China Construction Bank (Asia) (the Bank ) Effective January 01, 2018 SERVICES COUNTER SERVICES Cashier s Order Issuance commission - for PREMIER SELE

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2 China Construction Bank (Asia) (the Bank ) Effective January 01, 2018 SERVICES COUNTER SERVICES Cashier s Order Issuance commission - for PREMIER SELECT customers - for PREMIER BANKING customers - for PREMIER BUSINESS customers - for Golden Years Banking customers - for Employer Payroll Autopay Service customers - for WISE BUSINESS customers - HKD Cashier s Order - HKD25 per transaction - USD Cashier s Order - USD3 per transaction - RMB Cashier s Order - RMB21 per transaction - for WISE BANKING customers - HKD Cashier s Order - HKD25 per transaction - USD Cashier s Order - USD3 per transaction - RMB Cashier s Order - RMB21 per transaction - for other account/time deposit customers - HKD Cashier s Order - HKD50 per transaction - USD Cashier s Order - USD6 per transaction - RMB Cashier s Order - RMB42 per transaction - for non-account customers - HKD Cashier s Order - HKD100 per transaction - USD Cashier s Order - USD12 per transaction - RMB Cashier s Order - RMB84 per transaction Repurchase - for all account customers - HKD Cashier s Order - HKD50 per transaction - USD Cashier s Order - USD6 per transaction - RMB Cashier s Order - RMB42 per transaction - for non-account customers - HKD Cashier s Order - HKD100 per transaction - USD Cashier s Order - USD12 per transaction - RMB Cashier s Order - RMB84 per transaction Loss and reissuance - HKD Cashier s Order - HKD50 per transaction plus the fee collected by Hong Kong Interbank Clearing Ltd. which is subject to update from time to time - USD Cashier s Order - USD6 per transaction plus the fee collected by Hong Kong Interbank Clearing Ltd. which is subject to update from time to time - RMB Cashier s Order - RMB42 per transaction plus the fee collected by Hong Kong Interbank Clearing Ltd. which is subject to update from time to time Gift Check For PREMIER SELECT customers For PREMIER BANKING customers For PREMIER BUSINESS customers For Golden Years Banking customers For Employer Payroll Autopay Service customers For WISE BUSINESS customers For WISE BANKING customers For other account customers For non-account customers - HKD5 per transaction - HKD5 per transaction - HKD15 per transaction - HKD20 per transaction 1168 (1/18) Bulk HKD and RMB Bank Notes Deposit Per customer per day: For PREMIER BUSINESS customers For Employer Payroll Autopay Service customers For other account customers - up to 500 pieces 1

3 SERVICES SERVICES 2 - over 500 pieces % on total deposit amount, min. HKD125 or RMB100 Foreign Currency Notes Deposit Per counter visit per account: (subject to acceptance) (exclude RMB) Other currency cash deposit into the the same currency account - up to USD1,000 / JPY75,000 / 1,000 units of other foreign currencies - over USD1,000 / JPY75,000 / 1, % on total deposit amount, units of other foreign currencies min. HKD50 Foreign Currency Notes Withdrawal Per counter visit per account: RMB notes withdrawal - up to RMB30,000 - over RMB30, % on total withdrawal amount Over USD1,000, JPY75,000 or 1, % on total withdrawal amount, units of other foreign currencies min. HKD50 Bulk Check Deposit Per counter visit per account: For PREMIER BUSINESS customers For Employer Payroll Autopay Service customers For other account customers - up to 30 pieces - over 30 pieces - HKD 2 per additional check over 30 pieces Encashment of Traveler s Check/ Purchase of Other Clean Foreign Currency Check USD check - paid out in HKD - HKD10 per check, min. HKD60 - paid out in USD % on amount, min. HKD60 - credited to USD account % on amount, min. HKD60; plus 7 days transit interest Non-USD foreign currency check - paid out in HKD - HKD10 per check, min. HKD60 - paid out in the same currency % on amount, min. HKD60 (subject to availability of relevant currency notes) - credited to the same currency % on amount, min. HKD60; account plus 14 days transit interest Foreign Currency Clean Check Sent for Collection Handling commission (check issued by Bank outside Macau) Handling commission (check issued by Bank in Macau) Return of foreign currency check Mark Good Check Dispatched by customer Dispatched by our Bank Foreign Currency Notes Exchange (including RMB) For credit card only customers for credit card payment For non-account customers Coin Deposit Below 300 pieces 300 pieces and above Coin Exchange - HKD300 per check plus correspondent bank charges, if applicable - HKD200 per check plus correspondent bank charges, if applicable - HKD150 per check plus out-ofpocket expenses - HKD100 per check - HKD200 per check - HKD100 per transaction Per counter visit per account: - 2% on amount, min. HKD50 HKD2 per bag Mail Held for Collection For PREMIER SELECT customers For other account customers CHECKING ACCOUNT Account Closed Within 3 Months HKD/USD RMB Company Business Search Local Company Overseas Company - HKD100 or equivalent per month - HKD200 or equivalent per account - RMB200 per account - HKD300 per search - At actual expenses of the bank, min. HKD2,000 per search Returned Check For insufficient funds - HKD - HKD150 per check - USD - USD20 per check - RMB - RMB200 per check For technical or other errors on the check - HKD - HKD75 per check - USD - USD10 per check - RMB - RMB50 per check Temporary Overdraft OD Charge - Handling Fee plus Interest on the overdraft account Handling Fee - HKD - HKD120 - USD - USD15 - RMB - RMB120 Interest Rate - HKD - HK Prime Rate +10% p.a. - USD - US Prime Rate +10% p.a. - RMB - Overnight CNH HIBOR + 10%p.a. Stop Payment of Check HKD/USD RMB Special Printed Check Copy of the Digital Image of the Paid Check HKD/USD RMB - HKD100 or equivalent per check - RMB100 per check At cost - HKD50 or equivalent per check - RMB50 per check Check Book Mailing By registered mail - for PREMIER SELECT customers - for PREMIER BANKING customers - for PREMIER BUSINESS customers - for other customers - HKD25 or equivalent (Hong Kong address) - for other customers - HKD40 or equivalent (foreign or Mainland China address) By ordinary mail SAVINGS ACCOUNT Account Closed Within 3 Months HKD or Foreign currencies RMB Passbook Account History Report Within 12 months Within months Within months 37 months or above - HKD200 or equivalent per account - RMB200 per account - HKD300 per account - HKD750 per account - HKD1,000 per account - HKD2,000 with an increment of HKD1,000 per every 12 months thereafter 3

4 SERVICES SERVICES 4 Replacement of Lost or Damaged Passbook SAFE DEPOSIT BOX Security Deposit Loss of a Renter s Key Force Opening of Safe Deposit Box INWARD REMITTANCE* HKD100 per passbook 1 year s rental HKD300 HKD1,000 plus out-of-pocket expenses Credit to Account with Our Bank For PREMIER SELECT customers For PREMIER BANKING customers For Golden Years Banking customers For PREMIER BUSINESS customers - Telegraphic Transfer - HKD50 per transaction - CHATS - HKD10 per transaction For WISE BUSINESS customers - Telegraphic Transfer - HKD50 per transaction - CHATS - HKD10 per transaction For WISE BANKING customers - Telegraphic Transfer - HKD50 per transaction - CHATS - HKD10 per transaction For other account customers - Telegraphic Transfer - HKD60 per transaction - CHATS - HKD15 per transaction Credit to Account with Other Bank OUTWARD REMITTANCE* HKD200 per transaction Demand Draft Issuance commission - for PREMIER SELECT customers - for PREMIER BANKING customers - for PREMIER BUSINESS customers - HKD50 per transaction - for Golden Years Banking customers - for WISE BUSINESS customers - HKD50 per transaction - for WISE BANKING customers - HKD50 per transaction - for other account customers - HKD100 per transaction - for non-account customers - HKD180 per transaction Repurchase - HKD100 plus cable charge HKD250 or equivalent per transaction Loss and reissuance - HKD300 plus cable charge HKD250 or equivalent per transaction Payment by Clearing House Automatic Transfer Systems (CHATS) Within Hong Kong in HKD/RMB/USD/ EUR - Through Internet (Express Transfer) - for PREMIER SELECT customers - for other account customers - HKD50/RMB50/USD7/EUR6 per transaction - Through Branches - for PREMIER SELECT customers ^ - for PREMIER BANKING customers - HKD75 or equivalent per transaction^ - for PREMIER BUSINESS customers - HKD150 per transaction or equivalent^ - for WISE BUSINESS customers - HKD150 per transaction orequivalent^ - for WISE BANKING customers - HKD150 or equivalent per transaction^ - for other account customers - HKD180 or equivalent per transaction^ Payment by Hong Kong Interbank Clearing Limited (HKICL) Within Hong Kong in HKD - Through Internet (etransfer) - HKD5 per transaction Telegraphic Transfer Issuance commission - Through Internet - for PREMIER SELECT customers ^ - HKD50 for each RMB remittance to Mainland China^ - for PREMIER BANKING customers - HKD40 or HKD60** per transaction^ - HKD70 for each RMB remittance to Mainland China^ - for other account customers - HKD80 or HKD100** per transaction^ - HKD80 for each RMB remittance to Mainland China^ - Through Branches - for PREMIER SELECT customers ^ - HKD50 for each RMB remittance to Mainland China^ - for PREMIER BANKING customers - HKD40 or HKD60** per transaction^ - HKD140 for RMB remittance to Mainland China^ - for PREMIER BUSINESS customers - HKD150 or HKD220** per transaction^ - HKD220 for each RMB remittance to Mainland China^ - for WISE BUSINESS customers - HKD150 or HKD220** per transaction^ - HKD220 for each RMB remittance to Mainland China^ - for WISE BANKING customers - HKD80 or HKD100** per transaction^ - HKD188 for RMB remittance to Mainland China^ - for other account customers - HKD200 or HKD220** per transaction^ - HKD220 for RMB remittance to Mainland China^ - HKD80 per transaction for credit to same name account maintained with China Construction Bank Macau Branch [ CCB Macau Branch ]^ Cable charge to amend, cancel or - HKD250 or equivalent per transaction, enquiry plus correspondent bank charge Commission in lieu of Exchange Notes or demand draft of the same currency is tendered A foreign currency account in the same currency is debited LOAN SERVICES Late Fee Commercial Loan Consumer Loan Default Interest Commercial Loan Consumer Loan Re-issue of Interest Rate Change Advice Lease Consent Letter / Tenancy Agreement Approval Handling Fee Related to Payment of Overdue Government Rate or Management Fee on Behalf of Customers % of the remittance amount, min. HKD50 - Up to 2% flat on the past due installment amount (min. payment HKD100) - Calculate based on the charges set in the relevant terms and conditions - Up to Prime Rate + 8% p.a. on the past due installment amount, payable from due date to the date of payment - Calculate based on the interest rate set in the relevant terms and conditions HKD100 per copy HKD1,000 per letter HKD500 per payment 5

5 SERVICES SERVICES Request for Loan Repayment Statement Title Deed Copy Copy of Customer Information Letter Loan Confirmation Letter Copy Request for Repayment Schedule Change of Loan Terms HKD100 for every 12 months record per request, min. HKD100 HKD50 per page, max. HKD1,000 HKD50 per letter HKD200 per letter HKD100 per request HKD1,000 per request - WISE BANKING or WISE BUSINESS % of transaction amount, min. or Value Added Payroll Service or HKD100/RMB83 Corporate Referral Privilege Program or other customers Corporate Banking and Institutional Banking Division Through automated channels b % of transaction amount, min. and manned hotline HKD100/RMB83 Deposit of Stocks (purchase transaction) For Consumer Mortgage Loan Valuation Fee (For Reinstatement Value) Custodian Fee for safe keeping of title deed (only applicable to customers who have paid off the mortgage) For Commercial Loan Mortgage Deed Discharge Fee (Reassignment) HKD1,000 per request HKD300 per month HKD1,000 per title deed Subscription of IPO Brokerage - 1% of transaction amount New Issues Handling Fee through Internet, Manned Hotline or Branches - PREMIER SELECT customers - Other Customers - HKD50/RMB50 per application (non-refundable) Deposit of Stocks Transaction Levy (collected by HKSFC) % of transaction amount AUTO FINANCE Licence Copy Change of Vehicle Registration Mark Change of Vehicle Particulars/ Issue Duplicate Documents Nominee Agreement (Cross Border Vehicles) Assignment of Hire Purchase/ Lease Agreement Hire Purchase/Lease Agreement Copy Photocopy of Title Deed/ Chattel Mortgage HKD20 per set HKD550 per transaction HKD200 per transaction HKD1,000 per transaction (With 6 complimentary sets of licence copies) minimum HKD1,000 per transaction HKD50 per set HKD50 per page, max. HKD1,000 Investor Compensation Levy (collected by HKSFC if applicable) Trading Fee (collected by HKEx) Stamp Duty (collected by HKSAR Gov t) 0.002% of transaction amount 0.005% of transaction amount HKD1 for every HKD1,000 of transaction amount (or part thereof) Scrip Handling and Settlement-related Services Stock Settlement for CCASS Money Settlement Fee (collected by CCASS) Deposit of Stocks NIL NIL For stock deposit by settlement instruction NIL For physical scrip deposit HKD5/RMB5 per board lot#, min. HKD30/RMB30 and max. HKD200/RMB200 Request for Loan Repayment Statement Request for Repayment Schedule HKD100 for every 12 months record per request, min. HKD100 HKD100 per request Settlement Instruction Fee Transfer Deed Stamp Duty Stock transfer fee (between counters) NIL HKD5 each transfer deed NIL 6 Copy of Non-Current Records Copy of Other Documents Express Renewal of Licence Fee Handling Fee for Application of 3rd Party Insurance Coverage Handling Fee for Release of Repossessed Vehicle HKD500 per document HKD20 per page, min. HKD20 HKD200 per transaction minimum HKD1,000 per request HKD1,000 per request SECURITIES TRADING SERVICES (HK Securities) Trade-related Services Brokerage Through automated channels b % of transaction amount, min. HKD100/RMB83 Through manned hotline or branches - PREMIER SELECT or PREMIER % of transaction amount, min. BANKING or PREMIER BUSINESS HKD100/RMB83 or Golden Years Banking or Securities Margin Trading customers Account Maintenance Safe Custody Fee (applicable to both - HKD120 paid annually on May 31 (only Cash Trading account and Margin applicable to the securities account Trading account) with stock holdings on May 31. If May 31 falls on Saturday or Public Holiday, the Bank will debit the fee from your settlement account on the preceding business day) Nominees Services and Corporate Actions Privatisation / Cash Offer / Collection of Dividend (Collection of Dividend Fee also applicable to Investors who opt for shares in lieu of cash dividend) Share Bonus Issues, Rights/Open Offer Subscription, Warrants or Scrips in lieu of Cash Dividends Registration with Registrar Registration fee Transfer fee 0.5% of transaction / dividend amount, min. HKD30/RMB30 and max. HKD2,000/RMB2,000 per stock HKD5/RMB5 per board lot#, min. HKD30/ RMB30 and max. HKD200/RMB200 - HKD1.5 per board lot# - HKD2.5 per share certificate# 7

6 SERVICES SERVICES Corporate Action Scrip Fee Conversion of Covered Warrant (collected by CCASS) Corporate Action Service Fee (collected by CCASS) Financing and Other Services Margin Trading Annual Fee Financing Interest Rate (p.a.) Stock Withdrawal Fee (applicable to both physical scrip withdrawal and stock transfer through CCASS) Dividend Claim Conversion of Rights/ Warrant Handling Fee - HKD1.5 per board lot# (collected by CCASS) HKD200 per transaction HKD0.8 per board lot# - Prime rate For Cash Trading and Margin Trading Account HKD10/RMB10 per board lot#, min. HKD100/RMB100 per stock plus physical withdrawal from CCASS charge (HKD3.5 per board lot) For Securities Accounts Designated for Collateral Custody Purposes Only HKD200/RMB200 per stock plus physical withdrawal from CCASS charge (HKD3.5 per board lot) HKD200 per claim NIL SECURITIES TRADING SERVICES (Shanghai and Shenzhen Northbound Trading) Scrip Handling Services Deposit of Stocks (applicable to stock deposit by settlement instruction) Stock Withdrawal Fee (applicable to stock transfer out by settlement instruction) RMB5 per board lot#, min. RMB30 and max. RMB200 RMB200 per stock Nominees Services and Corporate Actions Privatisation / Cash Offer / Collection of Dividend (Collection of Dividend Fee also applicable to Investors who opt for shares in lie of cash dividend) Share Bonus Issues, Rights/Open Offer Subscription, Warrants or Scrips in lieu of Cash Dividends Information Services Real-time Quote Services (per month) Securities customers Securities customers with holdings in Securities accounts Securities customers with monthly transaction amount less than HKD100,000 Securities customers with monthly transaction amount HKD100,000 or above - 0.5% of transaction / dividend amount, min. RMB30 and max. RMB2,000 per stock - RMB5 per board lot#, min. RMB30 and max. RMB free quotes free quotes free quotes - 3,000 free quotes 8 Trade-related Services Brokerage Through automated channels b øб % of transaction amount, min. RMB83 Through manned hotline or branchesб - PREMIER SELECT or PREMIER % of transaction amount, BANKING or PREMIER BUSINESS min. RMB83 or Golden Years Banking Customers - WISE BANKING or WISE BUSINESS % of transaction amount, or Value Added Payroll Service or min. RMB83 Corporate Referral Privilege Program or other customers Corporate Banking and Institutional Banking Division Through automated channels b ø % of transaction amount, min. and manned hotline HKD100/RMB83 Deposit of Stocks (Purchase transaction) Handling Fee (charged by Shanghai Stock Exchange) Securities Management Fee (charged by China Securities Regulatory Commission) Transfer Fee (charged by ChinaClear) Transfer Fee (charged by HKSCC) Stamp Duty (applicable to sell transaction) (charged by State Administration of Taxation) % of the consideration of each transaction % of the consideration of each transaction % of the consideration of each transaction % of the consideration of each transaction - 0.1% of transaction amount Streaming Quote Services (per month) % Online Banking Quote Winner + - HKD380 AAStocks Financial News Online Banking Quote Winner + - HKD395 AAStocks Financial News AND StocksLink Mobile Securities Trading App HK Securities Trading Application - HKD345 MUTUAL FUND INVESTMENT SERVICE Transfer Charges Transfer of funds from the Bank Other Charges Switching Fee % Subscription Fee, Redemption Fee, etc. STRUCTURED NOTES Transfer Charges Transfer of Structured Notes from the Bank HKD100 per fund per transfer - Up to 1 % of switching transaction amount - Refer to the respective prospectus of fund HKD100 per note per transfer BOND/CERTIFICATES OF DEPOSIT TRADING SERVICES Custodian Fee RMB Retail Bond and RMB Certificates of Deposit, HK Link 2004 Limited Retail Bonds, The Government of the HKSAR & HK Mortgage Corporation Limited Retail Bonds Others Transfer Fee % half-yearly on daily average holding amount (on face value) 0.5% of face amount, min. HKD100 9

7 SERVICES SERVICES CROSS BORDER LONG CARD ACCOUNT SERVICE China Construction Bank (Asia) [ CCB (Asia) ] Account CCB (Asia) Account (Closed Within - HKD150 per account 3 Months) CCB (Asia) Low Balance Account - HKD50 per month Monthly Maintenance Fee (Combined (waived for CCB (Asia) new Daily Average Deposit Balance customers during promotional Below HKD5,000 per Month) period ) China Construction Bank [ CCB ] Account CCB Dormant Account (Low Balance and No Account Activity for 3 Years) CCB Low Balance Account Maintenance Fee Deposit/Transfer in Other City Withdrawal in Other City Outward Remittance HKD Remittance Cross Border Long Card Card Annual Fee Replacement for Lost Card Balance Enquiry - 0.5% on transaction amount, min. RMB2 and max. RMB50-1% on transaction amount, min. RMB2 and max. RMB % on remittance amount, min. RMB20 and max. RMB300 - HKD50 per card - HKD50 per card UnionPay ATMs in Mainland China Same City Other City JETCO ATMs in Hong Kong JETCO ATMs in Macau Auto-Transfer b - RMB4 per transaction C - RMB4 per transaction plus 1% on transaction amount C - HKD25 per transaction V - For cash withdrawal transaction of RMB conducted via the JETCO ATMs in Macau, the transaction amount is converted directly from HKD account linking with the debit card, at the exchange rate set by JETCO member bank, which is displayed on the ATM screen at the time of the transaction. - For cash withdrawal transaction of MOP conducted via the JETCO ATMs in Macau, the transaction amount is converted directly from HKD account linking with the debit card at the exchange rate set by JETCO (exchange rate can be enquired from CCB (Asia)). The auto-transfer function is entitled to convert account funds into HKD or RMB according to the foreign exchange rate as announced by CCB on the day which funds are debited and to levy handling charges as announced from time to time. (Exchange rate can be enquired via the website of CCB) CCB, CCB (Asia) and CCB Macau Branch ATMs JETCO ATMs in Hong Kong JETCO ATMs in Macau Auto-Transfer to CCB (Asia) Account for Transaction Performed in Mainland China ATM Cash Withdrawal POS Transaction - RMB10 per transaction C UnionPay ATMs in Mainland China UnionPay ATMs in Hong Kong, Macau and Overseas (Except Mainland China) - HKD5 per transaction V ATM Cash Withdrawal b (Applicable to Cross Border Long Card) Auto-Transfer to CCB Account for Transaction Performed in Hong Kong, Macau or Overseas ATM Cash Withdrawal POS Transaction - HKD20 per transaction V 10 CCB (Asia) and CCB Macau Branch ATMs CCB ATMs Same City Other City UnionPay ATMs in Hong Kong, Macau and Overseas (Except Mainland China) - For cash withdrawal transaction of RMB/MOP conducted via CCB Macau Branch ATMs, the transaction amount is converted directly from HKD/RMB account linking with the debit card at the exchange rate set by CCB (Asia) (exchange rate can be enquired from CCB (Asia)). - 1% on transaction amount, min. RMB2 and max. RMB100 C - HKD10 per transaction V - For cash withdrawal transaction of currency other than HKD conducted via UnionPay ATMs, the transaction amount is converted directly from HKD/RMB account linking with the debit card at the daily exchange rates set by UnionPay at the time of the transaction (Exchange rate can be enquired via the website of UnionPay). Miscellaneous (Applicable to Cross Border Long Card) Cross Border Long Card - HKD120 per transaction Investigation Fee - (ATMs/EPS Transaction) UNIONPAY DUAL CURRENCY DEBIT CARD UnionPay Dual Currency Debit Card/ UnionPay Photo Dual Currency Debit Card/ UnionPay ATM Remittance Card Annual fee - Non Photo card - for PREMIER SELECT customers - for PREMIER BANKING customers - for Golden Years Banking customers - for WISE BANKING customers - for Employer Payroll Autopay Service customers*** - for other account customers - HKD/RMB50 per card - Photo card - for Smart Kid Savings Account parent who is a PREMIER SELECT/ PREMIER BANKING/WISE BANKING customer 11

8 SERVICES SERVICES MISCELLANEOUS 12 - for UnionPay Photo Smart Kid Savings Account Card/Photo Smart Kid Savings Account Card - 1st year - 2nd year & onwards if the daily - HKD/RMB100 per card average combined balance in the Smart Kid Savings Account is less than HKD5,000 or equiv Replacement for lost card - Non Photo card - HKD/RMB50 per card - Photo card - HKD/RMB100 per card ATM Remittance Service set-up fee - for PREMIER SELECT customers - for PREMIER BANKING customers - for WISE BANKING customers - for other account customers - HKD50 per card Interbank Transfer CCB (Asia) and JETCO ATM interbank HKD funds transfer - HKD10 per transaction ATM Cash Withdrawal/Balance Enquiry (Applicable to UnionPay Dual Currency Debit Card) JETCO ATMs in Macau## - cash withdrawal fee - HKD/RMB25 per transaction V - For cash withdrawal transaction of RMB conducted via the JETCO ATMs in Macau, the transaction amount is converted directly from HKD account linking with the debit card at the exchange rate set by the JETCO member bank, which is displayed on the ATM screen at the time of the transaction. - For cash withdrawal transaction of MOP conducted via the JETCO ATMs in Macau, the transaction amount is converted directly from HKD account linking with the debit card at the exchange rate set by JETCO (exchange rate can be enquired from CCB (Asia)). CCB Macau Branch ATMs in Macau## - For cash withdrawal transaction of RMB/MOP conducted via CCB Macau Branch ATMs, the transaction amount is converted directly from HKD/RMB account linking with the debit card at the exchange rate set by CCB (Asia) (exchange rate can be enquired from CCB (Asia)). UnionPay ATMs## - cash withdrawal fee - HKD/RMB15 per transaction V - balance enquiry fee - HKD/RMB5 per transaction V - For cash withdrawal transaction of currency other than HKD conducted via UnionPay ATMs, the transaction amount is converted directly from HKD/RMB account linking with the debit card at the daily exchange rates set by UnionPay at the time of the transaction (Exchange rate can be enquired via the website of UnionPay). UnionPay Dual Currency Debit Card/ UnionPay ATM Remittance Card investigation fee - ATM/EPS transaction - HKD120 per transaction Payment Service Standing Instruction - set-up/amendment fee - PREMIER SELECT customers - PREMIER BANKING customers - PREMIER BUSINESS customers - Golden Years Banking customers - WISE BANKING customers - transfer from HKD account to RMB account within our bank - transfer from RMB account with - RMB30 per instruction our bank to RMB account with other banks - other transfer - HKD40 per instruction - other account customers - transfer from HKD account to RMB account within our bank - transfer from RMB account with - RMB60 per instruction our bank to RMB account with other banks - other transfer - HKD70 per instruction - periodical payment - PREMIER SELECT customers - other account customers - transfer from HKD account to RMB account within our bank - transfer from RMB account with - RMB17 per transaction our bank to RMB account with other banks - other transfer - HKD30 per transaction - stop payment - PREMIER SELECT customers - other account customers - transfer from RMB account with - RMB85 per transaction our bank to RMB account with other banks - other transfer - HKD100 per transaction - insufficient funds - transfer from RMB account with - RMB130 per transaction our bank to RMB account with other banks - other transfer - HKD150 per transaction Auto pay-in - set-up/amendment fee - HKD50 per transaction - periodical payment - HKD0.4 - HKD1.2 per transaction depending on monthly volume Auto pay-out - set-up/amendment fee - periodical payment - stop payment - HKD100/RMB85 per transaction - insufficient funds - HKD150/RMB130 per transaction Manual Payroll Service/ One-time payment - account with our bank - HKD2 per transaction - account with other bank - HKD5 per transaction Employer Payroll Autopay Service - for payment in HKD or in a combination of HKD & RMB: - account with our bank - HKD0.3 per transaction, min. HKD30 per CD-ROM/Online Submission - account with other bank (HKD only) - HKD1.5 per transaction, min. HKD30 per CD-ROM/Online Submission - for payment in RMB - RMB0.25 per transaction, min. RMB25 per CD-ROM/Online Submission 13

9 SERVICES SERVICES Reproduction/Photocopy of Bank Records (Including Duplication of Statement) within 1 year over 1 year Copy of Transaction Documents Bank Endorsement (for Visa Application) For PREMIER SELECT customers For PREMIER BANKING customers For other account customers Bank Confirmation of Customer for Audit Purpose Bank Reference Letter For PREMIER SELECT customers For PREMIER BANKING customers For Employer Payroll Autopay Service customers For other account customers - HKD50 per sheet, min. HKD150 - HKD75 per sheet, min. HKD250 HKD50 per page - HKD200 per request HKD400 per request - HKD300 per letter, HKD20 for each duplicate issue at the same time Online Banking Replacement for lost/broken Security Token Security Assistance (must provide relevant documents) Recipients of Government s Disability Allowance (must provide relevant documents) Low income customers (must apply for the fee waiver at a branch) The Bank s designated customers including those holding products/ services which are specified by the Bank from time to time and held or registered under the same name(s) and identity number(s). HKD100 per token Request for Personal Data (Privacy Ordinance) Summary HKD300 per request Certificate of Balance For PREMIER SELECT customers For PREMIER BANKING customers For Employer Payroll Autopay Service customers For other account customers - HKD200 per account Packaged Banking Monthly Maintenance Fee For PREMIER SELECT customers with daily average combined balance below HKD5,000,000 for 3 consecutive calendar months For PREMIER BANKING customers with daily average combined balance below HKD1,000,000 for 3 consecutive calendar months For WISE BANKING customers with daily average combined balance below HKD100,000 for 3 consecutive calendar months For Golden Years Banking customers - HKD200 per month - HKD200 per month - HKD100 per month Packaged Banking Service Termination Handling Fee Terminate within 6 months after service enrollment - for PREMIER SELECT customers - HKD500 - for PREMIER BANKING customers - HKD500 - for WISE BANKING customers - HKD150 Terminate within 3 months after service enrollment - for Golden Years Banking customers - HKD Low Balance Account Monthly Maintenance Fee Combined daily average deposit balance below HKD5,000 per month HKD50 per month The fee will be waived for the customers including: Senior citizens aged 65 or above Customers aged below 18 Recipients of Comprehensive Social 15

10 * Correspondent bank charges will be levied as appropriate. The remittance charges privilege for Premier Select customers is not applicable to company account holder. ** If the currency of the destination of payment is not the payment currency. *** Applicable to UnionPay Dual Currency Debit Card/Dual Currency Debit Card only. Card Fee will be collected according to the currency of the Primary Account of the card. ^ Additional HKD150 for payment details in Chinese. For promotion details, please visit CCB (Asia) website contact CCB (Asia) Customer Service Hotline at (852) or any of CCB (Asia) branches. # Odd lots is treated as one board lot in the calculation of fees and charges. Buying/selling of identical stock using the same type of trading channel within the same trading day will be counted as one transaction charging commission once. However, buying/selling of identical stock through different trading channels will be counted as separate transactions and brokerage will be charged for each transaction. b Automated channels include Online Banking, Mobile Banking, StocksLink Mobile Securities Trading App and HK Securities Trading Application. Shanghai and Shenzhen Northbound Trading is not available in HK Securities Trading Application. ø Shenzhen Northbound Trading can only trade via manned hotline/branches. б Online Brokerage commission will be applied on all Shenzhen Northbound Trading transactions which trade via manned hotline / branch until Dec 31, Stock transfer request between HKD and RMB counters is not available through our automated channels. Please call our Securities Trading Hotline for transfer. Key notes for dual counter securities are stipulated below for your attention. 1. Only settled stock holding can be transferred between HKD and RMB counters. 2. Our service hours for accepting stock transfer request between HKD and RMB counters will be started from 9:00 a.m. to 3:30 p.m. on each normal trading day (except Black Rainstorm Warning and/or Typhoon Signal No. 8 or above is hoisted). Please be reminded that it takes time to process the stock transfer requests between counters, customers are therefore advised to allow sufficient time for stock transfers between counters before the stocks are available for sale in relevant counter. Real-time Quote Services are shared by HK Securities and Shanghai Northbound Trading. % Streaming Quote Services are available for HK Securities only. % This Switching Fee is a handling fee charged by the Bank in respect of switching of funds under the same fund house. Customers will not be required to pay the switching fee charged by the relevantfund (if any) according to the prospectus of the relevant fund. The aforesaid applies to the term Switchinf Fee as stated in other customer correspondences issued by the Bank, including forms, confirmations, notices, advices and statements, etc. Applicable to remittances from Cross Border Long Card HKD Current Remittance Account with CCB to Cross Border Long Card HKD Account with CCB (Asia). The above list only sets out the charges for the Cross Border Long Card Service jointly provided by CCB and CCB (Asia) (in respect of Cross Border Long Card issued by CCB(Asia)). For the charges imposed by CCB for other banking services including but not limited to Counter Services, Checking and Savings Account, Inward Remittance and other Miscellaneous Services, please refer to Schedule of Service of CCB (if applicable), or contact CCB for details. ## Transaction amount of overseas ATM cash withdrawal will only be settled with the HKD/RMB account linking with the debit card, regardless foreign currency account is opened at the bank. If customer has both HKD and RMB account, only HKD account will be accessed for debiting or available with account enquiry service. If customer only has RMB account in the card, the RMB account will be debited. Some of overseas ATM may not provide Account Selection function subject to the settings of the bank. Therefore, please ensure there are sufficient funds in the account before you depart Hong Kong. V Handling fee of overseas ATM cash withdrawal or balance enquiry via JETCO or UnionPay ATMs imposed by CCB (Asia) (if applicable). C Handing fee of ATM cash withdrawal or balance enquiry in Mainland imposed by CCB (if applicable). b When you perform a transaction at an ATM and/or POS terminal in Mainland China, the transaction amount will be first debited from RMB Account with CCB. In case of insufficient funds, the entire transaction amount will be debited in sequence from RMB Savings Accont with CCB (Asia), HKD Checking Account with CCB (Asia) to HKD Savings Account with CCB (Asia). When you perform a transaction at an ATM and/or POS terminal in Hong Kong, Macau and/or oversea, the entire transaction amount will first be debited from your HKD Checking or Savings Account with CCB (Asia). In case of insufficient funds, the entire transaction amount will be automatically debited from your CCB account in this order: (i) HKD Cash Account with CCB, (ii) HKD Remittance Account with CCB and then (iii) RMB Account with CCB. Some of overseas ATM may not provide Account Selection function subject to the settings of the bank. Therefore, please ensure there are sufficient funds in the account before you depart Hong Kong. Note : The charges are correct at the time of printing (1/2018) but remain subject to change with notice. For charges not listed above, please contact our branches for details. All out-of-pocket expenses including correspondent bank charges will be charged back to the customer s account accordingly. All fees and charges (including but not limited to Dividend Tax and Capital Gain Tax for Shanghai and Shenzhen Northbound Trading) collected by regulators/authorities are subject to change from time to time and without prior notice. 16

11 2018 年 1 月 1 日生效 服務項目 收費 櫃檯服務 本票 簽發手續費 - 貴賓晉裕 客戶 - 貴賓理財 客戶 - 尊尚盈商 客戶 - 樂年理財 客戶 - 僱主支薪自動轉賬 客戶 - 智選盈商 客戶 - 港元本票 - 每張 25 港元 - 美元本票 - 每張 3 美元 - 人民幣本票 - 每張 21 元人民幣 - 智選理財 客戶 - 港元本票 - 每張 25 港元 - 美元本票 - 每張 3 美元 - 人民幣本票 - 每張 21 元人民幣 - 本行其他 / 定期存款客戶 - 港元本票 - 每張 50 港元 - 美元本票 - 每張 6 美元 - 人民幣本票 - 每張 42 元人民幣 - 非本行客戶 - 港元本票 - 每張 100 港元 - 美元本票 - 每張 12 美元 - 人民幣本票 - 每張 84 元人民幣 退回手續費 - 本行所有客戶 - 港元本票 - 每張 50 港元 - 美元本票 - 每張 6 美元 - 人民幣本票 - 每張 42 元人民幣 - 非本行客戶 - 港元本票 - 每張 100 港元 - 美元本票 - 每張 12 美元 - 人民幣本票 - 每張 84 元人民幣 遺失及補發 - 港元本票 - 每張 50 港元, 另加香港銀行同業 結算有限公司所收取之費用 ( 不時更新 ) - 美元本票 - 每張 6 美元, 另加香港銀行同業 結算有限公司所收取之費用 ( 不時更新 ) - 人民幣本票 - 每張 42 元人民幣, 另加香港銀行 同業結算有限公司所收取之費用 ( 不時更新 ) 禮券 貴賓晉裕 客戶 貴賓理財 客戶 尊尚盈商 客戶 樂年理財 客戶 僱主支薪自動轉賬 客戶 智選盈商 客戶 智選理財 客戶 本行其他客戶 非本行客戶 - 每張 5 港元 - 每張 5 港元 - 每張 15 港元 - 每張 20 港元 1

12 服務項目收費服務項目收費 大量港元及人民幣紙幣存款每個客戶每日 : 尊尚盈商 客戶 僱主支薪自動轉賬 客戶 本行其他客戶 張或以下 張以上 - 總存款金額之 0.25%, 最低收費為 125 港元或 100 元人民幣 輔幣存款每次櫃檯服務, 每個戶口 : 300 個以下 300 個或以上 - 存款額 2%, 最低收費為 50 港元輔幣找續每包 2 港元 郵件寄存待收 貴賓晉裕 客戶 外幣現鈔存款 ( 須為本行接受 ) 每次櫃檯服務, 每個戶口 : ( 人民幣除外 ) 其他外幣現金存入相同貨幣之戶口 - 1,000 美元 / 75,000 日圓 / 1,000 元單位或以下之其他外幣 - 1,000 美元 / 75,000 日圓 / - 總存款金額之 0.25%, 最低收費 1,000 元單位以上之其他外幣為 50 港元 外幣現鈔提款 每次櫃檯服務, 每個戶口 : 人民幣現鈔提款 - 30,000 元人民幣或以下 - 30,000 元人民幣以上 - 總提款金額之 0.25% 1,000 美元以上,75,000 日圓以上 - 總提款金額之 0.25%, 最低收 或 1,000 元單位以上之其他外幣 費為 50 港元 大量支票存款每次櫃檯服務, 每個戶口 : 尊尚盈商 客戶 僱主支薪自動轉賬 客戶 本行其他客戶 - 30 張或以下 - 30 張以上 - 超越 30 張, 額外之數, 每張 2 港元 兌換旅行支票 / 購買其他外幣票據 美元支票 - 以港元折現 - 每張 10 港元, 最低收費為 60 港元 - 以美元折現 - 票額之 0.25%, 最低收費為 60 港元 - 存入美元戶口 - 票額之 0.25%, 最低收費為 60 港元 ; 另扣七天過渡期利息 非美元之外幣票據 - 以港元折現 - 每張 10 港元, 最低收費為 60 港元 - 以相同貨幣折現 - 票額之 0.375%, 最低收費為 60 港元 ( 能否折現視乎當時有關外幣現鈔之供應情況而定 ) - 存入相同貨幣戶口 - 票額之 0.375%, 最低收費為 60 港元 ; 另扣十四天過渡期利息 本行其他客戶 - 每月 100 港元或等值支票戶口開戶後三個月內取消戶口 港元 / 美元 - 每戶口 200 港元或等值 人民幣 - 每戶口 200 元人民幣公司商業登記調查 本地公司 - 每次 300 港元 海外公司 - 按本行實際費用收取, 最低收費每次 2,000 港元退回支票 因存款不足 - 港元戶口 - 每張 150 港元 - 美元戶口 - 每張 20 美元 - 人民幣戶口 - 每張 200 元人民幣 因票面資料或其他錯誤 - 港元戶口 - 每張 75 港元 - 美元戶口 - 每張 10 美元 - 人民幣戶口 - 每張 50 元人民幣臨時透支 透支收費 - 手續費加透支金額之利息 手續費 - 港元 港元 - 美元 - 15 美元 - 人民幣 元人民幣 息率 - 港元 - 港元最優惠利率加 10%( 年息 ) - 美元 - 美元最優惠利率加 10%( 年息 ) - 人民幣 - 隔夜人民幣香港銀行同業拆息加 10% ( 年息 ) 支票停止支付 港元 / 美元戶口 - 每張 100 港元或等值 人民幣戶口 - 每張 100 元人民幣 託收外幣票據 手續費 ( 非澳門銀行發行支票 ) 手續費 ( 澳門銀行發行支票 ) - 每張 300 港元, 另附加有關代理銀行所收之服務費 - 每張 200 港元, 另附加有關代理銀行所收之服務費 特別印刷支票交回已獲支付支票影像副本 港元 / 美元戶口 人民幣戶口 足敷印刷費用 - 每張 50 港元或等值 - 每張 50 元人民幣 2 退回外幣支票 支票保付 外幣現鈔兌換 ( 包括人民幣 ) 信用卡客戶用作信用卡付款 非本行客戶 - 每張 150 港元, 另加有關一切代支之費用 - 客戶自行處理保付, 每張 100 港元 - 銀行派員處理保付, 每張 200 港元 - 每次收費 100 港元 支票簿寄發 掛號郵費 - 貴賓晉裕 客戶 - 貴賓理財 客戶 - 尊尚盈商 客戶 - 其他客戶 ( 香港地址 ) - 25 港元或等值 - 其他客戶 ( 海外或中國內地地址 ) - 40 港元或等值 普通郵費 3

13 4 服務項目收費服務項目收費 儲蓄戶口 開戶後三個月內取消戶口 港元 / 外幣戶口 人民幣戶口 - 每戶 200 港元或等值 - 每戶 200 元人民幣 銀行存摺記錄副本 十二個月內 - 每戶口 300 港元 十三至二十四個月內 - 每戶口 750 港元 二十五至三十六個月內 - 每戶口 1,000 港元 三十七個月或以上 - 每戶口 2,000 港元, 隨後每 12 個月增加 1,000 港元 補領遺失或損毀之存摺 保管箱 按金 遺失一條鎖匙 工匠開啟保管箱 匯入款項 * 每本 100 港元 一年租金 300 港元 1,000 港元另加工匠費用 存入本行之戶口 貴賓晉裕 客戶 貴賓理財 客戶 樂年理財 客戶 尊尚盈商 客戶 - 電匯 - 每次 50 港元 - 交換所電系轉款 (CHATS) - 每次 10 港元 智選盈商 客戶 - 電匯 - 每次 50 港元 - 交換所電系轉款 (CHATS) - 每次 10 港元 智選理財 客戶 - 電匯 - 每次 50 港元 - 交換所電系轉款 (CHATS) - 每次 10 港元 本行其他客戶 - 電匯 - 每次 60 港元 - 交換所電系轉款 (CHATS) - 每次 15 港元存入其他銀行之戶口每次 200 港元匯出款項 * 匯票 簽發手續費 - 貴賓晉裕 客戶 - 貴賓理財 客戶 - 尊尚盈商 客戶 - 每項交易 50 港元 - 樂年理財 客戶 - 智選盈商 客戶 - 每項交易 50 港元 - 智選理財 客戶 - 每張 50 港元 - 本行其他客戶 - 每張 100 港元 - 非本行客戶 - 每張 180 港元 匯票退款 - 每張 100 港元, 另加電報費用 250 港元或等值 遺失及補發 - 每張 300 港元, 另加電報費用 250 港元或等值交換所電系轉款 (CHATS) 至本港之港元 / 人民幣 / 美元 / 歐元轉款 - 透過互聯網 ( 特快轉賬 ) - 貴賓晉裕 客戶 - 本行其他客戶 - 每次 50 港元 /50 元人民幣 /7 美元 / 6 歐元 - 透過分行櫃位 - 貴賓晉裕 客戶 ^ - 貴賓理財 客戶 - 每次 75 港元或等值 ^ - 尊尚盈商 客戶 - 每項交易 150 港元或等值 ^ - 智選盈商 客戶 - 每項交易 150 港元或等值 ^ - 智選理財 客戶 - 每次 150 港元或等值 ^ - 本行其他客戶 - 每次 180 港元或等值 ^ 香港同業結算有限公司 (HKICL) 至本港之港元轉款 - 透過互聯網 ( 電子轉賬 ) - 每次 5 港元 電匯 簽發手續費 - 透過互聯網 - 貴賓晉裕 客戶 ^ - 人民幣匯款至中國內地同名戶口, 每次 50 港元 ^ - 貴賓理財 客戶 - 每次 40 港元或 60 港元 **^ - 人民幣匯款至中國內地同名戶口, 每次 70 港元 ^ - 本行其他客戶 - 每次 80 港元或 100 港元 **^ - 人民幣匯款至中國內地同名戶口, 每次 80 港元 ^ - 透過分行櫃位 - 貴賓晉裕 客戶 ^ - 人民幣匯款至中國內地同名戶口, 每次 50 港元 ^ - 貴賓理財 客戶 - 每次 40 港元或 60 港元 **^ - 人民幣匯款至中國內地同名戶口, 每次 140 港元 ^ - 尊尚盈商 客戶 - 每次 150 港元或 220 港元 **^ - 人民幣匯款至中國內地同名戶口, 每次 220 港元 ^ - 智選盈商 客戶 - 每次 150 港元或 220 港元 **^ - 人民幣匯款至中國內地同名戶口, 每次 220 港元 ^ - 智選理財 客戶 - 每次 80 港元或 100 港元 **^ - 人民幣匯款至中國內地同名戶口, 每次 188 港元 ^ - 本行其他客戶 - 每次 200 港元或 220 港元 **^ - 人民幣匯款至中國內地同名戶口, 每次 220 港元 ^ - 匯款至中國建設銀行澳門分行 [ 建行澳門分行 ] 同名戶口, 每次 80 港元 ^ 修改 取消或查詢已發出之電匯 - 每次 250 港元或等值, 另加有關代理銀行所收之服務費 代替兌換佣金 提供相同貨幣之現鈔或匯票 自相同貨幣之外幣戶口扣除 - 匯款額之 0.25%, 最低收費為 50 港元 - 不收代替兌換佣金 5

14 服務項目 貸款服務 逾期還款手續費 商業貸款 個人貸款 逾期還款利息 商業貸款 個人貸款 重發利率更改通知 按揭物業出租同意書 / 批准租約協議 代付過期差餉或管理費 還款記錄副本 樓契或按揭契副本 貸款協議書副本 貸款確定書副本 申領供款表 更改貸款事項 收費 - 最高按逾期還款額之 2% 計算 ( 最低收費為 100 港元 ) - 按有關條款及條件訂立之收費計算 - 最高按逾期還款額以本行貸款優惠利率加 8%, 由逾期還款日起至還款日逐日計算 - 按有關條款及條件訂立之息率計算 每份 100 港元 每封 1,000 港元 每次 500 港元 每次 100 港元 ( 以每 12 個月記錄計算 ), 最低收費為 100 港元 每頁 50 港元, 最高收費為 1,000 港元 每份 50 港元 每封 200 港元 每次 100 港元 每次 1,000 港元 服務項目 證券買賣服務 ( 香港證券 ) 證券交易服務 買賣經紀佣金 透過自動化交易渠道 b 收費 - 交易金額之 0.18%, 最低收費為 100 港元 /83 元人民幣 透過專人接聽熱線或分行櫃位 - 貴賓晉裕 或 貴賓理財 或 - 交易金額之 0.18%, 最低收費 尊尚盈商 或 樂年理財 或為 100 港元 /83 元人民幣 證券孖展買賣服務 客戶 - 智選理財 或 智選盈商 或 - 交易金額之 0.25%, 最低收費 出糧增值服務 或 機構推薦為 100 港元 /83 元人民幣優惠計劃 或其他客戶公司客戶部及機構業務部 客戶透過自動化交易渠道 b - 交易金額之 0.25%, 最低收費及專人接聽熱線為 100 港元 /83 元人民幣 買入股票之存入費 認購新股 買賣經紀佣金 - 交易金額之 1% 透過互聯網 專人接聽熱線或分行櫃位認購新股申請費 - 貴賓晉裕 客戶 - 其他客戶 - 每份 50 港元 /50 元人民幣 ( 不退還 ) 存入股票 零售按揭貸款估價費 ( 重置價值 ) 屋契託管費 ( 只適用於樓宇貸款已全數償還的客戶 ) 商業貸款適用按揭契提取費 汽車貸款 車輛登記文件副本 更改車輛牌照 更改車輛細節 / 補領文件 每次 1,000 港元 每月 300 港元 每份 1,000 港元 每份 20 港元 每次 550 港元 每次 200 港元 轉讓合約 每份 1,000 港元 ( 行走中國大陸線汽車 ) ( 附送 6 份車輛登記文件副本 ) 轉讓合約服務 租購 / 租貸合約副本 樓契或按揭文件影印副本 還款記錄副本 申領供款表 舊記錄副本 最低收費每份 1,000 港元 每份 50 港元 每頁 50 港元, 最高收費為 1,000 港元 每次 100 港元 ( 以每 12 個月記錄計算 ), 最低收費為 100 港元 每次 100 港元 每份 500 港元 交易徵費 ( 由香港證監會收取 ) 交易金額之 % 投資者賠償徵費交易金額之 0.002% ( 由香港證監會收取如適用 ) 交易費 ( 由香港交易所收取 ) 交易金額之 0.005% 印花稅 ( 由香港特區政府收取 ) 處理實物及交收的服務 CCASS 股票交收費 款項交收費 ( 由 CCASS 收取 ) 存入股票 交收指示費 轉手紙厘印費 跨櫃枱股票之調撥收費 賬戶服務 每 1,000 港元繳付 1 港元, 不足千元之數亦作千元計 免收費用 免收費用 適用於透過交易指示存入股票免收費用適用於實物股票存入每手 # 均收 5 港元 /5 元人民幣, 最低收費為 30 港元 /30 元人民幣, 最高收費為 200 港元 /200 元人民幣 免收費用 每張轉手紙 5 港元 免收費用 其他各類文件之副本 每頁 20 港元, 最低收費為 20 港元 股票保管費 - 年費 120 港元, 於每年 5 月 31 日 特快續牌服務 每次 200 港元 ( 適用於現金買賣戶口及孖展買賣 收取 ( 只適用於股票戶口在 5 月 31 日 戶口 ) 仍有存貨 若 5 月 31 日為星期六或 申請轉用第三者保險手續費 最低收費每次 1,000 港元 公眾假期, 本行會於前一個工作 6 取回扣押車輛手續費 每次 1,000 港元 日於閣下的結算戶口扣除此費用 ) 7

15 服務項目收費服務項目收費 代理人服務及企業行動 公司私有化 / 現金收購 / 代收股息 交易金額 / 股息總值之 0.5%, ( 代收股息費用也適用於投資者選擇 最低收費為 30 港元 /30 元人民幣, 以收取股票代替現金股息 ) 最高收費為 2,000 港元 /2,000 元 人民幣 ( 以單一股票計算 ) 代收紅股股權, 供股權 / 公開發售 # 每手均收 5 港元 /5 元人民幣, 認購, 以股份代替現金股息及 最低收費為 30 港元 /30 元人民幣, 認股權證 最高收費為 200 港元 /200 元人民幣 股票登記 登記費 股票過戶費 # - 每手收取 1.5 港元 - 每張新發股票 # 2.5 港元 代理行權責股票登記費 - 每手 # 收取 1.5 港元 ( 由 CCASS 收取 ) 行使備兌認股證 ( 由 CCASS 收取 ) 公司行動服務費 ( 由 CCASS 收取 ) 借貸及其他服務 孖展買賣 年費 貸款息率 ( 年利率 ) 每一交易 200 港元 每手 # 收取 0.8 港元 - 最優惠利率 股票提取費 ( 適用於實物股票提取現金證券及孖展證券戶口 # 及股票透過 CCASS 過戶 ) 每手均收 10 港元 /10 元人民幣, 最低收費為 100 港元 /100 元人民幣 ( 以單一股票計算 ) 另加 CCASS 實物股票提取費用 ( 每手 3.5 港元 ) 只適用於股票戶口用作抵押貸款用途 200 港元 /200 元人民幣 ( 以單一股票計算 ) 另加 CCASS 實物股票提取費用 ( 每手 3.5 港元 ) 辦理未領取之股息 行使紅股股權 / 認股權證手續費 每宗 200 港元 免收費用 證券買賣服務 ( 滬股通及深股通 ) 證券交易服務 買賣經紀佣金 透過自動化交易渠道道 b øб - 交易金額之 0.18%, 最低收費為 83 元人民幣 透過專人接聽熱線或分行櫃位 б - 貴賓晉裕 或 貴賓理財 - 交易金額之 0.18%, 最低收費或 尊尚盈商 或 樂年理財 為 83 元人民幣客戶 - 智選理財 或 智選盈商 - 交易金額之 0.25%, 最低收費或 出糧增值服務 為 83 元人民幣或 機構推薦優惠計劃 或其他客戶公司客戶部及機構業務部 客戶透過自動化交易渠道 b ø - 交易金額之 0.25%, 最低收費及專人接聽熱線為 100 港元 /83 元人民幣 買入股票之存入費 證管費 - 交易金額之 0.002% ( 由中國證監會收取 ) 過戶費 - 交易金額之 0.002% ( 由中國結算收取 ) 過戶費 - 交易金額之 0.002% ( 由香港結算收取 ) 交易印花稅 ( 只適用於賣出交易 ) - 賣貨交易金額之 0.1% ( 由國家稅務總局收取 ) 股票處理服務 # 存入股票每手均收 5 元人民幣, 最低收費 ( 適用於透過交收指示存入股票 ) 為 30 元人民幣, 最高收費為 200 元人民幣 股票提取費 200 元人民幣 ( 以單一股票計算 ) ( 適用於透過交收指示過戶 ) 代理人服務及企業行動公司私有化 / 現金收購 / 代收股息 - 交易金額 / 股息總值之 0.5%, ( 代收股息費用也適用於投資者選擇最低收費為 30 元人民幣, 以收取股票代替現金股息 ) 最高收費為 2,000 元人民幣 ( 以單一股票計算 ) 代收紅股股權, 供股權 / 公開發售 # - 每手均收 5 元人民幣, 最低收費 認購, 以股份代替現金股息及認股 為 30 元人民幣, 最高收費為 200 權證 元人民幣 資訊服務 即時報價服務 ( 每月 ) 一般證券買賣客戶 有存放證券之證券買賣客戶 證券交易金額少於十萬港元以下之證券買賣客戶 證券交易金額於十萬港元以上之證券買賣客戶 串流股票報價服務 ( 每月 ) % 網上銀行股勝通 + 阿思達克財經新聞 網上銀行股勝通 + 阿思達克財經新聞及 建 證在線手機證券交易應用程式 港股直通 交易軟件 基金投資服務 轉戶費基金轉出本銀行 次免費即時報價 次免費即時報價 次免費即時報價 - 3,000 次免費即時報價 港元 港元 港元 每次每基金 100 港元 其他費用 轉換費 % - 最高為轉換交易金額之 1% 首次認購費 贖回費等 - 根據有關基金發行章程為準 結構性票據 經手費 - 交易金額之 % 轉戶費 8 ( 由上海交易所收取 ) 結構性票據轉出本銀行每次每票據 100 港元 9

16 服務項目 收費 服務項目 收費 10 債券 / 存款證買賣服務 託管費 人民幣零售債券及人民幣存款證 香港五隧一橋有限公司零售債券 香港特別行政區政府及按揭證券 有限公司零售債券 其他 轉讓費 陸港通龍卡的賬戶服務 - 每半年收取期內每日平均持有債券票面值之 0.025% 債券面值之 0.5%, 最低收費為 100 港元 中國建設銀行 ( 亞洲 )[ 建行 ( 亞洲 ) ] 賬戶 取消建行 ( 亞洲 ) 賬戶 ( 開戶未滿 - 每戶 150 港元三個月 ) 建行 ( 亞洲 ) 低結存賬戶服務月費 ( 存款 - 每月 50 港元 ( 推廣期內建行 ( 亞洲 ) 賬戶每日平均結餘低於 5,000 港元 ) 新客戶可獲豁免 ) 中國建設銀行 [ 建行 ( 亞洲 ) ] 賬戶 建行不動戶 ( 低於一定標準且 3 年內無進支活動 ) 建行個人小額賬戶管理費 異地存款 / 轉賬 異地取款 匯出款項 港元匯款 陸港通龍卡 年費 補發遺失卡 結餘查詢 建行 建行 ( 亞洲 ) 及建行澳門分行自動櫃員機 香港銀通自動櫃員機 澳門銀通自動櫃員機 中國內地銀聯自動櫃員機 香港 澳門 海外 ( 中國內地除外 ) 銀聯自動櫃員機 - 交易金額之 0.5%, 最低 2 元人民幣, 最高 50 元人民幣 - 按交易金額之 1%, 最低 2 元人民幣, 最高 100 元人民幣 - 匯款額之 0.1%, 最低 20 元人民幣, 最高收取 300 元人民幣 - 每卡 50 港元 - 每卡 50 港元 - 每次 5 港元 V 自動櫃員機現金提款 b ( 適用於陸港通龍卡 ) 建行 ( 亞洲 ) 及建行澳門分行自動櫃員機 - 當客戶於建行澳門分行自動櫃員機提取人民幣 / 澳門元, 交易金額將按照交易時本行所訂定的兌換率由港元 / 人民幣戶口直接進行兌換 ( 兌換率可向本行查詢 ) 建行自動櫃員機 同城 異地 香港 澳門及海外 ( 中國內地除外 ) 銀聯自動櫃員機 中國內地銀聯自動櫃員機 同城 異地 香港銀通自動櫃員機 澳門銀通自動櫃員機 聯動 b - 交易金額之 1%, 最低 2 元人民幣, 最高 100 元人民幣 C - 每次 10 港元 V - 當客戶透過銀聯自動櫃員機提取港元以外的貨幣, 交易金額將按照交易時銀聯訂定的當日匯率由港元 / 人民幣戶口直接進行兌換 ( 兌換率可透過銀聯網頁查詢 ) - 每次 4 元人民幣 C - 每次 4 元人民幣另加交易金額之 1% C - 每次 25 港元 V - 當客戶於澳門的銀通自動櫃員機提取人民幣, 交易金額將按照交易時於該銀通會員銀行所訂定並於自動櫃員機畫面所顯示的兌換率直接由港元戶口進行兌換 - 當客戶於澳門的銀通自動櫃員機提取澳門元, 交易金額將按照交易時銀通所訂定的兌換率由港元戶口直接進行兌換 ( 兌換率可向本行查詢 ) 有關聯動功能乃根據建行公佈的外匯牌價折算成港元或人民幣進行扣賬及徵收不時公佈的手續費 ( 兌換率可透過建行網頁查詢 ) 交易在中國內地發生而聯動至建行 ( 亞洲 ) 賬戶 自動櫃員機現金提款 POS 消費 交易在香港 澳門或海外發生而聯動至建行賬戶 自動櫃員機現金提款 POS 消費 其他服務收費 ( 適用於陸港通龍卡 ) 陸港通龍卡的調查費 ( 自動櫃員機 / 易辦事交易 ) 銀聯雙幣 ( 提款 ) 卡 - 每次 10 元人民幣 C - 每次 20 港元 V - 每次 120 港元 銀聯雙幣卡 / 銀聯相片雙幣卡 / 銀聯環球迅匯卡 年費 - 不含相片卡 - 貴賓晉裕 客戶 - 貴賓理財 客戶 - 樂年理財 客戶 - 智選理財 客戶 - 僱主支薪自動轉賬 客戶 *** - 本行其他客戶 - 每卡 50 港元 / 人民幣 11

17 服務項目 收費 服務項目 收費 12 - 含相片卡 - 智 Smart 兒童儲蓄戶口家長為 貴賓晉裕 / 貴賓理財 / 智選理財 客戶 - 銀聯相片兒童儲蓄戶口卡 / 相片雙幣卡 - 首年 - 第二年及以後如客戶於 - 每卡 100 港元 / 人民幣 智 Smart 兒童儲蓄戶口每日平均合併結餘少於 5,000 港元或等值 補發遺失卡 - 不含相片卡 - 每卡 50 港元 / 人民幣 - 含相片卡 - 每卡 100 港元 / 人民幣 環球迅匯服務首次開戶費 - 貴賓晉裕 客戶 - 貴賓理財 客戶 - 智選理財 客戶 - 本行其他客戶 - 每卡 50 港元 跨行轉賬 使用本行及銀通之自動櫃員機進行港元跨行轉賬 - 每次 10 港元 自動櫃員機現金提款 / 結餘查詢 ( 適用於銀聯雙幣 ( 提款 ) 卡 ) 使用澳門之銀通自動櫃員機 ## - 現金提款 - 每次 25 港元 / 人民幣 V - 當客戶於澳門的銀通自動櫃員機提取人民幣, 交易金額將按照交易時於該銀通會員銀行所訂定並於自動櫃員機畫面所顯示的兌換率直接由港元戶口進行兌換 - 當客戶於澳門的銀通自動櫃員機提取澳門元, 交易金額將按照交易時銀通所訂定的兌換率由港元戶口直接進行兌換 ( 兌換率可向本行查詢 ) 使用建行澳門分行之自動櫃員機 ## - 當客戶於建行澳門分行自動櫃員機提取人民幣 / 澳門元, 交易金額將按照交易時本行所訂定的兌換率由港元 / 人民幣戶口直接進行兌換 ( 兌換率可向本行查詢 ) 使用銀聯自動櫃員機 ## - 現金提款 - 每次 15 港元 / 人民幣 V - 查詢賬戶結餘 - 每次 5 港元 / 人民幣 V - 當客戶透過銀聯自動櫃員機提取港元以外的貨幣, 交易金額將按照交易時銀聯訂定的當日匯率由港元 / 人民幣戶口直接進行兌換 ( 兌換率可透過銀聯網頁查詢 ) 銀聯雙幣卡 / 銀聯環球迅匯卡調查費 - 自動櫃員機 / 易辦事交易 - 每次 120 港元 其他服務收費 付款服務 客戶常行指示 - 訂立 / 修改手續費 - 貴賓晉裕 客戶 - 貴賓理財 客戶 - 尊尚盈商 客戶 - 樂年理財 客戶 - 智選理財 客戶 - 由本行港元戶口轉賬至 本行人民幣戶口 - 由本行人民幣戶口轉賬至 - 每次 30 元人民幣其他銀行人民幣戶口 - 其他轉賬 - 每次 40 港元 - 本行其他客戶 - 由本行港元戶口轉賬至 本行人民幣戶口 - 由本行人民幣戶口轉賬至 - 每次 60 元人民幣其他銀行人民幣戶口 - 其他轉賬 - 每次 70 港元 - 週期支付 - 貴賓晉裕 客戶 - 本行其他客戶 - 由本行港元戶口轉賬至 本行人民幣戶口 - 由本行人民幣戶口轉賬至 - 每次 17 元人民幣其他銀行人民幣戶口 - 其他轉賬 - 每次 30 港元 - 停止支付 - 貴賓晉裕 客戶 - 本行其他客戶 - 由本行人民幣戶口轉賬至 - 每次 85 元人民幣其他銀行人民幣戶口 - 其他轉賬 - 每次 100 港元 - 存款不足 - 由本行人民幣戶口轉賬至 - 每次 130 元人民幣其他銀行人民幣戶口 - 其他轉賬 - 每次 150 港元 自動轉賬 - 訂立 / 修改手續費 - 每次 50 港元 - 週期進賬 - 每項 0.4 港元 港元, 視乎每月數量而定 自動支賬 - 訂立 / 修改手續費 - 週期支付 - 停止支付 - 每次 100 港元 /85 元人民幣 - 存款不足 - 每次 150 港元 /130 元人民幣 人手操作支薪服務 / 一次過賬指示 - 至本銀行戶口 - 每項 2 港元 - 至非本銀行戶口 - 每項 5 港元 僱主支薪自動轉賬 服務 - 以港元或混合港元及人民幣付款 - 至本行戶口 - 每項 0.3 港元, 每隻光碟 / 網上遞交最低收費 30 港元 - 至非本行戶口 ( 只限港元 ) - 每項 1.5 港元, 每隻光碟 / 網上遞交最低收費 30 港元 - 以人民幣付款 - 每項 0.25 元人民幣, 每隻光碟 / 網上遞交最低收費 25 元人民幣 13

18 服務項目 收費 服務項目 收費 補發 / 複印銀行記錄 ( 包括複印結單 ) 一年內 一年以上 - 每張 50 港元, 最低收費為 150 港元 - 每張 75 港元, 最低收費為 250 港元 網上銀行補發遺失 / 損毀保安編碼器 本行指定客戶包括持有銀行不時規定的產品 / 服務並與賬戶的登記姓名及身份證文件相同的客戶 每個 100 港元 交易文件副本 每頁 50 港元 銀行確認信 ( 作申請簽証用途 ) 貴賓晉裕 客戶 貴賓理財 客戶 本行其他客戶 - 按每次要求 200 港元 銀行確認作核數用途 按每次要求 400 港元 銀行證明信 貴賓晉裕 客戶 貴賓理財 客戶 僱主支薪自動轉賬 客戶 本行其他客戶 - 每封 300 港元, 於同一申請的每份副本 20 港元 申領個人資料 ( 私隱 ) 記錄 按每次要求 300 港元 戶口結餘證明 貴賓晉裕 客戶 貴賓理財 客戶 僱主支薪自動轉賬 客戶 本行其他客戶 - 每戶 200 港元 綜合理財服務月費 貴賓晉裕 客戶每日平均合併結 - 每月 200 港元 餘連續三個曆月低於 5,000,000 港元 貴賓理財 客戶每日平均合併結 - 每月 200 港元 餘連續三個曆月低於 1,000,000 港元 智選理財 客戶每日平均合併結 - 每月 100 港元 餘連續三個曆月低於 100,000 港元 樂年理財 客戶 綜合理財終止服務手續費 開立服務後首六個月內取消 - 貴賓晉裕 客戶 港元 - 貴賓理財 客戶 港元 - 智選理財 客戶 港元 開立服務後首三個月內取消 - 樂年理財 客戶 港元 低結存戶口服務月費於本行所有存款戶口每日平均 每月 50 港元 總結存低於 5,000 港元 客戶可獲豁免收費, 包括 : 65 歲或以上長者 18 歲以下人士 領取綜合社會保障計劃人士 ( 必須提交相關文件 ) 領取政府傷殘津貼人士 ( 必須提交相關文件 ) 低收入人士 ( 必須於分行申請 ) 14 15

19 * 附加有關代理銀行之收費, 如適用 貴賓晉裕 客戶之匯款優惠不適用於公司戶口 ** 如電匯之貨幣與當地之貨幣不同 *** 只適用於銀聯雙幣卡 / 雙幣卡 ^ 手續費將按該卡之基本戶口的貨幣收取 如電文為中文另收手續費 150 港元 有關推廣詳情, 請瀏覽建行 ( 亞洲 ) 網頁 聯絡建行 ( 亞洲 ) 客戶服務熱線 (852) 或任何一間建行 ( 亞洲 ) 分行 # 不足一手亦以一手計算 透過相同交易渠道於同一交易日內買入 / 賣出同一隻股票, 將當作為一次買入 / 賣出的交易計算經紀佣金, 並收取交易佣金一次, 惟經不同交易渠道買 / 賣相同股票, 經紀佣金將每次分開計算及個別收費 b 自動化交易渠道包括 網上銀行 流動理財 建 證在線手機證券交易應用程式及 港股直通 交易軟件 滬股通及深股通不能透過港股直通交易軟件買賣 ø 深股通只可透過專人接聽熱綫 / 分行櫃位交易 б 由即日至 2018 年 12 月 31 日, 所有透過專人接聽熱線或分行櫃位買賣之深股通交易會以自動化交易渠道之經紀佣金計算 敬請注意, 本行自動化交易渠道並不接受港元與人民幣櫃枱間之股票調撥指示, 客戶必須通過證券買賣熱線進行相關指示, 並請留意下列事宜 : 1. 只有已結算之股票方可進行港元與人民幣跨櫃枱之股票調撥 2. 本行接受港元與人民幣跨櫃枱股票調撥指示之服務時間為正常交易日早上 9 時至下午 3 時 30 分止 ( 黑色暴雨警告及 / 或八號或以上颱風信號生效時除外 ) 請注意港元與人民幣跨櫃枱之股票調撥指示處理需時 因此, 為確保客戶持有相關櫃枱之股票作沽售, 建議客戶必需預留足夠時間處理港元與人民幣跨櫃枱之股票調撥指示 即時報價服務由香港證券及滬股通共用 % 串流報價服務只適用於香港證券 % 此轉換費乃本行就同一基金公司之基金轉換所收取之服務費用, 客戶毋須支付該基金發行章程內所述之轉換費 ( 如有 ) 以上所述適用於本行發出之客戶文件內所提及之 轉換費 定義 ( 包括申請表 確認書 通告及所有有關之結單等 ) 適用於由 陸港通龍卡 建行港元現匯賬戶匯款至 陸港通龍卡 建行 ( 亞洲 ) 港元賬戶 以上只列出有關由建行及建行 ( 亞洲 ) 共同提供 ( 並由建行 ( 亞洲 ) 發卡 ) 的 陸港通龍卡 服務的收費, 有關建行提供的其他銀行服務的收費, 包括但不限於櫃枱服務 支票及儲蓄戶口 匯入款項及其他服務收費等在此未能盡錄, 詳情請參考建行不時發出的 服務收費表 ( 如適用 ) 或向建行查詢 ## 於海外自動櫃員機之提款交易只會以卡內所附掛的港元 / 人民幣戶口進行結算 ( 即使客戶已於本行開立該外幣賬戶 ) 如客戶卡內同時附掛港元及人民幣戶口, 交易只會從港元戶口扣賬或供查詢該賬戶的結餘 如客戶卡內只附掛人民幣戶口, 則會從人民幣戶口內扣賬 部分海外自動櫃員機沒有提供戶口選擇功能 ( 視乎該銀行設定 ), 故此, 請於離港前先確定有關戶口內有足夠的款項 V 有關經銀通或銀聯進行的海外自動櫃員機提款交易或查詢戶口結餘, 手續費將由建行 ( 亞洲 ) 收取 ( 如適用 ) C 有關內地自動櫃員機提款交易或查詢戶口結餘及聯動交易, 手續費將由建行收取 ( 如適用 ) b 當客戶在中國內地以自動櫃員機及 / 或聯網消費系統進行交易時, 交易金額會先由建行人民幣戶口扣賬 ; 如該戶口款項不足, 整筆交易金額會順序從建行 ( 亞洲 ) 人民幣 建行 ( 亞洲 ) 港元支票 建行 ( 亞洲 ) 港元儲蓄戶口扣賬 當客戶在香港 澳門及 / 或海外以自動櫃員機及 / 或聯網消費系統進行交易時, 整筆交易金額會先由建行 ( 亞洲 ) 港元支票或儲蓄戶口扣賬 ; 如戶口款項不足, 整筆交易金額會順序從建行港元現鈔戶口 建行港元現匯戶口 建行人民幣戶口扣賬 部分海外自動櫃員機沒有提供戶口選擇功能 ( 視乎該銀行設定 ), 故此, 請於離港前先確定有關戶口內有足夠的款項 註 : 以上收費於付印時 (1/2018) 均為最新適用資料, 惟本行得隨時修改其中內容, 但定必向外公告 收費未能盡錄, 詳情請向各分行查詢 一切代客戶支付之費用, 包括海外銀行之收費, 將會於客戶戶口內扣除 由監管及稅務部門收取的費用,( 包括但不限於滬股通及深股通收取的紅利稅及資本增值稅 ) 將會不時更改, 本行將不會另通知 16