.10 0 0 84.50 324.48 1951 2012.4.10 2015.4.10 0 0 82.50 0 1958 2012.4.10 2015.4.10 0 0 462.95 0 1951 2012.4.10 2015.4.10 0 0 79.00 0 1962 2012.4.10 2014.3.25 0 0 82.00 0 1971 2012.4.10 2015.4.10 0 0 84.50 0 1971 2012.4.10 2015.4.10 0 0 76.00 0 1965 2012.6.15 2015.4.10 0 0 77.50 300.00 1967 2012.12.17 2015.4.10 0 0 81.50 680.00 1962 2012.4.10 2015.4.10 0 0 0 0 1963 2012.4.10 2015.4.10 0 0 84.50 0 1969 2012.4.10 2015.4.10 0 0 91.00 0 1948 2012.6.15 2015.4.10 0 0 95.00 0 1969 2012.6.15 2015.4.10 0 0 100.50 0 1951 2012.12.17 2015.4.10 0 0 0 0 1957 2012.4.10 2015.4.10 0 0 407.35 0 1957 2012.4.10 2015.4.10 0 0 347.20 0 1959 2012.4.10 2015.4.10 633,100 633,100 386.41 0 1953 2012.4.10 2015.4.10 0 0 65.50 0 1954 2012.4.10 2015.4.10 0 0 61.00 0 1955 2012.4.10 2015.4.10 0 0 61.50 0 1955 2012.4.10 2015.4.10 0 0 65.00 0 1942 2012.4.10 2015.4.10 0 0 61.50 0 1963 2012.4.10 2013.6.18 0 0 83.36 0 1963 2012.4.10 2015.4.10 0 0 270.74 0 1956 2012.4.10 2015.4.10 0 0 361.30 0 1972 2012.4.10 2015.4.10 0 0 366.39 0 76
1965 2012.4.10 2015.4.10 0 0 299.37 0 1963 2012.4.10 2015.4.10 0 0 300.40 0 1965 2012.8.7 2015.4.10 0 0 268.25 0 1967 2012.8.7 2015.4.10 0 0 269.27 0 1970 2012.8.7 2015.4.10 0 0 268.25 0 633,100 633,100 6,543.00 1 2 3 4 5 6 (2008)22 2013 2014 3 6 2014 3 25 1993 1999 5 2011 2003 2004 12 2003 8 2003 3 2009 9 2013 77
2000 4 30 2000 4 2000 42006 72006 7 1993199519921995 1991199419881991 321993 2012 2004 1 8 20002009 3 2009 31996 11996 9 1996 91998 4 19982000 199419951993 1994 19851991 291996 2009 3 23 19962002 20032005 200220072005 2199419951992 1994 19911992 19851991 311993 78
2000 4 30 600811 600190/900952 00467 199720071997 2006 7 16 2003 6 2006 20122003 62004 12 2004 12 2006 6 600837000046 199820121995 2009 3 23 2006 000876 19932013 2013 1995 12 3 600837 1977 2013 79
2006 7 162014 3 25 GA GA 20042007 2004 1984 1990 2006 7 16 2011 11 29 000876 2009 3 23 2011 2 20072012 9 2004200720002004 2008 2012 6 15 CEO 80
2012 12 17 00656 Club Méditerranée SA CU 002196600196 2011 5 0109919891999 2009 9 9 2009 9 9 002355 0009721993 2009 9 9 2011 12 2008 2013 81
2012 6 15 0000200041 00066 87001 00363 00369 00011 19731979 20022005 2005 2012 6 15 00169 2013 7 15 601988 03988 02388 002030 601166 601519 600705 2012 7 17 000728 00217 00204 1999 2012 12 17 82
2012 4 10 19962010 2012 42007 112012 2002200719982002 19961998 352006 2007 2006 2004 2012 4 10 2012 22008 2012 220052008 200320051998 20031997 1998 1993 19972008 2012 4 10 1998 2001200220002001 19982000 19961998 1992199619871992 19861987 1983198619811983 19801981 2013 83
2012 4 10 20032009 2012 4 10 02628 601628 2007 1 15 19942000 Stone Resources Limited SRH 2007 1 15 20012008 2001200519792001 2009 3 23 1995 12 32009 3 22 19932003 19911993 1968 84
2010 7 2010 19881991 19911994 19941998 19982003 2003 47 2003 72006 2006200820082010 6 2008 4 199619982000 20002001 20012007 2003200720052008 30 2008 4 20022003 62004 3 19992002 199519961994 199519921993 19951998 2000 2012 4 2001 28 2012 4 20002001 3 2008 122008 12 2013 85
19932000 19881993 2008 2012 8 19982001 3 2001 7 2008 62009 2 2009 819951998 19921995 2012 81995 2000 102007 52009 52009 6 1990 81995 7 2006 1 2012 8 200120022003 20032005 20052007 200720092009 201219992001 19981999 19931998 482009 11 2 2002 86
1. 000046 2. 3. 4. 000728 5. 6. 7. 600837 1. 2. 2014 3 25 2013 87
19A.5419A.55 2011 1 5 14.43 2013 121,014820 576104 13 149 88
2013 12 31 % % A 1,891,893,763 8.38 6.67 1 H 16,987,500 0.29 0.06 2 A 924,252,482 3 4.09 3.26 A A 725,507,059 3.21 2.56 5 H 5,720,500 0.10 0.02 A 6 A 1,030,338,243 4.56 3.63 8 H 638,829,500 11.06 2.25 A 9 A 230,000,000 1.02 0.81 11 H 558,332,000 9.66 1.97 12 A 633,100 0.003 0.002 350,000,000 4 263,554,000 7 716,496,000 10 1. 1,891,893,763 A558,306,938 A 1,333,586,825 A 51% 21.89% 23.24%25% 75% 558,306,938 A 1,333,586,825 A 62.34% 1,891,893,763 A 2013 89
2. 16,987,500 H75% 1 3. 924,252,482 A27.98% 32.58% 4. 350,000,000 3 5. 725,507,059 A96.70% 77.14% 6. 5,720,500 H5 7. 263,554,0005 8. 1,030,338,243 A95.14% 9. 638,829,500 HUnion Sky Holding Group Limited 586,100,000 HVogel Holding Group Limited 52,729,500 HUnion Sky Holding Group LimitedVogel Holding Group Limited Vogel Holding Group LimitedVogel Holding Group Limited52,729,500 H 505,700,000 H 10. 716,496,0008 11. 230,000,000 A 11.1 Nanjing Iron & Steel Co., Ltd. 150,000,000 ANanjing Iron & Steel Co., Ltd. 56.33%Nanjing Nangang Iron & Steel United Co., Ltd. 11.2 Shanghai Fosun Industrial Technology Development Co., Ltd. Shanghai Fosun Industrial Investment Co., Ltd. 80,000,000 AShanghai Fosun Industrial Investment Co., Ltd. Shanghai Fosun High Technology (Group) Co., Ltd. 12. 558,332,000 H200,000,000 HFosun International Limited 454,316,500 H Pramerica-Fosun China Opportunity Fund, L.P. 29,660,500 H Topper Link Limited 74,355,000 HPramerica-Fosun China Opportunity Fund, L.P. Fosun International LimitedTopper Link Limited Fosun International Limited Fosun International Limited 79.03%Fosun Holdings LimitedFosun Holdings Limited Fosun International Holdings Ltd.Fosun International Holdings Ltd.58% Fosun International Limited Pramerica-Fosun China Opportunity Fund, L.P. 29,660,500 HTopper Link Limited 74,355,000 H Fosun International Holdings Ltd. Fosun International Limited 558,332,000 H 90
2013 12 31 % 2,000,000 1 3.64 1. 2,000,00062.34% 2013 12 31 % 9,000,000 1 6 1. 9,000,000 95.14% 2013 12 31 % 2,500,000 1 10 1. 2,500,000 95% 2013 91
2013 12 31 352XV 7 8 10 54,927 53,0641,863 4,99126,12021,953 49,16693%105 4,991 7% 21,953 26,120 93% 2013 92
2013 180,0001,840,000960,000 2013 93
3636852 1 17,277 1,158,445 2 59 2,912 552,312 2 63 2,704 298,150 100 45 1,922 156,626 68 43 1,526 118,418 36 1,460 83,484 396 36 1,416 85,023 2 55 1,985 114,624 10 26 977 58,948 4A 50 2,140 172,165 20 35 1,574 118,367 98 23 1,029 83,090 9 20 1,014 64,905 78 26 840 38,912 282 36 1,592 79,810 229 18 780 37,362 348 29 1,265 85,868 966 6 94
24 778 41,973 43 19 779 53,432 331 13 471 45,429 689 18 1,040 73,478 23 23 967 42,011 18 13 651 32,111 1707 14 561 41,602 90 30 1,110 86,094 CBD 1 19 754 48,238 189 16 553 36,355 500 12 541 41,763 135 14 557 35,351 237 8 383 10,809 17 1-3 8 454 26,186 111 1 1 8 12 7 363 31,040 36 A 1 3 6 312 19,316 65 1 143 42,743 12 36 2 107 14,195 28 2 79 1,023 128 2 48 1,469 8 (942,141) 852 53,064 3,088,986 1 2 3 2013 95
96
1 64 17 4376 195 2 2013 97
3 4 5 6 4 7 8 98
9 10 11 12 743 3 13 14 2012 3 22 15 2013 99
18 93 6 3 6 2013 8 100
1 2 3 4 5 6 7 8 9 10 11 12 13 2013 101
14 15 16 17 18 19 102
7 2013 3 28 2013 3 29 2013 4 7 2013 4 24 2013 4 25 2013 6 28 2013 6 29 2013 8 28 2013 8 29 2013 9 30 2013 10 8 2013 10 30 2013 10 31 74 58 2013 103
2013 7/7 7/7 7/7 5/7 6/7 7/7 7/7 7/7 7/7 7/7 7/7 7/7 7/7 7/7 7/7 7/7 7/7 7/7 1 2012 2012 2012 12 3128,365,585,227 101.5042.55 AH 2013 7 4A 2013 8 8H 20122013 2013 6 30 104
28,365,585,22710 1.5844.82A H2013 9 17A 2013 9 23H 2 2013 1/1 1/1 1/1 0/1 1/1 1/1 1/1 1/1 1/1 1/1 1/1 1/1 1/1 1/1 1/1 1/1 1/1 1/1 6 2013 105
1 2007 3 1 2 45 5981 2 2008 2 29 60 2013 2013 106
3 (1) (2) (3) (4) (5) (6) 1 4 2013 7 7 0 7 7 0 7 7 0 7 7 0 7 7 0 7 7 0 2013 107
6 3.13 2013 12 31 2013 12 31 (1) (2) (3) (4) (5) 2013 2013 108
2013 12013 8 20136252 6/6 6/6 6/6 6/6 6/6 6/6 6/6 6/6 2 2013 2013 (1) 615 1 252 15 2013 109
(2) (3) (4) (5) (6) (7) 229 59 110
(8) 1 2013 10 2013 46 4/4 4/4 4/4 4/4 4/4 4/4 4/4 4/4 4/4 4/4 2013 111
2 (1) 1% (2) 112
(3) 32013 (1) (2) 2012 2013 113
(3) (4) 18 12013 9 2013381 3/3 3/3 3/3 3/3 3/3 3/3 3/3 3/3 3/3 114
2 2013 (1) 2012 (2) 2013 (3) 2012 (4) 13312012 (5) 2012 2012 2013 115
(6) 2010 2012 12013 5 20131618 20 143 2,300 15/16 16/16 16/16 16/16 16/16 116
22013 201320132012 2012 2014 2013 2012 2013 2014 1432012 2013 1 2013 2 1 2013 6 424 2 2013722 2013 117
7/7 7/7 7/7 7/7 7/7 7/7 22013 (1) (2) (3) 2012 2012 2013 2013 2013 (4) 2012 118
(5) 20122013 1 2013 8 43 143 2013 717 7/7 7/7 7/7 7/7 7/7 7/7 7/7 7/7 2013 119
22013 (1) (2) 5 (3) (4) 20138 79 (5) 20132013 120
8323 23 3 2013 6 18 1 2 3 4 5 6 7 2013 121
8 9 10 11 12 7 2013 1 29 2013 3 28 2013 3 29 2013 4 24 2013 8 19 2013 8 20 2013 8 28 2013 10 20 2013 10 21 2013 10 30 201220132012 201221 122
2013 7/7 7/7 7/7 7/7 7/7 6/7 7/7 7/7 3/3 2013 6 18 2013 2012 4 10 6 2013 123
201333 3/3 3/3 3/3 3/3 3/3 3/3 2013 2013 2013 1 2012 2013 2013 2013 2 124
3 4 2012 2012 5 2012 4 10 6 2013 6 18 2013 125
201335 3/3 3/3 3/3 3/3 3/3 3/3 3/3 2013 2013 1 2 126
3 4 5 20132013 2009 2013 127
2008 45190 2012LACP (League of American Communications Professionals LLC) LACP 2013ARC 128
15 IR MAGAZINE2013 2013 300 194 300 1231 80012 1 10%2 10% 10 5 2013 129
10 10% 5 90 10% 2 1 100873 86-10-68946790 86-10-68466796 cmbc@cmbc.com.cn 3 3% 3% 10 2 130
3%3% 2 2013 2013 6 172012 1 2013 131
2 3 132
4 2013 133
5 2012 4 1 2013 12 31 134
2013 12 3115 A.6.72013 6 17 2012 2013 135
2013 6 17 2012 201220122013 20122012 201220132013 2013 2014 2013 6 18 136
2013 137
2.0 30,252 96 4 1,08993% 587 138
10 32 10 2013 139
2013 12 31 2013 12 31 10212.9% 2087 100%71%15 100% 256442 53 123 140
2013412.60 188.76 2013 201310% 18.88 2013 1.5% 2013 622.64AH 101102A A 2013 12 3128,366,192,773 28.3756.73 AH 2013 2012 2011 2010 8,510 8,510 2,672 37,563 27,920 17,581 % 22.66 30.48 15.20 2013 141
2/3 2013 2014 2013 2013 2013 20132013 2013 2013 20132013 2013 2013 2014 2014 2014 2014 142
2014 2014 20142014 2014 2013 2013 143
1. 2013 1 2. 2013 10 3. 2013 1. 2013 3 5 862814 178113950% 71% 2. 2013 9 12 391 1392,26956 38933 144
2012 2013 7 1. 2013 2. 2013 3. 70 2013 145
4. 1050 5. 80% 2013 2 7 [2012]15732013 3 15 200A 20.4845 146
2013 2013 147
2013 12 31 1001,142 1,031,1515852,767 (CBD)Z42013 5 CBDZ4 [2013]9992013 9 2013 102013 112013 12 (CBD)Z4 [2013]528 2010P26 2013 10 8 148
2013 2013 20132013980 100 32 3 44 2013 12 3112 2013 12 312013 2013 2013 149
5% 1 [2013]148 2013 6 18 2 [2013]83 2013 7 5 3 [2013]182 2013 9 17 4 [2013]570 200 2013 11 182014 3 5 150
5 [2013]58 2013 12 23 6 [2013]11 2013 12 23 2013 151
152
2012 (2013) (2008 2013) 2013 153
1013 27 11 4 150 8 70 50 007 2013 2013 2013 2013 (2013) 154
2013 2013 2013 155
158332 2013 12 31 156
2013 12 31 10 8 2014 3 28 2013 157
2013 12 31 2013 2012 182,154 151,887 (99,121) (74,734) 6 83,033 77,153 33,061 22,091 (3,105) (1,568) 7 29,956 20,523 8 (25) 509 9 2,505 4,407 10 (12,989) (9,320) 11 (45,962) (42,889) 633 269 57,151 50,652 13 (13,869) (12,344) 43,282 38,308 42,278 37,563 1,004 745 43,282 38,308 14 1.49 1.34 1.43 1.34 167332 158
2013 12 31 2013 2012 43,282 38,308 39 (2,434) (318) (2,434) (318) 40,848 37,990 39,852 37,245 996 745 40,848 37,990 167332 2013 159
2013 12 31 2013 2012 15 433,802 420,418 16 88,885 236,161 2,913 3,723 17 22,262 26,318 18 1,986 1,234 19 108,026 80,082 20 570,424 732,662 21 1,539,447 1,351,512 22 111,532 117,275 22 133,124 83,653 22 37,818 15,040 23 82,543 74,809 24 24,102 13,631 25 10,683 8,817 27 58,663 46,666 3,226,210 3,212,001 167332 160
2013 12 31 2013 2012 405 331 29 2,146,689 1,926,194 30 573,677 777,262 31 64,567 133,335 32 81,430 71,804 18 1,883 1,335 2,188 3,173 33 91,968 74,969 2,475 3,263 34 56,641 51,791 3,021,923 3,043,457 35 28,366 28,366 35 49,234 45,714 36 16,456 12,330 36 42,487 39,480 39 (2,842) (427) 36 64,023 37,615 (12) (1) 197,712 163,077 37 6,575 5,467 204,287 168,544 3,226,210 3,212,001 2014 3 28 167332 2013 161
2013 12 31 2013 2012 15 430,132 417,648 16 82,502 232,985 2,913 3,723 17 22,262 26,318 18 1,986 1,234 19 108,026 80,082 20 570,424 732,662 21 1,524,803 1,341,035 22 111,512 117,245 22 133,124 83,653 22 37,818 15,040 24 18,622 12,407 25 10,135 8,523 26 3,725 3,676 27 41,137 29,054 3,099,121 3,105,285 167332 162
2013 12 31 2013 2012 29 2,124,978 1,910,622 30 579,989 781,495 31 55,345 127,506 18 1,883 1,335 2,188 3,173 33 91,968 74,969 2,125 2,996 34 45,768 41,937 2,904,244 2,944,033 35 28,366 28,366 35 48,937 45,417 36 16,456 12,330 36 41,700 38,800 39 (2,842) (427) 36 62,264 36,767 (4) (1) 194,877 161,252 3,099,121 3,105,285 2014 3 28 167332 2013 163
2013 12 31 2013 1 1 28,366 45,714 12,330 39,480 (427) 37,615 (1) 163,077 5,467 168,544 42,278 42,278 1,004 43,282 (2,415) (11) (2,426) (8) (2,434) (2,415) 42,278 (11) 39,852 996 40,848 121 121 6 6 6 36 4,126 (4,126) 36 3,007 (3,007) 38 (8,737) (8,737) (9) (8,746) 33 3,514 3,514 3,514 2013 12 31 28,366 49,234 16,456 42,487 (2,842) 64,023 (12) 197,712 6,575 204,287 2012 1 1 26,715 38,360 8,647 16,740 (110) 39,245 129,597 4,513 134,110 37,563 37,563 745 38,308 (317) (1) (318) (318) (317) 37,563 (1) 37,245 745 37,990 1,651 7,354 9,005 204 9,209 (5) (5) 5 36 3,683 (3,683) 36 22,740 (22,740) 38 (12,765) (12,765) (12,765) 2012 12 31 28,366 45,714 12,330 39,480 (427) 37,615 (1) 163,077 5,467 168,544 167332 164
2013 12 31 2013 2012 57,151 50,652 12,989 9,320 2,417 1,719 (985) 123 11 16 378 (12) (182) (141) 4,186 3,159 (11,209) (7,448) 64,756 57,388 (1,414) (110,686) 5,504 (30,924) 163,920 (589,628) (202,340) (182,624) (12,317) (80,143) (46,647) (994,005) 220,495 281,456 (203,585) 497,921 (68,221) 79,468 (15,719) (16,580) 74 171 13,609 74,292 (53,347) 916,728 (35,238) (19,889) 167332 2013 165
2013 12 31 2013 2012 223,410 141,735 690 751 (283,121) (161,783) (14,700) (9,298) (73,721) (28,595) 121 204 9,005 19,912 49,919 (6,000) (3,490) (1,560) (8,746) (12,765) 7,797 38,803 (101,162) (9,681) 1 1 258,568 268,262 (405) (13) 12 31 40 157,001 258,568 167332 166
2013 1 1996 2 7 2000A3.5 2009 11 2612 23H3,439,275,500 222.62 2010 6 182009 10 24,452,455,49826,714,732,987 2012 4 2H1,650,852,240 283.66 B0009H111000001 100000000018983 2013 12 313631 2014 3 28 2013 167
2013 2 (1) (i) (ii) 4 (i) 1 10 11 12 13 19 2009 2011 7 168
2013 2 (1) (i) 1 1 10 10 27 12 10 2013 1 1 10 2013 1 1 11 1131 11 11 2013 169
2013 2 (1) (i) 12 12 12 26 13 13 13 45 13 19 19 2009 2011 5 1 170
2013 2 (1) (i) 7 3232 7 (ii) 2013 12 31 2013 12 31 32 2014 1 1 9 (2010) 2015 1 1 2013 171
2013 2 (2) 2(17) 172
2013 2 (3) (4) (i) 2013 173
2013 2 (4) (i) (ii) 174
2013 2 (5) (i) a (i) (ii) (iii) (i) (ii) (iii) 2013 175
2013 2 (5) (i) b (1) (2) (3) c (1) (2) (3) 176
2013 2 (5) (i) d (i) (ii) (iii) (ii) 2013 177
2013 2 (5) (iii) (i) (ii) (iii) (6) 178
2013 2 (6) 50% (i) 2013 179
2013 2 (6) (i) (i)(ii) (iii) 180
2013 2 (6) (i) (ii) (i)(ii) (iii) 2013 181
2013 2 (7) (i) a b (ii) (i) (ii) 182
2013 2 (8) (i) (ii) (iii) 2013 183
2013 2 (9) (10) (11) (12) 184
2013 2 (13) (14) 40 5% 2.38% 2013 185
2013 2 (15) 15 40 5% 2.38% 6.33% 5 10 0% 10% 20% 5 10 5% 9.5% 19% 5 24 5% 3.96% 19% 2(17) 186
2013 2 (16) 2(17) (17) 2013 187
2013 2 (17) (i) (ii) (18) 188
2013 2 (18) (19) (i) (ii) (20) 2013 189
2013 2 (21) (i) (ii) 2(6)(i) (22) 190
2013 2 (23) (24) (25) (26) 2013 191
2013 2 (27) (i) a b c (ii) a b c d e (i) f (i)(a)(i)(a) 192
2013 2 (28) (i) (ii) (iii) 3 (1) 2013 12 31 29 2013 2013 193
2013 3 (1) (2) (i) a 194
2013 3 (2) (i) a b BBB AA-1 2013 195
2013 3 (2) (ii) 196
2013 3 (2) (ii) a b 2013 197
2013 3 (2) (ii) c (iii) 2(6) (1) (2) 198
2013 3 (2) (iv) 2013 2012 2013 2012 424,643 413,928 421,130 411,326 88,885 236,161 82,502 232,985 22,262 26,318 22,262 26,318 1,986 1,234 1,986 1,234 108,026 80,082 108,026 80,082 570,424 732,662 570,424 732,662 945,913 897,523 938,646 891,702 593,534 453,989 586,157 449,333 282,040 215,829 282,040 215,799 82,543 74,809 47,368 36,247 34,812 22,891 3,167,624 3,168,782 3,047,985 3,064,332 824,756 857,300 822,121 852,055 3,992,380 4,026,082 3,870,106 3,916,387 2013 199
2013 3 (2) (v) 2013 2012 2013 2012 1,546,301 1,364,909 1,531,799 1,354,313 14,558 9,178 14,199 9,135 13,404 10,523 13,264 10,489 1,574,263 1,384,610 1,559,262 1,373,937 (28,060) (26,559) (27,773) (26,377) (1,619) (1,396) (1,606) (1,394) (5,137) (5,143) (5,080) (5,131) (34,816) (33,098) (34,459) (32,902) 1,518,241 1,338,350 1,504,026 1,327,936 12,939 7,782 12,593 7,741 8,267 5,380 8,184 5,358 1,539,447 1,351,512 1,524,803 1,341,035 a 2013 2012 2013 2012 951,502 907,307 944,297 901,405 594,799 457,602 587,502 452,908 1,546,301 1,364,909 1,531,799 1,354,313 200
2013 3 (2) (v) a 2013 2012 2013 2012 265,784 191,438 265,572 191,191 554,932 469,430 546,484 462,862 520,588 539,385 516,693 536,242 204,997 164,656 203,050 164,018 1,546,301 1,364,909 1,531,799 1,354,313 b 90 2013 201
2013 3 (2) (v) b 2013 30 30 60 60 90 90 5,617 797 639 247 7,300 3,313 1,833 1,636 476 7,258 8,930 2,630 2,275 723 14,558 2012 30 30 60 60 90 90 2,456 499 482 30 3,467 2,298 1,435 1,336 642 5,711 4,754 1,934 1,818 672 9,178 2013 30 30 60 60 90 90 5,536 785 620 198 7,139 3,221 1,801 1,624 414 7,060 8,757 2,586 2,244 612 14,199 2012 30 30 60 60 90 90 2,453 495 478 30 3,456 2,293 1,430 1,316 640 5,679 4,746 1,925 1,794 670 9,135 202
2013 3 (2) (v) b 2013 12 31 65.152012 45.79 67.722012 56.56 c 2013 2012 2013 2012 9,932 8,260 9,846 8,236 3,472 2,263 3,418 2,253 13,404 10,523 13,264 10,489 0.85% 0.76% 0.85% 0.76% (3,344) (3,855) (3,311) (3,847) (1,793) (1,288) (1,769) (1,284) (5,137) (5,143) (5,080) (5,131) 9030 180 90 30 90 2013 203
2013 3 (2) (v) c 2013 2012 2013 2012 2,775 852 2,775 852 5,936 3,564 5,826 3,545 3,594 5,560 3,570 5,545 1,099 547 1,093 547 13,404 10,523 13,264 10,489 4,230 5,363 4,219 5,353 204
2013 3 (2) (v) d 2013 12 316.122012 12.27 90 2013 2012 135 38 0.01% 0.00% 2013 205
2013 3 (2) (vi) a 2013 2012 2013 2012 A AAA 484,453 643,332 478,320 640,240 B BBB 226,099 167,229 225,849 167,145 56,783 238,344 56,783 238,344 767,335 1,048,905 760,952 1,045,729 206
2013 3 (2) (vii) 2013 2012 80,395 73,993 3,698 2,084 688 330 84,781 76,407 (1,423) (1,334) (519) (185) (296) (79) (2,238) (1,598) 82,543 74,809 2013 207
2013 3 (2) (viii) 2013 22,262 110,065 132,857 37,818 303,002 22,262 110,065 132,857 37,818 303,002 2012 26,306 115,711 83,378 15,040 240,435 26,306 115,711 83,378 15,040 240,435 2012 26,306 115,681 83,378 15,040 240,405 26,306 115,681 83,378 15,040 240,405 208
2013 3 (2) (viii) 2013 AA AA+ 885 885 A 84 84 64 267 331 1,033 267 1,300 2012 AA AA+ 1,022 1,022 A 130 130 12 273 275 560 12 1,425 275 1,712 2013 12 31 3.442012 3.322.902012 2.99 (ix) 2013 209
2013 3 (2) (ix) a 2013 401,325 11,807 3,849 7,662 424,643 51,552 19,768 8,895 8,670 88,885 85,888 12,969 1,600 7,569 108,026 207,580 152,111 53,346 157,387 570,424 475,995 506,901 169,256 422,111 1,574,263 (9,866) (12,353) (3,829) (8,768) (34,816) 81,539 1,004 82,543 42,439 4,540 1,350 1,025 49,354 1,336,452 695,743 234,467 596,660 2,863,322 2012 366,523 23,205 6,792 17,408 413,928 87,267 105,829 26,030 17,035 236,161 71,443 1,343 2,338 4,958 80,082 108,266 250,521 79,329 294,546 732,662 399,760 476,551 147,305 360,994 1,384,610 (9,575) (12,411) (3,539) (7,573) (33,098) 74,809 74,809 22,408 9,089 3,919 2,065 37,481 1,120,901 854,127 262,174 689,433 2,926,635 210
2013 3 (2) (ix) a 2013 401,130 9,929 3,592 6,479 421,130 47,914 18,745 8,087 7,756 82,502 85,888 12,969 1,600 7,569 108,026 207,580 152,111 53,346 157,387 570,424 475,787 498,382 168,445 416,648 1,559,262 (9,861) (12,121) (3,811) (8,666) (34,459) 30,100 4,475 1,266 957 36,798 1,238,538 684,490 232,525 588,130 2,743,683 2012 366,336 21,574 6,680 16,736 411,326 85,666 105,240 25,909 16,170 232,985 71,443 1,343 2,338 4,958 80,082 108,266 250,521 79,329 294,546 732,662 399,623 469,945 146,844 357,525 1,373,937 (9,573) (12,275) (3,531) (7,523) (32,902) 9,149 9,041 3,894 2,041 24,125 1,030,910 845,389 261,463 684,453 2,822,215 2013 211
2013 3 (2) (ix) a 2013 22,262 22,262 110,195 53 64 786 111,098 132,857 130 137 133,124 37,818 37,818 303,132 183 201 786 304,302 2012 26,306 12 26,318 116,425 33 70 608 117,136 83,378 141 134 83,653 15,040 15,040 241,149 33 211 754 242,147 212
2013 3 (2) (ix) a 2012 26,306 12 26,318 116,395 33 70 608 117,106 83,378 141 134 83,653 15,040 15,040 241,119 33 211 754 242,117 2013 213
2013 3 (2) (ix) b 2013 424,643 424,643 88,885 88,885 108,026 108,026 570,424 570,424 27,245 216,638 162,108 539,922 945,913 23,165 73,849 146,216 261,938 505,168 593,534 593,534 216,308 216,308 162,194 51,998 11,633 1,245 54,970 282,040 257 26,511 5,071 50,704 82,543 10,007 7,491 3,802 5,891 42,512 1,913 71,616 596,844 854,326 258,584 174,315 688,108 595,447 3,167,624 214
2013 3 (2) (ix) b 2012 413,928 413,928 236,161 236,161 80,082 80,082 732,662 732,662 18,203 202,587 144,538 532,195 897,523 13,684 78,778 130,447 271,411 494,320 453,989 453,989 203,744 203,744 135,947 22,865 10,933 1,361 44,723 215,829 73,043 1,766 74,809 7,133 3,602 1,318 3,447 46,912 1,387 63,799 557,008 1,093,575 287,881 151,112 623,830 455,376 3,168,782 2013 215
2013 3 (2) (ix) b 2013 421,130 421,130 82,502 82,502 108,026 108,026 570,424 570,424 27,245 213,429 162,108 535,864 938,646 23,165 72,502 146,216 260,459 502,342 586,157 586,157 213,330 213,330 162,194 51,998 11,633 1,245 54,970 282,040 10,007 7,305 3,790 5,885 30,190 1,883 59,060 593,331 847,500 228,852 169,238 621,024 588,040 3,047,985 216
2013 3 (2) (ix) b 2012 411,326 411,326 232,985 232,985 80,082 80,082 732,662 732,662 18,203 199,963 144,533 529,003 891,702 13,684 77,899 130,442 270,757 492,782 449,333 449,333 201,539 201,539 135,947 22,835 10,933 1,361 44,723 215,799 7,133 3,496 1,310 3,444 33,689 1,371 50,443 554,406 1,090,263 212,206 149,338 607,415 450,704 3,064,332 (3) 2013 217
2013 3 (3) (i) (VaR) 218
2013 3 (3) (ii) 2013 219
2013 3 (3) (ii) 2013 402,368 30,820 400 214 433,802 79,754 6,941 622 1,568 88,885 98,647 7,177 393 1,809 108,026 570,424 570,424 1,473,687 60,583 3,955 1,222 1,539,447 281,174 514 786 282,474 79,784 2,759 82,543 116,156 1,240 168 3,045 120,609 3,101,994 110,034 6,324 7,858 3,226,210 405 405 2,075,649 57,856 10,762 2,422 2,146,689 561,738 6,358 165 5,416 573,677 64,567 64,567 69,913 11,517 81,430 91,968 91,968 62,362 519 219 87 63,187 2,926,602 76,250 11,146 7,925 3,021,923 175,392 33,784 (4,822) (67) 204,287 141 (41) 3 103 779,203 43,541 94 1,918 824,756 220
2013 3 (3) (ii) 2012 417,994 2,059 142 223 420,418 227,885 6,909 135 1,232 236,161 74,493 3,380 1,533 676 80,082 732,662 732,662 1,311,155 36,674 2,307 1,376 1,351,512 214,268 1,092 608 215,968 74,527 282 74,809 83,219 4,322 9,003 3,845 100,389 3,136,203 54,718 13,728 7,352 3,212,001 331 331 1,879,884 38,617 4,303 3,390 1,926,194 765,534 10,391 8 1,329 777,262 132,804 531 133,335 65,850 5,954 71,804 74,969 74,969 53,563 2,786 540 2,673 59,562 2,972,935 58,279 4,851 7,392 3,043,457 163,268 (3,561) 8,877 (40) 168,544 (7,153) 2,453 2,221 2,273 (206) 810,160 44,152 393 2,595 857,300 2013 221
2013 3 (3) (ii) 2013 398,698 30,820 400 214 430,132 73,378 6,934 622 1,568 82,502 98,647 7,177 393 1,809 108,026 570,424 570,424 1,459,043 60,583 3,955 1,222 1,524,803 281,154 514 786 282,454 96,327 1,240 168 3,045 100,780 2,977,671 107,268 6,324 7,858 3,099,121 2,053,938 57,856 10,762 2,422 2,124,978 568,050 6,358 165 5,416 579,989 55,345 55,345 91,968 91,968 51,139 519 219 87 51,964 2,820,440 64,733 11,146 7,925 2,904,244 157,231 42,535 (4,822) (67) 194,877 141 (41) 3 103 776,568 43,541 94 1,918 822,121 222
2013 3 (3) (ii) 2012 415,224 2,059 142 223 417,648 224,979 6,639 135 1,232 232,985 74,493 3,380 1,533 676 80,082 732,662 732,662 1,300,678 36,674 2,307 1,376 1,341,035 214,238 1,092 608 215,938 67,766 4,321 9,003 3,845 84,935 3,030,040 54,165 13,728 7,352 3,105,285 1,864,312 38,617 4,303 3,390 1,910,622 769,767 10,391 8 1,329 781,495 126,975 531 127,506 74,969 74,969 43,442 2,786 540 2,673 49,441 2,879,465 52,325 4,851 7,392 2,944,033 150,575 1,840 8,877 (40) 161,252 (7,153) 2,453 2,221 2,273 (206) 804,915 44,152 393 2,595 852,055 2013 12 31 1000.35 20120.06100 0.3520120.06 2013 223
2013 3 (3) (ii) a 100 b 100 c d e f 224
2013 3 (3) (iii) 2013 225
2013 3 (3) (iii) 2013 424,643 9,159 433,802 72,715 8,701 3,858 3,611 88,885 79,749 20,177 8,100 108,026 249,360 215,907 105,157 570,424 (i) 1,430,769 89,501 18,190 987 1,539,447 25,509 52,585 155,929 48,017 434 282,474 82,543 82,543 29,524 4,625 13,804 2,369 70,287 120,609 2,394,812 391,496 305,038 54,984 79,880 3,226,210 35 350 20 405 1,424,986 480,768 240,894 41 2,146,689 434,473 135,104 4,100 573,677 58,006 2,988 3,191 382 64,567 17,990 50,737 9,706 2,997 81,430 18,651 1,000 49,937 22,380 91,968 27,749 35,438 63,187 1,981,890 670,947 307,848 25,800 35,438 3,021,923 412,922 (279,451) (2,810) 29,184 44,442 204,287 226
2013 3 (3) (iii) 2012 413,928 6,490 420,418 222,738 10,973 2,450 236,161 35,667 42,583 1,832 80,082 551,456 172,016 9,190 732,662 (i) 1,047,644 293,399 9,371 1,098 1,351,512 25,369 77,190 90,325 22,945 139 215,968 74,809 74,809 27,657 9,888 7,767 1,995 53,082 100,389 2,399,268 606,049 120,935 26,038 59,711 3,212,001 331 331 1,264,054 469,631 185,669 6,840 1,926,194 504,709 263,433 9,120 777,262 107,880 22,365 1,961 1,129 133,335 15,795 46,585 7,097 2,327 71,804 1,675 1,000 64,987 7,307 74,969 22,649 3 36,910 59,562 1,916,762 803,348 268,834 17,603 36,910 3,043,457 482,506 (197,299) (147,899) 8,435 22,801 168,544 (i) 2013 12 31207.332012 115.04 2013 227
2013 3 (3) (iii) 2013 421,130 9,002 430,132 70,232 8,662 3,608 82,502 79,749 20,177 8,100 108,026 249,360 215,907 105,157 570,424 (i) 1,418,953 86,677 18,186 987 1,524,803 25,509 52,586 155,928 48,017 414 282,454 13,557 4,624 13,805 2,369 66,425 100,780 2,278,490 388,633 304,784 51,373 75,841 3,099,121 1,412,001 473,436 239,500 41 2,124,978 440,816 135,073 4,100 579,989 55,345 55,345 18,651 1,000 49,937 22,380 91,968 26,963 25,001 51,964 1,953,776 609,509 293,537 22,421 25,001 2,904,244 324,714 (220,876) 11,247 28,952 50,840 194,877 228
2013 3 (3) (iii) 2012 411,326 6,322 417,648 219,615 10,920 2,450 232,985 35,667 42,583 1,832 80,082 551,456 172,016 9,190 732,662 (i) 1,038,744 291,848 9,346 1,097 1,341,035 25,339 77,190 90,325 22,945 139 215,938 16,165 9,888 7,767 1,995 49,120 84,935 2,298,312 604,445 120,910 26,037 55,581 3,105,285 1,253,654 465,059 185,177 6,732 1,910,622 509,006 263,369 9,120 781,495 107,798 19,708 127,506 1,675 1,000 64,987 7,307 74,969 22,142 27,299 49,441 1,894,275 749,136 259,284 14,039 27,299 2,944,033 404,037 (144,691) (138,374) 11,998 28,282 161,252 (i) 2013 12 31203.092012 114.51 2013 229
2013 3 (3) (iii) 2014 1 1 100 2013 2012 2013 2012 100 1,924 3,482 1,510 2,993 100 (1,924) (3,482) (1,510) (2,993) a b c d e f g h 230
2013 3 (4) 75% 2013 12 3118%5% 2013 231
2013 3 (4) (i) 232
2013 3 (4) (ii) (i) 2013 388,289 45,513 433,802 14,663 49,736 11,494 8,918 3,858 216 88,885 31,987 47,762 20,177 8,100 108,026 47,111 202,249 215,907 105,157 570,424 (ii) 12,166 9,040 182,914 164,614 767,519 302,652 100,542 1,539,447 488 3,203 12,735 24,462 64,682 5,962 111,532 525 7,836 12,011 74,001 38,751 133,124 485 681 16,113 17,289 3,250 37,818 4,155 2,739 3,699 19,796 47,829 4,325 82,543 37,604 3,122 28,093 10,767 20,847 16,620 3,556 120,609 442,702 72,338 346,793 461,837 1,105,750 640,188 156,602 3,226,210 35 350 20 405 1,012,149 143,971 269,504 478,498 240,347 2,220 2,146,689 40,908 278,240 115,325 135,104 4,100 573,677 43,559 7,670 9,765 3,191 382 64,567 5,440 12,550 50,737 9,706 2,997 81,430 49,937 42,031 91,968 2,282 22,214 8,611 5,243 12,830 10,354 1,653 63,187 2,282 1,075,271 479,821 410,327 687,284 317,655 49,283 3,021,923 440,420 (1,002,933) (133,028) 51,510 418,466 322,533 107,319 204,287 79,154 72,068 152,621 77,752 381,595 2013 233
2013 3 (4) (ii) (i) 2012 339,594 80,824 420,418 17 28,405 148,612 45,654 11,023 2,450 236,161 11,583 24,084 42,583 1,832 80,082 223,314 328,142 172,016 9,190 732,662 (ii) 8,983 4,179 118,185 133,960 692,539 265,809 127,857 1,351,512 172 1,730 5,915 36,155 59,338 13,965 117,275 821 4,778 22,533 39,501 16,020 83,653 100 630 4,499 4,746 5,065 15,040 2,610 4,183 18,943 45,012 4,061 74,809 30,594 3,867 9,440 8,497 27,283 16,067 4,641 100,389 379,360 117,275 516,395 555,843 1,027,574 443,945 171,609 3,212,001 331 331 728,316 272,080 263,765 469,631 185,669 6,733 1,926,194 44,330 363,423 96,956 263,433 9,120 777,262 54,337 53,543 22,365 1,961 1,129 133,335 5,039 10,756 46,585 7,097 2,327 71,804 65,987 8,982 74,969 3,170 14,380 7,183 8,827 14,437 10,215 1,350 59,562 3,170 787,026 702,062 433,847 816,782 280,049 20,521 3,043,457 376,190 (669,751) (185,667) 121,996 210,792 163,896 151,088 168,544 63,514 90,121 83,216 96,564 16,350 349,765 234
2013 3 (4) (ii) (i) 2013 385,404 44,728 430,132 14,647 44,974 10,611 8,662 3,608 82,502 31,987 47,762 20,177 8,100 108,026 47,111 202,249 215,907 105,157 570,424 (ii) 11,898 8,879 182,045 162,673 756,538 302,250 100,520 1,524,803 468 3,203 12,735 24,462 64,682 5,962 111,512 525 7,836 12,011 74,001 38,751 133,124 485 681 16,113 17,289 3,250 37,818 34,000 3,348 12,394 10,534 20,434 16,686 3,384 100,780 431,770 71,602 322,724 455,081 1,074,304 591,773 151,867 3,099,121 1,007,424 138,813 265,764 473,436 239,500 41 2,124,978 40,909 284,591 115,316 135,073 4,100 579,989 43,033 5,535 6,777 55,345 49,937 42,031 91,968 2,194 21,954 8,373 4,582 10,845 3,936 80 51,964 2,194 1,070,287 474,810 391,197 626,131 297,473 42,152 2,904,244 429,576 (998,685) (152,086) 63,884 448,173 294,300 109,715 194,877 79,154 72,068 152,621 77,752 381,595 2013 235
2013 3 (4) (ii) (i) 2012 337,293 80,355 417,648 25,980 148,095 45,540 10,920 2,450 232,985 11,583 24,084 42,583 1,832 80,082 223,314 328,142 172,016 9,190 732,662 (ii) 8,927 4,172 117,813 132,583 684,141 265,558 127,841 1,341,035 172 1,700 5,915 36,155 59,338 13,965 117,245 821 4,778 22,533 39,501 16,020 83,653 100 630 4,499 4,746 5,065 15,040 26,951 3,820 3,429 7,352 23,192 15,549 4,642 84,935 373,343 114,327 506,855 549,024 996,039 398,164 167,533 3,105,285 721,831 269,902 261,921 465,059 185,177 6,732 1,910,622 46,662 365,434 96,910 263,369 9,120 781,495 54,308 53,490 19,708 127,506 65,987 8,982 74,969 3,165 13,906 7,067 8,229 11,847 4,892 335 49,441 3,165 782,399 696,711 420,550 759,983 265,176 16,049 2,944,033 370,178 (668,072) (189,856) 128,474 236,056 132,988 151,484 161,252 63,514 90,121 83,216 96,564 16,350 349,765 (i) (ii) 236