2015 A - PDF Free Download

招商銀行股份有限公司股票代碼 :600036 2015 年度報告招商銀行因您而變

2015 A 1 2 3 3 4 11 15 19 23 23 5.1 24 5.2 34 5.3 44 5.4 50 5.5 53 5.6 55 5.7 56 5.8 59 5.9 65 5.10 77 5.11 83 5.12 84 5.13 85 96 104 121 139 140 141

2 2015 A 1 2 3 4 5 6 7 2016 3 2930 1613 16 5 2015 2015 531.8910% 53.19 1.5%107.20 A H106.90 AH 20152015

2015 A / 3 571 重大風險提示

4 2015 A 1.1 1.1.1 China Merchants Bank Co., Ltd. 1.1.2 FCIS FCS(PE) FHKIoD FTIHK 1.1.3 7088 1.1.4 7088 518040 86755-83198888 86755-83195109 cmb@cmbchina.com www.cmbchina.com 95555 1.1.5 1221 1.1.6 A 600036 H 03968 1.1.7 128 10 8

2015 A 5 1.1.8 1.1.9 A 1.1.10 H 183 17 1712-1716 1.1.11 (www.sse.com.cn) (www.cmbchina.com) (www.hkex.com.hk) (www.cmbchina.com) 1.1.12 1987 3 31 9144030010001686XA

6 2015 A 1.2 1987 111 1,9632002 42006 9 App 2015

2015 A 7 1.3 IT

8 2015 A IT

2015 A 9 1.4 2015 2015 2015 2 12 Asia Money 2015 3 19The Asian Banker 2015 6 11 2015 45 The Asian Banker 2015 5 28 2015 5The Asset 2015 6 262014 2015 6 28500 688.13500

10 2015 A 2015 7 1The Banker 20151,0008 493.51(Tier1Capital)28 2015 7 8500 4 1,658.6329 2015 7 22500456.1 2352014115 2015 11 CFO 2015 11 26 21 21 2015 2015 112,800 2015 12212015

2015 A 11 2.1 2015 2014 (%) 2013 201,471 165,863 21.47 132,604 74,248 72,769 2.03 67,911 75,079 73,431 2.24 68,425 58,018 56,049 3.51 51,742 57,696 55,911 3.19 51,743 57,045 55,391 2.99 51,342 400,420 272,173 47.12 119,153 2.29 2.22 3.15 2.30 2.29 2.22 3.15 2.30 2.26 2.20 2.73 2.28 15.88 10.79 47.17 4.72 (%) 1.13 1.28 17.09 19.28 17.09 19.28 16.90 19.10 0.15 1.39 2.19 22.22 2.19 23.12 2.20 22.94

12 2015 A 2015 12 31 2014 12 31 (%) 2013 12 31 5,474,978 4,731,829 15.71 4,016,399 2,824,286 2,513,919 12.35 2,197,094 2,776,876 2,486,002 11.70 2,178,762 47,410 27,917 69.82 18,332 84,842 65,165 30.20 48,764 5,113,220 4,416,769 15.77 3,750,443 3,571,698 3,304,438 8.09 2,775,276 1,167,467 973,646 19.91 864,224 1,194,064 1,237,765 (3.53) 942,728 835,062 644,836 29.50 547,363 375,105 448,191 (16.31) 420,961 360,806 314,404 14.76 265,465 14.31 12.47 14.76 10.53 416,834 369,532 12.80 305,704 347,434 301,977 15.05 254,393 3,499,231 3,146,571 11.21 2,744,991 2015 1-3 2015 2015 2015 4-6 7-910-12 50,747 53,388 52,089 45,247 17,220 15,756 15,524 9,196 17,148 15,640 15,405 8,852 28,774 292,501 (145,215) 224,360 1 22015 9 2010 2 12008 2015 1-12 532 (1) 300 180 651

2015 A 13 2.2 2015 2014 2013 (%) (%) (%) (4) (1) 2.59 2.45 0.14 2.65 (2) 2.75 2.64 0.11 2.82 67.87 70.66 2.79 74.59 32.13 29.34 2.79 25.41 (3) 27.67 30.54 2.87 34.36 (1) (2) (3) = (4) 2015 2015 2014 2013 (%) 12 31 12 31 12 31 1.68 1.11 0.57 0.83 (1) 178.95 233.42 54.47 266.00 (2) 3.00 2.59 0.41 2.22 (1) = (2) = 2015 2014 (%) 12 31 12 31 9.93 9.60 0.33 11.91 11.74 0.17 2015 12 312012 6 12.57% 10.83%0.66 0.90

14 2015 A 2.3 (%) 2015 2014 2013 25 65.67 59.38 59.64 60 75.57 81.48 80.78 73.93 70.49 74.44 2.33 2.02 2.23 12.67 12.99 12.87 (%) 2015 2014 2013 5.07 4.14 2.35 42.17 25.47 16.62 55.61 64.60 78.89 30.12 36.62 37.88 = 100% = 100% = 100% = 100% 2.4 2015

2015 A 15 2015 576.963.19% (ROAE) (ROAA)17.09% 1.13% 2015

2015 A 17 2015 2015 1,00028 2015 2015

18 2015 A 2015 2016

2015 A 19 2015 201554,749.7815.71% 35,716.988.09% 28,242.86 12.35% 576.96 3.19%17.09% 2.19 12.57%0.191.68% 178.95%3.00% 2015 6.1 11 32.13%27.67% 2015 46.34% 6.70 4.48% 7.16

2015 A 21 201512 APP E Apple Pay 201511 2015 2015A 2015 2016 3-5

2015 A 23 5.1 2015 20151,367.2916.66% 647.42 33.05%576.96 3.19% (ROAA) (ROAE) 1.13% 17.09%0.152.19 201554,749.7815.71% 28,242.8612.35%51,132.2015.77% 35,716.988.09% 2015 474.10 194.93 1.68%0.57178.95% 54.47

24 2015 A 5.2 5.2.1 2015 2014 136,729 117,202 53,419 39,494 11,323 9,167 (55,741) (50,656) (11,929) (10,425) (287) (332) (59,266) (31,681) 831 662 75,079 73,431 (17,061) (17,382) 58,018 56,049 57,696 55,911 2015750.7920142.24% 22.72%2014 0.95 2015 2014 73,431 2015 19,527 13,925 2,156 (5,085) (1,504) (27,585) 45 169 2015 75,079

2015 A 25 5.2.2 20152,014.71201421.47%67.87% 32.13%20142.79 2015 (%) 2014 (%) 2013 (%) 67.87 70.66 74.59 26.51 23.81 22.01 5.62 5.53 3.40 100.00 100.00 100.00 (%) 159,885 52.62 8,598 2.83 18,064 5.94 48,175 15.86 57,798 19.02 11,323 3.73 303,843 100.00

26 2015 A 5.2.3 20151,367.29201416.66% 2015 2014 % % 2,691,458 159,885 5.94 2,400,646 150,929 6.29 1,174,151 48,175 4.10 873,418 37,749 4.32 604,403 8,598 1.42 563,026 8,318 1.48 498,585 18,064 3.62 603,612 31,040 5.14 4,968,597 234,722 4.72 4,440,702 228,036 5.14 % % 3,350,298 60,448 1.80 3,056,634 64,102 2.10 1,050,196 29,339 2.79 960,520 42,669 4.44 171,336 7,150 4.17 92,385 3,921 4.24 30,612 1,056 3.45 4,000 142 3.55 4,602,442 97,993 2.13 4,113,539 110,834 2.69 136,729 117,202 2.59 2.45 2.75 2.64 20154.72%2.13%42 5620152.75% 2.59%20141114

2015 A 27 20152014 17,358 (8,402) 8,956 12,348 (1,922) 10,426 618 (338) 280 (3,801) (9,175) (12,976) 26,523 (19,837) 6,686 5,516 (9,170) (3,654) 2,519 (15,849) (13,330) 3,294 (65) 3,229 918 (4) 914 12,247 (25,088) (12,841) 14,276 5,251 19,527

28 2015 A 2015 7-9 2015 10-12 % % 2,709,322 40,190 5.89 2,821,656 38,983 5.48 1,293,552 12,852 3.94 1,259,927 12,074 3.80 640,596 2,218 1.37 578,060 2,047 1.40 514,153 3,278 2.53 433,144 4,721 4.32 5,157,623 58,538 4.50 5,092,787 57,825 4.50 % % 3,473,271 14,859 1.70 3,400,699 13,413 1.56 1,150,982 6,590 2.27 1,010,954 6,367 2.50 154,120 1,796 4.62 232,183 2,095 3.58 27,804 238 3.40 44,677 380 3.37 4,806,177 23,483 1.94 4,688,513 22,255 1.88 35,055 35,570 2.56 2.62 2.70 2.77 20152.62% 64.50% 1.88% 6 20152.77% 7

2015 A 29 5.2.4 20152,347.222.93% 20151,598.855.93% 2015 2014 % % 1,483,592 76,943 5.19 1,448,378 82,168 5.67 1,087,562 78,076 7.18 860,497 63,630 7.39 120,304 4,866 4.04 91,772 5,131 5.59 2,691,458 159,885 5.94 2,400,646 150,929 6.29 2015 13,175.58878.63 6.67%11,407.07641.675.63% 2015481.7527.62% 4.10%0.22 2015180.6441.80% 3.62%1.52

30 2015 A 5.2.5 2015979.9311.59% 2015 604.485.70% 0.30 2015 2014 % % 1,027,006 6,965 0.68 864,524 6,186 0.72 1,211,447 39,038 3.22 1,169,137 41,381 3.54 2,238,453 46,003 2.06 2,033,661 47,567 2.34 711,460 2,971 0.42 588,039 2,799 0.48 400,385 11,474 2.87 434,934 13,736 3.16 1,111,845 14,445 1.30 1,022,973 16,535 1.62 3,350,298 60,448 1.80 3,056,634 64,102 2.10 2015293.3931.24% 201571.5082.35%

2015 A 31 5.2.6 2015647.42160.81 33.05% 266.3450.66%41.14% 161.442.10%24.94% 149.64 55.66%23.11%70.00 43.47%10.81% 2015 2014 57,798 43,341 (4,379) (3,847) 53,419 39,494 11,323 9,167 64,742 48,661 5.2.7 2015534.1935.26% 2015 2014 57,798 43,341 9,562 7,692 3,799 4,116 13,681 7,017 4,215 4,204 18,644 13,033 7,897 7,279 (4,379) (3,847) 53,419 39,494 18.70 24.31%POS 3.17 7.70% 66.64 94.97% 0.11 0.26%

32 2015 A 56.11 43.05% 89.1342.75% 6.18 8.49% 5.2.8 2015113.2323.52% 2015 2014 22 (438) 1,098 156 196 590 1,839 1,541 (8) (51) 611 (145) 136 177 4,549 4,240 2,398 2,467 498 474 (16) 156 11,323 9,167

2015 A 33 5.2.9 2015557.41201410.04%27.67%2.87 20147.59%201412.02% 201418.75% 14.72% 201541.332014 6.69% 2015 2014 31,394 29,179 3,496 2,944 3,842 3,349 17,009 15,184 55,741 50,656 5.2.10 2015592.66201487.07% 2015 2014 57,507 31,254 1,002 35 257 57 500 335 59,266 31,681 2015575.0784.00%

34 2015 A 5.3 5.3.1 2015 12 3154,749.78201415.71% 2015 12 31 2014 12 31 % % 2,824,286 51.59 2,513,919 53.13 (84,842) (1.55) (65,165) (1.38) 2,739,444 50.04 2,448,754 51.75 1,440,803 26.32 997,701 21.08 600,441 10.97 670,007 14.16 63,779 1.16 55,986 1.18 529,617 9.67 469,065 9.91 24,934 0.46 23,560 0.50 30,813 0.56 26,504 0.56 3,595 0.07 3,292 0.07 9,954 0.18 9,953 0.21 1,708 0.03 1,684 0.04 16,020 0.29 10,291 0.22 13,870 0.25 15,032 0.32 5,474,978 100.00 4,731,829 100.00

2015 A 35 5.3.1.1 2015 12 31 28,242.86 12.35% 51.59%1.54 2015 12 31 2014 12 31 % % 1,507,770 53.39 1,467,585 58.38 89,815 3.18 75,007 2.98 1,226,701 43.43 971,327 38.64 2,824,286 100.00 2,513,919 100.00 2015 15,077.70 2.74%53.39% 4.99 2015 2015 12 31 898.15 19.74% 2015 12 3112,267.01 26.29%43.43% 4.79

36 2015 A 5.3.1.2 2015 12 31 2014 12 31 % % 50,809 3.53 33,022 3.31 8,272 0.57 7,168 0.72 10,176 0.71 9,315 0.93 299,559 20.79 278,526 27.92 353,137 24.51 259,434 26.00 716,064 49.70 408,752 40.97 2,786 0.19 1,484 0.15 1,440,803 100.00 997,701 100.00 2015 12 31508.09 53.86% 2015 2014 2015 12 31 2014 12 31 17,543 5,351 9,622 6,165 5,860 6,458 17,784 15,048 50,809 33,022

2015 A 37 2015 12 31 2014 12 31 304 299 3,874 3,970 655 766 3,439 2,133 8,272 7,168 2015 12 312,995.59 7.55% 2015 MLF PSL2014 2015 12 31 2014 12 31 94,429 77,265 94 99 68,822 91,223 66,235 34,190 66,728 73,828 2,906 2,215 1,012 317 300,226 279,137 (667) (611) 299,559 278,526

38 2015 A 2015 12 313,531.37 36.12% 2015 12 31 2014 12 31 171,028 109,919 165,890 133,197 14,214 9,410 2,100 6,979 353,232 259,505 (95) (71) 353,137 259,434 2015 12 317,160.64 75.18% 5.9.1 2015 12 31 2014 12 31 747 594 11,154 21,229 20,389 21,335 78,067 111,636 101,702 86,836 58,615 40,450 48,198 56,330 402 143,351 24,557 254,858 45,451 717,081 408,820 (1,017) (68) 716,064 408,752

2015 A 39 2015 12 31 2014 12 31 352,615 372,158 256,074 261,326 2015 12 (%) 94 2016.10 3.10 244,782 2016.01-2041.02 0.00-5.90 30,054 2016.01-2026.08 0.00-5.47 25,670 2016.01-2039.12 0.00-8.30 12,979 2016.02-2020.04 0.00-5.85 3,836 2016.04-2023.10 0.00-6.40 317,415 2015 12 (%) 173,594 2016.01-2065.11 0.00-5.05 666 2016.03-2020.10 4.60-6.15 105,048 2016.06-2025.12 2.71-4.50 234 2027.10 7.50 1,340 2016.05-2018.08 0.00-1.87 774 2016.02-2017.12 0.25-1.00

40 2015 A (%) USY39656AA40 50,000 53,015 23.85 1,332 XS1257592037 34,000 34,720 15.62 720 00388.HK 4,830 1,003,512 199,097 11.56 XS1328130197 25,000 25,189 11.33 189 WLGF II 127,000 127,000 126,583 8.67 V Visa Inc 2,049 217,444 15,682 7.06 03988.HK 46,932 15,182,000 52,530 3.05 01288.HK 32,323 10,000,000 31,600 1.83 MA Master Card 38,400 3,741 1.68 00941.HK 24,726 319,500 27,940 1.62 202,912 220,548 12.82 21,478 2,500 2,013 0.91 1. 2. 2015 12 3174.54 42.4232.12 2015 12 31 46.17%13.48%15.22% 25.13% 0.9247 2015 12 3127.86 87.74% 10 50% 2015 12 31 2014 12 31 2,732 1,465 54 19 2,786 1,484 2,786 1,484

2015 A 41 (%) (1) 32,081,937 100.00 231,028,792 30,313,858 2,404,037 3,214,831 855,545 100.00 1,000,000,000 855,545 290,306 217,146 6,000,000 100.00 6,000,000 1,549,897 1,723,195 708,193 55.00 115,500,000 882,274 383,184 716,899 646,443 50.00 725,000,000 1,391,417 148,543 351,658 1,000,000 50.00 1,000,000,000 995,000 (5,000) 306,671 10.00 180,000,000 345,708 120,600 155,000 3.75 110,000,000 155,000 5,500 8,400 2.10 2 8,400 1,950 189,620 3.77 99,800,000 149,700 20,000 13.33 20,000,000 71,149 21,474 (23) 2,000 20.00 20,000 8,502 792 70,000 16.67 70,000,000 130,062 6,389 30,007 21,000 21.00 42,000,000 82,851 5,025 15,344 810 27.00 810,000 3,875 1,222 (78) I-Tech Solutions Limited 3,000 50.00 3,000,000 2,922 45 136 0.35 136,000 136 4,023 7.83 100,000 11,254 6,000 6.00 60,000 6,000 570 3.00 1 2015 12 31 53(g) 2015 12 31 2014 12 31 1,195,623 839 (538) 360,545 420 (629) 1,141,846 9,332 (7,035) 1,020,501 8,879 (9,615) 217 5 (2) 1,039 16 (2) 2,337,686 10,176 (7,575) 1,382,085 9,315 (10,246)

42 2015 A 2015 5.3.1.3 2015 2015 12 31 5.7999.54 5.3.2 2015 12 3151,132.20201415.77% 2015 12 31 2014 12 31 % % 3,571,698 69.85 3,304,438 74.82 711,561 13.92 697,448 15.79 62,600 1.22 20,000 0.45 178,771 3.50 94,603 2.14 20,227 0.39 13,369 0.30 7,575 0.15 10,246 0.23 185,652 3.63 66,988 1.52 6,524 0.13 6,068 0.14 12,820 0.25 11,656 0.26 39,073 0.76 45,349 1.03 251,507 4.92 106,155 2.40 867 0.02 771 0.02 64,345 1.26 39,678 0.90 5,113,220 100.00 4,416,769 100.00

2015 A 43 2015 12 3135,716.9820148.09% 69.85% 2015 12 31 2014 12 31 % % 1,167,467 32.69 973,646 29.46 1,194,064 33.43 1,237,765 37.46 2,361,531 66.12 2,211,411 66.92 835,062 23.38 644,836 19.52 375,105 10.50 448,191 13.56 1,210,167 33.88 1,093,027 33.08 3,571,698 100.00 3,304,438 100.00 2015 12 3156.07%20147.09 49.44%20145.41 69.00%201410.00 5.3.3 2015 12 31 2014 12 31 25,220 25,220 67,523 67,523 6,086 430 34,009 28,690 64,679 53,979 163,289 138,562 360,806 314,404 952 656 361,758 315,060

44 2015 A 5.3.4 2015 12 % 6.79% 1 6.28% 1 6.59% 2 15.11% 1 2015 2015 5.4 2015 12 31 28,242.86 12.35%1.68%0.57 178.95%54.473.00%0.41 5.4.1 2015 12 31 2014 12 31 % % 2,703,082 95.71 2,439,368 97.03 73,794 2.61 46,634 1.86 31,233 1.11 17,343 0.69 11,050 0.39 7,580 0.30 5,127 0.18 2,994 0.12 2,824,286 100.00 2,513,919 100.00 47,410 1.68 27,917 1.11 474.10 69.82% 0.42 1.11%737.94 2.61%0.75

2015 A 45 5.4.2 2015 12 31 2014 12 31 % % (1) % % (1) 1,507,770 53.39 34,333 2.28 1,467,585 58.38 20,466 1.39 768,942 27.23 19,220 2.50 762,925 30.35 12,574 1.65 370,599 13.12 3,810 1.03 350,416 13.94 1,324 0.38 219,706 7.78 3,406 1.55 231,298 9.20 2,106 0.91 (2) 148,523 5.26 7,897 5.32 122,946 4.89 4,462 3.63 (3) 89,815 3.18 75,007 2.98 1,226,701 43.43 13,077 1.07 971,327 38.64 7,451 0.77 310,777 11.00 4,744 1.53 338,813 13.48 3,612 1.07 499,455 17.69 2,258 0.45 329,178 13.09 871 0.26 313,244 11.09 4,296 1.37 219,888 8.75 2,069 0.94 (4) 103,225 3.65 1,779 1.72 83,448 3.32 899 1.08 2,824,286 100.00 47,410 1.68 2,513,919 100.00 27,917 1.11 (1) (2) (3) (4) 2015 4.79 43.43% 1.07%0.30 4.99 2.28%0.89

46 2015 A 5.4.3 2015 12 31 2014 12 31 % % (1) % % (1) 1,507,770 53.39 34,333 2.28 1,467,585 58.38 20,466 1.39 332,147 11.77 15,238 4.59 360,270 14.33 9,628 2.67 251,373 8.90 10,279 4.09 301,395 11.99 6,547 2.17 213,080 7.54 1,174 0.55 179,983 7.16 460 0.26 159,349 5.64 1,387 0.87 148,473 5.91 741 0.50 101,270 3.59 772 0.76 102,314 4.07 396 0.39 112,337 3.98 78 0.07 101,064 4.02 58,308 2.06 3,923 6.73 64,960 2.58 1,629 2.51 84,240 2.98 186 0.22 52,152 2.07 110 0.21 33,531 1.19 125 0.37 30,421 1.21 150 0.49 30,101 1.07 134 0.45 22,313 0.89 55 0.25 (2) 132,034 4.67 1,037 0.79 104,240 4.15 750 0.72 89,815 3.18 75,007 2.98 1,226,701 43.43 13,077 1.07 971,327 38.64 7,451 0.77 2,824,286 100.00 47,410 1.68 2,513,919 100.00 27,917 1.11 (1) (2) 2015 84%

2015 A 47 5.4.4 2015 12 31 2014 12 31 % % (1) % % (1) 381,327 13.50 4,790 1.26 290,911 11.57 2,658 0.91 539,925 19.12 10,733 1.99 479,535 19.07 9,895 2.06 368,137 13.03 4,274 1.16 344,987 13.72 2,675 0.78 463,440 16.41 5,071 1.09 385,848 15.35 3,675 0.95 140,913 4.99 3,012 2.14 128,884 5.13 1,823 1.41 292,361 10.35 9,956 3.41 263,511 10.48 4,331 1.64 345,113 12.22 8,862 2.57 322,046 12.81 2,409 0.75 57,773 2.05 69,523 2.77 235,297 8.33 712 0.30 228,674 9.10 451 0.20 2,824,286 100.00 47,410 1.68 2,513,919 100.00 27,917 1.11 (1) 2015 62% 5.4.5 2015 12 31 2014 12 31 % % (1) % % (1) 671,321 23.77 7,999 1.19 544,936 21.68 3,000 0.55 444,698 15.75 19,587 4.40 450,713 17.93 11,077 2.46 1,241,633 43.96 16,250 1.31 1,059,962 42.16 12,651 1.19 376,819 13.34 3,574 0.95 383,301 15.25 1,189 0.31 89,815 3.18 75,007 2.98 2,824,286 100.00 47,410 1.68 2,513,919 100.00 27,917 1.11 (1) 1.80 2.09

48 2015 A 5.4.6 2015 12 31 % % A 8,400 2.08 0.30 B 6,585 1.63 0.23 C 5,534 1.37 0.20 D 4,644 1.15 0.16 E 4,572 1.13 0.16 F 4,000 0.99 0.14 G 3,940 0.98 0.14 H 3,934 0.98 0.14 I 3,570 0.89 0.13 J 3,502 0.87 0.12 48,681 12.07 1.72 84.002.08% 486.8112.07%1.72% 5.4.7 2015 12 31 2014 12 31 % % 3 35,396 1.25 27,480 1.09 31 32,247 1.14 19,542 0.78 13 11,847 0.42 4,751 0.19 3 878 0.03 931 0.04 80,368 2.84 52,704 2.10 2,824,286 100.00 2,513,919 100.00 803.68 276.64 2.84% 0.7446.17%33.36%20.47% 90 1.05

2015 A 49 5.4.8 2015 12 31 2014 12 31 % % 4,531 0.16 996 0.04 90 2,506 0.09 534 0.02 0.16%0.12 5.4.9 16.729.816.91 5.4.10 2015 2014 65,165 48,764 59,486 32,895 (1,979) (1,641) (1,137) (655) 1,464 651 (38,383) (14,917) 226 68 84,842 65,165 848.42 196.77178.95%54.473.00% 0.41

50 2015 A 5.5 2015 12 3112.57%10.83% 0.66 0.90 2015 12 31 2014 12 31 (%) (1) 1. 347,434 301,977 15.05 2. 347,444 301,982 15.05 3. 403,409 358,334 12.58 4. (2) 3,009,265 2,748,687 9.48 2,657,383 2,471,180 7.53 36,972 22,610 63.52 314,910 254,897 23.54 5. 3,208,152 2,893,732 10.87 6. 10.83% 10.44% 0.39 7. 10.83% 10.44% 0.39 8. 12.57% 12.38% 0.19 (3) 9. 6,275,592 3 3 10. 5.54% 4.96% 0.58 1 2 3 2012 6 7 2015 12 31 95% 90%80% 20152015 2 122015 5.55% 5.26% 5.51% 20142011 6 1

2015 A 51 2015 12 3112.15%10.38% 0.69 0.94 2015 12 31 2014 12 31 (%) 1. 307,888 268,845 14.52 2. 307,888 268,845 14.52 3. 360,460 320,740 12.38 4. 2,765,712 2,546,291 8.62 2,436,307 2,285,300 6.61 31,699 19,123 65.76 297,706 241,868 23.09 5. 2,966,543 2,687,891 10.37 6. 10.38% 10.00% 0.38 7. 10.38% 10.00% 0.38 8. 12.15% 11.93% 0.22 2015 12 3111.91%0.17 9.93%0.33 2015 12 31 2014 12 31 (%) (1) 1. 347,434 301,977 15.05 2. 347,444 301,982 15.05 3. 416,834 369,532 12.80 4. 3,499,231 3,146,571 11.21 5. 9.93% 9.60% 0.33 6. 9.93% 9.60% 0.33 7. 11.91% 11.74% 0.17 1 2012 6 7

52 2015 A 2015 12 3111.46%0.19 9.44%0.32 2015 12 31 2014 12 31 (%) 1. 307,888 268,845 14.52 2. 307,888 268,845 14.52 3. 373,886 331,937 12.64 4. 3,261,357 2,946,283 10.69 5. 9.44% 9.12% 0.32 6. 9.44% 9.12% 0.32 7. 11.46% 11.27% 0.19 576,858 576,858 1,577,865 1,577,865 1,443,562 1,443,562 491,748 491,748 561,704 561,704 390,110 390,110 2,426,490 2,722,954 158,050 166,857 7,350 8,927

2015 A 53 2015 29.6 369.7 7.622.0 25099% 10 2015 1 301 243 2 815 347 3 109 109 4 671 234 5.6 2015 2014 (%) (%) 12,508 16.66 30,798 41.94 34,792 46.34 29,105 39.64 22,983 30.61 16,199 22.06 4,796 6.39 (2,671) (3.64) 75,079 100.00 73,431 100.00 347.9219.54% 46.34% 6.7035.78% 20143.91

54 2015 A 2015 12 31 2015 12 31 2015 (%) (%) (%) 2,105,486 38 1,808,257 35 31,968 42 762,902 14 761,795 15 3,572 5 511,402 9 503,469 10 11,163 15 607,634 11 597,665 12 13,218 18 201,537 4 199,294 4 2,990 4 385,401 7 382,889 7 3,683 5 421,469 8 422,455 8 431 1 142,219 3 140,900 3 1,791 2 336,928 6 296,496 6 6,263 8 5,474,978 100 5,113,220 100 75,079 100 2014 12 31 2014 12 31 2014 (%) (%) (%) 1,863,145 39 1,629,954 37 1,998 3 590,741 12 586,447 13 10,514 15 425,612 9 414,438 9 14,922 20 527,907 11 515,926 12 15,988 22 173,827 4 170,945 4 3,865 5 333,656 7 328,146 8 7,510 10 378,606 8 370,196 8 11,212 15 126,892 3 121,176 3 2,077 3 311,443 7 279,541 6 5,345 7 4,731,829 100 4,416,769 100 73,431 100

2015 A 55 5.7 5.7.1 2015 11,701.00 5.7.2 2015 5.7.3 1. 7,691 159,885 158,811 8,765 11,668 48,175 46,768 13,075 4,201 26,662 27,769 3,094 23,560 234,722 233,348 24,934 2. 24,934 3,907 198 5.7.4 20154,004.201,282.47 47.12% 2,028.32 3,716.031,956.24 111.16% 1,248.851,030.06 470.80%2015 1,262.12596.61%

56 2015 A 5.7.5 2 5.8 5.8 5.8.1

2015 A 57 5.8.2 1 62.62%65.60% 2.9810.69%15.96% 5.27 2 (RMBS)RQFII 8 230.2 516.67% RMBS 1,100 3 20152015 592.7733.65% 30.92% 2.75534.2533.68% 232.4470.32%89.13 42.75% 38.6670.84%28.12 31.65%75.19164.10%1.34 2015 94.61201424.62% 18.09 66.41%35.6768.89% 4 11.46%9.44% 0.19 0.32 12.15%10.38% 0.220.38(RAROC) 21.15%

58 2015 A 5 27.32%3.27254 15.25%91 4,380 6 97.32%1.94 20.48% 59.04%95.50%2.542.18 1 2015 347.9219.54% 50.47% 7.73 890.4029.98%46.44% 2.93 (RAROC) 80.4%26.4 2 264.3040.28% 744.003.81% 3 2015 853 8,891 2015 10,000 12.22 1,300 3,527 72,356.03 9,073.84

2015 A 59 5.9 5.9.1 1 2015 PPP 8 2 20152.81% 11 2016 20155 2015 (FTP)

60 2015 A 3 2015 12 311.80%0.602.65% 0.71177.09%52.902.35% 0.92 3,316.21 221.95 1,732.26 323.786.69%0.53 0.67%0.35 2,576.05 190.091,312.99 168.155.07% 0.06 490.44 63.001.89% 0.025.46%3.71 4 201510.69%5.27 2016

2015 A 61 5 2014 4 18 20154230.2 2015-20172017 9% 10% 12%2015 1.380.380.15 6 275.70 390.07 58.59% 300 244.42 2015 4 20154

62 2015 A 7 2015 12 316,847.91 87.40%2,383.84 0.21% 0.80% 0.804,464.07 252.77% 534.98 37.34 3,800.90 3,206.32 128.19 29.67 [2014]127 2015 12 3147.74 2.00% 2015 12 31 257.2476.65%7.642.97%5.64 [2014]127 114.59 56.28% 8 2015 6,272 2,0541,839.095.10.4 VISA VISA-Checkout HCE Apple Pay O2O E E+ E 1,00024

2015 A 63 655731 2015 2016 2015 3 646.87 49.1320.280.63% 9 2015 8 292015 10 1

64 2015 A 5.9.2 2016 201611%9% 2016

2015 A 65 5.10 2015 50% 5.10.1 2015347.92 19.54%50.47% 7.73 890.4029.98%46.44% 2.93 624.0622.78%70.09% 266.3450.66%29.91%44.93% 2015 93.5324.86% 170.7983.86%66.04% 2015 126,69419.00% 50 164.7627.76% (AUM)47,49636.88% 6,350 37,29643.41%78.52% 11,291.2411.33%10.05 71.10% 9,116 19.92% 1.1120,472.45 20.13%POS9,07311.96% 2015 (AUM)

66 2015 A 201579,8066,057 1,054 2,800170.79 83.86%66.04%75.11164.29% 28.0531.94%32.0954.20% 34.29 63.60% 2015 12 311,000 49,03249.12%12,521 66.37%48.21 31.97%4562 2015 6,9173,782618 3,103 19.03%2015 18,19536.67%4,331 24.72% 3,130.56 42.50% 2015 2015 267.29 201456.81%95.98201438.78% 0.431.37%

2015 A 67 5.0 2,000 + Visa Checkout 2015 12 3112,095.2426.62% 46.71%4.91 2015 12 31162.49 27.19% 130.321.08%0.30 201587.72%60.04% 2015 4,912.66 52.87%40.62% 723,089.73 7.94% 25.55%9.591.54% 0.4637.03%3.46 70% PAD

68 2015 A 5.10.2 2015 125.08 18.14% 744.003.81%38.80% 582.564.27%78.30% 161.442.10%21.70% 27.23% 2015 23.85% 2.65 102.78 3038.63% 2015 12 3112,969.74 2.64% 50.09%4,943.40 39.89%0.59 2.60%1.01 9.32%4.01 2015 2015 12 31559.13 36.27 4.31%1,565.03 55.5612.07% 5.9.1 56.18% 78.3114.02%1,981.99 15.99% 3.32 22.35%0.61

2015 A 69 + + 2015 12 31 26,44225.60% 47.55%4,116.2934.33% 1,582.8522.05% 1.64%47IPOIPO 85.16 20152015 12 31 867.84 144.34 2015 1.55 2015 12 31 828.16 24.14% 3.20% 20152015 12 31 22,922.79 6.89% 21,632.829.89% 50.11%5.30 2015 2.06% 0.30 2015 12 31831,90651.74%C+ 2127 C+ (CBS)CBS5 485 2.54 +C+ 82015 2015 12 31 57210,537 247% 264%679.98 60.88%

70 2015 A BPO 711332.24% 2,388.113.94%5,156.9315.90% 2015 12 3112.22 1.08 3,076.040.42% 8,308.0719.08% 3.53%0.14 1,752.339.73% 4.48%0.12 65,95819.11% 219.35 40.73%88.9946.45%99.3646.16% 2015 12 313.9726.43% 2,831.7848.00%163.36 35.18% 25.83%67.650.55% 1.32 2015 4,003.9464.46% WIND521 61.80%14.6290.74% 468.4064.18%5.42 216.37%

2015 A 71 5.10.3 2013 229.8341.88% 33.34%9.55264.3040.28% 13.78%114.6624.25% 149.64 55.66% 2015 12 317,028.620.40% 24.5258.51% 1,47462.30% 1,735.1753.52% 644.5451.66% 270.06%337,119.52 699.5316.26% 22,600187.90% 13219 973 2015 12 31 76.37271 8,330 13.4083.81%18,206.93 118.97% 9,617.02296.33%52.82% 23.64 2015 1,687.61 5.9.1

72 2015 A 2015 (QDIE) QDIE MOM 2015 71,557.79101.97% 35.6768.89%11,50648.71% QDIE 5 7,406.214.084.02% 42.42 2.122.65% 201531,70654.58%805 98.77%12,6081,261.56%28,636 50.00%

2015 A 73 5.10.4 2015 12 31130132 1,57511 3,20212,495 2,197 10,298 2,618 2016 1 19 201515.89 2015 12 316,315.48 2,758.881,861.56 201525.25182.10%9.20 158.51%5.35137.28% 8 155.60% 19.90197.18%1.20179.75% 4.0 APP 4.0+ 1,032 2015 12 3125.30 667 2015 20152,099.61 96.51%2.89 PC 6.27% 11.5217.29%30.533.98 12.43%29.7117.76% 7.54 13.83%0.822.50%

74 2015 A C+2015 12 31 825,41152.09% 12,96570.64% 83.4972.25% 2015 43.21% 9.9497.30% 2091.46% 99.27% 0.93 5.10.5 2002 2015 19.22 16.58 1,076 2008 2015 6,0097.47%

2015 A 75 2013 11 2015 1,712 6.20% 2015 3 1.9470.94 5.10.6 19332015 12 3111.61 38 41 12015 12 311,945 201532.502.56% 201538.70 0.70%1.61% 11 20.88 24.67% 201533.28% 1.120.07% 2015 12 312,569.7620143.80% 264.33201414.59% 1,461.042014 5.17%1,802.1320141.74%64.42%20140.95 2015 12 3117.30%13.54% 11.64%41.72% (www.winglungbank.com) 2015

76 2015 A 5.10.7 5 2008 4 23 2015 12 31601841,039.66 0.56%119.98 16.14% 201514.96 5.13% 5.10.8 1993 2015 12 311016333.06 25.85%20.4510.18% 2015 3.44 6.50% 2016 1 20441.29 5.10.9 2002 12 272.155% 2015 12 31 32.11 40.46%14.39 51.16% 272 8,663103.50% 20155.48 128.33% 5.10.10 2003 8WTO 50% 2015 12 3114.52,288 181.64 25.72%27.56 14.40% 201578.47 47.92%2.9233.33%

2015 A 77 5.11 2015 53 5.11.1 2015

78 2015 A 5.11.2 2015 5.11.3 1 (1)

2015 A 79 2015 VaR 2015 (2) 2015NII NII NII 2015 125125 FTP NII45

80 2015 A 2 2015 12 IMFSDR (1) (VaR 2015 8 11 (2) 2015

2015 A 81 5.11.4 5.11.5 2015 MLF 2015 12 119.71% 1 49.71 1

82 2015 A FTP 2015230.2 5.11.6 5.11.7 5.11.8 2015

2015 A 83 5.12 5.12.1 2015 2015531.8910% 53.19 1.5%107.20 AH106.90 AH 20152015 5.12.2 10 10 10 (%) 2013 6.20 15,636 51,743 30.22 2014 6.70 16,897 55,911 30.22 2015 6.90 17,402 57,696 30.16 20152015 5.12.3 1 2014 (1) (2) 30% (3) (4)

84 2015 A (5) H (6) (7) 2 2014 2014 2015 2015 2014 2015 5.13 3,646.58 8.57 2015 2016 3 30

2015 A 85 6.1 6.2 6.3 6.4 2015 12 3116

86 2015 A 6.5 6.6 6.7 30 6.8 30% 5%

2015 A 87 6.9 2015 12 31 ) XV7 8 352 10 (%) (%) A 65,800 0.00032 0.00026 6.10 6.11 6.12

88 2015 A 6.13 7.4 6.14 7.4 6.15 2013A H (www.cmbchina.com)2013 8 22A 2015 7 10

2015 A 89 6.16 6.16.1 2015 2015 20152015 6.16.2 20152 2015 12 31 107.934.61% 0.42% 2015 12 31 (%) 3,520 32.61 900 8.33 700 6.49 650 6.02 573 5.31 424 3.93 422 3.91 400 3.71 370 3.43 300 2.78 8,259 76.52 35.2032.61% 82.59 76.52% 0.5%

90 2015 A 5% 5% 2015 2014 12 31 12 31 (%) 13.04 0 0 10.72 0 0 6.24 0 0 4.99 0 0 3.74 0 0 3.66 0 0 0 0 2015 12 3150.18 0.19% 0.5% (%) 3,520 0.98 6.16.3 14A 2014 8 26 20152016 302015 4 28 201520162017 52015 6 16 2015 20162017 12 2014 8 262015 4 282015 6 16 55%45% 2014 8 262015 1 12016 12 31

2015 A 91 201530 14.075% 2015 12 31150,850 100%29.97% 50.86% 2015 4 282015 1 12017 12 31 (1) (2) (3) 20155 14.075% 2015 12 3146,299 97.56%10.72% 2015 6 162015 1 12017 12 31 (1) (2) (3) 201512 14.075% 2015 12 3190,684

92 2015 A 6.16.4 (1) (2) (3) (4) 3000 740 14A.56 6.17 57 6.18 2015 12 31 19,314 5,249,7002015 12 31 176100,176 124517,500

2015 A 93 6.19 [2003]56 2015 2015 12 312,360.77 67.06%

94 2015 A 6.20 6.21 H H 6.22 6.23 20142015 20152002 20152015 2015 2,235160 AH 645 21 21

2015 A 95 6.24 2015 6.25 2015 12 31 6.26 2015 6.27

96 招商銀行股份有限公司年度報告 2015(A 股 ) 第七章股份變動及股東情況股份變動及股東情況 7.1 報告公司股份變動情況 2014 12 31 2015 年 12 31 (%) ( 股 ) (%) 有限股份限股份 25,219,845,601 100.00 25,219,845,601 100.00 1A 20,628,944,429 81.80 20,628,944,429 81.80 2 3 H 4,590,901,172 18.20 4,590,901,172 18.20 4 股份 25,219,845,601 100.00 25,219,845,601 100.00 266,723 H 37,967A228,756 2016 2 29280,614 H 37,910 A242,704 2015 12 31

2015 A 97 7.2 (%) 1 (1) 4,538,723,917 18.00 H 5,615,660 2 3,289,470,337 13.04 A 127,046,014 3 2,704,596,216 10.72 A 4 1,574,729,111 6.24 A 5 1,258,542,349 4.99 A 510,952,663 6 944,013,171 3.74 A 290,877,512 7 923,853,653 3.66 A 657,356,174 8 696,450,214 2.76 A 27,801,047 9 598,434,742 2.37 A 454,267,958 10 450,164,945 1.78 A (1) H (2) 10 2015 12 31 29.97% 2016 2 18 (3)

98 2015 A 7.3 2015 12 31336 (%) (%) A 6,752,746,952 1 32.73 26.78 H 806,680,423 1 17.57 3.20 A 3,289,470,337 58,147,140 1 3,347,617,477 16.23 13.27 H 806,680,423 1 17.57 3.20 A 923,853,653 2,426,079,282 1 3,349,932,935 16.24 13.28 Best Winner Investment Limited A 58,147,140 1 0.28 0.23 H 328,776,923 1 7.16 1.30 A 1,258,542,349 1 944,013,171 1 2,202,555,520 10.68 8.73 A 2,704,596,216 13.11 10.72 A 1,574,729,111 7.63 6.24 JPMorgan Chase & Co. H 122,104,698 242,006,195 139,743,375 503,854,268 2 10.98 2.00 44,962,101 2 0.97 0.18

2015 A 99 (%) (%) H 477,903,500 3 10.41 1.89 H 477,903,500 3 10.41 1.89 H 477,903,500 3 10.41 1.89 Verise Holdings Company Limited H 477,903,500 3 10.41 1.89 China Merchants Union (BVI) Limited H 477,903,500 3 10.41 1.89 BlackRock, Inc. H 269,818,362 4 5.88 1.07 1,696,500 4 0.04 0.006 * 2015 12 31 (1) 6,752,746,952 A 806,680,423 H (1.1) 3,289,470,337 A (1.2) 923,853,653 A (1.1) 90% 10% (1.3) Best Winner Investment Limited 58,147,140 A328,776,923 HBest Winner Investment Limited (1.4) 1,258,542,349 A (1.2)51% 49% (1.5) 944,013,171 A (1.2)(1.3)50% (1.6) China Merchants Union (BVI) Limited 477,903,500 HChina Merchants Union (BVI) Limited 50% (1.1) 10.55% 89.45% (1.7) 1 2223,523,762 A 1 2(1.2) (1.8) 55,196,540 A 27.59%2015 12 23 10 (2) JPMorgan Chase & Co. 503,854,268 H 44,962,101 H JPMorgan Chase & Co. (2.1) China International Fund Management Co Ltd. 6,570,000 HChina International Fund Management Co Ltd. 49%JPMorgan Asset Management (UK) LimitedJPMorgan Asset Management (UK) Limited JPMorgan Chase & Co.

100 2015 A JPMorgan Chase & Co. 139,743,375H35,996,897 H 44,962,101 H 5,080,620 H6,686,000 H 2,597,000 H 2,728,000 H5,135,452 H 28,188,277 H30,543,649 H (3) China Merchants Union (BVI) Limited 477,903,500 H (3.1) China Merchants Union (BVI) Limited477,903,500 HVerise Holdings Company LimitedChina Merchants Union (BVI) Limited 50% China Merchants Union (BVI) Limited477,903,500 H (3.2) Verise Holdings Company Limited Verise Holdings Company Limited 477,903,500 H (3.3) (3)90% 477,903,500 H (3.4) (3) (3.1) (3.3)477,903,500 H (4) BlackRock, Inc. 269,818,362 H 1,696,500 H128,500 HBlackRock, Inc. (4.1) BR Jersey International Holdings L.P. BlackRock, Inc.86%BR Jersey International Holdings L.P. (4.1.1) BlackRock Japan Co., Ltd.BR Jersey International Holdings L.P.5,342,500 H (4.1.2) BlackRock Asset Management Canada Limited 504,500 HBlackRock Asset Management Canada Limited BR Jersey International Holdings L.P.99.9% (4.1.3) BlackRock Investment Management (Australia) LimitedBR Jersey International Holdings L.P. 574,000 H (4.1.4) BlackRock Asset Management North Asia LimitedBR Jersey International Holdings L.P. 2,246,124 H (4.2) BlackRock Group Limited BR Jersey International Holdings L.P.(4.1)90%BlackRock Group Limited (4.2.1) BlackRock (Netherlands) B.V. 2,778,309 H (4.2.2) BlackRock Advisors (UK) Limited 45,693,283 H (4.2.3) BlackRock International Limited 1,540,498 H (4.2.4) BlackRock Asset Management Ireland Limited 29,046,784 H (4.2.5) BLACKROCK (Luxembourg) S.A. 539,792 H (4.2.6) BlackRock Investment Management (UK) Limited 10,693,693 H (4.2.7) BlackRock Asset Management Deutschland AG 229,231 H (4.2.8) BlackRock Fund Managers Limited 1,969,711 H (4.2.9) BlackRock Life Limited 88,000 H (4.2.10) BlackRock Asset Management (Schweiz) AG 22,000 H 2015 12 31 336

2015 A 101 7.4 (1) 1992 2 22 5910001145-2 (2) 100% 1872 10.55% 100% 89.45% 100% 10% 90% 49% 27.59% 51% 100% 50% China Merchants Union (BVI) Limited 100% Best Winner Investment Limited 50% 4.55% 50% 1.89% 1.53% 13.04% 3.74% 4.99% 0.22% 4.55%0.89% 2015 12 31 29.97% A26.78%H3.20% Best Winner Investment Ltd.2015 10 8

102 2015 A (3) 2015 12 28 [2015]181 2016 2 24 22,207,847 0.09% 7,581,635,22230.06% 26 2016 2 29 7.5 10% 10.72%2011 12 31 370 59963808-5 97.56%

2015 A 103 7.6 7.7 2015 2015 553 2.485%2015 12 31

104 2015 A 8.1 1956.5 2014.8 2016.5 2014.7 2016.5 1953.1 2014.8 2016.5 2014.3 2016.5 1959.5 2015.11 2016.5 2014.11 2016.5 1965.12 2013.8 2016.5 2013.9 2016.5 474.60 1955.4 2001.4 2016.5 1958.6 2001.4 2016.5 1959.3 2007.6 2016.5 379.68 1966.12 2010.8 2016.5 1963.3 2007.6 2016.5 1968.2 2014.9 2016.5 1952.1 2015.1 2016.5 27.50 1949.5 2011.7 2016.5 30.00 1946.2 2012.7 2016.5 30.00 1955.6 2011.11 2016.5 30.00 1966.9 2012.71 30.00 1962.9 2015.1 2016.5 27.50 1962.1 2014.8 2016.5 379.68 1955.9 2003.5 2016.5 1961.5 2015.9 2016.5 1963.7 2012.5 2016.5 1949.4 2011.51 37.502 1947.2 2014.61 40.002 1957.8 2014.10 2016.5 65,800 65,800 30.00

2015 A 105 1971.4 2014.8 2016.5 224.71 1966.6 2015.3 2016.5 190.38 1960.3 2006.5 2016.5 332.22 1957.5 2008.5 2016.5 332.22 1960.7 2008.12 2016.5 3 1956.12 2011.6 2016.5 332.22 1965.8 2013.12 2016.5 332.22 1963.2 2014.7 332.22 1965.12 2015.1 2016.5 332.22 1964.11 2015.2 2016.5 3 1958.5 2012.6 2016.5 284.76 1961.3 2013.5 2016.54 284.76 1957.3 2013.8 2015.7 2007.6 2015.7 189.84 1947.9 2013.11 2015.1 1954.6 2014.3 2015.1 1962.7 2013.5 2015.3 40.50 1960.4 2012.5 2015.8 1 2 3 4 5 6 7 8 2014 10-12 2015 1-12 2014 7-122015 1-10 2013 52015 2

106 2015 A 8.2 2014 2015 1 2015 2015 11 2015 7 14 2015 12015 8 26 2015 11 12 2015 2015 3 2015 8 2015 92015 11 2014 122015 2

2015 A 107 8.3 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Hutchison Port Holdings Trust

108 2015 A 16 17 8.4 2014 7 2013 72016 1 2014 7 2002 72015 3 2000 122016 1 2011 11 2011 9 2006 9 2012 12015 6 2006 9 2015 8

2015 A 109 8.5 2014 7 2014 8 2014 3 2014 81990 2016 2014 11 2015 11 1998 72003 7 2003 72006 122006 122011 3 2011 32013 5 2013 52013 9 FINAFRICA 2001 4 (CEO)

110 2015 A 2001 4 1997 52000 42002 3 2001 12 2007 32007 62013 5 2010 8 2007 6 2014 9 2015 1

2015 A 111 2011 7 Hutchison Port Holdings Trust 2012 7 2011 11 2005 11 19982007 2003 2012 7 2001 72012 11 2015 1

112 2015 A 2014 8 1984 81991 101991 101994 2 1994 22003 7 2003 72014 7 2014 7 2001 42003 52003 5 2002 22010 8 2010 82012 12012 12015 6 2000 32015 92015 9 1996 102006 9 2006 9 2012 520002004 20042011 2011 32015 8 2015 52015 12 2015 8 2015 12 2011 5 2014 61984 8 1985 91997 121998 7 1998 62002 81998 61999 32002 82008 2 2008 22002 62004 42007 62010 6

2015 A 113 2014 10 1987 81993 101993 102002 8 2002 9 2012 2014 81994 7 2006 4 2006 42014 7 2014 72015 8 2015 8 2015 3 1988 7 1993 41994 4 2005 42014 12 2014 12 1995 5 2006 5 1996 12 2008 5 2008 82008 12 2000 5 2011 62013 11 2000 9 2013 12

114 2015 A EMBA2003 92014 72014 7 2012 62013 11 2015 1 2009 12 2012 7 2014 112015 2 2002 1 2012 6 2014 9 1993 2006 8 200720091996 201220102014 2016 22018 12013 12 2015 112009

2015 A 115 8.6 8.7 2015 2015 H 8.8 H 20142015A2015 H2015A H HH 2015 4 104 226 19

116 2015 A 8.9 2015 12 3176,192439

2015 A 117 100% 8.10 20155 2015 12 31 7088 518040 1 5,777 1,880,899 686 201201 1 12,311 310,273 1088 200120 107 4,382 209,507 200131 1 35 2,835 6 1 210005 78 2,705 143,826 23 310007 63 2,503 142,565 342 315042 32 1,145 66,621 36 215028 36 1,156 112,288 9 214001 15 682 30,733 325000 12 495 31,486 2 4 5 1 2 3 111 226007 13 412 19,486

118 2015 A 35 100005 1 9 1 156 100031 112 4,740 241,753 65 266103 63 1,943 66,024 255 300204 41 1,610 97,268 9 7 250012 56 1,764 81,473 172 050000 14 298 18,017 44 063000 1 134 3,373 5 510620 66 2,542 105,542 2 518001 106 4,560 264,923 60 350003 39 1,087 62,002 309 361001 30 907 47,581 6 301 362000 16 450 25,722 200 523129 32 918 40,450 12 528200 33 1,102 59,943 12 110003 49 1,592 56,776 17 116001 37 1,251 55,562 3 150001 37 975 57,928 9999 130022 25 578 29,991 518 430022 62 2,242 107,588 468 330003 47 1,279 80,542 766 410005 54 1,431 48,702 169 230061 42 1,078 39,864 96 450018 35 1,124 54,669 1 030001 25 821 32,663 C 570100 9 243 18,071

2015 A 119 1 610000 49 1,486 55,864 9 730030 28 846 29,360 1 710001 60 1,735 64,080 88 401121 45 1,490 74,425 2 830000 18 685 26,592 48 650051 43 1,209 71,508 9 010040 18 665 26,905 92-1 530022 19 474 22,107 284 550001 18 408 20,200 217 750000 12 307 14,965 4 810000 9 242 12,860 12 1 166 90,170 509 Madison Avenue, Suite 306, 1 1 2 NewYork, U.S.A 535 Madison Avenue 18th Floor, 1002 1 106 48,253 NewYork, U.S.A One Raffles Place, Tower 2, #32-61, 048616 1 40 3,407 Singapore 39 Cornhill EC3V 3ND, London, UK 1 2 2 333 1 2 1 5th floor, 4rue Jean Monnet, Luxembourg L-2180 1 18 389 29 1,717 76,192 5,208,037

2015 A 120 8.11

2015 A 121 9.1

122 2015 A 9.2 2015 6526851 231 1479111143 534110302 311124 7 5 212015 ARC (LACP) 2014 9.3 22015 6 1920142015A 2015H2015 9 2520152015 A2015H

2015 A 123 9.4 9.4.1 2015 12 311682 6 8 26 2 2 2 2 4 9.4.2

124 2015 A 9.4.3 92% 6 9.4.4

2015 A 125 9.4.5 2015 (1) 14/14 3/3 1/1 1/2 12/14 3/3 0/2 13/14 3/3 0/2 13/14 5/6 0/2 14/14 8/8 9/9 2/2 10/12 3/3 4/4 1/1 14/14 9/9 7/7 2/2 14/14 2/2 2/2 8/8 2/2 14/14 3/3 8/8 1/2 14/14 3/3 1/1 2/2 8/8 1/1 4/4 1/1 13/14 2/2 2/2 5/3 1/1 7/7 2/2 13/14 1/1 5/6 8/8 1/1 2/2 13/14 6/6 9/9 1/1 2/2 14/14 1/1 9/9 7/7 2/2 12/14 1/1 5/6 2/2 1/2 14/14 9/9 7/7 2/2 14/14 8/8 2/2 7/7 2/2 1 14 68 2

126 2015 A 9.4.6 2015 12 31 9.4.7 6 6 3.13 3.13 6 1 2 3 4 5 2015 20152015

2015 A 127 9.5 201534 110 2015 9.5.1 20152015 2014 20142015

128 2015 A 9.5.2 2015 9.5.3 20152015 2014 H 2015H2014

2015 A 129 9.5.4 2015

130 2015 A 9.5.5 2015 20142014 2015 1 2 3 2015 2015 2015 2015

2015 A 131 9.5.6 20152014 2014 2015-2017 9.6

132 2015 A 9.7 9.7.1 93 3 33 9.7.2 9.7.3 1156 43 201526 3

2015 A 133 9.7.4 4 2015 1 20142014 2015 1 9.8 12 11 7

134 2015 A 5 4118 2015 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3

2015 A 135 9.9 3.29 15 9.10 2015 9.11 2015 2111248 10032654 270IR 502 2015 2,800

136 2015 A 380 240 2014 ARC (LACP) 2016 9.12 10% 10% 10 5

2015 A 137 3% 102 1% 10% 10% 10 9.13 9.14 2015 12 31 9.15 E.1.2 2015 6 1920142015A2015H

138 2015 A 9.16 2015 2015 9.17 9 2015

2015 A 139 2015 2015 2015 2016 3 30

140 2015 A 11.1 11.2 11.3 11.4 11.5 11.6

2015 A 141 12.1 142 12.2 144 12.3 349

142 2015 A 1600932 2015 12 31 2015 (1) (2)

2015 A 143 1600932 2015 12 312015 2016 3 30

144 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告合併資產負債表 2015 年 12 月 31 日 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2015 年 2014 資產 14,381 14,793 16,099 15,222 5 569,961 639,992 6 63,779 55,986 7 185,693 124,085 8 343,924 344,980 9 2,739,444 2,448,754 10 24,934 23,560 以 11 59,081 40,190 53(g) 10,176 9,315 12 299,559 278,526 13 2,786 1,484 14 353,137 259,434 15 716,064 408,752 16 30,813 26,504 17 1,708 1,684 18 3,595 3,292 19 9,954 9,953 20 16,020 10,291 21 13,870 15,032 資產合 5,474,978 4,731,829 負債 62,600 20,000 23 711,561 697,448 24 178,771 94,603 25 185,652 66,988 26 3,571,698 3,304,438 27 39,073 45,349 以 28 20,227 13,369 53(g) 7,575 10,246 29 251,507 106,155 30(a) 6,524 6,068 31 12,820 11,656 20 867 771 32 64,345 39,678 負債合 5,113,220 4,416,769 159348 註

2015 A 145 2015 2014 33 25,220 25,220 34 67,523 67,523 35 6,086 430 36 34,009 28,690 37 64,679 53,979 38(c) 163,289 138,562 38(b) 17,402 16,897 360,806 314,404 58 952 656 361,758 315,060 5,474,978 4,731,829 2016 3 30 159348

146 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告資產負債表 2015 年 12 月 31 日 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2015 年 2014 資產 13,783 14,290 16,099 15,176 5 543,228 630,661 6 55,927 47,015 7 202,534 137,848 8 342,928 343,955 9 2,506,618 2,222,388 10 23,648 22,411 以 11 54,960 37,218 53(g) 9,607 8,346 12 276,846 262,942 13 42,055 40,887 14 351,704 254,708 15 715,864 408,504 16 23,095 22,591 17 535 581 18 2,596 2,279 20 15,626 9,962 21 10,384 9,353 資產 5,208,037 4,491,115 負債 62,600 20,000 23 702,862 700,042 24 112,659 40,059 25 185,285 66,075 26 3,421,403 3,158,746 27 37,559 43,873 以 28 19,786 12,929 53(g) 7,084 9,266 29 235,854 84,559 30(a) 5,363 5,367 31 12,100 11,105 32 53,441 27,843 負債 4,855,996 4,179,864 159348 註

2015 A 147 2015 2014 33 25,220 25,220 34 76,681 76,681 35 6,010 1,512 36 34,009 28,690 37 63,928 53,208 38(c) 146,193 125,940 38(b) 17,402 16,897 352,041 311,251 5,208,037 4,491,115 2016 3 30 159348

148 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告合併利潤表截至 2015 年 12 月 31 日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2015 年 2014 () 39 234,722 228,036 40 (97,993) (110,834) 利 136,729 117,202 41 57,798 43,341 (4,379) (3,847) 53,419 39,494 42 1,316 308 43 7,127 5,762 2 2 134 156 2,398 2,467 482 630 11,323 9,167 201,471 165,863 44 (11,929) (10,425) 45 (55,741) (50,656) (287) (332) 46 (59,266) (31,681) 合 (127,223) (93,094) 利潤 74,248 72,769 外 970 810 外 (139) (148) 159348 註

2015 A 149 2015 2014 75,079 73,431 47 (17,061) (17,382) 58,018 56,049 57,696 55,911 322 138 48 2.29 2.22 58,018 56,049 (53) 64 35 4,222 7,414 404 788 966 427 5,603 8,664 2 1 35 5,605 8,665 63,623 64,714 63,299 64,575 324 139 2016 3 30 159348

150 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告利潤表截至 2015 年 12 月 31 日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2015 年 2014 () 39 225,368 218,126 40 (92,906) (105,031) 利 132,462 113,095 41 53,425 39,966 (4,154) (3,666) 49,271 36,300 42 1,333 298 43 6,904 5,576 149 126 1,769 2,177 10,006 8,051 191,739 157,446 44 (11,610) (10,185) 45 (52,377) (48,166) 46 (59,108) (31,180) (123,095) (89,531) 利潤 68,644 67,915 外 429 338 外 (136) (148) 利潤 68,937 68,105 47 (15,748) (16,228) 53,189 51,877 159348 註

2015 A 151 2015 2014 53,189 51,877 27 35 4,069 7,287 404 788 (2) 6 35 4,498 8,116 57,687 59,993 2016 3 30 159348

152 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告合併現金流量表截至 2015 年 12 月 31 日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2015 年 2014 現金流量 267,260 529,162 14,113 183,266 42,600 20,000 202,832 38,689 124,393 24,714 833 195 244,743 230,977 27,140 8,501 現金流 962,603 996,815 (347,286) (331,091) (116,705) (59,267) (101,447) (97,185) 以 (26,638) (29,330) (22,811) (19,750) 除外 (11,954) (11,702) (52,047) (59,612) 現金流 (562,183) (724,642) 54(a) 400,420 272,173 現金流量 451,491 579,100 51,407 39,675 2 2 167 1,297 現金流 503,067 620,074 (9,079) (8,125) (865,591) (787,928) (874,670) (796,053) (371,603) (175,979) 159348 註

2015 A 153 2015 2014 83 84 83 84 23,105 29,377 200 15,395 3,046 5,076 290,867 24,155 317,301 74,087 (28,812) (31,790) (143,500) (3,000) (16,925) (15,656) (3,096) (1,724) (83) (38) (192,416) (52,208) 124,885 21,879 10,670 3,449 54(c) 164,372 121,522 471,471 349,949 54(b) 635,843 471,471 2016 3 30 159348

154 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告現金流量表截至 2015 年 12 月 31 日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2015 年 2014 現金流量 262,657 503,865 2,820 190,402 42,600 20,000 191,810 37,948 137,789 3,415 3,230 2,007 231,613 218,412 26,914 5,133 現金流 937,381 943,234 (340,635) (290,555) (115,555) (59,471) (96,630) (92,243) 以 (25,313) (28,220) (21,674) (18,474) 除外 (11,844) (11,600) (50,961) (53,754) 現金流 (547,057) (669,872) 54(a) 390,324 273,362 現金流量 432,719 568,376 50,954 39,191 60 1,261 現金流 483,733 608,828 (4,879) (7,947) (843,244) (773,806) (3,080) (1,000) (1,612) (849,123) (786,445) (365,390) (177,617) 159348 註

2015 A 155 2015 2014 8,473 7,876 3,046 17,371 290,867 25,300 302,386 50,547 (8,150) (11,636) (143,500) (3,000) (16,897) (15,636) (2,686) (1,632) (171,233) (31,904) 131,153 18,643 10,653 3,427 54(c) 166,740 117,815 449,282 331,467 54(b) 616,022 449,282 2016 3 30 159348

156 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告合併股東權益變動表截至 2015 年 12 月 31 日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 行股東權益 2015 年註股公合益公股東權益合 2015 1 1 25,220 67,523 430 28,690 53,979 138,562 16,897 314,404 656 315,060 5,656 5,319 10,700 24,727 505 46,402 296 46,698 ( ) 5,656 57,643 63,299 324 63,623 ( ) 1. 58 83 83 2. (83) (83) ( ) 1. 36 5,319 (5,319) 2. 37 10,700 (10,700) 3. 2014 38(a) (16,897) (16,897) (16,897) (28) (16,925) 4. 2015 38(b) 17,402 2015 12 31 25,220 67,523 6,086 34,009 64,679 163,289 17,402 360,806 952 361,758 159348 註

2015 A 157 2014 2014 1 1 25,220 67,523 (8,234) 23,502 46,347 111,107 15,636 265,465 491 265,956 8,664 5,188 7,632 27,455 1,261 48,939 165 49,104 8,664 55,911 64,575 139 64,714 1. 58 84 84 2. (38) (38) 1. 36 5,188 (5,188) 2. 37 7,632 (7,632) 3. 2013 38(a) (15,636) (15,636) (15,636) (20) (15,656) 4. 2014 38(b) 16,897 2014 12 31 25,220 67,523 430 28,690 53,979 138,562 16,897 314,404 656 315,060 2016 3 30 159348

158 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告股東權益變動表截至 2015 年 12 月 31 日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 2015 年註股公益公 2015 1 1 25,220 76,681 1,512 28,690 53,208 125,940 16,897 311,251 4,498 5,319 10,720 20,253 505 40,790 ( ) 4,498 53,189 57,687 ( ) 1. 36 5,319 (5,319) 2. 37 10,720 (10,720) 3. 2014 38(a) (16,897) (16,897) (16,897) 4. 2015 38(b) 17,402 2015 12 31 25,220 76,681 6,010 34,009 63,928 146,193 17,402 352,041 2014 註 2014 1 1 25,220 76,681 (6,604) 23,502 45,762 102,333 15,636 266,894 8,116 5,188 7,446 23,607 1,261 44,357 ( ) 8,116 51,877 59,993 ( ) 1. 36 5,188 (5,188) 2. 37 7,446 (7,446) 3. 2013 38(a) (15,636) (15,636) (15,636) 4. 2014 38(b) 16,897 2014 12 31 25,220 76,681 1,512 28,690 53,208 125,940 16,897 311,251 2016 3 30 ( 公司章 ) 人 ( ) ( ) ( ) ( ) 159348 註

2015 A 159 1 A H 47 2

160 2015 A 3 a 15 b c i 3 p 12

2015 A 161 3 c ii d 3 g 3 g

162 2015 A 3 e 3 f f g i

2015 A 163 3 g i

164 2015 A 3 g i 3 u i 3 t ii iii

2015 A 165 3 g iv 80% 125%

166 2015 A 3 g v

2015 A 167 3 g v vi h

168 2015 A 3 i i ii 3 q ii 3 c ii 3 i iii 3 i iii

2015 A 169 3 i ii 3 q ii iii

170 2015 A 3 j 20 3% 4.85% 3 0% 33% 3-5 0%-3% 20%-33% 0% 5%-20% 3 q ii k 3 q ii (203% 4.85%

2015 A 171 3 l i ii 3 q i iii m 3 k 3 j 3 q ii n

172 2015 A 3 o p 3 q ii (2-50 3 q ii q i

2015 A 173 3 q i

174 2015 A 3 q i ii

2015 A 175 3 q ii r

176 2015 A 3 r s t i a b 3 q ii ii

2015 A 177 3 t ii u i ii iii iv

178 2015 A 3 v i ii

2015 A 179 3 w i ii iii iv v H Black-Scholes

180 2015 A 3 x 51.5% y z aa ab

2015 A 181 3 ac i ii iii

182 2015 A 3 ac iv v vi 30 b vii viii

2015 A 183 4 a 5% b 7% c 3%-5% d i ii iii 25%25% 16.5%16.5% 5 2015 2014 2015 2014 1) 464,686 503,089 463,677 501,339 2) 103,803 135,145 78,079 127,564 1,472 1,758 1,472 1,758 569,961 639,992 543,228 630,661 1 2 15.0% 5.0%17.5% 5.0%

184 2015 A 6 a 2015 2014 2015 2014 30,387 36,659 21,179 27,860 935 422 905 422 31,322 37,081 22,084 28,282 32,570 18,971 33,969 18,807 13 8 63,905 56,060 56,053 47,089 (123) (71) (123) (71) (3) (3) (3) (3) (126) (74) (126) (74) 63,779 55,986 55,927 47,015 b 2015 2014 74 53 52 21 126 74

2015 A 185 7 a 2015 2014 2015 2014 66,458 57,358 61,783 49,669 47,067 32,965 73,190 62,591 113,525 90,323 134,973 112,260 72,219 33,808 67,612 25,634 185,744 124,131 202,585 137,894 (51) (46) (51) (46) 185,693 124,085 202,534 137,848 b 2015 2014 2015 2014 1 133,415 87,020 132,336 83,919 11 48,449 30,226 66,694 44,290 1 3,829 6,839 3,504 9,639 185,693 124,085 202,534 137,848 c 2015 2014 46 10 5 36 51 46

186 2015 A 8 a 2015 2014 2015 2014 128,803 205,082 128,803 204,216 215,321 139,873 214,325 139,714 25 25 344,124 344,980 343,128 343,955 (200) (200) 343,924 344,980 342,928 343,955 b 2015 2014 2015 2014 1 296,789 191,746 296,782 191,359 11 43,575 117,135 42,586 116,497 1 3,560 36,099 3,560 36,099 343,924 344,980 342,928 343,955

2015 A 187 8 c 2015 2014 2015 2014 210,481 137,189 210,475 137,030 416 416 106,729 97,219 106,729 96,353 10,693 63,484 10,693 63,484 11,381 45,492 11,381 45,492 4,640 1,180 3,650 1,180 343,924 344,980 342,928 343,955 d 2015 2014 200 200

188 2015 A 9 a 2015 2014 2015 2014 1,507,770 1,467,585 1,296,974 1,263,567 82,683 66,353 75,873 61,606 7,132 8,654 6,943 5,106 89,815 75,007 82,816 66,712 499,455 329,178 491,266 321,362 313,244 219,888 312,985 219,621 310,777 338,813 308,973 335,637 103,225 83,448 96,300 78,656 1,226,701 971,327 1,209,524 955,276 2,824,286 2,513,919 2,589,314 2,285,555 (14,624) (9,577) (14,442) (9,446) (70,218) (55,588) (68,254) (53,721) (84,842) (65,165) (82,696) (63,167) 2,739,444 2,448,754 2,506,618 2,222,388

2015 A 189 9 b i 2015 2014 % % 332,147 12 360,270 14 251,373 9 301,395 12 213,080 8 179,983 7 159,349 5 148,473 6 112,337 4 101,064 4 101,270 4 102,314 4 84,240 3 52,152 2 58,308 2 64,960 3 33,531 1 30,421 1 30,101 1 22,313 1 132,034 5 104,240 4 1,507,770 54 1,467,585 58 89,815 3 75,007 3 499,455 18 329,178 13 313,244 11 219,888 9 310,777 11 338,813 14 103,225 3 83,448 3 1,226,701 43 971,327 39 2,824,286 100 2,513,919 100 (14,624) (9,577) (70,218) (55,588) (84,842) (65,165) 2,739,444 2,448,754

190 2015 A 9 b i 2015 2014 % % 310,999 12 332,124 15 245,283 9 287,985 13 184,565 7 150,299 7 119,059 5 119,969 5 95,646 4 97,125 4 78,522 3 67,410 3 78,127 3 47,359 2 46,456 2 52,113 2 30,889 1 29,957 1 28,333 1 21,240 1 79,095 3 57,986 2 1,296,974 50 1,263,567 55 82,816 3 66,712 3 491,266 19 321,362 14 312,985 12 219,621 10 308,973 12 335,637 15 96,300 4 78,656 3 1,209,524 47 955,276 42 2,589,314 100 2,285,555 100 (14,442) (9,446) (68,254) (53,721) (82,696) (63,167) 2,506,618 2,222,388

2015 A 191 9 b ii 2015 2014 % % 381,327 14 290,911 12 539,925 19 479,535 19 368,137 13 344,987 14 463,440 17 385,848 15 140,913 5 128,884 5 292,361 10 263,511 10 345,113 12 322,046 13 57,773 2 69,523 3 235,297 8 228,674 9 2,824,286 100 2,513,919 100 (14,624) (9,577) (70,218) (55,588) (84,842) (65,165) 2,739,444 2,448,754

192 2015 A 9 b ii 2015 2014 % % 381,652 15 291,221 13 539,925 21 479,535 21 368,137 14 344,987 15 463,440 18 385,848 17 140,913 5 128,884 6 292,361 11 263,511 12 345,113 13 322,046 14 57,773 3 69,523 2 2,589,314 100 2,285,555 100 (14,442) (9,446) (68,254) (53,721) (82,696) (63,167) 2,506,618 2,222,388

2015 A 193 9 b iii 2015 2014 2015 2014 671,321 544,936 644,675 521,746 444,698 450,713 425,795 435,437 1,241,633 1,059,962 1,104,044 931,860 376,819 383,301 331,984 329,800 2,734,471 2,438,912 2,506,498 2,218,843 89,815 75,007 82,816 66,712 2,824,286 2,513,919 2,589,314 2,285,555 (14,624) (9,577) (14,442) (9,446) (70,218) (55,588) (68,254) (53,721) (84,842) (65,165) (82,696) (63,167) 2,739,444 2,448,754 2,506,618 2,222,388

194 2015 A 9 b iv 2015 1 3 3 1 3 3 8,152 6,310 1,818 171 16,451 9,662 12,069 5,002 79 26,812 13,858 11,447 4,354 587 30,246 3,724 2,421 673 41 6,859 35,396 32,247 11,847 878 80,368 2014 1 3 3 1 3 3 5,509 1,934 779 142 8,364 7,867 7,405 1,746 293 17,311 13,181 9,478 1,948 478 25,085 923 725 278 18 1,944 27,480 19,542 4,751 931 52,704

2015 A 195 9 b iv 2015 1 3 3 1 3 3 7,829 6,307 1,817 170 16,123 9,657 12,066 5,000 79 26,802 12,735 10,569 3,736 588 27,628 3,619 2,421 674 41 6,755 33,840 31,363 11,227 878 77,308 2014 1 3 3 1 3 3 5,461 1,933 759 142 8,295 7,846 7,399 1,746 293 17,284 12,045 8,677 1,942 478 23,142 911 725 278 18 1,932 26,263 18,734 4,725 931 50,653 1 2015 2014 2015 2014 14,578 13,144 12,298 11,277 3,349 840 3,246 828 17,927 13,984 15,544 12,105

196 2015 A 9 c 2015 50,855 4,733 9,577 65,165 46) 12,194 11,603 35,689 59,486 (813) (1) (1,165) (1,979) (9,154) (29,229) (38,383) (1,137) (1,137) 625 839 1,464 176 50 226 62,412 7,806 14,624 84,842 2014 38,534 3,228 7,002 48,764 46) 12,287 5,732 14,876 32,895 (22) (1) (1,618) (1,641) (4,456) (10,461) (14,917) (1) (654) (655) 231 420 651 56 12 68 50,855 4,733 9,577 65,165

2015 A 197 9 c 2015 48,989 4,732 9,446 63,167 46) 11,314 11,599 35,552 58,465 (1,117) (1,117) (9,149) (29,186) (38,335) (1,136) (1,136) 623 836 1,459 146 47 193 60,449 7,805 14,442 82,696 2014 37,073 3,228 6,921 47,222 46) 11,865 5,727 14,803 32,395 (1,602) (1,602) (4,452) (10,452) (14,904) (653) (653) 229 418 647 51 11 62 48,989 4,732 9,446 63,167

198 2015 A 9 d 2015 85,741 11 85,752 0.01 7 2,691,149 13,070 34,315 2,738,534 1.73 8,479 2,776,890 13,070 34,326 2,824,286 1.68 8,486 (310) (4) (314) (62,102) (7,806) (14,620) (84,528) (62,412) (7,806) (14,624) (84,842) 85,431 7 85,438 2,629,047 5,264 19,695 2,654,006 2,714,478 5,264 19,702 2,739,444

2015 A 199 9 d 2014 72,183 1 72,184 0.00 2,413,844 7,408 20,483 2,441,735 1.14 5,743 2,486,027 7,408 20,484 2,513,919 1.11 5,743 (87) (1) (88) (50,768) (4,733) (9,576) (65,077) (50,855) (4,733) (9,577) (65,165) 72,096 72,096 2,363,076 2,675 10,907 2,376,658 2,435,172 2,675 10,907 2,448,754

200 2015 A 9 d 2015 35,084 11 35,095 0.03 7 2,507,532 13,032 33,655 2,554,219 1.83 7,976 2,542,616 13,032 33,666 2,589,314 1.80 7,983 (263) (4) (267) (60,186) (7,805) (14,438) (82,429) (60,449) (7,805) (14,442) (82,696) 34,821 7 34,828 2,447,346 5,227 19,217 2,471,790 2,482,167 5,227 19,224 2,506,618

2015 A 201 9 d 2014 25,324 1 25,325 0.00 2,232,766 7,404 20,060 2,260,230 1.22 5,425 2,258,090 7,404 20,061 2,285,555 1.20 5,425 (55) (1) (56) (48,934) (4,732) (9,445) (63,111) (48,989) (4,732) (9,446) (63,167) 25,269 25,269 2,183,832 2,672 10,615 2,197,119 2,209,101 2,672 10,615 2,222,388 10 2015 2014 2015 2014 13,075 11,668 12,872 11,449 8,765 7,691 8,013 7,437 3,094 4,201 2,763 3,525 24,934 23,560 23,648 22,411

202 2015 A 11 2015 2014 2015 2014 a 50,809 33,022 49,980 32,146 b 8,272 7,168 4,980 5,072 59,081 40,190 54,960 37,218 a 2015 2014 2015 2014 17,543 5,351 17,543 5,351 9,622 6,165 9,622 6,165 4,513 5,358 4,513 5,358 13,472 12,744 13,470 12,744 4 1 1,347 1,100 1,347 1,100 2,535 1,580 2,458 1,416 740 712 49,777 33,010 48,953 32,134 5 1,027 12 1,027 12 50,809 33,022 49,980 32,146

2015 A 203 11 b 2015 2014 2015 2014 304 299 304 299 3,874 3,970 3,874 3,970 66 63 66 63 420 735 148 141 2,536 1,257 392 405 7,200 6,324 4,784 4,878 235 31 32 31 837 813 164 163 1,072 844 196 194 8,272 7,168 4,980 5,072 c 2015 2014 2015 2014 17,847 5,651 17,847 5,650 21,784 18,018 20,563 16,777 19,450 16,521 16,550 14,791 59,081 40,190 54,960 37,218

204 2015 A 12 2015 2014 2015 2014 94,381 77,265 94,381 77,145 99 66,726 90,921 65,987 88,703 37,742 20,454 36,812 17,922 49,238 61,294 48,454 60,673 311 20 243 48 5,912 3,468 2,999 1,931 8,246 3,945 3,110 2,720 1,273 1,258 573 529 62 20 263,959 258,967 252,316 249,623 (239) (169) (206) (169) 263,720 258,798 252,110 249,454

2015 A 205 12 2015 2014 2015 2014 94 55 302 302 12,602 3,393 12,602 3,393 1,214 2,376 1,214 2,376 1,091 835 434 434 723 29 2,096 2,096 9,979 6,875 4,325 1,637 8,030 6,213 4,361 5,681 231 122 7 6 207 25 36,267 20,170 25,094 13,829 (428) (442) (358) (341) 35,839 19,728 24,736 13,488 299,559 278,526 276,846 262,942 2015 2014 2015 2014 102,761 83,346 97,977 82,962 135,896 125,911 124,600 113,764 60,902 69,269 54,269 66,216 299,559 278,526 276,846 262,942

206 2015 A 12 2015 1,865 289,171 999 292,035 2,822 295,743 994 299,559 1,041 7,137 13 8,191 (84) (565) (18) (667) 2015 2015 1 1 82 511 18 611 3 32 35 (2) (2) 1 22 23 2015 12 31 84 565 18 667

2015 A 207 12 2014 1,440 274,855 324 276,619 2,115 276,094 317 278,526 757 1,750 11 2,518 (82) (511) (18) (611) 2014 2014 1 1 41 515 18 574 43 43 40 40 (1) (2) (3) (1) (2) (3) (14) (14) (1) 12 11 2014 12 31 82 511 18 611

208 2015 A 12 2015 525 269,265 269,790 1,014 275,832 276,846 489 7,131 7,620 (564) (564) 2015 2015 1 1 510 510 32 32 22 22 2015 12 31 564 564

2015 A 209 12 2014 520 260,737 261,257 969 261,973 262,942 449 1,746 2,195 (510) (510) 2014 2014 1 1 499 499 11 11 2014 12 31 510 510

210 2015 A 13 2015 2014 2015 2014 a 42,432 41,432 b 2,732 1,465 1,391 1,223 c 54 19 2,786 1,484 43,823 42,655 (1,768) (1,768) 2,786 1,484 42,055 40,887 a 2015 2014 32,082 32,082 2,612 1,612 6,000 6,000 882 882 856 856 42,432 41,432 (1,768) (1,768) 40,664 39,664 130 1,000

2015 A 211 13 a i 1,000 100% ii 6,000 100% iii 1,161 100% iv 210 55% i [1998]405 7501,000 400 ii iii iv [2008]110 2,000 6,000 63,567,567.57ING Asset Management B.V.21.6%33.4%55.0%

212 2015 A 13 b 2015 646 174 820 1,223 242 1,465 1,000 47 1,047 168 (42) 48 174 37 9 46 1,391 995 346 2,732 2014 646 174 820 587 172 759 475 32 507 161 30 191 8 8 1,223 242 1,465

2015 A 213 13 b 1) 1,450,000 50.00% 50.00% 2) 150,000 13.33% 14.29% 3) 10,024 2.88% 20.00% 420,000 16.67% 16.67% 200,000 21.00% 21.00% i-tech Solutions Limited 6,000 50.00% 50.00% 10,000 51.00% 51.00% 484,160 5.16% 5.16% 40,000 50.00% 50.00% 4) 2,000,000 50.00% 50.00% 100,000 49.00% 49.00% 1 2 3 4 50% 4751,450 14.29%13.33% 20.00% 2.88% 50.00%

214 2015 A 13 b i 2015 18,164 15,408 2,756 8,062 297 54 351 370 23 85 9,082 7,704 1,378 4,031 149 27 176 185 11 42 2014 14,448 12,039 2,409 5,194 219 69 288 456 20 68 7,224 6,020 1,204 2,597 110 34 144 228 10 34 ii 2015 2,105 190 1,915 131 (84) (84) 80 2 1,053 95 958 66 (42) (42) 40 1 2015 199 209 408 28 37 65 2014 206 6 212 30 1 31

2015 A 215 13 c 2015 2014 23 23 19 20 35 (1) 54 19 3,000 27.00% 27.00% 86,500 49.00% 49.00% 30,000 25.00% 25.00% 2015 5 5 1 1 2014 7 7 2 2

216 2015 A 14 2015 2014 2015 2014 170,540 109,428 170,540 109,428 165,890 133,197 165,890 133,197 12,656 8,822 12,656 8,822 865 2,816 865 2,816 488 491 1,542 588 1,453 467 729 803 19 18 352,710 256,145 351,423 254,748 (95) (71) (95) (71) 352,615 256,074 351,328 254,677 376 376 16 130 3,360 31 522 3,360 376 31 522 3,360 376 31 353,137 259,434 351,704 254,708

2015 A 217 14 2015 2014 71 78 20 (9) 4 2 95 71 2015 2014 2015 2014 171,115 113,350 170,543 109,430 180,402 142,583 180,296 142,462 1,620 3,501 865 2,816 353,137 259,434 351,704 254,708 372,158 261,326 370,871 259,934

218 2015 A 15 2015 2014 2015 2014 747 594 747 594 11,089 21,167 11,089 21,159 20,389 21,335 20,189 21,335 48,198 56,330 48,198 56,330 78,067 112,038 78,067 111,997 245,053 111,393 245,053 111,393 313,473 85,901 313,473 85,702 65 62 65 62 717,081 408,820 716,881 408,572 (1,017) (68) (1,017) (68) 716,064 408,752 715,864 408,504 2015 2014 68 63 947 4 2 1 1,017 68 2015 2014 2015 2014 747 594 747 594 694,928 386,823 694,928 386,575 20,389 21,335 20,189 21,335 716,064 408,752 715,864 408,504

2015 A 219 16 2015 1 1 17,166 6,806 7,238 2,354 1,872 5,985 41,421 68 1,772 1,270 82 3,765 733 7,690 4,291 (4,444) 1 30 8 (114) (38) (259) (18) (452) (767) 137 4 5 115 5 266 2015 12 31 21,624 4,134 8,254 2,453 5,752 6,279 48,496 2015 1 1 4,947 4,947 697 227 4,099 14,917 1,102 1,081 130 220 836 3,369 (40) 1 (1) 1 (39) (15) (130) (7) (448) (600) (16) (5) 4 50 3 36 2015 12 31 5,978 5,894 823 497 4,491 17,683 2015 12 31 15,646 4,134 2,360 1,630 5,255 1,788 30,813 2015 1 1 12,219 6,806 2,291 1,657 1,645 1,886 26,504

220 2015 A 16 2014 1 1 16,879 4,241 5,989 2,172 1,408 5,533 36,222 343 2,598 2,692 175 1,021 6,829 (18) (1) 18 29 464 (54) 438 (112) (33) (1,490) (28) (548) (2,211) 74 1 29 6 33 143 2014 12 31 17,166 6,806 7,238 2,354 1,872 5,985 41,421 2014 1 1 4,106 4,317 552 153 3,790 12,918 836 1,016 125 74 774 2,825 5 (12) 29 (23) (1) (33) (402) (19) (468) (922) 33 28 10 26 97 2014 12 31 4,947 4,947 697 227 4,099 14,917 2014 12 31 12,219 6,806 2,291 1,657 1,645 1,886 26,504 2014 1 1 12,773 4,241 1,672 1,620 1,255 1,743 23,304

2015 A 221 16 2015 1 1 14,265 6,806 6,843 2,213 5,924 36,051 68 1,728 937 67 704 3,504 4,412 (4,444) 1 30 6 5 (38) (242) (12) (446) (738) 12 (13) 3 2 2015 12 31 18,719 4,090 7,526 2,298 6,191 38,824 2015 1 1 4,044 4,741 616 4,059 13,460 954 1,000 117 827 2,898 3 1 (1) 3 (15) (114) (1) (442) (572) (46) (16) 2 (60) 2015 12 31 4,940 5,612 731 4,446 15,729 2015 12 31 13,779 4,090 1,914 1,567 1,745 23,095 2015 1 1 10,221 6,806 2,102 1,597 1,865 22,591

222 2015 A 16 2014 1 1 14,098 4,242 5,739 2,037 5,480 31,596 341 2,598 2,560 172 1,016 6,687 (66) (1) 24 29 (52) (66) (112) (33) (1,488) (25) (547) (2,205) 4 8 27 39 2014 12 31 14,265 6,806 6,843 2,213 5,924 36,051 2014 1 1 3,374 4,184 495 3,762 11,815 694 957 109 763 2,523 (9) (7) 29 (21) (8) (33) (400) (16) (466) (915) 18 7 (1) 21 45 2014 12 31 4,044 4,741 616 4,059 13,460 2014 12 31 10,221 6,806 2,102 1,597 1,865 22,591 2014 1 1 10,724 4,242 1,555 1,542 1,718 19,781 a b c 270 560

2015 A 223 17 2015 2014 2015 2014 2,477 2,379 881 758 140 68 (5) 123 77 30 2,694 2,477 876 881 793 678 300 251 127 119 44 39 41 (14) (3) 9 25 10 1 986 793 341 300 1,708 1,684 535 581 1,684 1,701 581 507 a b 2015 2014 1 192 193 12 129 131 23 46 82 3 45 65 412 471

224 2015 A 18 2015 1 1 1,532 2,424 1,059 5,015 6 709 715 (24) (24) 3 2 43 48 2015 12 31 1,517 3,135 1,102 5,754 2015 1 1 207 1,271 245 1,723 35 360 32 427 1 1 2 6 8 2015 12 31 243 1,633 283 2,159 2015 12 31 1,274 1,502 819 3,595 2015 1 1 1,325 1,153 814 3,292 2014 1 1 1,297 1,991 1,034 4,322 220 432 652 6 6 9 1 25 35 2014 12 31 1,532 2,424 1,059 5,015 2014 1 1 171 956 199 1,326 35 314 41 390 1 1 1 5 6 2014 12 31 207 1,271 245 1,723 2014 12 31 1,325 1,153 814 3,292 2014 1 1 1,126 1,035 835 2,996

2015 A 225 18 2015 1 1 1,326 2,374 3,700 6 697 703 2015 12 31 1,332 3,071 4,403 2015 1 1 184 1,237 1,421 32 354 386 2015 12 31 216 1,591 1,807 2015 12 31 1,116 1,480 2,596 2015 1 1 1,142 1,137 2,279 2014 1 1 1,106 1,974 3,080 220 400 620 2014 12 31 1,326 2,374 3,700 2014 1 1 152 955 1,107 32 282 314 2014 12 31 184 1,237 1,421 2014 12 31 1,142 1,137 2,279 2014 1 1 954 1,019 1,973

226 2015 A 19 i 10,177 10,177 (579) 9,598 ii 355 355 355 iii 1 1 1 10,532 1 10,533 (579) 9,954 i ii iii 53.12%12,898 6,851 10,177 13 a 55.00%752 414 355 13 a 3.86100% 2.60 1 12% 15%12% 12%

2015 A 227 20 2015 2014 2015 2014 16,020 10,291 15,626 9,962 (867) (771) 15,153 9,520 15,626 9,962 a 2015 2014 63,217 15,783 36,647 9,150 (7,614) (1,905) (2,203) (550) 9,669 2,418 5,290 1,322 (1,087) (276) 1,512 369 64,185 16,020 41,246 10,291 249 42 212 34 (252) (61) (13) (3) (5,304) (848) (5,022) (802) (5,307) (867) (4,823) (771)

228 2015 A 20 a 2015 2014 62,244 15,561 35,767 8,942 (7,620) (1,905) (2,195) (549) 9,354 2,339 5,106 1,277 (1,474) (369) 1,169 292 62,504 15,626 39,847 9,962 b 2015 1 1 9,184 (553) 1,322 (433) 9,520 6,638 1,096 (527) 7,207 (1,413) (124) (1,537) 3 (40) (37) 2015 12 31 15,825 (1,966) 2,418 (1,124) 15,153 2014 1 1 4,009 1,887 1,621 (223) 7,294 5,174 (299) 71 4,946 (2,440) (263) (2,703) 1 (18) (17) 2014 12 31 9,184 (553) 1,322 (433) 9,520

2015 A 229 20 b 2015 1 1 8,942 (549) 1,277 292 9,962 6,619 1,062 (526) 7,155 (1,356) (135) (1,491) 2015 12 31 15,561 (1,905) 2,339 (369) 15,626 2014 1 1 3,833 1,880 1,593 514 7,820 5,109 (316) 41 4,834 (2,429) (263) (2,692) 2014 12 31 8,942 (549) 1,277 292 9,962 25%25%

230 2015 A 21 2015 2014 2015 2014 4,919 3,883 4,718 3,690 21 a 691 455 691 455 1,091 913 1,074 897 21 b 1,066 994 1,033 972 463 926 193 253 158 325 30 79 129 135 229 225 30 b 27 70 5,097 7,106 2,645 3,007 13,870 15,032 10,384 9,353 a 2015 2014 1,044 746 628 652 1,672 1,398 (981) (943) 691 455 i ii 73 444

2015 A 231 21 b 2015 941 679 (590) (8) 1,022 53 8 (9) (8) 44 994 687 (599) (16) 1,066 2014 895 644 (591) (7) 941 41 49 (24) (13) 53 936 693 (615) (20) 994 2015 919 672 (582) (13) 996 53 5 (6) (15) 37 972 677 (588) (28) 1,033 2014 872 640 (584) (9) 919 29 47 (23) 53 901 687 (607) (9) 972

232 2015 A 22 2015 12 611 35 (2) 23 667 14 71 20 4 95 15 68 947 2 1,017 6 b, 7 c, 8 d 120 257 377 9 c 65,165 59,486 (1,979) 1,464 (38,383) (1,137) 226 84,842 19 579 579 21 a 943 32 (9) 15 981 625 633 (156) (56) 2 1,048 68,182 61,410 (2,144) 1,464 (38,441) (1,137) 272 89,606 2014 12 574 43 (3) (14) 11 611 14 78 (9) 2 71 15 63 4 1 68 6 b, 7 c, 8 d 63 57 120 9 c 48,764 32,895 (1,641) 651 (14,917) (655) 68 65,165 19 579 579 21 a 891 187 (138) (5) 8 943 417 351 (65) 17 (70) (25) 625 51,429 33,537 (1,856) 668 (15,006) (655) 65 68,182

2015 A 233 22 2015 12 510 32 22 564 14 71 20 4 95 15 68 947 2 1,017 6 b, 7 c, 8 d 120 257 377 9 c 63,167 58,465 (1,117) 1,459 (38,335) (1,136) 193 82,696 13 1,768 1,768 21 a 943 32 (9) 15 981 614 631 (150) (55) 1,040 67,261 60,384 (1,276) 1,459 (38,390) (1,136) 236 88,538 2014 12 499 11 510 14 78 (9) 2 71 15 63 4 1 68 6 b, 7 c, 8 d 63 57 120 9 c 47,222 32,395 (1,602) 647 (14,904) (653) 62 63,167 13 1,768 1,768 21 a 891 187 (138) (5) 8 943 381 348 (62) 17 (70) 614 50,965 32,991 (1,811) 664 (14,979) (653) 84 67,261

234 2015 A 23 2015 2014 2015 2014 176,934 203,283 166,570 199,910 7,526 108,135 5,721 107,422 527,101 386,030 530,571 392,710 711,561 697,448 702,862 700,042 24 2015 2014 2015 2014 165,471 77,917 104,906 27,607 1,100 1,100 12,200 16,686 6,653 12,452 178,771 94,603 112,659 40,059 25 a 2015 2014 2015 2014 173,439 56,279 173,072 55,984 9,060 5,426 9,060 4,808 3,153 5,283 3,153 5,283 185,652 66,988 185,285 66,075

2015 A 235 25 b 2015 2014 2015 2014 12,833 13,328 12,833 13,328 67,336 16,428 67,336 16,428 1,994 3,823 1,994 3,823 1,159 1,588 1,159 1,588 83,322 35,167 83,322 35,167 102,330 30,908 101,963 30,908 913 185,652 66,988 185,285 66,075 26 2015 2014 2015 2014 1,167,467 973,646 1,148,569 960,911 1,194,064 1,237,765 1,143,710 1,183,641 2,361,531 2,211,411 2,292,279 2,144,552 835,062 644,836 802,793 619,173 375,105 448,191 326,331 395,021 1,210,167 1,093,027 1,129,124 1,014,194 3,571,698 3,304,438 3,421,403 3,158,746

236 2015 A 26 2015 2014 2015 2014 191,988 167,437 191,983 167,427 49,188 48,199 43,954 48,199 56,499 54,705 56,496 54,703 60,172 42,739 60,125 42,508 57,867 51,006 57,867 50,971 415,714 364,086 410,425 363,808 27 2015 2014 2015 2014 1,398 1,352 1,301 1,345 37,675 43,997 36,258 42,528 39,073 45,349 37,559 43,873 28 2015 2014 2015 2014 a 3,348 1,007 3,330 977 b 16,879 12,362 16,456 11,952 20,227 13,369 19,786 12,929

2015 A 237 28 a 2015 2014 2015 2014 18 30 3,330 977 3,330 977 3,348 1,007 3,330 977 b 2015 2014 2015 2014 2,087 2,029 2,087 2,029 2,352 2,214 2,352 2,214 3,985 3,020 3,562 2,610 8,455 5,099 8,455 5,099 16,879 12,362 16,456 11,952 29 2015 2014 2015 2014 a 32,519 32,396 29,970 29,966 b 27,995 27,636 20,990 20,982 176,245 24,832 176,245 24,832 14,748 21,291 8,649 8,779 251,507 106,155 235,854 84,559

238 2015 A 29 a % i 180 2008 9 4 5.9010 8.90 11 7,000 6,994 1 6,995 ii 180 2012 12 28 5.20 11,700 11,686 2 11,688 iii 120 2014 4 18 6.40 11,300 11,286 1 11,287 29,966 4 29,970 i [2008]304 [2008] 2530,000 26,0004,000 19,0004,00023,000 ii iii [2012]703 [2012] 9111,700 11,700 [2013]557 [2014] 22 11,300 11,300

2015 A 239 29 a % 144 2009 12 28 5.70 1,500 1,199 59 1,258 120 2012 11 6 3.505 T*+2.806 200 1,231 60 1,291 2,430 119 2,549 * T 5 b % 1201 i 60 2012 3 14 4.15 6,500 6,495 2 6,497 1202 i 60 2012 3 14 R*+0.95 13,500 13,491 4 13,495 1403 ii 36 2014 4 10 4.10 1,000 996 2 998 20,982 8 20,990 * R 3.50% i ii [2011]557 [2012] 220,000 6,500 13,500 [2014] 35 [2014]412 1,0001,000

240 2015 A 29 b % iii 36 2013 6 26 4.99 1,000 1,000 1,000 iii 60 2013 6 26 5.08 1,000 1,000 1,000 iii 36 2013 7 24 4.87 1,000 1,000 1,000 iii 60 2013 7 24 4.98 1,000 1,000 1,000 iv 36 2015 12 7 3.75 200 200 200 4,000 200 4,200 iii iv [2012]758 [2013] 33 2,0002,000 440 [2015]551 [2015] 276 200 % v 60 2014 8 11 3.25 500 3,094 151 3,245 v 5003.25%

2015 A 241 30 a 2015 i 5,865 24,004 (23,615) 6,254 ii 175 3,080 (3,023) 232 iii 28 10 38 6,068 27,094 (26,638) 6,524 2014 i 5,057 19,093 (18,285) 5,865 ii 49 2,889 (2,763) 175 iii 13 15 28 5,119 21,997 (21,048) 6,068

242 2015 A 30 a 2015 i 5,166 22,257 (22,319) 5,104 ii 173 3,042 (2,994) 221 iii 28 10 38 5,367 25,309 (25,313) 5,363 2014 i 4,572 17,801 (17,207) 5,166 ii 49 2,858 (2,734) 173 iii 13 15 28 4,634 20,674 (19,941) 5,367

2015 A 243 30 a i 2015 4,215 17,248 (16,887) 4,576 37 2,400 (2,398) 39 14 1,611 (1,545) 80 1 35 (33) 3 3 53 (52) 4 242 1,546 (1,640) 148 1,353 1,111 (1,060) 1,404 5,865 24,004 (23,615) 6,254 2014 3,576 15,069 (14,430) 4,215 36 82 (81) 37 169 1,464 (1,619) 14 1 29 (29) 1 2 44 (43) 3 108 1,548 (1,414) 242 1,165 857 (669) 1,353 5,057 19,093 (18,285) 5,865

244 2015 A 30 a i 2015 3,539 15,679 (15,759) 3,459 36 2,298 (2,296) 38 14 1,597 (1,531) 80 1 31 (30) 2 3 52 (51) 4 241 1,522 (1,617) 146 1,332 1,078 (1,035) 1,375 5,166 22,257 (22,319) 5,104 2014 3,106 13,897 (13,464) 3,539 36 36 168 1,453 (1,607) 14 1 28 (28) 1 2 43 (42) 3 108 1,534 (1,401) 241 1,151 846 (665) 1,332 4,572 17,801 (17,207) 5,166

2015 A 245 30 a ii 2015 47 1,385 (1,353) 79 122 1,601 (1,582) 141 6 94 (88) 12 175 3,080 (3,023) 232 2014 32 1,218 (1,203) 47 13 1,580 (1,471) 122 4 91 (89) 6 49 2,889 (2,763) 175

246 2015 A 30 a ii 2015 46 1,367 (1,335) 78 121 1,582 (1,572) 131 6 93 (87) 12 173 3,042 (2,994) 221 2014 32 1,204 (1,190) 46 13 1,564 (1,456) 121 4 90 (88) 6 49 2,858 (2,734) 173 12% 35%10% 35% 8.33% 8.33%

2015 A 247 30 a iii 2015 28 10 38 2014 13 15 28 H H (1) 2015 0.922 2 10 0.954 2 10 1.110 2 10 1.228 3 10 1.259 3 10 1.259 3 10 2.070 3 10

248 2015 A 30 a iii (2) 2015 2014 15.43 9.70 16.40 9.11 14.84 2.28 14.61 (0.90) 15.64 (1.69) 14.58 8.80 15.43 9.70 15.23 3.91 16.29 3.49 14.5815.43 5.676.76 H

2015 A 249 30 a iii (3) Black-Scholes 2015 1.82 10.26 4.25 4.61 5.09 4.81 4.63 18.30 18.30 18.30 18.30 18.30 18.30 18.30 24.00 5.46 16.69 15.56 13.36 13.93 13.99 43% 43% 43% 43% 43% 43% 43% 1.83 2.85 3.85 5.14 6.35 7.39 8.52 6.25% 6.25% 6.25% 6.25% 6.25% 6.25% 6.25% 1.41% 1.41% 1.41% 1.41% 1.41% 1.41% 1.41% 2014 1.16 10.22 3.25 3.60 4.22 3.90 3.74 19.46 19.46 19.46 19.46 19.46 19.46 19.46 24.85 6.31 17.54 16.40 14.21 14.78 14.84 26% 26% 26% 26% 26% 26% 26% 2.83 3.83 4.83 6.17 7.33 8.42 9.58 5.27% 5.27% 5.27% 5.27% 5.27% 5.27% 5.27% 2.58% 2.58% 2.58% 2.58% 2.58% 2.58% 2.58%

250 2015 A 30 b Willis Towers Watson 108%122% 2015 2014 367 386 (340) (316) 27 70 2015 2014 (12) (11) 1 2 (11) (9)

2015 A 251 30 b 4 1 2015 2014 1 1 316 294 12 11 5 6 (29) (22) 29 18 7 9 12 31 340 316 2015 2014 1 1 386 400 6 8 (9) (10) (29) (22) 13 10 12 31 367 386

252 2015 A 30 b 2015 2014 % % 236 64.3 249 64.5 63 17.2 63 16.3 68 18.5 74 19.2 367 100 386 100 2015 2014 % % 1.4 1.7 0.6 0.9 5.0 5.0 3.0 3.0 c

2015 A 253 31 2015 2014 2015 2014 9,840 8,383 9,158 7,929 2,633 2,745 2,608 2,714 347 528 334 462 12,820 11,656 12,100 11,105 32 2015 2014 2015 2014 12,294 7,001 12,294 7,001 8,000 3,700 8,000 3,700 1,866 1,709 1,295 1,369 1,295 1,369 15 116 15 116 40,875 25,783 31,837 15,657 64,345 39,678 53,441 27,843

254 2015 A 33 2015 2014 A 20,629 20,629 H 4,591 4,591 25,220 25,220 AH 2015 1 12015 12 31 25,220 25,220 34 2015 2014 2015 2014 2015 1 12015 12 31 67,523 67,523 76,681 76,681

2015 A 255 35 2015 74 (64) 11 (53) 21 1,875 6,058 (421) (1,413) 4,222 2 6,097 (163) 530 9 (135) 404 241 (1,309) 966 966 (343) 27 64 64 91 430 7,618 (412) (1,548) 5,656 2 6,086 504 7,554 (412) (1,537) 5,603 2 6,107

256 2015 A 35 2014 74 74 (5,539) 9,710 145 (2,440) 7,414 1 1,875 (951) 829 222 (263) 788 (163) (1,736) 427 427 (1,309) (8) 35 35 27 (8,234) 11,001 367 (2,703) 8,664 1 430 (8,160) 11,001 367 (2,703) 8,664 1 504

2015 A 257 35 2015 1,646 5,706 (281) (1,356) 4,069 5,715 (163) 530 9 (135) 404 241 2 (2) (2) 27 27 27 54 1,512 6,261 (272) (1,491) 4,498 6,010

258 2015 A 35 2014 (5,641) 9,528 188 (2,429) 7,287 1,646 (951) 829 222 (263) 788 (163) (4) 6 6 2 (8) 35 35 27 (6,604) 10,398 410 (2,692) 8,116 1,512 a b 3 g iv

2015 A 259 36 10% 2015 2014 28,690 23,502 5,319 5,188 34,009 28,690 37 2015 2014 2015 2014 53,979 46,347 53,208 45,762 10,700 7,632 10,720 7,446 64,679 53,979 63,928 53,208 38 a 2015 2014 106.70 106.20 16,897 15,636

260 2015 A 38 b 53,189 36 10% 5,319 37 10,720 106.90 17,402 33,441 c 2015 2014 2015 2014 138,562 111,107 125,940 102,333 57,696 55,911 53,189 51,877 36) (5,319) 10% (5,188) 10% (5,319) 10% (5,188) 10% (10,700) (7,632) (10,720) (7,446) (16,897) (15,636) (16,897) (15,636) (53) 163,289 138,562 146,193 125,940 d 724 427

2015 A 261 39 2015 2014 2015 2014 76,943 82,168 69,598 73,971 78,076 63,630 78,064 63,241 4,866 5,131 4,368 4,485 8,598 8,318 8,578 8,285 1,382 3,799 761 3,255 4,580 6,780 4,302 7,191 12,102 20,461 12,023 20,440 48,175 37,749 47,674 37,258 234,722 228,036 225,368 218,126 1,137 655 40 2015 2014 2015 2014 60,448 64,102 58,025 62,026 1,056 142 1,056 142 22,168 33,796 21,933 33,573 4,381 7,236 2,402 4,521 2,790 1,637 2,790 1,539 7,150 3,921 6,700 3,230 97,993 110,834 92,906 105,031

262 2015 A 41 2015 2014 2015 2014 9,562 7,692 9,461 7,592 3,799 4,116 3,608 4,077 13,681 7,017 13,254 6,762 4,215 4,204 3,943 3,966 18,644 13,033 18,617 12,026 7,897 7,279 4,542 5,543 57,798 43,341 53,425 39,966 42 2015 2014 2015 2014 37 208 52 196 (15) (646) (23) (646) 219 (113) 218 (120) 467 (172) 467 (172) 412 441 423 450 196 590 196 590 1,316 308 1,333 298

2015 A 263 43 2015 2014 2015 2014 1,535 1,211 1,534 1,212 (142) 76 (224) 444 252 369 217 2 2 (3) (8) (51) (8) (51) 190 147 136 143 421 (292) 281 (331) 136 177 270 151 4,549 4,240 4,546 4,238 7,127 5,762 6,904 5,576 44 2015 2014 2015 2014 10,444 9,147 10,286 9,034 789 675 740 641 696 603 584 510 11,929 10,425 11,610 10,185

264 2015 A 45 2015 2014 2015 2014 21,548 19,968 19,979 18,797 4,779 4,426 4,722 4,382 5,067 4,785 4,908 4,674 31,394 29,179 29,609 27,853 3,496 2,944 2,942 2,562 3,842 3,349 3,699 3,234 17,009 15,184 16,127 14,517 55,741 50,656 52,377 48,166 46 2015 2014 2015 2014 9 c 57,507 31,254 57,348 30,793 257 57 257 57 35 40 32 20 (9) 20 (9) 947 4 947 4 500 335 504 335 59,266 31,681 59,108 31,180

2015 A 265 47 a 2015 2014 2015 2014 23,415 21,470 22,466 20,597 720 738 334 380 133 120 103 85 24,268 22,328 22,903 21,062 (7,207) (4,946) (7,155) (4,834) 17,061 17,382 15,748 16,228 b 2015 2014 2015 2014 75,079 73,431 68,937 68,105 25%25% 18,770 18,358 17,234 17,026 833 783 816 766 (2,365) (1,623) (2,302) (1,564) (177) (136) 17,061 17,382 15,748 16,228 i 25%25% ii iii 16.5%16.5%

266 2015 A 48 9 (2010 2015 % 17.09 2.29 2.29 16.90 2.26 2.26 2014 % 19.28 2.22 2.22 19.10 2.20 2.20 a 2015 2014 57,696 55,911 25,220 25,220 2.29 2.22 57,045 55,391 2.26 2.20 2015 2014 57,696 55,911 60 (651) (520) 57,045 55,391

2015 A 267 48 b 2015 2014 337,605 289,935 17.09% 19.28% 16.90% 19.10% 49

268 2015 A 49 a 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 41,675 42,793 67,527 51,279 8,513 7,144 19,014 15,986 136,729 117,202 16,581 18,063 (5,121) (453) 2,953 2,084 (14,413) (19,694) 58,256 60,856 62,406 50,826 11,466 9,228 4,601 (3,708) 136,729 117,202 13,613 12,942 25,860 16,765 8,972 5,672 4,974 4,115 53,419 39,494 2,531 3,549 774 913 5,992 3,941 2,026 764 11,323 9,167 136 158 136 158 74,400 77,347 89,040 68,504 26,430 18,841 11,601 1,171 201,471 165,863 (1,477) (1,332) (1,306) (1,137) (84) (77) (629) (398) (3,496) (2,944) (287) (332) (287) (332) (39,871) (23,166) (16,336) (7,611) (162) (25) (2,897) (879) (59,266) (31,681) (20,635) (22,125) (36,752) (30,731) (3,219) (2,552) (3,568) (2,729) (64,174) (58,137) (61,983) (46,623) (54,394) (39,479) (3,465) (2,654) (7,381) (4,338) (127,223) (93,094) 134 133 217 144 27 22 592 511 970 810 (43) (59) (71) (64) (9) (10) (16) (15) (139) (148) 12,508 30,798 34,792 29,105 22,983 16,199 4,796 (2,671) 75,079 73,431 2,448 3,676 2,165 3,138 139 213 4,332 1,098 9,084 8,125 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 1,398,748 1,380,976 1,265,735 1,022,060 1,246,526 886,272 1,527,731 1,411,906 5,438,740 4,701,214 2,244,895 2,169,013 1,147,024 1,028,265 989,926 702,617 678,269 483,362 5,060,114 4,383,257 2,786 1,484 2,786 1,484

2015 A 269 49 b 2015 2014 201,471 165,863 201,471 165,863 75,079 73,431 75,079 73,431 2015 2014 5,438,740 4,701,214 9,954 9,953 819 1,059 15,538 9,880 9,927 9,723 5,474,978 4,731,829 5,060,114 4,383,257 11,874 10,854 41,232 22,658 5,113,220 4,416,769

270 2015 A 49 c

2015 A 271 49 c 2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 2,105,486 1,863,145 1,808,257 1,629,954 31,968 1,998 58,369 25,202 22,833 22,117 762,902 590,741 761,795 586,447 3,572 10,514 31,052 30,437 2,914 2,657 511,402 425,612 503,469 414,438 11,163 14,922 25,797 25,505 2,529 2,522 607,634 527,907 597,665 515,926 13,218 15,988 30,087 28,658 1,819 1,862 201,537 173,827 199,294 170,945 2,990 3,865 7,876 8,049 1,420 1,473 385,401 333,656 382,889 328,146 3,683 7,510 16,767 16,891 2,736 2,798 421,469 378,606 422,455 370,196 431 11,212 19,448 20,166 2,832 2,827 142,219 126,892 140,900 121,176 1,791 2,077 2,222 2,513 91 68 336,928 311,443 296,496 279,541 6,263 5,345 9,853 8,442 9,891 6,028 5,474,978 4,731,829 5,113,220 4,416,769 75,079 73,431 201,471 165,863 47,065 42,352

272 2015 A 50 2015 2014 2015 2014 185,652 66,988 185,285 66,075 13,367 3,022 13,367 3,022 67,980 29,050 67,980 29,050 2,752 3,853 2,752 3,853 102,330 31,821 101,962 30,908 186,429 67,746 186,061 66,833 51 (a)

2015 A 273 51 (a) 2015 2014 2015 2014 235,692 249,322 236,077 248,650 188,469 279,857 187,867 279,495 363,035 399,489 362,921 399,402 1 5,979 4,062 1,479 1,560 1 33,029 23,694 23,872 18,841 338,012 266,094 330,119 258,459 5,884 2,610 5,884 3,132 1,170,100 1,225,128 1,148,219 1,209,539 1,496,021 1,725,348 2015 349,816 341,547

274 2015 A 51 (b) 2015 2014 2015 2014 4,380 1,965 4,292 1,847 251 572 249 551 4,631 2,537 4,541 2,398 (c) 2015 2014 2015 2014 1 2,613 2,293 2,540 2,217 12 2,591 2,466 2,546 2,407 23 2,207 2,179 2,173 2,147 3 5,612 6,020 5,562 5,987 13,023 12,958 12,821 12,758 (d) 1,100 595

2015 A 275 51 (e) 2015 2014 26,729 23,497 52 (a) 2015 2014 2015 2014 320,110 243,797 318,027 240,474 (320,110) (243,797) (318,027) (240,474)

276 2015 A 52 (b) 2015 2014 2015 2014 1,820,694 831,473 1,820,693 831,472 53 (a)

2015 A 277 53 (a) 9 (i) 51(a) 8,043,986 7,597,633 7,720,943 7,309,865

278 2015 A 53 (a) (ii) 2015 2014 2015 2014 34,326 20,484 33,666 20,061 (14,624) (9,577) (14,442) (9,446) 19,702 10,907 19,224 10,615 13,070 7,408 13,032 7,404 (7,806) (4,733) (7,805) (4,732) 5,264 2,675 5,227 2,672 3 31,689 25,105 30,136 23,892 36 2,217 752 1,409 25 61 254 186 1 282 6 34,442 25,863 31,731 23,917 (3,600) (2,640) (3,564) (2,611) 30,842 23,223 28,167 21,306 2,742,448 2,460,164 2,510,885 2,234,173 (58,812) (48,215) (56,885) (46,378) 2,683,636 2,411,949 2,454,000 2,187,795 2,739,444 2,448,754 2,506,618 2,222,388 4,531 996

2015 A 279 53 (a) (iii) 2015 2014 2015 2014 668 662 668 662 (601) (619) (601) (619) 67 43 67 43 AAA 7,095 8,667 2,767 5,197 AA- AA+ 540,986 441,823 532,863 430,647 A- A+ 14,671 5,543 8,868 2,724 A- 15,763 7,574 12,645 5,102 578,515 463,607 557,143 443,670 159,815 154,334 156,273 153,256 738,397 617,984 713,483 596,969 532,353 428,082AA-)) (iv) 2015 2014 2015 2014 115,400 88,929 85,675 84,088

280 2015 A 53 (b) (i) (1) (VaR

2015 A 281 53 (b) (i) (2) NII NII NII 125125 FTP

282 2015 A 53 (b) (i) 2015 3 3 1 15 5 584,342 544,820 39,522 593,396 535,143 45,374 10,168 702 2,009 2,739,444 1,647,629 905,992 176,721 9,102 1,440,803 493,957 252,123 380,022 296,912 17,789 116,993 116,993 5,474,978 3,221,549 1,203,489 566,911 306,716 176,313 1,138,584 871,075 254,003 9,202 4,304 3,571,698 2,596,345 603,585 357,570 6,088 8,110 27,802 6,620 6,228 6,551 388 8,015 251,507 97,439 108,411 21,425 24,232 123,629 102 22 68 26 123,411 5,113,220 3,571,581 972,249 394,816 30,734 143,840 361,758 (350,032) 231,240 172,095 275,982 32,473

2015 A 283 53 (b) (i) 3 2014 3 1 15 5 654,785 632,518 22,267 525,051 394,447 86,569 41,218 2,817 2,448,754 1,294,461 962,393 150,223 41,677 997,701 147,862 244,913 378,652 212,029 14,245 105,538 105,538 4,731,829 2,469,288 1,293,875 570,093 253,706 144,867 879,039 663,147 193,298 20,526 2,068 3,304,438 2,278,910 681,858 335,500 1,444 6,726 23,615 6,035 927 6,213 165 10,275 106,155 20,793 38,380 15,817 31,165 103,522 23 61 917 94 102,427 4,416,769 2,968,908 914,524 378,973 32,868 121,496 315,060 (499,620) 379,351 191,120 220,838 23,371

284 2015 A 53 (b) (i) 2015 3 3 1 15 5 557,011 543,228 13,783 601,389 553,954 37,945 8,219 1,271 2,506,618 1,537,132 787,037 174,007 8,442 1,451,036 486,190 245,775 369,316 296,912 52,843 91,983 91,983 5,208,037 3,120,504 1,070,757 551,542 305,354 159,880 1,063,406 851,973 207,143 4,161 129 3,421,403 2,482,833 577,067 355,331 6,088 84 26,870 6,619 6,228 6,551 388 7,084 235,854 92,886 105,504 14,490 22,974 108,463 108,463 4,855,996 3,434,311 895,942 380,533 29,450 115,760 352,041 (313,807) 174,815 171,009 275,904 44,120

2015 A 285 53 (b) (i) 3 2014 3 1 15 5 644,951 630,661 14,290 528,818 404,461 83,697 39,381 1,279 2,222,388 1,183,950 851,028 146,788 40,622 1,012,605 137,037 242,590 372,360 212,029 48,589 82,353 82,353 4,491,115 2,356,109 1,177,315 558,529 252,651 146,511 826,176 654,388 157,106 14,471 211 3,158,746 2,174,789 649,901 332,454 1,444 158 22,195 6,034 927 5,803 165 9,266 84,559 13,747 33,355 7,491 29,966 88,188 88,188 4,179,864 2,848,958 841,289 360,219 31,575 97,823 311,251 (492,849) 336,026 198,310 221,076 48,688 3

286 2015 A 53 (b) (i) 2015 2014 25 (25) 25 (25) (1,042) 1,042 (995) 995 (i) (ii) (iii)

2015 A 287 53 (b) (ii) IMFSDR (1) (VaR (2)

288 2015 A 53 (b) (ii) 2015 509,747 44,537 28,345 1,713 584,342 6,852 33,796 465,757 109,509 7,011 11,119 593,396 16,848 8,359 2,473,949 158,776 87,923 18,796 2,739,444 24,428 104,832 1,582,388 (135,718) 5,666 (11,533) 1,440,803 (20,880) 6,756 102,365 7,728 6,446 454 116,993 1,189 7,686 5,134,206 184,832 135,391 20,549 5,474,978 28,437 161,429 1,051,084 78,385 4,640 4,475 1,138,584 12,060 5,532 3,135,623 254,346 114,031 67,698 3,571,698 39,131 135,962 215,920 (168,451) (5,163) (14,504) 27,802 (25,916) (6,156) 235,039 10,425 6,043 251,507 1,604 7,205 119,043 864 3,131 421 123,459 133 3,733 4,756,709 175,569 122,682 58,090 5,113,050 27,012 146,276 377,497 9,263 12,709 (37,541) 361,928 1,425 15,153 725,713 76,905 24,916 24,088 851,622 11,832 29,708 347,450 495,820 61,572 93,045 997,887 76,282 73,414 (417,201) (482,020) (52,239) (56,359) (1,007,819) (74,159) (62,286) (15,074) 8 (194) (15,260) (2,319) 10 (69,751) (1,274) 9,341 36,492 (25,192) (196) 11,138

2015 A 289 53 (b) (ii) 2014 621,938 18,874 13,327 646 654,785 3,044 16,669 458,014 52,091 4,886 10,060 525,051 8,402 6,111 2,139,783 214,718 77,640 16,613 2,448,754 34,632 97,111 941,965 34,184 17,847 3,705 997,701 5,514 22,323 94,124 3,487 7,343 572 105,526 562 9,184 4,255,824 323,354 121,043 31,596 4,731,817 52,154 151,398 799,722 74,400 3,064 1,853 879,039 12,000 3,832 2,892,528 210,658 174,441 26,811 3,304,438 33,977 218,188 5,352 3,823 14,356 84 23,615 617 17,956 83,601 15,962 6,592 106,155 2,575 8,245 94,687 3,892 4,532 411 103,522 628 5,669 3,875,890 308,735 202,985 29,159 4,416,769 49,797 253,890 379,934 14,619 (81,942) 2,437 315,048 2,357 (102,492) 829,782 110,738 (39,226) 7,947 909,241 17,861 (49,063) 283,065 429,980 178,230 50,907 942,182 69,352 222,927 (384,466) (439,124) (79,240) (49,483) (952,313) (70,826) (99,112) 151 7 (674) (516) 24 9 (101,401) (8,993) 98,997 750 (10,647) (1,450) 123,824

290 2015 A 53 (b) (ii) 2015 508,277 44,513 2,875 1,346 557,011 6,848 3,428 479,956 105,777 6,814 8,842 601,389 16,274 8,124 2,352,941 115,082 22,169 16,426 2,506,618 17,705 26,433 1,580,431 (142,968) 29,163 (15,590) 1,451,036 (21,996) 34,772 89,904 1,424 490 165 91,983 219 584 5,011,509 123,828 61,511 11,189 5,208,037 19,050 73,341 1,000,762 56,524 1,651 4,469 1,063,406 8,696 1,969 3,102,978 222,777 41,655 53,993 3,421,403 34,274 49,666 215,902 (168,451) (6,077) (14,504) 26,870 (25,916) (7,246) 227,205 5,206 3,443 235,854 801 4,105 109,209 (212) (1,005) 302 108,294 (33) (1,198) 4,656,056 115,844 39,667 44,260 4,855,827 17,822 47,296 355,453 7,984 21,844 (33,071) 352,210 1,228 26,045 722,553 77,113 6,297 (24,215) 781,748 11,864 7,508 347,450 455,096 40,205 81,237 923,988 70,017 47,937 (417,201) (440,957) (22,715) (49,156) (930,029) (67,842) (27,084) (15,069) (191) (15,260) (2,318) (69,751) (930) 17,490 31,890 (21,301) (143) 20,853

2015 A 291 53 (b) (ii) 2014 620,083 18,852 5,563 453 644,951 3,041 6,958 470,224 44,635 4,364 9,595 528,818 7,199 5,458 2,026,423 176,618 6,971 12,376 2,222,388 28,487 8,719 942,517 28,992 40,306 790 1,012,605 4,676 50,414 81,976 (992) 1,047 309 82,340 (160) 1,310 4,141,223 268,105 58,251 23,523 4,491,102 43,243 72,859 759,009 62,494 2,891 1,782 826,176 10,080 3,616 2,860,360 180,093 102,735 15,558 3,158,746 29,047 128,499 5,352 3,793 12,966 84 22,195 612 16,218 75,118 7,242 2,199 84,559 1,168 2,750 84,535 3,251 132 271 88,189 524 165 3,784,374 256,873 120,923 17,695 4,179,865 41,431 151,248 356,849 11,232 (62,672) 5,828 311,237 1,812 (78,389) 829,573 109,451 (52,850) 7,756 893,930 17,653 (66,104) 271,377 406,460 168,254 40,083 886,174 65,558 210,449 (367,336) (411,359) (75,474) (42,122) (896,291) (66,348) (94,402) 159 (674) (515) 26 (95,959) (4,740) 92,780 (2,713) (10,632) (764) 116,047

292 2015 A 53 (b) (ii) 2015 2014 (100) 100 (100) 100 94 (94) 37 (37) (i) (ii) (iii) 100

2015 A 293 53 (c) MLF FTP 23,0207,200 15,820

294 2015 A 53 (c) 2015 1 1 3 1 3 1 5 5 (i) 118,184 466,158 584,342 12,173 463,243 61,785 45,004 10,480 711 593,396 (ii) 19,954 124,077 421,499 972,196 609,807 553,893 38,018 2,739,444 (iii) 405,195 69,227 222,604 419,498 308,195 13,298 1,438,017 11,988 4,641 5,435 10,980 2,052 1,065 83,618 119,779 162,299 997,156 557,946 1,250,784 1,041,837 863,153 601,803 5,474,978 378,326 339,324 146,406 247,988 22,805 3,735 1,138,584 (iv) 2,009,673 306,603 294,047 603,543 357,544 288 3,571,698 3,330 1,637 1,135 3,857 9,781 388 7,674 27,802 31,016 65,659 95,056 27,257 32,519 251,507 63,634 22,662 7,666 13,531 11,503 2,518 2,115 123,629 2,454,963 701,242 514,913 963,975 428,890 39,448 9,789 5,113,220 (2,292,664) 295,914 43,033 286,809 612,947 823,705 592,014 361,758

2015 A 295 53 (c) 2014 1 1 3 1 3 1 5 5 (i) 149,938 504,847 654,785 8,481 327,078 75,539 69,849 43,562 542 525,051 (ii) 1,532 118,394 388,499 970,897 518,480 427,737 23,215 2,448,754 (iii) 45,842 66,444 214,129 430,664 227,195 13,427 997,701 11,916 5,735 5,868 9,142 901 324 71,652 105,538 171,867 497,049 536,350 1,264,017 993,607 655,256 613,683 4,731,829 4,569 419,093 234,423 193,695 26,765 494 879,039 (iv) 1,618,482 196,234 447,982 681,507 357,289 2,944 3,304,438 977 2,380 1,622 670 7,332 359 10,275 23,615 5,859 31,757 9,145 28,610 30,784 106,155 40,836 25,641 12,450 13,100 8,005 1,193 2,297 103,522 1,664,864 649,207 728,234 898,117 428,001 35,774 12,572 4,416,769 (1,492,997) (152,158) (191,884) 365,900 565,606 619,482 601,111 315,060

296 2015 A 53 (c) 2015 1 1 3 1 3 1 5 5 (i) 91,861 465,150 557,011 46,465 453,361 55,470 37,886 8,207 601,389 (ii) 18,252 109,226 405,335 902,231 507,981 525,953 37,640 2,506,618 (iii) 404,348 66,658 213,787 405,028 308,170 10,990 1,408,981 11,985 3,820 4,816 9,347 752 368 102,950 134,038 168,563 970,755 532,279 1,163,251 921,968 834,491 616,730 5,208,037 411,513 320,938 115,167 206,931 8,857 1,063,406 (iv) 1,957,027 273,578 258,181 577,024 355,305 288 3,421,403 3,330 1,657 1,188 3,443 9,780 388 7,084 26,870 30,294 61,387 92,149 22,055 29,969 235,854 62,722 21,208 6,534 10,282 6,782 935 108,463 2,434,592 647,675 442,457 889,829 402,779 31,580 7,084 4,855,996 (2,266,029) 323,080 89,822 273,422 519,189 802,911 609,646 352,041

2015 A 297 53 (c) 2014 1 1 3 1 3 1 5 5 (i) 141,854 503,097 644,951 5,831 324,441 70,211 83,809 44,526 528,818 (ii) 109,470 370,814 901,935 415,845 401,304 23,020 2,222,388 (iii) 44,963 64,495 207,222 418,551 227,130 50,244 1,012,605 11,610 3,578 5,154 8,449 549 254 52,759 82,353 159,295 482,452 510,674 1,201,415 879,471 628,688 629,120 4,491,115 1,653 438,320 212,985 156,366 16,852 826,176 (iv) 1,580,084 162,367 409,558 649,549 354,244 2,944 3,158,746 977 2,380 1,622 670 6,921 359 9,266 22,195 3,316 27,101 2,220 21,957 29,965 84,559 40,160 24,087 11,044 9,752 2,593 121 431 88,188 1,622,874 630,470 662,310 818,557 402,567 33,389 9,697 4,179,864 (1,463,579) (148,018) (151,636) 382,858 476,904 595,299 619,423 311,251 (i) (ii) (iii) (iv)

298 2015 A 53 (c) 2015 1 3 1 1 3 1 5 5 584,342 584,342 118,184 466,158 593,396 597,368 11,544 465,863 62,507 45,870 10,856 728 2,739,444 3,311,031 21,943 131,985 439,169 1,034,042 788,968 855,004 39,920 1,427,841 1,658,329 407,169 72,622 231,661 488,566 454,944 3,367 16,914 16,485 9,390 1,163 797 1,715 371 33 3,016 5,361,937 6,167,555 161,061 1,006,180 575,095 1,313,288 1,288,761 1,309,981 513,189 1,138,584 1,152,224 379,034 341,555 148,542 254,747 24,491 3,855 3,571,698 3,690,568 2,018,276 312,800 305,339 637,988 415,583 582 20,227 20,227 3,330 1,657 1,188 3,865 9,781 388 18 251,507 271,745 31,286 66,230 97,416 43,477 33,336 85,202 86,797 54,350 19,267 1,537 3,919 4,648 1,010 2,066 5,067,218 5,221,561 2,454,990 706,565 522,836 997,935 497,980 39,171 2,084 377,020 377,020

2015 A 299 53 (c) 2014 1 3 1 1 3 1 5 5 654,785 654,785 149,938 504,847 525,051 532,092 9,660 329,040 77,311 71,531 44,008 542 2,448,754 2,915,660 1,532 128,084 408,216 1,031,943 659,299 662,767 23,819 988,386 1,192,565 47,546 69,623 222,862 501,292 346,832 4,410 15,829 15,829 8,741 1,650 350 490 276 70 4,252 4,632,805 5,310,931 169,871 506,320 555,500 1,326,826 1,204,875 1,009,669 537,870 879,039 903,677 5,787 422,184 242,362 203,853 28,945 546 3,304,438 3,413,620 1,633,583 202,376 463,474 712,440 398,580 3,167 13,369 13,425 977 2,393 1,659 676 7,332 388 106,155 110,672 5,942 31,895 10,896 30,880 31,059 58,174 58,174 23,741 21,529 1,218 3,338 5,410 1,072 1,866 4,361,175 4,499,568 1,664,088 654,424 740,608 931,203 471,147 36,232 1,866 293,850 293,850

300 2015 A 53 (c) 2015 1 3 1 1 3 1 5 5 557,011 557,011 91,861 465,150 601,389 604,815 47,082 454,705 56,139 38,555 8,317 17 2,506,618 3,057,718 20,232 116,518 422,070 959,511 676,088 823,773 39,526 1,399,374 1,628,143 406,270 69,886 222,424 473,217 454,919 1,427 51,443 51,443 9,388 42,055 5,115,835 5,899,130 168,563 977,493 548,095 1,220,490 1,157,622 1,278,692 548,175 1,063,406 1,073,679 412,225 323,038 116,818 212,321 9,277 3,421,403 3,538,888 1,965,622 279,582 269,087 610,858 413,156 583 19,786 19,786 3,330 1,657 1,188 3,443 9,780 388 235,854 254,730 30,542 61,839 94,155 37,579 30,615 70,906 70,906 53,417 17,489 4,811,355 4,957,989 2,434,594 652,308 448,932 920,777 469,792 31,586 355,470 355,470

2015 A 301 53 (c) 2014 1 3 1 1 3 1 5 5 644,951 644,951 141,854 503,097 528,818 535,719 7,009 326,369 71,953 85,417 44,971 2,222,388 2,680,266 118,758 389,657 960,643 553,354 634,239 23,615 1,005,010 1,207,336 46,601 67,560 215,514 488,249 346,763 42,649 8,434 8,434 8,434 4,409,601 5,076,706 157,297 491,728 529,170 1,261,574 1,086,574 981,002 569,361 826,176 850,766 2,891 441,387 220,888 166,517 19,083 3,158,746 3,265,979 1,594,764 168,590 424,736 679,521 395,201 3,167 12,929 12,985 977 2,393 1,659 676 6,921 359 84,559 105,586 3,333 27,140 4,237 30,772 40,104 44,317 44,317 24,145 20,172 4,126,727 4,279,633 1,622,777 635,875 674,423 850,951 451,977 43,630 278,860 278,860 (d)

302 2015 A 53 (e)

2015 A 303 53 (e) 2015 2014 10.83% 10.44% 10.83% 10.44% 12.57% 12.38% 25,220 25,220 73,889 69,227 33,981 28,664 64,680 53,979 162,405 137,910 329 288 (i) (304) (1,308) 360,200 313,980 12,766 12,003 347,434 301,977 (ii) 10 5 347,444 301,982 30,000 30,000 24,006 24,190 1,959 2,162 55,965 56,352 55,965 56,352 403,409 358,334 3,208,152 2,893,732 (i) (ii)

304 2015 A 53 (e) 10.38% 10.38%12.15% 360,460 2,966,543 9.93% 9.93%11.91% 416,834 3,499,231 9.44% 9.44%11.46% 373,886 3,261,357 (f) 2015 12 31 5,474,978 (2,717) 10,813 13,508 791,776 (12,766) 6,275,592

2015 A 305 53 (f) 2015 12 31 5,251,604 (12,766) 5,238,838 9,780 11,163 46 20,989 210,481 13,508 223,989 1,302,755 (510,979) 791,776 347,444 6,275,592 5.54%

306 2015 A 53 (g)

2015 A 307 53 (g) 2015 3 3 1 1 5 5 256,954 817,880 75,345 409 1,150,588 465 (492) 35,908 35,908 30 (17) 249,564 460,622 19,885 730,071 5,536 (4,400) 133,169 133,294 2,687 269,150 3,123 (1,682) 27,528 18,238 716 46,482 634 33,865 20,185 588 54,638 (876) 480,034 632,339 23,876 1,136,249 9,323 (6,975) 97 97 (1) 64 64 5 56 56 (1) 120 97 217 5 (2) 1,700 9,800 18,010 29,510 336 (14) 1,037 867 13,226 395 15,525 38 (32) 1,325 1,409 2,863 5,597 9 (60) 2,362 2,276 16,089 395 21,122 47 (92) 10,176 (7,575)

308 2015 A 53 (g) 2014 3 3 1 1 5 5 161,828 107,663 29,995 752 300,238 204 (240) 20,019 20,019 874 (793) 285,302 395,102 46,906 727,310 5,362 (4,142) 138,277 77,173 3,332 218,782 1,393 (1,270) 16,626 5,883 22,509 1,233 21,331 6,921 28,252 (3,365) 481,555 485,079 50,238 1,016,872 8,862 (9,570) 775 93 868 1 (2) 53 29 24 36 142 15 29 29 82 804 117 36 1,039 16 (2) 6,300 13,540 29,510 49,350 143 (360) 124 515 9,941 377 10,957 73 (29) 343 3,286 3,629 17 (45) 124 858 13,227 377 14,586 90 (74) 9,315 (10,246)

2015 A 309 53 (g) 2015 3 3 1 1 5 5 255,925 815,465 74,759 409 1,146,558 367 (392) 35,908 35,908 30 (17) 243,020 454,031 19,885 716,936 5,359 (4,231) 86,512 108,687 2,687 197,886 2,841 (1,467) 27,489 18,238 716 46,443 634 33,829 20,185 588 54,602 (876) 426,758 601,141 23,876 1,051,775 8,864 (6,591) 97 97 (1) 19 19 116 116 (1) 1,700 9,800 18,010 29,510 336 (14) 550 383 10,470 395 11,798 31 (26) 1,325 1,409 2,863 5,597 9 (60) 1,875 1,792 13,333 395 17,395 40 (86) 9,607 (7,084)

310 2015 A 53 (g) 2014 3 3 1 1 5 5 159,333 106,863 29,852 639 296,687 203 (235) 20,019 20,019 874 (793) 280,537 384,733 44,089 709,359 5,237 (4,037) 119,515 62,357 3,200 185,072 577 (406) 16,609 5,883 22,492 1,233 21,316 6,921 28,237 (3,365) 457,996 459,894 47,289 965,179 7,921 (8,601) 775 93 868 1 (2) 6,300 13,540 29,510 49,350 143 (360) 124 186 7,771 377 8,458 61 (23) 343 3,286 3,629 17 (45) 124 529 11,057 377 12,087 78 (68) 8,346 (9,266)

2015 A 311 53 (g) 2015 12 31 2014 12 31 442 214 4,205 3,003 3 2 10,518 5,830 15,168 9,049 (h) (i) 9 14 Bloomberg Bloomberg

312 2015 A 53 (h) (i) 2015 1 2 3 353,137 372,697 1,332 371,353 12 2014 1 2 3 259,434 264,612 4,549 260,052 11 (ii) 2015 1 2 3 32,519 34,680 34,680 27,995 28,146 28,146 60,514 62,826 62,826 2014 1 2 3 32,396 32,898 32,898 27,636 27,248 27,248 60,032 60,146 60,146

2015 A 313 54 (a) 2015 2014 2015 2014 58,018 56,049 53,189 51,877 57,507 31,254 57,348 30,793 757 392 761 392 1,002 35 999 (5) 3,496 2,944 2,942 2,562 427 390 386 314 599 615 588 607 (4) (3) (4) (3) (3,958) (132) (3,975) (122) (5,186) (4,272) (5,098) (4,201) (48,175) (37,749) (47,674) (37,258) 7,150 3,921 6,700 3,230 (1,137) (655) (1,136) (653) (7,207) (4,946) (7,155) (4,834) (210,054) (400,785) (188,564) (374,995) 547,185 625,115 521,017 605,658 400,420 272,173 390,324 273,362 (b) 3 2015 2014 2015 2014 118,184 149,938 91,862 141,854 56,014 47,336 53,968 41,774 147,714 68,983 156,919 61,685 296,458 190,039 296,458 190,039 17,473 15,175 16,815 13,930 635,843 471,471 616,022 449,282

314 2015 A 54 (c) 2015 2014 2015 2014 14,381 14,793 13,783 14,290 (14,793) (15,662) (14,290) (14,918) 621,462 456,678 602,239 434,992 (456,678) (334,287) (434,992) (316,549) 164,372 121,522 166,740 117,815 (d) 55 47,565 898194

2015 A 315 56

316 2015 A 56 2015 1 2 3 1 2 3 6,028 43,004 49,032 5,949 43,004 48,953 1,027 1,027 1,027 1,027 744 744 1 5 6 6,773 44,036 50,809 5,949 44,031 49,980 3,469 4,803 8,272 364 4,616 4,980 10,172 4 10,176 9,607 9,607 33,538 262,205 295,743 14,878 260,954 275,832 1,638 80 1,104 2,822 573 441 1,014 66 790 138 994 35,242 263,075 1,242 299,559 15,451 260,954 441 276,846 45,484 322,086 1,246 368,816 21,764 319,208 441 341,413 3,330 3,330 3,330 3,330 18 18 18 3,330 3,348 3,330 3,330 2,087 2,087 2,087 2,087 1,683 2,302 3,985 1,260 2,302 3,562 8,455 8,455 8,455 8,455 2,352 2,352 2,352 2,352 14,577 2,302 16,879 14,154 2,302 16,456 7,575 7,575 7,084 7,084 18 25,482 2,302 27,802 24,568 2,302 26,870

2015 A 317 56 2014 1 2 3 1 2 3 3,988 28,310 32,298 3,825 28,309 32,134 12 12 12 12 712 712 4,700 28,322 33,022 3,825 28,321 32,146 1,454 5,589 125 7,168 351 4,596 125 5,072 9,300 15 9,315 8,346 8,346 26,737 249,357 276,094 13,627 248,346 261,973 1,316 71 728 2,115 529 440 969 263 29 25 317 28,316 249,457 753 278,526 14,156 248,346 440 262,942 34,470 292,668 893 328,031 18,332 289,609 565 308,506 977 977 977 977 30 30 30 977 1,007 977 977 2,029 2,029 2,029 2,029 410 2,610 3,020 2,610 2,610 5,099 5,099 5,099 5,099 2,214 2,214 2,214 2,214 9,752 2,610 12,362 9,342 2,610 11,952 10,246 10,246 9,266 9,266 30 20,975 2,610 23,615 19,585 2,610 22,195

318 2015 A 56 (i) Bloomberg (ii) Bloomberg Black-Scholes Bloomberg REUTERS (iii) 2015 12 31 346 758 138 4 2,302

2015 A 319 56 (iii) (a) 2015 1 1 15 125 753 893 (3) 20 17 21 21 570 570 (8) (125) (122) (255) 2015 12 31 4 1,242 1,246 (3) 20 17 2015 1 1 2,610 122 (430) 2015 12 31 2,302 121

320 2015 A 56 (iii) (a) 2014 1 1 31 125 702 858 (36) (36) (4) (4) 91 91 (16) (16) 2014 12 31 15 125 753 893 2014 1 1 5,296 45 1,056 (3,787) 2014 12 31 2,610 39

2015 A 321 56 (iii) (a) 2015 1 1 125 440 565 1 1 (125) (125) 2015 12 31 441 441 2015 1 1 2,610 122 (430) 2015 12 31 2,302 121

322 2015 A 56 (iii) (a) 2014 1 1 125 440 565 2014 12 31 125 440 565 2014 1 1 5,296 45 1,056 (3,787) 2014 12 31 2,610 39

2015 A 323 56 (iii) (b) 10% 2015 2015 111 (111) 44 (44) 13 (13) 230 (230) 230 (230)

324 2015 A 56 (iii) (b) 2014 2014 13 (13) 13 (13) 1 (1) 73 (73) 44 (44) 2 (2) 261 (261) 261 (261) (c) (d)

2015 A 325 57 (a) (i) 29.97% 137.5 (i&iii)) 59 13.04% (ii) 10 100% 60 100% 11.61 100% 2.1 55% (i) (ii) (iii) ()29.97%20.00%) () 13.04% 12.54%) 30% 30.06% 30%

326 2015 A 57 (a) (i) a) b) c) 2015 2014 13,750,000,000 11,550,000,000 5,900,000,000 4,300,000,000 1,000,000,000 1,000,000,000 6,000,000,000 6,000,000,000 1,160,950,575 1,160,950,575 210,000,000 210,000,000 % % % % % 2015 1 1 3,162,424,323 12.54 1,000,000,000 100.00 6,000,000,000 100.00 1,160,950,575 100.00 115,500,000 55.00 127,046,014 0.50 2015 12 31 3,289,470,337 13.04 1,000,000,000 100.00 6,000,000,000 100.00 1,160,950,575 100.00 115,500,000 55.00 (ii) 2,704,596,216 10.72% 1,574,729,111 6.24% 1,258,542,349 4.99% 944,013,171 3.74% 1,147,377,415 4.55% Best Winner Investment Ltd. 386,924,063 1.53% China Merchants Union (BVI) Limited 477,903,500 1.89% 55,196,540 0.22% (iii) 72

2015 A 327 57 (b) (i) (1) 2015 2014 % % 5,124 0.18 4,395 0.17 5 0.00 7 0.00 6,110 0.22 8,390 0.33 11,239 0.40 12,792 0.50 5% 5% (2) 2015 2014 % % 0.00 530 1.07 660 0.95 824 1.66 32 0.05 531 1.07 692 1.00 1,885 3.80

328 2015 A 57 (b) (i) (3) 2015 2014 % % 465 0.15 530 0.19 9,412 3.14 1,165 0.42 1,500 0.50 893 0.30 1,618 0.58 12,270 4.09 3,313 1.19 (4) 2015 2014 % % 270 0.08 394 0.15 0.00 1 0.00 270 0.08 395 0.15

2015 A 329 57 (b) (i) (5) 2015 2014 % % 200 0.03 200 0.05 1,539 0.21 1,838 0.45 500 0.07 0.00 2,239 0.31 2,038 0.50 (6) 2015 2014 % % 40,036 1.12 44 0.00 494 0.01 684 0.02 1,228 0.03 46 0.00 5% 41,758 1.16 774 0.02 79,643 2.23 39,994 1.21 30,929 0.88 10,408 0.32 8,565 0.24 2,836 0.09 442 0.01 102 0.00 161,337 4.52 54,114 1.64

330 2015 A 57 (b) (i) (7) 2015 2014 46,236 42,534 14,751 9,556 15,169 5,475 5,427 61,267 77,881 30(a)(iii) (Black-Scholes) 3(w)(v) (8) 218 177 202 213 (9) 93 8,92558 1,1868,557 47 (10) 4,000 1,400 (11)

2015 A 331 57 (b) (ii) (1) 2015 2014 % % 5,018 0.19 3,944 0.17 5,775 0.23 7,371 0.33 10,793 0.42 11,315 0.50 5% 5% (2) 2015 2014 % % 0.00 530 1.16 660 1.02 824 1.81 32 0.05 531 1.17 692 1.07 1,885 4.14

332 2015 A 57 (b) (ii) (3) 2015 2014 % % 465 0.17 530 0.20 1,500 0.54 0.00 9,412 3.39 1,165 0.44 893 0.32 1,618 0.61 12,270 4.42 3,313 1.25 (4) 2015 2014 % % 270 0.08 394 0.16 (5) 2015 2014 % % 200 0.03 200 0.05 1,539 0.21 1,838 0.45 500 0.07 0.00 2,239 0.31 2,038 0.50

2015 A 333 57 (b) (ii) (6) 2015 2014 % % 40,036 1.17 44 0.00 494 0.01 684 0.02 1,228 0.04 46 0.00 5% 41,758 1.22 774 0.02 77,335 2.26 39,522 1.25 30,929 0.90 10,408 0.33 8,565 0.25 2,836 0.09 411 0.01 37 0.00 158,998 4.64 53,577 1.69 (7) 200 172 191 205 (8) 93 8,925581,1868,557 47 (9) 4,000 1,400

334 2015 A 57 (b) (iii) (1) 2015 2014 % % 0.00 422 0.01 143 0.00 0.00 688 0.02 298 0.01 0.00 271 0.01 81 0.00 51 0.00 18 0.00 24 0.00 0.00 23 0.00 0.00 77 0.00 0.00 64 0.00 727 0.03 144 0.01 1,657 0.05 1,374 0.04 (2) 2015 2014 % % 325 0.01 310 0.01

2015 A 335 57 (b) (iii) (3) 2015 2014 % % 5,588 9.97 2,439 5.18 (4) 2015 2014 % % 26,122 12.89 29,076 21.09 1,980 0.98 200 0.15 550 0.40 28,102 13.87 29,826 21.64 (5) 2015 2014 % % 18 0.00 8 0.00 2,190 0.31 1,936 0.28 2,371 0.34 6,166 0.88 8,912 1.27 10,578 1.51 6 0.00 0.00 13,497 1.92 18,688 2.67

336 2015 A 57 (b) (iii) (6) 2015 2014 % % 93 0.08 164 0.41 (7) 2015 2014 % % 440 0.16 440 0.17 0.00 1,612 0.61 440 0.16 2,052 0.78 (8) 25,13213,350 3,1866,631 1421,82336,951 (9) 21,831 3,960 (10) 17 94 (11) 2,542 (12) 19 117 (13) 112 (14) 3,250 3,100

2015 A 337 57 (b) (iv) (1) 395 52 (2) 1,098 1,113 (3) 3 12 (4) 6 28 (5) 84 (6) 112

338 2015 A 57 (c) (i) (1) 2015 2014 % % 1 0.00 0.00 140 0.26 9 0.02 579 1.08 175 0.39 204 0.38 144 0.32 775 1.45 62 0.14 454 0.85 349 0.78 2,153 4.02 739 1.65 (2) 2015 2014 % % 9 0.00 12 0.01 9 0.00 6 0.00 5% 18 0.00 18 0.01 487 0.21 306 0.14 220 0.09 200 0.09 725 0.30 524 0.24

2015 A 339 57 (c) (i) (3) 2015 2014 % % 1 0.00 2 0.00 8 0.01 3 0.00 3 0.00 4 0.00 5% 12 0.01 9 0.00 1,150 1.17 485 0.44 737 0.76 542 0.50 9 0.00 10 0.01 36 0.04 4 0.00 1,944 1.98 1,050 0.95

340 2015 A 57 (c) (i) (4) 2015 2014 % % 37 0.52 6 0.10 1 0.00 0.00 38 0.52 6 0.10 (ii) (1) 2015 2014 % % 1 0.00 0.00 140 0.28 9 0.02 578 1.17 175 0.42 204 0.41 144 0.35 775 1.57 62 0.15 451 0.92 344 0.83 2,149 4.35 734 1.77

2015 A 341 57 (c) (ii) (2) 2015 2014 % % 9 0.00 12 0.01 9 0.00 6 0.00 5% 18 0.00 18 0.01 481 0.21 278 0.13 219 0.10 178 0.08 718 0.31 474 0.22

342 2015 A 57 (c) (ii) (3) 2015 2014 % % 1 0.00 2 0.00 8 0.01 3 0.00 3 0.00 4 0.00 5% 12 0.01 9 0.00 1,150 1.24 478 0.46 737 0.79 542 0.52 9 0.01 10 0.01 36 0.04 3 0.00 1,944 2.09 1,042 0.99

2015 A 343 57 (c) (ii) (4) 2015 2014 % % 37 0.53 6 0.11 1 0.01 0.00 38 0.54 6 0.11 (iii) (1) 2015 2014 % % (28) (0.06) (5) (0.01) (8) (0.02) (3) (0.01) 870 1.77 333 0.80 646 1.31 543 1.31 1 0.00 0.00 10 0.02 0.00 3 0.01 0.00 1,494 3.03 868 2.09

344 2015 A 57 (c) (iii) (2) 2015 2014 % % 15 0.01 0.00 16 0.01 629 0.30 0.00 7 0.00 0.00 25 0.01 31 0.02 661 0.31 (3) 2015 2014 % % 12 0.01 11 0.01 0.00 3 0.00 0.00 1 0.00 51 0.06 34 0.03 358 0.39 305 0.29 5 0.00 0.00 426 0.46 354 0.33

2015 A 345 57 (c) (iii) (4) 2015 2014 % % (4) (0.06) (2) (0.04) (iv) 58

346 2015 A 59 (a) 2015 300 300 300 11,381 606,424 617,805 617,805 10,693 78,067 88,760 88,760 2,773 2,672 118 5,563 5,563 992 992 992 22,074 3,765 2,672 684,909 713,420 713,420 2014 6,140 6,140 6,140 45,492 247,484 292,976 292,976 63,484 112,038 175,522 175,522 2,135 1,367 3,502 3,502 317 317 317 108,976 2,452 1,367 365,662 478,457 478,457

2015 A 347 59 (b) 1,820,694 831,473 208,150 117,3335,723 11,470 7,728 5,373 2,622,189 2,420,525 60 1(2008) 2015 2014 532 476 (1) 300 186 831 662 180 142 651 520 651 520

348 2015 A 61 13(a)38(b)57(a) 62 11 12 14

2015 A 349 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 1 30% 2015 12 31 185,693 49.65% 外以 59,081 47.00% 2,786 87.74% 353,137 36.12% 716,064 75.18% 16,020 55.67% 178,771 88.97% 62,600 213.00% 185,652 177.14% 以 20,227 51.30% 以 251,507 136.92% 單 64,345 62.17% 6,086 1,315.35% 952 45.12% 2015 1-12 1,316 327.27% (59,266) 87.07% 322 133.33%

350 2015 A 2 [2013] 33 % 1 25,220 2 2a 33,981 2b 64,680 2c 162,405 3 3a 73,889 3b (304) 4 0 5 329 6 360,200 7 8 9,954 9 2,275 10 21 11 242 12 13 14 15 62 16 17 18 19 20 21

2015 A 351 2 % 22 15% 23 24 25 26a 212 26b 26c 27 28 12,766 29 347,434 30 31 32 33 34 10 35 36 10 37 38 39 40 41a 41b 41c 42 43 44 10 45 + 347,444

352 2015 A 2 % 46 30,000 47 18,700 48 1,959 49 389 50 24,006 51 55,965 52 53 54 55 56a 56b 56c 57 58 55,965 59 + 403,409 60 3,208,152 61 10.83% 62 10.83% 63 12.57% 64 65 2.5% 66 67 68 5.83%

2015 A 353 2 % 69 5% 70 6% 71 8% 72 651 73 2,867 74 75 15,994 76 22,804 77 78 79 84,842 80 24,006 81 208 82 83 84 6 85 389 86 13

354 2015 A 2 14,381 14,381 16,099 16,099 569,961 569,961 63,779 62,753 185,693 185,693 343,924 343,924 2,739,444 2,739,513 24,934 24,926 59,081 59,077 10,176 10,176 299,559 298,811 2,786 2,910 353,137 352,637 716,064 715,864 30,813 30,821 1,708 1,708 3,595 3,555 9,954 9,954 16,020 16,015 13,870 13,483 5,474,978 5,472,261

2015 A 355 2 62,600 62,600 711,561 711,561 178,771 178,534 185,652 185,652 3,571,698 3,572,230 39,073 39,073 20,227 20,227 7,575 7,575 251,507 251,507 6,524 6,425 12,820 12,769 867 864 64,345 62,421 5,113,220 5,111,438 25,220 25,220 67,523 67,453 6,086 6,132 34,009 33,981 64,679 64,680 163,289 162,405 952 952 361,758 360,823

356 2015 A 2 9,954 a 3,555 b 1,274 c 864 d 6 e 25,220 25,220 f g 67,453 h 6,194 i 242 j (304) k 33,981 l 64,680 m 162,405 n 251,507 30,000 o 1 25,220 f 2a 33,981 l 2b 64,680 m 2c 162,405 n 3a 73,889 h+i+j 8 9,954 a-d 9 2,275 b-c-e 46 30,000 o

2015 A 357 2 1 2 600036 03968 1428005 3 4 5 6 7 8 70,228 31,673 11,300 9 20,629 4,591 11,300 10 11 2002 3 27 2006 9 22 2014 4 21 12 13 2024 4 21 14 15 2019 4 21 11,300 16 17 18 6.40% 19 20 21

358 2015 A 2 22 23 24 25 26

2015 A 359 3 [2014] 12015 1 62,756 2 3,934 3 10,544 4 6,930 5 956,223 6 71,569 7 4,087 8 23,608 9 783 10 12 11 2,672 12 1,458

360 2015 A 4 2015 655,927 1,616 81 1,370,543 137,054 1,037,960 257,764 1,448,892 920,230 1,548 1,548 25,408 23,219 22,975 108 108 430,248 24,691 42,267 42,267 912,536 18,453 1,450,579 274,089 274,089 1,151,766 530,114 112,525 68,016 872,219 655,927 578,360 (%) 113.61%

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