2015
2016330 1895 1 3 2015 101.60 2015
2 3 4 11 12 14 16 20 86 98 122 160 170 175 180 390 391 392
2 A A 10 571 20151120151231
2015 3
4
2015 5 2015 2015 2015461.11 3.51%1.10%17.04% 1.300.018.26 1.23 50,000 40,000 44,546 3.51% 46,111 10 8 7.03 1.23 8.26 30,000 6 20,000 4 10,000 2 0 2014 2015 0 2014 2015
6 2015 201569.20 13,5579,5806,783.18 70.66%57.07% 2015 582.9629.47% 971.099.05%277.465.22%2015 2,730.0818.50% 5,000 4,000 3.000 2.000 2,911.9 54.48% 4,498.2 300,000 250,000 200,000 150,000 100,000 230,396 18.50% 273,008 1,000 50,000 0 2014 2015 0 2014 2015 2015 594.83166.1238.75% 38.69%6.94512.0533.91% 33.30%4.98
2015 7 0 15,000 30,000 45,000 60,000 2015 2014 38.75% 20% 25% 30% 35% 40% 59,483 42,871 38.69% 31.75% 0 15,000 30,000 45,000 60,000 2015 2014 33.91% 51,205 38,239 33.30% 28.32% 20% 30% 35% 25% 40% 2015
8 2015 449.8254.48% 1521.94% 20151,576833 20151,190 433398156 +
2015 9 + 20151,902.57 600.4520153.4287.91%6.00 86.34%31.54 286.728,475.32 6 5 4 3 2 3.22 86.34% 6.00 20,000 16,000 12,000 8,000 13,021.2 46.11% 19,025.7 1 4,000 0 2014 2015 0 2014 2015
10 2016 20 +++ 2016330
2015 11
12 1. 2. 6. 2015 7. (CFCA) 3. 8. 2016502016 4. 9. 2015 5. 2015 10. 2015 2015
2015 13 11 2015 16. 20152015 12. 17. IMA 13. 212015 2015 18. 14. 2015 19. VISA2015 15. 2015 20. 2015 21. 2015
14 CHINA MINSHENG BANKING CORP., LTD.CMBC 2 100031 86-10-68946790 86-10-58560720 cmbc@cmbc.com.cn 2 100031 www.cmbc.com.cn cmbc@cmbc.com.cn 1236 A www.sse.com.cn Hwww.hkexnews.hk
2015 15 18 108 A H 16636 183171712 1716 A 600016 H 01988 199627 4 20071120 2 100000000018983 110101100018988 110101100018988000
16 2015 2014 2013 2012 2011 % 94,268 92,136 2.31 83,033 77,153 64,821 59,483 42,871 38.75 33,069 25,708 17,375 153,751 135,007 13.88 116,102 102,861 82,196 58,176 54,082 7.57 45,962 42,889 35,449 33,029 19,928 65.74 12,947 8,331 7,973 60,774 59,793 1.64 57,151 50,652 37,175 46,111 44,546 3.51 42,278 37,563 27,920 225,121 229,163-1.76-35,238-19,889 100,926 1.30 1.31-0.76 1.24 1.12 0.87 1.27 1.24 2.42 1.19 1.12 0.87 6.17 6.71-8.05-1.04-0.58 3.15 % 1.10 1.26-0.16 1.34 1.41 1.40 17.04 20.35-3.31 23.44 25.67 23.89 31.35 33.39-2.04 32.69 34.09 35.71 33.30 28.32 4.98 25.80 19.95 18.37 2.10 2.41-0.31 2.30 2.75 2.96 2.26 2.59-0.33 2.49 2.94 3.14 50,000 35% 46,111 33.30 44,546 42,278 30% 28.32 40,000 37,563 25.80 25% 30,000 27,920 20% 18.37 19.95 20,000 15% 10% 10,000 5% 0 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 0%
2015 17 2015 1231 2014 1231 2013 1231 2012 1231 2011 1231 % 4,520,688 4,015,136 12.59 3,226,210 3,212,001 2,229,064 2,048,048 1,812,666 12.99 1,574,263 1,384,610 1,205,221 4,210,905 3,767,380 11.77 3,021,923 3,043,457 2,094,954 2,732,262 2,433,810 12.26 2,146,689 1,926,194 1,644,738 36,485 34,153 6.83 28,366 28,366 26,715 301,218 240,142 25.43 197,712 163,077 129,597 8.26 7.03 17.50 5.81 4.79 4.04 % 1.60 1.17 0.43 0.85 0.76 0.63 153.63 182.20-28.57 259.74 314.53 357.29 2.46 2.12 0.34 2.21 2.39 2.23 % 9.17 8.58 0.59 8.72 9.19 8.59 0.60 8.72 11.49 10.69 0.80 10.69 10.75 10.86 6.85 6.17 0.68 6.33 5.25 6.02 1= 2= 3= 4= 5= 6= 7= 8= % 2015 1231 2014 1231 2013 1231 25 44.72 36.00 29.31 75 71.00 69.88 73.39
New Revolution New Elevation
20 2015 2016 2025
2015 21
22 2015 461.1115.65 3.51%1,537.51187.4413.88% 2.26%2.10%0.330.311.300.01 0.76%8.26 1.2317.50% 1.10%17.04%0.163.31
2015 23 45,206.885,055.5212.59% 20,480.482,353.8212.99% 9,135.623,153.9852.73%42,109.05 4,435.2511.77%27,322.62 2,984.5212.26% 46.62%0.13 4,930.623,712.24 51.76%24.41%9.96 20.86%5.56 20.55%3.35
24 69.2014.50 13,5579,58070.66%2,561.39 582.96449.82158.63 1,902.57600.451,450.81289.78 286.72139.91343.53 125.42 594.83166.12 38.75%38.69%6.94 31.35%2.04 1.60% 0.43153.63%2.46%
2015 25 461.11 15.653.51% 2015 2014 % 153,751 135,007 13.88 94,268 92,136 2.31 59,483 42,871 38.75 58,176 54,082 7.57 34,801 21,132 64.68 60,774 59,793 1.64 13,752 14,226-3.33 47,022 45,567 3.19 46,111 44,546 3.51 911 1,021-10.77
26 2015 2014 % % % 94,268 61.31 92,136 68.25 2.31 117,594 76.50 116,924 86.60 0.57 34,463 22.41 21,449 15.89 60.67 22,335 14.53 34,355 25.45-34.99 12,015 7.81 7,164 5.31 67.71 6,818 4.43 6,655 4.93 2.45 6,157 4.00 6,962 5.16-11.56 4,000 2.60 5,543 4.10-27.84-109,114-70.97-106,916-79.19 2.06 59,483 38.69 42,871 31.75 38.75 51,205 33.31 38,239 28.32 33.91 8,278 5.38 4,632 3.43 78.71 153,751 100.00 135,007 100.00 13.88 942.6821.322.31% 144.63123.31
2015 27 2.26%0.33 2015 2014 % % 1,942,707 117,594 6.05 1,703,039 116,924 6.87 1,243,934 71,040 5.71 1,085,564 72,517 6.68 698,773 46,554 6.66 617,475 44,407 7.19 734,799 34,463 4.69 420,053 21,449 5.11 542,067 22,335 4.12 651,848 34,355 5.27 280,864 12,015 4.28 139,504 7,164 5.14 445,250 6,818 1.53 435,648 6,655 1.53 93,041 6,157 6.62 86,235 6,962 8.07 138,659 4,000 2.88 126,212 5,543 4.39 4,177,387 203,382 4.87 3,562,539 199,052 5.59
28 2015 2014 % % 2,569,985 58,370 2.27 2,274,787 54,320 2.39 2,023,906 46,405 2.29 1,739,194 41,888 2.41 678,316 5,278 0.78 631,846 4,912 0.78 1,345,590 41,127 3.06 1,107,348 36,976 3.34 546,079 11,965 2.19 535,593 12,432 2.32 135,762 509 0.37 131,500 511 0.39 410,317 11,456 2.79 404,093 11,921 2.95 946,255 32,951 3.48 773,892 37,666 4.87 179,323 8,417 4.69 112,958 5,761 5.10 147,858 6,334 4.28 101,899 5,225 5.13 44,343 1,606 3.62 59,645 2,567 4.30 45,253 1,436 3.17 38,078 1,377 3.62 3,933,017 109,114 2.77 3,361,259 106,916 3.18 94,268 92,136 2.10 2.41 2.26 2.59
2015 29 2015 2015 16,455-15,785 670 16,072-3,058 13,014-5,786-6,234-12,020 7,259-2,408 4,851 147 16 163 549-1,354-805 547-2,090-1,543 35,243-30,913 4,330 7,049-2,999 4,050 8,389-13,104-4,715 3,385-729 2,656 2,357-1,248 1,109-659 -302-961 259-200 59 20,780-18,582 2,198 14,463-12,331 2,132
30 1 2,033.8243.302.18% 57.82% 16.94% (1) 1,175.946.70 0.57%39.59% 1.61 (2) 344.63130.14 60.67% (3) 383.50 87.1218.51% (4) 68.181.63 2.45%
2015 31 (5) 61.578.0511.56% 2 1,091.1421.982.06% 53.49% 32.99% (1) 583.7040.507.46% (2) 359.93 56.1713.50% (3) 84.1726.5646.10%
32 (4) 63.3411.09 21.22% 594.83166.1238.75% 2015 2014 % 51,205 38,239 33.91 8,278 4,632 78.71 59,483 42,871 38.75 1 512.05 129.66 33.91% 2015 2014 % 15,926 9,666 64.76 15,266 12,242 24.70 11,800 8,911 32.42 5,502 4,398 25.10 2,839 3,608-21.31 2,529 2,349 7.66 861 992-13.21 384 127 202.36 55,107 42,293 30.30 3,902 4,054-3.75 51,205 38,239 33.91
2015 33 2 82.7836.4678.71% 2015 2014 % 4,584 2,014 127.61 1,264 1,666-24.13 2,430 952 155.25 8,278 4,632 78.71 581.7640.947.57% 31.35%2.04 2015 2014 % 24,074 22,427 7.34 9,968 9,005 10.69 4,787 3,979 20.31 3,781 2,994 26.29 2,656 3,739-28.96 12,910 11,938 8.14 58,176 54,082 7.57
34 348.01136.6964.68% 2015 2014 % 33,029 19,928 65.74 779 943-17.39 551 288 91.32 442-27 34,801 21,132 64.68 137.524.74 22.63% 45,206.88 5,055.52 12.59%
2015 35 20151231 20141231 20131231 % % % 2,048,048 45.30 1,812,666 45.15 1,574,263 48.80 50,423 1.11 38,507 0.96 34,816 1.08 1,997,625 44.19 1,774,159 44.19 1,539,447 47.72 913,562 20.21 598,164 14.90 304,736 9.45 901,302 19.94 927,756 23.11 767,335 23.78 432,831 9.57 471,632 11.75 433,802 13.45 92,579 2.05 88,824 2.21 82,543 2.56 41,151 0.91 36,936 0.92 24,102 0.75 5,175 0.11 3,231 0.08 1,986 0.06 136,463 3.02 114,434 2.84 72,259 2.23 4,520,688 100.00 4,015,136 100.00 3,226,210 100.00 1 20,480.482,353.82 12.99%45.30%0.15
36 20151231 20141231 20131231 % % % 1,320,020 64.45 1,157,985 63.88 968,734 61.54 79,084 3.86 26,930 1.49 33,364 2.12 728,028 35.55 654,681 36.12 605,529 38.46 2,048,048 100.00 1,812,666 100.00 1,574,263 100.00 20151231 20141231 20131231 % % % 378,177 51.95 410,139 62.65 408,891 67.53 170,910 23.48 147,678 22.56 113,298 18.71 114,328 15.70 69,606 10.63 62,096 10.25 64,613 8.87 27,258 4.16 21,244 3.51 728,028 100.00 654,681 100.00 605,529 100.00 2 9,135.623,153.98 52.73%
2015 37 (1) 20151231 20141231 % % 451,239 49.39 234,393 39.19 278,364 30.47 176,834 29.56 157,000 17.19 159,724 26.70 26,959 2.95 27,213 4.55 913,562 100.00 598,164 100.00 (2) % 2014 5,370 5.70 2017-01-14 2013 4,800 3.68 2016-04-11 2012 4,200 4.20 2017-02-28 2013 3,100 3.98 2016-07-18 2013 3,000 4.37 2018-07-29 2013 2,480 3.15 2020-04-08 2015 2,300 4.18 2018-04-03 2010 1,930 2.00 2020-02-25 2015 1,900 4.21 2025-04-13 2013 1,630 3.15 2018-04-08 30,710
38 3 9,013.02 264.542.85%19.94%3.17 4 355,851 3,235 2,657 287,842 456 447 36,906 1,154 125 22,275 21,694 112 64 9,159 98 33 8,300 265 120 5,175 3,326 42,109.054,435.2511.77%
2015 39 20151231 20141231 20131231 % % % 2,732,262 64.89 2,433,810 64.60 2,146,689 71.04 1,039,904 24.70 975,010 25.88 638,244 21.12 181,233 4.30 129,279 3.43 91,968 3.04 171,015 4.06 149,592 3.97 81,835 2.71 86,491 2.05 79,689 2.12 63,187 2.09 4,210,905 100.00 3,767,380 100.00 3,021,923 100.00 1 27,322.622,984.52 12.26%64.89%78.62%20.94% 0.44%35.24%64.32% 0.44% 20151231 20141231 20131231 % % % 2,148,159 78.62 1,884,081 77.41 1,629,503 75.91 803,352 29.40 707,374 29.06 677,725 31.57 1,344,807 49.22 1,176,707 48.35 951,778 44.34 572,053 20.94 539,173 22.15 510,944 23.80 159,682 5.84 137,342 5.64 132,703 6.18 412,371 15.10 401,831 16.51 378,241 17.62 6,185 0.23 5,698 0.24 1,984 0.09 5,865 0.21 4,858 0.20 4,258 0.20 2,732,262 100.00 2,433,810 100.00 2,146,689 100.00
40 2 10,399.04 648.946.66% 3 1,812.33519.5440.19% 3,097.83620.2725.04% 3,012.18610.7625.43% 20151231 20141231 % 36,485 34,153 6.83 64,744 49,949 29.62 25,361 17,077 48.51 56,351 49,344 14.20 1,291-392 116,826 90,019 29.78 160-8 301,218 240,142 25.43 8,565 7,614 12.49 309,783 247,756 25.04
2015 41 20151231 20141231 % 694,294 594,300 16.83 267,341 205,168 30.30 107,950 170,666-36.75 50,385 47,830 5.34 2,762 3,846-28.19 300 20,262 20,375-0.55 16,916 16,533 2.32 5,142 3,007 71.00 201512 912.98% 13.62%913.02% 13.67%9 [2015]14 2015
42 20151231 20141231 % % 257,157 12.56 230,875 12.74 243,983 11.91 236,931 13.07 181,659 8.87 149,983 8.27 164,557 8.03 126,971 7.00 115,682 5.65 96,949 5.35 72,867 3.56 65,088 3.59 58,564 2.86 28,988 1.60 54,000 2.64 49,785 2.75 52,502 2.56 54,107 2.98 30,588 1.49 25,144 1.39 26,235 1.28 31,366 1.73 12,393 0.61 14,897 0.82 9,411 0.46 12,540 0.69 40,422 1.97 34,361 1.90 1,320,020 64.45 1,157,985 63.88 728,028 35.55 654,681 36.12 2,048,048 100.00 1,812,666 100.00
2015 43 20151231 20141231 % % 624,249 30.48 541,053 29.85 610,632 29.82 556,898 30.72 247,295 12.07 195,054 10.76 565,872 27.63 519,661 28.67 2,048,048 100.00 1,812,666 100.00 20151231 20141231 % % 378,198 18.47 332,482 18.34 601,837 29.38 604,994 33.38 789,273 38.54 664,031 36.63 278,740 13.61 211,159 11.65 2,048,048 100.00 1,812,666 100.00
44 504.102.46% % A 6,712 0.33 B 6,445 0.32 C 6,439 0.31 D 5,505 0.27 E 4,924 0.24 F 4,831 0.24 G 4,554 0.22 H 3,765 0.18 I 3,735 0.18 J 3,500 0.17 % 2015 1231 2014 1231 2013 1231 10 1.75 2.11 2.59 50 13.11 13.60 14.44 1 2 = = 1.60%0.43
2015 45 20151231 20141231 % % % 2,015,227 98.40 1,791,532 98.83 12.49 1,939,680 94.71 1,755,630 96.85 10.48 75,547 3.69 35,902 1.98 110.43 32,821 1.60 21,134 1.17 55.30 20,595 1.00 16,591 0.92 24.13 8,536 0.42 3,267 0.18 161.28 3,690 0.18 1,276 0.07 189.18 2,048,048 100.00 1,812,666 100.00 12.99 % 20151231 20141231 20131231 4.59 3.05 2.40 27.19 16.67 23.71 23.69 12.30 19.60 52.01 14.57 11.79 55.6824.12 0.27%0.10807.15 310.293.94%1.20 20151231 20141231 % % 5,568 0.27 3,156 0.17 80,715 3.94 49,686 2.74 1 2 1
46 20151231 20141231 38,507 34,816 35,528 22,559-2,499-2,631-9,065-10,056-12,255-7,119 1,165 1,616-1,032-674 74-4 50,423 38,507
2015 47 328.21116.8755.30% 1 20151231 20141231 % % 9,657 29.42 6,062 28.68 7,176 21.86 6,498 30.75 697 2.12 250 1.18 609 1.86 236 1.12 483 1.47 128 0.61 346 1.05 486 2.30 192 0.58 103 0.49 133 0.41 110 0.34 70 0.21 75 0.35 45 0.14 36 0.17 40 0.12 152 0.47 102 0.48 19,710 60.05 13,976 66.13 13,111 39.95 7,158 33.87 32,821 100.00 21,134 100.00
48 2 20151231 20141231 % % 14,505 44.19 9,465 44.78 7,544 22.99 5,925 28.04 3,585 10.92 2,035 9.63 7,187 21.90 3,709 17.55 32,821 100.00 21,134 100.00
2015 49 20151231 306,873 290,270 307,360 290,270 384,391 365,109 308,039 296,577-1,166-6,307 487 77,031 74,839 3,346,232 3,175,727 3,070,856 2,912,241 23,997 21,375 251,379 242,111 % 9.17 9.14 % 9.19 9.14 % 11.49 11.50 2010912 20131110% 176
50 2015987738 0.09 20151231 2015930 2015630 2015331 % 5.60 5.51 5.40 5.28 307,360 298,622 286,216 259,688 5,488,943 5,415,173 5,302,584 4,919,301 (www.cmbc.com.cn) 3,097,436 81,869 41,035 1,202,523 29,563 5,809 654,656 15,377 5,579 967,318 26,942 8,351-1,417,108 4,504,825 153,751 60,774
2015 51 1,841,262 76,102 33,592 730,090 45,629 9,222 1,778,918 25,773 14,195 154,555 6,247 3,765 4,504,825 153,751 60,774 1 2 BLOOMBERG
52 960 18,187 27,213 2,189 26,959 3,231 1,944 5,175 159,577 2,471-379 156,853 190,021 5,093 2,471-379 207,174 21-2 337 2,558 768 3,326 2,579 766 3,663
2015 53 2015
54 1 69.2014.5026.51% 13,557 9,580 6,783.18 70.66%57.07% 2 21,307.672,666.1414.30%
2015 55 e 13,144.021,607.73 13.94%12,372.371,097.51 9.73%1.50% 3 2015
56 ST 229 323 2,44667% 9.87 (RMBS) 228.9819.01% 4 IT
2015 57 1151,532 2,13823.21 177.823.17 + 48,2652,932 88558.109.87 9.235.69
58 1 2,561.39582.9629.47% 11,701.32971.099.05%5,593.74 277.465.22% 930.09183.87% 302.5070.35 820.9988.28%
2015 59 (RMBS)34 2+N 2 50%9 10450430
60 2.0 3,712.244,930.62 449.82158.6354.48% 1521.94%33.43 4.46
2015 61 3 + e 7.5 2015 2015 2,359.46304.69 11,184.9127.63%1,709.10 15.73%138.6724.80%
62 4 21 2014 2015 2,730.08426.12 18.50%35.6714.12 65.52%
2015 63 5 + APP (1) 3.0 E
64 1,902.57600.45 3.4287.91%6.0086.34% 17.9531.54 (2) 1,450.81289.788.42 97.16%12.9918.63%98.43% 2.77 46.56%98.77% (3) APP10100123
2015 65 ATM 2015 286.728,475.32 (4) HCE PC 189.3161.25 4,771.773,402.84191.78% 8,886.39192.32%305.95
66 (5) 343.53 1 8,829.62261.66 5.56
2015 67 1,840.6327.84% 2,618.386.78% 51.58147.03% 2 8 1502692,960
68 3 + 46,690.32 33.212015 361.72 15.61 4 10,585.40 121.83% 5 1,6209,7793,866.57
2015 69 116.396 4.1 + 7.3411.89%385.2176.46 1.47 5036 BBBT+145 591.63580.26 13.648.66
70 1 1,061 74 2 1,576833112.11%
2015 71 1,190433371 147169142398 156 3 3,079 4 4,3951,072.8097.63% 19198.75%95568754 37.7
72 1 (1) % 1 400061 5 497,659 4.63 744,191 246,532 2 000520 366,250 3.22 396,578 61,609 3 03698.HK 264,841 0.77 242,250 13,515 2,643 4 400062 3 467,503 2.66 228,891-238,612 5 00866.HK 117,078 16.76 76,353-40,724 6 03898.HK 5,801 0.01 5,322-476 7 00207.HK 3,477 0.03 3,587 109 8 01766.HK 3,236 0.001 3,122-113 9 00506.HK 3,079 0.04 2,940-138 10 02607.HK 2,162 0.01 2,194 32 591 592 1 1,731,677 1,706,020 12,930 31,448 1. 2. 3.
2015 73 (2) % 2,598,000 788,000,000 13.13 2,513,720-84,280 476,075 62,861,183 2.99 868,742 392,667 125,000 80,000,000 2.73 125,000 4,400 10,000 1.00 10,000 2,000 2.00 2,000 3,000 30.00 3,000 300 30.00 300 100 0.03 100 3,214,475 3,522,862 4,400 308,387
74 2 (1) 5 2008451.03% 1,390.19103.458.04% 132.7913.4111.23%10.56 7.5441.66%8.38%8.04 2015 30737MAX Apexindo Super M2 80 + Marine Money
2015 75 (2) 200811 63.33% 4.991.9262.54% 25746.46 699.63 105 31 222.40 201312440% 1.25
76 8,303.65 12 2015 2012 (3) 2015211 2016.89 1.45 (4) 2983302.9537.17 13.99%243.6129.1313.58% 164.117.905.06%1.08 0.86390.91%
2015 77 (5) 66.77
78 (6) 201412 3 2013315[2012]1573 200A201332952110023 A200 199.12 2015712015624A
2015 79
80 2015
2015 81 VaRVaR RCSA P2P 3
82
2015 83 2016 2016
84 2020 2010 2025 PPP++ 201620
2015 85 +++
86 20141231 +- 20151231 % % 1 2 3 4 34,153,103,037 100.00 2,332,245,715 36,485,348,752 100.00 1 27,219,523,629 79.70 2,332,245,715 29,551,769,344 81.00 2 3 6,933,579,408 20.30 6,933,579,408 19.00 4 34,153,103,037 100.00 2,332,245,715 36,485,348,752 100.00
2015 87 [2011]328[2012]15732013 315200A[2013]1 200A110023 17,173,833,000A20133292,826,167,000A 2013522013916 2015624 A2,332,245,715 36,485,348,752201579.70%81.00% 201520.30%19.00% 2013315[2012]1573 200A2013329201352 110023A200 199.12 A
88 2015326201558A 8.105130%10.537 A 201568A [2015]26201569 2015696106116 17618619 2015624 161,232,0000.81%2015 71 19,838,768,000 2,446,493,105 [2006]27 [2006]8043 1510 335.05% 510300BP10 2%11 100BP20061228 43 43201311
2015 89 [2009]8 [2009]1650 1510 33.255.70% 510300BP16.75 3% 11300BP20093 2650 50201311 [2010]625 [2011]64100 605.50% 405.70% 2011328 100 1002013 11 [2011]480 [2011]119201225 5002012 220123005 4.30%2012214300 201252012 20054.39%2012510200 500
90 [2013]570 [2014]62014318 200 6.60% 2014320200 200 [2015]136 [2015]542015428 200 5.40% 2015429200 200
2015 91 395,998 381,950 10 18.91% 6,898,397,707 6.49% 2,369,416,768 4.56% 1,665,225,632 4.49% 1,639,344,938 4.18% 1,523,606,135 285,390,000 3.15% 1,149,732,989 1,149,732,989 2.98% 1,086,917,406 2.92% 1,066,764,269 795,426,240 2.89% 1,055,915,075 2.66% 971,956,698
92 10 ABH 6,898,397,707 H 2,369,416,768 A 1,665,225,632 A 1,639,344,938 A 1,523,606,135 A 1,149,732,989 A 1,086,917,406 A 1,066,764,269 A 1,055,915,075 A 971,956,698 A 99.96% 95.26% 1 HH 2 20151231 H 3 5% 670,837,624
2015 93 3362015 1231 % % A 1,673,502,001 4,453,401,906 6,126,903,907 1 20.73 16.79 H 358,908,500 212 5.18 0.98 A 1,822,968,401* 36 6.17 5.00 A 1,523,606,135* 3 5.16 4.18 A 1,523,606,135* 3 5.16 4.18 A 1,822,968,401* 46 6.17 5.00 A 1,822,968,401* 56 6.17 5.00 H 695,179,800 113,432,600 808,612,400 78 11.66 2.22
94 Fosun International Holdings Ltd. % % H 808,612,400 78 11.66 2.22 UBS Group AG H 372,176,475 106,980,820 479,157,295 9 6.91 1.31 67,938,021 9 0.98 0.19 BlackRock, Inc. H 423,516,649 10 6.11 1.16 5,952,000 10 0.09 0.02 H 333,641,500 79,642,700 413,284,200 11 5.96 1.13 H 358,908,500 212 5.18 0.98 * 20151231 1. 6,126,903,907A 2. 358,908,500H 95.26% 358,908,500 H
2015 95 3. 1,822,968,401A299,362,266A1,523,606,135A 51% 23.98%29.41%25%75% 299,362,266A 1,523,606,135A1,523,606,135A 4. 1,822,968,401 A 5. 337.66% 1,822,968,401A 6. 1,822,968,401A 7. 808,612,400H390,000,000H 695,179,800HPramerica-Fosun China Opportunity Fund, L.P.35,592,600HTopper Link Limited77,840,000 HPramerica-Fosun China Opportunity Fund, L.P.Topper Link Limited 82.63%Fosun International Holdings Ltd. Fosun International Holdings Ltd.64.45% Pramerica-Fosun China Opportunity Fund, L.P.35,592,600HTopper Link Limited 77,840,000HFosun International Holdings Ltd.808,612,400H 8. Fosun International Holdings Ltd.808,612,400H 9. UBS Group AG479,157,295H67,938,021H42,742,113H 8,264,006H 1,588,985H2,500,000H 8,348H2,196,473H 155,947H3,149,000H 40,988,833H418,533H 10. BlackRock, Inc.423,516,649H6,500H 5,952,000H293,500HBlackRock, Inc. 10.1 BR Jersey International Holdings L.P.BlackRock, Inc.86%BR Jersey International Holdings L.P. 10.1.1 BlackRock Japan Co., Ltd.6,752,600H 10.1.2 BlackRock Asset Management Canada Limited725,980H 10.1.3 BlackRock Investment Management (Australia) Limited743,100H 10.1.4 BlackRock Asset Management North Asia Limited21,842,339H
96 10.2 BlackRock Group LimitedBR Jersey International Holdings L.P.10.190%BlackRock Group Limited 10.2.1 BlackRock (Netherlands) B.V.1,393,100H 10.2.2 BlackRock Advisors (UK) Limited108,376,927H 10.2.3 BlackRock International Limited2,240,351H 10.2.4 BlackRock Asset Management Ireland Limited38,448,055H 10.2.5 BLACKROCK (Luxembourg) S.A.743,500H50,000H 10.2.6 BlackRock Investment Management (UK) Limited15,030,936H 10.2.7 BlackRock Asset Management Deutschland AG346,100H 10.2.8 BlackRock Fund Managers Limited2,994,624H 10.2.9 BlackRock Life Limited113,500H 10.2.10 BlackRock Asset Management (Schweiz) AG30,000H 11. 413,284,200H333,641,500HChaos Investment Co., Ltd. 79,642,700H 12. 358,908,500H 20151231 336 5%5% A2,369,416,768 6.49%5%5% 36.5% 6.49%
2015 97 10%10% 10%10% 10%10% 2010-06-23 307.9 2011-12-31 370 2004-10-15 619 2006-01-12 89
98 1957 2012.4.10 2014.8.18 448.35 2014.8.18 2014.8.28 2014.8.28 2015.1.31 2015.1.31 2015.11.19 2015.11.19 1954 2012.4.10 89.50 1951 2012.4.10 84.00 1951 2012.4.10 84.50 1958 2012.4.10 402.27 1951 2012.4.10 81.00 1971 2012.4.10 84.50 1971 2012.4.10 70.50 1965 2012.6.15 78.00 1967 2012.12.17 77.50 1962 2014.12.23 79.50 1962 2012.4.10 1963 2012.4.10 102.00 1969 2012.4.10 106.00 1948 2012.6.15 93.00 1969 2012.6.15 1951 2012.12.17
2015 99 1964 2015.11.19 2016.2.1 43.25 2016.2.1 1957 2012.4.10 366.92 1959 2012.4.10 759,720 759,720 325.51 1961 2016.3.18 2016.3.30 2016.3.30 1953 2012.4.10 64.50 1954 2012.4.10 2015.12.14 62.50 1955 2012.4.10 61.50 1955 2012.4.10 67.00 1942 2012.4.10 62.50 1963 2012.4.10 238.52 1965 2012.4.10 253.91 1963 2012.4.10 255.84 1965 2012.8.7 229.53 1967 2012.8.7 231.47 1970 2012.8.7 229.53 1. 20153420154272015 2. 3. 20151119201621 4. 20151214
100 5. 20163182016330 6. 4,373.1 7. 2016 8. 201520145 20146 19995 2003 200412 20117 20107 200418 20002009320093 1996119969199691998
2015 101 419982000 1994199519931994 19851991 311994 2009323 19962002 20032005200220072005 2199419951992 199419911992 19851991 341993 201621 201310201510
102 200412 20091 20113 2000430 600811 00467 600190/900952 199720071997 2006716 20036 2006 000046 03396 201220036 20041220041220066 60083719982012 1995 2009323 2006 000876
2015 103 19932013 2013 1995123 600837 1977 2006716 20111129 000876 2009323 20112 200720129 2004200720002004
104 2008 2012615 CEO 20121217 00656 002196600196 20115 Fidelidade Companhia de Seguros, S.A.Multicare Seguros de Saude, S.A.Fidelidade Assistencia Companhia de Seguros, S.A.Cares Compania de Seguros, S.A.Club Méditerranée SA20153 2015 20152014 50Fast Company2014 10019891999
2015 105 20141223 20117 20107 20144600383 20049201172002 112004920028200211 1981820027 1998920016 1999920027 200999 200999 601969
106 000972 0023551993 200999 601198 2012615 0000200041 00066 87001 0036300369 00001 00011
2015 107 20156 19731979 20022005 2005 2012615 60198803988 02388 002030601166 601519 6007052012717 000728 00217 00204 001692013715 1999 20121217
108 2012410 19962010 201242007112012 2002200719982002 19961998 402006 2007 20062004 2012410 1998 2001200220002001 19982000 19961998 1992199619871992
2015 109 19861987 1983198619811983 19801981 20163182016330 2015 52958 2012410 300288002467 01898 60189802280 DANG 20032009
110 2007115 19942000 Stone Resources Limited SRH 0006812014820 2007115 832666 20012008 20012005 19792001 2009323 199512320093 2219932003 19911993 1968
2015 111 201072010 1988199119911994 19941998 19982003 200347 200372006 2006200820082010 6 20124 2001 29 20124 2000 20013200812
112 19932000 19881993 2008 20128 199820013 20017 2008620092 2009819951998 19921995 201281995 2000102007 52009520096 1990819957 20061 20128 200120022003 200320052005 200720072009
2015 113 20092012 1999200119981999 19931998 502009112 2002 1 2 3 4 5 832666
114 1 2015131 2 20151119 3 20151214 4 2016212016 5 2016318 2016330 19A.5419A.55
2015 115 201115 16.67 2015121,230.28953.17 632.06128.22 13 149
116 3362015 1231 % % A 1,822,968,401 1 6.17 5.00 A 1,066,764,269 2 3.61 2.92 A 838,726,939 3 2.84 2.30 H 6,864,600 4 0.10 0.02 H 808,612,400 5 11.66 2.22 A 759,720 0.003 0.002 1. 1,822,968,401A299,362,266A1,523,606,135A 51% 23.98%29.41%25%75% 299,362,266A 1,523,606,135A 62.34% 1,822,968,401A 2. 1,066,764,269A27.98% 32.59% 3. 838,726,939A97.43% 77.14%
2015 117 4. 6,864,600H3 5. 808,612,400H390,000,000H695,179,800H Pramerica-Fosun China Opportunity Fund, L.P.35,592,600HTopper Link Limited77,840,000HPramerica- Fosun China Opportunity Fund, L.P.Topper Link Limited 82.63%Fosun International Holdings Ltd. Fosun International Holdings Ltd.64.45% Pramerica-Fosun China Opportunity Fund, L.P.35,592,600HTopper Link Limited 77,840,000HFosun International Holdings Ltd.808,612,400H 20151231 % 2,000,000 1 3.64 1. 2,000,00062.34% 20151231 352XV 7810
118 59,51057,2282,282 5,36128,07023,797 55,53697%181 5,361 3% 23,797 28,070 97%
2015 119 2015 1+3+4 20153,300880,000 5,300,000957,000
120 39402,806 1 15,506 1,889,472 2 227 3,516 812,192 2 84 2,579 373,575 100 126 2,234 209,650 68 111 1,773 172,668 124 1,599 97,801 396 111 1,443 104,394 2 178 2,265 98,990 197 88 1,048 67,566 4A 162 2,681 261,308 20 78 1,737 124,044 98 72 1,056 92,633 9 73 1,137 70,721 78 58 1,033 53,098 282 149 1,996 112,103 229
2015 121 43 797 43,309 815 124 1,466 106,858 9666 45 944 62,916 43 129 934 56,422 331 45 569 46,086 689 35 1,126 81,943 23 80 1,081 42,070 18 32 576 58,330 1707 23 513 97,240 90 133 1,568 143,155 CBD1 65 877 54,836 189 32 651 32,140 500 69 705 47,241 135 58 633 32,036 237 16 438 14,117 171 3 53 509 34,955 111-118-12 30 371 35,314 36A1-3 74 480 27,913 65 1 172 91,239 1236 38 369 33,020 28 21 137 17,063 128 4 168 9,292 8 3 102 13,738 188 4 170 13,319 11 5 188 16,886 123 2 81 8,045 314 0 (1,417,108) 2,806 57,228 4,342,590 1 2 3
Corporate Governance
Corporate Governance 2015 123 1 71211 4657 246 2
124 3 4 5 6 7 Corporate Governance 8 746 9
2015 125 10 11 2012322 12 Corporate Governance
126 1 10%2 10% 10 5 10 10% 5 9010% Corporate Governance
2015 127 2 2 100031 86-10-68946790 86-10-58560720 cmbc@cmbc.com.cn 3 3% 3%10 2 3%3% 2 Corporate Governance 20154272015 2015427
128 20156182014 2015618 1792 62016212016 1893 6 36 20138 Corporate Governance
2015 129 1 2 3 4 5 6 7 8 9 Corporate Governance
130 10 11 12 13 14 15 16 17 18 19 Corporate Governance
2015 131 11 2015114 2015115 2015131 201522 201534 201535 2015330 2015331 2015421 2015422 201568 201569 2015828 2015829 20151030 20151031 20151119 20151120 20151211 20151212 20151223 20151224 11 93 Corporate Governance
132 2015 11/11 11/11 11/11 11/11 11/11 11/11 11/11 10/11 11/11 10/11 11/11 11/11 11/11 5/5 1/1 11/11 11/11 1/1 20151312015131201559 1 20142014 101.1040.13 AH201577A Corporate Governance 2015727H 20162015 100.7527.36 AH2016226A 2016321H
2015 133 2 2015 2/2 2/2 1/2 2/2 2/2 2/2 2/2 2/2 2/2 2/2 2/2 2/2 2/2 2/2 2/2 1/1 0/0 20151312015131 201559 62015131 201559 Corporate Governance 1 20073 1 2
134 48 2 60 2015 2015 3 (1) (2) Corporate Governance (3) (4)
2015 135 (5) (6) 1 4 2015 11 11 0 5 5 0 11 11 0 1 1 0 11 11 0 11 11 0 2015131201559 63.13 Corporate Governance
136 2015131 20151119 201512 31 20151231 (1) (2)(3) (4) (5) 2015 2015 Corporate Governance
2015 137 2015 12015 201410158 2015114 9 2015131 8 2016228 9 2015114910 11/11 11/11 11/11 Corporate Governance 9/11 11/11 11/11 11/11 0/1 4/4 2015131201559
138 22015 2015 (1) 1192 4910 (2) 2012 2016 (3) 2015 (4) (5) Corporate Governance (6)
2015 139 (7) 12015 2014101510 2015131 9 2016228 10 2015611 6/6 6/6 6/6 1/1 Corporate Governance 1/1 6/6 6/6 3/3 6/6 6/6 20151312015131201559
140 2 (1) 1% Corporate Governance
2015 141 (2) Corporate Governance
142 32015 (1) 2014 (2) (3) (4) Corporate Governance 18 10
2015 143 12015 9 20155107 5/5 5/5 5/5 5/5 5/5 5/5 2/2 5/5 5/5 2015131 Corporate Governance
144 22015 (1) (2) 2015 (3) 2014 19 (4) 9 472014 Corporate Governance (5) 2014 2014 2014
2015 145 (6) (7) 2014 2014 12015 2013145 2015114 6 201568 2016228 7 Corporate Governance
146 20151026119 10/10 10/10 10/10 10/10 10/10 5/5 5/5 201559 22015 2015 10 2015 2015 Corporate Governance
2015 147 12015 5 2015414 1 2016115 3 Corporate Governance
148 20156162 6/6 6/6 6/6 6/6 0/0 2015131 22015 (1) (2) 2014 201420152015 2015 (3) Corporate Governance 2014 (4) 2014
2015 149 12015 7 42 2016115 5 2015817 Corporate Governance 6/8 8/8 8/8 8/8 8/8 8/8 1/1 201559
150 22015 (1) (2) (3) (4) Corporate Governance 62016318 17223 22 3 20151214
2015 151 1 2 3 4 5 6 7 8 Corporate Governance 9 10
152 11 12 5 201534 201535 2015330 2015331 2015421 2015828 20151030 20142015 20142014 11 2015 5/5 5/5 Corporate Governance 5/5 5/5 5/5 5/5 5/5 20151214
2015 153 2015 2015 2/2 2/2 2/2 2/2 2/2 2/2 2/2 2015 5 Corporate Governance
154 34 3/3 3/3 3/3 3/3 3/3 2015 2015 1 2014 20152015 2 Corporate Governance
2015 155 3 2014 2014 4 5 5 201512142016330 5 Corporate Governance
156 44 4/4 4/4 4/4 4/4 4/4 2015 1 2 Corporate Governance 3
2015 157 4 20152015 2009 Corporate Governance
158 458120 2014LACP(League of American Communications Professionals) 40ARC(Annual Report Competition) 234 20010 500846360 e30012 2015 20151231 Corporate Governance
2015 159 2015123115 2015131 20151119 201512 312015 2015(www.cmbc.com.cn) (www.hkexnews.hk) Corporate Governance 201520151231 2015(www.cmbc.com.cn) (www.hkexnews.hk)
Report of the Board of Directors
2015 161 2015 2015 114.04 1089 201596,380 25.4% 2015 131,14424,917 2850 2015 2014 2013 96,380 84,678 84,451 % 100 100 100 % 3.08 3.46 5.94 184 211 274 Report of the Board of Directors
Report of the Board of Directors 162 2016330 2016111 17.78% 2016330 201611 20161120161231
Report of the Board of Directors 2015 163 5 201660
164 (i) (ii) (iii) 0.1%5% 14A 2015454.85264.78 100.7527.36 190.072015 201510%19.01 2015121.5%33.73201512 1,108.30 Report of the Board of Directors AH 101.6020151231 364.8558.38 201685H
Report of the Board of Directors 2015 165 AH 10% H 10% H 10% 2011628 (1993)045 10% HH 10% A 10% 10% A
166 H H H HH [2014]81H H20% H H 2015 2014 2013 8,574 6,574 7,318 46,111 44,546 42,278 % 18.59 14.76 17.31 Report of the Board of Directors 2/3
2015 167 20151231 20152016 2015 20152015 2015 2015 2015 2015 2016 Report of the Board of Directors 20162016
168 2016 2016 2016 2015 0.65 Report of the 34 Board of Directors 12
2015 169 2015 2016330 Report of the Board of Directors
170 1. 20152 2. 20154 3. 20155 4. 20157 5. 201510 6. 201510 7. 201510 1. 20152 738
2015 171 2. 20154 9003 3. 20155 4. 201510 20 5. 201510 6. 201511
172 7. 20157 2014 2015 2015 2015 1. 2015 2.
2015 173 3. 200 20 2,5502,040
174 2015 2015
2015 175 20151231 1005,923 3,599,655161 103,799 (CBD)Z4 2010P261 2 2012-8 G (2013)4 (2014)1
176 (2014)3 2015 2015 201520151,060 110 5 5 5% 46 2015123112
2015 177 2016115 2015123120152015 5%
178 ME 20156 2015 (2015)
2015 179 2015 (www.cmbc.com.cn) (www.hkexnews.hk) 1 2015428 2 20154292015428 200 3 201551150 20155812 2015512 4 201565 2015645 A227,226,064 005L FH002A24,086,750 5 201585 [2015]144 314 6 20157132015712 201578 76,698,055 185,210,016
180 2015 2015
2015 181 183385 20151231
182 201512312015 10 8 2016330
2015 183 20151231 2015 2014 203,382 199,052 (109,114) (106,916) 6 94,268 92,136 55,107 42,293 (3,902) (4,054) 7 51,205 38,239 8 1,264 1,666 9 4,584 2,014 10 (34,801) (21,132) 11 (58,176) (54,082) 2,430 952 60,774 59,793 13 (13,752) (14,226) 47,022 45,567 46,111 44,546 911 1,021 47,022 45,567 14 1.30 1.31 1.27 1.24 192385
184 20151231 2015 2014 47,022 45,567 39 2,348 3,267 39 (586) (817) 230 10 1,992 2,460 49,014 48,027 47,962 47,000 1,052 1,027 49,014 48,027 192385
2015 185 20151231 2015 2014 15 432,831 471,632 16 101,428 75,462 18,425 25,639 17 26,959 27,213 18 5,175 3,231 19 229,217 176,416 20 570,657 675,878 21 1,997,625 1,774,159 22 157,000 159,724 22 278,364 176,834 22 451,239 234,393 23 92,579 88,824 24 41,151 36,936 25 15,863 11,764 13 27 102,162 77,031 4,520,688 4,015,136 192385
186 20151231 2015 2014 62,477 50,745 29 2,732,262 2,433,810 30 990,775 891,719 337 21 18 3,326 2,558 31 49,129 83,291 32 108,538 98,847 1,925 1,931 33 181,233 129,279 6,170 3,026 34 74,733 72,153 4,210,905 3,767,380 35 36,485 34,153 35 64,744 49,949 36 25,361 17,077 36 56,351 49,344 39 1,291 (392) 36 116,826 90,019 160 (8) 301,218 240,142 37 8,565 7,614 309,783 247,756 4,520,688 4,015,136 2016330 192385
2015 187 20151231 2015 2014 15 429,493 468,023 16 94,362 69,027 18,425 25,639 17 26,166 27,156 18 5,055 3,231 19 230,579 179,011 20 570,657 675,868 21 1,981,855 1,759,094 22 155,033 158,335 22 278,364 176,834 22 449,565 228,946 24 23,293 22,629 25 14,878 11,060 26 5,364 3,725 27 74,379 56,504 4,357,468 3,865,082 192385
188 20151231 2015 2014 62,000 50,000 29 2,702,166 2,406,308 30 994,961 896,254 337 18 3,326 2,558 31 47,406 80,075 1,925 1,931 33 181,232 129,279 5,798 2,601 34 61,740 59,746 4,060,891 3,628,752 35 36,485 34,153 35 64,447 49,652 36 25,361 17,077 36 55,467 48,445 39 1,207 (392) 36 113,566 87,400 44 (5) 296,577 236,330 4,357,468 3,865,082 2016330 192385
2015 189 20151231 201511 34,153 49,949 17,077 49,344 (392) 90,019 (8) 240,142 7,614 247,756 46,111 46,111 911 47,022 1,683 168 1,851 141 1,992 1,683 46,111 168 47,962 1,052 49,014 28 28 2,332 18,146 20,478 20,478 36 8,284 (8,284) 36 7,007 (7,007) 38 (4,013) (4,013) (129) (4,142) 33 (3,351) (3,351) (3,351) 20151231 36,485 64,744 25,361 56,351 1,291 116,826 160 301,218 8,565 309,783 201411 28,366 49,234 16,456 42,487 (2,842) 64,023 (12) 197,712 6,575 204,287 44,546 44,546 1,021 45,567 2,450 4 2,454 6 2,460 2,450 44,546 4 47,000 1,027 48,027 21 21 113 878 991 991 36 621 (621) 36 6,857 (6,857) 38 (5,398) (5,398) (9) (5,407) 38 5,674 (5,674) 33 (163) (163) (163) 20141231 34,153 49,949 17,077 49,344 (392) 90,019 (8) 240,142 7,614 247,756 192385
190 20151231 2015 2014 60,774 59,793 34,801 21,132 4,702 3,558 (6) (257) 27 (16) (1,347) (1,258) (933) 8 8,417 5,761 (33,247) (20,724) 73,188 67,997 3,996 (26,766) (49,743) (90,503) 104,179 (108,090) (259,288) (261,184) (22,083) (42,429) (222,939) (528,972) 298,452 287,121 99,056 318,042 (34,160) 18,717 (15,293) (15,573) 11,732 50,340 15,085 31,491 374,872 690,138 225,121 229,163 192385
2015 191 20151231 2015 2014 661,742 323,732 295 126 (941,003) (589,642) (7,490) (18,649) (13) (286,469) (284,433) 28 21 226,127 51,610 (161,276) (14,600) (3,687) (3,606) (6,704) (2,899) 54,488 30,526 (6,860) (24,744) 11 132,132 157,001 1,188 (125) 1231 40 126,460 132,132 192385
192 2015 1 199627 B0009H111000001 100000000018983 AH 60001601988 201512314032
2015 193 2015 2 (1) (i) (ii) (iii) 4
194 2015 2 (1) 2015 19 2010 2012 2011 2013 19
2015 195 2015 2 (1) 2010 20122011 2013 2010 2012 2 3 8 13 24 16 38 2011 2013 1 3 13 40
196 2015 2 (1) 20151231 20151231 2012 2014 14 11 1638 27 1012 28 1 7 12 15 9 16 201611 201611 201611 201611 201611 201611 201611 201711 201711 201811 201811 201911 9 9
2015 197 2015 2 (2) (i) 2(17) (ii) 43 44
198 2015 2 (3) (4)
2015 199 2015 2 (4) (i) (ii)
200 2015 2 (5) (i) a (i) (ii) (iii) (i) (ii) (iii)
2015 201 2015 2 (5) (i) b (1) (2) (3) c (1) (2)(3)
202 2015 2 (5) (i) d (i) (ii) (iii) (ii)
2015 203 2015 2 (5) (ii) (iii) (i) (ii) (iii)
204 2015 2 (5) (iv)
2015 205 2015 2 (6) 50%
206 2015 2 (6) (i) (i)(ii) (iii)
2015 207 2015 2 (6) (i)
208 2015 2 (6) (i) (ii) (i) (ii) (iii)
2015 209 2015 2 (7) (i) a b (ii) (i) (ii)
210 2015 2 (8) (i) (ii) (iii)
2015 211 2015 2 (9) (10) (11)
212 2015 2 (12) (13)
2015 213 2015 2 (14) 40 5% 2.38%
214 2015 2 (15) 15 40 5% 2.38%6.33% 5 10 0% 10%20% 5 10 5% 9.5%19% 5 24 5% 3.96%19% 2(17)
2015 215 2015 2 (16) 2(17) (17)
216 2015 2 (17) (i) (ii) (18)
2015 217 2015 2 (18) (19) (1) (2)
218 2015 2 (20) (21) (i) (ii) 2(6)(i)
2015 219 2015 2 (22) (23) (24)
220 2015 2 (25) (26) (27) (i) a b c
2015 221 2015 2 (27) (ii) a b c d e (i) f (i)(a) (i)(a)
222 2015 2 (28) (i) (ii) (iii) 3 (1) 20151231 29 2015
2015 223 2015 3 (1) (2)
224 2015 3 (2) (i) a
2015 225 2015 3 (2) (i) b (ii)
226 2015 3 (2) (ii) a
2015 227 2015 3 (2) (ii) b c
228 2015 3 (2) (iii) 2(6) (1) (2)
2015 229 2015 3 (2) (iv) 2015 2014 2015 2014 423,549 461,667 420,410 458,252 101,428 75,462 94,362 69,027 26,941 27,213 26,166 27,156 5,175 3,231 5,055 3,231 229,217 176,416 230,579 179,011 570,657 675,878 570,657 675,868 1,289,553 1,135,706 1,284,139 1,131,514 708,072 638,453 697,716 627,580 881,053 567,382 878,289 560,935 92,579 88,824 77,264 57,280 57,302 43,272 4,405,488 3,907,512 4,264,675 3,775,846 1,127,874 1,025,117 1,121,402 1,020,510 5,533,362 4,932,629 5,386,077 4,796,356
230 2015 3 (2) (v) 2015 2014 2015 2014 1,966,934 1,762,876 1,951,459 1,748,317 48,293 28,656 47,665 27,803 32,821 21,134 32,513 20,925 2,048,048 1,812,666 2,031,637 1,797,045 (30,060) (28,220) (29,699) (27,880) (6,748) (3,265) (6,694) (3,184) (13,615) (7,022) (13,419) (6,887) (50,423) (38,507) (49,782) (37,951) 1,936,874 1,734,656 1,921,790 1,720,437 41,545 25,391 40,971 24,619 19,206 14,112 19,094 14,038 1,997,625 1,774,159 1,981,855 1,759,094
2015 231 2015 3 (2) (v) a 2015 2014 2015 2014 1,270,677 1,128,370 1,265,195 1,124,566 696,257 634,506 686,264 623,751 1,966,934 1,762,876 1,951,459 1,748,317 2015 2014 2015 2014 365,994 322,365 365,795 322,106 565,381 582,908 558,810 575,278 764,451 650,795 759,124 646,262 271,108 206,808 267,730 204,671 1,966,934 1,762,876 1,951,459 1,748,317 b 90
232 2015 3 (2) (v) b 2015 30 3060 6090 90 8,274 2,815 3,326 15,218 29,633 6,708 5,062 5,035 1,855 18,660 14,982 7,877 8,361 17,073 48,293 2014 30 3060 6090 90 6,668 2,551 3,418 3,002 15,639 7,340 2,502 2,229 946 13,017 14,008 5,053 5,647 3,948 28,656
2015 233 2015 3 (2) (v) b 2015 30 3060 6090 90 8,271 2,809 3,317 15,159 29,556 6,524 4,951 4,980 1,654 18,109 14,795 7,760 8,297 16,813 47,665 2014 30 3060 6090 90 6,583 2,402 3,276 2,924 15,185 7,235 2,365 2,186 832 12,618 13,818 4,767 5,462 3,756 27,803 20151231 343.252014112.56 557.392014197.25
234 2015 3 (2) (v) c 2015 2014 2015 2014 19,710 13,976 19,651 13,878 13,111 7,158 12,862 7,047 32,821 21,134 32,513 20,925 1.60% 1.17% 1.60% 1.16% (6,725) (3,864) (6,674) (3,834) (6,890) (3,158) (6,745) (3,053) (13,615) (7,022) (13,419) (6,887) 9030 18090 30 90
2015 235 2015 3 (2) (v) c 2015 2014 2015 2014 7,247 4,715 7,247 4,715 15,370 10,088 15,193 9,939 7,631 3,810 7,502 3,750 2,573 2,521 2,571 2,521 32,821 21,134 32,513 20,925 7,656 5,459 7,620 5,447
236 2015 3 (2) (v) d 2015 123155.68201431.56 90 2015 2014 230 54 0.01% 0.01%
2015 237 2015 3 (2) (vi) 2015 2014 2015 2014 179 179 179 179 (156) (156) (156) (156) 23 23 23 23 AAAA 465,226 498,123 459,522 494,273 BBBB 310,589 288,930 310,589 288,930 125,464 140,680 125,464 140,680 901,279 927,733 895,575 923,883 901,302 927,756 895,598 923,906
238 2015 3 (2) (vii) 2015 2014 87,421 82,287 6,346 7,893 1,585 997 95,352 91,177 (1,816) (1,255) (566) (810) (391) (288) (2,773) (2,353) 92,579 88,824
2015 239 2015 3 (2) (viii) 2015 25,750 148,567 277,998 441,592 893,907 507 507 173 187 1,400 1,760 25,750 148,740 278,185 443,499 896,174 (1,469) (1,469) (3) (3) (70) (105) (225) (400) 25,750 148,670 278,080 441,802 894,302 2014 27,044 154,824 176,567 234,393 592,828 27,044 154,824 176,567 234,393 592,828
240 2015 3 (2) (viii) 2015 25,389 147,477 277,998 441,182 892,046 507 507 173 187 360 25,389 147,650 278,185 441,689 892,913 (1,469) (1,469) (3) (3) (70) (105) (175) 25,389 147,580 278,080 440,217 891,266 2014 26,987 153,824 176,567 228,946 586,324 26,987 153,824 176,567 228,946 586,324
2015 241 2015 3 (2) (viii) 2015 AAA 102 609 711 AA-AA+ 1,463 1,463 A-A+ 109 623 732 A- 91 85 176 889 284 9,437 10,610 1,191 2,780 284 9,437 13,692 2015 AAA 102 609 711 AA-AA+ 1,463 1,463 A-A+ 45 623 668 A- 91 85 176 539 284 9,348 10,171 777 2,780 284 9,348 13,189
242 2015 3 (2) (viii) 2014 AA-AA+ 169 1,183 1,352 A-A+ 96 96 A- 52 52 267 267 169 1,331 267 1,767 2015123121.242014 3.447.0920142.91 (ix)
2015 243 2015 3 (2) (ix) a 2015 407,026 5,590 5,169 5,764 423,549 28,020 34,203 14,157 25,048 101,428 196,171 790 1,110 31,146 229,217 114,641 159,662 92,232 204,122 570,657 624,249 610,632 247,295 565,872 2,048,048 (17,217) (13,531) (6,165) (13,510) (50,423) 84,590 7,989 92,579 62,763 4,364 8,520 6,792 82,439 1,500,243 801,710 362,318 833,223 3,497,494
244 2015 3 (2) (ix) a 2014 447,714 7,155 2,912 3,886 461,667 40,901 12,625 9,008 12,928 75,462 162,954 300 300 12,862 176,416 187,307 193,821 109,239 185,511 675,878 541,053 556,898 195,054 519,661 1,812,666 (11,166) (12,117) (4,500) (10,724) (38,507) 82,203 6,621 88,824 49,690 6,574 2,854 1,393 60,511 1,500,656 765,256 314,867 732,138 3,312,917
2015 245 2015 3 (2) (ix) a 2015 406,965 3,935 4,922 4,588 420,410 25,885 32,312 13,379 22,786 94,362 197,371 790 1,110 31,308 230,579 114,641 159,662 92,232 204,122 570,657 624,138 601,393 246,092 560,014 2,031,637 (17,214) (13,169) (6,129) (13,270) (49,782) 49,511 4,008 2,398 6,440 62,357 1,401,297 788,931 354,004 815,988 3,360,220
246 2015 3 (2) (ix) a 2014 447,587 5,253 2,591 2,821 458,252 37,433 11,274 8,355 11,965 69,027 165,549 300 300 12,862 179,011 187,307 193,821 109,229 185,511 675,868 540,882 548,593 194,158 513,412 1,797,045 (11,160) (11,785) (4,476) (10,530) (37,951) 36,033 6,508 2,624 1,338 46,503 1,403,631 753,964 312,781 717,379 3,187,755
2015 247 2015 3 (2) (ix) a 2015 25,955 102 350 534 26,941 149,188 187 454 1,621 151,450 278,080 138 146 278,364 451,239 451,239 904,462 427 950 2,155 907,994 2014 27,044 169 27,213 154,920 52 1,183 156,155 176,566 138 130 176,834 234,393 234,393 592,923 221 138 1,313 594,595
248 2015 3 (2) (ix) a 2015 25,538 102 526 26,166 148,098 187 454 1,621 150,360 278,080 138 146 278,364 449,565 449,565 901,281 427 600 2,147 904,455 2014 26,987 169 27,156 153,920 52 1,183 155,155 176,566 138 130 176,834 228,946 228,946 586,419 221 138 1,313 588,091
2015 249 2015 3 (2) (ix) b 2015 423,549 423,549 101,428 101,428 229,217 229,217 570,657 570,657 57,982 248,535 240,558 742,478 1,289,553 47,173 93,288 208,552 359,686 708,699 708,072 708,072 344,128 344,128 275,698 546,681 8,606 4,032 46,036 881,053 210 27,204 4,201 60,964 92,579 4,545 19,300 6,765 5,361 73,409 109,380 703,792 1,525,475 291,110 254,152 922,887 708,072 4,405,488
250 2015 3 (2) (ix) b 2014 461,667 461,667 75,462 75,462 176,416 176,416 675,878 675,878 28,633 225,001 233,260 648,812 1,135,706 25,794 75,200 205,662 304,641 611,297 638,453 638,453 252,579 252,579 128,336 371,523 13,998 717 52,808 567,382 429 12,733 2,262 73,400 88,824 2,600 20,493 5,950 6,492 50,099 2,090 87,724 592,603 1,348,834 257,682 241,731 825,119 640,543 3,907,512
2015 251 2015 3 (2) (ix) b 2015 420,410 420,410 94,362 94,362 230,579 230,579 570,657 570,657 57,923 246,758 240,552 738,906 1,284,139 47,114 92,034 208,552 357,963 705,663 697,716 697,716 338,178 338,178 275,698 545,096 8,606 4,032 44,857 878,289 4,530 19,076 6,750 5,250 52,917 88,523 700,638 1,517,693 262,114 249,834 836,680 697,716 4,264,675
252 2015 3 (2) (ix) b 2014 458,252 458,252 69,027 69,027 179,011 179,011 675,868 675,868 28,633 223,515 233,260 646,106 1,131,514 25,794 74,300 205,662 303,645 609,401 627,580 627,580 247,365 247,365 128,336 365,100 13,984 717 52,798 560,935 2,600 21,279 5,945 5,490 36,294 2,051 73,659 589,188 1,338,918 243,444 239,467 735,198 629,631 3,775,846
2015 253 2015 3 (3)
254 2015 3 (3) (i)
2015 255 2015 3 (3) (ii) VaR
256 2015 3 (3) (ii) 2015 396,432 35,765 416 218 432,831 66,959 21,555 9,426 3,488 101,428 25,749 1,192 18 26,959 189,694 31,811 2,161 5,551 229,217 570,657 570,657 1,911,469 74,896 4,952 6,308 1,997,625 874,102 6,792 888 4,821 886,603 80,631 11,948 92,579 159,968 3,179 712 18,930 182,789 4,275,661 187,138 18,573 39,316 4,520,688 62,477 62,477 2,591,603 80,029 15,550 45,080 2,732,262 963,279 21,287 2,399 3,810 990,775 49,129 49,129 78,315 28,591 1,632 108,538 177,361 3,872 181,233 81,463 3,447 722 859 86,491 4,003,627 137,226 18,671 51,381 4,210,905 272,034 49,912 (98) (12,065) 309,783 1,516 126 207 1,849 1,069,784 54,558 1,473 2,059 1,127,874
2015 257 2015 3 (3) (ii) 2014 468,000 2,899 523 210 471,632 59,592 13,843 747 1,280 75,462 27,045 168 27,213 166,560 7,097 2,461 298 176,416 675,878 675,878 1,688,693 80,334 4,380 752 1,774,159 569,352 416 1,183 570,951 81,958 6,866 88,824 109,936 18,302 356 26,007 154,601 3,847,014 129,925 9,650 28,547 4,015,136 50,745 50,745 2,321,374 88,809 18,968 4,659 2,433,810 866,876 11,524 2,407 10,912 891,719 83,219 72 83,291 73,832 25,015 98,847 129,279 129,279 76,430 2,357 741 161 79,689 3,601,755 127,777 22,116 15,732 3,767,380 245,259 2,148 (12,466) 12,815 247,756 930 (135) (122) 673 967,255 56,009 394 1,459 1,025,117
258 2015 3 (3) (ii) 2015 393,094 35,765 416 218 429,493 60,635 20,821 9,421 3,485 94,362 25,389 777 26,166 190,894 31,973 2,161 5,551 230,579 570,657 570,657 1,895,699 74,896 4,952 6,308 1,981,855 870,550 6,703 888 4,821 882,962 117,068 3,179 2,217 18,930 141,394 4,123,986 174,114 20,055 39,313 4,357,468 62,000 62,000 2,561,507 80,029 15,550 45,080 2,702,166 967,465 21,287 2,399 3,810 994,961 47,406 47,406 177,361 3,871 181,232 70,132 1,466 670 858 73,126 3,885,871 106,653 18,619 49,748 4,060,891 238,115 67,461 1,436 (10,435) 296,577 1,516 126 87 1,729 1,068,065 49,805 1,473 2,059 1,121,402
2015 259 2015 3 (3) (ii) 2014 464,391 2,899 523 210 468,023 54,761 12,247 739 1,280 69,027 27,003 153 27,156 169,155 7,097 2,461 298 179,011 675,868 675,868 1,673,628 80,334 4,380 752 1,759,094 562,516 416 1,183 564,115 94,647 1,778 356 26,007 122,788 3,721,969 104,924 9,642 28,547 3,865,082 50,000 50,000 2,293,872 88,809 18,968 4,659 2,406,308 871,411 11,524 2,407 10,912 896,254 80,003 72 80,075 129,279 129,279 64,427 1,515 733 161 66,836 3,488,992 101,920 22,108 15,732 3,628,752 232,977 3,004 (12,466) 12,815 236,330 930 (135) (122) 673 962,648 56,009 394 1,459 1,020,510
260 2015 3 (3) (ii) 20151231 1000.09 20140.03100 0.0920140.03 a 100 b 100 c d e
2015 261 2015 3 (3) (ii) f (iii)
262 2015 3 (3) (iii) 2015 423,549 9,282 432,831 79,208 22,014 200 6 101,428 5,696 12,754 7,310 831 368 26,959 110,795 108,128 10,294 229,217 454,423 114,084 2,150 570,657 (i) 1,596,638 296,821 88,835 15,331 1,997,625 252,016 199,167 300,362 129,507 5,551 886,603 92,579 92,579 10,123 172,666 182,789 3,025,027 752,968 409,151 145,669 187,873 4,520,688 17,650 44,827 62,477 1,886,391 636,007 209,797 67 2,732,262 721,374 269,401 990,775 45,745 2,484 900 49,129 36,815 48,114 14,147 9,462 108,538 28,709 41,621 54,353 56,550 181,233 337 86,154 86,491 2,737,021 1,042,454 279,197 66,079 86,154 4,210,905 288,006 (289,486) 129,954 79,590 101,719 309,783
2015 263 2015 3 (3) (iii) 2014 461,667 9,965 471,632 64,575 10,854 33 75,462 5,399 12,894 8,136 784 27,213 61,503 94,841 20,072 176,416 371,847 290,463 13,568 675,878 (i) 1,600,988 109,236 60,661 3,274 1,774,159 89,494 173,900 240,496 63,492 3,569 570,951 88,824 88,824 154,601 154,601 2,744,297 692,188 342,966 67,550 168,135 4,015,136 50,145 600 50,745 1,579,233 656,194 198,042 341 2,433,810 670,167 221,552 891,719 73,825 7,959 1,507 83,291 19,927 62,637 10,214 6,069 98,847 21,209 15,757 49,963 42,350 129,279 79,689 79,689 2,414,506 964,699 259,726 48,760 79,689 3,767,380 329,791 (272,511) 83,240 18,790 88,446 247,756 (i) 20151231605.442014394.29
264 2015 3 (3) (iii) 2015 420,410 9,083 429,493 73,871 20,485 6 94,362 5,270 12,754 7,310 832 26,166 111,994 108,291 10,294 230,579 454,423 114,084 2,150 570,657 (i) 1,585,580 292,212 88,735 15,328 1,981,855 249,253 199,167 300,362 129,507 4,673 882,962 141,394 141,394 2,900,801 746,993 408,851 145,667 155,156 4,357,468 17,500 44,500 62,000 1,868,228 626,950 206,933 55 2,702,166 723,730 271,231 994,961 45,020 2,386 47,406 28,709 41,621 54,352 56,550 181,232 337 72,789 73,126 2,683,524 986,688 261,285 56,605 72,789 4,060,891 217,277 (239,695) 147,566 89,062 82,367 296,577
2015 265 2015 3 (3) (iii) 2014 458,252 9,771 468,023 59,607 9,420 69,027 5,366 12,870 8,136 784 27,156 61,791 97,148 20,072 179,011 371,837 290,463 13,568 675,868 (i) 1,592,295 102,964 60,572 3,263 1,759,094 89,454 168,980 239,009 63,492 3,180 564,115 122,788 122,788 2,638,602 681,845 341,357 67,539 135,739 3,865,082 50,000 50,000 1,562,632 647,076 196,497 103 2,406,308 674,866 221,388 896,254 73,492 6,583 80,075 21,209 15,757 49,963 42,350 129,279 66,836 66,836 2,382,199 890,804 246,460 42,453 66,836 3,628,752 256,403 (208,959) 94,897 25,086 68,903 236,330 (i) 20151231598.622014385.90
266 2015 3 (3) (iii) 201511100 2015 2014 2015 2014 100 1,076 1,398 752 1,095 100 (1,076) (1,398) (752) (1,095) a b c d e f g h
2015 267 2015 3 (4) 75% 2015123115%5%
268 2015 3 (4) (i)
2015 269 2015 3 (4) (ii) 2015 (i) 392,422 40,409 432,831 30,896 33,367 14,766 22,069 330 101,428 368 1,796 3,642 12,643 7,577 933 26,959 40,235 70,560 108,128 10,294 229,217 23 345,656 108,744 114,084 2,150 570,657 (ii) 47,217 13,534 250,260 171,345 876,297 452,352 186,620 1,997,625 5,710 10,326 22,393 44,866 54,278 19,427 157,000 82 3,352 3,062 20,114 151,386 100,368 278,364 1,623 56 59,426 133,201 122,331 119,156 15,446 451,239 4,507 855 4,148 3,780 16,079 57,103 6,107 92,579 68,361 32,599 16,930 19,289 39,552 4,568 1,490 182,789 520,313 118,349 765,496 550,782 1,376,163 859,194 330,391 4,520,688 17,650 44,827 62,477 971,620 501,324 342,560 668,932 247,759 67 2,732,262 236,412 245,464 239,445 269,454 990,775 26,541 19,204 2,484 900 49,129 8,845 27,970 48,114 14,147 9,462 108,538 10,983 17,726 38,950 54,353 59,221 181,233 2,291 28,112 19,189 6,130 16,045 11,735 2,989 86,491 2,291 1,236,144 812,346 670,685 1,088,806 328,894 71,739 4,210,905 518,022 (1,117,795) (46,850) (119,903) 287,357 530,300 258,652 309,783 100,700 189,180 400,200 52,212 742,292
270 2015 3 (4) (ii) (i) 2014 410,561 61,071 471,632 33,678 16,474 15,044 10,233 33 75,462 1,255 3,884 12,865 8,415 794 27,213 28,871 32,632 94,841 20,072 176,416 23 143,249 228,575 290,463 13,568 675,878 (ii) 28,102 11,401 230,110 164,740 785,913 443,383 110,510 1,774,159 3,621 7,938 11,914 42,461 84,220 9,570 159,724 3,978 19,974 93,557 59,325 176,834 10,617 21,773 112,345 86,758 2,900 234,393 9,183 137 3,990 3,615 19,214 47,569 5,116 88,824 50,412 25,639 47,646 13,140 15,314 1,722 728 154,601 501,902 131,926 490,150 499,295 1,403,623 799,297 188,943 4,015,136 50,060 85 600 50,745 1,106,971 165,781 309,308 653,387 197,918 445 2,433,810 157,252 402,196 110,396 221,875 891,719 70,340 3,485 7,959 1,507 83,291 4,287 15,641 62,636 10,214 6,069 98,847 329 2,284 14,758 66,888 45,020 129,279 2,025 14,233 18,883 9,828 20,894 12,216 1,610 79,689 2,025 1,278,456 711,876 451,027 982,109 288,743 53,144 3,767,380 499,877 (1,146,530) (221,726) 48,268 421,514 510,554 135,799 247,756 125,397 147,351 242,483 71,159 586,390
2015 271 2015 3 (4) (ii) 2015 (i) 390,317 39,176 429,493 28,960 31,063 13,848 20,485 6 94,362 1,436 3,642 12,643 7,512 933 26,166 41,234 70,760 108,291 10,294 230,579 23 345,656 108,744 114,084 2,150 570,657 (ii) 46,704 13,361 248,963 169,300 866,033 451,249 186,245 1,981,855 4,832 9,237 22,393 44,866 54,278 19,427 155,033 82 3,352 3,062 20,114 151,386 100,368 278,364 448 56 59,426 133,201 122,059 118,929 15,446 449,565 44,808 32,555 12,418 16,600 30,271 3,653 1,089 141,394 487,214 114,108 752,785 541,550 1,338,846 799,457 323,508 4,357,468 17,500 44,500 62,000 958,044 499,626 339,671 659,875 244,895 55 2,702,166 236,774 248,100 238,856 271,231 994,961 26,227 18,793 2,386 47,406 10,983 17,726 38,950 54,352 59,221 181,232 1,967 27,304 19,269 5,468 13,210 4,363 1,545 73,126 1,967 1,222,122 804,205 638,014 1,030,152 303,610 60,821 4,060,891 485,247 (1,108,014) (51,420) (96,464) 308,694 495,847 262,687 296,577 100,631 189,180 400,200 52,016 742,027
272 2015 3 (4) (ii) (i) 2014 407,576 60,447 468,023 29,832 15,588 14,187 9,420 69,027 1,242 3,884 12,831 8,405 794 27,156 28,871 32,920 97,148 20,072 179,011 23 143,239 228,575 290,463 13,568 675,868 (ii) 27,436 11,221 229,020 162,731 773,963 442,900 111,823 1,759,094 3,232 7,938 11,914 42,461 83,220 9,570 158,335 3,978 19,974 93,557 59,325 176,834 10,577 21,773 107,425 86,271 2,900 228,946 37,847 25,639 20,640 18,277 16,225 3,575 585 122,788 476,114 127,139 457,115 498,239 1,369,910 751,568 184,997 3,865,082 50,000 50,000 1,099,378 156,403 306,851 647,076 196,497 103 2,406,308 159,543 404,947 110,376 221,388 896,254 70,233 3,259 6,583 80,075 329 2,284 14,758 66,888 45,020 129,279 1,949 13,380 17,634 8,941 19,274 5,518 140 66,836 1,949 1,272,301 699,546 431,711 909,079 268,903 45,263 3,628,752 474,165 (1,145,162) (242,431) 66,528 460,831 482,665 139,734 236,330 125,397 147,351 242,483 71,159 586,390 (i) (ii)