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Transcription:

2 2 1908 2005 6 2007 5 128307 90 220 2,643 11 2010 1,00049 50 5046

2 4 6 8 14 20 53 58 70 77 83 96 98 101 103 109 231 240 248

2 0 20,000 40,000 60,000 80,000 100,000 84,995 53,943 65,862 66,668 39,497 2010 2009 2008 2007 2006 0 500,000 1,000,000 1,500,000 2,000,000 2,500,000 3,000,000 3,500,000 4,000 000 3,951,593 2,105,524 2,678,249 3,309,137 1,716,159 2010 2009 2008 2007 2006 0 5,000 10,000 15,000 20,000 25,000 30,000 35,000 40,000 39,042 20,323 28,524 30,118 12,549 2010 2009 2008 2007 2006 0 5 10 15 20 25 30 35 40 32.11 34.38 31.74 32.63 37.75 2010 2009 2008 2007 2006 0 3 6 9 12 15 12.36 14.44 13.47 12.00 10.83 2010 2009 2008 2007 2006 0 50 100 150 200 185.84 95.63 116.83 151.05 72.31 2010 2009 2008 2007 2006 0.0 0.2 0.4 0.6 0.8 1.0 1.2 1.08 1.07 1.20 1.01 0.80 2010 2009 2008 2007 2006 0.0 0.5 1.0 1.5 2.0 2.5 3.0 1.12 2.05 1.92 1.36 2.53 2010 2009 2008 2007 2006 0 5 10 15 20 25 20.20 18.85 20.87 19.49 14.96 2010 2009 2008 2007 2006

2010 2009 2008 2007 2006 84,995 66,668 65,862 53,943 39,497 49,954 38,301 35,953 31,242 17,774 39,042 30,118 28,524 20,323 12,549 3,951,593 3,309,137 2,678,249 2,105,524 1,716,159 2,236,927 1,839,314 1,328,590 1,104,490 924,825 3,727,936 3,144,712 2,532,649 1,976,872 1,628,697 2,867,847 2,372,055 1,865,815 1,555,599 1,344,177 222,773 163,848 145,167 128,234 87,403 1 0.73 0.59 0.56 0.40 0.24 3.96 3.34 2.96 2.62 1.91 % 2 1.08 1.01 1.20 1.07 0.80 3 20.20 19.49 20.87 18.85 14.96 4 32.11 32.63 31.74 34.38 37.75 5 1.12 1.36 1.92 2.05 2.53 6 185.84 151.05 116.83 95.63 72.31 % 9.37 8.15 9.54 10.27 8.52 12.36 12.00 13.47 14.44 10.83 1. 2. 3. 4. 5. 6. 3

Bank of Communications Co., Ltd. 188 (200120) 86-21-58766688 86-21-58798398 investor@bankcomm.com www.bankcomm.com 20 852-29738861 4

A www.sse.com.cn H www.hkexnews.hk A A 166 3 H 183 17 1712 1716 A 601328 H 03328 1987 3 30 2010 9 16 100000000005954 31004310000595X 10000595 X 5

500440 5049 300 10 2 3 2010 6

21 10 2010 LACP 21 7

8

2010 3.9519.41%0.18 0.07390.4229.63% 2006 2010 A+H 2008 1.83.1 5002030 20052.37%20101.12% A 9

2010 2,398.70 19.99% 2010429.63 8.342.14% 2010 109.81% 2010(ROAA)(ROAE) 1.08% 20.20% 500440 2010(Ian Wilson) (Thomas Manning) (Peter Nolan) 10

16 2005 2010 2010 1.12% 0.24185.84% 34.79 2009 2011 1+3+2 11

2010 2.3420090.14 2010 2010 1,840 2011 12

2011 II III 21 13

2010 2010 201039,515.93 19.41%28,678.4720.90% 22,369.2721.62%390.4229.63% (ROAA)(ROAE) 1.08% 20.20% 0.07 0.71 14

2009 2010A+H323.56 2010 5.93% 6.62%0.18 0.07 201044185201% 503% 2010 3811285% 2010 42.4%1.79 18.68% 1 8 92.1%22 333.53.16% 144.7927.02% 100 9,16349.1% 109.81% 37.25%10% 15

142.1 43% 15 75% 186622 e 57.17%7.47 20101.12%0.24 185.84%34.79 184 35 2011 16

A (ANYTIME ANYWHERE ANYWAY) 531 17

18 2010

19

2010 2010 2010 GDP10.3% 2010 (CPI)11 5.1% 2010 7.95 20091.652010 6 3.1% 39,515.93 19.41% 390.4229.63% 1.08% 20.20%2.39% 2.46% 17161.12%0.24 185.84%34.79 2010 39,515.93 19.41%28,678.4720.90% 20

22,369.2721.62% 5.93% 6.62%0.18 0.07 4,179.251.79 18.68% e e A+H AH323.56 12.36% 9.37%0.36 1.22 8,32715.49%4.18%0.04 (AUM)13,175.4315.79% 72,866.70 6,191.78 18.85% 0.57 144.7930.80 27.02% 51.8029.76% 1,660 2,301.50 21

32.4437.87%55 33.2039.26% 390.42 29.63% 1.08% 20.20% 0.07 0.71 (FORTUNE)500 440541,000 49Baa1A3 2010 0.99 55.43% 50.56%0.86 8 4.08%91.69% 3.16% 22

2.39% 2.46%171645 849.9527.49% 2010 23

249.880.210.08%1.12% 0.24185.84%34.79 2011 IPO IPO 24

109.81% 40.6% 38.31% 12.4 14 186 622 100 248.778.3%57.17% 7.47 AFP CFP EFP6,7011,467 2010 2010 25

531 IT 328.8924.43%3.97 32.11%0.52 1. (1) 499.54116.53 30.42% 2010 2009 84,995 66,668 14,479 11,399 (12,246) (11,255) 49,954 38,301 (2) 849.9527.49% 81.15% 26

2010 12 3112 2009 12 3112 % % 451,052 6,855 1.52 354,396 5,501 1.55 211,004 4,424 2.10 283,054 4,895 1.73 2,067,067 106,056 5.13 1,619,593 83,027 5.13 1,595,373 82,984 5.20 1,222,267 66,267 5.42 338,765 18,701 5.52 230,236 13,142 5.71 132,929 4,371 3.29 167,090 3,618 2.17 777,937 24,570 3.16 692,916 23,320 3.37 3,456,166 3 140,901 3 4.08 2,901,381 3 115,977 3 4.00 157,646 133,677 3,613,812 3 3,035,058 3 2,572,046 36,628 1.42 2,161,675 34,007 1.57 1,709,519 24,710 1.45 1,437,109 21,431 1.49 862,527 11,918 1.38 724,566 12,576 1.74 723,292 18,220 2.52 598,415 13,994 2.34 59,540 2,062 3.46 52,122 2,074 3.98 3,303,984 3 55,906 3 1.69 2,763,634 3 49,309 3 1.78 309,828 271,424 3,613,812 3 3,035,058 3 84,995 66,668 1 2.39 3 2.22 3 2 2.46 3 2.30 3 1 2.46 4 2.29 4 2 2.53 4 2.37 4 1. 2. 3. 4. 27

2.39% 2.46%1716 849.9527.49% 89 2010 50.56%0.86 55.43%0.99 60.89%4.38 20102009 1,498 (144) 1,354 (1,246) 775 (471) 23,029 23,029 2,865 (1,615) 1,250 26,146 (984) 25,162 6,443 (3,822) 2,621 2,922 1,304 4,226 295 (307) (12) 9,660 (2,825) 6,835 16,486 1,841 18,327 28

183.27 164.86 18.41 1,419.05251.62 21.55% A. 1,060.56 230.29 27.74% B. 245.7012.50 5.36% 3.16% C. 68.5513.54 966.56 27.27% D. 44.24 4.71 720.50 25.45% 29

569.1068.35 13.65% A. 366.2826.21 7.71% 64.36% B. 182.20 42.26 30.20%20.87% 18 C. 20.62 0.123.98%3.46% (3) 144.7930.80 27.02% 13.82% 30

2010 2009 3,320 2,384 5,180 3,992 1,238 1,133 707 655 741 984 736 761 3,244 2,353 1,910 1,152 17,076 13,414 (2,597) (2,015) 14,479 11,399 33.209.36 39.26%7.3436.69% 51.8011.88 29.76% 12.381.05 9.27% 7.070.52 7.412.43 32.448.91 37.87% 31

(4) 328.89 64.58 24.43%3.97 32.11%0.52 (5) 122.469.91 (1) 912.18 (2)31.4612.06 0.55%0.06 (6) 107.8227.35 33.99%21.58%25% 2010 2009 11,752 9,149 (970) (1,102) 32

2. (1) 39,515.936,424.56 19.41% 2010 2009 % % 2,190,490 55.43 1,801,538 54.44 809,820 20.49 775,761 23.44 586,554 14.84 434,996 13.15 262,976 6.65 222,671 6.73 3,951,593 3,309,137 22,369.273,976.13 21.62% 33

2010 2009 % % 40,223 1.80 31,230 1.70 93,525 4.18 82,319 4.48 44,993 2.01 38,132 2.07 45,568 2.04 40,109 2.18 68,911 3.08 56,766 3.09 29,560 1.32 27,918 1.52 155,663 6.96 133,450 7.25 138,707 6.20 141,628 7.70 68,337 3.05 55,387 3.01 307,422 13.74 226,757 12.33 9,618 0.43 8,213 0.45 214,588 9.59 145,278 7.90 15,746 0.70 13,163 0.72 37,108 1.66 22,853 1.24 142,868 6.39 106,089 5.77 131,496 5.88 95,151 5.17 163,992 7.33 147,976 8.05 30,192 1.35 27,822 1.51 23,411 1.06 26,563 1.43 57,074 2.55 101,872 5.54 1,819,002 81.32 1,528,676 83.11 268,240 11.99 198,695 10.80 31,616 1.41 27,573 1.50 28,740 1.28 21,482 1.17 6,607 0.30 4,894 0.27 43,561 1.95 30,693 1.67 39,161 1.75 27,301 1.48 417,925 18.68 310,638 16.89 2,236,927 100.00 1,839,314 100.00 34

18,190.02 2,903.26 18.99% 61.80% 4,179.25 1,072.87 34.54%1.79 18.68% 15% 10% 2010 % A 13,245 0.59 B 10,000 0.45 C 7,519 0.34 D 7,244 0.32 E 6,908 0.31 F 6,378 0.29 G 5,560 0.25 H 5,530 0.25 I 5,020 0.22 J 5,000 0.22 72,404 3.24 31.70% 23.48% 8.20% 35

1.12% 0.24185.84%34.79 90 2010 2009 24,988 25,009 90 16,297 21,190 % 1.12 1.36 2010 2010 1 892.10% 9 125.06% 13 151.36% 8,098.20340.59 4.39%3.16% 2010 2009 % % 41,312 5.10 26,884 3.47 42,617 5.26 107,604 13.87 162,170 20.03 132,094 17.03 563,721 69.61 509,179 65.63 809,820 100.00 775,761 100.00 36

2010 2009 % % 309,198 38.18 301,136 38.82 17,131 2.11 11,643 1.50 266,805 32.95 250,860 32.34 216,686 26.76 212,122 27.34 809,820 100.00 775,761 100.00 (2) 37,279.365,832.24 18.55%4,957.92 76.93%1.50 638.60 19.23%1.54 28,678.474,957.92 20.90% 68.17%2.45 31.60%2.39 50.56%0.8649.21%0.79 2010 2009 1,954,936 1,558,842 1,064,528 865,097 890,408 693,745 906,301 806,190 385,449 313,835 520,852 492,355 37

3. (1) 2010 2009 1 1 4,215 13,000 4,372 12,252 989 4,460 501 3,238 2 13,632 38,637 11,002 29,745 5,666 19,098 4,035 14,465 3,359 8,771 1,789 6,071 1,592 3,727 1,572 3,549 9,719 17,050 6,983 12,258 3 39,172 104,743 30,254 81,578 1. 2. 3. 2010 2010 38

(2) 2010 2009 549,157 422,830 446,405 332,812 199,400 110,034 175,077 90,882 1,108,096 880,314 920,550 750,489 587,970 424,785 482,137 360,322 267,576 206,079 222,223 172,251 125,187 147,128 93,918 100,761 30,461 45,757 31,745 31,797 2,867,847 2,236,927 2,372,055 1,839,314 (3) 66.46% 2010 2009 2010 93,420 74,975 33,199 29,131 20,302 6,503 38,527 35,754 9,815 3,172 2,637 437 164,250 133,668 49,954 39

1. 2010 1. 26,884 (158) 41,312 2. 2,370 2,341 4,731 3. 132,094 (731) (150) 162,170 161,348 2,183 (731) (150) 208,213 124 21 141 161,472 2,204 (731) (150) 208,354 (9,375) (2,275) (14,379) 40

2. 2010 1. 10,042 58 8,391 2. 1,158 319 1,497 3. 1 232,079 165 278,112 4. 35,587 631 (150) 34,011 5. 2,730 2,460 281,596 377 631 15 324,471 2 (249,263) (2,466) (281,787) 1. 2. 2010 1. 1+3+2 41

2. (1) (PD) 2010 42

(2) 2010 85% 2010 2010 2010 2010 2010 43

2010 2010 (3) 2010 2010 2009 2008 % % % 2,149,629 96.10 1,764,060 95.91 1,248,988 94.00 62,310 2.78 50,245 2.73 54,142 4.08 2,211,939 98.88 1,814,305 98.64 1,303,130 98.08 10,592 0.47 10,756 0.59 12,087 0.91 9,930 0.45 11,490 0.62 11,086 0.84 4,466 0.20 2,763 0.15 2,287 0.17 24,988 1.12 25,009 1.36 25,460 1.92 2,236,927 100.00 1,839,314 100.00 1,328,590 100.00 2010 % 2010 2009 2008 1.60 1.96 2.32 35.69 24.22 21.72 45.93 36.46 43.86 30.11 5.46 9.04 44

3. 2010 (VaR) (1) 2010 (2) 2010 (3) 2010 1,763,357 394,769 1,125,194 386,921 181,346 100,006 3,951,593 (2,309,304) (343,557) (654,688) (297,416) (32,143) (90,828) (3,727,936) (545,947) 51,212 470,506 89,505 149,203 9,178 223,657 45

100 2010 2009 100 8,258 (2,400) 5,387 (1,951) 100 (8,258) 2,553 (5,387) 2,055 2010 3,625,990 234,469 61,931 29,203 3,951,593 (3,445,505) (161,530) (86,793) (34,108) (3,727,936) 180,485 72,939 (24,862) (4,905) 223,657 5% 2010 2009 5% (896) (560) (747) (496) 5% 1,329 560 747 496 4. (1) (2) (3) (4) (5) 46

2010 (Shibor) 2010 % 2010 2009 2008 32.23 27.83 39.62 72.10 71.97 64.91 2010 3.3 5. 2010 IT2010 47

6. 2010 7. 2010 1. 2005 8 2 65% 30% 5%2010 3.57 492.19171.96% 80 2. 2007 10 1285% 15%20108,31521.03% 1.4847.51% (AUM)350.7 417.2659.32% 3. 2007 12 402010 2.43 128203.48 300.42 101% 48

4. 2010 1 5 62.5% 37.5%20107.138.48 6.6321.79 18.92 72.14%6,887 34.79% 4.81% 5. 2007 520 2010 10 2010 3.0182.13% 1.46 113.41%12.49% 0.8038% 29 6. 2000 1142010 2,3957.035.29% 4.65%35.82% 201050.11% 7. 2008 8 6,00061% 2010 3.892.72 2.63 530100% 8. 2010 4 1.551%2010 5.574.05 4 1.47118.93 100% 49

2010 2010A+H 2 2010 8 18TCE 201023 12 2010 2010 38 41 702,440 2010 136 201066812 22 3 50

2010 121,660 2,30110 2011 M2 51

52

2010 12 31474,665A430,170H44,495 2010 1 1 (+, -) 2010 % % 9,974,982,648 20.36-9,974,982,648-9,974,982,648 1. 9,974,982,648 20.36-9,974,982,648-9,974,982,648 2. 3. 4. 39,019,401,055 79.64 +7,265,257,695 +9,974,982,648 +17,240,240,343 56,259,641,398 100.00 1. 15,954,932,919 32.56 +3,805,587,475 +9,974,982,648 +13,780,570,123 29,735,503,042 52.85 2. 3. 23,064,468,136 47.08 +3,459,670,220 +3,459,670,220 26,524,138,356 47.15 4. 48,994,383,703 100.00 +7,265,257,695 +7,265,257,695 56,259,641,398 100.00 1. A A36A 9,974,982,6482010 5 17 2010 5 12(www. sse.com.cn) 2. (2010)778(2010)779A+H A 3,805,587,4752010 6 2010 6 30 2010 6 29(www.sse.com.cn) H3,459,670,220 2010 7 2010 7 192010 7 16 (www.sse.com.cn)(www.hkexnews.hk) 53

10 2010 12 31 10 10 1. 10 (%) 14,921,230,045 26.52 12,335,266,807 21.93 10,482,252,967 18.63 1,133,264,625 2.01 519,161,972 0.92 398,806,176 0.71 348,400,000 0.62 335,077,253 0.60 282,434,940 0.50 268,123,786 0.48 1. 2. 2010 H 3. 2010 12 31 H10,482,252,967 18.63% HSBC Holdings plc 2010 12 31H 10,716,204,617 19.05% XV 54

2. 10 (%) 14,921,230,045 26.52 A+H 12,335,266,807 21.93 H 10,482,252,967 18.63 H 1,133,264,625 2.01 A 519,161,972 0.92 A 398,806,176 0.71 A 348,400,000 0.62 A 335,077,253 0.60 A 282,434,940 0.50 A 268,123,786 0.48 A XV 2010 12 31 336 A 1 A % % 11,471,230,045 38.58 20.39 H 1 H % % 6,388,888,889 2 24.09 11.36 3,450,000,000 13.01 6.13 10,716,204,617 40.40 19.05 3 41,377,660 0.16 0.07 10,757,582,277 40.56 19.12 HSBC Finance (Netherlands) 4 10,757,582,277 40.56 19.12 HSBC Bank plc 5 50,000 0.0002 0.0001 HSBC Holdings plc 6 10,757,632,277 40.56 19.12 1. 2. 2010 12 31H 6,388,888,889 11.36% 55

3. 62.14% HH 41,377,660 H41,377,660 H Hang Seng Bank Trustee International Limited 41,216,098 HHang Seng Bank (Trustee) Limited 161,562 H 4. HSBC Asia Holdings BV HSBC Asia Holdings BV HSBC Asia Holdings (UK) Limited HSBC Asia Holdings (UK) Limited HSBC Holdings BV HSBC Holdings BV HSBC Finance (Netherlands) HSBC Asia Holdings BV HSBC Asia Holdings (UK) Limited HSBC Holdings BV HSBC Finance (Netherlands) 10,757,582,277 H 5. HSBC Trustee (C.I.) Limited 50,000 HHSBC Trustee (C.I.) Limited HSBC Private Bank (C.I.) Limited HSBC Private Bank (C.I.) Limited HSBC Private Banking Holdings (Suisse) SA HSBC Private Banking Holdings (Suisse) SA HSBC Europe (Netherlands) BV HSBC Bank plc HSBC Europe (Netherlands) BV 94.90%HSBC Private Bank (C.I.) Limited HSBC Private Banking Holdings (Suisse) SA HSBC Europe (Netherlands) BV HSBC Bank plc HSBC Trustee (C.I.) Limited 50,000 H 6. HSBC Holdings plc HSBC Finance (Netherlands) HSBC Bank plc345 HSBC Holdings plc 10,757,582,277 H HSBC Bank plc 50,000 H 2010 12 31 336 XV 5% 1. 3 2010 12 31 14,921,230,045 26.52% 56

2. 1 2010 H 10,716,204,617 19.05% 3. 11 2010 12 31H6,388,888,889 11.36% 57

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552004 11 2005 9 2005 32005 8 2003 82004 102000 82003 7 1979 2004 11 502004 11 2005 3 2004 11 2003 82004 10 2000 72003 8 1984 82000 7 20092004 11 421992 11 2007 12 2008 12006 72007 122001 12006 7 2004 22006 2 2009 7 2008 8 471997 10 2009 11 2009 12009 11 2004 102009 12004 42004 10 2001 52004 4 2003 42004 31997 102001 5 19862010 8 65

531993 2 2004 81999 122004 8 1993 21999 12 2006 541992 1 2005 52007 121998 62005 52002 12004 3 2006 512002 4 2004 82010 122002 112004 8 2002 42002 11 1998 112002 4 2003 66

642005 42003 12005 41988 6 2003 1 541989 5 2003 92007 91989 5 2003 9 1998 402009 8 1997 72009 7 1997 2003 431993 2009 12010 1 2006 112009 12001 112006 111991 67

1. 1) 2010 4 21 2) 2010 4 29 2009 3) 2010 8 19 2009 2. 2010 8 19 2009 3. 1) 1. 2) 2010 2 23 3) 2010 10 28 68

1. 2010 12 3185,29083,762 5.86% 3,844 6270.75%16,508 19.71%20,34324.29% 33.53040,88448.81% 3040 25,408 30.33% 4050 13,09615.63% 504,3745.22% 4,495 5.37%45,985 54.90%26,16631.24%7,1168.50% 2. 3. 4. 29 69

2010 12 31 42 103 2010 8 18 2010 A+H 562.60 0.1056.26 2010 562.60 AH 10 156.2610 0.2011.25 2010 123.77 106 201014,557200913,503 22 31 2010 70

2 5869 8395 1 13 71

75,000 11,200 86,200 A 2010 12 31 XV XV 352 2010 4 2020102010A 2010HA+H A3,805,587,4752010 62010 6 30H 3,459,670,2202010 72010 7 19 56,259,641,398 72

13 2010 12 31 52% 5% [1994]440 HH H [2008]897H 2008 10% H 73

2008 6 16 14A.33(3) 14A.65(4) 14A.34 2010 12 31 1. 15.69 2. 104.15 1. 2. 3. 74

1. 2. 3. 4. 2010 12 31 41 1. 2010 12 316.02 2010 0.13 2. 2010 103.68 2010 0.38 1 214A.65(1)14A.65(4) 75

2005 6H 67.33978.7834 172.90 2007 4A 3,190,350,487247.50 2010 6 A+H A3,805,587,475 170H3,459,670,220153.56 2010 2011 3 30 76

2010 1. 2010 2010 2. 3. 77

4. 5. 6. 2006 20103 25304 297 18 188 1910 28 2 20092009 32009 21 78

1. 2009 2 2. 20092009 200920102010 2010 20102010 8 3. 2009 2010 8 20092009 3 2010 22010 2009 42010 2009 79

6/6 100% 6/6 100% 5/6 83.33% 2/2 1 100% 1/2 1 50% 4/6 66.67% 2/2 1 100% 5/6 83.33% 4/6 66.67% 6/6 100% 6/6 100% 6/6 100% 2/2 1 100% 2/4 2 50% 4/4 2 100% 86.67% 1. 2010 8 19 2. 2010 8 19 1. 2. 101.5AH 326.23 2.67 323.56 80

3. 1.372 4,460.85 11.5%1.8755 62.5%2040 100% 4. 5. 2010 6. 7. 4 4238 8. 2010 9. 2010 81

10. 531 82

83 2010 2010 12 31

2010 12 31562.60 AH52.85% 47.15% 26.52% 19.05% 2010 4 20 20102010A2010H 2010 8 192009 1. A+H 84

2. 20092010 8 2012 2010 17 4 7 6 1/3 3. 11 7 458 2010 2 5 12 2010 2 23 2010 3 30 2010 4 29 2010 6 29 2010 7 14 23 2010 8 18 2010 8 19 2010 9 10 17 2010 10 28 2010 12 22 31 85

11/11 100% 11/11 100% 11/11 100% 7/7 100% 3/3 100% 11/11 100% 11/11 100% 11/11 100% 11/11 100% 1/1 100% 11/11 100% 11/11 100% 7/7 100% 7/7 100% 11/11 100% 11/11 100% 11/11 100% 1/1 100% 1/1 100% 1/1 100% 7/7 100% 7/7 100% 7/7 100% 100% 1. 2010 4 21 2010 4 29 20092010 6 17 2. 20092010 8 192009 2010 11 18 86

4. (1) 2010 5 A+H 6/6 100% 6/6 100% 6/6 100% 4/4 100% 1/1 100% 6/6 100% 100% 1. 2010 4 21 2010 4 29 2. 2010 8 19 (2) 2010 4 1/2 87

4 4/4 100% 4/4 100% 3/3 100% 4/4 100% 4/4 100% 100% 2010 8 19 (3) 2010 5 88

4 3/3 100% 4/4 100% 4/4 100% 3/3 100% 100% 2010 8 19 (4) 2010 4 1/2 89

5 1/1 100% 4/4 100% 5/5 100% 4/4 100% 5/5 100% 100% 2010 8 19 (5) 2010 5 2 2/2 100% 2/2 100% 2/2 100% 2/2 100% 1/1 100% 100% 2010 8 19 90

63.10(1) (2) 3.13 100% 2010 12 31 101 2010 91

13 1264 4 21 52 2 74 2 86.67% 2010 1. 92

IT IT OPICSSUMMIT 93

2. 2010 6 31+3 +2 2010 2012 IT 531 2010 20102011 94

2010 4,236 2010 341 6 10 20112010 (IR) A+H 4 IR100 6 1,300 95

20102.342009 2.20 2010 99.87% 99.93% 31 20101,427.12 0.77622.14 7.61% CDM 30100 2010 352.42 35.86% 2,616.218.35% 23.426.49% 2.85863118.48% 2010173.5 123% 96

2010 3,136.7625.83% 38 106 106 3 2010 50100 451097 3,800POS900 7 43 1.46 1,840 264,00063 73390% 2,30033.6 2010 1 97

41 1. 2. 3. 2010 13.84 5% 98

1. % 600068 135,080,299.07 1.42 572,460,000.00 187,201,000.00 000979 12,494,400.00 1.95 193,444,000.00 20,495,200.00 01798 133,222,431.13 2.66 120,571,666.91 (12,650,764.22) 00388 2,203,412.56 0.07 116,264,693.23 29,284.47 21,218,553.70 02198 70,731,203.07 4.31 99,443,934.45 28,712,731.38 03377 136,051,534.61 0.36 88,266,054.15 (42,526,235.07) 5,815,993.45 01193 65,838,893.27 0.38 66,112,155.42 765,490.20 (492,228.06) 01428 9,703,884.04 7.36 51,906,730.00 42,202,845.96 00658 40,056,556.71 0.22 30,837,703.20 (21,092,286.33) 600728 ST 6,152,015.00 0.76 29,308,199.46 23,156,184.46 313,354,861.70 258,414,559.86 48,447,187.93 (77,078,651.17) 924,889,491.16 1,627,029,696.68 6,715,727.53 217,488,579.17 1. 2. 2. % 489,500,000.00 101,340,337 10.00 489,500,000.00 17,268,067.50 146,250,000.00 112,500,000 3.90 146,250,000.00 3,037,500.00 635,750,000.00 213,840,337 635,750,000.00 20,305,567.50 3. 39,102,000 206,185,696 245,287,696 456,785,691.34 74,365,590 67,891,090 6,474,500 115,479,842.94 99

103 230 2010 12 31 2010 12 31 101

2011 3 30 102

12 31 2010 2009 141,905 116,743 (56,910) (50,075) 4 84,995 66,668 5 17,076 13,414 6 (2,597) (2,015) 14,479 11,399 7 60 65 8 677 1,335 21 568 791 689 9 3,275 1,320 10 (12,246) (11,255) (599) 11 (41,944) (32,022) 49,954 38,301 14 (10,782) (8,047) 39,172 30,254 39,042 30,118 130 136 (3) (1,150) (795) (452) (902) (329) 105 37 (1,931) (1,595) 37,241 28,659 37,123 28,480 118 179 15 0.73 0.59 33 5,626 4,899 33 6,751 4,899 109230 103

2010 2009 16 586,554 434,996 17 262,976 222,671 18 46,043 29,254 20 2,190,490 1,801,538 21 42,617 107,604 21 162,170 132,094 21 563,721 509,179 22 33,911 29,878 28 7,341 5,821 23 55,770 36,102 3,951,593 3,309,137 24 717,032 653,172 25 14,379 9,375 26 2,867,847 2,372,055 27 71,997 53,349 4,615 3,726 28 66 35 30 52,000 53,000 3,727,936 3,144,712 31 56,260 48,994 31 69,465 44,404 67,107 44,404 29,941 26,046 222,773 163,848 884 577 223,657 164,425 3,951,593 3,309,137 2011 3 30 109230 104

2010 2009 16 586,466 434,989 17 261,767 221,113 18 45,815 28,627 20 2,189,154 1,801,996 21 42,349 107,419 21 159,420 131,168 21 563,393 509,020 39 8,089 5,660 22 33,360 29,295 28 7,372 5,864 23 24,426 19,757 3,921,611 3,294,908 24 696,593 642,614 25 14,379 9,375 26 2,867,983 2,372,759 27 66,664 50,272 4,482 3,592 28 13 9 30 50,000 53,000 3,700,114 3,131,621 31 56,260 48,994 31 69,494 44,404 66,892 44,199 28,851 25,690 221,497 163,287 3,921,611 3,294,908 109230 105

31 31 32 32 32 31,32 2009 1 1 48,994 44,407 4,163 9,087 12,574 2,741 (1,094) 24,295 433 145,600 30,118 136 30,254 (838) 43 (795) (902) (902) 105 105 (3) (3) (3) (1,740) 105 30,118 179 28,659 (9,799) (35) (9,834) 5,786 6,900 5,882 (18,568) 2009 12 31 48,994 44,404 9,949 15,987 18,456 1,001 (989) 26,046 577 164,425 2010 1 1 48,994 44,404 9,949 15,987 18,456 1,001 (989) 26,046 577 164,425 39,042 130 39,172 (1,155) 5 (1,150) (435) (17) (452) (329) (329) (1,590) (329) 39,042 118 37,241 145 145 39 (29) (16) (45) 113 113 (10,525) (53) (10,578) 3,831 15,285 5,506 (24,622) A+H31 7,266 25,090 32,356 2010 12 31 56,260 69,465 13,780 31,272 23,962 (589) (1,318) 29,941 884 223,657 109230 106

12 31 2010 2009 49,954 38,301 11,858 10,735 (3) 175 76 4 55 599 150 (157) 3,307 2,880 471 430 32 31 258 230 (24,570) (23,320) (568) (791) (39) (86) (21) (18) 1,990 2,011 (60) (65) 43,540 30,309 (131,623) (82,348) (71,342) 61,141 (16,789) (2,318) (400,755) (513,497) (17,950) (9,541) 63,860 83,719 5,004 (638) 495,792 506,240 16,472 10,109 487 159 (10,863) (9,588) (24,167) 73,747 107

12 31 2010 2009 (173) (357,866) (676,695) 337,106 527,244 60 65 24,390 21,988 (915) (579) (112) 42 178 (7,696) (4,679) 264 403 (4,788) (132,187) A+H 32,623 (267) 2,000 25,000 (6) (45) (2,012) (1,960) (10,528) (9,862) (3,000) (12,000) 186 (45) (53) (35) 18,898 1,098 (1,542) 108 (11,599) (57,234) 168,498 225,732 38 156,899 168,498 139,017 114,846 (49,351) (47,178) 109230 108

1 (1986)81 (1987)401987 4 1 127 2 2.1 a) b) c) 28 109

2 2.1 d) 39 39 e) 39 2010 3 2009 7 1 27 2009 7 1 28 2009 7 1 31 2009 7 1 17 2010 1 1 39 2010 1 1 2 2010 1 1 3 27 28 31 2009 7 1 3 110

2 2.1 e) 27 2010 6 11.5% 0.29 17 39 2010 1 1 2 2010 1 18 2 11 2 1111 2010 1 1 17 2009 7 1 18 2009 7 1 39 2009 7 1 9 2009 7 1 39 36 2010 1 1 1 2010 1 1 5 2010 1 1 2010 1 1 111

2 2.1 2011 1 124 200924 24 2010 24 2010 2 132 2010 7 16H 72.66 250.9020090.59 2010 19 2010 7 1 14 2011 1 1 3 2011 1 1 3(2010) 12 2012 1 1 9 2013 1 1 9 2013 1 1 992009 112010 10 39 9 39 (1) (2) 939 92013 1 1 9 112

2 2.2 2.2.1 2.2.2 2010 1 1 27 272831 2010 1 1 113

2 2.3 39 2.4 a) 114

2 2.4 b) (i) (ii) (iii) c) d) 115

2 2.5 a) 3 12 116

2 2.5 ) b) 2.6 a) 117

2 2.6 b) 2.7 2.8 2.9 2.10 2.11 118

2 2.11 25 50 3% 1.94% 3.88% 3 11 3% 8.82% 32.33% 4 8 3% 12.13% 24.25% 5 10 10% 20% 2.12 2.13 30 70 2.14 119

2 2.14 2.15 2.16 2.17 a) 1 12 120

2 2.17 b) 2.18 90 2.19 2.20 2.21 a) b) c) 121

2 2.22 2.23 a) 2008 12 31 2009 1 1 b) 2.24 a) b) 122

2 2.24 c) 2.25 2.26 a) b) (i) (ii) (iii) c) d) 123

2 2.27 2.28 2.29 (1) (2) (3) 2.30 3 124

3 3.1 3.1.1 (a) (i) (ii) (iii) IAS39 125

3 3.1 3.1.1 (a) (i) 2010 2010 10 15 1 1213 15 1 8 9 12 201099% 2010PD 1 2 3 4 5 126

3 3.1 3.1.1 (a) (i) 6 7 8 9 10 11 12 1390 25% 14 25% 90% 1590% 201010 1~5 6~78~10 (ii) 127

3 3.1 3.1.1 (b) (c) (d) 3.1.2 (a) 128

3 3.1 3.1.2 (a) 90% 90% 90% 60% 60% 70% 70% 50% (b) 3.1.3 3.1.1 2.5 129

3 3.1 3.1.3 39 3.1.4 2010 2009 573,256 423,199 262,976 222,671 45,876 28,790 1,778,170 1,495,864 412,320 305,674 42,617 107,604 158,542 129,777 563,721 509,179 51,267 32,449 3,888,745 3,255,207 596,443 448,680 242,055 164,704 838,498 613,384 130

3 3.1 3.1.4 2010 2009 573,178 423,193 261,767 221,113 45,815 28,627 1,779,175 1,497,595 409,979 304,401 42,349 107,419 157,759 129,777 563,393 509,020 20,267 16,316 3,853,682 3,237,461 596,443 448,680 242,055 164,704 838,498 613,384 2010 12 312009 12 31 56%200962% 99%200998%) 1.12% 131

3 3.1 3.1.5 2010 2009 2,207,652 262,964 1,807,689 222,658 4,287 12 6,616 13 24,988 25,009 2,236,927 262,976 1,839,314 222,671 (31,833) (22,778) (14,604) (14,998) 2,190,490 262,976 1,801,538 222,671 2010 2009 2,206,309 261,755 1,808,146 221,100 4,287 12 6,616 13 24,988 25,009 2,235,584 261,767 1,839,771 221,113 (31,826) (22,777) (14,604) (14,998) 2,189,154 261,767 1,801,996 221,113 464.372009377.76146.04 2009149.98318.332009227.78 20 201021.62% 132

3 3.1 3.1.5 (a) 15 2010 1 8 9 12 1,433,531 112,745 1,546,276 23,848 2,766 28,528 55,142 48,418 1,631 50,049 1,505,797 117,142 28,528 1,651,467 254,108 41,179 99,047 394,334 161,851 2010 1 8 9 12 1,433,531 112,745 1,546,276 23,848 2,766 28,528 55,142 48,418 1,631 50,049 1,505,797 117,142 28,528 1,651,467 254,108 41,179 99,047 394,334 160,508 133

3 3.1 3.1.5 (a) 2009 10 1 5 6 7 8 10 1,286,269 56,799 744 1,343,812 158,053 1,897 375 160,325 1,444,322 58,696 1,119 1,504,137 195,558 28,508 79,486 303,552 2009 10 1 5 6 7 8 10 1,287,999 56,799 744 1,345,542 158,053 1,897 375 160,325 1,446,052 58,696 1,119 1,505,867 194,285 28,508 79,486 302,279 134

3 3.1 3.1.5 (b) 2010 30 30 60 60 90 90 438 18 11 5 472 322 1,169 284 127 244 1,824 6,442 1,136 192 1,328 377 105 39 142 663 644 3,120 599 177 391 4,287 7,408 12 12 16 2009 30 30 60 60 90 90 311 235 61 2,063 2,670 4,955 1,240 398 250 391 2,279 4,759 744 170 914 394 132 83 144 753 1,573 2,689 935 394 2,598 6,616 11,287 13 13 16 135

3 3.1 3.1.5 (c) 249.882009 250.09 2010 2009 22,507 21,869 2,481 3,140 24,988 25,009 6,771 4,935 2,403 2,437 9,174 7,372 2010 12 31 2009 (d) 2010 12 3125.022009 33.96 2010 2009 2,502 3,396 136

3 3.1 3.1.5 (e) 2010 2009 % % 280,703 13 241,030 12 265,844 12 201,128 11 235,981 11 197,012 11 183,342 8 157,044 8 178,264 8 152,968 8 98,335 5 85,074 5 77,042 3 64,817 4 75,392 3 65,584 4 694,896 30 573,896 32 2,089,799 93 1,738,553 95 147,128 7 100,761 5 2,236,927 100 1,839,314 100 2010 2009 % % 280,703 13 241,030 12 265,844 12 201,128 11 235,978 11 197,012 11 183,342 8 157,044 8 177,864 8 152,968 8 98,335 5 85,074 5 76,512 3 64,817 4 75,392 3 65,504 4 694,633 30 573,786 32 2,088,603 93 1,738,363 95 146,981 7 101,408 5 2,235,584 100 1,839,771 100 3% 137

3 3.1 3.1.5 (f) 2010 2009 % % 40,223 2 31,230 2 93,525 4 82,319 4 44,993 2 38,132 2 45,568 2 40,109 2 68,911 3 56,766 3 29,560 1 27,918 2 155,663 7 133,450 7 138,707 6 141,628 8 68,337 3 55,387 3 307,422 14 226,757 12 9,618 8,213 214,588 10 145,278 8 15,746 1 13,163 1 37,108 2 22,853 1 142,868 6 106,089 6 131,496 6 95,151 5 163,992 7 147,976 8 30,192 1 27,822 2 23,411 1 26,563 1 57,074 3 101,872 6 1,819,002 81 1,528,676 83 268,240 12 198,695 11 43,561 2 30,693 2 31,616 2 27,573 2 28,740 1 21,482 1 6,607 4,894 39,161 2 27,301 1 417,925 19 310,638 17 2,236,927 100 1,839,314 100 138

3 3.1 3.1.5 (f) 2010 2009 % % 40,223 2 31,230 2 93,525 4 82,319 4 44,993 2 38,132 2 45,568 2 40,109 2 68,911 3 56,757 3 29,560 1 27,918 2 155,392 7 133,419 7 138,707 6 141,628 8 68,295 3 55,296 3 307,422 14 226,757 12 9,618 8,213 214,537 10 144,992 8 15,746 1 13,163 1 38,471 2 24,186 1 143,024 6 106,799 6 131,496 6 95,120 5 163,992 7 147,976 8 30,189 1 27,822 2 23,257 1 26,698 1 57,074 3 101,872 6 1,820,000 81 1,530,406 83 265,899 12 197,422 11 43,561 2 30,693 2 31,616 2 27,573 2 28,740 1 21,482 1 6,607 4,894 39,161 2 27,301 1 415,584 19 309,365 17 2,235,584 100 1,839,771 100 139

3 3.1 3.1.5 (g) 2010 2009 602,646 502,787 8,240 8,768 105,219 79,766 588,914 461,671 144,844 130,738 132,616 135,537 49,692 22,548 56,891 101,872 1,689,062 1,443,687 400,735 294,866 2,089,797 1,738,553 129,940 84,989 17,190 15,772 147,130 100,761 2,236,927 1,839,314 2010 2009 602,646 502,787 8,240 8,768 105,219 79,766 587,952 461,496 144,844 130,738 132,616 135,537 49,692 22,548 56,891 101,872 1,688,100 1,443,512 400,501 294,851 2,088,601 1,738,363 131,900 86,894 15,083 14,514 146,983 101,408 2,235,584 1,839,771 140

3 3.1 3.1.6 2010 12 312009 12 31 2010 AAA 25 30,986 130,303 17,007 178,321 AA- AA+ 400 4,060 12,630 2,316 19,406 A- A+ 79 250 329 BBB- BBB+ (a) 42,060 90,545 418,078 13,598 564,281 42,485 125,670 561,261 32,921 762,337 AAA 7,552 884 4,135 12,571 AA- AA+ 9,896 199 2,266 12,361 A- A+ 8,299 123 1,343 9,765 BBB- BBB+ 289 268 557 (a) 132 6,836 1,254 212 8,434 132 32,872 2,460 8,224 43,688 42,617 158,542 563,721 41,145 806,025 2010 AAA 25 30,620 130,303 17,007 177,955 AA- AA+ 400 3,672 12,630 2,316 19,018 A- A+ 79 250 329 BBB- BBB+ (a) 41,792 90,516 417,958 13,598 563,864 42,217 124,887 561,141 32,921 761,166 AAA 7,552 760 4,135 12,447 AA- AA+ 9,896 199 2,266 12,361 A- A+ 8,299 103 1,343 9,745 BBB- BBB+ 289 268 557 (a) 132 6,836 1,190 151 8,309 132 32,872 2,252 8,163 43,419 42,349 157,759 563,393 41,084 804,585 141

3 3.1 3.1.6 2009 AAA 25 52,886 109,731 7,086 169,728 AA- AA+ 400 4,493 11,672 693 17,258 A- A+ 458 1 459 BBB- BBB+ 20 2 22 (a) 106,734 37,156 384,568 8,860 537,318 107,159 94,535 506,449 16,642 724,785 AAA 11,048 814 3,482 15,344 AA- AA+ 4,937 180 1,044 6,161 A- A+ 9,581 369 3,998 13,948 BBB- BBB+ 210 36 202 448 (a) 445 9,466 1,331 1,052 12,294 445 35,242 2,730 9,778 48,195 107,604 129,777 509,179 26,420 772,980 2009 AAA 25 52,886 109,691 7,086 169,688 AA- AA+ 400 4,493 11,672 693 17,258 A- A+ 459 1 460 BBB- BBB+ 20 2 22 (a) 106,549 37,339 384,566 8,860 537,314 106,974 94,718 506,408 16,642 724,742 AAA 11,048 814 3,482 15,344 AA- AA+ 4,937 164 998 6,099 A- A+ 9,581 320 3,981 13,882 BBB- BBB+ 210 202 412 (a) 445 9,283 1,314 952 11,994 445 35,059 2,612 9,615 47,731 107,419 129,777 509,020 26,257 772,473 (a) 2010 12 3120092010 12 3113.402009 12.74 13.402009 12.74 142

3 3.1 3.1.7 2010 2009 1,790 1,395 94 516 1,884 1,911 3.1.8 2010 2009 20 24 82 455 160 232 262 711 143

3 3.1 3.1.9 2010 565,799 4,502 2,955 573,256 231,852 22,103 9,021 262,976 36,013 8,695 1,168 45,876 2,044,485 98,941 47,064 2,190,490 42,617 42,617 136,011 14,293 8,238 158,542 561,458 601 1,662 563,721 49,441 1,511 315 51,267 3,667,676 150,646 70,423 3,888,745 573,415 12,732 10,296 596,443 204,870 29,773 7,412 242,055 778,285 42,505 17,708 838,498 2010 565,721 4,502 2,955 573,178 230,835 21,911 9,021 261,767 36,013 8,634 1,168 45,815 2,043,296 98,794 47,064 2,189,154 42,349 42,349 135,228 14,293 8,238 157,759 561,339 392 1,662 563,393 19,165 787 315 20,267 3,633,946 149,313 70,423 3,853,682 573,415 12,732 10,296 596,443 204,870 29,773 7,412 242,055 778,285 42,505 17,708 838,498 144

3 3.1 3.1.9 2009 396,755 19,671 6,773 423,199 202,250 15,362 5,059 222,671 18,299 9,599 892 28,790 1,701,863 64,196 35,479 1,801,538 107,604 107,604 110,242 11,212 8,323 129,777 506,654 447 2,078 509,179 30,832 1,451 166 32,449 3,074,499 121,938 58,770 3,255,207 435,485 6,975 6,220 448,680 131,877 27,083 5,744 164,704 567,362 34,058 11,964 613,384 2009 385,219 31,201 6,773 423,193 202,052 14,002 5,059 221,113 18,279 9,456 892 28,627 1,701,674 64,843 35,479 1,801,996 107,419 107,419 110,243 11,211 8,323 129,777 506,614 328 2,078 509,020 15,319 831 166 16,316 3,046,819 131,872 58,770 3,237,461 435,485 6,975 6,220 448,680 131,877 27,083 5,744 164,704 567,362 34,058 11,964 613,384 145

3 3.2 3.2.1 3.2.2 100 100 2010 2009 100 8,258 5,387 100 (8,258) (5,387) 100 2010 2009 100 (2,400) (1,951) 100 2,553 2,055 146

3 3.2 3.2.2 5% 5% 2010 2009 5% (896) (747) 5% 1,329 747 5% 2010 2009 5% (560) (496) 5% 560 496 3.2.3 10% 147

3 3.2 3.2.3 2010 562,121 24,433 586,554 195,582 32,150 34,592 640 12 262,976 1,139 2,776 12,965 20,629 3,636 4,898 46,043 962,362 282,115 900,422 30,487 15,104 2,190,490 4,206 7,112 16,677 11,647 2,975 42,617 12,214 27,925 43,861 53,199 21,343 3,628 162,170 22,153 32,817 100,144 270,319 138,288 563,721 3,580 9,874 16,533 67,035 97,022 1,763,357 394,769 1,125,194 386,921 181,346 100,006 3,951,593 (431,192) (54,936) (75,854) (154,050) (1,000) (717,032) (1,349) (4,448) (2,257) (1,175) (5,150) (14,379) (1,876,444) (284,077) (576,352) (118,078) (12,896) (2,867,847) (319) (96) (225) (24,113) (31,143) (72,782) (128,678) (2,309,304) (343,557) (654,688) (297,416) (32,143) (90,828) (3,727,936) (545,947) 51,212 470,506 89,505 149,203 9,178 223,657 148

3 3.2 3.2.3 2010 562,043 24,423 586,466 195,117 32,076 34,562 12 261,767 1,139 2,776 12,922 20,611 3,636 4,731 45,815 964,533 282,022 897,164 30,335 15,100 2,189,154 4,119 7,112 16,643 11,500 2,975 42,349 12,214 27,925 43,861 53,050 20,709 1,661 159,420 22,153 32,816 100,011 270,210 138,203 563,393 8,089 8,089 10 65,148 65,158 1,761,328 384,727 1,105,163 385,706 180,623 104,064 3,921,611 (431,519) (51,570) (58,454) (154,050) (1,000) (696,593) (1,349) (4,448) (2,257) (1,175) (5,150) (14,379) (1,876,507) (284,103) (576,399) (118,078) (12,896) (2,867,983) (118) (3) (13) (20,723) (31,143) (69,159) (121,159) (2,309,493) (340,124) (637,123) (294,026) (32,143) (87,205) (3,700,114) (548,165) 44,603 468,040 91,680 148,480 16,859 221,497 149

3 3.2 3.2.3 2009 403,527 31,469 434,996 126,424 27,095 69,139 13 222,671 827 2,836 3,535 16,210 3,012 2,834 29,254 627,070 259,547 841,820 53,392 19,709 1,801,538 10,575 19,512 64,940 10,502 2,075 107,604 7,495 19,076 42,745 43,586 16,875 2,317 132,094 17,663 23,509 94,913 242,682 130,412 509,179 7,815 1,347 5,777 56,862 71,801 1,201,396 352,922 1,122,869 366,372 172,083 93,495 3,309,137 (359,041) (100,001) (83,860) (107,870) (2,400) (653,172) (1,826) (3,552) (9) (1,081) (2,907) (9,375) (1,515,361) (254,450) (478,040) (111,049) (13,155) (2,372,055) (3,056) (20,689) (31,410) (54,955) (110,110) (1,876,228) (358,003) (564,965) (240,689) (33,810) (71,017) (3,144,712) (674,832) (5,081) 557,904 125,683 138,273 22,478 164,425 150

3 3.2 3.2.3 2009 403,521 31,468 434,989 124,866 27,095 69,139 13 221,113 827 2,836 3,535 16,092 2,967 2,370 28,627 628,376 258,186 842,334 53,391 19,709 1,801,996 10,575 19,512 64,871 10,386 2,075 107,419 7,495 19,076 42,745 43,586 16,875 1,391 131,168 17,663 23,507 94,869 242,609 130,372 509,020 5,660 5,660 54,916 54,916 1,193,323 350,212 1,117,493 366,064 171,998 95,818 3,294,908 (358,575) (100,239) (73,530) (107,870) (2,400) (642,614) (1,826) (3,552) (9) (1,081) (2,907) (9,375) (1,515,948) (254,488) (478,045) (111,123) (13,155) (2,372,759) (3,056) (20,689) (31,410) (51,718) (106,873) (1,876,349) (358,279) (554,640) (240,763) (33,810) (67,780) (3,131,621) (683,026) (8,067) 562,853 125,301 138,188 28,038 163,287 151

3 3.2 3.2.4 2010 574,385 3,788 5,157 3,224 586,554 227,803 27,003 518 7,652 262,976 36,155 6,920 350 2,618 46,043 1,962,515 166,902 51,166 9,907 2,190,490 42,485 132 42,617 128,159 25,893 3,213 4,905 162,170 561,261 2,379 81 563,721 93,227 1,452 1,527 816 97,022 3,625,990 234,469 61,931 29,203 3,951,593 (633,705) (66,869) (3,537) (12,921) (717,032) (967) (7,445) (5,614) (353) (14,379) (2,687,208) (85,339) (75,767) (19,533) (2,867,847) (123,625) (1,877) (1,875) (1,301) (128,678) (3,445,505) (161,530) (86,793) (34,108) (3,727,936) 180,485 72,939 (24,862) (4,905) 223,657 660,074 126,255 19,391 32,778 838,498 152

3 3.2 3.2.4 2010 574,297 3,788 5,157 3,224 586,466 226,835 26,948 332 7,652 261,767 36,155 6,859 183 2,618 45,815 1,961,326 166,963 50,958 9,907 2,189,154 42,217 132 42,349 126,507 25,893 2,115 4,905 159,420 561,141 2,171 81 563,393 5,891 2,198 8,089 62,634 1,452 256 816 65,158 3,597,003 234,206 61,199 29,203 3,921,611 (613,098) (66,892) (3,682) (12,921) (696,593) (967) (7,445) (5,614) (353) (14,379) (2,686,625) (85,449) (76,376) (19,533) (2,867,983) (116,728) (1,877) (1,253) (1,301) (121,159) (3,417,418) (161,663) (86,925) (34,108) (3,700,114) 179,585 72,543 (25,726) (4,905) 221,497 660,074 126,255 19,391 32,778 838,498 153

3 3.2 3.2.4 2009 403,469 7,075 20,341 4,111 434,996 185,675 22,120 6,206 8,670 222,671 18,054 7,667 576 2,957 29,254 1,640,191 103,635 47,981 9,731 1,801,538 107,159 334 22 89 107,604 96,507 28,650 2,386 4,551 132,094 506,449 2,452 278 509,179 68,799 672 1,767 563 71,801 3,026,303 172,605 79,279 30,950 3,309,137 (578,003) (53,653) (14,243) (7,273) (653,172) (1,158) (4,883) (2,839) (495) (9,375) (2,212,372) (77,331) (60,921) (21,431) (2,372,055) (103,149) (3,869) (1,596) (1,496) (110,110) (2,894,682) (139,736) (79,599) (30,695) (3,144,712) 131,621 32,869 (320) 255 164,425 461,016 101,339 22,480 28,549 613,384 154

3 3.2 3.2.4 2009 403,462 7,075 20,341 4,111 434,989 185,477 22,113 4,860 8,663 221,113 17,854 7,504 312 2,957 28,627 1,640,002 103,635 48,628 9,731 1,801,996 106,974 334 22 89 107,419 96,085 28,650 1,882 4,551 131,168 506,408 2,334 278 509,020 3,386 2,274 5,660 53,124 672 557 563 54,916 3,012,772 172,317 78,876 30,943 3,294,908 (567,300) (53,653) (14,388) (7,273) (642,614) (1,158) (4,883) (2,839) (495) (9,375) (2,212,348) (77,405) (61,544) (21,462) (2,372,759) (100,597) (3,869) (911) (1,496) (106,873) (2,881,403) (139,810) (79,682) (30,726) (3,131,621) 131,369 32,507 (806) 217 163,287 461,016 101,339 22,480 28,549 613,384 155

3 3.3 3.3.1 75% 2010 12 3119% 2009 12 3115.5% 5% 2009 12 315% 3.3.2 3.3.3 3.3.4 3.3.3 156

3 3.3 3.3.3 2010 (207,410) (83,814) (59,395) (81,065) (289,765) (61,335) (782,784) (94) (4,532) (4,719) (9,345) (1,465,143) (392,898) (288,008) (593,100) (175,438) (4,342) (2,918,929) (997) (980) (28,897) (32,982) (63,856) (23,560) (1,333) (22) (889) (813) (2,056) (28,673) (1,696,113) (478,045) (348,516) (680,566) (499,632) (100,715) (3,803,587) 586,797 586,797 20,966 174,776 32,319 35,279 787 12 264,139 755 1,569 12,623 24,738 5,601 45,286 148,627 255,536 764,042 785,944 778,033 17,576 2,749,758 5,090 7,182 17,005 13,576 3,571 46,424 6,515 10,170 43,264 85,019 39,200 184,168 12,045 21,306 85,087 353,755 187,342 659,535 4,813 1,896 2,007 5,725 18,673 8,817 841 42,772 612,576 349,704 330,089 963,025 1,282,492 1,022,564 18,429 4,578,879 157

3 3.3 3.3.3 2010 (208,419) (78,969) (56,910) (67,950) (288,338) (61,335) (761,921) (94) (4,532) (4,719) (9,345) (1,465,205) (392,898) (288,033) (593,148) (175,438) (4,342) (2,919,064) (997) (917) (26,771) (32,982) (61,667) (22,990) (3) (221) (223) (1,643) (25,080) (1,696,614) (471,867) (346,037) (666,768) (495,489) (100,302) (3,777,077) 586,709 586,709 20,501 174,776 32,246 35,249 12 262,784 755 1,569 12,623 24,712 5,399 45,058 148,593 255,439 762,902 785,781 778,028 17,576 2,748,319 5,003 7,182 16,971 13,429 3,571 46,156 6,515 10,165 43,204 84,759 36,682 181,325 12,045 21,306 84,967 353,631 187,258 659,207 4,813 132 128 827 5,900 612,023 347,819 328,035 955,916 1,262,312 1,010,938 18,415 4,535,458 158

3 3.3 3.3.3 2009 (275,199) (83,719) (101,389) (85,955) (118,757) (2,400) (667,419) (3) (6) (3,010) (3,521) (6,540) (1,157,321) (372,225) (257,751) (493,552) (138,206) (2,419,055) (49) (997) (3,966) (27,483) (34,182) (66,677) (16,305) (1,245) (216) (363) (923) (2,991) (22,043) (1,448,825) (457,241) (360,359) (586,846) (288,890) (39,573) (3,181,734) 435,175 435,175 28,416 98,106 27,230 69,781 13 223,546 479 1,258 3,736 20,280 4,503 30,256 109,363 226,624 619,595 652,772 502,940 21,756 2,133,050 10,548 19,895 66,716 12,668 2,562 112,389 2,537 4,403 45,838 69,991 25,380 148,149 5,539 14,128 77,073 328,472 179,976 605,188 3,441 1,743 1,057 3,861 10,404 1,591 1,061 23,158 467,032 228,315 294,595 886,600 1,094,587 716,952 22,830 3,710,911 159

3 3.3 3.3.3 2009 (276,314) (82,539) (101,627) (75,625) (118,357) (2,400) (656,862) (3) (6) (3,010) (3,521) (6,540) (1,157,908) (372,225) (257,788) (493,556) (138,281) (2,419,758) (49) (997) (3,966) (27,483) (34,182) (66,677) (15,697) (30) (333) (273) (2,845) (19,178) (1,449,919) (454,816) (360,448) (576,490) (287,915) (39,427) (3,169,015) 435,168 435,168 26,860 98,103 27,230 69,781 13 221,987 479 1,258 3,736 20,161 3,994 29,628 110,667 225,260 620,094 652,764 502,940 21,756 2,133,481 10,548 19,895 66,646 12,552 2,562 112,203 2,537 4,403 45,838 69,991 24,455 147,224 5,539 14,126 77,028 328,399 179,937 605,029 3,440 121 102 135 1,048 4,846 465,468 227,994 292,274 883,123 1,083,867 714,023 22,817 3,689,566 160

3 3.3 3.3.3 3.3.4 (a) 2010 28 153 355 75 611 7 112 367 379 34 899 35 265 722 454 34 1,510 (19) (136) (239) (52) (446) (80) (98) (477) (713) (1,368) (99) (234) (716) (765) (1,814) 161

3 3.3 3.3.4 (a) 2009 2 4 84 90 29 73 260 631 398 1,391 31 77 344 631 398 1,481 (2) (3) (65) (70) (65) (79) (433) (678) (377) (1,632) (67) (82) (498) (678) (377) (1,702) (b) 2010 (159,577) (104,465) (169,350) (11,490) (444,882) 159,714 104,413 169,229 11,429 444,785 2009 (149,347) (47,231) (123,732) (12,562) (406) (333,278) 149,509 47,217 123,419 12,431 406 332,982 162

3 3.3 3.3.5 2010 586,554 586,554 20,965 174,617 32,149 34,593 640 12 262,976 1,492 2,506 13,029 23,766 5,250 46,043 144,879 221,852 685,487 609,464 519,955 8,853 2,190,490 4,210 7,112 16,674 11,645 2,976 42,617 6,325 9,638 39,293 73,673 33,241 162,170 11,460 18,565 69,556 305,703 158,437 563,721 6,322 16,580 2,280 7,525 20,270 43,942 103 97,022 613,841 359,563 294,102 866,157 1,045,161 763,801 8,968 3,951,593 (207,271) (83,404) (54,835) (73,905) (248,742) (48,875) (717,032) (667) (1,167) (6,094) (5,910) (541) (14,379) (1,464,798) (390,483) (283,667) (576,360) (149,038) (3,501) (2,867,847) (31,128) (2,250) (29,845) (6,616) (26,544) (32,295) (128,678) (1,703,197) (476,804) (369,514) (662,975) (430,234) (85,212) (3,727,936) (1,089,356) (117,241) (75,412) 203,182 614,927 678,589 8,968 223,657 163

3 3.3 3.3.5 2009 434,996 434,996 28,411 98,013 27,095 69,139 13 222,671 691 1,339 3,574 18,829 4,821 29,254 104,985 207,754 568,784 534,841 371,827 13,347 1,801,538 10,575 19,512 64,940 10,502 2,075 107,604 2,125 3,926 42,662 61,983 21,398 132,094 4,918 11,574 62,091 280,853 149,743 509,179 2,845 14,018 1,272 5,430 13,178 33,786 1,272 71,801 466,252 235,325 272,472 816,620 920,186 583,650 14,632 3,309,137 (275,051) (83,591) (100,000) (83,860) (108,270) (2,400) (653,172) (105) (191) (3,920) (4,315) (844) (9,375) (1,156,980) (369,548) (254,380) (479,933) (111,214) (2,372,055) (21,702) (176) (26,113) (7,683) (22,433) (32,003) (110,110) (1,453,733) (453,420) (380,684) (575,396) (246,232) (35,247) (3,144,712) (987,481) (218,095) (108,212) 241,224 673,954 548,403 14,632 164,425 164

3 3.3 3.3.6 2010 1 1 5 5 213,686 24,847 3,522 242,055 477,858 95,835 22,750 596,443 1,291 3,010 981 5,282 1,496 1,326 24 2,846 694,331 125,018 27,277 846,626 2009 1 1 5 5 138,956 25,520 228 164,704 346,158 76,215 26,307 448,680 1,086 2,738 1,118 4,942 394 394 486,594 104,473 27,653 618,720 2010 1 1 5 5 213,686 24,847 3,522 242,055 477,858 95,835 22,750 596,443 1,279 3,008 981 5,268 1,496 1,326 24 2,846 694,319 125,016 27,277 846,612 2009 1 1 5 5 138,956 25,520 228 164,704 346,158 76,215 26,307 448,680 1,074 2,731 1,118 4,923 393 393 486,581 104,466 27,653 618,700 165

3 3.4 (a) 2010 2009 262,976 263,016 222,671 222,671 2,190,490 2,189,377 1,801,538 1,802,244 42,617 42,471 107,604 107,823 563,721 556,508 509,179 510,464 (717,032) (712,149) (653,172) (655,403) (2,867,847) (2,868,005) (2,372,055) (2,374,416) (52,000) (50,896) (53,000) (50,790) 2010 2009 261,767 261,767 221,113 221,113 2,189,154 2,188,041 1,801,996 1,802,702 42,349 42,203 107,419 107,638 563,393 556,180 509,020 510,305 (696,593) (691,710) (642,614) (644,846) (2,867,983) (2,868,141) (2,372,759) (2,375,120) (50,000) (48,922) (53,000) (50,790) 166

3 3.4 (a) (b) 7 167

3 3.4 (b) 2010 1,738 39,407 41,145 167 167 4,731 4,731 1,905 44,138 46,043 19,945 138,448 149 158,542 2,884 744 3,628 22,829 138,448 893 162,170 24,734 182,586 893 208,213 (1) (9,228) (9,229) (5,150) (5,150) (1) (14,378) (14,379) (1) (14,378) (14,379) 168

3 3.4 (b) 2010 1,677 39,407 41,084 4,731 4,731 1,677 44,138 45,815 19,162 138,448 149 157,759 917 744 1,661 20,079 138,448 893 159,420 21,756 182,586 893 205,235 (1) (9,228) (9,229) (5,150) (5,150) (1) (14,378) (14,379) (1) (14,378) (14,379) 2009 895 25,525 26,420 464 464 1,384 986 2,370 1,359 26,909 986 29,254 16,633 112,900 244 129,777 1,670 647 2,317 18,303 112,900 891 132,094 19,662 139,809 1,877 161,348 (113) (6,355) (6,468) (1,908) (999) (2,907) (113) (8,263) (999) (9,375) (113) (8,263) (999) (9,375) 169

3 3.4 (b) 2009 732 25,525 26,257 1,384 986 2,370 732 26,909 986 28,627 16,633 112,900 244 129,777 744 647 1,391 17,377 112,900 891 131,168 18,109 139,809 1,877 159,795 (113) (6,355) (6,468) (1,908) (999) (2,907) (113) (8,263) (999) (9,375) (113) (8,263) (999) (9,375) 2010 1 1 986 891 1,877 (999) (999) (269) (6) (275) 231 231 120 120 (88) (112) (200) 100 100 1 (629) (629) 668 668 2010 12 31 893 893 2010 12 31 (269) (6) (275) 231 231 1 2010 170

3 3.4 (b) 2009 1 1 1,882 1,369 3,251 (1,922) (1,922) (376) (7) (383) 399 399 (54) (54) 4 117 121 (8) (8) (524) (534) (1,058) 532 532 2009 12 31 986 891 1,877 (999) (999) 2009 12 31 (364) (7) (371) 387 387 3.5 8% 4% 171

3 3.5 2010 2009 56,260 48,994 63,393 37,374 66,304 42,486 40,613 25,057 726 578 227,296 154,489 22,505 24,005 50,000 50,000 4,808 3,818 77,313 77,823 77,313 77,823 304,609 232,312 (200) (200) (964) (727) (362) (422) (4,530) (4,530) (6,056) (5,879) 298,553 226,433 2,113,491 1,653,589 257,157 195,763 2,370,648 1,849,352 3,649 3,014 12.36% 12.00% 9.37% 8.15% 172

3 3.6 2010 2009 705,754 623,158 107,062 46,348 124,254 117,312 4 12 31 2010 2009 6,855 5,501 4,424 4,895 106,056 83,027 24,570 23,320 141,905 116,743 (20,210) (16,005) (36,700) (34,070) (56,910) (50,075) 84,995 66,668 12 31 2010 2009 6,514 6,346 18,056 16,974 626 545 173

5 12 31 2010 2009 3,320 2,384 5,180 3,992 3,244 2,353 1,238 1,133 707 655 741 984 736 761 1,910 1,152 17,076 13,414 12 31 2010 2009 142 119 707 655 6 12 31 2010 2009 506 332 87 67 1,674 1,155 330 461 2,597 2,015 12 31 2010 2009 87 67 174

7 12 31 2010 2009 1 60 64 60 65 8 12 31 2010 2009 767 1,105 (90) 230 677 1,335 9 12 31 2010 2009 105 86 22 69 21 18 2,576 632 551 515 3,275 1,320 175

10 12 31 2010 2009 17(b) (3) 20(b) 9,100 9,318 3,384 1,962 12,484 11,280 (238) (22) 12,246 11,255 11 12 31 2010 2009 12 15,749 12,457 8,394 6,663 6,431 5,147 22 3,307 2,880 2,311 571 1,611 1,394 234 345 258 230 23(c) 175 76 (a)21 150 (157) 36 49 32 31 26 115 4 55 3,226 2,166 41,944 32,022 (a) 12 31 2010 2009 21 (3) 21 (5) 21 150 (149) 150 (157) 176

12 12 31 2010 2009 11,277 8,721 29 1,351 1,119 555 616 2,566 2,001 15,749 12,457 17.48% 13 (a) 12 31 2010 2009 (1) 788 201 989 1,577 (1) 709 201 910 (1) 223 57 280 1,336 (1) 670 167 837 1,336 (1) 670 166 836 1,295 (1) 630 149 779 1,249 (1) 630 149 779 1,249 10 10 15 10 10 5 20 20 15 20 20 15 158 158 250 158 158 250 250 250 250 30 30 30 30 177

13 (a) 12 31 2010 2009 (1) 694 201 895 1,412 20 20 15 25 25 15 30 30 15 30 30 15 25 25 20 (1) 490 119 609 1,194 (1) 491 120 611 1,295 (1) 453 111 564 1,173 5 5 10 10 10 10 (1) 196 46 242 215 7,270 1,687 9,172 13,996 (1) 2010 2010 2010 4 21 2010 4 292010 8 19 2010 8 19 (b) 12 31 2010 2009 6 6 5 3 1 1 12 10 178

13 (b) 2010 2009 1,500,000 2,000,000 1 2,000,000 2,500,000 3 4 2,500,000 1 1 5 5 2010 (c) 2005 11 18 2005 6 23 H 2.5755.8 102005 6 23 2006 11 3 2006 11 3 H2006 11 3 6.13 272.4 102006 11 3 2010 7 2010 12 31 2009 12 31 11 11 11 11 2010 12 313,022 (2009 12 313,015 179

14 12 31 2010 2009 11,333 8,756 289 300 130 93 11,752 9,149 28 (970) (1,102) 10,782 8,047 25% 201016.5% 2009 16.5% 2010 25% 200925% 12 31 2010 2009 49,954 38,301 25%200925% 12,489 9,575 10 5 (a) (1,916) (1,725) (b) 199 192 10,782 8,047 (a) (b) 15 12 31 2010 2009 39,042 30,118 53,571 51,252 0.73 0.59(1) 1 2010 6 224.50A38.062010 7 16 5.14 H34.5956,2602009 0.59 180

16 2010 2009 13,298 11,797 107,098 88,664 38(b) 120,396 100,461 466,158 334,535 586,554 434,996 2010 2009 13,288 11,796 107,083 88,663 120,371 100,459 466,095 334,530 586,466 434,989 2010 2009 19% 15.5% 5% 5% 181

17 (a) 2010 2009 37,223 68,037 38(b) 36,503 68,037 84,319 49,352 61,824 61,985 58,725 29,747 20,885 13,550 79,610 43,297 79,610 43,297 262,976 222,671 2010 2009 36,014 66,479 36,014 66,479 84,319 49,352 61,824 61,985 58,725 29,747 20,885 13,550 79,610 43,297 79,610 43,297 261,767 221,113 182

17 (b) 2010 2009 213 10 (3) (197) (13) 18 2010 2009 19 4,731 2,370 755 805 1,865 1,332 4,909 1,345 2,269 2,401 3,959 4,643 17,632 7,003 1,371 861 8,385 8,030 166 264 1 200 46,043 29,254 2010 12 312009 183

18 2010 2009 19 4,731 2,370 755 805 1,865 1,332 4,909 1,345 2,226 2,273 3,959 4,643 17,632 7,003 1,371 861 8,367 7,995 45,815 28,627 2010 2009 7,529 3,482 2,961 2,590 11,818 12,636 19,004 8,176 41,312 26,884 2010 2009 7,529 3,482 2,961 2,590 11,750 12,217 18,844 7,968 41,084 26,257 184

19 2010 549,996 3,450 (3,397) 235,596 1,281 (1,753) 785,592 4,731 (5,150) 2009 357,328 1,031 (1,319) 153,032 1,339 (1,588) 510,360 2,370 (2,907) 185

19 2010 2009 3,450 1,031 1,281 1,339 4,731 2,370 2010 2009 386,299 260,649 326,146 202,292 40,076 19,811 33,071 27,608 785,592 510,360 20 (a) 2010 2009 2,236,927 1,839,314 (31,833) (22,778) (14,604) (14,998) 2,190,490 1,801,538 2010 2009 2,235,584 1,839,771 (31,826) (22,777) (14,604) (14,998) 2,189,154 1,801,996 186

20 (b) 2010 2009 22,778 14,998 13,431 16,383 9,100 7,695 9,318 5,415 (4,311) (3,453) 10 9,100 3,384 9,318 1,962 (626) (545) (3,142) (2,804) (45) (10) 29 2 31,833 14,604 22,778 14,998 2010 2009 22,777 14,998 13,431 16,383 9,094 7,695 9,317 5,415 (4,311) (3,453) 9,094 3,384 9,317 1,962 (626) (545) (3,142) (2,804) (45) (10) 29 2 31,826 14,604 22,777 14,998 187

20 (b) 2010 2009 32,812 4,964 26,341 3,473 14,770 2,025 13,003 1,730 (3,883) (428) (3,301) (152) 10,887 1,597 9,702 1,578 (563) (63) (456) (89) (2,255) (887) (2,802) (2) (50) (5) 27 4 40,831 5,606 32,812 4,964 2010 20029 32,811 4,964 26,341 3,473 14,764 2,025 13,002 1,730 (3,883) (428) (3,301) (152) 10,881 1,597 9,701 1,578 (563) (63) (456) (89) (2,255) (887) (2,802) (2) (50) (5) 27 4 40,824 5,606 32,811 4,964 (c) 2010 2009 22,507 (13,079) 21,869 (13,027) 2,481 (1,525) 3,140 (1,971) 24,988 (14,604) 25,009 (14,998) 188

20 (c) 2010 2009 1.12% 1.36% 21 2010 2009 42,617 107,604 42,617 107,604 649 821 27,104 14,514 130,789 114,442 158,542 129,777 1,108 515 1,502 1,100 1,018 702 3,628 2,317 162,170 132,094 30,363 16,950 189

21 2010 2009 174 223,017 150,313 340,530 358,866 563,721 509,179 222,505 153,729 169.00(2009 181.88 2010 2009 42,349 107,419 42,349 107,419 190

21 2010 2009 649 821 27,037 14,514 130,073 114,442 157,759 129,777 11 11 906 734 744 646 1,661 1,391 159,420 131,168 28,604 16,080 222,897 150,189 340,496 358,831 563,393 509,020 222,297 153,729 2010 12 31370.232009 613.372010 12 312.65% 4.56% 20093.02% 4.56% 12 31 2010 2009 568 791 191

21 2010 1 1 107,604 133,502 509,179 750,285 47,484 152,468 159,549 359,501 (112,467) (119,786) (104,939) (337,192) (1,515) (1,515) (4) (1,019) (68) (1,091) 2010 42,617 163,650 563,721 769,988 2010 1 1 (1,408) (1,408) (150) (150) 36 36 42 42 2010 (1,480) (1,480) 2010 42,617 162,170 563,721 768,508 2010 1 1 107,419 132,568 509,020 749,007 46,860 150,613 159,199 356,672 (111,926) (119,744) (104,758) (336,428) (1,560) (1,560) (4) (1,019) (68) (1,091) 2010 42,349 160,858 563,393 766,600 2010 1 1 (1,400) (1,400) (107) (107) 27 27 42 42 2010 (1,438) (1,438) 2010 42,349 159,420 563,393 765,162 192