2 Which service(s) would you like to apply for? 2A Credit Card Are you a New Cardholder? No, I am not a New Cardholder and I understand I will not be

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1 In this application, Standard Chartered Bank (Hong Kong) Limited ("the Bank") would like to get to know you even better. We appreciate your time in sharing your information to help us have a comprehensive understanding of your financial needs and assist in planning your future. We look forward to serving you better. 1 Please tell us about yourself For Bank Use Only CASA Core card(s) Segment card(s) Out-branch Pre-screen IAIP Pre-screen IAIP channels WI On-us AUM Off-us AUM (NTB) Off-us AUM (CASA < 2 mth) 1. Salutation / Title Mr Ms Dr Other 2. Name (In English) (In Chinese) 11. Telephone Number Residence Office (Applicable to employed and self-employed applicants) 3. Type of Identity Document Country Identity Document 01 Passport / Travel Document 04 Other Number For those green boxes, please do not write across the lines. 4. If you are an existing customer, please confirm: I need to update my personal information. Note: Update of personal information is only available if existing customers are applying for banking account(s) herein. 5. Date of Birth D D M M Y Y Y Y 6. Gender Male 1/1 (M) Female 2/0 (F) 7. Nationality Chinese (CHI) Other (OTH) 8. Marital Status Single 0 (S) Married 1 (M) Other 6 (O) (Optional) 9. Residential Address (P. O. Box is not accepted) If the address provided below ( Stated Address ) is different from the address as shown on the Residential Address Proof ( RAP Address ) provided, the RAP Address may supersede the Stated Address. District HK KLN NT 10. Permanent Address (if different from residential address; please also submit permanent address proof) District / Country Mobile Address 13. Company Name (mandatory for estatement Service) 14. Nature / Type of Business Banking / Financial Services Manufacturing Government Professional Services (eg. Doctors, Lawyers) Other 15. Occupation / Designation If you would like to apply for Credit Card, please complete items below. 16. Education Status Secondary 1(S) University / Tertiary 5(A) Technical / Vocational Institute 7(V) Other 8(S) UNK 17. Annual Income (HKD) 18. Employment Status Employed - Regular Salaried Employed - Non-Regular Salaried (Commission) Employed - Temporary / Part Time / Contract Self-Employed (Professional) Self-Employed (Non-Professional) Others 19. Company Address District HK KLN NT 1A Which mailing address do you prefer? 20. Mail to be sent to Residential Address 1(R) Permanent Address 3(O) Company Address 2(O) Other 3(O) (Please specify other address at the right hand side) Apply this mailing address to All account(s)* held with the Bank Summary Statement of s only (s) in this application only ( Exclude in section 2B) Other Mailing Address (P. O. Box is not accepted for credit card application) District HK KLN NT * Except for insurance, MPF, joint personal loan and joint mortgage loan account(s). P. 1 of 6

2 2 Which service(s) would you like to apply for? 2A Credit Card Are you a New Cardholder? No, I am not a New Cardholder and I understand I will not be entitled to the welcome offer. Yes, I am a New Cardholder. (NN10) Please select the card type(s) you would like to apply for and your welcome offer choice (if applicable): Card Type Standard Chartered Simply Cash Visa Card* Please select either Vertical card or Horizontal card Vertical HKSBB17VAWVØØØ HKSCB17VAWVØØØ (CASA) Horizontal HKSBG17VAWVØØØ HKSCG17VAWVØØØ (CASA) Standard Chartered Asia Miles Mastercard* HKSRA16MCWBØØØ HKSRB16MCWBØØØ (CASA) (Applicable to holders of Hong Kong Identity Card only) Standard Chartered UnionPay Dual Currency Platinum Credit Card HKSRA16OTWUØØØ HKSRB16OTWUØØØ (CASA) Standard Chartered Platinum Credit Card* Mastercard HKSRA16MCWPØØØ HKSRB16MCWPØØØ (CASA) Visa Card HKSRA16VAWPØØØ HKSRB16VAWPØØØ (CASA) (Applicable to Priority Banking customers only) Standard Chartered Priority Banking Credit Card* HKSRV16VAWIØØØ (CASA) Please select one of the following welcome offers: Welcome Offer Choice (Applicable to New Cardholders only) HK$400 shopping voucher Rasonic Multi Hot Plate (Aqua) (D) (BF17) (BG17) 6 pieces of The Grand Movie Voucher (BH17) (Applicable to Standard Chartered Simply Cash Visa Card applicants only) 100% CashBack and 0% APR (BI17) Vertical: HKSAB17VAWVØØØ HKSRB17VAWVØØØ (CASA) Horizontal: HKSAG17VAWVØØØ HKSRG17VAWVØØØ (CASA) (Applicable to Standard Chartered Asia Miles Mastercard applicants only) Up to 100,000 Asia Miles (BE17) New Cardholders are applicants who currently do not hold and in the past 6 months have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card from the date of credit card approval. * These card types issued will be embedded with Visa paywave / Mastercard contactless feature. Welcome offer is only applicable to New Cardholders. To be eligible for the welcome offer, New Cardholders are required to fulfil specific requirements with respective newly approved credit card(s). Terms and Conditions apply for welcome offer. Please refer to the Welcome Offer Terms and Conditions for details. Please refer to the General Terms and Conditions for Credit Card Application for details. P. 2 of 6

3 Asia Miles Membership Information, Transfer of Data to Asia Miles Limited (Applicable to Standard Chartered Asia Miles Mastercard applicants only) Asia Miles Membership Information Asia Miles membership number: Surname of Asia Miles membership: (English, e.g. Chan) Given name of Asia Miles membership: (English, e.g. Tai Man) Asia Miles membership account must be owned by the principal card applicant of Standard Chartered Asia Miles Mastercard. Change of Asia Miles membership account is not allowed save in exceptional circumstances. Transfer of Data to Asia Miles Limited The Bank intends to provide your Asia Miles membership information and credit card transaction data to Asia Miles Limited for gain and for the purpose of i) study of customer behaviour; ii) enhancing the Standard Chartered Asia Miles Mastercard's features and marketing promotion; and iii) data analysis of which the results may be used by Asia Miles Limited for direct marketing of its offers, promotions and joint marketing offers (between Asia Miles Limited and its partners or any Cathay Pacific group company). Asia Miles Limited s partners include entities providing products and services in the area of travel, leisure and entertainment, accommodation, car rental, finance, insurance, telecommunications, food and beverage, business and consulting, beauty and health, fashion and jewellery, property, electronics and general retail, as well as partners from Asia Miles ishop. For an updated list of Asia Miles Limited s partners, please visit Asia Miles Limited may carry out a matching procedure as defined in the Personal Data (Privacy) Ordinance for the purposes described above. The Bank would not so provide your data to Asia Miles Limited without your consent. You may at any time require the Bank to cease to provide your data to Asia Miles Limited as described above. The Bank will cease to do so and also notify Asia Miles Limited to cease to use such data for data analytic purpose upon receipt of your opt-out instruction. However, you are required to notify Asia Miles Limited directly if you do not wish to receive marketing information or communication from Asia Miles Limited. Please check ( ) the box if you do not consent the Bank to provide your data to Asia Miles Limited as described above. You acknowledge that the Bank shall transfer the above listed Asia Miles membership information and Asia Miles earned to Asia Miles Limited for the purposes of enjoying designated card benefits and crediting the Miles earned to the Asia Miles Membership account you provided above. Relationship with The Bank If (i) you are a relative or a spouse / ex-spouse of our or our subsidiary s or affiliate s directors, controllers i.e. persons holding 10% or more of the Bank s issued shares or our employees with lending authority; or (ii) any of the above-mentioned types of person is acting as your guarantor, please put a in the box below and state his/her details. Yes Name: Relationship: Intermediary or Third Party Referral Is this application referred by an intermediary or a third party who charged you for this referral? No Yes Remark: If you choose Yes, the Bank will not be able to proceed with this application. This is because the Bank has already ceased the use of intermediaries for the purpose of sourcing credit cards and will not accept credit card applications that are referred by a third party who charged you for the referral. Choice of Priority Banking / Premium 360º Rewards ( 360º Rewards ) This section is applicable to applicants who: a. are concurrently applying for a principal Standard Chartered Asia Miles Mastercard and Standard Chartered Priority Banking Credit Card; OR b. currently hold a principal Standard Chartered Asia Miles Mastercard and are concurrently applying for a principal Standard Chartered Priority Banking Credit Card ; OR c. currently hold a principal Standard Chartered Priority Banking Credit Card / Standard Chartered Preferred Banking Credit Card and are concurrently applying for a principal Standard Chartered Asia Miles Mastercard ; AND d. have already signed up or are concurrently signing up for Priority Banking / Premium programme ( Premium ). Note: Premium clients who hold a principal Standard Chartered Asia Miles Mastercard but do not hold any principal Standard Chartered Preferred Banking Credit Card will be offered Asia Miles as 360º Rewards on eligible banking products. Please refer to relevant terms and conditions for details. Please indicate your choice of credit card for earning 360º Rewards Points ("Points") / Asia Miles on eligible banking products (excluding credit card) under 360º Rewards: Standard Chartered Asia Miles Mastercard (Asia Miles) Standard Chartered Priority Banking Credit Card / Standard Chartered Preferred Banking Credit Card (Points) If you do not indicate your choice above, you will be deemed to have chosen Standard Chartered Priority Banking Credit Card / Standard Chartered Preferred Banking Credit Card for earning Points as your 360º Rewards on eligible banking products. The entitlement of Points or Asia Miles on eligible banking products under 360º Rewards is subject to the approval/validity of the respective credit card and other relevant terms and conditions. Opt-out for Temporary Credit Limit Extension I choose to opt-out from having temporary credit limit extension for my credit card(s). Remarks: The Bank will arrange opt-out for temporary credit limit extension after successful application of Standard Chartered Credit Card. If you are our existing credit cardholders, the instruction for opting-out for temporary credit limit extension service given herein will be applicable to ALL Standard Chartered Credit Card(s) and/or MANHATTAN Credit Card(s) you maintain with the Bank. Please refer to the General Terms and Conditions for Credit Card Application for details. ATM Services (Not applicable to Standard Chartered UnionPay Dual Currency Platinum Credit Card) I wish to use the credit card to access the following account(s) (which is (are) held under my sole name, (or in case of joint account(s) held under my name as an either to sign signatory)) with the Bank as an ATM card. I acknowledge and agree that the provision and the use of the ATM services will be subject to the Bank s Client Terms. No.: No.: If no information is provided or if the information is provided by a sole applicant of Standard Chartered UnionPay Dual Currency Platinum Credit Card, the ATM services will not be provided. Language Shown on ATM Screen (Not applicable to Standard Chartered UnionPay Dual Currency Platinum Credit Card) Chinese (C) English (E) To borrow or not to borrow? Borrow only if you can repay! P. 3 of 6

4 2B (s) All new accounts in this section will be included in the Summary Statement of s (Consolidated Statement). In case of joint-name account, please be advised that Consolidated Statement will be sent to primary accountholder unless otherwise specified. To exclude account(s) from the Summary Statement of s (Consolidated Statement), please tick the Exclude box(es) on the right respectively. A cheque book will be sent to your mailing address by ordinary post if you choose to open a new current account in this application. Please select ( No. to be provided): Currency Exclude Currency Exclude Passbook Savings Marathon Savings* Statement Savings Bonus Payroll (available for HKD only) Statement Savings Current Integrated Deposits HKD Current sub-account is included in Integrated Deposits Bonus Payroll (available for HKD Savings sub-account only) * Only available in promotion period Click-a- Count Time Deposits Select your choice of Currencies HKD USD CNY AUD GBP Integrated Deposits Add-on Currency Please add the following Current sub-account(s) to the Integrated Deposits : USD CNY Other Number My Dream I/We would like to nominate my/our child to be eligible for My Dream. The information of my/our Child is: Child Name of Child (In English) (In Chinese) Date of Birth Gender Male Female Birth Certificate Number My Dream I/We would like to nominate my/our child to be eligible for My Dream. The information of my/our Child is: Child Name of Child (In English) (In Chinese) D D M M Y Y Y Y Tenor / Term of Deposit Renewal instructions Renew principal plus interest at prevailing rate for the same term unless otherwise advised (TATA) Renew principal at prevailing rate for the same term, credit interest to account number (TATT) Credit principal and interest to account number Special Instruction Money Builder (TTTT) Currency Exclude Standing Instruction I/We authorise Standard Chartered Bank (Hong Kong) Limited to transfer payment on a monthly basis based on instructions stated below: Effective Date Interest Rate Debit No. (HKD) Monthly Instalment Amount (HKD) Date of Birth D D M M Y Y Y Y Gender Male Female Birth Certificate Number First Instalment Date Last Instalment Date Monthly Instalment Day Maturity/Expiry Date P. 4 of 6

5 Would you like a joint account? 1. Salutation / Title Mr Ms Dr Other 2. Name (In English) (In Chinese) 10. Permanent Address (if different from residential address; please also submit permanent address proof) 3. Type of Identity Document Country Identity Document 01 Passport / Travel Document 04 Other Number For those green boxes, please do not write across the lines. 4. If you are an existing customer, please confirm: I need to update my personal information. 5. Date of Birth D D M M Y Y Y Y 6. Gender Male 1/1 (M) Female 2/0 (F) 7. Nationality Chinese (CHI) Other (OTH) 8. Marital Status Single 0 (S) Married 1 (M) Other 6 (O) (Optional) 9. Residential Address (P. O. Box is not accepted) If the address provided below ( Stated Address ) is different from the address as shown on the Residential Address Proof ( RAP Address ) provided, the RAP Address may supersede the Stated Address. District HK KLN NT District / Country 11. Telephone Number Residence Office (if any) Mobile Address (mandatory for estatement Service) 13. Company Name 14. Nature / Type of Business Banking / Financial Services Manufacturing Government Professional Services (eg. Doctors, Lawyers) Other 15. Occupation / Designation 2C Banking Plan and ATM Services Banking Plan Primary Applicant Priority Banking Premium programme Easy Banking Payment for Maintenance Fee Joint Applicant Priority Banking Premium programme Easy Banking Payment for Maintenance Fee ATM Services Single Currency ATM Card / Dual Currency ATM Card^ Primary (HKD/Integrated Deposits ): Single Currency ATM Card / Dual Currency ATM Card^ Primary (HKD/Integrated Deposits ): Other (s) (HKD/RMB/Integrated Deposits ): Other (s) (HKD/RMB/Integrated Deposits ): For Dual Currency ATM Card, at least one of the accounts to be included should be an RMB account or an Integrated Deposits with RMB sub-account. Language on Screen Chinese (C) English (E) Simplified ATM Card : This service is available in Chinese only (Lang Code = F) For Dual Currency ATM Card, at least one of the accounts to be included should be an RMB account or an Integrated Deposits with RMB sub-account. Language on Screen Chinese (C) English (E) Simplified ATM Card : This service is available in Chinese only (Lang Code = F) 2D Insurance Services I am interested in the following selected Insurance Service(s). I understand that the Bank will refer me to Prudential Hong Kong Limited or relevant Bank staff for follow up purpose. Personal and Family Protection Planning Retirement Planning Children Education Savings Others 3 Opening Declaration Declaration of application of Renminbi for non-hong Kong resident customers: You agree and confirm that if you are not a holder of valid Hong Kong Identity Card and you are opening RMB Savings and/or RMB Time Deposit for non-hong Kong residents: You by signing this application, you declare that you do not hold a valid Hong Kong Identity Card. You must immediately tell us in writing if you become a Hong Kong resident and have a valid Hong Kong Identity Card. In such circumstance, we may exercise our rights under our banking agreement to terminate or convert your account into another type of account (with relevant restrictions and requirements as may be applicable) at our sole and absolute discretion; and clauses 8.9 to 8.14 of the Current / Cheque / Savings and Time Deposit terms are not applicable if you are opening RMB Savings and/or RMB Time Deposit. P. 5 of 6

6 4 estatement Service To protect our environment by reducing the use of paper, we will only provide estatements to the account(s) 1 in this application and any other existing account(s) included in the same statement(s) unless you instruct us otherwise. Please note that: you must have a valid Online Banking account as you can only access and/or download your estatements by Online Banking and we will not provide the corresponding statements in paper form to you; Upon successful estatement registration, an alert will be sent to your registered address at the Bank when your latest estatement is available at Online Banking. For credit card account(s), we will also send you a SMS message to remind you of the payment due date; your address, mailing address and mobile phone number on our record should always be up-to-date so that the above-mentioned notification/message can be successfully delivered to you. Please note that you will continue to receive the paper statement in case your estatement application is unsuccessful. If you do not wish to receive estatements for the account(s) 2 in this application, please check ( ) the box below: I choose to receive statements in paper form for the account(s) 2 in this application. Remarks: 1 This is not applicable to credit card account(s) in this application if you are currently holding other credit card account(s) which has/have already been included in the Consolidated Statement and we currently provide the Consolidated Statement to you in paper form. 2 This is not applicable to : a. deposit account(s) in this application if you do not choose to exclude such account(s) from the Consolidated Statement and we currently provide the Consolidated Statement to you in estatement form; and b. credit card account(s) in this application if you are currently holding other credit card account(s) of which the statements are currently provided to you in estatement form. 5 Direct Marketing The Bank would not use your personal data for direct marketing without your consent. Please tick the relevant box(es) below if you do not consent the Bank to use your data for direct marketing as set out in the Bank s Notice to customers and other individuals relating to the Personal Data (Privacy) Ordinance ( Ordinance ) and the Code of Practice on Consumer Credit Data ( Notice ), through any of the following channel(s): Primary Applicant: Mobile message Post Phone call / Joint Applicant: Mobile message Post Phone call. For any channel not opted-out, your signing or submission of this application gives consent to the Bank to so use your data as noted above. Once processed, you authorise the Bank to replace all your previous selections regarding direct marketing. Please note that if you are an existing client of the Bank, the Bank will proceed to update your records regarding the use of your personal data for direct marketing as per your selection on this account opening form following the acceptance / approval of your application by the Bank for a new account and/or banking services. However, if you wish to update your records regarding the use of your personal data for direct marketing with immediate effect, please contact the Bank at to make the necessary arrangements. 6 Signature I/We select: the specimen signature ( All-in-One signature ) below shall apply to all accounts/services (except credit card) of the Bank. the specimen signature below shall apply to account number(s) Anyone to sign All to sign Other By signing this application, I acknowledge receipt of the full set of terms and conditions, account opening declaration, key facts statement (where applicable) and the Notice to Customers and other individuals relating to the Personal Data (Privacy) Ordinance ( Ordinance ) and the Code of Practice on Consumer Credit Data ( Notice ). Please cross out one of the signatures if there is no joint account application. Primary Applicant Name (in English) (in Chinese) HKID / Passport No. Joint Applicant Name (in English) (in Chinese) HKID / Passport No. If you wish to provide us with your feedback on our services, please refer to our Customer Feedback leaflet which sets out how you can reach us and what follow-up procedures we will take. The leaflet is available at all branches of Standard Chartered Bank (Hong Kong) Limited upon request. For Bank Use Only Common (CASA, CCPL) CASA / Relationship Package Credit Card Only Signature Verified for SVS ( ) Sign No. Signature of staff opening account and witnessing account opening Name of staff opening account and witnessing account opening Issued by Standard Chartered Bank (Hong Kong) Limited Branch Code Signature Acquisition Code Branch Code: Sourcing ID: Referral ID: Closing ID: Primary Applicant: AOC Checked Alert ID, if any: Review staff initial: Joint Applicant: AOC Checked Alert ID, if any: Review staff initial: Acquisition Code: Source Code: CRM Code: TIN Mailer Serial No.: Cust ID verified by: Relationship Branch Code: PIN Mailer Serial No.: Checked by: Package Maint Fee Waive Code: Issue PIN / TIN Processed on: Processed by: Others: Signature of staff reviewing account Name of staff reviewing account Date Source Code NB UL-Card / Acq-DF NB UL-Loan / Acq-DS Branch / Acq-BR BS-PsH / Acq-BR Others / Acq-TO(D) Branch Code for Card Collection: For bank use only AIO Req AIO Req ( ) Sign No. P. 6 of 6 AOF-1_EN_10/2017 (inserted Opening Declaration - AOF-Declare-1_10 / 2017)

7 Opening Declaration To: Standard Chartered Bank (Hong Kong) Limited (hereinafter called the Bank, we, us or our including our successors and assigns) By signing this application: you (being the person named as the applicant in the application) represent and warrant that all information (including any documents) you have given to us (being each member of the Standard Chartered Group identified in the application or the approval as the person providing the facility, product or service to you, and its successors and assigns) in connection with this application is correct, complete and not misleading important note: if this is not the case you may be personally liable. You also authorize us to verify from any source we may choose. If you are a principal card applicant, you further represent and confirm that the principal card applicant is at least 18 years of age; you acknowledge that we may decline your application in its entirety or in part (in respect of any one or more particular product(s), service(s) or account(s)/sub-account(s) you are applying for in this application) without giving you any reason for doing so; if this happens, no contractual relationship arises between you and us in respect of any product(s), service(s) or account(s)/sub-account(s) requested in this application which we have declined to provide to you; you agree and confirm that: our Client Terms and the applicable documents referred to in Part A of our Client Terms, including the Current/Cheque/Savings and Time Deposit Terms, Credit Card Terms and other prevailing terms and conditions, Terms and Conditions for e-statement Service, product brochure, important notes and promotional terms (if any), and any other document forming part of our banking agreement (collectively the banking agreement ) have been made available to you at any of our branches and on our website at sc.com/hk; you have read and understood the banking agreement and you agree to be bound by it ; and you are bound by any variation we make to the banking agreement, in accordance with the banking agreement important note: in particular, you understand that by entering into the banking agreement you give indemnities, authorisations, consents and waivers and agree to limitations on our liability; if you are applying for a credit card, you further agree and confirm that: (i) a highlight of the banking agreement has been provided to you as appended in this application form; (ii) unless you have indicated your choice to receive a hard copy, you agree to receive an electronic copy of the banking agreement; (iii) you have read and understood the banking agreement and/or a highlight of it; and (iv) you agree to be bound by the banking agreement; you acknowledge receipt of and confirm that you have read and agreed to be bound by the Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance ( Ordinance ) and the Code of Practice on Consumer Credit Data ( Notice ) which has been available to you at any of our branches and on our website at sc.com/hk; you further agree that the Notice shall form part of the banking agreement; you agree that all information provided by you in this application form, and any other personal data collected by us about you or that you may provide to us from time to time before, during or after this application, may be used and disclosed for such purposes and to such persons (whether the recipient is located in the Hong Kong Special Administrative Region of the People s Republic of China ( Hong Kong ) or another country including a country that does not offer the same level of data protection as Hong Kong) for the purposes described in, and otherwise in accordance with our policies on use and disclosure of personal data as set out in the Notice, which may be subject to change from time to time; you represent and warrant that you have complied and will comply with all applicable laws (including any foreign exchange restrictions) in connection with the banking agreement; if you are applying for a Renminbi account, you confirm that you fully understand the risks and consequences of investing in Renminbi and agree to bear all such risks and consequences of Renminbi account, including the application for such an account; if you are applying for an Integrated Deposits, you acknowledge that the account types and currencies of the sub-accounts to be included will be determined by us at our discretion, and may be subject to change from time to time; you also acknowledge Current/Cheque/Savings and Time Deposit Terms and any important notes and related terms that we have provided to you in connection with the Integrated Deposits shall form part of the banking agreement and you confirm that you have read and understand them and that you agree to be bound by them; if you are applying for a HKD Current or an Integrated Deposits, you acknowledge the Current Overdraft Protection service ( Overdraft Protection ) involved in HKD Current or HKD Current Sub-account under Integrated Deposits ( HKD Current ) and agree to be bound by its terms: Overdraft Protection limit may be granted to honor your cheque(s) or allow your direct debit transaction(s) subject to your deposits in other account(s) at the Bank, when there is not sufficient fund in your HKD Current ( Overdraft ). the maximum Overdraft Protection limit is 95% of your HKD deposits and 80% of your foreign currency deposits (Renminbi deposits is excluded) or the accumulated Overdraft amount at HK$40,000, whichever is lower. The Bank may at any time increase or decrease the limit at its sole discretion. If your HKD Current has Overdraft, the Bank will place a lien over the deposit balance in your other account(s) according to the Overdraft amount without prior notice. interest of the Overdraft outstanding balance and handling fee will be levied. For details of interest rate and handling fee, please refer to the Bank s An Easy Guide to Banking Fees. Overdraft Protection is not applicable to the staff, the director, the controller (any person holding 10% or more of the Bank s issued shares) and the spouse or relatives of the director, the controller or employees with lending authority of or at the Bank. P. 1 of 4

8 the approval of Overdraft Protection and the Overdraft Protection Limit will be determined at the Bank s discretion without prior notice. the Current/Cheque/Savings and Time Deposit Terms and any important notes and related terms that we have provided to you in connection with the Overdraft Protection shall form part of the banking agreement and you confirm that you have read and understand them and agree to be bound by them. if you are applying for a Marathon Savings, you acknowledge that the Marathon Savings Promotion Terms and Conditions and any important notes and related terms provided by us to you in connection with the Marathon Savings shall form part of the banking agreement and you confirm that you have read and understand and agree to be bound by them; if you are applying for a My Dream in relation to your child, you agree and confirm that: all information (including any documents) you have given to us in connection with your child is correct, complete and not misleading; you are the ultimate beneficial owner of the My Dream and you do not hold the My Dream or any funds in the My Dream for any other person as a trustee, nominee, agent or other capacity; your child has no right or interest in any funds in a My Dream ; any important notes and related terms that we have provided to you in connection with the My Dream shall form part of the banking agreement and you confirm that you have read and understand them and agree to be bound by them; if you are applying for a credit card, you confirm that: none of your credit cards have been cancelled due to payment default; you do not have any payments overdue by more than one month on any loans or credit cards you have with other financial institutions; you are not and have never been bankrupt and you have no intention of petitioning nor are you currently petitioning for bankruptcy; you understand and agree that the Bank may, at its sole discretion, decide whether to approve this application by reference to the overall banking relationship, total asset balance or deposits held with the Bank if you are an existing banking client; unless otherwise specified above, you confirm that you are not a relative or spouse/ex-spouse of any of our or our subsidiary s or affiliate s directors, employees with lending authority or shareholders holding 10% or more of our issued shares ( specified persons ). Moreover, none of the specified persons mentioned herein is your guarantor of any other matters. You agree to notify us in writing as soon as reasonably practicable if you subsequently become aware of any change in the aforesaid status; we will serve a written notice to you at your correspondence address provided by you to the Bank if we accept your application; the Credit Card Terms and any important notes and related terms that we have provided to you in connection with the credit card shall form part of the banking agreement and you confirm that you have read and understood them and agreed to be bound by them; if you have indicated in sections 1 and 2B that your and your joint account holder s personal information needs to be updated, you authorise us to amend our customer information records on your and your joint account holder s behalf accordingly; you confirm that your preferred mailing address for your account(s) is as indicated in section 1A. For an application for a joint account with more than two applicants, additional applicant(s) must also complete and sign the application form(s), which together with the application form signed by the primary and secondary applicant, forms a single application. You understand and agree that for the purpose of reviewing your existing credit facilities, we may access your data held with a credit reference agency in accordance with the provisions of the Code of Practice on Consumer Credit Data. You understand and agree that the Bank reserves the right to cancel or not to proceed with this application if the required documents and/or application information are not provided within 30 days from the date of the application, and/or the relevant requirement(s) is not met. You further confirm and agree that we may give any information in connection with this application (including your personal information) to the parties (whether situated in or outside of the Hong Kong Special Administrative Region of the People s Republic of China) and for the purposes as set out in the Notice. You understand that sales staff of the Bank receives remuneration with reference to the performance of the relevant staff for promoting various banking and related services that provided by the Bank. The remuneration structure is subject to review by the Bank from time to time and includes salaries, incentives, bonuses, etc. You acknowledge and agree that; (i) the Banking Terms and Conditions are also available at our branches or website at as updated from time to time (the BTC ) (ii) Section II of the BTC shall apply to all transactions in relevant investment products (other than investment linked insurance products) when you enter into with or through the Bank; (iii) the Bank shall open such sub-accounts as necessary for such transactions; and (iv) Section II of the BTC shall not apply to you if you do not enter into any investment products with or through the Bank. Risk Disclosure Statement: Renminbi ( RMB ) exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including Hong Kong dollars); and RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time. Deposit Protection Scheme: Deposit(s) in the (s) applied for hereunder is (are) deposit(s) qualified for protection under the Deposit Protection Scheme in Hong Kong. However, a time deposit with a tenor exceeding 5 years or a deposit subject to any foreign exchange forward contract under Currency Switching services will NOT be protected under the Scheme. If there is any inconsistency between the English version and the Chinese version of this application form, the English version prevails. Issued by Standard Chartered Bank (Hong Kong) Limited P. 2 of 4

9 開戶聲明 致..渣打銀行 ( 香港 ) 有限公司 ( 以下簡稱 本行, 該詞包括其受讓人及承繼人 ) 閣下簽署本申請表, 即表示 : 閣下 ( 即申請所示的 申請人 ) 聲明及保證就本申請給予本行 ( 即申請或批准所列的向閣下提供設施 產品或服務的渣打集團各成員及其繼任人及承讓人 ) 的一切資料 ( 包括任何文件 ) 均正確完備且並無誤導 - 重要提示 : 如有不實, 閣下可能須就此承擔個人責任 閣下亦授權本行向本行可能選擇的任何來源進行查證 如閣下是主卡申請人, 閣下亦聲明及確認主卡申請人年滿十八歲 ; 閣下確認本行可以拒絕閣下的整份申請 ; 或 ( 倘若閣下此申請包括多於一項產品 服務 戶口或附屬戶口 ) 任何個別產品或服務申請, 而不提供任何理由 在此情況下, 本行與閣下之間不會因閣下申請而本行拒絕提供的任何產品 服務 戶口或附屬戶口產生任何合約關係 ; 閣下承認及確認 : 閣下可於本行任何分行索取及於本行網站 sc.com/hk 下載本行客戶條款及本行客戶條款 A 部所述的相關文件包括往來 / 支票 / 儲蓄及定期存款戶口條款 包括信用卡條款及其他現行的條款及細則 電子月結單服務條款及細則 產品章程 重要提示及優惠條款 ( 如適用 ) 和任何其他構成本行銀行協議文件 ( 銀行協議 ); 閣下已細閱和理解銀行協議, 並且同意受其約束 ; 及 根據銀行協議, 閣下確認受到本行對銀行協議所作的任何修訂約束 重要提示 : 閣下明白簽署銀行協議, 即表示閣下作出有關彌償保證 授權 同意及豁免, 並且同意本行責任的限制 ; 閣下如果是申請信用卡, 閣下同意並確認 :(i) 銀行協議之主要條款及細則附奉於本申請表並已提供予閣下 ;(ii) 除非閣下表示欲收取一份銀行協議之副本, 否則, 代表閣下同意以電子形式收取銀行協議 ;(iii) 閣下已細閱和理解銀行協議及 / 或銀行協議之主要條款及細則 ; 及 (iv) 閣下同意受銀行協議約束 ; 閣下確認收妥並已確認閱讀 關於 個人資料 ( 私隱 ) 條例 ( 條例 ) 及 個人信貸資料實務守則 致客戶及其他個別人士的通知 ( 通知 ) 並同意通知的內容及受其約束, 通知可於本行任何分行索取及於本行網站 sc.com/hk 下載 閣下進一步同意此通知將成為銀行協議的一部分 ; 閣下同意所有閣下不時於本申請前 期間或之後於本申請表內提供的資料以及其他本行不時收集有關個別人士或由有關個別人士提供的個人資料, 均可根據本行列於通知內有關個人資料使用及披露的政策, 就有關用途及向有關人士 ( 不論有關接收人士是處於中華人民共和國香港特別行政區 ( 香港 ) 或其他地方, 不論當地的個人資料保護程度是否與香港相符 ) 使用及披露 閣下聲明及保證已遵守並會一直遵守銀行協議相關的一切法律 ( 包括任何外匯管制 ); 閣下如果是申請人民幣戶口, 閣下則確認閣下完全明白有關投資人民幣的風險及後果及同意承擔此申請的所有有關人民幣戶口的風險及後果 ; 閣下如果是申請 綜合存款戶口, 閣下則確認本行將酌情決定及會不時更改附屬戶口類型及貨幣 本行提供的往來 / 支票 / 儲蓄及定期存款戶口條款乃構成銀行協議文件的一部分, 閣下確認已閱讀 完全明白並同意受其約束 ; 閣下如果是申請 港元支票戶口 或 綜合存款戶口, 閣下則確認完全明白 港元支票戶口 或 綜合存款戶口 附屬港元支票戶口 ( 港元支票戶口 ) 的透支保障服務 ( 透支保障 ), 並同意遵守其條款 : 當閣下的港元支票戶口沒有足夠餘款時, 本行將因應閣下的其他存款戶口之存款准予透支保障額, 以支付閣下的港元支票或自動轉賬付款交易 ( 透支 ) 最高透支保障額為港元存款之 95% 及外幣存款之 80%( 不包括人民幣存款 ) 或累積透支金額達 HK$40,000, 以較低者為準 本行保留隨時增加或減少透支保障額之權利 如果閣下的港元支票戶口有透支, 本行將對閣下的其他存款戶口之存款按透支額附加留置權而毋須事先通知 本行將按透支結欠收取利息及透支保障手續費, 有關利率及手續費詳情, 請參閱本行的 銀行服務收費一覽表 透支保障不適用於本行之員工 董事 控權人 ( 指任何人士持有本行已發行股本 10% 或以上 ) 及該董事 控權人或據貸款批核權員工之配偶或親屬 本行保留批核透支保障和釐定透支保障額之權利而毋須事先通知 本行往來 / 支票 / 儲蓄戶口和定期存款戶口條款和本行提供透支保障的其他文件及特定條款乃構成本行銀行協議一部分, 閣下確認已閱讀 完全明白並同意受其約束 P. 3 of 4

10 閣下如果是申請 高息馬拉松活期存款 戶口, 本行提供的 高息馬拉松活期存款 優惠之條款及細則乃構成銀行協議文件的一部分, 閣下確認已閱讀 完全明白並同意受其約束 ; 閣下如果是就閣下的子女申請 My Dream, 閣下同意及確認 : 閣下就閣下的子女給予本行的一切資料 ( 包括任何文件 ) 均正確完備且並無誤導 ; 閣下為有關 My Dream 的最終實益擁有人, 並不以任何其他人士之受託人 代名人 代理人或其他身分持有 My Dream 或其中任何款項 閣下的子女對於 My Dream 中的任何款項概不擁有任何權利或權益; 本行提供的 My Dream 之條款及細則乃構成銀行協議文件的一部分, 閣下確認已閱讀 完全明白並同意受其約束 ; 閣下如果是申請信用卡, 閣下確認 : 閣下的信用卡概無因拖欠付款而被取消 ; 其他財務機構給予閣下的任何貸款或信用卡概無拖欠付款超過一個月 ; 閣下並無破產, 亦從無破產紀錄, 而且並無申請破產的意願或行動 ; 若閣下為本行之現有客戶, 閣下明白及同意本行有權酌情決定會否參考閣下與本行之整體關係 維持於本行之總資產或存款作信用卡批核之用 ; 除於上方另行指明外, 閣下確認閣下並非本行或本行之附屬公司或有聯繫公司之任何董事 有批核貸款權僱員或持有本行已發行股份 10% 或以上的股東 ( 指明人士 ) 之親屬或配偶 / 前配偶, 而前述任何指明人士亦非閣下任何其他事宜的擔保人 閣下同意如隨後發覺上述情況有變, 閣下會在合理可行情況下盡快以書面形式通知本行 ; 如本行接納閣下的申請, 本行將會按照閣下提供給本行的通訊地址向閣下發出書面通知 ; 本行提供的 信用卡 之條款及細則乃構成銀行協議文件的一部分, 閣下確認已閱讀 完全明白並同意受其約束 ; 閣下如於 1 和 2B 部分指示需要更改閣下及聯名戶口持有人之個人資料, 即表示閣下授權本行相應地更新閣下及聯名戶口持有人於本行之客戶資料紀錄 ; 閣下確認所選擇之戶口郵寄地址如 1A 部分所示 超過兩名申請人申請聯名戶口時, 首兩名以外的其他申請人亦須填妥並簽署申請表, 而有關申請表與首兩名申請人簽署的申請表構成一份申請 閣下明白及同意本行有權在檢討閣下現有借貸的情況下, 根據 個人信貸資料實務守則 之條款向信貸資料服務機構存取有關閣下的資料 閣下明白及同意如未能在申請起計 30 日內提供所需文件及 / 或申請資料, 及 / 或申請未能符合有關要求, 本行保留權利取消或不繼續處理此申請 閣下進一步確認並同意, 本行可向通知所載的人士 ( 不論在中華人民共和國香港特別行政區境內或境外 ) 及為其中所載目的而提供本申請相關的資料 ( 包括閣下的個人資料 ) 閣下明白本行的銷售人員會因應其表現就推廣本行提供之金融及相關服務而獲取薪酬 薪酬結構包括薪金 獎金 花紅等, 本行將就其不時作出檢討 閣下確認明白及同意 :(i) 銀行產品條款及細則會不時更新, 並可於本行分行或網站 索取 ;(ii) 銀行產品條款及細則的第 II 部份會適用於閣下與或透過本行進行所有投資產品相關 ( 不包括投資相連保險產品 ) 之交易 ;(iii) 本行可因應相關交易所需為閣下開設附屬戶口 ;(iv) 如閣下沒有與或透過本行申請任何投資產品服務, 銀行產品條款及細則的第 II 部份則對閣下不適用 風險聲明 : 人民幣匯率, 如同其他貨幣一樣, 有機會受廣泛因素影響而導致波動 客戶於兌換人民幣至其他貨幣 ( 包括港幣 ) 時, 將可能受匯率波動而帶來利潤或損失 ; 及 人民幣現時並非自由兌換的貨幣 ; 同時透過香港銀行兌換人民幣須不時受本行所定或監管要求限制 實際的兌換安排須依據當時的限制而定 存款保障計劃 : 在此申請的戶口內的存款是符合香港的存款保障計劃保障資格的存款 但年期超過 5 年的定期存款或貨幣循環存款服務中任何遠期外匯合約項目下的存款將不受該計劃保障 本申請表格中 英文版如有任何歧義之處, 概以英文版為準 由渣打銀行 ( 香港 ) 有限公司刊發 P. 4 of 4 AOF-Declare-1_10/2017