2015 :3988 :4601
1929 46
1912 2 19121949 1949 1994 2004 8 2006 67A+H 2015 5 46 1 2015
2015 2
4 5 6 7 10 11 13 15 17 17 32 48 56 58 59 61 68 84 95 100 102 104 106 263 267 268 269 271 273 275 3 2015
2015 4 A 1.00601988 H 1.00 3988 (Bp, Bps) 1 0.01 100 360002 360010 100 4601 A 571
2016 3 30 2015 1413 145 2015 2015 0.1752016 6 7 5 2015
2015 500 The Banker 1,000 4 FORTUNE 2015 50045 Forbes 2,0004 Global Finance The Asian Banker Euromoney AsiaMoney CFO WPP BrandZ100 Interbrand 20157 2014 ARC Annual Report Competition 2014 2015 6
456,328 473,912 407,509 366,176 328,298 230,159 229,237 211,685 187,060 168,531 163,741 177,198 179,417 145,746 130,848 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 0.45 0.50 0.56 0.61 0.56 1.17 1.19 1.23 1.22 1.12 18.32 18.13 18.04 17.28 14.53 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 2.12 2.15 2.24 2.25 2.12 32.45 31.73 30.61 28.57 28.30 30.53 29.83 30.41 30.65 29.63 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 0.32 0.29 0.32 0.58 0.63 1.00 0.95 0.96 1.18 1.43 220.75 236.30 229.35 187.60 153.30 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 2011 2012 2013 2014 2015 7 2015
2015 2014 2013 2012 2011 328,650 321,102 283,585 256,964 228,064 1 145,262 135,226 123,924 109,212 100,234 473,912 456,328 407,509 366,176 328,298 (185,401) (177,788) (172,314) (159,729) (140,412) (59,274) (48,381) (23,510) (19,387) (19,355) 229,237 230,159 211,685 187,060 168,531 231,571 231,478 212,777 187,673 169,047 179,417 177,198 163,741 145,746 130,848 170,845 169,595 156,911 139,656 124,622 N.A. 55,934 54,755 48,851 43,268 16,815,597 15,251,382 13,874,299 12,680,615 11,829,789 9,135,860 8,483,275 7,607,791 6,864,696 6,342,814 (200,665) (188,531) (168,049) (154,656) (139,676) 2 3,595,095 2,710,375 2,403,631 2,272,724 2,000,759 15,457,992 14,067,954 12,912,822 11,819,073 11,072,652 11,729,171 10,885,223 10,097,786 9,173,995 8,817,961 1,304,946 1,140,859 923,916 824,677 723,914 294,388 288,731 279,365 279,147 279,147 0.56 0.61 0.56 0.50 0.45 3 0.175 0.19 0.196 0.175 0.155 4 4.09 3.70 3.31 2.95 2.59 % 5 1.12 1.22 1.23 1.19 1.17 % 6 14.53 17.28 18.04 18.13 18.32 % 7 2.12 2.25 2.24 2.15 2.12 % 8 30.65 29.63 30.41 29.83 30.53 % 9 28.30 28.57 30.61 31.73 32.45 10 1,197,868 1,068,706 925,037 N.A. N.A. 103,159 72,923 698 N.A. N.A. 212,937 250,714 262,768 N.A. N.A. % 11.10 10.61 9.69 N.A. N.A. % 12.07 11.35 9.70 N.A. N.A. % 14.06 13.87 12.46 13.63 12.98 % 11 1.43 1.18 0.96 0.95 1.00 % 12 1.43 1.18 0.96 0.95 1.00 % 13 153.30 187.60 229.35 236.30 220.75 % 14 0.63 0.58 0.32 0.29 0.32 % 15 2.62 2.68 2.62 2.62 2.56 1 6.4936 6.1190 6.0969 6.2855 6.3009 1 7.0952 7.4556 8.4189 8.3176 8.1625 1 0.8378 0.7889 0.7862 0.8108 0.8107 2015 8
1 2 3 4 5 2 6 9 2010 [2010]2 7 8 9 [2011]50 10 201520142013[2012]1 201520142013 20122011 [2004]22015 2014 11 12 13 14 2 15 9 2015
BANK OF CHINA LIMITEDBank of China 1 (86) 10-6659 2638 (86) 10-6659 4568 ir@bankofchina.com 1 (86) 10-6659 2638 (86) 10-6659 4568 ir@bankofchina.com 1 1 100818 (86) 10-6659 6688 (86) 10-6601 6871 http://www.boc.cn ir@bankofchina.com (86)-95566 1 A http://www.sse.com.cn http://www.hkexnews.hk 1 1 16 1 22 100000000001349 B0003H111000001 110102100001342 10000134-2 A 601988 H 3988 1 360002 2 360010 BOC 2014 PREF 4601 8 200 39 2014 12 82015 12 31 2015 3 312016 12 31 2015 10
11 2015
2015 12 2015 2015 1,794 1.25% 1,7080.74% 2015 0.175 2016 6 2015 27% 46 5 + 11 4,000 15.10% 2015 2016 3 30
13 2015
2015 14 2015 2015 16.82 15.46 1.30 10.26% 9.88% 14.38% 1,7941.25% 1,708 0.74% 11.10% 12.07% 14.06%1.43% 0.25 2015 3,287 2.35%1,453 7.42% 28.30%0.27 0.63% 87.75 1.37% 23.64%0.66 42% 1.36 8,439.48 7.75% 7,914.21 9.17% 6,525.85 7.69% 1.52 2.2 286 330 21,092 36.54% 26 1,044 328 1,073 50 35% 1.8 2,598 3.87 2016 + 2016 3 30
15 2015
2015 2016 2016 3 30 2015 16
% 10 8 2011 2015 2015 6 4 2 0 2011 2012 2013 2014 2015 % 4.0 3.5 3.0 2011 2015 6.9% 1.4% 10.7% 10% 5.6% 2.5 2.0 1.5 1.0 0.5 0.0 2011 2012 2013 2014 2015 17 2015
2011 2015 (M2)13.3% 150 6.80 1.111.72 1.81 138.1412.4% 22.9 108.3% 9.4% 31.7% 5.77% 125 100 75 50 25 0 2011 2012 2013 2014 2015 6.60 6.40 6.20 6.00 5.80 199.3 15.7%184.1 15.1% 1.59 2.4% 12,744 4,3181.67% 0.42 2.0 1.5 1.0 0.5 2011 2015 20 15 10 5 % 0.0 2011 2012 2013 2014 2015 0 2015 18
20151,794.17 1,708.45 1.25% 0.74% (ROA)1.12% 0.10 (ROE)14.53% 2.75 2015 2014 328,650 321,102 7,548 2.35% 145,262 135,226 10,036 7.42% 92,410 91,240 1,170 1.28% 473,912 456,328 17,584 3.85% (185,401) (177,788) (7,613) 4.28% (59,274) (48,381) (10,893) 22.52% 229,237 230,159 (922) (0.40%) 231,571 231,478 93 0.04% (52,154) (54,280) 2,126 (3.92%) 179,417 177,198 2,219 1.25% 170,845 169,595 1,250 0.74% 2015 10 12 2015 7 9 2015 4 6 2015 1 3 117,972 117,062 117,549 121,329 39,300 40,799 44,908 45,838 136,679 (131,980) 267,230 400,165 19 2015
2015 3,286.50 75.48 2.35% 1 2015 2014 8,916,436 4.88% 8,263,521 5.19% 652,915 (31) Bps 3,145,750 3.45% 2,461,952 3.50% 683,798 (5) Bps 2,257,994 1.31% 2,319,947 1.41% (61,953) (10) Bps 1,204,278 3.47% 1,229,126 4.48% (24,848) (101) Bps 15,524,458 3.96% 14,274,546 4.22% 1,249,912 (26) Bps 11,388,012 1.94% 10,650,698 2.02% 737,314 (8) Bps 2,703,157 2.01% 2,516,830 2.24% 186,327 (23) Bps 271,374 4.02% 260,750 3.88% 10,624 14 Bps 14,362,543 1.99% 13,428,278 2.10% 934,265 (11) Bps 2.12% 2.25% (13) Bps 6,459,621 5.77% 5,854,808 6.23% 604,813 (46) Bps 2,320,776 3.93% 1,826,017 3.90% 494,759 3 Bps 1,775,952 1.57% 1,872,829 1.67% (96,877) (10) Bps 882,036 4.12% 969,597 4.94% (87,561) (82) Bps 11,438,385 4.62% 10,523,251 4.90% 915,134 (28) Bps 8,492,422 2.28% 7,981,630 2.30% 510,792 (2) Bps 1,650,677 3.34% 1,481,293 4.33% 169,384 (99) Bps 143,719 4.90% 174,776 4.59% (31,057) 31 Bps 10,286,818 2.48% 9,637,699 2.66% 649,119 (18) Bps 2.38% 2.46% (8) Bps 75,272 2.35% 91,084 2.70% (15,812) (35) Bps 34,925 1.59% 27,940 1.52% 6,985 7 Bps 67,863 0.47% 60,453 1.05% 7,410 (58) Bps 178,060 1.49% 179,477 1.96% (1,417) (47) Bps 84,578 0.66% 81,127 1.20% 3,451 (54) Bps 89,163 0.39% 92,830 0.79% (3,667) (40) Bps 2,981 5.74% 412 5.34% 2,569 40 Bps 176,722 0.61% 174,369 0.99% 2,353 (38) Bps 0.88% 1.00% (12) Bps 1 2 3 1 2015 20
2015 2014 435,062 428,572 6,490 33,886 (27,396) 108,651 86,210 22,441 23,933 (1,492) 29,543 32,779 (3,236) (874) (2,362) 41,800 55,119 (13,319) (1,113) (12,206) 615,056 602,680 12,376 55,832 (43,456) 221,288 215,019 6,269 14,894 (8,625) 54,209 56,434 (2,225) 4,174 (6,399) 10,909 10,125 784 412 372 286,406 281,578 4,828 19,480 (14,652) 328,650 321,102 7,548 36,352 (28,804) 372,513 365,022 7,491 37,680 (30,189) 91,277 71,140 20,137 19,296 841 27,811 31,186 (3,375) (1,618) (1,757) 36,378 47,939 (11,561) (4,326) (7,235) 527,979 515,287 12,692 51,032 (38,340) 193,391 183,674 9,717 11,748 (2,031) 55,181 64,196 (9,015) 7,334 (16,349) 7,036 8,019 (983) (1,426) 443 255,608 255,889 (281) 17,656 (17,937) 272,371 259,398 12,973 33,376 (20,403) 1,770 2,456 (686) (427) (259) 556 424 132 106 26 320 637 (317) 78 (395) 2,646 3,517 (871) (243) (628) 559 972 (413) 41 (454) 348 732 (384) (29) (355) 171 22 149 137 12 1,078 1,726 (648) 149 (797) 1,568 1,791 (223) (392) 169 21 2015
2015 2014 4,022,655 6.00% 3,752,063 6.51% 270,592 (51) Bps 2,234,610 5.44% 1,986,408 5.71% 248,202 (27) Bps 202,356 4.75% 116,337 6.27% 86,019 (152) Bps 6,459,621 5.77% 5,854,808 6.23% 604,813 (46) Bps 4,312,654 5.98% 3,902,599 6.37% 410,055 (39) Bps 1 2,146,967 5.35% 1,952,209 5.97% 194,758 (62) Bps 2,144,678 0.69% 2,082,762 0.74% 61,916 (5) Bps 2,215,337 3.45% 2,133,567 3.54% 81,770 (9) Bps 1,381,000 0.52% 1,291,650 0.52% 89,350 2,435,218 3.37% 2,271,031 3.41% 164,187 (4) Bps 316,189 4.09% 202,620 4.24% 113,569 (15) Bps 8,492,422 2.28% 7,981,630 2.30% 510,792 (2) Bps 75,272 2.35% 91,084 2.70% (15,812) (35) Bps 27,031 0.14% 23,329 0.15% 3,702 (1) Bp 19,854 1.80% 26,082 2.96% (6,228) (116) Bps 19,695 0.05% 14,283 0.04% 5,412 1 Bp 15,532 0.63% 14,364 0.59% 1,168 4 Bps 2,466 2.31% 3,069 2.44% (603) (13) Bps 84,578 0.66% 81,127 1.20% 3,451 (54) Bps 20152.12%13 2014 11 1.22015 2015 2015 0.832.94 0.66 2015 22
2015 1,452.62 100.36 7.42% 30.65% 924.10 11.70 1.28% 19.50% 22.57% 12.28% 7.33% 2015 2014 24,481 19,973 4,508 22.57% 24,215 21,567 2,648 12.28% 11,888 14,815 (2,927) (19.76%) 16,541 16,112 429 2.66% 5,757 8,835 (3,078) (34.84%) 7,388 7,610 (222) (2.92%) 3,677 3,426 251 7.33% 6,958 6,200 758 12.23% 100,905 98,538 2,367 2.40% (8,495) (7,298) (1,197) 16.40% 92,410 91,240 1,170 1.28% 16,951 13,965 2,986 21.38% 20,771 18,369 2,402 13.08% 10,237 12,727 (2,490) (19.56%) 9,891 11,556 (1,665) (14.41%) 5,677 8,704 (3,027) (34.78%) 6,556 6,864 (308) (4.49%) 3,322 3,113 209 6.71% 5,040 4,611 429 9.30% 78,445 79,909 (1,464) (1.83%) (3,225) (2,701) (524) 19.40% 75,220 77,208 (1,988) (2.57%) 23 2015
528.52 88.66 20.16% 3 4 20151,854.01 76.13 4.28% 28.30% 0.275 6 2015 2014 80,324 77,889 2,435 3.13% 40,671 39,284 1,387 3.53% 13,218 13,214 4 0.03% 26,734 26,224 510 1.94% 14,123 10,900 3,223 29.57% 10,331 10,277 54 0.53% 185,401 177,788 7,613 4.28% 2015 558.72 92.66 19.88%0.63% 258.08 25.23 300.64 67.43 8 3 2015 521.54 21.26 3.92% 22.52% 9 2015 24
2015 168,155.97 15,642.15 10.26% 154,579.92 13,900.38 9.88% 2015 12 31 2014 12 31 8,935,195 53.14% 8,294,744 54.39% 3,595,095 21.38% 2,710,375 17.77% 2,196,063 13.06% 2,306,088 15.12% 1,007,855 5.99% 1,130,211 7.41% 1,081,389 6.43% 809,964 5.31% 16,815,597 100.00% 15,251,382 100.00% 11,729,171 75.88% 10,885,223 77.38% 2,627,973 17.00% 2,353,848 16.73% 313,210 2.03% 308,492 2.19% 787,638 5.09% 520,391 3.70% 15,457,992 100.00% 14,067,954 100.00% 1 2 91,358.60 6,525.85 7.69% 70,118.67 6,728.15 10.61% 3,270.90 233.306.66% 2,006.65 121.34 153.30%53.05 0.37 35,950.95 8,847.20 32.64% 28,330.62 7,040.94 33.07% 1,173.51 223.3423.51% 25 2015
2015 12 31 2014 12 31 119,062 3.31% 104,528 3.86% 1,078,533 30.00% 750,685 27.70% 1,790,790 49.81% 1,424,463 52.55% 606,710 16.88% 430,699 15.89% 3,595,095 100.00% 2,710,375 100.00% 2015 12 31 2014 12 31 1,411,475 39.26% 892,754 32.94% 62,293 1.73% 42,979 1.59% 441,288 12.28% 420,378 15.51% 292,978 8.15% 207,606 7.66% 278,719 7.75% 334,224 12.33% 160,000 4.45% 160,000 5.90% 2,646,753 73.62% 2,057,941 75.93% 289,498 8.05% 193,154 7.13% 50,534 1.41% 45,617 1.68% 157,267 4.37% 138,055 5.09% 106,776 2.97% 60,708 2.24% 604,075 16.80% 437,534 16.14% 344,267 9.58% 214,900 7.93% 3,595,095 100.00% 2,710,375 100.00% 2015 26
78.80% 2,833,062 78.55% 2,128,968 13.28% 477,259 14.23% 385,736 2015 12 31 2014 12 31 3.86% 138,893 4.82% 130,576 4.06% 145,881 2.40% 65,095 2014 7,710 5.44% 2019/04/08 2010 6,070 +0.52% 2017/01/26 2015 6,000 3.50% 2016/12/26 2015 5,500 4.95% 2018/01/19 2006 5,000 +0.60% 2016/12/12 2011 4,910 3.55% 2016/12/06 2010 4,750 +0.59% 2020/02/25 2009 4,660 +0.54% 2016/09/01 2015 4,620 3.94% 2020/04/23 2015 4,470 4.10% 2020/03/24 117,291.71 8,439.48 7.75% 91,146.67 5,303.32 6.18% 4,026.28 266.047.08% 27 2015
2015 12 31 2014 12 31 3,130,624 26.69% 2,663,173 24.46% 3,037,783 25.90% 3,013,812 27.69% 274,799 2.34% 234,187 2.15% 6,443,206 54.93% 5,911,172 54.30% 2,092,841 17.84% 1,847,870 16.98% 2,841,372 24.22% 2,709,995 24.90% 65,112 0.56% 83,300 0.76% 4,999,325 42.62% 4,641,165 42.64% 230,793 1.97% 278,576 2.56% 55,847 0.48% 54,310 0.50% 11,729,171 100.00% 10,885,223 100.00% 2,599,679 27.58% 2,254,165 26.10% 2,282,082 24.20% 2,238,938 25.93% 251,251 2.67% 204,590 2.37% 5,133,012 54.45% 4,697,693 54.40% 1,616,747 17.15% 1,411,723 16.35% 2,559,844 27.16% 2,394,343 27.73% 63,008 0.67% 80,884 0.94% 4,239,599 44.98% 3,886,950 45.02% 53,409 0.57% 49,956 0.58% 9,426,020 100.00% 8,634,599 100.00% 77.71% 9,114,667 78.86% 8,584,335 10.24% 1,201,162 8.97% 976,427 2015 12 31 7.51% 881,340 2014 12 31 7.35% 799,630 4.54% 532,002 4.82% 524,831 2015 28
13,576.05 1,741.77 14.72% (1)20151,794.17 1,708.45 (2) 280 (3) A (4) 2014 559.34 (5) 50.12 40 10,520.78 960.73 2015 6,720.94 5,451.76 16 7,572.79 5,566.80 287.15 835.55 29 2015
2015 2014 2015 2014 2015 2014 2015 2014 2015 2014 282,151 270,405 31,738 33,467 14,761 17,230 328,650 321,102 101,468 98,969 41,769 33,102 3,150 4,161 (1,125) (1,006) 145,262 135,226 75,220 77,208 14,729 11,758 3,302 3,033 (841) (759) 92,410 91,240 (150,393) (147,149) (31,370) (26,990) (4,763) (4,655) 1,125 1,006 (185,401) (177,788) (56,409) (43,940) (2,095) (2,850) (770) (1,591) (59,274) (48,381) 176,817 178,285 42,376 38,048 12,378 15,145 231,571 231,478 13,053,114 12,071,129 3,010,958 2,715,651 1,819,844 1,843,435 (1,068,319) (1,378,833) 16,815,597 15,251,382 11,970,984 11,125,104 2,784,066 2,521,863 1,770,859 1,799,659 (1,067,917) (1,378,672) 15,457,992 14,067,954 2 130,531.14 9,819.85 8.13% 72.99% 2015 1,768.17 14.68 0.82% 76.36% 30,109.58 2,953.07 10.87% 16.84% 2015 423.76 43.28 11.38% 18.30% 18,198.44 235.91 1.28% 10.17% 2015 123.78 27.67 18.27%5.34% 2 2015 30
82,285 99,864 17,579 2,211 5,642 3,431 4,144 4,218 74 (1,118) 15,888 9,338 (6,550) 712,138 1,029,842 317,704 11,999 18,482 6,483 (54) 26,548 30,209 3,661 47,967 82,236 34,269 (40,734) (69,160) (28,426) 1,143 (5,776) (1,617) 4,159 33 (317,487) (339,911) (22,424) (403) (7,224) (7,012) 212 (11) 6 31 2015
2015 2014 440,847 93.02% 429,300 94.08% 206,231 43.52% 209,912 46.00% 135,652 28.62% 126,250 27.67% 98,964 20.88% 93,138 20.41% 22,062 4.66% 18,231 4.00% 11,003 2.32% 8,797 1.92% 473,912 100.00% 456,328 100.00% 2015 12 31 2014 12 31 2013 12 31 4,818,850 4,431,867 4,179,257 314,162 265,826 284,253 1,310,194 1,213,479 957,368 6,443,206 5,911,172 5,420,878 3,982,160 3,688,329 3,508,797 257,439 198,621 188,356 759,726 754,215 683,406 4,999,325 4,641,165 4,380,559 4,402,258 4,021,257 3,688,976 398,103 500,208 503,179 1,569,551 1,524,131 1,247,184 6,369,912 6,045,596 5,439,339 2,397,327 2,082,757 1,864,654 1,406 1,551 1,371 367,215 353,371 302,427 2,765,948 2,437,679 2,168,452 2015 32
20153,779.21 134.19 3.68% 2015 2014 183,928 48.67% 192,006 52.68% 118,849 31.45% 112,960 30.99% 73,820 19.53% 58,524 16.05% 1,324 0.35% 1,012 0.28% 377,921 100.00% 364,502 100.00% 2015 1,839.28 80.78 4.21% 48,188.50 3,869.83 8.73% 483.80 2025 44,022.58 3,810.01 9.47% 613.07 2015 3.98 1.67% 33 2015
2015 34 20155.39 2.93 (CRI)(ORI) 2015 50% 2015 286 330870 2010 46 18
12 43 179 1,600 110 1,449 (CIPS)76 (QFII/ RQFII) B 35 2015
2015 + + 3 11,457 1,075289 18,130 2015 11 4,0001 4,000 3,500 70% 12 3 2014 [2014]7 2015 36
2015 37 387.35 80.51 26.24% 1,318.00 322.48 32.39% 1 2015 1,188.49 58.89 5.21% 24 39,821.60 2,938.31 7.97% 396.45 IT 23,973.27 3,145.70 15.10% 7,204 30334 10% 8.65 8,100
(ETC) e + APP (O2O) 30 1985 2015 30 1987 1988 1994 2008 2010 2013 2015 e 20155,300 51 8 + 2015 38
IC 20 EMV EUROPAY MASTERCARD VISA 30 70% 2015 12 31 2014 12 31 41,947.56 36,193.04 15.90% 5,328.18 4,786.94 11.31% 7,397.19 6,069.07 21.88% 2015 2014 27,267.53 21,240.41 28.38% 14,417.24 13,382.30 7.73% (ICE) (LBMA Gold Price) (SDR) 72 + 5 24 39 2015
2015 40 3823,981 22 17G3 2015 5,589 (CIFED) 44.99 83.93 (QDLP) (QDIE) (QDII)(QFII) (RQFII) 6.86 CFO 8 50 2015 7664 173178% 33% 73.0 71.36% 150.80 49.33% 152.44 50.78% 91.44%1.42%3.40% 239.33%
2015 41 2015 3,502.05 2,957.65201573.21 19.72% 46 5644 1618 3 500 2015 2.09 2.46 17 VISA 16 40 710 1.18 330.9637.43% 20 10 (CIPS)
2015 42 2015 (IPO) 10 20.5 360 2015 12 18 4 680 8 4
2015 43 771.9 153 42.48 11 IPO 78 50 (CME)(LME) (ICE Europe) LME IPO IPO 481.03 100.75 20.99
20.12 14.85 7.43 96% 6,764 97%2,778 73% TOP 982.82 66.89 226.63 8.29 76.13 38.90 20.20 1.23 10.67 52.84% 119.8050.16 46.08 2.82 2015 44
2015 45 5,863.4 166.52% 90 7,627.08 50 176 68.99% A- 80.31 14.55 48.32 394% 0.1413 88.4% 851.51 546.54 53.77115% 7 125 24 3.43 227 43 3062 3.3 50 (EMTN) (GMTN) 144A S7.5 8 A- 2015 18 2124 22 30241 2021
46 20152,598 10,687 302 644 2015 12 31 2014 12 31 ATM 45,506 44,594 2.05% 32,302 26,689 21.03% 14,045 13,527 3.83% 2015 153.4513.00% 87.97% 5.18152.00% 2015 12 31 2014 12 31 285.05 259.90 9.68% 12,246.06 11,249.49 8.86% 7,998.85 6,460.05 23.82% 10,549.31 9,582.76 10.09% 2015 2014 1,293,221.99 1,144,206.13 13.02% 197,927.80 175,167.12 12.99% 51,780.79 20,548.17 152.00% 42,977.50 38,349.34 12.07% 2015 46
2015 47 USBKey + O2O + e 50 200 E O2O 1.22 B2C B2B (NFC) 450E E (CIPS) IT 500 ITe
2015 48 2015 (RAROC)
2015 1,308.97 304.031.43% 0.25 2,006.65 121.34 153.30% 34.30 1,276.35 305.781.77% 0.30 2,291.65 285.11 2.51% 0.14 2015 12 31 2014 12 31 8,775,798 96.06% 8,182,127 96.45% 229,165 2.51% 200,654 2.37% 58,741 0.64% 54,369 0.64% 41,516 0.45% 24,705 0.29% 30,640 0.34% 21,420 0.25% 9,135,860 100.00% 8,483,275 100.00% 130,897 1.43% 100,494 1.18% 6,854,159 95.21% 6,319,759 95.67% 217,300 3.02% 188,957 2.86% 57,049 0.79% 52,925 0.80% 40,612 0.56% 22,991 0.35% 29,974 0.42% 21,141 0.32% 7,199,094 100.00% 6,605,773 100.00% 127,635 1.77% 97,057 1.47% 49 2015
% 2015 2014 2013 2.22 1.92 1.68 22.07 9.89 10.52 48.25 42.38 31.09 46.25 46.94 8.86 39 1,302.37 304.481.43% 0.25 1,276.35 305.781.77% 0.30 26.02 1.300.13% 0.02 2015 2014 2013 99,789 73,119 65,455 71,325 60,197 31,658 (40,877) (33,527) (23,994) 130,237 99,789 73,119 97,057 70,433 62,844 69,422 58,577 30,325 (38,844) (31,953) (22,736) 127,635 97,057 70,433 2015 12 31 2014 12 31 2013 12 31 7,011,867 112,983 6,339,052 86,914 5,741,454 61,452 2,123,993 17,254 2,144,223 12,875 1,866,337 11,667 9,135,860 130,237 8,483,275 99,789 7,607,791 73,119 6,799,585 112,763 6,104,014 86,205 5,553,630 61,184 399,509 14,872 501,759 10,852 504,550 9,249 7,199,094 127,635 6,605,773 97,057 6,058,180 70,433 2015 50
4 3 2015558.7292.66 0.63%0.05 533.2797.53 0.77% 0.08 % 2015 12 31 2014 12 31 2013 12 31 10 2.3 2.4 2.1 50 14.0 14.7 14.2 1 2 17 3 2015 A 33,899 0.37% B 30,979 0.34% C 27,014 0.30% D 22,793 0.25% E 19,026 0.21% F 16,503 0.18% G 16,494 0.18% H 14,653 0.16% I 14,129 0.15% J 13,806 0.15% 51 2015
4 25 5 2015 12 31 2014 12 31 25 (2,046) (191) (90) (239) (1,240) (149) 86 132 25 2,046 191 90 239 1,240 149 (86) (132) 5 2015 25 2015 52
2015 % 2015 12 31 2014 12 31 2013 12 31 25 48.6 49.9 48.0 25 62.0 59.9 62.2 1.5 2.3 1.7 19.0 14.6 23.8 8 1.1 0.3 0.2 8 0.1 0.4 2.3 5 2015 12 31 2014 12 31 1,940,702 2,042,886 (5,673,516) (5,015,706) 1 (1,163,853) (804,780) 1 3 (236,711) (97,853) 3 1 734,148 230,541 15 2,009,358 1,696,225 5 3,747,477 3,132,115 1,357,605 1,183,428 53 2015
2015 54 2015 2015128 1.52 (RACA) (KRI) (LDC) 100% RAROC 2015 3 13 280 1,000
400 99.94% 2014 4 22015 2015 12 31 2014 12 31 2015 12 31 2014 12 31 1,182,300 1,054,389 1,042,396 929,096 1,285,459 1,127,312 1,142,110 1,000,841 1,498,396 1,378,026 1,335,327 1,234,879 11.10% 10.61% 11.06% 10.48% 12.07% 11.35% 12.12% 11.29% 14.06% 13.87% 14.17% 13.93% 11.38% 11.04% 11.56% 11.20% 14.45% 14.38% 14.53% 14.45% 7 2015 4 1 2015 12 31 2014 12 31 1,285,459 1,127,312 18,297,331 18,230,490 7.03% 6.18% 55 2015
201511,633 10,989 64410,68737323 10,326 5,644,926 29.86% 1,901 16.34% 57,980 18.69% 686,305 3.63% 953 8.19% 26,256 8.47% 3,726,724 19.71% 3,614 31.07% 93,295 30.09% 2,678,824 14.17% 2,804 24.10% 69,527 22.43% 1,341,178 7.09% 1,717 14.76% 38,001 12.26% 3,010,958 15.92% 510 4.38% 20,021 6.46% 1,819,844 9.62% 134 1.16% 4,962 1.60% (2,093,162) 16,815,597 100.00% 11,633 100.00% 310,042 100.00% 2015 56
2015 57 30 36.21% 51 41-50 31-40 22.97% 8.75% 32.07% 5.80% 6.92% 24.31% 62.97% 13.14% 13.44% 0.37% 42.43% 9.94% 8.84% 2.41% 9.43% 2015 310,042 285,059 277,657 24,983 6,009 2015 (EPS) 2015 111,904 2,741,209
2015 58 2016 + 2016 12%
3 18 50 90% 13 59 2015
13 100 16212 16012 7 4 190 12 17 20 4 2015 2015 60
2015 1 1 2015 12 31 288,731,148,000 100.00% 5,656,643,241 5,656,643,241 294,387,791,241 100.00% 1 205,108,871,605 71.04% 5,656,643,241 5,656,643,241 210,765,514,846 71.59% 2 3 83,622,276,395 28.96% 83,622,276,395 28.41% 4 288,731,148,000 100.00% 5,656,643,241 5,656,643,241 294,387,791,241 100.00% 1 2015 12 31294,387,791,241210,765,514,846 A83,622,276,395 H 2 2015 12 31AH 3 A5,656,643,241 61 2015
2015 12 31 963,786761,073 A202,713 H 992,136789,535 A202,601 H 2015 12 31 1 (717,500,000) 188,461,533,607 64.02% A 2 135,064,583 81,805,031,953 27.79% H 3 7,418,756,636 7,440,607,204 2.53% A 4 1,810,024,500 1,810,024,500 0.61% A 5 1,060,059,360 1,060,059,360 0.36% A 6 841,994,500 841,994,500 0.29% A 7 The Bank of Tokyo-Mitsubishi UFJ Ltd. 520,357,200 0.18% H 8 477,023,612 477,023,612 0.16% A 9 208,018,959 208,018,959 0.07% A 10 169,185,719 171,033,415 0.06% A H H 2015 12 31 H 2015 62
2015 12 31336 A H 188,461,533,607 A 89.42% 64.02% 1,810,024,500 A 0.86% 0.61% 190,271,558,107 A 90.28% 64.63% 7,518,157,041 H 8.99% 2.55% BlackRock, Inc. 5,846,941,761 H 6.99% 1.99% 509,000(S) H 0.00061% 0.00017% JPMorgan Chase & Co. 1,641,783,188 H 1.96% 0.56% 417,388,660(S) H 0.50% 0.14% 388,015,115 H 0.46% 0.13% 13,800 H 0.00002% 0.000005% 3,810,970,114(P) H 4.56% 1.29% 5,840,782,217 H 6.98% 1.98% 417,388,660(S) H 0.50% 0.14% 3,810,970,114(P) H 4.56% 1.29% 1 AH2015 12 31A H 2 BlackRock, Inc.BlackRock Holdco 2 Inc. BlackRock Holdco 2 Inc.BlackRock Financial Management, Inc. BlackRock, Inc. BlackRock Holdco 2 Inc. BlackRock Financial Management, Inc.BlackRock, Inc.BlackRock Financial Management, Inc. 5,846,941,761 H 509,000 H5,846,941,761 H 12,658,000 3 JPMorgan Chase & Co.JPMorgan Chase Bank, N.A. JPMorgan Chase & Co.JPMorgan Chase Bank, N.A.JPMorgan Chase & Co.JPMorgan Chase Bank, N.A.5,840,782,217 H 417,388,660 H5,840,782,217 H 3,810,970,114 H349,510,304 H 417,388,660 H 4 S P 2015 12 31 336 63 2015
2003 12 16 2015 12 31 1 34.68% 2 34.71% 3 40.03% 4 64.02% 5 57.11% 6 55.67% 7 21.96% 8 73.63% 9 71.56% 10 31.34% 11 100.00% 12 78.57% 13 25.03% 14 28.45% 15 40.00% 16 100.00% 17 70.00% 18 14.54% 19 100.00% A H (www.china-inv.cn) 20072007 10 9 2015 12 3110% 2015 64
[2014]563[2014]9382014 10 23 399.4 65 2014 10 24 [2014]562[2014]9902014 11 21 320 [2014]818 2014 12 82015 3 13 280 [2015]377 2015 3 31 2015 12 31 4847 1 4847 1 2015 12 31 1 399,400,000 39.96% 2 180,000,000 180,000,000 18.01% 3 50,000,000 5.00% 4 30,000,000 3.00% 5 22,000,000 2.20% 6 7,000,000 21,000,000 2.10% 005L FH002 7 20,000,000 2.00% 7 12,500,000 20,000,000 2.00% 7 10,000,000 20,000,000 2.00% 5 10 4,000,000 19,000,000 1.90% 65 2015
2015 12 31 Euroclear Clearstream 399,400,000100% 10 [2010]148[2010]7232010 6 2 400A [2010]17 400A2010 6 18 A 14,846,250,000 14,820,428,000 25,822,000 2015 66
14,820,428,000 5,656,643,241 15,240,628,510 5.61% A 2015 3 6 25,822,000 400 0.06%A 15,240,628,5102010 12 1271,545,137,605 5.61%2015 3 13 29 67 2015
1960 2013 5 2016 1960 2014 4 2017 1968 2016 2 2018 1957 2011 7 2017 1972 2011 7 2017 1962 2013 7 2016 1957 2014 9 2017 1954 2014 10 2017 1964 2015 9 2018 1946 2010 10 2016 1950 2011 3 2017 Nout WELLINK 1943 2012 10 2018 1963 2013 7 2016 1951 2013 9 2016 1956 2010 3 2016 1957 2004 8 2016 1958 2004 8 2016 1959 2010 8 2016 1956 2012 8 2015 1971 2012 8 2015 1953 2015 6 2018 1956 2004 8 1963 2014 7 1962 2015 5 1962 2015 6 1960 2014 11 1963 2015 6 2015 10 1 2 2016 1955 2004 8 2015 6 1955 2010 10 2015 5 1949 2011 5 2015 11 1960 2010 8 2015 4 1956 2010 8 2015 3 1969 2014 7 2016 1 1960 2007 3 2015 3 1968 2012 9 2015 6 2015 68
2015 2015 1 1 2015 44.80 16.99 61.79 44.80 16.53 61.33 20.16 7.20 27.36 45.00 45.00 40.00 40.00 Nout WELLINK 50.00 50.00 50.00 50.00 40.00 40.00 44.80 18.69 63.49 68.42 35.11 103.53 63.69 32.78 96.47 5.00 5.00 5.00 5.00 5.00 5.00 9.72 9.72 40.32 18.51 58.83 40.32 13.80 54.12 26.88 9.81 36.69 20.16 7.20 27.36 93.66 41.52 135.18 40.50 17.25 57.75 69 2015
20.16 10.28 30.44 15.04 15.04 10.08 4.03 14.11 6.72 2.81 9.53 40.32 13.80 54.12 130.72 17.12 147.84 33.34 15.94 49.28 1 20072009 2 2015 3 4 5 2015 6 7.10 20151,353.98 2015 1 12015 12 31 2015 2015 70
1 2 3 4 5 6 7 8 9 71 2015
1 2013 5 2013 42010 122013 4 1999 42010 12 1983 71999 4 2013 61983 2 2014 42014 219902008 62014 22000 62008 5 2011 12 2014 3 1982 1999 3 2016 22015 6 20152013 42015 32010 22014 12 2010 72011 102011 112014 12 1991 4 2011 72004 112010 6 2005 42010 62001 82004 11 1999 92001 9 2004 12008 121986 19881990 5 2011 7 20012011 19912001 199519982001 2015 72
6 2013 7 2007 62013 6 2012 12 2004 82007 31997 12004 8 19841987 7 2014 9 2004 112014 8 2004 12004 111994 112004 1 1982 31988 82002 6 8 2014 10 2013 62014 62010 62013 6 2004 92010 61978 91994 51993 1994 5 2004 91978 8 1989 101990 21985 41986 4 9 2015 9 2014 122015 9 2010 42014 12 1996 112010 4 1986 73 2015
10 11 12 13 14 2015 74
10 2010 102003 52010 1 AustralianSuper Pty. Ltd.19972003 1992199720032010 1 20032010 120072008 2009 200120071970 1979198219872010 200320052010 11 2011 340 200220072001 200219992001 2007 200819741999 201320112008VaporStream 2012 2013 Russell Reynolds Associates20112014 20102013 2008201020012010 19721974 75 2015
12 Nout WELLINK 2012 1030 142011 7 1 1999 1997 20022006 2006201119972011 198219771982 19611968 1975 2008 19881998 MNI Connect Mauritshuis Westeinde 1980 2011Orange-Nassau 13 2013 7 19941999 20012007 20072014 20012005 2013 2014 2004 9 2005 112009 12 2011 1 2004 22010 12 1988 1996 14 2013 9 1987 72011 620092010 2012 7 1976 1981 19821985 1988 1989 1991 2015 76
1 2 3 4 5 6 7 77 2015
1 2010 32009 12 2006 92009 122000 112006 82000 62009 12 1998 42001 4 1990 101998 4 1995 2 2004 82005 4 2003 72004 8 2001 102003 72000 102001 10 1996 112000 91985 81996 10 1985 2008 3 2004 82005 42014 1 2001 112004 81984 82001 11 1984 4 2010 8 2008 72010 72007 6 2008 7 2008 22008 71993 62007 6 1984 81993 61984 5 2012 82011 62014 6 2008 72011 51998 102008 7 1983 71998 10 1983 2015 78
6 2012 82010 32015 6 2005 72010 3 2003 32005 7 2000 102005 7 1993 72000 10 1993 2004 12 7 2015 62008 122013 82004 42008 12 2000 32004 4 1996 122000 3 1994 41996 12 1992 31994 3 1986 8 1992 3 1986 79 2015
1 2 3 4 5 6 2015 80
1 2 2004 82002 62004 8 1998 82002 71983 3 4 2014 7 20142013 102014 5 2003 82013 10 2015 101988 5 2015 5 19862005 22015 3 2004 72005 21996 92004 7 2015 32015 8 1986 6 2015 6 20152013 82015 4 2007 82013 8 2003 102007 8 1999 32003 10 2015 72015 10 1983 81 2015
7 8 7 2014 11 19942009 112014 112004 52009 112007 12009 11 1999 122004 5 2002 112004 5 1994 8 2015 62015 10 2006 1995 2015 82
2015 5 21 2015 6 11 2015 9 7 2016 2 1 2015 3 6 2015 3 26 2015 4 2 2015 5 6 2015 6 11 2015 6 11 2015 6 11 2015 6 17 2015 11 2 2015 6 16 2015 6 16 2015 10 29 2016 1 14 2015 10 29 83 2015
2015 84 A 2015 2015
2015 85 2015
2015 86 2015 6 17 2014A 2014 20142014 2014 2015 2015 Nout WELLINK 11 2014 2014 2015 12 4 2015 2015A 2015HA 2015 2014 H 9 H 2015A2015 H2015 2015A 2015H H 2015 6 172015 12 4
2014 2015 2015 14 13 12 11 10 9 8 7 6 5 4 3 2 1 0 2015 3 14 26 5 2015 3 113 254 295 216 178 2810 1610 29 12 17 9 67 2014 7 2015 9 2015 87 2015
2015 1/2 15/18 8/8 2/2 15/18 8/8 2/2 18/18 8/8 9/9 2/2 18/18 8/8 9/9 2/2 18/18 8/8 5/5 2/2 18/18 8/8 5/5 2/2 18/18 8/8 5/5 1/1 5/5 4/4 2/2 2/2 18/18 5/5 5/5 9/9 3/3 2/2 18/18 8/8 5/5 5/5 2/3 Nout WELLINK 2/2 18/18 8/8 5/5 5/5 2/2 18/18 5/5 9/9 3/3 2/2 18/18 5/5 9/9 3/3 0/0 4/8 0/1 0/0 6/6 2/2 2/2 1 2 2015 6 17 20142015 6 1710 1610 29 3 2015 5 2110 1610 29 4 2015 3 254 295 216 9 3 24 2015 3 25 5 2015 12 15 2015 88
2015 89 2015 A.6.5 20259 2015 5 3.13 2015 100% 99% 2015 2015 [2003]56 Nout WELLINK 2015 12 31 10,770.70 10 Nout WELLINK
2015 90 20156 2 2014 7 Nout WELLINK 20155 2016 2015 2014 2014 20152015 2015 2015 2016 20152015 2016 2015
2015 91 2015 2016 2016 5 Nout WELLINK Nout WELLINK 20155 (EPS) 2015 3 25 3 Nout WELLINK Nout WELLINK 2015 (EPS) 5 20157 2 2014 2015
2015 92 Nout WELLINK 2014 5 20153 2014 2014 2014 73 31 2015 4 1 4
2015 93 2015 26 162 2015 3 10 2014 2015 2015 2015 12 31 2.14 1,575 2,347.71 2015 2015 2016 2016
2015 94 2015 20142015 200 A 2015 3 A A2015 6 50 e 2015 850 e 136 2015 2015 2015 ARC(Annual Report Competition) (League of American Communications Professionals)
2015 12 31 30% 2015 2015 0.175 2016 6 7 2015 2016 6 7 A 2016 6 24H 2016 7 20 2015 6 172014 0.192014 AH2015 7 559.34 2015 6 302015 2015 8 28 2015 10 23 6.75%2015 11 23 6.00% 2016 1 19 2016 3 14 5.50% 2014 0.190 55,934 169,595 33% 2013 0.196 54,755 156,911 35% 2012 0.175 48,851 139,656 35% 2015 10 23 439 6.75% 2015 11 23 1,920 6.00% 2016 3 14 1,540 5.50% 95 2015
2009 2013 10% 2014 2014-2016 2015 2014 H 2016 6 20 6 23 H H 2016 6 17 4 30 183 17 1712-1716 H 2016 6 16 5,885.91 38 20 2015 96
2015 97 2015 18 2015 12 31 XV 352 33
2015 98 2015 12 31 2,969 28 2015 12 31 A [2012]85 [2015]101 11 1 1 1 50% 1 20% 12
2015 99 10% H H 10% H [2008]897 H2008 10% H 10% 10% Nout WELLINK 2016 3 30
2015 3 254 298 2810 29 4 2014 2014 2014 2015 2014 17 2015 4/4 4/4 3/4 4/4 4/4 4/4 2/2 4/4 1 2015 4 29 2 2015 2015 1 2014 42014 2014 2015 100
2015 101 2015 BGL 4
2015 102 54 2015 12 18 6802015 7 1412 18 2005 11 42
(1) (2) 2015 7 8 103 2015
1 22 108 262 2015 12 312015 12 31 2015 104
2015 12 31 2015 2016 3 30 105 2015
............................................................................. 108......................................................................... 109......................................................................... 110..................................................................... 112......................................................................... 113....................................................................... 115....................................................................... 116.......................................... 141.............................................................................. 144 1..................................................................... 144 2............................................................ 145 3..................................................................... 145 4................................................................... 146 5....................................................................... 147 6....................................................................... 147 7...................................................... 148 8................................................................... 151 9......................................................................... 152 10...................................................... 153 11................................................................... 154 12................................................................. 155 13................................................................... 155 14....................................................................... 156 15..................................... 157 16.......................................................... 159 17................................................................. 161 18....................................................................... 164 19.......................................................... 167 20....................................................................... 168 21....................................................................... 171 22....................................................................... 172 2015 106
23................................................................... 175 24....................................................................... 176 25................................................................. 177 26...................................................... 177 27....................................................................... 177 28....................................................................... 178 29....................................................................... 179 30................................................................... 182 31....................................................................... 182 32................................................................... 182 33................................................................. 184 34..................................................................... 184 35.......................................................... 187 36....................................................................... 188 37............................................. 191 38....................................... 193 39................................................................... 194 40................................................................. 194 41............................................................. 198 42....................................................................... 198 43....................................................................... 205 44................................................................. 210 45..................................... 211 46........................................................ 212 47.................................................. 214 48....................................................................... 216 1........................................................................... 217 2............................................................... 217 3....................................................................... 217 4....................................................................... 241 5..................................................................... 249 6....................................................................... 255 7....................................................................... 260 8....................................................................... 262 107 2015
2015 2014 1 615,056 602,680 1 (286,406) (281,578) 328,650 321,102 2 100,905 98,538 2 (8,495) (7,298) 92,410 91,240 3 9,460 11,099 5,765 1,795 4 37,627 31,092 473,912 456,328 5 (185,401) (177,788) 8 (59,274) (48,381) 229,237 230,159 19 2,334 1,319 231,571 231,478 9 (52,154) (54,280) 179,417 177,198 170,845 169,595 8,572 7,603 179,417 177,198 10 0.56 0.61 0.56 0.58 38.3 2015 108
2015 2014 179,417 177,198 11 (161) (233) 14 5 (147) (228) 6,573 8,430 (361) 256 6,896 (2,759) 336 471 13,444 6,398 13,297 6,170 192,714 183,368 182,171 175,165 10,543 8,203 192,714 183,368 109 2015
2015 12 31 2014 12 31 12 654,378 813,054 13 2,196,063 2,306,088 14 426,848 402,280 26 91,191 76,517 176,753 194,531 15 119,062 104,528 16 82,236 47,967 17 8,935,195 8,294,744 18 3,476,033 2,605,847 1,078,533 750,685 1,790,790 1,424,463 606,710 430,699 19 10,843 14,379 20 182,031 172,197 21 23,281 18,653 34 22,246 25,043 35 237,937 22 181,500 175,554 16,815,597 15,251,382 2015 110
2015 12 31 2014 12 31 24 1,764,320 1,780,247 25 415,709 348,271 26 91,331 76,607 27 447,944 225,330 16 69,160 40,734 28 11,729,171 10,885,223 11,389,260 10,567,736 339,911 317,487 29 282,929 278,045 30 30,281 30,447 31 37,982 41,636 32 4,255 4,566 34 4,291 4,287 35 196,850 36 383,769 352,561 15,457,992 14,067,954 37.1 294,388 288,731 37.4 99,714 71,745 37.2 140,098 130,797 37.3 (86) (25) 11 (2,345) (13,671) 38.1 111,511 96,105 38.2 179,485 159,341 38 482,181 407,836 1,304,946 1,140,859 39 52,659 42,569 1,357,605 1,183,428 16,815,597 15,251,382 2016 3 30 111 2015
2015 1 1 288,731 71,745 130,797 (13,671) 96,105 159,341 407,836 (25) 42,569 1,183,428 11 11,326 170,845 10,543 192,714 37.1 5,657 10,973 16,630 37.4 27,969 27,969 38.1 15,686 (15,686) 38.2 20,144 (20,144) 38.3 (60,946) (3,497) (64,443) 37.3 (61) (61) 3,077 3,077 (1,545) (1,545) (127) (280) 276 (33) (164) 2015 12 31 294,388 99,714 140,098 (2,345) 111,511 179,485 482,181 (86) 52,659 1,357,605 2014 1 1 279,365 115,369 (19,241) 80,225 144,450 323,776 (28) 37,561 961,477 11 5,570 169,595 8,203 183,368 37.1 9,366 17,974 27,340 37.4 71,745 71,745 38.1 15,888 (15,888) 38.2 14,897 (14,897) 38.3 (54,755) (3,234) (57,989) 37.3 3 3 39 39 (2,546) (2,546) (8) (6) 5 (9) 2014 12 31 288,731 71,745 130,797 (13,671) 96,105 159,341 407,836 (25) 42,569 1,183,428 2015 112
2015 2014 231,571 231,478 59,274 48,381 12,850 12,775 2,758 2,788 (788) (199) (2,026) (684) (2,334) (1,319) (105,279) (83,847) (483) (458) (5,765) (1,795) 10,909 10,125 (1,329) (879) 126,827 (121,015) (31,746) (77,077) 17,484 (1,814) (27,772) (22,668) (833,615) (901,980) (122,913) (9,102) (12,809) 228,623 67,444 147,332 225,136 (113,935) 1,028,905 787,437 (166) 877 91,644 51,070 727,777 184,114 (55,683) (57,196) 672,094 126,918 113 2015
2015 2014 12,580 9,624 7,416 1,078 663 851 94,085 78,472 1,276,488 910,115 (3,390) (260) (36,942) (35,108) (2,108,179) (1,165,371) (757,279) (200,599) 109,991 173,256 27,969 71,745 3,077 39 (93,643) (94,603) (11,445) (8,896) (60,946) (54,755) (3,497) (3,234) (221) 3 (28,715) 83,555 17,827 (12,289) (96,073) (2,415) 1,148,151 1,150,566 41 1,052,078 1,148,151 2015 114
1912 2 51949 1949 1994 2004 8 26 2006 B0003H111000001 100000000001349 1 2015 12 31 64.02% 2014 12 3165.52% 2016 3 30 115 2015
1 1.1 2015 2015 1 1 19 2010 2012 2011 2013 2013 12 2015 19 20152010 2012 2011 2013 2 2015 116
1 1.1 2015 3 9 39 3 8 (1) (2) 24 13 9 39 40 3 622 117 2015
1 1.2 2015 9 2018 1 1 27 2016 1 1 10 2016 1 1 28 15 2018 1 1 10 2016 1 1 12 28 1 2016 1 1 11 2016 1 1 16 2016 1 1 38 16 2019 1 1 7 2017 1 1 2012 2014 2014 9 2016 1 1 2014 79 39 9 27 10 28 2015 118
1 1.2 2015 2014 5 15 10 12 28 1010 28 1 11 3 16 38 119 2015
1 1.2 2015 16 17 7 2012 2014 2014 9 2016 1 1 2015 2 2.1 2015 120
2 2.1 2.2 20% 50% 121 2015
2 2.3 3 3.1 3.2 2015 122
3 3.2 4 4.1 (1) 123 2015
4 4.1 (1) (2) (3) 2015 124
4 4.1 (4) (5) 4.2 4.3 125 2015
4 4.4 4.5 2015 126
4 4.6 50%50% 620%20%1 30% 127 2015
4 4.6 (1) 2015 128
4 4.6 (2) 4.7 129 2015
4 4.7 (1) (2) (3) 2015 130
4 4.8 4.9 4.10 131 2015
5 6 7 2015 132
7 7.1 15 50 3% 1.9% 6.5% 3 15 3% 6.4% 32.4% 4 6 3% 16.1% 24.3% 7.2 25 0% 15% 7.3 8 8.1 8.2 133 2015
8 8.3 9 10 11 2015 134
12 12.1 2004 1 1 12.2 2003 12 31 135 2015
12 12.3 12.4 12.5 13 14 14.1 2015 136
14 14.2 (1) (2) 14.3 15 137 2015
16 17 18 19 2015 138
20 21 22 22.1 139 2015
22 22.2 23 24 2015 140
1 141 2015
2 3 39 4 39 5 6 12.2 32 2015 142
7 8 9 143 2015
25% 5% 1% 7% 3% 2% 16.5% 1 2015 2014 435,062 428,572 (1) 108,651 86,210 29,543 32,779 41,800 55,119 615,056 602,680 (221,288) (215,019) (53,050) (55,428) (12,068) (11,131) (286,406) (281,578) (2) 328,650 321,102 1,387 947 (1) (2) 6,115.192,733.06 2014 6,001.902,726.84 2015 144
2 2015 2014 24,481 19,973 24,215 21,567 16,541 16,112 11,888 14,815 7,388 7,610 5,757 8,835 3,677 3,426 6,958 6,200 100,905 98,538 (8,495) (7,298) 92,410 91,240 3 2015 2014 10,057 9,853 (1,884) 631 841 119 446 496 (1) 9,460 11,099 (1) 2015 39.85 2014 43.86 145 2015
4 2015 2014 (1) 16,166 12,256 6,130 5,852 6,088 5,757 2,026 684 857 521 765 696 21 620 546 4,975 4,780 37,627 31,092 (1) 2015 2014 19,204 13,836 (8,215) (7,199) 10,989 6,637 5,884 6,351 (707) (732) 5,177 5,619 16,166 12,256 2015 146
5 2015 2014 6 80,324 77,889 (1) 40,671 39,284 26,734 26,224 13,218 13,214 10,531 7,265 3,592 3,635 5,723 5,455 4,608 4,822 185,401 177,788 (1) 20152.14 2014 1.99 0.47 2014 0.46 2015 71.04 117.70 2014 65.96114.53 6 2015 2014 54,462 53,857 2,919 2,443 202 288 3,280 2,984 6,587 6,272 2,060 1,862 413 447 163 157 223 201 5,428 4,978 1,911 1,925 7 20 2,669 2,455 80,324 77,889 147 2015
7 2015 (4) (2) 448 112 58 618 (4) (2) 448 107 58 613 (4)(5) (2) 202 75 27 304 (1) (1) (1) (1) (1) (1)(6) (1)(5) 450 450 400 400 Nout WELLINK 500 500 500 500 400 400 (4) 448 129 58 635 (4) 684 113 238 1,035 (4) 637 100 228 965 50 (3) 50 50 (3) 50 50 (3) 50 (6) 97 97 (5) 150 150 2,647 2,867 636 667 6,817 2015 148
7 2014 (4) (4) (2) 525 74 264 613 615 2,091 (4) (2) 39 16 20 46 46 167 (4) (2) 468 99 233 546 548 1,894 (4) (2) 454 124 237 531 532 1,878 (4) (2) 151 28 76 177 177 609 (1) (1) (1) (1) (1) (1) (1) 450 450 400 400 Nout WELLINK 500 500 500 500 400 400 (4) 459 120 239 536 539 1,893 (4) 409 105 227 473 475 1,689 (4) 383 101 216 442 444 1,586 50 (3) 50 50 (3) 50 50 (3) 50 180 180 259 259 2,839 2,888 667 1,512 3,364 3,376 14,646 149 2015
7 (1) 2015 2014 (2) 2015 2014 (3) (4) 2015 2015 2014 2015 8 28 3 (5) 2015 6 11 2015 5 21 2015 11 2 (6) 2015 9 72015 6 17 2015 2014 2015 2014 16 14 83 70 2 5 101 89 2015 150
7 2015 2014 13,000,001 14,000,000 1 2 14,000,001 15,000,000 1 15,000,001 16,000,000 1 16,000,001 20,000,000 2 1 30,000,001 40,000,000 1 1 2015 2014 8 2015 2014 30,064 23,321 25,808 23,285 55,872 46,606 (66) (183) 65 760 (1) 577 (35) (29) 1,690 1,654 548 1,748 1,227 (1) 59,274 48,381 (1) 17 23 151 2015
9 2015 2014 44,376 48,126 4,210 3,576 3,218 4,285 273 2,872 52,077 58,859 34 77 (4,579) 52,154 54,280 25% 7 2015 2014 231,571 231,478 57,893 57,870 (4,010) (3,561) 3,696 2,619 (1) (10,865) (7,973) (2) 6,569 3,704 (1,129) 1,621 52,154 54,280 (1) (2) 2015 152
10 2015 2014 170,845 169,595 (5,012) 165,833 169,595 293,722 280,009 0.56 0.61 2015 2014 288,731 279,365 5,018 655 (27) (11) 293,722 280,009 2015 2014 165,833 169,595 47 1,120 165,880 170,715 293,722 280,009 640 13,861 294,362 293,870 0.56 0.58 153 2015
11 2015 2014 (161) (234) 1 (161) (233) 14 5 (147) (228) 14,096 12,334 (3,674) (3,532) (4,972) (426) 1,123 54 6,573 8,430 1,498 276 5 (20) (1,864) (361) 256 6,765 (2,583) 131 (176) 6,896 (2,759) 336 471 13,444 6,398 13,297 6,170 2015 154
11 2014 1 1 1,652 (21,542) 649 (19,241) 8,050 (2,851) 371 5,570 2015 1 1 9,702 (24,393) 1,020 (13,671) 7,278 4,345 (297) 11,326 2015 12 31 16,980 (20,048) 723 (2,345) 12 2015 12 31 2014 12 31 73,371 85,123 538,501 697,158 1,377 505 41,063 29,863 66 405 654,378 813,054 13 2015 12 31 2014 12 31 (1) 1,580,456 1,727,805 (2) 132,833 158,224 (3) 482,774 420,059 2,196,063 2,306,088 (1) 2015 12 31 17.0% 2014 12 3120.0%5.0% 2014 12 315.0% (2) (3) 155 2015
14 2015 12 31 2014 12 31 118,664 130,015 214,495 182,046 93,881 90,414 12 (1) 427,040 402,487 (192) (207) 426,848 402,280 158 173 0.04% 0.04% (1) 2015 12 31 2014 12 31 33,500 30,932 41,452 50,935 151 1,300 75,103 83,167 1,527 20,002 76,630 103,169 2015 156
15 2015 12 31 2014 12 31 5,151 2,104 6,301 9,036 19,122 12,130 4,694 5,946 12,646 13,260 506 365 2,138 2,868 3,446 3,636 54,004 49,345 3,547 1,457 7,471 14,168 65,022 64,970 157 2015
15 2015 12 31 2014 12 31 390 356 102 1,444 2,291 2,295 4,216 7,345 2,305 61 25,016 17,711 11,540 3,728 45,860 32,940 2,095 754 (1) 4,218 4,144 1,867 1,720 54,040 39,558 (2)(3) 119,062 104,528 31,921 24,120 (4) 53,690 50,365 33,451 30,043 119,062 104,528 (1) 2015 2014 (2) 2015 12 31 2015 12 31 2014 12 31 5,541 2,459 0.00% 4.26% 1.95% 4.54% (3) 2015 12 31172.00 2014 12 31 66.15 (4) 2015 158
16 16.1 2015 12 31 2014 12 31 (1) 4,516,512 67,447 (55,366) 2,784,008 32,106 (29,101) 225,919 1,727 (1,710) 215,372 4,526 (849) 4,742,431 69,174 (57,076) 2,999,380 36,632 (29,950) 1,051,031 5,235 (5,802) 666,049 4,521 (4,730) 31 2,512 4 (1) 3,503 3 (3) 1,053,543 5,239 (5,803) 669,583 4,524 (4,733) 9,855 441 (279) 14,573 627 (680) 189,905 7,382 (6,002) 176,856 6,184 (5,371) 5,995,734 82,236 (69,160) 3,860,392 47,967 (40,734) (1) 159 2015
16 16.2 2015 12 31 2014 12 31 7,225 (993) 5,968 (466) 73,721 1,461 (1,014) 60,534 1,800 (890) (1) 80,946 1,461 (2,007) 66,502 1,800 (1,356) 1,017 42 (80) 1,467 8 (30) (2) 1,017 42 (80) 1,467 8 (30) 81,963 1,503 (2,087) 67,969 1,808 (1,386) (1) 2015 2014 (89) (1,701) 317 1,985 228 284 (2) 2015 0.26 2014 0.642015 2014 2015 2014 2015 160
16 16.2 (3) 2015 10.23 20140.27 2015 2014 17 17.1 2015 12 31 2014 12 31 6,105,959 5,820,128 263,953 225,468 6,369,912 6,045,596 2,045,787 1,694,275 268,923 268,026 451,238 475,378 2,765,948 2,437,679 9,135,860 8,483,275 (60,791) (49,239) (139,874) (139,292) (200,665) (188,531) 8,935,195 8,294,744 17.2 3.5 161 2015
17 17.3 (1) (2) 2015 12 31 9,005,623 39,563 90,674 130,237 9,135,860 1.43% (117,530) (22,344) (60,791) (83,135) (200,665) 8,888,093 17,219 29,883 47,102 8,935,195 2014 12 31 8,383,486 29,113 70,676 99,789 8,483,275 1.18% (122,887) (16,405) (49,239) (65,644) (188,531) 8,260,599 12,708 21,437 34,145 8,294,744 (1) (2) 2015 162
17 17.4 2015 2014 49,239 139,292 188,531 39,202 128,847 168,049 36,419 67,358 103,777 31,674 52,380 84,054 (6,355) (41,550) (47,905) (8,353) (29,095) (37,448) (19,551) (25,646) (45,197) (13,493) (12,238) (25,731) 1,186 136 1,322 660 94 754 (529) (800) (1,329) (390) (489) (879) 382 1,084 1,466 (61) (207) (268) 60,791 139,874 200,665 49,239 139,292 188,531 17.5 2015 2014 152,682 35,849 188,531 136,978 31,071 168,049 89,871 13,906 103,777 74,257 9,797 84,054 (47,704) (201) (47,905) (37,290) (158) (37,448) (36,210) (8,987) (45,197) (21,120) (4,611) (25,731) 1,279 43 1,322 685 69 754 (961) (368) (1,329) (587) (292) (879) 1,423 43 1,466 (241) (27) (268) 160,380 40,285 200,665 152,682 35,849 188,531 163 2015
18 2015 12 31 2014 12 31 198,333 81,134 22,245 12,470 153,831 126,212 153,622 93,622 129,027 152,974 189,310 85,522 18,020 17,065 106,867 106,078 58,587 37,061 1,029,842 712,138 30,209 26,548 18,482 11,999 (1) 1,078,533 750,685 1,117,213 758,291 37,548 28,009 276,054 278,686 70,272 68,254 128,292 147,379 84,913 94,310 20,092 21,904 23,361 11,529 33,239 16,319 1,790,984 1,424,681 (194) (218) (2) 1,790,790 1,424,463 2015 164
18 2015 12 31 2014 12 31 (3) 160,000 160,000 (4) 42,500 42,500 52,571 36,250 (5) 63,034 31,561 324 11,957 6,323 2 2 8 17 330,396 276,653 (6) 278,068 154,110 (1,754) (64) 606,710 430,699 (7)(8) 3,476,033 2,605,847 47,203 34,704 639,331 430,376 343,308 247,058 5,775 4,573 162 362 42,754 33,612 26,561 16,368 1,552,348 1,229,194 211,881 178,901 606,710 430,699 3,476,033 2,605,847 79,539 55,645 2,191,841 1,659,932 1,204,653 890,270 3,476,033 2,605,847 165 2015
18 2015 12 31 2014 12 31 26,561 26,791 16,368 16,612 1,552,348 1,593,092 1,229,194 1,233,453 (1) 2015 12 3114.10 48.642014 12 31 19.2452.03 (2) 201575.13 2014 393.30 (3) 199920002000 7 11,600 2.25% 2010 2020 6 30 [2004]87 (4) 1998 8 184252028 8 18 7.20%2004 12 1 2.25% (5) 2015 12 31 25.07 2014 12 31 35.71 (6) (7) 2015 12 31 2015 12 31 2014 12 31 955,457 697,973 0.00% 5.41% 1.80% 5.31% (8) 2015 12 311,182.51 2014 12 31 869.44 2015 166
19 2015 2014 14,379 13,368 3,390 260 (9,762) (394) 2,334 1,319 (180) (393) 682 219 10,843 14,379 42.4 2015 12 31 2014 12 31 3,759 2,981 1,306 1,120 1,060 753 761 614 472 403 360 259 323 285 317 316 249 238 1,570 8,076 10,843 14,379 2015 12 31 167 2015
20 2015 94,323 62,216 26,061 68,398 250,998 446 5,736 13,607 10,848 30,637 21 557 (3) 554 8,194 816 (10,875) 1,865 (1,943) (2,775) (125) (14,031) (18,874) 870 295 435 4,223 5,823 102,447 66,288 29,100 71,303 269,138 (26,189) (44,373) (7,043) (77,605) (3,015) (7,456) (2,390) (12,861) 713 2,567 2,313 5,593 21 27 27 (194) (206) (435) (835) (28,658) (49,468) (7,555) (85,681) (749) (245) (202) (1,196) (24) (285) (309) 5 24 62 91 (12) (12) (768) (221) (437) (1,426) 67,385 17,843 25,816 61,153 172,197 73,021 16,820 28,879 63,311 182,031 2015 168
20 2014 86,599 58,785 23,040 62,964 231,388 1,848 6,809 11,096 13,153 32,906 21 1,287 (2) 1,285 5,644 451 (7,998) 1,903 (764) (3,816) (76) (9,851) (14,507) (291) (13) 1 229 (74) 94,323 62,216 26,061 68,398 250,998 (24,067) (40,486) (6,660) (71,213) (2,834) (7,592) (2,349) (12,775) 654 3,701 1,990 6,345 21 21 21 37 4 (24) 17 (26,189) (44,373) (7,043) (77,605) (757) (245) (205) (1,207) (114) (114) 8 118 126 (1) (1) (749) (245) (202) (1,196) 61,775 18,299 22,795 56,099 158,968 67,385 17,843 25,816 61,153 172,197 169 2015
20 2015 12 31 6.55 2014 12 31 6.40 2015 12 31629.74 2014 12 31 607.21 2015 12 31416.22 2014 12 31 466.02 30 2015 12 31 2015 12 31 2014 12 31 50 2,916 3,840 10 50 8,505 7,978 10 14 3 11,435 11,821 50 1,934 2,004 10 50 56,269 51,223 10 3,383 2,337 61,586 55,564 73,021 67,385 2015 170
21 2015 2014 18,653 20,271 4,263 533 20 (581) (1,306) (334) (1,461) 4 620 546 660 70 23,281 18,653 2015 12 31 93.34119.65 2014 12 31 85.93 80.00 2015 12 31 2015 12 31 2014 12 31 50 3,566 3,343 10 50 6,504 5,911 10 10,070 9,254 50 4,790 671 10 50 7,523 7,672 10 898 1,056 13,211 9,399 23,281 18,653 171 2015
22 2015 12 31 2014 12 31 (1) 77,354 76,814 (2) 76,706 72,220 (3) 8,104 8,563 (4) 5,750 4,654 2,949 3,506 (5) 2,449 1,953 (6) 2,070 2,289 6,118 5,555 181,500 175,554 (1) 2015 12 31 2014 12 31 46,202 35,452 24,309 27,943 6,843 13,419 77,354 76,814 2015 2014 76,814 62,820 613,255 601,139 (612,715) (587,145) 77,354 76,814 2015 172
22 (2) 2015 12 31 2014 12 31 80,560 74,641 (3,854) (2,421) 76,706 72,220 2015 12 31 2014 12 31 1 73,523 (943) 68,964 (336) 1 3 2,436 (1,077) 1,094 (451) 3 4,601 (1,834) 4,583 (1,634) 80,560 (3,854) 74,641 (2,421) (3) 2015 12 31 2014 12 31 50 140 230 10 50 6,992 7,627 10 972 706 8,104 8,563 173 2015
22 (4) 2015 2014 9,479 7,872 2,128 1,670 (15) (64) 37 1 11,629 9,479 (4,825) (3,893) (1,032) (966) 8 35 (30) (1) (5,879) (4,825) 4,654 3,979 5,750 4,654 (5) 2015 2014 1,953 1,982 386 (36) 110 7 2,449 1,953 2006 2.41 15.64 2015 174
22 (6) 2015 12 31 2014 12 31 1,352 1,306 533 159 832 1,834 2,717 3,299 (647) (1,010) 2,070 2,289 20155.80 2014 5.20 2015 12 31 23 2015 207 3 (18) 192 (1) 188,531 103,777 (47,905) (45,204) 1,466 200,665 18 7,127 125 (126) (1,299) 447 6,274 218 (35) 11 194 64 2,161 (471) 1,754 1,196 285 (67) 12 1,426 1,010 (200) (174) 11 647 15 15 2,421 2,414 (988) (43) 50 3,854 1,206 253 (1) (55) 46 1,449 201,995 109,018 (49,744) (46,842) 2,043 216,470 175 2015
23 2014 195 86 (55) (19) 207 (1) 168,049 84,054 (37,448) (25,856) (268) 188,531 18 7,013 761 (184) (496) 33 7,127 246 (29) 1 218 65 (1) 64 1,207 114 (126) 1 1,196 1,129 81 (94) (107) 1 1,010 22 (7) 15 2,110 756 (539) 93 1 2,421 328 882 (4) 1,206 180,364 86,734 (38,353) (26,518) (232) 201,995 (1) 24 2015 12 31 2014 12 31 535,209 515,188 1,022,792 918,510 183,973 261,237 22,346 85,312 1,764,320 1,780,247 2015 176
25 2015 12 31 2014 12 31 160,533 142,443 255,176 205,828 415,709 348,271 26 27 2015 12 31 2014 12 31 271,387 83,696 107,482 41,561 53,721 78,545 15,354 21,528 (1) 447,944 225,330 (1) 2015 2014 12 31 12 31 (i) 183,498 37,061 (i) 40.2 177 2015
28 2015 12 31 2014 12 31 3,130,624 2,663,173 2,092,841 1,847,870 5,223,465 4,511,043 3,037,783 3,013,812 2,841,372 2,709,995 5,879,155 5,723,807 230,793 278,576 (1) 55,847 54,310 11,389,260 10,567,736 274,799 234,187 65,112 83,300 (2) 339,911 317,487 (3) 11,729,171 10,885,223 (1) 2015 12 31 3138 0.15% 7.92% 2014 12 310.15% 7.92% (2) 2015 2014 (3) 2015 12 313,383.85 2014 12 31 4,507.46 2015 178
29 2015 12 31 2014 12 31 2005 2005 2020 (1) 2 18 3 4 5.18% 9,000 2009 2009 2024 (2) 7 6 7 8 4.00% 24,000 24,000 2010 (3) 2010 3 9 2025 3 11 4.68% 24,930 24,930 2010 2010 2 11 2020 2 11 5.55% 15,921 15,192 2011 (4) 2011 5 17 2026 5 19 5.30% 32,000 32,000 2012 2012 2022 (5) 11 27 11 29 4.70% 5,000 5,000 2012 2012 2027 (5) 11 27 11 29 4.99% 18,000 18,000 (8) 119,851 128,122 179 2015