CONTENTS 06 07 08 10 10 ( ) 10 ( ) 12 12 ( ) 16 ( ) 23 ( ) 36 ( ) 37 ( ) 38 ( ) 39 ( ) 40 ( ) 40 ( ) 40 ( ) 41 ( ) 42 42 ( )
42 ( ) 43 ( ) 43 ( ) 44 ( ) 44 ( ) 45 ( ) 45 ( ) 45 ( ) 46 ( ) 51 ( ) 52 ( ) 53 ( ) 53 ( ) 53 ( ) 56 56 ( ) 64 ( ) 68 ( ) 68 ( ) 68 ( ) 71 ( ) 78 78 ( ) 82 ( ) 85 ( ) 86 ( ) 87 ( ) 87 ( ) 162 162 ( ) 163 ( ) 164 ( ) 164 ( ) 164 ( ) 165 ( ) 167 ( ) 172 172 ( ) 182 ( ) 182 ( ) 182 ( ) 182 36 3 2 182
4
( ) 6 ( Beacon Hill Co., Ltd. ) Beacon Hill Co., Ltd. Chee Wee Goh ( Wiedner Co., Ltd. ) Wiedner Co., Ltd. Steven Jeremy Goodman Chin Fock Hong Master of Science, Sloan School of Management, MIT, USA 1. ( ) 2. ( ) 3. ( ) 4. ( ) 5. ( ) 6. 7. ( ) 8. 9. ( ) 10.Chailease Finance (B.V.I.) Company Ltd. 11.My Leasing (B.V.I.) Corp. 12.Chailease International (B.V.I.) Corp. 13.Golden Bridge (B.V.I.) Corp. 14.My Leasing(Mauritius) Corp. 15.Asia Sermkij Leasing Public Co., Ltd. 16.Bangkok Grand Pacific Lease Public Co., Ltd. 17.Grand Pacific Holdings Corp. 18.Chailease International Financial Services Co., Ltd. 19.Chailease International Company (UK) Limited 20.CL Capital Management Company Limited 21.CLJ Investment Partners Company Limited 22. ( ) MBA, Leonard N. Stern School of Business, NYU, USA ( ) Bachelor of Science ( First Class Honours ), University of Singapore. Master of Science in Engineering, University of Wisconsin, USA Diploma in Business Administration, University of Singapore 1.Beng Kuang Marine Ltd. 2.Chip Eng Seng Corporation Ltd. 3.King Wan Corporation Ltd. 4.Stamford Tyres Corporation Ltd. 5.Sin Ghee Huat Corporation Ltd. Master of Business Administration, Sloan School of Management, MIT, USA / (Kellogg) (NYU Stern) / (Rutgers) / 1. 2. 3. 4. 5. 6. ( ) 7. 8. (AFMA) MBA from Nanyang Technological University, Singapore Law Degree LLB from Manchester University, England Passed the Solicitors Finals Examinations from the College of Law, Law Society of England and Wales (with Honours) Passed the Overseas Lawyers Qualification Examination, Hong Kong Law Society 1.Adjunct Professor of Law at the Law Faculty of Bond University.2.Solicitor qualified in UK and in Hong Kong(non-practising).3.Director and CEO of Teras Group Pte Ltd. Bachelor of Social Science, University of Singapore. Attended an International Tax Programme at Harvard Law School. 1.Director of Shared Services for Charities Ltd.2.Director of Binjaitree.3.Independent director of Riverstone Holdings Ltd.4.Non-Executive Director of Prima Ltd.5.Independent director of Gigamedia Ltd.
11492 362 +886-2-8752-6388 www.chailease.com.tw 11492 360 3 +886-2-8797-6168 www.finatrade.com.tw 11492 362 5 +886-2-8752-6388 www.rentalcar.com.tw 11493 392 6 +886-2-2798-6488 www.ezfund.com.tw 10476 420 6 +886-2-2512-2866 www.apex-credit.com 11492 362 6 +886-2-8752-6388 www.chailease.com.tw 11492 362 5 +886-2-8752-6388 www.chailease.com.tw 631 1 +86-21-5208-0101 www.chailease.com.cn ( ) 631 1 +86-21-5208-0101 76 W13-401 +86-22-8486-1168 631 1 +86-21-5208-0101 Asia Sermkij Leasing Public Company Limited 24F., Sathorn City Tower, 175 South Sathorn Road, Tungmahamek, Sathorn, Bangkok 10120, Thailand +66-2-679-6226 www.ask.co.th Bangkok Grand Pacific Lease Public Company Limited 10/1F., Sathorn City Tower, 175 South Sathorn Road, Tungmahamek, Sathorn, Bangkok 10120, Thailand +66-2-679-6226 Chailease International Leasing Company Limited Suite 2801-04, 28F., Saigon Trade Centre, 37 Ton Duc Thang St., District 1, Ho Chi Minh City, Vietnam +84-8-7301-6010 www.chailease.com.vn Grand Pacific Financing Corporation 901 Corporate Center Drive, #300, Monterey Park, CA 91754, U.S.A. +1-323-780-8881 http://www.gpusa.com Chailease Berjaya Credit Sdn. Bhd. A-11-01, Level 11, Block A, PJ8, No.23 Jalan Barat, Seksyen 8, 46050 Petaling Jaya, Selangor, Malaysia +60-3-7969-1128 7
2016 2015 368 69 2014 7% 1% 38 2015 11 2015 7 34 12 8 1
2015 2015 11 2011 CSR 23 (MSCI) 5 5 F 2014 A++ 2013 (Management Associate) 2016 2016 38 9
( ) : ( ) 2009 12 24 ( ) : 1977 1980 1995 1998 1999 10 2007 Financial One Corp. Financial One Corp. Financial One Corp. 2007 7 11
2009 2011 4 27 Financial One Corp. Financial One Corp. 2011 7 11 2011 12 13 2014 100% 2015 1983 1989 Bangkok Grand Pacific Lease Public Company Limited 1992 Asia Sermkij Leasing Public Company Limited2004 Asia Sermkij Leasing Public Company Limited Bangkok Grand Pacific Lease Public Company Limited 2005 8 25 11 15 2005 33 ( ) ( ) 2006 Chailease International Leasing Company Ltd. 2007 1 3 2015 Chailease International Company (UK) Limited 2015 Chailease Berjaya Credit Sdn. Bhd. 11
12 ( ) 1
2 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 1. 2. 1. 2. 3. 4. 5. 6. 7. 8. 1. (1) (2) (3) (4) (5) 2. (1) (2) (3) (4) (5) (6) 3. (1) (2) (3) (4) 1. 2. 3. 4. 5. 6. 7. 8. 9. 13
1. (1) (2) 2. (1) (2) 3. (1) (2) (3) 4. (1) 1. 2. ( ) 3. 4. 5. 6. 7. 8. 9. Road Show 10. 1. (1) (2) (3) (4) (5) (6) (7) (8) (9) 2. (1) (2) (3) (4) (5) (6) (7) / / (8) (9) (10) (11) (12) (13) / / 3. (1) / (2) (3) 14
1. (1) (2) (3) (4) (5) 2. (1) (2) 3. 1. 2. 3. 4. 5. 6. 7. 8. 1. (1) (2) (3) (4) (5) (6) (7) 2. (1) (2) (3) (4) (5) (6) (7) 1. 2. 3. 1. 2. 3. 4. 5. 6. 7. 8. 1. (1) (2) 2. 15
( ) 1. (1) ( ) ( ) (Beacon Hill Co., Ltd. *2014/05/30 *2014/05/30 3 *2,249,319 *0.23% 2,573,220 0.23% 190,018 0.02% ) Beacon Hill Co., Ltd. 2016 03 29 Master of Science, Sloan School of Management, MIT, USA 1 2011/06/27 2014/05/30 3 11,000,000 1.10% 12,584,000 1.10% 2010/05/17 2014/05/30 3 48,599,593 4.88% 56,597,934 4.97% 29,813 0.00% MBA, Leonard N. Stern School of Business, NYU, USA Chee Wee Goh 2011/03/21 2014/05/30 3 (Wiedner Co., Ltd. *2014/05/30 *2014/05/30 3 ) Wiedner Co., Ltd. Bachelor of Science ( First Class Honours ), University of Singapore. Master of Science in Engineering, University of Wisconsin, USA Diploma in Business Administration, University of Singapore Master of Business Administration, Sloan School of Management, MIT, USA 2 3 2011/06/27 2014/05/30 3 7,238,875 0.73% 8,281,272 0.73% 2011/03/21 2014/05/30 3 / (Kellogg) (NYU Stern) / (Rutgers) / 4 Steven Jeremy Goodman 2011/03/21 2014/05/30 3 MBA from Nanyang Technological University, Singapore Law Degree LLB from Manchester University, England Passed the Solicitors Finals Examinations from the College of Law, Law Society of England and Wales (with Honours) Passed the Overseas Lawyers Qualification Examination, Hong Kong Law Society 5 16
Chin Fock Hong ( ) ( ) 2011/03/21 2014/05/30 3 Bachelor of Social Science, University of Singapore. Attended an International Tax Programme at Harvard Law School. 6 : * 1 ( ) ( ) ( ) ( ) ( ) ( ) ( ) Chailease Finance (B.V.I.) Company Ltd. My Leasing (B.V.I.) Corp. Chailease International (B.V.I.) Corp. Golden Bridge (B.V.I.) Corp. My Leasing(Mauritius) Corp. Asia Sermkij Leasing Public Co., Ltd. Bangkok Grand Pacific Lease Public Co., Ltd. Grand Pacific Holdings Corp. Chailease International Financail Services Co., Ltd. Chailease International Company (UK) Limited CL Capital Management Company Limited CLJ Investment Partners Company Limited ( ) 22 2 ( ) 2 3Beng Kuang Marine Ltd.Chip Eng Seng Corporation Ltd.King Wan Corporation Ltd.Stamford Tyres Corporation Ltd.Sin Ghee Huat Corporation Ltd. 5 4 ( ) (AFMA) 8 5 Adjunct Professor of Law at the Law Faculty of Bond University.Solicitor qualified in UK and in Hong Kong(non-practising).Director and CEO of Teras Group Pte Ltd. 3 6 Director of Shared Services for Charities Ltd.Director of Binjaitree.Independent director of Riverstone Holdings Limited.Non-Executive Director of Prima Limited.Independent director of Gigamedia Limited. 5 (2) (3) 2016 03 29 Beacon Hill Co., Ltd. Wiedner Co., Ltd. First Asia Co., Ltd.100% Julius (Asia) Co., Ltd.100% (4) 2016 03 29 First Asia Co., Ltd. Julius (Asia) Co., Ltd. Claire Chung100% Claire Chung100% 17
(5) ( ) 2016 3 29 2 1 (Beacon Hill Co., Ltd. ) 1 2 3 4 5 6 7 8 9 10 - - Chee Wee Goh - (Wiedner Co., Ltd. ) - 1 Steven Jeremy Goodman - Chin Fock Hong - 1 2 (1) (2) ( ) (3) (4) (5) (6) (7) (8) (9) 30 (10) 27 18
2 2016 03 29 1 2011/02/11 2,573,220 0.23% 190,018 0.02% Master of Science, Sloan School of Management, MIT, USA 2011/02/11 634,400 0.06% Master of Business Administration, Sloan School of Management, MIT, USA 2 3 2009/01/01 1,109,007 0.10% 38,270 0.00% 4 2004/01/01 540,775 0.05% 54,111 0.00% (EMBA) 5 2006/07/03 595,108 0.05% Ph.D. Program, Harvard University, USA 6 2012/01/01 173,316 0.02% 7 2013/01/01 76,648 0.01% MBA, University of Wales, United Kingdom 8 2014/08/01 145,263 0.01% Finance, Insurance and Real Estate, University of Memphis, USA 9 2006/02/01 943 0.00% MBA, University of Kansas,USA 10 2012/04/09 MBA, University of Washington, USA 2010/04/01 43,020 0.00% MBA major in International Finance, City university of New York, USA 11 12 2010/03/01 154,352 0.01% 13 2005/09/26 69,108 0.01% EMBA 14 2003/03/01 107,595 0.01% 15 2013/01/01 78,020 0.01% 10,674 0.00% MBA, The George Washington University, USA 16 2014/09/01 MS Accounting, Long Island University, USA 17 2015/01/01 54,111 0.00% 18 1 2 ( ) ( ) ( ) ( ) ( ) ( ) Chailease Finance (B.V.I.) Company Ltd. My Leasing (B.V.I.) Corp. Chailease International (B.V.I.) Corp. Golden Bridge (B.V.I.) Corp. My Leasing(Mauritius) Corp. Asia Sermkij Leasing Public Co., Ltd. Bangkok Grand Pacific Lease Public Co., Ltd. Grand Pacific Holdings Corp. Chailease International Financail Services Co., Ltd. Chailease International Company (UK) Limited CL Capital Management Company Limited CLJ Investment Partners Company Limited ( ) 22 19
3 ( ) Chailease International Company (Malaysia) Limited ( ) ( ) ( ) Chailease International Leasing Co., Ltd. Grand Pacific Holdings Corp. ( ) 8 4 ( ) ( ) ( ) ( ) ( ) 6 5 ( ) ( ) ( ) 4 6 ( ) Asia Sermkij Leasing Public Co., Ltd. Chailease International Company (UK) Limited ( ) CL Capital Management Company Limited CLJ Investment Partners Company Limited ( ) ( ) Chailease Berjaya Credit Sdn. Bhd. 9 7 ( ) ( ) 2 8 ( ) ( ) 2 9 ( ) ( ) 2 10 ( ) 1 11 ( ) 1 12 ( ) ( ) 2 13 ( ) 1 14 ( ) 2 15 ( ) 2 16 ( ) 1 17 ( ) (Taipei American School) Audit Committee 3 18: ( ) 2 3 (1) ( ) (Beacon Hill Co., Ltd. ) (Wiedner Co., Ltd. ) (A) ( 2) ( 8) (B) ( 8) (C)( 3) ( 8) (D)( 4) ( 8) AB C D ( 11) ( 8) (E) ( 5) ( 8) (F) ( 8) (G) ( 6) ( 8) (H)( 7) ( 8) (I)( 13) ( 8) ABC DEF G ( 11) 68,052 70,600 4,214 4,214 642 642 1.06% 1.10% 26,882 32,976 0 108 508 508 1.46% 1.59% Chee Wee Goh Steven Jeremy Goodman Chin Fock Hong ( ) NT$1,841 ( 8) ( 12) 20
(A+B+C+D) (A+B+C+D+E+F+G) ( 9) ( 10) I ( 9) ( 10) I 2,000,000 Chee Wee Goh Chee Wee Goh Chee Wee Goh Chee Wee Goh 2,000,000 5,000,000 5,000,000 10,000,000 10,000,000 15,000,000 15,000,000 30,000,000 30,000,000 50,000,000 50,000,000 100,000,000 Steven Jeremy GoodmanChin Fock Hong Steven Jeremy GoodmanChin Fock Hong Steven Jeremy GoodmanChin Fock Hong 100,000,000 7 7 7 7 Steven Jeremy GoodmanChin Fock Hong 2 ( ) 3 4 ( ) 5 6 7 ( ) 8 ( ) 9 10 ( ) 11 12 13 (2) (A) 2 ( 6) (B) ( 6) (C) 3 ( 6) (D) 4 AB C D 9 ( 6) 12,861 32,771 219 1,446 47,417 63,553 1,024 1,511 0.90% 1.45% ( ) NT$ 2,306 5 ( 6) ( 11) ( 6) ( 10) 21
( 7) ( 8) 2,000,000 2,000,000 5,000,000 5,000,000 10,000,000 10,000,000 15,000,000 15,000,000 30,000,000 30,000,000 50,000,000 50,000,000 100,000,000 100,000,000 8 8 2 3 4 5 ( ) 6 ( ) 7 8 ( ) 9 10 11 (3) 1,024 1,024 0.01% 4 (1) 22
2014 2015 % % 102,406 111,203 1.50% 1.63% 100,298 109,048 1.46% 1.59% 62,212 94,829 0.91% 1.39% 61,521 99,281 0.90% 1.45% 134,968 170,133 1.98% 2.49% 132,929 173,237 1.94% 2.52% (2) ( ) 1 (2015 ) 7 (A) ( ) ( ) (%) (Beacon Hill Co., Ltd. ) 7 0 100.00% 4 3 57.14% Chee Wee Goh 6 1 85.71% (Wiedner Co., Ltd. ) 7 0 100.00% 7 0 100.00% Steven Jeremy Goodman 6 1 85.71% Chin Fock Hong 7 0 100.00% 23
(1) (2) (3) 24 28 (4) 2 (2015 ) 5 (A) ( ) ( ) (%) 5 0 100.00% Steven Jeremy Goodman 4 1 80.00% Chin Fock Hong 5 0 100.00% (1) (2) (3) 2015 2015 24
3 ( 1) V V V V V V V V V ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) 1 oo ( ) ( ) ( ) ( ) ( ) 25
V V V ( 2) ( 1) V V V ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) 26 4 (1) (1) (2) (2) 2016 3 Steven Jeremy Goodman Chin Fock Hong
(3) 1 2 1 2 3 4 5 6 7 8 3 Steven Jeremy Goodman V V V V V V V V V V V 0 Chin Fock Hong V V V V V V V V V V 0 V V V V V V V V V 0 1 2 (1) (2) (3) (4) (5) (6) (7) (8) 30 3 6 5 27
(4) 103 05 30 106 05 29 ( ) ( ) (%)( / )( ) Steven Jeremy Goodman 2 0 100% Chin Fock Hong 2 0 100% 2 0 100% 28 5 ( 1) ( 2) V V V V V V V ( ) 2011 2014 ( ) 2015 4,672 ( 7%) ( ) 2015 11 25 2015 2015 12 ( ) ( ) ( ) ( ) ( ) ( ) ( ) 40,000 ( ) 400 ( ) ( ) 2014 ISO14001 ( ) ESCO
( 1) ( 2) ( ) ( ) V ( ) 18 ( ) ( ) V ( ) ( ) : V * ( ) * * ( ) * ( ) V * ( ) * V * ( ) V V 1 10 V 1~3 20 3 30 ( ) 100% V (Individual Development Plan IDP) ( ) 0800 2 ( ) DM ( ) 2014 29
( 1) ( 2) V ( ) 2014 2015 ( ) ( ) ( ) 2014 http://www.chaileaseholding.com/ugc_cr-01-05.asp 2014 (Global Reporting Initiative, GRI) 4.0 British Standards Institution, BSI 30 6 ( 1) V V V V V ( ) 2011 2014 ( ) 2014 ( ) ( ) ( ) ( ) 2015 2015 2015 2016 3 2016 5 ( ) ( ) ( ) ( ) ( )
( 1) V V V V V V V ( ) ( ) ( ) 2016 ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) 2015 ( ) 2015 ( ) ( ) 1. 2.2014 http://www.chaileaseholding.com.tw/ugc_cr-01-05.asp 7 2011 6 2014 11 2015 2015 8 : 31
9 : 32
10 (1) (2) 1. 2. ( ) 1. 2. 3. ( ) 1. 2. 3. ( ) 1. 2. 33
11 (1) 1. 2014-878,700,282 2014 748,224,916 85.1513% 23,290 0.0027 % 0 0% / 130,452,076 14.8460% 2. 2014 : 2.8 0.4-878,700,282 749,562,046 85.3035% 26,310 0.0030 % 0 0% / 129,111,926 14.6935% 2015.8.3 2015.8.27 ; 2015.9.2 2015.5.28 3. - 878,744,282 749,523,856 85.2949% 24,500 0.0028 % 0 0% / 129,195,926 14.7023% 2015.8.7 10400167171 43,816,538 2015.9.2 4. - 878,744,282 725,465,036 82.5570% 24,082,620 2.7406 % 0 0%/ 129,196,626 14.7024% 2015 5. - 878,744,282 749,522,043 85.2947% 23,293 0.0027 % 0 0% / 129,198,946 14.7026% 2015.6.4 34
(2) 2015.3.11 2015 2014 2014 2014 2015.3.26 2014 2015 2015.5.13 2015 2014 2015.6.4 2015.8.12 2015 2015.11.12 2015.12.16 2015 2015 2016 2015 2016.3.3 2016 03 03 2016 2015 2015 ( ) 2016.3.17 2015 2016 35
12 13 2009/01/01 2016/03/03 ( ) ( ) 6,530 0 120 0 0 120 V 2015/1/1~ 2015/12/31 1. 2. 3. 4. 2016 2015 12 16 5. 6. 36
( ) 2015 2016 03 29 (Beacon Hill Co., Ltd. ) 98,970 0-0- 0- Beacon Hill Co., Ltd. 484,000 0-0- 0-3,138,382 0-0- 0- Chee Wee Goh 0 0-0- 0- (Wiedner Co., Ltd. ) 0 0-0- 0- Wiedner Co., Ltd. 318,510 0-0- 0-0 0-0- 0- Steven Jeremy Goodman 0 0-0- 0- Chin Fock Hong 0 0-0- 0-98,970 0-0- 0-24,400 0-0- 0- ( 1) 28,847 0-0- 0-42,654 0-0- 0-20,799 0-0- 0-0 0-0- 0-6,666 0-0- 0- ( 2) - - 0-0- ( 2) - - 0-0- ( 2) - - 0-0- ( 2) - - 0-0- 1,654 0-0- 0-5,936 0-0- 0-14,658 0-0- 0- (16,016) 0- (1,000) 0-3,000 0-0- 0-0 0-0- 0-2,081 0-0- 0-1 2016/3/3 2 2016/1/15 ; 2016/1/25; 2016/3/1; 2016/3/3 37
( ) ( ) 56,597,934 4.97% 29,813 0.00% 0-0- - - - 45,302,400 3.98% 0-0- 0-0- - - - 44,821,790 3.93% 0-0- 0-0- - - - TFO GLOBAL MARKET FUND 44,044,000 3.87% 0-0- 0-0- - - - LONG TERM STRATEGIC INVESTMENT FUND 37,752,000 3.31% 0-0- 0-0- - - - PACIFIC GROWTH PRIVATE EQUITY FUND 35,796,446 3.14% 0-0- 0-0- - - - EASTERN DRAGON INVESTMENT FUND 31,692,488 2.78% 0-0- 0-0- - - - LTG CAPITAL PARTNERS FUND 31,460,000 2.76% 0-0- 0-0- - - - MCKALLY GLOBAL INVESTORS FUND 31,460,000 2.76% 0-0- 0-0- - - - STAR INTERNATIONAL PACIFIC LTD 27,997,008 2.46% 0-0- 0-0- - - - 38
( ) 2015 12 31 Chailease International Company(Malaysia) Limited 928,497 100.00% - - 928,497 100.00% Golden Bridge(B.V.I.) Corp. 337,150 100.00% - - 337,150 100.00% Chailease International Financial Services Co., Ltd 5,000 100.00% 5,000 100.00% Grand Pacific Holdings Corp. 3,927 51.00% 3,773 49.00% 7,700 100.00% Chailease International (B.V.I.) Corp. - - 7,800 100.00% 7,800 100.00% Chailease International Company (UK) Limited 1 100.00% 1 100.00% Chailease Berjaya Credit Sdn Bhd. -( 1) 70.00% -( 1) 70.00% - - 1,018,989 100.00% 1,018,989 100.00% Asia Sermkij Leasing Public Co., Ltd. - - 170,873 48.56% 170,873 48.56% - - 294,754 99.55% 294,754 99.55% - - 201,561 100.00% 201,561 100.00% My Leasing (B.V.I.) Corp. - - 17,000 100.00% 17,000 100.00% Chailease Finance (B.V.I.) Co., Ltd. - - 40,910 100.00% 40,910 100.00% Chailease International Leasing Company Limited (Vietnam) -( 1) - -( 1) 100.00% -( 1) 100.00% - - 65,000 100.00% 65,000 100.00% - - 1,000 100.00% 1,000 100.00% - - 10,000 100.00% 10,000 100.00% - - 800 100.00% 800 100.00% 1,000 100.00% 1,000 100.00% -( 1) 100.00% -( 1) 100.00% 5,000 100.00% 5,000 100.00% ( ) - - 71,140 100.00% 71,140 100.00% Bangkok Grand Pacific Lease Public Co., Ltd. - - 43,846 99.99% 43,846 99.99% Grand Pacific Financing Corp. - - 4,750 100.00% 4,750 100.00% G.P. Main St. Development, Inc. - - ( 2) 100.00% ( 2) 100.00% G.P. Warehouse Funding Corp. - - ( 2) 100.00% ( 2) 100.00% Grand Pacific Business Loan LLC 2005-1 -( 3) - -( 3) - - - Grand Pacific Business Loan Trust 2005-1 -( 3) - -( 3) - - - G.P.Warehouse Funding LLC. -( 2&3) - -( 2&3) 100.00% ( 2&3) 100.00% My Leasing (Mauritius) Corp. - - 89,655 100.00% 89,655 100.00% Chailease International Financial Services (Liberia) Corp. ( 2) 100.00% ( 2) 100.00% -( 1) - -( 1) 100.00% -( 1) 100.00% ( ) -( 1) - -( 1) 100.00% -( 1) 100.00% -( 1) - -( 1) 100.00% -( 1) 100.00% ( ) -( 1) - -( 1) 100.00% -( 1) 100.00% 1 2 3 39
( ) 104 3.0 3.0 3.0 3.0 3.0 3.0 3.0 ( ) 104 (Beacon Hill Co., Ltd. ) Chee Wee Goh (Wiedner Co., Ltd. ) Steven Jeremy Goodman Goodman / / / / / 3.0 Liquidity risk for Bank 3.0 Chin Fock Hong / 6.0 6.0 6.0 6.0 6.0 6.0 ( ) 6 2 1 2 4 1 1 1 40
( ) 1. 24 2. 1. 2. 3. 4. 1. 2. 1. 1. 2. 3. 4. 1. 41
( ) 2009.12.24 NTD10 10( ) NTD100( ) 2( ) NTD20( ) 2009.12.24 NTD10 10( ) NTD100( ) 2( ) NTD20( ) Financial One Corp. 2009.12.24 NTD10 10( ) NTD100( ) 10( ) NTD100( ) Financial One Corp. 2009.12.31 1 1,500,000 NTD15,000,000 915,914 NTD9,159,138 2010.05.31 2 1,500,000 USD450,000 915,914 USD274,774 2010.07.01 3 1,500,000 USD450,000 691,068 USD207,321 2010.11.23 4 1,500,000 NTD15,000,000 691,068 NTD6,910,684 2011.05.15 5 1,500,000 NTD15,000,000 724,100 NTD7,241,004 2011.05.31 6 1,500,000 NTD15,000,000 755,300 NTD7,553,004 2011.12.13 7 1,500,000 NTD15,000,000 785,300 NTD7,853,004 2012.10.15 8 1,500,000 NTD15,000,000 905,300 NTD9,053,004 2013.10.05 NTD10 2014.09.01 NTD10 2015.09.02 NTD10 1,500,000 NTD15,000,000 995,830 NTD9,958,304 1,500,000 NTD15,000,000 1,095,413 NTD10,954,134 1,500,000 NTD15,000,000 1,139,230 NTD11,392,300 : 100 11 3 1000051607 101 8 3 1010033321 102 9 16 10200191721 103 8 20 1030016933 104 8 7 10400167171 1 Financial One Corp. 2009 12 31 915,914 Financial One Corp. Chailease International Company (Malaysia) Limited 100% Golden Bridge (B.V.I.) Corp. 100% 2 10 0.3 3 Financial One Corp. 2010 7 1 224,845 4 0.3 10 5 33,032 6 31,200 7 30,000 8 120,000, ( ) 1,139,229,994 360,770,006 1,500,000,000 : 42 ( ) ( 10 ) 2016 03 29 1 43 137 38,832 1,050 0 40,063 1,473,449 50,162,305 59,497,974 307,446,539 720,649,727 0 1,139,229,994 0.13% 4.40% 5.22% 26.99% 63.26% 0.00% 100.00% 3
( ) 10 2016 03 29 1 999 8,366 1,914,374 0.17% 1,000 5,000 21,518 45,014,115 3.95% 5,001 10,000 4,641 33,074,665 2.90% 10,001 15,000 1,879 22,571,335 1.98% 15,001 20,000 927 16,337,785 1.44% 20,001 30,000 947 23,095,049 2.03% 30,001 50,000 706 27,245,170 2.39% 50,001 100,000 502 34,963,917 3.07% 100,001 200,000 264 36,038,185 3.16% 200,001 400,000 123 35,273,396 3.10% 400,001 600,000 44 21,198,201 1.86% 600,001 800,000 29 20,430,133 1.79% 800,001 1,000,000 14 12,914,660 1.13% 1,000,001 103 809,159,009 71.03% 40,063 1,139,229,994 100.00% ( ) 2016 03 29 56,597,934 4.97% 45,302,400 3.98% 44,821,790 3.93% TFO GLOBAL MARKET FUND 44,044,000 3.87% LONG TERM STRATEGIC INVESTMENT FUND 37,752,000 3.31% PACIFIC GROWTH PRIVATE EQUITY FUND 35,796,446 3.14% EASTERN DRAGON INVESTMENT FUND 31,692,488 2.78% LTG CAPITAL PARTNERS FUND 31,460,000 2.76% MCKALLY GLOBAL INVESTORS FUND 31,460,000 2.76% STAR INTERNATIONAL PACIFIC LTD 27,997,008 2.46% 43
( ) 2014 2015 2016 3 31 ( ) 1 82.50 86.90 58.80 ( ) 1 70.30 44.50 48.60 ( ) 1 75.64 68.14 53.78 31.35 33.25-30.14 2 - ( ) 1,095,413 1,139,230 - ( ) 6.23 6.02-5.99 2 ( )( 2) 2.8 3.1-0.4 - - - - - ( ) - - - 3 12.14 11.31-4 27.01 2 - ( 5) 3.70% 2-1 2 3 4 5 ( ) 1 2014 (1) 0.01% 1% (2) 0.01% 0.1% (3) 20% 30% 2016 (i) (ii) (iii) 121 25% 30% 2 2016 3 17 2015 3.1 3,531,612,981 44
( ) 105 ( ) 1 (1) A. B. (2) (3) 2 3 (1) 2016 03 17 1,023,857 4,213,678 (2) (3) 4 ( ) 45
( ) 1 ( ) (1) 2011 2011 1 2011 1 19 1.00% 1.10% (Reuters) 6165 11 90 (Fixing Rate) 2016 1 19 2011 1 16 A(twn) ( ) 2012 2012 1 2012 6 5 46
2012 1 1.5% 2017 6 5 50% 2012 4 30 A(twn) ( ) 2013 2013 1 2013 7 22 1.6% 2018 7 22 47
2013 1 50% 2013 5 13 A(twn) ( ) 2014 2014 1 2014 6 16 1.5% 2019 6 16 50% 2014 4 30 A(twn) 48
2014 1 ( ) 2014 2 2014 10 30 ( : : ) : 2.05% : 2.3% : 2021 10 30 : 2024 10 30 2014 9 1 A(twn) ( ) 49
2015 2015 1 2015 6 29 1.55% 2020 6 29 50% 2015 5 5 A(twn) ( ) 50
(3) 2011 2011 1 ( ) 2010 11 2 2011 1 19 ( ) ( ) ( : ) 2011 1 ( ) 51
( ) 2012 10 15 US$ 206,160,000 US$ 8.59 (2016 3 31 ) US$ 2015 1 1 2015 12 31 2016 1 1 2016 3 31 24,000,000 120,000,000 1,365,667 13.543 6.952 10.526 8.925 7.35 8.128 52
( ) ( ) ( ) 1 2 53
54
56 ( ) 1 (1) (2) 2015 2014 8,536,111 23% 8,546,786 25% 6,818,922 19% 6,485,014 19% 8,803,788 24% 7,732,557 22% 2,454,131 7% 1,905,331 6% 2,629,435 7% 2,122,796 6% 2,649,382 7% 1,819,017 5% 0 0% 750,535 2% 4,936,211 13% 5,190,638 15% 36,827,980 100% 34,552,674 100% (3) ( )
( ) ( ) ( ) (4) ( ) 2 (1) 1950 1960 1970 1980 ( 97% ) 24% 37% 57
2016 (World Leasing Yearbook 2016) 2010~2014 2014 9,443 2013 6.8% 2 31.1% 2015 9 3.4% 34.0% 6.7% 8.9% 1.8% 6.8% 5,945 7,967 8,680 8,840 9,443 2010 2011 2012 2013 2014 2014 10 2014 10 ( ) 1 3,369.5 6.0% 22.0% 2 1,148.5 31.1% 3.4% 3 781.6 16.5% 28.6% 4 681.9 8.4% 16.4% 5 558.5-17.0% 8.9% 6 352.7 0.0% 40.0% 7 318.6 3.9% 13.1% 58
( ) 8 308.9 2.6% 31.0% 9 189.4 7.1% 22.7% 10 177.8 11.4% 11.7% 15 94.5 15.0% 8.3% 2014 3,684 39% 3,278 34.7% 1,950 20.6% 1,148.5 58.9% 2 94.5 4.8% 15 2014 ( ) 1 3,684 9.9% 39.0% 2 3,278-1.7% 34.7% 3 1,950 10.0% 20.6% 4 / 356 185.1% 3.8% 5 107-40.5% 1.1% 6 68-10.0% 0.7% 9,443 6.8% 2015 3,223 2014 2,935 10% 19%81% 48%26% 2,000 ( 60%) 2016 2014 7,059.1 2013 5,386 31.1% 59
(2) ( ) + ( ) + ( ) (3) 60
(4) 2016 3 35 15 8 4 8 50 3 20~50 9 10~20 5 5~10 6 1~5 12 2015 1,401 61
2014 2,075 2013 1,109 87.1% 30 2,045 ( 152 1,893 ) 6,537 2013 3,624 80.4% 972 836 4,728 2014 23,778 2013 18,851 26.1% 12,768 3,166 7,844 2014 153 1.4% 2% 2014 30 972 12,768 152 836 3,166 1,893 4,728 7,844 2,075 6,537 23,778 2013 20 18.86% 20 37.16% 10 9 2013 20 12 5~20 116 1.7~5 425 1.7 533 100 12 20~100 58 5~20 145 5 871 62
3 (1) 40 5% (2) (Bombardier) 35 2 5 2015 4 (1) 63
ISO14001 (2) 3~5 ( ) 1 (1) Chailease Finance (B.V.I.) Company Ltd. Chailease International Financial Services Co., Ltd. Chailease International Financial Services (Liberia) Corp. ( ) ( ) Asia Sermkij Leasing Public Company Limited Bangkok Grand Pacific Lease Public Company Limited Chailease International Leasing Company Limited Grand Pacific Financing Corporation Chailease International Company (UK) Limited Chailease Berjaya Credit Sdn. Bhd. 64
(2) 2015 2014 ( 1) ( 1) 15,997,140 43.4% 14,474,324 41.9% 17,505,907 47.5% 16,679,819 48.3% 2,533,347 6.9% 2,517,284 7.3% ( 2) 791,586 2.2% 881,247 2.5% 36,827,980 100.0% 34,552,674 100.0% 1. 2. (3) 2015 2015 1,401 2014 23,778 153 1.4% 2% 2013 10 9 (4) 2016 1.47% 2016 2015 2016 GDP 1.27% 1.47% 2015 3.13% 2015 1.67%2016 2.33% 2015 0.66%2016 3.13% 2016 6.4% (IMF) 2016 6.4% 6.5% ( ) 2016 (World Leasing Yearbook 2016) 3.4% 8.3% 22.0% 28.6% 65
(5) 2015 1,401 2003 (Fitch) A(twn)A-(twn) Asia Sermkij Leasing Public Company Limited TRIS BBB+ (6) A. B. C. A. B. ( MA ) / C. 66
A. B. A. B. C. A. B. C. D. E. 2 (1) (2) 67
3 4 (1) 10% (2) 10% 10% 5 6 ( ) 2014 2015 2016 3 31 2016 3 31 416 451 490 3,170 3478 3554 3,586 3929 4044 33.1 32.6 32.5 5.3 4.7 5.0 0.03% 0.03% 0.02% 18.82% 17.61% 17.66% 76.46% 78.01% 78.19% 4.57% 4.28% 4.06% 0.11% 0.08% 0.07% ( ) 2015 4,150,000 ( ) 1 68
(1) EMBA (2) 2015 64 1,632 493 2,707,653 11 387 90 935,376 10 537 87 302,451 19 782 364 1,188,773 7 302 17 304,690 10 252 64 287,732 1,082 15,159 1236 567,100 1,203 19,051 2351 6,293,775 e-learning 69
e blended learning OJT 80% OJT (On-the-job-training) OJT Off-JT OJT 30 (3) 2005 7 1 A.2005 7 1 B.2005 7 1 2005 7 1 C. (A) 15 ( ) 55 (B) 25 ( ) (C) 10 ( ) 60 D. (A) 1998 3 1 3 1 ) 70
(B) 1998 3 1 3 1 A. B. (A) 1993 1 1 + a. 1% b. / 2 3http://www.chaileaseholding.com/ 1 :105 3 31 2014 7 9 2014 2015 6 29 2020 6 29 2015 ( ) 2014 3 27 ~2017 4 18 ( ) 2 71
( ) ( ) ( ) ( ) 2015 01 23 ~2018 02 13 ( ) 3 ( ) 2015 9 22 ~2018 12 22 ( 4 ( ) ( ) ) ( ) 2016 2 23 ~2019 2 23 ( 5 ( ) ( ) ) 2015 10 28 ~2016 11 24 6 Chailease Finance (B.V.I.) Company, Ltd. 2013 5 8 ~2016 5 6 ( ) Chailease Finance(B.V.I.)Company Ltd. ( ) 7 Chailease International 2014 9 25 ~2017 10 23 ( Chailease Financial Services Co., ) International Financial Services Co., Ltd. Ltd. ( ) 8 Chailease International 2015 11 5 ~2018 12 3 ( Chailease Financial Services Co., ) International Financial Services Co., Ltd. Ltd. ( ) 9 72
11. 2. (1) ( ) twbbb+( ) (2) BBB+(twn) ( ) 21. 2. 7.5 10% 3. 31. 2. (1) ( ) TwA-2( ) twbbb+( ) (2) F2( ) BBB+(twn) ( ) 41. 2. (1) ( ) TwA-2( ) twbbb+( ) (2) F2( ) BBB+(twn) ( ) 51. 2. (1) ( ) TwA-2( ) twbbb+( ) (2) F2( ) BBB+(twn) ( ) 6 2017 11 27 7 (1) 100 (2) EBITDA 1.1 (3) ( / ) 11% 8 (1) 100 (2) EBITDA 1.1 (3) ( / ) 11% 9 (1) 100 (2) EBITDA 1.1 (3) ( / ) 11% 73
2 2012 7 25-3 3,500,000 1 2013 3 31 4 3 6 4 2013 6 25-2016 6 24 ( ) 2013 6 21-2016 6 21 ( ) 2014 3 24-2017 3 24 ( ) 2014 9 15-2017 9 15 ( ) 2014 8 20-4 6 2015 12 28-1,000,000 12 : (i) 9,000,000,000 ; (ii) 10%; (iii) 1.1 : (iv) 10%; (v) 1.1 150,000 10%; 6 1.1 890,000 / 10% 1.1 1,150,000 12 4,000,000 2015 8 20 1,500,000 12 : 15,000,000,000 ; (ii) 10%; (iii) 1.1 : 10%; (v) 1.1 : 15,000,000,000 ; (ii) 10%; (iii) 1.1 : 10%; (v) 1.1 74
2015 10 12-9 2009 2 18 (i) / 1,800,000 10% (ii) 1.1 2009 6 22 2011 7 15 2009 4 17 2012 9 4-2015 8 29, 3 12, 2013 5 21 2013-2015 60 1 1. 87% 2. 95% 75
( ) 1. ( 2) 2011 2012 2013 2014 2015 132,297,742 154,299,190 187,085,720 210,995,067 6,504,695 7,186,367 8,997,856 9,932,658 23,087 22,612 35,591 45,507 ( 3) 27,784,057 34,267,781 41,817,390 46,596,590 166,609,581 195,775,950 237,936,557 267,569,822 120,307,687 130,712,078 154,094,232 185,123,152 122,118,287 132,703,739 157,161,389 ( 4) 21,290,273 34,622,679 47,413,244 42,416,131 141,597,960 165,334,757 201,507,476 227,539,283 ( 1) 143,408,560 167,326,418 204,574,633 ( 4) 23,268,280 28,624,443 34,338,712 37,887,041 9,053,004 9,958,304 10,954,134 11,392,300 9,411,771 9,411,698 9,407,459 9,407,395 5,082,354 8,280,646 12,132,818 15,497,081 2,366,454 5,293,155 8,627,495 ( 4) (278,849) 973,795 1,844,301 1,590,265 1,743,341 1,816,750 2,090,369 2,143,498 25,011,621 30,441,193 36,429,081 40,030,539 23,201,021 28,449,532 33,361,924 ( 4) 12011 3. 22011 ~2015 32012~2015 42015 78
2. 2 2011 2012 2013 2014 2015 21,412,595 30,411,680 34,552,674 36,827,980 11,911,341 17,044,394 20,074,381 21,945,385 5,038,406 8,042,630 8,756,740 8,879,403 834,785 533,951 919,974 755,407 5,873,191 8,576,581 9,676,714 9,634,810 ( 1) 4,034,948 6,207,988 7,154,769 7,193,933 (183,714) 1,211,552 994,987 (304,665) ( ) 3,851,234 7,419,540 8,149,756 6,889,268 3,786,160 5,883,044 6,825,408 6,863,272 248,788 324,944 329,361 330,661 3,609,100 7,166,836 7,710,169 6,615,550 242,134 252,704 439,587 273,718 ( 3) 3.71 5.16 5.99 6.02 12011 4. 22011 ~2015 3 79
3. - ( ) 2011 2012 96,864,232 127,584,339 5,245,441 5,905,335 8,610,284 6,333,476 24,669 23,087 24,973,864 26,946,469 135,718,490 166,792,706 86,080,924 115,363,211 87,887,115 117,173,811 31,379,964 24,410,393 901,183 1,166,125 118,362,071 140,939,729 120,168,262 142,750,329 7,853,004 9,053,004 4,694,420 9,413,475 3,364,429 5,699,285 1,558,238 2,983,385 (15,974) (11,396) 199,033 (30,414) (16,045) (23,055) 1,277,552 1,752,078 17,356,419 25,852,977 15,550,228 24,042,377 2011 ~2012 80
4. - ( ) 2011 2012 16,769,550 22,085,258 8,655,653 12,404,779 3,732,979 5,315,216 479,534 1,184,470 373,703 276,196 3,838,810 6,223,490 2,636,638 4,389,509 2,447,690 4,141,047 188,948 248,462 3.35 5.11 3.05 4.65 2011 ~2012 5. 2011 2012 2013 2014 2015 81
( ) 1-2011 ( 1) ( 2) 2012 2013 2014 2015 (%) 84.99 84.45 84.69 85.04 711.82 905.38 931.80 830.06 (%) 109.97 118.05 121.41 113.98 (%) 108.21 116.01 119.54 112.53 ( ) 2.48 3.15 3.22 3.02 ( ) ( 8) ( 8) ( 8) ( 8) ( 8) ( 8) ( 8) ( 8) ( ) ( 8) ( 8) ( 8) ( 8) ( ) ( 8) ( 8) ( 8) ( 8) ( 8) ( 8) ( 8) ( 8) ( ) 2.81 4.44 4.27 3.89 ( ) 0.14 0.17 0.16 0.15 (%) 5.29 5.63 5.31 4.74 (%) 19.29 22.39 21.40 18.82 (%)( 7) 64.88 86.12 88.34 84.57 (%) 18.84 20.41 20.71 19.53 ( )( 4) 3.71 5.16 5.99 6.02 (%) 1.54 2.64 5.23 3.93 (%) (%) ( 9) ( 9) ( 9) ( 9) (%) 0.17 4.10 11.84 9.10 2.36 2.12 2.29 2.47 4.70 1.98 1.99 2.16 20 1 2011 2. 2 2011~2015 3 82
1. (1) (2) 2. (1) (2) (3) 3. (1) ( ) ( ) (2) 365 (3) (4) ( ) ( ) (5) 365 (6) (7) 4. (1) (2) (3) (4) 4 5. (1) (2) ( ) (3) ( ) ( )( 5) 6. (1) ( ) ( 6) (2) ( ) 4 1. 2. 3. 4. 5 1. 2. 3. 4. 5. 6 7 8 9 83
2. - 2011 ( 1) 2012 ( 1) (%) 87.21 84.50 551.19 765.95 (%) 112.53 110.59 (%) 110.71 108.66 ( ) 2.24 2.57 ( ) ( 2) ( 2) ( 2) ( 2) ( ) ( 2) ( 2) ( ) ( 2) ( 2) ( 2) ( 2) ( ) 1.95 3.49 ( ) 0.12 0.13 (%) 4.84 5.36 (%) 17.42 20.61 47.54 58.71 (%) 48.88 68.75 (%)( 5) 14.60 18.75 ( )( 3) 3.05 4.65 (%) 14.32 10.48 (%) (%) ( 4) 181.32 (%) 36.18 38.16 2.32 2.33 1.04 1.04 12010 ~2012 2 3 4 5 6 84
1. (1) (2) 2. (1) (2) (3) 3. (1) ( ) ( ) (2) 365 (3) (4) ( ) ( ) (5) 365 (6) (7) 4. (1) (2) (3) (4) 5. (1) (2) ( ) (3) ( ) ( ) 6. (1) ( ) (2) ( ) ( ) 2014 2015 198,472,945 222,679,639 ( 1) 169,770,592 191,633,098 237,936,557 267,569,822 ( 2) 21.68% 19.01% 5.31% 4.74% 15.31% 14.96% 1 2 85
86 ( )
( ) ( ) 87
88
89
104.12.31 103.12.31 % % 1100 ( ( ) ) $ 11,097,812 4 8,338,117 4 1110 ( ( )) 235,545-205,992-1130 ( ( )) 7,658,388 3 6,723,295 3 1135 ( ( )) 163,416-37,759-1170 ( ( ) ) 185,606,083 69 164,933,842 69 1320 207-207 - 1476 ( ) 3,513,245 1 3,587,175 2 1479 ( ( ) ) 2,720,371 1 3,259,333 1 210,995,067 78 187,085,720 79 1510 ( ( ) ( )) 693,713-710,059-1523 ( ( ) ) 1,704,727 1 1,569,885 1 1528 ( ( )) 2,317,394 1 2,408,525 1 1550 ( ( ) ) 365,278-183,215-1600 ( ( ) ) 9,932,658 4 8,997,856 4 1780 ( ( )) 45,507-35,591-1840 ( ( )) 2,949,052 1 2,334,571 1 1930 ( ( ) ) 37,073,556 14 33,539,103 14 1995 ( ) 1,492,870 1 1,072,032-56,574,755 22 50,850,837 21 $ 267,569,822 100 237,936,557 100 ( ) 90
104.12.31 103.12.31 % % 2100 ( ( ) ) $ 78,844,180 29 66,974,084 28 2120 ( ( )) - - 769-2125 ( ( )) - - 2,820-2150 3,235,819 1 2,344,572 1 2230 1,295,601-1,381,461 1 2305 ( ) 26,274,248 10 23,243,396 10 2320 ( ( ) ( ) ) 74,456,126 28 59,244,773 25 2399 1,017,178-902,357-185,123,152 68 154,094,232 65 2530 ( ( ) ) 9,440,820 4 9,299,257 4 2540 ( ( ) ) 28,891,972 11 34,252,478 14 2570 ( ( )) 1,771,018 1 1,574,717 1 2600 ( ( )) 2,312,321 1 2,286,792 1 42,416,131 17 47,413,244 20 227,539,283 85 201,507,476 85 ( ( )) 3100 11,392,300 4 10,954,134 4 3200 9,407,395 4 9,407,459 4 3350 15,497,081 6 12,132,818 5 3400 1,590,265-1,844,301 1 37,887,041 14 34,338,712 14 36XX 2,143,498 1 2,090,369 1 40,030,539 15 36,429,081 15 $ 267,569,822 100 237,936,557 100 ( ) 91
92 : 104 103 ( ) 4111 $ 8,536,111 23 8,546,786 25 4810 6,818,922 19 6,485,014 19 4820 8,803,788 24 7,732,557 22 4300 2,454,131 7 1,905,331 6 4230 2,629,435 7 2,122,796 6 4240 2,649,382 7 1,819,017 5 4830 - - 750,535 2 4881 4,936,211 13 5,190,638 15 36,827,980 100 34,552,674 100 ( ) 5111 7,526,825 20 7,445,911 21 5240 4,777,085 13 4,357,416 13 5300 1,752,057 5 1,354,572 4 5800 826,628 2 1,320,394 4 14,882,595 40 14,478,293 42 21,945,385 60 20,074,381 58 6000 ( ) 13,181,740 36 11,508,104 33 6500 ( ( )) 115,758-190,463-8,879,403 24 8,756,740 25 7100 84,281-89,186-7130 69,116-33,691-7020 ( ( )) 573,701 2 808,174 3 7060 ( ( )) 28,309 - (11,077 ) - 755,407 2 919,974 3 7900 9,634,810 26 9,676,714 28 7950 ( ( )) 2,440,877 6 2,521,945 7 7,193,933 20 7,154,769 21 8310 8311 7,635-17,181-8349 (1,298 ) - (2,921 ) - 6,337-14,260-8360 8361 (302,151 ) (1 ) 1,228,190 3 8362 (32,055 ) - (147,405 ) - 8363 128,477-74,858-8364 (77,281 ) - (163,818 ) - 8391 - - 49,141-8399 (27,992 ) - (60,239 ) - (311,002 ) (1 ) 980,727 3 ( ) (304,665 ) (1 ) 994,987 3 8500 $ 6,889,268 19 8,149,756 24 8610 $ 6,863,272 19 6,825,408 20 8620 330,661 1 329,361 1 $ 7,193,933 20 7,154,769 21 8710 $ 6,615,550 18 7,710,169 23 8720 273,718 1 439,587 1 $ 6,889,268 19 8,149,756 24 9750 ( )( ( )) $ 6.02 5.99 ( )
: ( ) ( ) ( ) $ 9,958,304 9,411,698 64,865 8,215,781 760,510 299,730 (39,919 ) 2,615 (49,141 ) 28,624,443 1,816,750 30,441,193 - - - 6,825,408 - - - - - 6,825,408 329,361 7,154,769 - - - 14,255 1,057,730 (147,405 ) 74,858 (163,818 ) 49,141 884,761 110,226 994,987 - - - 6,839,663 1,057,730 (147,405 ) 74,858 (163,818 ) 49,141 7,710,169 439,587 8,149,756 - - - (1,991,661 ) - - - - - (1,991,661 ) - (1,991,661 ) 995,830 - - (995,830 ) - - - - - - - - - - (64,865 ) 64,865 - - - - - - - - - (4,239 ) - - - - - - - (4,239 ) - (4,239) - - - - - - - - - - (165,968 ) (165,968 ) 10,954,134 9,407,459-12,132,818 1,818,240 152,325 34,939 (161,203 ) - 34,338,712 2,090,369 36,429,081 - - - 6,863,272 - - - - - 6,863,272 330,661 7,193,933 - - - 6,314 (273,177 ) (32,055 ) 128,477 (77,281 ) - (247,722 ) (56,943 ) (304,665 ) - - - 6,869,586 (273,177 ) (32,055 ) 128,477 (77,281 ) - 6,615,550 273,718 6,889,268 - - - (3,067,157 ) - - - - - (3,067,157 ) - (3,067,157 ) 438,166 - - (438,166 ) - - - - - - - - - (64 ) - - - - - - - (64 ) - (64 ) - - - - - - - - - - (220,589 ) (220,589 ) $ 11,392,300 9,407,395-15,497,081 1,545,063 120,270 163,416 (238,484 ) - 37,887,041 2,143,498 40,030,539 ( ) 93
: 104 103 $ 9,634,810 9,676,714 1,611,411 1,325,494 142,602 72,513 39,057 60,735 4,777,085 4,357,416 (20,985,808 ) (18,248,570 ) (69,116 ) (33,691 ) (28,309 ) 11,077 (4,535 ) (107,378 ) ( ) 80,258 (70,648 ) (123,081 ) (67,388 ) 4,947,876 3,972,869 269,495 297,167 (9,343,065 ) (8,430,404 ) ( ) (53,527 ) 107,633-895,104 (30,986,582 ) (45,103,441 ) - 4,737,057 131,770 2,603,487-567,545 597,886 50,113 693,188 1,002,597 (3,385,906 ) (4,079,846 ) (559,926 ) (318,576 ) (33,563,097 ) (39,538,327 ) ( ) 928,119 (641,650 ) 156,767,451 165,765,553 (133,755,334 ) (134,027,158 ) 3,378,672 3,412,617 17,027 2,864 116,464 454,183 12,407 32,843 27,464,806 34,999,252 (6,098,291 ) (4,539,075 ) (15,441,356 ) (12,969,479 ) 94 ( )
104 103 (5,806,546 ) (3,292,765 ) 20,978,162 17,887,100 69,216 33,791 (4,966,118 ) (4,277,275 ) (2,998,161 ) (2,288,378 ) 7,276,553 8,062,473 (193,928 ) - 151,669 56,491-2,062 (5,662,910 ) (6,894,322 ) 4,758,138 2,982,157 - (168,745 ) ( )( ( )) - (407,979 ) (143,316 ) (162,770 ) 2,650 20,057 (11,941 ) (4,863 ) (1,099,638 ) (4,577,912 ) (3,067,157 ) (1,991,661 ) (220,653 ) (165,968 ) (3,287,810 ) (2,157,629 ) (126,045 ) (498,865 ) 2,763,060 828,067 8,330,204 7,502,137 $ 11,093,264 8,330,204 ( ) 95
( ) Chailease Holding Company Limited( ) 1,139,229,994 1,095,413,456 11,392,300 10,954,134 ( ) ( ) 2013 ( ) 1 7 1 1 7 7 10 11 12 13 1 12 19 27 32 20 2010 7 1 2011 7 1 2013 1 1 2011 7 1 2013 1 1 2013 1 1 ( 2014 1 1 ) 2013 1 1 2013 1 1 2013 1 1 2012 7 1 2012 1 1 2013 1 1 2013 1 1 2014 1 1 2013 1 1 96
2013 1. 2. ( ( )) ( ) ( ) 9 2018 1 1 10 28 10 12 28 11 14 15 16 1 7 12 16 38 16 41 19 27 36 39 2016 1 1 2016 1 1 2016 1 1 2018 1 1 2019 1 1 2016 1 1 2017 1 1 2017 1 1 2016 1 1 2016 1 1 2014 7 1 2016 1 1 2014 1 1 2014 1 1 2010-2012 2011-2013 2014 7 1 2012-2014 2016 1 1 21 2014 1 1 97
( ) ( ) ( ) ( ) 1. (1) ( ) (2) (3) (4) ( ) ( ) 2. ( ) 1. ( ) 98
2. 104.12.31 103.12.31 Chailease International Company 100.00% 100.00% (Malaysia) Limited Golden Bridge (B.V.I.) Corp. 100.00% 100.00% Chailease International Financial 100.00% 100.00% Services Co., Ltd. Golden Bridge (B.V.I.) My Leasing (Mauritius) Corp. 100.00% 100.00% Corp. My Leasing (Mauritius) 100.00% 100.00% Corp. My Leasing (Mauritius) 100.00% 100.00% Corp. ( ) 100.00% 100.00% ( ) 100.00% 100.00% Chailease International Company (Malaysia) Limited ( ) Chailease International (B.V.I.) Corp. Chailease International Company (UK) Limited Chailease Berjaya Credit Sdn. Bhd. 100.00% 100.00% 100.00% 100.00% 100.00% -% 70.00% -% Chailease International Chilease International Financial Services 100.00% 100.00% Financial Services, Co., Ltd. (Liberia) Corp. ( ) ( ) 99.55% 99.54% ( ) 100.00% 100.00% My Leasing (B.V.I.) Corp. 100.00% 100.00% Chailease International Asia Sermkij Leasing Public Co., Company (Malaysia) Ltd. Limited ( ) ( ) Chailease Finance (B.V.I.) Co., Ltd. 48.18% 48.18% ( 1) 100.00% 100.00% Chailease International Leasing Company Limited (Vietnam) 100.00% 100.00% ( ) 100.00% 100.00% ( ) 100.00% 100.00% ( ) 100.00% 100.00% ( ) 100.00% 100.00% 99
104.12.31 103.12.31 ( ) ( ) 100.00% 100.00% 2014 -% -% ( 2) 100.00% 100.00% 100.00% -% ( ) ( ) 100.00% 100.00% ( ) Corp. (California) 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% Inc. Corp. 100.00% 100.00% 2005-1 Funding Corp. LLC. -% -% ( 2) 100.00% 100.00% Loan LLC. 2005-1 Asia Sermkij Leasing Public Co., Ltd. 2005-1 Company Limited -% -% ( 2) 99.99% 99.99% 1 Asia Sermkij Leasing Public Co., Ltd. 51.82% Asia Sermkij Leasing Public Co., Ltd. 2 (SPE) 3. 100
( ) 1. ( ) 2. 3. ( ) 1. 2. 3. 4. 1. 2. 3. 4. 101
( ) ( ) 1. (1) A. B. C. (2) ( ) (3) 102
(4) (5) (6) 2. (1) 103
A. B. C. ( ) (2) 3. (1) (2) ( ) 104
( ) (3) ( ) ( ) ( ) ( ) 105
( ) 1. 2. 3. (1) 20~60 (2) 3~ 6 (3) 4~16 (4) 1~12 (5) 5 ( ) 106
IFRIC 4 ( ) 1. 2. ( ) ( ) ( ) 1. 2. 107
3. 4. 5. (1) ( ) (2) ( ) A. B. ( ) ( ) C. a. b. 6. ( ) 1. 2. 108
( ) (1) (2) ( ) (3) ( ) ( ) ( ) 1. 2. 3. 1. 2. (1) (2) ( ) ( ) 109
( ) ( ) ( ) ( ) 1. ( ) 2. ( ) 3. ( ) ( ) 1. 110
2. 3. ( ) ( ) ( ) ( ) ( ) 111
( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) 104.12.31 103.12.31 $ 10,859,886 8,274,421 217,935 42,685-19,991 21,011 11,097,812 8,338,117 (4,548 ) (7,913 ) $ 11,093,264 8,330,204 ( ) 112
( ) 1. 104.12.31 103.12.31 ( ) $ 213,429 177,256 22,116 28,736 235,545 205,992 2011 693,713 710,059 929,258 916,051 163,350 40,427 1,035,058 1,012,241 ( ) 506,319 517,217 1,704,727 1,569,885 9,975,782 9,131,820 163,416 37,759 $ 12,773,183 11,655,515 2. ( ) 104 103 7% $ 119,386 14,940 109,948 12,408 7% $ (119,386 ) (14,940 ) (109,948 ) (12,408 ) 2,175 2,325 5.61%~8.83% 3. 103.12.31 $ (769 ) (2,820 ) $ (3,589 ) 113
4. 104.12.31 3.700% 90 LIBOR+ 1.8% 102.04.29~ CNY 123,510 105.04.29 3.800% 90 LIBOR+ 1.8% 102.10.21~ CNY 183,300 105.04.29 3.600% 90 LIBOR+ 1.8% 102.12.18~ CNY 121,580 105.04.29 103.12.31 3.700% 90 LIBOR+ 1.8% 102.04.29~ CNY 123,510 105.04.29 3.800% 90 LIBOR+ 1.8% 102.10.21~ CNY 183,300 105.04.29 3.600% 90 LIBOR+ 1.8% 102.12.18~ CNY 121,580 105.04.29 103.12.31 CNY 300,000 101.03.20~104.03.20 2.960% 3 5. 104.12.31 100.01.19~105.01.19 3% 90 CP+1.1% 5 100.01.19~105.01.19 3% 90 CP+1.0% 5 103.12.31 99.11.17~104.11.17 3% 90 CP+1.2% 5 100.01.19~105.01.19 3% 90 CP+1.1% 5 100.01.19~105.01.19 3% 90 CP+1.0% 5 114
(1) ( ) Golden Bridge(B.V.I) Corp. 104.12.31 103.12.31 $ 1,385 (2,820 ) 162,031 37,759 104 103 $ 128,477 74,858 (2) Golden Bridge (B.V.I.) Corp. 104.12.31 103.12.31 $ 2,432,333 2,152,200 Golden Bridge (B.V.I.) Corp. ( ) 1. 5,000,229 4,154,000 9,533 / (twaaa) 3,830,000 3,830,000 2.20% (twa) 324,000 324,000 3.00% 846,229 991,210 100.11.24( ) 9.4500% 9.4000% 4.83 1.65% 3.07% 2.56% ( ) 115
(1) 104.12.31 103.12.31 28.06% 13.85% 6.57% 8.63% 0.92 1.92 ( ) 1.85%~7.88% 1.85%~6.30% 4.00% 4.00% (2) 10% 20% 104.12.31 103.12.31 693,713 710,059 ( ) 0.92 1.92 28.06% 13.85% 10% (501 ) (11,279 ) 20% (934 ) (20,911 ) 7.88% 4.58% 10% (6,800 ) (20,673 ) 20% (13,601 ) (41,336 ) 4.00% 4.00% 10% (795 ) (3,670 ) 20% (1,589 ) (7,318 ) (3) (4) 104 103 $ 169,419 334,531 2,434 4,760 ( ) 2. 5,274,997 4,255,000 43,516 / (twaaa) 3,880,000 3,880,000 2.80% (twa) 375,000 375,000 3.50% 1,019,997 1,124,727 116
99.8.13( ) 8.5600% 9.4843% 3.83 2.26% 4.20% 3.08% (1) 103 $ 96,510 1,395 895,104 ( ) 613,677 117
( ) 104.12.31 103.12.31 $ 14,741,271 10,089,740 (539,361 ) (624,129 ) 14,201,910 9,465,611 71,073,596 64,169,367 (6,421,195 ) (5,907,409 ) (2,109,303 ) (1,846,027 ) 62,543,098 56,415,931 ( ) 83,335,162 78,653,219 (9,593,354 ) (9,809,078 ) (3,222,114 ) (2,637,123 ) 70,519,694 66,207,018 39,255,476 33,734,391 (914,095 ) (889,109 ) 38,341,381 32,845,282 185,606,083 164,933,842 2,653,946 2,652,563 (52,402 ) (53,292 ) 2,601,544 2,599,271 26,769,295 26,136,991 (2,478,530 ) (2,296,764 ) (350,817 ) (304,723 ) 23,939,948 23,535,504 8,684,859 6,232,235 (2,308,150 ) (1,685,203 ) (70,046 ) (59,099 ) 6,306,663 4,487,933 4,327,359 2,988,244 (101,958 ) (71,849 ) 4,225,401 2,916,395 37,073,556 33,539,103 $ 222,679,639 198,472,945 1. 104 103 $ 6,485,351 5,398,770 4,945,701 3,970,544 (4,001,984 ) (3,128,886 ) (68,972 ) 244,923 $ 7,360,096 6,485,351 118 2.
3. 104 12 31 $ 83,182,946 (9,593,354 ) 73,589,592 5,294,353 (756,927 ) 4,537,426 3,390,506 (1,551,223 ) 1,839,283 $ 91,867,805 (11,901,504 ) 79,966,301 103 12 31 $ 78,562,748 (9,809,078 ) 68,753,670 3,959,475 (649,594 ) 3,309,881 2,272,760 (1,035,609 ) 1,237,151 $ 84,794,983 (11,494,281 ) 73,300,702 ( ) 20 IFRIC4 IAS17 4. 104.12.31 103.12.31 $ 2,076,579 1,873,886 2,497,887 2,413,712 13,147 197,198 $ 4,587,613 4,484,796 5. 104 12 31 $ 71,073,596 (6,421,195 ) 64,652,401 26,733,062 (2,477,169 ) 24,255,893 36,233 (1,361 ) 34,872 $ 97,842,891 (8,899,725 ) 88,943,166 103 12 31 $ 64,169,367 (5,907,409 ) 58,261,958 26,104,458 (2,295,861 ) 23,808,597 32,533 (903 ) 31,630 $ 90,306,358 (8,204,173 ) 82,102,185 6. 6,499,797 5,465,000 87,457 (1) 119
(2) / (twaaa) 5,079,000 5,079,000 1.85% (twa) 386,000 386,000 2.65% 1,034,797 1,294,462 ( ) 104.12.31 103.12.31 $ 1,316,868 1,383,417 1,357,203 1,493,040 35,914 65,806 10,386 317,070 $ 2,720,371 3,259,333 104.12.31 103.12.31 $ 52,948 107,426 (17,034 ) (41,620 ) $ 35,914 65,806 ( )22,736 (22,086) ( ) (80,258) 70,648 ( ) 104.12.31 103.12.31 $ 365,278 183,215 104 103 ( ) $ 28,309 (11,077 ) ( ) ( ) 100% 1. 445,000 120 2. ( )
3. $ 37,021 1,323,383 367,998 30,141 (1,322,495 ) $ 436,048 4. $ 445,000 (436,048 ) $ 8,952 5. $ 445,000 (37,021 ) $ 407,979 ( ) 104 1 1 $ 3,060,206 8,055,558 1,098,529 125,923 12,340,216 38,151 3,027,122 444,565 19,384 3,529,222-714 - - 714 - (1,755,682 ) (294,264 ) (1,738 ) (2,051,684 ) (34,510 ) 35,834 (15,271 ) 191 (13,756 ) 104 12 31 $ 3,063,847 9,363,546 1,233,559 143,760 13,804,712 103 1 1 $ 2,965,915 5,482,214 2,992,112 121,105 11,561,346 37,996 4,054,204 145,991 4,425 4,242,616-1,991 - - 1,991 - (1,507,224 ) (2,137,722 ) - (3,644,946 ) 56,295 24,373 98,148 393 179,209 103 12 31 $ 3,060,206 8,055,558 1,098,529 125,923 12,340,216 104 1 1 $ 438,336 1,966,842 842,851 94,331 3,342,360 54,635 1,411,422 132,647 12,707 1,611,411-292,231 - - 292,231 - (1,062,686 ) (295,957 ) (1,738 ) (1,360,381 ) (1,853 ) (540 ) (11,128 ) (46 ) (13,567 ) 104 12 31 $ 491,118 2,607,269 668,413 105,254 3,872,054 103 1 1 $ 384,074 1,586,301 2,322,279 82,325 4,374,979 51,836 1,046,759 215,176 11,723 1,325,494-273,125 1,956-275,081 - (954,630 ) (1,779,431 ) - (2,734,061 ) 2,426 15,287 82,871 283 100,867 103 12 31 $ 438,336 1,966,842 842,851 94,331 3,342,360 104 12 31 $ 2,572,729 6,756,277 565,146 38,506 9,932,658 103 12 31 $ 2,621,870 6,088,716 255,678 31,592 8,997,856 121
( ) 104 1 1 $ 12,680 44,490 57,170-11,941 11,941-1,221 1,221 104 12 31 $ 12,680 57,652 70,332 103 1 1 $ 3,728 35,907 39,635 8,952-8,952-4,863 4,863-1,788 1,788-1,932 1,932 103 12 31 $ 12,680 44,490 57,170 104 1 1 $ - 21,579 21,579-4,328 4,328 - (1,082) (1,082) 104 12 31 $ - 24,825 24,825 103 1 1 $ - 17,023 17,023-3,599 3,599-957 957 103 12 31 $ - 21,579 21,579 104 12 31 $ 12,680 32,827 45,507 103 12 31 $ 12,680 22,911 35,591 4,328 3,599 ( ) 104.12.31 1.27%~1.58% 105~108 $ 364,854 1.30%~4.00% 105~106 1,708,037 2.20%~4.75% 105~107 8,423,466 CNY 4.13%~6.76% 105~107 18,012,131 3.60%~5.40% 105 1,868,104 0.91%~1.97% 105~107 87,054,898 1.27%~3.09% 105~106 21,957,824 EUR 1.35% 105 229,632 2.20%~7.38% 105~107 7,776,650 JPY 1.20%~1.51% 105 189,579 CNY 4.27%~6.76% 105~107 22,586,286 2.20%~2.30% 105 1,523,738 1.85%~2.65% 108 5,465,000 0.82%~1.01% 119 197,792 $ 177,357,991 $ 148,466,019 28,891,972 $ 177,357,991 122
103.12.31 1.30%~1.65% 104~108 $ 837,802 2.00%~4.00% 104~106 1,486,428 2.80%~4.75% 104~106 8,886,730 CNY 3.93%~7.69% 104~106 14,476,088 3.60%~7.50% 104~105 1,320,356 0.92%~1.97% 104~106 73,316,182 1.41%~2.92% 104~105 18,587,366 EUR 1.37% 104 100,022 2.67%~7.38% 104~105 7,588,035 JPY 1.20%~1.25% 104~105 226,890 CNY 3.93%~7.69% 104~106 19,697,786 2.90%~3.00% 104 2,570,343 7.83% 104 7,541 1.85%~2.65% 108 5,465,000 0.71%~0.81% 119 247,556 $ 154,814,125 $ 120,561,647 34,252,478 $ 154,814,125 ( ) 1. 2. (1) ( ) (2) Chailease Finance (B.V.I.) Co., Ltd. ( ) (3) Asia Sermkij Leasing Public Co., Ltd. (4) (5) ( ) (6) 123
(7) (8) ( ) (9) ( ) (10) Chailease International Financial Services Co., Ltd. ( ) ( ) 104.12.31 100.01.19~ 105.01.19 100.01.19~ 105.01.19 101.06.05~ 106.06.05 102.07.22~ 107.07.22 103.06.16~ 108.06.16 103.10.30~ 110.10.30 103.10.30~ 113.10.30 104.06.29~ 109.06.29 103.05.09~ 105.05.16 102.06.27~ 105.06.27 103.04.30~ 106.04.28 103.05.15~ 106.06.08 103.05.27~ 106.05.09 103.06.27~ 106.07.10 103.07.17~ 105.07.11 1.858%~ 1.897% 50,000 50,000-1.958%~ 50,000 50,000-1.997% 1.500% 2,000,000 2,000,000-1.600% 1,400,000 700,000 700,000 1.500% 450,000-450,000 2.050% 900,000-900,000 2.300% 1,100,000-1,100,000 1.550% 3,000,000-3,000,000 3.820% 219,504-4.500% 1,188,980-4.150% - 91,460 4.100% - 192,066 4.050% - 137,190 4.050% - 201,212 3.790% 196,639-124
104.12.31 103.07.18~ 4.050% - 457,300 106.07.25 103.07.25~ 4.050% - 292,672 106.08.08 103.09.26~ 3.950% - 182,920 106.10.10 103.09.26~ 3.950% - 228,650 106.09.25 103.09.29~ 3.950% - 91,460 106.09.25 103.11.07~ 3.700% 146,336-105.11.07 103.11.10~ 3.950% - 182,920 106.11.10 103.11.24~ 3.850% - 118,898 106.12.07 103.11.25~ 3.700% 109,752-105.11.25 103.12.03~ 3.700% 173,774-105.12.07 104.01.28~ 3.600% - 274,380 106.01.28 104.03.18~ 3.700% - 91,460 107.03.18 104.05.14~ 3.500% - 109,752 106.05.15 104.06.04~ 3.400% - 274,380 107.06.04 104.08.13~ 3.100% - 137,190 107.08.14 104.09.03~ 3.100% - 137,190 107.08.28 104.12.25~ 2.680% - 91,460 106.11.15 4,834,985 9,442,560 (698 ) (1,740 ) $ 4,834,287 9,440,820 125
103.12.31 99.11.17~ 2.058%~ 400,000 $ 400,000-104.11.17 2.088% 100.01.19~ 1.858%~ 50,000 50,000-105.01.19 1.897% 100.01.19~ 1.958%~ 50,000 50,000-105.01.19 1.997% 101.06.05~ 1.500% 2,000,000 1,000,000 1,000,000 106.06.05 102.07.22~ 1.600% 1,400,000-1,400,000 107.07.22 103.06.16~ 1.500% 450,000-450,000 108.06.16 103.10.30~ 2.050% 900,000-900,000 110.10.30 103.10.30~ 2.300% 1,100,000-1,100,000 113.10.30 102.02.22~ 4.550% 338,450-104.08.21 103.05.09~ 3.820% - 232,080 105.05.16 102.06.27~ 4.500% - 1,257,100 105.06.27 103.04.30~ 4.150% - 96,700 106.04.28 103.05.15~ 4.100% - 203,070 106.06.08 103.05.27~ 4.050% - 145,050 106.05.09 103.06.27~ 4.050% - 212,740 106.07.10 103.07.17~ 3.790% - 207,905 105.07.11 103.07.18~ 4.050% - 483,500 106.07.25 103.07.25~ 4.050% - 309,440 106.08.08 103.09.26~ 3.950% - 193,400 106.10.10 103.09.26~ 3.950% - 241,750 106.09.25 103.09.29~ 3.950% - 96,700 106.09.25 103.11.07~ 3.700% - 154,720 105.11.07 103.11.10~ 3.950% - 193,400 106.11.10 103.11.24~ 3.850% - 125,710 106.12.07 103.11.25~ 3.700% - 116,040 105.11.25 103.12.03~ 3.700% - 183,730 105.12.07 101.04.05~ 5.000% CNY 750,000 3,818,889-104.04.05 5,657,339 9,303,035 (129 ) (3,778 ) $ 5,657,210 9,299,257 126
: Chailese Finance (B.V.I.) Co. Ltd ( ) ( ) ( ) 1. 104.12.31 103.12.31 $ 175,383 241,054 520,656 661,592 132,604 142,769 $ 828,643 1,045,415 ( ) 1. 104.12.31 103.12.31 $ 1,544,508 1,489,673 (727,012 ) (678,300 ) ( ) $ 817,496 811,373 (1) ( ) 701,864 (2) 104 103 1 1 $ 1,489,673 1,426,182 83,864 83,467 ( ) (4,413 ) (16,015 ) 3,894 7,253 (28,510 ) (11,214 ) 12 31 $ 1,544,508 1,489,673 127
(3) 104 103 1 1 $ 678,300 616,982 ( ) ( ) 14,018 12,822 3,222 1,166 51,521 52,000 (20,049 ) (4,670 ) 12 31 $ 727,012 678,300 (4) 104 103 $ 53,510 53,991 16,336 16,654 $ 69,846 70,645 $ - 1,859 69,846 68,786 $ 69,846 70,645 (5) ( ) ( ) 104 103 1 1 $ (38,367 ) (55,548 ) 7,635 17,181 12 31 $ (30,732 ) (38,367 ) (6) 104.12.31 103.12.31 1.88%~3.70% 2.00%~3.70% 2.00%~6.00% 3.00%~6.00% 62,057 17.15~23.84 (7) 128
( ) 0.25% 0.25% 104 12 31 (56,187 ) 53,984 51,939 (54,031 ) 2. 6% 150,109 116,760 ( ) 1. 104 103 $ 2,977,129 3,148,851 (20,745 ) (7,585 ) 2,956,384 3,141,266 (515,507 ) (619,321 ) $ 2,440,877 2,521,945 104 103 $ (27,992 ) (60,239 ) ( ) (1,298 ) (2,921 ) $ (29,290 ) (63,160 ) ( ) 104 103 $ 9,634,810 9,676,714 $ 2,913,213 3,163,775 (18,340 ) (21,917 ) (363,410 ) (532,490 ) 10% 2 - (69,843 ) (79,838 ) (20,745 ) (7,585 ) $ 2,440,877 2,521,945 129
2. (1) 104.12.31 103.12.31 $ 9,713,067 9,408,304 $ 582,624 542,594 (2) 104.12.31 103.12.31 $ 4,329 10,555 1,271,812 1,220,056 $ 1,276,141 1,230,611 $ 84,071 338,249 1,654,163 478,337 263,022 60,358 21,116 1,728 (3) 104 1 1 $ 987-1,573,581 149 1,574,717 ( ) (35 ) - 77,694 85,211 162,870 ( ) 21 - - - 21 - - 33,410-33,410 104 12 31 $ 973-1,684,685 85,360 1,771,018 103 1 1 $ 852-1,341,934 1,282 1,344,068 ( ) (703 ) - 180,905 (1,141 ) 179,061 ( ) 838 - - - 838 - - 50,742 8 50,750 103 12 31 $ 987-1,573,581 149 1,574,717 104 1 1 $ 142,898 1,983,760-207,913 2,334,571 ( ) 4,904 652,982-20,491 678,377 ( ) (1,277 ) - - (27,992 ) (29,269 ) (914 ) (40,111 ) - 6,398 (34,627 ) 104 12 31 $ 145,611 2,596,631-206,810 2,949,052 103 1 1 $ 141,147 975,874-418,488 1,535,509 ( ) 2,956 948,998 - (153,572 ) 798,382 ( ) (2,083 ) - - (60,239 ) (62,322 ) 878 58,888-3,236 63,002 103 12 31 $ 142,898 1,983,760-207,913 2,334,571 130
( ) 1. 1,500,000 10 11,392,300 10,954,134 438,166 43,817 10400167171 995,830 99,583 1030016933 1010033321 8.59 120,000,000 24,000,000 5 1,365,667 2,612,562 (1) (2) 2. 104.12.31 103.12.31 $ 9,387,469 9,387,469 19,926 19,990 $ 9,407,395 9,407,459 131
3. (1) 0.01% 1% (2) 0.01% 0.1% (3) 20% 30% ( ) (1) 101 4 6 1010012865 (2) 1,024 5,460 103 102 ( ) ( ) $ 2.80 3,067,157 2.00 1,991,661 0.40 438,166 1.00 995,830 $ 3,505,323 2,987,491 132
( ) 104 103 $ 6,863,272 6,825,408 1,139,230 1,139,230 1,139,259 1,139,250 ( ) : (1) 0.01% 1% ; (2) 0.1% 1,024 4,214 ( ) 104 103 ( ) $ (80,258 ) 70,648 ( ) 22,736 (22,086 ) 173,174 141,657 106 244 $ 115,758 190,463 ( ) 104 103 ( ) $ (4,965 ) (114,088 ) 2,009 1,836 123,081 67,388 ( ) (39,057 ) (60,735 ) (2,175 ) (2,325 ) 494,808 916,098 $ 573,701 808,174 ( ) 104 103 $ (30,272 ) (108,865 ) (1,783 ) (38,540 ) $ (32,055 ) (147,405 ) 133