* If you receive this termsheet via , the date of the termsheet is the date as stated on the to which it is attached. If you receive this t

Transcription

1 Date*: Sun Hung Kai Properties (Capital Market) Limited Issue of USD500,000, per cent. Notes due January 2023 (the Notes or the Instruments ) guaranteed by Sun Hung Kai Properties Limited Important Risk Warning: This is an investment product. The investment decision is yours but you should not invest in this product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. This Notes are NOT equivalent to a time deposit. Issuer's/Guarantor s risk - The Notes are subject to both the actual and perceived measures of credit worthiness of Sun Hung Kai Properties (Capital Market) Limited and Sun Hung Kai Properties Limited (as the Guarantor). There is no assurance of protection against a default by the issuer and the Guarantor in respect of the repayment obligations. In the worst case scenario, you might not be able to recover the principal and any coupon if the issuer and the Guarantor default on the Notes. Additional risks are disclosed in the section of Risk Factors below and in the relevant offering documentation of the Notes (which is available upon request). Please refer to it for details. WARNING The contents of this document have not been reviewed by any regulatory authority in Hong Kong. You are advised to exercise caution in relation to the offer. If you are in any doubt about any of the contents of this document, you should obtain independent professional advice. IMPORTANT If you are in doubt as to any aspect of this offer, you should consult a licensed securities dealer, bank manager, solicitor, certified public accountant or other professional adviser. No offer or sale will be made in Hong Kong, by means of any document, of any Notes in respect of which the minimum principal amount to be subscribed or purchased is less than HK$500,000 or its equivalent in another currency. Further, no person shall issue or have in its possession for the purposes of issue, whether in Hong Kong or elsewhere, any advertisement, invitation or document relating to the Notes, which is directed at, or the contents of which are likely to be accessed or read by, the public of Hong Kong (except if permitted to do so under the securities laws of Hong Kong).

2 * If you receive this termsheet via , the date of the termsheet is the date as stated on the to which it is attached. If you receive this termsheet via fax, the date of the termsheet is the date as stated on the document header or on the cover letter which accompanies the termsheet. If you are viewing this termsheet over the internet, the date of the termsheet is the date as stated on the webpage to which it is shown.

3 Issuer: Guarantor: Type: Rating: (A rating is not a recommendation to buy, sell or hold securities/notes and may be subject to suspension, change or withdrawal at any time by the assigning rating agency.) Status of the Notes: Guarantee: Issue Date: Maturity Date: Coupon: Coupon frequency: Redemption for Taxation Reasons Offering Documentation: Termsheet Sun Hung Kai Properties (Capital Market) Limited Series No: SHK- 082 Sun Hung Kai Properties Limited Fixed Rate Senior Unsecured Notes The Notes rating: Tranche No: 1 ISIN Code: XS A1 (Moody s) / A+ (S&P) (as at 16 Jan 2013) The Instruments will constitute direct, unconditional, unsubordinated and (subject to the provisions of Conditions 4 of the offering documentation of the Notes) unsecured obligations of the Issuer and rank equally without any preference among themselves and equally with all other unsubordinated and unsecured obligations of the Issuer, present and future (save for certain exceptions provided by law). The Guarantor has unconditionally and irrevocably guaranteed the due payment of all sums expressed to be payable by the Issuer under the Instruments. The obligations of the Guarantor under the Guarantee will constitute direct, unconditional, unsubordinated and (subject to the provisions of Condition 4 of the offering documentation of the Notes)unsecured obligations of the Guarantor ranking equally with all other unsecured and unsubordinated obligations of the Guarantor, present and future (save for certain exceptions provided by mandatory provision of applicable law). 16/01/2013 (DD/MM/YYYY) 16/01/2023 (DD/MM/YYYY) per cent. per annum Semi-annually The Issuer is entitled to early redeem the Notes if the Issuer and/or the Guarantor is required to deduct or withhold any taxes as more particularly set out in the offering documentation of the Notes. For further details, please refer to Condition 6.02 of the offering documentation of the Notes. The Information Memorandum dated 15 November 2012 in relation to the USD6,000,000,000 Programme for the Issuance of Debt Instruments, (as amended or supplemented from time to time, the Information Memorandum ) and the Pricing Supplement dated 8 January 2013 (the Pricing

4 Supplement ). Unless otherwise specified in this termsheet, any capitalized terms used but not defined in this termsheet shall have their meanings as set out in the above offering documentation of the Notes. Currency & Amount of the USD500,000,000 issue: Interest Commencement Date: 16/01/2013 (DD/MM/YYYY) USD200,000 and integral multiples of USD1,000 in excess Denomination: thereof Minimum Investment Per investor : USD200,000 Amount: Redemption at maturity: At par (100%) 16 January and 16 July in each year up to and including the Interest Payment Date(s): Maturity Date. The first Interest Payment Date will be 16 July Business Day Convention: If any day would otherwise fall on a day which is not a Business Day, then, such day shall be postponed to the next day which is a Business Day Dates to which Business Day Interest Payment Date, Maturity Date Convention applied to: Day Count Fraction: 30 /360 Business Days: Hong Kong, New York City and London. Listing and Pricing The Notes are listed on the Hong Kong Stock Exchange ( the Exchange ). The information with regards to the last closing price and historical prices of the Notes, which is required by Securities and Futures Ordinance Schedule 7 Part 2 Section 1 (b), (c), (d) and (e), are not included in the document because: there is no record of any trading activity of the Notes on the Exchange; the historical prices including but not limited to the closing price on the last trading day immediately preceding (a) this offer, (b) the public announcement in relation to this offer, and (c) each of the 6 months immediately preceding this offer, as well as the highest and the lowest closing prices during the period of last 6 months, are not available publicly through the Exchange and/or other public sources. Use of Proceeds: Issue & Paying Agent: The net proceeds of the issue of the Instruments will be lent to one or more subsidiaries of the Guarantor for general corporate purposes of the SHKP Group. HSBC Bank plc

5 Hong Kong Paying Agent: New York Paying Agent: Registrar: Alternative Registrar: Clearing: Law: Description of the Issuer (from Page 72 of Information Memorandum): The Hongkong and Shanghai Banking Corporation Limited HSBC Bank USA, National Association HSBC Bank plc HSBC Bank USA, National Association Euroclear and/or Clearstream English law The Issuer was incorporated as an exempted company under the laws of Cayman Islands on 29 December 1998 with an unlimited duration. As at the date of the Information Memorandum, it has an authorised share capital of US$10,000 divided into 10,000 shares of US$1 each, of which 10 shares have been issued. The Issuer is a direct wholly-owned subsidiary of the Guarantor and, as at the date of the Information Memorandum, carries on and has carried on no business other than entering into arrangements for the establishment of the Programme and the lending of the proceeds thereof to one or more other subsidiaries of the Guarantor. As at the date hereof, the Issuer has no subsidiaries. The directors of the Issuer as at the date of the Information Memorandum were as follows: Chan Kui-yuen, Thomas Chan Kwok-wai, Patrick The business address of each of the directors of the Issuer for the purposes of his directorship is at 45th Floor, Sun Hung Kai Centre, 30 Harbour Road, Hong Kong. The Issuer has no employees. The Issuer had outstanding borrowings equivalent to HK$28, million (US$3, million) as at 30 September No financial statements have been produced by the Issuer. The directors of the Issuer do not have any interest in the Issuer. They have interests or deemed interests in the Guarantor s shares. Details of interests in the Guarantor s shares held by Mr. Chan Kui-yuen, Thomas and Mr. Chan Kwok-wai, Patrick, respectively, are disclosed in the section Directors and Senior Management of the Guarantor Directors and Chief Executives Interests of the Information Memorandum. Contact Information of the Place of Cayman Islands

6 Issuer: Description of the Guarantor (from Page 76 of Information Memorandum): Incorporation: Registered or Principal Office Address in Hong Kong: Registered or Principal Office Address in Place of Incorporation: The Issuer has no registered or principal office in Hong Kong PO Box 309, Ugland House, Grand Cayman, KY1-1104, Cayman Islands Sun Hung Kai Properties Limited ( SHKP or the Guarantor ) was formed by its late Chairman, Mr Kwok Tak Seng, who first became involved in property development in SHKP was incorporated as a limited liability company in Hong Kong in July 1972 under the name of Sun Hung Kai (Holdings) Limited and was listed on the Hong Kong Stock Exchange in August It adopted its present name in March SHKP is one of the largest property companies in Hong Kong with a market capitalization of approximately HK$ billion (US$36.22 billion) based on the closing price of its shares listed on the Hong Kong Stock Exchange as at 19 October SHKP is a constituent stock of the Hang Seng Index. The principal activity of SHKP is to hold investments in various subsidiaries. The principal business of SHKP and its subsidiaries (together, the SHKP Group ) is the development of properties for sale and investment in Hong Kong and Mainland China. The SHKP Group s major nonproperty investments as at 30 June 2012 included: (i) (ii) (iii) a per cent. stake in SmarTone Telecommunications Holdings Limited, one of Hong Kong s cellular telephone companies a per cent. stake in Transport International Holdings Limited, whose subsidiary operates franchised and non-franchised bus services in Kowloon and the New Territories; and a per cent. stake in SUNeVision Holdings Ltd., the technology infrastructure flagship of the SHKP Group. All of the above companies are listed on the Hong Kong Stock Exchange. The SHKP Group also has operations in construction, property management, hotel management and hotel ownership, insurance, transport, infrastructure, logistics and car park management. Contact Information of the Place of Hong Kong

7 Guarantor: Fees & Charges: Stamp Duty: Incorporation: Registered Office Address: 45th Floor, Sun Hung Kai Centre, 30 Harbour Road, Hong Kong Safe Custody Waived Interest Collection Waived Redemption at Maturity Waived No Hong Kong stamp duty is payable on the purchase of the Notes Risk Factors There are investment risks involved in buying the Notes (including the risks set out in the Risk Factors below and the risks disclosed in the relevant offering documentation of the Notes, which is available upon request). Before applying for any of the Notes, you should consider the risks involved in investing in the Notes and consider whether the Notes are suitable for you in light of your own financial circumstances and investment objectives. If you are in any doubt, you should get independent professional advice. Risk factors relating to the Notes in general The Notes are mainly for medium to long term investment, not for short term speculation. You should be prepared to invest your funds in the Notes for the full investment tenor; you could lose part or all of your investment if you choose to sell the Notes prior to maturity. The Notes are not equivalent to, nor should they be treated as a substitute for, time deposit. They are NOT protected deposits and are NOT protected by the Deposit Protection Scheme in Hong Kong. Receipt of any interest and principal amount at maturity of the Notes is subject to the credit risk and default risk of the Issuer and the Guarantor. In case of default, the holder of the Notes may not be able to receive back the principal amount invested or any interest payable on the Notes. The holder of the Notes bears the credit risk and the default risk of the Issuer and the Guarantor and has no recourse to HSBC unless HSBC is the Issuer or the Guarantor itself. One or more independent credit rating agencies may assign credit ratings to an issue of the Notes. Credit ratings may not reflect all of the risks related to the Notes and other factors that may affect the value of the Notes. Credit ratings do not guarantee the creditworthiness of the Issuer. A credit rating by the rating agency is not a recommendation to buy, sell or hold securities and may be subject to revision, suspension or withdrawal at any time. A suspension, reduction or withdrawal at any time of any rating assigned to the Notes may adversely affect the market price of the Notes.

8 The market price of the Notes may fluctuate with market changes. Factors affecting the market price of the Notes include, but are not limited to, fluctuations in interest rates, credit spreads, and liquidity premiums. In particular, investment in the Notes is susceptible to fluctuations in interest rates which may adversely affect the value of the Notes. The price of the Notes may generally fall when the interest rates rise. The fluctuation in yield generally has a greater effect on prices of longer tenor notes. There is an inherent risk that losses may be incurred rather than profit made as a result of buying and selling the Notes. If you wish to sell the Notes, HSBC may but is not obliged to repurchase them based on the prevailing market price under normal market circumstances, but the buying price may differ from the original selling price due to changes in market conditions. There may be exchange rate risks if you choose to convert payments made on the Notes to your home currency. Notes may have no established trading market when issued, and one may never develop. Even if a secondary market does develop, the secondary market for the Notes may not provide significant liquidity or may trade at prices based on the prevailing market conditions and may not be in line with your expectations. Therefore, you may not be able to sell the Notes easily before maturity or at prices that will provide you with a yield comparable to similar investments that have a developed secondary market. The Issuer has the right (but not the obligation) to early redeem the Notes prior to maturity date upon occurrence of certain events (please refer to the offering documentation of the Notes for details). If the Issuer exercises its right to redeem the Notes before it matures, you may suffer a substantial loss under the Notes and you may not be able to enjoy the same rates of return when you re-invest the amount received under such early redemption in other investments with similar risk parameters. Investor s Commitment and Acknowledgements When you place your order for the Notes, you are deemed to make a series of confirmations and acknowledgements, including that you: (i) (ii) (iii) (iv) have read and understood this Term Sheet, including the risks of investing in the Notes as explained in the section Risk Factors before making any investment decision; understand that you should refer to the relevant offering documentation of the Notes, which is available upon request, for further details on the terms of the Notes and risks involved before making any investment decision; confirm that you are prepared to invest your funds in the Notes for the full investment tenor; you could also lose part or all of your investment if you choose to sell your Notes prior to maturity; understand that this document is not intended to provide and should not be relied upon for tax, legal or accounting advice, investment recommendations or credit worthiness or other

9 evaluation of the Issuer and the Guarantor; prospective investors should consult their tax, legal, accounting and/or other advisors; and (v) understand that you should avoid excessive investment in a single type investment, with regard to its total proportion of your overall portfolio, in order to guard against overexposure to any single investment. How to find out the current market value of your investment after purchase? The current market value of your investment will be available upon request. Please contact our staff at any HSBC branch in Hong Kong. Note: If you have any feedback or complaint about any aspect of the service you have received, please contact our Hong Kong branches, call (852) for HSBC Premier customers, (852) for HSBC Advance customers or (852) for Other Personal Banking customers, or write to the Customer Relations Department at P.O. Box No Kowloon Central Post Office, or send an to feedback@hsbc.com.hk. We will respond to a complaint within a reasonable period of time normally not exceeding 30 days in general circumstances. If you are not satisfied with the outcome of your complaint, you have the right to refer the matter to the Enforcement Department of Hong Kong Monetary Authority at 55th Floor Two International Finance Centre, 8 Finance Street, Central, Hong Kong. For monetary dispute, you have the right to refer the matter to the Financial Dispute Resolution Centre at 15/F, Stanhope House, 734 King s Road, Quarry Bay, Hong Kong. References to websites References to the websites stated in this document where further information may be obtained are intended as guides for you to access further public information on the securities. Information appearing on such websites is not part of the offering documents. HSBC accept no responsibility whatsoever that such other information, if available, is accurate and/or up-to-date, and no responsibility is accepted in relation to any such information by us and our respective affiliates. Disclaimer The Hongkong and Shanghai Banking Corporation Limited ( HSBC ) has issued this document. The information contained in this termsheet is derived from sources HSBC believes to be reliable, but which HSBC has not independently verified. HSBC makes no representation or warranty (express or implied) of any nature nor is any responsibility of any kind accepted with respect to the completeness or accuracy of any information, projection, representation or warranty (expressed or implied) in, or omission from, this document. Any opinions expressed therein are given in good faith, but are subject to change without notice. No liability is accepted whatsoever for any direct, indirect or consequential loss arising from the use of this document. Please note that the above rates or prices are for indicative purposes only and may vary in accordance with changes in market condition. Distribution of this document may be restricted by law in certain jurisdictions and the information contained herein is to the recipients and may not be reproduced or otherwise disseminated. HSBC and its affiliates and/or officers, directors and employees may have positions in any instruments or currencies mentioned in this document and may from time to time add to or dispose of such instruments or currencies. User of the information is advised to make independent judgment with respect to any matter contained herein. Issued by The Hongkong and Shanghai Banking Corporation Limited ( HSBC ) registered at 1 Queen s Road Central, Hong Kong The Hongkong and Shanghai Banking Corporation Limited is the distributor which is a wholly owned subsidiary of HSBC Holdings plc, the holding company of the HSBC Group.

10 The Hongkong and Shanghai Banking Corporation Limited Authorised and Regulated by Hong Kong Monetary Authority A registered institution under the Securities and Futures Ordinance, with Central Entity Identity Number AAA523 Registered Office: 1 Queen s Road Central, Hong Kong Tel: , Member HSBC Group

11 日期 *: Sun Hung Kai Properties (Capital Market) Limited 發行 500,000,000 美元 3.625% 票據 2023 年 1 月到期 ( 本票據 或 本工具 ) 由新鴻基地產有限公司提供擔保 重要風險通知 : 此乃投資產品 投資決定是由閣下自行作出的, 但閣下不應投資在該產品, 除非中介人於銷售該產品時已向閣下解釋經考慮閣下的財務情況 投資經驗及目標後, 該產品是適合閣下的 本票據並不相等於定期存款 發行人 / 擔保人風險 本票據表現受 Sun Hung Kai Properties (Capital Market) Limited 及新鴻基地產有限公司 ( 擔保人 ) 的實際和預計借貸能力所影響 就償債責任而言, 本票據不保證發行人及擔保人不會拖欠債務 在最壞情況下, 如果發行人及擔保人不履行契約, 本票據持有人可能無法取回本票據的利息和本金 以下 風險因素 部份及本票據相關發售文件 ( 可向滙豐索取 ) 將列出其他風險因素, 詳情請參閱有關部份 警告 本文件的內容未經在香港的規管當局審核 閣下應就有關要約謹慎行事 如閣下對本文件的任何內容有任何疑問, 閣下應尋求獨立專業意見 重要提示如閣下對此要約的任何方面有疑問, 應諮詢持牌證券交易商 銀行經理 律師 會計師或其他專業顧問 認購或購買之最低本金金額低於 500,000 港元或等值之其他貨幣的票據, 不可以任何文件形式在香港發售或銷售 此外, 除香港證券法批准者外, 任何人士均不得於香港或任何其它地區發行或出於發行之目的保留直接向香港公眾發行 或內容可能將被香港公眾獲取或了解之任何票據相關廣告 邀請或文件 * 如閣下透過電郵收取本條款表, 則條款表的日期為條款表的郵件所載日期 如閣下透過傳真收到本條款表, 條款表日期即文件頁首或條款表附函所示的日期 如閣下透過互聯網閱讀本條款表, 則條款表的日期為網頁所示日期

12 發行人 : 條款表 Sun Hung Kai Properties (Capital Market) Limited 序列號 :SHK-082 擔保人 : 新鴻基地產有限公司 票據號 :1 ISIN 編碼 :XS 類別 : 評級 : ( 評級並不代表建議購買 出售或持有證券 / 票據, 且可由授予評級之機構隨時終止 更改或撤銷 ) 定息票據 票據評級 : A1( 穆迪 )/A+( 標普 )( 截至 2013 年 1 月 16 日 ) 本票據將構成發行人之直接 無條件 非後償及 ( 受本票據發售文件的條件 4 條文之規限 ) 無抵押債務, 彼此之票據的地位 : 間具有同等地位及並無享有任何優先權, 並與發行人現有及未來的所有其他非後償及無抵押債務具有同等地位 ( 惟法律規定的若干例外情況除外 ) 擔保人已就根據本工具註明由發行人應付的全部款項的全額到期付款提供無條件及不可撤回的擔保 擔保人於擔保項下之責任將構成擔保人直接 無條件 非後償及擔保 : ( 受本票據發售文件的條件 4 條文之規限 ) 無抵押債務, 與擔保人現有及未來所有其他無抵押及非後償債務具有同等地位 ( 惟適用法律的強制性條款所規定的若干例外情況除外 ) 發行日期 : 16/01/2013( 日 / 月 / 年 ) 到期日期 : 16/01/2023( 日 / 月 / 年 ) 票息 : 每年 3.625% 票息頻率 : 每半年倘若發行人及 / 或擔保人須扣除或預扣任何稅項, 特別是在本票據發售文件中載列的稅項, 則發行人有權提早基於稅務理由贖回贖回本票據 有關更多詳情, 請參閱本票據發行文件的條件 6.02 日期為 2012 年 11 月 15 日有關 6,000,000,000 美元的債務工具發行計劃的資料備忘錄 ( 經不時修訂或補充 ) ( 資料備忘錄 ) 以及日期為 2013 年 1 月 8 日的相關定價補充文件 ( 定價補充文件 ) 發售文件 : 除本條款表另有規定外, 本條款表所使用但並未作出定義的任何大寫術語應具有本工具上述發售文件所載的涵義 貨幣及發行金額 : 500,000,000 美元計息開始日期 : 16/01/2013( 日 / 月 / 年 )

13 面額 : 最小投資額 : 200,000 美元及超過部份按 1,000 美元的倍數計算 每名投資者 :200,000 美元 到期贖回 : 按面值 (100%) 利息支付日期 : 營業日慣例 : 營業日慣例適用的日期 : 計息日期慣例 : 30/360 營業日 : 上市及定價 : 截止及包括到日期前每年 1 月 16 日及 7 月 16 日 首個利息支付日期將為 2013 年 7 月 16 日 倘任何日期並非營業日, 則應推遲至下個營業日 利息支付日期及到期日期 香港 紐約市及倫敦 本票據在香港聯交所 ( 交易所 ) 上市 須根據證券及期貨條例附表 7 第 2 部份第 1(b) (c) (d) 及 (e) 節予以提供的有關本票據最後收市價及過往價格的資料並無載入本文件, 原因是 : 所得款項用途 : 發行及支付代理 : 香港支付代理 紐約支付代理 : 登記處 : 備選登記處 : 結算 : 法律 : 發行人簡介 ( 摘自資料備忘錄第 72 頁 ): 本票據並無於交易所交易的任何記錄 ; 過往價格包括但不限於緊接 (a) 本發售,(b) 有關本發售的公佈及 (c) 緊接本發售前六個月各月之前的最後交易日的收市價 以及最後六個月期間的最高及最低收市價無法透過交易所及 / 或其他公開來源取得 發行本工具的所得款項淨額將借予擔保人的一間或多間附屬公司, 用於新鴻基地產集團的一般公司用途 英國滙豐銀行有限公司 香港上海滙豐銀行有限公司 HSBC Bank USA, National Association 英國滙豐銀行有限公司 HSBC Bank USA, National Association Euroclear 及 / 或 Clearstream 英國法律 發行人乃於 1998 年 12 月 29 日根據開曼群島法律以獲豁免無限期公司的形式註冊成立 截至資料備忘錄日期, 發行人擁有法定股本 10,000 美元, 包括 10,000 股每股面值 1 美元之股票, 其中 10 股已經發行 發行人為擔保人直接全資擁有的附屬公司, 截至資料備忘錄日期, 除了就制定本計劃訂立有關安排以及將本計劃的所得款項借予擔保人的一間或多間其他附屬公司之外, 並無開展任何業務 截至資料備忘錄日期, 發行人並無附屬公司

14 截至資料備忘錄日期, 發行人的董事如下 : 陳鉅源陳國威 發行人董事履行其董事職務的辦公地址為 : 香港港灣道 30 號新鴻基中心 45 樓 發行人並無員工 截至 2012 年 9 月 30 日, 發行人的未償還借款總額為 2,896,194 萬港元 (371,307 萬美元 ) 發行人並無編製財務報表 發行人之董事並無於發行人持有任何權益, 亦無在擔保人之股份中持有權益或被視為持有權益 有關陳鉅源先生及陳國威先生分別持有的擔保人股份權益的詳情, 乃披露於資料備忘錄 擔保人之董事及高級管理層 董事及高級行政人員之權益 一節中 發行人聯絡資料註冊成立地址 : 開曼群島 香港註冊或主要辦事處地址 : 發行人並未在香港註冊, 在香港亦無主要辦事處 擔保人簡介 ( 摘自資料備忘錄第 76 頁 ): 成立地點的註冊或主要辦事處地址 : PO Box 309, Ugland House, Grand Cayman, KY1-1104, Cayman Islands 新鴻基地產有限公司 ( 新鴻基地產 或 擔保人 ) 由已故主席郭得勝先生成立, 郭得勝先生在 1958 年首次參與房地產開發業務 新鴻基地產於 1972 年 7 月在香港註冊成立為有限責任公司, 當時名稱為 Sun Hung Kai (Holdings) Limited( 新鴻基地產有限公司 ), 於 1972 年 8 月在香港聯交所上市, 並於 1973 年 3 月採用目前的名稱 新鴻基地產乃香港最具規模之地產公司之一, 按照其股份於 2012 年 10 月 19 日在香港聯交所的收市價計算, 其市值約為 2,825 億港元 (362.2 億美元 ) 新鴻基地產是恆生指數的成分股 新鴻基地產之主要業務為持有多家附屬公司之投資 新鴻基地產及其附屬公司 ( 統稱 新鴻基地產集團 ) 之主要業務是在香港及中國大陸發展物業以供銷售及進行

15 投資 截至 2012 年 6 月 30 日, 新鴻基地產集團在非房地產類別的主要投資包括 : (i) 持有香港一間移動電話公司數碼通電訊集團有限公司之 66.51% 股權 ; (ii) 持有載通國際控股有限公司 ( 其附屬公司在九龍及新界運營特許經營及非特許經營的巴士服務 ) 之 33.28% 股權 ; 及 (iii) 持有新鴻基地產集團的旗艦科技基建公司新意網集團有限公司之 74.04% 股權 所有上述公司均於香港聯交所上市 新鴻基地產集團在 建築 物業管理 酒店管理及酒店所有權 保險 運 輸 基建 物流及停車場管理方面亦擁有業務 擔保人聯絡資料 註冊成立地址 : 香港 註冊辦事處地址 : 香港港灣道 30 號新鴻基中心 45 樓 服務收費 託管服務豁免代收利息豁免到期贖回豁免 印花稅 購買本票據無須支付香港印花稅 風險因素 購買本票據涉及投資風險 ( 包括以下 風險因素 所載風險及可向滙豐索取的本票據相關發售文件披露的風險 ) 在投資於本票據之前, 投資者應考慮投資本票據所涉及的風險, 並就本身的財政狀況及投資目標, 考慮是否適合投資於本票據 如有任何疑問, 應諮詢獨立專業顧問的意見 本票據涉及的一般風險因素 本票據主要提供中長期的投資, 並不是短線投機的工具 閣下應準備於整段投資期內將資金投資於本票據上 ; 若閣下選擇在到期日之前提早出售本票據, 可能會損失部份或全部的投資本金額 本票據並不相等於定期存款, 亦不應被視為其替代品 本票據並非受保障存款, 且不受香港存款保障計劃之保障

16 於本票據到期日收回利息和本金需受發行人及擔保人的信貸及違約風險影響 如果發生違約, 票據持有人可能無法取回本票據的利息和本金 票據持有人須承擔發行人及擔保人的信貸及違約風險, 且不能向滙豐追討任何賠償, 除非滙豐本身為該票據之發行人或擔保人 一家或多家獨立信用評級機構可能會向發行的票據授予信用評級 信用評級可能不會反映票據所有相關風險以及可能影響票據價值的其他因素 信用評級並不能對發行人或擔保人的信用水平提供保證 評級機構的信用評級並非買入 出售或持有證券的建議, 可能隨時修訂 暫停或撤回 倘若評級機構於任何時間暫停 下調或撤回對本票據的評級, 則可能會對本票據的市價造成不利影響 本票據的市價可能會隨著市場變化而波動 影響本票據價格的因素包括, 但不限於, 利率 票據息差及流通性溢價的波動 特別是, 投資本票據易受市場利率波動影響, 或將對本票據價值產生不利影響 本票據價值或會因利率上升而下跌 而孳息率的上落對越長年期的票據價格影響一般較大 買賣票據帶有風險, 投資者未必能夠賺取利潤, 可能會招致損失 如閣下打算出售經滙豐代您購入的票據, 滙豐可在正常市場下, 按市價進行有關交易 但基於市場變動, 買入價與原定的賣出價可能不同 倘若閣下選擇將票據所支付的付款兌換為本國貨幣, 可能須承受匯率波動的風險 票據發行時可能並無一個已建立的交易市場, 亦可能永遠不會建立 即使二手市場已建立, 交易本票據的二手市場或不能提供龐大的流通量或按現行市價買賣, 且可能與閣下之預期不符 因此, 閣下或許不能於到期日前輕易出售本票據, 或按可為閣下提供可類比有已建立二手市場的投資工具所獲收益的價格出售 於發生若干事件後, 發行人有權 ( 但無責任 ) 在到期日前提早贖回票據 ( 詳情請參閱票據發售文件 ) 倘發行人在到期日前行使其權利贖回票據, 則閣下或會承受票據項下的重大損失, 且當閣下將根據是次提早贖回獲得的金額再投資於其他風險相近的投資時, 閣下或無法享受相同的回報率 投資者責任及聲明 投資者向分銷商購買本票據時, 投資者將被視為作出一系列承諾及聲明, 包括 : (i) 於作出任何投資決定前, 已閱讀及理解本條款概要, 包括 風險因素 部分所說明的有關投資本票據的風險 ; (ii) 明白於作出任何投資決定前, 應參閱可向滙豐索取的本票據相關發售文件, 以便獲得有關本票據條款及所涉及風險的進一步詳情 ; (iii) 確認準備於整段投資期內將資金投資於本票據上 ; 若投資者選擇在到期日之前提早出售本票據, 可能會損失部分或全部的投資本金 ;

17 (iv) 明白本文不擬提供稅務 法律或會計意見 投資建議或對發行人及擔保人的誠信或其他方面進行評估, 投資者亦不應依賴本文作上述用途 準投資者應諮詢其稅務 法律 會計及 / 或其他顧問 ; 及 (v) 明白就於閣下整體投資組合所佔比例而言, 閣下應避免過度集中於一個投資類型, 以防止集中於某個投資類型而增加投資風險 在投資票據後, 怎樣查詢票據的市值? 您可聯絡滙豐在香港的各分行查詢票據的市值 注意:如您對我們的服務有任何意見或投訴, 請聯絡我們在香港的任何分行 致電 (852) ( 滙豐卓越理財客戶 ),(852) ( 運籌理財客戶 ) 或 (852) ( 其他個人理財客戶 ) 致函我們的客戶關係部 ( 九龍中央郵政局郵政信箱 號 ) 或電郵至 feedback@hsbc.com.hk 我們在一般情況下會於合理的時間 ( 通常 30 日 ) 內回覆客戶的投訴 若您對投訴結果仍有不滿, 您有權將個案轉交香港金融管理局的法規部處理, 地址為香港中環金融街 8 號國際金融中心 2 期 55 樓 有關金錢糾紛, 您有權將個案轉交金融糾紛調解中心 ( 香港鰂魚涌英皇道 734 號樂基中心 15 樓 ) 處理 關於網站的提述 本文件有提述若干網站, 其中或可提供進一步資料, 以指引閣下取得有關證券的更多公眾資料 該等網站所載的資料並非發售文件的一部份 滙豐對該等其他資料 ( 如有 ) 是否準確及 或最新概不承擔任何責任, 且本集團及本集團相關聯屬公司對任何該等資料概不承擔責任 免責聲明香港上海滙豐銀行有限公司 ( 滙豐 ) 刊發本文件 本條款表所載資料取自滙豐相信為可靠之來源, 惟滙豐並未對其進行獨立核實 滙豐概無作出任何性質的聲明及保證 ( 明示或暗示 ), 亦不對本文件所載任何資料 預測 聲明及保證 ( 明示或暗示 ) 之完整性或準確性或任何遺漏承擔任何責任 本文件內發表之意見乃真誠地發表, 惟可未經通知而改變 滙豐概不就使用本文件所導致之任何直接或間接或相應而生之損失接納任何責任 謹請注意, 上述利率或價格乃僅供參考, 並可能根據市況而變動 若干司法管轄區之法律可能限制派發本文件, 而本交件中所載之資料乃僅供收件人閱覽, 不得複製或以其他形式傳佈 滙豐及其聯屬公司及 / 或高級職員 董事及僱員可能就本文件所述之任何金融工具或貨幣持倉, 並可不時增加或出售有關金融工具或貨幣 使用資料之人士務請就其中所載之任何事宜作出獨立判斷 由香港上海滙豐銀行有限公司 ( 滙豐, 註冊地址為香港皇后大道中 1 號 ) 刊發 香港上海滙豐銀行有限公司是分銷商, 為滙豐集團旗下控股公司 滙豐控股有限公司的全資附屬公司 香港上海滙豐銀行有限公司經由香港金融管理局授權及監管根據 << 證券及期貨條例 >> 註冊為註冊機構,

18 中央註冊編號為 AAA523 註冊辦事處 : 香港皇后大道中 1 號電話 : , 滙豐集團成員