PRUmultiple crisis cover
PRUmultiple crisis cover crisis cover PRUmultiple
PRUmultiple crisis cover PRUmultiple crisis cover (TPD)
PRUmultiple crisis cover PRUmultiple crisis cover TPD ( 3 ) ( 65 50% 1 0 % R M25, 000 3 3 PRUmultiple crisis cover
PRUmultiple crisis cover Spouse waiver (TPD)* Spouse waiver Parent waiver (TP D ) * Parent waiver 2 5 *TPD 65 RM100,000 (RM) 25 35 45 20 559 30 654 20 1058 30 1377 20 2769 30 3735 RM100,000 (RM) 25 35 45 20 524 30 20 30 636 1083 1316 20 2428 30 3060 www.prudential.com.my
1 65 1 2 3 4
RM25,000 10% 1 3
03-2116 0228 customer.mys@prudential.com.my
Terms and Conditions: 1. The Company reserves the right to revise the premium charged in respect of the critical illness cover under this plan at any time by giving 90 days prior notice; the premium charged for Death and TPD benefits which are guaranteed. The revised premium rates shall only be effective at the next policy anniversary. 2. You are advised to ensure that this plan will best serve your needs and that the premium payable under the policy is an amount you can afford. 3. If you cancel the policy in the early years, you may not be able to obtain the full value from the amount you have paid in. 4. There is a free-look period of 15 days after the delivery of your policy to allow you to review if it meets your needs. If the policy is returned within the period, the premium you have paid, including taxes (if any) will be refunded, subject to deduction of any expenses incurred for medical investigations. 5. This leaflet is for illustrative purposes only. For further details on the terms and conditions, please refer to your policy document. 6. This leaflet is to be used in conjunction with the Prudential Medical Health Insurance Information Booklet. Terma dan Syarat: 1. Syarikat berhak menyemak semula kadar premium yang dikenakan bagi perlindungan penyakit kritikal di bawah pelan ini pada bila-bila masa dengan memberi notis terdahulu 90 hari; premium yang dikenakan bagi manfaat Kematian dan TPD adalah dijamin. Kadar premium semakan akan hanya berkuat kuasa pada ulang tahun polisi yang berikutnya. 2. Anda dinasihatkan supaya memastikan pelan ini menepati keperluan anda dan anda mampu membayar amaun premium yang perlu dibayar di bawah polisi ini. 3. Jika anda membatalkan polisi ini pada tahun-tahun awal, anda mungkin tidak akan mendapat nilai penuh daripada amaun yang telah anda bayar. 4. Tempoh berfikir selama 15 hari diberikan selepas polisi anda diserahkan kepada anda bagi membolehkan anda mengkajinya semula bagi memastikan ia memenuhi keperluan anda. Jika polisi dikembalikan dalam tempoh tersebut, premium yang telah dibayar, termasuk cukai (jika ada) akan dikembalikan, tertakluk kepada potongan sebarang perbelanjaan yang ditanggung untuk siasatan perubatan. 5. Risalah ini adalah bagi tujuan penjelasan sahaja. Untuk butir-butir lanjut mengenai terma dan syarat, sila rujuk dokumen polisi anda. 6. Risalah ini hendaklah digunakan bersama dengan Buku Maklumat Perubatan dan Kesihatan Insurans Prudential.
Prudential Assurance Malaysia Berhad (107655-U) Menara Prudential, 10 Jalan Sultan Ismail, 50250 Kuala Lumpur, Malaysia. : 03-2116 0228 : 03-2032 3939 : customer.mys@prudential.com.my www.prudential.com.my