招商银行股份有限公司

CHINA MERCHANTS BANK CO.,LTD.

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2005 8 17 2005 17 12 7 2.1 China Merchants Bank Co., Limited 2.2 2.3 7088 0755-83198888 0755-83195109 cmb@cmbchina.com 2.4 7088 7088 518040 http://www.cmbchina.com cmb@cmbchina.com 2.5 http://www.sse.com.cn 2.6 3

600036 2.7 1987 3 31 1000001001686 44030110001686X 44030410001686X 1 2 8 2.2 2.2.1 ( ) 2005 1-6 2004 1-6 3,358,837 2,638,273 27.31% 2,134,818 1,688,933 26.40% 2,104,846 1,667,764 26.21% 3,328,865 2,617,104 27.20% 0 0 0 3,328,865 2,617,104 27.20% 1,703,642 1,275,442 33.57% 0 0 0 29,972 21,169 41.58% 4,253,018-11,509,571 / -208,287-9,988,838 / () 0.21 0.25-16.00% () 0.21 0.25-16.00% 0.20 0.24-16.67% 0.41-1.68 / 9.59% 8.69% 0.90 9.45% 8.59% 0.86 9.65% 8.77% 0.88 1 42,321 12,349 2 ( ) 2005 6 30 2004 12 31 671,423,185 586,574,233 14.47% 458,192,689 407,691,864 12.39% 649,160,787 565,693,283 14.75% 610,858,164 531,093,368 15.02% 4

( ) 22,262,398 20,880,950 6.62% 2.17 3.05-28.85% 2.16 3.03-28.71% 1 2004 12 31 2 2.2.2 1,811,454 23,153,987 226,059-48,279 97,305-843,310 2,134,818 22,262,398 1 2 2.2.3 2005 6 30 2004 12 31 2004 6 30 649,160,787 565,693,283 508,192,071 585,802,491 512,586,194 449,968,644 27,061,795 23,358,440 25,343,759 452,574,872 375,907,273 343,703,078 207,288,667 193,387,400 181,308,044 13,956,327 8,086,945 10,318,082 95,746,543 62,775,805 55,472,339 124,598,517 102,200,025 87,221,125 10,984,818 9,457,098 9,383,488 2.2.4 1 3,328,865 14.95% 0.32 3,328,865 14.95% 0.32 5

2,134,818 9.59% 0.21 2,104,846 9.45% 0.20 2 3,030,498 13.09% 0.30 3,030,498 13.09% 0.30 1,811,454 7.82% 0.18 1,811,454 7.82% 0.18 2.2.5 2005 6 30 2004 12 31 2004 6 30 (%) 8% 9.27 9.53 9.55 8.69 8.12 8.07 15% 2.57 2.72 2.87 2.91 2.78 2.91 75% 62.50 63.06 62.58 63.69 64.17 63.75 85% 48.82 50.30 49.62 54.42 58.52 57.68 85% 60.91 61.68 61.18 62.67 63.60 63.11 25% 54.34 55.89 55.36 55.92 57.68 56.87 60% 70.76 73.91 83.45 92.34 93.99 98.11 4% 0.00 0.10 0.29 0.31 0.12 0.35 8% 1.27 1.14 1.17 1.74 0.88 2.11 100% 1.66 1.04 0.84 1.83 2.47 1.85-95.21 97.06 98.91 99.11 99.16 98.57 10% 5.90 5.40 4.81 5.93 6.10 6.07 50% 44.49 40.89 37.90 46.87 49.05 48.78 2.2.6 6,848,182 8,128,383 1,591,086 4,313,299 20,880,950 3,424,194 575 2,134,818 5,559,587-3,424,122-753,300-4,177,422-717 -717 10,272,376 4,704,119 1,591,086 5,694,817 22,262,398 2004 10 5 72 575 2004 2.2.7 2005 6 30 2004 12 31 2003 12 31 37,275,050 35,245,650 27,740,735 21,674,200 20,096,650 18,026,382 401,913,310 369,130,931 292,222,168 9.27% 9.55% 9.49% 6

5.39% 5.44% 6.17% 2005 6 30 2004 12 31 2004 2 23 2.3 2.3.1 7088 518040 1 2193 193,718 2 518001 63 2222 76,292 161 200120 38 1506 55,100 518 430022 19 851 22,278 156 100031 30 1169 56,566 12 110003 17 847 17,439 138 510620 26 947 18,624 9 610016 15 562 8,958 505 730000 11 372 8,648 107 710001 14 558 13,003 1 210005 13 604 19,161 128 214002 8 199 6,433 128 215004 6 176 5,819 2 400010 15 650 14,827 17 116001 12 448 10,749 310 310001 14 534 16,437 81 315010 7 208 5,707 325000 6 164 3,485 60 312000 1 56 1,859 162 330003 10 484 10,377 24 410005 11 400 8,165 60 350003 9 376 5,614 301 362000 1 49 273 36 266071 10 382 14,399 55 300204 12 476 17,182 21 250011 11 377 19,209 237 264000 1 71 1,917 80 830002 8 261 4,066 48 650051 10 297 6,615 436 230061 7 319 6,093 862 361004 4 179 2,658 3 150001 8 220 4,262 68 450008 6 264 7,558 523129 1 123 1,499 ( ) / / / 51 / 12 / 1 48 6,433 35 100005 1 7 / 509MadisonAveune,Suite306, NewYork,NewYork10022,U.S.A / 1 2 / --- --- 428 18652 671,423 100. 2.3.2 7

424,694.61 93.84% / 328,948.07 1.5% 95,746.54 1% 16,240.46 3.59% 2% 4,366.08 0.96% 35% 4,537.29 1.00% 65% 2,736.43 0.61% 100% 452,574.87 100.00% / 1 2 123.32 61.56 61.76 / 105.95% / 53.06% 2.3.3 10,920,000 10,920,000 1,685,757 1,798,856-330,750-330,750 0-113,099 58,740 58,740 0 0-1,658-1,658 12,332,089 12,332,089 2.3.4 22 165.83 5.90%44.49% 10% 50% 2.3.5 40.10 5.01 12.49% 8

2.3.6 4.70 % 409,689.50 1. 298,373.93 100,786.26 10,529.31 2. 139,865.21 81,893.89 99,722.31 88,208.09 2.3.7 183,888,048 0.86% 121,046,752 2.12% 102,399,115 0.63% 100,960,208 1.75% 508,294,123 1.29% 2.3.8 90 2005 6 30 2004 12 31 2,508,268 661,440 1,846,828 33,125 33,125 0, 6 30 2.3.9 % 1996 87,746 2006.06 13.92 1997 40,097 2007.09 11.51 1998 24,000 2005.12 2008.09 5.89--6.47 1999 212,840 2006.02 2009.04 3.04--5.74 9

2000 292,607 2005.10 2010.09 2.88--4.12 2001 1,089,000 2006.07 2021.10 2.94--4.53 2002 171,800 2005.09 2009.12 2.24--3.45 2003 675,935 2005.11 2013.04 2.73--4.12 2004 301,200 2006.06 2011.08 2.77--5.75 2005 15,000 2006.03 2008.06 1.65--3.88 2000 63,977 2005.11 3.69 2001 18,011 2006.04 2006.10 3.69 2002 280,287 2005.09 2007.11 2.44--2.92 2003 165,659 2005.11--2008.11 2.33--3.09 2004 81,789 2007.03--2009.10 2.96--3.53 2005 6,784 2008.03--2010.06 3.97--4.48 G7 20,700 2008.07-2013.5 2.25-3.625 76,426 2006.05 2027.10 5.25 7.75 3,623,858 2.3.10 116.40 8.66 2.57% 0.30 2005 1 2 3 4 5 6 1 6 7.29 10

1 2 3 4 5 6 2.3.11 1 53.48 2 519.65 3 1,015.63 2.3.12 2.3.13 2.3.14 1 11

12 2 3 4 5, 2.3.15

3.1 3.1.1 2005 5 17 2004 2004 10 1.1 10 5 2005 6 20 6,848,245,415 10,272,368,123 7,572,272,454 2,700,095,669 110036 2005 5 10 6 30 647,000 600036 5 10 6 17 63,779 2004 6 17 6 30 8,182 6,499,353,000, 99.99% 10,272,376,305 1 2,679,696,893 1,339,848,447 4,019,545,340 2,679,696,893 1,339,848,447 4,019,545,340 2 2,368,484,743 1,184,242,371 3,552,727,114 3 4 5,048,181,636 2,524,090,818 7,572,272,454 1 1,800,000,000 900,031,890 71,961 2,700,103,851 2 3 4 1,800,000,000 900,031,890 71,961 2,700,103,851 6,848,181,636 3,424,122,708 71,961 10,272,376,305 3.1.2 13

6,500,000,000-647,000 6,499,353,000 3.1.3 2005 6 20 2004 10 1.1 10 5, 9.34 6.23 2005 6 14 3.2 3.2.1 151,590 103 151,487 11,469, 3.2.2 3,534,390 2004 10 2005 6 7,952,377 0.08 24,000,000 16,508,311 4,050,390 4,050,390 11,655,043 4,050,390 3.3.3 + - (%) 1 614,790,666 1,844,371,997 17.95 0 2 ( ) 294,806,516 884,419,548 8.61 0 3 195,084,552 585,253,656 5.70 0 4 109,240,800 327,722,400 3.19 0 5 86,460,654 259,381,962 2.53 0 6 ( ) 67,285,234 201,855,701 1.97 0 7 64,417,838 193,253,514 1.88 0 8 60,713,850 182,141,550 1.77 0 14

9 60,713,850 182,141,550 1.77 0 10 60,713,850 182,141,550 1.77 0 11 ( ) 60,713,850 182,141,550 1.77 0 1,674,941,660 5,024,824,978 48.92 0 (1) 10 (2) 10 (3) 10 3.3.4 1 50 A 81,060,853 0.79% 2 50 A 64,773,952 0.63% 3 A 59,670,353 0.58% 4 A 49,169,980 0.48% 5 A 44,850,000 0.44% 6 A 41,355,031 0.40% 7 A 34,500,000 0.34% 8 A 33,300,000 0.32% 9 A 25,819,764 0.25% 10 A 25,646,701 0.25% 460,146,634 4.48% 3.3.5 1 375,722,000 5.78% 2 353,928,000 5.45% 3 284,811,000 4.38% 4 248,912,000 3.83% 5 UBS LIMITED 218,493,000 3.36% 6 183,586,000 2.82% 7 161,140,000 2.48% 8 156,206,000 2.40% 9 127,573,000 1.96% 10 50 126,461,000 1.95% 2,236,832,000 34.41% 4.1 1947.4 2004.6 2007.6 0 0 15

1949.12 2004.6 2007.6 0 0 1957.3 2004.6 2007.6 0 0 1955.4 2004.6 2007.6 0 0 1958.7 2004.6 2007.6 0 0 1962.11 2004.6 2007.6 0 0 1958.6 2004.6 2007.6 0 0 1960.12 2004.6 2007.6 0 0 1961.5 2004.6 2007.6 0 0 1948.6 2004.6 2007.6 0 0 1959.11 2004.6 2007.6 0 0 1947.12 2004.6 2005.6 0 0 1959.3 2004.6 2007.6 0 0 1948.6 2004.6 2007.6 0 0 1958.5 2004.6 2007.6 0 0 1938.6 2004.6 2007.6 0 0 1956.6 2004.6 2007.6 0 0 1937.6 2004.6 2007.6 0 0 1955.9 2004.6 2007.6 0 0 1966.3 2004.6 2007.6 0 0 1944.1 2004.6 2007.6 0 0 1971.12 2005.5 2007.6 0 0 1947.7 2004.6 2007.6 0 0 1961.11 2004.6 2007.6 0 0 1964.2 2004.6 2007.6 0 0 1963.5 2004.6 2007.6 0 0 1959.3 2004.6 2007.6 0 0 1956.6 2004.6 2007.6 0 0 4.2 2004 2004 2005 5 18 5.1 27.26% 27.74% 20.35% 26.40% 5.1.1 16

671,423.19 27.26% 649,160.79 27.74% 38,302.62 27.31% 22,262.40 14.60% 3,328.87 27.20% 2,134.82 26.40% 5.1.2 30% 32,025 215.10% 13,956 35.26% 1,569 41.82% 95,747 72.60% 22,249 88.16% 9,674-42.44% 124,599 42.85% 147 47.38% 8,714 30.11% -3,255 35.59% 944 98.43% 85-84.44% 701-47.65% 15,144 -- 10,893 68.06% 1,608-83.72% 296-79.27% 5,129 209.09% 2,885 41.46% 53,986 42.60% 1,470 89.13% 719 42.03% 2,334 79.71% 58 79.85% 78 539.94% 5,586 31.63% 6,499 --- 10,272 50.00% 4,704-42.13% 1,591 65.35% 5,695 63.32% 698 31.21% 3,460 43.55% 506-46.64% 5-73.17% 1,704 33.57% 42 34.16% 17

5.2 5.2.1 QFII 5.2.2 2005 1 6 33.59 27.31 21.35 26.40 0.21 0.31 9.59 0.90 5,858.02 732.16 14.28 4,525.75 766.68 20.40 3,568.28, 436.97 13.95% 957.47 329.71 52.52 643.33 95.71 17.48 9.28 2.08 28.96 7.12 0.43 116.40 2.57 0.30 7.29 2.29 18

5.2.3 2004 65 AAA 5.2.4 2005 1 6 2004 1 6 9,636 73.88% 8,115 75.40% 1,521 18.74% 774 5.93% 653 6.06% 121 18.53% 1,704 13.07% 1,275 11.85% 429 33.65% 928 7.12% 720 6.69% 208 28.96% 13,042 100% 10,763 100% 2,279 21.17% 5.2.5 4,942 14.42% 1,055-1.22% 4,443 34.80% 1,352 44.29% 2,288 17.76% 675 68.33% 1,270 7.90% 272 11.02% 99 253.57% -25 / 13,042 21.17% 3,329 27.21% 19

20 5.2.6 5.2.7 M1 M2

5.3 5.3.1 1 2002 4 1 15 7.30 107.69 2002 4 2 35 35 23 21.88 2 1.14 10 10 2 2004 11 65 50% 3 2004 35 5.3.2 5.3.3 5.4 5.5 21

6.1 2004 (IR) 2004 A IR 6.2 2004 2005 5 17 2004 10 1.1 10 5 2005 5 18 2005 6 17 2005 6 20 2005 6 21 2005 6 24 2004 2005 6 14 6.3 2005 6 30 467 179,795.37 17,968.63 29 22,139.67 6,336.55 1 13,329.10 22

6.4 6.5 80.49 6.21% 38.19 10.52% 5%5% 2004 12 2005 6 1,844,371,997 26,700.00 30,600.00 884,419,548 165,530.00 82,765.00 585,253,656 10,000.00 10,000.00 3,314,045,201 202,230.00 123,365.00 804,859.30 1.78% 381,926.30 0.65% 3000 39 79.95 1.77% 6.6 6.6.1 6.6.2 6.6.3 23

6.7 5% 5% 6.8 2005 6.9 6.10 6.11 2005 3 17 1.62% 0.99% 0.63 2005 3 17 24

2005 5 23 2005 7 21 2% 1 8.11 5% 6.12 [2003]56 25

17.95% 2005 6 3.06 6.81 9.87 0.22% 2005 26

KPMG-AH (2005) AR No. 0022 ( ) 1 2 8 100738 1

( ) 6 30 12 31 7 3,518,835 3,924,454 8 49,441,152 54,986,875 9 10,037,913 11,429,815 10 32,024,580 15,797,310 11 207,288,667 193,387,400 12 13,956,327 8,086,945 13 1,569,209 1,668,729 14 2,475,143 628,315 15 95,746,543 62,775,805 16 22,248,773 30,111,199 17 9,673,602 11,132,001 18 10,211,945 13,763,016 458,192,689 407,691,864 ------------------ ------------------ 2

( ) ( ) 6 30 12 31 ( ) 19 124,598,517 102,200,025 20 10,984,818 9,457,098 22-12,332,089-10,920,000 23 80,613,780 68,897,024 24 147,029 143,464 25 8,713,524 8,582,476 25-3,254,787-3,026,066 25 5,458,737 5,556,410 26 943,536 809,446 210,414,328 176,143,467 ------------------ ------------------ 27 85,386 91,245 28 615,782 677,657 701,168 768,902 ------------------ ------------------ 29 2,115,000 1,970,000 ------------------ ------------------ 671,423,185 586,574,233 3

( ) ( ) 6 30 12 31 30 276,834,233 248,211,330 31 196,189,817 173,454,001 32 15,143,750 9,806,673 10,892,520 6,183,983 33 1,607,550 2,831,718 34 31,954,687 25,053,158 35 296,390 1,506,311 36 5,128,599 3,605,121 1,849,811 2,950,145 3,844,191 2,419,887 37 2,884,924 2,012,037 38 53,986,374 46,201,735 1,469,665 949,031 719,407 606,858 39 2,334,423 2,465,677 58,140 56,950 77,657 10,530 40 5,586,026 2,768,223 610,858,164 531,093,368 ------------------ ------------------ 4

( ) ( ) 6 30 12 31 9,984,697 8,121,242 17,077,098 15,237,198 41(a) 1,241,475 1,241,475 41(b) 6,499,353 6,500,000 41(c) 3,500,000 3,500,000 38,302,623 34,599,915 ------------------ ------------------ 649,160,787 565,693,283 ------------------ ------------------ 42 10,272,376 6,848,182 43 4,704,119 8,128,383 44 1,591,086 1,591,086 5,694,817 4,313,299-753,300 22,262,398 20,880,950 ------------------ ------------------ 671,423,185 586,574,233 () ( ) ( ) ( ) ( ) 5

( ) 1 6 1 6 11,338,363 9,487,423 45 9,636,395 8,114,509 46 773,922 653,271 698,126 532,065 229,920 ------------------ 187,578 ------------------ 4,071,253 3,488,066 47 3,460,113 2,410,378 48 506,200 948,651 100,009 110,659 4,931 ------------------ 18,378 ------------------ 3,610,103 2,817,698 49 1,703,642 1,275,442 50 549,753 ------------------ 455,903 ------------------ 4,810,896 4,001,198 42,321 31,544 12,349 10,375 4,840,868 4,022,367 51 1,482,031 1,384,094 3,358,837 2,638,273 52 1,224,019 949,340 2,134,818 1,688,933 53 0.21 0.25 53 0.21 0.25 53 9.59% 8.69% 53 9.78% 8.88% () ( ) ( ) ( ) ( ) 6

( ) 2005 1 1 6,848,182 8,128,383 1,591,086 4,313,299 753,300 20,880,950 - - - 2,134,818-2,134,818 2004 4 - - - -753,300-753,300-753,300 3,424,122-3,424,122 - - - - 72 575 - - - 647 - -717 - - - -717 2005 6 30 10,272,376 4,704,119 1,591,086 5,694,817-22,262,398 2004 1 1 5,706,818 9,269,295 962,268 2,323,057 525,027 18,261,438 - - - 3,144,087-3,144,087 2003 4 - - - -525,027-525,027-525,027 1,141,364-1,141,364 - - - - 2004 4 - - 628,818-628,818 - - 2004 4 - - - - 753,300 - - 452 - - - 452 2004 12 31 6,848,182 8,128,383 1,591,086 4,313,299 753,300 20,880,950 () ( ) ( ) ( ) ( ) 7

( ) 2005 1 6 24,144,833 23,286,910 57,738,827 7,397,535 1,280,004 10,559,069 698,126 58,740 1,707,245 126,871,289 ------------------------ 46,543,325 54,269,107 7,972,901 910,611 4,562,887 3,090,524 100,009 1,381,207 1,526,162 548,529 1,713,009 122,618,271 ------------------------ (1) 4,253,018 ------------------ 8

( ) ( ) 2005 1 6 10,655,129 1,650,845 40,918 12,346,892 ------------------------ 488,646 15,636,165 16,124,811 ------------------------ -3,777,919 ------------------ 686,173 2,902 689,075 ------------------------ -689,075 ------------------ 5,689 ------------------ (3) -208,287 9

( ) ( ) (1) 2005 1 6 2,134,818 127,024 1,355,007 410,504 11,202-1,703,642 / 807-79,939,815 81,857,113 4,253,018 (2) 2005 6 30 3,518,835 ------------------ 13,136,569 8,087,724 27,351,876 8,857,602 426,243 57,860,014 ------------------ 61,378,849 10

( ) ( ) (3) 2005 6 30 3,518,835-3,924,454 57,860,014-57,662,682-208,287 () ( ) ( ) ( ) ( ) 11

( ) 1 ( ) (1986) 175 (1987) 86 0345 0497 (1989) 12 4 0025 9-0006 [1993] 73 (1994) 90 132 133 11.23 1000001001686 (4-4) [1996] 93 28.07 1000001686-X [1998] 173 14 42.07 11115840001 1000001001686 [2002] 33 7.30 (A ) 15 1 107.69 57.07 ( ) [2004] 106 11.41 57.07 68.48 68.48 102.72 12

( ) 1 ( ) 2 ( ) 68 3 (a) (b) 13

( ) 3 (c) (d) (e) (f) 14

( ) 3 (g) (h) (i) 1 ( 1 ) 1 ( ) (ii) 90 ( 90 ) 15

( ) 3 (h) (iii) (iv) ( ) ( [2002] 98 ) ( [2001] 416 ) 16

( ) 3 (h) (iv) ( ) (i) (j) (i) (ii) 17

( ) 3 (j) (ii) (iii) (iv) (k) ( 3%) 18

( ) 3 (k) 20 4.85% 5 19.4% 5 19.4% (l) () (i) 3 (ii) (iii) 19

( ) 3 (m) 1 ( 1 ) (i) (ii) (n) (i) (ii) (iii) (iv) (o) 20

( ) 3 (p) (q) : (i) ( ) 90 90 21

( ) 3 (q) (ii) (iii) (r) (s) (t) 22

( ) 3 (t) ( ) () (u) (v) 4 4 ( [2001] 58 ) (a) 31.4 32.4 ( 68) 23

( ) 4 ( ) (a) ( ) 10% 314,409 10% 314,409 ( 10 1.10 ) 753,300 1,382,118 7.53 10 5 42(h) (b) 22.3 21.8 10% 222,991 10% 222,991 ( 10 0.92 ) 525,027 971,009 5.25 10 2 42(g) 24

( ) 5 (a) ( [2001] 21 ) 5% (1997) 192 (b) 1% 7% (c) 3% (d) 10% 15% 33% (e) (i) () 10% ( ) (ii) () ( (2001) 13 ) [2004] 1113 25

( ) 6 5,000 100% ( ) [1998] 405 [2002] 30 7 6 30 12 31 3,348,808 3,644,110 170,027 280,344 3,518,835 3,924,454 8 348 ( 317 ) 7.5% 3% ( 7.5% 2%) 26

( ) 9 6 30 12 31 7,396,109 3,872,608 2,641,804 7,557,207 10,037,913 11,429,815 10 6 30 12 31 6,306,015 3,919,355 1,112,921 22,921 24,920,547 12,020,279 32,339,483 15,962,555-314,903-165,245 32,024,580 15,797,310 11 6 30 12 31 67,627,761 57,229,130 108,311,444 107,305,069 19,569,084 17,294,033 11,780,378 11,559,168 207,288,667 193,387,400 27

( ) 12 6 30 12 31 10,268,322 5,962,437 2,268,009 1,080,107 527,407 617,504 892,589 426,897 13,956,327 8,086,945 13 (a) 2005 6 30 2004 12 31 (%) (%) 1 1,565,387 99.76 1,663,916 99.71 1 2 38-848 0.05 2 3 38-115 0.01 3 3,746 0.24 3,850 0.23 1,569,209 100.00 1,668,729 100.00 (b) 6 30 12 31 580,767 568,468 957,204 1,037,572 31,238 62,689 1,569,209 1,668,729 28

( ) 14 (a) 2005 6 30 2004 12 31 (%) (%) 1 2,394,489 95.46-2,394,489 566,992 85.72-566,992 1-2 35,610 1.42-35,610 34,359 5.20-34,359 2-3 29,522 1.18-29,522 11,774 1.78-11,774 3 48,647 1.94 33,125 15,522 48,315 7.30 33,125 15,190 2,508,268 100.00 33,125 2,475,143 661,440 100.00 33,125 628,315 (b) 6 30 12 31 1,754,744 187,508 33,106 33,106 65,360 24,859 77,816 70,172 39,845 38,913 1,254 8,032 105,455 65,451 430,688 233,399 2,508,268 661,440-33,125-33,125 2,475,143 628,315 (c) 2005 2005 1 1 6 30 33,125 - - - 33,125 29

( ) 15 6 30 12 31 87,940,391 54,336,314 7,806,152 8,439,491 95,746,543 62,775,805 : 5,790,639 1,076,985 293,685 813,230 6,084,324 1,890,215 30

( ) 16 6 30 12 31 49,905 343,028 17,432,951 21,404,435 2,113,568 5,546,285 1,744,118 1,533,690 965,040 1,340,570 22,305,582 30,168,008-56,809-56,809 22,248,773 30,111,199 (a) (b) (c) 31

( ) 17 6 30 12 31 1,520,231 3,087,200 2,893,947 977,750 2,513,424 2,212,351 6,927,602 6,277,301 2,746,000 4,854,700 9,673,602 11,132,001 18 2005 6 30 (%) / 2.00-11.83 2005 7 1 2006 6 23 6,468,942 6,386,583 52,105 210,562 6,649,250 2005 11 25 2.41-3.82 2006 6 29 544,717 546,251-993 - 545,258 0.70-7.60 2005 7 22 2006 6 30 3,021,283 3,014,350 3,087-3,017,437 10,034,942 9,947,184 54,199 210,562 10,211,945 32

( ) 19 2005 6 30 1-2 2-5 5 3,905,921 16,058,682 4,830,510 24,795,113 7,414,143 15,524,494 4,801,441 27,740,078 2,796,653 7,940,724 54,640,430 65,377,807 888,576 2,065,806 3,731,137 6,685,519 15,005,293 41,589,706 68,003,518 124,598,517 2004 12 31 1-2 2-5 5 4,049,003 12,648,322 5,144,160 21,841,485 3,638,869 13,635,675 5,116,932 22,391,476 1,762,088 6,307,089 45,455,649 53,524,826 747,613 1,717,345 1,977,280 4,442,238 10,197,573 34,308,431 57,694,021 102,200,025 20 6 30 12 31 550,295 412,582 4,648,873 3,417,493 5,028,109 4,915,510 757,541 711,513 10,984,818 9,457,098 33

( ) 21 6 30 12 31 442,444,011 367,008,091 10,130,861 8,899,182 452,574,872 375,907,273 22 6 30 12 31 / 10,920,000 8,520,000 / 1,685,757 2,990,230 / -330,750-334,341 58,740 46,956 / ( 1) - -302,845 / ( 2) -1,658 - / 12,332,089 10,920,000 1 2 34

( ) 23 (a) 2005 1 1 2005 6 30 68,916,569-19,545 68,897,024 11,716,756 80,633,325-19,545 80,613,780 (b) 2005 6 30 (%) / 2006 7 1 29,578,370 29,553,041 12,229 197,348 29,762,618 2.00-9.78 2027 10 28 3.00-4.11 2007 12 10 6,037,520 6,040,380-3,349-6,037,031 2008 5 27 2006 7 27 29,834,677 29,820,413 16,095-29,836,508 2.45-4.70 2022 5 9 2.25-7.38 2006 9 5 14,996,853 14,991,382 5,786-14,997,168 2043 12 30 80,447,420 80,405,216 30,761 197,348 80,633,325 35

( ) 24 (a) 2005 2005 1 1 6 30 143,464 3,565-147,029 (b) 2005 6 30 50,000 100,328 100% ( 1) 80,000 38,016 4.8% ( 2) () 8,150 8,685 0.7% ( 3) 1 357 (: 4,370 ) ( 6) 2 4,198 3,802, 8,000 3,802 3 () 36

( ) 25 2005 1 1 4,479,972 2,311,077 952,368 839,059 8,582,476 20,529 188,452 82,834 30,637 322,452 30,678-1,394-32,072 / -1,575-49,810-165,155-6,936-223,476 2005 6 30 4,529,604 2,449,719 871,441 862,760 8,713,524 -------------- -------------- -------------- -------------- -------------- 2005 1 1 881,333 1,190,510 459,833 494,390 3,026,066 108,722 176,173 67,094 58,515 410,504 / -513-35,103-140,661-5,506-181,783 2005 6 30 989,542 1,331,580 386,266 547,399 3,254,787 -------------- -------------- -------------- -------------- -------------- 2005 6 30 3,540,062 1,118,139 485,175 315,361 5,458,737 2004 12 31 3,598,639 1,120,567 492,535 344,669 5,556,410 13.6 ( 12.8 ) 37

( ) 26 2005 2005 1 1 6 30 809,446 166,194-32,072-32 943,536 27 2005 2005 1 1 6 30 169,175 67,108 5,993-240 -9,179 63,682 38,247 24,137 3,314-3,724-2,023 21,704 207,422 91,245 9,307-3,964-11,202 85,386 28 6 30 12 31 1,534,544 1,797,657-918,762-1,120,000 615,782 677,657 38

( ) 29 6 30 12 31 2,072,000 1,884,000 43,000 86,000 2,115,000 1,970,000 (a) (i) (ii) (b) ( [2001] 69 ) 39

( ) 29 30 6 30 12 31 184,727,777 173,371,775 91,601,340 74,271,214 422,396 332,919 82,720 235,422 276,834,233 248,211,330 31 6 30 12 31 105,763,807 96,493,501 81,492,335 70,476,573 8,493,410 5,832,808 440,265 651,119 196,189,817 173,454,001 40

( ) 32 33 6 30 12 31 1,607,550 2,831,718 34 6 30 12 31 6,354,260 4,203,388 25,371,528 20,616,562 228,899 233,208 31,954,687 25,053,158 35 6 30 12 31-1,300,000 296,390 206,311 296,390 1,506,311 41

( ) 36 6 30 12 31 3,216,387 2,719,020 891,000-891,942 866,101 4,999,329 3,585,121 129,270 20,000 5,128,599 3,605,121 37 6 30 12 31 1 2,646,343 1,867,293 1 2 139,690 66,115 2 3 56,418 43,940 3 42,473 34,689 2,884,924 2,012,037 42

( ) 38 6 30 12 31 38,662,966 34,251,351 4,294,072 2,745,770 4,043,216 3,780,309 5,644,912 4,294,272 1,341,208 1,130,033 53,986,374 46,201,735 39 6 30 12 31 1,937,857 2,095,000 330,970 307,329 18,296 31,873 1,853 3,588 532 320 44,915 27,567 2,334,423 2,465,677 43

( ) 40 (a) 6 30 12 31 1 5,403,038 2,638,043 1 2 151,169 119,582 2 3 27,173 4,080 3 4,646 6,518 5,586,026 2,768,223 (b) 6 30 12 31 1,981,212 166,798 943,066 356,489 688,135 574,862 180,992 281,843 84,925 63,833 391,863 386,555 69,682 60,356 50,705 49,546 27,537 26,077 11,621 23,428 14,245 6,495 106,852 74,684 1,035,191 697,257 5,586,026 2,768,223 44

( ) 41 (a) 1.5 LIBOR+0.35% (b) 65 5 1.0% 1.375% 1.75% 2.125% 2.5% 9.34 / 6% ( ) 10 5 ( 42(h)) 9.34 / 6.23 / 6 A 20 125% 103% A 20 75% 108.5% ( ) 45

( ) 41 ( ) (c) (%) 61 2004 3 31 4.59-5.1 3,500,000 2004 6 10 35 (2004) 36 35 42 2005 1 1 6,848,182 6,848,182 3,424,122 3,424,122 72 72 2005 6 30 10,272,376 10,272,376 2004 1 1 5,706,818 5,706,818 1,141,364 1,141,364 2004 12 31 6,848,182 6,848,182 6 30 12 31 7,572,272 5,048,182 2,700,104 1,800,000 10,272,376 6,848,182 46

( ) 42 ( ) (a) (1986) 175 (1987) 86 1 1 (b) (1989) 12 4 4 2.85 1.15 (1988) 51 (1991) 29 (c) (1993) 73 (1994) 90 132 133 600,727,212 600,727,212 522,000,000 1,122,727,212 1 1,122,727,212 (1994) 413 (d) [1996] 93 156 16.84 11.23 28.07 2,806,818,030 (1996) 027 054 (e) [1998] 173 2,806,818,030 4,206,818,030 5 [1999] 42 9 1 3.5 (1999) 13 47

( ) 42 ( ) (f) [2002] 33 7.30 (A ) 15 1 109.5 5,706,818,030 (2002) 6 (g) 10 2 ( ) 6,848,181,636 (2004) 59 (h) 10 5 3,424,122,708 ( 3,424,090,818 31,890 ) ( ) 71,961 10,272,376,305 3,424,090,818 10,272,272,454 (2005) 20 43 6 30 12 31 1 1 8,128,383 9,269,295 ( 42) -3,424,122-1,141,364 575 - -717 452 6 30 / 12 31 4,704,119 8,128,383 48

( ) 44 2005 1 1 1,591,086 655,073 - -34,394 2005 6 30 1,591,086 620,679 2004 1 1 962,268 471,155 - -130,491 628,818 314,409 2004 12 31 1,591,086 655,073 45 1 6 1 6 8,036,537 6,345,443 1,313,127 1,616,647 175,336 92,074 88,051 46,151 23,344 14,194 9,636,395 8,114,509 46 1 6 1 6 389,970 343,862 36,930 30,472 347,022 278,937 773,922 653,271 49

( ) 47 1 6 1 6 3,282,766 2,378,202 177,347 32,176 3,460,113 2,410,378 48 1 6 1 6 4 19,366 158,617 608,009 347,579 321,276 506,200 948,651 49 1 6 1 6 307,106 119,824 1,369,733 1,155,104 26,803 514 1,703,642 1,275,442 50

( ) 50 1 6 1 6 501,621 417,424 31,022 24,985 17,110 13,494 549,753 455,903 51 1 6 1 6 1,355,007 1,096,012 127,024-54,195-342,277 1,482,031 1,384,094 52 1 6 1 6 1,369,019 1,169,340-145,000-220,000 1,224,019 949,340 51

( ) 52 ( ) 1 6 1 6 3,358,837 2,638,273 33% 1,108,416 870,630 402,910 272,065-128,181-132,558-169,235-60,395 10,109-402 1,224,019 949,340 5(d) 53 9 ( [2001] 11 ) 52

( ) 53 ( ) (a) 1 6 1 6 ( ) 2,134,818 1,688,933 () 10,272,376 6,848,182 () 0.21 0.25 () 10,272,304 6,848,182 () 0.21 0.25 (b) 1 6 1 6 ( ) 2,134,818 1,688,933 ( ) 22,262,398 19,426,380 9.59% 8.69% ( ) 21,822,809 19,018,400 9.78% 8.88% 53

( ) 54 ( [2004] 18 ) 6 30 12 31 37,275,050 35,245,650 21,674,200 20,096,650 401,913,310 369,130,931 9.27% 9.55% 5.39% 5.44% 55 (a) (i) - 8 17.95% 2 100% 5,000 54

( ) 55 (a) ( ) (i) ( ) (1) 17.95% ( ) 6 30 12 31 800,000,000 800,000,000 200,000,000 200,000,000 50,000,000 50,000,000 ( ) (%) ( ) (%) 2005 1 1 1,229,581,331 17.95 50,000,000 100.00 614,790,666 - - - 2005 6 30 1,844,371,997 17.95 50,000,000 100.00 55

( ) 55 (a) ( ) (i) () 884,419,548 8.61% () 585,253,656 5.70% 327,722,400 3.19% 259,381,962 2.53% () 210,855,701 1.97% 193,253,514 1.88% 182,141,550 1.77% 182,141,550 1.77% 182,141,550 1.77% () 182,141,550 1.77% (ii) 26 (iii) 18 56

( ) 55 (b) (1) 2005 6 30 2004 12 31 (%) (%) 306,000 0.07 267,000 0.07 306,000 0.07 267,000 0.07 -------------- --------- -------------- --------- () 827,650 0.18 1,655,300 0.44 () 100,000 0.02 100,000 0.03 5,138,074 1.14 4,784,160 1.27 6,065,724 1.34 6,539,460 1.74 -------------- --------- -------------- --------- ( ) 681,366 0.15 119,434 0.03 -------------- --------- -------------- --------- 995,503 0.22 652,208 0.17 -------------- --------- -------------- --------- 8,048,593 1.78 7,578,102 2.01 5% 5% 12.34 ( 20.22 ) 57

( ) 55 (b) (2) 2005 6 30 2004 12 31 (%) (%) 960,000 2.97 - - (3) 2005 6 30 2004 12 31 (%) (%) - - 10 0.00 3,752 0.00 147 0.00 3,752 0.00 157 0.00 -------------- --------- -------------- --------- () 384,195 0.07 17,805 0.00 () 728 0.00 726 0.00 2,853,866 0.49 2,820,527 0.55 3,238,789 0.56 2,839,058 0.55 -------------- --------- -------------- --------- ( ) 530,796 0.09 443,237 0.09 -------------- --------- -------------- --------- 45,926 0.01 173,246 0.03 -------------- --------- -------------- --------- 3,819,263 0.66 3,455,698 0.67 58

( ) 55 (b) (4) 2005 6 30 2004 12 31 (%) (%) 21,509 0.07 277,575 1.11 1,041,110 3.26 854,813 3.41 511,627 1.60 375,180 1.50 1,574,246 4.93 1,507,568 6.02 (5) 4.2 16.7 6.6 ( 3.4 18.2 4.3 ) 5% (6) 59

( ) 56 (a) ( ) 6 30 12 31 85,601,241 88,112,474 50,906,778 42,142,720 50,236,390 37,680,920 28,331,477 25,356,388 25,484,072 21,207,170 21,385,392 15,954,403 20,762,267 15,387,211 17,524,641 14,316,159 15,842,165 13,640,205 136,500,449 102,109,623 452,574,872 375,907,273-12,332,089-10,920,000 440,242,783 364,987,273 60

( ) 56 ( ) (b) ( ) 6 30 12 31 64,751,569 59,967,254 74,769,270 61,620,737 43,262,734 39,291,832 10,910,048 8,702,740 193,693,621 169,582,563 ------------------ ------------------ 37,182,407 32,081,109 19,616,189 17,970,662 14,868,622 15,024,317 10,423,830 9,647,739 3,110,490 3,524,966 85,201,538 78,248,793 ------------------ ------------------ 13,600,148 10,538,422 ------------------ ------------------ 292,495,307 258,369,778 64,333,022 54,761,690 356,828,329 313,131,468 95,746,543 62,775,805 452,574,872 375,907,273-12,332,089-10,920,000 440,242,783 364,987,273 61

( ) 56 ( ) (c) ( ) 6 30 12 31 101,490,525 82,328,813 90,581,979 69,944,662 71,843,510 61,566,715 36,602,901 32,436,092 26,516,022 25,969,936 22,703,146 19,776,617 15,204,536 13,440,494 26,502,988 23,662,399 30,687,806 30,741,089 163,669,078 152,719,377 585,802,491 512,586,194 62

( ) 57 6 30 12 31 18,528,992 16,191,254 18,528,992 16,191,254 63

( ) 58 (a) 6 30 12 31 101,563,020 86,716,069 8,357,919 6,219,926 20,406,233 18,053,974 14,114,485 12,326,025 9,007,130 8,731,765 17,060,962 10,276,001 79,045 16,001 170,588,794 142,339,761 / 158 ( 92 ) 6 30 12 31 1 685,911 594,561 1 2 574,987 612,952 2 3 591,091 667,125 3 3,496,153 3,195,652 5,348,142 5,070,290 64

( ) 58 (b) 6 30 12 31 1 532,484 408,879 1 2 474,600 431,670 2 3 403,211 381,578 3 992,968 1,024,151 2,403,263 2,246,278 (c) 6 30 12 31 155,626 170,306 65

( ) 58 (d) 2.8 ( 1.3 ) 59 ( ) 60 66

( ) 61 2004 10 29 2004 1 1 2005 6 30 2004 10 28 5.22% 5.58% 5.04% 5.31% 5.76% 6.12% 5.49% 5.76% 6.79% 9.18% 7.56% 0.72% 0.72% 1.71% 3.60% 1.71% 2.79% (1 7 ) 1.08% 1.62% 1.08% 1.62% 1.44% 1.44% ( ) 0.99% 1.89% 1.62% 1.89% 3.24% 3.24% 1.62% 0.99% 67

( ) 61 ( 30%) 10% ( ) 62 68

( ) 62 ( ) ( ) ( ) ( ) ( ) 2,684 40 206 284 3,519 53,255 464 446 1,908 59,478 408,282 3,244 3,650 1,226 440,243 6,435 1,394 11,040 2,298 32,025 92,805 2,059 2,907 278 113,222 9,674 - - - 9,674 12,002 77 570 13 13,262 585,137 7,278 18,819 6,007 671,423 ------------------- ------------------- ------------------- ------------------- -------------------- 510,405 6,090 17,436 6,428 585,802 1,608 - - - 1,608 28,291 408 239 31 31,955-32 - 35 296 4,798 - - 331 5,129-150 - - 1,241 6,499 - - - 6,499 3,500 - - - 3,500 10,013 357 942-840 13,131 565,114 ------------------- 7,037 ------------------- 18,617 ------------------- 5,985 ------------------- 649,161 -------------------- 20,023 241 202 22 22,262 192,781 3,865 1,749 2,617 229,246-172,758-3,624-1,547-2,595-206,984 ( ) 69

( ) 63 75% 7.5% 3% 3,258 74% / 3 3 1 1 5 5 ( ) ( ) ( ) ( ) ( ) ( ) ( ) 3,519 - - - - - 3,519 57,333 297 1,838 - - 10 59,478-127,380 198,435 58,734 50,442 5,252 440,243 4,485 26,260 1,020 259-1 32,025 1,133 5,983 23,304 54,827 27,975-113,222-9,304 370 - - - 9,674 2,347 545 101 4,484 5,766 19 13,262 68,817 169,769 225,068 118,304 84,183 5,282 671,423 -------------- -------------- -------------- -------------- -------------- -------------- -------------- 70

( ) 63 / 3 3 1 1 5 5 ( ) ( ) ( ) ( ) ( ) ( ) ( ) 393,491 166,698 24,028 1,535 50-585,802 - - 1,608 - - - 1,608 18,400 746 2,408 10,401 - - 31,955 13 283 - - - - 296-3,882 916 331 - - 5,129 - - - 1,241 - - 1,241 - - - 6,499 - - 6,499 - - - 3,500 - - 3,500 5,311 1,944 5,495 367 14-13,131 417,215 173,553 34,455 23,814 64-649,161 -------------- -------------- -------------- -------------- -------------- -------------- -------------- ( ) 344 119,138 70,937 33,524 996 4,307 229,246 -------------- -------------- -------------- -------------- -------------- -------------- -------------- -348,742-122,922 119,676 60,906 83,123 975-206,984 ( ) 71

( ) 64 2005 6 30 10,531,849 67,756-69,104 1,463,973 3,730-3,371 2,668,810 32,871-33,444 1,021,901 1,098-97 580,787 - -836 16,267,320 105,455-106,852 72

( ) 64 ( ) 2004 12 31 7,391,658 41,478-51,064 1,917,155 4,450-2,720 388,428 8,870-8,811 2,001,270 10,365-12,089 248,295 288-11,946,806 65,451-74,684 65 73

( ) 66 1 (2004 ) 1 6 1 6 30,514 18,233-807 567-154 - 419 2,369 29,972 21,169 67 58(d) 74

( ) 68 2005 6 30 2004 12 31 1,811,454 23,153,987 3,240,834 21,958,287 226,059-48,279-73,932-136,722 97,305-843,310-22,815-940,615 2,134,818 22,262,398 3,144,087 20,880,950 75

( ) ( ) 1

( ) 6 30 4 12,066,661 10,133,879 5 (4,064,593) (3,359,029) 8,002,068 6,774,850 ------------------ ------------------ 698,126 532,065 (100,009) (110,659) 598,117 421,406 ------------------ ------------------ 6 187,635 183,323 ------------------ ------------------ 8,787,820 7,379,579 7 (4,162,192) (3,273,601) 4,625,628 4,105,978 8 (1,595,130) (1,451,332) 3,030,498 2,654,646 9 (1,219,044) (950,340) 1,811,454 1,704,306 ( ) 10 0.18 0.17 0.18 0.17 8 63 2

( ) 6 30 12 31 ( ) 11(a) 13,576,679 15,371,871 12 49,441,152 54,986,875 13(a) 41,698,182 26,929,311 15(a) 8,047,160 65,451 14 440,242,783 364,987,273 15(b) 42,914,622 43,224,077 15(c) 52,547,959 58,180,010 15(d) 9,359,779 11,175,075 16 6,451,368 6,365,856 17 2,086,550 1,936,575 18 5,099,213 3,492,193 671,465,447 586,714,567 11(b) 31,954,687 25,053,158 13(b) 7,032,539 7,943,150 19 585,802,491 512,586,194 15(e) 106,852 74,684 20(a) 1,241,475 1,241,475 20(b) 5,647,593 5,549,960 20(c) 3,500,000 3,500,000 21 13,025,823 8,807,659 648,311,460 564,756,280 ------------------ ------------------ 8 63 3

( ) 6 30 12 31 ( ) 23 10,272,376 6,848,182 24 5,621,919 9,046,183 25 1,591,086 962,268 26 (63,562) (201,178) 27 5,732,168 3,920,714-1,382,118 23,153,987 21,958,287 ------------------ ------------------ 671,465,447 586,714,567 8 63 4

( ) 2005 1 1 6,848,182 9,046,183 962,268-3,719,536 1,382,118 21,958,287 : - - - - (201,178) 201,178 - - 38 6,848,182 9,046,183 962,268 (201,178) 3,920,714 1,382,118 21,958,287 - - - - 1,811,454-1,811,454 2004 27(a) - - 628,818 - - (628,818) - 2004 27(a) - - - - - (753,300) (753,300) 23,24 3,424,122 (3,424,122) - - - - - 72 575 - - - - 647 - - - 85,665 - - 85,665 - - - 51,951 - - 51,951 - (717) - - - - (717) 2005 6 30 10,272,376 5,621,919 1,591,086 (63,562) 5,732,168-23,153,987 2004 1 1 5,706,818 9,269,295 516,286-1,860,820 971,009 18,324,228 - - - - 3,442,012-3,442,012 2003 27(b) - - 445,982 - - (445,982) - 2003 27(b) - - - - - (525,027) (525,027) 23,24 1,141,364 (1,141,364) - - - - - 24-917,800 - - - - 917,800 2004 27(a) - - - - (628,818) 628,818-2004 27(a) - - - - (753,300) 753,300 - - 452 - - - - 452 - - - (201,178) - - (201,178) 2004 12 31 6,848,182 9,046,183 962,268 (201,178) 3,920,714 1,382,118 21,958,287 8 63 5

( ) 6 30 3,030,498 2,654,646 1,468,106 1,163,250 127,024 (54,195) - 342,277 (113,099) (67,238) 410,504 352,662 31,560 40,710 98,280-58,740 (6,013) 81,423 7,560 / () 807 (567) (1,574,805) (1,339,571) 177,347 32,176 (889,196) (5,988,681) (868,151) (2,473,769) (32,970,738) 6,752,123 (43,696,861) (42,975,144) (1,780,513) (2,526,987) 73,052,836 43,082,789 6,154,379 (12,486,704) 4,165,903 2,771,345 / () 6,964,044 (10,719,331) ------------------ ------------------ (686,173) (521,539) 1,650,845 1,578,628 (2,902) (32,176) 961,770 1,024,913 ------------------ ------------------ (1,526,162) (749,000) ------------------ ------------------ 6

( ) 6 30 (15,636,165) (34,192,031) 10,655,129 30,213,426 (488,646) (346,354) 40,918 45,647 (5,428,764) (4,279,312) ------------------ ------------------ / () 970,888 (14,722,730) ------------------ ------------------ - 1,241,490-3,500,000-4,741,490 ------------------ ------------------ / () 970,888 (9,981,240) 95,837,422 86,549,203 5,979 (9,264) 28 96,814,289 76,558,699 10,559,069 10,313,344 3,090,524 2,839,781 8 63 7

( ) 1 ( ) ( ) 8

( ) 2 (a) (b) 38 (c) () ( 3(b)) 2 ( ) (c) ( ) 9

( ) 37 (d) 3 (a) 10

( ) 3 (b) (i) () 11

( ) 3 (b) ( ) (i) ( ) () (ii) ( ) (iii) 12

( ) 3 (b) ( ) (iv) (v) 13

( ) 3 (c) 20 20 5 5 (d) (e) 14

( ) 3 (f) (i) () ( ) 15

( ) 3 (f) ( ) (ii) (g) (h) (i) (ii) 16

( ) 3 (h) ( ) (iii) (i) (j) (i) (ii) 17

( ) 3 (k) (l) (m) (i) (ii) (n) 18

( ) 3 (o) 4 6 30 ( ) 9,749,494 8,181,747 389,970 343,862 311,665 156,679 72,287 152,730 1,543,245 1,298,861 12,066,661 10,133,879 1.13 ( 0.67 ) 5 6 30 3,282,766 2,378,202 4 19,366 158,617 608,009 347,579 321,276 275,627 32,176 4,064,593 3,359,029 19

( ) 6 6 30 224,989 169,200 30,514 18,233 1,940 (7,560) (807) 567 (102,830) - 19,467-14,362 2,883 187,635 183,323 7 6 30 ( ) 1,325,374 1,037,090 437,456 312,080 251,560 283,074 2,014,390 1,632,244 549,753 455,903 410,504 352,662 324,793 271,509 208,541 137,949 110,526 71,714 90,637 67,565 73,201 65,218 44,606 38,070 10,300 4,098 324,941 176,669 4,162,192 3,273,601 22(d) 20

( ) 8 6 30 ( 14(c)) 1,468,106 1,163,250 / () 127,024 (54,195) - 342,277 1,595,130 1,451,332 9 (a) 6 30 1,369,019 1,169,340 (149,975) (219,000) 1,219,044 950,340 21

( ) 9 ( ) (b) 33% ( 33%) 6 30 3,030,498 2,654,646 33% (2004 33%) 1,000,064 876,033 / () 452,160 272,065 (128,181) (132,558) ( ) (110,134) (64,798) 5,135 (402) 1,219,044 950,340 15% ( 15%) 22

( ) 10 10 5 34.24 7.20 68.48 102.72 (a) 6 30 ( ) 1,811,454 1,704,306 () 10,272,311 10,272,273 () 0.18 0.17 (b) 6 30 ( ) 1,811,454 1,704,306 ( ) 146,867 - ( ) 1,958,321 1,704,306 () 10,997,187 10,272,273 0.18 0.17 23

( ) 11 6 30 12 31 (a) 3,538,766 3,942,056 10,037,913 11,429,815 13,576,679 15,371,871 (b) 6,583,159 4,436,597 25,371,528 20,616,561 31,954,687 25,053,158 12 348 ( 317 ) 7.5% 3% ( 7.5% 2%) 24

( ) 13 6 30 12 31 (a) 30,948,335 15,797,310 1,076,245-32,024,580 ------------------ 15,797,310 ------------------ 4,014,501 6,346,101 5,659,101 4,785,900 9,673,602 11,132,001 ------------------ ------------------ 41,698,182 26,929,311 (b) 296,390 1,506,311 5,128,599 3,605,121 1,607,550 2,831,718 7,032,539 7,943,150 25

( ) 14 (a) 6 30 12 31 95,746,543 62,775,805 292,495,307 258,369,778 64,333,022 54,761,690 452,574,872 375,907,273 (12,332,089) (10,920,000) 440,242,783 364,987,273 (b) (i) 6 30 12 31 111,647,541 98,632,461 49,997,169 41,666,220 39,779,437 47,369,690 40,087,616 28,047,809 241,511,763 215,716,180 44,957,937 37,243,524 286,469,700 252,959,704 6,025,607 5,410,074 64,333,022 54,761,690 356,828,329 313,131,468 95,746,543 62,775,805 452,574,872 375,907,273 26

( ) 14 ( ) (b) (ii) 6 30 12 31 64,751,569 59,967,254 74,769,270 61,620,737 43,262,734 39,291,832 10,910,048 8,702,740 193,693,621 169,582,563 ------------------ ------------------ 37,182,407 32,081,109 19,616,189 17,970,662 14,868,622 15,024,317 10,423,830 9,647,739 3,110,490 3,524,966 85,201,538 78,248,793 ------------------ ------------------ 13,600,148 10,538,422 ------------------ ------------------ 292,495,307 258,369,778 64,333,022 54,761,690 356,828,329 313,131,468 95,746,543 62,775,805 452,574,872 375,907,273 27

( ) 14 ( ) (c) 6 30 12 31 / 10,920,000 8,520,000 / 1,798,856 3,098,212 / (330,750) (334,341) (113,099) (107,982) 58,740 46,956 / - (302,845) / (1,658) - / 12,332,089 10,920,000 28

( ) 15 (a) 6 30 12 31 (i) / 937-5,742,560-1,757,120-250,799-190,289-7,941,705 - ------------------ ------------------ (ii) 105,455 65,451 ------------------ ------------------ 8,047,160 65,451 29

( ) 15 ( ) (b) 6 30 12 31 / 13,146,467 18,005,705 13,006,684 8,040,297 7,513,307 9,057,528 850,915-832,808 631,801 4,862,746 6,057,350 973,156 1,348,824 41,186,083 43,141,505 ------------------ ------------------ / 1,102 1,102 51,339 72,800 1,667,413-8,685 8,670 1,728,539 82,572 ------------------ ------------------ 42,914,622 43,224,077 30

( ) 15 ( ) (c) 6 30 12 31 / 15,348,581 18,232,289 4,768,340 12,579,276 23,062,496 21,533,457 1,462,137 639,664-170,645 7,906,405 5,024,679 52,547,959 58,180,010 52,276,412 57,737,540 (d) / ((i)) 6,933,621 7,098,610 2,426,158 4,076,465 9,359,779 11,175,075 / 31

( ) 15 ( ) (d) i: 6 30 12 31 18,232,000 16,755,000 (11,298,379) (9,656,390) 6,933,621 7,098,610 (e) 6 30 12 31 106,852 74,684 32

( ) 16 ( 16(b)) ( 16(c)) 2005 2005 1 1 4,160,003 296,518 809,446 2,311,077 952,368 839,059 9,368,471 20,529-166,194 188,452 82,834 30,637 488,646 / () (18,752) 121,976 (32,072) - 1,394-72,546 / (1,575) - (32) (49,810) (165,155) (6,936) (223,508) 2005 6 30 4,160,205 418,494 943,536 2,449,719 871,441 862,760 9,706,155 --------------- --------------- --------------- --------------- --------------- --------------- --------------- 2005 1 1 835,381 22,501-1,190,510 459,833 494,390 3,002,615 100,101 8,621-176,173 67,094 58,515 410,504 /() (12,269) 35,720 - - - - 23,451 / (513) - - (35,103) (140,661) (5,506) (181,783) 2005 6 30 922,700 66,842-1,331,580 386,266 547,399 3,254,787 --------------- --------------- --------------- --------------- --------------- --------------- --------------- 2005 6 30 3,237,505 351,652 943,536 1,118,139 485,175 315,361 6,451,368 2004 12 31 3,324,622 274,017 809,446 1,120,567 492,535 344,669 6,365,856 (a) 13.6 ( 12.8 ) (b) 0.60 0.60 ( 0.72 ) (c) 3.87 432.55 ( ) (d) 33

( ) 17 (a) 6 30 12 31 2,072,000 1,884,000 43,000 86,000 (28,450) (33,425) 2,086,550 1,936,575 (b) 2005 1 1 1,884,000 86,000 (33,425) 1,936,575 239,000-4,975 243,975 (51,000) (43,000) - (94,000) 2005 6 30 2,072,000 43,000 (28,450) 2,086,550 2004 1 1 1,346,000 171,000 (11,000) 1,506,000 635,000 - (22,425) 612,575 (65,000) (85,000) - (150,000) (32,000) - - (32,000) 2004 12 31 1,884,000 86,000 (33,425) 1,936,575 34

( ) 18 6 30 12 31 1,404,056 1,480,096 580,767 568,468 31,238 62,689 2,016,061 2,111,253 1,754,744 187,508 615,782 677,657 65,360 24,859 77,816 70,172 39,845 38,913 1,254 8,032 528,351 373,799 5,099,213 3,492,193 19 (a) 6 30 12 31 361,014,073 308,278,661 213,813,178 197,888,127 10,975,240 6,419,406 585,802,491 512,586,194 35

( ) 19 ( ) (b) 6 30 12 31 184,727,775 173,372,028 105,763,807 96,493,501 209,014,045 174,517,312 54,061,475 46,274,576 ( ) 15,143,750 9,806,673 10,892,520 6,183,983 1,849,811 2,950,145 3,844,191 2,419,887 505,117 568,089 585,802,491 512,586,194 20 (a) 1.5 LIBOR+0.35% 36

( ) 20 ( ) (b) 65 5 1.0% 1.375% 1.75% 2.125% 2.5% 9.34 / 6% ( ) 10 5 ( 42(h)) 9.34 / 6.23 / A 125% 103% A 75% 108.5% ( ) 6 30 12 31 6,500,000 6,500,000 (65,000) (65,000) (917,800) (917,800) 5,517,200 5,517,200 131,040 32,760 (647) - 6 30 / 12 31 5,647,593 5,549,960 37

( ) 20 ( ) (c) (%) 61 2004 4.59-5.1 3,500,000 3 31 2004 6 10 35 (2004) 36 35 21 6 30 12 31 2,884,924 2,012,037 1,981,212 166,798 2,334,423 2,465,677 1,469,665 949,031 943,066 356,489 ( 22(a)) 719,407 606,858 688,135 574,862 180,992 281,843 391,863 386,555 84,925 63,833 69,682 60,356 58,140 56,950 50,705 49,546 27,537 26,077 11,621 23,428 14,245 6,495 77,657 10,530 1,037,624 710,294 13,025,823 8,807,659 38

( ) 22 (a) 6 30 12 31 / 606,858 440,641 / 184,622 400,421 / (72,073) (234,204) / 719,407 606,858 14%) 14% ( (b) 8% 35% ( 8% 24%) 6,500 ( 4,500 ) (c) (d) 39

( ) 23 2005 1 1 6,848,182 6,848,182 6,848,182 6,848,182 3,424,122 3,424,122 3,424,122 3,424,122 72 72 72 72 2005 6 30 10,272,376 10,272,376 10,272,376 10,272,376 2004 1 1 5,706,818 5,706,818 5,706,818 5,706,818 1,141,364 1,141,364 1,141,364 1,141,364 2004 12 31 6,848,182 6,848,182 6,848,182 6,848,182 6 30 12 31 7,572,272 5,048,182 2,700,104 1,800,000 10,272,376 6,848,182 1 42.07 7.30 (A ) 15 1 107.69 57.07 40

( ) 23 ( ) 10 2 68.48 10 5 34.24 7.20 102.72 24 10 2 11.41 65 5 9.18 10 5 34.24 25 10% 50% 5% 10% 41

( ) 26 ( 3(b)) 27 (a) 314,409 314,409 10 1.10 753,300 1,382,118 10 5 (b) 222,991 222,991 ( 10 0.92 ) 525,027 971,009 10 2 42

( ) 28 6 30 3,538,766 2,831,814 8,087,724 9,464,559 48,551,956 45,842,185 36,209,478 16,938,632 426,365 1,481,509 96,814,289 76,558,699 29 14% ( 13%) 43

( ) 29 ( ) 2005 2005 6 30 6 2005 6 30 % % % % % 2,787,476 22 111,955 23 266,839,251 40 85,601,241 19 101,490,525 17 1,452,381 11 14,442 3 56,566,063 8 50,906,778 11 90,581,979 15 1,662,427 13 33,187 7 58,313,062 9 50,236,390 11 71,843,510 12 797,547 6 22,674 5 31,412,537 5 28,331,477 6 36,602,901 6 835,377 6 25,185 5 27,488,685 4 25,484,072 6 26,516,022 5 481,756 4 10,256 2 22,278,275 3 21,385,392 5 22,703,146 4 431,319 3 14,618 3 21,125,821 3 20,762,267 5 15,204,536 3 513,005 4 88,007 18 18,624,307 3 17,524,641 4 26,502,988 5 546,392 4 22,282 5 17,438,799 3 15,842,165 4 30,687,806 5 3,444,742 27 146,040 29 151,378,647 22 136,500,449 29 163,669,078 28 12,952,422 100 488,646 100 671,465,447 100 452,574,872 100 585,802,491 100 44

( ) 29 ( ) 2004 2004 6 30 6 2004 12 31 % % % % % 3,367,344 31 20,675 6 262,537,755 45 88,112,474 23 82,328,813 16 1,055,826 10 7,699 2 48,863,156 8 42,142,720 11 69,944,662 14 983,142 9 11,580 4 44,511,727 7 37,680,920 10 61,566,715 12 595,640 5 3,829 1 28,029,549 5 25,356,388 7 32,436,092 6 653,951 6 3,025 1 23,148,859 4 21,207,170 6 25,969,936 5 344,766 3 3,848 1 17,055,436 3 15,954,403 4 19,776,617 4 393,664 4 6,619 2 15,760,386 3 15,387,211 4 13,440,494 3 442,370 4 11,629 3 15,610,414 3 14,316,159 4 23,662,399 4 337,624 3 15,037 4 16,395,829 3 13,640,205 4 30,741,089 6 2,674,940 25 262,413 76 114,801,456 19 102,109,623 27 152,719,377 30 10,849,267 100 346,354 100 586,714,567 100 375,907,273 100 512,586,194 100 45

( ) 30 6 30 12 31 18,528,992 16,191,254 18,528,992 16,191,254 31 (a) (b) 5% 46

( ) 31 (b) (i) 6 30 12 31 987,366 386,434 960,000-534,548 443,394 1,041,110 854,813 6 30 15,267 14,660 4,804 1,311 (ii) 5% 6 30 12 31 927,650 1,755,300 384,923 18,531 47

( ) 31 (b) (ii) 5% 6 30 19,101 20,050 352 1,367 (c) 6 30 12 31 995,503 652,208 45,926 173,246 511,627 375,180 6 30 15,658 10,291 5,973 2,999 48

( ) 32 6 30 12 31 28,764,152 24,273,900 23,121,615 21,057,790 101,563,020 86,716,069 17,060,962 10,276,001 79,045 16,001 170,588,794 142,339,761 / 158 ( 92 ) 49

( ) 33 6 30 12 31 1 532,484 408,879 1 5 1,421,646 1,362,724 5 449,132 474,675 2,403,262 2,246,278 34 6 30 12 31 155,626 170,306 35 2.8 ( 1.3 ) 50

( ) 36 (a) ( ) 14 (b) 51

( ) 36 ( ) (c) 2004 10 29 2004 1 1 2005 6 30 2004 10 28 5.22% 5.58% 5.04% 5.31% 5.76% 6.12% 5.49% 5.76% 6.79% 9.18% 7.56% 0.72% 0.72% 1.71% 3.60% 1.71% 2.79% (1 7 ) 1.08% 1.62% 1.08% 1.62% 1.44% 1.44% ( ) 0.99% 1.89% 1.62% 1.89% 3.24% 3.24% 1.62% 0.99% 52

( ) 36 ( ) (c) ( ) 10% ( ), (d) 53

( ) 36 ( ) (d) ( ) 2005 2005 6 30 7,900 3,022 2,655 13,577 48,040 1,150 251 49,441 16,108 11,535 14,055 41,698 408,281 26,849 5,113 440,243 92,452 17,119 3,298 112,869 6,105 85 261 6,451 2,087 - - 2,087 4,225 466 409 5,100 585,198 60,226 26,042 671,466 ---------------- ---------------- ---------------- ---------------- 28,291 3,379 285 31,955 6,406 261 366 7,033-60 47 107 510,404 50,403 24,995 585,802-1,241-1,241 5,648 - - 5,648 3,500 - - 3,500 10,012 2,894 120 13,026 564,261 ---------------- 58,238 ---------------- 25,813 ---------------- 648,312 ---------------- 20,937 1,988 229 23,154 54

( ) 36 ( ) (d) ( ) 2004 2004 12 31 6,638 4,950 3,784 15,372 53,431 1,239 317 54,987 14,322 7,281 5,326 26,929 340,172 19,367 5,448 364,987 94,938 14,598 3,108 112,644 6,057 88 221 6,366 1,937 - - 1,937 2,842 237 414 3,493 520,337 47,760 18,618 586,715 ---------------- ---------------- ---------------- ---------------- 21,957 2,760 336 25,053 7,373 521 49 7,943 454,896 41,455 16,235 512,586-66 9 75-1,241-1,241 5,550 - - 5,550 3,500 - - 3,500 6,963 (436) 2,281 8,808 500,239 ---------------- 45,607 ---------------- 18,910 ---------------- 564,756 ---------------- / ( ) 20,098 2,153 (292) 21,959 55

( ) 36 ( ) (e) 75% 7.5% ( 7.5%) 3% ( 2%) 3,307 ( 2,786 ) ( 73%) ( 74%) 56

( ) 36 ( ) (e) ( ) 2005 2005 6 30 1 1 3 1 5 / 3 1 5 11,514 137 78 1,838 - - 10 13,577 49,359 82 - - - - - 49,441 4,484 31,778 3,786 1,390 259-1 41,698-44,168 85,220 201,333 59,687 51,182 10,985 452,575 1,259 2,938 2,972 23,287 54,640 27,773-112,869 2,257 320 347 228 1,622 307 19 5,100 68,873 79,423 92,403 228,076 116,208 79,262 11,015 675,260 ------------ ------------ ------------ ------------ ------------ ------------ ------------ ----------- 393,491 59,906 106,792 24,028 1,535 50-585,802 18,400 497 249 2,408 10,401 - - 31,955 13 4,130 35 2,524 331 - - 7,033 107 - - - - - - 107 - - - - 1,241 - - 1,241 - - - - 5,648 - - 5,648 - - - - 3,500 - - 3,500 5,206 837 1,107 5,495 367 14-13,026 417,217 65,370 108,183 34,455 23,023 64-648,312 ------------ ------------ ----------- ------------ ------------ ------------ ------------ ------------ (348,344) 14,053 (15,780) 193,621 93,185 79,198 11,015 26,948 57

( ) 36 ( ) (e) ( ) 2004 2004 12 31 1 1 3 1 5 / 3 1 5 13,089 143 737 969 422-12 15,372 54,987 - - - - - - 54,987-22,360 3,211 957 244 156 1 26,929-24,842 72,086 181,661 47,517 40,344 9,457 375,907 1,415 2,055 5,479 33,433 38,804 31,458-112,644 699 360 416 908 1,082 14 14 3,493 70,190 49,760 81,929 217,928 88,069 71,972 9,484 589,332 ------------ ------------ ------------ ------------ ------------ ------------ ------------ ----------- 348,794 21,790 32,827 90,655 17,951 569-512,586 16,551 1,013 469 720 6,300 - - 25,053 50 1,205 5,368 1,320 - - - 7,943 75 - - - - - - 75 - - - - 1,241 - - 1,241 - - - - 5,550 - - 5,550 - - - - 3,500 - - 3,500 2,486 216 1,323 4,305 255 223-8,808 367,956 24,224 39,987 97,000 34,797 792-564,756 ------------ ------------ ----------- ------------ ------------ ------------ ------------ ------------ (297,766) 25,536 41,942 120,928 53,272 71,180 9,484 24,576 58

( ) 36 ( ) (f) 15(a) (g) 59

( ) 36 ( ) (g) 2005 6 30 10,531,849 67,756 (69,104) 1,463,973 3,730 (3,371) 2,668,810 32,871 (33,444) 1,021,901 1,098 (97) 580,787 - (836) 16,267,320 105,455 (106,852) 2004 12 31 7,391,658 41,478 (51,064) 1,917,155 4,450 (2,720) 388,428 8,870 (8,811) 2,001,270 10,365 (12,089) 248,295 288-11,946,806 65,451 (74,684) 60

( ) 36 ( ) (h) 37 (a) (b) 61

( ) 37 (c) ( ) (d) (e) 38 39 62

( ) 38 39 3(b)(i) 2.01 2.01 39 35 63

2005 6 30 2004 12 31 2,134,818 22,262,398 3,144,087 20,880,950 (226,059) 48,279 73,932 136,722 (97,305) 843,310 22,815 940,615 1,811,454 23,153,987 3,240,834 21,958,287

. 33,125 - - - - - 33,125. 56,809 - - - - - 56,809. 19,545 - - - - - 19,545. 284,343 127,024-634 - - 412,001. 10,920,000 1,685,757-330,750 58,740 - -1,658 12,332,089. 1,120,000 - - - -202,896 1,658 918,762. 8,375 - - - - - 8,375 12,442,197 1,812,781-330,750 59,374-202,896-13,780,706