2004
2001 9 12 BVI 283 450 14 2003 12 24 2004 2 25 2002 7 25 2388 BHKLY 1 2 4 6 9 17 45 46 52 2002 59 67 73 76 81 145 150 153
2004 2003 + (-)% 10,352 11,595 (10.72) 11,980 9,924 20.72 14,252 8,691 63.99 12,121 8,102 49.61 11,963 7,963 50.23 + (-)% 1.1315 0.7532 50.23 0.7150 0.5150 38.83 + (-)% 68,521 60,261 13.71 52,864 52,864 796,776 762,587 4.48 % % 1 1.56 1.08 2 18.58 13.62 34.72 32.79 2.95 5.78 3 49.61 51.38 4 36.03 37.76 5 16.14 15.11 1. = 2. = 3. 4. 5. 2004 1
2000 1 15 2004 2003 2002 3 2001 2000 10,352 11,595 12,089 13,162 14,964 11,980 9,924 9,234 5,750 6,371 14,252 8,691 8,068 3,733 6,376 12,121 8,102 6,914 2,901 5,198 11,963 7,963 6,787 2,768 5,047 2 1.1315 0.7532 0.6419 0.2618 0.4774 309,211 300,094 308,332 308,108 325,569 796,776 762,587 735,536 766,140 839,370 776,792 752,058 737,779 810,702 830,331 631,330 600,642 600,977 606,428 624,726 727,016 701,170 677,751 712,904 804,493 52,864 52,864 52,864 52,864 52,864 68,521 60,261 56,671 52,170 33,345 % % % % % 1.56 1.08 0.94 0.36 0.63 34.72 32.79 33.26 30.76 27.70 2.95 5.78 7.99 10.99 10.19 49.61 51.38 53.42 53.27 54.43 1. 2001 9 122001 9 3020002001 2. 2002 7 10 100,000,000,00052,863,901,3301 20,000,000,00010,572,780,2665 20002001 3. 200212 4. 20002001200212 2 2004
70,000 60,000 50,000 40,000 1,000,000 800,000 600,000 12,000 11,000 10,000 9,000 8,000 7,000 6,000 30,000 20,000 10,000 0 00 01 02 03 04 400,000 200,000 0 00 01 02 03 04 5,000 4,000 3,000 2,000 1,000 0 00 01 02 03 04 % 12 350,000 700,000 10 300,000 600,000 8 250,000 500,000 6 200,000 400,000 150,000 300,000 4 100,000 200,000 0 2 00 01 02 03 04 50,000 0 00 01 02 03 04 100,000 0 00 01 02 03 04 2004 3
B.O.C. S.P.I.R.I.T. BOC SPIRIT
6 2004 2004 12 31 119.6350.23% 16.2818.62 158.578.09% 13.06% 1.131520030.7532 2005 5 26 0.395 0.320 0.71520030.515 63.19% 2004
2004 7 2005 2005 2005 3 23
8 2004
2002 2004 8 2004 2004 12 31119.63 50.23%1.1315 50.23%0.481.56% 4.9618.58% 2004 9
10 2004 8.09% 158.57 13.06% 6.51% 46.64 29.41% 8 2.70% 55.05 34.72% 2004 2.95% 2.83 2.87 2004 306.88 5.11% 1.50% 4.55% 2003 6.24%
2004 11 31% 34% 13.31% 3.96% 0.38% 2003 2004 27.91% 2004 2004 50,0001 53% 17% 22% 2004 10.35% 3.26% 7 200
2004 2004 2004 2004 7 12 2004
2004 13 2005 200110.99% 20042.95% 2004 2003 2004
14 2004 2005 21 (KPI) KPI 2005 2004
2005 3 23 2004 15
16 2004
2004 1 50.23% 119.63 2 200313.62% 18.58% 20031.08% 1.56% 60-70% 63.19% 3 2003 1.82%1.55% 4.0329.41% 2.70% 20031.9334.72% 4 1. 2. 3. 4. 2004 17
18 2004 2004 2004 8.1%1 37.1%10 12 6.4%2004 7 15 12 9 6 3 0-3 20031 9.0 8.5 8.0 7.5 7.0 6.5 6.0 2003/1-3 2003/4-6 2004/1-3 2003/7-9 2004/4-6 2003/10-12 2004/7-9 2004/10-12 20044 20032 20033 20034 20041 20042 20043 15,000 14,000 13,000 12,000 11,000 10,000 1.5 1.2 0.9 0.6 0.3 0.0 % 2003 12 2004 3 2004 6 2004 9 2004 12 2003 1 2004 12 2003 4 2003 7 2003 10 2004 1 2004 4 2004 7 2004 10
2004 1252.25% 13 0.30% 0.46%20030.99% 1.04% 20041997 2003 2004 2004 2004 2003 10,352 11,595 11,980 9,924 14,252 8,691 11,963 7,963 1.1315 0.7532 1.56% 1.08% 18.58% 13.62% 2004 19
2004 12 31119.63200340 50.23%1.13150.3783 0.48 1.56%4.9618.58% 12.43 10.72% 103.52 20.56 20.72% 119.80 18.62 142.5255.61 63.99% 2004 2003 15,678 17,759 (4,485) (4,885) 11,193 12,874 721,402 706,479 1.46% 1.73% 1.55% 1.82% 111.93200316.81 13.06% 149.23 2.11% 7,214.02 27 1.55% 2004 1690.30% 20036434 217 200326 6 34 7 27 20 2004
2004 2003 547 556 490 473 1,361 1,064 836 696 233 211 194 120 98 37 75 76 349 315 666 560 819 811 4,307 3,855 (1,086) (858) 3,221 2,997 14 45 29 (108) 1,056 965 82 42 141 161 121 277 4,664 4,379 29.41% 25.38% 20032.85 6.51% 46.6429.41% 4.03 2.97 2.24 7.47% 32.21 27.91% 13.61 0.74 61.67% 1.40 20.11% 0.61 164.86% 0.34 10.79%31% 37% 1.06 18.93%2004 0.26 2004 21
0.29 20031.08 0.91 9.43% 2004 2003 3,291 3,316 725 732 585 611 904 999 5,505 5,658 34.72% 32.79% 1.53 2.70% 55.05 0.25 0.75% 32.91 200412,9762003 161 2003 0.959.51%1.93 2004 2003 (1,520) (3,834) 1,851 768 1,356 438 1,687 (2,628) (59) 957 1,628 (1,671) 22 2004
200416.28200316.71 23.14 60.35% 15.20 2001 91.29 85.73% 10.83 141.02% 18.51 9.18 209.59% 13.560.59 2004 2003 2,895 (48) 629 3,524 (48) 1,337 (741) 525 (370) 1,862 (1,111) 28 1 29 5,415 (1,159) 200454.15 2004 10 31 18.6213.37 5.25 2004 2003 2,113 576 17 11 1 2 2,131 589 2004 23
2004 21.31200315.42 261.80% 20037.32 2004 2004 15%2003 2004 2003 12 31 12 31 102,647 134,106 107,581 78,240 22,338 18,776 34,760 31,460 * 189,388 172,518 309,211 300,094 21,877 17,582 ** 8,974 9,811 796,776 762,587 34,760 31,460 34,440 41,347 631,330 600,642 3,788 2,432 22,698 25,289 727,016 701,170 1,239 1,156 68,521 60,261 796,776 762,587 49.61% 51.38% * ** 2004 12 31 7,967.762003 341.89 4.48% 23.46% 37.50%9.78% 42.95 24.43% 218.77 54.15 24 2004
2004 2003 12 31 % 12 31 % 148,034 47.26% 155,839 50.50% 124,687 39.81% 118,962 38.55% 13,279 4.24% 12,100 3.92% 27,226 8.69% 21,681 7.03% 313,226 100.00% 308,582 100.00% 28.56 73.23 2003 46.44 1.50%2004 12 31 2003 1.77 49.61% 2004 12 31 2003 132.37 4.55% 2003 1.26 1.6639.81% 8.69% 57.25 4.81% 56.12 6.24% 5.00 13.31%78.05 5.01%9.74% 25.58% 2004 2003 12 31 % 12 31 % 32,470 5.14% 26,974 4.49% 296,462 46.96% 271,439 45.19% 302,398 47.90% 302,229 50.32% 631,330 100.00% 600,642 100.00% 7,270.162003 258.46 3.69% 2004 25
2003 306.88 5.11% 6,313.30 250.23 9.22% 2,964.622004 2004 2003 12 31 12 31 313,226 308,582 (5,465) (5,406) (2,320) (5,507) 1.74% 1.75% 0.74% 1.78% 2.49% 3.54% 9,239 17,832 (2,269) (5,467) 24.56% 30.66% 91.66% 90.95% 84.26% 61.20% 2.95% 5.78% 2.95% 5.82% * ** 0.61% 1.10% **# 0.38% 0.75% 2004 2003 # 3.96% 8.86% * ** 3 # 2001 2.83 2.87 2.95%2004 12 3192.3985.93 48.19% 14 0.5% 2003632004 12 312001 1% 26 2004
200360.54% 67.17%91.66%200390.95% 0.712003 23.062004 12 3184.26% 1.10% 0.61% 0.85% 4.90 0.373.96% 0.38% 2004 2003 12 31 12 31 60,905 56,755 5,049 4,997 (1,257) (1,429) 64,697 60,323 369,875 362,531 34,045 37,249 (3,091) (622) 400,829 399,158 400,977 396,682 15.19% 14.22% 16.14% 15.11% * 15.19% 14.31% * 16.13% 15.21% 2004 2003 36.03% 37.76% * 200315.11%1.03 2004 12 3116.14% 2004 27
43.74 16.71 73.44 32.04 24.69 36.03%2003 1.73 2004 2003 7,880 9,392 3,288 3,116 11,168 12,508 (4,317) (4,373) 6,851 8,135 1,628 (1,671) 8,479 6,464 317,064 310,008 651,539 621,211 40 15.12 16.10% 78.80 2003 1.72 5.52% 32.88 28 2004
20.15 31.17% 2004 2004 31% 68% 27% 66%7 200 2004 81 Wealth MaxiWiser 1,300 2003 6.24%2004 0.61% 20043.93% 6.30% 2004 29
6% 20032004 11% 2004 200331% 34% 37% 13.31% 3.96% 0.38% 2004 VISA 2004 1 2004 4,000 6,400 9 2 2324 2004 5 30 2004
712004 12 283 447 2003289449 2004 200315% 2004 2004 Basis Point 13%9.74% 2004 2001 2004 2 5 2004 42% 2004 31
2004 2 383 7 2004 22% 1.47 53% 93.4517% 22.85 2003 10.35%20043.26% 6 1 4 32 2004
2004 2003 2,928 2,982 1,121 918 4,049 3,900 (159) (162) 3,890 3,738 3,890 3,738 456,948 432,947 72,453 77,671 40 0.54 1.81% 29.28 2.03 22.11% 11.21 2003 1.52 4.07% 38.90 2004 2003 14% 2004 33
20042004 2004 2005 2005 2005 2005 A F1 A2 P-1 BBB+ A-2 2004 11 1 A F1 34 2004
2004 12 31 A2 P-1BBB+ A-2 2004 35
36 2004
2004 37
99%1 2004 12 312902003 12 31 80 1902003 12 31 702302003 12 31 60 2004 3202003 59056090 2004 12 31 2102003 1902302003 900200424931 2003366902003 1.19 1003002003 200 400 8902003 3,630 38 2004
60 50 40 30 20 10 0 60 50 40 30 20 10 0 2004 39
(1) (2) 200 40 2004
200436.03% 2004 41
42 2004
2004 6 2006 2005 2004 43
44 2004
1 52 # * 183 46 (Citibank, N.A.) 388 Greenwich Street 14th Floor New York, NY 10013 United States of America www.bochk.com 2004 45
46 (BVI) 2003 32004 8 2003 62004 12 1981 1998 102003 3 62(BVI) 2000 112004 8 1999 12004 8 2003 11999 92001 81998 41999 11993 41998 4 19911993 1966 50 2005 1980 19992004 2000 20031979 1985 46 2004
52 1994 61998 12 19841996 49 201990 82000 11 1978 52 202000 112004 8 1999 122000 11 1997 11999 12 1996 2004 47
53 2003 9 282000 10 2002 12 2000 42001 10 2001 22002 8 1992 61997 41997 42000 4 2000 112004 8 1977 1999 59 2003 51 JP 1979 1981 19841987 48 2004
62 1964 1966 78 (Asian Corporate Governance Association) 19931999 1999 (Distinguished Service Award) (California s Savings and Loan Commissioner) (Public Employees Retirement System of the State of California (CalPERS)) 58 2004 8 19982004 19951998 1996199819911994 1990 4 19901991 2001 2002 2003 2004 2004 49
52 20 1989 8 1998 81998 11 1999 122000 12001 9 55 30 20022003 1999200219921999 1982 19828 42 1986 1999 1995 1996 1986 50 2004
43 20 9 1984 53 34 IBM 50 102001 10 1 Richard Ivey School of Business 2004 51
2004 12 31 40 83 0.39541.762005 5 26 2005 5 31 2005 5 242004 80.32020040.715 2005 5 19 5 24 2005 5 18 4 18317 1712-1716 2005 5 17 86 6.15 26 32 34% 79B2004 12 3152.53 2 454651 3 2004 2 2 98 52 2004
1 2004 8 2002 7 5 (BVI) (BVI)8.502002 7 2541025% 2004 12 31 2002 7 5 8.50 2003 7 25 1,590,600 1,590,600 1,590,600 2012 7 4 2002 7 5 8.50 2003 7 25 1,446,000 1,446,000 361,500 1,084,500 2012 7 4 2002 7 5 8.50 2003 7 25 1,446,000 1,446,000 1,446,000 2012 7 4 2002 7 5 8.50 2003 7 25 1,446,000 1,446,000 1,446,000 2012 7 4 2002 7 5 8.50 2003 7 25 1,446,000 1,446,000 1,446,000 2012 7 4 2002 7 5 8.50 2003 7 25 1,446,000 1,446,000 1,446,000 2012 7 4 * 2002 7 5 8.50 2003 7 25 1,446,000 1,446,000 1,446,000 2012 7 4 * 2004 2 2 2004 53
2004 12 31 XV 352 2004 12 31336 6,974,414,229 (65.97%) 6,974,414,229 (65.97%) 6,958,973,925 (65.82%) (BVI) 6,958,973,925 (65.82%) 1. 2004 8 2. (BVI) (BVI) 3. (BVI)6,958,406,556(BVI) 93.64% 567,369 4. 5,700,000 5. 521,4643,518,840 2004 12 31 336 2002 7 10 54 2004
2004 55 2004 12 31 (a) (b) (c) 2002 7 10 10% 1,057,278,026 12 1% (a) 1.00 (b) 7 (c) (a) (b) (c) 5 2002 7 25 10 12 1% 1% 10% 2302 3 30 1 (a) 1.00 (b) (c) 2002 7 10 10
(BVI) 5 30% (i) (ii) (iii) (iv) 56 2004
2004 12 31 2004 12 31 2005 1 1 2005 3 23 2004 57
58 2004
www.bochk.com 2004 59
114 6 1 3.10(1) (2) 1 www.bochk.com 2004 8 20046 97% 6 6 100% 6 5 83% 6 5 83% 6 6 100% 6 6 100% 6 6 100% 6 6 100% 6 6 100% 6 6 100% 6 6 100% 6 6 100% 60 2004
51 4 80% 2004 8 20045 92% 5 5 100% 5 4 80% 5 4 80% 5 5 100% 5 5 100% 2004 9 2004 61
3 20047 86% 7 6 86% 7 7 100% 7 5 71% 52 3 60% 62 2004
2004 7 20044 90% 4 4 100% 4 3 75% 4 4 100% 4 4 100% 4 3 75% 2004 8 2004 8127SpencerStuart 2004 8 2004 63
2005 1 5 2004 82005 2005 2005 2004 2004 2,400 2004 1,600 2004 5 21 2004 64 2004
20042003 2003 2004 10% 2004 2004 5 24 2005 2005 152 2004 65
2003 9 66 2004
(1) (2) (3) 2002 7 25 91.8% 2004 6.6% 100% 75% 50% 25% 0% -25% 02 7 03 1 03 7 03 12 04 6 04 12 2004 67
2004 12 31 10,572,780,266 34%140,984 2004 12 31 140,372 99.6% 284,261,941 2.7% 610 0.4% 3,314,104,096 31.3% 2 0.0% 6,974,414,229 66.0% 140,984 100.0% 10,572,780,266 100.0% 2004 2004 5 2004 3 2220032004 8 192004 2004 340 60 20 68 2004
2004 2004 20042004 33 2004 2005 2005 2005 3 23 5 13 5 17 5 18 5 184 5 19 5 24 5 24 5 243 5 263 5 31 8 2005 2005 5 263 1 401 0.395 2005 (Level 1 ADR facility)20 2004 69
10,572,780,266 34% 5.00 1,570.1 2003 12 31 2004 12 31 14.60 14.85 15.95 11.25 MSCI 25 2388 2388.HK 2388 HK CUSIP 096813209 BHKLY 183 46 (852) 2862 8628 (852) 2865 0990 (852) 2529 6087 150 Royal Street Canton, MA 02021 1-877-248-4237 Citibank@em.fcnbd.com 70 2004
152 (852) 2903 6602 (852) 2826 6314 (852) 2810 5830 investor_relations@bochk.com 18346 www.bochk.comwww.hkex.com.hk (852)2846 2700 2004 71
72 2004
2004 2004 7 (BOC SPIRIT) 2005 2004 73
74 2004 2004 7 2004 2 7 1,000 2004 10 30 800 400 2004 2004 1,25095,000
2003 626 43 2004 2004 75
2004 36 2004 13,000 2005 1 700 20048 2 76 2004
107 1990 750725 40 1999 6 534 2004 29 32 6,800 3 FUN FUN 2004-2006 2004 265 4 8,000 300 2004 11 3,000 2004 77
5 4 800 169 9,000 2004 100 2004 78 2004
80 150 600 3 1,000 200 7 11 17 2004 6 353 120 2004 79
80 2004
2004 81
83132 141 2004 12 31 2005 3 23 82 2004
2004 2003 12 31 4 15,678 17,759 (4,485) (4,885) 11,193 12,874 5 4,664 4,379 15,857 17,253 6 (5,505) (5,658) 10,352 11,595 7 1,628 (1,671) 11,980 9,924 8 2,084 (1,121) 2 9 30 (1) 50 152 (132) (16) (9) 14,252 8,691 10 (2,131) (589) 12,121 8,102 (158) (139) 11 11,963 7,963 12 7,559 5,445 13 1.1315 0.7532 2004 83
2004 2003 12 31 17 102,647 134,106 107,581 78,240 1,086 691 18 22,338 18,776 34,760 31,460 19 181,050 101,065 20 50 53 21 8,288 71,400 22 309,211 300,094 25 62 278 26 21,877 17,582 7,826 8,842 796,776 762,587 27 34,760 31,460 34,440 41,347 28 631,330 600,642 3,788 2,432 30 22,698 25,289 727,016 701,170 1,239 1,156 32 52,864 52,864 33 15,657 7,397 68,521 60,261 69,760 61,417 796,776 762,587 2005 3 23 84 2004
2004 2003 12 31 1,166 184 24 52,864 52,864 4,090 3,875 58,120 56,923 3 1 32 52,864 52,864 33 5,253 4,058 58,117 56,922 58,120 56,923 2005 3 23 2004 85
2003 1 1 52,864 99 (2) 3,710 56,671 7,963 7,963 (1) (1) 2002 (2,273) (2,273) 2003 (2,062) (2,062) (48) (48) 11 11 2003 12 31 52,864 62 (3) 7,338 60,261 52,864 62 (3) 7,354 60,277 (16) (16) 52,864 62 (3) 7,338 60,261 2003 3,383 3,955 2003 12 31 7,338 2004 1 1 52,864 62 (3) 7,338 60,261 11,963 11,963 (2) (2) 2003 (3,383) (3,383) 2004 (3,383) (3,383) 2,895 629 3,524 (6) (6) 6 (6) (453) (453) 2004 12 31 52,864 2,498 623 (5) 12,541 68,521 52,864 2,498 623 (5) 12,574 68,554 (33) (33) 52,864 2,498 623 (5) 12,541 68,521 2004 4,176 8,365 2004 12 31 12,541 86 2004
2004 2003 12 31 34(a) (3,268) (6,284) (1,287) (103) (6) (18) (4,561) (6,405) 14 32 (450) (369) 1,201 1,061 (6) 3 34(b) 157 50 66 19 5 4 (9) (358) 289 397 1,169 937 (6,766) (4,335) 34(c) (99) (97) (6,865) (4,432) (10,257) (9,900) 1 1 73,165 83,065 12 31 34(d) 62,908 73,165 2004 87
2003 12 31 12 31 a)b) 88 2004
89 2004 1 15 50 3 3
20 3 15 90 2004
2004 91
12 92 2004
3 2005 1 1 2004 12 31 2005 3(g)39 39 2004 93
3(m)39 3(c)39 3(e)39 3(f)(i)17 17 94 2004
3(f)(ii)40 21 2004 2003 1,753 1,669 2,861 3,059 11,064 13,031 15,678 17,759 2004 2003 4,307 3,855 (1,086) (858) 3,221 2,997 14 45 29 (108) 1,056 965 82 42 210 241 (69) (80) 121 277 4,664 4,379 2004 95
2004 2003 934 733 666 560 547 556 490 473 349 315 314 235 233 211 75 76 38 39 161 166 63 106 52 45 35 40 28 24 24 24 25 19 33 16 18 15 26 196 202 4,307 3,855 96 2004
2004 2003 3,049 3,069 1 1 241 246 3,291 3,316 226 213 301 310 198 209 725 732 585 611 24 29 16 9 864 961 5,505 5,658 2004 2003 (1,520) (3,834) 1,851 768 23 1,356 438 1,687 (2,628) 23 (59) 957 23 1,628 (1,671) 2004 2003 29 8 196 5 (3) (23) 26 1,337 (741) 26 525 (370) 2,084 (1,121) 2004 97
2004 2003 29 1 30 2004 2003 2,116 1,470 (91) (732) 152 55 2,177 793 (203) (817) 1,974 (24) 139 600 2,113 576 17 11 2,130 587 1 2 2,131 589 17.5% 200317.5% 2004 12 31 6.132003 14.74 2004 2003 2,356 6,159 1,655 4,098 98 2004
2004 2003 14,252 8,691 17.5% 2003 17.5% 2,494 1,521 (41) (31) (2,089) (1,511) 1,937 1,518 3 5 55 (19) (21) (91) (732) (64) (217) 1 2 2,131 589 2004 12 31 79.612003 58.10 2004 2003 0.320 3,383 0.195 2,062 0.395 4,176 0.320 3,383 0.715 7,559 0.515 5,445 2004 8 19 20040.320 33.83 2005 3 232004 12 310.395 41.76 2005 12 31 2004 12 31119.632003 79.63 10,572,780,266200310,572,780,266 2004 12 31 2003 2004 99
5% 5% 15%20100% 320 20% 95% 2000 12 1 2004 12 312.1 20031.9 2.2520032.33 1.2 20039 2002 7 10 1%10% 100 2004
2002 7 5 (BVI)60 (BVI) 31,132,600 2004 12 31 2004 1 1 12,001,800 14,705,700 26,707,500 (3,181,200) 3,181,200 (361,500) (1,814,000) (2,175,500) (2,359,000) (1,735,200) (4,094,200) 2004 12 31 8,459,100 10,532,700 1,446,000 20,437,800 2003 1 1 13,737,000 17,221,600 30,958,600 (1,591,000) (1,591,000) (1,735,200) (1,735,200) (924,900) (924,900) 2003 12 31 12,001,800 14,705,700 26,707,500 * 8.50 1.00 1 425%10 2004 2003 3 2 3 4 1 1 7 7 2004 101
2004 2003 1,000,000 11 13 2,000,0012,500,000 1 2,500,0013,000,000 1 4,000,0014,500,000 1 1.20 2003 0.70 2002 7 (BVI) 15(b) 1 200314 20034 2004 2003 7 9 1 1 1 1 9 11 2004 2003 2,000,0012,500,000 3 1 2,500,0013,000,000 1 2 3,000,0013,500,000 1 102 2004
2004 2003 4,072 4,247 16,904 8,300 1 70,892 100,987 10,779 20,572 102,647 134,106 8,947 17,867 1,832 2,705 10,779 20,572 2004 2003 22,132 6,585 206 12,191 22,338 18,776 2004 103
2004 2003 56,108 40,051 (12) (12) 56,096 40,039 124,954 61,026 181,050 101,065 4,443 4,000 51,653 36,039 56,096 40,039 56,480 40,906 3,377 2,698 31,730 23,060 124,906 57,668 21,037 17,639 181,050 101,065 2004 2003 16 (14) 2 1 1 1 3 49 50 50 53 5 7 1 1 49 52 50 53 104 2004
2004 2003 321 286 4,655 25,440 4,976 25,726 3,291 45,629 8,267 71,355 20 41 1 4 21 45 8,288 71,400 759 3,192 1,387 4,873 5,732 62,395 410 940 8,288 71,400 2004 105
2004 2003 313,226 308,582 2,480 1,905 315,706 310,487 23 (5,465) (5,406) 23 (2,320) (5,507) (7,785) (10,913) 307,921 299,574 1,290 520 309,211 300,094 9,239 17,832 2,269 5,467 2.95% 5.78% 172 324 2004 12 31 2003 106 2004
2004 2004 1 1 5,507 5,406 10,913 324 7 (1,687) 59 (1,628) (2,856) (2,856) (139) 7 1,356 1,356 130 (143) 2004 12 31 2,320 5,465 7,785 172 2,320 5,465 7,785 2003 2003 1 1 8,650 6,363 15,013 408 7 2,628 (957) 1,671 (6,209) (6,209) (119) 7 438 438 210 (175) 2003 12 31 5,507 5,406 10,913 324 5,507 5,406 10,913 2004 107
2004 2003 52,864 52,864 2004 12 31 43,042,840,858 *100% 1 6,000,000 100% 100 3,000,000 70.49% 100 4,800,000 100% 100 250,000 100% 100 * 2004 12 6 108 2004
2004 2003 67 155 (5) (17) 62 138 280 (140) 140 62 278 2003 12 31 2004 12 31 100,000 40% 10 6,000,000 33% 1 100,238 19.96% 100 30,000,000 40% 1 2005 1 28 2005 1 2004 109
2004 2004 1 1 11,632 4,994 39 3,596 20,261 450 450 (125) (858) (171) (1,154) 3,768 1,154 4,922 (91) 91 2004 12 31 15,184 5,381 39 3,875 24,479 2004 1 1 166 7 2,506 2,679 328 1 256 585 (2) (167) (169) (492) (1) (493) 2004 12 31 7 2,595 2,602 2004 12 31 15,184 5,381 32 1,280 21,877 2003 12 31 11,466 4,994 32 1,090 17,582 2004 12 31 39 3,875 3,914 15,184 5,381 20,565 15,184 5,381 39 3,875 24,479 2003 12 31 39 3,596 3,635 11,632 4,994 16,626 11,632 4,994 39 3,596 20,261 110 2004
2004 2003 50 9,493 7,051 1050 5,475 4,152 10 3 2 50 42 40 1050 165 215 10 6 6 15,184 11,466 2004 2003 50 4,566 4,070 1050 681 792 50 34 34 1050 100 98 5,381 4,994 2004 12 312004 10 31 2004 12 31 2004 111
2004 2,895 629 3,524 8 1,337 525 1,862 34(c) 28 1 29 4,260 1,155 5,415 2003 (48) (48) 8 (741) (370) (1,111) (789) (370) (1,159) 2004 12 31 60.322003 56.53 2004 2003 32,470 26,974 296,462 271,439 302,398 302,229 631,330 600,642 112 2004
2004 12 31 19.822003 27.35 21.702003 29.18 2004 2003 959 850 31(a) 901 355 31(b) 947 341 29 1,982 2,735 17,909 21,008 22,698 25,289 2004 2003 a 901 355 b 947 341 1,848 696 2004 2003 884 349 17 6 901 355 12 2004 113
2004 2004 1 1 262 984 (3) (936) 18 325 16 173 (13) 1 (25) 152 458 458 2004 12 31 278 1,615 (16) (935) (7) 935 2003 2003 1 1 247 1,043 (2) (1,009) 2 281 15 (48) (1) 73 16 55 (11) (11) 2003 12 31 262 984 (3) (936) 18 325 2004 2003 (12) (16) 947 341 935 325 2004 2003 12 (971) (961) 12 282 274 (689) (687) 114 2004
2004 2003 20,000,000,000 5.00 100,000 100,000 10,572,780,266 5.00 52,864 52,864 86 41.76200333.83 2004 115
2004 2003 11,980 9,924 (14) (32) 585 611 (1,628) 1,671 (1,500) (5,771) 3 19,452 (17,420) 3 (467) 372 3 (33,856) (1,040) (395) (99) 3 (3,639) 103 (13,512) (6,809) (3,359) (7,040) (5,989) 12,338 873 (4,061) 3 (98) 1,115 30,688 (335) 1,356 2,432 (3,743) 7,758 (2) (1) (3,268) (6,284) 116 2004
2004 2003 158 (1) 157 157 157 2004 2004 1 1 52,864 1,156 158 26 29 (99) (5) 2004 12 31 52,864 1,239 2003 2003 1 1 52,864 1,114 139 (97) 2003 12 31 52,864 1,156 2004 117
2004 2003 20,976 12,547 3 54,281 64,924 3 4,871 15,131 3 12,249 16,764 3 1,508 1,585 3 (30,977) (37,786) 62,908 73,165 664.71 118 2004
12 31 2004 7,812 2,967 10,779 20,976 70,892 91,868 16 47,849 59,716 107,581 5,242 5,695 11,085 316 22,338 31,479 36,755 101,053 11,743 32 181,062 506 730 6,150 881 8,267 19,548 24,254 28,995 128,816 102,356 9,257 313,226 1,290 1,290 14,990 16,818 2,632 34,440 332,194 273,580 20,768 4,476 312 631,330 891 2,897 3,788 2004 119
2003 3 3 1 1 5 5 18,923 1,649 20,572 12,547 100,987 113,534 16 64,521 13,703 78,240 3,870 3,702 10,923 281 18,776 13,358 9,161 71,227 7,297 34 101,077 12,122 12,521 44,938 1,774 71,355 23,690 19,161 23,859 125,786 97,944 18,142 308,582 1 1 518 520 6,800 32,151 2,396 41,347 303,335 278,509 17,586 1,212 600,642 2,432 2,432 1 1 1 120 2004
2004 2003 1,132 1,264 4,647 4,427 16,266 16,120 1 90,947 78,291 1 41,460 49,037 154,452 149,139 2004 2003 14,954 14,954 14,673 14,673 886 886 950 950 200,862 3,715 204,577 184,524 6,254 190,778 1,415 1,415 1,476 1,476 2,851 2,851 4,435 4,435 220,968 3,715 224,683 206,058 6,254 212,312 5,349 17,166 22,515 381 21,087 21,468 389 389 469 469 2,206 2,206 1,446 1,446 8,413 17,166 25,579 1,827 21,087 22,914 929 929 606 606 98 98 31 31 65 65 30 30 1,092 1,092 667 667 564 564 1,016 1,016 450 450 829 829 1,014 1,014 1,845 1,845 231,487 20,881 252,368 210,397 27,341 237,738 2004 121
2004 2003 2004 2003 26,303 29,813 694 673 1,264 1,227 57 57 97 112 10 10 12 33 16 29 6 9 777 769 1,379 1,381 27,080 30,582 1,379 1,381 2004 12 312003 12 31 122 2004
2004 2003 197 117 17 214 117 2004 2003 1 200 183 1 5 188 182 5 3 9 391 374 1 1 1 2004 2003 1 135 168 1 5 102 132 237 300 2613 2004 123
124 2004
2004 7,880 2,928 385 11,193 11,193 3,288 1,121 673 5,082 (418) 4,664 11,168 4,049 1,058 16,275 (418) 15,857 (4,317) (159) (1,447) (5,923) 418 (5,505) 6,851 3,890 (389) 10,352 10,352 1,628 1,628 1,628 8,479 3,890 (389) 11,980 11,980 2,084 2,084 2,084 2 2 2 50 50 50 152 152 152 (16) (16) (16) 8,479 3,890 1,883 14,252 14,252 317,064 456,948 21,969 795,981 795,981 62 62 62 733 733 733 317,064 456,948 22,764 796,776 796,776 651,539 72,453 805 724,797 724,797 2,219 2,219 2,219 651,539 72,453 3,024 727,016 727,016 450 450 450 585 585 585 207 207 207 2004 125
2003 9,392 2,982 500 12,874 12,874 3,116 918 832 4,866 (487) 4,379 12,508 3,900 1,332 17,740 (487) 17,253 (4,373) (162) (1,610) (6,145) 487 (5,658) 8,135 3,738 (278) 11,595 11,595 (1,671) (1,671) (1,671) 6,464 3,738 (278) 9,924 9,924 (1,121) (1,121) (1,121) 29 1 30 30 (1) (1) (1) (132) (132) (132) (9) (9) (9) 6,464 3,767 (1,540) 8,691 8,691 310,008 432,947 18,439 761,394 761,394 278 278 278 915 915 915 310,008 432,947 19,632 762,587 762,587 621,211 77,671 648 699,530 699,530 1,640 1,640 1,640 621,211 77,671 2,288 701,170 701,170 369 369 369 611 611 611 544 544 544 1,671 1,671 1,671 126 2004
90%90% 161B(4C) 2004 2003 185 35 193 100 2004 127
442004 8 26 20 2004 12 31 45.12 2003 28.8620% 2004 2003 (i) 175 314 (ii) (210) (257) (iii) 149 123 (iv) 55 45 (iv) 19 30 (v) (66) (44) (v) (113) (119) (v) (66) (62) 162 (125) (vi) 71 58 (vii) 11 8 (viii) 7 11 (i) 11,587 27,913 (i) 22,726 9,535 (i) 353 604 (i) 234 (ix) 1,343 2,507 (ii) 19,549 19,779 (ii) 5,175 17,771 (ix) 1,183 2,270 128 2004
5% 2004 129
2004 6 2004 12 31 12.832003 11.32 2004 12 31 69.432003 193.23 130 2004
2004 11,534 53 11,587 22,673 53 22,726 15 338 353 41 1,302 1,343 18,536 1,013 19,549 81 4,984 5,065 24 1,159 1,183 2003 27,789 124 27,913 9,532 3 9,535 18 446 464 234 234 35 2,472 2,507 19,066 710 19,776 14,426 3,269 17,695 29 2,241 2,270 44 2004 8 262003 2004 2004 12 312003 12 31 2004 131
2004 8 26 2005 3 23 132 2004
2004 2003 16.14% 15.11% 16.13% 15.21% 2004 12 312003 12 31 2004 2003 43,043 43,043 12,408 10,468 4,491 2,327 963 917 60,905 56,755 5,049 4,997 65,954 61,752 (351) (449) (845) (872) 20% (60) (107) (1) (1) (1,257) (1,429) 64,697 60,323 2004 133
2004 2003 36.03% 37.76% 2004 228,593 21,041 16,581 21,532 181 13,129 14,189 315,246 (161,784) (2,893) (7,086) (23,701) (2) (12,282) (28,630) (236,378) 112,090 12,153 12,348 14,892 92 38,179 189,754 (178,122) (30,661) (21,972) (12,945) (54) (23,902) (267,656) (319) 8 32 53 238 12 458 (352) (97) (169) 179 885 74 978 94 94 2003 164,349 16,571 21,619 22,007 153 1,144 22,776 248,619 (142,187) (3,049) (11,011) (28,336) (2) (563) (39,661) (224,809) 125,005 14,602 13,252 20,289 36,248 209,396 (149,283) (28,057) (24,134) (14,112) (19,762) (235,348) (974) 59 837 95 17 (3,090) 67 (215) 685 151 581 (304) (2,125) 134 2004
2004 2003 * 21,323 23,161 47,809 46,754 9,956 6,589 124 41 * 15,243 17,679 * 11,767 10,711 * 11,777 12,383 * 30,035 38,521 17,430 18,244 95,615 90,003 4,256 3,756 * 7,386 6,959 * 272,721 274,801 * 13,279 12,100 27,226 21,681 313,226 308,582 * 2004 135
2004 2003 286,768 289,129 11,166 8,434 15,292 11,019 313,226 308,582 2004 2003 5,066 11,066 264 469 39 69 5,369 11,604 2004 2003 8,871 16,801 321 887 47 144 9,239 17,832 136 2004
10% 2004 12 31 48,234 14,338 12,103 74,675 54,183 915 7,142 62,240 102,417 15,253 19,245 136,915 6,043 26,051 15,886 47,980 11,731 395 16 12,142 17,774 26,446 15,902 60,122 40,020 4,415 44,435 147,474 743 15,238 163,455 187,494 743 19,653 207,890 307,685 42,442 54,800 404,927 2003 12 31 45,698 2,157 8,507 56,362 49,750 1,180 4,981 55,911 95,448 3,337 13,488 112,273 7,571 14,850 18,130 40,551 15,013 2,997 39 18,049 22,584 17,847 18,169 58,600 38,563 5,359 43,922 117,451 1,470 13,949 132,870 156,014 1,470 19,308 176,792 274,046 22,654 50,965 347,665 2004 137
2004 2003 3 6 489 0.16% 977 0.31% 6 1 395 0.13% 2,521 0.82% 1 4,485 1.43% 8,106 2.63% 3 5,369 1.72% 11,604 3.76% 3 (61) (0.02%) (67) (0.02%) 3 916 0.29% 798 0.26% 3,015 0.96% 5,497 1.78% 9,239 2.95% 17,832 5.78% 2004 12 312003 12 313 138 2004
2004 2003 36 2 2 1 1 2 3 4 2004 12 312003 12 31 2004 2003 974 0.31% 851 0.28% 3 2004 12 312003 12 31 2004 139
2004 2003 1,185 1,757 2004 2004 8 1. 14.242004 3 3114A.33 2. 2004 12 3114A.342005 1 4 www.bochk.com/ir (2)2004 140 2004
2002 7 6 19992002 2004 6 2004 141
2002 7 6 5% 2 142 2004
2002 7 6 (BVI)5% 5% 5% 2002 7 5% 2002 7 6 5% 15 2004 143
2004 923.94 280,216 3,727.74 11.69 10.65 5.25 50.67 199.79 112.98 17 1.13 10.48 36.94 1.85 2 70.91 0.39 7.50 40.36 2.16 0.03 0.07 * * 50,000,000 144 2004
1964 10 16 100.00% 43,042,840,858 1948 2 2 100.00% 600,000,000 1947 4 24 70.49% 300,000,000 1980 9 9 100.00% 480,000,000 1978 8 22 100.00% 500,000 1993 3 30 100.00% 10,000 1985 10 1 100.00% 2 1987 11 6 100.00% 3,000,000 1997 12 1 64.20% 200,000,000 1982 8 24 100.00% 2,000,000 1990 4 16 100.00% 70,000,000 2004 145
1999 10 11 41.10% 300,000,000 1998 1 19 100.00% 2 1980 4 23 100.00% 10,000 1981 11 3 70.49% 100,000 1980 4 9 100.00% 200 Dwell Bay Limited 1980 12 19 100.00% 100,000 1992 12 17 100.00% 10,000 1997 1 22 100.00% 10,000 2001 3 26 70.49% 2 2001 5 4 70.49% 2 2001 5 4 70.49% 2 1993 9 24 100.00% 40,000,000 1986 10 28 100.00% 10,000 146 2004
1979 3 30 100.00% 225,000,000 1981 5 15 100.00% 6,000 1980 12 12 100.00% 100,000 1963 11 9 100.00% 2,000,000 1984 5 25 100.00% 3,050,000 1965 4 13 100.00% 1,000,000 1980 8 22 100.00% 50,000 1976 10 22 100.00% 3,000,000 1979 3 16 100.00% 50,000,000 Pacific Trend Profits 2001 4 20 70.49% Corporation 1 1970 8 18 100.00% 1,000,000 1983 9 27 100.00% 10,000 1979 10 2 100.00% 100,000 2004 147
1980 9 23 100.00% 25,000,000 1993 10 19 100.00% 25,000,000 1993 4 29 100.00% 10,000 2001 5 14 100.00% 2,000 1986 5 2 100.00% 2,000,000 1981 4 16 100.00% 14,300,000 2000 1 24 100.00% 2 1961 12 11 70.49% 2,800,000 1993 4 17 70.49% 5,000,000 1979 9 4 100.00% 2 1993 5 26 100.00% 40,000,000 1961 9 13 100.00% 3,000,000 148 2004
1978 10 27 100.00% 3,000,000 1982 4 27 100.00% 100,000 1980 11 28 100.00% 100,000 1993 2 11 100.00% 7,000,000 1981 2 13 100.00% 100,000 1979 5 15 100.00% 3,000,000 1982 5 14 100.00% 100,000 1981 7 17 100.00% 3,000,000 1994 2 8 100.00% 2 1979 3 27 100.00% 25,000,000 2001 6 26 100.00% 2,000 2004 149
150 2004 (BVI) BOC Hong Kong (BVI) Limited 66% 34% 1994 7 64% 36%
64% 36% 70.49% 93.64% 485 2004 151
571 2002 7 10 2002 2002 7 10 2002 152 2004
1 2826 6888 252 2541 1601 2-12 2815 6888 297 2544 5521 13-14 2841 0410 2 A 2160 8888 71 2843 6111 1 2501 0373 3022 534 2819 7277 386-388 2549 9828 81-83 2588 1288 63 2517 7066 2-2F 2818 6162 57 2521 3318 55 A 2517 3399 95 1021 2861 1889 1-3 2843 2888 111-119 2546 1134 136 2135 1123 1 2882 1383 7 2877 1133 3 409 409-415 2835 6118 152-158 2574 8257 26 2827 8407 11 2838 6668 18 2572 4273 139 2529 0866 213 2892 0909 310-312 2923 5628 127-135 2577 4862 19 2505 2399 G1012 2886 0612 G1006 2885 4582 464 2811 8880 193-209 2286 2000 318-328 B1 2887 1199 413-415 2562 6108 142-146 2886 3344 205-208 2897 1131 3 2885 9311 233 2571 2878 131-133 2887 0282 34527 2557 0248 341-343 B 2558 6433 668 2563 2278 1-2 77 2897 0923 58 3196 4956 260-262 2568 5211 4 2557 3283 1060 2564 0333 2-12 2553 0135 401 2813 2290 25 2553 4165 G38 2580 0345 118 2555 7477 17 2550 2298 40 2814 8272 510 2551 2282 13-15 2554 6487 382-384 2926 6038 80 N 2364 4344 4-6 2760 7773 37-39 2363 9217 21 2764 8363 30 2760 9099 39-45 2714 9118 47-49 2926 5123 G6 2363 3982 G8B 2764 7233 25 2383 2316 105-107 2363 9231 35 2328 0087 S1 2325 5261 19 2327 0271 58-68 2927 6111 A3-18 2754 5911 G1 2327 8147 28-34 2328 7915 46-48 2927 6655 5-11 2927 6333 2 2337 0271 86 2927 6228 66-68 2327 8118 G107 2955 5088 2004 153
162 2331 3783 297 2763 5456 6 169 169 2750 7311 177 177 2927 4321 225 2927 7828 G1 2755 0268 214 2772 0028 195-197 2345 0102 11-13 2756 4621 G1-G27 2349 9191 55 2763 2127 116 2345 3238 26 26-32 2342 5262 95 95 2343 4141 P20 2796 1551 49 12 2347 1456 20-24 2344 4116 327 2389 3301 68G1 2342 4295 73-77 2395 3269 42-48 2332 5461 689-693 2391 0502 774 2399 3000 24-28 2721 6242 94 2739 0308 G02-03 328-330 2928 6111 149-151 2730 0883 611-617 2394 4181 589 2332 0111 116-118 2928 4138 50-52 2395 3263 707-713 B 2391 6677 608 2384 7191 364-366 2782 2071 471 2780 2307 37 2739 1886 30 2312 0010 2-2 2311 3822 18133 2749 2110 32-40 2391 8468 60 2730 0688 19 2367 6164 4851 2370 8928 LG149 2265 7288 42 42-46 2397 1123 108 2729 8251 365-371 2728 3311 108 108 2779 0157 194 194-196 2728 9389 833G08 2745 7088 248 244-248 2386 1233 412 412-420 2743 8010 188 188 2788 3238 8-9 223 223 2928 2088 17-B 2742 6611 19 2370 8382 N47-49 2743 4013 491 2745 1491 A2 282-284 2728 7216 207-211 2777 0171 147-149 2708 3678 1 2647 8784 41 41-45 2929 4288 74 74-76 2699 9523 18-24 2691 7193 1 2 2605 6556 16-20 A 2648 8083 2606 6163 L1 6C, 18A-C 19 39 2648 0302 203 2642 0111 A2 2631 0063 103 2605 8618 C D 16 2631 1011 1 2605 3021 16-22 2652 2133 68-70 2657 2121 1 2665 5890 4 310-11 2665 1966 1-2 2661 6278 G11 2663 2788 40-50 2658 2268 154 2004
7-11 2792 1465 187A 2628 7238 7 2703 5203 2358 2345 101 2702 0282 207 2701 4962 5-9 2429 0304 407 407-411 2920 3211 24 2412 2202 1-3 VIP 31-33 2406 8908 297-299 2411 1321 201-207 2416 6577 G1 G2 2491 0038 129-135 2499 0755 36 2414 4287 A112 192-194 2424 9823 7-11 2480 6161 201-202 2497 7718 23 2479 2113 1A135 102-108 2474 2211 162 2476 2193 8-18 2475 3777 108-109 2445 8728 17-19 2447 0248 18-24 2473 2833 2448 3313 A189 G73 2616 4233 61 2671 0155 351 2670 3131 16-18 2674 4011 8828 2675 6683 2D-E H 2669 7899 4 2671 6783 136 136 2670 6138 17-19 2675 5113 10-16 B 2675 6113 53-55 2981 0021 7T075 2326 1883 317 2433 1689 2 2497 0325 115 2436 9298 1-2 2428 5731 223 2420 2686 260-265 40 2480 3311 432-436 2410 9133 1009 2424 3021 7-11 2920 2468 A18-20 1013 (86-755) 8233 0230 2010 (86-755) 8228 0177 804-805 1 (86-755) 8294 2929 3 (86-754) 826 8266 668 (86-21) 5308 8888 6 (86-532) 573 2828 2 2450 8877 6 G H 2458 1033 2457 3501 G13-14 226 2466 6703 211 2463 3855 24-30 2465 2212 2455 1288 13-15 127-134 2920 5188 110 2826 6888 110 2826 6888 19 2826 6888 19 2826 6888 393-407 2833 8790 2-3 2004 155
16 3406 7300 6 607-610 698 2263 4900 6 601 37-39 2197 0188 A 507 589 3412 1688 3-79 68-70 3 2654 3222 8-24 2687 5665 14 8-11 264-298 3412 7288 1720-1724 102-108 2442 8783 4 11 3198 3388 3-10 151 2852 0888 128 2851 1100 472 2832 9888 29 2893 3383 86 2817 1946 1014 2563 2286 334 2540 4532 171 2553 4115 351 2566 8116 21 2559 0888 63 2567 0315 123 2574 8118 28 16 2827 6338 56-58 2522 5011 8 2882 7668 727 2394 8206 309 2782 9888 32-36 2332 0738 D,E,F10 B,C,D 71 A 2715 7518 570 2780 0166 236 2396 4164 20 2735 3301 62 2764 6666 410 2389 6266 281 A 2376 3988 69 A 2362 2301 198-200 2777 0147 48 2790 6688 67 G48 2722 0823 41-45 2328 5555 86 2716 6033 2772 3336 26 100 2480 1118 71 2656 5201 2479 0231 180 2429 4242 78 2492 0243 31 2679 4333 2459 8181 7-8 2605 9188 22-26 2498 4411 P2A-C 11-12 2791 1122 2002 (86-755) 2515 6333 (86-755) 2682 8788 81 (86-898) 6851 2538 7 702 703 233 (86-20) 3891 2668 4 16-18 (86-411) 8282 3636 (86-10) 6568 4728 50 31 (1-415) 398 8866 78 2843 0111 390-394 2570 6381 325 2572 2823 22-24 2544 1678 429-431 2548 2298 997 2811 3131 23-25 2362 0051 42-44 2343 4174 235-237 2789 8668 61-63 2328 5691 117-119 2332 2533 226-228 2720 5187 10 2796 8968 78 11-13 2765 6118 23 2322 3313 202 103-104 2452 3666 1 2487 3332 112--114 2656 3386 5 A 2411 6789 1&1d 2413 8111 F7 2601 5888 2640 0733 313 238 2178 2278 859 (86-592) 5851 691 210 (86-591) 7810 078 156 2004
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