AXA Golden 20 Enhanced Protection Programme Cancer is the number one killer disease in Hong Kong i. According to the statistics, cancer accounts for over 80% of critical illness insurance claims ii. Being in your golden age, you are working hard to establish your career, to take care of your family; or plan for your retirement. Everyone wishes to stay healthy to pursue one s goals and enjoy life with loved ones. However, in the unfortunate event of suffering from cancer or any critical illness, you may worry about loss of income, the financial strain from unexpected medical and treatment expenses, not to mention all the support you may need during the recovery. Do you have adequate support to cover all these potential expenses? AXA understands it is important to have sufficient protection for you and your family, and therefore we sincerely present you the comprehensive cancer and critical illness protection. Throughout the entire treatment and recovery journey, major illness protection provides a lumpsum payment and multiple claims benefit (if applicable) while the Cancer Therapy Insurance II Supplement or Cancer And Stroke Therapy Insurance Supplement iii reimburses the expenses from hospitalisation, treatment, post-hospitalisation consultation and additional care due to cancer. With these substantial protection and support, you could be relieved from the financial burden and focus on your recovery with a peace of mind. Cancer Therapy Insurance II Supplement or Cancer And Stroke Therapy Insurance Supplement Medical Expenses Reimbursement Hospitalisation and Surgical Benefit Additional Caring Benefit Hospitalisation and Surgery Chemotherapy Radiotherapy Target Therapy Major Illness Protection A Lumpsum Payment Multiple Claims Benefit (if applicable)
AXA "Golden 20 Enhanced Protection" Programme From 29 May 2017 to 25 August 2017, if you successfully apply for any designated Critical Illness Protection Insurance plans, you may be entitled to a First 20 Years Enhanced Coverage Benefit iv as specified in the table below v for the first 20 policy years iv! Designated Critical Illness Protection Insurance plans With Cancer Therapy Insurance II Supplement or Cancer And Stroke Therapy Insurance Supplement Applicable percentage for calculation of First 20 Years Enhanced Coverage Benefit vii (% of the Basic Sum Insured) HealthVital II Major Illness Plan vi HealthSelect II Major Illness Plan vi 25% Please contact your Financial Consultant, call our Customer Service Hotline at visit www.axa.com.hk for more details. (852) 2802 2812 or i Source: Hong Kong Annual Digest of Statistics, Leading causes of death by sex and age, 2015. ii Source: AXA Claims Report 2016. iii For product details of Cancer Therapy Insurance II Supplement or Cancer And Stroke Therapy Insurance Supplement, please refer to the relevant product brochures and policy contracts. iv When either a major illness benefit or death benefit becomes payable under HealthVital II Major Illness Plan or HealthSelect II Major Illness Plan before (a) the 20 th policy anniversary, or (b) the policy anniversary on or immediately following the insured s 75 th birthday (whichever is earlier), AXA will pay a First 20 Years Enhanced Coverage Benefit if the relevant terms and conditions are satisfied. The calculation of First 20 Years Enhanced Coverage Benefit shall be the applicable percentage as set out in the above table times the amount of the basic sum insured as at the date when the major illness benefit or death benefit becomes payable under the basic plan. Any portion of the basic sum insured which is increased by the Index-linked Increase Endorsement attached to the policy (if any) shall be excluded in the computation of the First 20 Years Enhanced Coverage Benefit. The First 20 Years Enhanced Coverage Benefit will automatically cease and terminate on (a) the 20 th policy anniversary, or (b) the policy anniversary on or immediately following the insured s 75 th birthday (whichever is earlier). v For details of the Promotion, please refer to the relevant terms and conditions stated in this leaflet. vi For product details of HealthVital II Major Illness Plan or HealthSelect II Major Illness Plan, please refer to the relevant product brochures and policy contracts. vii The maximum amount payable under the First 20 Years Enhanced Coverage Benefit shall be HKD1,000,000 or USD125,000 per life insured. Please refer to clause 4 of the terms and conditions stated in this leaflet.
AXA "Golden 20 Enhanced Protection" Programme Terms and Conditions of AXA "Golden 20 Enhanced Protection" Programme 1. AXA "Golden 20 Enhanced Protection Programme (the Promotion ) is offered by AXA China Region Insurance Company (Bermuda) Limited (Incorporated in Bermuda with limited liability) ( AXA ), subject to the following terms and conditions. 2. This Promotion is only applicable if all of the following requirements are satisfied: a. Customers successfully apply for HealthVital II Major Illness Plan or HealthSelect II Major Illness Plan during the period from 29 May 2017 to 25 August 2017, both dates inclusive (the Promotion Period ). b. The policy of HealthVital II Major Illness Plan or HealthSelect II Major Illness Plan must be successfully issued during the period from 29 May 2017 to 29 September 2017, both dates inclusive ( Eligible Policy ). c. At the time when the First 20 Years Enhanced Coverage Benefit is payable, the Eligible Policy must be in force and all the premiums due under the Eligible Policy must be fully paid. d. To be entitled to the higher applicable percentage for the First 20 Years Enhanced Coverage Benefit, Cancer Therapy Insurance II Supplement or Cancer And Stroke Therapy Insurance Supplement (i) must be applied together with the Eligible Policy during the Promotion Period; (ii) must be successfully issued as an attached supplement of the Eligible Policy during the period from 29 May 2017 to 29 September 2017, both dates inclusive; and (iii) must be continuously in effect since inception and all the premiums due under Cancer Therapy Insurance II Supplement or Cancer And Stroke Therapy Insurance Supplement must be fully paid at the time when the First 20 Years Enhanced Coverage Benefit is payable ( Eligible Supplement ). 3. Each Eligible Policy that has met all requirements as set out in clause 2 will be entitled to the First 20 Years Enhanced Coverage Benefit. When either a major illness benefit or death benefit becomes payable under HealthVital II Major Illness Plan or HealthSelect II Major Illness Plan before (a) the 20 th policy anniversary, or (b) the policy anniversary on or immediately following the insured s 75 th birthday (whichever is earlier), AXA will pay a First 20 Years Enhanced Coverage Benefit if the relevant terms and conditions are satisfied. The calculation of First 20 Years Enhanced Coverage Benefit shall be the applicable percentage as set out in the table below times the amount of the basic sum insured as at the date when the major illness benefit or death benefit becomes payable under the basic plan. With Cancer Therapy Insurance II Supplement Applicable percentage for calculation of the or Cancer And Stroke Therapy Insurance First 20 Years Enhanced Coverage Benefit Supplement (% of the Basic Sum Insured) 25% If the Eligible Supplement has not been continuously in effect since inception or is not in effect at the time when the relevant First 20 Years Enhanced Coverage Benefit is payable, the applicable percentage of the First 20 Years Enhanced Coverage Benefit will be adjusted from to 25%. Any portion of the basic sum insured which is increased by the Index-linked Increase Endorsement attached to the policy (if any) shall be excluded in the computation of the First 20 Years Enhanced Coverage Benefit. Any indebtedness and outstanding premiums will be deducted from the benefit payable. The First 20 Years Enhanced Coverage Benefit will automatically cease and terminate on (a) the 20 th policy anniversary, or (b) the policy anniversary on or immediately following the insured s 75 th birthday (whichever is earlier). For details of the First 20 Years Enhanced Coverage Benefit, please refer to the terms and conditions of the relevant policy document to be mailed to policy owners within 4 months after the issue date of the policy. 4. The maximum amount payable under the First 20 Years Enhanced Coverage Benefit shall be HKD1,000,000 or USD125,000 per life insured (as the case may be depending on the policy currency of the Eligible Policy). For the avoidance of doubt, the aggregate amount of all benefits paid and payable under the First 20 Years Enhanced Coverage Benefit of all policies issued by AXA in Hong Kong and Macau for the same insured shall not exceed HKD1,000,000 or USD125,000. 5. The First 20 Years Enhanced Coverage Benefit will not be applicable if a policy of HealthVital Major Illness Insurance or HealthSelect Major Illness Insurance in respect of an insured is cancelled during its cooling off period and an application for HealthVital II Major Illness Plan or HealthSelect II Major Illness Plan in respect of the same insured is made during the Promotion Period. 6. The First 20 Years Enhanced Coverage Benefit will not be taken into account in determining the amount of terminal dividend payable under the Eligible Policy. 7. AXA reserves the right to alter or terminate the Promotion (in whole or in part) and / or amend the relevant terms and conditions of this Promotion at any time without prior notice. An application for any Eligible Policy and Eligible Supplement (if applicable) under this Promotion previously approved will not be affected by subsequent alteration or termination of this Promotion and / or amendments to its terms and conditions. 8. This leaflet contains general information only. It does not constitute any offer for a basic plan or supplement (if applicable). For detailed terms, conditions and exclusions of the relevant basic plan and its supplements (if applicable), please refer to the relevant product brochures and policy contracts. 9. In case of any dispute, the decision of AXA shall be final and conclusive. If you do not wish to receive promotional or direct marketing materials from AXA, please inform the Data Privacy Officer, AXA China Region Insurance Company (Bermuda) Limited (Incorporated in Bermuda with limited liability), Suite 2001, 20/F, Tower Two, Times Square, 1 Matheson Street, Causeway Bay, Hong Kong. AXA shall, without charge to you, ensure that you are not included in future direct marketing activities. (Only for use in Hong Kong Special Administrative Region)
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