1,000/

% 15 10 5 1 18.8 1 16.3 1 11.4 3 10.3 6 13.9 2 3.0 13-11.8 14 27.4 3 13.6 3 11.8 3-1.3 12 0.5 14 11.9 1 9.2 8 6.8 7 29.1 2 10.3 5 9.7 6 4.0 9 39.8 1 9.2 6 10.2 5 8.5 6 5.7 11 9.2 7 9.7 6 9.5 5 8.6 7 8.6 8 13.9 2 24.1 1 20.6 5 8.7 9 9.7 7 19.7 2 5.7 12 8.3 10 11.3 4 3.4 11 6.7 10 8.2 11 7.4 10 4.8 8 6.8 9 6.9 12 6.5 11 3.5 10 3.8 13 6.3 13 1.5 14-7.8 13-7.9 15 4.6 14 4.1 12 6.8 7 25.0 4 4.1 15 8.9 9 10.2 4 7.0 8 10 8 10 8 10 6 10 8 4 4 4 4 4 2 4 3 4 3 4 3 4 3 4 4 2 1 2 1 2 1 2 1 4 3 4 3 4 4 4 4

( ) 100 10% 10%

+ = 1 + 181 ( 112 104. 5 12 20%) 365 100% = 984%. 1405. 365+ 304 (136 112 36 20%) [ 365 100%] 112

( 106 100) = 100 1055 100% 365 ( ) = 100% 769 ( 145 10. 75) 365 = 100% 107. 5 ( = ) 100% 373 ( 11050. 10750. ) = 365 100% = 2. 66% 110. 50

100 ( 1 + 3 14%) P = = 120. 34( ) 1+ 2 9%

= = 100%

/ 6.27 3.85 107 29 3.97 184

/ 8.11 12 13 14 15 4.35 4.54 4.83 4.97 4.89 623 845 1214 1152 989

100 3 200 3 100 3 200 3 400 9 4000 100 3 200 9

*100 * * 360

100 10 + 97 10 + 94 10 103 10 + 100 10 + 97 10 10 + 10 + 10 10 + 10 + 10

DI ( NAt + NAt + 1) / 2 NAt + 1 + DC 100% NAt NAt + 1 + DI + DC 100% NAt

1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23.

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