1933 AIA Group Limited 1299 2013 11 30
2013 11 30 1299 2013 11 30 25% 14.90 24% 33.41 44.1% 14% 39.75 10% 349 8% 338 16% 25.04 28.22 16% 20.91 AIA Co.80 433% 17.33 16%28.62 42.55 15% (Mark Tucker) 2013 25% 16% 2014 i
17 97% 26% 90 2013 11 30 1,470 2,8001,600 1299 AAGIY +852 2832 6160 +852 2832 6178 +852 2832 4704 +852 2832 1868 +852 2832 4703 +852 2832 4720 ii
2013 2012 1,490 1,188 25% 44.1% 43.6% 0.5 3,341 2,696 24% 3,975 3,491 14% 20,356 18,238 12% 13,466 13,170 2% 33,822 31,408 8% (1) 34,875 31,657 10% 33.20 29.10 14% (1) 289.56 262.84 10% 17,808 15,360 16% 2,504 2,159 16% 2,822 3,019 (7)% 20.91 18.00 16% 20.86 17.98 16% AIA Co. 433% 353% 80 28.62 24.67 16% 42.55 37.00 15% (1) 2013 2012 (2) 468 57.6% 781 366 58.4% 604 28% 319 56.3% 565 287 53.9% 532 11% 269 67.3% 400 220 65.1% 339 22% 120 37.8% 319 69 46.0% 151 74% 166 66.4% 249 124 57.5% 215 34% 91 26.8% 338 68 28.5% 237 34% 220 32.0% 689 167 27.0% 618 32% 1,653 48.9% 3,341 1,301 47.8% 2,696 27% (67) (41) (96) (72) 1,490 44.1% 3,341 1,188 43.6% 2,696 25% (2) 2012 11 30 iii
(1) (Mark Tucker)9 30 http://investors.aia.com/phoenix.zhtml?c=242118&p=irol-presentations (2) (3) ING Management Holdings (Malaysia) Sdn. Bhd. INGAviva NDB Insurance (ANI) 2012 122013 (4) 100% 10% (5) 100% 10% (6) (7) (8) (9) 11 30 (10) (11) 20132012 1,1001,100 (12) iv
... 2... 6... 6... 21... 43... 54... 54... 56... 58... 59... 61... 62... 63... 165... 168... 191... 191... 191... 191... 191... 191... 192... 192... 192... 192... 194 1
2013 2013 25% 14.90 201224% 44.1% 16% 25.04 10%348.75 2013 11AIA Co. 80 433% 2012 12ING 2
2013 12 Citibank N.A.15 111,300 2013 6 15 3
2013 8 15 2013 AIA Vitality Discovery LimitedAIA Vitality 2012 2013 2011 201396%2011 2013 4
2011 201313 20137 1510,000 2013 Philam Life Philam Foundation50 2013 2013 5
25% 14.9016% 25.04 10% 32.18348.75 AIA Co.433%2012 80 2013 2012 25% 14.90 2012 24% 33.41 201243.6%44.1% 2012 11 30316.57 32.182013 11 30348.7510% 2013 11 3010.532012 11 30 2.49 2012 11 30314.082013 11 30338.22 8% 24.14 8.08 39.75 201214%14.90 23.871.24 2,600 6.205.95 1,8007.60 6
201216% 25.04 20127% 28.222013 20134.24 20127.87 2012 11 30266.97 8% 2013 11 30246.86 25201050% 2013 11 30AIA Co. 60.57AIA Co.433%2012 11353% 80 2013 17.33 2012 9% 28.62 201216% 2013 42.55201215% ING Aviva NDB Insurance (ANI) 2012 12 2013 5 7
2013 (1) (1) (3) 2012 468 57.6% 781 366 58.4% 604 28% 29% 319 56.3% 565 287 53.9% 532 11% 6% 269 67.3% 400 220 65.1% 339 22% 18% 120 37.8% 319 69 46.0% 151 74% 111% 166 66.4% 249 124 57.5% 215 34% 16% 91 26.8% 338 68 28.5% 237 34% 43% 220 32.0% 689 167 27.0% 618 32% 11% 1,653 48.9% 3,341 1,301 47.8% 2,696 27% 24% (2) (67) (41) (96) (72) 1,490 44.1% 3,341 1,188 43.6% 2,696 25% 24% (1) (2) AIA Co. AIA International4.4 (3) 2012 11 30 20123.0214.9025% 20132012 24% 11.66 35% 4.69 2012 30%28% 22% 11%ING 74% 24% 33.41201226.96 29% 43%ING 44.1%201243.6% 0.6 ING 0.4 0.3 1.636,700 9,600 8
2013 11 30 2012 11 30 33,822 31,408 8% (1) 1,053 249 323% 34,875 31,657 10% (1) 2012 11 30316.57 32.182013 11 30348.75 10% 2013 11 3010.532012 11 30 2.49 2013 13,170 18,238 31,408 (1,865) (1,865) 683 374 1,057 (1,182) 374 (808) 11,988 18,612 30,600 (957) 2,447 1,490 3,087 (700) 2,387 (255) 369 114 (83) 93 10 (26) (26) 1,766 2,209 3,975 335 10 345 429 429 361 (515) (154) 2,462 2,133 4,595 (595) (595) (18) (18) (371) (389) (760) 13,466 20,356 33,822 9
2012 10,906 16,333 27,239 (924) 2,112 1,188 2,807 (615) 2,192 (116) 256 140 (20) (9) (29) 1,747 1,744 3,491 554 379 933 (105) (105) 410 (523) (113) 2,711 1,495 4,206 (530) (530) (42) (42) 125 410 535 13,170 18,238 31,408 2012 11 30314.082013 11 30338.22 8% 24.148.08 39.75 201214%14.90 23.871.24 2,600 6.20 5.951,8007.60 2012 11 30131.70 2% 2013 11 30134.6614.7811.82 2012 11 30182.38 12% 2013 11 30203.56 141.322012 118.70 10
2013 11 30 2013 2012 11 30 2012 33,822 1,490 31,408 1,188 10% 34,459 31,961 10% 33,168 30,846 50 34,031 1,564 31,605 1,261 50 33,418 1,399 31,007 1,099 3 (1) 2013 2012 (2) 770 732 5% 526 471 12% 396 345 15% 250 150 67% 205 151 36% 150 125 20% 244 207 18% (37) (22) 2,504 2,159 16% (1) (2) 2012 11 308 201216% 25.04 5%12% 15% ING67% 36% 20% 18% 11
2013 2012 3,770 3,372 12% 3,364 3,119 8% 2,150 2,035 6% 2,036 964 111% 1,599 1,446 11% 2,049 1,942 6% 2,840 2,482 14% 17,808 15,360 16% 16% 178.08ING 2013 94.3% (1) 2013 2012 4,445 3,864 15% 398 316 26% 115 97 19% 4,958 4,277 16% (1) 201216% 49.582013 2013 2012 1,577 1,340 18% 201218% 15.7720128.7% 20138.9% (1) 2013 2012 2,504 2,159 16% 424 787 (46)% (106) 73 2,822 3,019 (7)% (1) 2013 20127% 28.2220134.24 20127.871.06 4,6005,400 12
201218.0016% 201320.91 201225.16 201323.57 (1) (1) 2013 2012 2013 2012 2,822 3,019 2,504 2,159 11,974 11,997 11,974 11,997 23.57 25.16 20.91 18.00 (1) (1) (1) 2013 2012 2013 2012 2,822 3,019 2,504 2,159 (2) 12,006 12,008 12,006 12,008 23.50 25.14 20.86 17.98 (1) (2) 39 13
2013 11 30 2012 11 30 120,648 111,581 8% 1,128 1,035 9% 2,228 2,948 (24)% 124,004 115,564 7% 15,738 14,161 11% 6,843 4,714 45% 146,585 134,439 9% 112,099 99,439 13% 2,126 766 178% 7,529 7,406 2% 121,754 107,611 13% 24,831 26,828 (7)% 145 131 11% 24,686 26,697 (8)% 2012 11 301,344.39 9% 2013 11 301,465.85 2012 11 3029.48 24% 2013 11 3022.28 5.95 2012 11 30141.61 11% 2013 11 30157.38 45% 68.4310.093.35 2012 122.95 2012 11 301,076.11 13% 2013 11 301,217.54 2012 11 30994.39 13% 2013 11 301,120.99 2013 11 30178% 21.262013 310 42 14
2013 2012 26,697 21,313 2,822 3,019 (3,712) 2,565 (508) 372 (87) (84) (595) (530) 69 42 (2,011) 5,384 24,686 26,697 2012 11 30266.97 8% 2013 11 30246.8637.12 5.08 5.95 37 15
2012 11 301,155.64 2013 11 301,240.047% 2013 11 30 2012 11 30 105,174 85% 98,240 85% 18,830 15% 17,324 15% 124,004 100% 115,564 100% 2013 11 30 2012 11 30 7,041 7% 6,011 6% 11,150 11% 9,842 10% 1,944 2% 1,303 2% 20,135 20% 17,156 18% 4,569 4% 3,534 4% 269 316 215 317 95 15 25,283 24% 21,338 22% 32,109 31% 32,072 33% 33,283 32% 30,893 31% 5,393 5% 5,047 5% 70,785 68% 68,012 69% 6,315 6% 5,656 6% 1,531 1% 1,897 2% 227 317 1,033 1% 1,020 1% 79,891 76% 76,902 78% 105,174 100% 98,240 100% 16
2013 11 30 2012 11 30 2,168 12% 2,044 12% 147 1% 75 (1) 16,084 85% 14,466 84% 428 2% 735 4% 3 4 18,830 100% 17,324 100% (1) 2012 11 30982.40 7% 2013 11 30 1,051.74 2013 11 30 909.202012 11 30851.68 2013 11 30 43%2012 11 3045% 2013 11 3049%2012 11 3048% 2013 11 30108.842012 11 30 91.90 45.69 2013 11 3018.002012 11 3022.135.95 2013 11 30 188.302012 11 30 173.24 17
2013 11 30 2012 33% 37.84 15.10 7%25% 1.425.951,800 15.19 2013 11 30 8,80067.3115.19 14.31 2013 2012 6,643 5,930 (1,431) 5,212 5,930 3,784 2,845 (1,510) (1,412) (1) (142) (148) (595) (530) (18) (42) 6,731 6,643 (1) 2013 11 30 2,600 2013 11 30 55.562012 11 3051.85 17.33 20129% 18
2013 2012 (1) 5,185 3,912 (31) (14) 839 1,104 700 503 222 23 118 98 (101) (100) 27 (72) (45) 1,733 1,583 (1,865) 1,441 (232) 217 (595) (530) (87) (84) 75 41 (68) 60 5,556 5,185 (1) 2012 11 30 8 AIA Co.2013 11 30AIA Co. 60.57433%2012 11 353%80 AIA Co. 2013 11 30 2012 11 30 6,057 4,811 (100%) 1,399 1,362 (%) 433% 353% AIA Co. AIA International150% 2013 11 30 19
2013 2 27 2012.1 2013 3510 5.001.75% 3.125%2013 11 11.60 1.50HIBOR36,000 LIBOR10 2013 11 30AIA Co.AA- A 28.62 201216% 2013 42.55201215% 20
2013 201224%11.66 2013 71%201225% 53.9% LIMRA AIA Premier Academies2013 GAMA International 2013 201227% 201220% ipos ipos ipos 21
201235% 4.69 201223%2012 3.4 39.8%201329% 2013 ipos 20132012 57%4.0 500 2013 6012 1,600 22
(Regional Employee Benefits Partnership Platform) 201226% 23
2013 15 2013 8 15 8,000 Early Care Customer Understanding 2,8001,600 24
2013 201278% 2013 7 AIA VitalityAIA VitalityDiscovery LimitedDiscovery Limited 2013 LINE 520Facebook 60Kakao Talk50 201264% 25
2013 2013 90% 2013 25% 84% 2013 26
2013iPoS 2013 800201210% 2012Wave 2013 10,000Wave 1,000 iposiposipad ipos ipos ipos ipos 2013 10 ipos 27
2013 2012 (3) (1) 468 366 28% (2) 57.6% 58.4% (0.8) 781 604 29% 3,770 3,372 12% 770 732 5% 2013 201228% 4.68 29% 2012 0.8 20125% 7.70 2013 28% 30% 2013 201231%13% AIA Premier Academy Road to MDRT 1,000 10%2013 201219% AIA Premier Academy Executive Development Programme Future Leader Programme 28
201218%2013 30 201243% 2013 29
2013 2012 (3) (1) 319 287 11% (2) 56.3% 53.9% 2.4 565 532 6% 3,364 3,119 8% 526 471 12% 75 2013 2013 7 2013 201211% 3.19 2.4 56.3%6% 5.65 201212% 5.26 2012 2014 20%2015 30% 2013 AIA Premier Academy 201390% 20132012 14% 30
2013 2013 2013 10 31
2013 2012 (3) (1) 269 220 22% (2) 67.3% 65.1% 2.2 400 339 18% 2,150 2,035 6% 396 345 15% 2013 201222% 2.692.2 67.3% 18% 4.00 201215% 3.96 2013 2012 201244%AIA Premier Academy 15% iposipad (Asia Insurance Review) (Innovation of the Year) 89% 32
HealthShield 2013AIA Vitality 33
2013 2012 (3) (1) 120 69 74% (2) 37.8% 46.0% (8.2) 319 151 111% 2,036 964 111% 250 150 67% 2013ING 2012 12 18 2013 6 ING 74% 1.20 3.192012 2013 7 26ING 37.8%2013 6 2013 40.2%67% 2.50 ING 2012 2013 6 ipos 2012 12 2013 70%iPoS 34
2013 18% 2013 6 Empower 390iPoS 35
2013 2012 (3) (1) 166 124 34% (2) 66.4% 57.5% 8.9 249 215 16% 1,599 1,446 11% 205 151 36% 2013 201234% 1.668.9 66.4% 16% 2.49 201236% 2.05 2013 201235% 30% 2013 36
20 2013 37
2013 2012 (3) (1) 91 68 34% (2) 26.8% 28.5% (1.7) 338 237 43% 2,049 1,942 6% 150 125 20% 2013 2013 201234% 9,10043% 20121.72013 201220% 1.50 2013 17%Road to MDRT Next AIA 2013200 20% 20132012 2013201230% 38
39
2013 2012 (3) (1) 220 167 32% (2) 32.0% 27.0% 5.0 689 618 11% 2,840 2,482 14% 244 207 18% 26% 201232% 2.20 5.0 32.0%11% 6.89 2012 18% 2013 2013 2012 2013 2012 40
242012 67%201226% 2013 201279% Bank of the Philippine Islands (BPI) 201290% 2013 2013 Aviva NDB Insurance (ANI) 92%2013 4 97%2012 12 232012 69%(National Development Bank PLC) 2013 2012 41
20122013 201237% (1) (1) (2) (3) 2012 11 30 42
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44
45
2012 2013 46
2013 2013 47
48
37 27 49
21 50
37 37 2137 51
37 37 3.00 52
21 11 53
56 167 2013 11 30 141 54
2013 11 30 2014 2 21 55
2013 11 30 2012 11 30 16,666 13,816 (959) (762) 15,707 13,054 9 6,064 7,206 9 155 127 21,926 20,387 15,303 14,077 (816) (703) 14,487 13,374 1,934 1,641 1,577 1,340 71 19 333 315 10 18,402 16,689 3,524 3,698 15 14 16 3,538 3,714 (47) (104) 3,491 3,610 11 (691) (685) 47 104 (644) (581) 2,847 3,029 2,822 3,019 25 10 12 0.24 0.25 12 0.24 0.25 56
2013 11 30 2012 11 30 13.93 201212.33 13 215 191 28.62 201224.67 13 442 382 657 573 57
2013 11 30 2012 11 30 2,847 3,029 20135.552012(2.11) (3,671) 2,617 20132002012300 (23) (47) (505) 377 (23) 12 (4,222) 2,959 (1,375) 5,988 (1,398) 5,956 23 32 58
2013 11 30 2012 11 30 14 1,321 272 15 93 91 16 480 412 17 18 1,128 1,035 19 1,379 1,153 20 15,738 14,161 21 23 7,484 6,425 64,763 62,268 20,988 18,594 26,968 23,656 22 445 638 120,648 111,581 11 6 5 44 46 24 3,520 2,735 26 2,228 2,948 146,585 134,439 27 103,401 90,574 28 8,698 8,865 30 2,126 766 31 1,889 1,792 22 89 41 32 169 204 11 2,036 2,229 242 328 33 3,104 2,812 121,754 107,611 59
2013 11 30 2012 11 30 34 12,044 12,044 34 1,914 1,914 34 (274) (188) 34 (11,995) (12,060) 20,070 17,843 34 2,270 5,979 34 657 1,165 2,927 7,144 24,686 26,697 35 145 131 24,831 26,828 146,585 134,439 2014 2 21 60
2011 12 1 13,958 (105) (12,101) 15,354 3,414 793 102 21,415 3,019 10 3,029 2,599 18 2,617 (47) (47) 373 4 377 13 (1) 12 3,019 2,565 372 32 5,988 13 (530) (3) (533) 41 41 (84) (84) 1 1 2012 11 30 13,958 (188) (12,060) 17,843 5,979 1,165 131 26,828 2,822 25 2,847 (3,676) 5 (3,671) (23) (23) (498) (7) (505) (13) (10) (23) 2,822 (3,712) (508) 23 (1,375) 13 (595) (9) (604) 16 16 (8) 3 (16) (21) 75 75 (87) (87) 1 1 (2) (2) 2013 11 30 13,958 (274) (11,995) 20,070 2,270 657 145 24,831 61
2013 11 30 2012 11 30 3,538 3,714 (10,219) (13,856) 8,346 8,613 31 121 1,081 (5,175) (3,665) 4,330 3,848 472 387 (47) (24) (451) (510) 915 (412) 14 (65) (58) 15 (30) 15 1 4 16 17 (176) (302) 24 (296) (104) 82 5 (1,802) (2,286) (460) 30 2,868 30 (1,725) (23) 30 324 490 30 (8) (453) (604) (533) (87) (84) (21) 724 (580) (647) (1,452) 2,948 4,303 (73) 97 26 2,228 2,948 62
1. 2009 8 24 135 1299 AAGIY 17 2. 2.1 2014 2 21 63
(a) 2012 12 1 1 12 (b) 2013 11 30 112014 12 2014 132014 272011 2014 28 2011 2014 21 2015 12014 242015 32 2015 32 2014 36 2014 40 3 40 2015 22015 32015 7 2014 8 2015 101112 2014 64
1012 272015 132014 132014 (c) 2013 11 30 9 39 9 39 10 201427 12 2014 102013 2013 11 30 8.06 192011 2014 2013 11 30 700300 65
2.2 2.4 2.3 2.10 66
2712 50% 27 50% 12 20% 50% 67
2.4 39 18 4 68
90% 90% 70% 80% 80% 4 4 69
2.4.1 2.4.2 2.4.1 70
71
72
2.4.2 39 73
2.4.3 74
2.5 2.5.1 75
76
21 2.5.2 23 2.5.3 77
2.5.4 39 78
2.6 2.7 2.8 5 20 40 3 5 2.19 79
2.9 2.19 20 40 18 2.10 2006 12 1 3 15 80
2.11 2.12 2.13 81
2.14 2.15 82
2.16 2.17 83
10% 10% AIG 2010 10 2950% 84
2.18 2.19 2.20 85
2.21 2.22 2.23 2.24 2.25 86
3. 3.1 2.4 3.2 87
2.4 27 29 3.3 2.4.1 2.4.1 3.2 2.4 20 3.4 3.5 88
23 37 3.6 25 3.7 14 89
3.8 2.17 39 4. 2013 11 30 2012 11 30 7.76 7.76 30.58 31.12 1.25 1.26 3.13 3.10 6.16 6.32 1,095.29 1,132.50 2013 11 30 2012 11 30 7.75 7.75 32.10 30.68 1.25 1.22 3.22 3.04 6.09 6.23 1,058.51 1,082.25 1 90
5. 2013 11 30 2012 12 5 Aviva NDB Insurance ANI 92.3% ANI20 1.11 2013 4 ANIANI 4.9%400 2012 12 18ING Management Holdings (Malaysia) Sdn. Bhd. ING 100% 2011 12 31 ING 9,000 Public Bank 13.32 17.54 ANI ING 1,700 2013 11 30 91
ANI ING 51 51 318 4 322 38 38 115 115 (1) 900 900 4,876 4,876 245 1 246 63 63 (5,371) (25) (5,396) (125) 7 (118) (224) (1) (225) 886 (14) 872 (16) (16) 870 (14) 856 995 14 1,009 1,865 1,865 (63) (63) 1,802 1,802 (1) 2013 3AIA AFG Takaful Bhd.AIA AFG Takaful Bhd.30% 1,400AIA AFG Takaful Bhd.AIA PUBLIC Takaful Bhd.ING ING PUBLIC Takaful Ehsan Berhad 2014 2013 11 30Philam LifePhilam Life 0.22% 300 ING 92
INGING ANI2013 11 301.06 900 6. 2013 11 30 2012 11 30 8 2,514 2,169 424 787 (91) 73 2,847 3,029 2,504 2,159 10 10 2,822 3,019 25 10 7. 100% 10% 100%10% 93
2013 11 30 2012 11 30 3,770 3,372 3,364 3,119 2,150 2,035 2,036 964 1,599 1,446 2,049 1,942 2,840 2,482 17,808 15,360 3,680 3,304 3,335 3,101 2,042 1,947 2,017 952 1,596 1,442 2,029 1,937 2,776 2,438 17,475 15,121 897 678 285 187 1,079 881 193 123 29 39 201 45 641 445 3,325 2,398 2013 11 30 2012 11 30 781 604 565 532 400 339 319 151 249 215 338 237 689 618 3,341 2,696 94
8. 30% 95
2013 11 30 781 565 400 319 249 338 689 3,341 3,770 3,364 2,150 2,036 1,599 2,049 2,840 17,808 3,344 3,498 2,369 1,899 1,498 1,504 1,740 10 15,862 (1) 1,121 943 791 525 437 389 564 188 4,958 4,465 4,441 3,160 2,424 1,935 1,893 2,304 198 20,820 (2) 2,959 2,959 2,345 1,768 1,342 1,345 1,286 (2) 14,002 381 559 191 144 145 206 308 1,934 231 188 153 172 194 138 356 145 1,577 (3) 55 45 17 19 19 6 35 46 242 3,626 3,751 2,706 2,103 1,700 1,695 1,985 189 17,755 1 19 (6) 14 839 690 454 322 235 198 338 3 3,079 (65) (164) (58) (72) (30) (48) (88) (40) (565) 774 526 396 250 205 150 250 (37) 2,514 770 526 396 250 205 150 244 (37) 2,504 4 6 10 6.1% 5.6% 7.1% 8.4% 12.1% 6.7% 12.5% 8.9% 22.3% 20.5% 21.1% 15.8% 14.7% 9.7% 11.9% 17.3% 20.0% 12.9% 22.9% 16.1% 17.4% 8.9% 11.7% 12.1% 16 10 2 2 12 3 26 71 10 12 13 16 9 6 26 15 107 (1) (2) (3) 96
2013 11 30 839 690 454 322 235 198 338 3 3,079 167 169 (56) (27) 50 18 122 16 459 1,006 859 398 295 285 216 460 19 3,538 (65) (164) (58) (72) (30) (48) (88) (40) (565) (41) (25) (4) (70) (10) (80) 43 46 (12) (5) (28) (10) (56) (75) (244) (56) (51) (42) (53) (120) (50) (691) 931 615 342 244 243 163 340 (31) 2,847 927 615 342 244 243 163 319 (31) 2,822 4 21 25 (4) (4) (4) 2013 11 30 34,260 24,026 27,547 15,774 11,728 12,631 14,352 6,174 146,492 1 7 81 4 93 34,260 24,026 27,548 15,781 11,728 12,631 14,433 6,178 146,585 (4) 29,282 19,419 25,314 13,269 10,601 10,676 10,942 2,251 121,754 4,978 4,607 2,234 2,512 1,127 1,955 3,491 3,927 24,831 13 9 123 145 1,076 326 119 (8) (378) 229 1,112 (206) 2,270 245 323 17 158 (27) (85) 26 657 3,889 4,036 1,792 2,494 1,347 1,753 2,341 4,107 21,759 (839) (700) (222) 1,636 101 (27) 183 (748) (616) (5) 338 17 27 1,170 19 8 83 27 1,689 (4) 1,3002,500 (5) 97
2013 11 30 20,820 903 203 21,926 15,862 15,862 4,958 903 203 6,064 17,755 89 (16) 861 (306) 19 18,402 14,002 (70) 861 (306) 14,487 54 54 242 89 331 19 19 14 14 3,079 903 203 (89) 16 (861) 306 (19) 3,538 20135,40010 98
2012 11 30 604 532 339 151 215 237 618 2,696 3,372 3,119 2,035 964 1,446 1,942 2,482 15,360 2,818 3,205 1,967 855 1,352 1,443 1,539 2 13,181 (1) 999 885 718 292 364 355 522 142 4,277 3,817 4,090 2,685 1,147 1,716 1,798 2,061 144 17,458 (2) 2,476 2,808 1,930 778 1,217 1,304 1,184 (1) 11,696 299 451 196 88 127 199 281 1,641 212 173 139 81 180 127 299 129 1,340 (3) 34 34 14 6 12 4 31 11 146 3,021 3,466 2,279 953 1,536 1,634 1,795 139 14,823 (1) 17 16 (4) 796 623 406 194 180 164 283 5 2,651 (60) (152) (61) (45) (29) (39) (69) (27) (482) (4) 736 471 345 149 151 125 214 (22) 2,169 732 471 345 150 151 125 207 (22) 2,159 4 (1) 7 10 6.3% 5.5% 6.8% 8.4% 12.4% 6.5% 12.0% 8.7% 23.6% 20.0% 20.0% 20.1% 12.4% 8.4% 11.4% 17.3% 18.9% 12.2% 23.6% 25.4% 16.7% 8.0% 12.3% 11.8% 6 3 2 1 7 3 (3) 19 9 9 12 8 10 6 21 13 88 (1) (2) (3) (4) 2012 11 30 1,9001,300800 4,0002012 11 30 99
2012 11 30 796 623 406 194 180 164 283 5 2,651 215 656 167 19 (70) 4 59 13 1,063 1,011 1,279 573 213 110 168 342 18 3,714 (60) (152) (61) (45) (29) (39) (69) (27) (482) (29) (14) (4) (47) (91) (36) (12) 17 (17) (12) (5) (156) (60) (243) (126) (71) (12) (56) (85) (32) (685) 951 1,036 447 142 98 112 257 (14) 3,029 947 1,036 447 143 98 112 250 (14) 3,019 4 (1) 7 10 (5) (5) (5) 2012 11 30 32,869 24,216 27,247 8,597 10,587 11,615 13,598 5,619 134,348 1 8 82 91 32,869 24,216 27,248 8,605 10,587 11,615 13,680 5,619 134,439 (5) 26,121 18,834 24,724 7,844 9,511 9,539 10,315 723 107,611 (6) 6,748 5,382 2,524 761 1,076 2,076 3,365 4,896 26,828 11 9 107 4 131 2,936 798 463 42 (59) 524 1,274 1 5,979 463 389 96 132 (65) 145 5 1,165 3,801 4,121 1,672 614 1,003 1,617 1,839 4,886 19,553 (1,104) (503) (23) (98) 100 45 1,011 (572) (7) 176 16 20 15 10 11 28 164 440 (5) 1,3002,900 (6) 2012 11 30 1,9001,3008004,000 2012 11 30 (7) 100
2012 11 30 17,458 2,743 186 20,387 13,181 13,181 4,277 2,743 186 7,206 14,823 86 53 1,147 578 2 16,689 11,696 (47) 1,147 578 13,374 80 80 146 86 20 252 2 2 16 16 2,651 2,743 186 (86) (53) (1,147) (578) (2) 3,714 20128,00010 101
9. 2013 11 30 2012 11 30 4,539 3,957 506 409 115 97 5,160 4,463 25 50 25 50 (903) 579 1,623 2,328 1 1 (81) 140 640 3,048 167 (287) 72 (68) 904 2,743 6,064 7,206 2013 11 30 2012 11 30 3,248 2,867 1,912 1,596 5,160 4,463 20126,2001.14 2012 2013 11 30 2012 11 30 94 (55) 102
10. 2013 11 30 2012 11 30 9,067 7,879 5,935 5,658 301 540 15,303 14,077 (816) (703) 14,487 13,374 3,357 2,840 (1,423) (1,199) 1,934 1,641 1,018 858 70 64 27 24 103 99 359 295 1,577 1,340 260 233 (1) 54 80 19 2 333 315 71 19 18,402 16,689 1,30020121,400 (1) 103
2013 11 30 2012 11 30 244 224 16 9 260 233 2013 11 30 2012 11 30 31 30 14 41 5 71 19 2,9002012500 1,2002012 2013 11 30 2012 11 30 813 682 75 45 54 46 15 16 61 69 1,018 858 11. 2013 11 30 2012 11 30 67 54 311 479 313 152 691 685 4,70020121.04 104
16.5% 2013 11 30 2012 11 30 20% 23% 17% 17% 24.2% 24.2% 25% 25% 25% 25% 16.5% 16.5% 12% 30% 12% 30% 201420%2015 30% 2016 24%1,000900 100 20142015 22%2016 20%100 2013 11 30 2012 11 30 3,538 3,714 671 720 (1) (25) (76) (66) (6) (10) (56) (93) (111) (221) (1) 35 37 31 27 18 1 10 40 7 62 49 131 186 691 685 105
(1) 12 1 (3) (2) 2013 11 30 (1,210) (21) 57 557 24 (593) (2,099) (3) (277) 83 (2,296) 1,678 (37) (73) 1,568 (115) (37) 13 (139) 119 3 10 (3) 129 25 (10) 15 (1) (517) (97) 10 25 (579) (105) (29) (1) (135) (2,224) (118) (313) 557 68 (2,030) 2012 11 30 (924) (73) (208) (5) (1,210) (1,836) (209) (54) (2,099) 1,495 146 37 1,678 (95) (15) (5) (115) 99 18 2 119 6 19 25 (1) (441) (48) (28) (517) (110) 10 (5) (105) (1,806) (152) (208) (58) (2,224) (1) (2) 2013 5.57 20122.08 5.55 20122.11 200 2012(300) (3) 1.18ING ANI 106
2013 11 30 2012 11 30 105 100 21 32 126 132 4,70020125,100 2016 20182023 12. 2013 11 30 2012 11 30 2,822 3,019 11,974 11,997 23.57 25.16 107
20132012 11 3039 2013 11 30 2012 11 30 2,822 3,019 11,974 11,997 32 11 12,006 12,008 23.50 25.14 2013 11 306,919,294 201228,171,257 6 20132012 11 30 39 2013 11 30 2012 11 30 20.91 18.00 20.86 17.98 108
13. 2013 2012 11 30 11 30 13.93 201212.33 215 191 28.62 201224.67 (1) 442 382 657 573 (1) 20132012 11 30 2014 2 21 2014 5 9 2013 2012 11 30 11 30 24.67 201222.00 380 339 109
14. 2011 12 1 126 193 54 373 67 10 77 (4) (4) 7 2 9 2012 11 30 126 263 66 455 33 2 35 1,009 3 48 1,060 (1) (5) (6) (9) (7) (16) 2013 11 30 1,135 289 104 1,528 2011 12 1 (6) (84) (7) (97) (22) (2) (24) (57) (5) (62) 3 3 (3) (3) 2012 11 30 (6) (163) (14) (183) (26) (11) (37) 1 5 6 7 7 2013 11 30 (6) (181) (20) (207) 2012 11 30 120 100 52 272 2013 11 30 1,129 108 84 1,321 12.8420122.48 12 110
15. 2013 2012 11 30 11 30 91 61 30 (1) (4) 14 16 (31) 19 (10) (1) 93 91 2013 11 30 2012 11 30 Tata AIA Life Insurance Company Limited 26% 26% (1) 50% 100% 100% (1) 35% 2013 2012 11 30 11 30 157 144 (143) (128) 14 16 2013 11 30 2012 11 30 843 854 (750) (763) 93 91 123002012 111
16. 2011 12 1 438 190 298 926 25 25 76 126 (12) (14) (57) (83) (12) (12) 18 6 8 32 2012 11 30 457 207 325 989 13 29 59 101 33 4 1 38 (28) (17) (32) (77) 35 35 (17) (7) (4) (28) 2013 11 30 493 216 349 1,058 2011 12 1 (186) (149) (232) (567) (14) (20) (30) (64) 7 11 50 68 7 7 (9) (6) (6) (21) 2012 11 30 (195) (164) (218) (577) (15) (23) (32) (70) 15 10 30 55 (2) (2) 7 6 3 16 2013 11 30 (190) (171) (217) (578) 2012 11 30 262 43 107 412 2013 11 30 303 45 132 480 24 12 112
17. 2011 12 1 942 133 (1) 12 14 2012 11 30 1,100 42 115 (3) (35) (18) 2013 11 30 1,201 2011 12 1 (46) (9) (7) (3) 2012 11 30 (65) (16) 2 2 4 2013 11 30 (73) 2012 11 30 1,035 2013 11 30 1,128 12 1.1520129,700 2,50020121,500 24 113
2013 2012 11 30 11 30 86 78 100 78 5 2 191 158 18. 2013 2012 11 30 11 30 (1) 1,128 1,035 303 262 453 168 1,884 1,465 (1) 3,180 2,773 1,388 1,153 4,568 3,926 (1) 19. 2013 2012 11 30 11 30 141 95 1,238 1,058 1,379 1,153 114
20. 2013 2012 11 30 11 30 14,836 13,465 603 677 299 19 15,738 14,161 2013 11 30 2012 11 30 14,161 12,818 1,432 1,210 322 (414) 356 (9) (11) 246 (212) 15,738 14,161 12 21. 115
FVTPLAFS AAA Aaa 1 AAA AA+ AA- Aa1 Aa3 2+ 2- AA A+ A- A1 A3 3+ 3- A BBB+ BBB- Baa1 Baa3 4+ 4- BBB BB+ Ba1 5+ (1) (1) 116
FVTPL FVTPL AFS FVTPL 2013 11 30 AAA 1,694 1,305 2,999 281 3,280 A 10,217 10,217 10,217 BBB 3,016 3,016 57 3,073 A 2,288 674 2,962 5 2,967 AA 390 2,072 2,462 10 2,472 BB 2 555 557 99 656 AA 3,189 3,189 154 3,343 (1) 13 5 552 570 4 574 4,387 5 21,580 25,972 610 26,582 BBB 7 12 171 190 190 BBB 8 131 139 139 BBB 16 409 425 81 506 A 75 98 173 2 175 BB 71 8 296 375 4 379 A 17 219 236 8 244 AA 15 15 1 16 (1) 20 134 504 658 15 673 190 178 1,843 2,211 111 2,322 (2) AAA 1,112 914 2,026 120 2,146 AA 486 1,597 2,083 57 2,140 A 574 4,597 5,171 22 5,193 BBB 275 1,247 1,522 10 1,532 17 148 165 2 167 2 2 2,464 8,503 10,967 213 11,180 (1) 2013 11 3078%10% BB- BB- (2) 117
FVTPL FVTPL AFS FVTPL 2013 11 30 AAA 108 115 223 5 228 AA 806 8 2,799 3,613 7 3,620 A 4,857 190 14,018 19,065 677 19,742 BBB 4,184 71 12,953 17,208 348 17,556 653 2,050 2,703 51 2,754 64 10 104 178 141 319 10,672 279 32,039 42,990 1,229 44,219 (3) AAA AA 16 15 31 31 A 43 19 581 643 643 BBB 328 157 485 3 488 51 108 159 159 40 40 45 125 2 127 478 167 798 1,443 5 1,448 (4) 18,191 629 64,763 83,583 2,168 85,751 (3) (4) 20.67 118
FVTPL FVTPL AFS FVTPL 2012 11 30 AAA 1,864 1,230 3,094 216 3,310 A 10,568 10,568 10,568 BB 2,901 2,901 43 2,944 A 1,352 288 1,640 1,640 AA 407 2,325 2,732 2,732 BB 2 870 872 145 1,017 AA 3,044 3,044 128 3,172 (1) 15 10 406 431 3 434 3,640 10 21,632 25,282 535 25,817 BBB 8 19 203 230 2 232 BBB 5 180 185 2 187 BB 7 14 474 495 115 610 A 77 105 182 2 184 BB 68 18 293 379 2 381 A 20 232 252 4 256 AA 18 18 2 20 (1) 51 135 456 642 7 649 231 191 1,961 2,383 136 2,519 (2) AAA 1,238 1,000 2,238 118 2,356 AA 358 1,147 1,505 46 1,551 A 433 4,731 5,164 24 5,188 BBB 111 1,313 1,424 2 1,426 87 87 87 2,140 8,278 10,418 190 10,608 (1) 2012 11 3086%11% BB- BB- (2) 119
FVTPL FVTPL AFS FVTPL 2012 11 30 AAA 80 128 208 16 224 AA 905 38 2,583 3,526 117 3,643 A 3,810 224 13,273 17,307 495 17,802 BBB 4,171 102 12,171 16,444 389 16,833 455 2 1,349 1,806 48 1,854 19 14 87 120 113 233 9,440 380 29,591 39,411 1,178 40,589 (3) AAA 4 4 4 AA 7 7 7 A 43 18 657 718 718 BBB 285 131 416 3 419 34 73 107 107 36 25 11 72 2 74 402 116 806 1,324 5 1,329 (4) 15,853 697 62,268 78,818 2,044 80,862 (3) (4) 19.67 2013 11 30 2012 11 30 FVTPL 20,944 18,545 44 49 20,988 18,594 120
FVTPL FVTPL FVTPL FVTPL 2013 11 30 3,032 5,026 8,058 3,325 11,383 1,537 1,289 2,826 12,333 426 15,585 4,569 6,315 10,884 15,658 426 26,968 FVTPL FVTPL FVTPL FVTPL 2012 11 30 2,246 4,708 6,954 3,077 10,031 1,288 948 2,236 11,157 232 13,625 3,534 5,656 9,190 14,234 232 23,656 2013 11 30 2012 11 30 5,150 3,345 55,122 55,051 60,272 58,396 25,479 22,466 85,751 80,862 1,225 815 11,991 10,749 13,216 11,564 13,752 12,092 26,968 23,656 121
2013 2012 11 30 11 30 2,384 1,998 650 433 15 16 718 674 (14) (7) 3,753 3,114 2,127 1,632 (1) 1,604 1,679 7,484 6,425 (1) 17.72201210.73 2013 11 30 8,100 122
22. 2013 11 30 1,329 4 (3) 10,971 428 (86) 364 38 1 12,702 433 (89) 640 5 140 7 5 (369) 13,118 445 (89) 2012 11 30 5,038 15 8,371 596 (41) 26 13,435 611 (41) 666 18 125 9 183 (183) 14,226 638 (41) 123
3002012300 2013 11 302,1002012 3,100 20121,200 2.3020123.21 6002012 2,4002012 124
23. 4 2013 11 30 21 7,484 7,484 7,517 20,988 64,763 85,751 85,751 26,968 26,968 26,968 22 445 445 445 19 141 141 141 24 1,472 1,472 1,472 24 1,354 1,354 1,354 26 2,228 2,228 2,228 48,401 64,763 12,679 125,843 125,876 28 7,429 1,269 8,698 8,698 30 2,126 2,126 2,091 31 1,889 1,889 1,889 22 89 89 89 33 426 2,678 3,104 3,104 7,944 7,962 15,906 15,871 125
2012 11 30 21 6,425 6,425 6,455 18,594 62,268 80,862 80,862 23,656 23,656 23,656 22 638 638 638 19 95 95 95 24 1,231 1,231 1,231 24 1,196 1,196 1,196 26 2,948 2,948 2,948 42,888 62,268 11,895 117,051 117,081 28 7,533 1,332 8,865 8,865 30 766 766 766 31 1,792 1,792 1,792 22 41 41 41 33 232 2,580 2,812 2,812 7,806 6,470 14,276 14,276 37 12 126
127
27 128
129
2013 11 30 63,983 780 64,763 17,826 365 18,191 1,777 391 2,168 399 230 629 4,359 11 199 4,569 14,369 1,715 16,084 5,965 86 264 6,315 1 442 2 445 24,694 86,239 2,231 113,164 21.8 76.2 2.0 100.0 7,429 7,429 89 89 426 426 426 89 7,429 7,944 5.4 1.1 93.5 100.0 130
2012 11 30 61,750 518 62,268 15,544 309 15,853 1,757 287 2,044 474 223 697 3,331 72 131 3,534 12,700 1,534 14,234 5,461 152 275 5,888 3 631 4 638 21,495 81,914 1,747 105,156 20.4 77.9 1.7 100.0 7,533 7,533 41 41 232 232 232 41 7,533 7,806 3.0 0.5 96.5 100.0 20132012 11 30 20132012 11 30 2012 12 1 1,337 406 4 (7,533) 1 5 104 64 4 2 (25) (8) 133 48 450 42 1 (23) (34) (70) (5) 26 (127) 2013 11 30 1,766 463 2 (7,429) 131
2011 12 1 861 375 1 (7,048) 34 (1) (485) 100 (12) 1 41 12 517 73 3 (18) (33) (78) (1) 88 4 (208) (11) (1) 2012 11 30 1,337 406 4 (7,533) 28 24. 2013 11 30 2012 11 30 453 168 227 129 1,354 1,196 14 11 870 725 56 38 155 80 391 388 3,520 2,735 132
12 2013 11 30 2012 11 30 50 43 589 292 924 43 590 633 1050 10 75 157 232 81 114 195 50 2 56 58 1 58 59 1050 105 105 110 110 10 120 746 453 1,319 125 704 168 997 133
25. 2013 11 302012 2013 11 306,60020126,400 21 2013 11 302,20020121,700 134
26. 2013 11 30 2012 11 30 1,205 1,581 1,023 1,367 (1) 2,228 2,948 (1) 4.2820127.35 12 27. 2013 11 30 2012 11 30 90,574 78,752 17,755 15,213 (10,917) (9,906) (843) (702) 3,288 2,875 (2,674) 2,620 706 1,728 5,396 116 (6) 103,401 90,574 135
(1) (1) (1) (1) (1) 136
137
20132012 11 3020 2013 11 30 2012 11 30 3.50% 7.50% 3.50% 7.50% 3.25% 9.00% 3.25% 9.00% 2.00% 7.25% 2.00% 7.25% 3.70% 8.90% 3.14% 8.90% 2.75% 7.00% 2.75% 7.00% 3.33% 6.50% 3.33% 6.50% 2.20% 9.20% 2.20% 9.20% 3.10% 10.80% 3.05% 10.80% 5.07% 12.25% 5.07% 12.25% 3.83% 7.11% 3.83% 7.11% 3.83% 5.75% 3.83% 5.75% 1.75% 6.50% 1.75% 6.50% 9.69% 12.69% 28. 2013 11 30 2012 11 30 8,865 8,360 (83) 107 301 540 (187) (189) (198) 47 8,698 8,865 29. 2013 11 30 2012 11 30 0.5 12 8 0.5 (15) (10) 10% (3) (2) 10% (19) (16) 10% (18) (19) 138
9002012900 30. 2013 2012 11 30 11 30 809 493 176 273 1,141 2,126 766 2013 11 308.8220128.93 20.202012 20.081,9002012200 1037 2012 11 301225.07 3.23 HIBOR2013 7 933.23 2012 12 101817.25 LIBOR2013 11 30 2013 3 135.00510 1.75% 3.125%2013 11 411.60 1.50 3HIBOR 2013 10 83.00 139
31. 2013 2012 11 30 11 30 AFS 1,552 1,799 FVTPL 312 332 47 2,196 1,846 2013 11 30 2013 2012 11 30 11 30 1,889 1,792 140
32. 2011 12 1 84 96 180 16 78 94 1 3 4 (5) (7) (12) (10) (52) (62) 2012 11 30 86 118 204 15 59 74 2 10 12 (3) (2) (5) (11) (15) (26) (1) (89) (90) 2013 11 30 88 81 169 33. 2013 2012 11 30 11 30 2,138 1,949 426 232 239 449 301 182 3,104 2,812 12 141
34. 2013 11 30 2012 11 30 1 20,000 20,000 20,000 20,000 12,044 12,044 12,044 12,044 1,914 1,914 2013 11 302012 74,598,995201253,653,843 2013 11 30 39 19.14139.58120.44 142
35. 2013 2012 11 30 11 30 63 60 45 29 37 42 145 131 36. (AIA Co.) (AIA International) AIA Co. AIA International AIA Co. AIA International 100% AIA Co. AIA International150% 20132012 11 30 2013 11 30 2012 11 30 AIA Co. 6,057 1,399 433% 4,811 1,362 353% AIA International 4,752 1,422 334% 3,108 1,415 220% 143
AIA Co. AIA International AIA Co. 2013 11 30 (i) (ii) (a)aia Co. AIA International150% (b) AIA Co. AIA InternationalAIA Co. AIA International 150%(c) AIA Co. AIA International150% 150% (a)aia Co. AIA International 9(1)(c)(ii)(b) AIA Co. AIA International9(1)(c)(ii) 144
(iii) (iv) 8(2) (iii) 37. 145
146
147
12 2013 11 30 1,258 6,198 28 7,484 3 29 1,440 1,472 7,202 78,549 85,751 26,968 26,968 141 141 114 1,240 1,354 2,077 151 2,228 445 445 10,540 84,890 30,413 125,843 8,698 8,698 962 1,000 164 2,126 1,889 1,889 3,104 3,104 89 89 2,851 1,000 12,055 15,906 148
2012 11 30 995 5,386 44 6,425 66 1 1,164 1,231 5,932 74,930 80,862 23,656 23,656 95 95 92 1,104 1,196 2,767 181 2,948 638 638 9,760 80,409 26,882 117,051 8,865 8,865 492 274 766 1,792 1,792 2,812 2,812 41 41 2,284 11,992 14,276 5% 5% 149
2013 11 30 14,867 200 2,894 (2,380) 1,495 1,533 2,327 (5,683) 401 1,830 3,566 19 162 9,184 601 4,724 1,186 1,495 1,552 2,489 5% 78 (13) 5 28 4 24 30 5% (78) 10 (218) (38) (59) (53) (101) 2012 11 30 15,990 153 3,713 (1,963) 837 1,377 2,567 (6,177) 301 1,609 3,149 2 9,813 454 5,322 1,186 837 1,379 2,567 5% 107 (9) 4 29 5 20 29 5% (107) 11 (252) (36) (34) (46) (98) 29 2 150
2013 11 30 2012 11 30 10% 691 691 630 630 10% (691) (691) (630) (630) 50 (98) (2,827) (92) (2,770) 50 98 2,827 92 2,770 151
2013 11 30 7,484 2,387 952 1,139 818 2,188 1,472 70 1,296 97 2 7 85,751 3,544 16,522 24,068 41,617 26,968 26,968 141 141 1,354 1,244 43 67 2,228 2,228 445 124 311 10 125,843 29,425 9,529 18,112 24,965 43,812 110,861 (699) 694 9,075 101,791 2,126 176 322 1,130 (1) 498 1,889 1,889 3,104 426 2,678 89 29 54 6 118,069 602 4,190 1,853 9,627 101,797 (1) 7.19 152
2012 11 30 6,425 1,949 475 1,203 728 2,070 1,231 65 1,065 89 4 8 80,862 2,413 15,974 22,089 40,386 23,656 23,656 95 95 1,196 1,104 36 56 2,948 2,948 638 146 415 79 (2) 117,051 25,670 8,246 17,717 22,956 42,462 98,381 (871) 784 8,553 89,915 766 273 7 486 (1) 1,792 1,792 2,812 232 2,580 41 4 16 21 103,792 505 3,512 1,286 8,574 89,915 (1) 4.86 38. 2013 11 30Mercer (Hong Kong) Limited 51% 201234% 8,70020126,000 1,50020121,600 5,4002012 4,6002% 21% 153
39. 2013 11 30 301,100,000 2012 301,100,0002013 11 30 2.5% 20122.5% 2013 11 30 2012 11 30 50,450,631 31,202,819 20,645,534 22,348,056 (6,767,954) (2,733,564) (326,125) (366,680) 64,002,086 50,450,631 301,100,000 2012301,100,0002013 11 30 2.5% 20122.5% 2 2011 62012 32013 32011 6 152012 3 15 2013 3 11 154
2013 11 30 2012 11 30 28,171,257 27.64 20,426,519 27.35 7,490,459 34.35 7,816,367 28.40 (3,370,595) 28.77 (71,629) 27.35 32,291,121 29.08 28,171,257 27.64 8.05 8.72 2013 11 3027.3534.35 201227.35 28.40 5%15,000 2013 11 30 80020126001,745,775 20121,630,722 1 15,0002013 11 301,100 20124002,365,707 20121,130,720 155
Dow Jones Insurance Titans 30 Index 2013 11 30 1.26% 0.25% 0.37%* 0.12% 0.66% 0.34% 30% 30% 26% 30% 30% 1.1% 1.1% 1.1% 1.3% 1.1% 34.35 10 7.41 10.54 28.94 35.69 24.51 2012 11 30 1.44% 0.20% 0.36%* 0.19% 0.49% 0.16% 0.40% 30% 30% 25% 30% 30% 1.2% 1.2% 1.3% 1.2% 1.3% 1.2% 1.3% 28.40 10 7.40 8.71 23.74 27.43 18.96 * 156
2013 11 3034.35 2012 28.402013 11 30 9002012 900 2013 11 30 7,70020124,500 40. 39 (1) 2013 11 30 Mark Edward Tucker 1,943,664 4,042,000 80,250 7,423,415 (2) 13,489,329 1,943,664 4,042,000 80,250 7,423,415 13,489,329 (1) (2) 2,747,462 (1) 2012 11 30 Mark Edward Tucker 1,905,036 3,924,300 77,732 15,994 5,646,971 (2) 11,570,033 1,905,036 3,924,300 77,732 15,994 5,646,971 11,570,033 (1) (2) 1,509,697 157
20132012 11 30 2013 11 30 (1) 564,922 81,615 646,537 220,000 220,000 205,000 205,000 190,890 190,890 John Barrie Harrison 235,000 235,000 190,000 190,000 Narongchai Akrasanee 190,000 190,000 (2) 100,685 100,685 1,896,497 81,615 1,978,112 (1) 19,813 (2) 2013 5 25 158
2012 11 30 (1) 535,541 75,168 610,709 Jeffrey Joy Hurd (3) Jay Steven Wintrob (3) (4) 215,301 215,301 233,197 233,197 233,142 233,142 John Barrie Harrison 225,601 225,601 (2) 33,798 33,798 (2) 14,385 14,385 Narongchai Akrasanee (2) 5,191 5,191 (3) 71,530 71,530 1,567,686 75,168 1,642,854 (1) 18,940 (2) Narongchai Akrasanee 2012 9 202012 11 22012 11 21 (3) Jeffrey Joy HurdJay Steven Wintrob2012 3 82012 3 29 (4) 2012 9 26 20132012 11 30 (1) 2013 11 30 6,371,858 8,281,530 189,753 16,521,742 (2) 31,364,883 2012 11 30 6,307,954 8,359,300 199,762 47,438 12,731,677 (3) 27,646,131 (1) (2) 5,941,198 (3) 3,362,577 159
2013 11 30 2012 11 30 25,000,001 25,500,000 1 26,000,001 26,500,000 1 28,500,001 29,000,000 1 29,500,001 30,000,000 1 32,500,001 33,000,000 1 37,000,001 37,500,000 1 38,000,001 38,500,000 1 45,500,001 46,000,000 1 89,500,001 90,000,000 1 104,500,001 105,000,000 1 2013 11 30 2012 11 30 21,695,497 23,356,919 397,034 395,984 100,397 180,911 468,426 (1) 18,272,355 (2) 17,730,158 (3) 40,545,797 42,051,884 (1) (2) 7,761,839 (3) 4,858,875 160
2013 11 30 2012 11 30 1,000,001 1,500,000 1 1,500,001 2,000,000 2 1 2,000,001 2,500,000 1 2,500,001 3,000,000 2 3,000,001 3,500,000 3 3 3,500,001 4,000,000 1 1 4,000,001 4,500,000 1 4,500,001 5,000,000 1 1 5,500,001 6,000,000 1 11,500,001 12,000,000 1 13,000,001 13,500,000 1 41. 1540 42. 2013 11 30 2012 11 30 86 79 125 103 31 32 242 214 161
2013 11 30 2012 11 30 693 641 14 63 1 4 708 708 2008 7AIG 2012 2 2013 11 30 12.48201218.77 60020121,100 2013 11 3016.40201214.77 0% 5% 162
43. (1) 1,151,049,861 5 3,000,000 1.20 % 2013 11 30 2012 11 30 100% 100% 100% 100% AIA Australia Limited 112,068,300 1 100% 100% AIA Bhd.American International Assurance Berhad 1,300,000 1 767,438,174 1 100% 100% 100% 100% AIA Singapore Private Limited 1,374,000,001 1 PT. AIA Financial 477,711,032 1,000 100% 100% 100% 100% The Philippine American Life and General Insurance Company AIA (Vietnam) Life Insurance Company Limited AIA Insurance Lanka PLC Aviva NDB Insurance 199,560,671 10 439,329 1,243,116,791,693 300,000,000 100% 99.78% 100% 100% 97.15% Bayshore Development Group Limited 100 1 BPI-Philam Life Assurance Corporation 749,993,979 1 6,000 AIA Reinsurance Limited 250,000 1 90% 90% 51% 51% 100% 100% (1) (2) AIA Insurance Lanka PLC 163
44. 2013 12 19 15 11 8 2014 2 2128.62 201224.67 164
2013 11 30 2013 11 30 2012 11 30 2 15,741 13,994 3 910 1,040 4 8 22 18 5 10 86 16,683 15,146 6 1,201 11 13 1,212 13 7 12,044 12,044 7 1,914 1,914 7 (274) (188) 1,652 1,303 8 135 60 15,471 15,133 16,683 15,146 (1) (2) 20132012 11 309.4412.40 2014 2 21 165
1. 63 86 2. 2013 11 30 2012 11 30 15,741 13,994 43 3. 4. 2012 11 30 3,468 8 3,468 8 2013 11 30 22 5. 1,00020128,600 6. 302013 11 22 6,00010LIBOR 166
7. 34 8. 9. 37 2.3 10. 11. 3 25.07 3.23 12. 44 167
2013 11 30 2013 11 30 2012 12 1 2013 11 3012 2013 11 302012 12 12013 11 3012 2013 11 30 2012 12 12013 11 3012 2013 11 3012 2014 2 21 168
169
1. 1.1 1.1 (1) 2013 11 30 2012 11 30 34,875 31,657 10% 33,822 31,408 8% 13,466 13,170 2% 20,356 18,238 12% 2013 11 30 12 2012 11 30 12 1,490 1,188 25% (2)(3) 3,341 2,696 24% (3) 44.1% 43.6% 0.5 (1) (2) 100% 10% (3) 201225% 14.90 201224% 33.4144.1%2012 43.6% 2012 11 30316.572013 11 30348.75 32.1810%2013 11 3010.53 2012 11 302.49 170
2012 11 30314.082013 11 30338.22 8%24.148.08 201214% 39.7514.90 23.871.24 2,600 6.20 5.951,8007.60 2013 11 30134.66203.56 2012 11 30 2% 12% 2. 2.1 2013 11 302.1 4.1 2.1 (1) (2) 2013 11 30 (2) 2012 11 30 (2) (4) AIA 4,438 6,714 436 6,278 10,716 10,059 AIA 4,884 2,604 620 1,984 6,868 6,750 AIA 1,520 2,936 449 2,487 4,007 3,746 AIA 1,318 1,359 234 1,125 2,443 1,286 AIA 509 2,757 160 2,597 3,106 2,192 AIA 1,292 972 358 614 1,906 1,731 3,040 1,190 266 924 3,964 3,929 4,469 (67) (67) 4,402 5,348 21,470 18,465 2,523 15,942 37,412 35,041 (3) (8,004) 5,196 132 5,064 (2,940) (3,031) (650) (650) (650) (602) 13,466 23,011 2,655 20,356 33,822 31,408 171
(1) (2) 4.2 (3) AIA Co. AIA International 4.4 (4) 2012 11 30 2.2 2.22013 11 30 2.2 2013 11 30 2012 11 30 24,686 26,697 (15,738) (14,161) 10,725 6,659 (5,013) (7,502) 2,250 2,163 (1,321) (292) 1,006 795 (138) (113) 21,470 21,748 (8,004) (8,578) 13,466 13,170 172
2.3 2.34.6 2.3 2013 11 30 AIA Co. AIA International 2012 11 30 AIA Co. AIA International 15,648 6,731 16,082 6,643 5,822 6,735 5,666 6,527 21,470 13,466 21,748 13,170 AIA Co. AIA International AIA Co. AIA International AIA Co. AIA International 2013 11 30AIA Co. AIA International 2013 11 3089.17 201294.39AIA Co. AIA International 80.04201285.78 9.13 20128.61 2.4 2.4 AIA Co. AIA International 2.4 2013 11 30 20142018 14,132 11,660 20192023 11,948 6,452 20242028 10,180 3,689 20292033 8,946 2,199 2034 36,051 3,091 81,257 27,091 270.912012 247.652.367.31201266.432.1 338.222012314.08 173
2.5 2.52012 12 12013 11 3012 4.1 2013 11 301214.90 201211.88 3.0225% 2.5 (1) 2013 11 3012 (1) (1)(3) 2012 11 30 12 (1)(3)(4) AIA 548 80 468 366 AIA 381 62 319 287 AIA 297 28 269 220 AIA 138 18 120 69 AIA 187 21 166 124 AIA 104 13 91 68 255 35 220 167 1,910 257 1,653 1,301 (2) (77) (10) (67) (41) 1,833 247 1,586 1,260 (96) (96) (72) 1,737 247 1,490 1,188 (1) 4.2 (2) AIA Co. AIA International4.4 (3) 2013 11 302012 11 3012 1,1001,100 (4) 2012 11 30 12 174
2.6 2013 11 301244.1% 2012 43.6% 2.6 2013 11 3012 (1) (1) 2012 11 30 12 (1)(3) AIA 449 781 57.6% 58.4% AIA 318 565 56.3% 53.9% AIA 269 400 67.3% 65.1% AIA 121 319 37.8% 46.0% AIA 166 249 66.4% 57.5% AIA 91 338 26.8% 28.5% 221 689 32.0% 27.0% 1,635 3,341 48.9% 47.8% (2) (67) 1,568 3,341 46.9% 46.2% (96) 1,472 3,341 44.1% 43.6% 175
(1) (2) AIA Co. AIA International4.4 (3) 2012 11 30 12 2.72013 11 3012 2012 11 3012 2.7 (1) (2) (2) 2013 2013 2 28 291 745 38.4% 2013 5 31 354 782 44.7% 2013 8 31 379 839 44.7% 2013 11 30 466 975 47.3% 2012 2012 2 29 232 543 42.1% 2012 5 31 280 644 43.1% 2012 8 31 300 696 42.6% 2012 11 30 376 813 45.8% (1) 4.2 (2) 176
2.6 2.8 2012 11 302013 11 30 2.8 2013 11 3012 2012 11 30 12 13,170 18,238 31,408 27,239 15% (1,865) (1,865) 683 374 1,057 (1,182) 374 (808) 11,988 18,612 30,600 27,239 12% (957) 2,447 1,490 1,188 25% 3,087 (700) 2,387 2,192 9% (255) 369 114 140 (19)% (83) 93 10 (29) (26) (26) 1,766 2,209 3,975 3,491 14% 335 10 345 933 (63)% 429 429 (105) 361 (515) (154) (113) 36% 2,462 2,133 4,595 4,206 9% (595) (595) (530) 12% (18) (18) (42) (57)% (371) (389) (760) 535 13,466 20,356 33,822 31,408 8% 2012 11 30314.082013 11 30338.22 8%24.148.08 518.652012 12 52012 12 18 Aviva NDB Insurance (ANI) ING Management Holdings (Malaysia) Sdn. Bhd. ING 10.57 201314% 39.75201234.91 14.90201211.8823.87 201221.92 1.1420121.40 1,0002012(2,900) 2,6002012 177
2.8 2013 11 30 1002012(2,300)(900)2012 (2,700) 1.1620121.52 (300)20121,100 1,0002012(2,900) 45.95201242.06 3.4520129.33 4.292012(1.05) 1.612012(8.93)2.6820127.88 (1.54)2012(1.13) 1.9520122.56 4,40020127,500 (3,200) 2012(2,900) 5.9520125.30 (1,800)2012(4,200) (7.60)20125.35 178
2.7 2013 11 308.082012 2012 11 30316.57 10% 2013 11 30348.75 2.92013 11 30 2.9 2013 11 30 2012 11 30 33,822 31,408 8% (1) 1,053 249 323% 34,875 31,657 10% (1) 3. 2013 11 302012 12 12013 11 30 12 5 200 200 50 50 5% 5% 10%110% 10%90% 10%110% 10%90% 10% 90% 0% 179
2013 11 30 10%2013 11 30110% 10%2013 11 3090% 50 2013 11 302013 11 30 4.1 5% 2013 11 30 2013 11 30 3.13.2 3.1 2013 11 30 33,822 200 29,976 200 39,314 10% 34,459 10% 33,168 50 34,031 50 33,418 5% 32,874 5% 34,770 10% 33,440 10% 34,275 10% 31,226 10% 36,497 10% 34,280 0% 34,217 180
3.2 2013 11 3012 4. 1,490 200 1,068 200 2,104 50 1,564 50 1,399 5% 1,434 5% 1,546 10% 1,378 10% 1,614 10% 1,213 10% 1,766 10% 1,551 0% 1,540 4.1 AIA Co. AIA International AIA Co. AIA Co.AIA International AIAAIA Co. AIA Australia Limited AIAAIA Co. AIA o o o AIA International AIA Co. AIA Co. AIAAIA International PT. AIA Financial AIAAIA International AIAAIA International AIA AIA Co. AIA Bhd.American International Assurance Bhd.AIA AFG Takaful Bhd.AIA Co.60%AIA PUBLIC Takaful Bhd.ING PUBLIC Takaful Ehsan Berhad Philam Life AIA Co. The Philippine American Life and General Insurance Company51%BPI-Philam Life Assurance Corporation AIAAIA Co. AIA Singapore Private Limited AIA Co. AIAAIA Co. 181
AIAAIA International AIAAIA International AIA (Vietnam) Life Insurance Company Limited AIA AIA Co.97.15%AIA Insurance Lanka PLCAviva NDB Insurance 2012 12 52012 12 18 Aviva NDB Insurance ING Management Holdings (Malaysia) Sdn. Bhd. 2013ING Management Holdings (Malaysia) Sdn. Bhd.AIA 5 AIA International 26% Tata AIA Life Insurance Company Limited 4.2 182
2013 11 3012 1,10020121,100 4.3 100% 10% 4.4 AIA Co. AIA International AIA Co. AIA International 2 AIA Co. AIA International 2013 11AIA Co. AIA International 4.6 183
4.5 AIA Co. AIA International 5 AIA Co. AIA International 4.6 4.1 AIA Co. AIA International 4.1 AIA 100% (1) AIA 100% AIA 150% (2) AIA 120% (3) AIA 150% AIA 170% AIA 100% Philam Life 100% AIA 100% AIA 180% AIA 120% AIA 250% (4) AIA 140% AIA 100% (1) The Australian Prudential Regulatory Authority2013 1 12012 11 30 (2) AIAAIA Co. AIA International (3) The Ministry of Finance of Indonesia2013 1 12012 12 1 (4) 2013 2 82012 12 1 200%250% 184
5. 5.1 2013 11 30 2013 11 3012 2012 11 302013 11 30 5.2 10 185
5.12013 11 30 1 2 AIA Co. AIA International AIA 5.1 (%) 10 2013 11 30 2012 11 30 2013 11 30 2012 11 30 2013 11 30 2012 11 30 AIA 7.75 7.75 3.37 3.37 7.15 7.15 AIA 9.75 10.00 3.74 3.74 9.49 9.74 AIA (1) 7.25 7.25 2.68 2.43 7.73 7.73 AIA 13.00 13.50 6.50 6.50 11.25 11.25 AIA 9.75 9.75 3.85 3.85 7.19 7.19 AIA 8.75 8.75 4.20 4.20 8.75 8.09 AIA 8.25 8.25 3.99 3.99 (2) (2) Philam Life 11.50 12.25 4.00 5.25 9.16 10.41 AIA 6.75 7.00 2.23 1.93 7.00 7.25 AIA 6.75 7.00 2.23 1.93 7.00 7.25 AIA 19.00 (3) 13.33 (3) 15.00 (3) AIA 7.75 7.75 1.48 1.48 6.62 6.62 AIA 9.25 9.50 3.87 3.87 9.62 9.87 AIA 14.80 16.00 9.00 10.20 14.80 16.00 (1) AIA10 (2) (3) 2012 12 5 186
5.3 5.4 2013 11 3012 187
5.5 5.2 5.2 (%) 2013 11 30 2012 11 30 AIA 3.25 3.25 AIA 2.0 2.0 AIA 2.0 2.0 AIA 2.0 2.0 AIA 6.0 6.0 AIA 3.5 3.5 AIA 3.0 3.0 AIA 2.5 2.5 Philam Life 3.5 4.5 AIA 2.0 2.0 AIA 6.5 (1) AIA 1.0 1.0 AIA 2.5 2.5 AIA 5.0 5.0 (1) 2012 12 5 5.6 5.7 5.8 188
5.9 5.10 5.3 5.3 (%) 2013 11 30 2012 11 30 AIA 30.0 30.0 AIA 25.0 25.0 AIA 16.5 16.5 AIA 12.0 12.0 AIA 25.0 25.0 AIA 24.2 24.2 AIA 20132015 25.0 25.0 24.0 (1) AIA 28.0 28.0 Philam Life 30.0 30.0 AIA 20.0 20.0 AIA 17.0 17.0 AIA 28.0 (2) AIA 17.0 17.0 AIA (3) AIA 20132014 20.0 30.0 2013 25.0 2014 2015 22.0 20.0 (4) 2012 23.0 2013 2014 20.0 30.0 25.0 189
(1) 20142016 (2) 2012 12 5 (3) 20112014 (4) 2014 1 1 2013 11 30 5.11 5.12 5.13 2013 11 302012 11 30 6. 2013 12 19 15 11 8.00 2014 2 2128.62 201224.67 190
2013 11 30 2013 11 30 F.1.3 F.1.3 2013 11 30 8,700 21,274,914 2013 11 30 39 2013 11 3044 2014 4691012 257811 56 26811 45811 191
2013 11 3028.62 201224.67 2013 11 30 42.55 201237.00 2014 5 292014 5 14 2014 5 52014 5 9 2014 5 24 30 183 17 1712-1716 2014 5 14 4 30183 17 1712-1716 2014 2014 5 911 72 2014 5 9www.hkex.com.hk www.aia.com 192
Mark Edward Tucker 2014 2 21 Mark Edward Tucker John Barrie Harrison Narongchai Akrasanee 193
AIA Co. AIA International AIA Vitality AIG 2014 5 911 2014 AIA Co. Discovery LimitedDiscovery Limited 194
ANI (AFS) Aviva NDB Insurance 100% 10% 195
196
(FVTPL) (GAMA International) 197
HIBOR 100 41 ING (ipos) ING Management Holdings (Malaysia) Sdn. Bhd. 198
LIBOR (LIMRA) (MDRT) 199
200
Philam Life 12 The Philippine American Life and General Insurance Company AIA Co. 201
202
203
(Takaful) 100% 10% 204
205