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2011 1 15 2015 2014 2013 2012 2011 1 40,942 37,903 34,640 30,830 26,722 1 28,175 27,029 24,312 20,916 19,677 1 28,952 27,398 24,564 22,873 21,827 1 24,668 22,455 20,377 19,319 18,437 1 23,969 21,927 19,554 18,702 18,054 1 2.2670 2.0739 1.8495 1.7689 1.7076 2 920,214 1,014,129 924,943 819,739 755,229 2,367,864 2,189,367 2,046,936 1,830,763 1,738,510 2,311,560 2,112,622 1,890,403 1,734,388 1,823,989 2,3 1,407,560 1,483,224 1,327,980 1,229,131 1,146,590 2,169,871 2,007,895 1,883,928 1,675,689 1,605,327 52,864 52,864 52,864 52,864 52,864 192,578 176,714 158,813 150,969 129,765 % % % % % 1.19 1.19 1.22 1.24 1.14 1 28.91 28.30 28.76 30.66 25.07 2 63.25 64.79 64.63 63.32 61.00 1. 2015 2. 2015 3. 25,000 23,969 2,500,000 2,367,864 200,000 192,578 20,000 2,000,000 160,000 15,000 1,500,000 120,000 10,000 1,000,000 80,000 5,000 500,000 40,000 0 2011 2012 2013 2014 2015 0 2011 2012 2013 2014 2015 0 2011 2012 2013 2014 2015 2015 3

2015 2015 267.96 9.0% 2.5344 0.6790.545 4 2015

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2015 5 2015 3 6 2015 6 2015

2016 2015 2016 2016 3 30 2015 7

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3 4 5 % % % 61.00 63.32 64.63 63.55 63.25 16.90 12.51 16.80 12.31 15.80 10.67 17.51 12.38 17.86 12.89 101.90 109.89 104.00 106.52 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 1Q2015 2Q2015 3Q2015 4Q2015 12 31 12 31 63.25%2014 63.55%0.30 9.7% 10.2% 17.86%12.89%20140.35 0.51 2015 4 2015 15

6 7 % % % 1.32 1.60 1.68 1.67 1.46 25.07 30.66 28.76 28.30 28.91 0.10 0.26 0.28 0.22 0.24 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 12 31 20151.46% 21 2015 0.61 28.91% 20150.24% 1. 2. 3. 4. 5. 2015 1 1 6. 2015 7. 16 2015

2015 17 2015 14 % 14 14 14 15 15 15 15 6.0 4.0 2.0 0.0 14 12 15 1 15 2 15 3 15 4 15 5 15 6 15 7 15 8 15 9 15 10 15 11 15 12 % 2.0 2.4 2.8 3.2 3.6 4.0 2015 20152.4% 3.0% 14 12 15 1 15 2 15 3 15 4 15 5 15 6 15 7 15 8 15 9 15 10 15 11 15 12 % 0.0 0.1 0.2 0.3 0.4 1 1 12 2015 20140.22% 0.16% 20150.23% 0.20% 10 2014 2.53% 2.65% 2015 1.99% 2.18%2015 5 5

428,443 2015 21,9147.2% 2015 2014 2015 2015 2015 112016 10 1 2015 2016 2016 18 2015

* 204.30 209.30 222.52 245.77 267.96 267.22 308.30 346.40 379.03 409.42 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 * 2015 2015 2014 (%) 40,942 37,903 8.0 (11,836) (10,728) 10.3 29,106 27,175 7.1 28,175 27,029 4.2 28,952 27,398 5.7 26,796 24,577 9.0 23,969 21,927 9.3 2,827 2,650 6.7 2015 2015 267.96 9.0% 239.69 28.27 9.3% 6.7% 2015 19

30.39 8.0% 409.42 2015 2014 20.42 9.3% 2015 5.18 2.5% 2015 2.03 1.7% 2014 2015 2014 (%) 38,074 38,693 (1.6) (12,335) (11,965) 3.1 25,739 26,728 (3.7) 1,766,079 1,598,555 10.5 1.36% 1.56% * 1.46% 1.67% * 9.89 3.7% 1,675.24 10.5% 1.46%2014 21 20 2015

2015 12 31 2014 12 31 % % 353,345 2.31 386,571 3.00 558,292 1.94 423,446 2.39 839,001 2.25 774,300 2.17 15,441 1.39 14,238 1.29 1,766,079 2.16 1,598,555 2.42 1 545,481 514,067 2,311,560 1.65 2,112,622 1.83 % % 207,438 0.87 176,622 0.79 1,277,429 0.74 1,166,816 0.85 239 1.01 19,560 2.25 19,614 1.38 39,214 1.76 35,198 0.91 1,543,641 0.80 1,398,489 0.86 2 1 767,919 714,133 2,311,560 0.53 2,112,622 0.57 1. 2. 8.45 6.4% 124.47 5.2% 1.36% 20 2015 21

2015 2014 (%) 3,727 3,610 3.2 3,397 2,471 37.5 3,286 1,890 73.9 1,551 1,447 7.2 913 877 4.1 563 534 5.4 543 574 (5.4) 473 442 7.0 302 231 30.7 264 241 9.5 722 630 14.6 15,741 12,947 21.6 (4,276) (3,856) 10.9 11,465 9,091 26.1 2015 23.74 26.1% 114.65 73.9% 37.5% 7.2% 30.7% 2015 22 2015

2015 2014 (%) 2,055 1,461 40.7 293 663 (55.8) 57 62 (8.1) 194 (29) 2,599 2,157 20.5 25.99 4.42 20.5% 5.94* 3.70 2014 2015 2015 11.89 168.7% * * 2015 2014 (%) (767) 33 2015 7.672014 0.33 6.00 1.674.33 2015 23

2015 2014 (%) 6,568 6,033 8.9 1,436 1,371 4.7 1,732 1,604 8.0 2,100 1,720 22.1 11,836 10,728 10.3 2015 12 31 2014 12 31 (%) 12,576 12,105 3.9 2014 11.08 10.3% 28.91% 8.9% 4.7% 8.0% 22.1% 2015 8.30 15.1% 24 2015

2015 2014 (%) (590) 77 (548) (399) 37.3 156 195 (20.0) (982) (127) 673.2 2015 12 31 2014 12 31 0.06% 0.05% 0.28% 0.28% 0.34% 0.33% 20159.822014 8.55 5.90 5.48 0.34%2014 0.52 11.2% 2015 25

2014 12 3120112013 2015 12 31 2014 12 31 (%) (%) (%) 230,730 9.7 342,242 15.6 (32.6) 64,208 2.7 19,256 0.9 233.4 101,950 4.3 90,770 4.1 12.3 1 574,998 24.3 439,568 20.1 30.8 920,214 38.9 850,225 38.8 8.2 65,695 2.8 62,579 2.9 5.0 2 109,596 4.6 84,300 3.9 30.0 300,473 12.7 300,427 13.7 2,367,864 100.0 2,189,367 100.0 8.2 1. 2. 2015 12 3123,678.6420141,784.97 8.2% 32.6% 233.4% 30.8% 8.2%9.7% 30.0% 26 2015

1 61.00 63.32 64.63 63.55 63.25 % 11,466 12,291 13,280 12,769 14,076 6,994 7,783 8,583 8,115 8,902 2011 2012 2013 2014 2015 1. 2. 12 31 2015 12 31 2014 12 31 (%) (%) (%) 571,487 64.2 502,536 61.9 13.7 300,766 33.8 252,844 31.2 19.0 270,721 30.4 249,692 30.7 8.4 79,108 8.9 78,674 9.7 0.6 239,648 26.9 230,276 28.4 4.1 890,243 100.0 811,486 100.0 9.7 20159.7% 8,902.43 689.51 13.7% 479.22 19.0% 45.0% 315.4% 23.5% 22.5% 210.29 8.4%8.5% 6.4% 12.3% 4.34 0.6% 93.72 4.1% 2015 6 30 192.66 2.2% 2015 27

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* 2015 12 31 2014 12 31 (%) (%) (%) 134,069 9.5 96,672 7.6 38.7 717,747 51.0 621,944 48.7 15.4 553,173 39.3 555,156 43.5 (0.4) 1,404,989 99.8 1,273,772 99.8 10.3 2,571 0.2 3,115 0.2 (17.5) 1,407,560 100.0 1,276,887 100.0 10.2 * 201510.2% 14,075.6038.7% 15.4% 0.4% 201563.25%20140.30 2015 6 302015135.53 1.0% 8.7% 12.8%9.0% 2015 12 31 2014 12 31 52,864 52,864 40,278 37,510 294 1,930 10,879 10,011 191 778 88,072 73,621 139,714 123,850 192,578 176,714 2015 12 31 1,925.782014158.64 9.0% 2015 19.6% 20157.4% 8.7% 2015 29

2015 12 31 2014 12 31 121,089 110,440 561 733 121,650 111,173 46,886 46,035 168,536 157,208 943,802 897,812 12.83% 12.30% 12.89% 12.38% 17.86% 17.51% 2015 2014 101.90% 109.89% 104.00% 106.52% 42.17% 2015 12 31 12.83% 12.89%20140.53 0.51 2015 9.6% 9.4% 5.1%2015 2014 17.86% 2015 1 1 2015 4 2014 20152015 4 4.3(A) 30 2015

2015 2014 360 2015 20152015 2015 Global Finance2015 2015 RQFII 2015 2015 31

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2015 e 2014 2015 12 2015 33

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創新

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2. 2.1 27 (2011) 28 (2011)10 28 (2011) 10 9 9 9 9 9 (i) (1) (2) (3) 2015 127

2. 2.1 (i) 39 39 128 2015

2. 2.1 (ii) 12 (iii) 9 9 1515 15 2015 129

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2. 2.2 (i) (ii) (iii) (i) 2015 131

2. 2.2 (ii) 132 2015

2. 2.2 20% 50% 2.3 2.4 2015 133

2. 2.4 2.5 134 2015

2. 2.5 (a) (b) 2015 135

2. 2.5 2.6 2.7 136 2015

2. 2.7 2.8 2015 137

2. 2.8 138 2015

2. 2.8 (i) (ii) 2.4 2015 139

2. 2.9 140 2015

2. 2.10 (i) 37 (ii) 2.11 2015 141

2. 2.12 2.13 2.14 (i) (ii) (iii) (iv) (v) 142 2015

2. 2.14 (vi) 2015 143

2. 2.14 2.15 144 2015

2. 2.15 2.16 16 2.17 2015 145

2. 2.17 3 15 146 2015

2. 2.18 2.19 10% 2015 147

2. 2.19 I III 148 2015

2. 2.19 2.20 2.21 2.22 2015 149

2. 2.22 12 2.23 150 2015

2. 2.24 2.25 2.26 2.27 (i)(ii) (iii) (iv)(v) (vi) (iv) (vii) 2015 151

3. 3.1 2015 12 31 24 3.2 2015 12 31 26 152 2015

3. 3.3 5 2015 12 31 23 3.4 39 39 2015 12 31 26 3.5 HKA01 2015 153

3. 3.5 10% 201410% 0.87 2014 1.06 0.14% 20140.17% 50 201450 10.88 2014 11.32 2015 12 31 2014 30 201433 3.6 154 2015

4. 2015 155

4. 156 2015

4. 4.1 4.1 2015 157

4. 4.1 (Standard & Poor s) 158 2015

4. 4.1 (ABS) (MBS) ABS MBS 2015 159

4. 4.1 2015 12 31 10.18 20142014 160 2015

4. 4.1 ISDA ISDA ISDA 160 168 169 42 2015 12 31 10.28% 20149.4% 2015 2014 218,350 223,527 13,833 14,059 41,281 46,421 537,671 590,666 79,108 86,316 890,243 960,989 32,011 57,756 969 923,223 1,018,745 2015 161

4. 4.1 162 2015

4. 4.1 (a) 2015 216,248 162 31 216,441 13,346 13,346 40,728 54 7 40,789 534,954 597 657 536,208 78,716 131 78,847 883,992 944 695 885,631 32,011 32,011 969 969 916,972 944 695 918,611 2014 220,848 172 41 221,061 13,456 13,456 45,861 60 21 45,942 584,069 2,987 747 587,803 85,659 212 2 85,873 949,893 3,431 811 954,135 57,756 57,756 1,007,649 3,431 811 1,011,891 2015 163

4. 4.1 (b) 3 3 6 2015 6 1 1 1,874 15 19 1,908 448 448 459 1 1 461 387 2 28 417 41 32 2 4 79 3,209 49 22 33 3,313 3 3 6 2014 6 1 1 2,389 23 21 12 2,445 529 529 423 6 7 436 1,276 19 9 20 1,324 96 96 4,713 48 30 39 4,830 164 2015

4. 4.1 (d) 3 2015 2014 676 1,230 339 749 169 558 2015 12 3132014 (e) 2015 2014 3 25 33 2015 167

4. 4.1 (f) (i) 2015 65,148 26.15% 1 1 224 57,101 88.21% 4 93 205 11,453 3.57% 1 64 1,743 81.56% 6 28,633 53.04% 62 268 24 109 21,798 26.70% 24 32 7 83 45,616 33.07% 1,478 4 360 159 393 18.84% 1 13,064 0.72% 1 42 55,817 42.91% 16 123 7 186 8,523 99.94% 16 180 5 209,777 99.92% 67 1,728 1 99 13,834 39 487 101 38,587 72.76% 36 440 7 67 571,487 65.73% 1,743 3,358 406 1,351 79,108 12.93% 195 255 103 280 239,648 15.71% 158 161 55 814 890,243 47.58% 2,096 3,774 564 2,445 168 2015

4. 4.1 (f) (i) 2014 48,044 31.88% 1 3 158 74,110 87.92% 26 413 2 372 4,758 22.51% 11 31 2,051 64.01% 9 38,014 47.71% 149 592 54 187 24,097 26.69% 57 145 31 100 40,999 33.37% 735 15 13 192 454 11.49% 1 13,334 1.02% 2 5 1 41 62,280 40.54% 26 98 16 252 9,363 99.92% 25 229 6 203,744 99.92% 71 2,036 1 104 13,021 37 534 93 41,132 66.70% 43 405 7 66 575,401 67.24% 1,172 4,486 125 1,612 86,316 13.88% 353 376 181 334 299,272 24.96% 1,483 1,623 790 1,574 960,989 49.28% 3,008 6,485 1,096 3,520 2015 169

4. 4.1 (f) (i) 2015 2014 45 1 5 6 21 1 24 3 55 21 13 1 17 10 361 2 3 6 15 3 77 5 1 222 214 207 199 173 166 160 145 878 388 530 386 169 159 111 57 185 203 1,003 371 1,232 750 1,644 814 170 2015

4. 4.1 (f) (ii) 2015 2014 727,413 711,795 118,546 200,208 44,284 48,986 890,243 960,989 1,911 2,151 373 1,142 161 227 2,445 3,520 2015 171

4. 4.1 (f) (ii) 2015 2014 3,289 4,459 400 1,945 85 81 3,774 6,485 126 227 78 642 1 204 870 84 108 5 12 1 1 90 121 172 2015

4. 4.1 (f) (ii) 2015 2014 1,699 1,523 393 1,328 4 157 2,096 3,008 407 260 157 771 65 564 1,096 45 48 3 5 48 53 12 31 2015 2014 3 44 11 44 14 2015 173

4. 4.1 2015 12 310.55 20140.28 12 31 2015 Aaa A3 A3 110,225 110,225 155,935 17,490 3,365 176,790 266,160 17,490 3,365 287,015 2014 Aaa A3 A3 104,317 104,317 214,253 73,982 33,808 322,043 318,570 73,982 33,808 426,360 2015 12 31 2014 174 2015

4. 4.1 2015 Aaa Aa1 Aa3 A1 A3 A3 84,691 88,062 207,071 28,073 22,286 430,183 29,958 30,602 12,181 4,717 3,668 81,126 3,166 3,166 8,943 21,953 12,344 5,250 4,612 53,102 123,592 140,617 234,762 38,040 30,566 567,577 2014 Aaa Aa1 Aa3 A1 A3 A3 64,216 116,869 123,885 21,770 26,720 353,460 27,263 30,444 12,763 3,151 3,227 76,848 2,856 2,012 4,868 14,075 19,158 11,844 2,871 3,446 51,394 105,554 166,471 151,348 27,792 35,405 486,570 2015 175

4. 4.1 12 31 2015 Aaa Aa1 Aa3 A1 A3 A3 84,691 88,062 207,071 28,073 22,286 430,183 29,955 30,602 12,181 4,717 3,668 81,123 3,166 3,166 8,943 21,953 12,344 5,250 4,612 53,102 123,589 140,617 234,762 38,040 30,566 567,574 2014 Aaa Aa1 Aa3 A1 A3 A3 64,216 116,869 123,885 21,770 26,720 353,460 27,237 30,444 12,762 3,151 3,227 76,821 2,856 2,012 4,868 14,075 19,158 11,844 2,871 3,446 51,394 105,528 166,471 151,347 27,792 35,405 486,543 176 2015

4. 4.1 2015 Aaa Aa1 Aa3 A1 A3 A3 3 3 2014 Aaa Aa1 Aa3 A1 A3 A3 26 1 27 1 1 1 2015 12 31 2014 2015 177

4. 4.2 178 2015

4. 4.2 2 99% 1 1 12 31 2015 17.8 17.8 38.4 25.4 2014 18.0 16.2 35.1 23.9 2015 12.9 8.8 20.3 13.2 2014 11.2 9.6 19.5 13.5 2015 14.7 12.8 37.6 20.7 2014 18.1 16.4 39.5 24.2 2015 0.0 0.0 0.4 0.2 2014 0.1 0.1 0.7 0.3 2015 0.0 0.0 0.2 0.0 2014 0.1 0.0 1.3 0.2 1. 2015 179

4. 4.2 1 1 99% 1987 1994 1997 2001 9112008 180 2015

4. 4.2 2015 666,562 94,198 25,741 22,886 7,829 484,356 10,131 1,311,703 (512,219) (13,853) (23,822) (21,357) (14,534) (467,809) (16,722) (1,070,316) 1,239,554 53,057 90,200 30,789 43,772 805,959 41,144 2,304,475 (1,380,890) (133,356) (92,281) (32,412) (36,962) (822,094) (34,042) (2,532,037) 1,518 (1) 2 26 (13) (1,425) 1 108 14,525 45 (160) (68) 92 (1,013) 512 13,933 293 9,355 9,648 2014 538,300 1,466 18,063 22,392 9,688 645,120 16,360 1,251,389 (429,963) (5,518) (15,050) (22,256) (11,715) (547,552) (16,883) (1,048,937) 729,002 67,974 57,895 41,806 32,445 329,654 38,306 1,297,082 (828,777) (63,934) (60,757) (41,870) (30,334) (422,850) (37,897) (1,486,419) 2,613 (1) (4,463) 12 (4) (2,625) (31) (4,499) 11,175 (13) (4,312) 84 80 1,747 (145) 8,616 277 9,308 9,585 2015 181

4. 4.2 182 2015

4. 4.2 (PVBP) (Greeks)(NII) (EV) (NII) (EV) 2015 183

4. 4.2 2015 12 31 100 12 12 3112 12 31 2015 2014 2015 2014 985 891 (488) (494) (345) (203) (5,332) (4,583) (738) (810) (1,020) (1,418) 2014 100 2014 184 2015

4. 4.2 12 31 2015 195,806 34,924 230,730 37,920 26,288 64,208 1,742 6,980 9,223 18,895 16,442 4,495 57,777 43,207 43,207 101,950 101,950 711,095 107,459 61,028 32,770 943 6,919 920,214 39,481 124,945 86,792 119,560 59,405 2,746 432,929 440 3,481 13,109 43,088 21,008 81,126 1,005 2,161 3,166 376 376 15,262 15,262 50,433 50,433 3,024 62,989 66,013 168,400 44,587 49,217 25,704 528 12,037 300,473 1,119,988 326,377 247,818 240,017 98,326 335,338 2,367,864 101,950 101,950 160,049 27,936 2,343 17,278 207,606 2,583 4,446 1,968 1,479 466 10,942 40,072 40,072 1,054,648 182,898 79,013 611 87,819 1,404,989 59 5,728 1,189 6,976 8,782 34,682 43,464 82,645 82,645 19,422 19,422 149,045 40,917 40,634 5,967 19 15,223 251,805 1,375,166 256,197 129,686 28,668 485 379,669 2,169,871 (255,178) 70,180 118,132 211,349 97,841 (44,331) 197,993 2015 185

4. 4.2 2014 376,437 22,236 398,673 17,730 19,706 37,436 2,721 7,691 12,173 20,180 8,629 2,600 53,994 33,353 33,353 90,770 90,770 768,749 154,044 66,747 16,279 1,438 6,872 1,014,129 40,227 52,220 80,734 122,738 57,541 3,650 357,110 943 2,498 4,241 44,823 24,343 76,848 2,499 915 1,454 4,868 324 324 14,559 14,559 55,207 55,207 1,604 50,492 52,096 1,193,180 235,098 185,055 204,020 91,951 280,063 2,189,367 90,770 90,770 201,704 6,277 2,705 25,094 235,780 3,428 4,643 3,190 483 516 12,260 20,787 20,787 1,061,875 210,280 120,810 14,698 72,446 1,480,109 2,316 2,811 1,074 5,700 11,901 16,572 2,685 4,055 194 39,310 62,816 73,796 73,796 19,676 19,676 1,285,895 226,696 131,834 21,075 20,192 322,203 2,007,895 (92,715) 8,402 53,221 182,945 71,759 (42,140) 181,472 186 2015

4. 4.3 (ALCO) 2015 187

4. 4.3 2011LM-2 30 2015 12 31 30747.42 2014 507.75 2015 12 31 0% 20%A- 2015 12 313,099.69 2014 1,974.88 188 2015

4. 4.3 2015 1 1 2015 60% 2015 12 31 9 30 6 30 3 31 106.52% 104.00% 109.89% 101.90% www.bochk.com 2014 42.17% 2015 189

4. 4.3 12 31 2015 182,319 48,108 303 230,730 37,920 26,288 64,208 1,020 5,782 6,800 12,708 3,494 29,804 190 80 1,810 137 6 2,223 89 307 770 6,498 12,770 20,434 372 1 268 641 4,495 4,495 180 180 12,489 2,723 2,711 18,994 5,504 786 43,207 101,950 101,950 104,814 25,975 44,039 135,015 360,990 214,384 2,017 887,234 1 7,970 8,330 15,710 32,011 1 968 969 19,917 83,105 59,304 137,708 60,283 360,317 2,305 23,450 35,571 8,328 212 69,866 520 3,558 13,436 42,769 20,822 3 81,108 18 18 1,005 2,161 3,166 2,746 2,746 376 376 15,262 15,262 50,433 50,433 28,508 11,394 705 4,051 5,333 15,969 53 66,013 18,598 52,792 31,823 65,034 85,341 29,495 17,390 300,473 448,679 173,555 242,816 384,945 666,552 358,239 93,078 2,367,864 101,950 101,950 166,711 10,616 27,936 2,343 207,606 2,583 4,447 1,970 1,477 465 10,942 8,813 3,358 2,743 18,851 4,525 1,782 40,072 852,823 289,644 182,898 79,013 611 1,404,989 59 5,739 1,178 6,976 20,246 11,751 1,479 2,663 7,322 3 43,464 21,746 788 786 4,154 12,407 42,764 82,645 418 19,004 19,422 93,390 68,292 40,563 42,451 7,083 26 251,805 1,265,679 387,091 261,270 157,184 53,607 45,040 2,169,871 (817,000) (213,536) (18,454) 227,761 612,945 313,199 93,078 197,993 190 2015

4. 4.3 2014 326,887 60,109 11,677 398,673 17,730 19,706 37,436 2,627 6,572 10,606 12,530 3,287 35,622 142 642 393 251 1,428 45 129 1,109 7,534 5,263 14,080 264 264 2,600 2,600 10,880 3,502 2,813 11,619 1,852 2,687 33,353 90,770 90,770 113,635 28,987 60,630 171,511 347,232 231,875 2,503 956,373 32 12,779 20,973 23,972 57,756 8,624 27,253 65,814 135,098 58,323 295,112 13,284 6,072 24,598 14,187 207 58,348 434 2,503 5,111 44,481 24,197 27 76,753 77 18 95 2,499 915 1,454 4,868 3,650 3,650 324 324 14,559 14,559 55,207 55,207 15,705 11,999 149 4,157 7,757 12,301 28 52,096 557,909 145,031 146,458 340,050 571,186 338,158 90,575 2,189,367 90,770 90,770 203,379 23,419 6,277 2,705 235,780 3,428 4,643 3,190 483 516 12,260 6,976 3,029 2,455 4,500 2,532 1,295 20,787 793,425 338,722 209,587 122,979 15,396 1,480,109 2,316 2,811 1,106 5,668 11,901 29,145 14,175 4,294 7,054 8,148 62,816 12,417 1,099 1,733 6,199 14,807 37,541 73,796 418 19,258 19,676 1,136,112 386,188 232,218 147,733 47,034 58,610 2,007,895 (578,203) (241,157) (85,760) 192,317 524,152 279,548 90,575 181,472 2015 191

4. 4.3 1 12 31 192 2015

4. 4.3 (a) 12 31 2015 101,950 101,950 177,341 27,990 2,366 207,697 2,586 4,458 1,991 1,519 483 11,037 1,142,604 183,377 79,830 642 1,406,453 59 6,072 1,262 7,393 538 538 23,138 24,214 27,056 218 715 4 27,993 161,377 40,421 42,794 6,564 26 251,182 1,612,973 257,002 134,306 33,129 509 2,037,919 2014 90,770 90,770 226,826 6,304 2,774 235,904 3,432 4,655 3,201 524 541 12,353 1,132,368 210,324 124,467 16,528 1,483,687 2,317 2,816 1,297 6,098 12,528 538 538 4,305 19,926 25,307 37,471 2,958 4,284 196 44,909 1,493,184 227,595 136,561 27,651 20,467 1,905,458 2015 193

4. 4.3 (b) 12 31 2015 (9,198) (543) (860) (2,072) (117) (12,790) 546,961 344,519 1,321,480 217,775 2,582 2,433,317 (547,583) (344,570) (1,321,541) (217,569) (2,565) (2,433,828) 2014 (7,132) (407) (1,145) (1,445) (45) (10,174) 501,184 277,927 503,082 92,900 2,811 1,377,904 (500,884) (277,604) (501,017) (92,925) (2,802) (1,375,232) 194 2015

4. 4.5 2015 196 2015

4. 4.5 BOCHK Asset Management (Cayman) Limited 2015 2014 9 9 9 9 200 200 200 200 220 199 214 186 314 270 303 260 462 432 458 430 1 1 1 1 134 134 115 115 (11) (11) 4 4 4 4 1 1 1 1 16 16 16 16 363 345 121 105 496 454 597 188 41 41 40 40 7 7 7 7 5 5 5 5 8 8 20 20 2015 197

4. 4.5 2015 12 31 2014 2015 12 31 2014 2015 2014 12.83% 12.30% 12.89% 12.38% 17.86% 17.51% 198 2015

4. 4.5 2015 2014 43,043 43,043 89,915 76,649 49,438 47,803 733 614 183,129 168,109 (20) (19) (69) (167) (198) (160) (50,874) (47,312) (10,879) (10,011) (62,040) (57,669) 121,089 110,440 561 733 561 733 121,650 111,173 2015 199

4. 4.5 2015 2014 18,230 19,294 226 256 5,537 5,195 23,993 24,745 22,893 21,290 22,893 21,290 46,886 46,035 168,536 157,208 CCyBJCCyB 2015 0% www.bochk.com 2015 121,650 2,268,203 5.36% www.bochk.com 200 2015

5. 13 5.1 2015 201

5. 5.1 202 2015

5. 5.1 22 2015 1 32,026 32,027 180 180 75 19,171 1,829 21,075 1,995 1,995 2,500 2,500 23 12,493 30,714 43,207 26 95,982 333,106 1,095 430,183 2,459 287 2,746 32 8,371 8,371 2,571 2,571 23 8,936 31,136 40,072 2015 203

5. 5.1 22 2014 189 36,861 37,050 3 3 78 13,186 1,080 14,344 1,641 1,641 956 956 23 10,885 22,468 33,353 26 8,374 344,179 907 353,460 2,664 719 267 3,650 32 9,145 9,145 3,115 3,115 23 6,979 13,808 20,787 2014 204 2015

5. 5.1 2015 2015 1 1 1,080 907 267 (1) 2 17 901 808 8 (151) (78) (544) (5) 2015 12 31 1,829 1,095 287 2015 12 31 (1) 2015 205

5. 5.1 2014 2014 1 1 385 6,247 250 (9) 22 17 725 78 (21) (3,410) (2,030) 2014 12 31 1,080 907 267 2014 12 31 (9) 206 2015

5. 5.1 2015 12 312014 12 31 20152014 5% 0.14 20140.13 5.2 5.1 2015 207

5. 5.2 5.1 2015 2014 26 81,126 83,037 76,848 78,515 26 3,166 3,171 4,868 4,867 34 6,976 7,222 11,901 12,315 38 19,422 21,507 19,676 21,624 208 2015

5. 5.2 2015 411 82,626 83,037 3,171 3,171 7,222 7,222 21,507 21,507 2014 412 78,103 78,515 4,867 4,867 12,315 12,315 21,624 21,624 2015 209

5. 5.3 (i) (ii) 210 2015

5. 5.3 (ii) 2% 20142% +20% 2014+20% -9% 2014-13% 2015 211

5. 5.3 2015 28 627 14,635 15,262 29 2,338 45,849 48,187 30 2,105 1,568 3,673 2014 28 358 14,201 14,559 29 2,855 49,784 52,639 30 3,670 12 3,682 2014 212 2015

5. 5.3 2015 2015 1 1 14,201 49,784 789 (136) 3,438 (1,017) 43 409 (363) 199 1,698 (384) (1,128) 202 (202) (1) (27) (414) (6,607) 2015 12 31 14,635 45,849 2015 12 31 753 (137) 753 (137) 2015 213

5. 5.3 2014 2014 1 1 13,011 41,819 330 2 2,678 (879) 187 1,244 7,149 (1,544) (384) 384 (12) 2014 12 31 14,201 49,784 2014 12 31 330 2 330 2 214 2015

6. 2015 2014 8,176 11,596 18,877 16,777 10,807 10,137 214 183 38,074 38,693 (1,799) (1,395) (9,407) (9,976) (308) (223) (441) (271) (380) (100) (12,335) (11,965) 25,739 26,728 2015 12 310.14 2014 0.08320143 378.57 2014389.93128.90 2014126.21 2015 215

7. 2015 2014 3,727 3,610 3,397 2,471 3,286 1,890 1,551 1,447 913 877 563 534 543 574 473 442 302 231 264 241 722 630 15,741 12,947 (2,802) (2,689) (392) (279) (256) (232) (826) (656) (4,276) (3,856) 11,465 9,091 3,452 2,013 (22) (14) 3,430 1,999 661 624 (28) (25) 633 599 216 2015

8. 2015 2014 2,055 1,461 293 663 57 62 194 (29) 2,599 2,157 9. 2015 2014 1,290 720 7 3 4 1 1,301 724 10. 2015 2014 90 95 34 37 453 438 (61) (69) 299 182 815 683 420148 2015

11. 2015 2014 (13,010) (11,043) (10,965) (8,103) (23,975) (19,146) 5,843 805 5,477 9,173 11,320 9,978 (12,655) (9,168) 12. 2015 2014 (683) (229) 93 306 111 155 (479) 232 (549) (402) 1 3 45 40 (503) (359) (982) (127) 51 (19) (931) (146) 218 2015

13. 2015 2014 6,159 5,640 409 393 6,568 6,033 625 599 412 397 399 375 1,436 1,371 1,732 1,604 22 21 11 11 2,067 1,688 11,836 10,728 0.16 20140.15 14. 2015 2014 791 359 15. 2015 2014 95 1 (26) (25) (137) (68) (24) 2015 219

16. 2015 2014 4,452 3,859 (61) (57) 4,391 3,802 714 984 (32) (4) 5,073 4,782 (789) 161 4,284 4,943 16.5% 201416.5% 2015 2014 28,952 27,398 16.5% 201416.5% 4,777 4,521 (21) 12 (336) (29) 121 77 (93) (61) (164) 423 4,284 4,943 14.8% 18.0% 220 2015

17. 2015 2014 0.545 5,762 0.545 5,762 0.679 7,179 0.575 6,080 1.224 12,941 1.120 11,842 2015 8 28 2015 0.545 57.62 2016 3 302016 6 6 2015 12 31 0.67971.79 2016 12 31 18. 2015 12 31 267.96 239.69 2014245.77 219.27 10,572,780,266 201410,572,780,266 2015 12 312014 19. 5% 5% 15% 10100% 39 30% 90% 2000 12 1 2015 12 310.09 2014 0.07 3.67 2014 3.590.83 2014 0.71 2015 221

20. (a) 2015 3 5,246 3,107 8,353 2 91 1,893 1,123 3,107 4 67 1,163 656 1,886 1 3,284 2,222 5,506 158 11,586 7,108 18,852 3 1 4 1 2 2 * 300 300 * 450 450 * 400 400 * 500 500 1,650 1,650 1,808 11,586 7,108 20,502 1 2 32015 3 6 42015 3 11 222 2015

20. (a) 2014 100 8,754 4,492 13,346 100 5,906 2,622 8,628 200 14,660 7,114 21,974 * 52 52 * 409 409 * 359 359 * 459 459 1,047 1,047 * 133 133 * 125 125 2,584 2,584 2,784 14,660 7,114 24,558 * 2015 12 31 20142 2015 223

20. (a) 2 201423 20143 2015 2014 11 12 7 6 1 1 19 19 2015 2014 5,500,0016,000,000 1 6,000,0016,500,000 3 2 2015 2014 500,0011,000,000 1 1,000,0011,500,000 2 1,500,0012,000,000 3 1 2,000,0012,500,000 1 3,000,0013,500,000 2 3,500,0014,000,000 1 4,500,0015,000,000 1 5,000,0015,500,000 2 1 5,500,0016,000,000 1 6,000,0016,500,000 1 2 8,000,0018,500,000 1 8,500,0019,000,000 1 13,000,00113,500,000 1 224 2015

20. (b) CG-5 CG-5 2015 34 34 55 55 14 3 17 28 10 38 48 3 51 83 10 93 2014 46 46 55 55 14 5 19 25 8 33 60 5 65 80 8 88 15 201412 23 201419 2015 225

20. (b) CG-5 2015 2014 5 7 6 7 8 18 10 15 13 25 16 22 1 1 10 15 11 14 3 10 5 8 (5) (7) (6) (7) 12 31 8 18 10 15 226 2015

21. 2015 2014 7,923 9,749 110,225 104,317 64,474 224,498 48,108 60,109 230,730 398,673 22. 2015 2014 2015 2014 2015 2014 9,504 11,990 9,504 11,990 20,300 23,632 20,434 14,080 40,734 37,712 29,804 35,622 20,434 14,080 50,238 49,702 2,223 1,428 641 264 2,864 1,692 32,027 37,050 21,075 14,344 53,102 51,394 3 1,995 1,641 1,995 1,644 2,500 956 2,500 956 32,027 37,053 25,570 16,941 57,597 53,994 180 180 32,207 37,053 25,570 16,941 57,777 53,994 2015 227

22. 2015 2014 2015 2014 11,650 10,756 5,841 2,852 3,993 5,567 8,570 5,419 15,643 16,323 14,411 8,271 16,384 20,727 6,664 6,073 32,027 37,050 21,075 14,344 3 1,436 1,516 559 125 3 1,995 1,641 2,500 956 32,027 37,053 25,570 16,941 2015 2014 2015 2014 18,802 19,102 1,529 273 * 607 465 6,914 11,581 15,447 10,332 5,704 5,905 8,594 6,336 32,027 37,053 25,570 16,941 * 6.07 20144.65 228 2015

23. 2015 229

23. (a) 12 31 2015 321,212 4,675 325,887 2,063,424 15,863 2,079,287 31,947 31,947 32,821 32,821 2,449,404 20,538 2,469,942 2,700 2,700 397,099 77,144 2,416 476,659 399,799 77,144 2,416 479,359 6,905 6,905 3,348 3,348 2,859,456 77,144 22,954 2,959,554 230 2015

23. (a) 2014 345,227 2,047 347,274 1,118,201 644 14,098 1,132,943 35,101 35,101 33,654 33,654 1,532,183 644 16,145 1,548,972 4,156 4,156 334,572 74,405 3,848 412,825 338,728 74,405 3,848 416,981 6,547 6,547 4,253 4,253 78 78 1,881,789 75,049 19,993 1,976,831 2015 231

23. (a) 12 31 2015 15,777 20 15,797 (9,687) (9,687) 22,817 87 22,904 (25,870) (25,870) 513 513 (487) (487) 39,107 107 39,214 (36,044) (36,044) 3 3 (1) (1) 1,640 1,877 3,517 (2,108) (1,516) (27) (3,651) 1,643 1,877 3,520 (2,109) (1,516) (27) (3,652) 392 392 (294) (294) 81 81 (82) (82) 41,223 1,877 107 43,207 (38,529) (1,516) (27) (40,072) 232 2015

23. (a) 2014 12,208 12,208 (7,386) (4) (7,390) 12,462 12 12,474 (9,823) (1) (21) (9,845) 4,676 4,676 (207) (207) 29,346 12 29,358 (17,416) (1) (25) (17,442) 2 2 (3) (3) 1,311 2,270 2 3,583 (1,881) (1,128) (50) (3,059) 1,313 2,270 2 3,585 (1,884) (1,128) (50) (3,062) 328 328 (202) (202) 82 82 (81) (81) 31,069 2,270 14 33,353 (19,583) (1,129) (75) (20,787) 2015 233

23. (a) 2015 2014 2,237 1,642 10,614 4,956 361 1,569 13,212 8,167 1 1 656 728 657 729 2 181 208 14,052 9,104 113.32 2014109.28 96.82 201471.54 234 2015

23. (b) 12 31 2015 2014 1,877 (1,516) 2,270 (1,128) (1) 1,877 (1,516) 2,270 (1,129) 2015 2014 (356) (278) (1,708) 86 622 284 1,841 141 266 6 133 227 2014 2015 12 31 201417.66 2014 2015 235

24. 2015 2014 273,464 284,007 616,779 676,982 890,243 960,989 25 (564) (1,096) (2,445) (3,520) 887,234 956,373 32,011 57,756 969 920,214 1,014,129 2015 12 3114.09 201415.70 2015 12 312014 25. 2015 2015 1 1 26 1,070 1,096 11 1,243 1,254 (16) (1,384) (1,400) 7 123 130 (15) (15) (2) (66) (68) (18) (415) (433) 2015 12 31 8 556 564 236 2015

25. 2015 2015 1 1 360 3,160 3,520 436 (75) 361 (495) (3) (498) 45 45 (8) (23) (31) (64) (888) (952) 2015 12 31 274 2,171 2,445 2014 2014 1 1 30 810 840 (6) 593 587 (8) (464) (472) 12 149 161 (1) (7) (8) (1) (11) (12) 2014 12 31 26 1,070 1,096 2014 2014 1 1 315 3,080 3,395 343 101 444 (339) (3) (342) 41 41 (18) (18) 2014 12 31 360 3,160 3,520 2015 237

26. 2015 124,306 124,306 236,011 81,108 3,166 320,285 360,317 81,108 3,166 444,591 69,866 18 69,884 430,183 81,126 3,166 514,475 2,746 2,746 432,929 81,126 3,166 517,221 2014 48,079 2,375 50,454 247,033 74,378 4,868 326,279 295,112 76,753 4,868 376,733 58,348 95 58,443 353,460 76,848 4,868 435,176 3,650 3,650 357,110 76,848 4,868 438,826 238 2015

26. 2015 39,490 6,974 112,363 32,087 151,853 39,061 278,330 42,065 3,166 430,183 81,126 3,166 2,459 287 2,746 432,929 81,126 3,166 39,299 2014 30,720 5,050 98,874 22,238 129,594 27,288 223,866 49,560 4,868 353,460 76,848 4,868 2,664 986 3,650 357,110 76,848 4,868 27,697 2015 239

26. 2015 155,327 840 * 18,498 19,011 177,429 33,871 3,166 81,675 27,404 432,929 81,126 3,166 2014 67,251 2,917 * 20,227 22,710 191,867 31,775 2,793 77,765 19,446 2,075 357,110 76,848 4,868 * 174.91 2014185.67 46.14 201427.62 240 2015

26. 2015 2015 1 1 357,110 76,848 4,868 702,242 14,009 9,557 (558,836) (14,640) (9,839) (608) 222 (15) (244) 1 (8,967) 8,967 (5,713) (1,815) (819) (52,055) (2,466) (586) 2015 12 31 432,929 81,126 3,166 2014 2014 1 1 415,320 17,455 7,945 339,767 15,358 8,482 (345,557) (5,868) (11,631) (593) 936 82 4,759 2 (49,854) 49,854 (6,732) (889) (10) 2014 12 31 357,110 76,848 4,868 89.67 2014498.54 2015 241

26. 2015 2014 1 1 1 3 12 31 (1) (2) 1 27. 2015 2014 1 1 324 292 72 49 (18) (15) (2) (2) 12 31 376 324 50,000,000 45% 450,000,000 25.33% 10,024,600 19.96% 242 2015

27. 2015 2014 2015 2014 315 265 61 59 51 33 3 1 28. 2015 2014 1 1 14,559 14,597 47 826 393 29 245 (431) (1) (414) 12 31 15,262 14,559 2015 2014 50 3,724 3,622 1050 11,312 10,686 1050 207 231 10 19 20 15,262 14,559 2015 12 31 2015 12 31 2015 243

29. 2015 1 1 52,639 2,568 55,207 423 771 1,194 (371) (27) (398) 3,516 3,516 (1,070) (773) (1,843) 28 (245) (245) (27) (11) (38) (6,678) (282) (6,960) 2015 12 31 48,187 2,246 50,433 2015 12 31 48,187 7,598 55,785 (5,352) (5,352) 2015 12 31 48,187 2,246 50,433 2015 12 31 7,598 7,598 48,187 48,187 48,187 7,598 55,785 2014 1 1 49,791 2,567 52,358 211 814 1,025 (43) (27) (70) 3,311 3,311 (1,050) (779) (1,829) 28 431 431 (12) (7) (19) 2014 12 31 52,639 2,568 55,207 2014 12 31 52,639 8,308 60,947 (5,740) (5,740) 2014 12 31 52,639 2,568 55,207 2014 12 31 8,308 8,308 52,639 52,639 52,639 8,308 60,947 244 2015

29. 2015 2014 50 15,934 19,425 1050 31,963 32,430 50 94 81 1050 196 685 10 18 48,187 52,639 2015 12 31 2015 12 31 2015 2014 3,621 3,284 (136) 2 31 25 3,516 3,311 2015 12 31 79.70 201483.31 2015

30. 2015 2014 44 18 3,673 3,682 38,514 32,525 23,724 15,704 65,955 51,929 31. 32. 2015 2014 8,371 9,145 33 2,571 3,115 10,942 12,260 2015 12 31 520144 246 2015

33. 2015 2014 1,404,989 1,480,109 32 2,571 3,115 1,407,560 1,483,224 99,951 87,585 34,118 28,776 134,069 116,361 304,593 252,515 413,154 420,311 717,747 672,826 344,205 422,536 211,539 271,501 555,744 694,037 1,407,560 1,483,224 34. 2015 2014 5,728 5,636 1,248 6,265 6,976 11,901 35. 2015 2014 33,957 51,603 268 354 34,225 51,957 2015 247

36. 12 2015 2015 1 1 607 7,858 (645) 94 7,914 7 (112) (35) 40 (702) (802) 483 (416) 67 (3) 2 9 8 (18) (1,034) 33 137 94 (788) 2015 12 31 596 7,192 (459) (930) 6,399 2014 2014 1 1 581 7,348 (92) (594) (603) 6,640 26 60 92 (55) (11) 112 451 706 1,157 (1) 4 2 5 2014 12 31 607 7,858 (645) 94 7,914 248 2015

36. 2015 2014 (58) (167) 6,457 8,081 6,399 7,914 2015 2014 12 (58) (129) 12 7,284 7,928 7,226 7,799 2015 12 310.08 20140.10 37. 2015 2014 1 1 73,796 66,637 (12,807) (10,795) 21,656 17,954 12 31 82,645 73,796 360.71 2014323.20 385.14 2014325.25 30 2015 249

38. 2015 2014 25.00 * 19,422 19,676 201025.00 4.5(B) * 5.55% 2020 2 39. 2015 7 14 54 2015 7 15 100% 2015 12 18 2014 250 2015

39. 2015 2014 8,371 9,259 (3,651) (4,068) 4,720 5,191 1,150 1,058 (34) (27) 1,116 1,031 49 5 (7) (8) 264 122 15 38 6,157 6,379 (633) (904) 5,524 5,475 (2,251) (2,244) 3,273 3,231 35 34 2 3,310 3,265 (483) (615) 2,827 2,650 0.2674 0.2507 2015 251

39. 2015 2014 53,124 7,057 7,263 653 168,924 55,107 414 6,960 47 11 913 300,473 18,040 4,576 284 215,311 12,607 188 799 251,805 48,668 2015 2014 5,963 2015 2014 2,419 15,027 (71) (85) (543) (700) 1,805 14,242 252 2015

40. 2015 2014 10,572,780,266 52,864 52,864 41. (a) 2015 2014 28,175 27,029 3,273 3,231 31,448 30,260 1,843 1,829 1,564 1,050 (15) (8) (1,723) (612) 155 237 3 1,618 9,991 3 (21,248) (2,290) (10,128) (10,306) 9,062 (6,130) (74,787) (89,567) (131,199) 1,362 (14,955) (6,694) (10,134) (42,493) 3,258 (1,320) 140,191 155,961 (4,925) 6,217 (5,125) 3,808 8,849 7,159 10,462 8,478 (65,789) 66,932 49,388 45,618 16,500 14,579 126 135 2015

41. (b) 2015 2014 3 272,130 385,331 3 23,077 10,496 3 12,359 6,940 3 890 1,061 308,456 403,828 42. 2015 2014 24,360 22,621 7,600 9,225 31,713 36,016 5,419 4,741 471,092 407,681 1 10,519 9,974 1 114,376 70,869 665,079 561,127 74,880 49,572 254 2015

43. 2015 2014 223 448 16 4 239 452 44. (a) 2015 2014 1 787 756 15 1,394 1,300 5 112 265 2,293 2,321 (b) 2015 2014 1 421 404 15 330 421 751 825 13 2015 255

45. 46. 90% RPC 256 2015

46. 2015 12 31 2,645 8,064 12,796 2,228 6 25,739 25,739 5,519 1,345 (6,283) 8 (589) 8,164 9,409 6,513 2,236 (583) 25,739 25,739 6,764 4,551 77 (169) 528 11,751 (286) 11,465 12,462 12,462 (17) 12,445 660 222 1,712 (20) 10 2,584 15 2,599 (22) (745) (767) (767) 642 4 504 151 1,301 1,301 46 7 13 33 1,758 1,857 (1,042) 815 16,276 14,193 8,797 13,948 1,713 54,927 (1,330) 53,597 (12,655) (12,655) (12,655) 16,276 14,193 8,797 1,293 1,713 42,272 (1,330) 40,942 (297) (696) 61 1 (931) (931) 15,979 13,497 8,858 1,293 1,714 41,341 (1,330) 40,011 (6,679) (2,520) (1,056) (356) (2,555) (13,166) 1,330 (11,836) 9,300 10,977 7,802 937 (841) 28,175 28,175 791 791 791 (15) (2) (1) (5) (45) (68) (68) 54 54 54 9,285 10,975 7,801 932 (41) 28,952 28,952 2015 12 31 301,551 638,386 985,051 98,282 68,425 2,091,695 (24,680) 2,067,015 376 376 376 39,480 134,506 123,419 7,541 304,946 (4,473) 300,473 341,031 772,892 1,108,470 98,282 76,342 2,397,017 (29,153) 2,367,864 752,284 675,095 400,515 91,593 11,631 1,931,118 (13,052) 1,918,066 91,705 138,603 35,993 1,605 267,906 (16,101) 251,805 843,989 813,698 436,508 91,593 13,236 2,199,024 (29,153) 2,169,871 2015 12 31 34 5 28 1,098 1,165 1,165 368 149 68 11 1,136 1,732 1,732 (195) (86) (281) (281) 2015 257

46. 2014 12 31 1,900 6,230 16,447 2,146 5 26,728 26,728 5,327 3,234 (7,850) 16 (727) 7,227 9,464 8,597 2,162 (722) 26,728 26,728 5,507 3,209 146 (14) 517 9,365 (274) 9,091 7,671 7,671 (16) 7,655 452 198 1,565 (60) (12) 2,143 14 2,157 (14) 47 33 33 505 1 49 169 724 724 41 17 9 95 1,534 1,696 (1,013) 683 13,732 12,889 10,352 10,070 1,317 48,360 (1,289) 47,071 (9,168) (9,168) (9,168) 13,732 12,889 10,352 902 1,317 39,192 (1,289) 37,903 (335) 198 (9) (146) (146) 13,397 13,087 10,343 902 1,317 39,046 (1,289) 37,757 (6,028) (2,429) (932) (289) (2,339) (12,017) 1,289 (10,728) 7,369 10,658 9,411 613 (1,022) 27,029 27,029 359 359 359 (17) (3) (4) (24) (24) 34 34 34 7,352 10,655 9,411 613 (633) 27,398 27,398 2014 12 31 319,722 718,063 1,002,485 87,942 72,827 2,201,039 (11,996) 2,189,043 324 324 324 319,722 718,063 1,002,485 87,942 73,151 2,201,363 (11,996) 2,189,367 808,673 716,585 398,264 82,496 13,873 2,019,891 (11,996) 2,007,895 2014 12 31 29 4 9 897 939 939 337 140 65 10 1,052 1,604 1,604 285 49 334 334 258 2015

47. 2015 12 31116.50 2014163.09 91.11 201458.60 225.94 2014 224.23 48. 2015 30,223 30,223 (14,915) (945) 14,363 1,016 1,016 (1,016) 11,110 (8,277) 2,833 2,833 42,349 (8,277) 34,072 (15,931) (945) 17,196 2015 31,173 31,173 (14,915) (8,972) 7,286 5,557 5,557 (5,557) 9,179 (8,277) 902 902 45,909 (8,277) 37,632 (20,472) (8,972) 8,188 2015 259

48. 2014 21,769 21,769 (8,768) (2,057) 10,944 14,794 (11,586) 3,208 3,208 36,563 (11,586) 24,977 (8,768) (2,057) 14,152 2014 13,668 13,668 (8,768) (1,128) 3,772 3,751 3,751 (3,751) 11,867 (11,586) 281 281 29,286 (11,586) 17,700 (12,519) (1,128) 4,053 260 2015

49. 2015 2014 5,841 5,557 3,840 3,751 50. 383 2015 2014 2,206 2,783 2,857 7,030 51. 2015 261

51. (a) 2015 12 31 1,023.24 20141,575.01554.48 2014 618.442015 12 31 33.03 201455.644.74 20144.00 14A (b) 262 2015

52. 10% 2015 329,425 110,765 8,795 157,064 606,049 7,916 25 10,379 286,594 304,914 2014 431,908 97,111 7,121 175,610 711,750 4,243 2,318 6,605 222,116 235,282 264 2015

53. 2015 1 269,836 26,994 296,830 2 84,329 15,508 99,837 3 85,364 37,350 122,714 4 16,899 157 17,056 5 83 83 6 59,033 15,253 74,286 7 7,272 7,272 8 522,816 95,262 618,078 9 2,282,058 10 22.91% 2015 265

53. 2014 1 271,241 32,428 303,669 2 68,812 11,438 80,250 3 86,029 36,298 122,327 4 3,306 1,894 5,200 5 39 39 6 55,345 10,193 65,538 7 6,857 6 6,863 8 491,629 92,257 583,886 9 2,121,908 10 23.17% 266 2015

54. (a) 12 31 2015 2014 149 97 2,459 2,664 55,089 54,834 3,616 3,185 1 1 61,314 60,781 2 2 2 2 52,864 52,864 8,448 7,915 61,312 60,779 61,314 60,781 2016 3 30 2015

54. (b) 2014 1 1 52,864 1,545 11,058 65,467 6,128 6,128 (137) (137) (137) 6,128 5,991 (10,679) (10,679) 2014 12 31 52,864 1,408 6,507 60,779 2015 1 1 52,864 1,408 6,507 60,779 12,580 12,580 (205) (205) (205) 12,580 12,375 (11,842) (11,842) 2015 12 31 52,864 1,203 7,245 61,312 268 2015

55. 2015 12 31 43,042,840,858 3,538,000,000 3,144,517,396 300,000,000 480,000,000 335,000,000 # 6,500,000,000 *100% *51% 100% 70.49% 100% 100% 100% * # 2015 2014 49% 49% 2015 2014 406 220 3,278 2,668 98,282 87,942 91,593 82,496 829 450 743 1,041 2015 269

56. 57. 2016 3 30 270 2015

1. 4.5 1 9 4.5(A) 2015 2014 69,906 66,708 1,683 1,546 6,170 5,664 77,759 73,918 4.5 2015 271

2. 2015 2014 62 120 4,355 4,080 35,414 31,703 14,150 17,873 49 37 2,586 1,617 90 59 1,041 974 668 645 73 86 6,640 6,354 3 5 597 407 65,728 63,960 1,302 34 97 63 9 117 934 903 674 607 487 448 322 308 11 10 310 232 32 26 4,178 2,748 69,906 66,708 272

3. 3.1 2015

3. 3.1 (PD) (LGD) (EAD) 8 7 261 4 1 (EL) 274

3. 3.1 1 1 2 AAA 2 AA+ AA AA- 3 3 A+ A A- 4 4 BBB+ BBB BBB- 5 5 BB+ BB BB- 6 6 B+ B B- 7 7 CCC CC C 8 8 D 2015 275

3. 3.1 276

3. 3.1 2 10% 2.14 2015 277

3. 3.2 2015 891,708 971 892,679 566,726 566,726 239,873 239,873 71,276 71,276 39,747 39,747 8,483 8,483 203,613 203,613 1,458,434 971 359,379 203,613 2,022,397 2014 800,429 1,544 801,973 627,768 627,768 223,642 223,642 63,730 63,730 34,470 34,470 8,943 8,943 188,596 188,596 1,428,197 1,544 330,785 188,596 1,949,122 278

3. 3.3 2015 2014 892,679 801,973 566,726 627,768 203,613 188,596 1,663,018 1,618,337 3.4 2015 2014 118,423 121,573 1,465 767 119,888 122,340 2015 2014 235,563 208,630 32,615 31,102 268,178 239,732 2015 279

3. 3.5 12 31 275 2015 % % 1 2 28,624 18.25 0.03 3 220,625 25.68 0.07 4 337,047 43.91 0.23 5 249,264 79.84 1.04 6 53,576 107.35 5.12 7 331 200.23 29.65 8 2,241 81.96 100.00 891,708 2014 % % 1 2 26,578 20.37 0.04 3 219,636 25.95 0.07 4 280,591 44.02 0.23 5 207,055 78.06 1.07 6 60,994 113.16 4.40 7 3,443 73.00 22.47 8 2,132 132.96 100.00 800,429 280

3. 3.5 2015 2014 % % 444 60.96 506 60.17 527 88.30 312 86.96 726 115.00 971 1,544 158 2015 % % 1 2 106,191 20.77 0.04 3 390,155 27.74 0.05 4 65,903 51.66 0.20 5 4,392 68.50 0.78 6 85 140.91 5.66 7 8 566,726 2015 281

3. 3.5 2014 % % 1 2 76,217 21.62 0.04 3 439,499 29.52 0.06 4 105,085 57.12 0.22 5 6,908 70.52 0.74 6 59 133.77 5.84 7 8 627,768 3.6 12 31 2015 2014 1% 238,766 222,319 >1% 1,025 1,218 82 105 239,873 223,642 2015 2014 10% 70,627 63,055 >10% 607 644 42 31 71,276 63,730 282

3. 3.6 2015 2014 2% 39,188 34,055 >2% 466 323 93 92 39,747 34,470 2015 2014 1% 8,225 8,591 >1% 191 290 67 62 8,483 8,943 3.7 2015 2014 1,340 723 1 186 177 16 7 26 19 1,568 927 2015 2015

3. 3.7 2014 12 31 2013 12 31 3,322 4,121 256 226 132 110 376 334 100 96 50 46 4,236 4,933 2015 2014 12 31 % % 0.73 1.75 0.44 0.05 0.65 0.17 0.55 0.56 1.50 0.64 1.24 2014 2013 12 31 % % 0.56 1.82 0.45 0.05 0.60 0.17 0.54 0.51 1.53 0.53 1.23 284

3. 3.7 4. 4.1 (ECAI) 4 4.2 2015 285

4. 4.3 2015 * 301,750 301,991 16,274 25,571 25,662 1,212 240 35,333 35,333 553 551 2 111 14,167 2,471 9,502 2,176 9,502 2,193 11,722 11,240 8,430 482 12,500 12,169 6,085 331 5,195 2,543 4,019 2,652 102 102 135 34 406,893 366,008 35,558 19,773 28,171 5,361 571 6,455 3,008 3,447 517 3,361 702 532 104 428 18 388 1 6,987 3,112 3,875 535 3,749 1 702 413,880 369,120 39,433 20,308 31,920 5,362 1,273 1,250% 286