SECTION CONTENTS 类别 PAGE A Current Account 印尼盾支票账户 2 B Time Deposit 印尼盾定期存款 3 C Foreign Exchange Outward Remittance 外汇汇出 4 D Foreign Exchange Inward Remittance 外汇汇入 5 E Rupiah Transfer 印尼盾跨行转账 5 F Check Collection 支票托收 6 G Payroll Package 代发工资 6 H ENQUIRY 各类查询 6 I Traveler s Check 旅行支票 6 J Rupiah Savings Account 储蓄账户 7 K USD & RMB Personal Account 美元 & 人民币非支票账户 7 L INTERNET BANKING 8 M DEBIT CARDS 9 Prepared by, Approved by, Jenny Fanany Du Qiqi Zhang ChaoYang Head of Banking Dept. Assistant CM Country Manager Page 1 of 9
SECTION A. CURRENT ACCOUNT 印尼盾支票账户 1.1 Interest rate paid by bank (% per annum) 利率 In Rupiah 单位 : 印尼盾或 % 或年率 In USD 单位 : 美元或 % 或年率 In RMB 单位 : 人民币或 % 或年率 Balance 金额档次 REFER TO TABLE OF INTEREST RATE 0 0 0 0 1.2 Initial deposit *other currency RMB 10,000 Currency 初始存款 1,000,000 1,000 (corporate only) 1.3 Minimum balance 1,000,000 *other currency RMB 10,000 Currency 1,000 (corporate only) 1.4 Monthly administration Per month 账户管理费 20,000 5 0 每月 1.5 Book of cheque / Giro 100,000 Per book 支票 (75,000 + 25,000) 25,000 每本 1.6 Counter cheque 20,000 Per check 支票 (3,000 + 17,000) 每张支票 a. Cash withdraw 1.7 取钞费 0.5% 0.5% 每次最低 5 美元 b. Free of charge for cash withdraw USD 5,000 RMB 30,000 Daily maximum per CIF 1.8 a. Cash deposit 存钞费 0% 0% 每次最低 5 美元 b. Free of charge for cash deposit Free (no daily limit) 1.9 Account closing charge 关户费 1.9.1 Less than 6 months (include 6 months) 开户不到六个月 ( 含六个月 ) 150,000 20 0 1.9.2 Less than 12 months (include 12 months) 100,000 10 0 开户不到一年 ( 含一年 ) 1.9.3 More than 12 months 开户一年以上 50,000 5 0 1.10 Charge for statement in addition to monthly 10,000 1.0 1.0 statement 额外对帐单费 1.11 Counter fee for check 临时支票费 20,000 1.12 Audit confirmation 审计确认函 50,000 6 USD 6 1.13 MT940/950 50,000 6 USD 6 *other currency: (GBP/ SGD/ AUD/ EUR) = 1,000 or HKD10,000 or JPY100,000 Daily maximum Per piece 每张 Per case 每次或每账户 Per message 每个电报 Page 2 of 9
SECTION B. TIME DEPOSIT 印尼盾定期存款 2.1 Interest rate paid by bank (% per annum) 利率 In Rupiah Interest rate 利率 In USD Interest rate 利率 In RMB Interest rate 利率 REFER TO TABLE OF INTEREST RATE Tenor 期限 2.2 Initial deposit 初始存款 10,000,000 1,000 *other currency 2.3 a. Cash withdraw RMB 10,000 - personal RMB 100,000-corporate Per ticket 每单 取钞费 0.5% 0.5% 最低伍美元 b. Free of charge for cash withdraw USD 5,000 RMB 30,000 Daily maximum per CIF 2.4 a. Cash deposit 存钞费 0% 最低伍美元 b. Free of charge for cash deposit Free (no daily limit) Daily maximum 2.5 Pre-mature withdraw 提前支取 Zero interest 零利率 Pre-approved by bank 须事先获取银行同意 Other currency: (GBP/SGD/AUD/EUR)=1,000 or HKD10,000-personal/ HKD100,000-corporate or JPY100,000 Page 3 of 9
SECTION C. FOREIGN EXCHANGE OUTWARD REMITTANCE 外汇汇出汇款 Bank Charges 费率 3.0 Outward Telegraphic Transfer Charge In (include Pre-Settlement) USD 电汇 ( 包括预结汇汇款 ) 单位 : 美元 3.1 Commission Source of fund in USD 同币汇款 Source of fund in RMB 同币汇款 Source of fund in IDR 异币汇款 3.2 Outward Telegraphic Transfer (RMB Remittance) 电汇 ( 人民币汇款 ) 3.3 Commission Source of fund in same currency 同币汇款 Source of fund in IDR 异币汇款 0.05% Min 5 Max 50 0.1% Min 5 Max 100 Exchange to USD TT selling 汇卖价 Charge In USD 单位 : 美元 Min 5 0.1% Max 100 TT selling 汇卖价 3.4 Cable fee for All kind of Remittance 电报费 4 7 3.5 Pay in full amount (paid to Correspondent s bank ) 10 3.6 Full Payment Service (paid to Beneficiary s account) 3.7 Cancellation charge 撤销费 3.8 Amendment 修改费 3.9 Stop payment 止付 Remittance currency can be: USD,HKD,SGD,JPY,EUR,GBP,AUD,CNY 汇款币种有美元 港币 新元 日元 欧元 英镑 澳大利亚元 Personal Account 有账户客户 Corporate Account 公司账户客户 Personal 个人和无账户客户 No Commission According to remittance amount 根据汇款金额 According to remittance amount 根据汇款金额 According to remittance amount 根据汇款金额 Remittance currency only in CNY 汇款币种有美元 港币 新元 日元 欧元 英镑 澳大利亚元 Corporate Account 公司账户客户 No Commission According to remittance amount 根据汇款金额 Personal Account 有账户客 Corporate Account 公司账户客户 Paid to any Bank in China special for RMB Remittance 收款人为境内任何银行 ---- 仅适用于人民币汇款 Paid to BOC in China (incl.usd Pre Settlement) 15 收款人在中国 Paid to Banks other than BOC in China or Outside 20 (incl.usd & other foreign currency) 收款人不在中国 USD 25 For TT USD send to some countries, exclude to 54 countries (update to changing) that are not guarantee to accept Full Pay condition EUR 25 Remit amount EUR 0 12,500 EUR 50 Remit amount EUR 12,500 1,000,000 7 7 7+correspondent bank charge 美元 7 元加中间行费 Page 4 of 9
SECTION D. FOREIGN EXCHANGE INWARD REMITTANCE 外汇汇入汇款 4.0 Inward Telegraphic Transfer 电汇汇入 4.1 Commission Customer of us 我行客户 4.2 Onward-remittance to other bank 转汇他行 Charge In USD 单位 : 美元 Remittance currency can be USD,HKD,SGD,JPY,EUR,GBP,AUD 汇款币种有美元 港币 新元 日元 欧元 英镑 澳大利亚元 5 (SHA) Credited to A/C with us 贷记我行账户 TT rate buying Credited to IDR A/C with us 贷记在我行印尼盾账户 15 Remittance in USD 汇款货币为美元 10 Remittance in GBP 汇款货币为英镑 25 Remittance in AUD 汇款货币为澳大利亚元 4.3 Inward Demand Draft 汇票汇入 4.4 Commission 4.5 Cancellation charge 撤销费 Charge In USD 单位 : 美元 5 Credit to account with us 贷记在我行账户 Cash rate buying Encashment 取钞现钞买入价 Per ticket 12.5+correspondent bank charge 每张美元 12.5 元加中间行费 4.6 Amendment 修改费 4.7 Stop payment 止付 7+correspondent bank charge 美元 7 元加中间行费 7+correspondent bank charge 美元 7 元加中间行费 SECTION E. RUPIAH TRANSFER 印尼盾跨行转账 Item Charge In Rupiah 单位 : 印尼盾 5.1 RTGS 电子实时转账 5.1.1 Before 2 pm 下午 2:00 点前交单 25,000 5.1.2 After 2 pm, Cut off Time: 3 pm 下午 2:00 点后交单 35,000 5.2 Clearing ( SKN) 纸清算 a. Outgoing Payment: Cut off Time: 1 pm 5,000 Account customer 有账户客户 b. Clearing Deposit using cheque/ giro - Main Br Cut off Time: 1 pm - Sub Branch Cut off Time: 12 pm 5.3 Rejected clearing 拒付罚款 2,000 Account customer 有账户客户 150,000 Not enough balance 账户余额不足 150,000 Other reason 其他原因 Page 5 of 9
SECTION F. CHECK COLLECTION 票据托收 Product 6.1 Overseas check collection 国外票据托收 Charge 收费 USD10.00 Per piece USD25.00 Per piece DHL fee USD100 Commission (< USD500.00, Cash Letter Service) Commission ( USD500.00, Final Credit Service) Postage charge 邮电费 Correspondent bank charges, deduct from the proceeds (if collect via Wells Fargo) SECTION G. PAYROLL (IDR) PACKAGE 代发工资 Item Charge In Rupiah 单位 : 印尼盾 7.1 Manual system 手工代发 3,000 每人 / SECTION H. ENQUIRY 查询 Item 8.1 letter 介绍信 8.2 Inquiry message relating to deposit at BOC China (incl. Signature Verified) 查询在中国存款情况 8.3 Inquiry message regarding remittance status 查询汇款 8.4 Inquiry message/evidence regarding transaction above 6 months ago Charge 单位 IDR 100,000 Per letter 每张 IDR 200,000 Per message ( by SWIFT ) ( 电报 ) USD 7.00 Per message ( by SWIFT ) ( 电报 ) USD 100 Per transaction SECTION I. TRAVELLER CHECK ENCASHMENT AND COLLECTION 旅行支票兑付及托收 Item 9.1 Encashment of TC 兑现 Services charge 9.2 Collection of TC 托收 Service Charge Charge 费率 1.5%(Min USD15) 最低 15 美元 1.0% (min USD15 max USD150) 最低 15 美元, 最高 150 美元 Page 6 of 9
SECTION J. RUPIAH SAVING ACCOUNT 印尼盾储蓄存款 In IDR 单位 : 印尼盾或 % 或年率 % 10.1 Initial deposit 初始存款 500,000 10.2 Minimum balance 10,000 10.3 Monthly administration 账户管理费 2,000 Per month 每月 10.4 Book replacement 10,000 Damage 损坏 存折更新 15,000 Lost 丢失 10.5 Account closing charge 账户关户费 10.5.1 Less than 6 months (include 6 months) 开户不到六个月 ( 含六个月 ) 100,000 10.5.2 Less than 12 months (include 12 months) 开户不到一年 ( 含一年 ) 50,000 10.5.3 More than 12 months 开户一年以上 25,000 SECTION K. USD & RMB PERSONAL SAVING ACCOUNT 美元个人非支票存款 In USD 单位 : 美元或 % 或年率 500 *other currency In RMB 单位 : 人民币或 % 或年率 11.1 Initial deposit 初始存款 *other currency 11.2 Minimum balance 10 10 **other currency **other currency 11.3 Monthly administration 0.5 0 Per month 账户管理费 每个月 11.4 a. Cash withdraw 0.5 % 0.5% 取钞费 每次最低 5 美元 b. Free of charge for cash withdraw USD 5,000 RMB 30,000 11.5 a. Cash deposit 存钞费 0 0 Free b. Free of charge for cash deposit (no daily limit) Daily maximum 每次最低 5 美元 Daily maximum 11.6 Account closing charge 账户关户费 11.6.1 Less than 6 months (include 6 months) 开户不到六个月 ( 含六个月 ) 11.6.2 Less than 12 months (include 12 months) 开户不到一年 ( 含一年 ) 11.6.3 More than 12 months 开户一年以上 12 0 6 0 3 0 *Other currency for Initial deposit: (GBP/ SGD/ AUD/ EUR) = 500 or HKD1,000 or JPY100,000 **Other currency for Minimum balance: (GBP/ SGD/ AUD/ EUR) = 10 or JPY10,000 Page 7 of 9
SECTION L. INTERNET BANKING PERSONAL CORPORATE 12.1 E-Token Fee (Bind) IDR 85,000 IDR 100,000 Free for new apply Max 3 devices free for corp 12.2 SKN IDR 3,000 IDR 3,000 12.3 RTGS IDR 20,000 IDR 20,000 12.4 SWIFT 12.4.1 OUTWARD TRANSFER a. Telex Fee USD 4 USD 7 b. Full Amount Not available USD 20 c. Full Amount USD 20 (GPI) USD 20 d. Commission 0.05% (min USD 5-50) 0.1% (min USD 5-100) 12.4.2 RMB REMITTANCE a. Telex Fee USD 7 b. Full Amount This service is not available anymore USD10(BOC) USD20 (Non BOC) c. Commission 0.1% (min USD 5-100) 12.4.3 RMB PRE SETTLEMENT a. Telex Fee USD 4 inapplicable b. Full Amount USD 15 (BOC) inapplicable b. Full Amount USD 20 (Non BOC) inapplicable c. Commission 0.05% (min USD 5-50) inapplicable Page 8 of 9
SECTION M. DEBIT CARDS China Union Pay (CUP) MASTER CARD 13.1 ATM Cash Withdrawal a. ATM Bersama IDR 5,000 IDR 5,000 Free 3x CWD/ month b. Non ATM Bersama (CUP/ IDR 25,000 IDR 25,000 Per transaction MC Network) c. International IDR 25,000 IDR 25,000 Per transaction (CUP/ MC Network) d. Mainland China RMB 20 IDR 25,000 Per transaction (CUP/ MC Network) e. Mainland China RMB 10 IDR 25,000 Per transaction. (BOC Network -ATM) f. Mainland China (BOC Network -ATM) Free inapplicable Study in China & VIP Card g. Mainland China (BOC Network - Counter) inapplicable inapplicable Per transaction 13.2 Balance Inquiry a. ATM Bersama Network Free Free b. Non ATM Bersama Network Free Free c. International Free Free d. Mainland China Free Free 13.3 Replacement Card IDR 50,000 IDR 50,000 13.4 Monthly Fee a. Apply only 1 card IDR 5,000 IDR 5,000 b. Apply 1 card + Internet Banking Free Free 1 card + IB c. Apply 2 cards (CUP + Master) IDR 5,000 Free Apply 2 cards, the 2nd card is free d. Student s account Free Free Student account e. VIP Card Free inapplicable 13.5 Transaction Limit a.cash withdrawal CNY 7,500 IDR 15,000,000 Per day b.cash withdrawal (student account) CNY 7,500 IDR 15,000,000 Per day c. Cash withdrawal (VIP Customer) CNY 7,500 IDR 15,000,000 Per day d. POS transaction/spending CNY50,000 IDR 50,000,000 Per day e. POS transaction/spending (student) CNY 7,500 IDR 50,000,000 Per day f.. POS transaction/spending (VIP) CNY 7,500 IDR 50,000,000 Per day g. Transfer inapplicable IDR 50,000,000 Per day Page 9 of 9