1398 4603 4604 84602 2017 2017 6 30 1. 1.1 A 601398 H 1398 ICBC USDPREF1 4603 ICBC EURPREF1 4604 ICBC CNHPREF1-R 84602 1 360011 1.2 55 86-10-66108608 86-10-66107571 ir@icbc.com.cn 1
2. 2.1 2017 1 6 2016 1 6 2015 1 6 250,922 234,280 252,087 76,670 81,715 77,120 336,739 328,981 336,737 80,270 90,594 101,499 61,343 44,433 41,951 195,126 193,954 193,287 196,498 195,075 194,678 153,687 150,656 149,426 152,995 150,217 149,021 346,542 297,632 1,083,849 0.43 0.42 0.42 0.43 0.42 0.42 2
2017 6 30 2016 12 31 2015 12 31 25,514,046 24,137,265 22,209,780 13,865,909 13,056,846 11,933,466 8,927,631 8,140,684 7,869,552 4,575,191 4,196,169 3,541,862 363,087 719,993 522,052 316,513 289,512 280,654 5,569,993 5,481,174 5,009,963 23,483,412 22,156,102 20,409,261 19,021,171 17,825,302 16,281,939 10,332,529 9,448,520 8,437,014 8,489,736 8,140,281 7,601,114 198,906 236,501 243,811 1,815,045 2,016,799 2,265,860 2,018,295 1,969,751 1,789,474 356,407 356,407 356,407 (1) 5.42 5.29 4.80 (2) 1,923,535 1,874,976 1,701,495 (2) 2,003,429 1,954,770 1,781,062 (2) 2,196,084 2,127,462 2,012,103 (2) 15,183,975 14,564,617 13,216,687 (S&P) (3) A A A (Moody s) (3) A1 A1 A1 (1) (2) (3) 3
2.2 2017 1 6 2016 1 6 2015 1 6 % (1) 1.24* 1.32* 1.39* (2) 15.69* 16.83* 18.86* (3) 2.03* 2.07* 2.34* (4) 2.16* 2.21* 2.53* (5) 2.07* 2.21* 2.36* 22.77 24.84 22.90 (6) 22.68 23.44 23.71 2017 6 30 2016 12 31 2015 12 31 % (7) 1.57 1.62 1.50 (8) 145.81 136.69 156.34 (9) 2.28 2.22 2.35 % (10) 12.67 12.87 12.87 (10) 13.19 13.42 13.48 (10) 14.46 14.61 15.22 7.96 8.21 8.11 59.51 60.34 59.51 * (1) (2) 9 2010 (3) (4) (5) (6) (7) (8) (9) (10) 2.3 2017 6 30 4
3. 2017 1,537 2.0%2,578 7.7% (NIM) NIM 2.16% 4BP 21.4%7.9% 22.68% 1.66 6,248 1.04 4,500 6,707 1,833 71153 1,07516% 3,750 32.3%16 2,000 1.57%0.05 0.02 145.81%9.12 4.30 5
1.2 1,686 12.67 2.714.5 2,000 e2.67e 9,349 40.6%e 5,239 7,400 e-icbc3.0 1000 2000500 6
4. 4.1 2017 1,536.87 2.0% 1.24%15.69% 3,367.39 2.4% 2,509.22 7.1%858.17 9.4% 6.2% ➀ 802.70 11.4% 22.68% 613.43 38.1%428.11 3.6% 20172,509.22 166.42 7.1% 4,183.53 231.25 5.9% 1,674.31 64.83 4.0% 2.03% 2.16% 4 5 1 43 ➀ 6.2%11.5%6.6% 3.0% 7
2017 1 6 % 2016 1 6 % 13,585,552 278,043 4.13 12,286,073 270,749 4.43 5,113,807 90,927 3.59 4,781,923 87,675 3.69 (2) 3,049,809 23,018 1.52 2,831,848 21,730 1.54 (3) 1,648,082 26,365 3.23 1,382,905 15,074 2.19 23,397,250 418,353 3.61 21,282,749 395,228 3.73 1,873,288 1,713,176 (309,523) (286,114) 24,961,015 22,709,811 17,952,242 127,754 1.43 16,373,524 129,967 1.60 (3) 2,743,299 30,198 2.22 2,696,569 22,598 1.69 622,388 9,479 3.07 486,426 8,383 3.47 21,317,929 167,431 1.58 19,556,519 160,948 1.66 1,487,647 1,348,427 22,805,576 20,904,946 250,922 234,280 2.03 2.07 2.16 2.21 (1) (2) (3) 8
2,780.43 72.94 2.7% 2017 1 6 % 2016 1 6 % 3,987,642 67,931 3.44 4,004,097 74,433 3.74 9,597,910 210,112 4.41 8,281,976 196,316 4.77 13,585,552 278,043 4.13 12,286,073 270,749 4.43 2017 1 6 % 2016 1 6 % 7,464,190 161,385 4.36 7,149,759 167,945 4.72 500,729 8,758 3.53 568,968 10,110 3.57 4,313,598 87,103 4.07 3,625,869 76,150 4.22 1,307,035 20,797 3.21 941,477 16,544 3.53 13,585,552 278,043 4.13 12,286,073 270,749 4.43 9
909.27 32.52 3.7% 230.18 12.88 5.9% 263.65 112.91 74.9% 104 1,277.54 22.13 1.7% 17 10
2017 1 6 2016 1 6 % % 3,948,889 44,418 2.27 3,653,960 47,091 2.59 (1) 5,180,872 17,032 0.66 4,469,017 14,238 0.64 9,129,761 61,450 1.36 8,122,977 61,329 1.52 4,445,058 54,057 2.45 4,237,829 58,862 2.79 3,653,019 7,039 0.39 3,427,388 5,139 0.30 8,098,077 61,096 1.52 7,665,217 64,001 1.68 724,404 5,208 1.45 585,330 4,637 1.59 17,952,242 127,754 1.43 16,373,524 129,967 1.60 (1) 301.98 76.00 33.6% 53 94.79 10.96 13.1% 11
2017 858.17 88.84 9.4% 25.5% 766.70 6.2% 91.47 29.6% 2017 1 6 2016 1 6 % 18,792 18,859 (67) (0.4) 17,421 20,877 (3,456) (16.6) 14,729 16,109 (1,380) (8.6) 14,076 13,787 289 2.1 10,103 11,276 (1,173) (10.4) 4,290 3,195 1,095 34.3 3,487 3,965 (478) (12.1) 1,088 1,105 (17) (1.5) 1,416 1,643 (227) (13.8) 85,402 90,816 (5,414) (6.0) 8,732 9,101 (369) (4.1) 76,670 81,715 (5,045) (6.2) 766.70 50.45 6.2% 12
2017 1 6 2016 1 6 % 2,912 3,334 (422) (12.7) (3) (253) 250 634 2,565 (1,931) (75.3) 5,604 7,340 (1,736) (23.7) 9,147 12,986 (3,839) (29.6) 91.47 38.39 29.6% 13
2017 1 6 2016 1 6 % 49,194 49,323 (129) (0.3) 13,072 13,516 (444) (3.3) 3,908 13,467 (9,559) (71.0) 1,006 1,073 (67) (6.2) 13,090 13,215 (125) (0.9) 80,270 90,594 (10,324) (11.4) 2017 802.70 103.24 11.4% 95.59 2016 5 1 613.43 169.10 38.1% 610.01 171.10 39.0% 428.11 16.08 3.6% 21.79% 14
4.2 MOVA 2017 1 6 2016 1 6 % % 336,739 100.0 328,981 100.0 168,552 50.0 162,310 49.4 119,860 35.6 121,281 36.9 46,314 13.8 43,620 13.3 2,013 0.6 1,770 0.4 196,498 100.0 195,075 100.0 80,319 40.9 86,438 44.3 76,837 39.1 73,156 37.5 38,536 19.6 34,997 17.9 806 0.4 484 0.3 2017 1 6 2016 1 6 % % 336,739 100.0 328,981 100.0 35,731 10.6 36,901 11.2 58,079 17.2 59,277 18.0 43,457 12.9 40,890 12.4 64,299 19.1 62,510 19.0 41,036 12.2 41,520 12.6 50,098 14.9 50,271 15.3 13,681 4.1 14,981 4.6 30,358 9.0 22,631 6.9 196,498 100.0 195,075 100.0 22,137 11.3 22,156 11.4 38,288 19.5 36,960 18.9 25,281 12.9 24,149 12.4 35,739 18.2 40,518 20.8 19,887 10.1 22,275 11.4 27,629 14.0 26,723 13.7 6,077 3.1 8,413 4.3 21,460 10.9 13,881 7.1 15
4.3 2017 2017 6255,140.46 13,767.81 5.7% 8,090.63 6.2% 888.19 1.6%1,919.85 5.7% 2017 6 30 2016 12 31 % % 13,865,909 13,056,846 316,513 289,512 13,549,396 53.1 12,767,334 52.9 5,569,993 21.8 5,481,174 22.7 3,542,773 13.9 3,350,788 13.9 957,239 3.8 797,473 3.3 840,658 3.3 755,627 3.1 1,053,987 4.1 984,869 4.1 25,514,046 100.0 24,137,265 100.0 2017 2017 6 138,659.09 8,090.63 6.2%120,549.95 6,120.54 5.3% 16
2017 6 30 2016 12 31 % % 8,927,631 64.4 8,140,684 62.4 363,087 2.6 719,993 5.5 4,575,191 33.0 4,196,169 32.1 13,865,909 100.0 13,056,846 100.0 7,869.47 9.7%3,000.93 11.0% 4,868.54 9.0% 3,569.06 3,790.22 9.0% 3,746.90 11.6% 130.28 5.3% e176.95 3.9% 17
2017 6 30 2016 12 31 % % 13,107,689 94.53 12,261,034 93.91 541,148 3.90 584,011 4.47 217,072 1.57 211,801 1.62 104,850 0.76 109,434 0.84 92,874 0.67 82,505 0.63 19,348 0.14 19,862 0.15 13,865,909 100.00 13,056,846 100.00 2017 6131,076.89 8,466.55 94.53% 5,411.48 428.63 3.90% 0.57 2,170.72 52.71 115.141.57% 0.05 2017 6 30 % 2016 12 31 % % % 8,927,631 64.4 169,506 1.90 8,140,684 62.4 159,871 1.96 363,087 2.6 605 0.17 719,993 5.5 598 0.08 4,575,191 33.0 46,961 1.03 4,196,169 32.1 51,332 1.22 13,865,909 100.0 217,072 1.57 13,056,846 100.0 211,801 1.62 1,695.06 96.351.90% 0.06 469.61 43.71 1.03% 0.19 18
2017 6 30 % 2016 12 31 % % % 1,643,482 21.9 5,167 0.31 1,516,089 21.8 3,022 0.20 1,470,551 19.5 64,838 4.41 1,414,408 20.4 60,639 4.29 889,429 11.8 617 0.07 820,692 11.9 501 0.06 864,223 11.5 6,417 0.74 736,921 10.7 4,938 0.67 644,446 8.6 1,471 0.23 517,542 7.5 1,302 0.25 629,756 8.4 56,958 9.04 625,488 9.0 58,029 9.28 486,341 6.5 10,302 2.12 426,999 6.2 9,367 2.19 226,684 3.0 4,097 1.81 225,505 3.3 4,425 1.96 213,630 2.8 3,248 1.52 187,363 2.7 4,222 2.25 124,099 1.7 895 0.72 122,294 1.8 675 0.55 113,685 1.5 3,129 2.75 122,117 1.8 2,742 2.25 207,721 2.8 4,362 2.10 197,119 2.9 2,456 1.25 7,514,047 100.0 161,501 2.15 6,912,537 100.0 152,318 2.20 2017 1,273.93 8.4% 1,273.02 17.3% 1,269.04 24.5% 19
2017 6 30 % 2016 12 31 % % % 572,411 4.1 13,644 2.38 581,084 4.5 13,758 2.37 2,539,633 18.3 31,227 1.23 2,409,725 18.4 35,325 1.47 1,838,940 13.3 35,423 1.93 1,743,572 13.4 35,913 2.06 2,298,380 16.6 44,198 1.92 2,156,022 16.5 41,097 1.91 1,945,628 14.0 32,495 1.67 1,819,143 13.9 28,575 1.57 2,439,370 17.6 37,360 1.53 2,313,507 17.7 37,623 1.63 719,954 5.2 14,286 1.98 706,472 5.4 11,571 1.64 1,511,593 10.9 8,439 0.56 1,327,321 10.2 7,939 0.60 13,865,909 100.0 217,072 1.57 13,056,846 100.0 211,801 1.62 65,557 223,955 289,512 54,652 6,349 61,001 77,906 80,806 158,712 (23,254) (74,457) (97,711) (1,632) (1,632) (25,453) (7,889) (33,342) 606 368 974 93,730 222,783 316,513 2017 6 3,165.13 270.01 145.81% 9.122.28% 20
2017 6 30 2016 12 31 % % 6,284,856 45.3 5,986,629 45.9 3,639,794 26.2 3,237,427 24.8 1,330,808 9.6 1,610,680 12.3 363,087 2.6 719,993 5.5 2,073,036 15.0 1,867,424 14.3 4,177,209 30.1 3,592,113 27.5 13,865,909 100.0 13,056,846 100.0 2017 6 30 % 2016 12 31 % 3 112,250 0.81 151,115 1.16 3 1 67,339 0.49 75,550 0.58 13 107,923 0.78 101,916 0.78 3 21,104 0.15 17,546 0.13 308,616 2.23 346,127 2.65 3,086.16 375.11 31,963.66 13.54 21
59.96 4.55 3 16.81 2.83 4.9% 13.9% 3,057.65 2.2% 2017 2017 6 55,699.93 888.19 1.6% 2017 6 30 2016 12 31 % % 5,158,552 92.6 5,196,535 94.8 5,131,174 92.1 5,162,025 94.2 27,378 0.5 34,510 0.6 411,441 7.4 284,639 5.2 5,569,993 100.0 5,481,174 100.0 51,585.52 379.83 0.7% 308.51 0.6%4,114.41 1,268.02 44.5% 22
2017 6 30 2016 12 31 % % 2,776,759 54.1 2,484,463 48.1 9,625 0.2 58,024 1.1 1,161,100 22.6 1,319,450 25.6 1,183,690 23.1 1,300,088 25.2 5,131,174 100.0 5,162,025 100.0 2,922.96 11.8% 483.99 83.4%1,583.50 12.0% 1,163.98 9.0% 2017 6 30 2016 12 31 % % 503,544 9.0 474,475 8.7 1,632,329 29.3 1,742,287 31.8 3,090,298 55.5 2,973,042 54.2 343,822 6.2 291,370 5.3 5,569,993 100.0 5,481,174 100.0 2017 6 ➀ 17,479.5611,611.00 5,868.5666.4% 33.6% ➀ 23
2017 6234,834.12 13,273.10 6.0% 2017 6 30 2016 12 31 % % 19,021,171 81.0 17,825,302 80.5 1,815,045 7.7 2,016,799 9.1 681,925 2.9 589,306 2.7 413,016 1.8 357,937 1.6 1,552,255 6.6 1,366,758 6.1 23,483,412 100.0 22,156,102 100.0 2017 6 190,211.71 11,958.69 6.7% 8,840.09 9.4% 3,494.55 4.3% 6,853.49 8.0% 5,481.15 6.1% 24
2017 6 30 2016 12 31 % % 4,583,355 24.1 4,176,834 23.4 5,749,174 30.2 5,271,686 29.6 10,332,529 54.3 9,448,520 53.0 4,698,735 24.7 4,419,907 24.8 3,791,001 19.9 3,720,374 20.9 8,489,736 44.6 8,140,281 45.7 (1) 198,906 1.1 236,501 1.3 19,021,171 100.0 17,825,302 100.0 (1) 2017 6 20,306.34 494.71 2.5% 20,182.95 485.44 2.5% 25
4.4 2017 612.67%13.19% 14.46% 2017 6 30 2016 12 31 1,934,598 1,886,536 356,407 356,407 152,002 151,998 205,308 205,021 251,767 251,349 1,008,879 940,237 2,432 3,164 (42,197) (21,640) 11,063 11,560 8,810 9,001 1,157 1,477 (4,604) (4,618) 5,700 5,700 1,923,535 1,874,976 79,894 79,794 79,375 79,375 519 419 2,003,429 1,954,770 26
2017 6 30 2016 12 31 193,155 178,292 134,863 154,861 54,954 19,195 3,338 4,236 500 5,600 500 5,600 2,196,084 2,127,462 (1) 15,183,975 14,564,617 12.67% 12.87% 13.19% 13.42% 14.46% 14.61% (1) 2017 6 30 2017 3 31 2016 12 31 2016 9 30 2,003,429 2,017,717 1,954,770 1,919,729 27,467,633 26,753,069 25,904,533 25,357,448 7.29% 7.54% 7.55% 7.57% 27
4.5 2017 6 30 2016 12 31 2015 12 31 % >=25.0 40.5 35.7 35.5 >=25.0 88.0 82.3 98.1 % <=75.0 70.1 70.9 71.4 % <=10.0 4.9 4.5 4.2 % 13.9 13.3 13.3 1.2 3.4 4.4 % 12.3 23.5 29.6 29.6 36.8 38.9 2.1 7.4 10.5 (1) (2) 2015 3 2016 39 4.6 2017 28
2017 e-icbc3.0 29
5. 2017 6 30 2016 12 31 1,923,535 1,764,663 1,874,976 1,723,839 2,003,429 1,844,038 1,954,770 1,803,214 2,196,084 2,022,005 2,127,462 1,960,840 12.67% 12.68% 12.87% 12.90% 13.19% 13.25% 13.42% 13.49% 14.46% 14.53% 14.61% 14.67% 11.16% 11.43% 11.71% 11.96% 13.52% 13.55% 14.29% 14.26% 30
2017 6 30 2016 12 31 13,766,067 13,144,466 9,535,934 9,304,653 4,230,133 3,839,813 227,007 229,250 142,142 150,951 84,865 78,299 1,190,901 1,190,901 15,183,975 14,564,617 2017 6 30 2016 12 31 8,929,775 1,680,670 8,217,600 1,562,436 4,528,273 4,349,299 2,918,755 2,907,938 4,467,918 344,028 4,113,878 312,205 42,308 34,426 9,858 10,202 6,098,432 5,753,237 13,397,693 15,622,324 12,331,478 14,929,743 31
2017 6 30 2016 12 31 11,372 12,076 6,789 6,264 4,114 3,271 2,609 2,934 28 5 38 54 18,161 18,340 99%10250 (VaR) 2017 1 6 2016 1 6 1,798 1,427 1,818 1,135 1,224 1,337 1,843 1,112 219 389 535 208 119 186 239 109 1,765 1,417 1,789 1,158 1,210 1,310 1,811 1,069 91 97 148 64 73 103 386 14 2,013 2,140 2,726 1,886 2,661 2,152 2,688 1,574 246 354 460 234 382 296 382 235 2,022 2,166 2,677 1,840 2,593 2,131 2,655 1,564 138 117 172 65 156 183 621 19 32
2017 6 952.72 2017 100 100 (24,238) (41,908) 24,238 45,016 71 (5,128) (71) 5,131 66 (66) 263 (724) (263) 724 (23,838) (47,760) 23,838 50,871 (1) 2017 6 30 (1) (2) (1) 2016 12 31 (1) (2) 32,134 1,475 169 26,437 1,132 122 1,975 5,219 305 1,365 3,997 422 34,109 6,694 474 27,802 5,129 544 (1) (2) 33
6. 6.1 534,363 H 131,871A 402,492 10 % A 34.71 123,717,852,951 A 34.60 123,316,451,864 (3) H 24.15 86,064,485,065 12,759,869 A 0.15 536,289,851 71,829,270 A 1.32 4,711,178,417 148,942,422 A 1.05 3,731,330,676-591,497,461 A 0.40 1,420,781,042 A 0.28 1,013,921,700 (4) 005L CT001 005L FH002 A 0.12 411,337,452 94,298,525 A 0.07 250,625,869 2,931,100 A 0.07 236,145,614 236,145,614 (1) 2017 6 30 (2) (3) 86,064,485,065 H536,289,851 A (4) 005L CT001 005L FH002 34
6.2 6.3 XV23 2017 6 30 336 A A A % % 118,006,174,032 43.77 33.11 (1) 124,731,774,651 46.26 35.00 (2) (1) 2017 6 30 123,316,451,864 (2) 2017 6 30 123,717,852,951 1,013,921,700 35
H H H % % 8,663,703,234 9.98 2.43 Temasek Holdings (Private) Limited BlackRock, Inc. 6.4 7,317,475,731 8.43 2.05 5,152,636,652 5.94 1.45 [2014]801[2014]1229 2014 12 10 2014 12 11 100 6 2014 12 10 345.5 344.3 4603 6% 2,940,000,000 20 147,000,000 4604 6% 600,000,000 15 40,000,000 84602 6% 12,000,000,000 100 120,000,000 36
[2015]189[2015]1023 2015 11 18 4.5 1005 5 5 4.5%[2015]23912015 12 11 1 360011450 449.5 28 226 10 % Cede & Co. 147,000,000 47.9 The Bank of New York Depository (Nominees) Limited 120,000,000 39.1 40,000,000 13.0 (1) 2017 6 30 (2) (3) 10 (4) 37
10 % 200,000,000 44.4 50,000,000 11.1 35,000,000 7.8 30,000,000 6.7 15,000,000 3.3 15,000,000 3.3 15,000,000 3.3 15,000,000 3.3 10,000,000 2.2 10,000,000 2.2 10,000,000 2.2 (1) 2017 6 30 (2) 005L CT001 005L FH002 10 (3) 38
22 37 [2014]13 39 32 7. 8. 8.1 8.2 2017 6 272016 2017 7 10 2016 1 12016 12 31 102.343835.06 2017 39
8.3 8.4 8.5 2017 40
9. 9.1 9.1.1 41 6 30 2017 2016 418,353 395,228 (167,431) (160,948) 250,922 234,280 85,402 90,816 (8,732) (9,101) 76,670 81,715 2,912 3,334 (3) (253) 634 2,565 5,604 7,340 336,739 328,981 (80,270) (90,594) (61,001) (43,891) (342) (542) 195,126 193,954 1,372 1,121 196,498 195,075 (42,811) (44,419) 153,687 150,656 152,995 150,217 692 439 153,687 150,656 0.43 0.42 0.43 0.42
9.1.2 6 30 2017 2016 153,687 150,656 (11) (5) 1 (10) (18,245) (5,135) 104 (236) (180) (601) (2,980) 5,773 (29) (21,340) (214) 132,347 150,442 132,046 150,245 301 197 132,347 150,442 42
9.1.3 43 2017 6 30 2016 12 31 3,542,773 3,350,788 957,239 797,473 141,395 189,331 362,149 285,144 57,569 94,452 840,658 755,627 13,549,396 12,767,334 5,066,449 5,006,699 32,220 30,077 245,699 246,209 34,839 28,398 683,660 585,733 25,514,046 24,137,265 511 545 455,303 366,752 52,436 89,960 1,815,045 2,016,799 681,925 589,306 228,097 218,427 19,021,171 17,825,302 39,058 52,640 582 604 413,016 357,937 776,268 637,830 23,483,412 22,156,102 356,407 356,407 86,051 86,051 566,401 586,630 1,009,436 940,663 2,018,295 1,969,751 12,339 11,412 2,030,634 1,981,163 25,514,046 24,137,265
9.1.4 2017 1 1 356,407 86,051 152,043 205,021 251,349 1,133 (18,050) (4,645) (221) 586,630 940,663 1,969,751 11,412 1,981,163 152,995 152,995 692 153,687 (17,997) (2,804) 69 (217) (20,949) (20,949) (391) (21,340) (17,997) (2,804) 69 (217) (20,949) 152,995 132,046 301 132,347 2016 (83,506) (83,506) (83,506) (i) 292 292 (292) (ii) 424 424 (424) 792 792 (166) (166) 4 4 4 4 2017 6 30 356,407 86,051 152,043 205,313 251,773 (16,864) (20,854) (4,576) (434) 566,401 1,009,436 2,018,295 12,339 2,030,634 (i) (ii) 0.49 2.43 0.21 4.03 2016 1 1 356,407 79,375 152,026 178,040 246,356 29,956 (31,432) (3,926) 684 571,704 781,988 1,789,474 11,045 1,800,519 150,217 150,217 439 150,656 (4,881) 5,726 (201) (616) 28 28 (242) (214) (4,881) 5,726 (201) (616) 28 150,217 150,245 197 150,442 2015 (83,150) (83,150) (83,150) (i) 400 400 (400) (ii) 123 123 (123) 8 8 8 12 20 (70) (70) 16 16 16 16 2016 6 30 356,407 79,375 152,034 178,440 246,479 25,075 (25,706) (4,127) 84 572,279 848,532 1,856,593 11,184 1,867,777 (i) (ii) 0.73 3.27 1.23 44
2016 1 1 356,407 79,375 152,026 178,040 246,356 29,956 (31,432) (3,926) 684 571,704 781,988 1,789,474 11,045 1,800,519 278,249 278,249 857 279,106 (28,823) 13,382 (719) (923) (17,083) (17,083) (432) (17,515) (28,823) 13,382 (719) (923) (17,083) 278,249 261,166 425 261,591 2015 (83,150) (83,150) (83,150) (4,450) (4,450) (4,450) (i) 26,981 26,981 (26,981) (ii) 4,993 4,993 (4,993) 6,676 6,676 6,676 8 8 8 13 21 (71) (71) 9 18 27 27 27 2016 12 31 356,407 86,051 152,043 205,021 251,349 1,133 (18,050) (4,645) (221) 586,630 940,663 1,969,751 11,412 1,981,163 (i) (ii) 0.84 6.69 1.94 45
9.1.5 46 6 30 2017 2016 196,498 195,075 (1,372) (1,121) 9,365 9,380 1,006 1,073 13,762 (3,907) 61,001 43,891 342 542 2,634 (14,008) 7,736 6,844 (1,632) (2,648) (520) (2,461) (231) 47 3 253 (720) (378) (114) (104) 287,758 232,478 (140,013) (162,821) (5,595) 118,833 49,206 (44,629) (75,970) (49,032) (22,890) (9,721) (877,588) (761,127) (102,190) (178,183) (1,175,040) (1,086,680) 88,314 43,436 (34) 170 (186,068) (34,695) 92,619 7,838 14,580 12,929 1,225,931 1,066,410 55,294 129,769 1,290,636 1,225,857 403,354 371,655 (56,812) (74,023) 346,542 297,632
6 30 2017 2016 (6,485) (12,489) 1,476 428 (1,150,318) (1,395,585) 1,037,197 980,624 (1,510) (426) 730 548 (118,910) (426,900) 792 1,520 407,043 458,522 (6,271) (5,617) (350,054) (450,724) (166) 51,344 3,701 278,976 (125,567) 1,189,368 1,441,298 (10,654) 15,786 1,457,690 1,331,517 446,317 390,728 (163,140) (155,513) 47
9.2 2017 2016 12 31 12 2014 2016 12 12 5 48
9.3 9.3.1 6 30 2017 2016 180,089 182,513 88,968 77,768 8,986 10,468 90,927 87,675 23,018 21,730 26,365 15,074 418,353 395,228 (127,754) (129,967) (30,198) (22,598) (9,479) (8,383) (167,431) (160,948) 250,922 234,280 49
9.3.2 6 30 2017 2016 18,792 18,859 17,421 20,877 14,729 16,109 14,076 13,787 10,103 11,276 4,290 3,195 3,487 3,965 1,088 1,105 1,416 1,643 85,402 90,816 (8,732) (9,101) 76,670 81,715 9.3.3 6 30 2017 2016 1,569 2,534 231 (47) 1,112 847 2,912 3,334 9.3.4 6 30 2017 2016 5,025 5,095 (5,028) (5,348) (3) (253) 50
9.3.5 6 30 2017 2016 80 70 34 34 114 104 520 2,461 634 2,565 9.3.6 6 30 2017 2016 21,717 26,299 (21,650) (26,361) (145) 2,242 3,414 2,850 789 469 53 57 1,426 1,784 5,604 7,340 51
9.3.7 6 30 2017 2016 31,742 31,456 10,196 10,178 7,256 7,689 49,194 49,323 7,051 7,394 3,933 3,949 1,090 1,053 998 1,120 13,072 13,516 1,006 1,073 8,154 8,021 3,908 13,467 4,936 5,194 80,270 90,594 9.3.8 6 30 2017 2016 (68) (139) 6 (1) (31) 143 435 539 342 542 52
9.3.9 (a) 6 30 2017 2016 40,701 36,794 994 868 1,556 1,412 43,251 39,074 (22) (189) (418) 5,534 42,811 44,419 (b) 25% 6 30 2017 2016 196,498 195,075 (25%) 49,125 48,769 (453) (344) 3,736 2,389 (10,448) (6,490) (343) (280) (22) (189) 1,216 564 42,811 44,419 53
9.3.10 6 30 2017 2016 20160.2343 2015 0.2333 83,506 83,150 9.3.11 6 30 2017 2016 152,995 150,217 356,407 356,407 0.43 0.42 9.3.12 2017 6 30 399.01 396.68239.33 236.99 54
2017 6 30 3 3 1 1 5 5 1,530,956 1,381,927 109,140 2,878 3,024,901 26,917 (27,992) 30,501 79,367 2,765 122 112,755 1,413 36,526 62,460 4,638 103,624 (416) 1,597,983 1,523,754 116,543 3,000 3,241,280 28,330 (28,408) 114,246 317,161 678,986 183,304 1,293,697 17,107 (16,046) 101,597 215,613 244,740 561,950 20 (207) 4,992 3,804 163 8,959 250 1,153 1,127 12,080 105 14,465 (69) 216,996 538,893 939,610 183,572 1,879,071 17,377 (16,322) 704,415 336,215 61,641 8,170 1,110,441 11,862 (7,706) 2,519,394 2,398,862 1,117,794 194,742 6,230,792 57,569 (52,436) 2016 12 31 3 3 1 1 5 5 1,577,351 1,433,229 115,797 4,383 3,130,760 56,972 (58,600) 33,722 69,728 3,444 125 107,019 1,306 37,213 45,126 3,061 85,400 (1,617) 1,648,286 1,548,083 122,302 4,508 3,323,179 58,278 (60,217) 195,268 279,975 683,648 180,059 1,338,950 20,456 (20,196) 116,445 138,559 161,887 416,891 44 (212) 1,390 1,157 6,626 167 9,340 109 1,390 1,046 12,216 17 14,669 (62) 314,493 420,737 864,377 180,243 1,779,850 20,609 (20,470) 632,245 273,591 50,171 3,283 959,290 15,565 (9,273) 2,595,024 2,242,411 1,036,850 188,034 6,062,319 94,452 (89,960) 55
2017 6 30 3 3 1 1 5 5 4,034 7,046 2,167 13,247 212 (27) 23,643 2,358 12,141 1,093 39,235 272 (2,695) 6 6 12 51 49 56 156 20 (9) 23,700 6,447 19,243 3,260 52,650 504 (2,731) 2016 12 31 3 3 1 1 5 5 4,213 9,415 2,108 15,736 245 (20) 211 35,304 748 36,263 10 (2,257) 4 4 2 64 53 44 161 14 (5) 275 39,574 10,207 2,108 52,164 271 (2,282) 2016 6 30 56
6 30 2017 2016 (264) 34 238 (75) (26) (41) 2017 6 30 3 3 1 1 5 5 2,712 10,167 31,708 11,280 55,867 550 (184) 2,712 10,167 31,708 11,280 55,867 550 (184) 2016 12 31 3 3 1 1 5 5 1,302 14,801 31,715 6,620 54,438 777 (147) 1,302 14,801 31,715 6,620 54,438 777 (147) 57
2017 6 301.02 2016 6 30 2016 6 30 2017 6 30 2016 12 31 56,140 61,333 28,283 32,381 3,305 6,149 228 25 13,033 10,843 11,291 11,935 30,149 31,541 1,844 2,478 88,133 95,352 9.3.13 2017 6 30 2016 12 31 343,822 291,370 3,090,298 2,973,042 1,632,329 1,742,287 5,066,449 5,006,699 58
9.3.14 6 30 2017 2016 (11) (5) 1 (10) (24,022) (5,600) (214) (1,326) 5,991 1,791 (18,245) (5,135) 50 (288) 54 52 104 (236) (180) (601) (2,980) 5,773 (29) (21,340) (214) 59
9.3.15 (a) 2017 6 30 2016 12 31 615 535 34,678 27,833 35,293 28,368 (b) 2017 6 30 2016 12 31 5,312 5,455 9,287 9,899 1,210 2,266 15,809 17,620 60
(c) 2017 6 30 2016 12 31 254,378 271,691 154,730 137,076 317,985 295,471 31,404 45,752 147,379 143,393 239,801 173,392 1,213,182 1,064,189 794,090 647,448 3,152,949 2,778,412 2017 6 30 2016 12 31 (i) 1,410,082 1,231,376 (i) 61
(d) 2017 6 30 54.83 2016 12 31 55.15 (e) 2017 6 30 870.89 2016 12 31 976.46 (f) 9.3.16 2017 6 30 2016 12 31 (a) 62
63
2017 6 30 123,129 25,386 102,407 250,922 (2,710) 62,314 (59,604) 44,385 32,139 146 76,670 3,748 21 3,365 2,013 9,147 168,552 119,860 46,314 2,013 336,739 (30,936) (39,005) (7,856) (2,473) (80,270) (57,045) (3,956) (61,001) (252) (62) 78 (106) (342) 80,319 76,837 38,536 (566) 195,126 1,372 1,372 80,319 76,837 38,536 806 196,498 (42,811) 153,687 3,107 2,578 1,223 143 7,051 461 328 190 27 1,006 6,498 5,368 2,547 302 14,715 2017 6 30 9,359,769 4,640,695 11,356,649 156,933 25,514,046 32,220 32,220 97,039 80,290 37,988 30,382 245,699 19,883 7,087 4,299 11,197 42,466 10,967,016 8,721,836 3,533,373 261,187 23,483,412 2,358,859 794,090 3,152,949 64
2016 6 30 125,951 11,606 96,723 234,280 (12,384) 73,885 (61,501) 45,615 35,891 209 81,715 3,128 (101) 8,189 1,770 12,986 162,310 121,281 43,620 1,770 328,981 (38,149) (41,922) (8,170) (2,353) (90,594) (37,688) (6,203) (43,891) (35) (453) (54) (542) 86,438 73,156 34,997 (637) 193,954 1,121 1,121 86,438 73,156 34,997 484 195,075 (44,419) 150,656 3,306 2,642 1,294 152 7,394 494 341 208 30 1,073 7,206 5,693 2,810 339 16,048 2016 12 31 8,914,597 4,245,097 10,840,773 136,798 24,137,265 30,077 30,077 99,810 79,878 39,045 27,476 246,209 19,817 7,189 4,547 11,390 42,943 10,088,166 8,376,975 3,536,514 154,447 22,156,102 2,130,964 647,448 2,778,412 65
(b) 66
2017 6 30 99,978 24,080 22,949 14,404 23,808 34,778 7,277 23,648 250,922 (66,296) 13,940 6,639 33,401 6,858 4,091 3,843 (2,476) 3,259 19,665 13,282 12,997 10,292 10,822 2,642 3,723 (12) 76,670 (1,178) 394 587 3,497 78 407 (81) 5,463 (20) 9,147 35,763 58,079 43,457 64,299 41,036 50,098 13,681 30,358 (32) 336,739 (8,040) (11,348) (8,868) (13,212) (11,540) (13,192) (5,158) (8,944) 32 (80,270) (5,730) (8,408) (9,411) (15,306) (9,239) (9,201) (2,440) (1,266) (61,001) 144 (35) 103 (42) (370) (76) (6) (60) (342) 22,137 38,288 25,281 35,739 19,887 27,629 6,077 20,088 195,126 1,372 1,372 22,137 38,288 25,281 35,739 19,887 27,629 6,077 21,460 196,498 (42,811) 153,687 871 974 668 1,055 1,241 1,454 583 205 7,051 258 116 97 81 143 177 42 92 1,006 207 1,477 70 157 196 200 92 12,316 14,715 2017 6 30 8,884,314 4,430,752 2,745,895 3,377,829 2,313,616 2,877,100 995,183 3,639,021 (3,784,503) 25,479,207 32,220 32,220 12,282 29,182 10,447 16,861 18,149 22,084 9,837 126,857 245,699 10,890 5,804 3,584 3,791 5,506 7,523 1,402 3,966 42,466 34,839 25,514,046 7,244,610 4,644,922 2,800,710 5,156,992 2,593,157 2,989,066 1,118,726 680,092 (3,784,503) 23,443,772 39,640 23,483,412 813,772 500,937 416,563 510,024 200,918 259,914 76,007 374,814 3,152,949 67
2016 6 30 102,998 22,942 20,848 11,184 21,579 34,265 7,269 13,195 234,280 (69,559) 14,288 6,509 33,932 7,890 3,573 3,941 (574) 2,219 21,598 13,035 14,431 11,821 11,751 3,701 3,338 (179) 81,715 1,422 449 498 2,963 230 682 70 6,672 12,986 37,080 59,277 40,890 62,510 41,520 50,271 14,981 22,631 (179) 328,981 (10,550) (13,617) (9,864) (14,691) (13,247) (15,080) (5,764) (7,960) 179 (90,594) (4,556) (8,663) (6,591) (7,211) (5,917) (8,408) (799) (1,746) (43,891) 182 (37) (286) (90) (81) (60) (5) (165) (542) 22,156 36,960 24,149 40,518 22,275 26,723 8,413 12,760 193,954 1,121 1,121 22,156 36,960 24,149 40,518 22,275 26,723 8,413 13,881 195,075 (44,419) 150,656 941 1,042 715 1,090 1,296 1,513 583 214 7,394 325 117 94 76 138 187 35 101 1,073 633 305 87 240 294 359 161 13,969 16,048 2016 12 31 8,368,773 5,194,868 3,096,641 3,626,559 2,275,456 2,827,331 1,068,632 3,129,868 (5,479,261) 24,108,867 30,077 30,077 13,020 28,803 11,072 17,791 19,263 23,418 10,391 122,451 246,209 10,561 5,811 3,557 3,985 5,691 7,563 1,358 4,417 42,943 28,398 24,137,265 6,820,411 5,453,036 3,318,068 5,242,654 2,384,189 2,771,987 1,074,621 517,154 (5,479,261) 22,102,859 53,243 22,156,102 662,510 441,169 314,846 485,726 158,583 249,912 67,703 397,963 2,778,412 68
10. 10.1 [2013]33 2 (i) 2017 6 30 2016 12 31 1 356,407 356,407 X18 2 1,465,954 1,396,607 2a 205,308 205,021 X21 2b 251,767 251,349 X22 2c 1,008,879 940,237 X23 3 109,805 130,358 3a 152,002 151,998 X19 3b (42,197) (21,640) X24 4 0 5 2,432 3,164 X25 6 1,934,598 1,886,536 7 8 8,810 9,001 X16 9 1,157 1,477 X14-X15 10 11 (4,604) (4,618) X20 12 13 14 15 16 17 69
2017 6 30 2016 12 31 18 19 20 21 22 15% 23 24 25 26a 5,700 5,700 X11 26b 26c 27 28 11,063 11,560 29 1,923,535 1,874,976 30 79,375 79,375 31 79,375 79,375 X28 32 33 34 519 419 X26 35 36 79,894 79,794 70
2017 6 30 2016 12 31 37 38 39 40 41a 41b 41c 42 43 44 79,894 79,794 45 + 2,003,429 1,954,770 46 134,863 154,861 X17 47 101,425 121,710 48 3,338 4,236 X27 49 1,013 50 54,954 19,195 X02+X04 51 193,155 178,292 52 53 54 55 500 5,600 X10 56a 71
2017 6 30 2016 12 31 56b 56c 57 500 5,600 58 192,655 172,692 59 + 2,196,084 2,127,462 60 15,183,975 14,564,617 61 12.67% 12.87% 62 13.19% 13.42% 63 14.46% 14.61% 64 3.5% 3.5% 65 2.5% 2.5% 66 67 1% 1% 68 7.67% 7.87% 69 5% 5% 70 6% 6% 71 8% 8% 72 35,875 37,049 X05+X06 +X08+X09 +X12+X29 73 27,623 26,859 X07+X13 74 75 34,467 28,072 76 19,937 22,504 X01 77 10,012 5,697 X02 78 296,576 267,008 X03 79 44,942 13,498 X04 72
2017 6 30 2016 12 31 80 81 82 83 84 101,425 121,710 85 47,029 26,547 73
(ii) 2017 6 30 * 2017 6 30 * 2016 12 31 * 2016 12 31 * 3,542,773 3,542,773 3,350,788 3,350,788 447,448 440,863 270,058 262,582 225,726 225,726 220,091 220,091 509,791 509,791 527,415 527,415 503,544 503,518 474,475 474,450 57,569 57,569 94,452 94,452 840,658 840,380 755,627 755,557 13,549,396 13,548,892 12,767,334 12,766,888 1,632,329 1,598,304 1,742,287 1,708,102 3,090,298 3,089,462 2,973,042 2,972,444 343,822 294,105 291,370 245,221 32,220 37,920 30,077 35,777 217,584 217,546 220,651 220,609 25,884 25,884 22,968 22,968 34,839 34,839 28,398 28,398 460,165 435,585 368,232 353,794 25,514,046 25,403,157 24,137,265 24,039,536 511 511 545 545 1,319,406 1,319,406 1,516,692 1,516,692 495,639 495,639 500,107 500,107 455,303 455,295 366,752 366,740 52,436 52,436 89,960 89,960 681,925 673,328 589,306 579,651 228,097 228,097 218,427 218,427 19,021,171 19,029,935 17,825,302 17,828,084 25,364 25,089 32,864 32,536 52,077 52,020 63,557 63,500 413,016 413,016 357,937 357,937 582 371 604 327 737,885 631,332 594,049 508,235 23,483,412 23,376,475 22,156,102 22,062,741 74
2017 6 30 * 2017 6 30 * 2016 12 31 * 2016 12 31 * 356,407 356,407 356,407 356,407 86,051 86,051 86,051 86,051 152,002 152,002 151,998 151,998 (42,687) (42,197) (21,738) (21,640) 205,313 205,308 205,021 205,021 251,773 251,767 251,349 251,349 1,009,436 1,008,879 940,663 940,237 2,018,295 2,018,217 1,969,751 1,969,423 12,339 8,465 11,412 7,372 2,030,634 2,026,682 1,981,163 1,976,795 * 75
(iii) 2017 6 30 503,518 5,110 X29 13,548,892 13,865,405 19,937 X01 10,012 X02 296,576 X03 44,942 X04 1,598,304 1,591,033 5,896 X05 2,269 5,002 705 X06 110 X07 3,089,462 X08 294,105 23,993 X09 500 X10 37,920 5,700 X11 171 X12 27,513 X13 76
2017 6 30 435,585 119,321 19,738 X14 18,581 X15 246,709 8,810 X16 3,852 8,811 28,344 413,016 134,863 X17 356,407 X18 86,051 79,375 X28 152,002 X19 (42,197) X24 (16,480) (4,576) (4,604) X20 (625) (20,516) 205,308 X21 251,767 X22 1,008,879 X23 8,465 2,432 X25 519 X26 3,338 X27 77
(iv) 2017 6 30 A H 601398 1398 4603 4604 84602 360011 339,126 269,612 2006 10 19 169,202 86,795 2006 10 19 17,928 2,940 4,542 600 11,958 12,000 44,947 45,000 2014 12 10 2014 12 10 2014 12 10 2015 11 18 78
A H 2019 12 10 2021 12 10 2019 12 10 2020 11 18 12 10 12 10 12 10 2020 11 18 2019 12 10 6% 2021 12 10 6% 2019 12 10 6% 2020 11 18 4.5% 79
A H 2014 7 25 H 2014 7 25 H 2014 7 25 H 2014 7 25 A 80
ISIN XS0976879279 BBGID BBG005CMF4N6 1428009 144AISIN US455881AD47 SISIN USY39656AC06 1,385 20,010 13,428 500 20,000 2,000 2013 10 10 2014 8 4 2015 9 21 2023 10 10 2024 8 5 2025 9 21 81
2018 10 10 2019 8 5 4.50% 5.80% 4.875% 82
(i) (ii) 83
10.2 2015 1 3 2017 6 30 2016 12 31 1 25,514,046 24,137,265 2 (110,889) (97,729) 3 4 81,737 93,733 5 55,523 57,298 6 1,938,279 1,725,526 7 (11,063) (11,560) 8 27,467,633 25,904,533 2017 6 30 2016 12 31 1 24,693,757 23,433,899 2 (11,063) (11,560) 3 24,682,694 23,422,339 4 70,084 113,669 5 59,654 58,116 6 7 8 (10,530) (14,896) 9 58,409 58,813 10 (38,311) (27,517) 11 139,306 188,185 12 651,831 511,185 13 14 55,523 57,298 15 16 707,354 568,483 17 3,892,498 3,435,098 18 (1,954,219) (1,709,572) 19 1,938,279 1,725,526 20 2,003,429 1,954,770 21 27,467,633 25,904,533 22 7.29% 7.55% 84
10.3 2017 1 4,514,036 2 9,228,588 919,957 3 45,365 1,635 4 9,183,223 918,322 5 10,855,948 3,797,769 6 5,964,541 1,447,686 7 4,829,023 2,287,699 8 62,384 62,384 9 49,617 10 3,447,946 1,248,684 11 1,049,187 1,049,187 12 13 2,398,759 199,497 14 47,045 46,802 15 1,135,998 26,295 16 6,089,124 17 868,029 195,423 18 1,604,938 1,171,839 19 1,064,303 1,055,575 20 3,537,270 2,422,837 21 4,514,036 22 3,666,287 23 % 123.15% 91 85
11. (www.hkexnews.hk) (www.icbc-ltd.com)2017 (www.hkexnews.hk) (www.icbc-ltd.com) H 2017 (www.sse.com.cn) (www.icbc-ltd.com) 2017 8 30 C 86