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2 (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) (02) Moody's Investors Service Hong Kong Limited 24F, One Pacific Place, 88 Queensway, Admiralty, Hong Kong

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7 ()91517 () 1. ()() ,000()()()() ()()()()() ()()()()()() ()()() We are family Top 50 (Corporate Governance Asia) Asian Excellence Recognition Awards 2014 (Asia's Best CEO (Investor Relations)Daniel Wu) (Asia's Best CFO (Investor Relations) Rachael Kao) (Best Corporate Communications Team) (Best CSR) (Best Investor Relations by Company in Taiwan) 2014(10th Corporate Governance Asia Recognition Awards 2014 Asia's Icon) Asian Corporate Director Recognition Awards 2014 (Daniel Wu 5th Asian Corporate Director Recognition Awards 2014) Asian Company Secretary of the Year (Roger Kao 2nd Asian Company Secretary of the Year 2014) 5

8 (The Asset) (Platinum Award for AllRound Excellence in Financial Performance, Management, Corporate Governance, Social Responsibility, Environmental Responsibility and Investor Relations) (Asiamoney) Asiamoney Corporate Governance Poll 2014 (Ranking #1 of Best Companies in Asia for Corporate Governance) (Ranking #1 Best for Disclosure and Transparency in Asia) (Ranking #1 Best for Responsibilities of Management and the Board of Directors in Asia) (Ranking #1 Best for Shareholders' Rights and Equitable Treatment in Asia) (Ranking #1 Best for Investor Relations in Asia) (Ranking # 1 Best for Corporate Social Responsibility in Taiwan) (Ranking #1 Best Overall for Corporate Governance in Taiwan) (Ranking #1 Best for Disclosure and Transparency in Taiwan) (Ranking #1 Best for Responsibilities of Management and the Board of Directors in Taiwan) (Ranking #1 Best for Shareholders' Rights and Equitable Treatment in Taiwan) (Ranking #1 Best for Investor Relations in Taiwan) (Ranking # 1 Best for Corporate Social Responsibility in Taiwan) (FinanceAsia) Asia's Best Managed Companies Poll (Best Managed Company) (Best Corporate Governance) (Best CSR) (Best Investor Relations) (Best Committed to a Strong Dividend Policy) (Best CEODaniel Wu) (Best CFORachael Kao) (Best Managed Companies 2014 : Asia's Best Financial Institutions) 6

9 2. ()55 (OBU) () (Tokyo Star Bank) % (ATM)5, (Trusted Brand) Young Top

10 (Euromoney) (Best Private Bank in Taiwan) (The Asian Banker) (Best Retail Bank in Taiwan) (Best Trade Finance Bank in Taiwan) (Best Internet Banking Initiative in Taiwan) (Best Wealth Management Business in Taiwan) (The Asset) (Best Trade Finance Bank in Taiwan) (Best Cash Management Bank in Taiwan) (Best Risk Management Bank in Taiwan) (Best Domestic Custodian Bank in Taiwan) (Best Wealth Manager, Taiwan) (Best FX Derivatives House, Taiwan) (Best Domestic Bank in Taiwan) (Best Debt House, Taiwan) (The Banker) 205(#205 of Top 1000 World Banks 2014) (The Banker) & Professional Wealth Management (Best Private Bank in Taiwan) (Global Finance) (Best Foreign Exchange Bank in Taiwan) (Best Trade Finance Bank in Taiwan) (Best Emerging Market Bank in Taiwan) (Asiamoney) (Best Local Currency Cash Management Services voted by Financial Institutions) (Best Domestic Bank in Taiwan) (Best Local/Domestic FX Bank in Taiwan as voted by Corporates) (Best Local Cash Management Bank in Taiwan as voted by Corporates) (FinanceAsia) (#3 for Best Managed Company) (#3 for Best Corporate Governance) (#3 for Best CSR) (#3 for Best Investor Relations) 8

11 (#3 for Best Committed to a Strong Dividend Policy) (Best Private Bank in Taiwan) (Global Trade Review) (Best Trade Finance Bank in Taiwan) (IFR Asia) (Taiwan Loan House) (The Corporate Treasurer) (Best Trade Finance House in Taiwan) (Financial World) SAR/ESO(Innovation or Enhancement in Product or Proposition Design Investments, Pensions & ProtectionSAR/ESO Global Execution Platform Service) CEPI (Credit Card Product of the Year, Taiwan) (Yazhou Zhoukan) 300(The prestigious award from among the top 300 Asian banks) 2014(Asia Excellence Brand Award 2014) MILSTE (Best Retail Bank in Taiwan) (Best Retail Risk Management in Taiwan) () ( Best Data Analytics Project in Taiwan) Institutional Investor(IIChina.com) (Taiwan Banking & Securities Awards) (Moody's) A2 Prime (Standard & Poor's) A A (Fitch) A F1 : a : (Taiwan Ratings) twaa+ twa : a (Fitch) AA+(twn) F1+(twn) :

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126 () 1. (1)(5) 101(4) (2) 155,551, ,286, ,939, ,114,353 77,330,792 83,369, ,298, ,994, ,142, ,929, ,051, ,896,415 1,577, ,113 1,499, ,855 1,371,736 8,836,019 3,835,902 2,908, ,136, ,454, ,440, ,584,649 1,634,583 1,449,398 1,689,188 1,828,187 6,323,343 6,323,343 6,323,343 1,133,807,163 1,284,855,302 1,838,176,291 1,851,903,180 1,226,733 1,081, , ,580 71,853,650 79,304, ,975, ,307,038 2,111,872 2,076,772 2,073,119 2,096,298 12,749,012 39,787, ,574, ,374,835 38,836,976 38,347,727 43,379,488 44,381,976 2,637,475 2,631,895 6,552,700 6,776,359 13,941,922 13,948,040 16,992,496 17,103,775 3,146,825 6,699,337 9,526,337 9,643,589 14,458,178 13,426,977 29,044,965 31,075,400 2,113,515,574 2,424,720,079 3,654,680,064 3,736,017,789 30,690,419 48,409,512 49,934,428 42,760,462 5,008,601 8,167,850 59,135,084 55,407,068 24,950,658 28,364,068 95,292,577 96,298,436 34, , ,322 10,092 61,875,070 64,795,548 65,002,821 60,507, ,985 7,115,881 8,230,081 59,487,832 50,417,748 81,989,932 77,947,470 2,749,410 2,354,133 4,467,017 5,597,048 1,520,139,468 1,725,348,933 2,410,679,548 2,494,313,601 66,121,632 70,269, ,457,298 93,751,565 28,799,871 25,748, ,234, ,232, ,174, ,870, ,775, ,011,088 1,659, ,664 1,784,842 1,784,839 8,907,106 12,342,446 39,455,045 32,998,232 1,944,598,519 2,231,873,750 3,425,240,666 3,496,849,838 1,955,402,715 2,237,464, ,830, ,769, ,352, ,084,

127 (1)(5) 101(4) (2) 124,170, ,129, ,572, ,572, ,795, ,572, ,861,332 23,845,094 23,845,351 23,845,351 29,439,054 30,511,606 58,667,306 68,444,543 18,634,858 24,921,236 3 (1,639,851) (8,716,664) (5,732,712) (5,778,589) 86,258 76,733 86,638 83, ,917, ,846, ,439, ,167, ,112, ,255, (IFRSs)101 IFRSsIFRSs

128 2. (1)(3) 99(2) 100(2) 123,112, ,428,475 63,551,221 63,807, ,447, ,350, ,854, ,786, ,754,983 1,060,090, ,644,414 96,820,346 2,182,036 2,138,609 33,220,894 34,172,426 12,331,182 13,757,801 15,299,634 21,331,812 9,195,163 8,203,154 1,814,593,707 2,019,887,856 47,911,657 51,364,068 1,311,145,102 1,450,711,698 32,320,003 25,379,671 93,138,738 75,315,816 53,233,704 57,537,324 5,803,993 7,527,128 60,371,538 55,182, ,934 96,173,445 44,414,128 24,551,637 4,675,162 4,693,078 1,653,564,959 1,848,436,247 99,795, ,977, ,977, ,020,262 7,500,000 7,500,000 34,360,443 34,549,816 23,948,426 27,006,493 () 15,616,869 21,391,410 (3,916,221) (4,684,804) (751,813) 92, , ,028, ,451, ,697, ,836, (IFRSs)101 IFRSsIFRSs

129 () 1. (1)(5) 101(3) (2) 45,432,502 47,789,311 67,442,151 18,565,890 13,892,200 14,629,089 20,880,860 5,522,517 31,540,302 33,160,222 46,561,291 13,043,373 62,532,413 94,006, ,865,396 41,167,570 94,072, ,166, ,426,687 54,210,943 () (538,544) (6,415,749) (3,644,750) 239,094 (33,269,976) (60,001,187) (104,063,750) (29,679,011) (35,549,234) (39,197,568) (48,556,973) (13,284,419) 24,714,961 21,552,115 45,161,214 11,486,607 (3,417,186) (41,875) (5,717,634) (1,711,094) 21,297,775 21,510,240 39,443,580 9,775,513 21,297,775 21,510,240 39,443,580 9,775,513 () 1,346,624 (7,090,337) 2,739,684 (46,960) 22,644,399 14,419,903 42,183,264 9,728,553 21,291,590 21,502,785 39,437,007 9,774,392 6,185 7,455 6,573 1,121 22,643,483 14,425,233 42,173,277 9,731, (5,330) 9,987 (2,807) (4) (IFRSs)101 IFRSsIFRSs

130 2. (1)(4) (2) 24,676,595 27,759,776 27,874,268 31,969,636 (1,863,097) (559,433) (3,473,346) (33,357,765) (34,132,273) 17,330,001 21,564,360 14,141,690 18,297,025 14,133,988 18,289,538 7,702 7,487 ()(3) (IFRSs)101 IFRSsIFRSs

131 () 1. (1)(5) 101(4) (2) 1,576,689 6,474, , ,342 9,768,438 12,726,065 5,552,093 5,007, ,433 5,833 11,403 2,770 2, , , , , ,195, ,665, ,124, ,021, , , , ,250 26,872 24,259 98, , ,913 32,432 24,282 28, ,406, ,525, ,089, ,855, , , , ,178 12,000,000 12,000,000 12,000,000 12,000,000 2,999 5,618,287 5,636, , , , , ,861 12,575,869 12,755,679 18,737,228 18,771,879 23,380,065 18,346, ,170, ,129, ,572, ,572, ,795, ,572, ,861,332 23,845,094 23,845,351 23,845,351 29,439,054 30,511,606 58,667,306 68,444,543 18,634,858 24,921,236 3 (1,639,851) (8,716,664) (5,732,712) (5,778,589) 168,830, ,769, ,352, ,084, ,026, ,179, (IFRSs)101 IFRSsIFRSs

132 2. (1)(2) ,276, ,360 10,117,541 10,150,780 1,532, , ,037, ,750, , ,946 7,277 37,347 1, ,357 83, ,404, ,831, , ,773 6,257 4,720 5,046 2, , ,870 8,799,777 6,097,953 99,795, ,977, ,977, ,020,262 7,500,000 7,500,000 34,360,443 34,549,816 () 23,948,426 27,006,493 15,616,869 21,391,410 (3,916,221) (4,684,804) (751,813) 160,936, ,348, ,604, ,733, (IFRSs)101 IFRSsIFRSs

133 () 1. (1)(4) (2) 21,672,103 22,144,660 40,042,179 9,939, , , ,598 11,883 (623,809) (730,650) (839,290) (220,690) (175,784) (205,154) (223,251) (61,983) 21,221,912 21,421,038 39,206,236 9,669,115 69,678 81, , ,277 21,291,590 21,502,785 39,437,007 9,774,392 () 1,351,893 (7,077,552) 2,736,270 (43,032) 22,643,483 14,425,233 42,173,277 9,731,360 (3) (IFRSs)101 IFRSsIFRSs (1)(3) ,403,375 18,396, , ,268 (674,790) (756,346) (260,695) (63,126) 14,010,705 18,166,322 14,133,988 18,289,538 ()(2) ()(2) (IFRSs)101 IFRSsIFRSs

134 () (1) (1) (2) (2) (2) 1() 2() () (1) (2)(6) (%) (%) (%) (%)(4) () ,267 9,417 11,843 () 1,645 1,592 2,319 12,620 () () () () , , , , (12.80) (3) , (3) (3) (5) (5) (5) (5) 132

135 (1) (2)(6) (%) , , ,018 5,350 5,559 5,746 2,513 2,331 2,717 3,733 4,832 4,741 () 5,746 5,747 5, ,649 6,392 21,568 23, () 150, , ,115 83, , ,050 1,572 1,447 1,502 1,686 1,588 1,841 1,870 2,405 2,380 () 2,918 2,845 2, ,040 3,696 8,453 11, () 96, , ,944 (%) , ,054 1,165,309 () (20%) (IFRSs)101 IFRSsIFRSs (1) (2) (3) (4) (5) 2. (1) [+(1)] (2) (3) (4) () 133

136 3. (1) (2) (3) = (1) () (2) + 5. (1) =() (2)=() 6. (1) ( ) (2) () (3) 7. (1) (2) (3) (4) 8. (1) () (2) + (3) (1) (2) () (2) (3) () , ,810 () 300, ,198 () () () () (%)

137 (3) (%) (%) (%) (2) (2.92) , , (%) () 127, ,576 5,286 5,407 3,755 4,050 1,928 3,742 5,006 5, ,715 () 110, ,706 () 75,297 80, ,167 2, ,869 2,511 2, ,711 () 94,135 92,823 (%) , ,570 () (IFRSs)101 IFRSsIFRSs (1) (2) (3) (4) (5) 135

138 2. (1) (2) (3) (4) () 3. (1) (2) (3) = (1) () (2) + 5. (1) =() (2) =() 6. (1) ( ) (2) () (3) 7. (1) (2) (3) (4) 8. (1) () (2) + (3) (%) % % (1) 57.99% 49.73% (2) 42.81% 34.16% 11.82% 13.46% () (3) 0.38% 0.96% (4) % % 10.71% 13.70% () (3) 0.35% 0.23% (4) % %

139 中國信託金融控股股份有限公司審計委員會查核報告書

140 % 6,474, ,732 (5,828,922) (90.03%) 13,097,315 5,923,343 (7,173,972) (54.77%) 11,403 2,770 (8,633) (75.71%) 185,665, ,124,120 55,458, % 276, , , % 205,525, ,089,988 42,564, % 12,002,999 17,618,287 5,615, % 622, , , % 130, , , % 12,755,679 18,737,228 5,981, % 147,129, ,572,815 5,443, % 23,845,094 23,845, % () 30,511,606 58,667,306 28,155, % (8,716,664) (5,732,712) 2,983,952 (34.23%) 192,769, ,352,760 36,583, % 120% () % 22,144,660 40,042,179 17,897, % 212, ,598 14, % (730,650) (839,290) (108,640) 14.87% (205,154) (223,251) (18,097) 8.82% 21,421,038 39,206,236 17,785, % 21,502,785 39,437,007 17,934, % 120%

141 103174~ () 645,732 2,815,653 (1,994,706) 1,466, ,815,653 5,666 1,989, () () % \ ()104 () 1. (1) 139

142 (2) (3) (4) (5) (6) 140

143 2. () 1. (1) () (Internal Rating System) (2) () 141

144 142 (3) 96 (4) (5) (6) A. a ,061, ,005 85,298,124 1,493,028 () 430,934,721 10,926,578 () 931,870,553 70,063, ,645,168 19,568, ,241,201 11,839,603 7,642,112 1,092, ,572,493 17,667,921 3,158,266, ,330,597

145 b (1) (4) (5)=(1)+(3) (2) (3) (6)=(2)+(4) 14,414,267 14,414, ,692 14,414, , , ,617 5, ,617 5,018 2,756,959 2,756, ,316 2,756, ,316 5,521,697 5,521, ,588 5,521, ,588 38,681 38, , ,428,460 63,428,460 5,011,280 63,428,460 5,011,280 1,002,753 1,002, ,355 1,002, ,355 87,476,434 87,476,434 5,851,868 87,476,434 5,851,868 () c. 87,476,434 87,476,434 5,851,868 87,476,434 5,851, ,172, ,691, ,821, ,686,265 9,851,852 d. 2,659,827 3,979, ,216 48,813 12,163 7,096,

146 B. a ,167, , , , , , ,376 2,481, , , , , , ,130 (313,942) 172,514 70,906 (136,792) (199,702) (304,114) 83,246 b. (a) ,674,724 21,603,439 17,625,483 8,850,030 7,832,020 4,763,752 80,134,194 29,781,738 18,878,171 11,657,756 11,412,992 8,403,537 (19,459,470) (8,178,299) (1,252,688) (2,807,726) (3,580,972) (3,639,785) (b) ,938,826 9,603,357 5,602,017 3,199,986 3,172,571 2,360,895 33,403,099 17,139,290 7,250,910 3,729,030 3,113,889 2,169,980 (9,464,273) (7,535,933) (1,648,893) (529,044) 58, , (1) (2) // / 144

147 (Taiwan Corporate Credit Risk Index, TCRI) (3) (RCSA)(KRI)(LDC)(External Loss Event Selfexamination) (4) () (5) (6) % 576% 150% (99%,) 30,186 39, ()( ) (Know Your Customer)

148 5. 6. (1) (2) 1, (1) ISO (2) 8. (1) (2) (3) 146

149 (4) (5) : A. B. C. D. E. F. 147

150 (6) (7) % 9. () 432 () () 148

151 () We are family () 1. (1) (2) (3) (4) (5) 2. (1) (2) (3) () ()1% ()34.03% () 149

152 () (1) ,607, ( ) () () 66,834,064 () 150

153 (LBHI) 1. LBHI 515,776, (LBT) (2) (Lehman Brothers Treasury Co. B.V. L B T ) (Lehman Brothers Holdings Inc. LBHI)22 LBHILBT LBHI () 2. LBT () (1) (22 ) (2) (3) LBHI (4) 10011LBHI (5) LBHI (6) % 2. LBT (1) (2) LBTLBHI (3) LBT (4) LBT (5) ( ) (6) ( 29.77%) 151

154 () 1928 () ,667,102.07XS ,

155 : , 14 ( 522,971,060 ), : : ,180,000 : ,913, ( ) 275,000, (Business Transfer and Purchase Agreement) 275,000,

156 4.CTBC Bank (USA) Calabrese Investors, LLC 2, CTBC Bank Corp.(USA) Calabrese Investors, LLC CTBC Bank Corp.(USA) C T B C C a p i t a l CTBC Bank Corp.(USA); 80,000 Corporation CTBC Capital Corporation ~ ~

157 92~95 93~ ~95 92~95 ()

158 () 103 () () () (6) () () () 91,092,775 2,388,436,824 2,191,824, ,612, ,304,235 34,262, () 5,357,140 15,958,909 9,510,706 6,448,203 1,142, , , () 50,000 3,681, ,333 2,717,296 9,836,906 3,112,735 2,605, () 4,000,000 4,765,046 24,553 4,740, , , , () 5,358,820 5,584,430 26,217 5,558,213 58,906 55,149 (225,703) (0.42) () 47, ,388 54,287 47, ,071 8,306 7, () 500,000 2,080, ,031 1,648,556 2,263,442 1,323,554 1,111, () 11,505, ,883, ,650,386 28,233, ,885,718 1,380,885 1,577, () 360, ,167 40, , ,086 (57,325) (60,745) (1.69) CTBC Bank (Philippines) Corp.(1) 1,754,874 19,449,760 14,745,129 4,704, ,267,859 33, PT Bank CTBC Indonesia(1) 383,535 31,587,244 25,400,956 6,186, ,629, , ,049 CTBC Bank Corp.(Canada)(1) 764,820 9,721,689 8,551,353 1,170, ,464 37, CTBC Capital Corp.(1) ,194,255 52,567,611 20,626, ,110, ,879 56,122 CTBC Bank Corp. (USA) (1,2) 24,458 73,205,109 60,694,275 12,510, ,028, , ,620 The Tokyo Star Bank, Ltd. (1) 6,892, ,461, ,994,916 29,466, ,965,033 2,716,260 3, TSB Capital, Ltd. (1,3) 132,550 2,947,563 81,303 2,866, ,480 89, TSB Servicer, Ltd. (1,3) 132, ,641 12, , ,749 12,919 32, Tokyo Star Business Finance,Ltd. (1,3) 33, , ,408 24, ,520 4, ()(1) 204, , ,930 (99,105) (100,075) (114,393) (2.29) 156

159 () (6) () () CTBC(Mauritius) Holding Co.,Ltd. (4) 387,000 33,949 1,147 32,802 1,224 1,178 1, CTBC Asia Limited(4) 387,000 41,751 8,438 33,313 19,541 (370) 1, CTBC International Co., Limited(7) 1,559,357 1,108, ,108, (278,934) (278,934) (5.58) (7) 1,533,632 6,321,087 5,242,379 1,078, ,936 (278,777) (278,777) CTBC Capital International Corporation Limited(8) 61,796 65, ,978 0 (311) (311) (0.15) ()(8) 58,612 51, ,105 0 (6,205) (6,205) 1() 2CTBC Capital Corp. 3The Tokyo Star Bank, Ltd. 4() 5 6 7() 8() () (%) () () 9,109, % 157

160 () (%) () (1) () 535, % () () 5, % () () 400, % 158

161 () (%) () () 535, % (2) () /(3) () 4, % () () 50, % 159

162 () (%) () (4) (5) () 1,150, % () () 36, % (VC) CTBC Capital International Co., Limited CTBC Capital International Co., Limited 2, % () % (AMC) CTBC International Co., Limited 50, % 160

163 () (%) CTBC International Co., Limited % () CTBC Capital Corp. / Noor Menai % Joseph H Tseng CTBC Capital Corp. / Noor Menai CTBC Bank Corp. (USA) Paul G. Fritts :3 : % Bill Walbrecher Anders Chung Yang Joseph H Tseng () / CTBC Bank Corp.(Canada) Noor Menai Stephen Hume 2, % Stanley Kwok William Neilson Leigh L.C. Pan 161

164 () (%) () William B. Go CTBC Bank(Philippines) Corp. /(6.7) 246, % Edwin B. Villanueva Ng Meng Tam () PT Bank CTBC Indonesia % Imbang Jaya Mangkuto Zairyanto Poedjiaty () / (Masaru Irie) The Tokyo Star Bank, Ltd. (8) % (Shinji Sakai) (Masamichi Yokoi) 162

165 () (%) TSB Capital, Ltd. ("TSBC") TSB Servicer, Ltd. ("TSBS") Tokyo Star Business Finance, Ltd. ("TSBF") CTBC(Mauritius) Holding Co., Ltd The Tokyo Star Bank, Ltd. / (Kazuhiro Nakamura) (Osamu Kanamori) 栄 (Eiichi Muragishi) (Morio Hashiya) (Kazutaka Ikeda) 辺 (Takao Watanabe) The Tokyo Star Bank, Ltd. / (Ryouichi Tsurumi) (Satoshi Kondo) (Katsuhiko Takezoe) (Morio Hashiya) (Kazutaka Ikeda) 辺 (Takao Watanabe) The Tokyo Star Bank, Ltd. / (Sadashi Nakano) (Masahiko Matsumura) (Morio Hashiya) (Kazutaka Ikeda) 辺 (Takao Watanabe) () 1, % % % 11, % 163

166 () (%) CTBC(Mauritius) / CTBC Asia Limited 86, % () ()(9) 50, % ()CTBC Bank(Philippines) Corp.CTBC Bank (Philippines) Corp CTBC Bank(Philippines)Corp The Tokyo Star Bank, Ltd.The Tokyo Star Bank, Ltd

167 () ,092,775 () ,357,140 () ,000 () ,000,000 () ,358,820 () ,695 () ,000 () ,505,741 () ,000 CTBC Bank (Philippines) Corp th to 19th Floors, Fort Legend Towers, 31st Street Corner 3rd Avenue, Bonifacio Global City, Taguig PHP2,479,687 City, Philippines 1634 PT Bank CTBC Indonesia th F1,Wisma Tamara, JI Jenderal SudirmanKev. 24 Jakarta Indonesia IDR150,000,000 CTBC Bank Corp.(Canada) 1518 West Broadway, Vancouver B.C., Canada, V6J1W8 CAD28, S. Figueroa Street,Suite 2300, Los CTBC Capital Corp Angeles,CA USD CTBC Bank Corp. (USA) S. Figueroa Street,Suite 2300, Los Angeles,CA USD () HKD50,000 The Tokyo Star Bank, Ltd Akasaka, MinatoKu, Tokyo, 107 JPY 26,000, , Japan JPY 500,000 TSB Capital, Ltd , NishiShinjuku,Shinjuku,Tokyo TSB Servicer, Ltd ,Akasaka,Minato,Tokyo JPY 500,000 Tokyo Star Business Finance,Ltd ,Akasaka,Minato,Tokyo JPY 125,000 3rd Floor,Raffles Tower,19 CTBC(Mauritius) Holding Co., Ltd Cybercity,Ebene,Republic of USD11,113 Mauritius. 165

168 CTBC Asia Limited Romm 511, 5F, Tower 1 Silvercord Centre CTBC International Co.,Limited No.30 Canton Road Tsim Sha Tsui, Hong Kong Romm 511, 5F, Tower 1 CTBC Capital International Silvercord Centre Corporation Limited No.30 Canton Road Tsim Sha Tsui, Hong Kong () HKD86,679 USD 50,000 RMB 310,000 USD 2,060 USD 2,000 () ctbcholding.com/ir_index.html 166

169

170 聲明書 () 168

171 < > 會計師查核報告 () (88)()18311 (90)()

172 中國信託金融控股股份有限公司及子公司 合併資產負債表 民國一 三年及一 二年十二月三十一日 資 產 金 額 % 金 額 % (()) $ 133,647, ,161, (()) 274,292, ,125, (()()( )) 118,298, ,369, (()()()) 683,051, ,929, (()) 1,499, , (()) 3,835,902 8,836, (()()) 189,440, ,454, () 1,689,188 1,449, (()) 6,323,343 6,323, (()()()) 1,838,176, ,284,855, (()) 306,946 1,081, (()()()( 110,975, ,304,809 3 )) (()) 2,073,119 2,076, (()()() ()( 185,574, ,787,544 2 )) (()()) 6,552,700 2,631, (()()()) 43,379, ,347, (()()) 16,992,496 13,948, (()) 9,526,337 6,699, (()()) 29,044, ,426,977 1 $ 3,654,680, ,424,720,

173 < > 中國信託金融控股股份有限公司及子公司 合併資產負債表 民國一 三年及一 二年十二月三十一日 負債及權益 金 額 % 金 額 % (()) $ 49,934, ,409, (()) 59,135, ,167, (()) 95,292, ,364, (()) 916, , (()()) 65,002, ,795, (()) 7,115, , (()) 81,989, ,417, () 4,467,017 2,354, (()) 2,410,679, ,725,348, (()()()) 110,457, ,269, (()()()) 329,775, ,870, (()()) 169,234, ,748, (()) 1,784, , (()()) 39,455, ,342, ,425,240, ,231,873, (()) 152,572, ,129, (()) 23,845, ,845, ,236,758 8,408, ,191,902 3,818, (()) 39,238, ,285, (()) (5,732,712) (8,716,664) ,638 76, ,439, ,846,329 8 $ 3,654,680, ,424,720,

174 中國信託金融控股股份有限公司及子公司合併綜合損益表 民國一 三年及一 二年一月一日至十二月三十一日 : 103 年度 102 年度 變動百 金額 % 金額 % 分比 % (()) $ 67,442, ,789, (()) (20,880,860) (10) (14,629,089) (12) 43 (()) 46,561, ,160, (()) 22,160, ,249, (()) 105,653, ,870, (()) 8,922, ,718, (()) 4,708 15,723 (70) (()()) 5,262, ,377, , , (897,655) 3,353,101 3 (127) (()) (66,099) (41,563) (()) (11,428) 75,806 (115) (()) 1,452, , (()()) 15,017, (2,700,000) (1) (2,086,800) (2) (29) 201,426, ,166, (()) (3,644,750) (2) (6,415,749) (5) (43) (()) (104,063,750) (52) (60,001,187) (47) (()) (26,826,683) (13) (22,270,993) (18) (()) (2,191,849) (1) (1,946,234) (1) (()) (19,538,441) (10) (14,980,341) (12) 30 (48,556,973) (24) (39,197,568) (31) 24 45,161, ,552, (()) (5,717,634) (3) (41,875) 13,554 39,443, ,510, ,747 (863,175) (1) ,388,355 1 (7,323,009) (6) () (304,687) 7,514 (4,155) ,772 (68,159) , (()) (349,515) 1,156,492 1 (130) () 2,739,684 1 (7,090,337) (6) 139 $ 42,183, ,419, $ 39,437, ,502, ,573 7,455 (12) $ 39,443, ,510, $ 42,173, ,425, ,987 (5,330) 287 $ 42,183, ,419, ()(()) $

175 < > 中國信託金融控股股份有限公司及子公司合併權益變動表民國一 三年及一 二年一月一日至十二月三十一日歸屬於母公司業主之權益 其他權益項目 : 股本保留盈餘 普通股股本資本公積 法定盈餘公積 特別盈餘公積 未分配盈餘 國外營運機構財務報表換算之兌換差額 備供出售金融商品未實現 ( 損 ) 益其他 歸屬於母公司業主權益總計 非控制權益 $124,170,262 16,861,332 6,290,059 5,160,042 17,988,953 (3,423,881 ) 1,786,977 (2,947 ) 168,830,797 86, ,917,055 21,502,785 21,502,785 7,455 21,510,240 (739 ) (651,709 ) (6,423,566 ) (1,538 ) (7,077,552 ) (12,785 ) (7,090,337 ) 21,502,046 (651,709 ) (6,423,566 ) (1,538 ) 14,425,233 (5,330 ) 14,419,903 () 2,118,164 (2,118,164) (9,762,803) (9,762,803) (9,762,803) (1,041,393) (1,041,393) (1,041,393) 9,625,298 (9,625,298) (1,342,007) 1,342,007 (3,303) (3,303) (3,303) 13,334,000 6,654,762 19,988,762 19,988,762 (2,514) (2,514) (2,514) 334, , ,817 (4,195) (4,195) 147,129,560 23,845,094 8,408,223 3,818,035 18,285,348 (4,075,590) (4,636,589) (4,485) 192,769,596 76, ,846,329 39,437,007 39,437,007 6,573 39,443,580 (247,682) 611,829 1,905, ,856 2,736,270 3,414 2,739,684 39,189, ,829 1,905, ,856 42,173,277 9,987 42,183,264 () 1,828,535 (1,828,535) 5,373,867 (5,373,867) (5,590,370) (5,590,370) (5,590,370) 5,443,255 (5,443,255) (82) (82) $152,572,815 23,845,351 10,236,758 9,191,902 39,238,646 (3,463,761) (2,731,322) 462, ,352,760 86, ,439,398 權益總計 10,697213,950 5,539110,

176 中國信託金融控股股份有限公司及子公司合併現金流量表 民國一 三年及一 二年一月一日至十二月三十一日 : 103 年度 102 年度 $ 45,161,214 21,552,115 1,421,105 1,301, , ,146 3,644,750 6,415,749 (3,420,682) (730,203) 20,880,860 14,629,089 (67,442,151) (47,789,311) (992,951) (787,232) 104,063,750 60,001,187 (5,645) (7,141) (57,543) (72,142) 334,817 11,428 (75,806) 17,169 25, ,598 (25,241) (58,536) 29,176 19,754 36,923 21,809 1,673 28,131 (15,017,119) 3,766, ,264 1,007,021 (1,286,032) 48,696,092 33,026,963 (36,892,592) (14,277,054) (4,592,857) (5,674,700) () (40,038,236) 3,459,346 () (589,373) 667,841 (12,431,895) (30,068,959) (103,851,387) (157,380,867) 396, ,143 (31,662,655) (7,451,159) (102,886,566) (27,897,115) (332,548,953) (238,451,524) 924,870 17,719,093 32,023,755 3,413, , ,153 () 6,252,387 (8,868,680) 188,304, ,209,465 () 179,325 (187,503) 422, ,150 (14,527,885) (3,047,556) 214,241, ,001,532 (118,307,519) (23,449,992) (69,611,427) 9,576,

177 < > 中國信託金融控股股份有限公司及子公司合併現金流量表 ( 續 ) 民國一 三年及一 二年一月一日至十二月三十一日 : 103 年度 102 年度 () $ (24,450,213) 31,129,086 65,479,205 47,526,937 1,045, ,508 (21,571,490) (14,728,081) (4,414,928) (3,669,207) 16,088,179 61,105,243 (3,075,629) (874,398) 20, , , ,628 (8,549,899) (7,140,314) 49,059 28,576 (1,522,618) (316,315) 716 7, ,255 54,711,077 (150,018) (422) 514, ,591 () (13,519,662) 1,219,341 () 28,624,488 (5,567,947) 1,651,714 3,159,249 6,915, ,985 35,000,000 4,947,000 (5,996,990) (450,000) 207,273 2,920,478 32,764,694 () 928,291 (90,321) 16,870,044 3,442,473 (5,590,370) (10,804,196) 19,988,762 (2,514) (82) (4,195) ,750,727 23,306,721 (1,703,364) (921,639) 125,760,030 77,922, ,908, ,986,399 $ 325,668, ,908,777 $ 133,647, ,161, ,185,775 75,911,596 3,835,902 8,836,019 $ 325,668, ,908,

178 中國信託金融控股股份有限公司及子公司合併財務報告附註 () 一 公司沿革 () ( 一 ) 本公司得投資下列事業 : ( 二 ) 對前款被投資事業之管理 ( 三 ) 本公司得經主管機關申請核准後投資第 1 款所列以外之其他事業 ( 四 ) 經主管機關核准辦理之其他有關業務 二 通過財務報告之日期及程序 三 新發布及修訂準則及解釋之適用 ( 一 ) 尚未採用金融監督管理委員會認可之 2013 年版國際財務報導準則之影響 IASB 發布新發布 / 修正 / 修訂準則及解釋之生效日

179 < > 新發布 / 修正 / 修訂準則及解釋 IASB 發布之生效日 ( )

180 ( 二 ) 國際會計準則理事會已發布但尚未經金融監督管理委員會認可之國際財務報導準則之影響 2013 新發布 / 修正 / 修訂準則及解釋 IASB 發布之生效日 四 重大會計政策之彙總說明 ( 一 ) 遵循聲明 () ( 二 ) 編製基礎 1. () ( 三 ) 合併基礎

181 < > 2. 投資公業務所持股權百分比 司名稱子公司名稱性質 說明 % % (1) " ()() 99.91% 99.91% (2) " ()() % % " ()() % % " ()() % % " ()() % % " ()() % % (3) " ()( ) % % (4) CTBC Bank (Philippines) Corp % 99.60% " PT Bank CTBC Indonesia " 99.00% 99.00% " CTBC Bank Corp. (Canada) " % % " CTBC Capital Corp % % " The Tokyo Star Bank, Ltd % % (5) The Tokyo Star TSB Capital, Ltd % % Bank, Ltd. " TSB Servicer, Ltd % % " Tokyo Star Business Finance, Ltd % % " % % (6) " % % (6) / " % % (6) " % % (6) CTBC Capital CTBC Bank Corp. (USA) % % Corp. CTBC International Co., Limited % % CTBC () % % International Co., Limited CTBC Capital International Co., Limited % % CTBC Capital ()( % % International Co., Limited ) CTBC (Mauritius) Holding Co., Ltd % % CTBC (Mauritius) Holding Co., Ltd. CTBC Asia Limited % % 179

182 3.50% 投資公業務所持股權百分比司名稱子公司名稱性質 說明 () % % () % % 7 % % (7) , ,000, % , ,000 12, ,95031,000 5The Tokyo Star Bank, Ltd. 100% ( 四 ) 外幣

183 < > ( 五 ) 現金及約當現金 ( 六 ) 金融工具 1. (1) A. B. C. (2) (3) (4) A. B. C

184 (5) (6) A. B. (7) (8) ( ) A. B. C. D. (9) 182

185 < > A. B. C. D. E. F. G. (10) 2. ( ) (1) A. B. C. (2) (3) 183

186 3. (1) (2) (3) 4. (1) (2) ( 七 ) 投資性不動產 184

187 < > ( 八 ) 非金融資產減損 ( 九 ) 待出售資產 ( 十 ) 投資關聯企業 () 20% 50% ( ) ( 十一 ) 人壽保險現金解約價值 ( 十二 ) 再保險合約資產 () ()()() ( 十三 ) 不動產及設備 185

188 ( 十四 ) 無形資產 ( 十五 ) 分離帳戶保險商品資產 () 186

189 < > ( 十六 ) 承受擔保品 ( 十七 ) 負債準備 1. () () ( 十八 ) 外匯價格變動準備 ( 十九 ) 庫藏股票 187

190 188 ( 二十 ) 收入認列 ()1. 3. (1) (2) () ( 廿一 ) 員工福利 (1) 12 (2)

191 < > (3) ( 廿二 ) 股份基礎給付交易 : 1. () ( 廿三 ) 員工紅利及董監酬勞 () ( 廿四 ) 所得稅 () (1) (2) ()()() ( 廿五 ) 或有負債 189

192 ( 廿六 ) 保險合約 () () () (1) (2) (3) ( 廿七 ) 營運部門 ( ) 五 重大會計判斷 估計及假設不確定性之主要來源 ( 一 ) 放款減損損失 () 190

193 < > ( 二 ) 退職後福利 () () ( 三 ) 保險合約之分類與顯著保險風險移轉測試 ( 四 ) 保險負債及具金融商品性質之保險契約準備 (lockin) () () ( 五 ) 再保險準備資產 () 191

194 六 重要會計項目之說明 ( 一 ) 現金及約當現金 $ 24,353,403 17,074,756 13,058 12,501 3,731,806 2,723,737 10,811,662 5,659,700 94,193,539 89,468, , ,364 $ 133,647, ,161,162 ( 二 ) 存放央行及拆借金融同業 $ 31,321,818 23,216,670 38,109,441 37,011, ,375,061 8,635, ,486,082 56,261,463 $ 274,292, ,125,631 ( 三 ) 透過損益按公允價值衡量之金融商品 $ 30,489,686 39,378,571 76,361 2,959,462 1,740,269 5,128,976 4,146,835 6,625,147 5,843,176 4,091 4,271 1,372,567 3,197,283 1,120, , ,306 58,038,667 27,522, , , ,205,066 83,084,386 6,547,705 2,804, , ,000 2,284, ,130 (14,757) 12,093, ,243 $ 118,298,731 83,369,629 () 192

195 < > $ 65,026,921 28,312,897 30,260,239 5,417 51,171 $ 95,292,577 28,364,068 () $ 30,260,239 (464,012) (2,504,455) 首日利潤準備 $ 2,821,129 (141,491) 72,430 $ 2,752,068 ( 四 ) 備供出售金融資產 淨額 $ 5,551,333 10,729, ,600, ,400, , , ,908,221 89,519,043 67,496,533 39,325,820 33,337,737 17,618,686 32,292,225 25,714,497 21,597,323 12,872,384 24,677,158 2,828,527 2,142, ,169 7,067,257 1,290,389 $ 683,051, ,929,904 () ()() 193

196 ( 五 ) 避險之衍生金融工具 $ 205, ,113 : 1,293,872 $ 1,499, , $ 21,716 87,191 35,093 16, , ,524 $ 916, , 指定之避險工具 指定為避險工具 公允價值 被避險項目 之金融商品 $ 151, ,787 31,964 4,135 (35,093) (16,397) 103 年度 102 年度 () $ 116,470 (34,713) $ (517,319) (344,220) 2. 指定之避險工具 指定為避險工具 公允價值 被避險項目 之金融商品 CTBC Bank Co., Ltd.Ho Chi Minh City Branch $ (21,219) (14,280) CTBC Capital Corp. (193,935) (136,902) CTBC Bank Corp.(Canada) (4,047) (342) The Tokyo Star Bank, Ltd. 653,560 ( 六 ) 附賣回票券及債券投資 $ 3,835,902 8,836,019 $ 3,840,690 8,484,

197 < > ( 七 ) 應收款項 淨額 $ 253, ,272 64,532,629 62,383,837 82,776,222 85,235,395 10,652,097 6,594,325 7,152,046 5,734,306 21,361 7,900 2,718,710 1,761,148 9,635,589 2,685,780 5,069, ,276 8,902,741 9,596, ,714, ,153,124 (2,274,133) (2,698,302) (225) $ 189,440, ,454,597 () $ 14,843,371 6,523, 項 目 應收款總額 折溢價調整數 備抵呆帳金額 $ 409, ,512 3,930, , ,888,584 1,470,609 $ 175,229,026 2,274, 項 目 應收款總額 折溢價調整數 備抵呆帳金額 $ 693, ,980 4,413, , ,755,804 (225) 1,423,344 $ 166,863,190 (225) 2,698,302 ( 八 ) 待出售資產 淨額 95% $ 6,323,343 6,323,

198 ( 九 ) 貼現及放款 淨額 $ 487,906, ,899,364 16,067,308 11,150, ,238, ,746,392 1,273 1, ,169,051 95,836,393 4,567,407 3,685,408 1,296,684 1,031, ,246, ,351, ,047, ,877,154 15,618,791 4,677,660 1,866,912,530 1,302,906,179 (27,317,101) (17,180,014) (1,597,122) (870,863) 177,984 $ 1,838,176,291 1,284,855,302 () $ 17,659,396 4,963, 年度 102 年度 89, ,348 () 項 目 放款總額 折溢價調整數 備抵呆帳金額 $ 25,166,383 (49,381) 6,602,068 22,796,388 3,496 4,158,796 1,818,949,759 (1,551,237) 16,556,237 $ 1,866,912,530 (1,597,122) 27,317, 項 目 放款總額 折溢價調整數 備抵呆帳金額 $ 20,403,312 (43,594) 3,739,626 18,902,507 6,177 2,720,937 1,263,600,360 (833,446) 10,719,451 $ 1,302,906,179 (870,863) 17,180,

199 < > ( 十 ) 備抵呆帳 全體債權組合之潛在風險 應收款項 特定債權 無法收回之 風險 合 計 103 年度 全體債權組合之潛在風險 貼現及放款 特定債權 無法收回之 風險 合 計 其他 ( 註 ) 總 計 $ 1,423,344 1,274,958 2,698,302 10,719,451 6,460,563 17,180, ,743 20,309,059 3,450 1,160 4,610 2,939,453 6,376,566 9,316,019 21,070 9,341, , , ,307 2,960, ,960 3,383,635 13,975 3,657,917 (1,691,160 ) (1,691,160 ) (3,633,657 ) (3,633,657 ) (119,940 ) (5,444,757 ) 1,073,439 1,073,439 1,749,201 1,749, ,822,865 19,442 19,442 (19,442 ) (92,416 ) 1,609 (90,807 ) (63,342 ) (614,769 ) (678,111 ) 3,705 (765,213 ) $ 1,470, ,524 2,274,133 16,556,237 10,760,864 27,317, ,336 29,921,570 全體債權組合之潛在風險 應收款項 特定債權 無法收回之 風險 合 計 102 年度 全體債權組合之潛在風險 貼現及放款 特定債權 無法收回之 風險 合 計 其他 ( 註 ) 總 計 $ 680,500 1,322,990 2,003,490 4,851,296 7,126,390 11,977, ,929 14,409,105 () 784,784 (454,901 ) 329,883 5,812, ,001 5,930, ,561 6,423,149 (767,313 ) (767,313 ) (2,839,280 ) (2,839,280 ) (152,308 ) (3,758,901 ) 1,162,393 1,162,393 2,081,817 2,081, ,244,588 13,956 13,956 (13,956 ) (41,940 ) (2,167 ) (44,107 ) 55,451 (26,365 ) 29,086 6,139 (8,882 ) $ 1,423,344 1,274,958 2,698,302 10,719,451 6,460,563 17,180, ,743 20,309,059 () ( 十一 ) 再保險合約資產 淨額 $ 147, ,153 72, , , ,278 61, ,110 25,582 30,055 (6 ) , ,602 $ 306,946 1,081,

200 ( 十二 ) 持有至到期日金融資產 淨額 $ 27,002,028 38,899,472 4,853,462 3,144,422 63,019,091 23,193,018 8,890,595 8,458,020 7,132,778 5,507,446 77, ,431 $ 110,975,819 79,304,809 () ( 十三 ) 金融資產證券化 5,031,192 () 受益證券種類 清償順位 發行金額 / 面額 票面利率 支付頻率 A 4,325, % B 250, % C 150, % D 130, % E 176,192 (E) 8,35566, 年度 102 年度 $ 668 1, ,425 4,322 11, (1,411) (3,111) 1,763 3,342 ( 十四 ) 採用權益法之投資 淨額 持股比例 (%) 帳面價值 ()(1,010,880) $ 1,768,036 ()(223,050)() ,930 ()(58,839) ,153 $ 2,073,

201 < > 持股比例 (%) 帳面價值 ()(1,010,880) $ 1,702,873 ()(223,050) ,300 ()(58,839) ,599 $ 2,076, 年度 102 年度 () $ 97,201 71,838 () (114,393) 2,797 () 5,764 1,171 $ (11,428) 75, $ 65,329,408 61,615,436 56,664,817 53,190,128 $ 8,664,591 8,425, 年度 102 年度 $ 1,266,739 1,221,394 $ 350, ,971 $ 132,789 (173,925) ( 十五 ) 其他金融資產 淨額 $ 452, ,006 (15,254) (31,926) 452, , ,269,957 25,266,267 5,805,542 2,943, , ,640 (90,078) (99,005) 96,105 32,545,761 9,757, , , , ,905 $ 185,574,704 39,787,544 () () CTBC Capital Corp.(CCC)CCC () () 199

202 ( 十六 ) 投資性不動產 淨額 資產名稱 成本 累計折舊 累計減損 帳面價值 $ 4,592,614 4,592, ,572 15, ,961 1,753,125 1,753,125 $ 6,568,311 15,611 6,552,700 7,484, 資產名稱 成本 累計折舊 累計減損 帳面價值 $ 892, , ,572 9, ,961 1,526,207 1,526,207 $ 2,641,506 9,611 2,631,895 2,729, 本期增加 ( 註 ) 本期減少 其他 $ 892,727 3,699,887 4,592, , ,572 1,526, ,918 1,753,125 $ 2,641,506 3,926,805 6,568,311 3,699,88776, 本期增加 本期減少 其他 $ 892, , , ,572 1,525, ,526,207 $ 2,641, ,641, 本期增加 本期減少 其他 $ 9,611 6,000 15, 本期增加 本期減少 其他 $ 3,609 6,002 9,611 ( ) ()

203 < > ( 十七 ) 不動產及設備 淨額 成 本 累計折舊 累計減損 淨 額 $ 14,751, ,396 14,538,687 20,833,639 4,404, ,038 16,310,807 92,454 45,097 47,357 6,117,060 3,288,174 2,828,886 6,996,650 6,996, , ,455 2,046,577 2,046, , , ,069 $ 51,595,996 7,886, ,434 43,379, 成 本 累計折舊 累計減損 淨 額 $ 17,950, ,142 17,758,827 10,957,766 3,756, ,617 7,093,478 89,831 40,920 48,911 4,754,094 2,912,327 1,841,767 10,093,120 10,093, , ,069 1,102,129 1,102, , , ,426 $ 45,466,626 6,819, ,759 38,347, 本期增加 ( 註 1) 本期減少 ( 註 1) 其他 ( 匯差 ) $ 17,950, ,604 3,709,088 (52,402) 14,751,083 10,957,766 10,592, ,524 (29,652) 20,833,639 89,831 17,248 17,372 2,747 92,454 4,754,094 3,248,606 1,789,725 (95,915) 6,117,060 10,093,120 5,919,853 9,008,921 (7,402) 6,996, , , , ,455 1,102,129 1,025,042 80,594 2,046, ,648 66,391 33,884 (3,077) 328,078 $ 45,466,626 22,363,710 16,048,639 (185,701) 51,595,

204 本期增加 ( 註 2) 本期減少 ( 註 2) 其他 ( 匯差 ) $ 20,847, ,407 3,410,353 2,627 17,950,969 13,686,942 1,889,018 4,636,363 18,169 10,957,766 91,247 16,362 14,850 (2,928) 89,831 4,990, ,396 1,114,851 (52,983) 4,754,094 6,460,491 3,858, , ,093,120 16, ,557 28, ,069 1,102, , ,525 1,102, ,879 19,005 10, ,648 $ 47,485,265 8,043,993 10,027,896 (34,736) 45,466,626 1 (1) 3,699,887 (2) 342 (3) 722,189366,966 (4) 58,5368,844, ,02820,9145,767 (5) 36,192 (6) 3,69476,900 (7) The Tokyo Star Bank, Ltd. 3,625,294 19,296 2 (1) 3,410,353 (2) 4,334,169 (3) 310 (4) 185,85736,549 67,283 (5) 4,17522,9801,090 (6) 75,187511, 本期增加 ( 註 1) 本期減少 其他 ( 匯差 ) $ 3,756,671 1,256, ,930 (57,011) 4,404,794 40,920 17,198 14,308 1,287 45,097 2,912,327 1,838,582 1,384,120 (78,615) 3,288, ,222 73,480 33,626 (1,067) 148,009 $ 6,819,140 3,185,324 1,982,984 (135,406) 7,886, 本期增加 本期減少 ( 註 2) 其他 ( 匯差 ) $ 4,913, ,228 1,677,975 (9,667) 3,756,671 38,995 16,857 13,493 (1,439) 40,920 3,367, ,679 1,094,608 (44,382) 2,912,327 51,044 63,324 5, ,222 $ 8,370,762 1,295,088 2,791,222 (55,488) 6,819,140 1The Tokyo Star Bank,Ltd.1,770,219 21,421,

205 < > 本期增加 本期減少 其他 ( 匯差 ) $ 192,142 20, , ,617 10, ,038 $ 299,759 30, , 本期增加 本期減少 其他 ( 匯差 ) $ 177,787 14, ,142 99,740 7, ,617 $ 277,527 22, ,759 () ( 十八 ) 無形資產 淨額 $ 12,067,784 12,067,784 4,294,494 1,876, ,124 3,094 4,126 $ 16,992,496 13,948, ,989(107,778526,211) () 本期增加 ( 註 1) 本期減少 ( 註 1) 其他 ( 匯差 ) $ 12,067,784 12,067,784 1,876,130 3,475, ,977 (215,014) 4,294, ,989 6, ,124 4,126 1,032 3,094 $ 13,948,040 4,109, ,874 (215,014) 16,992, 本期增加 ( 註 2) 本期減少 ( 註 2) 其他 ( 匯差 ) $ 12,067,784 12,067,784 1,874, , ,135 (10,932) 1,876,130 4, ,126 $ 13,941, , ,565 (10,932) 13,948, ,8305, The Tokyo Star Bank, Ltd.1,617, , ,3002,

206 ( 十九 ) 其他資產 淨額 $ 5,693,726 3,990,328 26,940 20, , , ,588 97,983 17,276,718 3,108,538 2,786,629 2,853,912 1,714,669 1,570, ,042 1,600, ,997 67,764 $ 29,044,965 13,426,977 3,364,140( ) () 400,000 ( 二十 ) 央行及金融同業存款 $ 141, ,062 4,399,721 1,592,487 3,183,655 3,746,997 3,025,236 1,131,072 39,183,948 41,787,894 $ 49,934,428 48,409,512 ( 廿一 ) 央行及同業融資 $ 47,670,033 3,217,210 6,817,110 4,166,820 4,647, ,820 $ 59,135,084 8,167, () $ 64, ,419 6M LIBOR 0.32%~6M LIBOR The Tokyo Star Bank, Ltd () $ 172,100, %

207 < > 1. CTBC Bank Corp. (USA) () $ 85,000 85, %~2.96% 0.91%~5.62% PT. Bank CTBC Indonesia () $ 908,637, ,266, %~1.83% 0.72%~9.60% The Tokyo Star Bank, Ltd () $ 5,272, % () $ 400, % () $ 103,028 () 132, ,000 LIBOR+1.8%~6.46% 5.23%~6.46% ( 廿二 ) 附買回票券及債券負債 資產項目 有價證券面額 賣出金額 ( 帳列附買回票券及債券負債 ) 約定買回金額 約定買回日期 $ 9,655,000 9,721,298 9,724, ,220,992 48,188,404 48,212, ,021,560 7,093,119 7,097, $ 63,897,552 65,002,821 65,034,807 資產項目 有價證券面額 賣出金額 ( 帳列附買回票券及債券負債 ) 約定買回金額 約定買回日期 $ 10,936,700 10,956,379 10,958, ,331,857 43,774,699 43,792, ,798,700 10,064,470 10,072, $ 63,067,257 64,795,548 64,823,

208 ( 廿三 ) 應付商業本票 淨額 銀行 / 票券公司 $ 2,615, ,000 1,822,000 1,600, , ,000 7,137, ,000 (21,119) (15) $ 7,115, , %~0.91% 0.75% ~ ~ ( 廿四 ) 應付款項 $ 5,154,271 5,177,519 5,873,978 5,773,424 16,619,439 13,428,569 12,578,134 3,109,553 7,081,043 4,806,111 3,590,730 1,982,015 1,197, , ,974 98,950 3,467,222 2,589, , ,443 9,294,347 5,838,647 1,042, ,081 2,147, , ,732 1,448, ,485 1,177, , , ,617 6,596,736 1,150,752 3,837,442 1,652,849 $ 81,989,932 50,417,

209 < > ( 廿五 ) 存款及匯款 $ 8,349,727 7,939, ,660, ,125, ,450, ,058,632 7,015,292 7,713, ,126, ,897, ,194, ,302, ,349, ,555,393 1,370,200 1,100,800 10,370,000 10,975,874 12,323,000 21,893, ,607, ,827,540 1,242,083,425 1,182,664,149 1,167,233, ,939, ,494 53,327 1,146, ,878 $ 2,410,679,548 1,725,348,

210 ( 廿六 ) 應付債券 債券名稱 % Stepup Callable Perpetual Subordinated Notes $ 15,859,998 14,976, ,000,000 12,000, ,100,000 3,100, ,500, ,000, ,000,000 2,000, , , ,050,000 3,350, ,900,000 12,900, ,000,000 12,000, ,103,000 4,947, () 20,000, () 15,000, ()(5) 9,198, ()(5) 23,566,474 No.4 Callable Unsecured Bond 265,100 No.6 Callable Unsecured Bond 291,610 No.7 Callable Unsecured Bond 265,100 No.10 Callable Unsecured Bond 1,643,620 No.11 Callable Unsecured Bond 556,710 No.12 Callable Unsecured Bond 1,829,190 No.13 Callable Unsecured Bond 1,590,600 No.14 Callable Unsecured Bond 530,200 No.15 Callable Unsecured Bond 265,100 No.16 Callable Unsecured Bond 291,610 No.17 Callable Unsecured Bond 1,086, , ,733 (74,580) (16,249) (5) (32,764,694) $ 110,457,298 70,269,

211 < > 交 易 條 件 債 券 債券名稱 起始日 到期日 利 率 種 類 5.625% Stepup Callable 94/03/ % Perpetual Subordinated Notes USD 6M LIBOR+1.86% /11/29 A3.35%90 CP+1.85%B3.35% 4.35% /05/17 105/05/ % /12/14 103/12/ %(1) /12/18 103/12/ % /04/10 112/04/ % /04/ %4.60% /04/25 104/04/25 A3.10%B3.00%(2) /09/27 110/09/27 A1.80%B1.95% 0.55%(3) /02/20 111/02/20 A1.66%B1.80% /03/12 105/03/ % 1031() 103/06/18 A3.70%B4.00% 1032() 103/06/26 118/06/26 A2.00%B0.45%(4) 1031() 103/10/09 123/10/ %(5) 1032() 103/11/26 133/11/26 0%(5) No.4 Callable Unsecured Bond 99/01/13 109/01/ % No.6 Callable Unsecured Bond 99/03/30 109/03/ % No.7 Callable Unsecured Bond 99/06/29 109/06/ % No.10 Callable Unsecured Bond 100/09/30 110/09/ % No.11 Callable Unsecured Bond 101/06/29 111/06/ % No.12 Callable Unsecured Bond 101/09/28 109/09/ % No.13 Callable Unsecured Bond 101/09/28 111/09/ % No.14 Callable Unsecured Bond 101/10/26 111/10/ % No.15 Callable Unsecured Bond 101/12/14 111/12/ % No.16 Callable Unsecured Bond 102/03/13 112/03/ % No.17 Callable Unsecured Bond 102/06/06 112/06/ % 1 ()616590CP/BA11:00 2 B CP/BA11:00 (TAIBOR) CP/BA11: TAIBIR 90TAIBIR () () 209

212 ( 廿七 ) 負債準備 $ 960,960 1,027,476 4,224,545 3,942, , , ,024, ,611,834 2,824 1,208, , , ,964,428 7,217,216 $ 329,775, ,870,475 () ( 廿八 ) 其他金融負債 $ 16, , , , , ,203,107 15,456,071 32,545,761 9,757,669 47,983 $ 169,234,269 25,748,327 () ( 廿九 ) 其他負債 $ 2,194,901 1,661, , , , ,570 32,424,045 1,054,915 2,320,260 4,910, , ,904 1,589, , ,723 $ 39,455,045 12,342,446 () ( 三十 ) 員工福利 1. 6% 551, ,

213 < > $ 3,739,521 3,593, , ,315 $ 3,964,416 3,804,615 (1) $ 9,345,442 8,932,322 (5,617,576) (5,350,947) $ 3,727,866 3,581,375 A. B. 227,722239,304 C. 103 年度 102 年度 11 $ 8,932,322 9,101, , , , ,520 (287,361) (502,899) 371,109 14, $ 9,345,442 8,932,322 D. 103 年度 102 年度 11 $ 5,350,947 5,300, , ,348 (287,361) (502,899) 101,317 79,514 29,622 57, $ 5,617,576 5,350,947 E. () 103 年度 102 年度 11 $ (481,492) (523,968) (343,048) 42, $ (824,540) (481,492) 211

214 F. 103 年度 102 年度 1.50% ~ 1.85% 1.75%~1.90% 1.50% ~ 1.85% 1.75%~1.90% 2.30% ~ 3.00% 2.00%~3.00% G $ 9,345,442 8,932,322 9,101,318 8,640,837 5,617,576 5,350,947 5,300,866 5,208,556 $ 3,727,866 3,581,375 3,800,452 3,432,281 $ 338, , ,656 $ (29,622) (57,118) 45,003 $ 32,619 (278,284) 178,309 H. 9,345, %152, ,189 (2) $ 224, ,315 $ 224, ,315 A. 21,64218,890 B. 103 年度 102 年度 11 $ 211, ,997 6,549 6,226 (14,689) (13,363) 15,093 12,664 () 6,627 (4,209) 1231 $ 224, ,315 C. () 103 年度 102 年度 11 $ (35,088) (39,297) (6,627) 4, $ (41,715) (35,088) 212

215 < > D. 103 年度 102 年度 員工優惠存款 其他退職後福利 員工優惠存款 其他退職後福利 4.00% 2.00% 4.00% 2.00% 2.00% 2.00% 2.00% 2.00% / 1.15% 32%~70% 1.50% 31%~69% 50.00% % 50.00% % E $ 224, , , ,131 $ 224, , , ,131 $ (1,103 ) 2,904 39,297 $ F. 224, % 6,5707, $ 260, , ,56289,303 ()44,992(38,446) ( 卅一 ) 保險業負債 $ 891, , , , ,007, ,979,899 3,715,266 2,095,593 $ 316,024, ,611,

216 保險合約 具裁量參與特性之金融商品 合計 $ , , , ,349 5,298 5,298 15,266 15, , ,855 54,280 54,280 (1,561) (1,561) 10,166 10, (1,452) (1,452) 61,458 61,458 $ 830, , 保險合約 具裁量參與特性之金融商品 合計 $ , , , ,299 1,242 1,242 2,087 2, , , , , , , , ,110 $ (168,246) (168,246) 103 年度 保險合約 具裁量參與特性之金融商品 合計 $ 332, , , , , , , , , ,110 16,614 16,614 (456,266) (456,266) 61,458 61,458 $ 830, ,

217 < > 102 年度 保險合約 具裁量參與特性之金融商品 合計 $ 278, ,803 54,061 54, , , , ,679 25,591 (160 ) 25, , ,110 $ (168,246 ) (168,246 ) 3. 保險合約 具裁量參與特性之金融商品 $ 24,537 24,537 34,785 34,785 66,328 66, , ,109 81,260 81,260 1,027 3,912 4,939 1,055 1,055 34,473 34, ,574 3, ,486 1,889 1,889 (5,558 ) (5,558 ) 12,633 12,633 16,618 16,618 25,582 25,582 $ 379,992 3, ,904 合計 215

218 保險合約 具裁量參與特性之金融商品 合計 $ 19,809 8,585 28,394 9,046 9,046 58,091 58,091 6,312 6,312 50,891 50, ,841 49, ,893 8, ,478 2,089 2, (133) (133) 27,998 27,998 30,055 30,055 $ 164,838 8, , 年度 保險合約 具裁量參與特性之金融商品 合計 $ 194,893 8, , , , ,894 3, ,329 (194,893) (8,585) (203,478) ,574 3, ,486 30,055 30,055 11,459 11,459 (15,932) (15,932) 25,582 25,582 $ 379,992 3, , 年度 保險合約 具裁量參與特性之金融商品 合計 $ 198, , ,996 8, ,487 (198,362) (297) (198,659) (103) 94 (9) 194,893 8, ,478 29,586 29, ,055 30,055 $ 164,838 8, ,423

219 < > 保險合約 具裁量參與特性之金融商品 合計 $ 266,477,676 4,696, ,174,364 23,803,949 23,803, ,195 15,234,933 15,904, ,388 80,388 43,665 43, $ 291,076,026 19,931, ,007, 保險合約 具裁量參與特性之金融商品 合計 $ 147,048,388 5,237, ,285,469 13,087,278 13,087, ,984 12,984,977 13,590,961 14,218 14, ,062 1,973 $ 160,756,779 18,223, ,979, 年度 保險合約 具裁量參與特性之金融商品 合計 $ 160,756,779 18,223, ,979,899 26,139,140 26,139, ,849,178 2,344, ,194,152 (5,879,754) (1,087,032) (6,966,786) 3,210, ,559 3,661,242 $ 291,076,026 19,931, ,007, 年度 保險合約 具裁量參與特性之金融商品 合計 $ 109,754,732 9,875, ,630,412 54,512,439 9,541,222 64,053,661 (3,657,859) (1,434,328) (5,092,187) 147, , ,013 $ 160,756,779 18,223, ,979, 保險合約 具裁量參與特性之金融商品 合計 $ (340,138) (340,138) 340, ,138 $ 217

220 103 年度 保險合約 具裁量參與特性之金融商品 合計 $ (792,052) (792,052) 792, , , ,914 (451,914) (451,914) $ 保險合約 具裁量參與特性之金融商品 合計 $ 3,686,749 3,686,749 28,517 28,517 3,715,266 3,715,266 (6) (6) (6) (6) $ 3,715,272 3,715, 保險合約 具裁量參與特性之金融商品 合計 $ 2,087,211 2,087,211 2,038 2,038 5,225 5,225 1,119 1,119 2,095,593 2,095,593 (3) (3) 2 2 (1) (1) $ 2,095,156 2,095, 年度 保險合約 具裁量參與特性之金融商品 合計 $ 2,095,593 2,095,593 32,767 32,767 1,978,463 1,978,463 (495,858) (495,858) 104, ,301 3,715,266 3,715, (443) (443) (6) (6) $ 3,715,272 3,715,

221 < > 102 年度 保險合約 具裁量參與特性之金融商品 合計 $ 751, ,371 1,329,998 1,329,998 (36) (36) 14,260 14,260 2,095,593 2,095, $ 2,095,156 2,095, 保險合約及具裁量參與特性之金融商品 $ 311,007, ,979, , , , ,478 3,715,266 2,095, ,024, ,611,834 (627,124) $ 315,397, ,611,834 $ 281,105, ,316,050 $ (GPV) (1) (2) () (GPV) (1) (2) () 219

222 8. () $ 2, 年度 102 年度 $ 711 2,145 (32 ) $ 2, (1) 103 年度 保險合約 具裁量參與特性之金融商品 合計 $ 112,697,514 2,582, ,280,372 (2) (2) 112,697,512 2,582, ,280, , , , ,228 1,213,437 1,213,437 $ 111,484,075 2,582, ,066, 年度 保險合約 具裁量參與特性之金融商品 合計 $ 58,402,996 9,254,019 67,657,015 58,402,996 9,254,019 67,657,015 1,118,698 1,118,698 28, ,630 1,147, ,147,328 $ 57,255,829 9,253,858 66,509,687 (2) 103 年度 保險合約 具裁量參與特性之金融商品 合計 $ 7,259,462 1,831,384 9,090, ,259,809 1,831,384 9,091, , ,456 $ 6,911,353 1,831,384 8,742, 年度 保險合約 具裁量參與特性之金融商品 合計 $ 4,504,183 1,434,411 5,938, ,504,248 1,434,411 5,938, , ,837 $ 4,082,411 1,434,411 5,516,

223 < > 10. (1) 1,985,000803, ,422823,364 (2) A.1,208, ,217 B. 103 年度 102 年度 $ 784, ,067 1, , , , , , ,220 (186,132) (262,070) $ 1,208, ,217 (3) 影響項目 未適用金額 適用金額 影響數 $ 1,208,508 (1,208,508) 29,040,510 28,233, , ,217 (784,217) 24,614,486 24,158, , 年度 102 年度 影響項目 未適用金額 適用金額 影響數 未適用金額 適用金額 影響數 $ 1,928,200 1,577, , , , , (1) 103 年度 102 年度 $ 130 (130) $ (2) 103 年度 102 年度 $ 312 (312) $ 221

224 12. () () () 具裁量參與特性 保險合約 之金融商品 其他 合計 $ 336, ,499 1,829,728 1,829,728 $ 2,166,227 2,166, 保險合約 具裁量參與特性之金融商品 其他 合計 $ 241, ,069 1,745,370 1,745,370 $ 1,986,439 1,986,439 ( 卅二 ) 所得稅 年度 102 年度 $ (6,194,144) (3,761,594) 476,510 3,719,719 $ (5,717,634) (41,875) () 103 年度 102 年度 $ 119, ,104 (526,565) 965,201 57,810 (7,813) $ (349,515) 1,156, 年度 102 年度 $ 39,443,580 21,510,240 (5,717,634) (41,875) 45,161,214 21,552,115 $ (16,171,492) (8,177,253) (51,417) (243,408) 11,600,481 5,335,310 (1,043,967) (42,200) (51,239) 3,085,676 $ (5,717,634) (41,875) 222

225 < > 年度 期初餘額 認列於損益 認列於其他綜合損益 其他 ( 註 ) 期末餘額 $ 201,135 (71,035) 130, , ,576 (92,494) 145,180 1,367, ,682 1,597,428 3,225,391 () 60,881 (1,669 ) 157, , ,014 (124,038 ) 401, , ,671 (11,308 ) 163, , , ,686 95,284 57,810 (94,996 ) 58,098 (14,910 ) (5,236 ) (526,565 ) (472,619 ) (1,019,330 ) () (7,348 ) 2,153 (5,195 ) 1,167 (107,778 ) (106,611 ) 3,181, ,218 (144,284 ) 3,349,056 () $ 6,369, ,510 (349,515 ) 1,244,827 7,741,495 $ 6,699,337 9,526,337 (329,664 ) (1,784,842 ) $ 6,369,673 7,741,495 :The Tokyo Star Bank,Ltd. 102 年度 期初餘額 認列於損益 認列於其他綜合損益 其他 期末餘額 $ 709,346 (508,211) 201,135 (365,277) 365, ,288 (253,450 ) (5,740 ) 124, , ,426 14,215 1,367, (197 ) () 33,538 29,351 (2,008 ) 60, ,576 (30,396 ) 22, , ,570 (11,899 ) 174, , , , ,097 (7,813 ) 95,284 (980,111 ) 965,201 (14,910 ) () (7,348 ) (7,348 ) (379,528 ) 3,584,166 (23,516 ) 3,181,122 () $ 1,487,677 3,719,719 1,156,492 5,785 6,369,673 $ 3,146,825 6,699,337 (1,659,148 ) (329,664 ) $ 1,487,677 6,369,

226 3. 核定年度 核定說明事項 復查年度 復查內容 ~ 訴願年度 訴願內容 92~ ~95 92~95 ( 卅三 ) 兩稅合一相關資訊 $ 145, 年度 101 年度 12.97% 15.79% 14.48% 10.78%

227 < > ( 卅四 ) 股本 資本公積 庫藏股及其他權益 1. 1,333, ,001,00012, ,625,298962,530 5,443,255544, ,000, ,000, ,572,81515,257, $ 22,354,358 22,354,358 1,499,326 1,499,326 (8,333) (8,590) $ 23,845,351 23,845, , 備供出售金融 國外營運機構財務 商品未實現 ( 損 ) 益 報表換算之兌換差額 其他 合計 $ (4,636,589) (4,075,590) (4,485) (8,716,664) 7,124,071 7,124,071 (5,262,394) (5,262,394) (206,032) (206,032) 817, ,861 43,590 43, , ,856 $ (2,731,322) (3,463,761) 462,371 (5,732,712) 225

228 226 備供出售金融國外營運機構財務 商品未實現損益報表換算之兌換差額其他合計 $ 1,786,977 (3,423,881 ) (2,947 ) (1,639,851 ) (2,979,868 ) (2,979,868 ) (3,377,680 ) (3,377,680 ) (414,794 ) (414,794 ) (236,915 ) (236,915 ) (66,018 ) (1,538 ) (67,556 ) $ (4,636,589 ) (4,075,590 ) (4,485 ) (8,716,664 ) ( 卅五 ) 盈餘分配及股利政策 0.1 5,590,3705,443,2555,541110,830 5,539110, ,011180,2219,045180, ,697213,950 16,147 ( 卅六 ) 股份基礎給付交易 99 年度經營分紅增值計畫 100 年度經營分紅增值計畫 101 年度經營分紅增值計畫 102 年度經營分紅增值計畫 , , , ,

229 < > 103 年度 100 年度經營分紅增值計畫 101 年度經營分紅增值計畫 102 年度經營分紅增值計畫 數量 加權平均履約價格 數量 加權平均履約價格 數量 加權平均履約價格 116, , , , , , , , , , , , 年度 99 年度經營分紅增值計畫 100 年度經營分紅增值計畫 101 年度經營分紅增值計畫 數量 加權平均履約價格 數量 加權平均履約價格 數量 加權平均履約價格 127, , , , , , , , , , , , , , , ( 卅七 ) 每股盈餘 103 年度 102 年度 $ 39,437,007 21,502,785 () 15,256,727 14,847,879 () $

230 ( 卅八 ) 利息淨收益 103 年度 102 年度 $ 42,827,834 32,133,366 2,835,373 2,750,316 12,319,233 7,559, , ,270 4,367,105 1,169,612 1,048,357 1,041, , ,830 3,409,474 2,604,512 67,442,151 47,789,311 16,202,067 11,231, , ,992 3,645,987 2,798, , , ,592 36,961 20,880,860 14,629,089 $ 46,561,291 33,160,222 ( 卅九 ) 手續費及佣金淨收益 103 年度 102 年度 $ 4,802,392 4,715,525 5,852,182 5,534,463 3,663,840 2,729,454 4,022,140 3,133,320 6,626,096 5,608, , ,229 5,359,550 5,007, ,450 63,511 30,879,468 27,208,349 (224,636) (185,848) (278,919) (297,264) (246,185) (197,911) (1,413,264) (736,425) (6,081,293) (3,164,060) (67,714) (8,860) (402,742) (365,060) (4,015) (2,940) (8,718,768) (4,958,368) $ 22,160,700 22,249,

231 < > ( 四十 ) 保險業務淨收益 103 年度 102 年度 $ 108,499,178 56,517,134 2,578,901 9,262,548 3,449,449 1,507, , , ,093 65,053 14,432 1, ,182,813 67,574,282 (2) 348, ,837 2,805,654 1,535, ,336,921 69,531,243 (653,209) (1,118,698) (967) (372) (857,440) (496,240) (108,246) (42,403) (2,136,110) (1,339,004) (1,656,313) (1,319,293) (4,758,109) (3,196,940) (347) (65) (215,075) (43,656) (4,117,663) (2,697,997) (131,997) (67,745) (2,805,654) (1,535,124) (12,683,021) (8,660,597) $ 105,653,900 60,870,

232 ( 卌一 ) 透過損益按公允價值衡量之金融資產及負債損益 103 年度 102 年度 $ 6,143 6, (82,946) 48,139 23,747 (284) 36,190 53,899 35,326 49, , , ,888 47,452 (8,445) 4,259,967 4,004,008 (18,017) 2, (30,703) 4,945,271 4,349,961 4,114 (1,838) (234) ,870 (9,682) (677) 6,077 2,601, ,131 99, ,611 (50) (770) (150,535) 54,075 30,771 (1,754) (10,269) 161,860 1,455, ,342 6,963 8,718 (658,334) (788,408) 3,420, , ,063 98, , ,344 (185,457) $ 8,922,345 5,718,164 ( 卌二 ) 投資性不動產損益 103 年度 102 年度 $ 25,911 23,022 (6,000) (6,002) (3,153) (892) (12,050) (405) $ 4,708 15,

233 < > ( 卌三 ) 備供出售金融資產之已實現損益 103 年度 102 年度 $ 729, ,352 1,434,307 1,052, ,101 43,500 69,039 (34,399) 1,504,025 1,340, , , ,685 15,459 20,156 $ 5,262,394 3,377,680 ( 卌四 ) 資產減損損失 103 年度 102 年度 $ 37,531 19,754 30,675 22,232 (8,355) 6,248 6,710 () (7,133) $ 66,099 41,563 ( 卌五 ) 其他利息以外淨收益 103 年度 102 年度 $ 195, , , ,498 87,148 81, , ,001 3,899 2,512 25,241 58,536 (1,673) (28,131) (33,154) (15,709) (17,742) (28,330) 1, (422,987) (543,150) 486, , ,686 $ 1,452, ,

234 ( 卌六 ) 經營投資型保險業務之相關資產 負債 收益及費用 $ 695,393 81,488 31,762,114 9,528,513 88, ,668 $ 32,545,761 9,757,669 $ 11,279,980 3,206,323 21,139,983 6,508, ,798 42,356 $ 32,545,761 9,757, 年度 102 年度 $ 1,976,766 1,080, , , ,289 2, ,778 16,125 $ 2,805,654 1,535,124 $ 147, ,922 2,198, ,267 22, , ,197 72,170 $ 2,805,654 1,535,124 68,629 11,561 ( 卌七 ) 呆帳費用及保證責任準備提存 103 年度 102 年度 $ 3,370,468 5,923,305 (519,061) (672,913) 779,368 1,002,796 () (107,115) 2,435 96, ,628 24,920 12,498 $ 3,644,750 6,415,749 ( 卌八 ) 保險負債準備淨變動 103 年度 102 年度 $ 102,227,366 58,961,474 43,783 4,359 1,483,048 1,329, ,228 28,630 2,113 (252,788) (322,848) $ 104,063,750 60,001,

235 < > ( 卌九 ) 員工福利費用 103 年度 102 年度 $ 21,915,471 18,047,747 1,402,160 1,073,221 1,125,345 1,142, , , , ,497 1,462,856 1,210,403 $ 26,826,683 22,270,993 17,00813,195 ( 伍十 ) 折舊及攤銷費用 103 年度 102 年度 $ 569, , , ,515 36,961 39, , ,241 1,415,105 1,295, , ,537 21,242 32, , ,146 $ 2,191,849 1,946,234 ( 伍十一 ) 其他業務及管理費用 103 年度 102 年度 $ 4,398,806 3,424,815 1,608,739 1,463,070 4,931,750 3,354,148 2,980,195 1,859,627 2,594,531 3,150,334 3,024,420 1,728,347 $ 19,538,441 14,980,

236 ( 伍十二 ) 金融商品之揭露 金融資產 帳面價值 公允價值 $ 133,647, ,647, ,292, ,292,402 60,260,064 60,260, ,051, ,051,006 3,835,902 3,835, ,440, ,440,011 1,689,188 1,689,188 1,838,176,291 1,838,176, , ,125 72,787 72, ,975, ,933, ,574, ,435,977 1,190,878 1,190,878 1,863,592 1,863,592 20,857,801 20,857,801 1,325,241 1,325,241 8,953,980 8,953,980 23,528,704 23,528,704 () 26,057 26, , ,126 13,994 13,994 70,495 70, ,034 24, ,875 4,875 1,499,486 1,499,

237 < > 金融負債 帳面價值 公允價值 $ 49,934,428 49,934,428 59,135,084 59,135,084 30,265,656 30,265,656 65,002,821 65,002,821 7,115,881 7,115,881 81,989,932 81,989,932 4,467,017 4,467,017 2,410,679,548 2,410,679, ,457, ,457, ,234, ,234,269 1,561,563 1,561,563 2,293,480 2,293,480 25,621,201 25,621,201 2,599,011 2,599,011 10,639,050 10,639,050 22,077,832 22,077, , ,579 62,395 62,395 13,994 13, ,475 21,475 1,865 1,865 3,981 3, , ,

238 金融資產 帳面價值 公允價值 $ 115,161, ,161, ,125, ,125,631 55,846,892 55,846, ,929, ,929,904 8,836,019 8,836, ,454, ,454,597 1,449,398 1,449,398 1,284,855,302 1,284,855, , , , ,125 79,304,809 79,896,121 39,787,544 39,787,544 1,018,634 1,018,634 1,869,147 1,869,147 11,950,067 11,950, , ,002 7,862,373 7,862,373 3,913,356 3,913,356 () 51,370 51, , ,968 7,027 7, ,211 81,211 43,996 43, , ,

239 < > 金融負債 帳面價值 公允價值 $ 48,409,512 48,409,512 8,167,850 8,167,850 51,171 51,171 64,795,548 64,795, , ,985 50,417,748 50,417,748 2,354,133 2,354,133 1,725,348,933 1,725,348,933 70,269,949 70,269,949 25,748,327 25,748, , ,148 1,689,215 1,689,215 11,328,874 11,328,874 1,032,426 1,032,426 7,800,757 7,800,757 5,527,911 5,527, , ,830 47,763 47,763 8,383 8,383 3,532 3,532 75,047 75, , , (1) (2) (3) (4) (5) ( ) 237

240 (6) Black Scholes Model (7) (Reuters)(Bloomberg) 3. (1) 以公允價值衡量之金融商品項目 合 計 第一等級 ( 註 1) 第二等級 ( 註 2) 第三等級 ( 註 3) $ 1,403,597 1,183, ,607 45,606,919 9,772,875 35,834,044 1,155,883 1,155,883 2,842,058 2,842,058 6,639,722 6,639, ,611,885 2,611,885 22,492,412 21,931, , ,765, ,844, ,078, ,621 32,793,043 28,110,687 4,452, ,214 5,417 5,417 30,260,239 30,260,239 $ 58,038,667 80,913 45,589,226 12,368,528 1,499,486 1,347, ,933 65,026, ,876 50,514,662 14,335, , ,

241 < > 以公允價值衡量之金融商品項目 合 計 第一等級 ( 註 1) 第二等級 ( 註 2) 第三等級 ( 註 3) $ 3,366,763 2,896, ,210 51,449,066 11,942,349 39,506, , , , ,243 14,106,284 13,305, , ,633,351 61,513, ,615, ,161 26,190,269 26,190, ,171 51,171 $ 27,522, ,260 24,610,973 2,761, ,113 91, ,787 28,312, ,105 25,205,379 2,764, , ,112 (2) 103 年度 評價損益之金額 本期增加 本期減少 自第三等級金融負債轉入第三等級 自第三等級金融資產轉出第三等級金融負債 自其他層級 自第三等級 列入其他 轉入 賣出 處分 轉出 名稱 期初餘額 列入損益 綜合損益 買進或發行 第三等級 金融資產 或交割 其他層級 期末餘額 $ 2,761,504 12,667,780 1,796,927 1,148,480 67,128 4,765,926 1,307,365 12,368, , ,721 2,184,962 2,611, ,161 25,983 38, , ,105 1,072, ,787 (666,854) 151,933 $ 4,369,695 12,168,630 38,434 4,791,251 1,148,480 67,128 5,071,031 1,307,365 16,205,

242 102 年度 評價損益之金額 本期增加 本期減少 自第三等級金融負債轉入第三等級 自第三等級金融資產轉出第三等級金融負債 自其他層級 自第三等級 列入其他 轉入 賣出 處分 轉出 名稱 期初餘額 列入損益 綜合損益 買進或發行 第三等級 金融資產 或交割 其他層級 期末餘額 $ 2,127,504 9,104, ,916 8,683,217 27,862 7,873,714 10,153,049 2,761,504 (14,757) 300, , ,542 13,931 13,539 4, ,161 1,433,060 (614,273) 818,787 $ 4,042,106 8,489,669 13,539 1,144,916 8,683,217 27,862 7,878,565 10,153,049 4,369,695 (3) 103 年度 評價損益之金額 本期增加 本期減少 自第三等級 名稱 期初餘額 評價損益列入其他損益之金額 列入其他綜合損益 買進或發行 自其他層級轉入第三等級 金融資產轉入第三等級金融負債 賣出 處分或交割 自第三等級轉出其他層級 自第三等級金融負債轉出第三等級金融資產 期末餘額 $ 2,764,413 13,204,470 3,122, ,401 67,128 4,758, ,568 14,335,383 (2,040,443) (464,012) 32,764,694 30,260,239 $ 2,764,413 11,164,027 (464,012) 35,887, ,401 67,128 4,758, ,568 44,595,622 本期增加 102 年度 自第三等級金融資產轉入第三等級 本期減少 自第三等級金融負債轉出第三等級金融資產 評價損益列 自其他層級 自第三等級 入當期損益 轉入 賣出 處分 轉出 名稱 期初餘額 之金額 買進或發行 第三等級 金融負債 或交割 其他層級 期末餘額 $ 763,223 5,801,560 2,974, ,124 27,862 6,816, ,115 2,764,413 1(1) (2)(3) 2()() (1) () (2) (3) () ( ) (4) 3( ) 240

243 < > 4. 3,437,840686, (1) A. B. a. /// b. (1).C c. (A) // (B) 241

244 (C) // d. () C. a. (PD)(LGD)(EAD) (EL)(UL) (A) (PD) (B) (LGD) (Collateral Recovery Rate) () (C) (EAD) (Credit Conversion Factor) (NonCash Conversion Factor) b. D. a. b. 242

245 < > c. E. ()5.(2) F. F. () () a 個人 服務業 政府公營 高科技 不動產 製造業 金融業 其他 合計 $ 59,638,764 59,638,764 1,750,527 8,694 10,083,804 1,301,682 68,780, ,139 82,776, ,408, ,408,581 50,084,543 49,555, ,335,987 73,052,825 51,915,135 79,395,263 15,050, , ,906,629 13,174,739 1,057, , , ,337 40, ,198 16,067,308 4,567,407 4,567,407 1,296,684 1,296, ,640, ,515,973 3,459,455 57,383, ,984, ,479,454 66,419,746 7,163, ,047,130 4,463,020 7,745,334 1,042, ,038 1,298,825 38, ,148 15,618,791 (141,558 ) (593,024 ) (1,660 ) (36,335 ) (244,968 ) (165,910 ) (164,167 ) (249,500 ) (1,597,122 ) 95,557 13, ,430 $858,227, ,031, ,802, ,741, ,831, ,867, ,165,964 9,172,349 2,007,839, 政府機構 一般企業 金融業 個人 合計 $ 501,381,911 39,483,512 77,728,395 9,177, ,771,031 1,499,486 1,499, , ,125 72,787 72,787 87,464,806 9,328,073 14,183, ,976,292 2,183,922 68,548,940 74,584, ,317,307 $ 591,030, ,360, ,215,651 9,177, ,784,

246 個人服務業政府公營高科技不動產製造業金融業其他合計 $ 58,839,549 58,839,549 1,509,709 1,274 15,842,638 1,448,009 66,249, ,403 85,235, ,584, ,584,450 45,056,229 37,646, ,578,515 69,528,978 41,827,852 70,037,929 15,980, , ,899,364 9,351, , , , ,316 33, ,934 11,150,147 3,685,408 3,685,408 1,031,996 1,031,996 15,814,801 77,954,745 3,749,310 51,366,542 54,636, ,178,219 33,429,423 3,747, ,877, ,223 1,465,895 1,012,541 35, , ,737 33,896 4,677,660 (97,360 ) (163,456 ) (2,016 ) (45,911 ) (80,907 ) (148,821 ) (60,206 ) (272,186 ) (870,863 ) 114,640 96, ,745 $593,334, ,014, ,327, ,827,946 96,668, ,809, ,810,254 4,529,731 1,446,321, 政府機構一般企業金融業合計 $ 320,680,818 42,925,799 25,048, ,654, , , , , , ,125 60,538,674 8,636,308 10,138,634 79,313, ,003 6,456,132 18,016,132 25,266,267 $ 382,013,495 58,018,239 54,663, ,695,087 b 台灣 北美 亞洲 ( 除台灣 ) 其他 合計 $ 362,439,014 70,090, ,051,260 42,190, ,771,031 86,813 1,412,673 1,499,486 59,638,764 59,638,764 7,884, ,785 71,543,406 2,563,287 82,776, ,238, ,238,257 1,273 1, ,169, ,169, ,209,030 3,697, ,906,629 16,067,308 16,067,308 4,567,407 4,567,407 1,296,684 1,296,684 64,007,234 74,766, ,340,928 13,932, ,047,130 2,524, ,926 12,973,632 15,618,791 (292,869) (12,390) (1,041,566) (250,297) (1,597,122) 12, ,834 6, ,125 13,588 52,137 7,062 72,787 82,791, ,083 24,132,997 3,697, ,976,292 27,813,095 21,074,394 43,287,185 53,252, ,426,737 $ 1,581,467, ,358,707 1,027,985, ,811,809 2,893,623,

247 < > 台灣 北美 亞洲 ( 除台灣 ) 其他 合計 $ 325,247,890 37,802,520 10,821,979 14,782, ,654,813 91, , ,113 58,839,549 58,839,549 7,167, ,008 76,006,872 1,266,207 85,235, ,746, ,746,392 1,665 1,665 95,836,393 95,836, ,941, , ,899,364 11,150,147 11,150,147 3,685,408 3,685,408 1,031,996 1,031,996 57,772,557 65,141, ,220,766 9,742, ,877,154 3,444,643 68,997 1,164,020 4,677,660 (263,103) (19,684) (302,884) (285,192) (870,863) 1, ,278 58, ,153 1, , , ,125 59,357, ,253 16,353,230 3,341,462 79,313,616 2,110,507 1,909,515 4,003,982 17,453,008 25,477,012 $ 1,440,164, ,243, ,225,723 47,382,164 1,941,016,

248 G. a 未逾期亦未減損部位金額 已逾期亦未減損部位金額 合計 (A)+ 已個別減損已組合減損 (B)+(C)+ 名稱 投資級 次投資級 高風險級 小計 (A) 投資級 次投資級 高風險級 小計 (B) (C) (D) 備抵減損 (E) (D)(E) $ 578,566,099 48,756, , ,452, ,610 5, ,765,749 1,337, ,845 1,499,486 1,499,486 45,325,647 7,904,154 2,009,863 55,239, , , , ,212 3,827,888 1,197,489 58,441,275 62,266,987 17,077,844 3,142,638 82,487, ,344 83,706 40, ,944 61, ,697 82,666, ,823,753 4,274, , ,635,436 13,891,302 1,265, ,989 15,616,026 6,986, , ,579,758 1, ,143 69,502,443 16,275,194 3,131,444 88,909,081 2,634,048 1,245,603 1,092,802 4,972,453 8,287,517 2,644,408 99,524, ,453, ,065,868 54,716, ,235,220 2,000 27, , ,420 10,505,989 1,873, ,033,575 11,189,238 3,068,945 1,175,715 15,433, ,232 21,173 19, ,646 5, ,249 15,528 16,051,780 4,567,407 4,567,407 4,567,407 1,296,684 1,296,684 1,296, ,799, ,651, ,305, ,756, , ,440 2,175,950 3,021,331 4,370,725 1,898,297 5,127, ,919,535 42,380 42,380 10,284,154 5,292,257 6,381,940 9,236,851 (548,179) (712,297) (290,919) (1,551,395) 427 (183) (86) 158 (49,381) 3,496 (979) (1,596,143) 147, , ,125 72,787 72,787 72,787 65,474,944 45,500, ,975, ,975, ,580,897 8,320,554 5,415, ,317,307 3,850 3,850 13,873 91, , ,289,319 $ 1,946,856, ,345, ,273,084 2,816,475,186 17,425,948 3,272,353 4,219,119 24,917,420 25,511,767 26,719,479 18,150,534 2,875,473,

249 < > 未逾期亦未減損部位金額 已逾期亦未減損部位金額 合計 (A)+ 已個別減損已組合減損 (B)+(C)+ 名稱 投資級 次投資級 高風險級 小計 (A) 投資級 次投資級 高風險級 小計 (B) (C) (D) 備抵減損 (E) (D)(E) $ 334,845,168 53,284, ,129, ,407 21, ,633,567 74, , , ,113 43,788,883 8,086,983 2,107,893 53,983, , , , ,287 4,311,503 1,325,701 57,513,848 60,817,560 19,259,503 4,452,154 84,529, ,088 50, , ,369 61, ,840 85,119, ,831,810 5,190, , ,704,583 1,847,951 1,293, ,353 3,728,899 8,312,910 1,773, ,972,603 1, ,481 66,485,596 15,143,238 3,112,347 84,741, , ,994 1,000,397 2,016,575 9,078,637 2,749,221 93,087, ,178, ,066,103 53,859, ,103,494 59,075 67, ,147 13,669,723 2,201, ,697,740 7,878,857 2,061, ,067 10,685,773 8,519 3,325 11,844 4, ,332 11,118 11,139,029 3,685,408 3,685,408 3,685,408 1,031,996 1,031,996 1,031,996 89,364, ,688,963 76,757, ,811,093 47, , , ,367 3,001, ,912 2,445, ,431,966 3,727, ,051 1,902,616 2,775,044 (246,442 ) (480,954 ) (112,921 ) (840,317 ) ,635 6,871 (43,594 ) 6,177 (1,056 ) (869,807 ) 233, , , , , ,125 59,872,693 19,329,685 79,202, ,787 8,807 79,304,809 25,085, ,245 25,266, , ,527 99,005 25,378,007 $ 1,289,244, ,646, ,603,735 1,888,494,629 2,784,832 2,303,688 2,943,952 8,032,472 21,043,490 23,445,501 12,653,283 1,928,362,

250 H 逾期一個月內 逾期一至二個月逾期二至三個月逾期三個月以上 合計 $ 417, ,423 47, , ,712 97,319 2,045 6, ,944 15,413, ,470 24,876 15,616,026 4,568, , ,484 4,972, , , ,379 3, ,646 1,933, , ,412 3,021,331 42,380 42, (86) ,817 3,850 $ 22,956,322 1,535, ,530 9,685 24,917, 逾期一個月內 逾期一至二個月逾期二至三個月逾期三個月以上 合計 $ 395, ,313 44, , ,552 51,397 19,898 8, ,369 3,446, ,919 63,303 1,271 3,728,899 1,671, , ,812 2,016, , ,147 9,245 2,599 11, , ,379 81, ,367 4,076 2, , $ 6,835, , ,842 9,887 8,032,

251 < > I 個別減損部位金額 組合減損部位金額 備抵減損 ( 個別 ) 備抵減損 ( 組合 ) 減損後金額 $ 318,610 5, ,328 3,827, ,610 3,340,278 61,809 61,809 6,986, ,643 6,467,152 1, ,143 8,287,517 1,108,070 7,179,447 10,505,989 1,306,201 9,199,788 5, ,249 2, ,710 4,370,725 1,898,297 1,114,682 95,018 5,059,322 10,284,154 5,292,257 4,178,816 2,435,249 8,962,346 (49,381) 3,496 (45,885) ,873 91,707 6,937 79,562 19,081 $ 25,511,767 26,719,479 6,676,096 4,725,967 40,829, 個別減損部位金額 組合減損部位金額 備抵減損 ( 個別 ) 備抵減損 ( 組合 ) 減損後金額 $ 525,407 21, ,161 4,311, ,516 3,744,987 61,809 61,809 8,312, ,515 7,550,395 1, ,481 9,078,637 1,285,231 7,793,406 13,669,723 1,772,382 11,897,341 4, ,332 2,119 1, ,550 3,001, , ,307 7,483 2,558,904 3,727, ,051 1,418, ,663 2,595,179 (43,594) 6,177 (37,417) , , ,431 96, ,527 99, ,627 $ 21,043,490 23,445,501 3,823,132 3,394,814 37,271,

252 J. () K. a. (A) % 年 月 逾期放款 備抵呆帳 備抵呆帳 業務別 / 項目 金 額 放款總額 逾放比率 金 額 覆蓋率 11,075, ,439, % 16,062, % () 1,710, ,066, % 1,716, ,224, % 5,163, % 93,543 3,529, % 240, % 2,224, ,705, % 4,762, % 693 % 4 % 443,715 50,436, % 907, % 394,872 5,345, % 17,659,396 1,848,748, % 27,136, % 逾期帳款 應收帳款 逾期帳款 備抵呆帳 備抵呆帳 金 額 餘 額 比 率 金 額 覆蓋率 87,989 59,642, % 1,275,061 1,449.11% 82,776,222 % 615,685 % 年 月 逾期放款 備抵呆帳 備抵呆帳 業務別 / 項目 金 額 放款總額 逾放比率 金 額 覆蓋率 2,745, ,085, % 9,564, % () 1,110, ,065, % 245, ,886, % 3,389,152 1,381.75% 27,197 2,783, % 261, % 560,660 83,700, % 3,320, % % % 15,617 39,013, % 566, % 258,851 4,816, % 4,963,896 1,290,351, % 17,101, % 逾期帳款 應收帳款 逾期帳款 備抵呆帳 備抵呆帳 金 額 餘 額 比 率 金 額 覆蓋率 110,915 58,909, % 1,422,632 1,282.63% 85,235,395 % 461,572 % 逾期待出售待出售放款備抵呆帳備抵呆帳逾期比率放款金額金額金額覆蓋率 () 96,105 96,105 () () () () () =/=/ =/= / 250

253 < > () () () 免列報逾期放款總餘額 免列報逾期應收帳款總餘額 免列報逾期放款總餘額 免列報逾期應收帳款總餘額 150,743 91, ,058 94,119 (1) 503,667 72, ,853 74,685 (2) 654, , , , () () b. % 排名 公司或集團企業所屬行業別 授信總餘額 占本年度淨值比例 (%) 1 A 14,068, % 2 B 11,349, % 3 C 10,315, % 4 D 8,322, % 5 E 7,264, % 6 F 6,344, % 7 G 6,265, % 8 H 5,463, % 9 I 5,215, % 10 J 5,191, % 251

254 排名公司或集團企業所屬行業別授信總餘額 占本年度淨值比例 (%) 1 A 16,767, % 2 B 10,192, % 3 C 7,766, % 4 D 7,371, % 5 K 6,731, % 6 E 6,742, % 7 L 6,132, % 8 G 5,856, % 9 I 5,720, % 10 H 5,624, % ( ) (2) A. B. C. a. b. c. d. 252

255 < > D 天 3190 天 天 181 天 1 年 1 年以上 合計 $ 41,740,803 3,452,293 1,719,207 3,022,125 49,934, ,211 8,603,718 11,085,582 27,065,557 11,634,016 59,135,084 5,417 30,260,239 30,265,656 62,268,978 2,167, ,245 65,002,821 2,505,000 4,632,000 7,137,000 47,867,708 14,021,237 10,468,370 15,715,100 81,785, ,858,160 3,620, ,853 16,250 4,467,017 1,492,442, ,582, ,964, ,335, ,354,728 2,410,679, ,100 16,151,608 4,015,100 13,829,190 76,067, ,328,748 6,020,200 5,302,228 7,396,085 10,469, ,500, ,688, 天 3190 天 天 181 天 1 年 1 年以上 合計 $ 36,645,465 7,927, ,163 2,452, ,600 48,409,512 2,102, , , ,070 4,892,845 8,167,850 2,136 49,035 51,171 60,887,046 3,407, ,185 32,610 64,795, , ,000 27,809,325 9,053,276 6,836,919 11,807,480 4,368,035 59,875,035 1,684, ,853 2,354,133 1,084,916, ,111, ,944, ,470,762 22,906,213 1,725,348, ,000 3,500,000 65,673,465 69,473,465 1,376,920 1,543,526 1,001,815 1,080,294 10,988,103 15,990,

256 E. a. (A) (B) (C) 天 3190 天 天 181 天 1 年 1 年以上 合計 $ 16,494,769 16,494,769 12,384,654 12,384,654 90, ,579 1, , ,983 2,210, ,590 2,369,559 22,480 42,178 26,407 52, , ,291 $ 28,992,376 2,253, ,576 54, ,148 32,058, 天 3190 天 天 181 天 1 年 1 年以上 合計 $ 4,419,895 4,419,895 8,759,809 8,759, , , , , ,750 1,048,250 31,970 40,277 71, , , ,203 $ 14,100, , , , ,456 15,918,

257 < > b 天 3190 天 天 181 天 1 年 1 年以上 合計 $ 945,338, ,315, ,706, ,767, ,821,925 2,904,949, ,637, ,507, ,563, ,779, ,433,305 2,896,922,750 25,887,659 14,581,323 40,468,982 25,996,940 14,907,803 40,904, ,226, ,896, ,706, ,767, ,821,925 2,945,418, ,634, ,415, ,563, ,779, ,433,305 2,937,827,493 $ (3,591,750) (1,480,942) (142,713) (987,149) (1,388,620) (7,591,174) 天 3190 天 天 181 天 1 年 1 年以上 合計 $ 753,017, ,583, ,275, ,218,761 43,789,239 2,072,884, ,787, ,047, ,053, ,353,213 44,015,503 2,073,256,929 11,213,050 11,213,050 11,061,180 11,061, ,230, ,583, ,275, ,218,761 43,789,239 2,084,097, ,848, ,047, ,053, ,353,213 44,015,503 2,084,318,109 $ (1,382,368) 463, , , , ,

258 F 天 3190 天 天 181 天 1 年 1 年以上 合計 $ 46,738,824 46,738, ,962, , ,227,049 15,138,378 15,138, ,847, ,847,137 $ 758,687, , ,951, 天 3190 天 天 181 天 1 年 1 年以上 合計 $ 65,105,954 65,105, ,037, , ,346,994 16,207,585 16,207, ,278, ,278,173 $ 694,628, , ,938,

259 < > G. a. 距到期日剩餘期間金額合計 0 至 10 天 11 至 30 天 31 至 90 天 91 至 180 天 181 天至 1 年超過 1 年 $ 2,167, , , , , , ,376 2,481, , , , , , ,130 (313,972) 172,514 70,906 (136,792) (199,702) (304,144) 83,246 距到期日剩餘期間金額合計 0 至 10 天 11 至 30 天 31 至 90 天 91 至 180 天 181 天至 1 年超過 1 年 $ 1,992, , , , , , ,229 1,893, , , , , , ,769 98,571 71, ,006 (46,969) (112,453) (13,142) 83,460 b. 距到期日剩餘期間金額 合 計 0 至 30 天 31 至 90 天 91 至 180 天 181 天至 1 年 超過 1 年 $ 60,674,724 21,603,439 17,625,483 8,850,030 7,832,020 4,763,752 80,134,194 29,781,738 18,878,171 11,657,756 11,412,992 8,403,537 (19,459,470) (8,178,299) (1,252,688) (2,807,726) (3,580,972) (3,639,785) 距到期日剩餘期間金額 合 計 0 至 30 天 31 至 90 天 91 至 180 天 181 天至 1 年 超過 1 年 $ 49,373,137 19,349,449 12,720,122 7,449,005 5,705,722 4,148,839 52,431,336 18,615,360 14,773,788 6,669,092 5,751,738 6,621,358 (3,058,199) 734,089 (2,053,666) 779,913 (46,016) (2,472,519) c. 距到期日剩餘期間金額 合 計 0 至 30 天 31 至 90 天 91 至 180 天 181 天至 1 年 超過 1 年 $ 23,938,826 9,603,357 5,602,017 3,199,986 3,172,571 2,360,895 33,403,099 17,139,290 7,250,910 3,729,030 3,113,889 2,169,980 (9,464,273) (7,535,933) (1,648,893) (529,044) 58, ,915 距到期日剩餘期間金額 合 計 0 至 30 天 31 至 90 天 91 至 180 天 181 天至 1 年 超過 1 年 $ 20,292,965 8,883,059 4,085,107 2,923,442 2,231,879 2,169,478 20,413,900 8,860,942 4,770,222 2,153,606 1,991,833 2,637,297 (120,935) 22,117 (685,115) 769, ,046 (467,819) 257

260 (3) A. () () B. C. a. (Value at Risk, VaR) b. (Stress Testing) c. (Factor Sensitivity) ( ) (A) (PVBP)0.01%(1) D. 各利率曲線平行上移 1 基點 交易幣別 CNY $ 192 (218) EUR 88 (129) HKD (153) (281) JPY (56) (32) NTD (1,761) (744) USD (456) 449 (395) (560) 258

261 < > (B) (FX delta)1% D. 各幣別匯率上升 1% 交易幣別 AUD $ (912) (1,587) CNY 47, ,046 EUR (6,010) (1,088) GBP 256 (223) HKD (2,696) (3,284) JPY 2,318 (13,822) KRW (2,431) (115) USD 2,381 (109,427) 2,985 (7,147) (C) (Equity delta) /1% D. 交易國別 / 商品 權益價格風險敏感度 1% $ 24,437 34,974 3, (493) 64 2,832 1% (614) (30) 12 (11) (16) 1 (160) (113) D 影響金額 主要風險 變動幅度 損益 權益 1bp $ 357 (127,331) 1bp (357) 127,437 1% 38, ,268 1% (38,565) (174,268) 1% 28, ,872 1% (28,421) (547,872) 259

262 影響金額 主要風險 變動幅度 損益 權益 1bp $ (958) (107,056) 1bp ,056 1% 174,893 71,965 1% (174,893) (71,965) 1% 350,204 1% (350,204) E. 34(a) 外幣 匯率 新台幣 USD 22,921, ,014,025 CNY 21,258, ,735,210 JPY 2,877,811, ,907,915 AUD 411, ,686,223 CAD 355, ,717,846 USD 264, ,378,097 CNY 741, ,795,057 JPY 95,832, ,405,200 AUD ,704 USD 19,984, ,856,282 CNY 26,113, ,570,627 JPY 2,713,412, ,325,655 AUD 155, ,050,278 CAD 312, ,530,

263 < > 外幣 匯率 新台幣 USD 19,476, ,312,779 CNY 16,291, ,594,958 EUR 262, ,843,943 JPY 80,052, ,838,921 AUD 704, ,812,787 USD 240, ,203,109 CNY 1, ,209 EUR 10, ,758 JPY 1, AUD USD 17,569, ,212,672 CNY 23,095, ,252,386 EUR 266, ,020,265 JPY 78,927, ,517,950 AUD 579, ,470,623 (4) A. B. C. a. b. (1 Basis Point)(Net Interest Income) (Economic Value of Equity) c. d. 261

264 D. a. (A) () % 項 目 1 至 90 天 ( 含 ) 91 至 180 天 ( 含 ) 181 天至 1 年 ( 含 ) 1 年以上 合 計 $ 1,219,636,138 68,633,003 49,510,989 86,908,733 1,424,688, ,270, ,686, ,522,631 49,238,999 1,379,718, ,365,739 (671,053,518) (56,011,642) 37,669,734 44,970, ,612, % 項 目 1 至 90 天 ( 含 ) 91 至 180 天 ( 含 ) 181 天至 1 年 ( 含 ) 1 年以上 合 計 $ 1,163,196,896 58,885,343 47,314,092 67,942,500 1,337,338, ,182, ,325,075 95,546,629 28,796,289 1,305,850, ,014,047 (638,439,732) (48,232,537) 39,146,211 31,487, ,850, ( ) (B) () % 項 目 1 至 90 天 ( 含 ) 91 至 180 天 ( 含 ) 181 天至 1 年 ( 含 ) 1 年以上 合 計 $ 12,108, , , ,863 13,564,505 5,189,503 7,797,518 1,313,693 18,074 14,318,788 6,918,976 (6,906,496) (942,552) 175,789 (754,283) 6,198, (12.17) 262

265 < > % 項目 1 至 90 天 ( 含 ) 91 至 180 天 ( 含 ) 181 天至 1 年 ( 含 ) 1 年以上合計 $ 9,959, , , ,087 11,422,974 4,198,191 7,027, ,945 5,065 12,124,662 5,760,921 (6,141,426) (500,205) 179,022 (701,688) 4,903, (14.31) ( ) 6. (1) (2) 100% (3) ()() 263

266 (4) % 項目 各公司 金融控股公司持股比率 集團合格資本 集團法定資本需求 % $ 239,432, ,620, % 197,018, ,050, % 5,746,437 1,502, % 2,717,296 1,840, % 4,740,493 2,379, % 47,101 50, % 5,558,213 2,792, % 23,656,345 11,580, % 1,648,556 1,040, % 391, ,226 (266,842,122) (241,124,120) 214,115, ,944, % % 項目 各公司 金融控股公司持股比率 集團合格資本 集團法定資本需求 % $ 204,768, ,104, % 143,246, ,963, % 5,559,361 1,446, % 2,330,436 1,587, % 4,831,846 2,404, % 57,444 57, % 5,746,606 2,845, % 21,567,544 8,453, % 539, , % 451, ,823 (205,317,960) (185,665,635) 183,782, ,863, % (5) 項 目 ,572, ,129,560 23,845,351 23,845,094 10,236,758 8,408,223 9,191,902 3,818,035 39,238,646 18,285,348 (5,732,712) (8,716,664) 10,080,000 12,000,000 (628) 239,432, ,768,

267 < > ( 伍十三 ) 保險合約風險之性質及範圍 1. (1) (2) (3) (4) (5) (6) (1) (2) 265

268 4. 5. (1) 103 年度 假設變動 稅前損益變動 權益變動 / 5% 77,713 64, % 261, ,788 () 5% 659, ,457 5% 19,834 16, 年度 假設變動 稅前損益變動 權益變動 / 5% 44,131 36, % 159, ,155 () 5% 403, ,650 5% 10,824 8,984 A. 17% B. C. (2) 266

269 < > (3) A. 意外 發展年數 賠款 年度 準備金 , , , , , , , , , , , ,153 2, , , , , , ,914 5, , , , , , ,797 9, , , , , , ,230 31, , , , , , , , , , ,486 意外 發展年數 賠款 年度 準備金 , , , , , , , , , , , ,023 3, , , , , , ,802 6, , , , , , ,026 8, , , , , , ,399 18, , , , , , , , ,823 44, ,478 B. 意外 發展年數 賠款 年度 準備金 , , , , , , , , , , , ,357 2, , , , , , ,100 5, , , , , , ,343 9, , , , , , ,523 22, , , , , , , , , , ,

270 意外 發展年數 賠款 年度 準備金 , , , , , , , , , , , ,974 3, , , , , , ,510 6, , , , , , ,974 8, , , , , , ,365 18, , , , , , ,116 94, ,616 42, ,423 七 關係人交易 ( 一 ) 關係人之名稱及關係 關 係 人 名 稱 與 本 公 司 之 關 係 () () () () (1) () 100% ( ) 268

271 < > () () () () () () () () () 關係人名稱與本公司之關係 () () () () () () () () () () () () () () () () () () () () () () CTC Group Inc. Chailease International Leasing Co., Ltd. (Vietnam) () () () (2) () () () 1 () 2 269

272 ( 二 ) 與關係人之間之重大交易事項 1. 59,79446, %33.77% 6 9,0261,11020,38212, 關係人名稱 103 年度 102 年度 $ 31,000 45,000 46,005 44,366 $ 77,005 89, 本期最高 保證責任 關係人名稱 餘 額 期末餘額 準備餘額 費率區間 擔保品內容 () $ 3,000 3,000 1% / () 3,639 1% 本期最高保證責任關係人名稱餘額期末餘額準備餘額費率區間擔保品內容 () $ 1,500 1,500 1% 4. 關係人名稱 () 衍生性商品合約名稱 合約期間 ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 名目本金 本期評價損益 資產負債表餘額 科目 餘 額 18,143 NTD 41,290,000 18,143 CNY 62,295 (235) (235) USD 5, EUR 5,500 29,773 29,773 JPY 358,000 11,274 11,274 USD 100, , ,831 NTD 300,800 (18,037) (18,037) CNH 124,450 5,405 5,405 USD 175, , ,461 USD 20,000 2,354 2,354 NTD 296,550 (20,637) (20,637 ) 270

273 < > 年度 關係人名稱購買票券及債券出售票券及債券 () $ 2,000,000 () 200,000 () 200,000 $ 2,400, 關係人名稱借款期間利率區間發行金額 未攤銷應付商業本票折價 帳面價值 () ~ %~0.75% $ 1,822,000 6,033 1,815, 年度 關係人最高餘額期末餘額利率區間利息收入 () $ 2,185,056 2,028, ~0.88% 13, 履約情形 與非關係人 類 別 戶數或關係人名稱 本期最高餘額 期末餘額 正常放款 逾期放款 擔保品內容 之交易條件有無不同 40 $ 17,745 9,071 9, ,835,333 1,574,958 1,574,958 /// // () 951, , ,187 CTC Group Inc. 509, , ,022 () 525, , ,483 /() () 355, , ,000 / () () 366, , ,200 / () 245, , ,000 // Chailease International 205, , ,792 Leasing Co., Ltd. (Vietnam) () 90,000 90,000 90,000 / () 43,300 43,300 43,300 // 10,604 10,305 10,305 () 8,316 5,544 5,544 () 10,000 5,000 5, ,148 44,275 44,275 / 271

274 履約情形 與非關係人 類 別 戶數或關係人名稱 本期最高餘額 期末餘額 正常放款 逾期放款 擔保品內容 之交易條件有無不同 48 $ 21,362 9,281 9, ,894,254 1,574,843 1,574,843 /// // CTC Group Inc. 496, , ,496 () 414, , ,800 / () 355, , ,000 / () () 245, , ,000 // Chailease International 260, , ,046 Leasing Co., Ltd. (Vietnam) () 43,300 43,300 43,300 // 1,184,149 72,325 72,325 // 關係人名稱 最高餘額 期末餘額 利率區間 利息支出 () $ 6,504,731 3,913,211 0~1.35% 13,382 1,174, ,923 0~1.35% 8,291 () 592, ,524 0~0.17% 462 () 513, ,650 0~0.17% 853 () 435, ,306 0~0.17% , ,495 0~1.40% 1,675 () 489, ,350 0~0.17% 769 () 310, , % , ,969 0~1.37% 3,042 () 305, ,078 0~0.17% 489 () 503, ,204 0~0.17% 759 () 321, ,068 0~0.17% 325 () 615, ,979 0~0.17% , , ~1.37% 1,277 () 133, ,525 0~0.001% () 121, ,466 0~0.17% 183 () 131, ,858 0~0.04% 31 () 265, ,945 0~1.10% ,508,717 4,889,428 34,451 $ 24,817,594 14,073,839 67,

275 < > 關係人名稱 最高餘額 期末餘額 利率區間 利息支出 () $ 3,949,029 3,672,546 0~1.35% 9,957 1,081, ,586 0~1.35% 6,401 () 887, , % 69 () 505, ,068 0~0.17% 511 () 508, ,440 0~0.17% 385 () 592, ,638 0~0.17% , ,763 0~1.40% 1,533 () 397, ,538 0~1.35% 928 () 1,804, ,421 0~0.17% 619 () 333, , % 55 () 460, ,032 0~0.17% 311 () 261, ,529 0~0.17% 206 () 384, , ~0.17% 162 () 143, ,304 0~0.17% 44 () 1,326, ,516 0~0.17% 105 () 264, ,091 0~0.17% ,529,306 4,110,265 29,588 $ 40,860,600 13,125,767 51, 關係人名稱 發行公司 基金名稱 $ 23, ,098 5,098 15, ,565 33, , ,740 28,766 10, , , ,306 20,204 4,289 $ 2,402,

276 關係人名稱 發行公司 基金名稱 $ 66,475 90, ,480 12, ,044 20,102 30,113 8,312 80, , , , ,762 95, ,134 4,845 10,053 10,038 $ 2,316, (1) 關係人名稱 摘要 103 年度 102 年度 () $ () 2,076 () ,691 5,929 $ 11,058 6,494 關係人名稱 摘要 () $ 161 () $ (2) 關係人名稱 摘要 () $ 102,500 92,152 () 27,034 31,502 () 5,759 10,650 11,800 () 2,223 1,580 () 599 1,408 () 9,836 () 14,628 20,776 4,157 4,136 () 43,972 () 112,759 5, $ 324, ,

277 < > 關係人名稱摘要 () $ 569 7,199 2,950 () 1 () 811 3,627 () 11,138 (3) 103 年度 $ 12,518 13,777 交易公司 交易公司 內 容 損益科目 金 額 資產科目 金 額 () () $ 928,742 () 894 () 1,658 1, ,320 8,106 () 99,517 () 50,000 1,429 30,000 () $ 117,854 1,117, 年度 交易公司 交易公司 內 容 損益科目 金 額 資產科目 金 額 () $ 732 () () 134,188 1,020 1,276 43,596 9,199 $ 45, ,119 () () PT. Bank CTBC Idonesia() ()1,312 85,936 ( 三 ) 主要管理階層薪酬總額資訊 103 年度 102 年度 $ 1,478,790 1,191,403 20,144 69,908 50, ,067 $ 1,549,016 1,368,

278 八 質押之資產 資產項目 擔保用途或受限情形 $ 113,221,535 4,771,148 26,491,000 22,991,000 2,411, ,660 2,200 13, , ,000 25,000 25,000 1,824,117 1,709,242 1,050,0001,800,000 九 重大或有負債及未認列之合約承諾 ( 一 ) 主要承諾及或有事項 $ 26,100,000 3,480,000 62,629,544 81,450,857 2,124,206 2,525,690 92,353,292 99,859, ,164, ,860, , , ,397, ,531, , ,296 $ 1,455,521,829 1,343,579,207 () ,

279 < > 4.35% 2,086,800 2,700, %26.75% 60% ()() () 1,159,185638,880 2,322,7561,633,581 () 1.50% % 500, % % % () 4.35% () () ()Enterprise Enrollment 361,683 64,807 33,000 5,000 ()() ()() 277

280 Letter of Comfort PT. Bank CTBC IndonesiaLetter of Comfort25,000 40,00016,500 ( 二 ) 依信託業法施行細則第十七條規定附註揭露之信託資訊如下 : 信託資產 信託負債 $ 38,982,722 40,159, ,377, ,237, , ,175 22,337 20, ,354, ,547, ,782, ,710, ,592, ,770,073 33,334,220 19,889,090 2,209,898 3,884,825 1,228,675 50,711 25,591,941 16,057, ,683, ,582,908 1,028, $ 818,516, ,857, ,516, ,857,474 投資項目 $ 38,982,722 40,159, , , ,354, ,547, ,592, ,770,073 2,209,898 3,884, ,683, ,582,908 25,508,566 15,944,310 83, ,339 (2,047) 25,591,941 16,057, ,022,905 5,524 1,028, $ 817,287, ,806,

281 < > 103 年度 102 年度 $ 5,442,838 5,037,621 (309,637) (502,029) 5,133,201 4,535,592 (35,596) (30,352) $ 5,097,605 4,505,240 ( 三 ) 承租人對營業租賃 $ 1,389, ,728 2,173,720 1,697, , ,473 $ 4,193,753 2,984,101 ( 四 ) 其他重大法律事項 1. (Barclays Bank PLC) ,448Barclays Bank PLC 3, ,090 3, () 3,047 2, CT Opportunity Investment Company2,090 ( ) 279

282 2. () ,1575% () 15,1805% 十 重大之災害損失 : 無 十一 重大之期後事項 ,148 (800,000) 8,

283 < > 十二 其 他 ( 一 ) 業務別財務資訊 業務別 銀行 證券 保險 其他 項目 業務 業務 業務 業務 合計 $ 38,287,134 93,913 8,043, ,062 46,561,291 43,119, , ,019, , ,865,396 81,407,051 1,084, ,062, , ,426,687 (3,037,977) (105,505) (501,268) (3,644,750) (104,063,750) (104,063,750) (42,758,686) (774,405) (2,783,723) (2,240,159) (48,556,973) () 35,610, ,071 11,109,842 (1,869,087) 45,161,214 () (5,189,984) (35,730) (547,488) 55,568 (5,717,634) () 30,420, ,341 10,562,354 (1,813,519) 39,443,580 業務別 銀行 證券 保險 其他 項目 業務 業務 業務 業務 合計 $ 28,331,349 63,508 4,592, ,462 33,160,222 27,230, ,966 65,418, ,280 94,006,397 55,562,171 1,006,474 70,011, , ,166,619 (6,178,819) (56,267) (180,663) (6,415,749) (60,001,187) (60,001,187) (34,904,627) (721,088) (1,570,892) (2,000,961) (39,197,568) () 14,478, ,386 8,382,886 (1,594,882) 21,552,115 () 102,920 (34,462) (265,703) 155,370 (41,875) () 14,581, ,924 8,117,183 (1,439,512) 21,510,

284 ( 二 ) 依金融控股公司法第四十六條應公告事項 姓名或名稱 授信 背書或其他交易之加計總額 占金融控股公司之淨值比例 $ 295,500, % Taiwan Government 136,574, % () 45,245, % The Tokyo Star Bank, Ltd. 29,644, % 27,120, % 25,000, % CTBC Capital Corp. 20,626, % 15,350, % 13,000, % () 11,395, % 8,504, % 7,975, % 7,823, % China CITIC Bank 7,665, % 7,063, % 7,032, % 6,506, % 6,380, % 6,285, % PT Bank CTBC Indonesia 6,130, % Rabobank Nederland 5,672, % Minth Group Limited 5,039, % CTBC Bank(Philippines) Corp. 4,912, % China Construction Bank Corporation 4,601, % 4,299, % Societe Generale SA 4,296, % 4,216, % Hong Kong Government 4,086, % 4,000, % 3,997, % China Development Bank 3,968, % 3,932, % Morgan Stanley 3,811, % Standard Chartered Plc. 3,688, % Natixis 3,620, % Peoples Republic of China Government 3,526, % Wells Fargo & Co 3,478, % 3,353, % Goldman Sachs Bank 3,332, % 3,246, % 282

285 < > 姓名或名稱 授信 背書或其他交易之加計總額 占金融控股公司之淨值比例 Cmbccnbs $ 3,165, % 3,115, % 3,074, % 3,051, % 3,032, % 3,006, % 3,000, % 8,292, % 4,208, % 3,249, % 3,029, % 3,029, % 11,903, % 3,518, % 4,390, % 66,274, % 11,434, % 10,882, % 5,375, % 3,098, % 4,696, % 10,992, % 4,646, % 12,299, % 10,212, % 3,932, % 16,391, % 5,771, % 3,149, % 5,572, % 4,037, % 13,345, % 11,410, % 4,698, % BNP PARIBS 3,780, % 4,257, % AT&T 3,109, % CITIGroup 3,665, % DEUTSCHE BANK AG 7,245, % HSBC HOLDINGS 3,719, % JP MARGAN CHASE 3,428, % STANDARD CHARTERED 5,206, % WELLS FARGO 3,677, % 283

286 姓名或名稱 授信 背書或其他交易之加計總額 占金融控股公司之淨值比例 SOCIETE GENERALE $ 4,881, % CITIC 13,907, % 9,001, % 6,671, % 6,461, % 5,285, % 4,187, % 4,169, % 4,115, % 4,032, % 3,860, % 3,396, % 3,240, % 3,159, % 3,055, % GOLDMAN SAC 4,594, % () (1) (2) (3) (4) (5) (6) (7) 284

287 < > ( 二 ) 金融控股公司財務報表 中國信託金融控股股份有限公司 資產負債表 資 產 金 額 % 金 額 % $ 645,732 6,474, ,552, ,726, ,770 11, , , ,124, ,665, , , ,295 24, ,282 32,432 $ 248,089, ,525,

288 中國信託金融控股股份有限公司 資產負債表 負債及權益 金 額 % 金 額 % $ 773, , ,000, ,000, ,618, , , , ,595 18,737, ,755, ,572, ,129, ,845, ,845, ,236, ,408, ,191, ,818, ,238, ,285, (5,732,712) (2) (8,716,664) (4) 229,352, ,769, $ 248,089, ,525,

289 < > 中國信託金融控股股份有限公司 綜合損益表 民國一 三年及一 二年一月一日至十二月三十一日 : 103 年度 102 年度 金 額 % 金 額 % $ 40,042, ,144, , ,182 1 (839,290) (2) (730,650) (3) (223,251) (1) (205,154) (1) 39,206, ,421, , ,747 39,437, ,502, () 2,736,270 7 (7,077,552) (32) $ 42,173, ,425, () $

290 中國信託金融控股股份有限公司權益變動表民國一 三年及一 二年一月一日至十二月三十一日 股 本 保留盈餘 普通股股本 資本公積 法定盈餘公積 特別盈餘公積 未分配盈餘 國外營運機構財務報表換算之兌換差額 其他權益項目 備供出售 金融商品未實 現 ( 損 ) 益 其 他 : 權益總計 $ 124,170,262 16,861,332 6,290,059 5,160,042 17,988,953 (3,423,881) 1,786,977 (2,947) 168,830,797 21,502,785 21,502,785 (739) (651,709) (6,423,566) (1,538) (7,077,552) 21,502,046 (651,709) (6,423,566) (1,538) 14,425,233 () 2,118,164 (2,118,164) (9,762,803) (9,762,803) (1,041,393) (1,041,393) 9,625,298 (9,625,298) (1,342,007) 1,342,007 (3,303) (3,303) 13,334,000 6,654,762 19,988,762 (2,514) (2,514) 334, , ,129,560 23,845,094 8,408,223 3,818,035 18,285,348 (4,075,590) (4,636,589) (4,485) 192,769,596 39,437,007 39,437,007 (247,682 ) 611,829 1,905, ,856 2,736,270 39,189, ,829 1,905, ,856 42,173,277 () 1,828,535 (1,828,535) 5,373,867 (5,373,867) (5,590,370) (5,590,370) 5,443,255 (5,443,255) $ 152,572,815 23,845,351 10,236,758 9,191,902 39,238,646 (3,463,761) (2,731,322) 462, ,352,760 10,697213,950 5,539110,

291 < > 中國信託金融控股股份有限公司 現金流量表 民國一 三年及一 二年一月一日至十二月三十一日 : 103 年度 102 年度 $ 39,206,236 21,421,038 7,252 6, , ,980 (63,787) (192,410) 334,817 (40,042,179) (22,144,660) (2,988) 2,119 (39,878,719) (21,791,350) () 7,177,701 (2,959,917) 3 78,531 8,150 33,113 7,185,854 (2,848,273) 150, ,652 (928) (761) 214,821 72, , ,319 7,550,465 (2,671,954) (32,328,254) (24,463,304) 72, ,861 2,319,224 13,798,586 (221,910) (202,611) () 178,996 (19,632) 9,226,709 10,720,938 (15,000,000) (15,206,693) (81,750) (332) (15,081,734) (15,206,972) 5,616,216 (5,590,370) (10,804,196) 19,988,762 (28,703) 28,960 26,103 9,184,566 () (5,828,922) 4,698,532 6,474,654 1,776,122 $ 645,732 6,474,654 $ 645,732 6,474,

292 ( 三 ) 金融控股公司各類子公司簡明資產負債表及綜合損益表 1. (1) $ 94,807,281 81,377, ,079, ,876,926 90,040,166 73,702, ,683, ,574,678 1,499, , ,879, ,100, , ,400 6,323,343 6,323,343 1,316,825,892 1,201,424,577 68,570,038 60,392,499 64,495,963 31,914,655 3,873,186 2,266,138 40,530,456 33,595,951 11,809,948 11,844,172 3,617,720 2,520,111 22,576,328 8,593,580 2,388,436,824 2,081,327,678 43,243,324 48,126,875 2,046,323 3,217,210 84,348,136 27,256, , ,112 60,230,776 61,038,194 58,153,989 43,296,875 1,956,306 1,311,106 1,827,244,890 1,665,207,157 89,912,910 58,269,949 13,568,429 15,656,655 5,049,393 4,983, , ,453 4,797,698 5,603,100 2,191,824,208 1,934,476,916 91,092,775 78,622,897 26,182,059 17,182,059 83,186,522 55,654,708 (3,848,740) (4,608,902) 196,612, ,850,762 2,388,436,824 2,081,327,

293 < > (2) 103 年度 % 102 年度 % $ 45,540, ,154, (17,505,449) (23) (13,624,343) (23) 28,035, ,530, ,268, ,503, ,304, ,034, (3,342,271) (4) (5,999,304) (10) (36,425,648) (47) (32,542,792) (54) 37,536, ,492, (3,274,138) (4) (2,707,279) (5) 34,262, ,784, ,676 2 (1,124,032) (2) 34,761, ,660, ()() (1) $ 1,709,221 1,510,742 1,502,544 1,203, , ,155 10,159 3,528 4,440 3,151 5,194 3, ,106 3,681,629 3,175, , ,750 1,700 14,154 2, , ,285 50,000 50,000 1,024 1,024 2,663,728 2,277,892 2,544 1,520 2,717,296 2,330,436 3,681,629 3,175,721 (2) 103 年度 % 102 年度 % $ 9,836, ,032, (5,997,412) (61) (5,037,702) (63) (726,759) (7) (309,600) (4) 3,112, ,684, ,287 17,428 3,141, ,702, (535,052) (5) (460,943) (6) 2,605, ,241, ,782 (11,088) 2,614, ,230, ()()

294 3. (1) $ 15,137,119 13,189,232 3,600 6,900 12,173 9, , ,448 21,524 17,020 74,416 75, , ,502 15,958,909 13,972,679 9,467,255 7,666,572 5,195 7,348 38,256 56,038 9,510,706 7,729,958 5,357,140 5,357, , , , ,894 (29,533) (25,864) 6,448,203 6,242,721 15,958,909 13,972,679 (2) 103 年度 % 102 年度 % $ 1,142, ,034, (52,543 ) (5) (42,187 ) (4 ) (449,146) (39) (420,848) (41) 1,213 1,207 (309,226 ) (27 ) (274,823 ) (26 ) 332, , (35,730 ) (3 ) (34,462 ) (3 ) 297, , (3,212 ) (9,261 ) (1 ) 293, , ()()

295 < > 4. (1) $ 155, ,141 3,087,750 3,831,596 51,889 58,355 6, ,993 34,059 1,456, ,237 4,765,046 4,851,679 23,807 18, ,553 19,833 4,000,000 4,000,000 1,081 1,081 () 135,644 (81,162) 603, ,927 4,740,493 4,831,846 4,765,046 4,851,679 (2) 103 年度 % 102 年度 % $ 323, , (38,196) (12) (52,423) (19) (60,138) (19) (55,124) (20) 225, , , , , , () (13,940) (4) 70, , , (308,159) (95) 837, (91,353) (28) 1,090, ()()

296 5. (1) $ 2,023,668 2,052,669 2,409,976 2,296,742 1,108,640 1,371, ,068 31,788 10,691 10,669 5,584,430 5,763,169 7,154 3,086 19,063 13,477 26,217 16,563 5,358,820 5,358, , , ,629 85,319 5,558,213 5,746,606 5,584,430 5,763,169 (2) 103 年度 % 102 年度 % $ 58, , (3,757) (6) (8,527) (13) 55, , (266,604) (453) (77,859) (114) (211,455) (359) (18,226) (27) () (14,248) 24 4,217 6 (225,703) (383) (14,009) (21) 37, , (188,392) (320) 60, ()() (0.42) (0.03) 294

297 < > 6. (1) $ 97,067 99, , , ,058 26,513 30,589 27,774 28,764 54,287 59,353 47,695 47, (1,333) (7,729) 47,101 40, , ,058 (2) 103 年度 % 102 年度 % $ 204, , (180,760) (89) (156,003) (88) (15,005) (7) (16,614) (9) 8, , , ,761 3 (1,043) (1) (239) 8, ,522 3 (683) 7, ,522 3 ()()

298 7. (1) $ 1,914, , ,612 96,780 16,544 7,006 5,353 6,155 25,103 2,824 2,080, , , , ,600 3, , , , ,000 9,865 9,865 1,138,691 29,472 1,648, ,337 2,080, ,488 (2) 103 年度 % 102 年度 % $ 2,263, , (939,888) (42) (946,251) (102) 1,323, (17,309) (2) 14, , ,338, ,964 (226,870) (10) 216 1,111, ,180 1,111, ,180 ()()

299 < > 8. (1) $ 29,731,290 32,885,107 5,503,685 3,052, , ,186 1,056, , ,027, ,453,225 1,898, ,669,548 25,266,267 37,997,375 15,871, , ,056 6,552,700 2,631,895 17,980,137 12,474, ,946 1,081, ,914 3,844, ,106 47, ,474 2,593,125 2,281,014 32,545,761 9,757, ,883, ,614,584 4,467,292 3,702,389 16,251 2,235, , ,024, ,611,834 2,824 1,208, ,217 35,609 46, ,064 48,539 1,243,697 4,342,414 32,545,761 9,757, ,650, ,456,011 11,505,741 11,437,759 7,898,939 7,898,939 4,066,550 2,549,833 4,762,288 2,272,042 28,233,518 24,158, ,883, ,614,584 (2) 103 年度 % 102 年度 % $ 129,885, ,635, (126,293,473) (97) (74,048,356) (98) (2,211,360) (2) (1,369,506) (2) 1,380, , ,672 11,285 1,589, ,124 () (12,436) 195,240 1,577, ,364 2,497,824 1 (6,842,904) (9) 4,074,945 2 (6,418,540) (9) ()()

300 9. (1) $ 373, ,853 10,531 6,132 2, ,426 31,992 27,493 26, , ,876 40,159 33, ,673 34, , ,000 70,950 70,950 (39,855) (10,110) 399 (64) 391, , , ,876 (2) 103 年度 % 102 年度 % $ 115, , (172,411) (150) (123,121) (272) (57,325) (50) (77,927) (172) 1, ,835 4 (55,665) (49) (76,092) (168) () (5,080) (4) 12, (60,745) (53) (63,171) (139) 463 (64) (60,282) (53) (63,235) (139) ()() (1.69) (2.58) ( 四 ) 本公司獲利能力 % 項 目 () () () () () 298

301 < > ( 五 ) 本公司及子公司獲利能力 % 項 目 () () () () () ( 六 ) 子公司之獲利能力 1. % 項 目 () () () () () 2. % 項 目 () () () () () 299

302 3. 項目 % () () () () () ( 七 ) 子公司大陸投資資訊 : 請詳附註十三 ( 二 ) ( 八 ) 子公司重大承諾事項及或有事項 : 請詳附註九 ( 九 ) 子公司重大災害損失 : 無 ( 十 ) 子公司重大期後事項 : 請參詳附註十一 ( 十一 ) 子公司達新台幣一億元以上之關係人交易 : 1. () (1) 關 係 人 名 稱 與 本 公 司 之 關 係 () () () CTBC Bank (Philippines) Corp. PT. Bank CTBC Indonesia CTBC Bank Corp. (Canada) CTBC Capital Corp. The Tokyo Star Bank, Ltd. CTBC Bank Corp. (USA) CTBC Capital Corp. TSB Capital, Ltd. The Tokyo Star Bank, Ltd. TSB Servicer, Ltd. Tokyo Star Business Finance, Ltd. () () CTBC (Mauritius) Holding Co., Ltd. CTBC Asia Limited () () () () () () 300

303 < > 關 係 人 名 稱 與 本 公 司 之 關 係 () () CTBC International Co., Limited CTBC Capital International Co., Limited () () () () () () () () () () () () () () () () () () () () () () () () () () () () () () () () () CTC Group Inc. Chailease International Leasing Co., Ltd. (Vietnam) () () () () ()( ) 301

304 (2) A 履約情形 與非關係人 類 別 戶數或關係人名稱 本期最高餘額 期末餘額 正常放款 逾期放款 擔保品內容 之交易條件有無不同 327 $ 1,835,333 1,574,958 1,574,958 /// // () 951, , ,187 CTC Group Inc. 509, , ,022 () 525, , ,483 / () () 355, , ,000 /() () 366, , ,200 / () 245, , ,000 // Chailease International Leasing Co, Ltd(Vietnam) 205, , , 履約情形 與非關係人 類 別 戶數或關係人名稱 本期最高餘額 期末餘額 正常放款 逾期放款 擔保品內容 之交易條件有無不同 322 $1,894,254 1,574,843 1,574,843 /// // CTC Group Inc. 496, , ,496 () 414, , ,800 / () 355, , ,000 /() () 245, , ,000 // Chailease International Leasing Co, Ltd(Vietnam) 260, , ,

305 < > B 關係人名稱 最高餘額 期末餘額 利率區間 利息支出 () $ 15,967,785 8,582,652 0~0.68% 6,294 () 6,504,731 3,913,211 0~1.35% 13,382 () 2,450,221 1,723,328 0~1.35% 14,682 1,174, ,923 0~1.35% 8,291 () 3,573, ,205 0~0.17% 1,538 () 592, ,524 0~0.17% 462 () 513, ,650 0~0.17% 853 () 435, ,306 0~0.17% , ,495 0~1.40% 1,675 () 489, ,350 0~0.17% 769 () 595, ,190 0~0.55% 611 () 310, , % , ,969 0~1.37% 3,042 () 350, ,366 0~0.75% 2,069 () 305, ,078 0~0.17% 489 () 503, ,204 0~0.17% 759 () 321, ,068 0~0.17% 325 () 615, ,979 0~0.17% , , ~1.37% 1,277 () 15,228, ,632 0~0.17% 1,910 () 383, ,752 0~0.17% 77 () 133, ,525 0~0.001% () 121, ,466 0~0.17% 183 () 131, ,858 0~0.04% 31 () 265, ,945 0~1.10% 958 $ 51,858,133 21,102,536 60, 關係人名稱 最高餘額 期末餘額 利率區間 利息支出 () $ 3,949,029 3,672,546 0~1.35% 9,957 () 6,295,851 2,830,375 0~0.7% 3,355 () 3,410,523 1,605,055 0~1.35% 13,724 1,081, ,586 0~1.35% 6,401 () 887, , % 69 () 505, ,068 0~0.17% 511 () 508, ,440 0~0.17% 385 () 592, ,638 0~0.17% 255 () 3,237, ,386 0~0.17% 1, , ,763 0~1.40% 1,533 () 397, ,538 0~1.35% 928 () 343, ,188 0~0.81% 1,414 () 728, ,968 0~0.55% 2,322 () 1,804, ,421 0~0.17% 619 () 333, , % 55 () 460, ,032 0~0.17% 311 () 261, ,529 0~0.17% 206 () 384, , ~0.17% 162 () 143, ,304 0~0.17% 44 () 1,326, ,516 0~0.17% 105 () 264, ,091 0~0.17% 200 PT Bank CTBC Indonesia 218, ,674 0~0.17% 130 $ 27,565,885 14,696,148 44,

306 C. 102 年度 關係人名稱期末餘額利率區間利息收入 CTBC Bank(Philippines) Corp. $ 2,006, ~1.04% 8,083 D 關係人 衍生性商品 合約 名目 本期 資產負債表餘額 名 稱 合約名稱 期間 本金 評價損益 科目 餘 額 PT Bank CTBC Indonesia ~ USD 15,542 (168) (168) () ~ ~ ~ ~ ~ ~ ~ ~ NTD 41,290,000 18,143 18,143 CNY 62,295 (235) (235) USD 5, NTD 300,800 (18,037) (18,037) CNH 124,450 5,405 5,405 USD 175, , ,461 USD 20,000 2,354 2,354 NTD 296,550 (20,637) (20,637 ) 關係人 衍生性商品 合約 名目 本期 資產負債表餘額 名 稱 合約名稱 期間 本金 評價損益 科目 餘 額 PT Bank CTBC Indonesia ~ USD 11, E. 103 年度關係人名稱購買票券及債券出售票券及債券 () $ 1,000, 年度關係人名稱購買票券及債券出售票券及債券 () $ 1,100,

307 < > F. a. 關係人名稱 摘要 103 年度 102 年度 () $ 6,042,096 5,086,328 () 193, ,190 $ 6,236,053 5,228,518 關係人名稱 摘要 () $ 512, ,036 () 2, $ 515, ,299 b. 關係人名稱 摘要 103 年度 102 年度 () $ 102,500 92,152 () 2,317, ,479 () 112,759 () 124,225 88,544 $ 2,657,331 1,146,175 關係人名稱 摘要 () $ 569 7,199 () 1,501, ,118 () 11,138 () 17,998 5,552 $ 1,531, ,869 c. 關係人名稱 摘要 103 年度 102 年度 () () $ 928, ,188 ()() PT Bank CTBC Indonesia() 305

308 2. () (1) 關係人名稱 () () () () () () () () () CTBC(Mauritius) Holding Co., Ltd. CTBC Asia Limited () () 與本公司之關係 () () () (2) A 關係人名稱 借款期間 利率區間 發行金額 未攤銷應付商業本票折價 帳面價值 () ~ %~0.75% $ 300,000 (70) 299,930 ()()1. ()()7. 306

309 < > 3. () (1) 關係人名稱 () () () () () () () () () 與本公司之關係 () () (2) ()()1. ()()12. ()()7. 4. () (1) 關係人名稱 與本公司之關係 () () () () () () () () () CTBC Capital International Co., Limited 100% () CTBC Capital International Co., Limited 100% () () () () () 307

310 (2) ()()1. ()()7. 5. () (1) 關係人名稱 與本公司之關係 () () () () () () () () () () CTBC International Co., Limited 100% CTBC International Co., Limited 100% () 100% () () () (2) A. 103 年度 關係人 最高餘額 期末餘額 利率區間 利息收入 () $ 1,925,491 1,925, ~0.75% 13,065 ()()1. ()()7. 6. () (1) 關係人名稱 與本公司之關係 () () () () () () () () () 308

311 < > (2) ()()8. ()()8. 7. () (1) 關係人名稱 () () () () () () () () () 與本公司之關係 (2) ()()1. 8. () (1) 關係人名稱 與本公司之關係 () () () () () () () () () () () () () () 309

312 (2) A. 103 年度 關係人 最高餘額 期末餘額 利率區間 利息收入 () $ 249,871 93, %~0.40% 115 B 關 係 人 購買票券及債券 出售票券及債券 () $ 200,000 () 1,000,000 () 200,000 $ 1,400,000 $ C. (): 衍生工具 名目 本期評價 資產負債表餘額 合約名稱 合約期間 本金 損 益 項目 餘額 ~ EUR 5,500 $ 29,773 29, ~ JPY 358,000 11,274 11, ~ USD 100, , ,831 ()()1. ()()12. ()()7. 310

313 < > 9. () (1) 關係人名稱 () () () () () () () () () () () 與本公司之關係 ()( ) () () (2) ()()1. ( 十二 ) 重大合約之簽訂 : 請詳附註九 ( 一 ) ( 十三 ) 與金融控股公司之各子公司間進行合作推廣行為及資訊交互運用, 其收入及費用之分攤方式 : 70%30% ( 十四 ) 子公司中信人壽併購案及參股案 ,479() 311

314 16,535(306,711)526, ,965 $ 16,535 43,053,728 (42,834,228) 219,500 $ (202,965) () 19.99% ( 十五 ) 子公司中信銀行併購案 The Tokyo Star Bank, Ltd.The Tokyo Star Bank, Ltd. The Tokyo Star Bank, Ltd. The Tokyo Star Bank, Ltd ,665,085The Tokyo Star Bank, Ltd.100% 2. $ 15,665, ,673,444 (733,194,205) 30,479, % 30,479,239 $ (14,814,154) 3. The Tokyo Star Bank, Ltd ,704,148 34,977, ,

315 < > 十三 附註揭露事項 ( 一 ) 重大交易事項相關資訊 () / 持有之有價證券與有價證券帳列期末公司種類及名稱發行人之關係科目股數帳面金額持股比率公允價值 ( 註 1) 備 註 24, ,497 % 300,498 27, ,720 % 400,720 7, ,222 % 100, , ,489 % 300,489 12, ,309 % 200,309 18, ,306 % 200, , ,554 % 451,896 21, ,510 % 305,510 3,877 61,457 % 61,457 20, ,939 % 248, ,428 32,258 % 32,258 44, ,103 % 485,103 () 2,590 68, % 68, , % 36,312 () 3, , % 109,882 () , % 22,293 () , % 24,585 () , % 211,966 () 1,010 45, % 45,451 () , % 29,385 () 1, , % 156,152 () 1, , % 112,489 () 1,000 41, % 41,950 () 2, , % 198,401 () , % 136,000 () 1, , % 184,151 () , % 38,600 () , % 21,

316 持有之有價證券與有價證券帳列期末公司種類及名稱發行人之關係科目股數帳面金額持股比率公允價值 ( 註 1) 備 註 () 2,807 56, % 56,977 () , % 32,400 () , % 171,600 () , % 41,227 () 1, , % 108,400 () 8,300 99, % 99,517 () 200 6, % 6,974 KKR 179, % 179,508 2, , % 140,122 () 10, , % 100,000 () 2, , % 127,500 () 2, , % 250, ,738 % 657, , ,657 % 391,657 27, ,430 % 438,430 19, ,214 % 262,214 17, ,604 % 253,604 18, ,582 % 230,582 16, ,968 % 273,968 51, ,521 % 559,521 1,866 20,204 % 20, ,289 % 4, / 買 賣 有價證券 帳列 交易 期初 買入 賣出 期末 種類及 帳面 處分 之公司 名 稱 科目 對象 關係 股數 金額 股數 金額 股數 售價 成本 損益 股數 金額 The Tokyo ,665, ,644,718 () Star Bank, 100% () Ltd. 23, ,545 24, ,000 23, , ,545 1,304 24, ,000 17, ,000 51, ,000 41, , ,000 1,472 27, ,000 16, ,000 30, ,000 27, , , , ,000 25, ,000 12, , , , , , ,000 22, ,000 7, , , , ,

317 < > 5. 取得不動產之公司 () 財產名稱 事實發生日 交易金額 ,289, ,560 價款交易對象為關係人者, 其前次移轉資料支付情形交易對象關係所有人與發行人之關係移轉日期金額 () 價格決定之參考依據 取得目的及使用情形 帳列應收款項交易對象應收關係人逾期應收關係人款項應收關係人款項提列備抵關係週轉率之公司名稱款項餘額金額處理方式期後收回金額呆帳金額 513,024 % () () 513,004 () () 668,876 % , () 10. (1) 交易日期 交易對象 債權組成內容 帳面價值售價處分損益 其他約定事項 // 附帶約定條件 交易對象與本行之關係 CATHY BANK USD 3,194 USD 5,621 USD 2, Citibank International plc 151,602 76,627 (74,975) CATHY BANK USD 7,717 USD 7,717 USD IR Loan Servicing,Inc. JPY 27,469 JPY 36,170 JPY 8, Morgan Stanley Credit Products Japan Co., Ltd. JPY 3,490,187 JPY 3,249,000 JPY (241,187) IR Loan Servicing,Inc. JPY 122,522 JPY 151,973 JPY 29,451 (2)

318 年度交易往來情形編號交易人與交易人交易往來對象佔合併淨收益或 ( 註 ) 名稱之關係科目金額交易條件總資產之比率 0 / 144,631 % 1 / 410, % / 655, % / 649, % 728, % / 513, % / 5,997, % / 138,752 % / 303, % / 1,502, % / 2,263, % / 8,323, % / 185, % / 290, % 2 / 4,561, % / 301, % 102 年度交易往來情形編號交易人與交易人交易往來對象佔合併淨收益或 ( 註 ) 名稱之關係科目金額交易條件總資產之比率 1 / 410, % / 589, % / 605, % 462, % / 508, % / 5,036, % / 339, % / 309, % / 920, % / 2,772, % / 127,364 % / 341, % CTBC Bank (Philippines) Corp. / 2,006, % PT.Bank CTBC Indonesia / 100,667 % 2 / 3,335, % / 504, %

319 < > ( 二 ) 轉投資事業相關資訊 : 被投資公司名稱 所在地區 () () / 主要營業項目 本公司及關係企業合併持股情形期末持投資帳本期認列現股擬制持合計股比率面金額之投資損益股數股股數股數持股比率 備註 %196,612,616 34,262,178 9,109,278 9,109, % % 2,717,296 2,605,970 5,000 5, % " % 6,460, , , , % " () % 4,740, , , , % " () % 5,558,213 (225,703) 535, , % " () () () % 62,153 5,763 4,770 4, % % 1,648,556 1,111,181 50,000 50, % % 22,752,670 1,829,910 1,150,574 1,150, % " () % 571,549 (60,745) 36,000 36, % " () CTBC Bank 3rd Fl., Tower One, Ayala 99.60% 4,912,730 34, , , % " (Philippines) Corp. Triangle, Ayala Avenue cor. Paseo De Roxas, Metro Manila, Makati, Philippines PT Bank CTBC Indonesia CTBC Bank Corp. (Canada) CTBC Capital Corp. () () CTBC Bank Corp. (USA) The Tokyo Star Bank, Ltd. TSB Capital, Ltd. 16th F1, Wisma Tamara, JI Jenderal Sudirman Kev. 24 Jakarta Indonesia 1518 West Broadway, Vancouver, B.C., Canada, V6J1W8 801 S. Figueroa Street, Suite 2300, Los Angeles, CA S. Figueroa Street, Suite 2300, Los Angeles, CA % 6,130, , % " % 1,170,335 39,823 2,312 2, % " % 20,626, , % " 21.15% 1,768,036 97, , , % % 242,930 (114,393) 50,000 50, % % 12,510, , % 235 Akasaka, MinatoKu, Tokyo, % 29,644,718 2,651, % " ,Japan 271, NishiShinjuku, % 2,866,260 89,796 1,936 1, % " Shinjuku,Tokyo TSB Servicer,Ltd. 2217,Akasaka, Minato,Tokyo % 442,073 12, % " Tokyo Star Business 2217,Akasaka, Minato,Tokyo % 51,702 8, % " Finance,Ltd. 317

320 被投資公司名稱 CTBC (Mauritius) Holding Co., Ltd. 所在地區 NOTED that the Registered Office of the Company is situated at 2nd Floor,Felix House, 24 Dr. Joseph Riviere Street, Port Louis, Republic of Mauritius. CTBC Asia Limited Suite 2801, 28/F., Two International Finance Centre, 8 Finance Street, Central, Hong Kong CTBC Capital International Co., Limited Romm 511, 5F, Tower 1 Silvercord Centre No.30 Canton Road Tsim Sha Tsui, HongKong CTBC International Romm 511, 5F, Tower 1 Co., Limited Silvercord Centre No.30 Canton Road Tsim Sha Tsui, HongKong () 主要營業項目 本公司及關係企業合併持股情形期末持投資帳本期認列現股擬制持合計股比率面金額之投資損益股數股股數股數持股比率 備註 % 32,802 1,213 11,113 11, % % 33,313 1,224 86,679 86, % " % 51,889 (7,999 ) 2,060 2, % " % 1,108,640 (295,237 ) 50,000 50, % " % 51,105 (6,205 ) % " % 1,078,708 (295,080) % " ( 三 ) 大陸投資資訊 1. 大陸被投資公司名稱 主要營業項目 實收資本額 ( 6,194,068 ) USD 206,045 ( ) 投資方式 ( 註一 ) 本期期初自台灣匯出累積投資金額 () 6,194,068 USD 206,045 本期匯出或收回投資金額匯出收回 本期期末自台灣匯出累積投資金額 6,194,068 USD 206,045 // 本公司直接或間接投資之持股比例 " () 1,458,660 CNY 310,000 ( 58,612 ) CNY 12,578 () 1,458,660 CNY 310,000 () 58,612 CNY 12,578 本期認列投資損益 ( 註二 ) 162,064 USD 5,351 期末投資帳面價值 6,764,069 USD 213,256 截至本期止已匯回投資收益 1,458, % (295,080) 1,078,708 CNY 310,000 CNY (59,919) CNY 211,366 58,612 CNY 12, % (6,205) CNY (1,259) 51,105 CNY 10,104 () () (CTBC International Co., LimitedCTBC Capital International Co., Limited) () () () () () ()() 318

321 < > 2. // 公司名稱 本期期末累計自台灣匯出赴大陸地區投資金額 () 6,194,068 USD 206,045 1,458,660 CNY 310,000 () 58,612 CNY 12,578 經濟部投審會核准投資金額 6,622,179 USD 208,783 1,478,100 CNY 316,171 61,543 CNY 12,955 依經濟部投審會規定赴大陸地區投資限額 117,967,570 USD 3,719,263 3,334,928 CNY 653,459 2,844,296 CNY 557, 十四 部門資訊 8 The Tokyo Star Bank, Ltd. ( 一 ) 部門資訊 : 一 三年度 銀行合併法人金融事業 銀行合併個人金融事業 銀行合併日本事業 人壽保險事業 其他 ( 註 ) 調節及銷除 合計 $ 18,106,103 13,700,141 6,182,829 8,044, ,961 46,561,291 9,458,818 19,250,980 2,934, ,073,197 23,367,897 (220,357) 154,865,396 27,564,921 32,951,121 9,117, ,117,454 23,895,858 (220,357) 201,426,687 () (733,807) 1,906, ,828 (105,504) (5,249,722) 3,644,750 (104,316,538) 252,788 (104,063,750) (14,393,455) (20,199,515) (5,916,915) (2,105,855) (6,161,590) 220,357 (48,556,973) $ 12,437,659 14,658,061 3,738,603 1,589,557 12,737,334 45,161,214 $ 1,768,785, ,809, ,251, ,883, ,075,559 (14,125,943) 3,654,680,064 一 二年度 銀行合併法人金融事業 銀行合併個人金融事業 銀行合併日本事業 人壽保險事業 其他 調節及銷除 合計 $ 13,367,109 14,464, ,229 4,591, ,317 33,160,222 10,272,487 18,076,394 (24,908) 57,331,457 8,532,101 (181,134) 94,006,397 23,639,596 32,540, ,321 61,922,664 9,028,418 (181,134) 127,166,619 () (1,055,386) 706,353 (3,339) (56,267) (6,007,110) (6,415,749) (60,324,034) 322,847 (60,001,187) (12,120,429) (20,389,407) (213,814) (1,313,239) (5,341,813) 181,134 (39,197,568) () $ 10,463,781 12,857,700 (832) 229,124 (1,997,658) (362,268) 21,552,115 $ 1,481,759, ,038,871 17,794, ,614, ,656,996 (7,144,148) 2,424,720,079 The Tokyo Star Bank, Ltd. 14,814,

322 ( 二 ) 地區別資訊 : 地區 103 年度 102 年度 $ 179,482, ,008,276 19,103,160 8,898,180 2,841,380 2,260,163 $ 201,426, ,166,619 地區 103 年度 102 年度 $ 84,949,021 64,587,221 9,918,133 3,526,646 2,376,546 2,227,703 $ 97,243,700 70,341,570 ( 三 ) 重要客戶資訊 : 320

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