Fulfillment Ratio for Products Policies with Annual Dividends Fulfillment ratios for annual dividends for reporting year 2017 Product Series Product Type Policy Year 1 in 2016) Policy Year 2 in 2015) Policy Year 3 in 2014) Policy Year 4 in 2013) Policy Year 5 in 2012) Policy Year 6 in 2011) Policy Year 7 in 2010) 3-Year Quick Savings Plus 8-Year Smart Savings High Income Generator MultiReward ProRetire Annuity Target Savings Valuable Savings Wellcare Critical Illness Annuity Annuity 100% 100% 100% 100% 100% 100% 100% N/A N/A N/A 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% N/A N/A 100% 100% 100% 100% N/A N/A N/A 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% N/A 100% 100% 100% 100% 100% 100% 100% N/A N/A N/A
分紅產品實現率 周年紅利保單 2017 報告年度周年紅利實現率 產品系列 產品種類 第 1 個保單年度 (2016 年生效的保單 ) 第 2 個保單年度 (2015 年生效的保單 ) 第 3 個保單年度 (2014 年生效的保單 ) 第 4 個保單年度 (2013 年生效的保單 ) 第 5 個保單年度 (2012 年生效的保單 ) 第 6 個保單年度 (2011 年生效的保單 ) 第 7 個保單年度 (2010 年生效的保單 ) 3 年智快蓄 優選儲蓄保險計劃 8 年智富易 儲蓄保險計劃 分紅儲蓄人壽 100% 100% 100% 100% 100% 100% 100% 分紅儲蓄人壽不適用不適用不適用 100% 100% 100% 100% 智高 入息保險計劃分紅年金 100% 100% 100% 100% 100% 100% 100% 智息派 終身壽險計劃分紅終身人壽 100% 100% 100% 100% 100% 不適用不適用 智優裕 年金保險計劃分紅年金 100% 100% 100% 100% 不適用不適用不適用 目標儲蓄寶 保險計劃分紅儲蓄人壽 100% 100% 100% 100% 100% 100% 100% 增值儲蓄寶 保險計劃分紅儲蓄人壽 100% 100% 100% 不適用 100% 100% 100% 全禦 危疾保險計劃分紅終身人壽 100% 100% 100% 100% 不適用不適用不適用
Policies with Special Dividends Fulfillment ratios for special dividends for reporting year 2017 Product Series Product Type Policy Year 1 in 2016) Policy Year 2 in 2015) Policy Year 3 in 2014) Policy Year 4 in 2013) Policy Year 5 in 2012) Policy Year 6 in 2011) Policy Year 7 in 2010) 3-Year Quick Savings Plus 5-Year QuickPay 8-Year Smart Savings Critical Illness Savings Education Savings Lifetime Medical Savings Lifetime Protection Savings Express Top Scholar Savings N/A N/A N/A N/A N/A 100% N/A N/A N/A N/A 100% N/A N/A 100% N/A N/A 100% 100% N/A N/A N/A
特別紅利保單 2017 報告年度特別紅利實現率 產品系列 產品種類 第 1 個保單年度 (2016 年生效的保單 ) 第 2 個保單年度 (2015 年生效的保單 ) 第 3 個保單年度 (2014 年生效的保單 ) 第 4 個保單年度 (2013 年生效的保單 ) 第 5 個保單年度 (2012 年生效的保單 ) 第 6 個保單年度 (2011 年生效的保單 ) 第 7 個保單年度 (2010 年生效的保單 ) 3 年智快蓄 優選儲蓄保險計劃 5 年智迅 人壽終身保險計劃 8 年智富易 儲蓄保險計劃 分紅儲蓄人壽不適用不適用不適用不適用不適用不適用不適用 分紅終身人壽不適用不適用不適用不適用不適用不適用不適用 分紅儲蓄人壽不適用不適用不適用不適用不適用不適用不適用 危疾儲蓄保險計劃分紅終身人壽不適用不適用不適用不適用不適用 100% 不適用 教育儲蓄寶 保險計劃分紅儲蓄人壽不適用不適用不適用不適用不適用不適用不適用 智康健 醫療儲蓄壽險計劃 分紅終身人壽不適用不適用不適用 100% 不適用不適用 100% 智安心 人壽保險計劃分紅終身人壽不適用不適用 100% 100% 不適用不適用不適用 智快達 儲蓄保險計劃分紅儲蓄人壽不適用不適用不適用不適用不適用不適用不適用 智高分 儲蓄保險計劃分紅儲蓄人壽不適用不適用不適用不適用不適用不適用不適用
Remarks: The product series shown are those which have new policies issued in the previous 5 calendar years prior to the reporting year. Annual Dividends refer to the non-guaranteed dividends which are determined annually by BEA Life Limited and credited on each Policy Anniversary, including non-guaranteed monthly incomes for annuity products. Special Dividends refer to the non-guaranteed dividends other than annual dividends, including but not limited to Maturity Dividends which are payable upon maturity of the policy. The fulfillment ratios are calculated as follows: 1. Annual Dividends The ratio of the aggregate actual accumulated non-guaranteed annual dividends (including actual dividend accumulation interests but excluding special dividends, if applicable) against the illustrated amounts at the point of sale for all relevant inforce policies. 2. Special Dividends The ratio of the aggregate payout of special dividends (if applicable) against the illustrated amounts at the point of sale for all relevant policies actually terminated in the reporting year. The fulfillment ratios are intended for reference purpose only. Historical dividends or bonuses (if applicable) should not be taken as an indicator of future dividends or bonuses declaration of the participating products. Fulfillment ratios may be shown as N/A (i.e. Not Applicable) for the reporting year if: 1. there is no policy inforce in the respective policy year; 2. there is no accumulated Annual Dividends illustrated at the point of sale up to the respective policy year; or 3. there is no policy which is entitled to receive Special Dividends or no relevant policy terminated in the respective policy year. Copyright. BEA Life Limited 2018. All rights reserved.
備註 : 所顯示的產品系列為報告年度之前 5 年內曾經發出新保單的產品 周年紅利是指由東亞人壽保險有限公司每年釐定並於每保單周年日派發的非保證紅利, 包括年金產品的非保證每月入息 特別紅利是指周年紅利以外的非保證紅利, 包括但不限於在保單期滿時支付的期滿紅利 實現率乃根據下述計算 : 1. 周年紅利 所有相關有效保單的實際累積非保證周年紅利總額 ( 包括實際紅利積存利息, 但不包括特別紅利, 如適用 ) 與其銷售時說明的預計金額的比率 2. 特別紅利 所有於報告年度內實際地終止的相關保單的特別紅利支付總額 ( 如適用 ) 與其銷售時說明的預計金額的比率 實現率僅作參考用途 過往派發的紅利或獎賞 ( 如適用 ), 不能作為分紅產品未來派發紅利或獎賞的指標 就報告年度而言, 如屬以下情況, 實現率將會顯示為 不適用 : 1. 於相應保單年度內沒有有效的保單 ; 2. 直至相應保單年度止, 於銷售時說明的預計累積周年紅利為零 ; 或 3. 於相應保單年度內, 沒有合資格保單獲取特別紅利, 或沒有相關保單於該期間終止 版權所有 東亞人壽保險有限公司 2018 不得轉載