2008
1984 1 12005 10 2006 10 27 2008 97,571.461,112.26 1,739 16,252134 1,440 7,085 28,656310 1.9
2 3 5 9 12 2008 16 21 26 53 70 87 89 92 93 94 101 111 126 127 133 136 142 144 259 268 272
2009 3 252008 2008 2
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITEDICBC 55 100140 www.icbc.com.cn www.icbc-ltd.com A www.sse.com.cn H www.hkexnews.hk 3 7 A 40 10 55 86-10-66108608 86-10-66106139 ir@icbc.com.cn 3
A 166 36 H 183 18 1806 1807 2008 11 4 100000000003965 B0001H111000001 110102100003962 10000396-2 1 16 A 601398 8 18 H 1398 4
2008 2007 2006 263,037 224,465 163,542 (1) 44,002 38,359 16,344 (1) 310,195 257,428 181,638 55,462 37,406 32,189 (1) 111,335 104,660 77,397 143,398 115,362 72,052 145,376 115,378 72,065 111,226 82,254 49,880 110,841 81,520 49,263 370,913 296,129 382,271 (2) 55,113 44,425 5,344 9,757,146 8,683,712 7,508,751 4,571,994 4,073,229 3,631,171 135,983 115,687 97,193 3,048,310 3,107,328 2,860,798 9,150,516 8,140,036 7,037,750 8,223,446 6,898,413 6,326,390 646,254 805,174 400,318 602,675 538,371 466,464 620,033 576,741 530,805 510,549 484,085 462,019 121,998 94,648 69,650 (3) 4,748,893 4,405,345 3,779,170 (4) 1.80 1.61 1.40 0.33 0.24 0.18 0.33 0.24 0.18 1.11 0.89 1.14 (S&P) (5) A A BBB+ (Moody s) (5) A1 A1 A2 5
(1) 2008 2008 2007 (2) 20082008 2006 (3) (4) (5) 2008 2007 2006 % (1) 1.21 1.02 0.71 (2) 19.43 16.23 15.37 (3) 2.80 2.67 2.32 (4) 2.95 2.80 2.41 (5) 2.43 2.01 1.44 14.19 14.90 9.00 (6) 29.84 35.02 36.32 (7) 50 54 59 % (8) 2.29 2.74 3.79 (9) 130.15 103.50 70.56 (10) 2.97 2.84 2.68 % (11) 10.75 10.99 12.23 (11) 13.06 13.09 14.05 6.22 6.26 6.27 48.67 50.73 50.33 (1) (2) 9 2007 (3) (4) (5) (6) (7) 2006 2006 (8) (9) (10) (11) 6
2008 2007 2006 2005 2004 (1) 263,037 224,465 163,542 153,603 134,728 44,002 38,359 16,344 10,546 8,208 310,195 257,428 181,638 171,620 147,959 145,376 115,378 72,065 63,026 54,411 111,226 82,254 49,880 38,019 31,218 110,841 81,520 49,263 37,555 30,863 9,757,146 8,683,712 7,508,751 6,456,131 5,069,324 4,436,011 3,957,542 3,533,978 3,205,861 3,109,191 3,048,310 3,107,328 2,860,798 2,305,689 1,230,416 9,150,516 8,140,036 7,037,750 6,196,255 5,577,369 8,223,446 6,898,413 6,326,390 5,736,866 5,176,282 602,675 538,371 466,464 255,839 (511,713) 0.33 0.24 0.18 0.15 0.12 0.33 0.24 0.18 0.15 0.12 % 1.21 1.02 0.71 0.66 0.65 2.80 2.67 2.32 2.58 2.54 2.95 2.80 2.41 2.61 2.55 14.19 14.90 9.00 6.14 5.55 (2) 29.84 35.02 36.32 40.09 34.02 2.29 2.74 3.79 4.69 21.16 130.15 103.50 70.56 54.20 76.28 2.97 2.84 2.68 2.54 16.14 (1) 2006200820042005 2007 (2) 20042005 11 30 20042005 11 30 7
2008 2007 2006 % (2) >=25.0 33.3 26.8 48.9 >=25.0 83.5 97.9 84.8 % (3) <=75.0 56.4 56.3 51.4 % (4) <=10.0 2.9 3.1 3.1 % (5) 20.4 21.1 21.7 % (6) 4.6 3.5 9.3 10.4 39.4 41.3 10.2 10.2 (1) (2) 20082007 2007 (3) 20072006 (4) (5) (6) 8
9
2008 35.2% 200337.5% 14.19%20058.0529.84% 5.18 19.43% 1.21%3.20 0.19 0.3337.5%200683.3% 2008 13.06% 10.75%1,739.18 130.15%26.65 IT 10
6 7 288 1.428,869 2008 99% 2008 131 11
12
1,112.26 35.2% 2003 2008 (NIM)2.95%0.15440.02 14.19% 2008 5,367.65 1,900.6514.3% 2,008.42772.2951.8% 13,250.33 7,530.1021,297 521,646 50%2.38 8,000 3,900 2,500 43.1% 13
2008 2008 72.920.45 2.29%9 130.15% 26.65 2008100 3,000 2,055 2009 14
15
2008 16
2008 17
2008 18
2008 19
2008 20
2008 2009 1 28 20083.4%20071.8 2008(US Dollar Index®, USDX)81.30820076.01%1.3978 4.4%90.6022.9%16 LIBOR4.1875%2.00375% HIBOR3.45143%1.84929% 1 20082008 21
20082008 MSCI920.23200742.08%40 200832.132007 47.19% 200810,040 6,7862,947307 20087 4.25%0 0.25% 84.75% 0.5% 56 1.5% 0.5% 20.1%7 2008 5 12 (GDP)30.079.0%4.0 10.6% 10.1% 9.0% 6.8% (CPI)5.9% 1.1(PPI)6.9% 12 1.1%3.8 70 6.5% 12 0.4%1.1 2.5617.8%2,95512.5% 1.9527.3% 2008 6 14.5%17.5% 9 4 22
17.5%15.5% 17.5%13.5%2008 8,000 0.27 45 4.14%2.25%1.897.47%5.31%2.16 1112 7361 3 2008(M2)47.517.8%1.1 (M1)16.69.1%12.0 32.0117.95% 30.354.911.2818.76% 2.66 47.8419.30% 46.627.692.319.73% 2008 6.50% 0.36%200816.8346 6.88% 21.10% 23
SHIBOR 26.71 19.341,085.82 42.95% 2008 182155365.4% 61.8%4.52 51.4% 3,657 5,023 57.9%50% 9,784.1 39.1%2002 2009 2009 2009 1 2820092008 3.4% 0.5% 2009 (M2)17% 2009 2008 24
2009 (REITs) 25
2008 1,112.26 289.72 35.2%527.67 20.5% 385.72 17.2%141.95 43.1%66.75 6.4% 180.56 48.3% 2008 2007 (%) 263,037 224,465 38,572 17.2 47,158 32,963 14,195 43.1 310,195 257,428 52,767 20.5 111,335 104,660 6,675 6.4 55,462 37,406 18,056 48.3 143,398 115,362 28,036 24.3 1,978 16 1,962 12,262.5 145,376 115,378 29,998 26.0 34,150 33,124 1,026 3.1 111,226 82,254 28,972 35.2 110,841 81,520 29,321 36.0 385 734 (349) -47.5 20%2008 3 20082,630.37 17.2%84.8% 4,405.74 69.7%23.3% 7.0% 26
2008 2007 % % 4,341,052 307,103 7.07 3,893,311 237,880 6.11 3,072,444 102,688 3.34 3,001,210 91,724 3.06 2,066,299 80,222 3.88 1,958,873 68,175 3.48 (2) 1,006,145 22,466 2.23 1,042,337 23,549 2.26 1,254,668 22,634 1.80 827,014 14,805 1.79 (3) 252,565 8,149 3.23 307,887 12,878 4.18 8,920,729 440,574 4.94 8,029,422 357,287 4.45 392,892 316,639 (130,132) (110,063) 9,183,489 8,235,998 7,380,312 160,253 2.17 6,559,635 116,336 1.77 (3) 897,473 16,043 1.79 886,071 15,305 1.73 35,000 1,241 3.55 35,000 1,181 3.37 8,312,785 177,537 2.14 7,480,706 132,822 1.78 316,547 277,293 8,629,332 7,757,999 263,037 224,465 2.80 2.67 2.95 2.80 (1) (2) 27.(a) (3) 27
20082007 31,847 37,376 69,223 3,442 7,522 10,964 4,212 7,835 12,047 (770) (313) (1,083) 7,746 83 7,829 (1,804) (2,925) (4,729) 41,231 42,056 83,287 17,678 26,239 43,917 206 532 738 60 60 17,884 26,831 44,715 23,347 15,225 38,572 2008 2.80% 2.95%1315 20076.11%7.07% 3.06%3.34% 494.94% 1.77%2.17% 362.14% 28
2008 2007 4.94 4.45 49 2.14 1.78 36 2.80 2.67 13 2.95 2.80 15 4,405.74 832.87 23.3% 96.3% 2008 3,071.03 692.23 29.1% 6.11%7.07%4,477.41 (1) 20072008 2007 6 2008 7.47%135(2) 2008 1 1 2007(3) (4) 29
2008 2007 % % 3,135,615 226,646 7.23 2,743,088 174,441 6.36 230,444 15,529 6.74 354,253 14,343 4.05 796,763 56,776 7.13 664,134 41,869 6.30 178,230 8,152 4.57 131,836 7,227 5.48 4,341,052 307,103 7.07 3,893,311 237,880 6.11 29.9%73.8% 3,925.2787 (1) 20072008(2) (3) 11,655.21821.80 7.05% 19,700.941,444.66 7.33% 8.3%269 2008SHIBOR 35.6% 1,326.29 83(1) 2007 2008(2) 12.8%463.94 91 2008 LIBOR HIBOR 20081,026.88 109.64 12.0%120.47 3.48%3.88%1,074.26 (1) 30
(2) 10.83 4.6% 512.08 2008 226.34 78.29 52.9% 4,276.54 1.79%1.80% 81.49 47.29 36.7% 4.18%3.23%553.22 LIBOR HIBOR 1,775.37 447.15 33.7%(1)2007 1.78%2.14% (2)74,807.0683,127.85 8,320.79 11.1% 20081,602.53 439.17 37.8% 90.3%1.77% 2.17%8,206.77(1) 2007 62008 31
4.14%1622008 10 8(2) 2008 2008 2007 % % 1,227,435 41,938 3.42 979,717 25,445 2.60 (1) 2,439,832 24,721 1.01 2,192,679 21,607 0.99 3,667,267 66,659 1.82 3,172,396 47,052 1.48 2,276,616 82,313 3.62 2,131,112 54,892 2.58 1,281,000 7,590 0.59 1,136,852 9,150 0.80 3,557,616 89,903 2.53 3,267,964 64,042 1.96 155,429 3,691 2.37 119,275 5,242 4.39 7,380,312 160,253 2.17 6,559,635 116,336 1.77 (1) 160.43 7.38 4.8% 1.73%1.79%114.02 2008 2008 LIBOR 12.41 0.60 3.37% 3.55% 2005 37. 32
2008471.58141.95 43.1% 15.2%2.4 14.7% 31.56 2008 2007 % 46,711 40,015 6,696 16.7 2,709 1,656 1,053 63.6 44,002 38,359 5,643 14.7 3,156 (5,396) 8,552 47,158 32,963 14,195 43.1 440.02 14.7%14.19% 2008 38.46 76.92 2008 2007 % 13,002 9,215 3,787 41.1 10,327 15,994 (5,667) -35.4 8,028 4,505 3,523 78.2 7,199 5,372 1,827 34.0 2,788 1,949 839 43.0 2,066 1,465 601 41.0 1,849 563 1,286 228.4 756 584 172 29.5 696 368 328 89.1 46,711 40,015 6,696 16.7 2,709 1,656 1,053 63.6 44,002 38,359 5,643 14.7 130.02 37.87 41.1% 33
80.28 35.23 78.2% 71.99 18.27 34.0% 27.88 8.39 43.0% 20.66 6.01 41.0% 18.49 12.86 228.4% 7.56 1.72 29.5% 103.27 56.67 35.4% 31.34 89.0% 2008 2007 % 1,883 1,351 532 39.4 (699) (1,415) 716 (367) 499 (866) -173.5 2,339 (5,831) 8,170 3,156 (5,396) 8,552 34
31.56 85.52 8.51 86.068.51 157.34 11. 2008 2007 % 53,252 54,899 (1,647) -3.0 15,017 14,042 975 6.9 17,243 14,816 2,427 16.4 18,765 14,511 4,254 29.3 1,300 1,174 126 10.7 5,758 5,218 540 10.3 111,335 104,660 6,675 6.4 1,113.3566.75 6.4%29.84%5.18 532.5216.47 3.0% 172.43 16.4% 554.62 180.56 48.3% 365.12 34.51 189.50 146.05 26.15. 35
200833%25%341.50 10.26 3.1%5.2 23.5% 16. (PVMS) 2008 2007 % % 153,068 49.3 127,636 49.6 106,301 34.3 86,174 33.5 49,927 16.1 41,432 16.1 899 0.3 2,186 0.8 310,195 100.0 257,428 100.0 1,530.68 19.9%1,063.01 23.4% 499.27 20.5% 2008 2007 % % 28,742 9.3 29,285 11.4 74,394 24.0 59,181 23.0 46,079 14.8 36,385 14.1 57,558 18.5 46,288 18.0 37,871 12.2 30,535 11.9 14,478 4.7 12,924 5.0 44,360 14.3 36,790 14.3 6,713 2.2 6,040 2.3 310,195 100.0 257,428 100.0 47. 36
1,780.31 57.3%25.7% 26.6% 24.3%378.71 443.60 24.0% 20.6% 2008 200897,571.46 10,734.34 12.4% 4,987.65 12.2% 590.18 1.9%5,506.78 48.2% 45.5%0.1 31.2%4.6 17.4%4.3 2007 12 31 % % 4,571,994 4,073,229 135,983 115,687 4,436,011 45.5 3,957,542 45.6 3,048,310 31.2 3,107,328 35.8 1,162,769 11.9 1,211,767 14.0 1,693,024 17.4 1,142,346 13.1 168,363 1.7 199,758 2.3 163,493 1.7 75,880 0.9 247,945 2.5 200,858 2.3 9,757,146 100.0 8,683,712 100.0 37
2008 200845,719.94 4,987.65 12.2% 5,367.65 14.3%3,650 1,717.651,900.65 10.9% 2007 12 31 % % 4,387,759 96.0 3,919,209 96.2 3,232,102 70.7 2,914,993 71.6 326,315 7.1 252,103 6.2 829,342 18.2 752,113 18.4 184,235 4.0 154,020 3.8 4,571,994 100.0 4,073,229 100.0 2007 12 31 % % 1,133,303 35.1 1,126,851 38.7 2,098,799 64.9 1,788,142 61.3 3,232,102 100.0 2,914,993 100.0 38
2007 12 31 % % 1,208,683 37.4 1,201,582 41.2 122,152 3.8 87,000 3.0 1,681,445 52.0 1,414,000 48.5 341,974 10.6 299,411 10.3 3,232,102 100.0 2,914,993 100.0 3,171.09 10.9%64.52 0.6%3,106.57 17.4% 2,674.45 18.9% 425.63 14.2% 317.20 71.01 0.6% 351.52 40.4% 2008 742.12 29.4% 2007 12 31 % % 597,374 72.0 536,331 71.3 101,145 12.2 91,066 12.1 113,726 13.7 116,475 15.5 17,097 2.1 8,241 1.1 829,342 100.0 752,113 100.0 772.29 10.3% 610.43 11.4% 100.79 11.1% 88.56 107.5% 39
2007 12 31 % % 124,156 2.7 172,490 4.2 1,137,693 24.9 1,040,412 25.6 667,171 14.6 611,726 15.0 838,494 18.3 730,965 18.0 606,368 13.3 526,306 12.9 281,252 6.2 224,675 5.5 732,625 16.0 612,635 15.0 184,235 4.0 154,020 3.8 4,571,994 100.0 4,073,229 100.0 43,877.59 4,685.50 12.0%483.34 28.0% 2,602.55 55.5% 19.6% 15.2% 25.2% 302.15 19.6% 40
2007 12 31 % % 758,764 23.5 738,121 25.3 124,981 3.9 121,243 4.1 102,747 3.2 95,709 3.3 87,686 2.7 84,357 2.9 79,876 2.5 77,808 2.7 78,072 2.4 79,112 2.7 46,888 1.4 42,496 1.4 41,709 1.3 35,761 1.2 40,831 1.3 43,181 1.5 33,591 1.0 30,963 1.1 122,383 3.8 127,491 4.4 690,809 21.4 602,103 20.7 501,411 15.5 404,873 13.9 343,895 10.6 303,984 10.4 275,469 8.5 230,156 7.9 188,831 5.8 186,988 6.4 188,120 5.8 159,877 5.5 70,148 2.2 69,742 2.4 61,006 1.9 52,639 1.8 153,649 4.8 166,510 5.7 3,232,102 100.0 2,914,993 100.0 2008 85.3%965.38 23.8% 887.06 14.7% 453.13 19.7% 399.11 41
13.1% 71.0% 200842,937.04 5,485.35 14.6% 93.9%2,782.90 497.70 15.2%6.1% 1,554.50993.97 234.43 2007 12 31 % % 115,742 2.5 122,308 3.0 1 1,916,991 42.0 1,760,563 43.2 1 5 1,202,882 26.3 1,066,759 26.2 5 1,336,379 29.2 1,123,599 27.6 4,571,994 100.0 4,073,229 100.0 48.(a) 200825,392.61 55.5% 19,169.91 42.0% 1,157.42 2.5%0.5 42
2008 30,483.10 590.18 1.9% 2007 12 31 % % 2,063,981 67.7 2,074,094 66.7 (1) 975,559 32.0 1,026,767 33.1 8,770 0.3 6,467 0.2 3,048,310 100.0 3,107,328 100.0 (1) 27.(a) 20,639.81 101.13 0.5% 2008 468.16 8.4%606.92 20.0% 1,031.01 7.0% 732.64 3.9% 833.77 39.5% 9,755.59 512.08 27.(a) 43
2007 12 31 % % 422,585 20.5 431,917 20.8 601,127 29.1 554,311 26.7 797,024 38.6 783,929 37.8 243,245 11.8 303,937 14.7 2,063,981 100.0 2,074,094 100.0 2007 12 31 % % (1) 31,474 1.5 6,175 0.3 3 153,839 7.5 208,092 10.0 3 12 299,819 14.5 384,079 18.5 1 5 1,180,561 57.2 967,982 46.7 5 398,288 19.3 507,766 24.5 2,063,981 100.0 2,074,094 100.0 (1) 2007 12 31 % % 1,936,467 93.8 1,863,203 89.9 88,186 4.3 193,584 9.3 39,328 1.9 17,307 0.8 2,063,981 100.0 2,074,094 100.0 44
2007 12 31 % % 33,641 1.1 34,321 1.1 537,580 17.6 531,155 17.1 1,314,320 43.1 1,330,085 42.8 1,162,769 38.2 1,211,767 39.0 3,048,310 100.0 3,107,328 100.0 2008 1 7,146.326,011.27 1,135.0584.1% 15.9% 2006 20,000 3.26% 2013 12 7 2006 20,000 3.15% 2011 11 27 2008 15,410 4.83% 2015 3 4 2007 10,450 5.07% 2017 11 29 2006 10,000 3.05% 2009 6 27 2006 9,090 3.11% 2013 10 23 2007 9,020 4.94% 2014 12 20 2007 8,550 1+0.75% 2012 12 11 2008 7,880 1+0.65% 2015 3 20 2007 7,130 4.35% 2014 8 30 2008(Sub-prime Residential Mortgage-backed Securities)11.95Alt-A5.99 (SIVs)0.5518.49 0.13% 1.440.01% (Corporate CDOs)5.050.04% 17.91 101.88%71.70% 1 45
2008 (Freddie Mac)(Fannie Mae) 16.42 2.10 (MBSs)14.32 0.12% 1.26 102.44%7.67% 20082,479.45 470.87 23.4% 20%2008 3 200891,505.16 10,104.80 12.4% 2007 12 31 % % 8,223,446 89.9 6,898,413 84.7 646,254 7.0 805,174 9.9 4,648 0.1 193,508 2.4 35,000 0.4 35,000 0.4 241,168 2.6 207,941 2.6 9,150,516 100.0 8,140,036 100.0 46
2008 2008 82,234.4689.9% 13,250.33 19.2% 1.4 1.8 2.7 3.1 2007 12 31 % % 1,380,907 16.8 1,039,853 15.1 2,558,060 31.1 2,362,830 34.2 3,938,967 47.9 3,402,683 49.3 2,578,265 31.4 2,069,506 30.0 1,431,983 17.4 1,174,568 17.0 4,010,248 48.8 3,244,074 47.0 158,222 1.9 136,707 2.0 (1) 116,009 1.4 114,949 1.7 8,223,446 100.0 6,898,413 100.0 (1) 47
2007 12 31 % % 204,034 2.5 141,033 2.0 1,695,156 20.6 1,422,829 20.6 1,036,594 12.6 902,871 13.1 2,138,473 26.0 1,798,664 26.1 1,145,525 13.9 947,394 13.7 580,793 7.1 516,389 7.5 1,264,649 15.4 1,032,526 15.0 158,222 1.9 136,707 2.0 8,223,446 100.0 6,898,413 100.0 2007 12 31 % % (1) 4,177,866 50.8 3,817,479 55.3 3 1,350,735 16.4 1,098,218 15.9 3 12 2,098,624 25.5 1,506,322 21.8 1 5 590,151 7.2 472,861 6.9 5 6,070 0.1 3,533 0.1 8,223,446 100.0 6,898,413 100.0 (1) 79,133.7896.2% 12,865.68 19.4% 3,100.68 384.65 1,769.24 364.54991.35 62.26 340.09 82.37 2008 6,462.54 1,589.20 19.7% 48
2008 6,066.30 629.54 11.6% 6,026.75 643.04 11.9% 2007 12 31 334,019 334,019 195,727 158,204 72,929 46,148 602,675 538,371 3,955 5,305 606,630 543,676 24. 20089,364.73 42.43. 49
2 [2008]11 H AH 20082.2 2 2007 34,321 33,641 (680) 81 528,135 535,690 7,555 (16,162) 22,769 15,721 (7,048) (7,048) 585,225 585,052 (173) (23,129) 15,590 11,834 (3,756) (169) 7,127 13,612 6,485 (6,485) 22,717 25,446 2,729 (6,654) 50
[2008]48 1. (1) 57,090 (6,967) 49,362 22,769 (7,048) 15,721 2. 528,135 6,594 (16,162) 535,690 585,225 (6,967) 6,594 (16,162) 585,052 22,717 (6,654) 25,446 (1) 51
1. (1) 6,285 2,229 14,171 3,379 2,472 5,851 2. 325,861 2,719 275,908 3. 157,362 (3,973) (16,162) 108,163 4. 53,101 (1,616) 17,618 542,609 2,229 (3,973) (15,059) 415,860 21,706 (1,682) 19,628 (1) (a). 52
2008 2008 3107.538 2008 12.7% 15.3% 200832,321.02 3,171.09 10.9% 53
200839,389.67 5,362.84 15.8% 2008 36,2673,572.29 421,02777.4% 1011,588126 110 85 60 54
(ATP) 2008 376 55 52030.0% 2008 118,75160,188102.8% 2008 896 634116 80.28 78.2% 55
252 20083,623 1,387 62.0% 33732.2%7,566 27.5%5,794 37.2% 2008 100 QFII QDII 200811,438 56
1 200815,534 2,26540505 157 540 352 20081,063 2.7 183.97963.4 1,455 28 2008 7,8735.8 2008 1.9 4822008 18.1% 19.2% 57
20072008 2008 40,102.48 7,661.74 23.6% 2008 20088,293.42 772.29 10.3% 5,973.74 11.4% 200819,373 8,186 73.2% 13,4247.7 58
1,027 77.4%612 4,3104,260 20085,949 2008 15 3,000 (AFP) 7,275 (CFP) 1,0862008 455 153 50.7% 2008 3800 2008 2.4 2,82071.99 34.0% 59
76 VIP VISA 2008 3,905 1,567 67.0%2,551 932 57.6% 170.97 88.56 107.5% e 2008 1.99 1,253 5,413 870 2007 12 31 % 23,832 21,012 13.4 19,927 18,674 6.7 3,905 2,338 67.0 2008 2007 % 7,964 6,162 29.2 (1) 3,552 3,091 14.9 (1) =/+/2) 2008 60
2008 200876,183 25.0% 12,10439.4% 2008 2.4316.8% 43 333 517 2008 200828,867.05 61
3,717 122 2008 802008 83 20080.41 2008 100 2,000 200816,252315 27 3853,05425 215,676 62
(WAP) U 2008145.29 41.2% 43.1%5.9 (FOVA) 2008144 465,672 1,764110.5028.9%9.77 135.4% 63
WAPWAP (WAP)(WAP) 55 2008 7,085 44.9%28,65622.4% 15,557 45.4% (FOVA) 20%79.9333% 100,913,330 11,212,592 2008 1521 1341221,358 67.1345.64 3,021.38 64
257,054 72.04% IPO 2008 250.8617.98 1.25 2,000 75% 2008 2.910.58 731 2008 2.82008 4,2724,190 2008 1 281.5 79.9333% 2008 34.72.72,558 4,60097.83% 2008 1.390.44 2 2008 8.72 65
1,000 2008 4,852 1,965 1,850 10 2008 4,156 3,035 5,000 2008 10 20 2008 6,0325,014 255% 2008 97522008 20086.26 5.08 1.94 20 2008 116.48 22.05 2.08 66
20%3.05 ICBCA (C.I.) Limited ICBCA (C.I.) Limited2004 9 2004 9 16ICBCA (C.I.) Limited 4 ICBCA (C.I.) Limited 2008500 420488 2008 9 7255%40 (FOVA) 67
2007 20084.6 198 8.5 349 (FRM)(CISA)344 68
69
2008 2008 70
2008 2008 (IRB)(IMA)(AMA) (RAROC) (1)(2) (3) (4)(5) 2008 2008 71
72
(CM2002) CM2002 (PCM2003) 2008 73
2008 2008 2008 2007 12 31 1,652,999 1,103,223 168,363 199,758 32,163 31,501 1,459 2,785 15,721 22,769 163,493 75,880 4,436,011 3,957,542 1,162,769 1,211,767 1,314,320 1,330,085 528,829 524,723 70,780 59,136 9,546,907 8,519,169 936,473 789,687 10,483,380 9,308,856 74
2007 12 31 % % 1,688,435 36.9 1,519,748 37.3 (1) 597,374 13.1 536,331 13.2 676,129 14.8 575,598 14.1 (1) 326,315 7.1 252,103 6.2 866,129 18.9 836,476 20.6 1,341,301 29.4 1,141,407 28.0 4,571,994 100.0 4,073,229 100.0 (1) 200813,413.01 1,998.94 17.5% 16,884.35 1,686.87 11.1% 2007 12 31 % % 3 6 9,231 0.2 4,631 0.1 6 12 8,487 0.2 10,150 0.3 12 70,162 1.5 86,771 2.1 87,880 1.9 101,552 2.5 2008252.46 131.35 34.2% 3189.84 97.81 75
2008 % A 18,063 0.4 B 15,200 0.4 C 13,344 0.3 D 13,050 0.3 E 12,980 0.3 F 12,122 0.3 G 10,760 0.2 H 10,600 0.2 I 10,206 0.2 J 10,133 0.2 126,458 2.8 2008 2.9% 20.4%1,264.58 2.8% 2007 12 31 % % 4,229,609 92.51 3,728,576 91.54 237,903 5.20 232,879 5.72 104,482 2.29 111,774 2.74 37,694 0.83 38,149 0.94 55,641 1.22 62,042 1.52 11,147 0.24 11,583 0.28 4,571,994 100.00 4,073,229 100.00 200842,296.09 5,010.33 92.51%0.97 2,379.03 50.24 5.20%0.52 1,044.82 72.922.29% 0.45 2.5% 76
2007 12 31 % % 93,747 2.90 102,198 3.51 9,593 1.16 8,610 1.14 1,142 0.62 966 0.63 104,482 2.29 111,774 2.74 2008937.47 84.512.90% 0.61 95.93 9.831.16% 2007 12 31 % % 662 0.53 603 0.35 15,019 1.32 11,135 1.07 14,025 2.10 17,108 2.80 18,777 2.24 22,972 3.14 15,887 2.62 17,709 3.36 15,068 5.36 21,154 9.42 23,902 3.26 20,127 3.29 1,142 0.62 966 0.63 104,482 2.29 111,774 2.74 2008150.19 38.84 1.32%0.25239.02 37.75 3.26%0.03 11.42 1.761.78 77
2007 12 31 % % 44,974 5.93 55,766 7.56 8,126 6.50 9,940 8.20 6,285 6.12 8,411 8.79 975 1.11 1,601 1.90 2,720 3.41 3,377 4.34 7,343 9.41 6,864 8.68 1,301 2.77 1,837 4.32 721 1.73 1,031 2.88 3,201 7.84 3,659 8.47 3,497 10.41 4,467 14.43 10,805 8.83 14,579 11.44 9,480 1.37 6,320 1.05 7,672 1.53 5,344 1.32 7,600 2.21 8,559 2.82 1,781 0.65 1,118 0.49 13,720 7.27 15,949 8.53 1,887 1.00 1,349 0.84 1,963 2.80 1,876 2.69 1,574 2.58 1,351 2.57 3,096 2.01 4,566 2.74 93,747 2.90 102,198 3.51 2008107.921.63 22.291.26 9.590.6131.60 0.3223.28 0.21 6.63 5.380.87 4.790.73 2.230.01 78
58,944 56,743 115,687 10,955 25,557 36,512 25,045 54,683 79,728 443 (443) (14,533) (28,683) (43,216) (1,538) (1,538) (11,917) (456) (12,373) 83 146 229 (1) (2,468) (66) (2,534) 54,059 81,924 135,983 (1) 20081,359.83 202.96 17.5% 130.15%26.65 2.97%0.13 2008 79
2008 2008 80
(VaR) 2008 2008 99% 1250 (VaR) 2008 4 12 86 58 102 30 76 43 83 15 111 75 123 41 48.(c)(i)(VaR) 2008 954 200811,017.34 880.067.40% 81
3 31 1 5 5 (2,378,991) 1,277,257 1,294,212 397,746 2007 12 31 (2,725,495) 1,535,755 1,273,400 465,411 48.(c)(iii) 2007 12 31 100 (16,116) (9,143) (18,160) (9,213) 100 16,116 9,536 18,160 9,452 48.(c)(iii) 20086.88% 82
2007 12 31 208,183 30,460 342,009 46,821 (153,796) (22,503) (204,323) (27,972) (1) 54,387 7,957 137,686 18,849 (2) 48,567 7,106 16,541 2,264 5,820 851 121,145 16,585 (1) (2) 2007 12 31 2007 12 31 +1% 85 999 20 126 1% (85) (999) (20) (126) +1% (115) (151) 199 (24) 1% 115 151 (199) 24 83
(1) (2) (3) (4) 2008 6 2008 2008 614.5%17.5% 2008 9 4 17.5%15.5% 2008 11 331 1 1,643.91 45.3% 1 3 312008 84
1 1 3 3 1 1 5 5 2008 (4,323,581) (198,843) (232,110) (586,546) 2,679,078 1,757,965 1,510,667 606,630 2007 (4,425,529) (363,234) (53,884) 57,110 2,482,286 1,654,440 1,192,487 543,676 48.(b) IT 2008 2008 85
86
(1) (2) (3) 2008 (CAP V1.0) 2005 (EC)(RAROC)(EVA) 2008(1)RAROC (2) (3) 200813.06%10.75% 87
0.03 0.24(1) (2) 2007 12 31 334,019 334,019 (3) 205,668 148,631 3,955 5,305 543,642 487,955 82,834 47,979 35,000 35,000 4,164 11,669 121,998 94,648 665,640 582,603 19,499 3,868 20,579 1,878 5,529 116 620,033 576,741 510,549 484,085 4,748,893 4,405,345 10.75% 10.99% 13.06% 13.09% (1) (2) 48.(d) (3) 2008 10 272008 2011 1,000 88
200850 15235.22 2008 99.87%99.92% 89
2008 312 1,085 2008 5 14,1918,869 50 288 2008 70700 270 1,100 120 90
60 100 1,745818 300 4.6 1988.5 138 36 2008 2,055 91
2008 (VaR)(AMA)12 2008 60 100 2006 30200817 92
2009 2009 2009 93
2007 12 31 +, - % % 277,183,845,026 83.0-2,884,610,000 274,299,235,026 82.1 1. 236,012,348,064 70.7 0 236,012,348,064 70.7 2. 16,986,759,559 5.1-2,884,610,000 14,102,149,559 4.2 3. 24,184,737,403 7.2 0 24,184,737,403 7.2 56,835,005,000 17.0 2,884,610,000 59,719,615,000 17.9 1. 12,065,390,000 3.6 2,884,610,000 14,950,000,000 4.5 2. 44,769,615,000 13.4 0 44,769,615,000 13.4 334,018,850,026 100.0 0 334,018,850,026 100.0 (1) (2) A H 5 2007 (3) A 2,884,610,000 2,884,610,000 0 0 2008 4 27 2,884,610,000 2,884,610,000 0 0 94
2009 4 28 12,092,368,700 262,206,866,326 59,719,615,000 H 2009 6 29 7,051,074,779 255,155,791,547 71,811,983,700 H 2009 10 20 19,143,443,483 236,012,348,064 78,863,058,479 H 2009 10 27 236,012,348,064 0 98,006,501,962 A A H 1 A 118,006,174,032 2009 10 27 118,006,174,032 2 A 118,006,174,032 2009 10 27 118,006,174,032 3 H 16,476,014,155 2009 4 28 8,238,007,077 2009 10 20 8,238,007,078 4 H 14,102,149,559 2009 6 29 7,051,074,779 2009 10 20 7,051,074,780 5 DRESDNER BANK H 6,432,601,015 2009 4 28 3,216,300,507 LUXEMBOURG S.A. (1) 2009 10 20 3,216,300,508 6 H 1,276,122,233 2009 4 28 638,061,116 2009 10 20 638,061,117 (1) 2008 12 31DRESDNER BANK LUXEMBOURG S.A. 95
2006 1 27 2006 4 28 16,476,014,1556,432,601,0151,276,122,233 25.8228.2472 18.03041 9.81672006 6 2914,324,392,623 180 2006 10 27A 3.12 H3.07 A 14,950,000,000H 40,699,650,000 8,139,930,000A 250,962,348,064H 83,056,501,962 334,018,850,026 20052008 350 37. 10 1,662,308H175,537A1,486,771 96
10(HH 1,662,308 2008 12 31A+H 10 % A 35.4 118,262,816,713 118,006,174,032 A 35.3 118,006,174,032 118,006,174,032 H 13.2 44,209,789,188 0 H 4.9 16,476,014,155 16,476,014,155 H 4.2 14,102,149,559 14,102,149,559 DRESDNER BANK LUXEMBOURG S.A. (1) H 1.9 6,432,601,015 6,432,601,015 H 0.4 1,276,122,233 1,276,122,233 A 0.2 695,027,367 0 A 0.1 480,769,000 0 005L CT001 A 0.1 343,488,638 0 (1) 2008 12 31DRESDNER BANK LUXEMBOURG S.A. 97
10 44,209,789,188 H 695,027,367 A 480,769,000 A 005L CT001 343,488,638 A 005L FH002 296,832,643 A 256,642,681 A 50 236,074,397 A 217,972,438 A 160,256,000 A 160,256,000 A 1 35.4% 2008 9 23 2 2008 12 31 A 256,642,681 0.077% 1 2007 10 810 9 2 2008 9 239 24 98
2003 12 162008 12 313,724.65 35.3% 10% XV23 2008 12 31 336 A A A % % 118,006,174,032 47.02 35.33 (1) 118,006,174,032 47.02 35.33 (1) 2008 12 31118,262,816,713 99
H H H % % (1) 16,597,455,559 19.98 4.97 (2) 16,476,014,155 139,903,367 16,615,917,522 20.01 4.97 (3) 7,336,585,122 8.83 2.20 696,401,107 0.84 0.21 (1) 2008 12 3114,102,149,559 (2) 2008 12 3116,476,014,155 (3) 2008 12 31DRESDNER BANK LUXEMBOURG S.A. 6,432,601,015 100
(1) 55 2008.10 2011.10 0 0 59 2008.10 2011.10 0 0 54 2008.06 2011.06 0 0 56 2008.10 2011.10 0 0 52 2008.10 2011.10 0 0 55 2009.02 2012.02 0 0 44 2008.12 2011.12 0 0 53 2009.02 2012.02 0 0 49 2008.12 2011.12 0 0 60 2008.12 2011.12 0 0 53 2009.02 2012.02 0 0 49 2006.06 2009.06 0 0 56 2008.10 2011.10 0 0 52 2008.10 2011.10 0 0 61 2007.09 2010.09 0 0 60 2009.01 2012.01 0 0 53 2008.10 2011.10 0 0 (2) 68 2005.10 2008.10 0 0 (2) 67 2005.10 2008.10 0 0 46 2006.08 2009.08 0 0 57 2005.10 0 0 49 2005.10 0 0 54 2005.10 0 0 44 2008.07 0 0 53 2006.08 0 0 41 2008.07 0 0 (1) (2) 2008 10 101
2005 101984 2000 2 2005 101985 (SBG) 2008 62004 9 2005 101971 19841986 1994 1997 2000 102
2005 101986 2002 2009 2 1982 2008 12 2005 2009 2 1982 1999 2008 12 (BBVA) 103
2008 12 2009 2 1994 1996 2006 6 2005 10 20012003 2005 10 104
2007 92000 12007 50 2009 1J.P. 1999 PSA 2005 102003 2005 2005 102005 105
2005 10 2006 81994 2004 2005 102000 11 APEC 2005 1019842004 9 2007 2008 106
2005 102003 9 2005 2008 719852005 10 2006 8 19872001 2008 7 1998 2002 92003 9 107
2008 10 272008 2008 12 17 2009 1 9 2009 2 17 2008 12 172009 2 17 2008 11 19 2008 6 5 2007 2008 6 10 2008 10 272008 2008 6 10 2008 5 7 2008 7 6 2008 7 8 2008 5 14 2008 4 29 2008 5 7 108
80.0 65.8 15.2 161.0 76.0 64.3 13.2 153.5 42.0 34.5 7.8 84.3 (1) 68.0 57.9 12.2 138.1 68.0 57.9 12.2 138.1 (2) (2) (2) (2) (2) (2) (2) 49.0 49.0 47.0 47.0 20.5 20.5 (3) (4) 50.0 39.0 11.0 100.0 15.0 15.0 (3) 14.0 14.0 (3) 5.0 5.0 (5) 68.0 57.3 12.2 137.5 68.0 57.9 12.2 138.1 68.0 57.4 12.2 137.6 66.0 57.3 11.7 135.0 (6) 64.0 56.2 11.2 131.4 50.8 57.9 11.2 119.9 (7) 109
(1) 2008 62008 6 12 (2) (3) 2008 7 1 (4) 2009 12008 (5) (6) 2008 72008 1 6 2008 7 12 (7) 2008 62008 1 62008 7 12 2008 1 385,6093,896221 2,69739,124 2 149,1664,522 2 87,040103,060 7,0151.8%136,89535.8% 155,07540.5% 83,92721.9% 16,38620216,252134 % % % (1) 5,229,411 36.5 26 0.2 7,951 2.0 2,003,485 14.0 2,444 14.9 48,830 12.7 1,174,627 8.2 1,988 12.1 43,414 11.3 2,402,081 16.8 2,754 16.8 61,195 15.9 1,245,770 8.7 3,474 21.2 84,656 21.9 609,063 4.3 1,760 10.8 49,172 12.7 1,342,482 9.4 3,804 23.2 87,473 22.7 (2) 302,138 2.1 136 0.8 2,918 0.8 (3) 14,309,057 100.0 16,386 100.0 385,609 100.0 (1) (2) (3) 1 36,285 2 110
2008 (AMA) 111
2009 20112009 2011 2008 2008H10 112
154 7 4 2008 11 19 2008 12 17 2009 1 92009 2 17 113
2008 14/14 3/3 14/14 3/3 5/5 14/14 3/3 4/4 14/14 3/3 4/4 (1) 14/14 3/3 5/5 (1) 14/14 3/3 5/5 4/4 (1) 14/14 3/3 4/4 (1) 13/13 3/3 5/5 (1) 13/13 3/3 5/5 (1) 13/13 3/3 4/4 1/1 1/1 1/1 14/14 3/3 4/4 14/14 3/3 5/5 4/4 2/2 4/4 14/14 3/3 5/5 4/4 2/2 5/5 14/14 3/3 5/5 5/5 (1) 13/13 3/3 5/5 4/4 2/2 5/5 (1) 2008 1 163 43 254 295 75 20 5 227 288 219 210 2411 611 1912 2214 104 53 114
200720072007 2008 20072008 2007 2008 2009 2008 8 1 2007 2008 6 5 20072008 2008 2008 2008 12 17 2009 1 9 2009 2 17 2008 4 115
100%) 15 3 9 6 5 2008 7 3 2008 116
2008 1 2009 3 20 1 2009 9 4 3 2 7 1 2009 3 20 117
8 5 9 2008 2008 2009 3 20 159 2009 3 20 118
522 1 119
4 3 1 120
IT 2006 2008 2008 2008 121
A.2.1 122
2008 12 31 3 2008 6 5 20072008 2008 2008 3 1.811.71 0.14 123
20072008 6 5 A H 16636 86-21-58708888 86-21-58899400 183 18 1806 1807 852-28628628 852-28650990/852-25296087 2008 2008 2008 2009 124
86-10-66108608 86-10-66108522 ir@icbc.com.cn 55 100140 www.icbc-ltd.comwww.hkexnews.hk 86-10-66108608 125
11 25 20072008 6 5 2008 6 52008 6 6 20082008 10 272008 10 272008 10 28 126
2008 6 520072008 6 17 2007 1 12007 12 31101.33 444.25 2008 12 31101.65 551.13 2008 2008 2008 12 3140. 30. 127
28. 39. 23.45% 2007 9 272007 11 72008 11 6 126,625,2832007 91,261,17887,551,252 11,212,592 2008 30% 128
2008 12 31 2008 12 31 XVXV 78 352 129
25% 2006 9 26 14A.42(3) (1) (2) 22.06 25% 2006 9 26 130
14A.42(3) (1) (2) 379.93 1. 2. 3. 1. 2. 3. 5% 2008 46. 131
46. 2008 12 31 2008 132
82007 20081214 % 5/5 100 (1) 4/4 100 8/8 100 8/8 100 8/8 100 8/8 100 (1) 52008 2008712 % 5/5 100 5/5 100 5/5 100 133
832 45 4 2007 2007 12 9 134
135
2008 12 31 32.92 % 1 3988 29,029,844 1,000 18,695,697 100 (13,463,353) 29,029,844 18,695,697 100 (13,463,353) 136
% (2) SBK 33,340,405,522 20.07 28,258,086,468 1,977,497,759 (6,512,288,345) 966 344,185,970 6.82 1,008,422,312 8,595,161 (951,621,096) 601998 149,999,600 0.07 99,827,320 1,383,617 (162,671,980) 1688 131,782,620 0.20 48,727,230 (71,863,511) (143,741,428) 600744 25,779,158 3.60 76,890,000 (130,200,400) 001740 SK Networks 10,063,627 0.10 10,929,127 (27,759,848) 94 9,263,010 1.25 826,278 (2,401,800) 000430 SST 2,000,000 3.33 24,847,200 (43,146,000) 4642 YHS 500,091 0.02 54,459 5,623 (38,333) 532 EQUATION 152,816 <0.01 7,123 (13,151) CORP LTD 000886 112,500 0.02 207,589 (730,769) (1) SK Networks YHS EQUATION CORP LTD (2) 137
% (2) 172,585,678 7.93 62,489,056 146,250,000 11,250.00 3.90 146,250,000 1,800,000 102,301,500 18.75 102,301,500 52,465,475 2,379.22 0.21 52,465,475 14,134,025 27.50 25.00 25,275,066 (12,119,107) (2,177,083) 10,158,374 0.0024 0.03 9,733,564 2,592,205 3,500,000 353.64 1.59 3,500,000 1,518,440 2.40 6.00 1,484,579 143,756 420,000 113.61 0.28 420,000 215,856 300,000 39.00 0.03 390,000 503,633,492 404,309,240 (7,367,290) (2,177,083) (1) (2) 550,000 3,174,300 146,648,994 24,662,107 122,536,887 132,274,437 138
20% 20072008 13 2006 7 31 39. 139
[2003]56 2008 12 31 2,170.71 2008 5% 2006 2008 12 31 140
141
2008 142
143
144
8 2 18 147258 2008 12 31 145
2008 12 312008 2009 3 25 146
2008 12 31 2008 2007 6 440,574 357,287 6 (177,537) (132,822) 6 263,037 224,465 7 46,711 40,015 7 (2,709) (1,656) 7 44,002 38,359 8 1,883 1,351 9 (699) (1,415) 10 (367) 499 11 2,339 (5,831) 310,195 257,428 12 (111,335) (104,660) 26 (36,512) (33,061) 15 (18,950) (4,345) 143,398 115,362 1,978 16 145,376 115,378 16 (34,150) (33,124) 111,226 82,254 110,841 81,520 385 734 111,226 82,254 18 55,113 44,425 19 0.33 0.24 147
2008 2007 20 1,693,024 1,142,346 21 168,363 199,758 22 32,182 31,536 23 1,459 2,785 24 15,721 22,769 25 163,493 75,880 26 4,436,011 3,957,542 27 3,014,669 3,073,007 29 28,421 172 30 86,800 80,266 31 10,746 5,833 32 106,257 91,818 9,757,146 8,683,712 4,268 33 7,566 15,590 24 13,612 7,127 34 646,254 805,174 35 4,648 193,508 726 562 36 8,223,446 6,898,413 37,862 33,668 31 16 337 37 35,000 35,000 38 177,118 150,657 9,150,516 8,140,036 39 334,019 334,019 40 195,727 158,204 40 72,929 46,148 602,675 538,371 3,955 5,305 606,630 543,676 9,757,146 8,683,712 148
2008 12 31 2008 1 1 334,019 106,312 13,536 40,834 (1,389) (1,089) 158,204 46,148 538,371 5,305 543,676 6,594 6,594 6,594 (832) 5,762 3,228 3,228 3,228 201 3,429 (4,075) (4,075) (4,075) 2 (4,073) (8,359) (8,359) (8,359) (245) (8,604) (18) 218 27 273 500 500 500 9,804 (8,141) (4,048) 273 (2,112) (2,112) (874) (2,986) 110,841 110,841 385 111,226 9,804 (8,141) (4,048) 273 (2,112) 110,841 108,729 (489) 108,240 2007 18 (44,425) (44,425) (44,425) (i) 11,114 11,114 (11,114) (ii) 28,521 28,521 (28,521) 368 368 (854) (854) (375) (375) 334,019 106,312 24,650 69,355 8,415 (9,230) (4,048) 273 195,727 72,929 602,675 3,955 606,630 (i) (ii) 9005,300 1.47 149
2008 12 31 2007 1 1 334,019 106,312 5,464 12,719 2,142 (351) 126,286 6,159 466,464 4,537 471,001 (5,758) (5,758) (5,758) 389 (5,369) 2,227 2,227 2,227 65 2,292 (738) (738) (738) (369) (1,107) (3,531) (738) (4,269) (4,269) 85 (4,184) 81,520 81,520 734 82,254 (3,531) (738) (4,269) 81,520 77,251 819 78,070 2006 18 (5,344) (5,344) (5,344) (i) 8,072 8,072 (8,072) (ii) 28,115 28,115 (28,115) 9 9 338 338 (398) (398) 2007 12 31 334,019 106,312 13,536 40,834 (1,389) (1,089) 158,204 46,148 538,371 5,305 543,676 (i) (ii) 700 3,300 150
2008 12 31 2008 2007 145,376 115,378 (1,978) (16) 12 8,190 8,318 12 1,300 1,174 (4,345) (13,033) 26 36,512 33,061 15 18,950 4,345 30,390 9,086 6 1,241 1,181 6 (1,538) (1,430) 10 449 (425) 8 14 (4) (518) (678) 10 (82) (74) 233,961 156,883 (262,312) (422,734) 13,801 16,753 6,580 (12,235) 1,182 (974) (56,115) (37,500) (541,025) (475,760) (7,133) (16,739) (845,022) (949,189) (6,759) (16,559) (148,259) 407,331 (188,835) 146,522 (252) (1,145) 1,337,886 585,368 26,738 (11,682) 1,020,519 1,109,835 409,458 317,529 (38,545) (21,400) 370,913 296,129 151
2008 12 31 2008 2007 (15,554) (9,385) 520 2,823 (1,086,048) (1,455,833) 1,127,448 1,217,425 41(a) 2,261 144 (1,783) (37,420) (134) 94 652 74 (9,924) (244,792) 66 (1,240) (1,205) (44,425) (15,490) (325) (398) (45,924) (17,093) 315,065 34,244 301,687 275,360 (9,461) (7,917) 41(b) 607,291 301,687 425,143 328,121 (148,789) (119,736) 152
2008 2007 20 1,691,466 1,141,461 21 154,357 174,997 22 25,362 31,485 23 144 1,142 24 13,991 22,358 25 162,192 75,880 26 4,289,955 3,838,922 27 3,002,451 3,061,504 28 19,999 12,371 29 33,160 30 86,220 79,986 31 10,607 5,811 32 96,261 86,453 9,586,165 8,532,370 4,268 33 2,285 10,278 24 11,003 6,592 34 632,760 799,013 35 4,246 195,565 36 8,077,732 6,769,606 37,894 33,493 37 35,000 35,000 38 173,494 146,804 8,978,682 7,996,351 39 334,019 334,019 40 203,231 156,866 40 70,233 45,134 607,483 536,019 9,586,165 8,532,370 153
1. 1984 1 1 2005 10 28 B0001H111000001 100000000003965 55 2006 10 27AH 601398 1398 2.1 154
(i) (ii) (iii) (iv) 2.2 H A AH 2008 H AH 155
2.3 2008 2008 2008 7 12008 7 1 2008 11 1 2008 3. (1) (2) 20% 156
(3) (4) 157
(i) (ii) (iii) 158
(i) (ii) (iii) 159
(5) 160
(6) (7) 161
(8) 162
163
(9) (10) (11) (12) 2.77% 19.40% 20.00% 33.33% 16.67% 25.00% 164
(13) (14) (15) 165
(16) (17) (18) 166
(19) (i) (ii) (iii) (iv) (v) (vi) (a) (b)(c) (i) (iv) (iv) (v) (iv) (v) (vii) (20) 167
(i) (ii) (21) (i) 168
(ii) (i) (ii) (22) 169
(23) (24) (25) 170
(26) (27) 4. 171
172
5. 1 1 2 1 1 1 1 1 2 3 4 2 * 2009 7 1 2009 1 1 1 2009 1 1 2 2009 7 1 3 2009 6 30 4 2008 10 1 * 173
2009 1 1 174
6. 2008 2007 56,869 42,742 234,696 180,792 15,538 14,346 22,634 14,805 8,149 12,878 102,688 91,724 440,574 357,287 (160,253) (116,336) (16,043) (15,305) (1,241) (1,181) (177,537) (132,822) 263,037 224,465 15.382007 14.3010.622007 0.17 7. 2008 2007 13,002 9,215 (i) 10,327 15,994 8,028 4,505 7,199 5,372 (i) 2,788 1,949 (i) 2,066 1,465 1,849 563 (i) 756 584 696 368 46,711 40,015 (2,709) (1,656) 44,002 38,359 (i) 50.97 200725.59 175
8. 2008 2007 1,943 1,343 (14) 4 (46) 4 1,883 1,351 9. 2008 2007 (55) 192 (644) (1,607) (699) (1,415) 10. 2008 2007 69 74 13 82 74 (449) 425 (367) 499 11. 2008 2007 (851) (9,457) 1,563 1,838 251 698 1,376 1,090 2,339 (5,831) 176
12. 2008 2007 35,169 27,159 10,846 10,679 (i) 5,237 4,561 2,000 12,500 53,252 54,899 30 8,190 8,318 2,469 2,023 2,686 2,145 1,672 1,556 15,017 14,042 1,300 1,174 (ii) 17,243 14,816 18,765 14,511 5,758 5,218 111,335 104,660 (i) (ii) 1.812007 1.71 13. 161 2008 2007 4,607 3,492 3,962 5,375 895 1,085 1,903 2,160 11,367 12,112 177
2008 12 31 800 658 152 1,610 760 643 132 1,535 (i) 420 345 78 843 (i) 360 297 65 722 680 579 122 1,381 680 579 122 1,381 490 490 470 470 205 205 (ii) 398 398 (iii) (iii) (iii) (iv) (iv) (iv) 500 390 110 1,000 150 150 140 140 407 471 114 50 1,042 4,607 3,962 895 1,903 11,367 (i) (ii) (iii) (iv) 2008 6 10 2008 11 19 2008 12 17 2008 12 17 178
2007 12 31 620 986 189 1,795 600 934 177 1,711 560 882 162 1,604 520 865 148 1,533 520 850 147 1,517 510 510 470 470 100 100 450 450 391 402 131 924 300 300 280 280 281 456 131 50 918 3,492 5,375 1,085 2,160 12,112 2008 12 31172007 19 2007 179
14. 13 46(e) 2008 2007 14,957 11,559 4,146 19,997 5,318 767 24,421 32,323 2008 2007 2,500,001 3,000,000 1 3,500,001 4,000,000 1 4,000,001 4,500,000 1 4,500,001 5,000,000 1 1 5,000,001 5,500,000 1 5,500,001 6,000,000 1 6,000,001 6,500,000 1 8,500,001 9,000,000 1 10,000,001 10,500,000 1 5 5 2007 180
15. 2008 2007 21 (121) 22 27(d) 1,616 110 27(c)(i), (d) 16,485 3,135 30 16 536 954 542 18,950 4,345 16. 2008 1 133%25% 2008 2007 42,054 40,137 142 359 93 76 42,289 40,572 400 (1,890) 42,689 38,682 (8,539) (5,558) 34,150 33,124 25% 200733% 2008 2007 145,376 115,378 36,344 38,075 (112) (371) (i) 2,049 1,906 (ii) (4,335) (6,446) (494) 1,636 400 (1,890) 298 214 34,150 33,124 181
(i) (ii) 17. 2008 12 31 1,089.592007 809.3340 18. 2008 2007 20070.13320060.016 44,425 5,344 2008 2007 12 31 20080.16520070.133 55,113 44,425 2008 19. 2008 2007 110,841 81,520 334,019 334,019 0.33 0.24 20082007 182
20. 2008 2007 2008 2007 40,025 39,123 39,439 38,899 373,807 83,328 373,550 82,793 413,832 122,451 412,989 121,692 1,191,472 947,236 1,190,757 947,110 87,720 72,659 87,720 72,659 1,279,192 1,019,895 1,278,477 1,019,769 1,693,024 1,142,346 1,691,466 1,141,461 15.5% 200714.5%5% 20075% 21. 2008 2007 2008 2007 11,092 11,380 10,089 10,866 1,004 469 1,004 469 29,509 17,591 22,201 16,733 41,605 29,440 33,294 28,068 (34) (34) (34) (34) 41,571 29,406 33,260 28,034 10,899 15,879 12,528 18,684 6,499 5,884 6,440 5,784 109,429 148,745 102,162 122,651 126,827 170,508 121,130 147,119 (35) (156) (33) (156) 126,792 170,352 121,097 146,963 168,363 199,758 154,357 174,997 183
2007 1 1 31 145 176 3 19 22 (8) (8) 2007 12 312008 1 1 34 156 190 2 2 (123) (123) 34 35 69 2007 1 1 31 145 176 3 19 22 (8) (8) 2007 12 312008 1 1 34 156 190 (123) (123) 34 33 67 22. 2008 2007 2008 2007 32,163 31,501 25,362 31,485 19 35 32,182 31,536 25,362 31,485 203 1 68 1,689 650 186 650 30,271 30,850 25,108 30,835 32,163 31,501 25,362 31,485 184
23. 2008 2007 2008 2007 1,459 2,785 144 1,142 301 76 1,005 1,812 144 1,142 153 897 1,459 2,785 144 1,142 24. 3 31 1 5 5 242,378 191,333 16,327 11,769 461,807 8,749 (5,721) 5,853 8,843 20 14,716 305 (305) 248,231 200,176 16,347 11,769 476,523 9,054 (6,026) 5,094 22,711 103,525 51,392 182,722 6,543 (7,462) 3,964 3,759 21,802 1,504 31,029 118 (118) 529 529 5 (5) 9,058 26,470 125,856 52,896 214,280 6,666 (7,585) 27 96 123 1 (1) 257,316 226,742 142,203 64,665 690,926 15,721 (13,612) 185
2007 12 31 3 31 1 5 5 208,328 258,667 28,724 11,828 507,547 9,631 (4,804) 29,798 83,948 3,892 117,638 11,644 (218) 238,126 342,615 32,616 11,828 625,185 21,275 (5,022) 4,887 12,944 92,734 48,742 159,307 1,353 (1,964) 4,529 4,483 27,465 5,698 42,175 129 (129) 423 596 2,889 3,080 6,988 12 (12) 9,839 18,023 123,088 57,520 208,470 1,494 (2,105) 247,965 360,638 155,704 69,348 833,655 22,769 (7,127) 3 31 1 5 5 226,490 157,180 13,403 11,769 408,842 7,490 (3,877) 962 2,885 3,847 172 (172) 227,452 160,065 13,403 11,769 412,689 7,662 (4,049) 4,689 17,857 94,166 48,113 164,825 6,211 (6,836) 3,964 3,759 21,802 1,504 31,029 118 (118) 8,653 21,616 115,968 49,617 195,854 6,329 (6,954) 96 96 236,105 181,777 129,371 61,386 608,639 13,991 (11,003) 186
2007 12 31 3 31 1 5 5 173,189 224,046 26,976 11,534 435,745 9,475 (4,614) 22,805 68,415 91,220 11,552 (118) 195,994 292,461 26,976 11,534 526,965 21,027 (4,732) 4,262 10,530 77,460 45,268 137,520 1,196 (1,725) 4,529 4,483 27,465 5,698 42,175 129 (129) 21 2,941 2,962 6 (6) 8,791 15,013 104,946 53,907 182,657 1,331 (1,860) 204,785 307,474 131,922 65,441 709,622 22,358 (6,592) 3 31 1 5 5 444 444 (33) 2007 12 31 2007 187
2008 2007 (529) (211) 496 208 (33) (3) 3 31 1 5 5 124 124 (23) 312 1,721 9,681 1,191 12,905 3 (796) 312 1,721 9,805 1,191 13,029 3 (819) 2007 12 31 3 31 1 5 5 74 74 (4) 167 1,486 2,686 881 5,220 11 (160) 167 1,486 2,760 881 5,294 11 (164) 188
3 31 1 5 5 54 54 (20) 311 1,041 7,693 707 9,752 3 (546) 311 1,041 7,747 707 9,806 3 (566) 2007 12 31 3 31 1 5 5 923 2,061 530 3,514 3 (133) 2008 2007 2008 2007 5,900 5,117 4,758 4,404 6,141 1,729 5,804 1,611 8 6 12,049 6,846 10,568 6,015 25. 2008 2007 2008 2007 84,511 65,763 84,511 65,763 78,982 10,117 77,681 10,117 163,493 75,880 162,192 75,880 111,466 6,185 111,466 6,185 42,685 58,153 42,685 58,153 9,342 11,542 8,041 11,542 163,493 75,880 162,192 75,880 189
2008 12 312007 47.9 26. 2008 2007 2008 2007 3,396,633 3,057,517 3,269,141 2,949,787 849,045 763,607 829,824 752,363 326,316 252,105 326,315 252,103 4,571,994 4,073,229 4,425,280 3,954,253 (135,983) (115,687) (135,325) (115,331) 4,436,011 3,957,542 4,289,955 3,838,922 2007 1 1 56,991 40,202 97,193 15,928 17,133 33,061 36,869 38,439 75,308 371 (371) (21,312) (20,935) (42,247) (1,430) (1,430) (7,579) (592) (8,171) 295 295 (5,261) (5,261) 2007 12 312008 1 1 58,944 56,743 115,687 10,955 25,557 36,512 25,045 54,683 79,728 443 (443) (14,533) (28,683) (43,216) 6 (1,538) (1,538) (11,917) (456) (12,373) 83 146 229 (2,468) (66) (2,534) 54,059 81,924 135,983 190
2007 1 1 56,785 39,959 96,744 15,914 17,167 33,081 36,716 38,300 75,016 371 (371) (21,173) (20,762) (41,935) (1,411) (1,411) (7,535) (592) (8,127) 295 295 (5,251) (5,251) 2007 12 312008 1 1 58,797 56,534 115,331 10,710 25,424 36,134 24,782 54,417 79,199 443 (443) (14,515) (28,550) (43,065) (1,524) (1,524) (11,858) (446) (12,304) 76 143 219 (2,443) (88) (2,531) 53,758 81,567 135,325 2007 1 1 86,346 10,847 97,193 30,363 2,698 33,061 68,486 6,822 75,308 (38,123) (4,124) (42,247) 6 (1,430) (1,430) (7,579) (592) (8,171) 295 295 (5,261) (5,261) 2007 12 312008 1 1 102,734 12,953 115,687 30,639 5,873 36,512 69,723 10,005 79,728 (39,084) (4,132) (43,216) 6 (1,538) (1,538) (11,917) (456) (12,373) 83 146 229 (2,468) (66) (2,534) 117,533 18,450 135,983 191
2007 1 1 85,954 10,790 96,744 30,353 2,728 33,081 68,194 6,822 75,016 (37,841) (4,094) (41,935) (1,411) (1,411) (7,535) (592) (8,127) 295 295 (5,251) (5,251) 2007 12 312008 1 1 102,405 12,926 115,331 30,283 5,851 36,134 69,221 9,978 79,199 (38,938) (4,127) (43,065) (1,524) (1,524) (11,858) (446) (12,304) 76 143 219 (2,443) (88) (2,531) 116,939 18,386 135,325 2008 2007 2008 2007 94,811 103,055 93,936 102,530 4,477,183 3,970,174 4,331,344 3,851,723 4,571,994 4,073,229 4,425,280 3,954,253 54,059 58,944 53,758 58,797 81,924 56,743 81,567 56,534 135,983 115,687 135,325 115,331 40,752 44,111 40,178 43,733 4,395,259 3,913,431 4,249,777 3,795,189 4,436,011 3,957,542 4,289,955 3,838,922 104,482 111,774 103,529 111,140 2.29% 2.74% 2.34% 2.81% 192
2008 12 31 120.322007 12 31 40.21 5.192007 12 31 1.16 27. 2008 2007 2008 2007 (a) 1,162,769 1,211,767 1,162,769 1,211,767 (b) 1,314,320 1,330,085 1,319,106 1,334,508 (c) 537,580 531,155 520,576 515,229 3,014,669 3,073,007 3,002,451 3,061,504 (a) 2008 2007 (i) 312,996 312,996 (ii) 85,000 85,000 (iii) 142,773 193,981 (iv) 434,790 434,790 (v) 187,210 185,000 1,162,769 1,211,767 (i) (ii) (iii) 20002001 3,129.96102.25% 2005 7 1 1998 8502028 2.25% 20052010 3% 2008512.082007323.97 193
(iv) 4,304.652005 6 2010 61.89% 43.252006 6 2011 61.89% (v) (b) 2008 2007 2008 2007 1,316,033 1,330,234 1,320,701 1,334,654 (1,713) (149) (1,595) (146) 1,314,320 1,330,085 1,319,106 1,334,508 2008 2007 2008 2007 517 655 448 655 221,998 331,109 220,832 330,547 1,091,805 998,321 1,097,826 1,003,306 1,314,320 1,330,085 1,319,106 1,334,508 234,224 323,928 232,983 323,401 194
(c) 2008 2007 2008 2007 (i) 528,829 524,723 513,238 511,113 (i) 6,861 3,412 5,541 1,177 (ii) (iii) 2,249 3,130 2,249 3,130 412 338 295 240 (771) (448) (747) (431) 1,890 3,020 1,797 2,939 8,751 6,432 7,338 4,116 537,580 531,155 520,576 515,229 3,924 1,617 2,075 612 94,479 44,454 85,693 38,792 430,426 478,652 425,470 471,709 528,829 524,723 513,238 511,113 1,058 2,235 213 1,177 213 1,177 7,480 3,020 7,125 2,939 8,751 6,432 7,338 4,116 98,403 46,071 87,768 39,404 1,271 3,412 213 1,177 99,674 49,483 87,981 40,581 (i) (ii) (iii) 2008 12 31 245.652007 12 31 550.492007 12 31 161.62200730.81 8.81200710.86 20071.21 1999 195
(d) 2007 1 1 39 467 506 39 467 506 110 54 164 107 37 144 (73) (73) (73) (73) 2007 12 312008 1 1 149 448 597 146 431 577 1,616 323 1,939 1,500 316 1,816 (52) (52) (51) (51) 1,713 771 2,484 1,595 747 2,342 28. 2008 2007 9,808 4,815 10,191 7,556 19,999 12,371 6,777 15,176 196
2008 2007 % % 72.04 62.98 25.71 (i) (ii) 100 100 2.8 100 100 1,000 75 75 2,000 100 100 2 (iii) 55 55 2 * 100 100 1,850 (iv) 97.83 90 4,600 * 100 100 10 (v) 100 100 20 79.93 1.5 41(a) (vi) 100 5,000 * (i) 2008 1 24100,913,330 11,212,592 19.24 2008 5 6 20 11,212,592 2.24 41,665,829 8.12 72.04% (ii) (iii) (iv) (v) (vi) 2008 9 12 2008 8 213,600 97.83% 2008 4 285,000100% 197
2008 2007 12,612 16,149 (3,284) (4,404) 8,372 7,854 29. 2008 2007 13,191 144 15,230 28 28,421 172 2008 2007 33,160 2008 2007 1,097,073 634 (1,024,138) (214) 72,935 420 61,799 93 12,202 61 198
2008 2007 % % Standard Bank Group Limited *(i) 20.07 (ii) 18.01 15.75 IEC Investments Limited *(iii) 28.82 25.19 * (i) (ii) (iii) 2008 3 320%363.30 333.4 2008 9 22 1.8 25% 40% 2008 2007 18,460 199
30. 2007 1 1 73,674 2,908 1,472 17,626 1,884 97,564 1,426 2,390 547 4,314 128 8,805 3 2 2 7 1,279 (1,600) 310 21 10 (1,737) (1,031) (225) (316) (275) (3,584) 2007 12 31 2008 1 1 74,645 2,667 1,794 21,936 1,760 102,802 2,990 5,101 1,090 5,457 227 14,865 41(a) 183 34 1 218 1,759 (2,372) 24 603 9 23 (510) (65) (20) (704) (377) (1,676) 79,067 5,331 2,888 27,326 1,620 116,232 2007 1 1 5,404 345 606 7,717 1,089 15,161 12 3,341 273 4,320 384 8,318 15 470 51 10 5 536 (506) (247) (205) (290) (231) (1,479) 2007 12 31 2008 1 1 8,709 149 674 11,757 1,247 22,536 12 3,531 375 4,075 209 8,190 15 16 16 (252) (7) (13) (684) (354) (1,310) 12,004 142 1,036 15,148 1,102 29,432 2007 12 31 65,936 2,518 1,120 10,179 513 80,266 67,063 5,189 1,852 12,178 518 86,800 200
2007 1 1 73,515 2,908 1,286 17,274 1,867 96,850 1,375 2,390 528 4,257 127 8,677 1,279 (1,600) 310 21 10 (1,621) (1,031) (210) (52) (268) (3,182) 2007 12 31 2008 1 1 74,548 2,667 1,604 21,789 1,747 102,355 2,946 5,101 1,034 5,387 220 14,688 1,759 (2,372) 24 603 9 23 (501) (65) (634) (371) (1,571) 78,752 5,331 2,662 27,145 1,605 115,495 2007 1 1 5,352 345 509 7,444 1,077 14,727 3,313 271 4,295 382 8,261 470 51 10 5 536 (431) (247) (205) (47) (225) (1,155) 2007 12 31 2008 1 1 8,704 149 575 11,702 1,239 22,369 3,516 352 4,034 206 8,108 16 16 (245) (7) (618) (348) (1,218) 11,991 142 927 15,118 1,097 29,275 2007 12 31 65,844 2,518 1,029 10,087 508 79,986 66,761 5,189 1,735 12,027 508 86,220 201
2008 2007 2008 2007 50 6,186 6,483 6,186 6,483 185 292 185 216 11 44 44 6,382 6,819 6,371 6,743 (10 50 58,216 56,832 58,135 56,830 97 24 46 10 85 41 58,398 56,856 58,222 56,840 10 2,270 2,261 2,168 2,261 13 2,283 2,261 2,168 2,261 67,063 65,936 66,761 65,844 2008 12 3156.012007 12 31 46.80 31. 2008 2008 1 1 12 31 4,671 7,232 11,903 695 (3,620) (2,925) (3,179) 2,188 (991) 3,125 (536) 2,589 521 (351) 170 5,833 8,533 (3,620) 10,746 202
2007 2007 1 1 12 31 4,671 4,671 695 695 (3,179) (3,179) 3,125 3,125 521 521 5,138 695 5,833 2008 2008 1 1 12 31 (13) 13 315 (315) 35 (19) 16 337 (6) (315) 16 2007 2007 1 1 12 31 (1,481) 1,468 (13) 942 (627) 315 1,776 (1,776) 147 (112) 35 1,384 (420) (627) 337 203
2008 2008 1 1 12 31 4,671 7,188 11,859 695 (3,722) (3,027) (3,179) 2,188 (991) 3,125 (536) 2,589 499 (322) 177 5,811 8,518 (3,722) 10,607 2007 2007 1 1 12 31 1,481 3,190 4,671 (879) 1,574 695 (1,776) (1,403) (3,179) 3,125 3,125 (153) 652 499 (1,327) 5,564 1,574 5,811 32. 2008 2007 2008 2007 52,584 43,265 51,232 42,139 2,206 3,400 2,204 3,398 23,037 23,318 23,037 23,318 8,202 4,598 6,201 2,169 (i) 4,891 1,420 2,819 1,134 2,819 1,134 12,518 14,683 10,768 14,295 106,257 91,818 96,261 86,453 (i) 3 53 5 204
33. 2008 2007 2008 2007 (i) 2,551 10,558 2,285 10,278 (ii) 2,629 2,863 (iii) 2,386 2,169 7,566 15,590 2,285 10,278 (i) (ii) (iii) 0.06 20071.87 2004 9 ICBCA C.I. Limited 4.125%2009 9 16 2008 12 310.41 20070.01 2008 12 31 0.3320070.11 2008 2007 34. 2008 2007 2008 2007 53,647 77,565 40,661 70,772 592,607 727,609 592,099 728,241 646,254 805,174 632,760 799,013 205
35. 2008 2007 2008 2007 4,648 105,199 4,246 107,256 88,309 88,309 4,648 193,508 4,246 195,565 200 190,174 200 190,174 3,841 3,841 607 3,334 205 5,391 4,648 193,508 4,246 195,565 36. 2008 2007 2008 2007 2,575,763 2,378,392 2,558,776 2,364,089 1,444,430 1,182,787 1,432,430 1,174,888 1,482,438 1,128,417 1,390,127 1,044,464 2,604,785 2,093,787 2,580,372 2,071,135 116,030 115,030 116,027 115,030 8,223,446 6,898,413 8,077,732 6,769,606 37. 2005 350 2007 0501 2005-8-19 100 3.11% 2005-8-29 2015-8-29 2005-9-30 130 (i) 0502 2005-8-19 100 3.77% 2005-9-6 2020-9-6 2005-10-11 130 (ii) 0503 2005-8-19 100 1.05% 2005-9-14 2015-9-14 2005-10-11 90 (iii) (i) 2010 8 293 206
(ii) (iii) 2015 9 63 107 2010 9 141 38. 2008 2007 2008 2007 90,252 62,744 89,606 61,917 37,295 24,618 35,476 22,277 10,355 12,500 10,355 12,500 8,252 6,052 8,110 5,903 7,117 7,199 7,093 7,178 4,415 4,725 4,392 4,680 1,700 12,865 1,700 12,865 17,732 19,954 16,762 19,484 177,118 150,657 173,494 146,804 39. 2008 2007 H1 83,057 83,057 83,057 83,057 A1 250,962 250,962 250,962 250,962 334,019 334,019 334,019 334,019 HAH 2006 H 207
40. (a) 2005 (b) (i) 10% 50% 25% 2009 3 252008 10% 110.52200780.65 (ii) (c) 1% 2009 3 25283.742007280.82 2008 12 31691.75 1% (d) 208
(e) (f) (g) (h) 209
2007 1 1 105,019 5,461 12,719 1,784 (111) 124,872 5,699 80,933 (6,320) (6,320) 2,130 2,130 30 30 2006 18 (5,344) 8,072 8,072 (8,072) 28,082 28,082 (28,082) 2007 12 31 2008 1 1 105,019 13,533 40,801 (2,406) (81) 156,866 45,134 108,959 8,644 8,644 2,612 2,612 (4,080) (4,080) (246) (246) 2007 18 (44,425) 11,061 11,061 (11,061) 28,374 28,374 (28,374) 105,019 24,594 69,175 8,850 (327) (4,080) 203,231 70,233 9002007 700 41. (a) 2008 1 2879.93% 48.7443.52 3,102.42 1,112.51 210
683 6,315 7,213 8,516 4,352 30 218 265 (72) (24,778) (50) (17) (811) (368) 1,466 2,886 4,352 6,613 (4,352) 2,261 1.58 (b) 2008 2007 20 40,025 39,123 20 373,807 83,328 21 36,906 25,526 21 115,584 144,257 25 40,969 9,453 607,291 301,687 211
42. (a) 2008 2007 2008 2007 1,687 2,212 1,687 2,209 1,658 45,943 1,644 45,943 3,345 48,155 3,331 48,152 2007 12 31 450.35 (b) 2008 2007 2008 2007 1 2,146 1,635 1,858 1,454 1 5 5,178 3,741 4,415 3,184 5 1,658 1,503 1,599 1,316 8,982 6,879 7,872 5,954 (c) 212
2008 2007 2008 2007 113,253 111,254 110,242 107,287 217,071 191,748 210,408 189,445 206,632 155,073 206,236 155,073 1 144,585 99,848 109,512 64,126 1 94,102 125,628 54,198 76,022 160,830 106,136 160,500 103,670 936,473 789,687 851,096 695,623 2008 2007 2008 2007 385,049 384,545 373,720 373,275 0% 100% (d) 2008 2007 3,292 2,999 (e) 2008 12 311,513.452007 12 31 1,567.18 213
(f) 2008 2007 1,000 7,500 43. 2008 2007 237,432 153,745 236,755 153,422 44. 2008 12 31 46.482007 12 311,935.0842.462007 12 31 1,955.65 45. 7 46. (a) 2008 12 3135.33% 2007 12 3135.33% 2008 2007 482,614 510,088 27(a)(iii) 142,773 193,981 214
2008 2007 67,603 101,275 83,863 61,133 17,233 15,544 27(a)(iii) 51,208 32,397 5,294 6,377 2008 2007 % % 3 3 1.3 7.3 1.6 10.2 (b) 35.41% 2007 12 31 35.33% 2005 1 8.2765120 2005 150 200812 29.79 2008 2007 35,089 20,776 103 2008 2007 1,634 737 215
2008 2007 % % 0.3 4.3 0.7 6.1 2008 12 31 2008 2007 441,321 13,643 38,894 12,093 564 49 41,508 46,786 400 34 2008 2007 1,146 527 371 633 785 766 2008 2007 % % 2.0 8.3 1.3 8.3 0 7.3 0 13.0 0 6.5 0 7.3 (c) (i) 2008 12 31 2008 2007 2,035 2,276 216
2008 2007 118 271 11 41 2008 2007 % % 1.9 7.6 3.4 6.0 2.1 4.4 5.1 5.3 (ii) 2008 2007 3,300 9,500 2008 2007 60 581 2008 2007 % % 0.4 5.5 0.7 5.5 (d) 2008 2007 453 157 24 47 217
(e) 13 2008 2007 8,926 9,869 638 616 9,564 10,485 (f) 2007 (g) 218
47. (a) 219
2008 181,782 (36,122) 117,377 263,037 (56,035) 123,456 (67,421) 24,907 18,953 142 44,002 2,414 14 (171) 899 3,156 153,068 106,301 49,927 899 310,195 (54,683) (36,716) (13,452) (6,484) (111,335) (30,639) (5,873) (36,512) (554) (6) (17,590) (800) (18,950) 67,192 63,706 18,885 (6,385) 143,398 1,978 1,978 67,192 63,706 18,885 (4,407) 145,376 (34,150) 111,226 3,663 2,470 1,579 478 8,190 640 360 269 31 1,300 7,334 4,883 3,147 900 16,264 3,706,953 878,988 5,105,568 37,216 9,728,725 28,421 9,757,146 4,280,441 4,147,162 715,448 7,465 9,150,516 775,643 160,830 936,473 220