2015 A

招商銀行股份有限公司 股票代碼 :600036 2015 年度報告 招商銀行 因您而變

2015 A 1 2 3 3 4 11 15 19 23 23 5.1 24 5.2 34 5.3 44 5.4 50 5.5 53 5.6 55 5.7 56 5.8 59 5.9 65 5.10 77 5.11 83 5.12 84 5.13 85 96 104 121 139 140 141

2 2015 A 1 2 3 4 5 6 7 2016 3 2930 1613 16 5 2015 2015 531.8910% 53.19 1.5%107.20 A H106.90 AH 20152015

2015 A / 3 571 重大風險提示

4 2015 A 1.1 1.1.1 China Merchants Bank Co., Ltd. 1.1.2 FCIS FCS(PE) FHKIoD FTIHK 1.1.3 7088 1.1.4 7088 518040 86755-83198888 86755-83195109 cmb@cmbchina.com www.cmbchina.com 95555 1.1.5 1221 1.1.6 A 600036 H 03968 1.1.7 128 10 8

2015 A 5 1.1.8 1.1.9 A 1.1.10 H 183 17 1712-1716 1.1.11 (www.sse.com.cn) (www.cmbchina.com) (www.hkex.com.hk) (www.cmbchina.com) 1.1.12 1987 3 31 9144030010001686XA

6 2015 A 1.2 1987 111 1,9632002 42006 9 App 2015

2015 A 7 1.3 IT

8 2015 A IT

2015 A 9 1.4 2015 2015 2015 2 12 Asia Money 2015 3 19The Asian Banker 2015 6 11 2015 45 The Asian Banker 2015 5 28 2015 5The Asset 2015 6 262014 2015 6 28500 688.13500

10 2015 A 2015 7 1The Banker 20151,0008 493.51(Tier1Capital)28 2015 7 8500 4 1,658.6329 2015 7 22500456.1 2352014115 2015 11 CFO 2015 11 26 21 21 2015 2015 112,800 2015 12212015

2015 A 11 2.1 2015 2014 (%) 2013 201,471 165,863 21.47 132,604 74,248 72,769 2.03 67,911 75,079 73,431 2.24 68,425 58,018 56,049 3.51 51,742 57,696 55,911 3.19 51,743 57,045 55,391 2.99 51,342 400,420 272,173 47.12 119,153 2.29 2.22 3.15 2.30 2.29 2.22 3.15 2.30 2.26 2.20 2.73 2.28 15.88 10.79 47.17 4.72 (%) 1.13 1.28 17.09 19.28 17.09 19.28 16.90 19.10 0.15 1.39 2.19 22.22 2.19 23.12 2.20 22.94

12 2015 A 2015 12 31 2014 12 31 (%) 2013 12 31 5,474,978 4,731,829 15.71 4,016,399 2,824,286 2,513,919 12.35 2,197,094 2,776,876 2,486,002 11.70 2,178,762 47,410 27,917 69.82 18,332 84,842 65,165 30.20 48,764 5,113,220 4,416,769 15.77 3,750,443 3,571,698 3,304,438 8.09 2,775,276 1,167,467 973,646 19.91 864,224 1,194,064 1,237,765 (3.53) 942,728 835,062 644,836 29.50 547,363 375,105 448,191 (16.31) 420,961 360,806 314,404 14.76 265,465 14.31 12.47 14.76 10.53 416,834 369,532 12.80 305,704 347,434 301,977 15.05 254,393 3,499,231 3,146,571 11.21 2,744,991 2015 1-3 2015 2015 2015 4-6 7-910-12 50,747 53,388 52,089 45,247 17,220 15,756 15,524 9,196 17,148 15,640 15,405 8,852 28,774 292,501 (145,215) 224,360 1 22015 9 2010 2 12008 2015 1-12 532 (1) 300 180 651

2015 A 13 2.2 2015 2014 2013 (%) (%) (%) (4) (1) 2.59 2.45 0.14 2.65 (2) 2.75 2.64 0.11 2.82 67.87 70.66 2.79 74.59 32.13 29.34 2.79 25.41 (3) 27.67 30.54 2.87 34.36 (1) (2) (3) = (4) 2015 2015 2014 2013 (%) 12 31 12 31 12 31 1.68 1.11 0.57 0.83 (1) 178.95 233.42 54.47 266.00 (2) 3.00 2.59 0.41 2.22 (1) = (2) = 2015 2014 (%) 12 31 12 31 9.93 9.60 0.33 11.91 11.74 0.17 2015 12 312012 6 12.57% 10.83%0.66 0.90

14 2015 A 2.3 (%) 2015 2014 2013 25 65.67 59.38 59.64 60 75.57 81.48 80.78 73.93 70.49 74.44 2.33 2.02 2.23 12.67 12.99 12.87 (%) 2015 2014 2013 5.07 4.14 2.35 42.17 25.47 16.62 55.61 64.60 78.89 30.12 36.62 37.88 = 100% = 100% = 100% = 100% 2.4 2015

2015 A 15 2015 576.963.19% (ROAE) (ROAA)17.09% 1.13% 2015

2015 A 17 2015 2015 1,00028 2015 2015

18 2015 A 2015 2016

2015 A 19 2015 201554,749.7815.71% 35,716.988.09% 28,242.86 12.35% 576.96 3.19%17.09% 2.19 12.57%0.191.68% 178.95%3.00% 2015 6.1 11 32.13%27.67% 2015 46.34% 6.70 4.48% 7.16

2015 A 21 201512 APP E Apple Pay 201511 2015 2015A 2015 2016 3-5

2015 A 23 5.1 2015 20151,367.2916.66% 647.42 33.05%576.96 3.19% (ROAA) (ROAE) 1.13% 17.09%0.152.19 201554,749.7815.71% 28,242.8612.35%51,132.2015.77% 35,716.988.09% 2015 474.10 194.93 1.68%0.57178.95% 54.47

24 2015 A 5.2 5.2.1 2015 2014 136,729 117,202 53,419 39,494 11,323 9,167 (55,741) (50,656) (11,929) (10,425) (287) (332) (59,266) (31,681) 831 662 75,079 73,431 (17,061) (17,382) 58,018 56,049 57,696 55,911 2015750.7920142.24% 22.72%2014 0.95 2015 2014 73,431 2015 19,527 13,925 2,156 (5,085) (1,504) (27,585) 45 169 2015 75,079

2015 A 25 5.2.2 20152,014.71201421.47%67.87% 32.13%20142.79 2015 (%) 2014 (%) 2013 (%) 67.87 70.66 74.59 26.51 23.81 22.01 5.62 5.53 3.40 100.00 100.00 100.00 (%) 159,885 52.62 8,598 2.83 18,064 5.94 48,175 15.86 57,798 19.02 11,323 3.73 303,843 100.00

26 2015 A 5.2.3 20151,367.29201416.66% 2015 2014 % % 2,691,458 159,885 5.94 2,400,646 150,929 6.29 1,174,151 48,175 4.10 873,418 37,749 4.32 604,403 8,598 1.42 563,026 8,318 1.48 498,585 18,064 3.62 603,612 31,040 5.14 4,968,597 234,722 4.72 4,440,702 228,036 5.14 % % 3,350,298 60,448 1.80 3,056,634 64,102 2.10 1,050,196 29,339 2.79 960,520 42,669 4.44 171,336 7,150 4.17 92,385 3,921 4.24 30,612 1,056 3.45 4,000 142 3.55 4,602,442 97,993 2.13 4,113,539 110,834 2.69 136,729 117,202 2.59 2.45 2.75 2.64 20154.72%2.13%42 5620152.75% 2.59%20141114

2015 A 27 20152014 17,358 (8,402) 8,956 12,348 (1,922) 10,426 618 (338) 280 (3,801) (9,175) (12,976) 26,523 (19,837) 6,686 5,516 (9,170) (3,654) 2,519 (15,849) (13,330) 3,294 (65) 3,229 918 (4) 914 12,247 (25,088) (12,841) 14,276 5,251 19,527

28 2015 A 2015 7-9 2015 10-12 % % 2,709,322 40,190 5.89 2,821,656 38,983 5.48 1,293,552 12,852 3.94 1,259,927 12,074 3.80 640,596 2,218 1.37 578,060 2,047 1.40 514,153 3,278 2.53 433,144 4,721 4.32 5,157,623 58,538 4.50 5,092,787 57,825 4.50 % % 3,473,271 14,859 1.70 3,400,699 13,413 1.56 1,150,982 6,590 2.27 1,010,954 6,367 2.50 154,120 1,796 4.62 232,183 2,095 3.58 27,804 238 3.40 44,677 380 3.37 4,806,177 23,483 1.94 4,688,513 22,255 1.88 35,055 35,570 2.56 2.62 2.70 2.77 20152.62% 64.50% 1.88% 6 20152.77% 7

2015 A 29 5.2.4 20152,347.222.93% 20151,598.855.93% 2015 2014 % % 1,483,592 76,943 5.19 1,448,378 82,168 5.67 1,087,562 78,076 7.18 860,497 63,630 7.39 120,304 4,866 4.04 91,772 5,131 5.59 2,691,458 159,885 5.94 2,400,646 150,929 6.29 2015 13,175.58878.63 6.67%11,407.07641.675.63% 2015481.7527.62% 4.10%0.22 2015180.6441.80% 3.62%1.52

30 2015 A 5.2.5 2015979.9311.59% 2015 604.485.70% 0.30 2015 2014 % % 1,027,006 6,965 0.68 864,524 6,186 0.72 1,211,447 39,038 3.22 1,169,137 41,381 3.54 2,238,453 46,003 2.06 2,033,661 47,567 2.34 711,460 2,971 0.42 588,039 2,799 0.48 400,385 11,474 2.87 434,934 13,736 3.16 1,111,845 14,445 1.30 1,022,973 16,535 1.62 3,350,298 60,448 1.80 3,056,634 64,102 2.10 2015293.3931.24% 201571.5082.35%

2015 A 31 5.2.6 2015647.42160.81 33.05% 266.3450.66%41.14% 161.442.10%24.94% 149.64 55.66%23.11%70.00 43.47%10.81% 2015 2014 57,798 43,341 (4,379) (3,847) 53,419 39,494 11,323 9,167 64,742 48,661 5.2.7 2015534.1935.26% 2015 2014 57,798 43,341 9,562 7,692 3,799 4,116 13,681 7,017 4,215 4,204 18,644 13,033 7,897 7,279 (4,379) (3,847) 53,419 39,494 18.70 24.31%POS 3.17 7.70% 66.64 94.97% 0.11 0.26%

32 2015 A 56.11 43.05% 89.1342.75% 6.18 8.49% 5.2.8 2015113.2323.52% 2015 2014 22 (438) 1,098 156 196 590 1,839 1,541 (8) (51) 611 (145) 136 177 4,549 4,240 2,398 2,467 498 474 (16) 156 11,323 9,167

2015 A 33 5.2.9 2015557.41201410.04%27.67%2.87 20147.59%201412.02% 201418.75% 14.72% 201541.332014 6.69% 2015 2014 31,394 29,179 3,496 2,944 3,842 3,349 17,009 15,184 55,741 50,656 5.2.10 2015592.66201487.07% 2015 2014 57,507 31,254 1,002 35 257 57 500 335 59,266 31,681 2015575.0784.00%

34 2015 A 5.3 5.3.1 2015 12 3154,749.78201415.71% 2015 12 31 2014 12 31 % % 2,824,286 51.59 2,513,919 53.13 (84,842) (1.55) (65,165) (1.38) 2,739,444 50.04 2,448,754 51.75 1,440,803 26.32 997,701 21.08 600,441 10.97 670,007 14.16 63,779 1.16 55,986 1.18 529,617 9.67 469,065 9.91 24,934 0.46 23,560 0.50 30,813 0.56 26,504 0.56 3,595 0.07 3,292 0.07 9,954 0.18 9,953 0.21 1,708 0.03 1,684 0.04 16,020 0.29 10,291 0.22 13,870 0.25 15,032 0.32 5,474,978 100.00 4,731,829 100.00

2015 A 35 5.3.1.1 2015 12 31 28,242.86 12.35% 51.59%1.54 2015 12 31 2014 12 31 % % 1,507,770 53.39 1,467,585 58.38 89,815 3.18 75,007 2.98 1,226,701 43.43 971,327 38.64 2,824,286 100.00 2,513,919 100.00 2015 15,077.70 2.74%53.39% 4.99 2015 2015 12 31 898.15 19.74% 2015 12 3112,267.01 26.29%43.43% 4.79

36 2015 A 5.3.1.2 2015 12 31 2014 12 31 % % 50,809 3.53 33,022 3.31 8,272 0.57 7,168 0.72 10,176 0.71 9,315 0.93 299,559 20.79 278,526 27.92 353,137 24.51 259,434 26.00 716,064 49.70 408,752 40.97 2,786 0.19 1,484 0.15 1,440,803 100.00 997,701 100.00 2015 12 31508.09 53.86% 2015 2014 2015 12 31 2014 12 31 17,543 5,351 9,622 6,165 5,860 6,458 17,784 15,048 50,809 33,022

2015 A 37 2015 12 31 2014 12 31 304 299 3,874 3,970 655 766 3,439 2,133 8,272 7,168 2015 12 312,995.59 7.55% 2015 MLF PSL2014 2015 12 31 2014 12 31 94,429 77,265 94 99 68,822 91,223 66,235 34,190 66,728 73,828 2,906 2,215 1,012 317 300,226 279,137 (667) (611) 299,559 278,526

38 2015 A 2015 12 313,531.37 36.12% 2015 12 31 2014 12 31 171,028 109,919 165,890 133,197 14,214 9,410 2,100 6,979 353,232 259,505 (95) (71) 353,137 259,434 2015 12 317,160.64 75.18% 5.9.1 2015 12 31 2014 12 31 747 594 11,154 21,229 20,389 21,335 78,067 111,636 101,702 86,836 58,615 40,450 48,198 56,330 402 143,351 24,557 254,858 45,451 717,081 408,820 (1,017) (68) 716,064 408,752

2015 A 39 2015 12 31 2014 12 31 352,615 372,158 256,074 261,326 2015 12 (%) 94 2016.10 3.10 244,782 2016.01-2041.02 0.00-5.90 30,054 2016.01-2026.08 0.00-5.47 25,670 2016.01-2039.12 0.00-8.30 12,979 2016.02-2020.04 0.00-5.85 3,836 2016.04-2023.10 0.00-6.40 317,415 2015 12 (%) 173,594 2016.01-2065.11 0.00-5.05 666 2016.03-2020.10 4.60-6.15 105,048 2016.06-2025.12 2.71-4.50 234 2027.10 7.50 1,340 2016.05-2018.08 0.00-1.87 774 2016.02-2017.12 0.25-1.00

40 2015 A (%) USY39656AA40 50,000 53,015 23.85 1,332 XS1257592037 34,000 34,720 15.62 720 00388.HK 4,830 1,003,512 199,097 11.56 XS1328130197 25,000 25,189 11.33 189 WLGF II 127,000 127,000 126,583 8.67 V Visa Inc 2,049 217,444 15,682 7.06 03988.HK 46,932 15,182,000 52,530 3.05 01288.HK 32,323 10,000,000 31,600 1.83 MA Master Card 38,400 3,741 1.68 00941.HK 24,726 319,500 27,940 1.62 202,912 220,548 12.82 21,478 2,500 2,013 0.91 1. 2. 2015 12 3174.54 42.4232.12 2015 12 31 46.17%13.48%15.22% 25.13% 0.9247 2015 12 3127.86 87.74% 10 50% 2015 12 31 2014 12 31 2,732 1,465 54 19 2,786 1,484 2,786 1,484

2015 A 41 (%) (1) 32,081,937 100.00 231,028,792 30,313,858 2,404,037 3,214,831 855,545 100.00 1,000,000,000 855,545 290,306 217,146 6,000,000 100.00 6,000,000 1,549,897 1,723,195 708,193 55.00 115,500,000 882,274 383,184 716,899 646,443 50.00 725,000,000 1,391,417 148,543 351,658 1,000,000 50.00 1,000,000,000 995,000 (5,000) 306,671 10.00 180,000,000 345,708 120,600 155,000 3.75 110,000,000 155,000 5,500 8,400 2.10 2 8,400 1,950 189,620 3.77 99,800,000 149,700 20,000 13.33 20,000,000 71,149 21,474 (23) 2,000 20.00 20,000 8,502 792 70,000 16.67 70,000,000 130,062 6,389 30,007 21,000 21.00 42,000,000 82,851 5,025 15,344 810 27.00 810,000 3,875 1,222 (78) I-Tech Solutions Limited 3,000 50.00 3,000,000 2,922 45 136 0.35 136,000 136 4,023 7.83 100,000 11,254 6,000 6.00 60,000 6,000 570 3.00 1 2015 12 31 53(g) 2015 12 31 2014 12 31 1,195,623 839 (538) 360,545 420 (629) 1,141,846 9,332 (7,035) 1,020,501 8,879 (9,615) 217 5 (2) 1,039 16 (2) 2,337,686 10,176 (7,575) 1,382,085 9,315 (10,246)

42 2015 A 2015 5.3.1.3 2015 2015 12 31 5.7999.54 5.3.2 2015 12 3151,132.20201415.77% 2015 12 31 2014 12 31 % % 3,571,698 69.85 3,304,438 74.82 711,561 13.92 697,448 15.79 62,600 1.22 20,000 0.45 178,771 3.50 94,603 2.14 20,227 0.39 13,369 0.30 7,575 0.15 10,246 0.23 185,652 3.63 66,988 1.52 6,524 0.13 6,068 0.14 12,820 0.25 11,656 0.26 39,073 0.76 45,349 1.03 251,507 4.92 106,155 2.40 867 0.02 771 0.02 64,345 1.26 39,678 0.90 5,113,220 100.00 4,416,769 100.00

2015 A 43 2015 12 3135,716.9820148.09% 69.85% 2015 12 31 2014 12 31 % % 1,167,467 32.69 973,646 29.46 1,194,064 33.43 1,237,765 37.46 2,361,531 66.12 2,211,411 66.92 835,062 23.38 644,836 19.52 375,105 10.50 448,191 13.56 1,210,167 33.88 1,093,027 33.08 3,571,698 100.00 3,304,438 100.00 2015 12 3156.07%20147.09 49.44%20145.41 69.00%201410.00 5.3.3 2015 12 31 2014 12 31 25,220 25,220 67,523 67,523 6,086 430 34,009 28,690 64,679 53,979 163,289 138,562 360,806 314,404 952 656 361,758 315,060

44 2015 A 5.3.4 2015 12 % 6.79% 1 6.28% 1 6.59% 2 15.11% 1 2015 2015 5.4 2015 12 31 28,242.86 12.35%1.68%0.57 178.95%54.473.00%0.41 5.4.1 2015 12 31 2014 12 31 % % 2,703,082 95.71 2,439,368 97.03 73,794 2.61 46,634 1.86 31,233 1.11 17,343 0.69 11,050 0.39 7,580 0.30 5,127 0.18 2,994 0.12 2,824,286 100.00 2,513,919 100.00 47,410 1.68 27,917 1.11 474.10 69.82% 0.42 1.11%737.94 2.61%0.75

2015 A 45 5.4.2 2015 12 31 2014 12 31 % % (1) % % (1) 1,507,770 53.39 34,333 2.28 1,467,585 58.38 20,466 1.39 768,942 27.23 19,220 2.50 762,925 30.35 12,574 1.65 370,599 13.12 3,810 1.03 350,416 13.94 1,324 0.38 219,706 7.78 3,406 1.55 231,298 9.20 2,106 0.91 (2) 148,523 5.26 7,897 5.32 122,946 4.89 4,462 3.63 (3) 89,815 3.18 75,007 2.98 1,226,701 43.43 13,077 1.07 971,327 38.64 7,451 0.77 310,777 11.00 4,744 1.53 338,813 13.48 3,612 1.07 499,455 17.69 2,258 0.45 329,178 13.09 871 0.26 313,244 11.09 4,296 1.37 219,888 8.75 2,069 0.94 (4) 103,225 3.65 1,779 1.72 83,448 3.32 899 1.08 2,824,286 100.00 47,410 1.68 2,513,919 100.00 27,917 1.11 (1) (2) (3) (4) 2015 4.79 43.43% 1.07%0.30 4.99 2.28%0.89

46 2015 A 5.4.3 2015 12 31 2014 12 31 % % (1) % % (1) 1,507,770 53.39 34,333 2.28 1,467,585 58.38 20,466 1.39 332,147 11.77 15,238 4.59 360,270 14.33 9,628 2.67 251,373 8.90 10,279 4.09 301,395 11.99 6,547 2.17 213,080 7.54 1,174 0.55 179,983 7.16 460 0.26 159,349 5.64 1,387 0.87 148,473 5.91 741 0.50 101,270 3.59 772 0.76 102,314 4.07 396 0.39 112,337 3.98 78 0.07 101,064 4.02 58,308 2.06 3,923 6.73 64,960 2.58 1,629 2.51 84,240 2.98 186 0.22 52,152 2.07 110 0.21 33,531 1.19 125 0.37 30,421 1.21 150 0.49 30,101 1.07 134 0.45 22,313 0.89 55 0.25 (2) 132,034 4.67 1,037 0.79 104,240 4.15 750 0.72 89,815 3.18 75,007 2.98 1,226,701 43.43 13,077 1.07 971,327 38.64 7,451 0.77 2,824,286 100.00 47,410 1.68 2,513,919 100.00 27,917 1.11 (1) (2) 2015 84%

2015 A 47 5.4.4 2015 12 31 2014 12 31 % % (1) % % (1) 381,327 13.50 4,790 1.26 290,911 11.57 2,658 0.91 539,925 19.12 10,733 1.99 479,535 19.07 9,895 2.06 368,137 13.03 4,274 1.16 344,987 13.72 2,675 0.78 463,440 16.41 5,071 1.09 385,848 15.35 3,675 0.95 140,913 4.99 3,012 2.14 128,884 5.13 1,823 1.41 292,361 10.35 9,956 3.41 263,511 10.48 4,331 1.64 345,113 12.22 8,862 2.57 322,046 12.81 2,409 0.75 57,773 2.05 69,523 2.77 235,297 8.33 712 0.30 228,674 9.10 451 0.20 2,824,286 100.00 47,410 1.68 2,513,919 100.00 27,917 1.11 (1) 2015 62% 5.4.5 2015 12 31 2014 12 31 % % (1) % % (1) 671,321 23.77 7,999 1.19 544,936 21.68 3,000 0.55 444,698 15.75 19,587 4.40 450,713 17.93 11,077 2.46 1,241,633 43.96 16,250 1.31 1,059,962 42.16 12,651 1.19 376,819 13.34 3,574 0.95 383,301 15.25 1,189 0.31 89,815 3.18 75,007 2.98 2,824,286 100.00 47,410 1.68 2,513,919 100.00 27,917 1.11 (1) 1.80 2.09

48 2015 A 5.4.6 2015 12 31 % % A 8,400 2.08 0.30 B 6,585 1.63 0.23 C 5,534 1.37 0.20 D 4,644 1.15 0.16 E 4,572 1.13 0.16 F 4,000 0.99 0.14 G 3,940 0.98 0.14 H 3,934 0.98 0.14 I 3,570 0.89 0.13 J 3,502 0.87 0.12 48,681 12.07 1.72 84.002.08% 486.8112.07%1.72% 5.4.7 2015 12 31 2014 12 31 % % 3 35,396 1.25 27,480 1.09 31 32,247 1.14 19,542 0.78 13 11,847 0.42 4,751 0.19 3 878 0.03 931 0.04 80,368 2.84 52,704 2.10 2,824,286 100.00 2,513,919 100.00 803.68 276.64 2.84% 0.7446.17%33.36%20.47% 90 1.05

2015 A 49 5.4.8 2015 12 31 2014 12 31 % % 4,531 0.16 996 0.04 90 2,506 0.09 534 0.02 0.16%0.12 5.4.9 16.729.816.91 5.4.10 2015 2014 65,165 48,764 59,486 32,895 (1,979) (1,641) (1,137) (655) 1,464 651 (38,383) (14,917) 226 68 84,842 65,165 848.42 196.77178.95%54.473.00% 0.41

50 2015 A 5.5 2015 12 3112.57%10.83% 0.66 0.90 2015 12 31 2014 12 31 (%) (1) 1. 347,434 301,977 15.05 2. 347,444 301,982 15.05 3. 403,409 358,334 12.58 4. (2) 3,009,265 2,748,687 9.48 2,657,383 2,471,180 7.53 36,972 22,610 63.52 314,910 254,897 23.54 5. 3,208,152 2,893,732 10.87 6. 10.83% 10.44% 0.39 7. 10.83% 10.44% 0.39 8. 12.57% 12.38% 0.19 (3) 9. 6,275,592 3 3 10. 5.54% 4.96% 0.58 1 2 3 2012 6 7 2015 12 31 95% 90%80% 20152015 2 122015 5.55% 5.26% 5.51% 20142011 6 1

2015 A 51 2015 12 3112.15%10.38% 0.69 0.94 2015 12 31 2014 12 31 (%) 1. 307,888 268,845 14.52 2. 307,888 268,845 14.52 3. 360,460 320,740 12.38 4. 2,765,712 2,546,291 8.62 2,436,307 2,285,300 6.61 31,699 19,123 65.76 297,706 241,868 23.09 5. 2,966,543 2,687,891 10.37 6. 10.38% 10.00% 0.38 7. 10.38% 10.00% 0.38 8. 12.15% 11.93% 0.22 2015 12 3111.91%0.17 9.93%0.33 2015 12 31 2014 12 31 (%) (1) 1. 347,434 301,977 15.05 2. 347,444 301,982 15.05 3. 416,834 369,532 12.80 4. 3,499,231 3,146,571 11.21 5. 9.93% 9.60% 0.33 6. 9.93% 9.60% 0.33 7. 11.91% 11.74% 0.17 1 2012 6 7

52 2015 A 2015 12 3111.46%0.19 9.44%0.32 2015 12 31 2014 12 31 (%) 1. 307,888 268,845 14.52 2. 307,888 268,845 14.52 3. 373,886 331,937 12.64 4. 3,261,357 2,946,283 10.69 5. 9.44% 9.12% 0.32 6. 9.44% 9.12% 0.32 7. 11.46% 11.27% 0.19 576,858 576,858 1,577,865 1,577,865 1,443,562 1,443,562 491,748 491,748 561,704 561,704 390,110 390,110 2,426,490 2,722,954 158,050 166,857 7,350 8,927

2015 A 53 2015 29.6 369.7 7.622.0 25099% 10 2015 1 301 243 2 815 347 3 109 109 4 671 234 5.6 2015 2014 (%) (%) 12,508 16.66 30,798 41.94 34,792 46.34 29,105 39.64 22,983 30.61 16,199 22.06 4,796 6.39 (2,671) (3.64) 75,079 100.00 73,431 100.00 347.9219.54% 46.34% 6.7035.78% 20143.91

54 2015 A 2015 12 31 2015 12 31 2015 (%) (%) (%) 2,105,486 38 1,808,257 35 31,968 42 762,902 14 761,795 15 3,572 5 511,402 9 503,469 10 11,163 15 607,634 11 597,665 12 13,218 18 201,537 4 199,294 4 2,990 4 385,401 7 382,889 7 3,683 5 421,469 8 422,455 8 431 1 142,219 3 140,900 3 1,791 2 336,928 6 296,496 6 6,263 8 5,474,978 100 5,113,220 100 75,079 100 2014 12 31 2014 12 31 2014 (%) (%) (%) 1,863,145 39 1,629,954 37 1,998 3 590,741 12 586,447 13 10,514 15 425,612 9 414,438 9 14,922 20 527,907 11 515,926 12 15,988 22 173,827 4 170,945 4 3,865 5 333,656 7 328,146 8 7,510 10 378,606 8 370,196 8 11,212 15 126,892 3 121,176 3 2,077 3 311,443 7 279,541 6 5,345 7 4,731,829 100 4,416,769 100 73,431 100

2015 A 55 5.7 5.7.1 2015 11,701.00 5.7.2 2015 5.7.3 1. 7,691 159,885 158,811 8,765 11,668 48,175 46,768 13,075 4,201 26,662 27,769 3,094 23,560 234,722 233,348 24,934 2. 24,934 3,907 198 5.7.4 20154,004.201,282.47 47.12% 2,028.32 3,716.031,956.24 111.16% 1,248.851,030.06 470.80%2015 1,262.12596.61%

56 2015 A 5.7.5 2 5.8 5.8 5.8.1

2015 A 57 5.8.2 1 62.62%65.60% 2.9810.69%15.96% 5.27 2 (RMBS)RQFII 8 230.2 516.67% RMBS 1,100 3 20152015 592.7733.65% 30.92% 2.75534.2533.68% 232.4470.32%89.13 42.75% 38.6670.84%28.12 31.65%75.19164.10%1.34 2015 94.61201424.62% 18.09 66.41%35.6768.89% 4 11.46%9.44% 0.19 0.32 12.15%10.38% 0.220.38(RAROC) 21.15%

58 2015 A 5 27.32%3.27254 15.25%91 4,380 6 97.32%1.94 20.48% 59.04%95.50%2.542.18 1 2015 347.9219.54% 50.47% 7.73 890.4029.98%46.44% 2.93 (RAROC) 80.4%26.4 2 264.3040.28% 744.003.81% 3 2015 853 8,891 2015 10,000 12.22 1,300 3,527 72,356.03 9,073.84

2015 A 59 5.9 5.9.1 1 2015 PPP 8 2 20152.81% 11 2016 20155 2015 (FTP)

60 2015 A 3 2015 12 311.80%0.602.65% 0.71177.09%52.902.35% 0.92 3,316.21 221.95 1,732.26 323.786.69%0.53 0.67%0.35 2,576.05 190.091,312.99 168.155.07% 0.06 490.44 63.001.89% 0.025.46%3.71 4 201510.69%5.27 2016

2015 A 61 5 2014 4 18 20154230.2 2015-20172017 9% 10% 12%2015 1.380.380.15 6 275.70 390.07 58.59% 300 244.42 2015 4 20154

62 2015 A 7 2015 12 316,847.91 87.40%2,383.84 0.21% 0.80% 0.804,464.07 252.77% 534.98 37.34 3,800.90 3,206.32 128.19 29.67 [2014]127 2015 12 3147.74 2.00% 2015 12 31 257.2476.65%7.642.97%5.64 [2014]127 114.59 56.28% 8 2015 6,272 2,0541,839.095.10.4 VISA VISA-Checkout HCE Apple Pay O2O E E+ E 1,00024

2015 A 63 655731 2015 2016 2015 3 646.87 49.1320.280.63% 9 2015 8 292015 10 1

64 2015 A 5.9.2 2016 201611%9% 2016

2015 A 65 5.10 2015 50% 5.10.1 2015347.92 19.54%50.47% 7.73 890.4029.98%46.44% 2.93 624.0622.78%70.09% 266.3450.66%29.91%44.93% 2015 93.5324.86% 170.7983.86%66.04% 2015 126,69419.00% 50 164.7627.76% (AUM)47,49636.88% 6,350 37,29643.41%78.52% 11,291.2411.33%10.05 71.10% 9,116 19.92% 1.1120,472.45 20.13%POS9,07311.96% 2015 (AUM)

66 2015 A 201579,8066,057 1,054 2,800170.79 83.86%66.04%75.11164.29% 28.0531.94%32.0954.20% 34.29 63.60% 2015 12 311,000 49,03249.12%12,521 66.37%48.21 31.97%4562 2015 6,9173,782618 3,103 19.03%2015 18,19536.67%4,331 24.72% 3,130.56 42.50% 2015 2015 267.29 201456.81%95.98201438.78% 0.431.37%

2015 A 67 5.0 2,000 + Visa Checkout 2015 12 3112,095.2426.62% 46.71%4.91 2015 12 31162.49 27.19% 130.321.08%0.30 201587.72%60.04% 2015 4,912.66 52.87%40.62% 723,089.73 7.94% 25.55%9.591.54% 0.4637.03%3.46 70% PAD

68 2015 A 5.10.2 2015 125.08 18.14% 744.003.81%38.80% 582.564.27%78.30% 161.442.10%21.70% 27.23% 2015 23.85% 2.65 102.78 3038.63% 2015 12 3112,969.74 2.64% 50.09%4,943.40 39.89%0.59 2.60%1.01 9.32%4.01 2015 2015 12 31559.13 36.27 4.31%1,565.03 55.5612.07% 5.9.1 56.18% 78.3114.02%1,981.99 15.99% 3.32 22.35%0.61

2015 A 69 + + 2015 12 31 26,44225.60% 47.55%4,116.2934.33% 1,582.8522.05% 1.64%47IPOIPO 85.16 20152015 12 31 867.84 144.34 2015 1.55 2015 12 31 828.16 24.14% 3.20% 20152015 12 31 22,922.79 6.89% 21,632.829.89% 50.11%5.30 2015 2.06% 0.30 2015 12 31831,90651.74%C+ 2127 C+ (CBS)CBS5 485 2.54 +C+ 82015 2015 12 31 57210,537 247% 264%679.98 60.88%

70 2015 A BPO 711332.24% 2,388.113.94%5,156.9315.90% 2015 12 3112.22 1.08 3,076.040.42% 8,308.0719.08% 3.53%0.14 1,752.339.73% 4.48%0.12 65,95819.11% 219.35 40.73%88.9946.45%99.3646.16% 2015 12 313.9726.43% 2,831.7848.00%163.36 35.18% 25.83%67.650.55% 1.32 2015 4,003.9464.46% WIND521 61.80%14.6290.74% 468.4064.18%5.42 216.37%

2015 A 71 5.10.3 2013 229.8341.88% 33.34%9.55264.3040.28% 13.78%114.6624.25% 149.64 55.66% 2015 12 317,028.620.40% 24.5258.51% 1,47462.30% 1,735.1753.52% 644.5451.66% 270.06%337,119.52 699.5316.26% 22,600187.90% 13219 973 2015 12 31 76.37271 8,330 13.4083.81%18,206.93 118.97% 9,617.02296.33%52.82% 23.64 2015 1,687.61 5.9.1

72 2015 A 2015 (QDIE) QDIE MOM 2015 71,557.79101.97% 35.6768.89%11,50648.71% QDIE 5 7,406.214.084.02% 42.42 2.122.65% 201531,70654.58%805 98.77%12,6081,261.56%28,636 50.00%

2015 A 73 5.10.4 2015 12 31130132 1,57511 3,20212,495 2,197 10,298 2,618 2016 1 19 201515.89 2015 12 316,315.48 2,758.881,861.56 201525.25182.10%9.20 158.51%5.35137.28% 8 155.60% 19.90197.18%1.20179.75% 4.0 APP 4.0+ 1,032 2015 12 3125.30 667 2015 20152,099.61 96.51%2.89 PC 6.27% 11.5217.29%30.533.98 12.43%29.7117.76% 7.54 13.83%0.822.50%

74 2015 A C+2015 12 31 825,41152.09% 12,96570.64% 83.4972.25% 2015 43.21% 9.9497.30% 2091.46% 99.27% 0.93 5.10.5 2002 2015 19.22 16.58 1,076 2008 2015 6,0097.47%

2015 A 75 2013 11 2015 1,712 6.20% 2015 3 1.9470.94 5.10.6 19332015 12 3111.61 38 41 12015 12 311,945 201532.502.56% 201538.70 0.70%1.61% 11 20.88 24.67% 201533.28% 1.120.07% 2015 12 312,569.7620143.80% 264.33201414.59% 1,461.042014 5.17%1,802.1320141.74%64.42%20140.95 2015 12 3117.30%13.54% 11.64%41.72% (www.winglungbank.com) 2015

76 2015 A 5.10.7 5 2008 4 23 2015 12 31601841,039.66 0.56%119.98 16.14% 201514.96 5.13% 5.10.8 1993 2015 12 311016333.06 25.85%20.4510.18% 2015 3.44 6.50% 2016 1 20441.29 5.10.9 2002 12 272.155% 2015 12 31 32.11 40.46%14.39 51.16% 272 8,663103.50% 20155.48 128.33% 5.10.10 2003 8WTO 50% 2015 12 3114.52,288 181.64 25.72%27.56 14.40% 201578.47 47.92%2.9233.33%

2015 A 77 5.11 2015 53 5.11.1 2015

78 2015 A 5.11.2 2015 5.11.3 1 (1)

2015 A 79 2015 VaR 2015 (2) 2015NII NII NII 2015 125125 FTP NII45

80 2015 A 2 2015 12 IMFSDR (1) (VaR 2015 8 11 (2) 2015

2015 A 81 5.11.4 5.11.5 2015 MLF 2015 12 119.71% 1 49.71 1

82 2015 A FTP 2015230.2 5.11.6 5.11.7 5.11.8 2015

2015 A 83 5.12 5.12.1 2015 2015531.8910% 53.19 1.5%107.20 AH106.90 AH 20152015 5.12.2 10 10 10 (%) 2013 6.20 15,636 51,743 30.22 2014 6.70 16,897 55,911 30.22 2015 6.90 17,402 57,696 30.16 20152015 5.12.3 1 2014 (1) (2) 30% (3) (4)

84 2015 A (5) H (6) (7) 2 2014 2014 2015 2015 2014 2015 5.13 3,646.58 8.57 2015 2016 3 30

2015 A 85 6.1 6.2 6.3 6.4 2015 12 3116

86 2015 A 6.5 6.6 6.7 30 6.8 30% 5%

2015 A 87 6.9 2015 12 31 ) XV7 8 352 10 (%) (%) A 65,800 0.00032 0.00026 6.10 6.11 6.12

88 2015 A 6.13 7.4 6.14 7.4 6.15 2013A H (www.cmbchina.com)2013 8 22A 2015 7 10

2015 A 89 6.16 6.16.1 2015 2015 20152015 6.16.2 20152 2015 12 31 107.934.61% 0.42% 2015 12 31 (%) 3,520 32.61 900 8.33 700 6.49 650 6.02 573 5.31 424 3.93 422 3.91 400 3.71 370 3.43 300 2.78 8,259 76.52 35.2032.61% 82.59 76.52% 0.5%

90 2015 A 5% 5% 2015 2014 12 31 12 31 (%) 13.04 0 0 10.72 0 0 6.24 0 0 4.99 0 0 3.74 0 0 3.66 0 0 0 0 2015 12 3150.18 0.19% 0.5% (%) 3,520 0.98 6.16.3 14A 2014 8 26 20152016 302015 4 28 201520162017 52015 6 16 2015 20162017 12 2014 8 262015 4 282015 6 16 55%45% 2014 8 262015 1 12016 12 31

2015 A 91 201530 14.075% 2015 12 31150,850 100%29.97% 50.86% 2015 4 282015 1 12017 12 31 (1) (2) (3) 20155 14.075% 2015 12 3146,299 97.56%10.72% 2015 6 162015 1 12017 12 31 (1) (2) (3) 201512 14.075% 2015 12 3190,684

92 2015 A 6.16.4 (1) (2) (3) (4) 3000 740 14A.56 6.17 57 6.18 2015 12 31 19,314 5,249,7002015 12 31 176100,176 124517,500

2015 A 93 6.19 [2003]56 2015 2015 12 312,360.77 67.06%

94 2015 A 6.20 6.21 H H 6.22 6.23 20142015 20152002 20152015 2015 2,235160 AH 645 21 21

2015 A 95 6.24 2015 6.25 2015 12 31 6.26 2015 6.27

96 招商銀行股份有限公司年度報告 2015(A 股 ) 第七章股份變動及股東情況 股份變動及股東情況 7.1 報告 公司股份變動情況 2014 12 31 2015 年 12 31 (%) ( 股 ) (%) 有限 股份 限 股份 25,219,845,601 100.00 25,219,845,601 100.00 1A 20,628,944,429 81.80 20,628,944,429 81.80 2 3 H 4,590,901,172 18.20 4,590,901,172 18.20 4 股份 25,219,845,601 100.00 25,219,845,601 100.00 266,723 H 37,967A228,756 2016 2 29280,614 H 37,910 A242,704 2015 12 31

2015 A 97 7.2 (%) 1 (1) 4,538,723,917 18.00 H 5,615,660 2 3,289,470,337 13.04 A 127,046,014 3 2,704,596,216 10.72 A 4 1,574,729,111 6.24 A 5 1,258,542,349 4.99 A 510,952,663 6 944,013,171 3.74 A 290,877,512 7 923,853,653 3.66 A 657,356,174 8 696,450,214 2.76 A 27,801,047 9 598,434,742 2.37 A 454,267,958 10 450,164,945 1.78 A (1) H (2) 10 2015 12 31 29.97% 2016 2 18 (3)

98 2015 A 7.3 2015 12 31336 (%) (%) A 6,752,746,952 1 32.73 26.78 H 806,680,423 1 17.57 3.20 A 3,289,470,337 58,147,140 1 3,347,617,477 16.23 13.27 H 806,680,423 1 17.57 3.20 A 923,853,653 2,426,079,282 1 3,349,932,935 16.24 13.28 Best Winner Investment Limited A 58,147,140 1 0.28 0.23 H 328,776,923 1 7.16 1.30 A 1,258,542,349 1 944,013,171 1 2,202,555,520 10.68 8.73 A 2,704,596,216 13.11 10.72 A 1,574,729,111 7.63 6.24 JPMorgan Chase & Co. H 122,104,698 242,006,195 139,743,375 503,854,268 2 10.98 2.00 44,962,101 2 0.97 0.18

2015 A 99 (%) (%) H 477,903,500 3 10.41 1.89 H 477,903,500 3 10.41 1.89 H 477,903,500 3 10.41 1.89 Verise Holdings Company Limited H 477,903,500 3 10.41 1.89 China Merchants Union (BVI) Limited H 477,903,500 3 10.41 1.89 BlackRock, Inc. H 269,818,362 4 5.88 1.07 1,696,500 4 0.04 0.006 * 2015 12 31 (1) 6,752,746,952 A 806,680,423 H (1.1) 3,289,470,337 A (1.2) 923,853,653 A (1.1) 90% 10% (1.3) Best Winner Investment Limited 58,147,140 A328,776,923 HBest Winner Investment Limited (1.4) 1,258,542,349 A (1.2)51% 49% (1.5) 944,013,171 A (1.2)(1.3)50% (1.6) China Merchants Union (BVI) Limited 477,903,500 HChina Merchants Union (BVI) Limited 50% (1.1) 10.55% 89.45% (1.7) 1 2223,523,762 A 1 2(1.2) (1.8) 55,196,540 A 27.59%2015 12 23 10 (2) JPMorgan Chase & Co. 503,854,268 H 44,962,101 H JPMorgan Chase & Co. (2.1) China International Fund Management Co Ltd. 6,570,000 HChina International Fund Management Co Ltd. 49%JPMorgan Asset Management (UK) LimitedJPMorgan Asset Management (UK) Limited JPMorgan Chase & Co.

100 2015 A JPMorgan Chase & Co. 139,743,375H35,996,897 H 44,962,101 H 5,080,620 H6,686,000 H 2,597,000 H 2,728,000 H5,135,452 H 28,188,277 H30,543,649 H (3) China Merchants Union (BVI) Limited 477,903,500 H (3.1) China Merchants Union (BVI) Limited477,903,500 HVerise Holdings Company LimitedChina Merchants Union (BVI) Limited 50% China Merchants Union (BVI) Limited477,903,500 H (3.2) Verise Holdings Company Limited Verise Holdings Company Limited 477,903,500 H (3.3) (3)90% 477,903,500 H (3.4) (3) (3.1) (3.3)477,903,500 H (4) BlackRock, Inc. 269,818,362 H 1,696,500 H128,500 HBlackRock, Inc. (4.1) BR Jersey International Holdings L.P. BlackRock, Inc.86%BR Jersey International Holdings L.P. (4.1.1) BlackRock Japan Co., Ltd.BR Jersey International Holdings L.P.5,342,500 H (4.1.2) BlackRock Asset Management Canada Limited 504,500 HBlackRock Asset Management Canada Limited BR Jersey International Holdings L.P.99.9% (4.1.3) BlackRock Investment Management (Australia) LimitedBR Jersey International Holdings L.P. 574,000 H (4.1.4) BlackRock Asset Management North Asia LimitedBR Jersey International Holdings L.P. 2,246,124 H (4.2) BlackRock Group Limited BR Jersey International Holdings L.P.(4.1)90%BlackRock Group Limited (4.2.1) BlackRock (Netherlands) B.V. 2,778,309 H (4.2.2) BlackRock Advisors (UK) Limited 45,693,283 H (4.2.3) BlackRock International Limited 1,540,498 H (4.2.4) BlackRock Asset Management Ireland Limited 29,046,784 H (4.2.5) BLACKROCK (Luxembourg) S.A. 539,792 H (4.2.6) BlackRock Investment Management (UK) Limited 10,693,693 H (4.2.7) BlackRock Asset Management Deutschland AG 229,231 H (4.2.8) BlackRock Fund Managers Limited 1,969,711 H (4.2.9) BlackRock Life Limited 88,000 H (4.2.10) BlackRock Asset Management (Schweiz) AG 22,000 H 2015 12 31 336

2015 A 101 7.4 (1) 1992 2 22 5910001145-2 (2) 100% 1872 10.55% 100% 89.45% 100% 10% 90% 49% 27.59% 51% 100% 50% China Merchants Union (BVI) Limited 100% Best Winner Investment Limited 50% 4.55% 50% 1.89% 1.53% 13.04% 3.74% 4.99% 0.22% 4.55%0.89% 2015 12 31 29.97% A26.78%H3.20% Best Winner Investment Ltd.2015 10 8

102 2015 A (3) 2015 12 28 [2015]181 2016 2 24 22,207,847 0.09% 7,581,635,22230.06% 26 2016 2 29 7.5 10% 10.72%2011 12 31 370 59963808-5 97.56%

2015 A 103 7.6 7.7 2015 2015 553 2.485%2015 12 31

104 2015 A 8.1 1956.5 2014.8 2016.5 2014.7 2016.5 1953.1 2014.8 2016.5 2014.3 2016.5 1959.5 2015.11 2016.5 2014.11 2016.5 1965.12 2013.8 2016.5 2013.9 2016.5 474.60 1955.4 2001.4 2016.5 1958.6 2001.4 2016.5 1959.3 2007.6 2016.5 379.68 1966.12 2010.8 2016.5 1963.3 2007.6 2016.5 1968.2 2014.9 2016.5 1952.1 2015.1 2016.5 27.50 1949.5 2011.7 2016.5 30.00 1946.2 2012.7 2016.5 30.00 1955.6 2011.11 2016.5 30.00 1966.9 2012.71 30.00 1962.9 2015.1 2016.5 27.50 1962.1 2014.8 2016.5 379.68 1955.9 2003.5 2016.5 1961.5 2015.9 2016.5 1963.7 2012.5 2016.5 1949.4 2011.51 37.502 1947.2 2014.61 40.002 1957.8 2014.10 2016.5 65,800 65,800 30.00

2015 A 105 1971.4 2014.8 2016.5 224.71 1966.6 2015.3 2016.5 190.38 1960.3 2006.5 2016.5 332.22 1957.5 2008.5 2016.5 332.22 1960.7 2008.12 2016.5 3 1956.12 2011.6 2016.5 332.22 1965.8 2013.12 2016.5 332.22 1963.2 2014.7 332.22 1965.12 2015.1 2016.5 332.22 1964.11 2015.2 2016.5 3 1958.5 2012.6 2016.5 284.76 1961.3 2013.5 2016.54 284.76 1957.3 2013.8 2015.7 2007.6 2015.7 189.84 1947.9 2013.11 2015.1 1954.6 2014.3 2015.1 1962.7 2013.5 2015.3 40.50 1960.4 2012.5 2015.8 1 2 3 4 5 6 7 8 2014 10-12 2015 1-12 2014 7-122015 1-10 2013 52015 2

106 2015 A 8.2 2014 2015 1 2015 2015 11 2015 7 14 2015 12015 8 26 2015 11 12 2015 2015 3 2015 8 2015 92015 11 2014 122015 2

2015 A 107 8.3 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Hutchison Port Holdings Trust

108 2015 A 16 17 8.4 2014 7 2013 72016 1 2014 7 2002 72015 3 2000 122016 1 2011 11 2011 9 2006 9 2012 12015 6 2006 9 2015 8

2015 A 109 8.5 2014 7 2014 8 2014 3 2014 81990 2016 2014 11 2015 11 1998 72003 7 2003 72006 122006 122011 3 2011 32013 5 2013 52013 9 FINAFRICA 2001 4 (CEO)

110 2015 A 2001 4 1997 52000 42002 3 2001 12 2007 32007 62013 5 2010 8 2007 6 2014 9 2015 1

2015 A 111 2011 7 Hutchison Port Holdings Trust 2012 7 2011 11 2005 11 19982007 2003 2012 7 2001 72012 11 2015 1

112 2015 A 2014 8 1984 81991 101991 101994 2 1994 22003 7 2003 72014 7 2014 7 2001 42003 52003 5 2002 22010 8 2010 82012 12012 12015 6 2000 32015 92015 9 1996 102006 9 2006 9 2012 520002004 20042011 2011 32015 8 2015 52015 12 2015 8 2015 12 2011 5 2014 61984 8 1985 91997 121998 7 1998 62002 81998 61999 32002 82008 2 2008 22002 62004 42007 62010 6

2015 A 113 2014 10 1987 81993 101993 102002 8 2002 9 2012 2014 81994 7 2006 4 2006 42014 7 2014 72015 8 2015 8 2015 3 1988 7 1993 41994 4 2005 42014 12 2014 12 1995 5 2006 5 1996 12 2008 5 2008 82008 12 2000 5 2011 62013 11 2000 9 2013 12

114 2015 A EMBA2003 92014 72014 7 2012 62013 11 2015 1 2009 12 2012 7 2014 112015 2 2002 1 2012 6 2014 9 1993 2006 8 200720091996 201220102014 2016 22018 12013 12 2015 112009

2015 A 115 8.6 8.7 2015 2015 H 8.8 H 20142015A2015 H2015A H HH 2015 4 104 226 19

116 2015 A 8.9 2015 12 3176,192439

2015 A 117 100% 8.10 20155 2015 12 31 7088 518040 1 5,777 1,880,899 686 201201 1 12,311 310,273 1088 200120 107 4,382 209,507 200131 1 35 2,835 6 1 210005 78 2,705 143,826 23 310007 63 2,503 142,565 342 315042 32 1,145 66,621 36 215028 36 1,156 112,288 9 214001 15 682 30,733 325000 12 495 31,486 2 4 5 1 2 3 111 226007 13 412 19,486

118 2015 A 35 100005 1 9 1 156 100031 112 4,740 241,753 65 266103 63 1,943 66,024 255 300204 41 1,610 97,268 9 7 250012 56 1,764 81,473 172 050000 14 298 18,017 44 063000 1 134 3,373 5 510620 66 2,542 105,542 2 518001 106 4,560 264,923 60 350003 39 1,087 62,002 309 361001 30 907 47,581 6 301 362000 16 450 25,722 200 523129 32 918 40,450 12 528200 33 1,102 59,943 12 110003 49 1,592 56,776 17 116001 37 1,251 55,562 3 150001 37 975 57,928 9999 130022 25 578 29,991 518 430022 62 2,242 107,588 468 330003 47 1,279 80,542 766 410005 54 1,431 48,702 169 230061 42 1,078 39,864 96 450018 35 1,124 54,669 1 030001 25 821 32,663 C 570100 9 243 18,071

2015 A 119 1 610000 49 1,486 55,864 9 730030 28 846 29,360 1 710001 60 1,735 64,080 88 401121 45 1,490 74,425 2 830000 18 685 26,592 48 650051 43 1,209 71,508 9 010040 18 665 26,905 92-1 530022 19 474 22,107 284 550001 18 408 20,200 217 750000 12 307 14,965 4 810000 9 242 12,860 12 1 166 90,170 509 Madison Avenue, Suite 306, 1 1 2 NewYork, U.S.A 535 Madison Avenue 18th Floor, 1002 1 106 48,253 NewYork, U.S.A One Raffles Place, Tower 2, #32-61, 048616 1 40 3,407 Singapore 39 Cornhill EC3V 3ND, London, UK 1 2 2 333 1 2 1 5th floor, 4rue Jean Monnet, Luxembourg L-2180 1 18 389 29 1,717 76,192 5,208,037

2015 A 120 8.11

2015 A 121 9.1

122 2015 A 9.2 2015 6526851 231 1479111143 534110302 311124 7 5 212015 ARC (LACP) 2014 9.3 22015 6 1920142015A 2015H2015 9 2520152015 A2015H

2015 A 123 9.4 9.4.1 2015 12 311682 6 8 26 2 2 2 2 4 9.4.2

124 2015 A 9.4.3 92% 6 9.4.4

2015 A 125 9.4.5 2015 (1) 14/14 3/3 1/1 1/2 12/14 3/3 0/2 13/14 3/3 0/2 13/14 5/6 0/2 14/14 8/8 9/9 2/2 10/12 3/3 4/4 1/1 14/14 9/9 7/7 2/2 14/14 2/2 2/2 8/8 2/2 14/14 3/3 8/8 1/2 14/14 3/3 1/1 2/2 8/8 1/1 4/4 1/1 13/14 2/2 2/2 5/3 1/1 7/7 2/2 13/14 1/1 5/6 8/8 1/1 2/2 13/14 6/6 9/9 1/1 2/2 14/14 1/1 9/9 7/7 2/2 12/14 1/1 5/6 2/2 1/2 14/14 9/9 7/7 2/2 14/14 8/8 2/2 7/7 2/2 1 14 68 2

126 2015 A 9.4.6 2015 12 31 9.4.7 6 6 3.13 3.13 6 1 2 3 4 5 2015 20152015

2015 A 127 9.5 201534 110 2015 9.5.1 20152015 2014 20142015

128 2015 A 9.5.2 2015 9.5.3 20152015 2014 H 2015H2014

2015 A 129 9.5.4 2015

130 2015 A 9.5.5 2015 20142014 2015 1 2 3 2015 2015 2015 2015

2015 A 131 9.5.6 20152014 2014 2015-2017 9.6

132 2015 A 9.7 9.7.1 93 3 33 9.7.2 9.7.3 1156 43 201526 3

2015 A 133 9.7.4 4 2015 1 20142014 2015 1 9.8 12 11 7

134 2015 A 5 4118 2015 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3

2015 A 135 9.9 3.29 15 9.10 2015 9.11 2015 2111248 10032654 270IR 502 2015 2,800

136 2015 A 380 240 2014 ARC (LACP) 2016 9.12 10% 10% 10 5

2015 A 137 3% 102 1% 10% 10% 10 9.13 9.14 2015 12 31 9.15 E.1.2 2015 6 1920142015A2015H

138 2015 A 9.16 2015 2015 9.17 9 2015

2015 A 139 2015 2015 2015 2016 3 30

140 2015 A 11.1 11.2 11.3 11.4 11.5 11.6

2015 A 141 12.1 142 12.2 144 12.3 349

142 2015 A 1600932 2015 12 31 2015 (1) (2)

2015 A 143 1600932 2015 12 312015 2016 3 30

144 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告 合併資產負債表 2015 年 12 月 31 日 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2015 年 2014 資產 14,381 14,793 16,099 15,222 5 569,961 639,992 6 63,779 55,986 7 185,693 124,085 8 343,924 344,980 9 2,739,444 2,448,754 10 24,934 23,560 以 11 59,081 40,190 53(g) 10,176 9,315 12 299,559 278,526 13 2,786 1,484 14 353,137 259,434 15 716,064 408,752 16 30,813 26,504 17 1,708 1,684 18 3,595 3,292 19 9,954 9,953 20 16,020 10,291 21 13,870 15,032 資產合 5,474,978 4,731,829 負債 62,600 20,000 23 711,561 697,448 24 178,771 94,603 25 185,652 66,988 26 3,571,698 3,304,438 27 39,073 45,349 以 28 20,227 13,369 53(g) 7,575 10,246 29 251,507 106,155 30(a) 6,524 6,068 31 12,820 11,656 20 867 771 32 64,345 39,678 負債合 5,113,220 4,416,769 159348 註

2015 A 145 2015 2014 33 25,220 25,220 34 67,523 67,523 35 6,086 430 36 34,009 28,690 37 64,679 53,979 38(c) 163,289 138,562 38(b) 17,402 16,897 360,806 314,404 58 952 656 361,758 315,060 5,474,978 4,731,829 2016 3 30 159348

146 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告 資產負債表 2015 年 12 月 31 日 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2015 年 2014 資產 13,783 14,290 16,099 15,176 5 543,228 630,661 6 55,927 47,015 7 202,534 137,848 8 342,928 343,955 9 2,506,618 2,222,388 10 23,648 22,411 以 11 54,960 37,218 53(g) 9,607 8,346 12 276,846 262,942 13 42,055 40,887 14 351,704 254,708 15 715,864 408,504 16 23,095 22,591 17 535 581 18 2,596 2,279 20 15,626 9,962 21 10,384 9,353 資產 5,208,037 4,491,115 負債 62,600 20,000 23 702,862 700,042 24 112,659 40,059 25 185,285 66,075 26 3,421,403 3,158,746 27 37,559 43,873 以 28 19,786 12,929 53(g) 7,084 9,266 29 235,854 84,559 30(a) 5,363 5,367 31 12,100 11,105 32 53,441 27,843 負債 4,855,996 4,179,864 159348 註

2015 A 147 2015 2014 33 25,220 25,220 34 76,681 76,681 35 6,010 1,512 36 34,009 28,690 37 63,928 53,208 38(c) 146,193 125,940 38(b) 17,402 16,897 352,041 311,251 5,208,037 4,491,115 2016 3 30 159348

148 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告 合併利潤表截至 2015 年 12 月 31 日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2015 年 2014 () 39 234,722 228,036 40 (97,993) (110,834) 利 136,729 117,202 41 57,798 43,341 (4,379) (3,847) 53,419 39,494 42 1,316 308 43 7,127 5,762 2 2 134 156 2,398 2,467 482 630 11,323 9,167 201,471 165,863 44 (11,929) (10,425) 45 (55,741) (50,656) (287) (332) 46 (59,266) (31,681) 合 (127,223) (93,094) 利潤 74,248 72,769 外 970 810 外 (139) (148) 159348 註

2015 A 149 2015 2014 75,079 73,431 47 (17,061) (17,382) 58,018 56,049 57,696 55,911 322 138 48 2.29 2.22 58,018 56,049 (53) 64 35 4,222 7,414 404 788 966 427 5,603 8,664 2 1 35 5,605 8,665 63,623 64,714 63,299 64,575 324 139 2016 3 30 159348

150 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告 利潤表截至 2015 年 12 月 31 日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2015 年 2014 () 39 225,368 218,126 40 (92,906) (105,031) 利 132,462 113,095 41 53,425 39,966 (4,154) (3,666) 49,271 36,300 42 1,333 298 43 6,904 5,576 149 126 1,769 2,177 10,006 8,051 191,739 157,446 44 (11,610) (10,185) 45 (52,377) (48,166) 46 (59,108) (31,180) (123,095) (89,531) 利潤 68,644 67,915 外 429 338 外 (136) (148) 利潤 68,937 68,105 47 (15,748) (16,228) 53,189 51,877 159348 註

2015 A 151 2015 2014 53,189 51,877 27 35 4,069 7,287 404 788 (2) 6 35 4,498 8,116 57,687 59,993 2016 3 30 159348

152 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告 合併現金流量表截至 2015 年 12 月 31 日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2015 年 2014 現金流量 267,260 529,162 14,113 183,266 42,600 20,000 202,832 38,689 124,393 24,714 833 195 244,743 230,977 27,140 8,501 現金流 962,603 996,815 (347,286) (331,091) (116,705) (59,267) (101,447) (97,185) 以 (26,638) (29,330) (22,811) (19,750) 除 外 (11,954) (11,702) (52,047) (59,612) 現金流 (562,183) (724,642) 54(a) 400,420 272,173 現金流量 451,491 579,100 51,407 39,675 2 2 167 1,297 現金流 503,067 620,074 (9,079) (8,125) (865,591) (787,928) (874,670) (796,053) (371,603) (175,979) 159348 註

2015 A 153 2015 2014 83 84 83 84 23,105 29,377 200 15,395 3,046 5,076 290,867 24,155 317,301 74,087 (28,812) (31,790) (143,500) (3,000) (16,925) (15,656) (3,096) (1,724) (83) (38) (192,416) (52,208) 124,885 21,879 10,670 3,449 54(c) 164,372 121,522 471,471 349,949 54(b) 635,843 471,471 2016 3 30 159348

154 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告 現金流量表截至 2015 年 12 月 31 日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 註 2015 年 2014 現金流量 262,657 503,865 2,820 190,402 42,600 20,000 191,810 37,948 137,789 3,415 3,230 2,007 231,613 218,412 26,914 5,133 現金流 937,381 943,234 (340,635) (290,555) (115,555) (59,471) (96,630) (92,243) 以 (25,313) (28,220) (21,674) (18,474) 除 外 (11,844) (11,600) (50,961) (53,754) 現金流 (547,057) (669,872) 54(a) 390,324 273,362 現金流量 432,719 568,376 50,954 39,191 60 1,261 現金流 483,733 608,828 (4,879) (7,947) (843,244) (773,806) (3,080) (1,000) (1,612) (849,123) (786,445) (365,390) (177,617) 159348 註

2015 A 155 2015 2014 8,473 7,876 3,046 17,371 290,867 25,300 302,386 50,547 (8,150) (11,636) (143,500) (3,000) (16,897) (15,636) (2,686) (1,632) (171,233) (31,904) 131,153 18,643 10,653 3,427 54(c) 166,740 117,815 449,282 331,467 54(b) 616,022 449,282 2016 3 30 159348

156 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告 合併股東權益變動表截至 2015 年 12 月 31 日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 行股東權益 2015 年 註股 公 合 益 公 股東權益 合 2015 1 1 25,220 67,523 430 28,690 53,979 138,562 16,897 314,404 656 315,060 5,656 5,319 10,700 24,727 505 46,402 296 46,698 ( ) 5,656 57,643 63,299 324 63,623 ( ) 1. 58 83 83 2. (83) (83) ( ) 1. 36 5,319 (5,319) 2. 37 10,700 (10,700) 3. 2014 38(a) (16,897) (16,897) (16,897) (28) (16,925) 4. 2015 38(b) 17,402 2015 12 31 25,220 67,523 6,086 34,009 64,679 163,289 17,402 360,806 952 361,758 159348 註

2015 A 157 2014 2014 1 1 25,220 67,523 (8,234) 23,502 46,347 111,107 15,636 265,465 491 265,956 8,664 5,188 7,632 27,455 1,261 48,939 165 49,104 8,664 55,911 64,575 139 64,714 1. 58 84 84 2. (38) (38) 1. 36 5,188 (5,188) 2. 37 7,632 (7,632) 3. 2013 38(a) (15,636) (15,636) (15,636) (20) (15,656) 4. 2014 38(b) 16,897 2014 12 31 25,220 67,523 430 28,690 53,979 138,562 16,897 314,404 656 315,060 2016 3 30 159348

158 招商銀行股份有限公司年度報告 2015(A 股 ) 第十二章財務報告 股東權益變動表截至 2015 年 12 月 31 日止年度 ( 除特別註明外, 貨幣單位均以人民幣百萬元列示 ) 2015 年 註股 公 益 公 2015 1 1 25,220 76,681 1,512 28,690 53,208 125,940 16,897 311,251 4,498 5,319 10,720 20,253 505 40,790 ( ) 4,498 53,189 57,687 ( ) 1. 36 5,319 (5,319) 2. 37 10,720 (10,720) 3. 2014 38(a) (16,897) (16,897) (16,897) 4. 2015 38(b) 17,402 2015 12 31 25,220 76,681 6,010 34,009 63,928 146,193 17,402 352,041 2014 註 2014 1 1 25,220 76,681 (6,604) 23,502 45,762 102,333 15,636 266,894 8,116 5,188 7,446 23,607 1,261 44,357 ( ) 8,116 51,877 59,993 ( ) 1. 36 5,188 (5,188) 2. 37 7,446 (7,446) 3. 2013 38(a) (15,636) (15,636) (15,636) 4. 2014 38(b) 16,897 2014 12 31 25,220 76,681 1,512 28,690 53,208 125,940 16,897 311,251 2016 3 30 ( 公司 章 ) 人 ( ) ( ) ( ) ( ) 159348 註

2015 A 159 1 A H 47 2

160 2015 A 3 a 15 b c i 3 p 12

2015 A 161 3 c ii d 3 g 3 g

162 2015 A 3 e 3 f f g i

2015 A 163 3 g i

164 2015 A 3 g i 3 u i 3 t ii iii

2015 A 165 3 g iv 80% 125%

166 2015 A 3 g v

2015 A 167 3 g v vi h

168 2015 A 3 i i ii 3 q ii 3 c ii 3 i iii 3 i iii

2015 A 169 3 i ii 3 q ii iii

170 2015 A 3 j 20 3% 4.85% 3 0% 33% 3-5 0%-3% 20%-33% 0% 5%-20% 3 q ii k 3 q ii (203% 4.85%

2015 A 171 3 l i ii 3 q i iii m 3 k 3 j 3 q ii n

172 2015 A 3 o p 3 q ii (2-50 3 q ii q i

2015 A 173 3 q i

174 2015 A 3 q i ii

2015 A 175 3 q ii r

176 2015 A 3 r s t i a b 3 q ii ii

2015 A 177 3 t ii u i ii iii iv

178 2015 A 3 v i ii

2015 A 179 3 w i ii iii iv v H Black-Scholes

180 2015 A 3 x 51.5% y z aa ab

2015 A 181 3 ac i ii iii

182 2015 A 3 ac iv v vi 30 b vii viii

2015 A 183 4 a 5% b 7% c 3%-5% d i ii iii 25%25% 16.5%16.5% 5 2015 2014 2015 2014 1) 464,686 503,089 463,677 501,339 2) 103,803 135,145 78,079 127,564 1,472 1,758 1,472 1,758 569,961 639,992 543,228 630,661 1 2 15.0% 5.0%17.5% 5.0%

184 2015 A 6 a 2015 2014 2015 2014 30,387 36,659 21,179 27,860 935 422 905 422 31,322 37,081 22,084 28,282 32,570 18,971 33,969 18,807 13 8 63,905 56,060 56,053 47,089 (123) (71) (123) (71) (3) (3) (3) (3) (126) (74) (126) (74) 63,779 55,986 55,927 47,015 b 2015 2014 74 53 52 21 126 74

2015 A 185 7 a 2015 2014 2015 2014 66,458 57,358 61,783 49,669 47,067 32,965 73,190 62,591 113,525 90,323 134,973 112,260 72,219 33,808 67,612 25,634 185,744 124,131 202,585 137,894 (51) (46) (51) (46) 185,693 124,085 202,534 137,848 b 2015 2014 2015 2014 1 133,415 87,020 132,336 83,919 11 48,449 30,226 66,694 44,290 1 3,829 6,839 3,504 9,639 185,693 124,085 202,534 137,848 c 2015 2014 46 10 5 36 51 46

186 2015 A 8 a 2015 2014 2015 2014 128,803 205,082 128,803 204,216 215,321 139,873 214,325 139,714 25 25 344,124 344,980 343,128 343,955 (200) (200) 343,924 344,980 342,928 343,955 b 2015 2014 2015 2014 1 296,789 191,746 296,782 191,359 11 43,575 117,135 42,586 116,497 1 3,560 36,099 3,560 36,099 343,924 344,980 342,928 343,955

2015 A 187 8 c 2015 2014 2015 2014 210,481 137,189 210,475 137,030 416 416 106,729 97,219 106,729 96,353 10,693 63,484 10,693 63,484 11,381 45,492 11,381 45,492 4,640 1,180 3,650 1,180 343,924 344,980 342,928 343,955 d 2015 2014 200 200

188 2015 A 9 a 2015 2014 2015 2014 1,507,770 1,467,585 1,296,974 1,263,567 82,683 66,353 75,873 61,606 7,132 8,654 6,943 5,106 89,815 75,007 82,816 66,712 499,455 329,178 491,266 321,362 313,244 219,888 312,985 219,621 310,777 338,813 308,973 335,637 103,225 83,448 96,300 78,656 1,226,701 971,327 1,209,524 955,276 2,824,286 2,513,919 2,589,314 2,285,555 (14,624) (9,577) (14,442) (9,446) (70,218) (55,588) (68,254) (53,721) (84,842) (65,165) (82,696) (63,167) 2,739,444 2,448,754 2,506,618 2,222,388

2015 A 189 9 b i 2015 2014 % % 332,147 12 360,270 14 251,373 9 301,395 12 213,080 8 179,983 7 159,349 5 148,473 6 112,337 4 101,064 4 101,270 4 102,314 4 84,240 3 52,152 2 58,308 2 64,960 3 33,531 1 30,421 1 30,101 1 22,313 1 132,034 5 104,240 4 1,507,770 54 1,467,585 58 89,815 3 75,007 3 499,455 18 329,178 13 313,244 11 219,888 9 310,777 11 338,813 14 103,225 3 83,448 3 1,226,701 43 971,327 39 2,824,286 100 2,513,919 100 (14,624) (9,577) (70,218) (55,588) (84,842) (65,165) 2,739,444 2,448,754

190 2015 A 9 b i 2015 2014 % % 310,999 12 332,124 15 245,283 9 287,985 13 184,565 7 150,299 7 119,059 5 119,969 5 95,646 4 97,125 4 78,522 3 67,410 3 78,127 3 47,359 2 46,456 2 52,113 2 30,889 1 29,957 1 28,333 1 21,240 1 79,095 3 57,986 2 1,296,974 50 1,263,567 55 82,816 3 66,712 3 491,266 19 321,362 14 312,985 12 219,621 10 308,973 12 335,637 15 96,300 4 78,656 3 1,209,524 47 955,276 42 2,589,314 100 2,285,555 100 (14,442) (9,446) (68,254) (53,721) (82,696) (63,167) 2,506,618 2,222,388

2015 A 191 9 b ii 2015 2014 % % 381,327 14 290,911 12 539,925 19 479,535 19 368,137 13 344,987 14 463,440 17 385,848 15 140,913 5 128,884 5 292,361 10 263,511 10 345,113 12 322,046 13 57,773 2 69,523 3 235,297 8 228,674 9 2,824,286 100 2,513,919 100 (14,624) (9,577) (70,218) (55,588) (84,842) (65,165) 2,739,444 2,448,754

192 2015 A 9 b ii 2015 2014 % % 381,652 15 291,221 13 539,925 21 479,535 21 368,137 14 344,987 15 463,440 18 385,848 17 140,913 5 128,884 6 292,361 11 263,511 12 345,113 13 322,046 14 57,773 3 69,523 2 2,589,314 100 2,285,555 100 (14,442) (9,446) (68,254) (53,721) (82,696) (63,167) 2,506,618 2,222,388

2015 A 193 9 b iii 2015 2014 2015 2014 671,321 544,936 644,675 521,746 444,698 450,713 425,795 435,437 1,241,633 1,059,962 1,104,044 931,860 376,819 383,301 331,984 329,800 2,734,471 2,438,912 2,506,498 2,218,843 89,815 75,007 82,816 66,712 2,824,286 2,513,919 2,589,314 2,285,555 (14,624) (9,577) (14,442) (9,446) (70,218) (55,588) (68,254) (53,721) (84,842) (65,165) (82,696) (63,167) 2,739,444 2,448,754 2,506,618 2,222,388

194 2015 A 9 b iv 2015 1 3 3 1 3 3 8,152 6,310 1,818 171 16,451 9,662 12,069 5,002 79 26,812 13,858 11,447 4,354 587 30,246 3,724 2,421 673 41 6,859 35,396 32,247 11,847 878 80,368 2014 1 3 3 1 3 3 5,509 1,934 779 142 8,364 7,867 7,405 1,746 293 17,311 13,181 9,478 1,948 478 25,085 923 725 278 18 1,944 27,480 19,542 4,751 931 52,704

2015 A 195 9 b iv 2015 1 3 3 1 3 3 7,829 6,307 1,817 170 16,123 9,657 12,066 5,000 79 26,802 12,735 10,569 3,736 588 27,628 3,619 2,421 674 41 6,755 33,840 31,363 11,227 878 77,308 2014 1 3 3 1 3 3 5,461 1,933 759 142 8,295 7,846 7,399 1,746 293 17,284 12,045 8,677 1,942 478 23,142 911 725 278 18 1,932 26,263 18,734 4,725 931 50,653 1 2015 2014 2015 2014 14,578 13,144 12,298 11,277 3,349 840 3,246 828 17,927 13,984 15,544 12,105

196 2015 A 9 c 2015 50,855 4,733 9,577 65,165 46) 12,194 11,603 35,689 59,486 (813) (1) (1,165) (1,979) (9,154) (29,229) (38,383) (1,137) (1,137) 625 839 1,464 176 50 226 62,412 7,806 14,624 84,842 2014 38,534 3,228 7,002 48,764 46) 12,287 5,732 14,876 32,895 (22) (1) (1,618) (1,641) (4,456) (10,461) (14,917) (1) (654) (655) 231 420 651 56 12 68 50,855 4,733 9,577 65,165

2015 A 197 9 c 2015 48,989 4,732 9,446 63,167 46) 11,314 11,599 35,552 58,465 (1,117) (1,117) (9,149) (29,186) (38,335) (1,136) (1,136) 623 836 1,459 146 47 193 60,449 7,805 14,442 82,696 2014 37,073 3,228 6,921 47,222 46) 11,865 5,727 14,803 32,395 (1,602) (1,602) (4,452) (10,452) (14,904) (653) (653) 229 418 647 51 11 62 48,989 4,732 9,446 63,167

198 2015 A 9 d 2015 85,741 11 85,752 0.01 7 2,691,149 13,070 34,315 2,738,534 1.73 8,479 2,776,890 13,070 34,326 2,824,286 1.68 8,486 (310) (4) (314) (62,102) (7,806) (14,620) (84,528) (62,412) (7,806) (14,624) (84,842) 85,431 7 85,438 2,629,047 5,264 19,695 2,654,006 2,714,478 5,264 19,702 2,739,444

2015 A 199 9 d 2014 72,183 1 72,184 0.00 2,413,844 7,408 20,483 2,441,735 1.14 5,743 2,486,027 7,408 20,484 2,513,919 1.11 5,743 (87) (1) (88) (50,768) (4,733) (9,576) (65,077) (50,855) (4,733) (9,577) (65,165) 72,096 72,096 2,363,076 2,675 10,907 2,376,658 2,435,172 2,675 10,907 2,448,754

200 2015 A 9 d 2015 35,084 11 35,095 0.03 7 2,507,532 13,032 33,655 2,554,219 1.83 7,976 2,542,616 13,032 33,666 2,589,314 1.80 7,983 (263) (4) (267) (60,186) (7,805) (14,438) (82,429) (60,449) (7,805) (14,442) (82,696) 34,821 7 34,828 2,447,346 5,227 19,217 2,471,790 2,482,167 5,227 19,224 2,506,618

2015 A 201 9 d 2014 25,324 1 25,325 0.00 2,232,766 7,404 20,060 2,260,230 1.22 5,425 2,258,090 7,404 20,061 2,285,555 1.20 5,425 (55) (1) (56) (48,934) (4,732) (9,445) (63,111) (48,989) (4,732) (9,446) (63,167) 25,269 25,269 2,183,832 2,672 10,615 2,197,119 2,209,101 2,672 10,615 2,222,388 10 2015 2014 2015 2014 13,075 11,668 12,872 11,449 8,765 7,691 8,013 7,437 3,094 4,201 2,763 3,525 24,934 23,560 23,648 22,411

202 2015 A 11 2015 2014 2015 2014 a 50,809 33,022 49,980 32,146 b 8,272 7,168 4,980 5,072 59,081 40,190 54,960 37,218 a 2015 2014 2015 2014 17,543 5,351 17,543 5,351 9,622 6,165 9,622 6,165 4,513 5,358 4,513 5,358 13,472 12,744 13,470 12,744 4 1 1,347 1,100 1,347 1,100 2,535 1,580 2,458 1,416 740 712 49,777 33,010 48,953 32,134 5 1,027 12 1,027 12 50,809 33,022 49,980 32,146