Terms and Conditions of "Up to 15% Cash Rebate on Dining, Overseas, Online and Wellcome Spending and "Enjoy Extra $200 Cash Rebate for Selected VISA Cardholders (the Promotion ) A. General Terms and Conditions of the Promotion: 1. The Promotion is valid from 1 December 2014 to 31 January 2015 (both dates inclusive) (the "Promotion Period") 2. To be eligible for Up to 15% Cash Rebate on Dining, Overseas, Online and Wellcome Spending Offer, cardholders are required to make eligible local and overseas retail transactions or cash advance ("Eligible Transactions") (as defined in Clause 6 below) with Eligible Cards for Up to 15% Rebate (as defined in Clause 1 in Section B) during the Promotion Period. To be eligible for "Enjoy Extra $200 Cash Rebate for Selected VISA Cardholders Offer, cardholders are required to make Eligible Transactions with Selected VISA Credit Cards" (as defined in Clause 1 in Section C) during the Promotion Period. Eligible Cards for Up to 15% Rebate and Selected VISA Credit Cards will be referred collectively as Eligible Cards for the Promotion herein below. 3. Subject to Clause 6 herein below, among the Eligible Transactions, a certain amount must be Eligible Dining, Overseas, Online and/or Selected Supermarkets and Online Stores Transactions (as defined in Clause 2 in Section B). 4. Cardholders are required to register their Eligible Card for the Promotion accounts anytime from the first day (starting at 12:00am) to the last day (ending at 11:59pm) during the Promotion Period via the 24-hour registration hotline 1836 369 or website at sc.com/hk in order to enrol in the Promotion. Only the first 70,000 successfully registered cardholders are eligible for the Promotion. 5. Each Eligible Card for the Promotion is required to be registered once only within the Promotion Period. Cardholders will receive a reference number upon successful registration. Cardholders are required to keep the reference code for verification. All registered information will be recorded, which cannot be cancelled, changed or exchanged. Eligible Transactions shall be determined at the sole and absolute discretion of the Bank. 6. Eligible Transactions ( Eligible Transactions ) include all local and overseas retail purchases, online purchase, cash advance, mail order, phone order, and the total new principal amount of Interest-free Instalment Plan (as defined in Clause 7 below) made during the Promotion Period. They do NOT include auto payment, utilities bill, insurance payment, Octopus Automatic Add- Value amount, billed monthly instalment of Interest-free Instalment Plan, handling fee, annual fee, past due charges, overlimit charges, interest/finance charges, balance transfer amount and interests, "Credit-to-Cash" Preferential Annual Rate Program amount and interests/handling fee, "Instalment Credit" Plan or billed monthly instalment of interest-free instalment plan and interest/handling fee, online bill payment, casino chip exchange and tax payment. Any unposted/cancelled/refunded/falsified and any unauthorized transactions are also excluded. For the spending amount of Standard Chartered UnionPay Dual Currency Platinum Credit Card in CNY, a designated conversion rate of 1.26 will be used to calculate the accumulated spending requirement of this Promotion, that is, CNY100 equivalent to HKD126 for the calculation of the accumulated spending requirement of this Promotion. The Bank reserves the right to determine the final designated conversion rate for calculation of the accumulated spending requirement in the Promotion without further notice. In case of disputes, the decision of the Bank should be final. 7. The total new principal amount of Interest-free Instalment Plan is the amount of the posted first instalment multiplied by the total number of instalments. 8. All Eligible Transactions must be posted on or before 3 February 2015 based on the transaction date as shown on the credit card monthly statement. 9. The cash rebate offered under this Promotion will be credited to the respective Eligible Card for the Promotion account on or before 30 April 2015 (the Fulfilment Date ) and will be shown in monthly credit card statement. The amount of the cash rebate will be rounded up to the nearest Hong Kong dollar (decimal places will not be included). 10. Each Eligible Card for the Promotion account is entitled to the cash rebate once within the Promotion Period. 11. Transactions and the cash rebate enjoyed by the Principal and Supplementary cardholder(s) of the Eligible Card for the Promotion account will be counted collectively. 12. Registered cardholders shall notify the Bank if they do not receive the cash rebate 1 month after the Fulfilment Date; otherwise, the Bank accepts no liability and will not be liable for any compensation.
13. The Eligible Card for the Promotion account must be valid, non-delinquent and in good financial standing when the cash rebate is to be credited. The cash rebate amount cannot be drawn as cash advance, is non-exchangeable, non-transferable and cannot offset credit card payment. 14. The Bank will verify the transaction record to confirm cardholders' eligibility under the Promotion. In case of discrepancy between the Bank's computer record and details recorded on the credit card sales slips, the Bank's computer record shall prevail. 15. If cardholders have cancelled any related transactions which had been included in calculating for this Promotion after the cash rebate has been credited to the Eligible Card for the Promotion accounts, the Bank has the right to debit the amount equivalent to the value of cash rebate from Eligible Card for the Promotion accounts without further notice. 16. Cardholders understand and accept that the Bank is not the supplier of the products/services purchased from the merchants. The Bank shall bear no liability relating to any aspect of the products/services, including without limitation, their quality, the supply, the descriptions of goods and/or services provided by the merchants, any false trade description, misrepresentation, misstatement, omission, unauthorized representation, unfair trade practices or conduct in connection with this Promotion of the offers or in making available the offers or the products and/or services under the Promotion, by the merchants, their employees, officers or agents. 17. Cardholders are required to keep the relevant original sales receipts and credit card sales slips for inspection upon request by the Bank. In case of disputes, cardholders are required to submit the relevant original sales receipt(s) and credit card sales slip(s) for further investigation by the Bank. All relevant documents submitted to the Bank will not be returned. 18. The Bank reserves the right to alter or terminate the above offers and amend the terms and conditions at any time. In case of disputes, the decision of the Bank shall be final. 19. If there is any inconsistency or conflict between the English and the Chinese versions of these Terms and Conditions, the English version shall prevail. B. Terms and Conditions of "Up to 15% Cash Rebate on Dining, Overseas, Online and Wellcome Spending Offer: 1. To be eligible for the "Up to 15% Cash Rebate on Dining, Overseas, Online and Wellcome Spending Offer, cardholders are required to make Eligible Transactions with credit cards issued by Standard Chartered Bank (Hong Kong) Limited (the "Bank"), including Standard Chartered Credit Card, Standard Chartered Co-branded Card, Standard Chartered UnionPay Dual Currency Platinum Credit Card, Standard Chartered WorldMiles Card (formerly known as Standard Chartered American Express Card), MANHATTAN Credit Card and MANHATTAN Co-branded Card (except Standard Chartered Corporate Card and Standard Chartered Business Card) ( Eligible Cards for Up to 15% Rebate ). 2. During each month of the Promotion Period, in order to be entitled to the cash rebate on Eligible Dining, Overseas, Online and/or Selected Supermarkets and Online Stores Transactions (as defined below), registered cardholders are required to make Eligible Transactions (as defined in clause 6) to be accumulated with the Eligible Card for Up to 15% Rebate Offer accounts within the same month ( Any Retail/Online Transactions and/or Cash Advance Accumulated Monthly ) of a designated amount; and among Any Retail/Online Transactions and/or Cash Advance Accumulated Monthly, a certain amount must be Eligible Dining, Overseas, Online and/or Selected Supermarkets and Online Stores Transactions ( Designated Spending ). Designated Spending includes: (a) Eligible Dining Transactions ( Eligible Dining Transactions ) means transactions made at all local restaurants, fast food restaurants, hotel dining spots, drinking places, bars, lounges and discos in Hong Kong Dollars with the Eligible Card for the Promotion during the Promotion Period. They do NOT include transactions made with merchants with merchant codes not defined as restaurants/dining merchants/organizations (as defined by the Bank/Visa International/MasterCard Asia/Pacific (Hong Kong) Limited/ American Express/UnionPay from time to time), overseas dining transactions, transactions made in private parties/functions, private room events, private kitchen, dining outlets in food courts/supermarkets/department stores, transactions in associations/ club houses or individual merchants with merchant codes not defined by the acquiring banks as appropriate merchant codes of the relevant business or any unauthorized transactions. Please call our Customer Service Hotline for any enquiry about the merchant code of a transaction with a particular merchant.
(b) Eligible Overseas Transactions ( Eligible Overseas Transactions ) means transactions in any foreign currency but excluding Hong Kong Dollars (based on the currency posted on the credit card statement) made outside of Hong Kong with the Eligible Card for the Promotion during the Promotion Period, including overseas retail purchases or cash advances, but excluding purchase of casino chips. (c) Eligible Online Transactions ( Eligible Online Transactions ) means retail purchases made online with the Eligible Card for the Promotion during the Promotion Period. They do NOT include casino chips exchange, phone order, mail order, online bill payment, payment with credit card via internet banking or any transactions made with merchants whose merchant codes are not defined as online transactions (according to the criteria of the Bank, Visa International, MasterCard Asia/Pacific (Hong Kong) Limited or American Express Company from time to time). Any online retail purchase settled with the Standard Chartered UnionPay Dual Currency Platinum Credit Card is not included in the Eligible Online Transaction. (d) Eligible Selected Supermarkets and Online Stores Transactions ( Eligible Selected Supermarkets and Online Stores Transactions ) means transactions made at Wellcome Supermarket, Market Place by Jasons, Jasons Food & Living, ThreeSixty, Oliver's the Delicatessen stores, Wellcome Delivers (www.wellcome.com.hk) and Market Place by Jasons e-supermarket (www.marketplacebyjasons.com) with the Eligible Card for the Promotion during the Promotion Period. Any Retail/Online Maximum Cash Rebate Cash Rebate on Transactions and/or Maximum Cash in whole Promotion Designated Cash Advance Rebate per Month Period Spending Accumulated Monthly HK$5,000 HK$7,999 5% HK$150 HK$300 HK$8,000 or above 15% HK$300 HK$600 C. Terms and Conditions of "Enjoy Extra $200 Cash Rebate for Selected VISA Cardholders Offer: 1. To be eligible for the "Enjoy Extra $200 Cash Rebate for Selected VISA Cardholders Offer, cardholders are required to make Eligible Transactions with the following credit cards issued by Standard Chartered Bank (Hong Kong) Limited (the "Bank"), including Standard Chartered Priority Banking Credit Card, Standard Chartered Visa Platinum Credit Card and MANHATTAN Visa Platinum Credit Card ( Selected VISA Credit Cards ). 2. Registered cardholders of Selected VISA Credit Cards who make Any Retail/Online Transactions and/or Cash Advance Accumulated Monthly (as defined in Clause 2 in Section B) of HK$40,000 or above and Designated Spending (as defined in Clause 2 in Section B) of any amount among Any Retail/Online Transactions and/or Cash Advance Accumulated Monthly during each month of the Promotion Period, will be entitled to an extra HK$200 cash rebate in the same month.
全港食肆 海外 網上及惠康簽賬高達 15% 現金回贈 及 指定 VISA 信用卡客戶額外 $200 現金回贈 推廣計劃 ( 此推廣計劃 ) 之條款及細則 A. 一般條款及細則 : 1. 此推廣計劃之推廣期由 2014 年 12 月 1 日至 2015 年 1 月 31 日 ( 包括首尾兩天 ) ( 推廣期 ) 2. 客戶須於推廣期內以 高達 15% 現金回贈之合資格信用卡 ( 定義見下列 B 部分條款 1) 作合資格本地及海外零售簽賬或現金透支 ( 合資格簽賬 ) ( 定義見下列條款 6), 方可參與 全港食肆 海外 網上及惠康簽賬高達 15% 現金回贈 計劃 客戶須於推廣期內以 指定 VISA 信用卡 ( 定義見下列 C 部分條款 1) 作合資格簽賬, 方可參與 指定 VISA 信用卡客戶額外 $200 現金回贈 計劃 高達 15% 現金回贈之合資格信用卡及指定 VISA 信用卡將在下列條款統稱為 推廣計劃之合資格信用卡 3. 根據下列條款 6, 於合資格簽賬當中, 必須包含合資格食肆 海外 網上及 / 或指定超級市場及網上超市簽賬 ( 定義見下列 B 部分條款 2) 4. 客戶須於推廣期的首天 ( 凌晨 12 時起 ) 至最後一天 ( 晚上 11 時 59 分止 ) 任何時間致電 24 小時登記熱線 1836 369 或登入 sc.com/hk, 登記推廣計劃之合資格信用卡賬戶, 方可參加此推廣計劃 此推廣計劃只適用於首 70,000 名成功登記之客戶 5. 每張推廣計劃之合資格信用卡只須於推廣期內登記一次 成功登記之客戶於完成登記時將獲發一個參考編號 客戶須保留該編號以作核對之用 所有登記資料將會被列入紀錄內, 不可取消 更改及轉換 本行保留有關合資格簽賬的最終決定權 6. 合資格簽賬包括以推廣計劃之合資格信用卡於推廣期內所作之本地及海外零售簽賬 網上簽賬 現金透支 郵購 電話購物 及全新免息分期計劃之總金額 ( 定義見以下條款 7) 其他交易均不適用於此推廣計劃, 包括但不只限於自動轉賬 繳交公共事務費用 保費 八達通自動增值 已誌賬之免息分期之每月供款 手續費 年費 逾期費用 超額費用 利息 / 財務費用 結餘轉賬之金額及利息 兌現年息優惠 計劃之金額及利息 / 手續費 兌現分期 或 月結單分期 計劃之供款及利息 / 手續費 網上繳款 兌換籌碼及繳稅金額 所有未誌賬 / 取消 / 退款 / 偽造 / 未經許可的交易均不適用於此推廣計劃 渣打銀聯雙幣白金卡客戶以人民幣賬戶所作之簽賬, 將以特定換算率 1.26 用作計算此推廣之累積簽賬要求, 即港幣及人民幣的特定換算率為 1 比 1.26 ( 例子 : 即人民幣 100 元相等於港幣 126 元用作計算此推廣之簽賬要求 ) 本行保留決定用作計算此推廣累積簽賬要求之最後特定換算率之權利, 而毋須另行通知 如有任何爭議, 本行保留最終決定權 7. 全新免息分期計劃之總金額計算方法為推廣期已誌賬之第一期供款, 乘以分期付款月份數目總期數 8. 所有合資格簽賬須於 2015 年 2 月 3 日或以前誌賬, 有關日期以月結單上之交易日期計算 9. 透過此推廣計劃所獲贈之現金回贈, 將於 2015 年 4 月 30 日或以前存入客戶之有關推廣計劃之合資格信用卡賬戶並顯示於信用卡月結單上 現金回贈之金額將以整數計算 ( 小數位不被計算在內 ), 並以港元為單位 10. 於推廣期內, 每張推廣計劃之合資格信用卡賬戶只可獲取現金回贈一次 11. 同一推廣計劃之合資格信用卡之賬戶主卡及附屬卡的簽賬及現金回贈將合併計算 12. 已登記客戶如在現金回贈日期後 1 個月仍未收妥所獲享之現金回贈, 須自行通知本行 ; 否則, 本行恕不承擔有關責任, 也不會作任何賠償 13. 客戶有關之推廣計劃之合資格信用卡賬戶必須於存入所獲贈之現金回贈時仍為有效, 無拖欠任何信用卡賬項及信用狀況良好, 方可享有現金回贈 現金回贈不可作現金透支提取, 亦不得轉換 轉讓及不可用作繳付信用卡結欠 14. 本行將經電腦核實客戶之信用卡交易紀錄, 以確定客戶於此推廣計劃可獲享現金回贈之資格 若簽賬存根印載的資料與本行存檔紀錄不符, 將以本行存檔紀錄為準 15. 如客戶於獲贈現金回贈後取消用作計算有關任何此推廣計劃之簽賬, 本行有權從客戶之推廣計劃之合資格信用卡賬戶內扣除相等於該現金回贈之金額, 而毋須另行通知 16. 客戶明白及接納所有商戶的產品 / 服務並非由本行所提供 因此, 有關商戶 其員工及其供應商於推廣計劃提供的各項產品 / 服務的各方面 ( 包括但不只限於質素 供應量 商戶的產品說明及 / 或其服務 虛假商品說明 不實的陳述 誤導 遺漏 未經授權的陳述 不良營商手法或誘導 ), 本行理應毋須負上任何責任 17. 客戶必須保留有關之交易單據及信用卡簽賬存根正本以作核對之用 如有任何爭議, 客戶必須提供有關之交易單據及簽賬存根正本, 以便本行作進一步調查 所有已遞交之有關文件將不獲發還 18. 本行保留隨時更改或終止此推廣計劃以及修訂條款及細則之權利 如有任何爭議, 本行將保留最終決定權 19. 中英文版本之內容如有歧義, 一概以英文版為準
B. 全港食肆 海外 網上及惠康簽賬高達 15% 現金回贈 計劃之條款及細則 : 1. 客戶須於推廣期內以渣打銀行 ( 香港 ) 有限公司 ( 本行 ) 發行之信用卡, 包括渣打信用卡 渣打聯營卡 渣打銀聯雙幣白金信用卡 渣打 WorldMiles 卡 ( 前名為渣打 American Express 卡 ) MANHATTAN 信用卡及 MANHATTAN 聯營卡 ( 不包括渣打公司信用卡及渣打商務卡 )( 高達 15% 現金回贈之合資格信用卡 ) 作合資格簽賬, 方可參與 全港食肆 海外 網上及惠康簽賬高達 15% 現金回贈 計劃 2. 於推廣期內每一月份, 為獲得於合資格食肆 海外 網上及 / 或指定超級市場及網上超市簽賬 ( 定義見下 ) 之現金回贈, 已登記客戶須以高達 15% 現金回贈之合資格信用卡賬戶於同一月份累積合資格簽賬 ( 每月累積任何零售 / 網上簽賬及 / 或現金透支 ) 達指定金額 ; 及 於每月累積任何零售 / 網上簽賬及 / 或現金透支當中包含合資格食肆 海外 網上及 / 或指定超級市場及網上超市簽賬 ( 指定類別簽賬 ), 指定類別簽賬包括 : 1. 合資格食肆簽賬之定義為包括以推廣計劃之合資格信用卡於推廣期內於本地餐廳 快餐店 酒店餐飲 酒吧及酒廊以港幣交易之新簽賬 ; 而不包括於商戶編號為非餐廳 / 食肆之商戶 / 機構 ( 根據本行 Visa 國際組織 MasterCard Asia/Pacific (Hong Kong) Limited 美國運通或中國銀聯不時界定 ) 海外食肆簽賬 酒席宴會 私人宴會 包場派對 私房菜 設於美食廣場 / 超級市場 / 百貨公司內之食肆 俱樂部 / 會所內之餐飲或個別商戶之收單銀行所鑑定之商戶編號為非有關行業之正確商戶編號或其他未經許可之簽賬 如對個別商戶之交易的商戶編號有所查詢, 請致電客戶服務熱線 2. 合資格海外簽賬之定義為以推廣計劃之合資格信用卡於推廣期內於海外作非香港貨幣的外幣簽賬 ( 以信用卡月結單上的簽賬貨幣為準 ), 包括海外貨幣之零售簽賬或海外現金透支 ; 並不包括購買賭場籌碼 3. 合資格網上簽賬之定義為包括以推廣計劃之合資格信用卡於推廣期內於網上購物並以非香港貨幣的外幣付款 ( 以信用卡月結單上的簽賬貨幣為準 ) 並不包括商戶編號為非網上交易 ( 根據本行 Visa 國際組織 MasterCard Asia/Pacific (Hong Kong) Limited 或美國運通不時界定為準 ) 購買賭場籌碼 電話訂購 郵購 網上賬單繳款或以信用卡於網上銀行繳交費用 如對個別商戶之交易的商戶編號有所查詢, 請致電客戶服務熱線 渣打銀聯雙幣白金信用卡並不適用於所有網上簽賬 4. 合資格指定超級市場及網上超市簽賬之定義為包括以推廣計劃之合資格信用卡於推廣期內於全港惠康超級市場 Market Place by Jasons Jasons Food & Living ThreeSixty Oliver's the Delicatessen 分店 惠康為您送 www.wellcome.com.hk 及 Market Place by Jasons 網上品味超市 www.marketplacebyjasons.com 之簽賬 每月累積任何零售 / 網上簽賬及 / 或現金透支 指定類別簽賬之現金回贈 每月可獲最高現金回贈 整個推廣期內可獲最高現金回贈 HK$5,000 HK$7,999 5% HK $150 HK$300 HK$8,000 or above 15% HK$300 HK$600 C. 指定 VISA 信用卡客戶額外 $200 現金回贈 1. 客戶須於推廣期內以渣打銀行 ( 香港 ) 有限公司 ( 本行 ) 發行之信用卡, 包括渣打 優先理財 信用卡 渣打 Visa 白金信用卡及 MANHATTAN Visa 白金信用卡 ( 指定 VISA 信用卡 ) 作合資格簽賬, 方可參與 指定 VISA 信用卡客戶額外 $200 現金回贈 計劃 2. 於推廣期內每一月份, 已登記指定 VISA 信用卡客戶須作每月累積任何零售 / 網上簽賬及 / 或現金透支 ( 定義見 B 部分條款 2) 滿 HK$40,000 或以上 ; 及於每月累積任何零售 / 網上簽賬及 / 或現金透支當中包含任何金額之指定類別簽賬 ( 定義見 B 部分條款 2), 方可於該月獲額外 $200 現金回贈