5854 ANNUAL REPORT 101 http://www.tcb-bank.com.tw http://mops.twse.com.tw
/ 俤 / / 022311-8811 /022311-8811 evp_chungdea@tcb-bank.com.tw evp_sperlin @tcb-bank.com.tw 178 188 2 5 www.gcsc.com.tw 022389-2999 101 156 12 www.deloitte.com.tw (02)2545-9988 749 (02)8722-5800 Standard & Poor's Corp. Suite 3003, 30 th Fl., Edinburgh Tower, The Landmark, 15 Queen's Road Central, Hong Kong (852)2533-3500 205 13 1306 (02)8175-7600 http://www.tcb-bank.com.tw
CONTENTS 02 08 10 54 68 80 156 172 178
2012 ANNUAL REPORT Letter to Shareholders 03 05 06 06 07 101 102 02
沈臨龍 101 10189.131.22101 0.72%100135.45%143.61%1019 177.7210112.63%7.60% 102Basel III 101102 101 ( ) 1. 101 101 1002.3 1.26101CPI 1.934.241000.15 100101 101101 2,4021010.40 102101 1023.59 2 101 43 03
2012 ANNUAL REPORT ( ) 101 722 1. 1019177.72710200 10010.23%10112.63% 2. 10122,778.59 9,303.152,057.66 3. 101/683,127.49 487.29BOOKRUNNER 1014,848( )9,512.154,596 4. 1012910194 1016.21%7.69% 10.02%27.8% 5. 1011,532416 40.06 6. 10163OBU 101 17.1537.2846% 7. 1015 122.56.38 8. 101750,7544.94101 207.126.4831.6356.98% 9. 1016 101292OBU 04
101 101 22,390.67 22,167 101.01% 18,836.39 18,920 99.56% 1,022.47 880 116.19% 75.33 71.63 105.17% ( ) % 101 100 8,912,838 9,010,720-97,882 25,299,415 24,688,950 610,465 7,697,557 8,874,282-1,176,725 4,392,239 5,170,597-778,358 19,691,895 19,381,915 309,980 7,532,869 7,571,015-38,146 (/)() 1.45/1.22 1.41/1.19 0.04/0.03 () 22.83 22.56 0.27 (/) 0.32/0.27 0.33/0.28-0.01/-0.01 (/) 7.18/6.07 7.79/6.55-0.61/-0.48 ( ) 102 ( ) 1. 102 2. ) ( 05
2012 ANNUAL REPORT 3. e 4. CRM 5. 61 1023288 30% ( ) 101102 1. 22,440 2. 18,920 3. 900 67 ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) 1. 101381003,3593,416 2. 101 10111.41 41.43 06
1010.40 4. 101678 5. 101176 ( ) 1. 1019 2. 10111 3. 10111 ( ) 1. 2. 10112224,099100128,967 4.17101M23.671011.25 3. 101 52.72%9814899101 18% 4. 101 1244,475100123,798 102.02.26 A- A-2 102.01.24 A- F2 102.02.26 twaa twa-1+ 102.01.24 AA(twn) F1+(twn) 3. 07
2012 ANNUAL REPORT Bank Profile 09 09 08
35105 35 60 101664.39 74552901192 693111795 9551101299 The Banker1017 1621012 394 811223 70%98101099720 7.862,00018.12 90.0294101895322 359411235 9411251,0009612 4 5.29598315 99123022.985 94.76% 99128BNP Paribas Assurance5149 10.2991221 20 20.410021 BNP Paribas Investment Partners5149 1.53 100121 100%100122 10143 蔡秋榮 09
2012 ANNUAL REPORT Report of Corporate Governance 12 14 34 51 51 52 52 52 53 102329 10
俤 11
12 2012 ANNUAL REPORT 102 3
1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. ATMMOD () 12. 13. 14. 15. 16. 17. 18. 19. 20. 13
2012 ANNUAL REPORT 1. 102329 1010716 3 1010716 990618 3 980720 1001201 3 1001201 1010521 3 1010521 990618 3 990618 990618 3 990618 99.6.18 3 990618 990618 3 990618 991201 3 991201 1010521 3 1010521 100%6,643,934,000 NYU 14
990618 3 971014 990618 3 900101 1001205 3 1001205 990618 3 990618 990618 3 990618 1010702 3 1010702 1010702 3 1010702 () 3 990618 3 960101 100%6,643,934,000 990930 3 990930 1001201 3 1001201 990618 3 990618 990618 3 990618 1010702 3 1010702 990618 3 990618 1499618102617 21945 310111101121101521 1017210172 101716 41015214101716 44 15
2012 ANNUAL REPORT 2. 102329 30.38% 2.67% 2.46% 1.86% 1.35% 1.09% 0.97% 0.77% 0.69% 0.68% 1011231 3. 102329 100% 100% 100% 4. True Prospect Limited 6.99% 5.30% 4.53% 4.11% 2.27% 1.88% 1.76% 1.71% 1.70% () 1.45% 102329 1 2 3 4 5 6 7 8 9 10 p p p p p p p p 0 p p p p p p p p 0 p p p p p p p p 0 p p p p p p p p 0 16
1 2 3 4 5 6 7 8 9 10 p p p p p p p p p p 0 p p p p p p p p p p 0 p p p p p p p p p p 0 p p p p p p p p p p 0 p p p p p p p p 0 p p p p p p p p p 0 p p p p p p p p 0 p p p p p p p p 0 p p p p p p p p 0 p p p p p p p p 0 p p p p p p p p p 0 p p p p p p p p p 0 p p p p p p p p p 0 p p p p p p p p p 0 p p p p p p p p p 0 p p p p p p p p p 1 p p p p p p p p 0 p p p p p p p p 0 p p p p p p p p p p 0 p p p p p p p p 0 p 1. 2. 3. 4. 5. 6. 7. 8. 9. 30 10. 27 17
2012 ANNUAL REPORT 102329 980720 俤 960323 胡光華 961220 980731 980731 1010131 991020 970325 1001031 990811 1001031 970519 1001031 1000209 1000121 980223 1001031 980521 1020204 1010629 1010206 990129 1010206 1000209 990811 1010206 1000121 1000121 970529 100%6,643,934,000 18
1000406 1010206 1020204 1010206 1010206 1010206 1010206 1010206 1010206 990811 1010206 990811 970325 1020204 980223 1010629 1000829 1010206 970325 1020204 980803 960607 980223 991220 1010206 綉 1010903 1010731 1020204 100%6,643,934,000 () 19
2012 ANNUAL REPORT 990811 990811 1020204 1000121 1010903 971112 990129 990324 1001011 1000829 1000729 1010731 1000121 990811 1020204 1000829 100%6,643,934,000 1020204 1010206 1010629 1010206 1010206 1010903 1010206 1020204 990811 1000829 1010430 980803 1010206 1000121 20
990129 1010629 1000729 1000121 1001129 1010629 990129 1000829 990129 1010206 1000729 1020204 980429 灯 1010430 1010206 981104 1000829 1020204 990324 1000829 990811 1010206 1020204 1010206 1000729 1000829 1020204 991020 1020204 990129 1000729 100%6,643,934,000 21
2012 ANNUAL REPORT 1010206 1000829 1010731 1010206 1000302 990324 980223 EMBA 1000729 1000829 1000121 1010731 991020 1000829 980223 1000302 1020204 1000829 100%6,643,934,000 1000302 1010206 1000829 990129 1000829 1010206 1010206 1010430 1010430 1010206 1010206 1010206 990506 1010206 22
1010402 980331 1020204 1020204 1010316 1010206 1000829 1000121 冲 990811 1020204 1000121 1000829 1000829 991117 1010206 1010206 1010316 1010206 990324 1000829 1010731 1010206 温 1010430 1000829 1010206 1010731 1000729 1000121 1020204 100%6,643,934,000 23
2012 ANNUAL REPORT 1000121 1020204 1001011 1000302 1010206 1010430 990226 1000401 990226 1001017 1010430 1010917 1001017 1000829 1001011 1000302 1010206 100%6,643,934,000 990226 1000121 1010917 1000121 1010206 1000121 1020204 1010430 1000121 990811 1010206 1010206 1010206 1000729 1010206 24
1020204 1020204 980223 1010206 1000121 1000829 1010903 981104 1010206 1010430 1000829 1010430 1010206 981104 1010206 1010430 990301 1000916 1000729 990301 980223 1010430 1000512 980429 1000729 1020204 1010206 1000121 1000512 1010731 100%6,643,934,000 25
2012 ANNUAL REPORT 1000121 1000121 1010206 1010731 960621 1000512 980701 1000512 1010206 1000729 1010206 1010525 1000401 1000829 1000401 980803 1000121 100%6,643,934,000 1010206 1000729 1010206 鍲 1000729 1000401 1000401 1010206 1010206 1011015 1011130 郭惠奕 980803 990129 990129 1020204 26
980223 1001031 1020204 1000401 990506 980223 970811 1010206 1000401 1010206 1000121 1000729 1000729 1000729 980223 1000729 1001129 1000512 1020204 1010206 960301 1000401 1011130 1010206 1000829 981104 1000121 1000121 1000121 1010206 1010206 980223 100%6,643,934,000 27
2012 ANNUAL REPORT 980223 980803 1010430 980223 1020312 1011023 980925 990811 1000413 1000204 980918 1020129 1020204 1001011 990811 1010430 1001011 100%6,643,934,000 1000121 990129 1010430 1000121 990811 1000512 1010206 990301 991117 1010206 1020204 1010430 1000829 1010903 28 990301
1. () ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) A B C D 1011231 8,489 8,489 3,820 3,820 0 0 1,282 1,282 A B C D 0.18 % (E) F G H AB CD EF G 0.18 % 9,735 9,735 0 0 355 0 355 0 0 0 0 0 0.31 0.31 % % 1 10152110172101 716 2 991,050795,399 292 29
2012 ANNUAL REPORT A+B+C+D A+B+C+D+E+F+G 2,000,000 2,000,000 5,000,000 5,000,000 10,000,000 10,000,000 15,000,000 15,000,000 30,000,000 30,000,000 50,000,000 50,000,000 100,000,000 100,000,000 23 23 24 24 2. 1011231 ( ) ( ) ( ( ) ( ) ( ) A B C D ABCD 260 260 0 0 0 0 49 49 0.004% 0.004% 10172 30
2,000,000 A+B+C+D 2,000,000 5,000,000 5,000,000 10,000,000 10,000,000 15,000,000 15,000,000 30,000,000 30,000,000 50,000,000 50,000,000 100,000,000 100,000,000 6 6 3. 謝昌俤 A B C 1011231 D 17,251 17,251 0 0 9,379 9,475 963 0 963 0 ABC D 0.37 % 991,050794,200 0.37 % 775 31
2012 ANNUAL REPORT 2,000,000 2,000,000 5,000,000 俤 俤 5,000,000 10,000,000 10,000,000 15,000,000 15,000,000 30,000,000 30,000,000 50,000,000 50,000,000 100,000,000 100,000,000 7 7 4. 1011231 周叔璋 俤 彭致誠 李傳昭 黃應麟 王淑娟 李銘城 0 6,886 6,886 0.09% 32
趙世宏 林昌榮 鄒德新 鄭連燦 陳奏煬 (100) 33
2012 ANNUAL REPORT ( ) 1. 1001011.39% 0.55% 2. (1) (2) 1.25 (3) (4) 10111102329415 () ()(%) 9 0 100 1017169 6 0 100 1017166 14 1 93.33 13 1 86.67 4 0 100 1015214 7 4 63.64 10152111 14 1 93.33 11 3 73.33 13 1 86.67 13 2 86.67 14 1 93.33 12 3 80 34
15 0 100 14 1 93.33 1 3 25 1015214 10 1 90.91 10152111 15 0 100 2 7 13.33 4 2 66.67 10172 6 6 3 66.67 10172 9 0 6 0 10172 6 5 4 55.56 10172 9 14 1 93.33 14 1 93.33 143 1 102129411 俤 71012062 191117 2 102325423101 2062 19217 1 21()(%)() 2 ()(%) () 3 10111102329101521 10172 10172101716 4 1015214101716 44 () ()(%) 35
2012 ANNUAL REPORT 1. 2. 10111102329415 14 93.33 14 93.33 15 100 9 60 1 16.67 101726 3 33.33 101729 10113147100 10131541420 101323415 14 10172649101610146 101828419 232 241 101913420 10171 101102341010179 3 101102341022 1011023410191 101112642123 242 36
1011224422 A 10212941110112101 100 102129411101 102325423101 101 102325423101 102325423 1%/x100% 210111102329101521 1017210172 101716 31015214101716 44 http://www.tcb-bank.com. twhttp://mops.twse.com.tw 100 100% 996184 221 37
2012 ANNUAL REPORT 10072745 1. 2. 1 2 3 3. 4. 124 2 5. 101 87 6. 7. KYC 8. 9. 38
1. 2. 1 2 3. 1 2 3 4. 1 1 2 1 2 3 4 5 6 7 8 p p p p p p p p p 1 3 p p p p p p p p p 1 p p p p p p p p p 1 p p p p p p p p p 1 p p p p p p p p 1 1 2p 1 2 3 4 5 6 7 8 30 365 ) ( 39
2012 ANNUAL REPORT 2) 5 100727102617 2() () (%) (/)() 2 0 100 2 0 100 1 1 50 2 0 100 2 0 100 1 % 2 % ( ) () 1. 2. 3. (1) (2) (3) 4. () 1. 2. 3. 4. () () 40
() () () () () 977 () () 1. 2. 3. () 1. 2. 3. 41
2012 ANNUAL REPORT () 1. 24 2. 3. 4. 1001230 KYC 5. (RACF) () () () () 101 2012 200101 12.5 3002012 201266 2012 20122012 1019 7 4 () http://www.tcb-bank.com.tw () 9510 () () () 42
2012 2011 10118 679 1. 2. 43
2012 ANNUAL REPORT 4445 http://www.tcb-bank.com.tw http://mops.twse.com.tw5854 http://www.tcb-bank.com.tw 44
1. 101111011231 1 0 2 4 2 9 45
2012 ANNUAL REPORT 1011231 722 1. 2. DLP 1. 2. 1. 2. 1.(1) 101 (2) 101.06.29 101.12.05 2. 1. 2. 1. 2. 10110472-2 722 3. 4. 1. 2. 3. 102 12 1023 1033 46
1. 2. 1. 2. (1) 101 (2) 101.06.29 101.12.05 1. 2. 3. 4. 1. 2. 3. 4. (1) (2) 5. 1. 2. 3. 1. 2. 1. 2. 5 1024 1024 47
2012 ANNUAL REPORT 2. ( ) 1. 1013 2. 3. 1 100 12 2 1012 4. 5. ( ) 102 3 29 1. 10113147 1 100125 2 200 34 4 2. 101315414 1 100 2 100 3 3. 101323415 48
1 2 5. 101521416 1 24 3101180 44 5 a. 100 b. 100 c. 100() d. 100 e. 101180 f. g. h. 4 6. 101625417 100 7. 101716418 1 24 8. 10171642 4 9. 10172649 10172 10.101828419 101 11.101913420 1 101 2 10142348 4. 49
2012 ANNUAL REPORT 12.1011224422 1 2 9 13.102129411 130 14.102325423 1 101 2 15.101 101.1.31 4 101.5.21 1. 100: 0.307707953 5,2997,108 42,3976,867 2. 101 180 3. 4. 5. 4 101.9.13 1011011 10161 ( ) 102 3 29 ( ) 102 3 29 970711 1010716 50
101 1 2,000 2 2,000 4,000 3 4,000 6,000 4 6,000 8,000 5 8,000 10,000 8,830 9,561 18,391 6 10,000 8,830 30 9,531 18,391 101 : 101320 51
2012 ANNUAL REPORT 101320 V ( ) 100 101 100131 101320 102329 100% 52
1011231 1,000 0.0001% 0 0% 1,000 0.0001% 2,686,385 0.84% 0 0% 2,686,385 0.84% 2,639,659 90.02% 0 0% 2,639,659 90.02% 1,400,000 7.06% 0 0% 1,400,000 7.06% 4,875,270 1.75% 0 0% 4,875,270 1.75% 300,000,000 17.03% 0 0% 300,000,000 17.03% 10,000,000 5.88% 0 0% 10,000,000 5.88% 4,267,094 12.37% 0 0% 4,267,094 12.37% 13,024,125 2.89% 0 0% 13,024,125 2.89% 160,000 0.53% 0 0% 160,000 0.53% 1,000,000 100.00% 0 0% 1,000,000 100.00% 43,088 0.72% 0 0% 43,088 0.72% 16,768 0.04% 0 0% 16,768 0.04% 78,754,764 0.24% 7,153 0% 78,761,917 0.24% 5,880,212 0.08% 0 0% 5,880,212 0.08% 8,050,861 30.00% 0 0% 8,050,861 30.00% 13,363 0.0014% 0 0% 13,363 0.0014% 125,000 5.00% 0 0% 125,000 5.00% 53
2012 ANNUAL REPORT Capital Raising 55 60 67 67 67 67 67 54
102329 90.1 2,083,536 20,835,360 2,083,536 20,835,360 (9011) 20,835,360 91.12 2,208,548 22,085,482 2,208,548 22,085,482 911,250,12291 1222,085,482 93.12 2,539,830 25,398,304 2,539,830 25,398,304 932,208,548 1,104,27493 1225,398,304 91.11.20 ()0910051372 911226 09101506720 9393 1122() 0938011917 94110 09401001530 94.6 3,500,000 35,000,000 2,539,830 25,398,304 94630 350 94.12 4,500,000 45,000,000 2,539,830 25,398,304 94.12.28, 450 95.2 4,500,000 45,000,000 2,793,813 27,938,134 94.12.28, 102,539,830 27,938,134 95320 09501045650 95.5 4,500,000 45,000,000 3,690,674 36,906,744 8,968,610 9551 09501072190 95.8 4,500,000 45,000,000 4,059,742 40,597,418 95.6.3094 10 3,690,674 40,597,418 95.12 19.5 4,500,000 45,000,000 4,500,000 45,000,000 95.10.20212 440,258,152 450 9595 09501198070 9613 09501294560 95.12 6,000,000 60,000,000 4,500,000 45,000,000 95.12.22 600 55
2012 ANNUAL REPORT 96.8 6,000,000 60,000,000 4,770,000 47,700,000 96.06.15 2727 9697 09601219710 97.8 6,000,000 60,000,000 5,485,500 54,855,000 97.06.1396 15 7,155,000 54,855,000 9798 09701224220 99.9 8,000,000 80,000,000 6,024,050 60,240,500 99.06.1898 64% 5,385,500 60,240,500 99914 09901206630 800 100.9 8,000,000 80,000,000 6,385,493 63,854,930 100.06.2499 24% 3,614,430 63,854,930 10092 10001201860 100.12 8,000,000 80,000,000 6,085,493 60,854,930 100.06.24 1001223,000,000 60,854,930 100122 10001249920 101.4 8,000,000 80,000,000 5,933,054 59,330,540 100.12.1413 1,524,390 59,330,540 101418 10101067460 101.10 8,000,000 80,000,000 6,643,934 66,439,340 101.9.13420 7,108,800 66,439,340 1011011 10101210140 102329 6,643,934,000 1,356,066,000 8,000,000,000 100121 56
1. 102329 102329 0 1 0 0 0 1 0 6,643,934,000 0 0 0 6,643,934,000 0% 100% 0% 0% 0% 100% 11,000,000 0 0 0 1,000,001 1 6,643,934,000 100% 1 6,643,934,000 100% 2. 102329 6,643,934,000 100% 1 101 100 102228() - 25.65 - - 17.85 - - 22.16-20.42 18.51 19.84-18.21-57
2012 ANNUAL REPORT 101 100 102228() () 6,158,248 6,360,835 6,643,934 1.22 1.19 0.21 (2) 1.22 1.19-3 100 0.3 990.6 - - - 100.8.23 2%0.2 100.8.23 4%0.4 - - - - 4 - - 5 - - 6 - - 11001110011 18 2971196052 3 4/ 5/ 6/100 1. (1) (2) 2. (1) 0.31,993,180,200 (2) 3%301,993,180,200 58
102 1. 2. 1018% 3. (1) 102101421,840,639 (2) 101100 (3) 101100 1.221.199711 101100 1.221.19 4. 100 100 423,972,73252,997,108100 423,976,86752,997,1084,1350 59
2012 ANNUAL REPORT 951 951 9521 60 95411 09500142000 95411 09500142000 951031() 09500466640 95424 95424 95128 100500 1,000 1,000 10() 150 50 70 0.25% 7 102.4.24 2.24% 90CP + 0.235% 7 102.4.24 7 102.12.8 150 50 70 25,398,304,000 25,398,304,000 25,398,304,000 63,928,917,000 63,928,917,000 63,928,917,000 % 92.21% 92.21% 100.16% G12401 G12402 G12403
961 951031 09500466640 962 96828 09600370940 962 96828 09600370940 96328 96928 96928 1,000 1,000 1,000 130 13.6 58.1 90CP + 0.7 90CP + 0.34 90CP + 0.85 7 103.9.28 130 13.6 58.1 45,000,000,000 45,000,000,000 45,000,000,000 97,732,250,000 97,732,250,000 97,732,250,000 80.78 88.12 88.12 G12404 G12405 G12406 61
2012 ANNUAL REPORT 971 971 971 96828 09600370940 96828 09600370940 96828 09600370940 97528 97528 97528 1,000 1,000 1,000 10 45 45 90CP + 0.43 3.0 90CP + 0.95 7 104.5.28 7 104.5.28 10 45 45 47,700,000,000 47,700,000,000 47,700,000,000 102,438,726,000 102,438,726,000 102,438,726,000 87.44 87.44 87.44 97519 A+twn 97519 A+twn 97519 Atwn G12407 G12408 G12409 62
981 98119 09800005200 982 98119 09800005200 991 99317 09900093600 98525 98928 99621 1,000 1,000 1,000 41 40 80 2.25 2.10 56 103.11.25 56 104.3.28 0.25 7 106.6.21 41 40 80 54,855,000,000 54,855,000,000 54,855,000,000 107,202,192,000 107,202,192,000 110,260,953,000 80.43 80.43 77.33 98525 twaa- 98928 twaa- 99618 A+twn G12412 G12413 G12414 63
2012 ANNUAL REPORT 992 992 1001 99317 09900093600 99317 09900093600 100317 10000062940 991025 991025 100525 1,000() 1,000() 1,000() 30 10 73 90CP + 0.15% 1.45% 90CP + 0.15% 7 106.10.25 7 106.10.25 7 107.5.25 30 10 73 54,855,000,000 54,855,000,000 60,240,500,000 110,260,953,000 110,260,953,000 118,602,563,000 77.33% 77.33% 77.80% 99108 A+(twn) 99108 A+(twn) 100518 AA-(twn) G12415 G12416 G12417 64
1001 100317 10000062940 1002 100317 10000062940 1002 100317 10000062940 100525 100728 100728 1,000() 1,000() 1,000() 27 12 34.1 1.65% 90CP + 0.25% 1.70% 7 107.05.25 7 107.07.28 7 107.07.28 27 12 34.1 60,240,500,000 60,240,500,000 60,240,500,000 118,602,563,000 118,602,563,000 118,602,563,000 77.80% 77.80% 77.80% 100518 AA-(twn) 100726 AA-(twn) 100726 AA-(twn) G12418 G12419 G12420 65
2012 ANNUAL REPORT 1011 1012 1012 101411 10100099230 101411 10100099230 101411 10100099230 101628 1011225 1011225 1,000() 1,000() 1,000() 116.5 10 73.5 1.65% 1.43% 1.55% 10 111.06.28 7 108.12.25 10 111.12.25 116.5 10 73.5 60,854,930,000 60,854,930,000 60,854,930,000 112,632,593,000 112,632,593,000 112,632,593,000 % 99.33% 99.33% 99.33% 101321 twaa- 101127 twaa- 101127 twaa- G12421 G12422 G12423 66
1. 101 200101411 10100099230 2. 102329 3. 101917 10100274121101 177.72 101177.72 1.08200 1.24 101 100 ROA 0.27% 0.28% -0.01% ROE 6.07% 6.55% -0.48% 12.63% 10.23% 2.40% 7,532,869 7,571,015-38,146 1.22 1.19 0.03 67
2012 ANNUAL REPORT Operations Overview 69 77 78 78 79 79 79 68
( ) 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. ( ) 1. 101.12.31 100.12.31 44,710 43,099 1,611 3.74 390,367 374,167 16,200 4.33 618,547 593,211 25,336 4.27 1,053,624 1,010,477 43,147 4.27 508,295 497,384 10,911 2.19 715,940 705,293 10,647 1.51 1,224,235 1,202,677 21,558 1.79 2,277,859 2,213,154 64,705 2.92 44,101 41,675 2,426 5.82 79,761 81,928-2,167-2.65 123,862 123,603 259 0.21 2,401,721 2,336,757 64,964 2.78 84.11 84.79-0.68 69
2012 ANNUAL REPORT 2. 1 101.12.31 100.12.31 372,198 436,314-64,116-14.69 579,034 580,660-1,626-0.28 913,081 925,630-12,549-1..36 2,290 1,935 355 18.35 1,866,603 1,944,539-77,936-4.01 65.37 70.57-5.2 2 101.12.31 100.12.31 2,400 2,606-206 -7.90 10,038 10,863-825 -7.59 41,656 39,088 2,568 6.57 2,981 3,991-1,010-25.31 24,171 27,386-3,215-11.74 81,246 83,934-2,688-3.20 2.85 3.05-0.2 3. 101 100 3,820 3,754 66 1.76 8,956 8,738 218 2.49 89,471 81,880 7,591 9.27 102,247 94,372 7,875 8.34 DBUOBU 4. 101.12.31 100.12.31 NCDCD 407,486 334,300 73,186 21.89 37,891 37,500 391 1.04 34,507 27,199 7,308 26.87 30,470 30,558-88 -0.29 6,624 11,726-5,102-43.51 516,978 441,283 75,695 17.15 70
5. 101 100 877 1,042-165 -15.83 817 722 95 13.16 20 16 4 25.00 269,118 * 252,162* 16,956 6.72 AUM 452,077* 435,895* 16,182 3.71 1231 6. 101 100 EDI 3,723,981 3,581,179 142,802 3.99 460,119 403,332 56,787 14.08 ATM 407,165 399,883 7,282 1.82 ACH 152,089 109,537 42,552 38.85 7. 101 100 32,203 35,128-2,925-8.33 38,790 43,814-5,024-11.47 18,362 21,334-2,972-13.93 47 47 1,101 1,463-362 -24.74 30,992 27,010 3,982 14.74 () 95,022 86,471 8,551 9.89 71
2012 ANNUAL REPORT 8. 101 100 20,712 19,452 1,260 6.48 66,045 64,096 1,949 3.04 9. 101 100 101100 (%) (%) 25,299,415 76.67 24,688,950 73.56 610,465 2.47 3,727,993 11.30 4,356,573 12.98 ( 628,580 ) ( 14.43 ) 3,368,240 10.21 ( 1,248,135 ) ( 3.72 ) 4,616,375 369.86 425,283 1.29 257,924 0.77 167,359 64.89 80,103 0.24 50,151 0.15 29,952 59.72 ( 1,966,766 ) ( 5.96 ) 2,531,234 7.54 ( 4,498,000 ) ( 177.70 ) 140,505 0.43 23,343 0.07 117,162 501.91 285,944 0.87 249,886 0.74 36,058 14.43 69,285 0.21 39,731 0.12 29,554 74.39 1,176,274 3.56 2,238,406 6.67 ( 1,062,132 ) ( 47.45 ) 390,696 1.18 375,169 1.12 15,527 4.14 32,996,972 100.00 33,563,232 100.00 ( 566,260 ) ( 1.69 ) 72
1. (1) (2) (3) (4) e (5) 2. (1) (2) (3) (4) 3. (1) 5P (2) (3) (ATM) (4) 4. (1) (2) (3) (4) ) ( 73
2012 ANNUAL REPORT 5. (1) (2) (3) (4) ( ) 1. 1011231292 664441 6 2. 3. (1) 35101 (2) 10012290 (3) (4) 74
4. (1) 10234 102 290 (2) (3) ( ) 1. 102329 (1) 100101.06101 74.681023299.95 (2) 100510012,2226.314.33 10146,71356.8910232959,078 18.27 (3) 10061114100 103,9641,64810128,243 1,9911023296,302694 75
2012 ANNUAL REPORT 2. (1) () 100 18,450 101 15,575 (2) 100 101 21 18 1. 2. ()() 3. 4. 5. 6. 7. 8. 9. - 1. 2. 3. 4. 5. 6. 7. (3) 10215,065 102 ( ) 1. 2. 76
102329 100 101 1,409 1,482 1,485 7,260 7,051 7,026 18.03 18.42 18.59 8,669 8,533 8,511 44 45 45 1,137 13.12% 1,035 12.13% 1,030 12.10% 2 0.02% 2 0.03% 3 0.03% 781 9.01% 931 10.91% 955 11.22% 6,640 76.59% 6,464 75.75% 6,422 75.46% 1.26% 1.18% 3,626 3,634 3,671 1,692 1,749 1,753 1,482 1,567 1,582 5,623 5,711 5,745 109 101 101 1.19%2,364 2,421 2,436 5,367 5,373 5,376 5,536 5,604 5,663 //// 1,787 2,154 2,219 3,348 3,395 3,439 3,067 3,115 3,138 1,830 1,843 1,859 / 2,158 2,226 2,247 4,641 4,761 4,791 17,566 15,380 3,971 1,407 1,150 102 87 103 0 1102329102.01.01102.03.29 2 3 77
2012 ANNUAL REPORT 101 ( ) 1. (1) IBM 2818-V02IBM 2818-V02IBM 2818-Q02 (2) 2. AS/400R6 ServerNT Server 3. 4. (1) IBM Z/OSLINUXUNIXOS/400AIXWINDOWS (2) WASMQDB2IMSComserverLDAPSQL DB 5. ( ) ( ) 1. 2. 78
1. 2. 3. 4. 102 3 29 94.11.18-103.12.31 12,291 99.6.28-103.12.31 6,200 99.9.241,228 52 103.2.3 4,800 79
2012 ANNUAL REPORT Financial Status 81 83 86 87 147 155 102329 80
1 1011231 1001231 991231 981231 971231 744,591,172 630,004,649 692,059,591 578,730,497 424,355,643 54,844,619 17,160,870 19,004,149 25,025,499 31,259,237-17,867,261 19,351,808 16,950,666 12,833,055 20,385,892-1,860,974,490 1,938,497,764 1,782,121,742 1,797,418,534 1,832,644,545 47,538,520 47,021,325 45,092,091 49,771,450 64,785,297 14,458,863 8,712,829 9,235,055 8,366,968 8,171,079 1,793,584 3,202,912 10,413,260 7,102,083 5,628,867-68,796,752 47,951,934 39,120,599 46,396,845 56,149,881 - ( 3) 36,919,481 35,386,491 33,636,468 33,871,628 34,030,468 3,735,249 3,831,442 3,794,778 3,703,584 3,624,616-3,891,180 4,509,079 4,776,869 5,312,729 6,096,156 2,855,411,171 2,755,631,103 2,656,205,268 2,568,532,872 2,487,131,681 234,276,858 227,844,743 205,176,797 194,092,258 202,656,838 3,511,220 4,218,801 8,514,028 4,826,571 4,525,836 31,160,227 43,492,636 48,236,612 54,241,801 55,961,852 2,278,185,983 2,213,417,495 2,144,954,360 2,065,393,420 1,983,480,938 110,080,000 90,080,000 75,470,000 84,420,000 77,771,000 2,683,081 2,391,743 2,113,254 1,906,142 1,763,570 8,607,118 12,952,325 12,533,698 3,764,909 4,554,131 51,238,914 48,600,767 40,603,956 49,626,818 49,215,324 2,719,743,401 2,642,998,510 2,537,602,705 2,458,271,919 2,379,929,489 2 2,644,824,158 2,541,217,135 2,459,349,019 2,384,237,889 66,439,340 60,854,930 60,240,500 54,855,000 54,855,000 31,598,687 20,647,756 30,193,386 32,242,401 32,207,944 31,134,236 25,427,015 22,495,041 19,153,442 16,586,850-23,601,367 18,880,611 18,076,342 12,278,450-6,062,145 5,434,727 4,332,062 4,333,796 4,420,439 ( 69,790) 57,313 2,484 195,447 162,980 503,152 210,852 1,339,090 1,379,021 867,133 - - - ( 1,898,154) ( 1,898,154) 135,667,770 112,632,593 118,602,563 110,260,953 107,202,192 2 110,806,945 114,988,133 109,183,853 102,893,792 1: 979899 100101 29711101 31001211,108,854101315647,363 81
2012 ANNUAL REPORT (1) 101 100 99 98 97 25,299,415 24,688,950 22,697,212 22,659,445 27,356,107 7,697,557 8,874,282 9,570,490 9,432,487 6,912,973 4,392,239 5,170,597 4,885,242 5,229,495 6,248,668 19,691,895 19,381,915 18,564,888 18,284,546 18,512,537 8,912,838 9,010,720 8,817,572 8,577,891 9,507,875 167,671 7,532,869 7,571,015 7,649,999 6,874,992 7,530,778 7,532,869 7,571,015 7,649,999 6,874,992 7,530,778 (2) 1.22 1.19 1.21 1.09 1.18 (3) 1.22 1.19 1.21 1.08 1.18 1979899 100101 297-9999 3971196052 Key Performance Indicator, KPI % 101 100 99 98 97 0.27 0.28 0.29 0.27 0.31 6.07 6.55 6.69 6.32 7.18 12.63 10.23 11.06 10.58 10.59 0.72 0.71 0.89 1.43 1.52 143.61 135.45 110.43 65.78 57.50 82
2 1 101 100 99 98 97 82.57 88.46 83.92 87.87 93.23 6 0.72 0.71 0.89 1.43 1.52 0.86 0.81 0.68 0.87 1.91 2.06 1.96 1.80 2.00 3.28 0.01 0.01 0.01 0.01 0.01 ( )( ) 3,867 3,872 3,666 3,574 3,854 ( ) 883 873 869 766 847 % 8.04 8.95 8.93 9.12 10.45 0.27 0.28 0.29 0.27 0.31 6.07 6.55 6.69 6.32 7.18 22.83 22.56 23.71 21.42 21.98 1.22 1.19 1.21 1.09 1.18 95.23 95.89 95.53 95.69 95.67 27.21 31.42 28.36 30.72 31.74 3.62 3.74 3.41 3.27 2.71 ( 1.09 ) 2.19 2.79 ( 9.78 ) ( 20.38 ) ( 11.90 ) 8.11 4.50 14.47 23.72 44.47 85.16 95.97 87.66 89.73 ( 34.83 ) 16.15 7.30 24.59 45.61 22.18 16.75 22.45 19.97 13.14 ( ) 18,354,824 18,768,634 17,731,414 16,728,841 14,789,573 0.98 0.95 1.10 0.90 0.78 7.20 7.14 7.39 7.53 7.43 5.16 4.82 5.13 5.11 5.28 7.70 7.78 7.84 7.99 8.26 7.81 8.43 8.41 9.09 9.25 20% 1. (100) 2. (100) 100 197~101 2 1. (1) (2) (3) (4) (5) (6) (7) 2. (1) = (2) (3) (4) (5) ()4 3. (1) / (2) / 4. (1) =() (2) = 5. (1) /(++ ++) (2) /(+ ) (3) =/ 6. 7. (1) 5 (2) (3) (4) 3 4 1. 2. 3. 4. 5. 5 6 1. 1011360.721004 0.01 2. (1) (2) (3) (4) 10138.56 (5) 10111.4076 (6) 797-9999 83
2012 ANNUAL REPORT 1 101 100 99 98 97 66,439,340 60,854,930 60,240,500 54,855,000 54,855,000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 31,598,687 20,647,756 30,193,386 32,242,401 32,207,944 17,881,897 15,610,593 13,315,593 11,253,095 8,993,862 180,199 180,199 0 0 0 13,072,140 9,636,223 9,179,448 7,900,347 7,592,988 0 0 0 0 0-624,636-779,413-172,612-2,064,881-2,753,121 3,170,005 3,170,005 3,170,005 3,170,005 3,170,005 0 0 0 0 0 2,959,625 3,744,936 7,435,453 5,663,040 5,009,964 122,417,997 99,235,347 102,150,857 95,352,917 92,716,704 0 0 0 0 0 23,310,000 23,310,000 23,310,000 23,310,000 23,310,000 6,062,145 5,434,727 4,332,062 4,333,796 4,420,439 45% 475,942 475,141 679,215 783,537 848,286 0 0 0 0 0 4,978,493 2,999,453 2,909,136 1,384,432 2,712,071 49,102,000 39,894,000 33,676,000 30,068,000 32,650,000 0 0 0 0 0 0 0 0 0 0 2,959,625 3,744,936 7,435,453 5,663,040 5,009,964 80,968,955 68,368,385 57,470,960 54,216,725 58,930,832 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 203,386,952 167,603,732 159,621,817 149,569,642 151,647,536 1,548,538,285 1,569,701,294 1,369,357,006 1,330,845,357 1,355,305,980 0 0 0 0 0 0 69,831 343,077 715,587 1,102,787 0 0 56,652,207 56,463,228 54,386,484 / 52,939,133 52,217,558 0 0 0 0 0 0 0 0 8,447,039 15,739,309 17,208,450 26,117,063 21,455,710 0 0 0 0 0 1,609,924,457 1,637,727,992 1,443,560,740 1,414,141,235 1,432,250,961 12.63 10.23 11.06 10.58 10.59 7.60 6.06 7.08 6.74 6.47 5.03 4.17 3.98 3.84 4.12 0 0 0 0 0 2.33 2.21 2.27 2.14 2.21 84 1BASEL ll 2 3 1. 2. 12.5 3. 4. 5. 6. 7.
() 1 1BASEL II 2 3 1. = 2. 12.5 3. 4. 5. 6. 7. 101 100 99 98 97 66,439,340 60,854,930 60,240,500 54,855,000 54,855,000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 31,598,687 20,647,756 30,193,386 32,242,401 32,207,944 17,881,897 15,610,593 13,315,593 11,253,095 8,993,862 180,199 180,199 0 0 0 13,072,140 9,636,223 9,179,448 7,900,347 7,592,988 173,166 168,561 314,500 746,520 1,001,364-624,636-779,413-172,612-2,064,881-2,753,121 3,170,005 3,170,005 3,170,005 3,170,005 3,170,005 0 0 0 0 0 2,112,611 2,929,519 3,236,744 2,222,429 2,303,467 123,438,177 100,219,325 106,664,066 99,540,048 96,424,565 0 0 0 0 0 23,310,000 23,310,000 23,310,000 23,310,000 23,310,000 6,062,145 5,434,727 4,332,062 4,333,796 4,420,439 45% 475,942 475,141 679,215 783,537 848,286 0 0 0 0 0 5,185,571 3,197,990 3,047,111 1,380,640 2,716,734 49,102,000 39,894,000 33,676,000 30,068,000 32,650,000 0 0 0 0 0 0 0 0 0 0 2,112,611 2,929,519 3,236,744 2,222,429 2,303,467 82,023,047 69,382,339 61,807,644 57,653,544 61,641,992 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 205,461,224 169,601,664 168,471,710 157,193,592 158,066,557 1,551,054,616 1,571,938,427 1,392,826,180 1,354,580,338 1,380,071,628 0 0 0 0 0 0 69,831 343,077 715,587 1,102,787 0 0 58,084,740 57,675,737 55,161,949 / 55,146,919 54,508,321 0 0 0 0 0 0 0 0 8,446,991 15,737,951 28,169,929 34,398,113 26,777,659 0 0 0 0 0 1,614,648,526 1,642,254,530 1,479,423,926 1,447,369,775 1,463,114,023 12.72 10.33 11.39 10.86 10.80 7.64 6.10 7.21 6.88 6.59 5.08 4.23 4.18 3.98 4.21 0 0 0 0 0 2.33 2.21 2.25 2.12 2.19 85
2012 ANNUAL REPORT 219101 102 1 0 2 3 2 5 86
0920123784 0920123784 87
2012 ANNUAL REPORT 11000 $ 57,444,085 $ 52,772,714 9 11500 687,147,087 577,231,935 19 12000 54,844,619 17,160,870 220 13000 17,867,261 19,351,808 ( 8 ) 13500 1,860,974,490 1,938,497,764 ( 4 ) 14000 47,538,520 47,021,325 1 14500 14,458,863 8,712,829 66 15000 1,793,584 3,202,912 ( 44 ) 15500 68,796,752 47,951,934 43 18501 25,352,908 24,132,441 5 18521 13,846,923 13,655,217 1 18531 5,500,382 5,509,533-18541 678,986 672,167 1 18551 1,242,502 1,305,489 ( 5 ) 18561 788,081 817,978 ( 4 ) 47,409,782 46,092,825 3 11,668,122 11,323,332 3 6,574 6,574-35,735,086 34,762,919 3 18571 910,887 571,905 59 18575 273,508 51,667 429 18500 36,919,481 35,386,491 4 19000 3,735,249 3,831,442 ( 3 ) 19500 3,891,180 4,509,079 ( 14 ) 10000 $ 2,855,411,171 $ 2,755,631,103 4 88
21000 $ 234,276,858 $ 227,844,743 3 22000 3,511,220 4,218,801 ( 17 ) 22500 31,160,227 43,492,636 ( 28 ) 23000 46,491,492 43,038,175 8 23500 2,278,185,983 2,213,417,495 3 24000 110,080,000 90,080,000 22 25000 2,683,081 2,391,743 12 25500 8,607,118 12,952,325 ( 34 ) 29500 4,747,422 5,562,592 ( 15 ) 20000 2,719,743,401 2,642,998,510 3 31001 10 8,000,0006,643,934 6,085,493 66,439,340 60,854,930 9 31501 31,459,045 20,508,114 53 31513 103,157 103,157-31599 36,485 36,485-31500 31,598,687 20,647,756 53 32001 17,881,897 15,610,593 15 32003 180,199 180,199-32011 13,072,140 9,636,223 36 32000 31,134,236 25,427,015 22 32501 6,062,145 5,434,727 12 32521 ( 69,790) 57,313 ( 222 ) 32523 503,152 210,852 139 32500 6,495,507 5,702,892 14 30000 135,667,770 112,632,593 20 $ 2,855,411,171 $ 2,755,631,103 4 89
2012 ANNUAL REPORT 41000 $ 48,003,389 $ 45,096,532 6 51000 ( 22,703,974 ) ( 20,407,582 ) 11 25,299,415 24,688,950 2 49100 3,727,993 4,356,573 ( 14 ) 49200 3,368,240 ( 1,248,135 ) 370 49300 425,283 257,924 65 49500 80,103 50,151 60 49600 ( 1,966,766 ) 2,531,234 ( 178 ) 49700 140,505 23,343 502 48005 285,944 249,886 14 48095 1,176,274 2,238,406 ( 47 ) 49899 459,981 414,900 11 7,697,557 8,874,282 ( 13 ) 32,996,972 33,563,232 ( 2 ) 51500 ( $ 4,392,239 ) ( $ 5,170,597 ) ( 15 ) 58500 ( 13,449,310 ) ( 12,936,555 ) 4 59000 ( 1,170,244 ) ( 1,185,387 ) ( 1 ) 59500 ( 5,072,341 ) ( 5,259,973 ) ( 4 ) ( 19,691,895 ) ( 19,381,915 ) 2 61001 8,912,838 9,010,720 ( 1 ) 61003 ( 1,379,969 ) ( 1,439,705 ) ( 4 ) 69000 $ 7,532,869 $ 7,571,015 ( 1 ) 69500 $ 1.45 $ 1.22 $ 1.41 $ 1.19 69700 $ 1.45 $ 1.22 $ 1.41 $ 1.19 90
6,024,050 $ 60,240,500 $ 30,193,386 $ 13,315,593 $ - $ 9,179,448 $ 4,332,062 $ 2,484 $ 1,339,090 $118,602,563 - - - 2,295,000 - ( 2,295,000 ) - - - - - - - - - ( 3,614,430 ) - - - ( 3,614,430 ) 120,481 1,204,810 - - - ( 1,204,810 ) - - - - 6,144,531 61,445,310 30,193,386 15,610,593-2,065,208 4,332,062 2,484 1,339,090 114,988,133 240,962 2,409,620 ( 2,409,620 ) - - - - - - - - - - - - 7,571,015 - - - 7,571,015 - - ( 7,136,010 ) - - - - - - ( 7,136,010 ) ( 300,000 ) ( 3,000,000 ) - - - - - - ( 12,241 ) ( 3,012,241 ) - - - - 165,255 - - - - 165,255 - - - - 14,944 - - - - 14,944 - - - - - - 1,102,665 - - 1,102,665 - - - - - - - 54,829-54,829 - - - - - - - - ( 1,115,997 ) ( 1,115,997 ) 6,085,493 60,854,930 20,647,756 15,610,593 180,199 9,636,223 5,434,727 57,313 210,852 112,632,593 - - - 2,271,304 - ( 2,271,304 ) - - - - - - - - - ( 1,825,648 ) - - - ( 1,825,648 ) 6,085,493 60,854,930 20,647,756 17,881,897 180,199 5,539,271 5,434,727 57,313 210,852 110,806,945 - - - - - 7,532,869 - - - 7,532,869 ( 152,439 ) ( 1,524,390 ) ( 86,935 ) - - - - - ( 188,795 ) ( 1,800,120 ) - - 103,370 - - - - - - 103,370 - - 271,296 - - - - - - 271,296 710,880 7,108,800 10,663,200 - - - - - - 17,772,000 - - - - - - 627,418 - - 627,418 - - - - - - - ( 127,103 ) - ( 127,103 ) - - - - - - - - 481,095 481,095 180,199 $ 13,072,140 $ 6,062,145 ( $ 69,790 ) $ 503,152 $135,667,770 6,643,934 $ 66,439,340 $ 31,598,687 $ 17,881,897 $ 52,99758,846423,977470,769 91
2012 ANNUAL REPORT $ 7,532,869 $ 7,571,015 367,032 ( 2,683,607 ) ( 304,410 ) ( 138,473 ) 80,538 210,231 ( 11,961 ) 43,441 ( 140,505 ) ( 23,343 ) ( 209,789 ) ( 42,831 ) 1,170,244 1,185,387 4,392,239 5,170,597 291,338 278,489 270,783 - ( 330,844 ) 448,199 ( 64,336 ) ( 77,333 ) ( 34,736,864 ) 8,866,682 1,562,280 ( 2,441,721 ) ( 68,169 ) 30,170 ( 4,987,423 ) ( 10,168,495 ) 3,491,189 6,523,715 ( 763,761 ) 756,828 ( 22,459,550 ) 15,508,951 ( 109,915,152 ) 78,274,762 925,000 1,449,034 73,125,138 ( 163,555,090 ) ( 18,517,860 ) ( 11,942,527 ) 18,097,604 8,705,788 ( 7,777,038 ) ( 2,870,029 ) 1,755,220 3,441,217 - ( 122,400 ) ( 32,690,054 ) ( 19,667,359 ) 11,379,516 11,351,872-417 ( 132,937 ) 99,561 ( 1,296,474 ) ( 1,432,863 ) 398,531 211,496 173,086 11,813 ( 64,475,420 ) ( 96,044,308 ) 6,432,115 22,667,946 ( 12,332,409 ) ( 4,743,976 ) 64,768,488 68,463,135 92
$ 20,000,000 $ 14,610,000 ( 4,345,207 ) 418,627 ( 16 ) 3,815 ( 1,825,648 ) ( 3,614,430 ) - ( 428,986 ) 17,772,000-103,370-90,572,693 97,376,131 1,033,648 ( 620,954 ) 4,671,371 16,219,820 52,772,714 36,552,894 $ 57,444,085 $ 52,772,714 $ 22,408,319 $ 19,566,204 $ 1,098,867 $ 2,356,996 $ - $ 153,000 - ( 30,600 ) $ - $ 122,400 $ 1,800,120 $ - $ 157,450 75,422 60,092 ( 152,412 ) 2,037,982 ( 1,661 ) 373,489 ( 24,909 ) 34,047 ( 12,241 ) 17,348 ( 3,000,000 ) 6,407 ( $ 428,986 ) 93
2012 ANNUAL REPORT 8,5338,669 94
TAIBIR 95
2012 ANNUAL REPORT 96
1. 2. 3. 97
2012 ANNUAL REPORT 98
( ) ( ) ( ) ( ) ( ) 99
2012 ANNUAL REPORT () 1.2. 3. () $ 21,264,281 $ 21,505,471 25,025,281 22,976,933 11,154,523 8,290,310 $ 57,444,085 $ 52,772,714 $ 27,411,042 $ 23,517,685 59,877,974 57,495,186 44,101,453 41,674,475 213,157 223,421 39,200,000 39,200,000 455,875,000 334,300,000 3,532,481 1,529,037 1,040,877 1,399,827 55,895,103 77,892,304 $ 687,147,087 $ 577,231,935 100
$ 50,640,071 $ 12,446,442 1,444,295-98,033 6,092 1,106,128 2,486,492 539,939 342,762 213,825 63,485 29,496 34,904 22,910 61,352 16,877 45,474 5,088 5,086 133 2,042 54,116,795 15,494,131 $ 582,591 $ 897,027 145,233 769,712 727,824 1,666,739 $ 54,844,619 $ 17,160,870 $ 899,925 $ 1,846,871 497,919 189,010 239,218 227,892 34,059 85,246 31,791 36,038 105 1,847-4,380 1,703,017 2,391,284 1,808,203 1,827,517 $ 3,511,220 $ 4,218,801 7,427,500 10,685,300 101
2012 ANNUAL REPORT $ 255,790,570 $ 318,546,096 33,990,416 28,867,794 30,288,817 9,045,552 8,482,047 13,507,086 7,768,509 12,750,211 4,877,455 6,299,075 486,607 1,220,940 69,684 490,499 $ 5,190,967 $ 5,783,390 4,542,621 4,848,522 2,820,282 3,217,811 2,332,027 2,385,791 1,136,568 1,677,339 808,038 259,704 634,933 587,151 503,024 503,024 467,993 467,993 9,635 456,227 233,031 356,292 18,679,119 20,543,244 811,858 1,191,436 $ 17,867,261 $ 19,351,808 102
1,137,622 1,679,240 $ 727,847 $ 467,989 $ 1,193,018 $ 894,406 199,369 75,961 210,111 99,132 16,614,281 267,908 17,460,875 197,898 17,541,497 811,858 18,864,004 1,191,436 $ 1,191,436 $ 1,238,850 ( 56,955 ) ( 27,674 ) ( 749,215 ) ( 26,676 ) 435,525 - ( 8,933 ) 6,936 $ 811,858 $ 1,191,436 $ 2,290,263 $ 1,935,244 655,075 581,123 1,841,794 1,080,997 531,155 676,235 244,405,568 317,069,469 1,062,011 848,379 124,233,795 116,734,451 301,545,369 285,461,995 277,488,559 295,197,803 48,479,342 52,381,944 864,602,108 873,247,969 13,632,743 12,433,710 1,880,767,782 1,957,649,319 19,492,632 18,943,398 300,660 208,157 $ 1,860,974,490 $ 1,938,497,764 336,928256,900 103
2012 ANNUAL REPORT $ 38,253,014 $ 9,983,201 $ 26,432,615 $ 7,433,438 11,417,355 2,809,460 13,563,852 3,407,593 1,831,097,413 6,699,971 1,917,652,852 8,102,367 1,880,767,782 19,492,632 1,957,649,319 18,943,398 $ 18,943,398 $ 17,631,034 4,476,516 5,096,985 ( 3,848,903 ) ( 3,828,722 ) 5,647 4,736 ( 84,026 ) 39,365 $ 19,492,632 $ 18,943,398 $ 4,476,516 $ 5,096,985 ( 56,955 ) ( 27,674 ) ( 6,142 ) ( 76,762 ) ( 21,180 ) 178,048 $ 4,392,239 $ 5,170,597 $ 38,769,435 $ 38,255,110 5,110,566 5,047,765 3,024,810 3,111,688 633,709 457,627-149,135 $ 47,538,520 $ 47,021,325 21,415,200 27,771,900 104
$ 5,853,651 $ 5,493,870 5,462,664-2,000,000 2,000,000 580,582 790,373 409,394 275,503 152,572 153,083 $ 14,458,863 $ 8,712,829 5,302 $ 1,562,727 90.02 $ 1,521,179 90.02 131,301 100.00 109,655 100.00 99,556 30.00 95,216 30.00 - - 1,380,130 51.00 - - 96,732 51.00 $ 1,793,584 $ 3,202,912 80,10350,151 BNP Paribas Investment Partner S.A. 300,00051% 153,000 206,739 7,136,010 1,524,390 1,800,120 105
2012 ANNUAL REPORT $ 404,251 $ 296,989 254,524 282,869 149,727 14,120 64,424,525 43,715,314 4,222,500 4,222,500 $ 68,796,752 $ 47,951,934 $ 47,596,894 $ 28,853,692 16,827,631 14,713,764-147,858 $ 64,424,525 $ 43,715,314 2,123,800 2,95748,718 $ 3,120,934 17.03 $ 3,120,934 17.03 631,153 0.24 631,153 0.24 135,405 2.89 135,405 2.89 101,125 5.88 101,125 5.88 233,883 233,883 $ 4,222,500 $ 4,222,500 106
$ 17,062,998 $ 16,708,435 8,289,910 7,424,006 $ 25,352,908 $ 24,132,441 $ 5,016,071 $ 4,654,359 4,399,221 4,354,911 558,579 560,365 1,072,112 1,129,665 622,139 624,032 $ 11,668,122 $ 11,323,332 $ 6,574 $ 6,574 8,524,8012,816,216 133,588 10.44%11.08% $ 3,170,005 $ 3,170,005 565,244 661,437 $ 3,735,249 $ 3,831,442 107
2012 ANNUAL REPORT $ 3,241,804 $ 3,735,642 306,877 483,471 265,055 234,758 48,000 48,000 22,396-7,048 7,208 $ 3,891,180 $ 4,509,079 $ 2,064,697 $ 2,435,785 234,891 219,477 2,299,588 2,655,262 1,349,379 1,473,354 3,648,967 4,128,616 398,560 384,371 8,603 8,603 $ 3,241,804 $ 3,735,642 148,76472,061 $ 109,926,469 $ 103,815,560 95,146,107 92,227,692 28,210,034 30,927,392 692,146 558,019 302,102 316,080 $ 234,276,858 $ 227,844,743 108
31,160,22743,492,636 31,180,26143,513,987 $ 25,025,281 $ 22,976,933 6,211,243 4,137,811 4,372,165 4,076,510 3,320,849 3,446,317 2,840,103 3,247,054 832,687 1,880,942 716,051-675,824 638,380 285,732 305,562 196,248 203,992 188,959 221,026 1,826,350 1,903,648 $ 46,491,492 $ 43,038,175 $ 44,710,007 $ 43,098,329 362,292,344 343,757,045 618,546,601 593,211,312 464,878,301 454,524,928 2,266,600 2,137,100 715,939,867 705,292,669 69,224,834 71,132,189 327,429 263,923 $ 2,278,185,983 $ 2,213,417,495 109
2012 ANNUAL REPORT 110 95-115,000,0000.25% 3,200,0002.24% 95-290Fixing Rate0.235% 96-190 Fixing Rate0.7% 901.7% 96-290Fixing Rate0.34% 96-290 Fixing Rate0.85% 901.85% 97-190Fixing Rate0.43% 97-13.0% 97-190 Fixing Rate0.95% 901.95% 98-12.25% 98-22.10% 99-10.25% 99-290Fixing Rate0.15% 99-21.45% 100-190 Fixing Rate0.15% 100-11.65% 100-290 Fixing Rate0.25% 100-21.70% 101-11.65% $ 18,200,000 $ 18,200,000 7,000,000 7,000,000 13,000,000 13,000,000 1,360,000 1,360,000 5,810,000 5,810,000 1,000,000 1,000,000 4,500,000 4,500,000 4,500,000 4,500,000 4,100,000 4,100,000 4,000,000 4,000,000 8,000,000 8,000,000 3,000,000 3,000,000 1,000,000 1,000,000 7,300,000 7,300,000 2,700,000 2,700,000 1,200,000 1,200,000 3,410,000 3,410,000 11,650,000 -
101-21.43% 101-21.55% $ 1,000,000 $ - 7,350,000 - $ 110,080,000 $ 90,080,000 95-12.24% $ 1,800,000 $ 1,800,000 8,203 27,517 $ 1,808,203 $ 1,827,517 13,000,000 $ 6,362,824 $ 9,937,568 1,165,464 1,901,254 1,078,830 1,113,503 $ 8,607,118 $ 12,952,325 $ 2,816,216 $ 2,562,372 1,184,824 1,948,585 511,123 532,358 234,345 516,393 914 2,884 $ 4,747,422 $ 5,562,592 90,28588,014 111
2012 ANNUAL REPORT $ 1,048,697 $ 975,907 141,929 143,035 ( 51,194 ) ( 55,007 ) 1,557 ( 39,097 ) $ 1,140,989 $ 1,024,838 $ 6,438,587 $ 5,615,562 1,362,787 1,352,681 7,801,374 6,968,243 1,992,322 1,822,145 9,793,696 8,790,388 ( 5,594,604 ) ( 5,098,081 ) 4,199,092 3,692,307 ( 4,288 ) ( 5,360 ) ( 1,511,723 ) ( 1,295,204 ) $ 2,683,081 $ 2,391,743 $ 7,446,801 $ 6,599,317 1.50% 1.65% 2.00% 2.00% 1.50% 1.65% $ 5,098,081 $ 4,411,301 738,610 744,742 51,194 55,007 ( 293,281 ) ( 112,969 ) $ 5,594,604 $ 5,098,081 112
$ 7,291,630 $ 7,090,305 2,629,785 2,639,008 1,422,324 1,125,491 751,845 734,391 1,353,726 1,347,360 1,170,244 1,185,387 17% $ 1,515,182 $ 1,531,822 ( 381,458 ) ( 141,214 ) 107,006 30,164 92,686 ( 484,897 ) 1,333,416 935,875 ( 330,844 ) 448,199 29,991 2,055 10% 347,406 53,576 $ 1,379,969 $ 1,439,705 $ 371,967 $ 322,440 93,251 75,001 68,284 80,278 45,521 93,166 14,191 - - 69,125 32,500 23,142 625,714 663,152 301,914 511,169 323,800 151,983 ( 538,901) ( 538,901) ( 14,686) ( 117,613) ( 4,558) - - ( 11,862) ( 558,145) ( 668,376) ( $ 234,345) ( $ 516,393) 113
2012 ANNUAL REPORT $ 1,700,164 $ 2,582,634 11.57%22.84% 19,985 2,958,671 3,105,522 787,981 542,373 787,981542,373 ( ) 1,204,810 2,409,6203,614,430361,443 1,524,390 114
80,000,00066,439,340 ( ) 206,739 7,136,010 103,370 270,783513 ( ) 165,255 14,944 ( ) 1,108,854647,363 ( ) 1. 2. 115 25710,880
2012 ANNUAL REPORT 3. 4. 421,841 476,974 $ 2,271,304 $ 2,295,000 1,825,648 3,614,430 $ 0.3 $ 0.6-1,204,810-0.2 $ 423,977 $ 470,769 52,997 58,846 116
$ 8,912,838 $ 7,532,869 6,158,248 $ 1.45 $ 1.22 $ 9,010,720 $ 7,571,015 6,360,835 $ 1.41 $ 1.19 - - 10,201 $ 9,010,720 $ 7,571,015 6,371,036 $ 1.41 $ 1.19 ( ) 117
2012 ANNUAL REPORT 1. $ 16,966 - $ 26,168-2. $ 17,258,866 $ 7,078,948 1 $ 104,238 0.160-5.300 $ 23,815,217 $ 13,934,623 2 $ 101,873 0.050-7.600 3. $ 2,324,938 1 $ 20,453 $ 3,156,302 1 $ 19,536 4. $ 4,015,226 $ 435,525 - $ 1,964 0.050-1.850 $ 11,711,944 $ 531,809 - $ 30,227 0.140-5.250 5. $ 169,648 $ 103,269 - $ 1,971 1.525-2.520 $ 162,081 $ 125,919 - $ 1,829 1.525-4.195 118
6. $ - - $ 1,017 0.720-0.750 $ 50,000 - $ 404 0.400-0.700 7. $ 31,854,937 $ 5,980,161 - $ 35,857 0-13 $ 13,226,844 $ 5,064,545 - $ 26,044 0-13 8. $ 75,229 - $ 61,828-9. $ 14,375 - $ 21,174-10. $ - - $ 4,416-11. $ 678 - $ 1,547-12. $ 716,051 2 $ - - 13. $ 16,596 - $ 12,868-14. $ 110 - $ 110-15. $ 829,846 22 $ 727,059 17 58,302 2 65,617 1 16. $ 888,148 24 $ 792,676 18 17. $ 55,467 12 $ 24,488 6 18. $ 7,949 2 $ 3,689 1 $ 2,000 - $ 2,000-90%100% 119
2012 ANNUAL REPORT 19 $ - $ - $ 1,197,451 $ - $ - $ - $ 714,640 $ - $ - $ - $ 250,047 $ - $ - $ - $ 665,066 $ - $ - $ - $ 365,000 $ - $ - $ - $ 2,070,512 $ - $ - $ - $ 219,306 $ - $ - $ 827,572 $ 736,992 $ - $ - $ - $ 2,218,825 $ - 20. 99.11.17104.09.08 USD 5,000 ( $ 5,238 ) ( $ 2,331 ) 99.11.24104.01.20 USD 5,000 ( 6,150 ) ( 1,930 ) 99.12.10104.09.28 USD 5,000 ( 6,214 ) 1,295 101.11.13102.02.19 USD 10,036 ( 2,045 ) ( 2,045 ) 101.11.13102.02.19 USD 4,935 ( 1,006 ) ( 1,006 ) 101.11.15102.02.19 USD 10,029 ( 519 ) ( 519 ) 101.11.15102.02.19 USD 10,033 ( 519 ) ( 519 ) 101.11.19102.02.20 USD 13,000 ( 1,258 ) ( 1,258 ) 101.11.06102.02.06 USD 3,187 ( 778 ) ( 778 ) 101.12.17102.01.17 USD 3,000 ( 196 ) ( 196 ) 101.12.19102.01.22 USD 10,000 ( 654 ) ( 654 ) 101.02.19102.01.22 USD 5,000 ( 327 ) ( 327 ) 120
21. 99.11.17104.09.08 USD 5,000 $ 185 $ 2,907 99.11.24104.01.20 USD 5,000 307 4,220 99.12.10104.09.28 USD 5,000 ( 428 ) 7,509 11,992 17 $ 69,474 $ 64,687 $ 64,687 $ - 18 100,174 38,582 38,582-12 $ 40,567 $ 25,745 $ 25,745 $ - 38 121,514 100,174 100,174-22. 5,10010 $ 32,868 $ 32,564 11,783 12,928 1,157 54,487 $ 45,808 $ 99,979 $ 73,000,000 $ - 40,000,000 40,000,000 30,000,000 30,000,000 553,100 599,400 121
2012 ANNUAL REPORT 14,100 9,100 $ 409,394 $ 275,503 150,000 150,000 50,000 50,000 10,000 10,000-2,000,000 1,400 1,400 $ 144,173,894 $ 73,086,303 RTGS ( ) Federal Reserve Bank of San FranciscoDiscount Window Account $ 197,862 $ 98,400 $ 296,262 $ 241,429 $ 137,559 $ 81,900 $ 219,459 $ 170,084 ( ) 161,064 $ 577,175 414,851 304,563 197,211 96,679 5,505,627 4,612,377 122
$ 54,844,619 $ 54,844,619 $ 17,160,870 $ 17,160,870 47,538,520 47,538,520 47,021,325 47,021,325 761,321,865 761,321,865 647,679,118 647,679,118 1,860,974,490 1,860,974,490 1,938,497,764 1,938,497,764 149,727 149,727 14,120 14,120 354,877 354,877 531,471 531,471 14,458,863 14,467,097 8,712,829 8,664,629 64,424,525 64,813,717 43,715,314 43,661,709 3,511,220 3,511,220 4,218,801 4,218,801 310,926,794 310,926,794 314,069,992 314,069,992 2,278,185,983 2,278,185,983 2,213,417,495 2,213,417,495 8,607,118 8,607,118 12,952,325 12,952,325 110,080,000 110,483,151 90,080,000 90,774,667 ( ) 1. Black Scholes model Bloomberg 2. 3. 123
2012 ANNUAL REPORT 4. 5. 6. 0.907%1.275%0.8%1.1% 7. 8. ( ) $ 98,033 $ 98,033 $ - $ - $ 6,092 $ 6,092 $ - $ - 1,444,295 1,444,295 - - - - - - 50,640,071-50,640,071-12,446,442-12,446,442-727,824 236,972 490,852-1,666,739 852,699 814,040-3,024,810 3,024,810 - - 3,111,688 3,111,688 - - 43,880,001 12,859,933 31,020,068-43,452,010 6,034,319 37,417,691-633,709 633,709 - - 457,627 457,627 - - 64,813,717-64,813,717-43,661,709-43,661,709 - ( 1,808,203 ) - ( 1,808,203 ) - ( 1,827,517 ) - ( 1,827,517 ) - - 1,934,396 5,088 1,929,308-3,041,597 5,086 3,036,511 - ( 1,703,017 ) - ( 1,703,017 ) - ( 2,391,284 ) - ( 2,391,284 ) - 1. (1) (2)(3) 2. 124 3.
367,0322,683,607 $ 229,503 $11,036,186 $ 3,885,800 $ 502 $15,151,991 26,833-27,010-53,843 - ( 7,301,416 ) ( 4,299,156 ) - ( 11,600,572 ) ( 40,396 ) - 19,314 - ( 21,082 ) $ 215,940 $ 3,734,770 ( $ 367,032 ) $ 502 $ 3,584,180 $ 111,707 $ 10,928,210 $ 8,683,163 $ 9,841 $ 19,732,921 108,981 - ( 126,288 ) - ( 17,307 ) - ( 14,869,793 ) ( 5,884,932 ) - ( 20,754,725 ) ( 40,244 ) - 11,664 - ( 28,580 ) $ 180,444 ( $ 3,941,583 ) $ 2,683,607 $ 9,841 ( $ 1,067,691 ) 390,8932,830,508 2. $ 47,747,053 $ 44,875,844 ( 22,663,578 ) ( 20,367,338 ) $ 25,083,475 $ 24,508,506 3. 785,505 977,524304,410138,473 4. $ 4,346,769 $ 4,937,863 ( 618,776 ) ( 581,290 ) $ 3,727,993 $ 4,356,573 ( ) 1. 125
2012 ANNUAL REPORT 2. (1) $ 9,036,883 29.0350 $ 262,385,895 $ 8,965,132 30.2750 $ 271,419,358 458,270 30.1250 13,805,373 364,433 30.7450 11,204,483 35,195,218 0.3360 11,825,593 48,565,259 0.3897 18,925,881 1,732,562 3.7460 6,490,176 1,670,428 3.8970 6,509,656 1,171,546 4.6580 5,457,059 271,390 4.7970 1,301,859 133,036 38.4500 5,115,217 122,692 39.2200 4,811,966 15,393 23.8100 366,502 16,922 23.4100 396,145 6,820 31.8050 216,921 8,517 32.1850 274,124 26,495 3.4300 90,876 14,598 3.7100 54,160 1,440 46.7800 67,348 46,020 46.6800 2,148,204 2,611 23.7400 61,996 4,148 23.3000 96,655 1,713 29.1900 50,002 20,273 29.6700 601,503 2,450 4.4700 10,952 2,315 4.3900 10,165 8,117 0.9526 7,732 7,753 0.9583 7,429 1,623 0.7063 1,146 2,407 0.6906 1,663 7 9.4850 67 7 9.5360 67 40,643 38.4500 1,562,727 38,786 39.2200 1,521,179 8,846,842 29.0350 256,868,057 8,406,944 30.2750 254,520,227 2,744,256 3.4300 9,412,798 2,431,390 3.7100 9,020,458 210,785 38.4500 8,104,695 248,906 39.2200 9,762,106 259,707 30.1250 7,823,662 351,934 30.7450 10,820,223 18,564,802 0.3360 6,237,774 30,278,349 0.3897 11,799,473 126
$ 1,105,916 3.7460 $ 4,142,761 $ 1,040,959 3.8970 $ 4,056,616 519,134 4.6580 2,418,128 204,675 4.7970 981,826 41,759 46.7800 1,953,499 83,193 46.6800 3,883,451 73,656 23.8100 1,753,761 118,304 23.4100 2,769,506 51,248 29.1900 1,495,943 76,543 29.6700 2,271,043 4,812 31.8050 153,044 4,314 32.1850 138,835 4,439 23.7400 105,383 6,034 23.3000 140,583 4,696 4.4700 20,990 6,626 4.3900 29,090 5,003 0.9526 4,765 8,882 0.9583 8,512 226 0.7063 160 364 0.6906 251 $ - 9.4850 $ 3 $ - 9.5360 $ 3 (2) $ 7,835,320 1.94 $ 5,136,944 2.32 548,743,555 0.82 503,357,490 0.77 73,801,413 1.20 60,101,652 1.35 24,011,529 0.95 12,122,019 0.92 894,427 2.99 2,460,179 4.43 410 1.13 166,707 0.67 1,883,993,628 2.06 1,860,953,470 1.96 43,328,380 1.82 41,584,925 1.95 9,572,987 1.67 9,088,953 1.52 51,932,928 2.14 38,025,691 2.60 $ 228,291,092 0.54 $ 201,415,708 0.57 1,800,000 2.24 1,800,000 2.24 41,239,308 0.62 42,777,199 0.46 338,016,406 0.14 335,075,188 0.13 608,101,139 0.60 586,106,405 0.59 477,829,169 1.04 445,991,715 0.96 710,512,328 1.34 695,162,778 1.27 66,650,559 0.85 65,510,719 0.79 2,243,389 0.41 2,415,446 0.27 11,122,535 1.33 13,431,266 1.08 96,192,022 1.76 83,507,726 1.59 127
2012 ANNUAL REPORT 3 190 91180 1811 1 2,143,040,517 125,945,792 43,524,855 78,686,901 2,391,198,065 1,110,669,150 991,098,516 110,074,198 54,831,219 2,266,673,083 1,032,371,367 ( 865,152,724 ) ( 66,549,343 ) 23,855,682 124,524,982 129,484,157 105.49 96.17 190 91180 1811 1 2,098,595,064 113,340,697 8,479,526 56,601,685 2,277,016,972 1,157,662,317 926,436,710 73,087,785 34,592,209 2,191,779,021 940,932,747 ( 813,096,013 ) ( 64,608,259 ) 22,009,476 85,237,951 105,463,503 103.89 80.82 1. 2. 3. 4. 190 91180 1811 1 8,986,584 973,351 148,804 356,695 10,465,434 9,533,336 671,062 410,599 27,650 10,642,647 ( 546,752 ) 302,289 ( 261,795 ) 329,045 ( 177,213 ) 212,971 98.33 ( 83.21 ) 190 91180 1811 1 9,854,237 1,116,145 288,449 113,268 11,372,099 9,864,023 600,100 352,191 9,900 10,826,214 ( 9,786) 516,045 ( 63,742 ) 103,368 545,885 236,799 105.04 230.53 1. 2. 3. 4. 128
3. 67%66%9.29%16.87% 7.27%16.92%15.23%14.76% $ 40,034,360 $ 38,501,980 103,181,371 107,976,164 98,802,356 61,816,331 $ 765,656,765 39 $ 807,266,540 39 349,983,422 18 388,001,601 19 131,438,552 7 107,439,483 5 129
2012 ANNUAL REPORT 1 2 3 2 3 1 A 54,214,316 39.96 A 54,299,829 48.21 2 B 38,296,632 28.23 B 43,592,244 38.70 3 C 23,592,339 17.39 C 24,542,136 21.79 4 D 15,162,183 11.18 D 21,323,100 18.93 5 E 13,935,595 10.27 F 15,368,410 13.64 6 F 13,492,612 9.95 E 13,571,984 12.05 7 G 12,636,828 9.31 I 9,275,350 8.24 8 H 9,207,830 6.79 G 9,126,828 8.10 9 I 9,032,413 6.66 K 9,043,560 8.03 10 J 8,621,951 6.36 L 7,728,593 6.86 1. 2. 3. 4. 22.18%16.75% 130
$ 57,444,085 $ - $ - $ - $ - $ 57,444,085 519,967,367 42,608,083 43,223,298 61,699,419 19,648,920 687,147,087 54,063,952 87 357,049 147,449 276,082 54,844,619 11,403,800 2,500,260 1,267,268 1,878,638 1,629,153 18,679,119 61,627,832 107,649,937 156,608,406 250,522,614 1,304,358,993 1,880,767,782 1,801,107 3,272,038 203,303 1,423,449 40,838,623 47,538,520 - - 481,175 6,767,348 7,210,340 14,458,863 504,459 2,034,442 1,267,976 3,640,298 57,381,601 64,828,776 $ 706,812,602 $ 158,064,847 $ 203,408,475 $ 326,079,215 $1,431,343,712 $2,825,708,851 $ 148,815,575 $ 52,759,078 $ 16,493,112 $ 15,428,051 $ 781,042 $ 234,276,858 1,511,518 14,430 1,815,679 1,945 167,648 3,511,220 24,580,266 4,033,704 2,542,045 4,212-31,160,227 31,288,896 1,397,718 5,486,686 5,316,258 3,001,934 46,491,492 377,909,262 336,388,254 304,447,971 577,932,224 681,508,272 2,278,185,983 - - 18,200,000 7,000,000 84,880,000 110,080,000 6,807,774 77,218 46,259 764,783 911,084 8,607,118 $ 590,913,291 $ 394,670,402 $ 349,031,752 $ 606,447,473 $ 771,249,980 $2,712,312,898 $ 52,772,714 $ - $ - $ - $ - $ 52,772,714 274,658,219 155,422,074 55,256,710 33,687,542 58,207,390 577,231,935 15,796,852 350,846 308,744-704,428 17,160,870 12,464,642 2,326,871 1,104,824 2,496,858 2,150,049 20,543,244 92,406,425 147,666,670 121,694,422 204,741,222 1,391,140,580 1,957,649,319 717,799 5,000,738 776,372 3,768,821 36,757,595 47,021,325 544,723 63,578 558,362 511,224 7,034,942 8,712,829 222,547 993,815 1,526,686 3,324,150 37,945,105 44,012,303 $ 449,583,921 $ 311,824,592 $ 181,226,120 $ 248,529,817 $1,533,940,089 $2,725,104,539 $ 95,632,832 $ 97,076,601 $ 15,978,768 $ 18,856,686 $ 299,856 $ 227,844,743 2,391,284 - - - 1,827,517 4,218,801 35,109,129 5,823,528 2,547,320 12,659-43,492,636 28,648,747 1,338,229 3,264,719 5,871,909 3,914,571 43,038,175 332,899,664 345,446,797 313,132,913 582,275,026 639,663,095 2,213,417,495 - - - - 90,080,000 90,080,000 10,397,779 84,646 71,878 178,022 2,220,000 12,952,325 $ 505,079,435 $ 449,769,801 $ 334,995,598 $ 607,194,302 $ 738,005,039 $2,635,044,175 131 1
2012 ANNUAL REPORT 2 130 3190 91180 1811 1 2,716,369,547 722,274,415 151,017,808 176,219,391 315,472,031 1,351,385,902 2,762,980,891 443,308,672 403,393,925 351,658,452 626,170,812 938,449,030 ( 46,611,344 ) 278,965,743 ( 252,376,117 ) ( 175,439,061 ) ( 310,698,781 ) 412,936,872 130 3190 91180 1811 1 2,610,099,381 459,809,127 324,848,595 207,004,571 335,964,428 1,282,472,660 3,354,841,788 412,460,650 493,433,873 458,492,969 846,465,635 1,143,988,661 ( 744,742,407) 47,348,477 ( 168,585,278 ) ( 251,488,398 ) ( 510,501,207 ) 138,483,999 130 3190 91180 1811 1 14,024,094 7,134,121 2,368,480 1,165,697 692,214 2,663,582 14,024,094 11,815,307 1,042,564 555,929 497,248 113,046 - ( 4,681,186) 1,325,916 609,768 194,966 2,550,536 130 3190 91180 1811 1 15,007,809 6,843,113 3,648,499 1,631,608 1,018,435 1,866,154 15,007,809 10,478,572 3,212,123 734,970 547,035 35,109 - ( 3,635,459 ) 436,376 896,638 471,400 1,831,045 132
0.32 0.33 0.27 0.28 7.18 7.79 6.07 6.55 22.83 22.56 1. 2. 3. 4. 611 133
2012 ANNUAL REPORT $ 2,220,932 $ 1,562,707 $ 2,171 $ 2,468 4,450 2,281 123,773,531 119,216,256 6,450 200 427,644 439,467 874-88,395 279,929 10,853 6,482 124,289,570 119,935,652 24,798 11,431 13,485 2,433 55,662,385 61,981,985 29,198,464 26,447,153 18,940 18,363 29,217,404 26,465,516 126,537,947 121,518,822 55,662,385 61,981,985 29,065,728 26,329,417 116,499 125,846 109,020 94,830 155,829,194 148,068,915 ( 108,941 ) ( 137,223 ) ( 11,617 ) ( 19,887 ) 7,957 43,072 ( 112,601 ) ( 114,038 ) $ 211,403,776 $ 209,948,293 $ 211,403,776 $ 209,948,293 134
$ 2,220,932 $ 1,562,707 123,773,531 119,216,256 427,644 439,467 88,395 279,929 1,511 1,507 7,074 200 1,100 726 3,800-29,198,464 26,447,153 18,940 18,363 55,662,385 61,981,985 $ 211,403,776 $ 209,948,293 $ 4,148 $ 3,864 16,516 26,741 10,305 19,497 32,049 53,794 17,599 23,089 36,970 19,405 562 770 118,149 147,160 11,865 16,182 355 1,353 44 47 528 1,480 12 12 135
2012 ANNUAL REPORT $ 3,781 $ 15,016 55,522 71,959 7,831 29,869 16,230 45,882 14,109 25,301 34,824 28,572 81,989 48,710 227,090 284,383 ( 108,941 ) ( 137,223 ) - - ( $ 108,941 ) ( $ 137,223 ) () ()() 2,000 2,010 2,556 865 3,730 ( ) 1. 4,000,00051 136
2. $ - $ 3,600,659-314,225-21,664,121-346 - 41,328-398,865-5,959,014-239,267-131,806-23,945,040-323,301-5,959,014 3,437,606 14,286,286 3,462,531 14,433,877 50,157 169,676 1. 300,00051% 2. $ - $ 88,165-15,129-2,982-933 - 9,014-1,463 9,881 21,748 19,574 78,840 708 824 137
2012 ANNUAL REPORT 122,417,997 123,438,177 80,968,955 82,023,047 - - 203,386,952 205,461,224 1,548,538,285 1,551,054,616 - - - - - - 52,939,133 55,146,919 - - 8,447,039 8,446,991 - - 1,609,924,457 1,614,648,526 12.63 12.72 7.60 7.64 5.03 5.08 - - 2.33 2.33 4.37 4.41 99,235,347 100,219,325 68,368,385 69,382,339 - - 167,603,732 169,601,664 1,569,701,294 1,571,938,427 - - 69,831 69,831 - - 52,217,558 54,508,321 - - 15,739,309 15,737,951 - - 1,637,727,992 1,642,254,530 138
10.23 10.33 6.06 6.10 4.17 4.23 - - 2.21 2.21 3.68 3.70 1 2 1. 2. 12.5 3. 4. 5. 6. 7. 8. 8% 61 1,993,180 ( ) ( ) 1. 2. 3. 4. 5. 6. 139
2012 ANNUAL REPORT 7. 8. 9. 10. 11. 12. 13. ( ) 140
1 2 3 8,100,377 563,300,475 1.44 5,603,296 69.17 3,007,700 586,343,743 0.51 9,417,674 313.12 4 1,587,457 529,697,914 0.30 3,200,351 201.60 - - - - - 5 137,408 12,552,350 1.09 215,535 156.86 6 648,663 175,151,277 0.37 821,590 126.66 91,587 13,722,023 0.67 234,186 255.70 13,573,192 1,880,767,782 0.72 19,492,632 143.61 1 2 3 14,598 2,344,972 0.62 120,953 828.56 7 8 8 9 9-5,190,967-39,013-5,981 43,488 35,216 85,109 141
2012 ANNUAL REPORT 1 2 3 5,938,646 559,361,799 1.06 3,809,341 64.14 4,654,754 640,044,757 0.73 9,714,695 208.70 4 2,117,495 565,760,152 0.37 3,816,603 180.24 - - - - - 5 197,625 14,029,563 1.41 318,638 161.23 6 936,856 169,083,531 0.55 1,076,417 114.90 140,308 9,369,517 1.50 207,704 148.03 13,985,684 1,957,649,319 0.71 18,943,398 135.45 1 2 3 15,473 2,399,981 0.64 120,982 781.89 7 8 8 9 9 87,708 5,871,098 1.49 122,870 140.09 8,487 84,117 45,019 85,925 1 ()0944000378 2 == 3 == 4 5 ()09440010950 6 7 ()0945000494 8 ()09510001270 9 ()09700318940 142
88 - - $ 3,681 - $ 3,735 204,000,000 $ 1,380,130 - $ 407,325 204,000,000 $ - $ 1,787,455 $ - - $ - 407,32575,0811,712,374 143
2012 ANNUAL REPORT 1 % 90.02% $ 1,562,727 100.00% 131,301 17.03% 3,120,934 2.89% 135,405 5.88% 101,125 0.84% 60,694 1.75% 53,468 12.37% 48,768 7.06% 19,198 0.53% 1,600 0.72% 431-10 30.00% 99,556 0.24% 631,153 0.08% 14,599 5.00% 1,250-139 0.04% 52 144
1 2 % $ 70,555 2,639,659-2,639,659 90.02% 84,718 1,000,000-1,000,000 100.00% 227,817 300,000,000-300,000,000 17.03% 33,863 13,024,125-13,024,125 2.89% 1,000 10,000,000-10,000,000 5.88% 3,931 3,218,968-3,218,968 1.00% 10,702 4,875,270-4,875,270 1.75% - 4,267,094-4,267,094 12.37% 4,480 1,400,000-1,400,000 7.06% - 160,000-160,000 0.53% 78 43,088-43,088 0.72% - 1,000-1,000-8,897 8,050,861-8,050,861 30.00% - 78,754,764-78,754,764 0.24% 3,528 5,880,212-5,880,212 0.08% 112 125,000-125,000 5.00% 5 13,363-13,363 - - 16,768-16,768 0.04% 1 2(1) (2) (3) 3 84,067 145
2012 ANNUAL REPORT $ 4,547,235 (USD154,395) 1 $ 4,547,235 (USD154,395) 1 $ - $ - $ 4,547,235 (USD154,395) 1 100% $ 93,843 $ 4,620,969 $ - 2 $ 4,547,235 (USD154,395) 1 $ 4,547,235 (USD154,395) 1 $ 81,504,562 1 260% 146
147
2012 ANNUAL REPORT 0920123784 0920123784 148
11000 $ 57,529,197 $ 52,874,224 9 11500 681,662,154 572,968,770 19 12000 54,844,619 17,160,870 220 13000 17,919,070 19,405,206 ( 8 ) 13500 1,866,977,480 1,943,392,930 ( 4 ) 14000 47,538,520 47,021,325 1 14500 14,462,544 8,716,618 66 15000 99,556 1,572,078 ( 94 ) 15500 70,726,352 49,317,274 43 18501 25,352,908 24,132,441 5 18521 13,846,923 13,655,217 1 18531 5,502,405 5,511,193-18541 680,278 673,485 1 18551 1,247,000 1,310,049 ( 5 ) 18561 788,081 817,978 ( 4 ) 47,417,595 46,100,363 3 11,675,168 11,330,278 3 6,574 6,574-35,735,853 34,763,511 3 18571 910,887 571,905 59 18575 273,508 51,667 429 18500 36,920,248 35,387,083 4 19000 3,736,300 3,832,772 ( 3 ) 19500 3,891,620 4,509,847 ( 14 ) 10000 $ 2,856,307,660 $ 2,756,158,997 4 149
2012 ANNUAL REPORT 21000 $ 234,938,850 $ 228,080,002 3 22000 3,511,220 4,218,801 ( 17 ) 22500 31,160,227 43,492,636 ( 28 ) 23000 46,551,852 43,100,010 8 23500 2,278,187,587 2,213,438,630 3 24000 110,080,000 90,080,000 22 25000 2,683,081 2,391,743 12 25500 8,606,596 12,951,803 ( 34 ) 29500 4,747,311 5,604,218 ( 15 ) 20000 2,720,466,724 2,643,357,843 3 310010 10 8,000,000 6,643,9346,085,493 66,439,340 60,854,930 9 31501 31,459,045 20,508,114 53 31513 103,157 103,157-31599 36,485 36,485-31500 31,598,687 20,647,756 53 32001 17,881,897 15,610,593 15 32003 180,199 180,199-32011 13,072,140 9,636,223 36 32000 31,134,236 25,427,015 22 32501 6,062,145 5,434,727 12 32521 ( 69,790 ) 57,313 ( 222 ) 32523 503,152 210,852 139 32500 6,495,507 5,702,892 14 39000 135,667,770 112,632,593 20 38101 173,166 168,561 3 135,840,936 112,801,154 20 30000 $ 2,856,307,660 $ 2,756,158,997 4 150
41000 $ 48,120,447 $ 45,436,228 6 51000 ( 22,707,299 ) ( 20,521,526 ) 11 25,413,148 24,914,702 2 49100 3,893,292 4,561,492 ( 15 ) 49200 3,368,240 ( 1,242,238 ) 371 49300 425,283 258,700 64 49500 ( 75,170 ) ( 363,072 ) ( 79 ) 49600 ( 1,966,369 ) 2,532,786 ( 178 ) 49700 140,505 ( 46,213 ) 404 49805 285,944 250,504 14 49821-1,208,927 ( 100 ) 48095 1,176,274 2,238,406 ( 47 ) 49899 476,568 422,852 13 7,724,567 9,822,144 ( 21 ) 33,137,715 34,736,846 ( 5 ) 51500 ( 4,403,895 ) ( 6,007,151 ) ( 27 ) 58500 ( 13,500,764 ) ( 13,082,991 ) 3 59000 ( 1,170,907 ) ( 1,192,799 ) ( 2 ) 59500 ( 5,124,012 ) ( 5,358,511 ) ( 4 ) ( 19,795,683 ) ( 19,634,301 ) 1 61001 8,938,137 9,095,394 ( 2 ) 61003 ( 1,397,450 ) ( 1,502,316 ) ( 7 ) 69000 $ 7,540,687 $ 7,593,078 ( 1 ) 69601 $ 7,532,869 $ 7,571,015 ( 1 ) 69603 7,818 22,063 ( 65 ) 69600 $ 7,540,687 $ 7,593,078 ( 1 ) 69500 $ 1.45 $ 1.22 $ 1.41 $ 1.19 69700 $ 1.45 $ 1.22 $ 1.41 $ 1.19 151
2012 ANNUAL REPORT 152 6,024,050 $ 60,240,500 $ 30,193,386 $ 13,315,593 $ - $ 9,179,448 $ 4,332,062 $ 2,484 $ 1,339,090 $ 314,500 $ 118,917,063 - - - 2,295,000 - ( 2,295,000 ) - - - - - - - - - - ( 3,614,430 ) - - - - ( 3,614,430 ) 120,481 1,204,810 - - - ( 1,204,810 ) - - - - - 6,144,531 61,445,310 30,193,386 15,610,593-2,065,208 4,332,062 2,484 1,339,090 314,500 115,302,633 240,962 2,409,620 ( 2,409,620 ) - - - - - - - - - - - - - 7,571,015 - - - 22,063 7,593,078 - - ( 7,136,010 ) - - - - - - - ( 7,136,010 ) ( 300,000 ) ( 3,000,000 ) - - - - - - ( 12,241 ) - ( 3,012,241 ) - - - - 165,255 - - - - - 165,255 - - - - 14,944 - - - - 826 15,770 - - - - - - 1,102,665 - - - 1,102,665 - - - - - - - 54,829 - ( 409 ) 54,420 - - - - - - - - ( 1,115,997 ) ( 10,477 ) ( 1,126,474 ) - - - - - - - - - ( 157,942 ) ( 157,942 ) 6,085,493 60,854,930 20,647,756 15,610,593 180,199 9,636,223 5,434,727 57,313 210,852 168,561 112,801,154 - - - 2,271,304 - ( 2,271,304 ) - - - - - - - - - - ( 1,825,648 ) - - - - ( 1,825,648 ) 6,085,493 60,854,930 20,647,756 17,881,897 180,199 5,539,271 5,434,727 57,313 210,852 168,561 110,975,506 - - - - - 7,532,869 - - - 7,818 7,540,687 ( 152,439 ) ( 1,524,390 ) ( 86,935 ) - - - - - ( 188,795 ) - ( 1,800,120 ) - - 103,370 - - - - - - - 103,370 - - 271,296 - - - - - - - 271,296 710,880 7,108,800 10,663,200 - - - - - - - 17,772,000 - - - - - - 627,418 - - - 627,418 - - - - - - - ( 127,103 ) - ( 3,213 ) ( 130,316 ) - - - - - - - - 481,095-481,095 6,643,934 $ 66,439,340 $ 31,598,687 $ 17,881,897 $ 180,199 $ 13,072,140 $ 6,062,145 ( $ 69,790 ) $ 503,152 $ 173,166 $ 135,840,936 52,99758,846423,977470,769
$ 7,540,687 $ 7,593,078 367,032 ( 2,686,425 ) ( 304,410 ) ( 138,843 ) 79,727 368,698-1,641 ( 140,505 ) 46,213 1,170,907 1,192,799 ( 209,789 ) ( 50,172 ) 4,403,895 6,007,151 9,118 136,229 79,451 271,867 291,338 278,489 ( 330,844 ) 460,127 271,296 - ( 90,720 ) ( 87,661 ) ( 34,736,864 ) 7,337,306 1,563,869 ( 770,529 ) ( 68,166 ) 30,667 ( 4,987,423 ) ( 10,168,495 ) 3,489,716 6,513,334 ( 763,761 ) 751,739 ( 22,365,446 ) 17,087,213 ( 108,693,384 ) 78,198,100 925,000 1,449,034 72,015,889 ( 164,521,653 ) ( 18,517,860 ) ( 14,610,193 ) 18,097,604 10,730,650 ( 7,777,038 ) ( 2,873,817 ) 1,755,220 3,441,217 153
2012 ANNUAL REPORT $ - $ ( 122,400 ) ( 34,309,361 ) ( 19,667,359 ) 12,475,234 12,526,000-417 ( 132,937 ) ( 639 ) ( 1,297,033 ) ( 1,911,789 ) 398,531 327,496 173,411 7,147-38,870 ( 64,886,724 ) ( 96,988,919 ) 6,858,848 22,955,263 - ( 1,106,619 ) ( 12,332,409 ) ( 2,907,560 ) 64,748,957 68,873,725 20,000,000 14,610,000 ( 4,345,207 ) ( 1,100,970 ) ( 41,752 ) 41,064 ( 1,825,648 ) ( 3,614,430 ) 17,772,000-103,370 - - ( 428,986 ) - ( 667 ) 90,938,159 97,320,820 - ( 44,385 ) 968,984 ( 1,156,788 ) 4,654,973 16,217,941 52,874,224 36,656,283 $ 57,529,197 $ 52,874,224 $ 22,411,601 $ 19,677,930 154
$ 157,450 60,092 2,037,982 373,489 34,047 17,348 6,407 75,422 ( 152,412 ) ( 1,661 ) ( 24,909 ) ( 12,241 ) ( 3,000,000 ) ( $ 428,986 ) $ 1,113,976 $ 2,461,374 $ - $ 153,000 - ( 30,600 ) $ - $ 122,400 $ 1,800,120 $ - 102329 155
2012 ANNUAL REPORT Financial Conditions and Operating Results 157 158 159 159 160 160 170 171 156
% 1011231 1001231 57,444,085 52,772,714 4,671,371 9 687,147,087 577,231,935 109,915,152 19 54,844,619 17,160,870 37,683,749 220-17,867,261 19,351,808 ( 1,484,547 ) ( 8 ) - 1,860,974,490 1,938,497,764 ( 77,523,274 ) ( 4 ) 47,538,520 47,021,325 517,195 1 14,458,863 8,712,829 5,746,034 66 1,793,584 3,202,912 ( 1,409,328 ) ( 44 ) - 68,796,752 47,951,934 20,844,818 43-36,919,481 35,386,491 1,532,990 4 3,735,249 3,831,442 ( 96,193 ) ( 3 ) - 3,891,180 4,509,079 ( 617,899 ) ( 14 ) 2,855,411,171 2,755,631,103 99,780,068 4 234,276,858 227,844,743 6,432,115 3 3,511,220 4,218,801 ( 707,581 ) ( 17 ) 31,160,227 43,492,636 ( 12,332,409 ) ( 28 ) 46,491,492 43,038,175 3,453,317 8 2,278,185,983 2,213,417,495 64,768,488 3 110,080,000 90,080,000 20,000,000 22 2,683,081 2,391,743 291,338 12 8,607,118 12,952,325 ( 4,345,207 ) ( 34 ) 4,747,422 5,562,592 ( 815,170 ) ( 15 ) 2,719,743,401 2,642,998,510 76,744,891 3 66,439,340 60,854,930 5,584,410 9-31,459,045 20,508,114 10,950,931 53-103,157 103,157 0 0-36,485 36,485 0 0 17,881,897 15,610,593 2,271,304 15 180,199 180,199 0 0 13,072,140 9,636,223 3,435,917 36 6,062,145 5,434,727 627,418 12 (69,790) 57,313 ( 127,103 ) ( 222 ) 503,152 210,852 292,300 139 135,667,770 112,632,593 23,035,177 20 1. 2. 3. 4. - 5. 6. 7. 8. -101 9. 10. 11. 157
2012 ANNUAL REPORT % 101 100 48,003,389 45,096,532 2,906,857 6 ( 22,703,974 ) ( 20,407,582 ) ( 2,296,392 ) 11 25,299,415 24,688,950 610,465 2 7,697,557 8,874,282 ( 1,176,725 ) ( 13 ) 3,727,993 4,356,573 ( 628,580 ) ( 14 ) 3,368,240 ( 1,248,135 ) 4,616,375 370 425,283 257,924 167,359 65 80,103 50,151 29,952 60 ( 1,966,766 ) 2,531,234 ( 4,498,000 ) ( 178 ) 140,505 23,343 117,162 502 285,944 249,886 36,058 14 69,285 39,731 29,554 74 1,176,274 2,238,406 ( 1,062,132 ) ( 47 ) 390,696 375,169 15,527 4 32,996,972 33,563,232 ( 566,260 ) ( 2 ) ( 4,392,239 ) ( 5,170,597 ) 778,358 ( 15 ) ( 19,691,895 ) ( 19,381,915 ) ( 309,980 ) 2 ( 13,449,310 ) ( 12,936,555 ) ( 512,755 ) 4 ( 1,170,244 ) ( 1,185,387 ) 15,143 ( 1 ) ( 5,072,341 ) ( 5,259,973 ) 187,632 ( 4 ) 8,912,838 9,010,720 ( 97,882 ) ( 1 ) ( 1,379,969 ) ( 1,439,705 ) 59,736 ( 4 ) 7,532,869 7,571,015 ( 38,146 ) ( 1 ) 1. 2. 3. 4. 5. 6. 7. 9 102 158
101 100 (%) ( 11.90 ) 8.11 ( 20.01 ) (%) 44.47 85.16 ( 40.69 ) (%) ( 34.83 ) 16.15 ( 50.98 ) (100) 100 ( ) ( ) (1) (2) (3) () (1)+(2)+(3) 57,444,085 ( 27,946,697 ) ( 16,705,697 ) 12,791,691 1. 27,946,697 2. 4,361,138 3. 12,474,559 4. 130,000 99 100 101 101.12.31 59,913 56,620 3,293 103.12.31 123,000 30,728 19,474 0 % 159
2012 ANNUAL REPORT 160
1. 101 1. 1. 2. 3. 4. 2. 1. 2. 3. 4. 5. 6. 7. 3. 4. 5. 1. 2. 1. 2. 3. 4. 161
2012 ANNUAL REPORT 1011231 736,100,883 6,051 96,247,684 1,539,963 109,212,149 3,889,795 949,903,600 67,665,921 370,388,357 23,258,090 524,411,737 21,826,886 5,964,636 1,701,949 96,219,659 3,994,408 2,888,448,705 123,883,063 2. 101 1. 2. 3. 1. 2. 3. 4. 1. 2. 3. 1. 2. 162
4. 5. 6. : 1) 2) ( ) 3), 4) 5) 7. 8. (ECAI) 9. 69 1011231 163
2012 ANNUAL REPORT 1011231 (1) (2) (3) (4) (5)=(1)+(3) (6)=(2)+(4) 121,026 121,026 121,026 121,026 121,026 121,026 121,026 121,026 121,026 121,026 121,026 121,026 121,026 121,026 121,026 1.)( 2. 3. A. 1011231 (1) CDO 348,578 5,159 0 343,419 CBO 0 0 0 0 CMO 0 0 0 0 SIV 0 0 0 0 1: (1) (MBS):(RMBS) (CMBS) (CMO) (2) ABS:(CLO)(CBO) / (3) (ABCP) (4) (CDO) (5) :(REAT) (6) (SIV) (7) 2: 164
I. 3 HSBC COSMOS CDO NZD 1011231 ( 3) HSBC- COSMOS 2007/ 03/01 12M 2013/ LIBOR 06/20 +240BPS ( 2) 348,578-5,159 0 343,419 ( 3) 200, BAA3/ BBB- 15% 1 2 3 4(attachment point)(cdo)a ABBBBBB12%A12% 5() II. III. C. 3. 101 1. 1. 1 2 2. 1 2 3 4 165 B.
2012 ANNUAL REPORT 2. 1. 2. 1 2 3 3. 4. 1. 2. () 1. 2. 5. 1011231 99 29,369,309 100 31,128,021 101 31,108,534 91,605,864 4,235,131 4. 101 1. 1. 2. 166
2. 1. 2. 3. 4. 5. 6. 3. 4. 5. 1. 2. DVO1 1. 2. 3. 4. 1011231 427,009 13,355 235,399 0 675,763 167
2012 ANNUAL REPORT 5. 1011231 010 1130 3190 91180 1811 1 2,716,369,547 400,469,430 321,804,985 151,017,808 176,219,391 315,472,031 1,351,385,902 2,762,980,891 265,207,129 178,101,543 403,393,925 351,658,452 626,170,812 938,449,030 ( 46,611,344 ) 135,262,301 143,703,442 ( 252,376,117 ) ( 175,439,061 ) ( 310,698,781 ) 412,936,872 1011231 030 3190 91180 1811 1 16,364,114 7,449,880 2,625,164 1,271,436 864,799 4,152,835 16,656,710 13,110,856 1,507,022 788,647 600,133 650,052 ( 292,596 ) ( 5,660,976 ) 1,118,142 482,789 264,666 3,502,783 1. 2. 99526101101 BS10012 1. Knock-out 2. 168
102328 1. (1) (2) 2. : (1) (2) 169
2012 ANNUAL REPORT 3. (1) (2) H1N1 170
171
2012 ANNUAL REPORT Special Items 173 175 177 177 177 177 102329 102329 101102329 172
101 12.31 100.00% 90.02% 81.12.23 7F,Boulevard du Regent 45/46, 1000 Brussels, Belgium 2,062,873 94.11.25 855 10,000 1011231 % 2,639,659 90.02 146,250 4.99% 146,250 4.99 173
2012 ANNUAL REPORT 1,000,000 100% 0 0% ( ) 1011231 2,062,873 8,201,173 6,465,281 1,735,892 206,905 76,964 78,373 26.73 10,000 259,300 127,999 131,301 1,436,189 101,542 84,718 84.72 ( ) ( ) 1. 2. ( ) ( ) 101 174
( ) 101101111011231 1 0 2 3 2 2 175
2012 ANNUAL REPORT 102.3.2610201895 176
1. 100% 2. (1) (2) (3) (4) () 6,643,934,000 100% 0 14 () (101.1.1-101.12.31) (101.1.1-101.12.31) 778 100.12.01-103.11.30 5,760 100121 (5) 3. 4. 102329 101 91710100274121101 177.72 102329 101102329 177
2012 ANNUAL REPORT 179 Directory of Head Office & Branches 188 178
77 (02)23118811 7789 (02)23317531 776 (02)23118811 478 (02)23118811 779 (02)23118811 779 (02)23118811 46 (02)23118811 777 (02)23118811 309 (02)27045799 49 (02)23118811 775 (02)23118811 3255 (02)27312798 774 (02)23118811 774 (02)23118811 775 (02)23317531 7 (02)23118001 856 (02)23611100 32534 (02)27400628 8513 (02)27431800 776 (02)23317531 7747 (02)23317531 71 (02)25213211 77 (02)23814949 301 (02)25554111 67 (02)25568111 208 (02)23933123 622 (02)27656261 98 (02)25623150 237 (02)25077666 10 (02)25932323 285 (02)27718811 457 (02)29318111 469 (02)28805161 55 (02)27724277 77 (02)23118811 87 (02)25070111 811 (02)27553482 179
2012 ANNUAL REPORT 58 (02)25057011 325 (02)27721234 87 (02)23311041 77 (02)27027851 89-4 (02)25113245 172 (02)27067188 201 (02)25035015 325 (02)27763071 815 (02)27856060 65 (02)23949205 9 (02)25637181 202-1 (02)27643131 277 (02)25962271 237 (02)27541111 113 (02)25577151 77 (02)25162338 93 (02)27771888 152 (02)25224567 279 (02)27675226 3256 (02)27400628 16 (02)25798811 100 (02)27215551 71 (02)23568071 77 (02)27388181 88 (02)27769666 2011 (02)28747611 502 (02)26590001 19-13 (02)26550777 125 (02)25633906 46 (02)25523000 255257 (02)27908118 85 (02)21003100 2 (02)25214065 362 (02)27011117 45 (02)87681717 3332 (02)27291333 376-1 (02)27069955 180
102 (02)27518770 837 (02)88665959 303 (02)27053828 206 (02)27971989 314 (02)26328600 136 (02)25579577 325 (02)87925745 97 (02)23966363 401B1 (02)23693777 131 (02)27534765 1721 (02)23822835 164 (02)23832270 223 (02)27862268 32 (02)29111111 2 (02)29172911 575 (02)29236611 17 (02)29738111 20 (02)29660971 225 (02)26413211 379 (02)29929981 9 (02)22499500 37 (02)29728111 20 (02)29461266 339 (02)29973456 84 (02)82825678 443 (02)22551333 332 (02)29631122 196 (02)82271627 96 (02)22651611 61 (02)26747999 81 (02)29993399 2 (02)89769698 152 (02)86872211 148 (02)29082811 67 (02)29138611 175 (02)86781188 181
2012 ANNUAL REPORT 2226 (02)22839988 224 (02)22012797 105 (02)82282121 35 (02)22263667 657-10657-14 (02)29088979 1 (02)22686888 71 (02)26711110 43 (02)89663889 120 (02)29817117 6 (02)29188321 246-1 (02)22262829 2352 (02)29185506 115 (02)29986688 200 (02)22731688 94-1 (02)26968888 793 (02)26762789 119 (02)22989898 119 (02)26211415 255 (02)24284181 143 (02)24283111 58 (03)3326121 43 (03)3874666 1068 (03)3299661 180 (03)4225141 221 (03)4893512 720 (03)3578811 163 (02)82098266 845 (03)3692188 392 (03)4688998 290 (03)4689299 49 (03)3183880 767 (03)2185888 387 (03)3232010 471 (03)3867733 12 (03)3355009 182
119 (03)4222131 11 (03)3221199 366 (03)4939393 101 (03)4754411 5 (03)3970781 23 (03)5244151 168 (03)5284001 57 (03)5753666 60 (03)5215121 1 (03)5783962 71 (03)5311966 92 (03)5963126 261 (03)5546000 259 (03)6586969 343 (03)5540108 660 (037)320921 70 (037)665115 396 (037)351111 218 (037)466790 2 (04)22245121 5 (04)22241161 61 (04)23229191 789 (04)22617211 103 (04)24752171 151 (04)23170311 67 (04)23112411 670 (04)22301199 375 (04)22055588 315 (04)22390128 15 (04)24623181 478 (04)22037979 247 (04)22334291 95 (04)24228751 183
2012 ANNUAL REPORT 328 (04)23609617 7 (04)22913176 1499 (04)22873311 122-17 (04)27013115 380 (04)22203161 136 (04)22614377 1064 (04)23892493 163 (04)22443037 170 (04)22116358 316 (04)23223300 2252 (04)27089075 91 (04)22237711 152 (04)23138811 337 (04)22987988 451 (04)23764066 2 (04)27029354 102 (04)25231122 106 (04)26622141 222 (04)25244180 384 (04)24934111 84 (04)22761515 598 (04)23369911 7991 (04)25621111 95 (04)25660199 281 (04)25325566 351 (04)25280369 261 (04)24836699 307 (04)26653311 348 (04)23930519 2333 (04)25563188 96 (049)2234141 839 (049)2652721 299 (049)2986411 864 (049)2338141 176 (049)2761501 320 (049)2989160 184
279 (04)7225151 844 (04)8322181 532 (04)7229221 321 (04)7240082 56 (04)8829121 361 (04)7570123 345 (04)7251161 239 (04)7373311 35 (04)7996922 120 (04)7788511 733 (04)8322741 43 (04)7254611 168 (04)8880181 3 (05)5323981 53 (05)7836136 15 (05)6313821 21 (05)5897811 223 (05)5324811 279 (05)2224571 746 (05)2286311 3 (05)2815500 425 (05)2225281 62 (05)3794171 3 (05)3790808 48 (06)2232101 97 (06)2269161 72 (06)2221291 138 (06)3028001 197 (06)2882211 159 (06)2209211 204 (06)2201302 380 (06)2910896 185
2012 ANNUAL REPORT 147 (06)2753345 115 (06)6324121 83 (06)7223131 357 (06)2316971 360 (06)6562718 4 (06)2794616 202 (06)3121916 97 (07)5514221 56 (07)8416491 110 (07)2887121 182 (07)7112046 232 (07)2863000 394 (07)2918151 30 (07)3127191 94 (07)3348141 20 (07)7131886 2 (07)2366431 45 (07)3363966 675 (07)3861591 148-82 (07)2223020 119 (07)3332020 580 (07)5562226 352 (07)5223311 11-21 (07)5351888 230 (07)2914131 216 (07)2365503 176 (07)2265666 189 (07)3230611 581 (07)3805001 526 (07)8062289 2 (07)7498998 95 (07)7460181 2 (07)6216161 68 (07)6966122 32 (07)7453101 345 (07)7830589 186
17711 (07)3582121 200 (07)6416171 3 (07)6622333 3-4 (07)7471131 12 (07)6222871 172-2 (07)6816101 2-8 (07)6517726 148 (07)6672322 87-2 (07)7321370 12-3 (07)3701268 164 (07)7172250 1111 (07)3625678 42 (08)7343611 911 (08)7883101 287 (08)7326391 186 (08)8353701 661 (08)7779311 2552 (08)8787611 500 (08)7071578 30 (03)9323911 56 (03)9962521 51 (03)9545191 54 (03)9545795 32 (03)9887100 124 (03)8338111 371 (03)8350151 336 (089)323011 181 (089)325130 21 (06)9272766 187
2012 ANNUAL REPORT 1 (United Taiwan Bank) 7 th Floor, Boulevard du Regent 45/46, 1000 Brussels, Belgium +322-2305359 +322-2300470 E-mailsky51593@skynet.be 2 (Manila Offshore Banking Branch) 26 th Floor, Citibank Tower, 8741, Paseo de Roxas, Makati, Metro Manila, The Philippines +632-8481959 +632-8481952 E-mailyujentsai@tcb-bank.com.tw 3 Los Angeles Branch 601, South Figueroa St., Suite 3500, Los Angeles, CA 90017 USA +1-213-4895433 +1-213-4895195 E-mailtcbla@tcbla.com 4 Seattle Branch 1201, Third Ave., Suite 1200, Seattle, WA 98101 USA +1-206-5872300 +1-206-6224491 E-mailbank@tcbseattle.com 5 Hong Kong Branch 10813 13 th Floor, Dah Sing Financial Centre, 108, Gloucester Road, Wanchai, Hong Kong +852-25981128 +852-25981028 E-mailmail@tcb-bank.com.hk 6 Suzhou Branch 215028 241601 Room 1601, No.24 Building, Times Square, Hua Chi St., SIP, Suzhou 215028, China +86-512-62953336 +86-512-62956660 E-mailsuzhou@tcb-bank.com.tw 7 Sydney Branch Suite 101, Level 1, 50 Carrington Street Sydney NSW 2000, Australia +61-2-92990068 +61-2-92903897 E-mailinfo@tcb-bank.com.au 8 Phnom Penh Branch Teuk Thla Building, No.A111 Confederation de la Russie Blvd Corner Northbridge Street, Sangkat Teuk Thla, Khan Sen Sok, Phnom Penh, Cambodia +855-23-430-800 +855-23-883-991 E-mailadmin@tcb-bank.com.kh 9 Beijing Representative Office 100005 18181805 Room 1805, Office Tower 1, Henderson Centre, 18, Jianguomen Nei Avenue, Beijing, 100005 China +86-10-65188173 +86-10-65188172 E-mailtcbbro@vip.sina.com 188
77 022311-8811 022389-0704