2012 目錄

CHINA MERCHANTS BANK CO., LTD. 03968 2012 2012 12 31 2012 2012 2013 4 H (www.hkex.com.hk) (www.cmbchina.com) (www.cmbchina.com) (www.hkex.com.hk) (www.cmbchina.com)(www.sse.com.cn) 2013 3 28

2012 目錄 2 3 3 6 14 20 23 27 77 85 91 103 118 120 121 1

2012 重要提示 1 2 2013 3 28 1817 7 3 2012 4 5 6 2012429.33 10% 42.931.5% 202.78 AH10 6.30 AH2012 2012 7 2

2012 釋義 50 1000 10 重大風險提示 5.12 3

2012 第一章公司簡介 1.1 1.1.1 China Merchants Bank Co., Ltd. 1.1.2 FCIS FCS(PE) FHKIoD FTIHK 1.1.3 7088 1.1.4 7088 518040 86755-83198888 86755-83195109 cmb@cmbchina.com www.cmbchina.com 1.1.5 12 21 1.1.6 A 600036 H 03968 1.1.7 128 10 8 1.1.8 6

2012 第一章公司簡介 1.1.9 A 1.1.10 H 183 17 1712-1716 1.1.11 (www.sse.com.cn)(www.cmbchina.com) (www.hkex.com.hk)(www.cmbchina.com) 1.1.12 1987 3 31 440301104433862 44030010001686X 10001686-X 7

2012 第一章公司簡介 1.2 1987 2012 12 31 1109985321 2,1741 109 1,867 2002 42006 9 1.3 8

2012 第一章公司簡介 9

2012 第一章公司簡介 1.4 2012 2012 2011 (Tier 1 Capital) 56 4 2012 500 498 Interbrand 2012345.89 50 10 25% (FinanceAsia) 2012 2012 100-500 2012 10

2012 第一章公司簡介 2012 2012 (CFV) 2012 20122012 3 CCCSICMI MBA BBI 2012 The Asset2011 2011-2012 2011 11

2012 第二章會計數據和財務指標摘要 12

2012 第二章會計數據和財務指標摘要 13

2012 第二章會計數據和財務指標摘要 2.1 2012 2011 (-)% 113,818 96,666 17.74 59,564 47,122 26.40 45,273 36,129 25.31 2012 2011 (-)% 2.10 1.67 25.75 2.10 1.67 25.75 9.29 7.65 21.44 2012 12 31 2011 12 31 (-)% 3,408,219 2,794,971 21.94 1,904,463 1,641,075 16.05 3,207,712 2,629,961 21.97 2,532,444 2,220,060 14.07 200,434 164,997 21.48 14

2012 第二章會計數據和財務指標摘要 2.2 2012 2011 (%) - 1.46 1.39 0.07 24.78 24.17 0.61 2.87 2.94 0.07 3.03 3.06 0.03 77.65 78.94 1.29 22.35 21.06 1.29 35.84 36.00 0.16 2012 12 31 2011 12 31 (%) - 8.49 8.22 0.27 12.14 11.53 0.61 5.88 5.90 0.02 0.61 0.56 0.05 (1) 351.79 400.13 48.34 (2) 2.16 2.24 0.08 (1) = (2) = 15

2012 第二章會計數據和財務指標摘要 2.3 2012 2011 2010 2009 2008 113,818 96,666 71,756 51,917 55,655 48,350 40,889 32,634 26,207 23,636 5,583 8,350 5,501 2,971 5,154 59,564 47,122 33,343 22,384 26,759 45,273 36,129 25,769 18,235 21,077 0.63 0.42 0.29 0.21 0.40 2.10 1.67 1.23 0.95 1.10 2.10 1.67 1.23 0.95 1.10 9.29 7.65 6.21 4.85 5.41 21,577 21,577 21,577 19,119 14,707 200,507 165,010 134,006 92,783 79,781 3,207,712 2,629,961 2,268,501 1,975,158 1,492,016 2,532,444 2,220,060 1,897,178 1,608,146 1,250,648 3,408,219 2,794,971 2,402,507 2,067,941 1,571,797 (1) 1,863,325 1,604,371 1,402,160 1,161,817 852,754 (%) 1.46 1.39 1.15 1.00 1.46 24.78 24.17 22.73 21.17 28.58 35.84 36.00 39.69 44.45 36.55 0.61 0.56 0.68 0.82 1.11 8.49 8.22 8.04 6. 63 6.56 12.14 11.53 11.47 10.45 11.34 (1) 16

17 2012 第二章會計數據和財務指標摘要 2012 2011 2010 2009 2008 113,818 96,666 71,756 51,917 55,655 2012 2011 2010 2009 2008 3,408,219 2,794,971 2,402,507 2,067,941 1,571,797 2012 2011 2010 2009 2008 24.78 24.17 22.73 21.17 28.58 2012 2011 2010 2009 2008 35.84 36.00 39.69 44.45 36.55 2012 2011 2010 2009 2008 1.46 1.39 1.15 1.00 1.46 2012 2011 2010 2009 2008 45,273 36,129 25,769 18,235 21,077

2012 第三章董事長致辭 18

2012 第三章董事長致辭 19

2012 第三章董事長致辭 2012 20

2012 第三章董事長致辭 2012 20121.46% 24.78% RAROC22.68% 35.84% 2012 IT 21

2012 第三章董事長致辭 2012 2012 2012 2012 2012 2012 2012 2013 22

2012 第四章行長致辭 2012 23

2012 第四章行長致辭 2012 3.41 21.94% 2.53 14.07% 1.90 16.05% 24.78% 0.6135.84%12.14% 0.610.61%351.79% 452.73 25.31% 2012 ipad 2012 24

2012 第四章行長致辭 2012 IT 2012 2012 130 2013 25

2012 26

2012 第五章董事會報告 5.1 2012 2012 452.73 91.44 25.31% 883.74 120.67 15.81% 254.44 50.85 24.98% (ROAA) (ROAE) 1.46% 24.78%2011 0.07 0.61 2012 34,082.19 6,132.48 21.94% 19,044.63 2,633.88 16.05% 25,324.443,123.84 14.07% 2012 116.94 25.21 0.61% 0.05 351.79%48.34 27

2012 第五章董事會報告 5.2 5.2.1 2012 2011 88,374 76,307 19,739 15,628 5,641 4,668 (48,350) (40,889) (321) (305) 31 49 33 14 (5,583) (8,350) 59,564 47,122 (14,287) (10,995) 45,277 36,127 45,273 36,129 2012 595.642011 26.40% 23.99% 2011 0.66 2012 2011 47,122 2012 12,067 4,111 973 (7,461) (16) 2,767 1 2012 59,564 28

2012 第五章董事會報告 5.2.2 20121,138.182011 17.74% 77.65%2011 1.29 22.35%2011 1.29 2012 (%) 2011 (%) 2010 (%) 2009 (%) 2008 (%) 77.65 78.94 79.54 77.75 84.24 17.34 16.17 15.79 15.40 13.91 4.96 4.83 4.58 6.72 1.83 0.05 0.06 0.09 0.13 0.02 100.00 100.00 100.00 100.00 100.00 5.2.3 2012 883.742011 15.81% 2012 2011 % % 1,770,103 115,926 6.55 1,544,580 93,837 6.08 424,382 15,944 3.76 359,388 12,568 3.50 415,349 6,392 1.54 350,505 5,312 1.52 311,589 11,839 3.80 235,241 9,528 4.05 2,921,423 150,101 5.14 2,489,714 121,245 4.87 29

2012 第五章董事會報告 2012 2011 % % 2,214,822 42,308 1.91 1,961,112 32,111 1.64 449,871 16,648 3.70 329,108 10,958 3.33 56,843 2,771 4.87 38,495 1,869 4.86 2,721,536 61,727 2.27 2,328,715 44,938 1.93 88,374 76,307 2.87 2.94 3.03 3.06 2012 3.03% 2.87%2011 37 2012 2011 14,829 7,260 22,089 2,442 934 3,376 1,010 70 1,080 2,899 (588) 2,311 21,180 7,676 28,856 4,902 5,295 10,197 4,472 1,218 5,690 898 4 902 10,272 6,517 16,789 10,908 1,159 12,067 30

2012 第五章董事會報告 2012 7-9 2012 10-12 % % 1,801,153 29,366 6.49 1,861,610 29,729 6.35 440,478 4,145 3.74 441,608 4,130 3.72 416,345 1,621 1.55 430,824 1,663 1.54 362,300 3,103 3.41 291,810 2,525 3.44 3,020,276 38,235 5.04 3,025,852 38,047 5.00 2012 7-9 2012 10-12 % % 2,266,473 11,002 1.93 2,318,510 10,990 1.89 488,324 4,348 3.54 434,747 3,727 3.41 60,030 736 4.88 60,372 746 4.92 2,814,827 16,086 2.27 2,813,629 15,463 2.19 22,149 22,584 2.77 2.81 2.92 2.97 20122.81% 45.00% 42.19% 8 2012 2.97% 5 31

2012 第五章董事會報告 5.2.4 2012 1,501.012011 23.80% 20121,159.26220.89 23.54% 2012 6.55% 0.47 2012 2011 % % 1,072,195 68,719 6.41 942,607 56,020 5.94 608,940 41,303 6.78 530,985 32,142 6.05 88,968 5,904 6.64 70,988 5,675 7.99 1,770,103 115,926 6.55 1,544,580 93,837 6.08 2012 8,194.83 578.30 7.06%8,214.69 525.636.40% 2012 33.7626.86% 3.76% 0.26 2012 23.1124.25% 3.80% 0.25 5.2.5 2012617.27167.89 37.36% 2012 101.97 31.76% 12.94% 0.27 32

2012 第五章董事會報告 2012 2011 % % 684,050 5,061 0.74 652,815 4,789 0.73 727,811 23,900 3.28 602,728 16,654 2.76 1,411,861 28,961 2.05 1,255,543 21,443 1.71 461,912 2,659 0.58 409,431 2,478 0.61 341,049 10,688 3.13 296,138 8,190 2.77 802,961 13,347 1.66 705,569 10,668 1.51 2,214,822 42,308 1.91 1,961,112 32,111 1.64 2012 51.93% 201248.26% 5.2.6 2012254.4450.85 24.98% 125.0631.15%49.15% 115.186.98%45.27% 2012 2011 21,167 16,924 (1,428) (1,296) 19,739 15,628 5,705 4,731 25,444 20,359 33

2012 第五章董事會報告 5.2.7 20122011 41.11 26.31% 2012 2011 21,167 16,924 5,825 4,359 2,211 2,042 3,924 3,400 2,229 1,563 4,594 3,032 2,384 2,528 (1,428) (1,296) 19,739 15,628 14.66 33.63%POS 1.69 8.28% 5.24 15.41% 6.66 42.61% 15.62 51.52% 18.534.3218.6810.22 1.44 34

2012 第五章董事會報告 5.2.8 20122011 9.73 20.84% 2012 2011 1,296 1,516 425 656 180 27 78 (250) 24 22 318 281 2,766 1,791 414 374 140 251 5,641 4,668 5.2.9 2012483.502011 18.25% 35.84% 0.16 2011 17.80% 18.60% 201225.192011 15.18% 2012 2011 23,932 20,316 7,555 6,091 2,864 2,557 60 55 2,462 2,193 11,477 9,677 48,350 40,889 35

2012 第五章董事會報告 5.2.10 201255.832011 33.14% 2012 2011 5,491 8,199 29 78 (2) 77 65 (4) 5,583 8,350 2012 54.91 2011 33.03% 5.3 5.3.1 2012 12 3134,082.19201121.94% 2012 12 31 % 2011 12 31 % 1,904,463 55.88 1,641,075 58.71 (41,138) (1.21) (36,704) (1.31) 1,863,325 54.67 1,604,371 57.40 520,446 15.27 460,948 16.49 12,742 0.37 10,725 0.38 458,673 13.46 397,579 14.22 280,870 8.24 63,046 2.26 210,385 6.17 205,356 7.35 13,009 0.38 10,852 0.39 455 0.01 456 0.02 20,392 0.60 17,500 0.63 1,638 0.05 1,710 0.06 2,851 0.09 2,605 0.09 4,987 0.15 4,337 0.16 9,598 0.28 9,598 0.34 8,848 0.26 5,888 0.21 3,408,219 100.00 2,794,971 100.00 36

2012 第五章董事會報告 5.3.1.1 2012 12 31 19,044.63 16.05% 55.88% 2.83 2012 12 31 % 2011 12 31 % 1,152,837 60.53 994,041 60.57 64,842 3.41 75,826 4.62 686,784 36.06 571,208 34.81 1,904,463 100.00 1,641,075 100.00 2012 12 3111,528.37 15.97% 60.53% 0.04 2012 RAROC 2012 12 31 648.42 14.49% 2012 12 31 6,867.84 20.23% 36.06% 1.25 37

2012 第五章董事會報告 2012 12 31 % 2011 12 31 % 335,746 48.89 323,640 56.66 182,012 26.50 90,429 15.83 106,519 15.51 73,305 12.83 62,507 9.10 83,834 14.68 686,784 100.00 571,208 100.00 5.3.1.2 2012 12 31 % 2011 12 31 % 25,489 4.90 15,530 3.37 1,975 0.38 1,887 0.41 285,344 54.83 275,860 59.85 175,417 33.70 145,586 31.58 32,221 6.19 22,085 4.79 520,446 100.00 460,948 100.00 38

2012 第五章董事會報告 2012 12 31 2011 12 31 1,519 1,113 23 33 3,946 1,139 15,489 3,374 4,512 9,871 25,489 15,530 2012 12 31201194.84 3.44% 2012 34 CPI 2012 12 31 2011 12 31 29,829 24,434 5,928 15,245 39,270 46,149 108,712 106,379 100,254 82,371 1,333 1,267 18 15 285,344 275,860 39

2012 第五章董事會報告 2012 12 31298.31 20.49% 2012 12 31 2011 12 31 74,780 67,998 15,373 15,359 10,503 10,345 70,444 49,874 4,491 2,184 175,591 145,760 (174) (174) 175,417 145,586 2012 12 31 322.212011 101.36 2012 12 31 2011 12 31 1,769 3,714 11,422 7,282 19,093 11,152 32,284 22,148 (63) (63) 32,221 22,085 40

2012 第五章董事會報告 (%) 00388.HK 2,312 967,042 127,453 30.60 (759) 03988.HK 47,334 15,700,000 54,466 13.08 (23) 01288.HK 32,323 10,000,000 38,400 9.22 00941.HK 20,034 271,000 24,457 5.87 (230) 02778.HK 31,755 6,164,000 22,684 5.45 00005.HK 20,412 248,617 20,168 4.84 (327) 00939.HK 8,059 3,210,000 19,966 4.79 V Visa Inc 2,049 54,361 7,659 1.84 00488 HK 2,253 118,000,000 4,644 1.12 2,391 01125 HK 2,271 116,000,000 3,098 0.74 827 59,267 93,483 22.45 (52) 228,069 416,478 100.00 1,827 1. 2. 2012 12 3150.98 33.47 17.51 2012 12 31 34.43% 9.11% 39.22% 17.24% 0.92 0.94 2012 12 31 2011 12 31 173,850 173,941 144,754 146,739 41

2012 第五章董事會報告 (%) (1) 32,081,937 100.00 231,028,792 30,313,858 1,386,700 1,426,452 250,520 100.00 250,000,000 250,520 63,754 66,837 4,000,000 100.00 4,000,000 908,198 907,973 190,914 33.40 70,000,000 285,309 28,740 9,262 306,671 10.00 180,000,000 345,708 155,000 3.75 110,000,000 155,000 8,400 2.10 2 8,400 189,620 4.99 99,800,000 209,600 20,000 13.33 20,000,000 54,752 13,709 42 2,000 2.88 20,000 8,808 961 70,000 16.67 70,000,000 89,564 12,752 368 21,000 21.00 21,000,000 49,193 13,559 810 27.00 810,000 5,218 2,243 106 2,173 40.00 1,580,000 (2) I-Tech Solutions Limited 3,000 50.00 3,000,000 2,875 (266) 136 0.35 136,000 136 4,023 8.70 100,000 7,248 75 6,000 6.00 60,000 6,000 570 3.00 570 1. 2. 2009 42

2012 第五章董事會報告 5.3.1.3 5.3.2 2012 2012 12 31 5.79 95.98 2012 12 3132,077.12201121.97% 2012 12 31 % 2011 12 31 % 2,532,444 78.95 2,220,060 84.41 258,692 8.07 205,699 7.82 109,815 3.42 67,484 2.57 6,854 0.21 4,724 0.18 2,745 0.09 1,469 0.06 157,953 4.92 42,064 1.60 4,056 0.13 3,320 0.13 6,679 0.21 7,112 0.27 24,065 0.75 16,080 0.61 77,111 2.40 46,167 1.76 827 0.03 864 0.03 26,471 0.82 14,918 0.56 3,207,712 100.00 2,629,961 100.00 2012 2012 12 3125,324.44 201114.07%78.95% 43

2012 第五章董事會報告 2012 12 31 % 2011 12 31 % 797,577 31.49 754,904 34.01 809,364 31.96 661,866 29.81 1,606,941 63.45 1,416,770 63.82 524,970 20.73 456,688 20.57 400,533 15.82 346,602 15.61 925,503 36.55 803,290 36.18 2,532,444 100.00 2,220,060 100.00 2012 12 3136.55%20110.37 2012 2012 12 3152.22%20112.36 49.63%20113.65 56.72%20110.13 5.3.3 2012 12 31 2011 12 31 21,577 21,577 37,508 37,508 37 157 (261) 278 18,618 14,325 39,195 18,794 71,432 64,446 13,593 9,062 (1,265) (1,150) 73 13 200,507 165,010 44

2012 第五章董事會報告 5.3.4 2012 12 31 % 10.95 1 18.42 1 9.62 2 18.39 1 2010 5.4 2012 12 31 19,044.63 2,633.88 16.05% 0.61% 0.05351.79% 48.34 5.4.1 2012 12 31 % 2011 12 31 % 1,873,280 98.37 1,614,941 98.41 19,489 1.02 16,961 1.03 5,281 0.28 3,186 0.20 3,064 0.16 2,146 0.13 3,349 0.17 3,841 0.23 1,904,463 100.00 1,641,075 100.00 11,694 0.61 9,173 0.56 2012 0.05 0.01 45

2012 第五章董事會報告 5.4.2 2012 12 31 % % (1) 2011 12 31 % % (1) 1,152,837 60.54 8,404 0.73 994,041 60.57 7,395 0.74 707,806 37.18 6,149 0.87 596,490 36.35 5,458 0.92 277,737 14.58 680 0.24 282,995 17.24 999 0.35 100,804 5.29 650 0.64 69,333 4.22 497 0.72 (2) 66,490 3.49 925 1.39 45,223 2.76 441 0.98 (3) 64,842 3.40 75,826 4.62 686,784 36.06 3,290 0.48 571,208 34.81 1,778 0.31 335,746 17.63 733 0.22 323,640 19.72 389 0.12 182,012 9.56 822 0.45 90,429 5.51 149 0.16 106,519 5.59 1,136 1.07 73,305 4.47 1,021 1.39 (4) 62,507 3.28 599 0.96 83,834 5.11 219 0.26 1,904,463 100.00 11,694 0.61 1,641,075 100.00 9,173 0.56 (1) (2) (3) (4) 2012 0.73% 0.01 0.48% 0.17 46

2012 第五章董事會報告 5.4.3 2012 12 31 % % (1) 2011 12 31 % % (1) 1,152,837 60.54 8,404 0.73 994,041 60.57 7,395 0.74 365,660 19.20 3,645 1.00 307,972 18.77 2,682 0.87 226,440 11.89 2,462 1.09 169,491 10.33 1,713 1.01 143,064 7.51 484 0.34 140,950 8.59 958 0.68 101,951 5.35 638 0.63 112,818 6.87 824 0.73 80,770 4.24 408 0.51 66,009 4.02 334 0.51 60,986 3.20 170 0.28 44,036 2.68 134 0.30 54,640 2.87 36,979 2.25 35,003 1.84 183 0.52 37,568 2.29 136 0.36 29,772 1.56 1 33,752 2.06 1 12,548 0.66 93 0.74 10,726 0.65 70 0.65 (2) 42,003 2.22 320 0.76 33,740 2.06 543 1.61 64,842 3.40 75,826 4.62 686,784 36.06 3,290 0.48 571,208 34.81 1,778 0.31 1,904,463 100.00 11,694 0.61 1,641,075 100.00 9,173 0.56 (1) (2) 2012 67.91% 47

2012 第五章董事會報告 5.4.4 2012 12 31 % % (1) 2011 12 31 % % (1) 176,736 9.28 2,569 1.45 131,692 8.02 2,040 1.55 401,335 21.07 4,210 1.05 376,084 22.92 2,448 0.65 282,158 14.82 1,016 0.36 247,249 15.07 760 0.31 302,650 15.89 1,555 0.51 264,202 16.10 1,080 0.41 104,387 5.48 373 0.36 95,552 5.82 323 0.34 209,435 11.00 1,024 0.49 180,229 10.98 1,145 0.64 249,786 13.12 619 0.25 210,829 12.85 1,068 0.51 34,055 1.79 22 0.06 24,055 1.46 27 0.11 143,921 7.55 306 0.21 111,183 6.78 282 0.25 1,904,463 100.00 11,694 0.61 1,641,075 100.00 9,173 0.56 (1) 2012 1.85 2012 69.89% 5.4.5 2012 12 31 % % (1) 2011 12 31 % % (1) 393,596 20.67 1,301 0.33 335,863 20.47 1,461 0.43 457,914 24.04 4,299 0.94 397,218 24.20 3,485 0.88 807,496 42.40 5,506 0.68 697,758 42.52 3,623 0.52 180,615 9.49 588 0.33 134,410 8.19 604 0.45 64,842 3.40 75,826 4.62 1,904,463 100.00 11,694 0.61 1,641,075 100.00 9,173 0.56 (1) 1.30 48

2012 第五章董事會報告 5.4.6 2012 12 31 % % A 6,096 2.42 0.32 B 5,000 1.98 0.26 C 3,026 1.20 0.16 D 2,959 1.17 0.16 E 2,700 1.07 0.14 F 2,661 1.05 0.14 G 2,656 1.05 0.14 H 2,640 1.05 0.14 I 2,492 0.99 0.13 J 2,440 0.97 0.13 32,670 12.95 1.72 60.962.42% 326.7012.95%1.72% 5.4.7 2012 12 31 % 2011 12 31 % 3 10,987 0.57 6,456 0.39 3 1 4,550 0.24 1,005 0.06 13 2,016 0.11 2,241 0.14 3 3,847 0.20 3,919 0.24 21,400 1.12 13,621 0.83 1,904,463 100.00 1,641,075 100.00 214.00 77.79 1.12% 0.2960.68% 21.28% 18.04% 49

2012 第五章董事會報告 5.4.8 2012 12 31 2011 12 31 % % 1,060 0.06 1,298 0.08 90 553 0.03 662 0.04 0.06% 0.02 5.4.9 9.749.13 0.61 5.4.10 2012 2011 36,704 29,291 6,276 9,048 (785) (849) (215) (136) 65 65 (891) (583) 13 (29) (132) 41,138 36,704 50

2012 第五章董事會報告 411.38 44.34351.79% 48.34 2.16% 0.08 5.5 2012 12 31 12.14% 0.61 8.49%0.27 11.73%0.45 8.86%0.12 2012 2012 201117.99% 2012 12 31 2011 12 31 21,577 21,577 166,469 134,771 188,046 156,348 32,846 29,251 44,152 30,000 114 255 77,112 59,506 265,158 215,854 9,598 9,598 1,691 1,589 1,638 1,710 252,231 202,957 2,077,755 1,760,884 8.49% 8.22% 12.14% 11.53% 51

2012 第五章董事會報告 5.6 2012 1-12 2011 1-12 (%) (%) 44,190 74.19 36,507 77.47 18,707 31.40 14,088 29.90 (2,759) (4.63) (2,842) (6.03) (574) (0.96) (631) (1.34) 59,564 100.00 47,122 100.00 187.0732.79% 31.40% 1.50 48.76%2011 5.05 2012 12 31 2012 12 31 2012 (%) (%) (%) 1,275,164 37 1,138,797 36 (881) (1) 447,120 13 436,498 14 14,172 24 310,429 9 301,591 9 11,798 20 460,229 14 450,917 14 12,423 21 119,457 4 117,013 4 3,257 5 242,866 7 237,551 7 7,105 12 273,931 8 267,868 8 8,117 13 76,043 2 75,700 2 568 1 202,980 6 181,777 6 3,005 5 3,408,219 100 3,207,712 100 59,564 100 52

2012 第五章董事會報告 2011 12 31 2011 12 31 2011 (%) (%) (%) 1,059,543 38 951,393 36 (6,743) (14) 393,691 14 383,458 15 13,643 29 274,620 10 266,715 10 10,545 22 322,628 11 314,040 12 11,372 24 108,851 4 106,714 4 2,849 6 190,155 7 185,660 7 5,997 13 223,127 8 217,964 8 6,887 15 53,225 2 52,954 2 456 1 169,131 6 151,063 6 2,116 4 2,794,971 100 2,629,961 100 47,122 100 5.7 5.7.1 2012 7,253.17 5.7.2 2012 5.8 5.8.1 2010 2012 2012 12 31 11.73%0.45 8.86%0.12 (ROAE) 22.89% 0.82(RAROC) 22.65%0.15 2012 11.80%0.89 22.95%0.95 2012 12 31 36.15% 0.05 12118.63% 6,089 16.83% 2012 12 31 16.33% 18.34% 53

2012 第五章董事會報告 2012 12 31 352.47% 52.24 0.65% 0.07 1.04% 0.31% 0.24 5.8.2 500 2012 12 31 4,176.29 1,901.67 83.60% 24.99% 9.162,404.9070.54% 24.06%8.041,771.39 104.91%26.36%10.84 5.9 1 2012 12 31 32.78% 16,720 16.40% (AUM) 70.24% 1.05 2012 12 318.56 55.58% 6.54 28.24% 1,326.65 12.91% 16429.13% 2 2012 21.25%1.30 2012 12 315,383 91.11 0.13 3,856 48.073.52 64,98818.52% 54

2012 第五章董事會報告 3 ++ SIMiPad 2012 12 31 90.66% 88.47% ITISO27001 ISO20000 4 5820126 5 3+1 2012 12 31 26.16 26.87% 6 2012 500 498 201156 68 Millward Brown 2012BrandZ 961.6 2012 2012 2012 5.10 2012 55

2012 第五章董事會報告 1 2012 2012 12 31 51.16%7.84 2012 3.10%5BP 2 3 2012 2012 904.56 237.27 20.78%5.14% 2.320.17% 739.58 117.73 4.20% 1.400.74% 0.48% 56

2012 第五章董事會報告 4 2012 2012 12 312,995.37 14.08% 71.37% 0.4352.29% 8.01 5 2012 2012 12 31 60.27%2.35 11.73%8.86%0.45 0.12 2012 (RORWA)2.38%0.10 6 2012 2012 230.42 46.12 25.02% 21.25%1.30 62.90 33.55%18.53 30.40% 18.68 120.80% 14.23 37.89% 11.46 2.88%27.66 54.44% 57.45 34.10% 21.99 8.22% 2013 7 2012 2012 A2012245 457%78725% 2012 57

2012 第五章董事會報告 2012 70% 152% AA+93.8% 95.8% 2012 8 5.11 5.11.1 2012 2012 12.79 1.4816.33% 1,124.768,637.70 35.60%12.11 52.71 6,719.00 38.16%1,149.65 2012 185.47 35.08% 32.78% 2.27110.41 62.72% 37.95%5.49 467.18 29.48% 43.08% 4.03 344.15 28.22% 73.67%123.03 33.13%26.33% 53.39% 201256.50 34.20% 53.22 38.96% 46.04% 58

2012 第五章董事會報告 2013 201230,566.97 48.13% 3,415 138.15%443 11.58% 1,486 4.99% 53.22 38.96%17.97 115.21% 14.21 37.96% 9.63 22.21% 11.41 3.06% 1+N 2012 12 31 19,518 18.34% 4,34217.38% 2429 20125 2012 2012 12 31 6,566 4816,923.73 80.16%1.05519 POS 4,184 18.09% 59

2012 第五章董事會報告 2012 4,484 2,180 291 2012 6,5722,690 31.73% 2.6562.5638.62% 54.6041.49% 2012 12 31 1.06% 0.32 2012 2012 12 31 6,719.00 1,149.651,771.39 104.91%26.36% 10.84 0.48% 0.17 500 AUMPOS 2 24 2012 2012 128,637.70 14.97% 58.26%35.60% 60

61 2012 第五章董事會報告 5.11.2 2012 [2011]300 18.25% 59.29% 7,581 134.05% 2012 IPO 35%ChinaVenture 2012 549.2150.80 10.19% 104.502.33 2.28%653.71 8.85% 60.28% 422.5674.68% 2013 2012 12 31 10,335.45 14.33% 58.71% 3,520.40 35.22% 6.750.79% 2012 2012 12 31 610.57 100.755.91% 0.27 1,339.8312.96% 0.67 20122012 12 31 5,925.39 18.25% 59.29% 2.341.12% 0.10 2012 12 31 403.59 20.34%5,860 2.07% 1.45211,130 1

2012 第五章董事會報告 2012 2012 2012 2012 12 31 670.356,247.45 2012 2012 12 31 550.97 20.11% 3.13% 20122012 12 3115,627.04 13.60% 64.40% 13,692.6112.54% 2012 12 31 50.43% 3.82 0.86 2010 10 + 2012 2012 12 31 7,581 4,342 134.05% 1,700100%654 111.23% 2011147 3001092012 45 IPO 35% 2 3 100 62

2012 第五章董事會報告 2012 12 31 219,144 41,574 300 1 7,0001 4 630% 6,500 70% 2012 12 31230,08124.43% 2012 12 31 6 740 13,750 U-BANK 171.46 2012 12 31 123,080 2012 16,061.69 22.43% 10,157.20 5,904.49 2012 12 31 149 2663.04 22.85 1.08 85.23% 2012 12,366.54 42.30% 5.72 35.55% 2012 13 433 6.5428.24% 1.08 111.76% 27 2012 222.00 63

2012 第五章董事會報告 56.46% 25%3,316.969.42% 1,689.27 1,163.09255.0031.80 26.91 9.38% 2012 12 312.2214.43% 62.88 22.50%25.18 48.03% 7,698.79 28.59% 2012 12 31 2,531.34495.20 24.32%2,666.14 2,103.40 373.78%448.00 388.95712.24 1,464.56 55 43 2012 12 31 1,326.65IPO PE 13.36 2011 5.11.3 2012CPI 100 3.1 2012 3.3 20123.77%2011 26 3.91%2011 71 2012 64

2012 第五章董事會報告 2012 2,4634.37 44.80% 3,701.4749.21% 2012 5,051.56 14.32% 5.11.4 2012 12 31 110 9985321 2,174 8,835 2,602 6,233 201290.66% 52.40%88.47%4.09 2.77 3.33 2012 2012 12 31 1,174.01 86.01% 73,612.52 46.80%151,957.87 7.06% 54,989.70 41.62% 2,166.93 35.03% U-BANK 2012 12 31 U-BANK4,409 18.46%24.65 31.75% 2012799.75 7,478.66 52.25% 3,000.42 90.08% 30.665.85.12 48.34 40.87 65

2012 第五章董事會報告 2012 iphone Android 2012 8 ipad60 2012 12 31966.49 115.03% 270.97 1,300.26 505.05% 4,059.34241.86% 5,779.51 435.19% 108.78 347.29% 5.11.5 2002 ATMPOS 2013 20125.295.17% 2008 10 2012 20120.19 295.83% 5.11.6 1933 2012 12 31 15 2012 12 3121.312011 14.13% 2012 25.042011 19.87%1.57%2011 10 12.112011 10.66% 4.662011 4.05%1.152011 37.93% 2012 66

2012 第五章董事會報告 2.862011 19.64% 436 2011 1.1713.402011 16.68% 2012 36.06%2011 2.72 2012 12 311,789.4120119.21% 171.41201114.70%62.95%2011 1.102012 12 31 14.92% 9.97%45.01% (www.winglungbank.com) 2012 2012 12 31 1,320.94201114.73% 2011 90.43 14.26% 41.43 23.91% 57.59 32.98% 19.90 11.75% 2012 12 31993.262011 16.43%0.29% 2012 12 31 380.74 2011 6.04% 2012 12 31 72.23201175.62% 2012 2012 12 31 260.392011 83.8120112.76% 2012 2012 2012 12 31 102.17 2011 27.09% 67

2012 第五章董事會報告 2012 12 31 194.01201118.91% 136.19 83.14% A3 2012 2011 45.07% 7,962 2011 23.92% 6,629 2012 4,8982011 29.28% 2012 2012 2012 12 31254.092011 2.72%2011 13.77%41.11 Luxe Visa Infinite World MasterCard for Business 20121.312011 26.79% 68

2012 第五章董事會報告 20127.562011 10.73% 8.26% 3.9820115,615 2012 44 4 2012 12 311,7251,53014334 18843 301 188 393836 652 231 67 2012 IPO 2012 3 104.85 466.57 17.72 3.42 40.70 iphone IT 69

2012 第五章董事會報告 5.11.7 5 2008 4 23 2012 2012 12 3140 20 103558.91 48.91%57.22 103.34% 20129.08116.71% 5.11.8 1993 2012 12 31 2.5 78 7.034.83 2012 2.36123.65%8,032.568,187.32% 5.11.9 5.12 2002 12 27 2.1 33.4% 6.23.3 2012 12 31 9.026.64 201 28 415251 QFII 827.89 2012 5.813.49%1.38 19.30% 2012 5.12.1 70

71 2012 第五章董事會報告 2012 5.4 5.12.2 2012 5.12.3 (VaR) 2012 2012 2012 3 4 CPI

2012 第五章董事會報告 2012 5.12.4 5.12.5 2012 2 2012 20122012 12 18% 201119%) 5% 20115%) 5.12.6 2012 Shibor 72

2012 第五章董事會報告 2012 50 5.12.7 VaR 2012 FTP FTP 5.12.8 2012 5.12.9 73

2012 第五章董事會報告 5.12.10 2012 5.12.11 5.13 2007 5.13.1 2012 2012429.33 10% 42.931.5% 202.78 AH10 6.30 AH 2012 2012 74

2012 第五章董事會報告 5.13.2 10 10 10 (%) 2010 2.90 6,257 25,769 24.28 2011 4.20 9,062 36,129 25.08 2012 6.30 13,593 45,273 30.02 20122012 5.13.3 1 2010 (1) (2) (3) H (4) 2 3 20122012 30% 2011 2011 2012 2012 2011 2012 5.14 2,263.55 7.08 2012 75

2012 第五章董事會報告 5.15 2013 2012 2013 2,650 3,1002013 IT 2013 3 28 76

2012 第六章重要事項 6.1 6.2 6.3 6.4 2012 12 3125 6.5 6.6 6.7 6.8 37 6.9 30% 6.10 2011 2011A2011H AH 2012 7 202012 9 7 2012 2012A2012H A 77

2012 第六章重要事項 6.11 2010AH 2009 2009A2009H AH AH AH 2010 3 192010 4 9A H17,764,081,690.654,525,772,680 3,980,417,072 AH 82,654,295.77 108,233,784.48 95,191,613.45 2012 200117 2012200117 201215.60 1.60 2013 6 6.12 2012 12 31 XV7 8 352 10 (%) (%) A 20,000 0.00011 0.00009 6.13 6.14 78

2012 第六章重要事項 6.15 6.16 5% 5% 5% 6.17 5% 5% 6.18 6.18.1 14A 6.18.2 14A 2011 12 28 201220132014 8 5 3 2011 12 28 100% 18.63% 50% 2008 5 5 14,186.5 50% 79

2012 第六章重要事項 2011 12 282012 1 12014 12 31 (1) (2) (3) 20128 14.07 5%14A.45 14A.47 14A.37 2012 12 31 18,552 33.4% (ING Asset Management B.V.)33.3% 2012 10 8 ) 2011 12 282012 1 12014 12 31 20125 14.07 5%14A.45 14A.47 14A.37 2012 12 31 24,025 100% 18.63% 45.88% 80

2012 第六章重要事項 2011 12 282012 1 12014 12 31 (1) (2) (3) 20123 14.07 5%14A.45 14A.47 14A.37 2012 12 31 3,955 (1) (2) (3) (4) 3000 740 14A.38 6.18.3 55 6.19 81

2012 第六章重要事項 55 6.20 2012 12 31 1,635361,630.6810,634.19 2012 12 31 122 56,601.751,781.9711 30,599.591,670.74 6.21 [2003]56 2012 2012 12 31 1,178.4057.68% 82

2012 第六章重要事項 6.22 6.23 6.23.1 2008 5 5 50% 14,186.50 50% 14A.18 2008 6 272007 2008 5 62008 6 282011 6 4 2013 3 29 6.23.2 2008 8 18 2009 8 3 363,707,028.3460.5% 2012 7 2 60.5% 2012 7 3 6.23.3 2012 9 28 2012 10 24(ING Asset Management B.V.) 63,567,567.57 21.6% 33.4% 55% 2012 10 8 83

2012 第六章重要事項 34,432,432.43 11.7% 33.3% 45% 5.11.9 6.24 H H 6.25 6.26 2011 2012 2012 2002 20122012 2012 1,400 142 AH 400 6.27 2012 12 31 6.28 20122013 5 31 6.29 84

2012 第七章股份變動及股東情況 7.1 2011 12 31 2012 12 31 (%) (%) 21,576,608,885 100.00 21,576,608,885 100.00 1A 17,666,130,885 81.88 17,666,130,885 81.88 2 3 H 3,910,478,000 18.12 3,910,478,000 18.12 4 21,576,608,885 100.00 21,576,608,885 100.00 533,864 H 48,567A485,297 524,136 H 48,276A 475,860 2012 12 31 85

2012 第七章股份變動及股東情況 7.2 % 1 (1) 3,855,228,974 17.87 H 1,083,119 2 2,675,612,600 12.40 A 3 1,341,336,551 6.22 A 4 636,788,489 2.95 A 5 631,287,834 2.93 A 6 602,568,437 2.79 A 571,791,709 7 556,333,611 2.58 A 8 383,445,439 1.78 A 9 368,079,979 1.71 A 10 H 331,999,475 1.54 A 331,999,475 (1) H (2) 10 (3) 86

2012 第七章股份變動及股東情況 7.3 2012 12 31 571336 (%) (%) A 3,886,912,452 # 1 22.00 18.01* A 2,675,612,600 1 15.15 12.40 A 18,177,752 # 1 1,193,122,100 1 1,211,299,852 # 6.86 5.61 A 636,788,489 1 556,333,611 1 1,193,122,100 6.75 5.53 A 1,284,140,156 # 7.27 5.95 A 258,470,781 695,697,834 954,168,615 2 5.40 4.42 Templeton Asset Management Ltd. H 429,972,565 11.00 1.99 JPMorgan Chase & Co. H 37,184,990 229,219,537 130,275,883 396,680,410 3 10.14 1.84 22,203,000 3 0.57 0.10 BlackRock, Inc H 346,451,254 4 8.86 1.61 36,143,096 4 0.92 0.17 * 2012 12 31 18.63% A 18.43% H0.20% # 2012 12 312012 12 31 87

2012 第七章股份變動及股東情況 (1) 3,886,912,452 A (1.1) 2,675,612,600 A (1.2) 18,177,752 A (1.1) 90% 10% (1.3) 636,788,489 A (1.2) 51% 49% (1.4) 556,333,611 A (1.2)(1.3) 50% (2) 258,470,781 A 695,697,834 A954,168,615 A (2.1) 631,287,834 A (2.2) 64,410,000 A (3) JPMorgan Chase & Co.396,680,410 H 22,203,000 H (3.1) JPMorgan Chase Bank, N.A. 154,244,437 HJPMorgan Chase Bank, N.A. JPMorgan Chase & Co. (3.2) J.P. Morgan Whitefriars Inc. 33,316,992 H 21,985,000 H J.P. Morgan Whitefriars Inc. JPMorgan Chase & Co. (3.3) J.P. Morgan Investment Management Inc. 64,052,023 H J.P. Morgan Investment Management Inc. JPMorgan Chase & Co. (3.4) JPMorgan Asset Management (UK) Limited 136,524,443 HJPMorgan Asset Management (UK) Limited JPMorgan Chase & Co. (3.5) JPMorgan Asset Management (Taiwan) Limited 3,872,282 HJPMorgan Asset Management (Taiwan) Limited JPMorgan Chase & Co. (3.6) J.P. Morgan Securities plc 3,867,998 H188,000 HJ.P. Morgan Securities plc 98.95% J.P. Morgan Chase International HoldingsJ.P. Morgan Chase International Holdings JPMorgan Chase & Co. (3.7) JPMorgan Asset Management (Japan) Limited 687,235 HJPMorgan Asset Management (Japan) Limited JPMorgan Chase & Co. (3.8) China International Fund Management Co Ltd 115,000 H China International Fund Management Co Ltd 49% JPMorgan Asset Management (UK) LimitedJPMorgan Asset Management (UK) Limited JPMorgan Chase & Co. (3.9) J.P. Morgan Markets Limited 30,000 HJ.P. Morgan Markets Limited JPMorgan Chase & Co. JPMorgan Chase & Co. 130,275,883H 2,064,743 H22,173,000 H 359,000 H188,000 H 11,000 H 88 1,705,743 H21,974,000 H

2012 第七章股份變動及股東情況 (4) BlackRock, Inc. 346,451,254 H386,500 H 36,143,096 H424,000 H 2012 12 31336 7.4 (1) 1948 10 11 22100011452 (2) 100% 1872 100% 90% 100% 10% 49% 51% 100% 0.50% 50% 50% 12.40% Bestwinner Investment Ltd. 2.58% 2.95% 0.20% 2012 12 31 18.63% A 18.43% H0.20% 89

2012 第七章股份變動及股東情況 7.5 5% 1961 4 27 41 7.6 2010 2010 2 26[2010]257 A 2010 3 11 A 2,007,240,869 8.85A 2010 3 19 2010 2 20 H 449,878,000 10.06 H 2010 4 9 2,457,118,869 7.7 2012 2012 3 14200 5 65 4.15% 5 1350.95% 3.50% 2012 12 31 2012 2012 12 27 117117155.20% 102012 12 31 90

2012 第八章董事 監事 高級管理人員 員工和機構情況 8.1 1957.3 2010.6 2013.6 1950.1 2010.6 2013.6 (1) 1955.4 2010.6 2013.6 1966.12 2010.8 2013.6 1963.3 2010.6 2013.6 1967.10 2012.7 2013.6 1958.6 2010.6 2013.6 (1) 1960.12 2010.6 2013.6 (2) 1961.5 2010.6 2013.6 88.45 1948.6 2010.6 2013.6 474.60 1957.3 2010.6 2013.6 308.49 1959.3 2010.6 2013.6 308.49 1947.8 2010.6 2013.6 30.00 1949.5 2011.7 2013.6 30.00 1957.1 2010.6 2013.6 30.00 1946.2 2012.7 2013.6 12.50 1955.6 2011.11 2013.6 30.00 1966.9 2012.7 2013.6 12.50 1955.1 2010.8 2013.6 332.22 1955.9 2010.6 2013.6 (3) 1960.4 2012.5 2013.6 1962.10 2010.6 2013.6 (4) 1963.7 2012.5 2013.6 29.81 (5) 1948.11 2011.10 2013.6 25,000 20,000 5.00 1949.4 2011.5 2013.6 30.00 1957.4 2010.6 2013.6 202.75 1964.11 2010.6 2013.6 199.19 1960.3 2010.6 2013.6 284.76 1953.7 2010.6 2013.6 284.76 1957.5 2010.6 2013.6 284.76 1960.7 2010.6 2013.6 (6) 1954.8 2012.4 2013.6 284.76 1956.12 2011.6 2013.6 284.76 1953.2 2001.11 189.84 1956.6 2010.6 2013.6 237.30 1952.8 2010.6 2012.7 17.50 1963.9 2010.6 2012.7 17.50 1975.10 2010.6 2012.5 1959.4 2010.6 2012.5 37.96 91

2012 第八章董事 監事 高級管理人員 員工和機構情況 1 2012 2 2012 3 2012 4 2012 5 2012 12 31A 5,0002012 11 6 7 8.2 2011 2012 7 22012 7 9 2012 3 27 28 2012 5 302011 2012 4 8.3 1 2. 2012 1 3 4 5 6 7 2012 6 92

2012 第八章董事 監事 高級管理人員 員工和機構情況 8 9 10 11 2013 1 2013 1 2013 1 8.4 2010 8 2011 8 2002 7 2011 11 2011 9 2011 10 2000 12 2011 8 2006 9 2012 1 2011 12 2011 12 2009 7 2011 3 8.5 1999 3 2010 10 2010 8 2001 4 2011 8 21 MBA 1998 112011 8 93

2012 第八章董事 監事 高級管理人員 員工和機構情況 2001 4 FINAFRICA 2010 8 2007 6 2011 9 2007 5 2012 7 2001 42000 12 1998 32011 8 19972011 2000 3 2006 9 1996 102005 92005 92006 9 1999 3 2013 1 2007 42007 6 2002 9 2007 4 94

2012 第八章董事 監事 高級管理人員 員工和機構情況 1997 52002 32007 3 2007 6 2000 42002 3 2008 1 SOHO 2011 7 1993 52009 8 2007 6 19982011 4 (NGO) 2012 7 19652008 11 2011 11 1984 (1998-2007) 2005 11 2012 72003 2001 72007 7 95

2012 第八章董事 監事 高級管理人員 員工和機構情況 2010 8 19961998 19992003 20032010 6 2001 42003 5 2003 5 2002 22010 8 2010 82012 1 2012 1 2012 51995 2011 12 2010 6 2009 7 2003 42007 7 2007 72008 12 2012 520002004 20042011 2011 3 2011 10 2011 5 1997 2007 6 2007 32013 1 96

2012 第八章董事 監事 高級管理人員 員工和機構情況 1995 2010 6 2013 1 1995 5 2006 4 1994 5 2006 4 1996 12 2008 4 2008 82008 9 2008 12 19862008 2008 11 2012 4 2003 32008 11 2000 5 2009 5 2011 6 2012 7 1991 102001 11 2005 122007 9 97

2012 第八章董事 監事 高級管理人員 員工和機構情況 1993 4 2004 2 2004 3 2006 8 19942002 (2007-2009) (1997-2012) 8.6 8.7 2012 3 27 2012 3 27 H 8.8 H 2007 10 222007H 2007 10 302008 11 72009 11 162011 2 182012 5 4 98

2012 第八章董事 監事 高級管理人員 員工和機構情況 8.9 2012 12 31 59,340 10,887 255 5.11.6 1 11.2% 3.4% 29.5% 55.9% 2 1.9% 11.2% 20.0% 66.9% 99

2012 第八章董事 監事 高級管理人員 員工和機構情況 20030 8.10 201211 8 2013 2012 12 31 7088 518040 1 4,341 1,162,091 316 200120 1 7,826 105,915 158 215028 1 715 39,462 161 200120 60 3,126 136,019 1 210005 53 2,533 90,393 23 310007 52 2,304 109,652 938 315041 24 1,022 46,017 128 215004 21 1,122 65,039 35 100005 1 7 1 156 100031 61 3,365 150,745 836 266071 32 1,645 47,197 55 300204 31 1,336 49,654 21 250011 35 1,565 55,993 172 050000 3 161 6,841 100

2012 第八章董事 監事 高級管理人員 員工和機構情況 5 510620 45 1,982 71,011 2 518001 72 4,229 190,732 60 350003 28 1,201 42,003 862 361004 15 780 36,283 200 523129 20 743 59,411 23 528000 18 816 60,790 12 110003 25 1,490 37,090 17 116001 19 954 35,854 3 150001 15 764 25,137 1111 130000 8 475 21,376 518 430022 41 1,944 61,772 162 330003 24 1,114 48,478 24 410005 28 1,202 48,139 436 230061 23 1,020 33,611 39 450000 19 899 29,292 1 030001 12 664 21,116 C 570100 1 83 458 1 610000 30 1,370 42,946 9 730030 17 688 25,140 1 710001 30 1,496 42,628 2 400010 28 1,236 48,687 80 830002 11 560 20,148 48 650051 25 1,098 41,012 56 010010 9 451 20,677 92-1 530022 8 323 9,250 284 550001 3 215 12,816 217 750000 5 209 7,500 4 810000 1 77 3,126 12 1 119 67,010 509 Madison Aveune, Suite 306, 1 1 2 New York, New York 10022, U.S.A 535 Madison Aveune 1 40 9,033 39 Cornhill EC3V 3ND, London,UK 1 2 2 333 1 1 1 26 961 59,340 3,237,550 101

102 2012 第八章董事 監事 高級管理人員 員工和機構情況 8.11 99 853

2012 第九章公司治理 9.1 103

2012 第九章公司治理 9.2 2012 5216343 217 165511 6215 22642445 11 112 21 9.11 2012 2012 (LACP) 2012 CEO 2012 CFO 2011-2012 9.3 2 2012 5 30201120112011 20112011 2011 2012 2011 2011 2011 2011 230 2012 9 72012 2012A2012H AH 104

2012 第九章公司治理 2012 5 319 8 9.4.5 9.4 9.4.1 2012 12 31 18 93 6 3 6 4 9.4.2 105

2012 第九章公司治理 9.4.3 94% 9.4.4 106

2012 第九章公司治理 9.4.5 2012 (1) 16/16 2/2 1/1 2/2 15/16 (2) 2/2 1/2 16/16 4/4 2/2 16/16 4/4 2/2 16/16 9/9 2/2 8/8 2/2 0/1 16/16 9/9 4/4 2/2 16/16 2/2 9/9 2/2 15/16 (2) 1/2 4/4 2/2 16/16 2/2 1/1 2/2 16/16 9/9 2/2 16/16 2/2 2/2 16/16 4/4 9/9 2/2 15/16 (2) 4/4 2/2 1/2 16/16 1/1 4/4 2/2 8/8 0/0 1/1 0/0 1/1 16/16 1/1 4/4 2/2 8/8 1/1 0/0 1/1 (3) 8/8 3/3 2/2 1/1 (3) 8/8 1/1 3/3 2/2 1/1 1 2 3 16313 107

2012 第九章公司治理 9.4.6 2012 12 31 9.4.7 6 6 3.13 3.13 6 1 2 3 4 5 2012 20122012 9.5 201222 64 108

2012 第九章公司治理 2012 9.5.1 201220122011 7.5 9.5.2 2012 2 109

2012 第九章公司治理 9.5.3 2012H HH2012 9.5.4 2012 20112012 20122012 7.5 230 9.5.5 110

2012 第九章公司治理 2012 2012 1 2 3 2012 2012 2012 2012 2012 9.5.6 2012 2011 2011 20122012 111

2012 第九章公司治理 9.6 9.7 9.7.1 94324 3 2 9.7.2 9.7.3 624 21 5 2012216 112

2012 第九章公司治理 9.7.4 2012 3 21 2011 2012 8 102012 2012 3 212011 2012 8 102012 4 9.8 213420 113

2012 第九章公司治理 9 2716 312212 2012 611 2012 9 3 34164 2012 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 114

2012 第九章公司治理 9.9 3.29 15 9.10 2012 9.11 (www.cmbchina.com) (www.cmbchina.com/cmbir) 2012 2 112012 1 188 291 124 853 24722 27 135 2 2013 115

2012 第九章公司治理 2012 230 160 2012 2012 2012 9.12 10% 10% 10 5 3% 10 2 1% 10% 10% 10 116

2012 第九章公司治理 9.13 H 2012 9.14 2012 12 31 9.15 2012 1 12012 3 31 2012 4 12012 12 31 A.6.7 2012 5 30 20112012 9 7 2012 2012A2012H 117

2012 第十章內部控制 10.1 10.1.1 224 (2006) (2006) 2012 2012 118

2012 第十章內部控制 10.1.2 2012 2012 20122012 2012 10.2 2012 119

2012 第十一章監事會報告 2012 21.6%33.4% 55% 6 2012 2012 2013 3 28 120

2012 第十二章財務報告 12.1 122 12.2 124 12.3 126 12.4 128 12.5 130 12.6 132 12.7 133 12.8 135 12.9 284 121

2012 獨立核數師報告 124 283 122

2012 獨立核數師報告 10 8 123

2012 合併綜合收益表 2012 2011 3 150,101 121,245 4 (61,727) (44,938) 88,374 76,307 5 21,167 16,924 (1,428) (1,296) 19,739 15,628 6 5,641 4,668 113,754 96,603 7 (48,350) (40,889) (321) (305) 65,083 55,409 11 (5,583) (8,350) 31 49 33 14 59,564 47,122 12 (14,287) (10,995) 45,277 36,127 45,273 36,129 4 (2) 135 283 46 124

2012 合併綜合收益表 2012 2011 14(a) 2.10 1.67 14(b) 2.10 1.67 13 (115) (624) (120) 1,468 (539) 275 (774) 1,119 44,503 37,246 44,499 37,248 4 (2) 135 283 125

2012 合併財務狀況表 2012 2011 12,742 10,725 15 458,673 397,579 16 280,870 63,046 17 103,420 131,381 18 106,965 73,975 19 1,863,325 1,604,371 20 13,009 10,852 21(a) 25,489 15,530 53(h) 1,975 1,887 21(b) 285,344 275,860 21(c) 175,417 145,586 21(d) 32,221 22,085 23 290 297 24 165 159 25 20,392 17,500 26 1,638 1,710 27 2,851 2,605 28 9,598 9,598 29 4,987 4,337 30 8,848 5,888 3,408,219 2,794,971 31 258,692 205,699 32 109,815 67,484 33 157,953 42,064 34 2,532,444 2,220,060 35 24,065 16,080 21(e)(f) 6,854 4,724 53(h) 2,745 1,469 36 77,111 46,167 37(a) 4,056 3,320 38 6,679 7,112 29 827 864 39 26,471 14,918 3,207,712 2,629,961 135 283 126

2012 合併財務狀況表 2012 2011 40 21,577 21,577 41 37,508 37,508 42 37 157 43 (261) 278 44 18,618 14,325 45 39,195 18,794 71,432 64,446 46(b) 13,593 9,062 47 (1,265) (1,150) 200,434 164,997 56 73 13 200,507 165,010 3,408,219 2,794,971 135 283 127

2012 財務狀況表 2012 2011 12,145 10,186 15 454,498 394,119 16 274,614 59,657 17 85,981 109,387 18 106,965 73,975 19 1,720,403 1,493,913 20 12,346 10,363 21(a) 22,058 11,067 53(h) 1,866 1,664 21(b) 274,812 262,457 21(c) 172,994 143,398 21(d) 33,426 23,300 22 34,565 32,565 23 191 191 25 16,676 13,761 26 325 298 27 1,760 1,466 29 4,838 4,207 30 7,087 3,950 3,237,550 2,649,924 31 253,134 203,614 32 66,431 34,896 33 157,753 39,064 34 2,426,474 2,126,937 35 23,281 15,422 21(e)(f) 6,355 3,558 53(h) 2,673 1,310 36 69,083 35,535 37(a) 3,766 3,085 38 6,401 6,849 39 18,009 8,628 3,033,360 2,478,898 135 283 128

2012 財務狀況表 2012 2011 40 21,577 21,577 41 46,666 46,666 42 (46) 130 43 (261) 278 44 18,618 14,325 45 38,849 18,571 65,194 60,417 46(b) 13,593 9,062 204,190 171,026 3,237,550 2,649,924 135 283 129

2012 合併股東權益變動表 2012 2012 1 1 21,577 37,508 157 278 14,325 18,794 64,446 9,062 (1,150) 164,997 13 165,010 (120) (539) 4,293 20,401 6,986 4,531 (115) 35,437 60 35,497 45,273 45,273 4 45,277 13 (120) (539) (115) (774) (774) (120) (539) 45,273 (115) 44,499 4 44,503 1. 56 56 56 1. 44 4,293 (4,293) 2. 45 20,401 (20,401) 3. 2011 46(a) (9,062) (9,062) (9,062) 4. 2012 46(b) (13,593) 13,593 2012 12 31 21,577 37,508 37 (261) 18,618 39,195 71,432 13,593 (1,265) 200,434 73 200,507 135 283 130

2012 合併股東權益變動表 2011 2011 1 1 21,577 37,508 (1,311) 3 8,418 16,812 42,806 8,719 (526) 134,006 134,006 1,468 275 5,907 1,982 21,640 343 (624) 30,991 13 31,004 36,129 36,129 (2) 36,127 13 1,468 275 (624) 1,119 1,119 1,468 275 36,129 (624) 37,248 (2) 37,246 1. 15 15 1. 2011 44 3,445 (3,445) 2. 45 1,982 (1,982) 3. 2010 46(a) (6,257) (6,257) (6,257) 4. 2011 46(b) (9,062) 9,062 5. 2010 2,462 (2,462) 2011 12 31 21,577 37,508 157 278 14,325 18,794 64,446 9,062 (1,150) 164,997 13 165,010 135 283 131

2012 股東權益變動表 2012 2012 1 1 21,577 46,666 130 278 14,325 18,571 60,417 9,062 171,026 (176) (539) 4,293 20,278 4,777 4,531 33,164 42,941 42,941 13 (176) (539) (715) (176) (539) 42,941 42,226 1. 44 4,293 (4,293) 2. 45 20,278 (20,278) 3. 2011 46(a) (9,062) (9,062) 4. 2012 46(b) (13,593) 13,593 2012 12 31 21,577 46,666 (46) (261) 18,618 38,849 65,194 13,593 204,190 2011 2011 1 1 21,577 46,666 (1,429) 3 8,418 16,700 40,355 8,719 141,009 1,559 275 5,907 1,871 20,062 343 30,017 34,440 34,440 13 1,559 275 1,834 1,559 275 34,440 36,274 1. 2011 44 3,445 (3,445) 2. 45 1,871 (1,871) 3. 2010 46(a) (6,257) (6,257) 4. 2011 46(b) (9,062) 9,062 5. 2010 2,462 (2,462) 2011 12 31 21,577 46,666 130 278 14,325 18,571 60,417 9,062 171,026 135 283 132

2012 合併現金流量表 2012 2011 59,564 47,122 5,491 8,199 29 78 63 73 (215) (136) 2,924 2,612 310 334 6 (100) 113 53 (31) (49) (33) (14) (3,355) (1,519) (21) (1) (15,950) (12,468) 2,658 1,816 (48,605) (110,360) (7,572) 38,103 (264,075) (210,142) (14,310) (2,015) 312,578 322,882 211,017 33,224 24,047 (5,911) 264,633 111,781 (14,920) (10,485) (958,709) (538,739) 913,430 470,066 17,302 13,288 (6,494) (4,226) 243 253 19 5 (34,209) (59,353) 215,504 41,943 135 283 133

2012 合併現金流量表 2012 2011 19,970 12,877 56 15 18,107 29,174 (21,447) (19,659) (9,062) (6,249) (2,054) (1,821) 18,447 1,460 233,951 43,403 1 1 219,151 177,220 (247) (1,472) 12 31 48(a) 452,855 219,151 136,584 106,534 52,986 37,395 135 283 134

2012 1 (a) A H (b) 2 (a) (b) 2012 IASB 2010 12 20 (IAS 12IAS 40 2012 1 1 IAS 12 135

2012 2 (c) 54 (d) 2(i) 2(e) 2(f) 136

2012 2 (e) 2(g) (n) 2(i) (f) (g) (i)(ii) (i) 137

2012 2 (g) (ii) (ii) (i) 2(n) (h) 2(n) (2 50 40 50 (i) (i) 138

2012 2 (i) (i) 139

2012 2 (i) (i) (ii) (iii) 140

2012 2 (i) (iii) (iv) 141

2012 2 (i) (v) (vi) (a) (b) 2(i)(i) (vii) 142

2012 2 (j) 20 20 3 3 5 3 (k) 143

2012 2 (l) (i) (ii) 2(n) (iii) 2(j) 2(n) (m) 144

2012 2 (n) (i) 145

2012 2 (n) (i) 146

2012 2 (n) (i) (ii) 147

2012 2 (n) (ii) (o) 148

2012 2 (p) (i) (a) (b) 2(p)(ii) (ii) (q) (i) 149

2012 2 (q) (ii) (iii) (iv) (r) 150

2012 2 (s) (t) (u) (i) (ii) (iii) H (Black-Scholes) 151

2012 2 (v) (w) (x) (y) 3 2012 2011 68,719 56,020 41,303 32,142 5,904 5,675 6,392 5,312 6,414 2,921 1,754 910 3,671 5,697 13,575 11,743 2,369 825 150,101 121,245 2.15 1.36 152

2012 4 2012 2011 42,308 32,111 6,654 5,349 7,338 4,626 2,656 983 2,771 1,869 61,727 44,938 5 2012 2011 5,825 4,359 2,211 2,042 3,924 3,400 2,229 1,563 4,594 3,032 2,384 2,528 21,167 16,924 65.0955.87 6 2012 2011 1,296 1,516 425 656 180 27 78 (250) 24 22 318 281 2,766 1,791 414 374 140 251 5,641 4,668 153

2012 7 2012 2011 (i) 16,132 13,730 3,507 2,917 4,293 3,669 23,932 20,316 7,555 6,091 2,864 2,557 60 55 2,462 2,193 11,477 9,677 48,350 40,889 (i) (ii) 37(c) 1,4001,300 154

2012 8 2012 (i) 4,200 546 4,746 2,730 355 3,085 2,730 355 3,085 (iii) 300 300 300 300 300 300 (iii) 125 125 (iv) 175 175 300 300 (iii) 125 125 (iv) 175 175 2,940 382 3,322 (iii) (iv) (iii) (iv) 300 300 50 50 1,093 702 233 2,028 1,068 695 229 1,992 2,150 14,761 1,397 2,100 20,408 155

2012 8 (i) (ii) (iii) H H H H H 37(d) (iv) 156

2012 8 2011 4,200 1,154 5,354 1,829 7,183 2,730 767 3,497 1,189 4,686 2,730 744 3,474 1,189 4,663 (ii) 175 175 175 300 300 300 (i) 125 125 125 300 300 300 (ii) 250 250 250 300 300 300 (i) 50 50 50 300 300 300 2,520 711 3,231 915 4,146 (ii) 782 102 884 884 (ii) 125 125 125 (i) 175 175 175 (i) 1,092 702 585 2,379 2,379 1,067 695 582 2,344 2,344 2,100 15,121 1,397 4,645 23,263 5,122 28,385 157

2012 8 (i) (ii) 2012 2011 0 500,000 25 23 500,001 1,000,000 1 1,500,001 2,000,000 1 2,000,001 2,500,000 1 2 3,000,000 3,500,000 3 4,000,001 4,500,000 1 4,500,001 5,000,000 1 2 7,000,001 7,500,000 1 31 30 8 9 55(g) 9 8 2012 2011 8 15,989 14,700 8(i) 6,402 1,979 4,091 17,968 25,193 158

2012 9 5 2012 2011 8 3,000,001 3,500,000 3 3,500,001 4,000,000 1 4,000,001 4,500,000 2 4,500,001 5,000,000 1 2 7,000,001 7,500,000 1 10 161B 2012 2011 31 39 41 47 11 2012 2011 19(c) 5,491 8,199 (2) 77 26 68 2 4 1 6 65 (4) 5,583 8,350 159

2012 12 (a) 2012 2011 14,306 11,895 387 318 49 19 14,742 12,232 (455) (1,237) 14,287 10,995 (b) 2012 2011 59,564 47,122 25% 25%) 14,891 11,781 689 278 (1,264) (625) (29) (355) (84) 14,287 10,995 (i) (ii) (iii) 25% 24% 16.5% 16.5% 160

2012 13 (a) 2012 2011 (115) (115) (624) (624) (164) 44 (120) 1,957 (489) 1,468 (719) 180 (539) 367 (92) 275 (998) 224 (774) 1,700 (581) 1,119 (b) 2012 2011 (539) 275 (539) 275 (57) 1,175 (63) 293 (120) 1,468 161

2012 14 40 (a) 2012 2011 45,273 36,129 21,577 21,577 2.10 1.67 (b) 2012 2011 45,273 36,129 45,273 36,129 21,577 21,577 21,577 21,577 2.10 1.67 15 2012 2011 2012 2011 i 407,897 360,890 406,520 359,692 ii 48,086 35,597 45,288 33,335 2,690 1,092 2,690 1,092 458,673 397,579 454,498 394,119 i: ii: 18% 5%19% 5%) 162

2012 16 (a) 2012 2011 2012 2011 280,753 63,083 274,497 59,694 183 55 183 55 280,936 63,138 274,680 59,749 (62) (88) (62) (88) (4) (4) (4) (4) (66) (92) (66) (92) 280,870 63,046 274,614 59,657 (b) 2012 2011 2012 2011 260,688 39,299 255,364 36,823 183 55 183 55 260,871 39,354 255,547 36,878 20,065 23,784 19,133 22,871 280,936 63,138 274,680 59,749 (62) (88) (62) (88) (4) (4) (4) (4) (66) (92) (66) (92) 280,870 63,046 274,614 59,657 163

2012 16 (c) 2012 2011 92 28 (26) 66 (2) 66 92 66 92 (66) (92) (d) 2012 2011 2012 2011 0.02% 0.15% 0.02% 0.15% 17 (a) 2012 2011 2012 2011 63,935 105,165 46,496 83,171 39,514 26,220 39,514 26,220 103,449 131,385 86,010 109,391 (29) (4) (29) (4) 103,420 131,381 85,981 109,387 164

2012 17 (b) 2012 2011 2012 2011 1 31,400 46,377 17,728 34,024 11 61,998 82,078 58,236 72,437 1 10,022 2,926 10,017 2,926 103,420 131,381 85,981 109,387 (c) 2012 2011 2012 2011 24,561 84,587 21,803 71,612 39,514 26,220 39,514 26,220 64,075 110,807 61,317 97,832 39,374 20,578 24,693 11,559 103,449 131,385 86,010 109,391 (29) (4) (29) (4) 18 (a) 103,420 131,381 85,981 109,387 2012 2011 93,482 69,550 13,483 4,425 106,965 73,975 165

2012 18 (b) 2012 2011 1 79,433 53,671 11 25,926 20,304 1 1,606 106,965 73,975 (c) 2012 2011 93,482 69,550 13,483 4,425 106,965 73,975 (d) 2012 2011 2,866 3,658 817 11,644 11,639 77,388 41,673 91,898 57,787 532 2,700 935 13,488 13,600 106,965 73,975 166

2012 19 (a) 2012 2011 2012 2011 1,152,837 994,041 1,033,545 903,991 64,842 75,826 55,097 68,966 686,784 571,208 671,900 556,935 1,904,463 1,641,075 1,760,542 1,529,892 (4,995) (5,125) (4,921) (5,018) (36,143) (31,579) (35,218) (30,961) (41,138) (36,704) (40,139) (35,979) 1,863,325 1,604,371 1,720,403 1,493,913 (b) (i) 2012 2011 2012 2011 134,108 239,251 126,779 234,401 123,101 95,914 112,980 88,484 427,601 289,696 392,122 268,862 213,423 151,463 213,256 150,700 898,233 776,324 845,137 742,447 141,214 127,121 135,032 122,488 1,039,447 903,445 980,169 864,935 113,390 90,596 53,376 39,056 1,152,837 994,041 1,033,545 903,991 64,842 75,826 55,097 68,966 686,784 571,208 671,900 556,935 1,904,463 1,641,075 1,760,542 1,529,892 167

2012 19 (b) (ii) 2012 2011 2012 2011 355,619 299,734 337,883 285,600 198,376 154,953 196,905 153,777 135,998 135,958 128,116 130,983 78,551 64,470 64,572 56,587 67,496 79,453 66,195 78,575 59,654 43,273 56,684 41,184 54,501 35,481 45,484 31,156 34,886 37,328 33,590 36,013 29,772 33,752 29,348 33,208 12,348 9,874 12,029 9,732 30,621 24,110 28,684 23,123 1,057,822 918,386 999,490 879,938 64,842 75,826 55,097 68,966 106,189 72,964 106,189 72,964 328,199 315,760 328,131 315,696 180,706 89,174 177,139 86,446 60,574 81,998 60,441 81,829 675,668 559,896 671,900 556,935 1,798,332 1,554,108 1,726,487 1,505,839 168

2012 19 (b) (ii) 2012 2011 2012 2011 34,455 33,365 7,763 7,156 28,064 14,538 14,532 4,509 10,041 8,238 4,096 3,667 7,066 4,992 3,127 2,947 6,554 5,392 241 243 200 852 22 613 26 30 8,609 8,248 4,274 4,918 95,015 75,655 34,055 24,053 330 341 7,547 7,880 1,306 1,255 1,933 1,836 11,116 11,312 106,131 86,967 34,055 24,053 90% 169

2012 19 (c) 2012 30,190 1,389 5,125 36,704 11 4,046 707 1,523 6,276 11 (17) (1) (767) (785) (1) (214) (215) 15 50 65 (168) (723) (891) 13 13 (17) (12) (29) 34,202 1,941 4,995 41,138 2011 22,026 1,353 5,912 29,291 11 8,258 31 759 9,048 11 (20) (2) (827) (849) (1) (135) (136) 27 38 65 (19) (564) (583) (74) (58) (132) 30,190 1,389 5,125 36,704 170

2012 19 (c) 2012 29,572 1,389 5,018 35,979 3,721 701 1,485 5,907 (737) (737) (211) (211) 14 50 64 (163) (686) (849) 13 13 (16) (11) (27) 33,277 1,941 4,921 40,139 2011 21,644 1,352 5,805 28,801 7,996 25 701 8,722 (819) (819) (125) (125) 26 35 61 (14) (526) (540) (68) (53) (121) 29,572 1,389 5,018 35,979 171

2012 19 (d) 2012 i ii ii iii 20,859 1 20,860 0.00 1,872,070 3,215 8,318 1,883,603 0.61 1,870 1,892,929 3,215 8,319 1,904,463 0.61 1,870 (25) (1) (26) (34,177) (1,941) (4,994) (41,112) (34,202) (1,941) (4,995) (41,138) 20,834 20,834 1,837,893 1,274 3,324 1,842,491 1,858,727 1,274 3,324 1,863,325 172

2012 19 (d) 2011 i ii ii iii 19,637 6 19,643 0.03 1,612,303 1,713 7,416 1,621,432 0.56 1,521 1,631,940 1,713 7,422 1,641,075 0.56 1,521 (15) (6) (21) (30,175) (1,389) (5,119) (36,683) (30,190) (1,389) (5,125) (36,704) 19,622 19,622 1,582,128 324 2,297 1,584,749 1,601,750 324 2,297 1,604,371 173

2012 19 (d) 2012 i ii ii iii 4,708 1 4,709 0.02 1,744,446 3,208 8,179 1,755,833 0.65 1,774 1,749,154 3,208 8,180 1,760,542 0.65 1,774 (13) (1) (14) (33,264) (1,941) (4,920) (40,125) (33,277) (1,941) (4,921) (40,139) 4,695 4,695 1,711,182 1,267 3,259 1,715,708 1,715,877 1,267 3,259 1,720,403 174

2012 19 (d) 2011 i ii ii iii 8,836 6 8,842 0.07 1,512,166 1,705 7,179 1,521,050 0.58 1,358 1,521,002 1,705 7,185 1,529,892 0.58 1,358 (8) (6) (14) (29,564) (1,389) (5,012) (35,965) (29,572) (1,389) (5,018) (35,979) 8,828 8,828 1,482,602 316 2,167 1,485,085 1,491,430 316 2,167 1,493,913 175

2012 19 (d) (i) (ii) (iii) (e) 2012 2011 20,773 23,602 15,251 16,950 31,486 34,791 19,034 21,104 2,397 2,677 1,236 1,453 54,656 61,070 35,521 39,507 (20) (20) (3) (3) (781) (781) (476) (476) (6,414) (3,986) 53,855 53,855 35,042 35,042 (i) 176

2012 20 2012 2011 2012 2011 6,885 5,432 6,772 5,329 4,537 3,966 4,399 3,868 1,587 1,454 1,175 1,166 13,009 10,852 12,346 10,363 21 2012 2011 2012 2011 21(a) 25,489 15,530 22,058 11,067 53(h) 1,975 1,887 1,866 1,664 21(b) 285,344 275,860 274,812 262,457 21(c) 175,417 145,586 172,994 143,398 21(d) 32,221 22,085 33,426 23,300 520,446 460,948 505,156 441,886 (a) 2012 2011 2012 2011 (i) 19,139 12,401 16,201 8,625 (ii) 6,350 3,129 5,857 2,442 25,489 15,530 22,058 11,067 177

2012 21 (a) 2012 2011 2012 2011 (i) 1,221 1,111 1,221 1,111 23 33 23 33 2,931 470 2,931 470 11,012 1,101 11,012 1,101 276 5,274 276 5,274 3 428 387 428 387 596 374 248 188 157 21 10 16,657 8,771 16,139 8,564 2 16 26 62 157 62 61 2,390 3,436 14 9 2,482 3,630 62 61 19,139 12,401 16,201 8,625 178

2012 21 (a) 2012 2011 2012 2011 (ii) 298 298 949 601 949 601 3,639 1,240 3,639 1,240 284 46 284 46 66 68 332 325 466 386 371 230 6,034 2,666 5,541 2,117 138 316 325 316 325 316 463 316 325 6,350 3,129 5,857 2,442 2012 2011 2012 2011 3,893 4,468 1,542 1,144 19,537 4,892 19,087 4,248 4 4 2,055 6,166 1,429 5,675 25,489 15,530 22,058 11,067 179

2012 21 (b) 2012 2011 2012 2011 29,829 24,434 29,829 24,434 5,928 15,245 5,928 15,245 39,270 46,139 37,789 44,665 98,525 94,640 97,044 93,165 85,815 74,252 85,815 74,043 3,188 2,654 2,214 1,476 3,718 2,090 2,896 871 612 539 303 206 18 15 266,903 260,008 261,818 254,105 10 701 705 600 600 643 669 434 434 6,298 8,380 1,583 1,371 10,721 6,029 10,369 5,939 78 59 8 8 18,441 15,852 12,994 8,352 285,344 275,860 274,812 262,457 46,909 40,309 46,748 40,309 149,255 159,136 140,176 147,523 89,180 76,415 87,888 74,625 285,344 275,860 274,812 262,457 180

2012 21 (c) 2012 2011 2012 2011 74,780 67,998 74,780 67,998 15,373 15,359 15,373 15,359 10,503 10,345 10,503 10,345 68,479 47,715 68,479 47,715 2,869 933 2,869 933 610 1,446 388 565 1,317 1,038 563 562 173,931 144,834 172,955 143,477 (81) (80) (81) (80) 173,850 144,754 172,874 143,397 120 120 1,355 713 1 185 213 1,660 926 120 1 (93) (94) 1,567 832 120 1 175,417 145,586 172,994 143,398 90,444 83,406 90,200 83,402 80,789 60,063 79,306 58,563 10 9 4,174 2,108 3,488 1,433 175,417 145,586 172,994 143,398 173,941 146,739 172,979 145,411 181

2012 21 (c) 2012 2011 2012 2011 174 180 80 80 7 4 7 4 (5) (5) (2) (10) (1) (4) 174 174 81 80 (d) 2012 2011 2012 2011 1,769 3,714 1,769 3,714 11,360 7,220 11,360 7,220 19,093 11,152 19,093 11,152 62 62 1,267 1,277 32,284 22,148 33,489 23,363 (63) (63) (63) (63) 32,221 22,085 33,426 23,300 1,769 3,714 1,769 3,714 11,359 7,220 12,564 8,435 19,093 11,151 19,093 11,151 32,221 22,085 33,426 23,300 182

2012 21 (d) 2012 2011 63 60 1 6 (1) (3) 63 63 (e) 2012 2011 2012 2011 12 348 25 16 243 243 284 360 243 183

2012 21 (f) 2012 2011 2012 2011 3,056 3,056 3,514 4,364 3,056 3,558 6,570 4,364 6,112 3,558 (g) 184

2012 21 (g) 2012 1 2 3 1 2 3 3,078 15,877 18,955 457 15,744 16,201 1,975 1,975 1,866 1,866 157 157 10 17 27 3,245 17,869 21,114 457 17,610 18,067 493 5,661 196 6,350 5,661 196 5,857 10,369 273,624 283,993 5,207 268,860 274,067 645 40 685 303 303 18 18 11,032 273,664 284,696 5,510 268,860 274,370 14,770 297,194 196 312,160 5,967 292,131 196 298,294 243 243 243 243 16 9 25 16 16 2,745 2,745 2,673 2,673 32 2,997 3,029 2,916 2,916 3,056 3,056 3,056 3,056 458 3,056 3,514 3,056 3,056 3,514 3,056 6,570 3,056 3,056 6,112 32 6,511 3,056 9,599 5,972 3,056 9,028 185

2012 21 (g) 2011 1 2 3 1 2 3 3,736 8,635 12,371 182 8,443 8,625 1,887 1,887 1,664 1,664 21 21 9 9 3,766 10,522 14,288 182 10,107 10,289 687 2,117 325 3,129 2,117 325 2,442 13,476 261,102 274,578 3,757 258,052 261,809 357 223 580 206 206 15 15 13,848 261,325 275,173 3,757 258,258 262,015 18,301 273,964 325 292,590 3,939 270,482 325 274,746 360 360 1,459 10 1,469 1,310 1,310 360 1,459 10 1,829 1,310 1,310 806 3,558 4,364 3,558 3,558 360 2,265 3,568 6,193 1,310 3,558 4,868 186

2012 21 (g) (i) 2012 1 1 325 325 (129) (129) 2 2 (2) (2) 2012 12 31 196 196 17 17 187

2012 21 (g) (i) 2012 1 1 10 3,558 3,568 852 852 (1,381) (1,381) (10) 47 37 (20) (20) 2012 12 31 3,056 3,056 (140) (140) 188

2012 21 (g) (i) 2011 1 1 1 483 484 39 39 (1) (212) (213) 28 28 (13) (13) 2011 12 31 325 325 7 7 189

2012 21 (g) (i) 2011 1 1 146 1,021 1,167 3,183 3,183 (1) (622) (623) (132) (11) (143) (3) (13) (16) 2011 12 31 10 3,558 3,568 17 (31) (14) 190