招商銀行股份有限公司年度報告 2013 目錄 1 目錄 公司 行 21 報告 股份 股 公司 報告 125 報告

CHINA MERCHANTS BANK CO., LTD. 03968 2013 2013 12 31 2013 2013 2014 4 H (www.hkex.com.hk) (www.cmbchina.com) (www.cmbchina.com) (www.hkex.com.hk) (www.cmbchina.com)(www.sse.com.cn) 2014 3 28

招商銀行股份有限公司年度報告 2013 目錄 1 目錄 3 3 4 公司 11 14 18 行 21 報告 75 84 股份 股 90 105 公司 121 123 報告 125 報告

2 招商銀行股份有限公司年度報告 2013 重要提示 重要提示 1 2 3 4 5 6 7 公司 年度報告 重 公司 2014 年 3 2728 招銀 1716 行 有 17 公司 7 公司 公司 有 公司 公司 2013 年度 報告 行 報告 年度報告 公司 行 行 年度報告 報告 公司 公司 2013 年 報 488.42 10% 提 公 48.84 1.5% 提 69.13 股 A 股 H 股 股 股 10 股 6.20 A 股股 H 股股 年 2013 年度 公司 公 股 2013 年度股 報告 報告 有 行 有 重

招商銀行股份有限公司年度報告 2013 釋義 / 重大風險提示 3 釋義 招商銀行股份有限公司 招商銀行股份有限公司 公司 銀行 險 有限公司 招銀 有限公司 招銀 有限公司 招商 有限公司 招商 險有限公司 招商 股份有限公司 銀行有限公司 銀行 公司 重大風險提示 公司 報告 風險 5.12 有 風險

4 招商銀行股份有限公司年度報告 2013 第一章公司簡介 公司簡介 1.1 公司 1.1.1 招商銀行股份有限公司 簡 招商銀行 China Merchants Bank Co., Ltd. 1.1.2 公司 FCIS FCS(PE) FHKIoD FTIHK 1.1.3 公 7088 1.1.4 7088 518040 86755-83198888 86755-83195109 cmb@cmbchina.com www.cmbchina.com 95555 1.1.5 12 銀行 21 1.1.6 A 股 股 簡 招商銀行 股 600036 H 股 股份簡 招商銀行 股份 03968 1.1.7 公 12 公 8 公 10 8 1.1.8

2013 5 1.1.9 A 1.1.10 H 183 17 1712-1716 1.1.11 12 28 7 18 2013 9 112014 12 31 1.1.12 (www.sse.com.cn) (www.cmbchina.com) (www.hkex.com.hk) (www.cmbchina.com) 1.1.13 1987 3 31 440301104433862 44030010001686X 10001686-X

6 2013 1.2 1987 5.11.4 8.10108 1,921 2002 42006 9 108 1,921 934

2013 7 1.3

8 2013 1.4 2013 2013 2013 2013 (the Best Private Bank in China)

2013 9 (Best Cash Management Bank in China 2013) 10 2012 (Best Domestic Custody Specialist China) 2013 (ACCE) 2013 2013 2013 2013 2013 2013 2013 212013 2013

10 2013 2013 2013 2012 2012 2012 2012-2013 2013 2012 2013 M+

招商銀行股份有限公司年度報告 2013 第二章會計數據和財務指標摘要 11 會計數據和財務指標摘要 2.1 要會計數據和財務指標 年 2012 年 年 2013 (-)% 133,118 113,818 16.96 68,425 59,558 14.89 行股 51,743 45,268 14.30 計 年 2012 年 年 2013 (-)% 行股 2.30 2.10 9.52 行股 2.30 2.10 9.52 行股 年 10.53 9.28 13.47 指標 2012 年 年 2013 12 31 年 12 31 (-)% 4,016,399 3,408,099 17.85 和 2,197,094 1,904,463 15.37 3,750,443 3,207,698 16.92 2,775,276 2,532,444 9.59 行股 265,465 200,328 32.52 公司 和

12 2013 2.2 (%) 2013 2012 (-) 1.39 1.46 0.07 22.22 24.78 2.56 2.65 2.87 0.22 2.82 3.03 0.21 74.30 77.65 3.35 25.70 22.35 3.35 34.23 35.85 1.62 2013 2012 (%) 12 31 12 31 (-) (1) 9.27 8.34 0.93 11.14 11.41 0.27 6.62 5.88 0.74 0.83 0.61 0.22 (2) 266.00 351.79 85.79 (3) 2.22 2.16 0.06 (1) 2013 1 1 2012 2012 (2) = (3) =

2013 13 2.3 2013 2012 2011 2010 2009 133,118 113,818 96,666 71,756 51,917 54,144 48,356 40,889 32,634 26,207 10,218 5,583 8,350 5,501 2,971 68,425 59,558 47,122 33,343 22,384 51,743 45,268 36,129 25,769 18,235 0.62 0.63 0.42 0.29 0.21 2.30 2.10 1.67 1.23 0.95 2.30 2.10 1.67 1.23 0.95 10.53 9.28 7.65 6.21 4.85 25,220 21,577 21,577 21,577 19,119 265,956 200,401 165,010 134,006 92,783 3,750,443 3,207,698 2,629,961 2,268,501 1,975,158 2,775,276 2,532,444 2,220,060 1,897,178 1,608,146 4,016,399 3,408,099 2,794,971 2,402,507 2,067,941 (1) 2,148,330 1,863,325 1,604,371 1,402,160 1,161,817 (%) 1.39 1.46 1.39 1.15 1.00 22.22 24.78 24.17 22.73 21.17 34.23 35.85 36.00 39.69 44.45 0.83 0.61 0.56 0.68 0.82 9.27 8.34 8.22 8.04 6.63 11.14 11.41 11.53 11.47 10.45 (1)

14 招商銀行股份有限公司年度報告 2013 第三章董事長致辭 董事長致辭 2013 年 行 銀行 招商銀行 長 股 2013 年 招行 行股 517.43 年 長 14.30% (ROAA) (ROAE) 1.39% 22.22% 長 長 招行董事 有 公司 招行 招行 有 事 董事 董事 銀行 招商銀行 有 年 招行

16 2013 A+H A 96.39% H 457.81% A+H 336.6 2013 2013 2013 7 19

2013 17 2014

18 招商銀行股份有限公司年度報告 2013 第四章行長致辭 行長致辭 2013 年 招商銀行 2013 年 4.02 年 長 17.85% 2.78 年 長 9.59% 2.20 年 長 15.37% 行股 22.22% 2.56 34.23% 年 1.6211.14% 0.83%266.00% 行股 517.43 長 14.30% 2013 年 行 銀行 年 第 M+ 銀行 公 銀行 公 長 股份 銀行

20 2013 2013 2013 A+H 2013 2013 140 2014

招商銀行股份有限公司年度報告 2013 第五章董事會報告 21 董事會報告 5.1 2013 年 2013 年 行股 517.43 年 64.75 14.30% 989.13 年 105.39 11.93% 342.05 年 87.61 34.43% 行股 (ROAA) 行股 (ROAE) 1.39% 22.22%2012 年 1.46% 24.78%0.07 2.56 2013 年 40,163.99 年 6,083.00 17.85% 21,970.94 年 2,926.31 15.37% 27,752.76 年 2,428.32 9.59% 有 2013 年 183.32 年 66.38 0.83% 年 0.22 266.00% 年 85.79

22 2013 5.2 5.2.1 2013 2012 98,913 88,374 29,184 19,739 4,933 5,641 (54,144) (48,356) (331) (321) 53 31 35 33 (10,218) (5,583) 68,425 59,558 (16,683) (14,286) 51,742 45,272 51,743 45,268 2013 684.252012 14.89% 24.38%2012 0.39 2013 2012 59,558 2013 10,539 9,445 (708) (5,788) (10) (4,635) 24 2013 68,425

2013 23 5.2.2 2013 1,331.182012 16.96%74.30% 2012 3.35 25.70%2012 3.35 (%) 2013 2012 2011 2010 2009 74.30 77.65 78.94 79.54 77.75 21.92 17.34 16.17 15.79 15.40 3.71 4.96 4.83 4.58 6.72 0.07 0.05 0.06 0.09 0.13 100.00 100.00 100.00 100.00 100.00 5.2.3 2013 989.132012 11.93% 2013 2012 % % 2,092,074 127,630 6.10 1,770,103 115,926 6.55 542,652 21,621 3.98 424,382 15,944 3.76 472,535 7,296 1.54 415,349 6,392 1.54 399,959 16,948 4.24 311,589 11,839 3.80 3,507,220 173,495 4.95 2,921,423 150,101 5.14 % % 2,583,045 48,475 1.88 2,214,822 42,308 1.91 582,573 22,826 3.92 449,871 16,648 3.70 70,396 3,281 4.66 56,843 2,771 4.87 3,236,014 74,582 2.30 2,721,536 61,727 2.27 98,913 88,374 2.65 2.87 2.82 3.03

24 2013 20132.82% 2.65% 2012 2122 2013 2012 19,669 (7,965) 11,704 4,743 934 5,677 904 904 3,738 1,371 5,109 29,054 (5,660) 23,394 6,831 (664) 6,167 5,188 990 6,178 629 (119) 510 12,648 207 12,855 16,406 (5,867) 10,539

2013 25 2013 7-9 2013 10-12 % % 2,161,456 33,083 6.07 2,188,381 33,840 6.13 573,985 5,850 4.04 675,619 7,127 4.19 479,901 1,874 1.55 490,387 1,903 1.54 434,082 4,489 4.10 395,345 4,946 4.96 3,649,424 45,296 4.92 3,749,732 47,816 5.06 2013 7-9 2013 10-12 % % 2,639,798 12,641 1.90 2,669,915 12,803 1.90 657,028 6,703 4.05 697,662 7,965 4.53 70,921 821 4.59 67,805 707 4.14 3,367,747 20,165 2.38 3,435,382 21,475 2.48 25,131 26,341 2.54 2.58 2.73 2.79 20132.58% 45.06% 14 2.48% 10 2013 2.79% 6 5.2.4 2013 1,734.952012 15.59% 20131,276.30117.04 10.10% 2013 6.10% 0.45

26 2013 2013 2012 % % 1,262,701 72,765 5.76 1,072,195 68,719 6.41 743,453 50,120 6.74 608,940 41,303 6.78 85,920 4,745 5.52 88,968 5,904 6.64 2,092,074 127,630 6.10 1,770,103 115,926 6.55 2013 10,863.16 701.55 6.46%8,348.28 503.366.03% 2013 56.7735.61% 3.98% 0.22 201351.0943.15% 4.24% 0.44 5.2.5 2013745.82128.55 20.83% 2013 61.67 14.58% 16.63%

2013 27 2013 2012 % % 759,533 5,339 0.70 684,050 5,061 0.74 901,611 28,510 3.16 727,811 23,900 3.28 1,661,144 33,849 2.04 1,411,861 28,961 2.05 530,799 2,701 0.51 461,912 2,659 0.58 391,102 11,925 3.05 341,049 10,688 3.13 921,901 14,626 1.59 802,961 13,347 1.66 2,583,045 48,475 1.88 2,214,822 42,308 1.91 2013 37.11% 201318.40% 5.2.6 2013342.0587.61 34.43% 169.0135.14%49.41% 166.9544.95%48.81% 2013 2012 31,365 21,167 (2,181) (1,428) 29,184 19,739 5,021 5,705 34,205 25,444

28 2013 5.2.7 20132012 94.45 47.85% 2013 2012 31,365 21,167 8,309 5,825 2,756 2,211 5,143 3,924 2,873 2,229 7,187 4,594 5,097 2,384 (2,181) (1,428) 29,184 19,739 24.84 42.64% 5.45 24.65% 12.19 31.07% 6.44 28.89% 25.93 56.44% 33.96 83.27%22.3319.54% 27.13 113.80% 15.19

2013 29 5.2.8 20132012 7.08 12.55% 2013 2012 891 1,296 (560) 425 580 180 104 78 19 24 414 318 2,469 2,766 426 414 590 140 4,933 5,641 5.2.9 2013541.442012 11.97% 34.23%1.62 2012 12.75% 2012 8.73%2012 12.69% 13.77% 201331.942012 26.80% 2013 2012 26,990 23,938 8,579 7,555 3,224 2,864 71 60 2,801 2,462 12,479 11,477 54,144 48,356

30 2013 5.2.10 2013102.182012 83.02% 2013 2012 10,196 5,491 (16) 29 (32) (2) 70 65 10,218 5,583 2013 101.9685.69%

2013 31 5.3 5.3.1 2013 12 3140,163.99201217.85% 2013 12 31 2012 12 31 % % 2,197,094 54.70 1,904,463 55.88 (48,764) (1.21) (41,138) (1.21) 2,148,330 53.49 1,863,325 54.67 763,401 19.01 520,446 15.27 523,872 13.04 471,415 13.83 38,850 0.97 280,870 8.24 466,952 11.63 210,385 6.17 17,699 0.44 13,009 0.38 778 0.02 455 0.01 24,199 0.60 20,392 0.60 1,701 0.04 1,638 0.05 2,996 0.07 2,851 0.09 8,064 0.20 4,993 0.15 9,953 0.25 9,598 0.28 9,604 0.24 8,722 0.26 4,016,399 100.00 3,408,099 100.00 5.3.1.1 2013 12 31 21,970.94 15.37% 54.70% 1.18

32 2013 2013 12 31 2012 12 31 % % 1,325,810 60.34 1,152,837 60.53 71,035 3.24 64,842 3.41 800,249 36.42 686,784 36.06 2,197,094 100.00 1,904,463 100.00 2013 12 3113,258.10 15.00% 60.34% 0.19 2013 2013 12 31 710.35 9.55% 2013 12 31 8,002.49 16.52%36.42% 0.36 2013 12 31 2012 12 31 % % 319,722 39.95 182,012 26.50 268,606 33.57 335,746 48.89 155,235 19.40 106,519 15.51 56,686 7.08 62,507 9.10 800,249 100.00 686,784 100.00

2013 33 5.3.1.2 2013 12 31 2012 12 31 % % 14,611 1.91 19,139 3.68 8,612 1.13 6,350 1.22 5,925 0.77 1,975 0.38 289,911 37.98 285,344 54.83 208,927 27.37 175,417 33.70 235,415 30.84 32,221 6.19 763,401 100.00 520,446 100.00 2013 12 31 2012 12 31 4,129 1,221 23 339 2,931 6,642 11,518 3,501 3,446 14,611 19,139

34 2013 2013 12 31 2012 12 31 285 298 995 1,015 5,055 3,971 2,277 1,066 8,612 6,350 2013 12 31201245.67 1.60% 2013 6 2013 12 31 2012 12 31 49,846 29,829 229 5,928 27,922 39,270 105,747 109,240 105,056 100,254 1,537 1,334 74 18 290,411 285,873 (500) (529) 289,911 285,344

2013 35 2013 12 31335.10 19.10% 2013 12 31 2012 12 31 90,483 74,780 15,373 18,055 10,503 92,028 70,444 8,439 4,491 209,005 175,591 (78) (174) 208,927 175,417 2013 12 312,354.1520122,031.94 2013 12 31 2012 12 31 822 1,769 10,054 11,422 12,462 19,093 40,670 171,470 235,478 32,284 (63) (63) 235,415 32,221

36 2013 2013 12 31 2012 12 31 204,642 195,499 173,850 173,941 (%) 00388.HK 2,689 996,042 128,589 14.25 V Visa Inc 15,881 54,361 87,236 9.67 03988.HK 58,973 18,860,000 67,330 7.46 02388.HK 35,795 1,812,000 44,938 4.98 01288.HK 32,323 10,000,000 38,100 4.22 06883.HK 21,058 110,000 33,435 3.71 12,377 01928.HK 20,513 500,000 31,659 3.51 11,146 00027.HK 18,056 450,000 31,282 3.47 13,225 00005.HK 26,316 324,617 27,317 3.03 00941.HK 23,866 316,000 25,359 2.81 315,873 387,045 42.89 (60) 571,343 902,290 100.00 36,688 1. 2. 2013 12 3162.40 35.75 26.65 2013 12 31 19.36% 45.65% 20.46% 14.53% 0.92

2013 37 (%) (1) 32,081,937 100.00 231,028,792 30,313,858 1,604,051 1,107,117 250,520 100.00 250,000,000 250,520 195,042 151,359 4,000,000 100.00 4,000,000 1,203,989 1,215,065 708,193 55.00 115,500,000 882,274 1,848 50,499 171,443 50.00 250,000,000 587,122 7,100 79,603 306,671 10.00 180,000,000 345,708 27,000 155,000 3.75 110,000,000 155,000 4,000 8,400 2.10 2 8,400 1,750 189,620 4.99 99,800,000 170,001 (19,800) 20,000 13.33 20,000,000 59,520 16,652 13 2,000 20.00 20,000 8,781 873 70,000 16.67 70,000,000 89,690 3,125 (182) 21,000 21.00 42,000,000 59,271 14,278 810 27.00 810,000 5,113 1,948 (4) I-Tech Solutions Limited 3,000 50.00 3,000,000 2,841 (34) 136 0.35 136,000 136 4,023 8.70 100,000 7,980 732 6,000 6.00 60,000 6,000 570 3.00 570 (570) 1.

38 2013 2013 12 3153(h) 2013 12 31 2012 12 31 118,516 556 (1,867) 107,557 509 (934) 573,253 5,334 (6,366) 173,562 1,430 (1,809) 2,122 35 (2) 3,234 36 (2) 693,891 5,925 (8,235) 284,353 1,975 (2,745) 5.3.1.3 2013 2013 12 31 5.7999.53 5.3.2 2013 12 3137,504.43201216.92% 2013 12 31 2012 12 31 % % 2,775,276 74.00 2,532,444 78.95 514,182 13.71 258,692 8.06 125,132 3.34 109,815 3.42 21,891 0.58 6,854 0.21 8,235 0.22 2,745 0.09 153,164 4.08 157,953 4.92 5,119 0.14 4,056 0.13 8,722 0.23 6,679 0.21 30,988 0.83 24,065 0.75 68,936 1.84 77,111 2.40 770 0.02 813 0.03 38,028 1.01 26,471 0.83 3,750,443 100.00 3,207,698 100.00 2013 12 3127,752.7620129.59% 74.00%

2013 39 2013 12 31 2012 12 31 % % 864,224 31.14 797,577 31.49 942,728 33.97 809,364 31.96 1,806,952 65.11 1,606,941 63.45 547,363 19.72 524,970 20.73 420,961 15.17 400,533 15.82 968,324 34.89 925,503 36.55 2,775,276 100.00 2,532,444 100.00 2013 2013 12 31 34.89%20121.66 20132013 12 31 50.86%20121.36 47.83%20121.8056.53%2012 0.19 5.3.3 2013 12 31 2012 12 31 25,220 21,577 67,515 37,508 (5,539) 37 (951) (261) 23,502 18,618 46,347 39,195 95,471 71,326 15,636 13,593 (1,736) (1,265) 265,465 200,328 491 73 265,956 200,401

40 2013 5.3.4 2013 12 31 % 10.09 1 15.24 1 9.30 2 15.42 1 2010 5.4 2013 12 31 21,970.94 2,926.31 15.37%0.83% 0.22266.00% 85.79 5.4.1 2013 12 31 2012 12 31 % % 2,154,159 98.05 1,873,280 98.37 24,603 1.12 19,489 1.02 9,037 0.41 5,281 0.28 5,450 0.25 3,064 0.16 3,845 0.17 3,349 0.17 2,197,094 100.00 1,904,463 100.00 18,332 0.83 11,694 0.61 2013 183.32 56.76%0.83% 0.22 0.10

2013 41 5.4.2 % 2013 12 31 2012 12 31 % (1) % % (1) 1,325,810 60.34 13,280 1.00 1,152,837 60.54 8,404 0.73 769,146 35.00 10,176 1.32 707,806 37.18 6,149 0.87 290,008 13.20 693 0.24 277,737 14.58 680 0.24 170,887 7.78 749 0.44 100,804 5.29 650 0.64 (2) 95,769 4.36 1,662 1.74 66,490 3.49 925 1.39 (3) 71,035 3.24 64,842 3.40 800,249 36.42 5,052 0.63 686,784 36.06 3,290 0.48 319,722 14.55 1,882 0.59 182,012 9.56 822 0.45 268,606 12.23 919 0.34 335,746 17.63 733 0.22 155,235 7.06 1,530 0.99 106,519 5.59 1,136 1.07 (4) 56,686 2.58 721 1.27 62,507 3.28 599 0.96 2,197,094 100.00 18,332 0.83 1,904,463 100.00 11,694 0.61 (1) (2) (3) (4) 2013 1.00% 0.270.63% 0.15

42 2013 5.4.3 2013 12 31 2012 12 31 (3) % % (1) % % (1) 1,325,810 60.34 13,280 1.00 1,152,837 60.54 8,404 0.73 388,340 17.68 6,904 1.78 364,904 19.16 3,623 0.99 295,174 13.43 4,260 1.44 223,672 11.74 2,401 1.07 127,416 5.80 338 0.27 143,051 7.51 484 0.34 131,061 5.97 521 0.40 108,453 5.69 711 0.66 92,916 4.23 316 0.34 60,725 3.19 170 0.28 60,097 2.74 148 0.25 81,300 4.27 408 0.50 64,744 2.95 3 54,645 2.87 38,235 1.74 74 0.19 32,067 1.68 112 0.35 34,383 1.56 115 0.33 29,208 1.53 1 16,376 0.75 83 0.51 11,921 0.63 93 0.78 (2) 77,068 3.49 518 0.67 42,891 2.27 401 0.93 71,035 3.24 64,842 3.40 800,249 36.42 5,052 0.63 686,784 36.06 3,290 0.48 2,197,094 100.00 18,332 0.83 1,904,463 100 11,694 0.61 (1) (2) (3) 2013 1(GT/T4754-2011) 2012 12 31 2013 77.43%

2013 43 5.4.4 2013 12 31 2012 12 31 % % (1) % % (1) 197,872 9.01 2,627 1.33 176,736 9.28 2,569 1.45 456,889 20.80 8,262 1.81 401,335 21.07 4,210 1.05 313,312 14.26 1,555 0.50 282,158 14.82 1,016 0.36 343,894 15.65 2,321 0.67 302,650 15.89 1,555 0.51 119,404 5.43 591 0.49 104,387 5.48 373 0.36 242,455 11.04 1,741 0.72 209,435 11.00 1,024 0.49 284,398 12.94 954 0.34 249,786 13.12 619 0.25 51,033 2.32 18 0.04 34,055 1.79 22 0.06 187,837 8.55 263 0.14 143,921 7.55 306 0.21 2,197,094 100.00 18,332 0.83 1,904,463 100.00 11,694 0.61 (1) 2013 72.58% 5.4.5 2013 12 31 2012 12 31 % % (1) % % (1) 446,121 20.30 1,986 0.45 393,596 20.67 1,301 0.33 466,568 21.24 7,190 1.54 457,914 24.04 4,299 0.94 918,500 41.80 8,430 0.92 807,496 42.40 5,506 0.68 294,870 13.42 726 0.25 180,615 9.49 588 0.33 71,035 3.24 64,842 3.40 2,197,094 100.00 18,332 0.83 1,904,463 100.00 11,694 0.61 (1) 3.93 0.37 2.80

44 2013 5.4.6 2013 12 31 % % A 6,170 2.02 0.28 B 5,000 1.64 0.23 C 4,000 1.31 0.18 D 3,864 1.26 0.18 E 2,994 0.98 0.14 F 2,893 0.95 0.13 G 2,836 0.93 0.13 H 2,700 0.88 0.12 I 2,585 0.85 0.12 J 2,541 0.83 0.11 35,583 11.65 1.62 61.702.02% 355.8311.65%1.62% 5.4.7 2013 12 31 2012 12 31 % % 3 17,017 0.77 10,987 0.57 3 1 8,689 0.40 4,550 0.24 13 4,743 0.22 2,016 0.11 3 2,546 0.11 3,847 0.20 32,995 1.50 21,400 1.12 2,197,094 100.00 1,904,463 100.00 329.95 115.95 1.50% 0.3856.55% 26.67% 16.78% 90 1.15

2013 45 5.4.8 2013 12 31 2012 12 31 % % 1,068 0.05 1,503 0.08 90 687 0.03 981 0.05 0.05% 0.03 5.4.9 9.538.910.62 5.4.10 2013 2012 41,138 36,704 10,927 6,276 (731) (785) (406) (215) 65 65 (2,134) (891) (8) 13 (87) (29) 48,764 41,138 487.64 76.26266.00% 85.792.22% 0.06

46 2013 5.5 2013 12 3111.14%0.279.27% 0.93 336.6 135.93230 10.98% 8.43%0.420.09 2013 2012 12 31 12 31 (%) (1) 1. 254,393 189,555 34.21% 2. 254,393 189,555 34.21% 3. 305,704 259,377 17.86% 4. 2,744,991 2,274,044 20.71% 2,513,669 2,084,076 20.61% 15,718 13,216 18.93% 215,604 176,752 21.98% 5. 9.27% 8.34% 0.93 6. 9.27% 8.34% 0.93 7. 11.14% 11.41% 0.27 (2) 8. 9.14% 8.49% 0.65 9. 11.28% 12.14% 0.86 1 2012 6 7 2013 12 31 2 2006 12 28< >

2013 47 2013 12 3110.85%0.209.04% 1.04 336.6 135.93230 10.68% 8.14%0.370.14 2013 2012 12 31 12 31 (%) 1. 231,379 168,848 37.03% 2. 231,379 168,848 37.03% 3. 277,710 233,223 19.07% 4. 2,560,011 2,110,063 21.32% 2,346,590 1,934,317 21.31% 8,220 6,945 18.36% 205,201 168,801 21.56% 5. 9.04% 8.00% 1.04 6. 9.04% 8.00% 1.04 7. 10.85% 11.05% 0.20 8. 9.54% 8.86% 0.68 9. 11.01% 11.73% 0.72

48 2013 5.6 2013 1-12 2012 1-12 (%) (%) 50,066 73.17 44,190 74.19 23,186 33.88 18,707 31.41 (3,567) (5.21) (2,759) (4.63) (1,260) (1.84) (580) (0.97) 68,425 100.00 59,558 100.00 231.8623.94% 33.88% 2.4744.39% 2012 4.37

2013 49 2013 12 31 2013 12 31 2013 (%) (%) (%) 1,566,355 39 1,371,100 37 2,711 4 507,514 13 497,711 13 13,295 19 352,891 9 343,143 9 12,996 19 490,874 12 480,480 13 13,877 20 146,125 4 143,285 4 3,800 6 286,311 7 280,598 7 7,642 11 316,410 8 309,422 8 9,316 14 99,536 2 98,869 3 925 1 250,383 6 225,835 6 3,863 6 4,016,399 100 3,750,443 100 68,425 100 2012 12 31 2012 12 31 2012 (%) (%) (%) 1,275,164 37 1,138,797 36 (881) (1) 447,120 13 436,498 14 14,172 24 310,429 9 301,591 9 11,798 20 460,229 14 450,917 14 12,423 21 119,457 4 117,013 4 3,257 5 242,866 7 237,551 7 7,105 12 273,931 8 267,868 8 8,117 13 76,043 2 75,700 2 568 1 202,860 6 181,763 6 2,999 5 3,408,099 100 3,207,698 100 59,558 100

50 2013 5.7 5.7.1 2013 9,634.35 5.7.2 2013 5.8 5.8.1 1 2013 229.97 23.99% 35.84% 3.06557.95 19.43% 44.30% 1.22 2 2013 306.68 76.26 33.10% 24.35% 3.10 92.91 42.83%33.96 83.27% 22.33 19.54% 18.21 27.97% 16.68 45.55%1.7382.06 42.84% 10.29 158.37% 26.88 22.24% 24.69 10.74% 2014

2013 51 3 + +2013 12 31 6,154.672,379.17 63.02% 32.45%9.863,000.14 49.70% 27.00%6.94 3,154.5378.08%40.16%13.80 1.93% 0.60% 22.78% 32.08%0.722.67 5.8.2 2010 2013 2013 12 3110.85%0.20 9.04%1.04 (ROAE) 20.55%2.34 (RAROC) 26.38% 3.46 2013 12.69%0.8929.49% 6.54 2013 12 31 34.69%1.46 1296.61% 6,4125.30% 2013 12 3150 16.89%1,000 30.63% 2013 12 31 261.34% 91.13 0.90% 0.25 1.11% 0.07 0.51% 0.200.66%0.31

52 2013 5.9 1 2013 12 31 35.84% 20,525 3,805 22.76% (AUM) 72.65% 1.220.17POS6,134 46.61% 2013 12 3116.01 87.03% 38.78 44.11% 2 2013 24.35%3.10 2013 12 31 4,763 106.5016.89% 4,057 55.924.25 10 74,48914.62% 396,23022.61%959,097387.86% 3 ipad2013 3 7 2013 12 31 92.50% 92.42% E E O2O (online to offline) E E+ E

2013 53 38 CMMI3 OPICS 4 132013 5 3+1 15 2013 12 31 32.65 29.95% 6 2013 500 412 86 20135068 Millward Brown 2013BrandZ 593.5 2013

54 2013 5.10 2013 6 1 2013 7 20 2013 2013 12 31 200BP8.4%3.8 2013 2.30% 1.62%8 2.06%1 2013 12 31962.603.63% 535.53%20122013 2.89%21 2014 2 872.65 31.91 3.53%4.34% 0.800.02% 0.15

2013 55 1,026.61 222.01 5.11% 0.540.48% 0.29 488.03 2.43%0.380.73% 3 2013 3 2013 8 1,363 1,315 5,443472 401 4,570 1,379.8 392.162.77 21.81 20132,121.40 4 201312 31 24,652.703,488.70 16.48%16,080.85 2,388.2417.44%8,571.851,100.46 14.73% 2014

56 2013 5 6 2013 A+H336.6 1.38201310.85% 9.04% 5.11 5.11.1 2013 16.89%30.63% 14.73% 16.91%

2013 57 2013229.97 23.99% 35.84% 3.06557.95 19.43% 44.30% 1.22 391.50 13.76%70.17%166.45 35.29%29.83%54.27% 2013 81.04 43.43% 71.57 29.33%45.83% 2013 201333,988 4,405 515.24 1,395 71.57 29.33%21.40 19.09% 18.10 27.38% 16.64 45.84% 13.78 43.09% 1.65 2013 6 2013 12 311,000 25,496 30.63%5,71431.60% 3153

58 2013 2013 2012 2013 580 400 GQ One Piece 55 5,121 2,565385 2013 9,403 43.08% 3,301 30.52% 2013 88.55 41.54% 78.07 42.99% 0.08 0.98% 2013 2013 12 31 7,855.25 1,136.25 39.10% 0.94 3,154.53 78.08%40.16% 13.80 0.64% 0.16

2013 59 2 5.8.1 2013 (AUM) 2013 12 (AUM)28,25218.69% 8,571.851,100.46 8,989.93352.2358.38% 33.86% 5.11.2 2013 [2011]300 21.16% 4.70 128.78% 45.84%48.19% 137.46% 2013 605.79 10.30% 146.16 39.87%751.95 15.03% 59.70% 469.28 73.14% 21.34 119.77%

60 2013 2013 12 31 11,621.40 12.44% 57.83% 3,838.27 34.54% 0.68 1.12% 0.33 2013 2013 12 31 1,163.7268.25 10.01% 480.01 19.224.13% 20132013 12 31 659.505,505.19 20132013 12 31 6,332.71 21.16% 57.00% 2013 2013 12 31 615.92 11.79% 3.07% 20132013 12 3117,558.88 12.36% 66.14% 16,080.8517.44% 2013 12 31 48.69% 1.74 2010 10 + 2013 2013 12 17,344 128.78% 67%47%1,305.28 99.58%100

2013 61 2013 12 31319,590 300 1.6 11,688.67 48.19% 2013 12 31 151,590 2013 10,775.10 6.08% 7,519.221,829.16 1,426.72 15 (NRA)2013 4,249.2228.11% 3,500.17 107.20% 1,302.2611.97% 337.1332.21% 110.22246.60%112.41161.32% 38.78 44.11% 2013 12 312.5816.22%91.73 45.88%38.01 50.95% 9,421.1022.37% 2013 21.08 57.78% 1,475.40 199 21.34% 2013 12 31 5,096.40101.33% 1,844,8936.10%351.24 38981514.43% 3,635.08148.20% 75 2012 5360.18 203.31%

62 2013 2013 14.96 137.46% 2013 10.62 62.39% 18,572.1671.86% 255.55 5.11.3 5 5,665.93 3.0 4.37% 35.751.87 1.82% 3,37349,165 6,980.99 57.64%5,825.19 57.48% 33.96 83.27% 5.11.4 2013 12 31 110113934 11 2,3309,492 2,533 6,959

2013 63 201392.50% 54.65%92.42%1.84 2.25 3.95 2013 2013 12 311,582.87 89.36%3.35 94,774.23 28.75% 195,400.44 28.59%69,465.43 26.32% 4,124.21 90.33% 2013 12 31 316,506 37.56%258 5,509 24.95%2,403 43.62%34.2839.07% 2013 iphone AndroidiPad 2013 12Win8 2013 12 312,20026,551.98 216.16% 1,569.03 62.34% 544.01 5,135.60 294.97%10,774.34165.42% 2.08 259.89%590.78 443.10% 11.15 133.86 2013664.42 8,017.33 7.20% 3,344.46 11.47% 259.10 436.00%

64 2013 2013CCCSICMI 5.11.5 2002 ATM POS 2013 201313.82 60%8.7 5.129.93 88% 800 2008 2013 2013 5,717 2013 11 22 2013 12 31 3.054,246.64 30.339.51

2013 65 5.11.6 1933 15 43 4 1 12013 12 31 1,7211,5271374017 2013 25.972012 22.36% 7.14 1.51 2.91 2013 30.47 21.69% 11.58%13.82 14.09% 6.30 35.11% 6.11% 1.22 14.33% 2.50 7.84% 3.0939.28%6,989 16.10 19.26% 201336.35% 0.01 3,831 2012 6982012 2,332 2,594 2012 2013 12 312,171.86201221.47% 197.77201216.27% 1,320.36 201232.93%1,551.37201217.44%66.19% 20123.242013 12 3114.81%10.04% 41.30% (www.winglungbank.com) 2013 2013 2013 3 40 108.13 674.62 49.17 10.93 98.45

66 2013 Android 5.11.7 5 2008 4 23 2013 12 3140 123773.66 38.42%69.24 21.01% 201312.04 32.60% 5.11.8 1993 2013 12 312.5 87 10.716.95 2013 4.92 108.47%2.25179.73% 5.11.9 2002 12 27 2.155%6.20.2 2013 12 31 10.87.63 220 355 12341 QFII 885.02 2013 7.2925.39%1.6318.01% 5.11.10 2003 8WTO 50%6.20.1 2013 12 315106.78 35.70% 11.74 15.68% 2013 42.4075.11% 1.9764.13%

2013 67 5.12 2013 5.12.1 2013 5.4

68 2013 5.12.2 2013 5.12.3 (VaR) 2013 2013 6 5.12.4

2013 69 5.12.5 20136 A SLF 6 FTP 2013 2013 2013 12 18% 2012 1218%) 5% 2012 125%) 5.12.6

70 2013 2013 2013 20137 20 10 25 (LPR) 12 5.12.7 VaR 2013 5.12.8

2013 71 2013 5.12.9 5.12.10 2013 5.12.11 2007

72 2013 5.13 5.13.1 2013 2013488.42 10% 48.84 1.5% 69.13 AH10 6.20 AH 20132013 5.13.2 10 10 10 (%) 2011 4.20 9,062 36,129 25.08 2012 6.30 13,593 45,268 30.03 2013 6.20 15,636 51,743 30.22 20132013 5.13.3 1 2013 (1) (2) 30% (3) (4)

2013 73 (5) H (6) (7) 2 2012 2012 2013 2013 2012 2013 5.14 4,334.52 7.33 2013 5.15 2014 QE M2

74 2013 201415% 13% 2014 2014 3 28

招商銀行股份有限公司年度報告 2013 第六章重要事項 75 重要事項 6.1 要 公司 事銀行 6.2 要 年度報告第 章 要 6.3 公司 公司 股 6.4 公司 2013 年 12 31 年報 報 25 6.5 報告 公司 公司 公司 6.6 公司章 股 公司股 股

76 2013 6.7 37 6.8 30% 6.9 2013A+H 20112011 2011A 2011H350 2012 2012 2012A 2012H AH 12 2013 AH2013 910 101.74 AH A 9.29 H 11.68AH2,962,813,544 A 680,423,172 HAH27,524,537,823.767,947,530,217.86 6,301,278,829.18 33,825,816,652.94 33,658,550,603.72 2013 12 3117.051.45 2013 6 39.02 60% 23.412 2013 6 26

2013 77 6.10 2013 12 31 XV7 8 352 10 (%) (%) A 23,480 0.00011 0.00009 6.11 6.12 6.13

78 2013 6.14 5% 5% 5% 6.15 5% 2013A HH (www.hkex.com.hk)(www.cmbchina.com)2013 9 5H A H (www.cmbchina.com)2013 8 22A 2013 9 5H 6.16 6.16.1 14A

2013 79 6.16.2 14A 2011 12 28 201220132014 5 3 2011 12 28 100% 18.80% 45.88% 2011 12 282012 1 12014 12 31 (1) (2) (3) 20133 14.07 5%14A.45 14A.47 14A.37 2013 12 31 4,550 55%45% 2011 12 282012 1 12014 12 31 20135 14.07 5%14A.45 14A.47 14A.37 2013 12 31 30,265

80 2013 (1) (2) (3) (4) 3000 740 14A.38 6.16.3 55 6.17 2013 12 31 2,410792,999.6631,589.55 2013 12 31 175 84,570.045, 321.8415 93,590.92 7,370.62 6.18

2013 81 [2003]56 2013 2013 12 31 1,726.4264.83% 6.19 6.20 6.20.1 2008 5 550% 50% 2008 5 52008 6 272011 6 32013 3 282013 10 24 5.11.10

82 2013 6.20.2 2012 10 24 (ING Asset Management B.V.) 63,567,567.57 21.6% 33.4% 55% 55% 45% 2012 10 82013 6 42013 8 202013 10 11 5.11.9 6.21 H H 6.22 6.23 2012 2013 2013 2002 20132013 2013 1,600 142 AH 600

2013 83 6.24 2013 7 2(b) 6.25 2013 12 31 6.26 20132014 6 30 6.27

84 招商銀行股份有限公司年度報告 2013 第七章股份變動及股東情況 股份變動及股東情況 7.1 股份變動情況 2012 年 12 31 報告 變動 2013 12 31 股 (%) 股 股 (%) 股份 股份 21,576,608,885 100.00 3,643,236,716 25,219,845,601 100.00 1 股 A 股 17,666,130,885 81.88 2,962,813,544 20,628,944,429 81.80 2 股 3 股 H 股 3,910,478,000 18.12 680,423,172 4,590,901,172 18.20 4 股份 21,576,608,885 100.00 3,643,236,716 25,219,845,601 100.00 報告 公司股東 522,003 H 股股東 42,696A 股股東 479,307 限 股東 年度報告 第 公司股東 537,837 H 股股東 42,306A 股股東 495,531 限 股東 公 2013 年 12 31 公司 公 股

2013 85 7.2 (%) 1 (1) 4,532,238,828 17.97 H 677,009,854 2 3,162,424,323 12.54 A 486,811,723 3 1,574,729,111 6.24 A 233,392,560 4 1,444,376,187 5.73 A 1,417,961,810 5 H 1,031,787,433 4.09 A 699,787,958 6 747,589,686 2.96 A 110,801,197 7 668,649,167 2.65 A 37,361,333 8 653,135,659 2.59 A 96,802,048 9 450,164,945 1.78 A 66,719,506 10 432,125,895 1.71 A 64,045,916 (1) H (2) 10 (3)

86 2013 7.3 2013 12 31 ) 571 336 (%) (%) A 4,689,389,293 1 22.73 18.59* A 3,162,424,323 1 15.33 12.54 A 126,239,625 1 1,400,725,345 1 1,526,964,970 7.40 6.05 A 747,589,686 1 653,135,659 1 1,400,725,345 6.79 5.55 A 1,574,729,111 7.63 6.24 A 857,940,946 2 4.16 3.40 A 1,444,376,187 7.00 5.73 H A 1,031,787,433 5.00 4.09 JPMorgan Chase & Co. H 30,627,543 211,725,378 171,362,866 413,715,787 3 9.01 1.64 2,436,867 3 0.05 0.01 BlackRock, Inc H 383,460,169 4 8.35 1.52 116,500 4 0.003 0.0005 Templeton Asset Management Ltd. H 366,350,401 7.98 1.45 Genesis Asset Managers, LLP H 197,514,941 4.30 0.78 * 2013 12 3118.80% A18.59% H 0.21% # H2013 12 312013 12 31 H

2013 87 (1) 4,689,389,293 A (1.1) 3,162,424,323 A (1.2) 126,239,625 A (1.1) 90% 10% (1.3) 747,589,686 A (1.2) 51% 49% (1.4) 653,135,659 A (1.2)(1.3) 50% (2) 857,940,946 A (2.1) 668,649,167 A (2.2) 75,617,340 A (2.3) 103,552,616 A (2.4) 10,121,823 A (3) JPMorgan Chase & Co.413,715,787 H 2,436,867 H (3.1) J.P. Morgan Clearing Corp 167,105 HJ.P. Morgan Clearing Corp JPMorgan Chase & Co. (3.2) JF Asset Management Limited 11,898,000 HJF Asset Management Limited JPMorgan Chase & Co. (3.3) JPMorgan Asset Management (Japan) Limited 749,874 HJPMorgan Asset Management (Japan) Limited JPMorgan Chase & Co. (3.4) JPMorgan Asset Management (Taiwan) Limited 3,003,240 HJPMorgan Asset Management (Taiwan) Limited JPMorgan Chase & Co. (3.5) J.P. Morgan Investment Management Inc. 48,736,773 HJ.P. Morgan Investment Management Inc. JPMorgan Chase & Co. (3.6) J.P. Morgan Whitefriars Inc. 24,615,064 H382,364 HJ.P. Morgan Whitefriars Inc. JPMorgan Chase & Co. (3.7) J.P. Morgan Securities plc 5,965,874 H 2,054,503 H J.P. Morgan Securities plc 99.31% 0.69% J.P. Morgan Chase International Holdings J.P. Morgan Capital Financing LimitedJ.P. Morgan Chase International Holdings J.P. Morgan Capital Financing Limited JPMorgan Chase & Co. (3.8) JP Morgan Chase Bank, N.A. 194,578,332 HJP Morgan Chase Bank, N.A. JPMorgan Chase & Co. (3.9) JPMorgan Asset Management (UK) Limited 124,122,025 H JPMorgan Asset Management (UK) Limited JPMorgan Chase & Co. JPMorgan Chase & Co. 171,362,866H4,626,315 H 2,436,867 H 114,575 H293,403 H 169,307 H 4,511,740 H1,974,157 H

88 2013 (4) BlackRock, Inc. 383,460,169 H2,215,776 H 116,500 H32,500 H 2013 12 31336 7.4 (1) 1948 10 11 3710001145-2 (2) 100% 1872 100% 100% 100% 10% 90% 51% 49% 50% 50% 100% BESTWINNER INVESTMENT LIMITED 0.50% 2.59% 0.21% 12.54% 2.96% 2013 12 31 18.80% A18.59% H0.21%

2013 89 7.5 2013 2013 7 19[2013]950 A2013 9 3A 2,962,813,544 9.29A 2013 9 11 2013 8 13 [2013]1072 H 680,423,172 11.68 H 2013 10 2 3,643,236,716 7.6 2012 2012 3 14200 5 65 4.15% 5 1350.95% 3.50% 2012 12 31 2012 2012 12 27117 117155.20% 10 2012 12 31

90 招商銀行股份有限公司年度報告 2013 第八章董事 監事 高級管理人員 員工和機構情況 董事 監事 高級管理人員 員工和機構情況 8.1 董事 監事和高管人員情況 1957.3 董事 行董事 2013.5 2016.5 1957.3 1953.1 1965.12 董事 行董事 董事 2013.8 2016.5 350.01 2013.5 2016.5 1 行董事 2014.3 2016.5 行董事 2013.8 2016.5 行 2 行 2013.9 2016.5 3 316.40 1955.4 行董事 2013.5 2016.5 1966.12 行董事 2013.5 2016.5 1958.6 行董事 2013.5 2016.5 3 1961.5 行董事 2013.5 2016.5 4 1963.3 行董事 2013.5 2016.5 1967.10 行董事 2013.5 2016.5 1959.3 行董事 行 人 2013.5 2016.5 350.01 1947.9 行董事 2013.11 2016.5 1949.5 行董事 2013.5 2016.5 30.00 1946.2 行董事 2013.5 2016.5 30.00 1955.6 行董事 2013.5 2016.5 30.00 1966.9 行董事 2013.5 2016.5 30.00 1954.6 行董事 2014.3 2016.5 1955.1 監事 2013.5 2016.5 346.06 1955.9 股 監事 2013.5 2016.5 5 1960.4 股 監事 2013.5 2016.5 1963.7 股 監事 2013.5 2016.5 25.85 1948.11 監事 2013.5 2016.5 20,000 23,4806 30.00 1949.4 監事 2013.5 2016.5 30.00 1950.10 監事 2013.5 7 17.50 1962.7 工監事 2013.5 2016.5 127.37 管 1965.1 工監事 2013.5 2016.5 123.67 1960.3 行 2013.5 2016.5 312.45 1957.5 行 2013.5 2016.5 312.45 1960.7 行 2013.5 2016.5 8

2013 91 1954.8 2013.5 2016.5 312.45 1956.12 2013.5 2016.5 312.45 1965.8 2013.12 2016.5 27.69 1961.3 9 158.20 1953.10 10 1950.1 2013.5 2013.11 3 1948.6 2010.6 2013.5 197.75 1960.12 2013.5 2014.3 11 1947.8 2013.5 2014.3 30.00 1957.1 2013.5 2013.11 25.00 1962.10 2010.6 2013.5 12 1957.4 2010.6 2013.5 88.67 1964.11 2010.6 2013.5 119.66 1953.7 2013.5 2013.9 229.39 1953.7 2001.11 2013.7 110.74 1956.6 2010.6 2013.5 98.88 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 2013 5 31 2013 9 2013 2013 2013 2013A A 3,480 2014 3 2012 2013 2013

92 2013 8.2 2013 2012 2013 811 2014 2014 3 2013 9 2013 8 2013 12 2013 112013 5 2014 3 2013 52014 32013 11 2013 9 2013 7 2013 5 2012 2013 5 2014 3

2013 93 8.3 1 2 3 4 5 6 7 8 8.4 2010 8 2013 7 2002 7 2011 11 2011 9 2011 10 2000 12 2006 9 2012 1 2011 12 2011 3

94 2013 8.5 1999 32010 10 2007 6 2013 8 2002 92007 42007 42013 5 2014 3 19902013 2011 32011 4 2011 42013 5 2006 122011 3 2003 72006 121998 72003 7 FINAFRICA 2001 4 2010 8 2001 4

2013 95 2000 3 1996 102006 9 2007 6 2012 7 1997 5 2002 3 2007 32007 6 2013 5 2000 42002 3 2013 11 50 2000 12007 1 2011 7 2012 7

96 2013 2011 11 2005 1119982007 2003 2012 7 2001 72012 11 2014 3 19892013 Graham & James 2010 8 19961998 19992003 20032010 6 2001 42003 52003 5 2002 22010 8 2010 82012 1 2012 1 2012 51995 2011 12

2013 97 2012 520002004 20042011 2011 3 2011 10 2011 5 2013 5 1991 6 1995 91995 91997 5 1997 52000 11 2000 112003 3 2003 42012 2 2012 3 2013 5 1994 3 2003 92009 2 2009 22013 1 2013 1 2013 5 1996 2 2006 92009 62009 72013 1 2013 1 1995 5 2006 4

98 2013 1996 12 2008 4 2008 8 2008 9 2008 12 19862008 2012 4 2008 11 2003 32008 12 2000 5 2009 5 2011 62013 11 2013 12 19952000 2000 2013 1993 2006 8 2002 (2007-2009) (1996-2012)2010 2009

2013 99 8.6 8.7 2013 06 13 2013 06 13 H 8.8 H 2007 10 222007H 2007 10 30 2008 11 72009 11 162011 2 182012 5 42013 5 22

100 2013 8.9 2013 12 31 68,078306

2013 101 100% 8.10 201312 12 2014 2013 12 31 7088 518040 1 4,881 1,448,088 316 200120 1 11,312 154,247 161 200120 66 3,493 142,449 333 200131 1 1 1 210005 58 2,828 110,634 23 310007 54 2,500 110,880 342 315042 24 1,202 48,644 489 215004 25 1,398 94,905

102 2013 35 100005 1 9 1 156 100031 65 3,762 166,873 65 266103 38 1,923 56,975 255 300204 32 1,466 58,859 9 8 250012 38 1,752 60,367 172 050000 4 256 9,815 5 510620 49 2,202 92,934 2 518001 76 4,633 211,592 60 350003 30 1,367 55,315 309 361001 17 893 35,792 6 200 523129 21 840 25,910 23 528000 22 962 69,331 12 110003 27 1,614 41,549 17 116001 24 1,102 51,875 3 150001 16 884 30,452 1111 130000 11 508 22,247 518 430022 43 2,003 82,236 468 330003 26 1,224 49,187 766 410005 31 1,353 45,183 169 230061 25 1,133 43,084 39 450000 23 997 35,836 8 030001 17 779 25,208 C 570100 1 132 5,576

2013 103 1 610000 32 1,440 47,038 9 730030 17 745 21,265 1 710001 31 1,557 51,837 88 401121 29 1,273 48,923 2 830000 12 592 23,723 48 650051 26 1,157 50,239 9 010098 11 570 25,137 92-1 530022 11 386 16,219 284 550001 7 328 16,512 217 750000 5 263 9,527 4 810000 2 130 5,989 12 1 130 74,012 509 Madison Avenue, Suite306, 1 1 2 New York, New York 10022, U.S.A 535 Madison Avenue 1 46 23,700 One Raffles Place, Tower 2, 1 22 1,824 #32-61, Singapore 39 Cornhill EC3V 3ND, London, UK 1 2 2 333 1 1 1 26 1,056 68,078 3,801,994

2013 104 8.11 113 934

招商銀行股份有限公司年度報告 2013 第九章公司治理 105 公司治理 9.1 公司治理

106 2013 9.2 2013 63183 50 117 1770 9 1234 82449 286 12 11 21 416 16 9.11 2013 2013 20122013 LACP 201250 10 2012 9.3 1 2013 5 31 2012 9.4.5

2013 107 9.4 9.4.1 2013 12 3117 83 6 8 3 6 2 31 3 9.4.2

108 2013 9.4.3 96% 6 9.4.4

2013 109 9.4.5 2013 (1) 17/17 2/2 4/4 1/1 17/17 4/4 1/1 17/17 5/5 1/1 17/17 6/6 1/1 17/17 3/3 1/1 17/17 6/6 5/5 1/1 17/17 2/2 6/6 1/1 17/17 0/2 4/4 1/1 (3) 8/14 1/2 1/1 8/8 2/2 17/17 6/6 1/1 17/17 3/3 1/1 (3) 6/6 1/1 2/2 1/1 15/17 1/1 (4) 4/4 6/6 1/1 2/2 1/1 17/17 4/4 3/3 1/1 17/17 4/4 5/5 3/3 1/1 17/17 4/4 4/4 1/1 17/17 5/5 3/3 1/1 (3) 11/15 4/4 4/4 1/1 1 17 512 2 3 4

110 2013 9.4.6 2013 12 31 9.4.7 6 6 3.13 3.13 6 1 2 3 4 5 2013 20132013

2013 111 9.5 201324 77 2013 9.5.1 20132012 4.752012 9.5.2

112 2013 2013 9.5.3 2013 HH2013 2012 2012 9.5.4

2013 113 2013 2012 2013 20122013 2012 4.75 9.5.5 20135 2012 2013 1 2 3 2013 2013 2013 2013 2013

114 2013 9.5.6 201320122013 9.6 9.7

2013 115 9.7.1 9 3 3 3 3 9.7.2 9.7.3 1248 34 8 201315 3 9.7.4

116 2013 2013 4 2012 2013 2013 2 9.8 32 16 14 27 18 1627

2013 117 2013 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 9.9 3.29 15

118 2013 9.10 2013 9.11 (www.cmbchina.com) (www.cmbchina.com/cmbir) 2013 2 11 107 273 99 986 1,219 33152 2 330 290

2013 119 9.12 10% 10% 10 5 3% 10 2 1% 10% 10% 10

120 2013 9.13 2013 5 31 2012 2013 5 31 9.14 H 2013 9.15 2013 12 31 9.16

招商銀行股份有限公司年度報告 2013 第十章內部控制 121 內部控制 10.1 內部控制 公司 內部控制 商 銀行內部控制 有 制 內部控制 內部 控制 內部 內部控制 公司 行 控制 公司內部控制 有 公司 有 制 公司 制 公司 有 內部控制 內部控制 公司內部控制 行 內部 控 公司 司 部 內部控制 行內部控制 內部控制 部 內控 部 內部控制 行 部 內部控制 有 有 內部控制 制度 報告 內 公司 行 制度 制度 年 行 制度 179 控 第 控 IT 有 控制 度 度 部 報告 公司制 招商銀行 制度 公司 報 公 報告 內 公司 報告內部控制 公司制 招商銀行股份有限公司年報 公 公司內部 公司 部 有 報告 內 報告 內 公司 2013 年內部控制 行 公司 內部控制 有 有 招商銀行股份有限公司 2013 年度內部控制 報告 內部控制 報告

122 2013 10.2 2013

招商銀行股份有限公司年度報告 2013 第十一章監事會報告 123 監事會報告 報告 監事會 公司 公司章 監 監 公司 事會 行 有 監 監事會 有 事 報告 公司 公司 商 銀行 公司章 有 有 公司 事 行 有 公司章 公司 股 行 報告 會 事 會 事 公司 會 會 2013 年度 報告 行 報告 報告 公司 公司 一 報告 公司 事

124 2013 2013 2013 2014 3 28

2013 125 12.1 126 12.2 128 12.3 130 12.4 132 12.5 134 12.6 136 12.7 137 12.8 139 12.9 290

126 2013 128 289

2013 127 10 8

128 招商銀行股份有限公司年度報告 2013 第十二章財務報告 合併綜合收益表截至二零一三年十二月三十一日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2013 年 2012 年 () 3 173,495 150,101 4 (74,582) (61,727) 收 98,913 88,374 5 31,365 21,167 (2,181) (1,428) 收 29,184 19,739 6 4,933 5,641 收 133,030 113,754 7 (54,144) (48,356) (331) (321) 78,555 65,077 11 (10,218) (5,583) 公司 53 31 公司 35 33 68,425 59,558 12 (16,683) (14,286) 51,742 45,272 行股 51,743 45,268 (1) 4 第 139 第 289 財務報 註 財務報 份

2013 129 2013 2012 14 2.30 2.10 13 (471) (118) (8) (5,576) (120) (690) (539) 74 30 (6,671) (747) 45,071 44,525 45,072 44,521 (1) 4 139 289

130 招商銀行股份有限公司年度報告 2013 第十二章財務報告 合併財務狀況表二零一三年十二月三十一日 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2013 年 2012 年 () 15,662 12,719 6,633 23 銀行 15 501,577 458,673 16 38,850 280,870 17 148,047 103,420 18 318,905 106,965 19 2,148,330 1,863,325 20 17,699 13,009 以公 21(a) 23,223 25,489 53(h) 5,925 1,975 21(b) 289,911 285,344 有 21(c) 208,927 175,417 21(d) 235,415 32,221 公司 23 19 290 公司 24 759 165 25 24,199 20,392 26 1,701 1,638 27 2,996 2,851 商 28 9,953 9,598 29 8,064 4,993 30 9,604 8,722 合 4,016,399 3,408,099 31 514,182 258,692 32 125,132 109,815 33 153,164 157,953 34 2,775,276 2,532,444 35 30,988 24,065 以公 21(e)(f) 21,891 6,854 53(h) 8,235 2,745 36 68,936 77,111 37(a) 5,119 4,056 38 8,722 6,679 29 770 813 39 38,028 26,471 合 3,750,443 3,207,698 第 139 第 289 財務報 註 財務報 份

2013 131 2013 2012 40 25,220 21,577 41 67,515 37,508 42 (5,539) 37 43 (951) (261) 44 23,502 18,618 45 46,347 39,195 95,471 71,326 46(b) 15,636 13,593 47 (1,736) (1,265) 265,465 200,328 56 491 73 265,956 200,401 4,016,399 3,408,099 139 289

132 招商銀行股份有限公司年度報告 2013 第十二章財務報告 財務狀況表二零一三年十二月三十一日 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2013 年 2012 年 14,918 12,122 6,633 23 銀行 15 496,469 454,498 16 28,660 274,614 17 144,968 85,981 18 318,023 106,965 19 1,962,035 1,720,403 20 16,819 12,346 以公 21(a) 20,394 22,058 53(h) 5,515 1,866 21(b) 273,923 274,812 有 21(c) 203,503 172,994 21(d) 236,585 33,426 公司 22 35,273 34,565 公司 23 191 公司 24 171 25 20,653 16,676 26 507 325 27 1,973 1,760 29 7,820 4,838 30 7,152 7,087 3,801,994 3,237,550 31 509,640 253,134 32 69,828 66,431 33 151,861 157,753 34 2,654,881 2,426,474 35 29,779 23,281 以公 21(e)(f) 21,360 6,355 53(h) 7,802 2,673 36 50,143 69,083 37(a) 4,634 3,766 38 8,219 6,401 39 27,543 18,009 3,535,690 3,033,360 第 139 第 289 財務報 註 財務報 份

2013 133 2013 2012 40 25,220 21,577 41 76,681 46,666 42 (5,641) (46) 43 (951) (261) 44 23,502 18,618 45 45,762 38,849 86,099 65,194 46(b) 15,636 13,593 47 (4) 266,304 204,190 3,801,994 3,237,550 139 289

134 招商銀行股份有限公司年度報告 2013 第十二章財務報告 合併股東權益變動表截至二零一三年十二月三十一日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 2013 年 股東權益 表 註 股 一 權益 合 2013 年 1 1 21,577 37,508 37 (261) 18,618 39,195 71,432 13,593 (1,265) 200,434 73 200,507 (106) (106) (106) 2013 年 1 1 ( ) 21,577 37,508 37 (261) 18,618 39,195 71,326 13,593 (1,265) 200,328 73 200,401 年 3,643 30,007 (5,576) (690) 4,884 7,152 24,145 2,043 (471) 65,137 418 65,555 ( ) 51,743 51,743 (1) 51,742 ( 二 ) 13 (8) (5,576) (690) 74 (471) (6,671) (6,671) 年 (8) (5,576) (690) 51,817 (471) 45,072 (1) 45,071 ( ) 股 股 1. 公司 56 81 81 2. 股 3,643 30,015 33,658 33,658 3. 公司 338 338 ( ) 1. 45 7,152 (7,152) 2. 2013 年 公 46(a) 4,884 (4,884) 3. 2012 年度股 (13,593) (13,593) (13,593) 4. 2013 年度股 (15,636) 15,636 2013 年 12 31 25,220 67,515 (5,539) (951) 23,502 46,347 95,471 15,636 (1,736) 265,465 491 265,956 第 139 第 289 財務報 註 財務報 份

2013 135 2012 2012 1 1 21,577 37,508 157 278 14,325 18,794 64,446 9,062 (1,150) 164,997 13 165,010 (131) 3 (128) (128) 2012 1 1 21,577 37,508 157 278 14,325 18,794 64,315 9,062 (1,147) 164,869 13 164,882 (120) (539) 4,293 20,401 7,011 4,531 (118) 35,459 60 35,519 45,268 45,268 4 45,272 13 (120) (539) 30 (118) (747) (747) (120) (539) 45,298 (118) 44,521 4 44,525 1. 56 56 56 1. 44 4,293 (4,293) 2. 45 20,401 (20,401) 3. 2011 46(a) (9,062) (9,062) (9,062) 4. 2012 46(b) (13,593) 13,593 2012 12 31 21,577 37,508 37 (261) 18,618 39,195 71,326 13,593 (1,265) 200,328 73 200,401 139 289

136 招商銀行股份有限公司年度報告 2013 第十二章財務報告 股東權益變動表截至二零一三年十二月三十一日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 2013 年 註 股 一 2013 年 1 1 21,577 46,666 (46) (261) 18,618 38,849 65,194 13,593 204,190 年 3,643 30,015 (5,595) (690) 4,884 6,913 20,905 2,043 (4) 62,114 ( ) 48,338 48,338 ( 二 ) 13 (5,595) (690) (4) (6,289) 年 (5,595) (690) 48,338 (4) 42,049 ( ) 股 3,643 30,015 33,658 ( ) 1. 公 44 4,884 (4,884) 2. 45 6,913 (6,913) 3. 2012 年度股 46(a) (13,593) (13,593) 4. 2013 年度股 46(b) (15,636) 15,636 2013 年 12 31 25,220 76,681 (5,641) (951) 23,502 45,762 86,099 15,636 (4) 266,304 2012 年 註 股 公 公 2012 年 1 1 21,577 46,666 130 278 14,325 18,571 60,417 9,062 171,026 年 (176) (539) 4,293 20,278 4,777 4,531 33,164 ( ) 42,941 42,941 ( 二 ) 13 (176) (539) (715) 年 (176) (539) 42,941 42,226 ( ) 1. 公 44 4,293 (4,293) 2. 45 20,278 (20,278) 3. 2011 年度股 46(a) (9,062) (9,062) 4. 2012 年度股 46(b) (13,593) 13,593 2012 年 12 31 21,577 46,666 (46) (261) 18,618 38,849 65,194 13,593 204,190 第 139 第 289 財務報 註 財務報 份

招商銀行股份有限公司年度報告 2013 第十二章財務報告 137 合併現金流量表截至二零一三年十二月三十一日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2013 年 2012 年 () 現金流量 68,425 59,558 10,196 5,491 22 92 (406) (215) 3,224 2,864 71 60 335 310 53 6 行 61 113 股 (2,357) (3,355) (21,674) (15,950) 行 務 3,220 2,658 公司 (53) (31) 公司 (35) (33) 報 (6) (21) 銀行 (34,993) (48,605) (131,822) (7,572) (294,708) (264,075) (11,584) (14,310) 242,832 312,578 266,018 211,017 38,127 24,053 現金流 134,946 264,633 (15,793) (14,920) 現金流量 (798,001) (958,709) 552,287 913,430 21,849 17,302 (8,211) (6,494) 405 243 公司 2 19 現金流量 (231,669) (34,209) 第 139 第 289 財務報 註 財務報 份

138 2013 2013 2012 4,000 19,970 12,877 2,968 33,658 81 56 29,120 18,107 (18,706) (21,447) (23,000) (13,593) (9,062) (3,516) (2,054) 11,012 18,447 (101,504) 233,951 1 1 452,855 219,151 (1,402) (247) 12 31 48(a) 349,949 452,855 149,145 136,584 64,020 52,986 139 289

招商銀行股份有限公司年度報告 2013 第十二章財務報告 139 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 1 (a) 招商銀行股份有限公司 ( 行 ) 註 商 銀行 ( ), 行 A 股 二 二年 行 H 股 二 年 二十二 有限公司 ( ) 二 年十二 十, 行除 行外 有 行 行 行 行 行 行 行 行 行 行 行 行 行 行 行 行 行 明 行 行 行 行 行 行 行 行 行 行 行 行 行 行 行 行 行 特 行 行 行 銀 行 行 行 行 招商銀行 ( ) 行 行 行 行 外, 行 有 (b) 行 公司 ( ) 務 公司 人銀行 務 務, 務 2 (a) 財務報 財務報告 公司 財務報 有限公司

140 2013 2 (b) 2 2013 1 1 1 1 7 7 10 10 (2011) 11 11 11 12 12 22)

2013 141 2 (b) 13 13 7 19 19 2011 19 2011

142 2013 2 (b) 19 19 (48,350) (6) (48,356) (14,287) 1 (14,286) 45,277 (5) 45,272 30 30 (115) (3) (118) 44,503 22 44,525 5,888 (153) 5,735 4,337 5 4,342 864 (20) 844 64,446 (131) 64,315 (1,150) 3 (1,147) 8,848 (126) 8,722 4,987 6 4,993 827 (14) 813 71,432 (106) 71,326

2013 143 2 (c) 54 (d) 2(i) 2(e)2(f) (e)

144 2013 2 (e) 2(g) (n) 2(i) (f) 2(i)

2013 145 2 (g) (i)(ii) (i) (ii) (ii) (i) 2(n) (h) 2(n) (2 50 40 50 (i) (i)

146 2013 2 (i) (i)

2013 147 2 (i) (i) (ii)

148 2013 2 (i) (iii) (iv)

2013 149 2 (i) (iv) (v) (vi)

2013 150 2 (i) (vii) (j) 20 20 3 3 5 3

2013 151 2 (k) (l) (i) (ii) 2(n) (iii) 2(j) 2(n) (m)

152 2013 2 (n) (i)

2013 153 2 (n) (i)

154 2013 2 (n) (i)

2013 155 2 (n) (ii) (o)

156 2013 2 (p) (i) (a) (b) 2(p)(ii) (ii) (q) (i) (ii) (iii)

2013 157 2 (q) (iv) (r)

158 2013 2 (s) (t) (u) (i) (ii)

2013 159 2 (u) (iii) H (Black-Scholes) (v) (w) (x) (y)

160 2013 3 2013 2012 72,765 68,719 50,120 41,303 4,745 5,904 7,296 6,392 3,306 6,414 2,084 1,754 11,558 3,671 16,623 13,575 4,998 2,369 173,495 150,101 4.062.15 4 2013 2012 48,475 42,308 11,656 6,654 8,519 7,338 2,651 2,656 3,281 2,771 74,582 61,727

2013 161 5 2013 2012 8,309 5,825 2,756 2,211 5,143 3,924 2,873 2,229 7,187 4,594 5,097 2,384 31,365 21,167 6 2013 2012 891 1,296 (560) 425 580 180 104 78 19 24 414 318 2,469 2,766 426 414 590 140 4,933 5,641

162 2013 7 2013 2012 (i) 18,208 16,132 4,008 3,507 4,774 4,299 26,990 23,938 8,579 7,555 3,224 2,864 71 60 2,801 2,462 12,479 11,477 54,144 48,356 (i) (ii) 37(c) 1,6001,400

2013 163 8 2013 (i) (iii) 2,800 364 3,164 3,097 403 3,500 3,097 403 3,500 (iii) 300 300 (iii) 300 300 300 300 300 300 300 300 (iii) (iii) 3,063 398 3,461 300 300 300 300 (iii) 175 175 (iii) 1,127 147 1,274 (iii) 1,095 142 1,237

164 2013 8 2013 (i) (iv) (iv) 1,750 228 1,978 (iv) 250 250 (iv) (iv) 785 102 887 (iv) 1,059 138 1,197 2,525 17,873 2,325 22,723 (i) (ii) (iii) H H H H H H37(d) (iv)

2013 165 8 2012 (i) 4,200 546 4,746 1,845 6,591 2,730 355 3,085 1,199 4,284 2,730 355 3,085 1,199 4,284 (i) 300 300 300 300 300 300 300 300 300 (i) 125 125 125 (ii) 175 175 175 300 300 300 (i) 125 125 125 (ii) 175 175 175 2,940 382 3,322 1,107 4,429 (i) (ii) (i) (ii) 300 300 300 50 50 50 1,093 702 233 2,028 2,028 1,068 695 229 1,992 1,992 2,150 14,761 1,397 2,100 20,408 5,350 25,758

166 2013 8 (i) (ii) 2013 2012 0 500,000 22 25 500,001 1,000,000 1,000,001 1,500,000 2 1,500,001 2,000,000 1 2,000,001 2,500,000 1 3,000,000 3,500,000 4 4,000,001 4,500,000 3 4,500,001 5,000,000 6,500,000 7,000,000 1 28 31 8 9 55(h)

2013 167 9 8 2013 2012 8 15,384 15,120 8(i) 6,457 1,900 1,966 17,284 23,543 5 2013 2012 8 3,000,001 3,500,000 4 3,500,001 4,000,000 1 1 4,000,001 5,000,000 3 6,000,001 7,000,000 1 10 161B 2013 2012 49 31 53 41

168 2013 11 2013 2012 19(c) 10,196 5,491 (32) (2) (16) 26 (1) 2 1 1 70 65 10,218 5,583 12 (a) 2013 2012 17,142 14,306 486 386 36 49 17,664 14,741 (981) (455) 16,683 14,286 (b) 2013 2012 68,425 59,558 25% 25%) 17,106 14,890 847 689 (1,253) (1,264) (17) (29) 16,683 14,286 (i) 25% 25%) (ii) (iii) 16.5% 16.5%)

2013 169 13 (a) 2013 2012 (471) (471) (118) (118) (8) (8) (7,445) 1,869 (5,576) (164) 44 (120) (920) 230 (690) (719) 180 (539) 89 (15) 74 36 (6) 30 (8,755) 2,084 (6,671) (965) 218 (747) (b) 2013 2012 (864) (546) 174 7 (690) (539) (5,355) (57) (221) (63) (5,576) (120)

170 2013 14 40 (a) 2013 2012 51,743 45,268 22,488 21,577 2.30 2.10 (b) 2013 2012 51,743 45,268 51,743 45,268 22,488 21,577 22,488 21,577 2.30 2.10 15 2013 2012 2013 2012 i 443,958 407,897 442,004 406,520 ii 55,997 48,086 52,843 45,288 1,622 2,690 1,622 2,690 501,577 458,673 496,469 454,498 i ii 18% 5%18% 5%)

2013 171 16 (a) 2013 2012 2013 2012 37,881 280,753 27,691 274,497 1,022 183 1,022 183 38,903 280,936 28,713 274,680 (49) (62) (49) (62) (4) (4) (4) (4) (53) (66) (53) (66) 38,850 280,870 28,660 274,614 (b) 2013 2012 2013 2012 26,513 260,688 17,230 255,364 1,022 183 1,022 183 27,535 260,871 18,252 255,547 11,368 20,065 10,461 19,133 38,903 280,936 28,713 274,680 (49) (62) (49) (62) (4) (4) (4) (4) (53) (66) (53) (66) 38,850 280,870 28,660 274,614 (c) 2013 2012 66 92 (13) (26) 53 66

172 2013 16 (d) 2013 2012 53 66 (53) (66) 2013 2012 2013 2012 0.14% 0.02% 0.18% 0.02% 17 (a) 2013 2012 2013 2012 72,228 63,935 69,149 46,496 75,829 39,514 75,829 39,514 148,057 103,449 144,978 86,010 (10) (29) (10) (29) 148,047 103,420 144,968 85,981 (b) 2013 2012 2013 2012 1 69,147 31,400 69,147 17,728 11 75,086 61,998 72,007 58,236 1 3,814 10,022 3,814 10,017 148,047 103,420 144,968 85,981

2013 173 17 (c) 2013 2012 2013 2012 49,479 24,561 57,396 21,803 75,829 39,514 75,829 39,514 125,308 64,075 133,225 61,317 22,749 39,374 11,753 24,693 148,057 103,449 144,978 86,010 (10) (29) (10) (29) 148,047 103,420 144,968 85,981 18 (a) 2013 2012 2013 2012 232,489 19,814 231,607 19,814 86,416 87,151 86,416 87,151 318,905 106,965 318,023 106,965 79,881 215,318

174 2013 18 (b) 2013 2012 2013 2012 1 143,758 79,433 142,876 79,433 11 90,172 25,926 90,172 25,926 1 84,975 1,606 84,975 1,606 318,905 106,965 318,023 106,965 (c) 2013 2012 2013 2012 232,489 19,814 231,607 19,814 86,416 87,151 86,416 87,151 318,905 106,965 318,023 106,965 (d) 2013 2012 2013 2012 31,013 2,866 31,013 2,866 10,452 11,644 10,452 11,644 77,915 77,388 77,915 77,388 119,380 91,898 119,380 91,898 325 532 325 532 43,696 935 42,814 935 117,391 13,600 117,391 13,600 38,113 38,113 318,905 106,965 318,023 106,965

2013 175 19 (a) 2013 2012 2013 2012 1,325,810 1,152,837 1,162,140 1,033,545 71,035 64,842 61,592 55,097 800,249 686,784 785,525 671,900 2,197,094 1,904,463 2,009,257 1,760,542 (7,002) (4,995) (6,921) (4,921) (41,762) (36,143) (40,301) (35,218) (48,764) (41,138) (47,222) (40,139) 2,148,330 1,863,325 1,962,035 1,720,403 (b) (i) 2013 2012 2013 2012 162,634 134,108 135,094 126,779 138,666 123,101 123,423 112,980 475,452 427,601 430,437 392,122 278,678 213,423 277,905 213,256 1,055,430 898,233 966,859 845,137 160,225 141,214 159,414 135,032 1,215,655 1,039,447 1,126,273 980,169 110,155 113,390 35,867 53,376 1,325,810 1,152,837 1,162,140 1,033,545 71,035 64,842 61,592 55,097 800,249 686,784 785,525 671,900 2,197,094 1,904,463 2,009,257 1,760,542

176 2013 19 (b) (ii) 2013 2012 2013 2012 373,458 354,863 350,145 337,126 258,251 195,608 248,361 194,138 120,598 135,985 118,917 128,103 98,367 73,998 96,432 72,697 89,314 59,393 70,236 56,423 64,199 54,507 51,378 45,489 58,028 79,081 57,517 65,102 37,561 31,949 33,663 30,653 34,383 29,208 27,561 28,784 15,535 11,721 15,400 11,403 47,217 31,509 41,497 29,572 1,196,911 1,057,822 1,111,107 999,490 71,035 64,842 61,592 55,097 154,971 106,189 154,971 106,189 261,501 328,199 261,432 328,131 318,195 180,706 315,453 177,139 53,772 60,574 53,669 60,441 788,439 675,668 785,525 671,900 2,056,385 1,798,332 1,958,224 1,726,487

2013 177 19 (b) (ii) 2013 2012 2013 2012 36,923 28,064 23,136 14,532 32,694 34,455 6,229 7,763 18,677 6,554 209 241 14,882 10,041 6,112 4,096 6,818 7,066 1,567 3,127 841 200 696 22 35 26 18,029 8,609 13,084 4,274 128,899 95,015 51,033 34,055 264 330 7,105 7,547 1,527 1,306 2,914 1,933 11,810 11,116 140,709 106,131 51,033 34,055 90% (GT/T4754-2011)

178 2013 19 (c) 2013 34,202 1,941 4,995 41,138 11 4,405 1,661 4,861 10,927 11 (8) (1) (722) (731) (398) (1,736) (2,134) (1) (405) (406) 26 39 65 (8) (8) (65) (22) (87) 38,534 3,228 7,002 48,764 2012 30,190 1,389 5,125 36,704 11 4,046 707 1,523 6,276 11 (17) (1) (767) (785) (168) (723) (891) (1) (214) (215) 15 50 65 13 13 (17) (12) (29) 34,202 1,941 4,995 41,138

2013 179 19 (c) 2013 33,277 1,941 4,921 40,139 3,857 1,657 4,822 10,336 (686) (686) (394) (1,733) (2,127) (404) (404) 24 30 54 (8) (8) (61) (21) (82) 37,073 3,228 6,921 47,222 2012 29,572 1,389 5,018 35,979 3,721 701 1,485 5,907 (737) (737) (163) (686) (849) (211) (211) 14 50 64 13 13 (16) (11) (27) 33,277 1,941 4,921 40,139

180 2013 19 (d) 2013 i ii ii iii 54,574 1 54,575 0.00 2,124,225 5,005 13,289 2,142,519 0.85 3,663 2,178,799 5,005 13,290 2,197,094 0.83 3,663 (56) (1) (57) (38,478) (3,228) (7,001) (48,707) (38,534) (3,228) (7,002) (48,764) 54,518 54,518 2,085,747 1,777 6,288 2,093,812 2,140,265 1,777 6,288 2,148,330

2013 181 19 (d) 2012 i ii ii iii 20,859 1 20,860 0.00 1,872,070 3,215 8,318 1,883,603 0.61 1,870 1,892,929 3,215 8,319 1,904,463 0.61 1,870 (25) (1) (26) (34,177) (1,941) (4,994) (41,112) (34,202) (1,941) (4,995) (41,138) 20,834 20,834 1,837,893 1,274 3,324 1,842,491 1,858,727 1,274 3,324 1,863,325

182 2013 19 (d) 2013 i ii ii iii 23,462 1 23,463 0.00 1,967,726 4,996 13,072 1,985,794 0.91 3,512 1,991,188 4,996 13,073 2,009,257 0.90 3,512 (36) (1) (37) (37,037) (3,228) (6,920) (47,185) (37,073) (3,228) (6,921) (47,222) 23,426 23,426 1,930,689 1,768 6,152 1,938,609 1,954,115 1,768 6,152 1,962,035

2013 183 19 (d) 2012 i ii ii iii 4,708 1 4,709 0.02 1,744,446 3,208 8,179 1,755,833 0.65 1,774 1,749,154 3,208 8,180 1,760,542 0.65 1,774 (13) (1) (14) (33,264) (1,941) (4,920) (40,125) (33,277) (1,941) (4,921) (40,139) 4,695 4,695 1,711,182 1,267 3,259 1,715,708 1,715,877 1,267 3,259 1,720,403 (i) (ii) (iii)

184 2013 19 (e) 2013 2012 27,442 30,503 20,773 23,602 43,594 48,386 31,486 34,791 4,791 5,267 2,397 2,677 75,827 84,156 54,656 61,070 (91) (91) (20) (20) (1,213) (1,213) (781) (781) (8,329) (6,414) 74,523 74,523 53,855 53,855

2013 185 20 2013 2012 2013 2012 9,252 6,885 9,075 6,772 5,697 4,537 5,501 4,399 2,750 1,587 2,243 1,175 17,699 13,009 16,819 12,346 21 2013 2012 2013 2012 21(a) 23,223 25,489 20,394 22,058 53(h) 5,925 1,975 5,515 1,866 21(b) 289,911 285,344 273,923 274,812 21(c) 208,927 175,417 203,503 172,994 21(d) 235,415 32,221 236,585 33,426 763,401 520,446 739,920 505,156 (a) 2013 2012 2013 2012 (i) 14,611 19,139 14,001 16,201 (ii) 8,612 6,350 6,393 5,857 23,223 25,489 20,394 22,058

186 2013 21 (a) 2013 2012 2013 2012 (i) 4,129 1,221 4,129 1,221 23 23 339 2,931 339 2,931 5,703 11,012 5,703 11,012 2,465 276 2,445 276 3 3 939 428 939 428 534 596 446 248 340 157 2 10 14,454 16,657 14,001 16,139 16 62 62 157 2,390 14 157 2,482 62 14,611 19,139 14,001 16,201

2013 187 21 (a) (ii) 2013 2012 2013 2012 285 298 285 298 933 949 933 949 4,588 3,639 4,588 3,639 284 284 62 66 439 332 827 466 288 371 7,134 6,034 6,094 5,541 28 28 1,450 316 271 316 1,478 316 299 316 8,612 6,350 6,393 5,857 2013 2012 2013 2012 4,581 3,893 4,414 1,542 13,108 19,537 12,561 19,087 3 4 5,531 2,055 3,419 1,429 23,223 25,489 20,394 22,058

188 2013 21 (b) 2013 2012 2013 2012 49,846 29,829 49,846 29,829 229 5,928 199 5,928 27,922 39,270 25,455 37,789 94,278 98,525 91,263 97,044 89,849 85,815 89,571 85,815 2,611 3,373 1,624 2,399 5,219 3,718 3,989 2,896 771 612 427 303 20 18 270,745 267,088 262,374 262,003 (166) (185) (166) (185) 270,579 266,903 262,208 261,818 863 701 863 600 1,922 1,922 649 644 434 434 30 7,995 6,641 1,040 1,926 8,066 10,721 7,783 10,369 117 78 6 8 24 19,666 18,785 12,048 13,337 (334) (344) (333) (343) 19,332 18,441 11,715 12,994 289,911 285,344 273,923 274,812

2013 189 21 (b) 2013 2012 2013 2012 58,383 46,909 58,314 46,748 134,565 149,255 120,748 140,176 96,963 89,180 94,861 87,888 289,911 285,344 273,923 274,812 2013 2012 2013 2012 529 508 528 507 34 34 (16) (8) (16) (8) (13) (5) (13) (5) 500 529 499 528

190 2013 21 (c) 2013 2012 2013 2012 90,383 74,780 90,383 74,780 15,373 15,373 18,055 10,503 18,055 10,503 91,467 68,479 91,467 68,479 2,838 2,869 2,838 2,869 100 392 610 320 388 1,485 1,317 518 563 204,720 173,931 203,581 172,955 (78) (81) (78) (81) 204,642 173,850 203,503 172,874 120 120 169 1,355 4,116 185 4,285 1,660 120 (93) 4,285 1,567 120 208,927 175,417 203,503 172,994

2013 191 21 (c) 2013 2012 2013 2012 94,608 90,444 90,349 90,200 110,063 80,789 109,816 79,306 10 4,256 4,174 3,338 3,488 208,927 175,417 203,503 172,994 195,499 173,941 190,068 172,979 2013 2012 2013 2012 174 174 81 80 7 7 (1) (5) (1) (5) (91) (4) (2) (2) (1) 78 174 78 81

192 2013 21 (d) 2013 2012 2013 2012 822 1,769 822 1,769 9,993 11,360 9,993 11,360 12,462 19,093 12,462 19,093 40,670 40,670 171,470 171,470 61 62 1,231 1,267 235,478 32,284 236,648 33,489 (63) (63) (63) (63) 235,415 32,221 236,585 33,426 2013 2012 2013 2012 822 1,769 822 1,769 222,131 11,359 223,301 12,564 12,462 19,093 12,462 19,093 235,415 32,221 236,585 33,426 2013 2012 1 1 63 63 1 1 (1) (1) 12 31 63 63

2013 193 21 (e) 2013 2012 2013 2012 67 25 28 16 1,216 243 1,216 243 1,311 284 1,216 243 (f) 2013 2012 2013 2012 14,848 3,056 14,848 3,056 5,732 3,514 5,296 3,056 20,580 6,570 20,144 6,112 (g)

194 2013 21 (g)

2013 195 21 (g) 2013 1 2 3 1 2 3 1,662 12,604 14,266 1,473 12,528 14,001 5,800 5,800 5,442 5,442 340 340 5 5 2,007 18,404 20,411 1,473 17,970 19,443 750 7,737 125 8,612 249 6,019 125 6,393 94 31 125 73 73 750 7,831 156 8,737 249 6,092 125 6,466 24,577 263,724 288,301 14,900 258,156 273,056 818 40 238 1,096 427 427 50 24 74 25,445 263,764 262 289,471 15,327 258,156 273,483 28,202 289,999 418 318,619 17,049 282,218 125 299,392 1,216 1,216 1,216 1,216 67 67 28 28 8,150 8,150 7,732 7,732 95 9,366 9,461 8,948 8,948 14,848 14,848 14,848 14,848 436 5,296 5,732 5,296 5,296 85 85 70 70 15,369 5,296 20,665 14,918 5,296 20,214 95 24,735 5,296 30,126 23,866 5,296 29,162

196 2013 21 (g) 2012 1 2 3 1 2 3 3,078 15,877 18,955 457 15,744 16,201 1,975 1,975 1,866 1,866 157 157 10 17 27 3,245 17,869 21,114 457 17,610 18,067 493 5,661 196 6,350 5,661 196 5,857 10,369 273,624 283,993 5,207 268,860 274,067 645 40 685 303 303 18 18 11,032 273,664 284,696 5,510 268,860 274,370 14,770 297,194 196 312,160 5,967 292,131 196 298,294 243 243 243 243 16 9 25 16 16 2,745 2,745 2,673 2,673 32 2,997 3,029 2,916 2,916 3,056 3,056 3,056 3,056 458 3,056 3,514 3,056 3,056 3,514 3,056 6,570 3,056 3,056 6,112 32 6,511 3,056 9,599 5,972 3,056 9,028

2013 197 21 (g) (i) 2013 1 1 196 196 2 (4) (2) (4) (4) (2) (2) 44 264 308 (15) (63) (78) 2013 12 31 31 125 262 418 1 (5) (4)

198 2013 21 (g) (i) 2013 1 1 3,056 3,056 (19) (19) (96) (96) 2,939 2,939 (584) (584) 2013 12 31 5,296 5,296 (85) (85)

2013 199 21 (g) (i) 2012 1 1 325 325 2 2 (2) (2) (129) (129) 2012 12 31 196 196 17 17

200 2013 21 (g) (i) 2012 1 1 10 3,558 3,568 (10) (10) 47 47 (20) (20) 852 852 (1,381) (1,381) 2012 12 31 3,056 3,056 (140) (140)

2013 201 21 (g) (i) 2013 1 1 196 196 (4) (4) (4) (4) (63) (63) 2013 12 31 125 125 (5) (5)

202 2013 21 (g) (i) 2013 1 1 3,056 3,056 (19) (19) (96) (96) 2,939 2,939 (584) (584) 2013 12 31 5,296 5,296 (85) (85)

2013 203 21 (g) (i) 2012 1 1 325 325 2 2 (2) (2) (129) (129) 2012 12 31 196 196 17 17

204 2013 21 (g) (i) 2012 1 1 3,558 3,558 47 47 (20) (20) 852 852 (1,381) (1,381) 2012 12 31 3,056 3,056 (140) (140) (ii) 10%

2013 205 21 (g) (ii) 2013 2013 3 (3) 13 (13) 13 (13) 24 (24) 2 (2) 530 (530) 530 (530) 2012 2012 20 (20) 20 (20) 306 (306) 306 (306)

206 2013 22 2013 2012 37,041 36,333 (1,768) (1,768) 35,273 34,565 2(d) (i) 250 100% (ii) 4,000 100% (iii) 1,161 100% (iv) 210 55% (i) (ii) (iii) 1998 4052002 30 2008 110 20

2013 207 22 (iv) 63,567,567.57 21.6% 33.4% 55% 2013 12 31 78 3 35 697 697 139 139 202 202 (89) (89) (197) (197) 752 752 (338) (338) 414 414 518 338 251 (752) 355

208 2013 23 2013 2012 2013 2012 191 18 177 2 114 20 291 191 (1) (1) 19 290 191 3,000 27.00% 27.00% 20,000 40.00% 40.00% 30,000 25.00% 25.00% 2013 107 47 60 20 2 31 13 18 5 2012 86 69 17 15 7 24 19 5 4 2

2013 209 24 2013 2012 2013 2012 171 750 153 9 12 759 165 171 35 33 (9) i 500,000 50.00% 50.00% ii 150,000 13.33% 14.29% iii 10,024 2.88% 20.00% 420,000 16.67% 16.67% 200,000 21.00% 21.00% i-tech Solutions Limited 6,000 50.00% 50.00%

210 2013 24 2013 10,678 9,504 1,174 929 14 5,339 4,752 587 465 7 2012 2013 6,906 5,729 1,177 1,760 187 1,129 966 163 284 28 2012 6,498 5,366 1,132 1,679 194 1,058 905 153 273 33 (i) 2013 3 50% 2013 10 2150% 50% (ii) (iii) 14.29% 13.33% 20% 2.88%

2013 211 25 2013 2013 1 1 13,705 3,476 5,148 5,103 1,389 5,081 33,902 1 6 3 10 760 3,615 1,002 1,058 88 840 7,363 2,548 (2,849) (7) 55 36 (217) (44) (157) (21) (413) (635) (91) (1) (3) (10) (69) (14) (188) 2013 12 31 16,879 4,241 5,989 6,185 1,408 5,533 40,235 2013 1 1 3,387 3,643 2,866 114 3,500 13,510 746 850 833 70 686 3,185 (9) (4) 4 (9) (17) (173) (13) (377) (580) (1) 1 (16) (31) (23) (70) 2013 12 31 4,106 4,317 3,670 153 3,790 16,036 2013 12 31 12,773 4,241 1,672 2,515 1,255 1,743 24,199 2013 1 1 10,318 3,476 1,505 2,237 1,275 1,581 20,392

212 2013 25 2012 2012 1 1 10,704 4,023 4,388 4,081 1,001 4,629 28,826 501 2,654 986 858 156 783 5,938 2,642 (3,201) 6 253 231 24 (45) (116) (231) (88) (345) (780) (26) (1) (1) 1 (10) (37) 2012 12 31 13,705 3,476 5,148 5,103 1,389 5,081 33,902 2012 1 1 2,808 3,191 2,047 54 3,226 11,326 608 681 846 60 621 2,816 1 (1) 1 1 (26) (227) (25) (336) (614) (4) (1) (2) (12) (19) 2012 12 31 3,387 3,643 2,866 114 3,500 13,510 2012 12 31 10,318 3,476 1,505 2,237 1,275 1,581 20,392 2012 1 1 7,896 4,023 1,197 2,034 947 1,403 17,500

2013 213 25 2013 2013 1 1 10,841 3,475 4,996 4,948 5,037 29,297 760 3,616 908 1,038 831 7,153 2,548 (2,849) (8) 55 36 (218) (44) (157) (19) (412) (632) (7) (1) (12) (20) 2013 12 31 14,098 4,242 5,739 6,021 5,480 35,580 2013 1 1 2,781 3,556 2,808 3,476 12,621 605 801 807 678 2,891 (9) (4) 4 (9) (17) (169) (9) (375) (570) 14 1 (21) (6) 2013 12 31 3,374 4,184 3,607 3,762 14,927 2013 12 31 10,724 4,242 1,555 2,414 1,718 20,653 2013 1 1 8,060 3,475 1,440 2,140 1,561 16,676

214 2013 25 2012 2012 1 1 7,825 3,792 4,252 3,980 4,590 24,439 501 2,653 962 793 773 5,682 2,634 (2,970) 6 253 24 (53) (116) (224) (78) (340) (758) (3) (10) (13) 2012 12 31 10,841 3,475 4,996 4,948 5,037 29,297 2012 1 1 2,345 3,125 2,002 3,206 10,678 465 652 823 615 2,555 (1) (1) 1 (1) (26) (220) (17) (334) (597) (2) (12) (14) 2012 12 31 2,781 3,556 2,808 3,476 12,621 2012 12 31 8,060 3,475 1,440 2,140 1,561 16,676 2012 1 1 5,480 3,792 1,127 1,978 1,384 13,761

2013 215 25 (a) 2013 2012 2013 2012 50 282 306 280 304 10 50 10,420 7,727 10,415 7,727 10,702 8,033 10,695 8,031 50 1,084 1,173 10 50 967 1,090 29 29 2,051 2,263 29 29 20 22 12,773 10,318 10,724 8,060 (b) (c) (d) 8.768.26

216 2013 26 2013 2012 2013 2012 1 1 2,207 2,175 540 487 226 45 218 53 (54) (13) 12 31 2,379 2,207 758 540 1 1 569 465 215 189 110 108 28 25 10 (1) 9 1 (11) (3) (1) 12 31 678 569 251 215 12 31 1,701 1,638 507 325 1 1 1,638 1,710 325 298 (a) 2013 2012 2013 2012 50 10 50 523 349 507 325 523 349 507 325 50 8 1 10 50 1,170 1,288 1,178 1,289 1,701 1,638 507 325

2013 217 26 (b) 40.9334.36 2013 2012 2013 2012 1 184 130 52 53 15 330 121 105 59 5 32 1 32 1 546 252 189 113 27 2013 2013 1 1 1,138 1,656 1,056 3,850 10 10 172 325 497 (9) (9) (4) (22) (26) 2013 12 31 1,297 1,991 1,034 4,322 2013 1 1 145 695 159 999 29 263 36 328 (1) (1) (2) (2) 4 2013 12 31 171 956 199 1,326 2013 12 31 1,126 1,035 835 2,996 2013 1 1 993 961 897 2,851

218 2013 27 2012 2012 1 1 1,009 1,230 1,064 3,303 130 426 556 (1) (8) (9) 2012 12 31 1,138 1,656 1,056 3,850 2012 1 1 121 455 122 698 24 240 38 302 (1) (1) 2012 12 31 145 695 159 999 2012 12 31 993 961 897 2,851 2012 1 1 888 775 942 2,605 2013 2013 1 1 934 1,649 2,583 172 325 497 2013 12 31 1,106 1,974 3,080 2013 1 1 129 694 823 25 262 287 (2) (1) (3) 2013 12 31 152 955 1,107 2013 12 31 954 1,019 1,973 2013 1 1 805 955 1,760

2013 219 27 2012 2012 1 1 804 1,225 2,029 130 424 554 2012 12 31 934 1,649 2,583 2012 1 1 109 454 563 20 240 260 2012 12 31 129 694 823 2012 12 31 805 955 1,760 2012 1 1 695 771 1,466 28 i 10,177 10,177 (579) ii 355 355 10,177 355 10,532 (579) (i) (ii) 53.12% 12,898 6,85110,177 55% 752 414355

220 2013 28 12% 12%) 29 2013 2012 2013 2012 8,064 4,993 7,820 4,838 (770) (813) 7,294 4,180 7,820 4,838

2013 221 29 (a) 2013 2012 15,917 3,986 14,167 3,549 7,519 1,880 56 15 6,486 1,621 4,401 1,100 2,358 577 1,405 329 32,280 8,064 20,029 4,993 142 23 114 19 40 7 19 3 (4,848) (800) (5,057) (835) (4,666) (770) (4,924) (813) 2013 2012 15,331 3,833 13,873 3,468 7,521 1,880 62 16 6,370 1,593 4,303 1,076 2,056 514 1,112 278 31,278 7,820 19,350 4,838

222 2013 29 (b) 2013 1 1 3,568 18 1,100 (506) 4,180 7 20 27 442 514 25 981 1,869 215 2,084 (1) 23 22 2013 12 31 4,009 1,887 1,621 (223) 7,294 2012 1 1 3,984 (26) 559 (1,019) 3,498 (416) 541 330 455 44 174 218 9 9 2012 12 31 3,568 18 1,100 (506) 4,180 2013 1 1 3,468 16 1,076 278 4,838 365 517 6 888 1,864 230 2,094 2013 12 31 3,833 1,880 1,593 514 7,820

2013 223 29 (b) 2012 1 1 3,909 (35) 558 (225) 4,207 (441) 518 323 400 51 180 231 2012 12 31 3,468 16 1,076 278 4,838 25% 30 2013 2012 2013 2012 3,709 1,536 3,180 947 (a) 62 61 62 61 781 710 768 701 478 168 278 152 303 393 141 213 131 142 227 233 37(b)(ii) 106 34 1,246 1,246 3,807 4,199 2,723 3,767 9,604 8,722 7,152 7,087

224 2013 30 (a) 2013 2012 650 662 303 312 953 974 (891) (913) 62 61 (i) (ii) 0.190.07 31 2013 2012 2013 2012 221,121 106,635 216,605 101,060 55,896 6,400 55,870 6,417 237,165 145,657 237,165 145,657 514,182 258,692 509,640 253,134

2013 225 32 2013 2012 2013 2012 104,396 99,079 55,985 59,517 20,736 10,736 13,843 6,914 125,132 109,815 69,828 66,431 33 (a) 2013 2012 2013 2012 149,336 157,753 148,033 157,753 3,114 200 3,114 714 714 153,164 157,953 151,861 157,753 (b) 2013 2012 2013 2012 31,900 31,900 7,134 7,134 19,371 36,832 19,371 36,832 82,017 104,825 82,017 104,825 143 143 133,431 148,791 133,431 148,791 18,430 8,962 18,430 8,962 1,303 200 153,164 157,953 151,861 157,753

226 2013 34 2013 2012 2013 2012 864,224 797,577 854,900 788,136 942,728 809,364 900,988 774,568 1,806,952 1,606,941 1,755,888 1,562,704 547,363 524,970 524,823 503,224 420,961 400,533 374,170 360,546 968,324 925,503 898,993 863,770 2,775,276 2,532,444 2,654,881 2,426,474 2013 2012 2013 2012 165,808 140,429 165,678 140,291 44,754 24,531 36,611 18,913 36,397 24,097 36,389 24,091 28,405 20,811 28,285 20,687 26,572 22,507 26,520 22,464 301,936 232,375 293,483 226,446 35 2013 2012 2013 2012 928 1,286 831 1,259 30,060 22,779 28,948 22,022 30,988 24,065 29,779 23,281

2013 227 36 2013 2012 2013 2012 20,941 13,013 8,519 7,426 36(a) 21,047 44,124 18,676 41,683 36(b) 23,980 19,974 19,980 19,974 2,968 2,968 68,936 77,111 50,143 69,083 (a) (%) 2013 2012 (i) 120 2008 9 4 5.705 8.706 19,000 18,994 (i) 180 2008 9 4 5.9010 8.9011 7,000 6,991 6,990 (i) 120 2008 9 4 R*+1.53%5 R*+4.53%6 4,000 3,999 (ii) 180 2012 12 28 5.20% 11,700 11,685 11,700 18,676 41,683

228 2013 36 (a) (%) 2013 2012 144 2009 12 28 5.70 1,500 1,171 1,206 120 2012 11 6 3.505 T*+2.80%6 200 1,200 1,235 2,371 2,441 * R 4.14% 2.25% 2.25% 3.50% 3.00% T 5 (i) (ii) 2008 304 2008 25300 260 40 19040230 2012 703 2012 91 117117 (b) (%) 2013 2012 1201(i) 60 2012 3 14 4.15% 6,500 6,494 6,492 1202(i) 60 2012 3 14 R*+0.95% 13,500 13,486 13,482 19,980 19,974 * R 3.50% (i) 2011 557 2012 2200 65 135

2013 229 36 (b) (%) 2013 2012 (ii) 36 2013 6 26 4.99% 1,000 1,000 (ii) 60 2013 6 26 5.08% 1,000 1,000 (ii) 36 2013 7 24 4.87% 1,000 1,000 (ii) 60 2013 7 24 4.98% 1,000 1,000 4,000 (ii) 2012 758 2013 33 20 20 37 (a) 2013 2,589 81 13,408 (12,502) 3,576 37 79 (80) 36 337 4,008 (4,124) 221 90 1,267 (1,249) 108 986 8 791 (620) 1,165 17 (4) 13 17 (4) 13 4,056 89 19,549 (18,575) 5,119

230 2013 37 (a) 2012 2,189 12,132 (11,732) 2,589 38 43 (44) 37 258 3,507 (3,428) 337 73 1,174 (1,157) 90 744 697 (455) 986 18 (1) 17 18 (1) 17 3,320 17,552 (16,816) 4,056 2013 2,303 12,617 (11,814) 3,106 37 (1) 36 337 3,988 (4,105) 220 90 1,259 (1,241) 108 982 783 (614) 1,151 17 (4) 13 17 (4) 13 3,766 18,643 (17,775) 4,634

2013 231 37 (a) 2012 1,960 11,411 (11,068) 2,303 38 (1) 37 256 3,489 (3,408) 337 73 1,169 (1,152) 90 740 693 (451) 982 18 (1) 17 18 (1) 17 3,085 16,761 (16,080) 3,766 (b) (i) 10% 35% 10% 35%) 8.33% (ii) 19 136% 109%)

232 2013 37 (b) (ii) 2013 2012 400 418 (294) (384) 106 34 2013 2012 (15) (15) (15) (15) 0.430.48 2013 2012 1 1 384 382 15 15 3 6 (48) (24) (23) 3 (37) 22 (20) 12 31 294 384

2013 233 37 (b) (ii) 2013 2012 1 1 418 397 3 6 40 43 (48) (24) (13) (4) 12 31 400 418 2013 2012 % % 269 67.3 277 66.3 66 16.5 70 16.7 65 16.2 71 17.0 400 100 418 100 2013 2012 % % 2.1 0.7 0.75 0.1 5.0 5.0 3.0 3.0

234 2013 37 (b) (iii) 30 28 (c) (d) H H H H H H H (i) 2013 (i) 1.177 2 10 1.209 2 10 1.534 2 10 1.688 3 10 1.750 3 10 1.750 3 10 (i) 10 3 H 1.29 1.68H 1.32 1.72 H25% H 1.68 1.26 H 1.72 1.29 (ii) H 10 1.3H 1.26 1.34 H 1.29 1.37 H 1.59 1.69

2013 235 37 (d) (i) (iii) H 10 1.74 183 H 2012 4 1 H H 2013 8 9 H H 1.34 1.18 H 1.37 1.21 H 1.69 1.53 H 1.89 1.69 H 1.86 1.75 H 1.86 1.75 (ii) 2013 2012 17.79 8.15 19.14 6.29 15.56 1.75 16.13 1.86 16.59 (0.96) 16.59 0.17 16.40 9.11 17.79 8.15 17.09 3.96 18.24 3.21 16.4017.79 6.867.22 H

236 2013 37 (d) (iii) (Black-Scholes) 2013 0.88 7.09 2.21 2.47 2.90 2.73 16.52 16.52 16.52 16.52 16.52 16.52 25.63 7.09 18.33 17.19 14.99 15.56 29% 29% 29% 29% 29% 29% 3.83 4.83 5.83 7.17 8.33 9.42 5.64% 5.64% 5.64% 5.64% 5.64% 5.64% 2.81% 2.81% 2.81% 2.81% 2.81% 2.81% 2012 1.19 7.64 2.90 3.35 4.01 17 17 17 17 17 27.02 8.05 19.54 18.38 16.13 26% 26% 26% 26% 26% 4.83 5.83 6.83 8.17 9.33 3.33% 3.33% 3.33% 3.33% 3.33% 2.85% 2.85% 2.85% 2.85% 2.85%

2013 237 37 (d) (iv) 2013 (i) 318 318 327 307 307 307 1,884 159 159 163 200 200 200 1,081 159 159 163 200 200 200 1,081 159 159 163 184 184 184 1,033 (i) 159 159 163 184 184 184 1,033 127 159 163 184 184 184 1,001 163 153 184 184 684 131 153 184 184 652 (i) 96 96 98 123 123 123 659 1,177 1,209 1,534 1,688 1,750 1,750 9,108 2012 311 311 320 300 300 1,542 155 155 159 195 195 859 155 155 159 195 195 859 155 155 159 180 180 829 155 155 159 180 180 829 124 155 159 180 180 798 159 150 180 489 128 150 180 458 94 94 96 120 120 524 94 94 96 120 404 94 94 96 120 150 554 1,337 1,368 1,690 1,890 1,860 8,145 (i) (ii)

238 2013 38 2013 2012 2013 2012 5,805 3,912 5,341 3,654 2,369 2,198 2,349 2,184 493 533 489 532 15 11 8 8 7 5 7 5 33 20 25 18 8,722 6,679 8,219 6,401 39 2013 2012 2013 2012 4,800 3,000 4,800 3,000 6,373 5,226 6,373 5,226 106 195 106 195 1,086 921 1,086 920 1,558 1,499 2,887 1,002 2887 999 21,218 14,628 12,291 7,669 38,028 26,471 27,543 18,009 2009 15 4830

2013 239 40 2013 2012 A 20,629 17,666 H 4,591 3,911 25,220 21,577 AH 2013 1 1 21,577 21,577 3,643 3,643 2013 12 31 25,220 25,220 10 A 0.8589 9.71A 51.69 9.38 A 9.3843.27 8.55 22 1H 8.55 2.2 1H 2.42A H H10% H 103.74147.03 12A 2 9 147.03 147.05 132A 2 11 147.05 147.07

240 2013 40 0.6630.144A 0.144 0.519 4,412 191.19 KPMG-D (2009) CR No.0001 AH101.3 2,007,240,869449,878,000 215.77 KPMG-D (2010) CR No.0001 KPMG-D (2010) CR No.0002 AH101.74 2,962,813,544680,423,172 336.58 36.43 300.15 1300211 1400444 41 2013 2012 2013 2012 37,508 37,508 46,666 46,666 40 30,015 30,015 (8) 67,515 37,508 76,681 46,666

2013 241 42 2013 2012 2013 2012 37 157 (46) 130 (221) (63) (240) (57) (5,355) (57) (5,355) (119) (5,539) 37 (5,641) (46) 43 2(i)(iii) 44 10% 2013 2012 18,618 14,325 4,884 4,293 23,502 18,618

242 2013 45 51.5% 2013 2012 2013 2012 39,195 18,794 38,849 18,571 7,152 20,401 6,913 20,278 46,347 39,195 45,762 38,849 46 (a) 2013 2012 106.30 2012 104.20 13,593 9,062 (b) 2013 2012 4,884 4,293 106.20 2012 6.30 15,636 13,593 20,520 17,886 47

2013 243 48 (a) 3 2013 2012 71,659 60,828 29,983 269,902 72,976 21,147 159,184 88,920 16,147 12,058 349,949 452,855 (b) 49

244 2013 49 (a) 2013 2012 2013 2012 2013 2012 2013 2012 2013 2012 43,744 46,228 35,721 27,278 18,716 14,397 732 471 98,913 88,374 19,057 10,417 4,071 7,703 (21,998) (17,123) (1,130) (997) 62,801 56,645 39,792 34,981 (3,282) (2,726) (398) (526) 98,913 88,374 12,085 7,086 15,717 11,631 1,108 790 274 232 29,184 19,739 4,610 4,432 1,170 868 (772) (174) (501) 101 4,507 5,227 14 7 412 407 426 414 79,496 68,163 56,693 47,487 (2,946) (2,110) (213) 214 133,030 113,754 (1,366) (1,166) (1,735) (1,576) (12) (7) (182) (175) (3,295) (2,924) (22,553) (19,826) (27,202) (24,633) (644) (614) (450) (359) (50,849) (45,432) (331) (321) (331) (321) (23,919) (20,992) (28,937) (26,209) (656) (621) (963) (855) (54,475) (48,677) 55,577 47,171 27,756 21,278 (3,602) (2,731) (1,176) (641) 78,555 65,077 (5,511) (2,981) (4,570) (2,571) 35 (28) (172) (3) (10,218) (5,583) 88 64 88 64 50,066 44,190 23,186 18,707 (3,567) (2,759) (1,260) (580) 68,425 59,558 2,897 2,799 3,536 3,623 2 1 96 76 6,531 6,499 1,730,627 1,717,302 1,046,259 908,877 1,166,250 726,161 47,301 34,246 3,990,437 3,386,586 2,391,814 1,891,311 1,006,969 976,572 307,048 299,671 24,037 20,888 3,729,868 3,188,442 778 455 778 455

2013 245 49 (b) 2013 2012 133,030 113,754 133,030 113,754 68,425 59,558 68,425 59,558 3,990,437 3,386,586 9,953 9,598 835 897 8,064 4,993 7,110 6,025 4,016,399 3,408,099 3,729,868 3,188,442 8,722 6,679 770 813 11,083 11,764 3,750,443 3,207,698

246 2013 49 (c)

2013 247 49 (c) 2013 2012 2013 2012 2013 2012 2013 2012 2013 2012 1,566,355 1,275,164 1,371,100 1,138,797 2,711 (881) 17,644 12,798 20,208 16,864 507,514 447,120 497,711 436,498 13,295 14,172 25,650 23,464 2,373 2,377 352,891 310,429 343,143 301,591 12,996 11,798 20,735 18,687 2,514 2,184 490,874 460,229 480,480 450,917 13,877 12,423 23,074 20,463 1,946 1,719 146,125 119,457 143,285 117,013 3,800 3,257 6,853 5,832 1,148 1,072 286,311 242,866 280,598 237,551 7,642 7,105 14,270 12,312 2,336 1,795 316,410 273,931 309,422 267,868 9,316 8,117 16,180 13,863 2,475 2,187 99,536 76,043 98,869 75,700 925 568 1,462 948 86 57 250,383 202,860 225,835 181,763 3,863 2,999 7,162 5,387 5,763 6,384 4,016,399 3,408,099 3,750,443 3,207,698 68,425 59,558 133,030 113,754 38,849 34,639 50 2013 2012 2013 2012 153,164 157,953 151,861 157,753 12,960 80,495 12,960 80,495 119,352 52,845 119,352 52,845 8,030 15,930 8,030 15,930 19,733 9,162 18,430 8,962 160,075 158,432 158,772 158,232

248 2013 51 (a) 2013 2012 2013 2012 173,562 118,288 172,613 117,840 173,124 104,420 172,874 104,245 354,816 301,399 354,443 300,850 1 1,628 2,949 209 186 1 37,931 30,872 31,413 23,931 213,532 160,995 206,236 154,592 31 2 29 8,811 6,392 10,015 6,392 963,435 725,317 947,832 708,036

2013 249 51 (a) 12,718.15 10,806.11 2013 362,533 356,318 (1) 0% 100% (2) 3,009.94 2,973.02 (b) 2013 2012 2013 2012 899 657 829 544 543 121 479 41 1,442 778 1,308 585

250 2013 51 (c) 2013 2012 2013 2012 1 1,346 1,597 1,299 1,547 15 8,643 7,120 8,580 7,037 5 1,703 2,907 1,700 2,901 11,692 11,624 11,579 11,485 15 (d) 9.05 6.65 (e) 2013 2012 19,194 11,430

2013 251 52 (a) 2013 2012 2013 2012 138,962 89,104 138,262 89,104 (138,962) (89,104) (138,262) (89,104) (b) 2013 2,977 2013 2012 2013 2012 582,521 369,903 582,519 369,893 2013 1 12013 12 31 1,302,514

252 2013 53 (a) 19

2013 253 53 (a) (i) 51 51 18(d) 21(b)(d) (ii) 2013 2012 2013 2012 13,290 8,319 13,073 8,180 (7,002) (4,995) (6,921) (4,921) 6,288 3,324 6,152 3,259 5,005 3,215 4,996 3,208 (3,228) (1,941) (3,228) (1,941) 1,777 1,274 1,768 1,267 3 15,315 10,391 13,254 8,446 3 6 236 30 23 19 6 1 1 1 4 2 15,556 10,423 13,277 8,465 (1,769) (614) (1,718) (594) 13,787 9,809 11,559 7,871 2,163,243 1,882,506 1,977,911 1,740,689 (36,765) (33,588) (35,355) (32,683) 2,126,478 1,848,918 1,942,556 1,708,006 2,148,330 1,863,325 1,962,035 1,720,403 10.6815.03

254 2013 53 (a) (iii) 2013 2012 2013 2012 622 733 622 640 (560) (669) (560) (576) 62 64 62 64 AAA 12,852 3,719 8,487 950 AA- AA+ 375,099 358,887 365,603 352,881 A- A+ 10,538 13,245 6,509 9,838 A- 9,248 4,989 7,320 3,166 407,737 380,840 387,919 366,835 135,582 136,032 133,417 135,646 543,381 516,936 521,398 502,545 1,931.04 1,829.40AA-)) 2013 2012 2013 2012 43,531 18,233 38,062 15,236 (b)

2013 255 53 (b) (VaR) VaR VaR99% 250 10 (c) VaR

256 2013 53 (c) 2013 506,261 10,586 6,267 758 523,872 461,613 36,502 2,942 4,745 505,802 1,887,354 178,500 66,808 15,668 2,148,330 718,769 24,196 17,312 3,124 763,401 51,954 4,199 18,538 303 74,994 3,625,951 253,983 111,867 24,598 4,016,399 753,301 36,448 1,309 1,420 792,478 2,490,848 167,009 90,414 27,005 2,775,276 5,638 20,235 3,984 269 30,126 54,106 9,579 5,251 68,936 73,082 4,105 5,598 842 83,627 3,376,975 237,376 106,556 29,536 3,750,443 248,976 16,607 5,311 (4,938) 265,956 585,998 107,290 4,918 8,037 706,243 126,702 317,668 77,911 48,319 570,600 (173,392) (308,801) (47,766) (42,729) (572,688) (34) 2 84 52 (46,690) 8,833 30,147 5,674 (2,036)

2013 257 53 (c) 2012 458,829 7,547 4,406 633 471,415 423,293 33,372 8,721 25,869 491,255 1,665,467 126,644 66,884 4,330 1,863,325 482,522 18,613 16,475 2,836 520,446 42,020 1,723 16,107 1,808 61,658 3,072,131 187,899 112,593 35,476 3,408,099 492,218 27,868 4,992 1,382 526,460 2,272,864 140,615 80,714 38,251 2,532,444 2,396 5,391 1,812 9,599 66,279 8,069 2,763 77,111 48,804 8,135 4,429 716 62,084 2,882,561 190,078 94,710 40,349 3,207,698 189,570 (2,179) 17,883 (4,873) 200,401 757,300 95,047 15,432 1,331 869,110 85,637 118,443 8,573 25,550 238,203 (102,603) (100,370) (3,461) (15,667) (222,101) (89) 68 65 44 (16,966) 17,984 5,180 9,948 16,146

258 2013 53 (c) 2013 504,245 10,565 2,683 527 518,020 458,175 28,642 1,135 3,699 491,651 1,790,305 150,199 9,528 12,003 1,962,035 711,468 16,200 10,570 1,682 739,920 54,087 2,214 33,967 100 90,368 3,518,280 207,820 57,883 18,011 3,801,994 701,608 27,495 889 1,337 731,329 2,458,500 143,476 37,727 15,178 2,654,881 5,638 20,104 3,151 269 29,162 43,112 4,412 2,619 50,143 64,064 3,198 2,134 779 70,175 3,272,922 198,685 46,520 17,563 3,535,690 245,358 9,135 11,363 448 266,304 585,102 106,574 (8,500) 7,784 690,960 117,763 297,867 71,985 37,660 525,275 (166,976) (284,304) (38,550) (37,482) (527,312) (33) 85 52 (49,213) 13,530 33,435 263 (1,985)

2013 259 53 (c) 2012 457,263 7,484 1,446 450 466,643 419,661 23,382 4,658 19,859 467,560 1,595,321 110,205 10,901 3,976 1,720,403 477,632 14,257 11,919 1,348 505,156 42,637 910 32,699 1,542 77,788 2,992,514 156,238 61,623 27,175 3,237,550 447,604 24,083 4,584 1,047 477,318 2,254,344 123,363 22,537 26,230 2,426,474 2,397 5,312 1,319 9,028 63,226 4,300 1,557 69,083 42,237 7,693 891 636 51,457 2,809,808 164,751 30,888 27,913 3,033,360 182,706 (8,513) 30,735 (738) 204,190 756,686 92,569 4,935 1,246 855,436 84,557 113,259 5,746 20,666 224,228 (100,106) (91,683) (963) (15,381) (208,133) (39) 84 45 (15,549) 21,537 4,783 5,369 16,140

260 2013 53 (c) 2013 2012 (100) 100 (100) 100 51 (51) 23 (23) (i) (ii) (iii) 100 (d)

2013 261 53 (d) 7 20 10 25 (LPR) 12 2013 3 3 1 1 5 5 1.54% 523,872 498,494 25,378 4.19% 505,802 327,070 96,675 80,100 1,957 6.12% 2,148,330 1,107,124 923,482 90,771 26,891 62 3.98% 763,401 128,044 207,603 272,736 147,072 7,946 74,994 74,994 4,016,399 2,060,732 1,227,760 443,607 173,963 110,337 3.95% 792,478 583,879 180,077 27,258 12 1,252 1.90% 2,775,276 1,981,305 515,757 258,315 13,858 6,041 2.38% 30,126 9,523 10,359 1,748 167 8,329 4.30% 68,936 12,582 24,686 18,812 12,856 83,627 89 40 50 83,448 3,750,443 2,587,378 730,919 306,183 26,893 99,070 265,956 (526,646) 496,841 137,424 147,070 11,267

262 2013 53 (d) 2012 3 3 1 1 5 5 1.54% 471,415 456,052 15,363 3.63% 491,255 407,371 69,418 12,722 1,744 6.57% 1,863,325 1,060,777 706,215 64,837 31,434 62 3.75% 520,446 75,244 169,297 164,022 108,469 3,414 61,658 61,658 3,408,099 1,999,444 944,930 241,581 139,903 82,241 3.69% 526,460 446,492 78,692 300 1 975 1.93% 2,532,444 1,873,587 453,308 190,553 8,703 6,293 2.87% 9,599 3,727 173 2,913 2,786 4.83% 77,111 8,390 17,009 31,816 19,896 62,084 58 44 70 61,912 3,207,698 2,332,254 549,226 225,582 28,670 71,966 200,401 (332,810) 395,704 15,999 111,233 10,275

2013 263 53 (d) 2013 3 3 1 1 5 5 1.54% 518,020 496,469 21,551 4.37% 491,651 314,771 95,551 80,100 1,229 6.27% 1,962,035 1,006,015 843,028 86,725 26,267 4.02% 739,920 112,681 204,846 268,939 147,072 6,382 90,368 90,368 3,801,994 1,929,936 1,143,425 435,764 173,339 119,530 3.89% 731,329 560,885 143,030 27,258 12 144 1.91% 2,654,881 1,898,058 488,462 253,949 13,858 554 2.38% 29,162 9,486 10,359 1,348 167 7,802 4.47% 50,143 8,935 16,038 13,485 11,685 70,175 70,175 3,535,690 2,477,364 657,889 296,040 25,722 78,675 266,304 (547,428) 485,536 139,724 147,617 40,855

264 2013 53 (d) 2012 3 3 1 1 5 5 1.54% 466,643 454,498 12,145 3.76% 467,560 389,255 64,693 12,722 890 6.75% 1,720,403 973,878 652,264 63,932 30,329 3.77% 505,156 64,063 168,350 161,675 108,457 2,611 77,788 77,788 3,237,550 1,881,694 885,307 238,329 138,786 93,434 3.60% 477,318 432,977 44,040 300 1 1.94% 2,426,474 1,795,304 434,391 187,728 8,703 348 2.87% 9,028 3,728 173 2,454 2,673 5.43% 69,083 5,445 15,463 29,484 18,691 51,457 51,457 3,033,360 2,237,454 494,067 219,966 27,395 54,478 204,190 (355,760) 391,240 18,363 111,391 38,956 3 2013 2012 25 (25) 25 (25) (790) 790 (389) 389

2013 265 53 (d) (i) (ii) (iii) (e) FTP 18% 18%5% 5%

266 2013 53 (e) 2013 1 1 3 1 3 1 5 5 (i) 118,598 405,274 523,872 30,325 233,149 68,355 93,867 80,106 505,802 (ii) 2,017 69,933 319,005 939,006 416,354 356,785 45,230 2,148,330 (iii) 112 44,456 40,423 177,753 323,551 169,644 7,462 763,401 82 2,950 2,961 4,428 11,343 1,459 5,925 29,148 30 12,592 12,992 52,745 179,731 30,284 1,537 289,911 692 4,248 9,385 67,431 127,171 208,927 28,222 20,222 111,195 65,046 10,730 235,415 9,124 4,243 4,654 6,075 395 542 49,961 74,994 160,176 351,781 432,437 1,216,701 820,406 526,971 507,927 4,016,399 86,568 301,420 199,440 174,757 29,722 571 792,478 (iv) 1,408,373 324,901 288,927 471,148 270,924 11,003 2,775,276 1,233 1,814 6,492 10,359 1,826 167 8,235 30,126 5,798 5,926 11,322 24,843 21,047 68,936 38,468 16,917 4,251 7,814 8,463 1,263 6,451 83,627 1,534,642 650,850 505,036 675,400 335,778 34,051 14,686 3,750,443 (1,374,466) (299,069) (72,599) 541,301 484,628 492,920 493,241 265,956

2013 267 53 (e) 2012 1 1 3 1 3 1 5 5 (i) 101,128 370,287 471,415 27,343 348,499 35,800 66,885 12,728 491,255 (ii) 3,109 77,923 257,336 740,064 357,239 415,233 12,421 1,863,325 (iii) 54 14,171 20,351 111,529 229,693 141,190 3,458 520,446 54 1,100 1,078 1,908 17,826 3,391 2,107 27,464 12,858 15,490 79,046 141,860 34,739 1,351 285,344 210 3,195 28,945 51,223 91,844 175,417 3 588 1,630 18,784 11,216 32,221 8,606 1,945 2,026 3,223 4,805 879 40,174 61,658 140,240 442,538 315,513 921,701 604,465 557,302 426,340 3,408,099 79,386 283,116 83,320 79,129 933 576 526,460 (iv) 1,333,585 266,441 272,415 458,809 200,447 747 2,532,444 253 245 3,238 173 2,913 2,777 9,599 3,035 1,151 5,344 23,457 44,124 77,111 26,934 12,258 4,730 7,407 7,560 1,838 1,357 62,084 1,440,158 565,095 364,854 550,862 235,310 47,285 4,134 3,207,698 (1,299,918) (122,557) (49,341) 370,839 369,155 510,017 422,206 200,401

268 2013 53 (e) 2013 1 1 3 1 3 1 5 5 (i) 114,701 403,319 518,020 27,830 220,354 65,938 97,423 80,106 491,651 (ii) 1,030 63,708 302,830 887,882 324,125 337,793 44,667 1,962,035 (iii) 43,332 37,204 171,017 312,342 169,643 6,382 739,920 2,872 2,961 4,308 8,795 1,459 5,515 25,910 12,085 12,781 47,146 170,760 30,284 867 273,923 153 1,240 8,368 66,570 127,170 203,501 28,222 20,222 111,195 66,217 10,730 236,586 9,214 3,134 3,980 5,488 263 243 68,046 90,368 152,775 330,528 409,952 1,161,810 716,836 507,679 522,414 3,801,994 85,489 292,812 182,746 142,978 27,259 45 731,329 (iv) 1,376,050 297,648 259,773 443,847 266,560 11,003 2,654,881 1,216 1,814 6,456 10,359 1,348 167 7,802 29,162 3,766 4,434 2,552 20,715 18,676 50,143 36,921 15,817 3,508 5,667 3,651 220 4,391 70,175 1,499,676 611,857 456,917 605,403 319,533 30,111 12,193 3,535,690 (1,346,901) (281,329) (46,965) 556,407 397,303 477,568 510,221 266,304

2013 269 53 (e) 2012 1 1 3 1 3 1 5 5 (i) 97,733 368,910 466,643 26,698 333,850 32,196 62,094 12,722 467,560 (ii) 2,224 73,300 242,354 700,181 293,111 397,101 12,132 1,720,403 (iii) 12,877 18,028 110,018 220,445 141,177 2,611 505,156 7 218 1,406 17,036 3,391 1,866 23,924 12,858 15,186 78,221 133,064 34,738 745 274,812 9 2,036 28,761 50,355 91,833 172,994 3 588 1,630 19,990 11,215 33,426 8,336 1,246 1,343 2,515 4,563 62 59,723 77,788 134,991 421,273 293,921 874,808 530,841 538,340 443,376 3,237,550 79,035 279,279 73,661 45,042 300 1 477,318 (iv) 1,301,898 240,019 246,295 439,892 197,623 747 2,426,474 243 245 3,238 173 2,456 2,673 9,028 866 592 3,581 22,361 41,683 69,083 27,015 11,321 3,869 5,408 3,408 436 51,457 1,408,191 531,730 327,655 494,096 226,148 42,867 2,673 3,033,360 (1,273,200) (110,457) (33,734) 380,712 304,693 495,473 440,703 204,190 (i) (ii) (iii) (iv)

270 2013 53 (e) 2013 1 3 1 1 3 1 5 5 523,872 523,872 118,598 405,274 505,802 524,737 31,108 240,008 73,950 98,260 80,944 467 2,148,330 2,534,256 2,649 75,861 337,386 999,338 533,860 538,156 47,006 23,223 27,248 82 3,024 3,069 4,724 13,569 2,780 289,911 332,034 30 13,291 14,206 55,609 205,521 41,840 1,537 208,927 274,367 1,199 5,195 11,306 78,906 177,761 235,415 243,513 28,426 20,590 112,100 66,438 15,959 10,382 10,382 7,015 1,332 298 527 132 300 778 3,945,862 4,470,409 159,482 363,141 454,694 1,281,864 979,370 776,796 455,062 792,478 890,412 90,720 309,596 222,174 201,695 63,966 2,261 2,775,276 3,074,967 1,485,801 382,881 352,394 533,187 303,152 17,552 21,891 21,929 1,233 1,814 6,497 10,392 1,826 167 68,936 74,487 5,851 6,671 11,959 28,543 21,463 51,869 51,869 27,290 15,754 743 2,147 4,811 1,043 81 3,710,450 4,113,664 1,605,044 715,896 588,479 759,380 402,298 42,486 81 253,091 253,091

2013 271 53 (e) 2012 1 3 1 1 3 1 5 5 471,415 471,415 101,128 370,287 491,255 497,266 28,505 349,094 36,442 69,074 13,992 159 1,863,325 2,282,527 4,087 84,524 273,410 791,838 485,682 628,393 14,593 25,489 28,980 54 1,141 1,219 2,062 19,968 4,405 131 285,344 327,015 13,184 16,399 82,007 167,785 46,286 1,354 175,417 240,059 381 3,999 30,540 62,702 142,436 1 32,221 39,247 6 647 1,973 20,176 16,445 9,183 9,183 6,850 477 311 560 81 51 853 3,353,649 3,895,692 140,624 448,807 332,427 978,054 770,386 838,016 387,378 526,460 533,769 79,724 284,377 85,583 82,365 1,081 639 2,532,444 2,614,302 1,342,212 269,335 278,983 479,333 243,291 1,148 6,854 6,883 253 251 3,242 192 2,913 32 77,111 92,466 3,051 1,877 8,020 31,197 48,321 37,192 37,192 17,900 10,999 620 1,628 3,879 809 1,357 3,180,061 3,284,612 1,440,089 568,013 370,305 571,538 282,361 50,949 1,357 194,816 194,816

272 2013 53 (e) 2013 1 3 1 1 3 1 5 5 518,020 518,020 114,701 403,319 491,651 497,168 27,830 220,758 66,818 100,351 80,944 467 1,962,035 2,330,358 1,658 69,620 320,153 944,053 432,300 516,337 46,037 20,394 23,788 2,917 3,043 4,473 10,882 2,473 273,923 315,289 12,727 13,934 49,707 196,221 41,833 867 203,501 268,816 656 2,171 10,240 77,988 177,761 236,586 244,684 28,426 20,590 112,100 67,608 15,960 42,597 42,597 7,153 35,444 3,748,707 4,240,720 151,342 335,104 426,709 1,220,924 865,943 754,564 486,134 731,329 804,592 87,277 296,888 191,791 165,654 61,308 1,674 2,654,881 2,702,244 1,385,440 298,454 262,558 448,935 289,305 17,552 21,360 21,399 1,216 1,815 6,461 10,392 1,348 167 50,143 61,323 3,792 4,476 4,716 27,231 21,108 40,396 40,396 25,743 14,653 3,498,109 3,629,954 1,499,676 615,602 465,286 629,697 379,192 40,501 237,858 237,858

2013 273 53 (e) 2012 1 3 1 1 3 1 5 5 466,643 466,643 97,733 368,910 467,560 473,280 26,972 335,289 32,800 64,131 13,929 0 159 1,720,403 2,125,157 3,199 79,447 258,153 748,587 414,729 607,702 13,340 22,058 25,444 46 340 1,530 19,123 4,405 274,812 315,746 13,159 16,057 80,971 158,524 46,288 747 172,994 237,521 177 2,828 30,319 61,773 142,423 1 33,426 40,452 6 646 1,973 21,382 16,445 41,843 41,843 7,087 34,756 3,199,739 3,726,086 134,991 428,124 310,824 927,511 689,460 817,263 417,913 477,318 483,328 79,419 280,468 75,815 47,262 324 40 2,426,474 2,507,690 1,310,520 242,832 252,697 460,235 240,258 1,148 6,355 6,380 243 250 3,241 191 2,455 69,083 82,368 871 597 6,075 30,711 44,114 28,176 28,176 18,009 10,167 3,007,406 3,107,942 1,408,191 534,588 332,350 513,763 273,748 45,302 178,709 178,709

274 2013 53 (f) (g) 2013 12 31

2013 275 53 (h)

276 2013 53 (h) 2013 3 1 3 1 5 5 9,439 15,291 19,565 261 44,556 390 (435) 16,908 16,908 5 (10) 169,746 254,607 18,603 442,956 4,519 (5,153) 77,019 21,327 550 98,896 391 (568) 4,375 464 4,839 357 5,046 479 1 5,526 (580) 273,094 276,877 19,154 569,125 5,272 (6,311) 780 605 1,385 2 88 3 91 2 88 3 91 (2) 176 786 605 1,567 4 (2) 12,300 2,863 49,350 64,513 134 (1,402) 224 4,525 4,512 186 9,447 32 (30) 1,993 2,135 4,128 62 (55) 555 555 31 224 6,518 7,202 186 14,130 125 (85) 5,925 (8,235)

2013 277 53 (h) 2012 3 1 3 1 5 5 8,867 12,551 13,391 62 34,871 152 (229) 6,093 6,093 2 (1) 30,173 35,731 2,442 68,346 673 (743) 86,292 2,347 4,325 92,964 710 (991) 1,976 363 2,339 29 (3) 3,573 2 3,575 2 (60) 128,107 38,443 6,767 173,317 1,416 (1,798) 1,558 414 1,972 4 116 944 1,060 1 (1) 1,674 414 944 3,032 5 (1) 1,246 10,207 56,900 68,353 322 (670) 748 259 3,326 4,333 35 (35) 245 245 14 (11) 153 9 40 202 31 (1) 1,146 268 3,366 4,780 80 (47) 1,975 (2,745)

278 2013 53 (h) 2013 3 1 3 1 5 5 9,439 15,291 19,455 121 44,306 385 (428) 16,908 16,908 5 (10) 168,872 251,022 17,422 437,316 4,498 (5,137) 52,034 12,344 437 64,815 61 (175) 4,328 463 4,791 357 5,022 475 5,497 (580) 247,164 264,304 17,859 529,327 4,921 (5,902) 780 605 1,385 2 12,300 2,863 49,350 64,513 134 (1,402) 188 4,464 1,955 186 6,793 11 (15) 1,993 2,135 4,128 62 (55) 188 6,457 4,090 186 10,921 73 (70) 5,515 (7,802)

2013 279 53 (h) 2012 3 1 3 1 5 5 5,388 11,155 13,391 62 29,996 143 (215) 6,093 6,093 2 (1) 29,345 34,663 2,442 66,450 661 (733) 76,489 70 4,325 80,884 674 (963) 1,976 363 2,339 29 (3) 3,150 2 3,152 (60) 117,053 35,098 6,767 158,918 1,366 (1,760) 1,558 414 1,972 4 116 944 1,060 1 (1) 1,674 414 944 3,032 5 (1) 1,246 10,207 56,900 68,353 322 (670) 281 259 2,887 3,427 16 (16) 245 245 14 (11) 526 259 2,887 3,672 30 (27) 1,866 (2,673)

280 2013 53 (h) 2013 12 31 389 2,181 4 3,879 6,453 (i) (ii) 2012 12 31 2013 1 1 2012 12 31 2,724 3,766 283 6,773 (i) (i) 19 21(c)

2013 281 53 (i) (ii) 2013 2012 21,047 44,124 23,980 19,974 45,027 64,098 2013 2012 19,285 44,474 22,874 19,461 42,159 63,935 54 (a) 2(n)

282 2013 54 (b) (c) (d) (e) (f) 37(b) (g)

2013 283 54 (g) (h)

284 2013 55 (a) 115.5 18.80% (i) 37 12.54% (ii) 2.5 100% 40 100% 11.61 100% 2.1 55% (i) (ii) 18.80% 18.63%) 12.54% 12.40%)

2013 285 55 (a) 2013 2012 11,550,000,000 10,050,000,000 3,700,000,000 2,200,000,000 250,000,000 250,000,000 4,000,000,000 4,000,000,000 1,160,950,575 1,160,950,575 210,000,000 210,000,000 % % % % % 2013 1 1 2,675,612,600 12.40 250,000,000 100.00 4,000,000,000 100.00 1,160,950,575 100.00 486,811,723 0.14 115,500,000 55.00 2013 12 31 3,162,424,323 12.54 250,000,000 100.00 4,000,000,000 100.00 1,160,950,575 100.00 115,500,000 55.00 (b) 2013 2012 5.60% 6.00% 5.60% 6.56% 6.15% 6.55% 6.15% 7.05% 0.35% 0.35% 0.50% 2.60% 4.75% 2.60% 5.50%

286 2013 55 (c) 18.80% 18.63%) 12.54% 12.40%)) 2013 2012 2013 2012 4,428 4,549 3,830 4,334 2,966 2,163 2,965 2,162 18,645 28,009 18,358 27,964 880 390 880 390 487 157 487 157 59 197 59 197 430 339 407 324 372 410 371 408 97 241 96 240 27 101 27 101 (d) 55(b) 2013 2012 2013 2012 3,555 2,676 2,560 1,890 4,870 3,990 4,870 3,990 35,393 14,467 35,393 14,155 458 502 458 502 3 3 490 490 154 253 154 239 180 78 174 77 208 128 189 116 88 37 88 37

2013 287 55 (e) 55(b) 2013 2012 2013 2012 9 12 420 465 271 347 2 6 1 3 249 250 247 241 (f) 2013 2012 2013 2012 200 200 1,108 1,108 14 14 6 6 115 115 3 3

288 2013 55 (g) 2013 2012 1,611 1,206 733 434 715 1,116 7,489 3,623 11,385 3 428 11 117 117 150 150 23 4 315 (10) (95) 30 (h) 2013 2012 8 37,790 34,530 8(i) 13,942 (3,515) (1,283) 4,813 4,571 39,088 51,760 37(d) (Black-Scholes) (2)(u)(iii)

2013 289 55 (i) 56 57 32 9 2014 1 1 2015 1 1 9 9 58 46

290 招商銀行股份有限公司年度報告 2013 第十二章財務報告 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) (A) 銀 二 二年 二 年 商 銀行 ( 行 ), 二 年十二 十 份 2013 12 31 9.27% 9.27% 11.14% 份 25,220 公 份 60,992 公 23,502 46,347 111,065 股 份 186 ( 註 (i)) (1,736) 265,576 除 11,183 254,393

2013 291 (A) 2013 12 31 18,700 30,432 2,179 51,311 51,311 305,704 2,744,991 (i) 2012 12 31 8.49% 12.14% (B) 2013 2012 57.0% 47.5% 74.4% 60.4%

292 2013 (C) 2013 257,253 110,677 24,618 392,548 (236,045) (106,077) (29,536) (371,658) 317,668 77,911 48,319 443,898 (308,801) (47,766) (42,729) (399,296) (34) 2 84 52 30,041 34,747 756 65,544 1,291 35,964 5 37,260 2012 225,493 113,174 35,288 373,955 (190,310) (94,816) (40,586) (325,712) 118,443 8,573 25,550 152,566 (100,370) (3,461) (15,667) (119,498) (89) 68 65 44 53,167 23,538 4,650 81,355 1,295 23,882 5 25,182

2013 293 (D) 10% 2013 12 31 24,036 15,986 123,727 163,749 17,417 15,246 112,653 145,316 2,354 2,160 4,514 7,399 1,066 10,322 18,787 33,789 17,052 136,209 187,050 2012 12 31 40,807 17,062 101,967 159,836 26,895 16,265 93,404 136,564 9,810 24 1,526 11,360 8,823 755 6,138 15,716 59,440 17,841 109,631 186,912

294 2013 (E) 2013 2012 % % 373,458 41 354,863 33 258,251 59 195,608 48 120,598 29 135,985 30 98,367 81 73,998 80 89,314 50 59,393 34 64,199 45 54,507 38 58,028 18 79,081 28 37,561 41 31,949 31 34,383 49 29,208 33 15,535 26 11,721 25 47,217 36 31,509 28 1,196,911 47 1,057,822 38 71,035 100 64,842 100 154,971 106,189 261,501 100 328,199 100 318,195 88 180,706 86 53,772 94 60,574 95 788,439 75 675,668 80 2,056,385 59 1,798,332 56

2013 295 (E) 2013 2012 % % 36,923 93 28,064 89 32,694 69 34,455 55 18,677 74 6,554 23 14,882 63 10,041 67 6,818 61 7,066 55 841 93 200 45 35 50 26 24 18,029 68 8,609 40 128,899 76 95,015 63 264 330 7,105 100 7,547 100 1,527 99 1,306 100 2,914 75 1,933 97 11,810 92 11,116 96 140,709 77 106,131 66

296 2013 (E) 2013 2012 % % 350,145 37 337,126 29 248,361 58 194,138 47 118,917 28 128,103 26 96,432 82 72,697 80 70,236 36 56,423 30 57,517 18 65,102 13 51,378 32 45,489 26 33,663 35 30,653 29 27,561 36 28,784 32 15,400 25 11,403 23 41,497 33 29,572 26 1,111,107 43 999,490 35 61,592 100 55,097 100 154,971 106,189 261,432 100 328,131 100 315,453 87 177,139 86 53,669 94 60,441 95 785,525 75 671,900 80 1,958,224 57 1,726,487 54

2013 297 (E) 2013 2012 % % 23,136 97 14,532 98 6,229 100 7,763 28 6,112 55 4,096 77 1,567 100 3,127 90 696 100 22 209 100 241 13,084 77 4,274 28 51,033 87 34,055 69 51,033 87 34,055 69 (GT/T4754-2011)

298 2013 (E) 10% 2013 7,609 6,903 3,396 9,177 4,505 1,052 4,987 4,249 2,232 6,078 3,204 402 3,505 913 3,066 95 43 6,194 1,882 7,476 3,591 27 2012 3,876 3,622 2,016 7,469 2,124 214 2,655 2,355 1,316 4,190 1,422 47 3,939 728 3,018 230 6 2,271 817 3,858 2,037

2013 299 (E) 10% 2013 7,437 6,755 3,359 8,822 4,335 1,050 4,941 4,227 2,213 5,937 3,172 402 3,248 910 3,058 91 43 4,837 1,882 7,415 3,587 27 2012 3,788 3,542 1,995 7,239 2,066 213 2,579 2,355 1,315 4,162 1,404 33 3,618 724 3,011 228 6 2,241 817 3,855 2,037

300 2013 (F) (i) 2013 2012 2,520 2,359 6,929 3,776 1,202 917 2,139 1,464 529 373 1,499 882 774 550 386 92 15,978 10,413 (ii) 2013 2012 3,843 1,865 4,846 2,685 7,289 5,863 15,978 10,413 0.18% 0.10% 0.22% 0.14% 0.33% 0.31% 0.73% 0.55%

2013 301 (F) (iii) 2013 2012 5,106 2,816 10,872 7,597 5,396 2,883 6,090 4,473 (G) (i) 2013 2012 1 1 (ii) 2013 2012 1 1 1 1

302 2013 (G) (iii) 2013 2012 1 1 1 1 (F) (G)90 (H) 2013 2012 1,068 0.05% 1,503 0.08% 90 687 0.03% 981 0.05% 90 381 0.02% 522 0.03%

2013 303 (I) 90% (J) (i) (ii)

304 2013 (J) (iii) (iv) (v) (vi)