CHINA MERCHANTS BANK CO.,LTD.
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2.1 1 China Merchants Bank Co., Limited 2 600036 3 7088 7088 518040 www.cmbchina.com cmb@cmbchina.com 4 2
5 7088 0755-83198888 0755-83195109 cmb@cmbchina.com 6 http://www.sse.com.cn 7 1987 3 31 1000001001686 44030110001686X 44030410001686X 1 8 2.2 2.2.1 ( ) 2004 1-6 2003 1-6 % 2,638,273 1,600,298 64.86% 1,688,933 1,108,029 52.43% 1,667,764 1,089,189 53.12% 2,617,104 1,581,458 65.49% 0 0 2,617,104 1,581,458 65.49% 1,275,442 1,303,732-2.17% 0 0 21,169 18,840 12.36% -11,509,571-5,625,617-104.59% -9,988,838-4,894,353-104.09% () 0.25 0.19 31.58% () 0.25 0.19 31.58% 0.24 0.19 26.32% -1.68-0.99-69.70% 3
8.69% 6.46% 2.23 8.59% 6.35% 2.24 31,544 10,375 ( ) 2004 6 30 2003 12 31 % 538,862,445 503,892,810 6.94% 373,830,050 353,511,451 5.75% 519,436,065 485,631,372 6.96% 489,350,816 464,408,808 5.37% 19,426,380 18,261,438 6.38% 2.84 3.20-11.25% 2.74 3.10-11.61% 2.2.2 1,704,306 19,504,543-15,373-78,163 1,688,933 19,426,380 2004 2.2.3 2004 6 30 2003 12 31 2003 6 30 519,436,065 485,631,372 418,694,148 441,824,963 399,208,225 348,492,136 25,343,759 21,222,564 17,798,432 1,429,562 795,490 1,701,611 343,703,078 307,480,056 264,077,792 181,308,044 159,878,044 141,563,281 10,318,082 6,333,791 5,563,699 55,472,339 62,224,462 54,845,749 87,221,125 70,295,648 51,975,700 9,383,488 8,748,111 10,129,363 4
2.2.4 1 / 2,617,104 13.47% 0.38 2,617,104 13.47% 0.38 1,688,933 8.69% 0.25 1,667,764 8.59% 0.24 2 / 2,654,646 13.61% 0.39 2,654,646 13.61% 0.39 1,704,306 8.74% 0.25 1,704,306 8.74% 0.25 2.2.5 2004 6 30 2003 12 31 2003 6 30 (%) 8% 8.12 8.07 9.49 11.16 10.56 12.12 15% 2.78 2.91 3.15 4.18 4.51 4.73 75% 64.17 63.75 61.74 62.47 61.44 61.25 85% 58.52 57.68 54.68 48.46 48.71 41.64 85% 63.60 63.11 60.96 60.56 59.78 58.52 25% 57.68 56.87 58.7 55.96 57.06 56.87 60% 93.99 98.11 103.77 113.34 119.84 121.75 4% 0.12 0.35 0.02 0.4 0.40 0.27 8% 0.88 2.11 3.36 3.33 3.77 3.71 100% 2.47 1.85 2.55 0.49 0.00 0.16-99.16 98.57 99.3 98.31 94.24 96.79 10% 6.10 6.07 5.96 6.10 6.21 6.19 50% 49.05 48.78 48.26 43.26 43.84 41.53 = / 2004 2 23 2004 2 = / = - / = / = / = / / = - / + = / = / 5
2.2.6 5,706,818 9,269,295 962,268 2,323,057 18,261,438 1,141,364 / / 1,688,933 2,830,297 / 1,141,364 / 525,027 1,666,391 / 1,036 / / 1,036 6,848,182 8,128,967 962,268 3,486,963 19,426,380 2003 10 2 2003 2.3 2.3.1 7088 518040 1 1444 145,956 2 518001 62 2168 58,249 158 430022 18 795 15,346 138 510620 24 888 18,465 24 410005 9 330 5,628 66 450008 2 218 3,949 161 200120 36 1468 47,110 1 210005 10 463 16,694 310 310001 13 476 8,465 162 330003 8 412 7,502 60 350003 7 328 5,703 21 250011 11 371 15,127 36 266071 9 356 10,647 436 230061 6 226 4,636 862 361004 2 116 2,009 128 214002 8 173 4,782 128 215004 6 138 4,835 81 315010 6 159 7,909 325000 5 141 4,115 156 100031 27 1047 54,749 55 300204 11 449 12,466 12 110003 17 820 17,171 17 116001 10 411 7,766 3 150001 3 137 3,078 9 610016 13 507 9,917 2 400010 15 579 12,691 48 650051 6 233 5,863 107 710001 13 524 13,135 505 730000 10 321 7,246 80 830002 6 219 3,531 523129 1 73 141 12 1 45 3,981 35 100005 1 7 6
509MadisonAveune,Suite306, NewYork,NewYork10022,U.S.A 1 2 --- --- 378 16044 538,862 410 2.3.2 326,880.11 95.10% 271,407.77 1.5% 55,472.34 1% 7,259.99 2.11% 2% 2,671.12 0.78% 35% 4,490.13 1.31% 65% 2,401.73 0.70% 100% 343,703.08 100% 1 2 2002 98 96.10 46.70 49.40 / 100.49% / 51.66% 2.3.3 : 8,520,000 8,520,000 1,096,012 1,096,012 28,541 28,541-34,553-34,553 0 0 9,610,000 9,610,000 2.3.4 133.10 49.05% 6.10% 50% 10% 7
2.3.5 42.37 1.93 4.56% 2.3.6 ( ) 4.78% 317,547 1. 233,343 74,996 9,208 2. 128,611 68,930 54,536 65,470 2.3.7 (%) 15,804,862 0.84% 9,533,032 1.73% 8,050,860 0.64% 8,274,372 1.53% 41,663,127 1.14% 2.3.8 90 2004 6 30 2003 12 31 3,477,477 810,245 2,667,232 115,901 115,901 0, 6 30 2.3.9 8
% 1996 60,775 2006.06 11.83 1997 37,097 2007.09 9.78 1998 45,031 2005.05-2008.09 5.01-6.80 1999 215,840 2004.11-2009.04 3.20-4.88 2000 217,585 2005.06-2010.09 2.45-3.50 2001 1,043,000 2004.12-2021.10 2.50-3.85 2002 442,604 2004.12-2009.12 1.90-2.93 2003 723,927 2004.12-2013.04 2.32-3.50 2004 239,000 2005.03-2011.05 3.20-4.89 1999 13,462 2004.07 2004.10 2.97 3.25 2000 15,838 2005.03 2005.11 3.14 2001 7,860 2004.09 2006.10 2.89 3.14 2002 165,400 2005.03-2007.11 2.07-2.74 2003 79,420 2006.03-2008.11 2.32-2.63 41,350 2013.05 2014.02 3.63 4.00 91,342 2006.05 2013.10 4.75 7.75 3,439,531 2.3.10 2004 95.63 1.15 2.78% 0.37 1-6 5 9
10 2.3.11 1 49.62 2 327.43 3 834.77 2.3.12 2.3.13 2.3.14
2.3.15 3.1 2004 3 19 2003 2003 5,706,818,030 10 0.92 10 2 2004 5 11 5,706,818,030 6,848,181,636 5,048,181,636 1,800,000,000 1 2,233,080,744 446,616,149 2,679,696,893 2,233,080,744 446,616,149 2,679,696,893 2 1,973,737,286 394,747,457 2,368,484,743 3 4 4,206,818,030 841,363,606 5,048,181,636 1 1,500,000,000 300,000,000 1,800,000,000 2 3 4 1,500,000,000 300,000,000 1,800,000,000 5,706,818,030 1,141,363,606 6,848,181,636 11
3.2 3.2.1 180,508 105 180,403 3.2.2 1,682,663 2004 1 4,241,268 106,031,700 3.3.3 + - 1 204,930,222 1,229,581,331 17.95 0 2 98,268,839 589,613,032 8.61 0 3 65,028,184 390,169,104 5.70 0 4 36,413,600 218,481,600 3.19 0 5 28,820,218 172,921,308 2.53 0 6 22,428,411 134,570,467 1.97 0 7 20,237,950 121,427,700 1.77 0 8 20,237,950 121,427,700 1.77 0 9 20,237,950 121,427,700 1.77 0 10 20,237,950 121,427,700 1.77 0 536,841,274 3,221,047,642 47.03 0 (1) 10 (2) 10 (3) 10 3.3.4 1 A 45,500,512 0.66 2 A 31,977,360 0.47 3 A 31,418,064 0.46 4 A 30,631,397 0.45 5 A 26,725,503 0.39 12
6 A 25,313,824 0.37 7 50 A 25,099,257 0.37 8 A 22,442,181 0.33 9 A 18,648,645 0.27 10 A 16,863,106 0.25 274,619,849 4.01 4.1 56 2004.6 2007.6 0 0 54 2004.6 2007.6 0 0 46 2004.6 2007.6 0 0 48 2004.6 2007.6 0 0 45 2004.6 2007.6 0 0 42 2004.6 2007.6 0 0 45 2004.6 2007.6 0 0 43 2004.6 2007.6 0 0 42 2004.6 2007.6 0 0 53 2004.6 2007.6 0 0 49 2004.6 2007.6 0 0 44 2004.6 2007.6 0 0 56 2004.6 2007.6 0 0 45 2004.6 2007.6 0 0 55 2004.6 2007.6 0 0 45 2004.6 2007.6 0 0 65 2004.6 2007.6 0 0 47 2004.6 2007.6 0 0 65 2004.6 2007.6 0 0 48 2004.6 2007.6 0 0 37 2004.6 2007.6 0 0 59 2004.6 2007.6 0 0 56 2004.6 2007.6 0 0 45 2004.6 2007.6 0 0 40 2004.6 2007.6 0 0 41 2004.6 2007.6 0 0 56 2004.6 2007.6 0 0 44 2004.6 2007.6 0 0 48 2004.6 2007.6 0 0 13
4.2 2004 6 25 2004 18 9 2004 6 25 2004 6 25 2004 6 26 5.1 23.64% 24.06% 51.53% 52.43% 5.1.1 538,862 23.64% 519,436 24.06% 30,085 69.03% 19,426 13.34% 2,617 65.49% 1,689 52.43% 5.1.2 30% 45,842 57.78% 14
10,318 85.45% 3,362 33.11% 11,244 42.51% 87,221 67.81% 476 92.79% 791-40.47% 6,481 136.87% 9,877 120.71% 1,659-91.42% 11,244 42.51% 2,039 38.46% 37,859 45.80% 777 50.29% 507 32.30% 1,299 83.57% 12-98.24% 4,244 60.90% 11,302 65.87% 1,241-3,500-30,085 69.03% 962 86.38% 3,487 111.70% 8,115 61.51% 653 30.64% 532 50.16% 188 40.63% 2,410 37.93% 949 134.89% 111 48.96% 18 158.66 10-37.50% 1,384 31.29% 949 92.85% 5.2 5.2.1 5.2.2 15
26.38, 10.38 64.86% 16.89 5.81 52.43% 6 5388.62 349.69 6.94% 4418.2 426.1 10.67 1263 3 344.3 3051 293 6 3437 362.2 11.78 95.63 1.15 2.78% 0.37 2000 8.95 0.34% 10.96 6 96.10 46.70 49.40 100.49% 51.66% 7.2 2.32 47.54% 0.942 0.27 48.4% 3.06 1.75 134.7 120 1 8.69% 6.46% 2.23 34.52% 0.25 / 0.296 / 0.19 / 0.106 / 55.79% 2003 3 5.2.3 2004 1 6 2003 1 6 % 8,115 75.40% 5,024 68.68% 3,091 61.52% 653 6.06% 500 6.83% 153 30.60% 1,275 11.85% 1,304 17.82% -29-2.17% 720 6.69% 488 6.67% 232 47.54% 10,763 100% 7,316 100% 3,447 47.12% 16
5.2.4 4,319 1,068 3,296 937 1,943 401 1,177 245 28-34 10,763 2,617 5.2.5 5.2.6 2004 1 2 5.3 5.3.1 2002 4 1 15 7.30 107.7 2002 4 2 2 35 22.27 23 10.67 2 0.53 10 6.55 5.3.2 17
5.3.3 5.4 5.5 50% 6.1 18 6 9 2 3 1 6.2 2003 2004 3 19 2003 5,706,818,030 10 0.92 10 2 2004 3 20 2004 5 10 2004 5 11 2004 5 12 2004 5 17 18
2003 2004 4 28 6.3 2004 6 30 245 142352.93 38352.009 28 7049.72 7089.949 5 106678.13 28649.64 6.4 6.5 2004 6 5%5% 2004 6 2003 12 1,229,581,331 30,000.00 50,000.00 589,613,032 165,532.00 165,534.00 390,169,104 10,000.00 10,000.00 2,209,363,467 205,532.00 225,534.00 2004 6 773,375.40 2.25% 389,279.70 0.88% 2004 6 3000 1% 75.8 2.21% 6.6 19
6.6.1 6.6.2 6.6.3 6.7 5% 5% 6.8 6.9 6.10 1 2003 2 35 35 2004 4 10 2004 6 14 20
3 2004 48 65 6.11 [2003]56, 17.95% 2004 6 3 0.84 3.84 0.11% 6.12 [2003]56 2004 [2003]56 21
2004 22
KPMG-AH (2004) AR No.xxxx ( ) 1 8 100738
( ) 6 30 12 31 7 2,831,814 2,921,539 8 45,842,185 50,652,328 9 11,613,944 13,907,363 10 10,163,388 15,430,477 11 181,308,044 159,878,044 12 10,318,082 6,333,791 13 1,106,460 1,307,923 14 3,361,576 694,344 15 55,472,339 62,224,462 16 11,824,400 12,276,917 17 11,243,994 9,983,368 18 16,805,450 10,214,150 19 11,938,374 7,686,745 373,830,050 353,511,451 ------------------ ------------------ 1
( ) ( ) ( ) 6 30 12 31 20 87,221,125 70,295,648 21 9,383,488 8,748,111 23-9,610,000-8,520,000 24 70,089,511 71,613,365 25 99,761 99,761 26 6,697,208 6,714,640 26-2,400,519-2,228,303 26 4,296,689 4,486,337 27 475,509 318,428 161,956,083 147,041,650 ------------------ ------------------ 28 548,705 572,877 29 790,607 1,249,832 1,339,312 1,822,709 ------------------ ------------------ 30 1,737,000 1,517,000 ------------------ ------------------ 538,862,445 503,892,810 2
( ) ( ) 6 30 12 31 31 220,379,666 201,484,570 32 154,269,326 143,160,243 6,481,189 4,769,088 33 9,876,509 25,349,599 34 31,606,321 28,499,170 35 1,429,562 795,490 36 1,659,248 8,402,766 1,662,492 2,908,542 3,973,343 3,017,376 17 11,243,994 9,983,368 37 2,039,365 1,520,117 38 37,858,869 30,323,472 777,072 507,854 506,520 440,641 39 1,299,022 838,657 32,327 46,500 12,135 8,647 40 4,243,856 2,352,708 489,350,816 464,408,808 ------------------ ------------------ 3
( ) ( ) 6 30 12 31 11,302,267 8,361,305 14,041,492 12,861,259 41 1,241,490-41 3,500,000-30,085,249 21,222,564 ------------------ ------------------ 519,436,065 485,631,372 ------------------ ------------------ 42 6,848,182 5,706,818 43 8,128,967 9,269,295 44 962,268 962,268 3,486,963 2,323,057-525,027 19,426,380 18,261,438 ------------------ ------------------ 538,862,445 503,892,810 ( ) ( ) ( ) ( ) 4
( ) 1 6 1 6 9,487,423 6,011,989 45 8,114,509 5,024,232 46 653,271 500,048 532,065 354,323 187,578 ------------------ 133,386 ------------------ 3,488,066 2,232,771 47 2,410,378 1,747,507 48 948,651 403,870 110,659 74,289 18,378 ------------------ 7,105 ------------------ 2,817,698 2,127,598 49 1,275,442 1,303,732 50 455,903 ------------------ 319,675 ------------------ 4,001,198 2,635,677 31,544 35,441 10,375 16,601 4,022,367 2,654,517 51 1,384,094 1,054,219 2,638,273 1,600,298 52 949,340 492,269 1,688,933 1,108,029 53 0.25 0.19 53 0.25 0.19 53 8.69% 6.46% 53 8.88% 6.68% ( ) ( ) ( ) ( ) 5
( ) 2004 1 1 5,706,818 9,269,295 962,268 2,323,057 525,027 18,261,438 - - - 1,688,933-1,688,933 2003 4 - - - -525,027-525,027-525,027 1,141,364-1,141,364 - - - - - 1,036 - - - 1,036 2004 6 30 6,848,182 8,128,967 962,268 3,486,963-19,426,380 2003 1 1 5,706,818 9,269,588 516,286 1,223,947 684,818 16,716,639 - - - 2,229,910-2,229,910 2002 - - - -684,818-684,818-684,818 2003 4 - - 445,982-445,982 - - 2003 4 - - - - 525,027 - - -293 - - - -293 2003 12 31 5,706,818 9,269,295 962,268 2,323,057 525,027 18,261,438 ( ) ( ) ( ) ( ) 6
( ) 1 6 1 6 5,186,244 2,393,706 31,800,189 22,825,455 29,187,359 34,993,167 6,556,900 - - 13,911,271 8,666,057 5,131,624 532,065 354,323 28,541 27,962 1,260,626 2,308,076 1,239,555 408,915 84,457,536 82,354,499 ------------------------ ------------------------ 22,111,721 18,875,797 19,332,098 40,664,757 1,260,626 2,308,076 17,904,759 9,086,711-84,087-7,593,349 5,923,518 3,059,040 21,582,536 1,864,079 2,807,605 1,851,008 110,659 74,289 1,313,592 963,711 749,000 376,304 418,443 280,940 2,452,550 897,968 95,967,107 87,980,116 ------------------------ ------------------------ (1) -11,509,571-5,625,617 ------------------ ------------------ 7
( ) ( ) 1 6 1 6 30,213,426 21,028,613 1,578,628 1,320,300 42,098 1,086 31,834,152 22,349,999 ------------------------ ------------------------ 299,899 228,745 34,192,031 21,384,595 34,491,930 21,613,340 ------------------------ ------------------------ / -2,657,778 736,659 ------------------ ------------------ 1,241,490-3,500,000-4,741,490 - ------------------------ ------------------------ 521,539 6,411 32,176-553,715 6,411 ------------------------ ------------------------ / 4,187,775-6,411 ------------------ ------------------ -9,264 1,016 ------------------ ------------------ (3) -9,988,838-4,894,353 8
( ) ( ) (1) 1 6 1 6 1,688,933 1,108,029 342,277 - -54,195 101,852 1,096,012 952,367 287,872 267,365 73,830 70,975-1,275,442-1,303,732 / -567 1,769-41,061,718-69,139,318 27,393,427 62,315,076-11,509,571-5,625,617 (2) 6 30 6 30 2,831,814 2,768,544 ------------------ ------------------ 45,842,185 28,288,492 9,464,559 5,663,020 9,310,182 13,180,949 7,628,450 3,414,900 1,481,459 1,155,413 73,726,835 51,702,774 ------------------ ------------------ 76,558,649 54,471,318 9
( ) ( ) (3) 6 30 6 30 2,831,814 2,768,544-2,921,539-3,140,926 73,726,835 51,702,774-83,625,948-56,224,745-9,988,838-4,894,353 ( ) ( ) ( ) ( ) 10
( ) 1 ( ) (1986) 175 (1987) 86 0345 0497 (1989) 12 4 0025 9-0006 [1993] 73 (1994) 90 132 133 11.23 1000001001686 (4-4) [1996] 93 28.07 1000001686-X [1998] 173 14 42.07 11115840001 1000001001686 [2002] 33 7.30 (A ) 15 1 107.69 57.07 [2004] 106 11.41 57.07 68.48 11
( ) 1 ( ) 2 ( ) 64 3 (a) (b) 12
( ) 3 (c) (d), (e) (f) 13
( ) 3 (g) (h) i) 1 ( 1 ) 1 ( ) ii) 90 ( 90 ) 14
( ) 3 (h) iii) iv) ( ) ( [2002] 98 ) ( [2001] 416 ) 1% 15
( ) 3 (i) (j) i) ii) 16
( ) 3 (j) iii) iv) (k) ( 3%) 20 4.85% 5 19.4% 5 19.4% 17
( ) 3 (k) (l) () i) 3 ii) iii) (m) 1 ( 1 ) i) ii) iii) 18
( ) 3 (m) (n) i) ii) iii) iv) (o) 19
( ) 3 (p) : i) ( ) 90 90 ii) iii) (q) 20
( ) 3 (r) (s) () (t) 21
( ) 4 4 ( [2001] 58 ) 22.3 21.8 ( 64) 10 0.92 525,027 5 (a) ( [2001] 21 ) 5% (1997) 192 22
( ) 5 ( ) (b) 1% 7% (c) 3% (d) 10% 15% 33% (e) i) () 10% ( ) ii) (2001) 13 [2003] 855 60% 15% 23
( ) 6 5,000 100% ( ) [1998] 405 [2002] 30 7 6 30 12 31 2,721,745 2,895,548 110,069 25,991 2,831,814 2,921,539 8 275 ( 236 ) 7.5% 2% ( 7% 2%) 24
( ) 9 6 30 12 31 4,889,482 7,300,608 22 200,022 6,724,440 6,406,733 11,613,944 13,907,363 10 6 30 12 31 348,000 7,354,737 1,046,922 2,578,921 8,894,100 5,677,622 10,289,022 15,611,280-125,634-180,803 10,163,388 15,430,477 11 6 30 12 31 53,266,321 44,119,713 103,488,505 91,482,644 13,252,945 12,116,107 11,300,273 12,159,580 181,308,044 159,878,044 25
( ) 12 6 30 12 31 7,857,612 5,048,485 970,401 641,189 807,380 453,955 682,689 190,162 10,318,082 6,333,791 13 (a) 2004 6 30 2003 12 31 (%) (%) 1 1,095,885 99.05 1,300,948 99.47 1-2 5,979 0.54 1,896 0.14 2-3 343 0.03 1,302 0.10 3 4,253 0.38 3,777 0.29 1,106,460 100.00 1,307,923 100.00 (b) 6 30 12 31 316,219 318,047 754,592 948,409 35,649 41,467 1,106,460 1,307,923 26
( ) 14 (a) 2004 6 30 2003 12 31 (%) (%) 1 3,281,013 94.35-3,281,013 569,785 70.32-569,785 1-2 52,225 1.50-52,225 102,851 12.69-102,851 2-3 14,745 0.43-14,745 101,649 12.55 95,208 6,441 3 129,494 3.72 115,901 13,593 35,960 4.44 20,693 15,267 3,477,477 100.00 115,901 3,361,576 810,245 100.00 115,901 694,344 (b) 6 30 12 31 2,365,038 139,117 372,600 186,300 115,901 115,894 75,388 27,707 44,754 37,869 31,683 28,144 27,063 74,395 445,050 200,819 3,477,477 810,245-115,901-115,901 3,361,576 694,344 (c) 2004 2004 1 1 6 30 115,901 - - - 115,901 27
( ) 15 6 30 12 31 44,284,737 49,727,630 11,187,602 12,496,832 55,472,339 62,224,462 16 6 30 12 31 568,900 252,687 8,783,036 7,187,313 301,492 1,874,628 1,160,065 2,686,612 1,067,718 332,488 11,881,211 12,333,728-56,811-56,811 11,824,400 12,276,917 (a) (b) (c) 28
( ) 17 6 30 12 31 11,243,994 9,117,294-866,074 11,243,994 9,983,368 18 6 30 12 31 2,949,650 2,624,400 728,610 13,500 4,204,190 2,163,250 7,882,450 4,801,150 8,923,000 5,413,000 16,805,450 10,214,150 19 2004 6 30 (%) / 1.90-6.8 2004 7 16 2005 6 21 8,172,099 8,147,525 1,604 122,967 8,272,096 2004 7 5 2.92 2004 9 6 935,329 954,750-89 - 954,661 0.26-7.88 2004 8 1 2005 6 20 2,717,685 2,711,393 224-2,711,617 11,825,113 11,813,668 1,739 122,967 11,938,374 29
( ) 20 2004 6 30 1-2 2-5 5 3,326,946 12,230,728 3,657,738 19,215,412 3,651,217 13,777,515 3,945,866 21,374,598 1,438,092 6,771,964 35,036,069 43,246,125 434,180 1,113,530 1,837,280 3,384,990 8,850,435 33,893,737 44,476,953 87,221,125 2003 12 31 1-2 2-5 5 4,121,055 9,813,274 2,438,173 16,372,502 4,057,506 11,163,701 3,904,647 19,125,854 1,884,265 5,929,157 25,488,570 33,301,992 442,616 677,684 375,000 1,495,300 10,505,442 27,583,816 32,206,390 70,295,648 21 6 30 12 31 313,856 347,062 3,669,688 3,073,070 4,988,740 4,980,229 411,204 347,750 9,383,488 8,748,111 30
( ) 22 6 30 12 31 334,944,706 298,831,098 8,758,372 8,648,958 343,703,078 307,480,056 23 2004 2004 1 1 6 30 3,930,000 740,000 - - - - 4,670,000 4,590,000 556,192-200,180 28,541-34,553-4,940,000 8,520,000 1,296,192-200,180 28,541-34,553-9,610,000 2003 2003 1 1 12 31 2,600,000 1,330,000 - - - - 3,930,000 4,220,000 1,114,872-400,171 136,755-468,170-13,286 4,590,000 6,820,000 2,444,872-400,171 136,755-468,170-13,286 8,520,000 (a) (b) 31
( ) 24 (a) 2004 1 1 2004 6 30 71,632,910-19,545 71,613,365-1,523,854 70,109,056-19,545 70,089,511 (b) 2004 6 30 (%) 2005 7 1 2-11.83 2027 10 28 36,020,198 35,517,343 106,169 240,967 35,864,479 2005 10 26 2.41-4.23 2022 5 9 22,797,649 22,785,599 7,719-22,793,318 0.66-7.6 2005 7 22 2016 5 7 11,453,833 11,426,776 24,483-11,451,259 70,271,680 69,729,718 138,371 240,967 70,109,056 32
( ) 25 (a) 2004 2004 1 1 6 30 99,761 - - 99,761 (b) 2004 6 30 50,000 53,060 100% ( 6) 80,000 38,016 4.8% ( 1) () 8,150 8,685 0.7% ( 2) 1 4,198 3,802, 8,000 3,802 2 () 33
( ) 26 2004 1 1 3,910,964 1,863,252 940,424 6,714,640 18,092 92,401 27,752 138,245 1,510 - - 1,510 / -16,350-27,841-112,996-157,187 2004 6 30 3,914,216 1,927,812 855,180 6,697,208 ---------------- ---------------- ---------------- ---------------- 2004 1 1 699,026 969,037 560,240 2,228,303 93,987 127,241 66,644 287,872 / -3,529-26,444-85,683-115,656 2004 6 30 789,484 1,069,834 541,201 2,400,519 ---------------- ---------------- ---------------- ---------------- 2004 6 30 3,124,732 857,978 313,979 4,296,689 2003 12 31 3,211,938 894,215 380,184 4,486,337 14 34
( ) 27 2004 2004 1 1 6 30 318,428 161,654-1,510-3,063 475,509 28 2004 2004 1 1 6 30 794,402 441,848 46,455-486 -64,790 423,027 169,779 78,762 4,419-4,368-7,063 71,750 65,000 27,000 - -641-26,359 34,520 25,267 4,439-160 -1,977 27,569 1,063,701 572,877 55,313-5,655-73,830 548,705 29 6 30 12 31 2,000,607 2,179,832-1,210,000-930,000 790,607 1,249,832 35
( ) 30 6 30 12 31 1,566,000 1,346,000 171,000 171,000 1,737,000 1,517,000 (a) i) ii) (b) ( [2001] 69 ) 36
( ) 30 31 6 30 12 31 156,686,085 145,001,725 63,267,868 56,182,119 242,342 153,560 183,371 147,166 220,379,666 201,484,570 32 6 30 12 31 84,407,299 76,508,791 64,390,751 62,105,654 5,089,111 3,934,330 382,165 611,468 154,269,326 143,160,243 37
( ) 33 6 30 12 31 9,755,969 19,360,918 120,540 5,988,681 9,876,509 25,349,599 34 6 30 12 31 5,133,788 5,512,348 25,925,735 22,707,231 546,798 279,591 31,606,321 28,499,170 35 6 30 12 31 800,000 74,520-13,243 629,562 707,727 1,429,562 795,490 38
( ) 36 6 30 12 31 947,000 4,004,000-4,120,000 682,248 278,766 1,629,248 8,402,766 30,000-1,659,248 8,402,766 37 6 30 12 31 1 1,855,619 1,354,608 1 2 140,440 112,620 2 3 29,109 33,669 3 14,197 19,220 2,039,365 1,520,117 39
( ) 38 6 30 12 31 28,766,468 22,752,039 2,852,493 2,707,308 3,148,102 2,333,128 2,192,286 1,358,148 899,520 1,172,849 37,858,869 30,323,472 39 6 30 12 31 1,010,000 589,660 245,672 201,240 17,682 24,919 2,073 1,982 306 397 23,289 20,459 1,299,022 838,657 40
( ) 40 (a) 6 30 12 31 1 4,219,526 2,307,456 1 2 18,825 36,659 2 3 2,147 5,081 3 3,358 3,512 4,243,856 2,352,708 (b) 6 30 12 31 1,688,851 37,538 727,415 440,880 486,204 621,815 222,940 166,645 157,344 60,784 182,871 178,970 53,546 43,834 22,852 144,873 21,210 30,291 13,591 17,576 13,364 11,710 653,668 597,792 4,243,856 2,352,708 41
( ) 41 (a) (b) 1.5 LIBOR+0.35% (%) 61 2004 3 31 4.59-5.1 3,500,000 2004 6 10 35 (2004) 36 35 42 2004 1 1 5,706,818 5,706,818 1,141,364 1,141,364 2004 6 30 6,848,182 6,848,182 2003 1 1 12 31 5,706,818 5,706,818 6 30 12 31 5,048,182 4,206,818 1,800,000 1,500,000 6,848,182 5,706,818 42
( ) 42 ( ) (a) (1986) 175 (1987) 86 1 1 (b) (1989) 12 4 4 2.85 1.15 (1988) 51 (1991) 29 (c) (1993) 73 (1994) 90 132 133 600,727,212 600,727,212 522,000,000 1,122,727,212 1 1,122,727,212 (1994) 413 (d) [1996] 93 156 16.84 11.23 28.07 2,806,818,030 (1996) 027 054 (e) [1998] 173 2,806,818,030 4,206,818,030 5 [1999] 42 9 1 3.5 (1999) 13 43
( ) 42 ( ) (f) [2002] 33 7.30 (A ) 15 1 109.5 5,706,818,030 (2002) 6 (g) 10 2 ( ) 6,848,181,636 (2004) 59 43 6 30 12 31 1 1 9,269,295 9,269,588 ( 42) -1,141,364-1,036-293 8,128,967 9,269,295 44
( ) 44 2004 1 1 962,268 471,155 - -19,611 2004 6 30 962,268 451,544 2003 1 1 516,286 275,878 - -27,714 445,982 222,991 2003 12 31 962,268 471,155 45 1 6 1 6 6,345,443 4,302,319 1,616,647 660,926 92,074 51,582 46,151 2,306 14,194 7,099 8,114,509 5,024,232 45
( ) 46 1 6 1 6 343,862 225,138 30,472 20,587 278,937 254,323 653,271 500,048 47 1 6 1 6 2,378,202 1,747,507 32,176-2,410,378 1,747,507 48 1 6 1 6 19,366-608,009 145,778 321,276 258,092 948,651 403,870 46
( ) 49 1 6 1 6 119,824 125,493 1,155,104 1,177,635 514 604 1,275,442 1,303,732 50 1 6 1 6 417,424 295,245 24,985 15,782 13,494 8,648 455,903 319,675 47
( ) 51 1 6 1 6 1,096,012 952,367-54,195 101,852 342,277-1,384,094 1,054,219 52 1 6 1 6 1,169,340 450,269-220,000 42,000 949,340 492,269 48
( ) 53 9 ( [2001] 11 ) (a) 1 6 1 6 ( ) 1,688,933 1,108,029 () 6,848,182 5,706,818 () 0.25 0.19 () 6,848,182 5,706,818 () 0.25 0.19 (b) 1 6 1 6 ( ) 1,688,933 1,108,029 ( ) 19,426,380 17,140,150 8.69% 6.46% ( ) 19,018,400 16,585,835 8.88% 6.68% 49
( ) 54 ( [2004] 18 ) 6 30 12 31 27,138,098 27,740,735 18,999,098 18,026,382 334,011,580 292,222,168 8.12% 9.49% 5.69% 6.17% 55 (a) i) 8-2 17.95% 5,000 100% 50
( ) 55 (a) ( ) i) ( ) (1) 17.95% ( ) 6 30 12 31 800,000,000 800,000,000 200,000,000 200,000,000 50,000,000 50,000,000 ( ) (%) ( ) (%) 2004 1 1 1,024,651,109 17.95 50,000,000 100.00 204,930,222 - - - 2004 6 30 1,229,581,331 17.95 50,000,000 100.00 51
( ) 55 (a) ( ) i) () 589,613,032 8.61% () 390,169,104 5.70% 218,481,600 3.19% 172,921,308 2.53% () 134,570,467 1.97% 121,427,700 1.77% 121,427,700 1.77% 121,427,700 1.77% () 121,427,700 1.77% 120,000,000 1.75% 120,000,000 1.75% ii) 27 iii) 18 52
( ) 55 (b) (1) 2004 6 30 2003 12 31 (%) (%) 300,000 0.09 500,000 0.16 300,000 0.09 500,000 0.16 -------------- --------- -------------- --------- () 1,655,320 0.48 1,655,340 0.54 () 100,000 0.03 100,000 0.03 5,094,206 1.48 4,482,038 1.46 6,849,526 1.99 6,237,378 2.03 -------------- --------- -------------- --------- 84,015 0.02 260,000 0.08 -------------- --------- -------------- --------- 500,213 0.15 819,219 0.27 -------------- --------- -------------- --------- 7,733,754 2.25 7,816,597 2.54 5% 5% 20.55 ( 22.55 ) (2) 4.14 53
( ) 55 (b) (3) 2004 6 30 2003 12 31 (%) (%) - - 602,935 2.06 (4) 2004 6 30 2003 12 31 (%) (%) 65-34,569 0.01 71 - - - 136-34,569 0.01 -------------- --------- -------------- --------- () 479,860 0.11 37,080 0.01 () 90,710 0.02 - - 2,922,894 0.65 2,775,248 0.68 3,493,464 0.78 2,812,328 0.69 -------------- --------- -------------- --------- ( ) 377,391 0.08 701,272 0.17 -------------- --------- -------------- --------- 21,806-178,877 0.04 -------------- --------- -------------- --------- 3,892,797 0.86 3,727,046 0.91 54
( ) 55 (b) (5) 2004 6 30 2003 12 31 (%) (%) 90,680 0.29 - - 142,323 0.45 2,950,888 10.35 323,948 1.02 - - 556,951 1.76 2,950,888 10.35 (6) 3.6 13.5 1.9 ( 6.8 11.8 4.2 ) 5% (7) 55
( ) 56 (a) ( ) 6 30 12 31 59,654,430 57,957,340 41,207,418 37,323,434 35,039,790 34,578,118 22,970,746 18,593,200 18,362,414 16,947,399 16,782,138 14,761,053 14,506,074 10,880,243 14,325,588 13,365,447 13,668,041 13,342,682 107,186,439 89,731,140 343,703,078 307,480,056-9,610,000-8,520,000 334,093,078 298,960,056 56
( ) 56 ( ) (b) ( ) 6 30 12 31 56,643,257 48,086,187 55,347,991 47,209,496 37,934,079 28,364,627 8,015,893 7,407,079 157,941,220 131,067,389 ------------------ ------------------ 33,317,360 30,332,399 17,065,351 14,889,722 13,244,013 9,864,583 9,102,932 9,365,963 2,911,450 5,909,524 75,641,106 70,362,191 ------------------ ------------------ 10,839,429 9,244,197 ------------------ ------------------ 244,421,755 210,673,777 43,808,984 34,581,817 288,230,739 245,255,594 55,472,339 62,224,462 343,703,078 307,480,056-9,610,000-8,520,000 334,093,078 298,960,056 57
( ) 56 ( ) (c) ( ) 6 30 12 31 70,056,923 67,192,093 64,070,027 58,002,489 55,073,318 48,290,825 30,401,186 25,907,930 21,602,816 20,167,132 20,822,175 20,390,424 27,436,848 26,842,888 11,252,185 10,117,012 17,122,330 16,240,056 132,130,836 113,735,006 449,968,644 406,885,855 58
( ) 57 75% 7.5% 2% 2,519 75% / 3 3 1 1 5 5 ( ) ( ) ( ) ( ) ( ) ( ) ( ) 2,832 - - - - - 2,832 55,184 1,339 758 160-15 57,456-91,490 160,434 44,230 33,123 4,816 334,093-9,669 286 158 41 9 10,163 1,291 4,094 17,844 38,342 32,378 3 93,952 2,542 1,953 4,499 1,623 627-11,244-10,777 5,828 200 - - 16,805 3,389 561 462 3,592 4,299 14 12,317 65,238 119,883 190,111 88,305 70,468 4,857 538,862 -------------- -------------- -------------- -------------- -------------- -------------- -------------- 288,936 57,038 84,778 18,748 469-449,969 1,855 6,803 1,219 - - - 9,877 23,475 1,391 640 6,100 - - 31,606 2,542 1,953 4,499 1,623 627-11,244-821 609 - - - 1,430-1,275 384 - - - 1,659 - - - 1,241 - - 1,241 - - - 2,500 1,000-3,500 7,258 360 1,140 135 17-8,910 324,066 69,641 93,269 30,347 2,113-519,436 -------------- -------------- -------------- -------------- -------------- -------------- -------------- ( ) 2,282 12,221 32,623 38,615 1,456-87,197 -------------- -------------- -------------- -------------- -------------- -------------- -------------- -261,110 38,021 64,219 19,343 66,899 4,857-67,771 59
( ) 57 ( ) 58 60
( ) 58 ( ) ( ) ( ) ( ) ( ) 2,039 35 172 322 2,832 50,008 453 723 2,936 57,456 309,014 2,431 3,294 1,461 334,093 1,393 612 1,698 1,905 10,163 76,938 1,582 3,150 609 93,952 11,158 10 5-11,244 16,154 79 - - 16,805 11,251 51 602 7 12,317 477,955 5,253 9,644 7,240 538,862 ------------------- ------------------- ------------------- ------------------- ------------------- 400,147 4,228 9,165 5,108 449,969 9,877 - - - 9,877 26,023 388 390 1,956 31,606 11,158 10 5-11,244 800 59-142 1,430 977 82 - - 1,659-150 - - - 3,500 - - - 4,741 7,637 64 703-8,910 460,119 ------------------- 4,981 ------------------- 10,263 ------------------- 7,206 ------------------- 519,436 ------------------- 17,836 272-619 34 19,426 71,180 1,590 94 2,758 87,197-53,344-1,318-713 -2,724-67,771 ( ) 61
( ) 59 ( ) 60 62
( ) 60 2003 1 1 2004 6 30 5.04% 5.31% 5.49% 5.76% 7.56% 0.72% 1.71% 2.79% (1 7 ) 1.08% 1.62% 1.44% 1.89% 2.97% 70% ( 30%) 10% ( ) 63
( ) 61 (a) i) ( ) ii) 6 30 12 31 2,682,278 327,878 1,536,107 1,549,288 803,032 777,146 1,141,766 3,732,733 1,738,086 756,409 7,901,269 7,143,454 2,700 ( 7,800 ) 64
( ) 61 ( ) (a) ii) 6 30 12 31 83,477,424 55,192,188 1,556,227 676,218 12,969,431 9,255,885 11,271,263 7,164,825 6,937,515 7,668,287 8,856,857 5,973,829 8,425 11,568 125,077,142 85,942,800 / 69 ( 48 ) (b) 6 30 12 31 1 615,345 706,135 1-2 658,504 734,612 2-3 781,391 774,257 3 2,906,514 2,728,294 4,961,754 4,943,298 65
( ) 62 (a) 1.4 ( 0.3 ) (b) 6 30 12 31 1 430,000 449,000 1-2 388,000 404,000 2-3 345,000 355,000 3 892,000 1,096,000 2,055,000 2,304,000 (c) 6 30 12 31 167,645 298,000 66
( ) 63 65 5 67
( ) 64 2004 6 30 2003 12 31 1,704,306 19,504,543 2,180,041 18,324,228-15,373-78,163 49,869-62,790 1,688,933 19,426,380 2,229,910 18,261,438 68
( ) ( )
( ) 6 30 4 10,066,641 6,739,041 5 (3,359,029) (2,151,377) 6,707,612 4,587,664 ------------------ ------------------ 532,065 352,109 (110,659) (74,289) 421,406 277,820 ------------------ ------------------ 6 183,323 212,608 ------------------ ------------------ 7,312,341 5,078,092 7 (3,273,601) (2,447,273) 4,038,740 2,630,819 8 (1,384,094) (1,054,219) 2,654,646 1,576,600 9 (950,340) (488,269) 1,704,306 1,088,331 ( ) ( ) 10 0.25 0.16 8 54 1
( ) 6 30 12 31 11(a) 14,445,758 16,828,902 12(a) 45,842,185 50,652,328 13(a) 26,968,838 25,644,627 14 334,093,078 298,960,056 15 93,671,745 91,334,874 16 5,195,225 5,246,613 17 1,725,000 1,506,000 18 5,754,785 3,798,832 527,696,614 493,972,232 11(b) 31,606,321 28,499,170 12(b) - 5,988,681 13(b) 12,965,319 28,559,174 19 449,968,644 406,885,855 20(a) 1,241,490-20(b) 3,500,000-21 8,910,297 5,715,124 508,192,071 475,648,004 ------------------ ------------------ 8 54 2
( ) ( ) 6 30 12 31 23 6,848,182 5,706,818 24 8,128,967 9,269,295 25 962,268 516,286 3,565,126 1,860,820-971,009 19,504,543 18,324,228 ------------------ ------------------ 527,696,614 493,972,232 8 54 3
( ) 2004 1 1 5,706,818 9,269,295 516,286 1,860,820 971,009 18,324,228 - - - 1,704,306-1,704,306 2003 26(c) - - 445,982 - (445,982) - 2003 26(c) - - - - (525,027) (525,027) 23,24 1,141,364 (1,141,364) - - 1,036 - - - 1,036 2004 6 30 6,848,182 8,128,967 962,268 3,565,126-19,504,543 2003 1 1 5,706,818 9,269,588 210,300 651,788 990,804 16,829,298 - - - 2,180,041-2,180,041 2001 26(a) - - (40,868) - 40,868-2002 26(b) - - 346,854 - (346,854) - 2002 26(b) - - - - (684,818) (684,818) 2003 26(c) - - - (445,982) 445,982-2003 26(c) - - - (525,027) 525,027 - - (293) - - - (293) 2003 12 31 5,706,818 9,269,295 516,286 1,860,820 971,009 18,324,228 8 54 4
( ) 6 30 2,654,646 1,576,600 1,096,012 952,367 (54,195) 101,852 342,277-352,662 332,313 40,710 54,817 / () 7,560 (64,669) () / (567) 1,769 (1,339,571) (1,269,578) 32,176 - (5,988,681) (1,948,166) (2,473,769) (8,948,883) 6,752,123 (9,810,411) (42,981,157) (47,308,475) (2,526,987) (1,675,308) 43,082,789 48,731,911 (12,486,704) 12,844,324 2,771,345 1,151,271 (10,719,331) (5,278,266) ------------------ ------------------ (521,539) (6,411) 1,578,628 1,375,117 (32,176) - 1,024,913 1,368,706 ------------------ ------------------ (749,000) (376,304) ------------------ ------------------ 5
( ) ( ) 6 30 (34,192,031) (21,384,595) 30,213,426 21,028,613 (346,354) (261,522) 45,647 7,999 (4,279,312) (609,505) ------------------ ------------------ (14,722,730) (4,895,369) ------------------ ------------------ 1,241,490-3,500,000-4,741,490 - ------------------ ------------------ (9,981,240) (4,895,369) 86,549,203 59,365,671 (9,264) 1,016 27 76,558,699 54,471,318 10,313,344 5,131,624 2,839,781 1,851,008 8 54 6
( ) 1 ( ) ( ) 7
( ) 2 (a) (b) () ( 3(a) 3(j)) (c) 8
( ) 3 (a) i) ( ) ii) iii) () ( 3(e)) ( 3(e)) 9
( ) 3 (a) ( ) iv) ( ) v) vi) 10
( ) 3 (b) 20 20 5 5 (c) 11
( ) 3 (d) (e) i) 12
( ) 3 (e) ( ) ii) (f) i) ii) iii) 13
( ) 3 (g) (h) i) ii) (i) 14
( ) 3 (j) (k) (l) i) ii) (m) 15
( ) 3 (n) 4 6 30 8,114,509 5,024,232 343,862 225,138 156,679 184,366 152,730 90,544 1,298,861 1,214,761 10,066,641 6,739,041 5 6 30 2,378,202 1,747,507 19,366-608,009 145,778 321,276 258,092 32,176-3,359,029 2,151,377 16
( ) 6 6 30 169,200 126,281 18,233 13,755 (7,560) 64,669 567 (1,769) 2,883 9,672 183,323 212,608 7 6 30 ( ) 1,037,090 731,375 312,080 196,193 283,074 115,980 1,632,244 1,043,548 455,903 319,675 352,662 332,313 271,509 224,577 137,949 60,213 71,714 65,047 67,565 55,934 65,218 46,050 38,070 32,059 4,098 6,179 176,669 261,678 3,273,601 2,447,273 22(d) 17
( ) 8 6 30 ( 14(c)) 1,096,012 952,367 () / (54,195) 101,852 342,277-1,384,094 1,054,219 9 (a) 6 30 1,169,340 450,269 (219,000) 38,000 950,340 488,269 18
( ) 9 ( ) (b) 33% ( 33%) 6 30 2,654,646 1,576,600 33% (2003 33%) 876,033 520,278 / () 272,065 308,087 (132,558) (133,172) (i) (64,798) (60,491) (ii) - (195,926) (402) 49,493 950,340 488,269 i) 15% ( 15%) ii) 19
( ) 10 6 30 ( ) ( ) 1,704,306 1,088,331 () 6,848,182 6,848,182 () 0.25 0.16 0.25 0.16 11 6 30 12 31 (a) 2,831,814 2,921,539 11,613,922 13,707,341 22 200,022 14,445,758 16,828,902 (b) 5,680,586 5,791,939 25,925,735 22,707,231 31,606,321 28,499,170 20
( ) 12 (a) 275 ( 236 ) 7.5% 2% ( 7% 2%) (b) 21
( ) 13 6 30 12 31 (a) 9,153,037 12,903,391 1,010,351 2,527,086 10,163,388 ------------------ 15,430,477 ----------------- 13,872,750 7,073,500 2,932,700 3,140,650 16,805,450 10,214,150 ------------------ ------------------ 26,968,838 25,644,627 (b) 1,429,562 782,247-13,243 1,429,562 795,490 1,659,248 8,402,766 9,876,509 19,360,918 12,965,319 28,559,174 22
( ) 14 (a) 6 30 12 31 55,472,339 62,224,462 288,230,739 245,255,594 343,703,078 307,480,056 ------------------ ------------------ (4,940,000) (4,590,000) (4,670,000) (3,930,000) (9,610,000) (8,520,000) ------------------ ------------------ 334,093,078 298,960,056 (b) i) 6 30 12 31 94,190,772 84,996,436 41,564,835 34,527,284 47,437,845 38,610,583 25,453,665 21,174,681 208,647,117 179,308,984 32,037,079 27,264,262 240,684,196 206,573,246 3,737,559 4,100,531 43,808,984 34,581,817 288,230,739 245,255,594 55,472,339 62,224,462 343,703,078 307,480,056 23
( ) 14 ( ) (b) ( ) ii) 6 30 12 31 56,643,257 48,086,187 55,347,991 47,209,496 37,934,079 28,364,627 8,015,893 7,407,079 157,941,220 131,067,389 ------------------ ------------------ 33,317,360 30,332,399 17,065,351 14,889,722 13,244,013 9,864,583 9,102,932 9,365,963 2,911,450 5,909,524 75,641,106 70,362,191 ------------------ ------------------ 10,839,429 9,244,197 ------------------ ------------------ 244,421,755 210,673,777 43,808,984 34,581,817 288,230,739 245,255,594 55,472,339 62,224,462 343,703,078 307,480,056 24
( ) 14 ( ) (c) 2004 1 1 4,590,000 3,930,000 8,520,000 556,192 740,000 1,296,192 (200,180) - (200,180) 28,541-28,541 (34,553) - (34,553) 2004 6 30 4,940,000 4,670,000 9,610,000 2003 1 1 4,220,000 2,600,000 6,820,000 1,114,872 1,330,000 2,444,872 (400,171) - (400,171) 136,755-136,755 (468,170) - (468,170) (13,286) - (13,286) 2003 12 31 4,590,000 3,930,000 8,520,000 25
15 ( ) 6 30 12 31 / 20,535,976 21,675,966-905,022 9,846,680 15,547,945 400,000 400,000 964,185 682,709 74,490 74,490 7,813,254 9,790,896 39,634,585 49,077,028 ------------------ ------------------ / ((b)) 6,783,931 7,105,472 6,903,082 5,758,790 13,687,013 12,864,262 ------------------ ------------------ / 10,377,836 10,719,764-2,254,954 7,280,112 10,573,642 17,657,948 23,548,360 ------------------ ------------------ / 4,862,393-4,862,393 - ------------------ ------------------ / 5,683,427 957,074 3,970,456 4,049,711 6,851,519 289,869-115,219 / 1,102 1,102 38,016 38,016 155,823-1,067,718 332,488 8,685 8,685 17,776,746 ------------------ 5,792,164 ------------------ ((c)) 53,060 ------------------ 53,060 ------------------ 93,671,745 91,334,874 26
( ) 15 ( ) (a) 6 30 12 31 / 57,138,651 73,458,695 / (b) 6 30 12 31 18,200,000 15,420,000 (11,416,069) (8,314,528) 6,783,931 7,105,472 (c) 27
( ) 16 2004 2004 1 1 3,590,995 296,518 318,428 1,863,252 1,840,301 7,909,494 18,092-161,654 92,401 74,207 346,354 / () 1,510 - (1,510) - - - / (16,350) - (3,063) (27,841) (264,928) (312,182) 2004 6 30 3,594,247 296,518 475,509 1,927,812 1,649,580 7,943,666 ------------- ------------- ------------- ------------- ------------- ------------- 2004 1 1 668,593 6,982-969,037 1,018,269 2,662,881 86,610 7,377-127,241 131,434 352,662 - - - - - - / (3,529) - - (26,444) (237,129) (267,102) 2004 6 30 751,674 14,359-1,069,834 912,574 2,748,441 ------------- ------------- ------------- ------------- ------------- ------------- 2004 6 30 2,842,573 282,159 475,509 857,978 737,006 5,195,225 2003 12 31 2,922,402 289,536 318,428 894,215 822,032 5,246,613 (a) 14.0 ( 14.8 ) (b) 3,600 0.9 ( 1.1 ) (c) 28
( ) 17 (a) 6 30 12 31 1,566,000 1,346,000 171,000 171,000 (12,000) (11,000) 1,725,000 1,506,000 (b) 2004 1 1 1,346,000 171,000 (11,000) 1,506,000 317,000 - (1,000) 316,000 (65,000) - - (65,000) (32,000) - - (32,000) 2004 6 30 1,566,000 171,000 (12,000) 1,725,000 2003 1 1 1,549,000 375,000 (20,000) 1,904,000 21,000-9,000 30,000 (173,000) (204,000) - (377,000) (51,000) - - (51,000) 2003 12 31 1,346,000 171,000 (11,000) 1,506,000 29
( ) 18 6 30 12 31 1,125,056 1,364,113 316,219 318,047 35,649 41,467 1,476,924 1,723,627 2,365,038 139,117 790,607 1,249,832 372,600 186,300 75,388 27,707 44,754 37,869 31,683 28,144 27,063 74,395 570,728 331,841 5,754,785 3,798,832 19 (a) 6 30 12 31 272,120,578 245,793,019 171,183,502 156,176,582 6,664,564 4,916,254 449,968,644 406,885,855 30
( ) 19 ( ) (b) 6 30 12 31 156,686,085 145,001,725 84,407,299 76,508,791 154,752,183 143,967,404 41,580,340 30,412,203 6,481,189 4,769,088 1,662,492 2,908,542 3,973,343 3,017,376 425,713 300,726 449,968,644 406,885,855 20 a 1.5 LIBOR+0.35% b (%) 61 2004 4.59-5.1 3,500,000 3 31 2004 6 10 35 (2004) 36 35 31
( ) 21 6 30 12 31 2,039,365 1,520,117 1,688,851 37,538 1,299,022 838,657 777,072 507,854 727,415 440,880 ( 22(a)) 506,520 440,641 486,204 621,815 222,940 166,645 182,871 178,970 157,344 60,784 53,546 43,834 32,327 46,500 22,852 144,873 21,210 30,291 13,591 17,576 13,364 11,710 12,135 8,647 653,668 597,792 8,910,297 5,715,124 32
( ) 22 (a) 6 30 12 31 / 440,641 360,411 145,193 213,718 54,298 79,563 (133,612) (213,051) / 506,520 440,641 14% ( 14%) (b) 9.0% 25.5% 4,500 ( 3,100 ) (c) (d) 33
( ) 23 2004 1 1 5,706,818 5,706,818 5,706,818 5,706,818 1,141,364 1,141,364 1,141,364 1,141,364 2004 6 30 6,848,182 6,848,182 6,848,182 6,848,182 2003 1 1 2003 12 31 5,706,818 5,706,818 5,706,818 5,706,818 6 30 12 31 5,048,182 4,206,818 1,800,000 1,500,000 6,848,182 5,706,818 1 42.07 7.30 (A ) 15 1 107.69 57.07 10 2 68.48 34
( ) 24 10 2 11.41 25 10% 50% 5% 10% 35
( ) 26 (a) 87,415 66,981 (20,434) 87,415 66,981 (20,434) ( 0.166 ) 699,318 699,318-874,148 833,280 (40,868) (b) 173,427 173,427 ( 0.12 ) 684,818 1,031,672 36
( ) 26 ( ) (c) 222,991 222,991 ( 10 0.92 ) 525,027 971,009 10 2 27 6 30 2,831,814 2,768,544 9,464,559 5,663,020 45,842,185 28,288,492 16,938,632 16,595,849 1,481,509 1,155,413 76,558,699 54,471,318 37
( ) 28 13% ( 11%) 38
( ) 28 ( ) 2004 2004 6 30 6 2004 6 30 % % % % % 3,328,633 31 20,675 6 203,300,738 39 59,654,430 17 70,056,923 15 1,055,420 10 7,699 2 52,639,865 10 41,207,418 12 64,070,027 14 980,173 9 11,580 4 42,703,852 8 35,039,790 10 55,073,318 12 595,619 6 3,829 1 25,835,281 5 22,970,746 7 30,401,186 7 653,442 6 3,025 1 20,443,621 4 18,362,414 5 21,602,816 5 437,967 4 11,629 3 18,304,047 3 16,782,138 5 20,822,175 5 332,984 3 15,037 4 17,054,550 3 14,506,074 4 27,436,848 6 393,664 4 6,619 2 14,914,300 3 14,325,588 4 11,252,185 3 338,840 3 3,848 1 14,946,908 3 13,668,041 4 17,122,330 4 2,665,287 24 262,413 76 117,553,452 22 107,186,439 32 132,130,836 29 10,782,029 100 346,354 100 527,696,614 100 343,703,078 100 449,968,644 100 39
( ) 28 ( ) 2003 2003 6 30 6 2003 12 31 % % % % % 2,042,088 28 91,856 35 221,517,265 45 57,957,340 19 67,192,093 17 847,444 12 12,668 5 45,871,339 9 37,323,434 12 58,002,489 14 850,072 12 18,618 7 41,454,761 8 34,578,118 11 48,290,825 12 441,103 6 5,927 2 21,689,275 4 18,593,200 6 25,907,930 6 347,636 5 5,210 2 17,879,274 4 16,947,399 6 20,167,132 5 279,464 4 6,205 2 17,155,652 3 14,761,053 5 20,390,424 5 398,508 5 2,533 1 13,148,784 3 10,880,243 4 26,842,888 7 178,648 2 4,509 2 7,647,159 2 13,365,447 4 10,117,012 2 256,430 3 3,402 2 13,302,511 3 13,342,682 4 16,240,056 4 1,662,365 23 110,594 42 94,306,212 19 89,731,140 29 113,735,006 28 7,303,758 100 261,522 100 493,972,232 100 307,480,056 100 406,885,855 100 40
( ) 29 6 30 12 31 11,243,994 9,983,368 11,243,994 9,117,294-866,074 11,243,994 9,983,368 41
( ) 30 (a) (b) 5% i) 6 30 12 31 384,015 760,000-2,935-600,000 ( ) - 413,835 377,456 735,841 142,323 2,950,888 6 30 14,660 13,812 1,311 14,980 42
( ) 30 (b) ii) 5% 6 30 12 31 1,755,320 1,755,340 570,570 37,080 6 30 20,050 8,479 1,367 902 (c) 6 30 12 31 500,213 819,219 21,806 178,877 323,948-6 30 10,291 14,880 2,999 2,428 43
( ) 31 6 30 12 31 1 430,000 449,000 1-5 1,250,000 1,311,000 5 375,000 544,000 2,055,000 2,304,000 32 6 30 12 31 167,645 298,000 44
( ) 33 / 6 30 12 31 14,525,658 9,932,103 18,208,778 14,833,112 83,477,424 55,192,188 8,856,857 5,973,829 8,425 11,568 125,077,142 85,942,800 / 69 ( 48 ) 34 1.4 ( 0.3 ) 45
( ) 35 6 30 12 31 2,682,278 327,878 1,536,107 1,549,288 803,032 777,146 1,141,766 3,732,733 1,738,086 756,409 7,901,269 7,143,454 2,700 ( 7,800 ) 46
( ) 36 (a) ( ) 14 (b) 47
( ) 36 (b) ( ) 2004 2004 6 30 7,279 3,215 3,952 14,446 44,767 818 257 45,842 17,546 5,716 3,707 26,969 309,014 20,123 4,956 334,093 76,631 13,123 3,918 93,672 4,875 91 229 5,195 1,725 - - 1,725 5,004 334 417 5,755 466,841 43,420 17,436 527,697 ---------------- ---------------- ---------------- ---------------- 26,023 3,214 2,369 31,606 - - - - 11,654 1,170 141 12,965 400,147 34,990 14,832 449,969 3,500 - - 3,500-1,242-1,242 7,637 528 745 8,910 448,961 41,144 18,087 508,192 ---------------- ---------------- ---------------- ---------------- / ( ) 17,880 2,276 (651) 19,505 * 48
( ) 36 (b) ( ) 2003 2003 12 31 9,406 3,469 3,954 16,829 49,306 1,006 340 50,652 19,952 3,080 2,613 25,645 277,246 18,368 3,346 298,960 74,519 13,119 3,697 91,335 4,914 94 239 5,247 1,506 - - 1,506 2,920 410 468 3,798 439,769 39,546 14,657 493,972 ---------------- ---------------- ---------------- ---------------- 24,568 1,812 2,119 28,499 5,989 - - 5,989 27,560 813 186 28,559 360,272 34,816 11,798 406,886 4,482 495 738 5,715 422,871 37,936 14,841 475,648 ---------------- ---------------- ---------------- ---------------- / ( ) 16,898 1,610 (184) 18,324 49
( ) 36 (c) 2003 1 1 2004 6 30 5.04% 5.31% 5.49% 5.76% 7.56% 0.72% 1.71% 2.79% (1 7 ) 1.08% 1.62% 1.44% 1.89% 2.97% 70% ( 30%) 10% ( ) 50
( ) 36 (d) 75% 7.5% ( 7%) 2% ( 2%) 2,558 ( 2,351 ) ( 74%) ( 77%) 2004 2004 6 30 1 1 3 1 5 / 3 1 5 12,174 563 776 758 160-15 14,446 45,842 - - - - - - 45,842-17,473 2,973 6,114 358 41 9 26,968-30,596 62,337 162,821 44,869 33,590 9,490 343,703 1,291 2,208 1,879 17,785 38,127 32,379 3 93,672 3,395 229 371 546 1,197 2 15 5,755 62,702 51,069 68,336 188,024 84,711 66,012 9,532 530,386 ------------ ------------ ------------ ------------ ------------ ------------ ------------ ----------- (288,936) (22,783) (34,255) (84,778) (18,748) (469) - (449,969) (23,475) (1,026) (365) (640) (6,100) - - (31,606) - - - - - - - - (1,855) (3,733) (5,166) (2,212) - - - (12,966) - - - - (1,241) - - (1,241) - - - - (2,500) (1,000) - (3,500) (7,258) (227) (133) (1,140) (135) (17) - (8,910) (321,524) (27,769) (39,919) (88,770) (28,724) (1,486) - (508,192) ------------ ------------ ----------- ------------ ------------ ------------ ------------ ------------ (258,822) 23,300 28,417 99,254 55,987 64,526 9,532 22,194 51
( ) 36 (d) ( ) 2003 2003 12 31 1 1 3 1 5 / 3 1 5 13,891 641 567 1,536 184-10 16,829 50,652 - - - - - - 50,652-20,790 1,375 3,431 49 - - 25,645-33,435 58,122 143,591 39,080 24,504 8,748 307,480 331 3,280 3,403 12,347 40,220 31,754-91,335 646 108 453 873 1,699 3 16 3,798 65,520 58,254 63,920 161,778 81,232 56,261 8,774 495,739 ------------ ------------ ------------ ------------ ------------ ------------ ------------ ----------- 257,790 21,761 34,845 72,651 19,230 609-406,886 27,111 435 513 440 - - - 28,499-2,760 2,284 945 - - - 5,989 279 21,641 6,489 150 - - - 28,559 3,511 990 761 283 129 41-5,715 288,691 47,587 44,892 74,469 19,359 650-475,648 ------------ ------------ ----------- ------------ ------------ ------------ ------------ ------------ (223,171) 10,667 19,028 87,309 61,873 55,611 8,774 20,091 52
( ) 36 (e) 15(a) 37 65 5 53
2004 6 30 2003 12 31 1,688,933 19,426,380 2,229,910 18,261,438 15,373 78,163 (49,869) 62,790 1,704,306 19,504,543 2,180,041 18,324,228
/( ). 115,901 - - - - - 115,901. 56,811 - - - - - 56,811. 19,545 - - - - - 19,545. 299,141 (54,195) - - - - 244,946. 8,520,000 1,096,012 28,541 - - (34,553) 9,610,000. 930,000 342,277 - - - (62,277) 1,210,000. 8,375 - - - - - 8,375 9,949,773 1,384,094 28,541 - - (96,830) 11,265,578