中國銀行股份有限公司 H 股 股 份 代 號 3988 2011 年 年 度 報 告 2012 年 4 月 本 行 2011 年 年 度 報 告 之 印 刷 版 本 將 取 代 此 版 本
3 4 6 7 9 11 13 14 14 34 52 63 66 67 68 75 90 108 115 120 124 126 372 377 378 382 383 390 1
1912 2 19121949 1994 2004 8 2006 6 7A+H 2011 32 2
2012 3
2011 2010 2009 2008 2007 228,064 193,962 158,881 162,936 152,745 1 100,234 82,556 73,689 65,869 41,841 2 328,298 276,518 232,570 228,805 194,586 (140,815) (122,409) (107,307) (97,749) (85,631) (19,355) (12,993) (14,987) (45,031) (20,263) 168,128 141,116 110,276 86,025 88,692 168,644 142,145 111,097 86,751 89,955 130,319 109,691 85,349 65,573 62,017 124,182 104,418 80,819 64,039 56,229 N.A. 40,756 35,537 32,999 25,384 11,830,066 10,459,865 8,751,943 6,955,694 5,995,553 6,203,138 5,537,765 4,797,408 3,189,652 2,754,493 3 2,000,759 2,055,324 1,816,679 1,646,208 1,712,927 11,074,172 9,783,715 8,206,549 6,461,793 5,540,560 4 8,817,961 7,733,537 6,716,823 5,226,204 4,556,708 723,162 644,165 514,992 468,272 424,766 279,147 279,147 253,839 253,839 253,839 0.44 0.39 0.31 0.24 0.21 5 0.155 0.146 0.14 0.13 0.10 6 2.59 2.31 2.03 1.84 1.67 % 7 1.17 1.14 1.09 1.01 1.09 % 8 18.27 18.87 16.48 14.37 13.85 % 9 2.12 2.07 2.04 2.63 2.76 % 10 30.53 29.86 31.68 28.79 21.50 % 11 33.07 34.16 34.92 31.52 33.70 % 12 68.77 71.72 72.04 63.99 64.22 % 10.07 10.09 9.07 10.81 10.67 % 12.97 12.58 11.14 13.43 13.34 % 13 1.00 1.13 1.55 2.76 3.17 % 14 1.00 1.10 1.52 2.65 3.12 % 15 220.75 196.67 151.17 121.72 108.18 % 16 0.32 0.29 0.38 0.55 0.31 17 289,951 272,558 256,553 243,303 233,336 268,830 250,976 236,056 222,829 215,334 18 10,951 10,767 10,659 10,554 10,634 10,365 10,074 9,988 9,983 10,145 1 6.3009 6.6227 6.8282 6.8346 7.3046 1 8.1625 8.8065 9.7971 9.6590 10.6669 1 0.8107 0.8509 0.8805 0.8819 0.9364 4
194,586 228,805 232,570 276,518 328,298 88,692 86,025 110,276 141,116 168,128 62,017 65,573 85,349 109,691 130,319 2007 2008 2009 2010 2011 2007 2008 2009 2010 2011 2007 2008 2009 2010 2011 0.21 0.24 0.31 0.39 0.44 1.09 1.01 1.09 1.14 1.17 13.85 14.37 16.48 18.87 18.27 2007 2008 2009 2010 2011 2007 2008 2009 2010 2011 2007 2008 2009 2010 2011 2.76 2.63 2.04 2.07 2.12 33.70 31.52 34.92 34.16 33.07 13.34 13.43 11.14 12.58 12.97 2007 2008 2009 2010 2011 2007 2008 2009 2010 2011 2007 2008 2009 2010 2011 0.31 0.55 0.38 0.29 0.32 3.12 2.65 1.52 1.10 1.00 108.18 121.72 151.17 196.67 220.75 2007 2008 2009 2010 2011 2007 2008 2009 2010 2011 2007 2008 2009 2010 2011 5
Euromoney 2011 2011 2011 The Banker TOP10 21 Financial Times Global Finance Trade Finance The Asset EuroFinance Asiamoney The Asian Banker FORTUNE 2011500 132 WPP BrandZ50 50 2011 League of American Communications Professionals 2010 IDG TOP10 6
BANK OF CHINA LIMITED Bank of China 1 100818 (86) 10-6659 6688 (86) 10-6601 6871 http://www.boc.cn bocir@bank-of-china.com 1 1 (86) 10-6659 2638 (86) 10-6659 4568 bocir@bank-of-china.com A http://www.sse.com.cn http://www.hkexnews.hk 1 (86) 10-6659 2638 (86) 10-6659 4568 bocir@bank-of-china.com 1 7
202 211 22 1983 10 31 2004 8 26 2011 5 26 100000000001349 B0003H111000001 110102100001342 10000134-2 A 601988 H 3988 A 113001 A 8
2011 1,303.1918.81% 1,241.82 18.93% 0.44 0.05 1.17%0.03 2011 0.155 2012 5 2011 23500 2011 2012 2 15 9
2012 100 30 2012 3 29 10
2011 2011 11.8311.070.72 13.10% 13.19% 12.26% 1,303.19 18.81% 1,241.82 18.93% 1.17%0.031.00% 0.1 220.75% 24.08 2011 2,280.64 17.58%2.12% 0.0521.41%0.67 30.53%0.32% 1.09 33.07% 68.77%2.95 12.97% II & III 18.46% 17.1%1.3 72.45% 67.78% 13.82 11
2012 2012 2012 3 29 12
2011 2011 2010 2012 3 29 13
2011 3.8% 1.8% 1.6% 0.9%6.4% 2011 9.2% 5.4% 17.1%23.8% 22.5% 2011 73 (M2)13.6% 6.1 7.515.8% 4.1 21.7% 6.4123.4% 6.30095.11% 2011 113.2918.9% 4,279 57 1.0% 0.1 14
2012 1 2007-2011 % 14.0 12.0 10.0 8.0 6.0 4.0 2.0 0.0-2.0 2007 2008 2009 2010 2011 15
2 2007-2011 7 6 5 % 4 3 2 1 0 2007 2008 2009 2010 2011 EcoWin 3 2007-2011 130 8.50 125 8.25 120 115 110 105 100 8.00 7.75 7.50 7.25 7.00 6.75 95 6.50 90 2007 2008 2009 2010 2011 6.25 USD/RMB EcoWin 4 2007-2011 2.25 36.0 2.00 32.0 1.75 28.0 1.50 24.0 1.25 1.00 0.75 20.0 16.0 12.0 % 0.50 8.0 0.25 4.0 0.00 2007 2008 2009 2010 2011 0.0 M2 EcoWin 16
2011 1,303.19 1,241.82 18.81% 18.93% (ROA)1.17%0.03 (ROE)18.27%0.602010 ROE2011 2011 2010 2009 228,064 193,962 158,881 100,234 82,556 73,689 64,662 54,483 46,013 328,298 276,518 232,570 (140,815) (122,409) (107,307) (19,355) (12,993) (14,987) 168,128 141,116 110,276 168,644 142,145 111,097 (38,325) (32,454) (25,748) 130,319 109,691 85,349 124,182 104,418 80,819 2011 2,280.64341.02 17.58% 1,850.98260.26 16.36%24.34 6.50 36.43% 1 1 17
2011 2010 6,096,396 4.87% 5,396,751 4.22% 699,645 65 Bps 1 1,924,479 2.95% 1,978,152 2.73% (53,673) 22 Bps 2 1,820,127 1.38% 1,308,553 1.42% 511,574 (4) Bps 902,570 3.80% 708,476 1.89% 194,094 191 Bps 10,743,572 3.85% 9,391,932 3.34% 1,351,640 51 Bps 8,180,446 1.71% 7,223,062 1.28% 957,384 43 Bps 1,732,766 2.21% 1,477,361 1.49% 255,405 72 Bps 3 184,981 3.73% 125,864 3.94% 59,117 (21) Bps 10,098,193 1.83% 8,826,287 1.35% 1,271,906 48 Bps 2.12% 2.07% 5 Bps 4,405,534 5.80% 3,895,037 5.07% 510,497 73 Bps 1,378,485 3.11% 1,435,273 2.78% (56,788) 33 Bps 1,418,663 1.58% 1,123,481 1.54% 295,182 4 Bps 740,399 3.96% 549,417 2.18% 190,982 178 Bps 7,943,081 4.41% 7,003,208 3.81% 939,873 60 Bps 6,526,238 1.96% 5,782,407 1.48% 743,831 48 Bps 857,823 3.69% 836,546 2.16% 21,277 153 Bps 136,395 4.12% 98,876 3.95% 37,519 17 Bps 7,520,456 2.19% 6,717,829 1.60% 802,627 59 Bps 2.33% 2.27% 6 Bps 94,945 2.85% 97,207 1.88% (2,262) 97 Bps 23,388 2.16% 24,296 2.56% (908) (40) Bps 25,383 1.34% 25,400 0.84% (17) 50 Bps 143,716 2.47% 146,903 1.81% (3,187) 66 Bps 61,162 0.82% 62,420 0.66% (1,258) 16 Bps 57,468 1.05% 57,761 0.79% (293) 26 Bps 108 7.41% 100 8.00% 8 (59) Bps 118,738 0.94% 120,281 0.73% (1,543) 21 Bps 1.69% 1.21% 48 Bps 1 2 3 18
2011 2010 19 296,913 227,529 69,384 29,525 39,859 56,728 53,987 2,741 (1,465) 4,206 25,177 18,604 6,573 7,264 (691) 34,284 13,413 20,871 3,668 17,203 413,102 313,533 99,569 38,992 60,577 139,905 92,525 47,380 12,255 35,125 38,227 22,086 16,141 3,806 12,335 6,906 4,960 1,946 2,329 (383) 185,038 119,571 65,467 18,390 47,077 228,064 193,962 34,102 20,602 13,500 255,447 197,630 57,817 25,882 31,935 42,832 39,902 2,930 (1,579) 4,509 22,435 17,249 5,186 4,546 640 29,284 11,967 17,317 4,163 13,154 349,998 266,748 83,250 33,012 50,238 127,616 85,681 41,935 11,009 30,926 31,666 18,093 13,573 460 13,113 5,618 3,902 1,716 1,482 234 164,900 107,676 57,224 12,951 44,273 185,098 159,072 26,026 20,061 5,965 2,705 1,828 877 (43) 920 505 621 (116) (23) (93) 337 214 123 123 3,547 2,663 884 (66) 950 501 413 88 (8) 96 604 458 146 (2) 148 8 8 1 (1) 1,113 879 234 (9) 243 2,434 1,784 650 (57) 707
2011 2.12%0.05 2.33%0.06 1.69%0.48 5 5 4 3 2 1 0 2.45 2.76 2.63 2006 2007 2008 2.04 2.12 2.07 2009 2010 2011 4 3 2 1 0 3.21 2.24 3.44 2.70 2.89 2.70 2006 2007 2008 2.21 2.27 2.33 1.69 1.44 1.21 2009 2010 2011 2011 86.78%0.70 45.41%1.14 58.04%4.58 2011 76.13% 0.28 20
2011 2010 3,011,945 6.00% 2,624,132 5.33% 387,813 67 Bps 1,316,184 5.24% 1,122,147 4.72% 194,037 52 Bps 77,405 7.38% 148,758 3.24% (71,353) 414 Bps 4,405,534 5.80% 3,895,037 5.07% 510,497 73 Bps 3,186,630 5.78% 2,693,845 5.22% 492,785 56 Bps 1 1,218,904 5.85% 1,201,192 4.74% 17,712 111 Bps 1,885,430 0.89% 1,731,069 0.71% 154,361 18 Bps 1,539,553 2.66% 1,413,398 2.08% 126,155 58 Bps 913,279 0.54% 800,863 0.37% 112,416 17 Bps 1,824,746 2.74% 1,774,017 2.24% 50,729 50 Bps 363,230 4.09% 63,060 2.00% 300,170 209 Bps 6,526,238 1.96% 5,782,407 1.48% 743,831 48 Bps 94,945 2.85% 97,207 1.88% (2,262) 97 Bps 22,172 0.23% 20,471 0.14% 1,701 9 Bps 7,253 2.10% 7,781 1.42% (528) 68 Bps 9,485 0.09% 9,819 0.09% (334) 15,631 0.73% 18,587 0.77% (2,956) (4) Bps 6,621 2.66% 5,762 2.12% 859 54 Bps 61,162 0.82% 62,420 0.66% (1,258) 16 Bps 21
2011 1,002.34176.78 21.41% 30.53% 0.67 646.62 101.79 18.68% 2011 2010 2009 13,268 10,178 8,364 12,389 9,144 7,481 12,139 11,021 11,211 10,747 9,574 6,091 8,545 8,114 7,264 12,930 11,183 9,823 70,018 59,214 50,234 (5,356) (4,731) (4,221) 64,662 54,483 46,013 10,480 7,686 6,039 10,905 7,962 6,508 6,887 4,920 5,049 8,126 7,452 4,503 7,695 7,562 6,938 11,229 9,778 8,309 55,322 45,360 37,346 (1,690) (1,332) (1,099) 53,632 44,028 36,247 22
355.7274.99 26.71% 2010 43.67 29.22 3 4 2011 2010 2009 60,793 53,420 45,474 35,461 30,816 26,911 12,257 10,319 8,691 18,581 14,414 11,645 7,578 8,937 8,195 6,145 4,503 6,391 140,815 122,409 107,307 2011 1,408.15184.06 15.04% (1) (2) (3) IT ATM (4) 33.07% 1.09 5 6 23
2011192.7237.08 0.32% 0.03190.8117.27 1.91 17.90 8 3 2011 0.838 3 2011 383.2558.71 18.09% 22.73% 9 24
2011 118,300.66 13,702.01 13.10% 110,741.72 12,904.57 13.19% 2011 2010 2009 6,203,138 5,537,765 4,797,408 1 2,000,759 2,055,324 1,816,679 1,919,651 1,573,922 1,111,351 1,147,497 800,620 618,199 559,021 492,234 408,306 11,830,066 10,459,865 8,751,943 8,817,961 7,733,537 6,716,823 1,718,237 1,580,030 1,152,424 2 196,626 151,386 88,055 341,348 318,762 249,247 11,074,172 9,783,715 8,206,549 1 2 25
63,428.14 6,821.93 12.05% 47,754.94 6,256.88 15.08% 2,487.45206.189.04% 1,396.76 168.20 220.75% 24.08 2.56% 0.11 20,007.59 545.65 14,684.04 276.65844.89 0.44 2011 2010 2009 73,807 3.69% 81,237 3.95% 61,897 3.40% 553,318 27.65% 656,738 31.95% 622,307 34.26% 1,074,116 53.69% 1,039,386 50.57% 744,693 40.99% 299,518 14.97% 277,963 13.53% 387,782 21.35% 2,000,759 100.00% 2,055,324 100.00% 1,816,679 100.00% 26
2011 2010 2009 736,515 903,533 743,721 20,593 16,462 15,021 327,971 258,151 240,884 46,160 44,422 42,239 199,025 149,322 109,480 160,000 160,000 160,000 1,490,264 1,531,890 1,311,345 182,801 152,895 138,030 53,037 56,929 71,643 203,457 242,309 231,753 32,642 37,446 43,335 471,937 489,579 484,761 34,146 32,683 19,325 4,412 1,172 1,248 2,000,759 2,055,324 1,816,679 286,193 118,644 127,518 1,468,404 313,584 138,921 106,750 1,496,069 2011 2010 Alt-A Non-Agency 15.6398.48 14.42 90.84 27
(Freddie Mac) (Fannie Mae) 0.100.63 0.533.36 811.21 778.53 95.97% 88,179.61 10,844.24 14.02% 72,820.91 9,640.15 15.26% 2,437.54300.2514.05% 28
2011 2010 2009 2,451,185 27.80% 2,244,807 29.03% 1,948,036 29.00% 2,021,651 22.93% 1,739,924 22.50% 1,491,691 22.21% 221,479 2.51% 78,775 1.02% 18,297 0.27% 4,694,315 53.24% 4,063,506 52.55% 3,458,024 51.48% 1,423,524 16.14% 1,343,434 17.37% 1,194,533 17.78% 2,171,950 24.63% 2,109,872 27.28% 1,986,292 29.57% 339,608 3.86% 115,607 1.49% 13,473 0.21% 3,935,082 44.63% 3,568,913 46.14% 3,194,298 47.56% 138,880 1.57% 45,217 0.58% 49,684 0.56% 55,901 0.73% 64,501 0.96% 8,817,961 100.00% 7,733,537 100.00% 6,716,823 100.00% 2,199,660 29.59% 2,011,048 30.55% 1,737,659 30.10% 1,619,585 21.79% 1,468,247 22.31% 1,337,614 23.17% 217,610 2.93% 76,032 1.16% 13,777 0.25% 4,036,855 54.31% 3,555,327 54.02% 3,089,050 53.52% 1,086,552 14.62% 964,549 14.65% 819,522 14.20% 1,924,228 25.89% 1,892,570 28.75% 1,786,878 30.96% 339,191 4.56% 115,607 1.76% 13,473 0.23% 3,349,971 45.07% 2,972,726 45.16% 2,619,873 45.39% 46,459 0.62% 54,002 0.82% 63,108 1.09% 7,433,285 100.00% 6,582,055 100.00% 5,772,031 100.00% 29
584,531 608,878 342,461 7,282,091 494,374 637,715 283,372 6,318,076 2011 2010 7,558.94 797.44 11.79% (1)20111,303.19 1,241.82 (2) 2010 407.562011 15 23,118.72 40 30
10,173.682,479.97 2,143.57946.40 3,068.15 2,121.75 557.742,507.17 129.60 760.29 2011 2010 2011 2010 2011 2010 2011 2010 2011 2010 201,021 171,161 21,018 18,577 6,025 4,224 228,064 193,962 69,263 50,971 29,608 29,616 2,939 2,603 (1,576) (634) 100,234 82,556 53,632 44,028 9,167 8,866 2,396 2,001 (533) (412) 64,662 54,483 (118,751) (96,596) (20,103) (24,031) (2,807) (2,416) 846 634 (140,815) (122,409) (18,112) (11,669) (1,752) (472) 509 (852) (19,355) (12,993) 133,421 113,867 29,287 24,719 6,666 3,559 (730) 168,644 142,145 9,612,881 8,520,945 1,868,982 1,780,334 904,756 547,954 (556,553) (389,368) 11,830,066 10,459,865 9,025,576 8,004,925 1,720,769 1,638,846 884,219 529,152 (556,392) (389,208) 11,074,172 9,783,715 2 96,128.81 10,919.36 12.81% 77.61% 20111,334.21 195.54 17.17%78.77% 2 31
18,689.82 886.48 4.98% 15.09% 2011292.87 18.48%17.29% 9,047.56 3,568.02 65.12% 7.30% 2011 66.66 87.30% 2006 32
(1) (2) (3) (4) Black-Scholes 6 33
2011 2010 101,887 60.42% 89,170 62.73% 37,523 22.25% 32,980 23.20% 19,166 11.36% 11,005 7.74% 2,674 1.59% 2,241 1.58% 7,394 4.38% 6,749 4.75% 168,644 100.00% 142,145 100.00% 2011 2010 3,842,173 3,374,811 13.85% 194,682 180,517 7.85% 657,460 508,178 29.38% 4,694,315 4,063,506 15.52% 3,165,161 2,775,551 14.04% 184,810 197,175 (6.27%) 585,111 596,187 (1.86%) 3,935,082 3,568,913 10.26% 3,244,573 2,910,239 11.49% 573,882 630,446 (8.97%) 906,850 703,698 28.87% 4,725,305 4,244,383 11.33% 1,390,343 1,217,171 14.23% 896 729 22.91% 226,270 198,338 14.08% 1,617,509 1,416,238 14.21% 34
20111,331.96195.86 17.24% 2011 2010 90,176 67.70% 81,628 71.85% 32,980 24.76% 28,311 24.92% 10,393 7.80% 3,619 3.19% (353) (0.26%) 52 0.04% 133,196 100.00% 113,610 100.00% 2011 901.7685.48 10.47% 4,673.62 13.85% 9.51% 36.40 26.84% 35
2,494 226 3,343.34 11.49% 910.79 2,000 7,000 e 2011 2011 2011CFO 2.4323.04% 1.34 24.84%1.15 27.14% 1.08 20.87% 36
3,837.71 23.43% 611.588.78% 295.98 48.29%44.05 46 25,000 18,750 12,500 6,250 0 14,309 19,723 24,267 2009 2010 2011 472.27 2,299.91 690.90 254.03115.22 800 600 400 200 0 524 562 612 2009 2010 2011 1,000 750 500 + 250 0 TSU(Trade Services Utility) 2009 2010 2011 807 937 1,071 B 67 630 8 QFII2,600 1,500 37
2011 3.86 91.07%3,885.97 62.34% 69.821.80% 1.00 244.4318.03% 2011 282.27329.01 8,500 121.0177.7375.70% 30.93% 38
2011 (ODI)(FDI) 7,800 30% 1.77 5,5004,200 100 600 1826526% 4.5 39
2011 329.8046.69 16.49% 1.53 17.10% 31,651.61 3,896.10 14.04%293.31 1,731.72 14.23% 3,69916619 19 80%60% 3,000 21 40
IC IC 7 24 3,086 42%1.94 30.18% 1,448 4,64043%17,287 56%26125% 2011 33.31% 125% 41
(R-QFII) ETF 3 2011 18 8.8 4.6 14 2011 42
43 26.15% 26.12% 32.36% 46.31 13.3140.34% 17.30%1.93 0 1,250 2,500 3,750 5,000 1,725 1,348 3,239 2,175 1,784 4,086 2010 2011 0.00 6.25 12.50 18.75 25.00 14.45% 15.77% 20.50% 2010 2011 21.76% 17.72% 15.15% 500 86 2011 2011 12 32 5
A- A+2011203.5917.36% 2011 2011 44
2011 201112.05 9 IPO 4 2IPO 25 (ETF) CMENYMEXCOMEX CME CBOT 45
IPO 5 2011 23 42 2 545 37% 5 2011 2011 16.19 0.613.91% 46
2011 129 49% 201129.28 14.2% 2011(C) (B) 8 2011 35.64 4.4614.31% 1 52.98 47
41.6 66.59 1 5,000 (FOF) 2011 28 18315825 2947 2011 2.01 20% 7614% 2011 10,225 1,500 2011 ATM3 1.6 0.6 0.2 9,400 1,800 ATM IC 48
1.3 72.45%67.78% 13.82 108 158.86% 60 5,500 121.67%6 47.32% 3GWAPAndroid ipad 1,700 27 B2C B2B 29 2011 2011 2011 19 49
2011 2011300 50
IT 2011 10IT34 1 2011 IT 100 IT IT 51
2011 2011 52
2011 632.74 8.041.00% 0.1 1,396.76 168.20220.75% 24.08 609.26 4.181.17% 0.11,925.04 444.59 3.03% 0.41 53
2011 2010 2009 6,087,036 95.97% 5,450,106 96.28% 4,696,573 95.65% 192,504 3.03% 148,045 2.62% 139,067 2.83% 26,153 0.41% 28,603 0.50% 35,858 0.73% 24,584 0.39% 20,784 0.37% 26,148 0.53% 12,537 0.20% 13,083 0.23% 12,712 0.26% 6,342,814 100.00% 5,660,621 100.00% 4,910,358 100.00% 63,274 1.00% 62,470 1.10% 74,718 1.52% 4,966,201 95.33% 4,556,215 95.76% 3,965,698 95.20% 182,567 3.50% 141,862 2.97% 128,222 3.07% 24,964 0.48% 27,142 0.57% 33,752 0.81% 23,621 0.45% 20,531 0.43% 25,655 0.62% 12,341 0.24% 12,835 0.27% 12,386 0.30% 5,209,694 100.00% 4,758,585 100.00% 4,165,713 100.00% 60,926 1.17% 60,508 1.27% 71,793 1.72% (%) 2011 2010 2009 2.56 2.02 2.40 12.94 5.13 10.07 55.42 23.05 25.60 5.68 15.66 9.76 39 633.06 5.701.00% 0.13 611.59 10.521.17% 0.14 21.47 4.82 0.19% 0.01 54
2011 2010 2009 63,876 76,006 90,879 20,804 20,780 28,676 (21,374) (32,910) (43,549) 63,306 63,876 76,006 62,211 73,680 87,352 19,726 20,020 27,519 (20,778) (31,489) (41,191) 61,159 62,211 73,680 2011 2010 2009 4,775,494 50,541 4,149,806 54,583 3,525,018 65,506 1,567,320 12,765 1,510,815 9,293 1,385,340 10,500 6,342,814 63,306 5,660,621 63,876 4,910,358 76,006 4,634,915 50,056 4,127,410 54,359 3,510,236 64,950 574,779 11,103 631,175 7,852 655,477 8,730 5,209,694 61,159 4,758,585 62,211 4,165,713 73,680 3 2.56% 4 3 3 55
2011192.7237.08 0.32% 0.03189.27 42.13 0.38%0.05 2011 2010 2009 (%) 10 3.1 2.9 3.8 (%) 50 18.9 20.2 28.0 1 2 16 3 2011 A 26,428 0.42% B 21,944 0.35% C 20,000 0.32% D 18,135 0.29% E 16,034 0.25% F 13,862 0.22% G 12,538 0.20% H 12,111 0.19% I 11,887 0.19% J 10,086 0.16% 56
4 25 4 2011 2010 25 (2,184) 301 43 (2,552) 242 (456) 25 2,184 (301) (43) 2,552 (242) 456 4 2011 25 57
2011 2011 2010 2009 (%) 25 47.0 43.2 45.3 25 56.2 52.2 55.6 (%) 2.9 2.1 2.7 24.3 14.6 10.3 (%) 4 0.82 1.00 1.04 8 2.25 1.08 2.82 1 2 + + 3 ++ 4 5 58
5 2011 2010 12,777 11,136 (3,886,641) (3,770,963) 1 625,317 293,431 1 3 (407,214) (107,056) 3 1 372,733 127,728 15 1,417,396 1,809,370 5 2,621,526 2,312,504 755,894 676,150 2011 2011 59
60
(1) (Risk and Control Assessment, RACA) (2)(Key Risk Indicator, KRI) (3) (Loss Data Collection, LDC) 2011 102 30,128.79 61
BASEL II BASEL III Economic Value Added, EVA (Risk Adjusted Return On Capital, RAROC) RAROC 62
BASEL III 201112.97% 10.07% 320 5 201110,951 10,365 586 372969,891 2011 5 2011 2010 19 63
4,925,502 35.22% 1,624 14.83% 51,107 17.63% 570,983 4.08% 919 8.39% 25,271 8.72% 2,808,353 20.08% 3,462 31.61% 89,088 30.72% 1,941,179 13.88% 2,733 24.96% 67,606 23.32% 965,857 6.91% 1,627 14.86% 35,758 12.33% 1,868,982 13.36% 493 4.50% 18,161 6.26% 904,756 6.47% 93 0.85% 2,960 1.02% (2,155,546) 11,830,066 100.00% 10,951 100.00% 289,951 100.00% 2011 289,951268,830 265,563 66,855 21,121 6,658 64
41 50 37.93% 50 6.53% 30 24.59% 6.23% 9.19% 54.71% 31 40 30.95% 29.87% 10.69% 0.26% 9.24% 9.66% 52.56% 1.83% 15.76% 2011 54,4522,073,768 65
ehr1.0 2011 179476 21 66
2012 201212% 67
A 2011 1 1 2011 1 2 3 4 279,147,223,195 100.00% 110,384 110,384 279,147,333,579 100.00% 1 195,524,946,800 70.04% 110,384 110,384 195,525,057,184 70.04% 2 3 83,622,276,395 29.96% 83,622,276,395 29.96% 4 279,147,223,195 100.00% 110,384 110,384 279,147,333,579 100.00% 1 2011 12 31 279,147,333,579 195,525,057,184 A 83,622,276,395 H 2 2011 12 31AH 3 A110,384 4 68
2010 6 2400A 2010 11 2 A 2.36101 A17,705,975,596 41,639,158,379.81 H2010 11 12 HH 2.7410 17,602,025,126 17,659,653,976.86 AH113001) 2010 12 2 2011 12 316,380 A 170,848 AH113001 279,147,333,579279,147,333,579 A AH (www.sse.com.cn)(www.hkexnews.hk) (www.boc.cn) 29 29 69
2011 12 311,107,015 874,563 A232,452 H 2012 2 291,093,899 862,758 A231,141 H 2011 1 188,701,419,541 67.60% A 2 81,318,854,581 29.13% H 3 The Bank of Tokyo-Mitsubishi UFJ Ltd. 520,357,200 0.19% H 4 429,218,309 0.15% A 005L FH002 5 304,007,461 0.11% H 6 195,759,432 0.07% A 008C CT001 7 005L CT001 147,201,482 0.05% A 8 115,983,491 0.04% A 9 99,999,900 0.04% A 9 99,999,900 0.04% A HH 148,067,536 005L FH002 005L CT001 2011 H [2010]148[2010]723 2010 6 2400A [2010]17 400A2010 6 18 70
2011 18,445 1 005L 2,116,015,000 5.29% FH002 2 005L 1,189,906,000 2.97% CT001 3 018L 1,131,788,000 2.83% FH001 4 1,067,039,000 2.67% 5 921,827,000 2.30% 6 914,596,000 2.29% 7 816,757,000 2.04% 8 756,292,000 1.89% 9 730,000,000 1.83% 10 677,194,000 1.69% A 39,999,773,000 411,000 39,999,362,000 411,000 110,384 170,848 (%) 0.000063% 39,999,362,000 (%) 99.9984% 71
2010 6 4 3.88 2010 5 31 2009 2010 11 16 3.78 2010 11 11 A 2010 12 16 3.74 2010 12 13 H 2011 6 10 3.59 2011 6 3 2010 3.59 SD[2011]53 AAA 72
H 2011 12 31336 A H 1 188,553,352,005 A 96.43% 67.55% 9,160,229,441 H 10.95% 3.28% 2 5,914,493,996 H 7.07% 2.12% 1 2011 A 2 Fullerton Management Pte. Ltd.Fullerton Management Fullerton Management Fullerton Management 5,766,518,206 H 147,975,790 H 2011 336 73
2003 12 16 8,282.09 8,282.09 2007 10 9 2011 12 3110% 74
1958 2004 8 2013 1952 2004 8 2013 1955 2004 8 2013 1964 2012 2 2015 1954 2007 8 2013 1955 2010 10 2013 1955 2010 10 2013 1963 2010 10 2013 1957 2011 7 2014 1972 2011 7 2014 1946 2004 8 2013 Alberto TOGNI 1938 2006 6 2012 1962 2007 8 2013 1949 2007 11 2013 1946 2010 10 2013 1950 2011 3 2014 1956 2010 3 2013 75
1957 2004 8 2013 1958 2004 8 2013 1959 2010 8 2013 1959 2004 12 2011 1949 2011 5 2014 1951 2011 5 2014 1956 2004 8 1960 2008 6 1960 2010 8 1956 2010 8 1960 2007 3 1953 2011 12 1949 2008 5 1 2 76
2011 77.55 28.70 106.25 69.79 27.35 97.14 66.96 26.66 93.62 27.95 10.97 38.92 55.00 55.00 Alberto TOGNI 95.47 95.47 35.00 35.00 35.00 35.00 27.27 27.27 67.86 24.93 92.79 56.42 22.62 79.04 56.42 22.17 78.59 59.90 21.31 81.21 32.30 15.65 47.95 50.33 11.03 61.36 10.40 10.40 8.80 8.80 9.27 9.27 77
13.39 13.39 65.24 26.03 91.27 65.41 24.85 90.26 65.52 25.43 90.95 65.39 29.77 95.16 65.39 29.38 94.77 493.93 70.87 564.80 120.34 23.67 144.01 61.25 27.18 88.43 78
1 20072009 2 2011 3 2011 32011 5 2011 7 2011 4 2011 8 2011 5 2011 122011 20112,326 2011 79
2003 3 2003 32004 8 1996 10 2003 3 1989 51996 10 2003 51981 1996 2004 8 2002 92004 8 1994 72002 91989 11994 7 2006 122009 6 19771999 2004 82000 11 1980 112000 11 2002 6 2012 31978 2012 219892006 8 2003 112006 8 1999 42004 1 1987 2005 80
2007 819862007 1983 1986 1995 20012003 2010 1019822010 1982 2 2010 1019822010 1982 1 2007 7 2010 101999 102010 2010 1999 31999 10 1986 1999 1984 1986 81
2011 72004 112010 6 2005 42010 6 2001 82004 11 1999 92001 9 2004 12008 12 1986 19881990 2011 7 20012011 19912001 199519982001 2004 8 19961998 1990 1976 2003 2009 2010 2002 112005 12 2004 92006 3 2004 112010 6 2010 6 82
Alberto TOGNI 2006 6 1959 (Swiss Bank Corporation (Union Bank of Switzerland) 1998 (UBS AG) 2005 4461998 200519941997 1994 2009 8 1965 2007 8 1986 1993 2007 11 1987 1999 82001 32001 42004 9 19931995 2004-2009 2010-2015 2007 9 2013 8 83
2010 10 2003 42010 1 19972003 199219972003 2010 1 2003 2010 120072008 200920012007 1970 1979 19821987 2010 200320052010 2011 3 35 20022007 200120021999 2001 20072008 19741999 2008 2010 2011 2011 20102008 1972 1974 84
2010 32009 12 2006 9 2009 122000 112006 8 2000 62009 12 1998 42001 4 1990 101998 4 1995 2004 8 2005 4 2003 72004 8 2001 102003 72000 102001 10 1996 112000 9 1985 81996 10 1985 2008 2004 82001 112004 8 1984 82001 11 1984 2010 8 2008 72010 72007 62008 7 2008 22008 7 1993 62007 6 1984 81993 6 1984 85
2004 12 2000 8 19922000 7 2011 5 2003 102010 5 1982 1999 2011 51999 1985 86
2004 8 2002 62004 8 1998 82002 7 1983 2008 6 1990 2000 62008 5 2011 12 1982 1999 87
2010 8 19882009 52010 7 2003 72009 5 2000 112003 7 2010 32008 2010 8 19802009 32010 7 2008 32009 32005 22008 8 2010 92011 11 1999 2007 3 19831985 2011 1219822007 62011 12 1998 62007 2 1982 1999 2008 5 1997 1985 1992 88
2011 3 11 2011 5 28 2011 7 8 2012 2 15 2012 3 29 Arnout Henricus Elisabeth Maria WELLINK 2011 2011 5 28 2011 5 27 2010 2014 2012 2 21 2011 5 28 2011 8 17 2011 12 14 89
2011 1 2 20112010 10 2011 10 3 2011 19 87 201114 45 90
2011 2011 100 50 91
2011 10 2011H 92
2011 1 282011 2012 200 2011 5 272010 201020102010 2012 1 62012 2011 2010 2010 2010 2011 7 2010 2011 93
2010AAH2010 3 19 2010 2010 8 202010 2010AH 2011 3 23 16 36 6 2011 2011 3 244 285 278 2410 2612 8 62010 2010 2010 IT 94
201112 201199% 17/18 18/18 18/18 10/10 10/10 10/10 18/18 18/18 18/18 18/18 6/6 6/6 18/18 Alberto TOGNI 17/18 18/18 18/18 17/18 14/14 95
1 2011 18612 2 2011 10 26 3 2011 5 28 4 2011 7 8 5 Alberto TOGNI2011 5 27 6 2011 5 27 7 2011 3 11 10 Alberto TOGNI 2011 3 2010 2012 96
2011100% 3/3 3/3 1/1 1/1 3/3 3/3 3/3 3/3 2/2 2/2 Alberto TOGNI 3/3 3/3 1 2011 5 28 2 2011 7 8 8 Alberto TOGNI 97
20115 20102012 2010 2011 2011 2012 2011100% 5/5 2/2 5/5 3/3 5/5 Alberto TOGNI 5/5 5/5 5/5 5/5 1 2011 5 28 2 2011 7 8 3 2011 3 11 20112011 98
2012 2011 2011 2012 2012 99
IT 2012 3 29 7 Alberto TOGNI 20116 2012 100
2011100% 6/6 2/2 6/6 6/6 Alberto TOGNI 6/6 6/6 6/6 1 2011 5 28 2 2012 3 2 6 20116 1 2010 2011 2011 2010 2011 101
2011 97% 7/7 5/5 2/2 6/7 7/7 7/7 1 2011 5 28 2 2011 7 8 3 2011 8 23 4 2012 3 29 7 Alberto TOGNI Alberto TOGNI 20114 2010 2011 2011 102
201197% Alberto TOGNI 4/4 4/4 1/1 3/4 4/4 4/4 4/4 4/4 1 2011 8 23 Alberto TOGNI 2 2011 5 28 3 2011 3 11 6 3.13 2011 2011 103
[2003]56 Alberto TOGNI 2011 7,691.24 7322 2011 6 1 4 104
2011 29 125 IT 105
2010 2011 2011 2011 12 31 2.15 800 920112006 2011 2012 2006 2012 2011 2011 20102011 200 106
2011 11A/A-1 2011 2011 2011 2011 2010 (League of American Communications Professionals) 2050 107
2011 30% 2011 0.155 2012 5 30 2011 2012 5 30 2011 5 2720100.146 2011 7 407.56 2011 6 302011 2010 2009 2008 40,756 35,537 32,999 39% 44% 52% 1 2 108
2009 2011 3 24 35% 45%2010 2013 2011 2010 H 2012 6 8 6 12 H H 2012 6 74 30 183 17 1712-1716H 2012 6 6 4,053.90 109
37 20 20065 2011 14A.3114A.33 110
2002 7 5(BVI) (BVI) 8.50 2002 7 25 4 10 2011 2002 7 5 2011 2011 1 1 2002 7 5 8.50 2003 7 252012 7 4 1,446,000 1,446,000 1,446,000 2011 5 28 2011 5 28 1,084,500 (BVI) 18 2011 XV 352 111
33 (BVI) 2011 12 311,098 36 2009 7 62010 3 9400249.3 2010 3 9 249.3 2005339.3 112
2010 6 2400A 39,776,221,747 2010 1112A 59,298,812,357 2011 5 17 320 A [2005]102[2005]107 50% [2005]102 50% 12 10% 113
H H10% H [2008]897 H2008 10% 2012 3 29 114
20116 23 1 1 17 2011 2 3 242010 2010 2010 2010 2010 2011 2010 3 4 282011 4 7 26 2011 5 8 242011 6 10 262011 115
2011 98% 6/6 6/6 6/6 6/6 6/6 5/6 3/3 3/3 3/3 3/3 1 2011 8 24 2012 2 21 2 2011 5 28 3 2011 5 27 2011 1 2010 20114 20102010 2010 2010 2011 20112011 116
2011 2011 2010 7 11 5 117
118
1 2 2011 3 4 5 6 2011 119
2005 11 42 120
(1) (2) 166 121
1 Fortis-Flex III China Fund I 2,104,048,079 253,455 2,221,052,222 34.68% 94,925,979 2 823 HK 268,190,558 18,701,019 431,328,124 6.73% 64,244,449 3 260,134,793 2,600,000 263,334,451 4.11% 3,199,658 4 939 HK 131,726,501 43,024,334 188,883,438 2.95% (25,367,800) 5 MA MasterCard Inc. 55,679 130,755,707 2.04% 52,116,231 6 1398 HK 83,484,080 20,898,415 78,104,211 1.22% (4,566,131) 7 XS0283693447 46,407,711 10,000 45,905,888 0.72% (323,591) 8 883 HK 47,088,533 3,600,876 39,643,146 0.62% (5,808,271) 9 XS0284704441 Gainlead International Ltd. 37,601,887 8,000 37,211,130 0.58% (1,071,137) 10 13 HK 37,025,094 677,186 35,712,144 0.56% (12,396,776) 2,062,304,467 2,933,118,709 45.79% 560,317,802 (701,560,320) 5,078,011,703 6,405,049,170 100% 23,710,093 1 2 3 4 2008 HK 315,971,569 8.30% 647,976,296 26,580,388 (227,125,712) 549 HK 56,043,246 10.95% 42,903,608 15,223,861 372,014,815 690,879,904 26,580,388 (211,901,851) 122
1 5% 2 47,283,583 20% 132,770,698 36,168,701 986,065,760 14% 1,053,131,379 (20,510,050) 13,458 1,660 11% 13,458 58,352,891 10% 80,756,432 8,767,681 1,091,715,692 1,266,671,967 44,936,382 (20,510,050) 1 2 5% 3 4 1,697,235,937 275,751,250 (331,758,319) 1,250,385,708 2,235,212,893 (341,237,206) 123
128371 124
125
.......................................................... 128..................................................... 129..................................................... 130.......................................................... 132................................................. 134..................................................... 136................................................... 138................................................... 139................... 173........................................................... 177 1................................................ 178 2..................................... 179 3................................................ 180 4.............................................. 181 5.................................................. 182 6.................................................. 183 7............................... 184 8.............................................. 188 9.................................................... 189 10............................... 191 11............................................ 193 12.............................................. 194 13.................................................. 195 14............ 196 15................................... 198 16............................................ 203 17.................................................. 210 18................................................ 215 19................................... 216 20.................................................. 217 21.................................................. 223 22.................................................. 225 23.............................................. 231 24.................................................. 235 126
25............................................ 235 26............................... 236 27.................................................. 236 28.................................................. 237 29.................................................. 239 30.............................................. 244 31.................................................. 244 32.............................................. 245 33.............................................. 247 34................................................ 249 35.................................................. 253 36................................... 259 37.............. 260 38............................. 262 39.............................................. 262 40............................................ 263 41....................................... 267 42.................................................. 268 43.................................................. 276 1...................................................... 282 2......................................... 282 3.................................................. 282 4.................................................. 323 5................................................ 345 6................................. 361 7.................................................. 368 8.................................................. 371 1................................................ 372 2.............................................. 373 3.................................................. 374 4.................................................. 376............................................. 377 127
2011 2010 1 413,102 313,533 1 (185,038) (119,571) 228,064 193,962 2 70,018 59,214 2 (5,356) (4,731) 64,662 54,483 3 7,858 3,491 3,442 3,380 4 24,272 21,202 328,298 276,518 5 (140,815) (122,409) 8 (19,355) (12,993) 168,128 141,116 19 516 1,029 168,644 142,145 9 (38,325) (32,454) 130,319 109,691 124,182 104,418 6,137 5,273 130,319 109,691 10 0.44 0.39 0.43 0.39 37.3 128
2011 2010 130,319 109,691 2,642 4,660 (546) (756) (3,228) (6,163) 555 1,117 (577) (1,142) 254 97 1 254 98 (6,430) (2,973) 647 120 (5,783) (2,853) 95 140 (6,011) (3,757) 124,308 105,934 119,640 101,358 4,668 4,576 124,308 105,934 129
2011 2010 * 11 590,964 636,126 12 1,919,651 1,573,922 13 618,366 213,716 26 56,108 42,469 95,907 86,218 14 73,807 81,237 15 42,757 39,974 16 6,203,138 5,537,765 17 553,318 656,738 1,074,116 1,039,386 299,518 277,963 1,926,952 1,974,087 19 13,293 12,631 20 138,234 123,568 21 14,616 13,839 34 19,516 24,041 22 116,757 100,272 11,830,066 10,459,865 *23 130
2011 2010 * 24 1,370,943 1,275,814 25 81,456 73,415 26 56,259 42,511 27 265,838 230,801 15 35,473 35,711 28 8,256,874 7,539,155 561,087 194,382 8,817,961 7,733,537 29 169,902 131,887 30 26,724 19,499 31 29,353 22,775 32 6,086 6,440 34 4,486 3,919 35 209,691 207,406 11,074,172 9,783,715 36.1 279,147 279,147 36.1 115,359 114,988 36.2 (25) (138) 37.1 52,165 40,227 37.2 81,243 71,195 209,816 148,355 38 3,642 4,015 (18,185) (13,624) 723,162 644,165 39 32,732 31,985 755,894 676,150 11,830,066 10,459,865 *23 2012 3 29 131
2011 2010 * 11 576,155 620,979 12 1,785,152 1,282,532 13 577,233 245,333 26 2,691 2,486 91,642 83,100 14 31,887 17,814 15 20,969 19,157 16 5,546,805 4,951,171 17 271,364 392,480 1,025,620 984,127 290,387 263,178 1,587,371 1,639,785 18 83,789 79,933 19 48 45 20 74,529 65,494 21 1,280 1,285 34 19,648 24,359 22 79,638 75,066 10,478,837 9,108,539 *23 132
2011 2010 * 24 1,273,561 1,098,337 25 73,847 65,120 26 2,842 2,527 27 304,309 255,776 15 17,387 17,232 28 7,249,861 6,601,698 557,039 191,720 7,806,900 6,793,418 29 148,271 116,283 31 26,527 20,181 32 6,086 6,440 34 124 177 35 133,769 122,772 9,793,623 8,498,263 36.1 279,147 279,147 36.1 113,670 114,368 37.1 50,487 38,777 37.2 76,515 67,604 166,950 111,380 38 604 (2) (2,159) (998) 685,214 610,276 10,478,837 9,108,539 *23 2012 3 29 133
2011 1 1 279,147 114,988 40,227 71,195 148,355 4,015 (13,624) (138) 31,985 676,150 124,182 6,137 130,319 392 (373) (4,561) (1,469) (6,011) 392 124,182 (373) (4,561) 4,668 124,308 37.1 11,922 (11,922) 37.2 10,054 (10,054) 37.3 (40,756) (3,978) (44,734) 36.2 113 113 (21) 16 (6) 11 57 57 2011 279,147 115,359 52,165 81,243 209,816 3,642 (18,185) (25) 32,732 755,894 134
2010 1 1 253,839 76,710 30,391 60,328 100,758 4,750 (11,741) (43) 30,402 545,394 104,418 5,273 109,691 139 (3) (1,313) (1,883) (697) (3,757) 139 104,415 (1,313) (1,883) 4,576 105,934 25,308 33,991 59,299 29 4,148 4,148 37.1 9,837 (9,837) 37.2 10,874 (10,874) 37.3 (35,537) (3,283) (38,820) 6 6 36.2 (95) (95) (1) (7) (570) 578 284 284 2010 279,147 114,988 40,227 71,195 148,355 4,015 (13,624) (138) 31,985 676,150 135
2011 2010 * 168,644 142,145 19,355 12,993 10,301 8,684 1,956 1,635 (372) (341) (7) (128) (516) (1,029) (54,600) (51,936) (188) (165) (3,442) (3,380) 6,554 4,676 (356,193) (259,151) (88,624) (263,656) (9,689) (26,563) (597) (17,630) (683,599) (755,998) (14,303) 30,067 95,129 371,648 8,041 11,800 35,037 44,158 1,084,424 1,016,715 7,225 8,242 17,810 64,462 242,346 337,248 (27,989) (28,251) 214,357 308,997 *23 136
2011 2010 * 3,949 2,977 471 471 380 467 54,882 51,077 1,336,845 1,210,766 (1,200) (1,834) (32,455) (23,990) (1,307,098) (1,434,877) 55,774 (194,943) 36,841 85,711 59,299 (793) (26,928) (4,444) (3,406) (40,756) (35,537) (3,978) (3,283) 170 173 (12,960) 76,029 (9,174) (7,031) 247,997 183,052 769,371 586,319 41 1,017,368 769,371 *23 137
1912 2 51949 1949 1994 2004 8 26 2006 B0003H111000001 100000000001349 2011 12 31 67.60% 2010 12 3167.55% 2012 3 29 138
1 1.1 2011 24 2010 2011 1 1 24 139
1 1.1 2011 2011 1 21 28 31 34 3 13 14 19 27 140
1 1.2 2011 2011 1 2012 7 1 12 2012 1 1 19 2013 1 1 32 2014 1 1 7 2013 1 1 7 2011 7 1 9 2015 1 1 9 7 10 2013 1 1 11 2013 1 1 12 2013 1 1 27 2013 1 1 28 2013 1 1 13 2013 1 1 141
1 1.2 2011 1 12 40 19 32 7 7 9 39 9 7 39 9 142
1 1.2 2011 101112 2728 13 143
2 2.1 50% 144
2 2.1 2.2 20% 50% 145
2 2.2 2.3 146
3 3.1 3.2 147
3 3.2 (i) (ii) (iii) 4 4.1 148
4 4.1 (1) 149
4 4.1 (2) (3) (4) (5) 150
4 4.2 4.3 4.4 151
4 4.5 4.6 (i) (ii) (iii) (iv) (v) 152
4 4.6 (vi) (vii) (viii) (ix) (1) 153
4 4.6 (1) (2) 154
4 4.6 (2) 4.7 155
4 4.7 (1) 156
4 4.7 (2) (3) 157
4 4.8 4.9 158
4 4.10 5 6 159
7 160
7 7.1 15 50 3% 1.9% 6.5% 3 15 3% 6.4% 32.4% 4 6 3% 16.1% 24.3% 7.2 25 15% 7.3 8 8.1 161
8 8.2 8.3 9 162
10 11 12 12.1 2004 1 1 163
12 12.1 12.2 2003 164
12 12.3 12.4 (1) (2) 165
12 12.5 13 14 14.1 166
14 14.2 (1) (2) 14.3 167
15 16 17 18 168
19 20 21 169
21 21.1 21.2 170
21 21.2 22 171
23 2011 28 2010 215,874 191,720 7,483,254 7,733,537 6,546,663 6,793,418 42,620 19,499 23,121 218,694 207,406 154,686 122,772 2010 1 1 44,234 27,258 6,620,552 6,716,822 5,824,279 5,915,104 37,186 11,257 25,929 187,924 161,817 132,005 94,367 172
1 173
1 2 174
3 39 4 39 5 175
6 12.2 32 7 176
8 2011 2010 25% 25% 5% 5% 1% 7% 1% 7% 3% 3.5% 3% 3.5% 16.5% 16.5% 177
1 2011 2010 296,913 227,529 (1) 56,728 53,987 25,177 18,604 34,284 13,413 413,102 313,533 (139,905) (92,525) (38,227) (22,086) (6,906) (4,960) (185,038) (119,571) (2) 228,064 193,962 666 965 (1) (2) 4,109.131,695.35 2010 3,114.251,179.25 178
2 2011 2010 13,268 10,178 12,389 9,144 12,139 11,021 10,747 9,574 8,545 8,114 6,507 4,385 1,809 1,491 4,614 5,307 70,018 59,214 (5,356) (4,731) 64,662 54,483 179
3 2011 2010 (1) 9,618 3,072 (1,983) (332) (235) 394 458 357 (2) 7,858 3,491 (1) 2011 90.51 2010 6.61 187.82 2010 37.33 (2) 2011 0.88 2010 9.03 180
4 2011 2010 (1) 7,678 8,526 6,955 4,033 3,804 3,509 436 417 248 207 1,864 1,649 7 128 3,280 2,733 24,272 21,202 (1) 2011 2010 10,702 7,532 (5,997) (1,886) 4,705 5,646 3,521 3,329 (548) (449) 2,973 2,880 7,678 8,526 181
5 2011 2010 6 60,793 53,420 (1) 35,461 30,816 18,581 14,414 12,257 10,319 5,673 6,955 1,905 1,982 6,310 3,664 21 127 64 76 (2) (2,316) 78 2,066 558 140,815 122,409 (1) 20112.15 2010 2.13 0.48 2010 0.46 2011 45.17 94.79 2010 37.24 83.84 (2) 2011 6 15 23.94 2011 182
6 2011 2010 44,429 37,848 1,591 2,967 32 626 571 1,984 1,583 4,130 3,553 920 802 325 213 102 75 120 92 3,331 2,769 1,558 1,343 23 17 1,654 1,587 60,793 53,420 183
7 2011 (3) (2) 775 60 227 1,062 (3) (2) 698 63 210 971 (3) (2) 670 62 204 936 (3) (4) (2) 279 28 82 389 (1) (4) (1) (4) (1) (1) (1) (1) (1) (5) (1) (5) 550 550 Alberto TOGNI 955 955 (1) 350 350 350 350 (5) 273 273 (3) 679 43 206 928 (3) 564 53 173 790 (3) 564 52 170 786 (3) 599 48 165 812 (3) 323 45 112 480 (3) 503 41 70 614 (5) 93 93 (5) 134 134 (4) 104 104 (4) 88 88 2,897 5,654 495 1,619 10,665 184
7 2010 (3) (3) (2) 428 52 212 506 508 1,706 (3) (2) 385 54 202 456 457 1,554 (3) (2) 370 53 197 437 439 1,496 (3) (2) 370 56 195 435 437 1,493 (1) (1) (1) (1) (1) (1) (1) (1) (1) 300 300 550 550 Alberto TOGNI 1,085 1,085 550 550 350 350 68 68 (3) 312 36 157 369 371 1,245 (3) 94 19 48 111 111 383 (3) 386 46 158 573 1,163 (3) 386 45 156 539 1,126 (3) 142 14 51 474 681 (3) 268 39 100 208 615 (3) 325 34 40 593 992 112 112 95 95 3,110 3,466 448 1,516 4,701 2,323 15,564 185
7 (1) 2011 2010 2011 (2) 2011 2010 (3) 2011 2011 2010 2011 5 27 3 (4) 2011 5 28 2011 5 28 2011 5 28 (5) 2011 7 82011 3 11 2011 5 27 2002 7 2011 2010 186
7 2011 2010 2011 2010 16 26 42 22 5 2 63 50 2011 2010 7,500,001 8,000,000 1 8,500,001 9,000,000 1 9,500,001 10,000,000 1 1 10,000,001 10,500,000 1 10,500,001 11,000,000 1 12,000,001 12,500,000 1 12,500,001 13,000,000 1 14,500,001 15,000,000 1 16,000,001 16,500,000 1 2011 2010 187
8 2011 2010 (1) 191 (1,790) 19,081 17,354 19,272 15,564 (1)(2) (711) (2,884) 647 468 (64) (2,416) 58 (69) 10 (1) 4 (2,486) 79 (85) 19,355 12,993 (1) 16 23 188
8 (2) 2011 2010 (434) (1,526) Alt-A (108) (411) Non-Agency (221) (647) 767 98 4 (2,486) 9 2011 2010 28,795 28,082 3,289 2,701 1,458 1,207 33,542 31,990 34 4,783 464 38,325 32,454 189
9 25% 7) 2011 2010 168,644 142,145 42,161 35,536 (2,208) (2,149) 1,527 1,080 (1) (4,707) (3,439) (2) 1,749 2,074 (197) (648) 38,325 32,454 (1) (2) 190
10 2011 2010 124,182 104,418 279,123 264,393 0.44 0.39 2011 2010 279,147 253,839 10,575 29 (24) (21) 279,123 264,393 191
10 2011 2010 124,182 104,418 12 31 949 521 125,131 104,939 279,123 264,393 10,946 6,241 290,069 270,634 0.43 0.39 192
11 2011 2010 2011 2010 61,833 49,222 55,830 44,811 416,233 563,578 385,164 552,281 3,541 1,459 3,378 1,448 109,306 21,867 131,735 22,439 51 48 (1) 590,964 636,126 576,155 620,979 (1) 42.7 193
12 2011 2010 2011 2010 (1) 1,467,139 1,109,878 1,457,962 1,104,652 (2) 181,020 111,501 179,390 110,378 (3) 271,492 352,543 147,800 67,502 1,919,651 1,573,922 1,785,152 1,282,532 (1) 2011 12 3121.0% 2010 12 3118.5%5.0% 2010 12 315.0% (2) (3) 194
13 2011 2010 2011 2010 410,655 91,752 359,284 76,584 112,629 83,188 112,629 83,188 (1) 95,320 39,019 83,086 56,146 (1) 22,472 29,658 (2) 618,604 213,959 577,471 245,576 (238) (243) (238) (243) 618,366 213,716 577,233 245,333 238 243 238 243 0.04% 0.11% 0.04% 0.10% (1) 42.7 (2) 2011 2010 2011 2010 90,925 43,692 88,596 42,297 72,773 29,778 72,297 29,778 3,262 2,547 163,698 76,732 160,893 74,622 195
14 2011 2010 2011 2010 6,355 5,477 5,931 5,420 2,135 1,936 1,803 1,032 204 333 40 30 2,054 1,012 1,436 348 15,127 29,472 153 203 417 1,353 61 4,723 4,585 31,168 44,371 9,210 6,891 409 429 729 3,863 32,306 48,663 9,210 6,891 196
14 2011 2010 2011 2010 69 174 69 23 1,822 1,666 1,822 1,666 347 327 347 242 463 462 393 416 26,690 20,206 14,276 6,276 3,936 3,745 1,705 1,370 33,307 27,189 18,265 9,751 3,115 2,577 (1) 4,412 1,172 4,412 1,172 667 1,636 41,501 32,574 22,677 10,923 (2) (3) 73,807 81,237 31,887 17,814 9,463 7,735 4,475 2,346 (4) 29,693 22,640 22,688 13,971 34,651 50,862 4,724 1,497 73,807 81,237 31,887 17,814 197
14 (1) 2011 2010 (2) 2011 2011 2010 2011 2010 6,424 5,651 6,000 5,443 0.72% 4.33% 1.60% 9.00% 2.71% 4.33% 3.07% 4.48% (3) 2011 12 31 13.77 2010 20.62 (4) 15 198
15 15.1 2011 2010 (1) 1,930,235 31,615 (21,687) 1,979,959 30,763 (23,829) 17,404 203 (50) 4,585 24 (25) 1,947,639 31,818 (21,737) 1,984,544 30,787 (23,854) 618,375 9,027 (11,390) 532,670 7,308 (10,081) 2,201 1 (18) 85 3,424 1 (1) 7,388 8 (3) 624,000 9,029 (11,409) 540,143 7,316 (10,084) 3,991 102 (98) 8,684 123 (183) 77,347 1,808 (2,229) 33,415 1,744 (1,590) 315 331 4 2,653,292 42,757 (35,473) 2,567,117 39,974 (35,711) 199
15 15.1 2011 2010 (1) 1,506,582 15,637 (9,501) 1,471,850 13,164 (10,162) 8,730 102 (25) 1,090 15 (15) 1,515,312 15,739 (9,526) 1,472,940 13,179 (10,177) 262,617 4,337 (6,360) 253,521 5,113 (6,229) 945 (14) 290 263,562 4,337 (6,374) 253,811 5,113 (6,229) 107 583 2 (1) 40,143 893 (1,487) 21,679 859 (825) 315 331 4 1,819,439 20,969 (17,387) 1,749,344 19,157 (17,232) (1) 200
15 15.2 2011 2010 1,121 26 1,012 183 (1) 28,040 2,389 (900) 39,435 740 (1,568) (1) 29,161 2,415 (900) 40,447 923 (1,569) 3,432 48 (81) 3,776 48 (63) 576 (16) 8,354 92 (106) (2) 4,008 48 (97) 12,130 140 (169) 33,169 2,463 (997) 52,577 1,063 (1,738) (1) 201
15 15.2 (1) 2011 2010 1,158 (177) (1,275) 113 (117) (64) (2) 2011 0.09 20100.252011 2010 0.62 2011 2010 (3) 2011 8.26 20106.81 2011 2010 202
16 16.1 2011 2010 2011 2010 2011 2010 4,628,846 4,143,775 4,168,833 3,733,290 3,733,643 3,445,891 96,459 100,608 93,551 98,487 84,812 94,794 4,725,305 4,244,383 4,262,384 3,831,777 3,818,455 3,540,685 1,213,322 1,089,006 1,050,046 940,226 1,025,988 921,373 97,659 60,833 89,828 53,827 89,453 53,487 306,528 266,399 281,199 245,733 275,798 243,040 1,617,509 1,416,238 1,421,073 1,239,786 1,391,239 1,217,900 6,342,814 5,660,621 5,683,457 5,071,563 5,209,694 4,758,585 (36,265) (36,834) (35,749) (36,427) (35,228) (35,985) (103,411) (86,022) (100,903) (83,965) (98,282) (80,814) (139,676) (122,856) (136,652) (120,392) (133,510) (116,799) 6,203,138 5,537,765 5,546,805 4,951,171 5,076,184 4,641,786 16.2 3.5 203
16 16.3 (1) (2) 2011 6,279,508 12,842 50,464 63,306 6,342,814 1.00% (95,052) (8,359) (36,265) (44,624) (139,676) 6,184,456 4,483 14,199 18,682 6,203,138 2010 5,596,745 13,152 50,724 63,876 5,660,621 1.13% (77,447) (8,575) (36,834) (45,409) (122,856) 5,519,298 4,577 13,890 18,467 5,537,765 204
16 16.3 (1) (2) 2011 5,621,032 12,790 49,635 62,425 5,683,457 1.10% (92,573) (8,330) (35,749) (44,079) (136,652) 5,528,459 4,460 13,886 18,346 5,546,805 2010 5,008,245 13,095 50,223 63,318 5,071,563 1.25% (75,415) (8,550) (36,427) (44,977) (120,392) 4,932,830 4,545 13,796 18,341 4,951,171 205
16 16.3 (1) (2) 2011 5,148,535 12,620 48,539 61,159 5,209,694 1.17% (90,012) (8,270) (35,228) (43,498) (133,510) 5,058,523 4,350 13,311 17,661 5,076,184 2010 4,696,374 13,053 49,158 62,211 4,758,585 1.31% (72,284) (8,530) (35,985) (44,515) (116,799) 4,624,090 4,523 13,173 17,696 4,641,786 206
16 16.3 (1) (2) 207
16 16.4 2011 2010 36,834 86,022 122,856 42,415 70,535 112,950 12,066 41,425 53,491 10,136 35,444 45,580 (11,875) (22,344) (34,219) (11,926) (18,090) (30,016) (949) (860) (1,809) (4,079) (1,438) (5,517) 589 21 610 631 135 766 (98) (216) (314) (162) (233) (395) (302) (637) (939) (181) (331) (512) 36,265 103,411 139,676 36,834 86,022 122,856 36,427 83,965 120,392 41,611 68,755 110,366 11,760 40,655 52,415 10,075 34,924 44,999 (11,490) (22,280) (33,770) (11,290) (18,043) (29,333) (876) (744) (1,620) (3,915) (1,312) (5,227) 314 1 315 269 100 369 (97) (214) (311) (155) (233) (388) (289) (480) (769) (168) (226) (394) 35,749 100,903 136,652 36,427 83,965 120,392 35,985 80,814 116,799 41,311 66,335 107,646 11,657 39,902 51,559 9,809 34,201 44,010 (11,444) (21,188) (32,632) (11,253) (18,043) (29,296) (876) (727) (1,603) (3,850) (1,289) (5,139) 275 275 269 269 (97) (214) (311) (143) (233) (376) (272) (305) (577) (158) (157) (315) 35,228 98,282 133,510 35,985 80,814 116,799 208
16 16.5 2011 2010 101,376 21,480 122,856 92,028 20,922 112,950 50,248 3,243 53,491 44,165 1,415 45,580 (34,135) (84) (34,219) (29,965) (51) (30,016) (1,197) (612) (1,809) (4,880) (637) (5,517) 577 33 610 721 45 766 (140) (174) (314) (210) (185) (395) (874) (65) (939) (483) (29) (512) 115,855 23,821 139,676 101,376 21,480 122,856 99,252 21,140 120,392 89,744 20,622 110,366 49,414 3,001 52,415 43,791 1,208 44,999 (33,722) (48) (33,770) (29,333) (29,333) (1,129) (491) (1,620) (4,727) (500) (5,227) 315 315 369 369 (137) (174) (311) (203) (185) (388) (761) (8) (769) (389) (5) (394) 113,232 23,420 136,652 99,252 21,140 120,392 95,928 20,871 116,799 87,229 20,417 107,646 48,706 2,853 51,559 42,887 1,123 44,010 (32,632) (32,632) (29,296) (29,296) (1,128) (475) (1,603) (4,655) (484) (5,139) 275 275 269 269 (137) (174) (311) (191) (185) (376) (577) (577) (315) (315) 110,435 23,075 133,510 95,928 20,871 116,799 209
17 2011 2010 2011 2010 56,338 122,199 49,384 111,334 1,872 2,790 1,368 2,771 48,667 95,121 39,270 90,818 13,294 20,617 3,136 8,268 67,116 57,483 59,303 56,374 133,912 90,437 55,691 38,469 34,175 45,429 5,385 17,615 148,506 174,496 50,058 53,173 20,212 23,988 6,133 12,298 524,092 632,560 269,728 391,120 23,281 19,142 1,636 1,360 5,945 5,036 (1) 553,318 656,738 271,364 392,480 210
17 2011 2010 2011 2010 575,744 689,539 562,103 684,474 16,220 13,672 16,220 13,672 270,346 146,428 270,000 145,714 23,182 19,584 21,368 16,128 123,828 90,480 123,120 90,124 33,762 32,744 29,475 28,066 5,443 7,785 195 1,233 22,590 34,257 2,543 4,224 3,355 5,335 930 888 1,074,470 1,039,824 1,025,954 984,523 (354) (438) (334) (396) (2) 1,074,116 1,039,386 1,025,620 984,127 (3) 160,000 160,000 160,000 160,000 (4) 82 82 (5) 22,291 22,291 (6) 42,500 42,500 42,500 42,500 14,480 16,541 14,480 15,660 (7) 41,483 43,639 41,483 43,639 12,845 3,094 9,124 1,374 5,410 12,184 584 584 299,593 278,040 290,462 263,255 (75) (77) (75) (77) 299,518 277,963 290,387 263,178 (8) (9) 1,926,952 1,974,087 1,587,371 1,639,785 211
17 2011 2010 2011 2010 14,294 11,800 5,560 5,228 262,669 405,093 179,857 308,776 247,129 215,667 84,311 77,116 5,138 5,748 340 274 23,748 18,156 1,636 1,360 2,206 2,269 1,204 1,468 1,010,958 971,645 998,511 954,533 60,952 65,472 25,905 28,126 299,518 277,963 290,387 263,178 1,926,952 1,974,087 1,587,371 1,639,785 21,638 19,817 6,764 6,696 1,273,967 1,377,012 1,178,368 1,263,309 631,347 577,258 402,239 369,780 1,926,952 1,974,087 1,587,371 1,639,785 212
17 2011 2010 2,206 2,288 2,269 2,375 1,010,958 1,012,649 971,645 958,476 2011 2010 1,204 1,254 1,468 1,528 998,511 1,000,082 954,533 941,193 (1) 2011 91.35 37.882010 159.3134.80 (2) 2011 31,365.03 213
17 (3) 19992000 2000 7 11,600 2.25% 2010 2020 6 30 [2004]87 (4) 20112006 6 220.82 (5) 230.00 (6) 1998 8 18425 2028 8 18 7.20%2004 12 1 2.25% (7) 2011 12 31332.17 2010 12 31 435.622011168.00 2010 396.002.31 2010 2.95 214
17 (8) 2011 2011 2010 2011 2010 639,751 832,924 619,156 816,995 1.12% 4.92% 1.38% 6.80% 1.12% 4.92% 1.38% 6.80% (9) 2011 12 31404.02 2010 12 31 290.86 18 42.7 2011 2010 36,915 36,915 29,633 28,281 4,509 4,509 3,753 3,753 2,126 2,126 (1) 1,998 82 82 4,773 4,267 83,789 79,933 (1) 2011 12 5 215
19 2011 2010 2011 2010 12,631 10,668 45 18 1,335 1,834 (464) (343) 516 1,029 6 28 254 97 (192) (302) (787) (352) (3) (1) 13,293 12,631 48 45 2011 2010 4,665 4,524 2,273 2,037 1,540 1,466 981 981 785 727 731 20 637 240 475 543 169 133 91 904 2,002 13,293 12,631 42.4 216
20 2011 74,058 40,752 12,806 43,707 171,323 1,331 8,337 14,069 6,791 30,528 21 706 (10) 696 4,561 542 (6,860) 1,757 (765) (1,977) (16) (3,604) (6,362) (902) (239) (149) (2,067) (3,357) 78,989 47,415 19,840 46,584 192,828 (19,378) (23,942) (3,371) (46,691) (2,275) (6,420) (1,606) (10,301) 666 1,875 406 2,947 168 170 160 498 (20,819) (28,317) (4,411) (53,547) (798) (257) (9) (1,064) (11) (11) 23 5 28 (775) (252) (20) (1,047) 53,882 16,810 12,549 40,327 123,568 57,395 19,098 19,588 42,153 138,234 217
20 2010 68,622 33,403 11,680 38,260 151,965 492 8,021 7,766 6,699 22,978 21 3,349 (4) 3,345 2,905 1,127 (6,452) 2,420 (894) (1,609) (88) (2,540) (5,131) (416) (190) (96) (1,132) (1,834) 74,058 40,752 12,806 43,707 171,323 (18,000) (20,625) (2,288) (40,913) (2,190) (5,008) (1,486) (8,684) 730 1,556 337 2,623 82 135 66 283 (19,378) (23,942) (3,371) (46,691) (819) (279) (1,098) (9) (9) 21 22 43 (798) (257) (9) (1,064) 49,803 12,778 11,401 35,972 109,954 53,882 16,810 12,549 40,327 123,568 218
20 2011 12 31 4.77 2010 22.58 2011 12 31412.87 2010 393.94 2011 12 31319.98 2010 12 31 348.13 30) 219
20 2011 57,727 36,051 9,743 103,521 335 7,985 8,784 17,104 21 16 16 4,253 124 (4,377) (667) (1,741) (15) (2,423) (180) (33) (213) 61,484 42,386 14,135 118,005 (16,307) (20,665) (36,972) (1,919) (5,855) (7,774) 567 1,658 2,225 47 25 72 (17,612) (24,837) (42,449) (798) (257) (1,055) 23 5 28 (775) (252) (1,027) 40,622 15,386 9,486 65,494 43,097 17,549 13,883 74,529 220
20 2010 55,111 28,813 8,595 92,519 378 7,651 5,064 13,093 21 217 217 2,814 1,011 (3,825) (809) (1,414) (91) (2,314) 16 (10) 6 57,727 36,051 9,743 103,521 (15,094) (17,588) (32,682) (1,865) (4,454) (6,319) 649 1,371 2,020 3 6 9 (16,307) (20,665) (36,972) (819) (279) (1,098) 21 22 43 (798) (257) (1,055) 39,198 11,225 8,316 58,739 40,622 15,386 9,486 65,494 221
20 2011 2011 2010 2011 2010 50 4,003 4,177 10-50 7,777 7,960 10 8 8 11,788 12,137 8 50 4,538 4,601 3,901 4,387 10-50 40,568 36,471 38,687 35,839 10 501 673 501 396 45,607 41,745 43,089 40,622 57,395 53,882 43,097 40,622 222
21 2011 2010 2011 2010 13,839 15,952 1,285 1,384 502 20 (696) (3,345) (16) (217) (273) (94) 4 1,864 1,649 100 88 (620) (323) (89) 30 14,616 13,839 1,280 1,285 2011 12 31 75.2957.91 2010 67.9457.45 2011 223
21 2011 2010 2011 2010 50 2,086 2,150 10-50 6,004 5,498 10 8,090 7,648 50 1,829 2,611 714 1,084 10-50 4,502 3,379 371 10 195 201 195 201 6,526 6,191 1,280 1,285 14,616 13,839 1,280 1,285 224
22 2011 2010 2011 2010 (1) 54,817 42,025 50,174 38,254 (2) 38,245 35,377 13,235 20,943 (3) 2,602 2,342 2,406 2,161 (4) 9,353 9,023 8,561 8,889 (5) 1,057 1,531 712 988 (6) 1,752 1,851 8,931 8,123 4,550 3,831 116,757 100,272 79,638 75,066 (1) 2011 2010 2011 2010 22,494 22,668 19,957 19,916 22,164 14,811 20,982 13,939 10,159 4,546 9,235 4,399 54,817 42,025 50,174 38,254 225
22 (1) 2011 2010 2011 2010 42,025 34,390 38,254 31,258 411,650 311,239 384,370 289,761 (398,858) (303,604) (372,450) (282,765) 54,817 42,025 50,174 38,254 (2) 2011 2010 2011 2010 40,209 37,496 15,122 22,988 (1,964) (2,119) (1,887) (2,045) 38,245 35,377 13,235 20,943 226
22 (2) 2011 2010 1 35,299 (92) 33,632 (229) 1-3 1,705 (270) 1,138 (901) 3 3,205 (1,602) 2,726 (989) 40,209 (1,964) 37,496 (2,119) 2011 2010 1 11,803 (80) 19,489 (216) 1-3 322 (257) 982 (877) 3 2,997 (1,550) 2,517 (952) 15,122 (1,887) 22,988 (2,045) 227
22 (3) 2011 2010 2011 2010 4,172 3,935 3,741 3,076 907 819 728 678 (95) (540) (3) (7) (40) (42) (9) (6) 4,944 4,172 4,457 3,741 (1,830) (1,524) (1,580) (1,318) (538) (324) (481) (270) 6 7 3 4 20 11 7 4 (2,342) (1,830) (2,051) (1,580) 2,342 2,411 2,161 1,758 2,602 2,342 2,406 2,161 228
22 (4) 2011 2010 2011 2010 50 189 202 189 202 10 50 8,969 8,767 8,177 8,633 10 195 54 195 54 9,353 9,023 8,561 8,889 229
22 (5) 2011 2010 2011 2010 1,246 1,876 821 1,126 136 260 80 146 730 1,115 559 943 2,112 3,251 1,460 2,215 (1,055) (1,720) (748) (1,227) 1,057 1,531 712 988 201113.46 2010 13.39 2011 (6) 2011 2010 1,851 1,929 39 (63) (99) (54) 1,752 1,851 2006 12 15 2.41 15.19 230
23 2011 243 (5) 238 (1) 122,856 53,491 (34,219) (1,513) (939) 139,676 17 19,411 1,027 (1,091) (5,679) (745) 12,923 438 121 (63) (123) (19) 354 77 10 (11) (1) 75 1,064 11 (28) 1,047 1,720 32 (86) (598) (13) 1,055 23 (1) 22 2,119 506 (529) (90) (42) 1,964 267 145 (32) (13) 367 148,218 55,343 (35,988) (8,080) (1,772) 157,721 231
23 2010 366 (85) (38) 243 (1) 112,950 45,580 (30,016) (5,146) (512) 122,856 17 27,461 724 (3,140) (4,975) (659) 19,411 534 61 (130) (15) (12) 438 108 (1) (30) 77 1,098 9 (43) 1,064 2,168 29 (91) (375) (11) 1,720 46 (23) 23 2,318 749 (900) (40) (8) 2,119 281 204 (204) (14) 267 147,330 47,356 (34,363) (10,889) (1,216) 148,218 232
23 2011 243 (5) 238 (1) 120,392 52,415 (33,770) (1,616) (769) 136,652 15,794 351 (1,039) (5,401) (605) 9,100 396 9 (53) (18) 334 77 10 (11) (1) 75 1,055 (28) 1,027 1,227 32 (84) (414) (13) 748 23 (1) 22 2,045 490 (526) (82) (40) 1,887 19 3 (22) 141,271 53,310 (35,472) (7,580) (1,446) 150,083 233
23 2010 365 (85) (37) 243 (1) 110,366 44,999 (29,333) (5,246) (394) 120,392 23,683 149 (2,852) (4,620) (566) 15,794 436 50 (79) (11) 396 108 (1) (30) 77 1,098 (43) 1,055 1,522 3 (88) (199) (11) 1,227 46 (23) 23 2,246 733 (877) (32) (25) 2,045 25 (6) 19 139,895 45,934 (33,315) (10,236) (1,007) 141,271 (1) 234
24 2011 2010 2011 2010 717,084 578,990 666,886 545,442 538,677 496,755 539,188 497,015 110,376 197,297 54,859 47,149 4,806 2,772 12,628 8,731 (1) 1,370,943 1,275,814 1,273,561 1,098,337 (1) 42.7 25 2011 2010 2011 2010 73,825 62,513 73,825 62,513 7,631 10,902 22 2,607 81,456 73,415 73,847 65,120 235
26 27 2011 2010 2011 2010 101,453 96,103 95,800 91,954 50,229 38,280 49,862 38,280 110,378 95,968 150,452 119,600 3,778 450 8,195 5,942 (1)(2) 265,838 230,801 304,309 255,776 (1) 42.7 (2) 2011 2010 2011 2010 (i) 34,640 75,244 33,993 63,240 (i) 40.2 236
28 2011 2010 2011 2010 (1) 2,451,185 2,244,807 2,259,344 2,053,060 1,423,524 1,343,434 1,118,250 999,477 3,874,709 3,588,241 3,377,594 3,052,537 (1) 2,021,651 1,739,924 1,717,473 1,516,181 2,171,950 2,109,872 1,965,971 1,929,170 4,193,601 3,849,796 3,683,444 3,445,351 138,880 45,217 139,986 48,775 (1) 49,684 55,901 48,837 55,035 8,256,874 7,539,155 7,249,861 6,601,698 (1) 221,479 78,775 217,848 76,113 339,608 115,607 339,191 115,607 (2) 561,087 194,382 557,039 191,720 (3) 8,817,961 7,733,537 7,806,900 6,793,418 237
28 (1) 23 2011 (i) 2011 1536 0.15% 7.59% 2010 12 310.15% 7.59% (ii) (iii) (2) 2011 2010 (3) 2011 4,452.894,286.50 2010 3,942.313,795.18 238
29 2011 2010 2011 2010 2005 (1) 2005 2 18 2020 3 4 5.18% 9,000 9,000 9,000 9,000 2009 (2) 2009 7 6 2019 7 8 3.28% 14,000 14,000 14,000 14,000 2009 7 6 2024 7 8 4.00% 24,000 24,000 24,000 24,000 2009 7 6 2019 7 8 2,000 2,000 2,000 2,000 2010 (3) 2010 3 9 2025 3 11 4.68% 24,930 24,930 24,930 24,930 2010 2010 2 11 2020 2 11 5.55% 17,521 16,677 2011 (4) 2011 5 17 2026 5 19 5.30% 32,000 32,000 (5) 123,451 90,607 105,930 73,930 239
29 2011 2010 2011 2010 2010 (6) 2010 6 2 2016 6 2 37,201 36,206 37,201 36,206 1994 1994 3 10 2014 3 15 8.25% 140 147 140 147 2008 B 2008 9 22 2011 9 22 3.40% 725 1,000 2010 A 2010 9 30 2012 9 30 2.65% 1,806 1,717 2,200 2,200 B 2010 9 30 2013 9 30 2.90% 2,479 2,485 2,800 2,800 2011 2011 11 8 2016 11 8 3.75% 4,721 104 9,250 5,074 5,140 6,147 (7) 169,902 131,887 148,271 116,283 240
29 (1) 2005 2 18 5.18% 2015 3 4 3% (2) 2009 7 6 3.28% 2014 7 8 3% 4.00% 2019 7 8 3% 2014 7 8 3% (3) 2010 3 9 4.68% 2020 3 11 3% (4) 2011 5 17320 5.30% 5.30% 241
29 (5) (6) 2010 6 2400A 2010 6 22016 6 20.5% 0.3% A 5106% A 130%130% 3,000 A 80% 2011 AH 4.02 3.59 20112.00 2010 242
29 2010 6 2 40,000 (224) (4,148) 35,628 2011 2010 36,206 35,628 995 578 (i) 37,201 36,206 (i) 2011 411,000110,384 A (2012) 01836.1 (7) 2011 2010 243
30 2011 2010 2011 2010 (1) 26,724 19,499 (1) 2011 12 31312 0.60% 2.70% 2010 12 310.63% 2.09% 2011 249.40 2010 185.53 20 2011 2010 31 2011 2010 2011 2010 23,405 18,068 20,757 15,648 5,041 3,759 4,925 3,656 336 254 334 252 235 143 234 142 336 551 277 483 29,353 22,775 26,527 20,181 244
32 2011 2003 12 31 25.97 2010 24.95 34.89 2010 39.45 2011 2010 12 31 2011 2010 6,440 6,867 223 214 403 357 (980) (998) 6,086 6,440 245
32 2011 2010 3.64% 4.09% 3.01% 3.50% 6.0%~4.0% 6.0%~4.0% 8.0%~4.0% 8.0%~4.0% 8.00% 6.00% 60 60 50/55 50/55 246
33 33.1 2005 11 25% H 33.2 2002 7 10 33.3 (BVI)(BVI) 2002 7 5 (BVI) 31,132,600 8.50 102002 7 25 4 (BVI) 2 2002 11 7 247
33 33.3 (1) 2011 1 1 3,976,500 247,300 4,223,800 (2,530,500) 1,084,500 1,446,000 2011 1,446,000 1,331,800 1,446,000 4,223,800 2010 1 1 3,976,500 1,074,300 5,050,800 (2) (827,000) (827,000) 2010 3,976,500 247,300 4,223,800 (1) (2) 2010 22.73 19.79 248
34 34.1 2011 2010 74,364 19,516 92,416 24,041 (24,887) (4,486) (23,203) (3,919) 49,477 15,030 69,213 20,122 2011 2010 77,625 19,648 96,520 24,359 (640) (124) (769) (177) 76,985 19,524 95,751 24,182 249
34 34.2 2011 2010 84,060 21,018 83,360 20,885 19,363 4,841 17,329 4,332 15,181 3,796 14,524 3,631 379 92 832 209 3,797 961 2,395 628 122,780 30,708 118,440 29,685 (20,132) (5,035) (16,796) (4,209) (2,407) (587) (3,126) (713) (8,025) (1,378) (7,179) (1,218) (16,514) (3,045) (15,054) (2,591) (26,225) (5,633) (7,072) (832) (73,303) (15,678) (49,227) (9,563) 49,477 15,030 69,213 20,122 2011 12 31 308.95 2010 257.29 21.2 250
34 34.2 2011 2010 81,467 20,525 81,289 20,494 19,363 4,841 17,329 4,332 15,181 3,796 14,523 3,631 246 64 813 203 1,552 389 640 161 117,809 29,615 114,594 28,821 (20,132) (5,035) (16,790) (4,208) (1,065) (257) (794) (203) (19,627) (4,799) (1,259) (228) (40,824) (10,091) (18,843) (4,639) 76,985 19,524 95,751 24,182 251
34 34.3 2011 2010 2011 2010 20,122 20,132 24,182 23,988 9 (4,783) (464) (4,452) (386) 9 362 (193) 549 (318) 92 (13) 31 15,030 20,122 19,524 24,182 34.4 2011 2010 2011 2010 133 (506) 31 (640) (661) (163) (662) (145) 509 576 509 576 (4,764) (371) (4,330) (177) (4,783) (464) (4,452) (386) 252
35 2011 2010 2011 2010 27,848 33,461 22,030 32,831 (1) 75,352 58,665 73,809 57,758 38,281 33,872 5,054 4,376 (2) 19,938 17,761 18,481 15,768 (3) 2,396 1,372 2,087 1,109 (4) 2,106 21,492 (5) 38,716 36,407 17,362 15,306 209,691 207,406 133,769 122,772 253
35 (1) 2011 2010 2011 2010 64,531 52,143 63,045 51,394 7,110 3,938 7,419 4,137 3,711 2,584 3,345 2,227 75,352 58,665 73,809 57,758 2011 2010 2011 2010 58,665 49,555 57,758 49,282 185,038 119,571 177,384 115,533 (168,351) (110,461) (161,333) (107,057) 75,352 58,665 73,809 57,758 254
35 (2) 2011 15,771 44,429 (42,378) 17,822 1,591 (1,591) 370 1,984 (1,891) 463 84 4,130 (4,155) 59 3 920 (923) 8 325 (326) 7 1 102 (102) 1 1 120 (120) 1 26 3,331 (3,337) 20 1,389 1,558 (1,500) 1,447 15 23 (19) 19 93 1,654 (1,648) 99 (i) 17,761 60,167 (57,990) 19,938 2010 12,513 37,848 (34,590) 15,771 2,967 (2,967) 248 1,583 (1,461) 370 76 3,553 (3,545) 84 802 (799) 3 7 213 (212) 8 1 75 (75) 1 1 92 (92) 1 26 2,769 (2,769) 26 1,088 1,343 (1,042) 1,389 17 17 (19) 15 162 1,587 (1,656) 93 (i) 14,139 52,849 (49,227) 17,761 255
35 (2) 2011 13,790 37,845 (35,250) 16,385 1,399 (1,399) 370 1,981 (1,890) 461 83 4,122 (4,149) 56 3 920 (923) 8 325 (326) 7 1 102 (102) 1 1 120 (120) 1 26 3,328 (3,336) 18 1,389 1,549 (1,494) 1,444 15 13 (9) 19 82 670 (663) 89 (i) 15,768 52,374 (49,661) 18,481 2010 10,897 30,839 (27,946) 13,790 2,785 (2,785) 248 1,582 (1,460) 370 76 3,549 (3,542) 83 802 (799) 3 7 213 (212) 8 1 75 (75) 1 1 92 (92) 1 26 2,767 (2,767) 26 1,088 1,343 (1,042) 1,389 16 16 (17) 15 153 667 (738) 82 (i) 12,513 44,730 (41,475) 15,768 (i) 20112010 256
35 (3) 2011 2010 2011 2010 40.1 700 750 689 656 1,696 622 1,398 453 2,396 1,372 2,087 1,109 2011 2010 2011 2010 1,372 1,510 1,109 1,227 (i) 1,094 96 985 (69) (70) (234) (7) (49) 2,396 1,372 2,087 1,109 (i) 2011 257
35 (4) 23 (5) 2011 2010 2011 2010 1 1 50 188 1 1 1 2 2 50 187 1 2 3 3 51 186 3 355 1,291 506 1,852 1 2 (50) (302) 456 1,550 1 2 258
36 36.1 2011 A H 1 1 2011 1 1 195,524,946,800 83,622,276,395 279,147,223,195 A 29 110,384 110,384 2011 195,525,057,184 83,622,276,395 279,147,333,579 AH 2011 12 311,105.25 2010 1,105.24 36.2 2011 12 311,098 2010 3,957 259
37 37.1 10% 50% 25% 2012 3 29 201110% 116.95 2010 96.50 37.2 [2005]49 [2007]23 1% 2012 3 29 2011 89.12 2010 102.07 20112010 12 3145.54 34.64 260
37 37.3 2011 5 27 2010 2010 407.56 20110.1552010 0.146 2011 432.68 20112012 5 30 2011 37.4 2011 1,169.46 2010 965.04 261
38 2011 2010 2011 2010 4,015 4,750 (2) 1,069 2,778 4,125 2,039 1,508 (35) 62 (70) (2,355) (688) (2,703) (3,507) (3,551) (1,038) (1,003) (25) 406 (193) 549 486 578 486 578 3,642 4,015 604 (2) 39 2011 2010 30,379 29,745 1,661 1,681 692 559 32,732 31,985 262
40 40.1 2011 20112010 12 31 7.007.50 35 40.2 2011 2010 2011 2010 55,269 114,180 49,909 81,295 22 22 55,291 114,180 49,931 81,295 40.3 2011 112.97 2010 136.47129.41 2011 12 31 (2010 263
40 40.4 2011 2010 2011 2010 55,437 52,265 5,426 3,248 6,997 5,167 6,956 5,112 351 443 258 351 52 5 46 5 62,837 57,880 12,686 8,716 40.5 (1) 2011 2010 2011 2010 4,420 3,560 3,725 2,990 3,615 2,847 3,112 2,474 2,887 2,262 2,611 2,074 6,985 5,570 6,441 5,447 17,907 14,239 15,889 12,985 264
40 40.5 (2) 2011 12 31 41.74 2010 39.05 188.59 2010 176.09 205.30 2010 247.20 40.6 2011 451.13 2010 571.53 265
40 40.7 2011 2010 2011 2010 (1) 1 63,670 75,740 51,595 59,882 1 686,745 660,970 639,632 607,939 (2) 727,891 646,098 742,462 665,743 402,524 352,252 398,668 350,443 191,250 184,061 161,100 154,611 172,229 100,511 162,248 94,038 67,563 7,803 68,825 9,332 (3) 2,311,872 2,027,435 2,224,530 1,941,988 (1) (2) (3) 2011 2010 2011 2010 734,041 684,723 720,430 674,914 0% 100% 266
40 40.8 2011 2010 85,149 81,298 41 3 2011 2010 234,385 127,308 439,962 450,426 276,384 112,597 66,637 79,040 1,017,368 769,371 267
42 42.1 2007 9 292,000 42.2 (1) 8,282.09 67.60% 67.60% 71093296-1 268
42 42.2 (2) 2011 2010 21,026 10,107 57,859 57,298 (62,952) (46,379) 15,933 21,026 2011 57.08 172010 12 31 23.2934.00 30 (3) 269
42 42.2 (3) 20112010 2011 2010 38,868 61,371 73,282 26,891 193,767 201,102 443 669 2,577 (156,135) (146,291) (33,247) (24,435) (956) (1,080) 3,702 996 0.00% 6.73% 0.01% 5.70% 0.19% 10.50% 0.04% 5.50% 0.58% 6.38% 0.43% 5.42% 5.76% 11.00% 0.00% 6.20% 0.00% 5.00% 0.10% 5.50% 0.22% 6.32% 270
42 42.3 42.4 20112010 12 31 2011 2010 1,594 527 (4,475) (6,944) 2,803 1,510 271
42 42.4 % % 60000324-8 20.00 20.00 450 73665036-4 49.00 49.00 1,500 10000099-9 14.31 (1) 8,459 75080505-1 23.42 23.42 3,573 19.50 (1) 0.01 71782747-8 20.00 20.00 100 56456896-1 40.00 40.00 1,600 74942101-8 11.30 (1) 458 55967948-0 25.25 25.25 (2) 79478975-1 20.00 20.00 300 (1) (2) 272
42 42.5 2011 2010 42.6 2011 2010 2011 2010 2011 2010 (1) 17 31 1 1 18 32 (1) 2011 2011 273
42 42.7 2011 2010 26,610 4,492 (1) 38,684 63,311 (33,261) (31,034) (54,105) (44,967) (1) 2011 12 31 53.87 2010 58.12 274
42 42.7 % % 2001 9 12 34,806 100.00 100.00 (4) 1998 7 10 3,539 100.00 100.00 1992 7 23 3,749 100.00 100.00 1993 5 18 34,052 100.00 100.00 1942 1,000 50.31 50.31 2007 9 24 140 100.00 100.00 2005 1 5 3,035 100.00 100.00 (2) 2001 9 12 52,864 66.06 66.06 (3)(4) 1964 10 16 43,043 66.06 100.00 (4) 1948 2 2 700 66.06 100.00 (3)(4) 1947 4 24 300 46.57 70.49 1980 9 9 480 66.06 100.00 (4) 1997 12 1 200 76.43 100.00 1993 11 25 608 100.00 100.00 275
42 42.7 (2) (3) 66.06% 70.49% (4) 54% 6% 6% 34% 66.06% 66.06% 46.57% 100% 2011 43 276
43 277
43 2011 12 312011 373,107 27,218 6,156 33,374 12,308 (5,687) 413,102 (172,086) (8,683) (3,673) (12,356) (6,283) 5,687 (185,038) 201,021 18,535 2,483 21,018 6,025 228,064 55,322 9,015 3,977 12,992 3,296 (1,592) 70,018 (1,690) (2,504) (1,321) (3,825) (900) 1,059 (5,356) 53,632 6,511 2,656 9,167 2,396 (533) 64,662 6,346 668 476 1,144 359 9 7,858 992 372 2,104 2,476 (26) 3,442 (1) 8,293 6,503 10,318 16,821 210 (1,052) 24,272 270,284 32,589 18,037 50,626 8,964 (1,576) 328,298 (1) (118,751) (11,815) (8,288) (20,103) (2,807) 846 (140,815) (18,112) (419) (1,333) (1,752) 509 (19,355) 133,421 20,355 8,416 28,771 6,666 (730) 168,128 4 512 516 516 133,421 20,359 8,928 29,287 6,666 (730) 168,644 130,319 (38,325) 9,612,881 1,387,719 467,970 1,855,689 904,756 (556,553) 11,816,773 49 13,244 13,293 13,293 9,612,881 1,387,768 481,214 1,868,982 904,756 (556,553) 11,830,066 (2) 85,936 20,660 62,041 82,701 5,027 (161) 173,503 9,025,576 1,299,264 421,505 1,720,769 884,219 (556,392) 11,074,172 (519) 1,025 588 1,613 (1,094) 279 111 324 435 (181) (533) 19,702 749 11,228 11,977 244 31,923 9,313 746 1,993 2,739 205 12,257 2,234,227 100,569 55,247 155,816 164,247 (242,418) 2,311,872 278
43 2010 12 312010 284,786 21,317 3,684 25,001 7,203 (3,457) 313,533 (113,625) (4,528) (1,896) (6,424) (2,979) 3,457 (119,571) 171,161 16,789 1,788 18,577 4,224 193,962 45,360 8,287 4,035 12,322 2,525 (993) 59,214 (1,332) (2,119) (1,337) (3,456) (524) 581 (4,731) 44,028 6,168 2,698 8,866 2,001 (412) 54,483 1,063 1,282 815 2,097 331 3,491 751 572 2,022 2,594 35 3,380 (1) 5,129 7,395 8,664 16,059 236 (222) 21,202 222,132 32,206 15,987 48,193 6,827 (634) 276,518 (1) (96,596) (15,135) (8,896) (24,031) (2,416) 634 (122,409) (11,669) 274 (746) (472) (852) (12,993) 113,867 17,345 6,345 23,690 3,559 141,116 2 1,027 1,029 1,029 113,867 17,347 7,372 24,719 3,559 142,145 109,691 (32,454) 8,520,945 1,397,345 370,358 1,767,703 547,954 (389,368) 10,447,234 48 12,583 12,631 12,631 8,520,945 1,397,393 382,941 1,780,334 547,954 (389,368) 10,459,865 (2) 75,680 20,158 53,599 73,757 7,555 (161) 156,831 8,004,925 1,310,583 328,263 1,638,846 529,152 (389,208) 9,783,715 193 208 5 213 (406) 285 115 287 402 (275) (412) 14,229 588 8,656 9,244 518 23,991 7,591 745 1,835 2,580 148 10,319 1,909,129 100,949 32,325 133,274 121,384 (136,352) 2,027,435 (1) (2) 279
43 2011 12 312011 246,940 127,627 89,811 1,032 1,620 502 (54,430) 413,102 (105,109) (58,674) (73,861) (295) (1,529) 54,430 (185,038) 141,831 68,953 15,950 737 1,620 (1,027) 228,064 39,980 21,386 6,170 2,527 563 402 (1,010) 70,018 (2,022) (1,694) (492) (618) (1,305) (103) 878 (5,356) 37,958 19,692 5,678 1,909 (742) 299 (132) 64,662 468 513 6,690 (178) 31 326 8 7,858 (13) (3) 1,342 (6) 2,122 3,442 278 7,188 297 70 8,856 9,341 (1,758) 24,272 180,522 96,343 29,957 2,538 9,759 11,061 (1,882) 328,298 (62,582) (55,764) (11,551) (1,152) (8,598) (2,320) 1,152 (140,815) (16,053) (3,056) 760 (144) (862) (19,355) 101,887 37,523 19,166 1,386 1,017 7,879 (730) 168,128 271 250 (5) 516 101,887 37,523 19,166 1,657 1,017 8,129 (735) 168,644 (38,325) 130,319 5,330,401 1,753,022 4,512,493 43,619 57,117 209,046 (88,925) 11,816,773 2,403 10,938 (48) 13,293 5,330,401 1,753,022 4,512,493 46,022 57,117 219,984 (88,973) 11,830,066 5,703,156 3,730,827 1,506,248 39,103 50,804 132,796 (88,762) 11,074,172 (9,709) 53,342 (42,950) 26 77 (786) 91 (833) 874 (132) 5,662 6,257 300 75 760 18,869 31,923 4,281 4,996 832 96 43 2,009 12,257 280
43 2010 12 312010 188,298 104,454 75,349 682 1,405 334 (56,989) 313,533 (64,681) (45,563) (65,037) (149) (1,130) 56,989 (119,571) 123,617 58,891 10,312 533 1,405 (796) 193,962 31,296 19,490 5,363 3,191 194 404 (724) 59,214 (1,598) (1,595) (310) (712) (1,020) (68) 572 (4,731) 29,698 17,895 5,053 2,479 (826) 336 (152) 54,483 431 507 1,382 351 731 90 (1) 3,491 15 5 1,223 110 2,027 3,380 290 3,819 645 62 8,962 8,966 (1,542) 21,202 154,051 81,117 18,615 3,425 10,382 10,623 (1,695) 276,518 (50,698) (46,703) (10,552) (2,045) (9,909) (4,197) 1,695 (122,409) (14,183) (1,434) 2,942 (50) (268) (12,993) 89,170 32,980 11,005 1,380 423 6,158 141,116 435 3 595 (4) 1,029 89,170 32,980 11,005 1,815 426 6,753 (4) 142,145 (32,454) 109,691 4,708,324 1,503,781 4,044,648 40,519 49,756 195,700 (95,494) 10,447,234 2,169 10,507 (45) 12,631 4,708,324 1,503,781 4,044,648 42,688 49,756 206,207 (95,539) 10,459,865 5,014,927 3,542,866 1,119,033 36,894 44,875 120,454 (95,334) 9,783,715 9,567 46,745 (55,866) 17 32 (495) 3 87 (531) 593 (152) 4,339 4,786 230 129 32 14,475 23,991 3,423 4,242 700 91 49 1,814 10,319 281
1 2 3 282
3 3.1 (1) 283
3 3.1 (1) PDPD A B C D AAA AA A BBB+ BBB BBB- BB+ BB BB- B+ B- CCC CC C D D 284
3 3.1 (1) (2) 2008 (3) 285
3 3.2 (1) (i) (1)(2) (3) 286
3 3.2 (1) (ii) (2) (i) 90% 90% 85% 50% 70% 60% 40% 287
3 3.2 (2) (i) 40.3 (ii) 288
3 3.3 (1) 39 (i) (ii) 289
3 3.3 (2) 39 290
3 3.4 2011 2010 2011 2010 529,131 586,904 520,325 576,168 1,919,651 1,573,922 1,785,152 1,282,532 618,366 213,716 577,233 245,333 56,108 42,469 2,691 2,486 68,887 72,732 31,887 17,814 42,757 39,974 20,969 19,157 6,203,138 5,537,765 5,546,805 4,951,171 525,382 634,666 269,728 391,120 1,074,116 1,039,386 1,025,620 984,127 299,518 277,963 290,387 263,178 84,101 77,418 61,190 59,213 11,421,155 10,096,915 10,131,987 8,792,299 727,891 646,098 742,462 665,743 1,583,981 1,381,337 1,482,068 1,276,245 2,311,872 2,027,435 2,224,530 1,941,988 13,733,027 12,124,350 12,356,517 10,734,287 291
3 3.4 20112010 12 31 2011 45.17% 2010 12 3145.67%) 14.29%2010 12 31 16.67% 292
3 3.5 (1) (i) 2011 2010 5,209,694 82.14% 4,758,585 84.06% 743,233 11.72% 646,432 11.42% 389,887 6.14% 255,604 4.52% 6,342,814 100.00% 5,660,621 100.00% 2011 2010 5,208,405 91.64% 4,758,583 93.83% 101,142 1.78% 69,953 1.38% 373,910 6.58% 243,027 4.79% 5,683,457 100.00% 5,071,563 100.00% 293
3 3.5 (1) (i) 2011 2010 841,436 16.15% 784,066 16.48% 374,612 7.19% 333,481 7.01% 2,137,377 41.03% 1,948,756 40.95% 1,251,136 24.02% 1,163,384 24.45% 605,133 11.61% 528,898 11.11% 5,209,694 100.00% 4,758,585 100.00% 294
3 3.5 (1) (ii) 2011 2010 614,376 112,003 141,294 867,673 571,425 76,361 68,943 716,729 3,204,079 413,680 239,873 3,857,632 2,969,260 377,556 180,838 3,527,654 1,391,239 217,550 8,720 1,617,509 1,217,900 192,515 5,823 1,416,238 5,209,694 743,233 389,887 6,342,814 4,758,585 646,432 255,604 5,660,621 2011 2010 614,376 18,133 139,258 771,767 571,425 5,506 66,895 643,826 3,203,747 54,610 232,260 3,490,617 2,969,260 43,766 174,925 3,187,951 1,390,282 28,399 2,392 1,421,073 1,217,898 20,681 1,207 1,239,786 5,208,405 101,142 373,910 5,683,457 4,758,583 69,953 243,027 5,071,563 295
3 3.5 (1) (iii) 2011 2010 1,379,197 21.75% 1,176,535 20.78% 943,788 14.88% 813,590 14.37% 618,591 9.75% 579,582 10.24% 500,423 7.89% 438,991 7.76% 427,311 6.74% 413,004 7.30% 280,441 4.42% 211,717 3.74% 261,396 4.12% 257,535 4.55% 104,757 1.65% 86,102 1.52% 77,759 1.23% 91,197 1.61% 76,366 1.20% 94,598 1.67% 55,276 0.87% 81,532 1.44% 4,725,305 74.50% 4,244,383 74.98% 1,213,322 19.13% 1,089,006 19.24% 97,659 1.54% 60,833 1.07% 306,528 4.83% 266,399 4.71% 1,617,509 25.50% 1,416,238 25.02% 6,342,814 100.00% 5,660,621 100.00% 296
3 3.5 (1) (iii) 2011 2010 1,321,227 23.26% 1,130,622 22.29% 791,363 13.92% 681,421 13.44% 567,219 9.98% 537,688 10.60% 376,495 6.62% 330,061 6.51% 404,103 7.11% 393,824 7.77% 262,447 4.62% 204,868 4.04% 261,377 4.60% 257,514 5.08% 98,562 1.73% 79,365 1.56% 76,668 1.35% 89,675 1.77% 57,564 1.01% 83,532 1.65% 45,359 0.80% 43,207 0.84% 4,262,384 75.00% 3,831,777 75.55% 1,050,046 18.48% 940,226 18.54% 89,828 1.58% 53,827 1.06% 281,199 4.94% 245,733 4.85% 1,421,073 25.00% 1,239,786 24.45% 5,683,457 100.00% 5,071,563 100.00% 297
3 3.5 (1) (iii) 2011 2010 1,237,694 23.75% 1,092,465 22.95% 645,276 12.39% 614,713 12.92% 537,908 10.33% 501,202 10.53% 333,434 6.40% 296,747 6.24% 404,103 7.76% 393,824 8.28% 175,203 3.36% 133,811 2.81% 261,377 5.02% 257,514 5.41% 93,317 1.79% 74,954 1.58% 73,080 1.40% 87,588 1.84% 32,580 0.63% 68,068 1.43% 24,483 0.47% 19,799 0.42% 3,818,455 73.30% 3,540,685 74.41% 1,025,988 19.69% 921,373 19.36% 89,453 1.72% 53,487 1.12% 275,798 5.29% 243,040 5.11% 1,391,239 26.70% 1,217,900 25.59% 5,209,694 100.00% 4,758,585 100.00% 298
3 3.5 (1) (iv) 2011 2010 1,914,569 30.18% 1,695,362 29.95% 1,133,818 17.88% 1,409,744 24.90% 2,471,936 38.97% 1,892,354 33.43% 822,491 12.97% 663,161 11.72% 6,342,814 100.00% 5,660,621 100.00% 2011 2010 1,639,664 28.85% 1,462,489 28.84% 1,097,883 19.32% 1,364,418 26.90% 2,254,752 39.67% 1,697,468 33.47% 691,158 12.16% 547,188 10.79% 5,683,457 100.00% 5,071,563 100.00% 299
3 3.5 (1) (iv) 2011 2010 1,461,846 28.06% 1,377,702 28.95% 973,326 18.68% 1,230,833 25.87% 2,156,711 41.40% 1,617,363 33.99% 617,811 11.86% 532,687 11.19% 5,209,694 100.00% 4,758,585 100.00% 300
3 3.5 (2) 2011 2010 2011 2010 2011 2010 4,666,337 4,184,768 4,205,204 3,773,176 3,763,646 3,483,927 4,780 4,791 3,802 4,263 2,527 3,498 54,188 54,824 53,378 54,338 52,282 53,260 4,725,305 4,244,383 4,262,384 3,831,777 3,818,455 3,540,685 1,586,417 1,388,191 1,392,215 1,213,656 1,363,248 1,192,304 21,974 18,995 19,811 17,150 19,114 16,645 9,118 9,052 9,047 8,980 8,877 8,951 1,617,509 1,416,238 1,421,073 1,239,786 1,391,239 1,217,900 6,342,814 5,660,621 5,683,457 5,071,563 5,209,694 4,758,585 301
3 3.5 (2) (i) 3.1 2011 2010 4,498,389 167,948 4,666,337 4,057,594 127,174 4,184,768 1,585,048 1,369 1,586,417 1,387,369 822 1,388,191 6,083,437 169,317 6,252,754 5,444,963 127,996 5,572,959 2011 2010 4,041,999 163,205 4,205,204 3,647,937 125,239 3,773,176 1,391,119 1,096 1,392,215 1,213,059 597 1,213,656 5,433,118 164,301 5,597,419 4,860,996 125,836 4,986,832 302
3 3.5 (2) (i) 2011 2010 3,603,111 160,535 3,763,646 3,362,204 121,723 3,483,927 1,362,548 700 1,363,248 1,192,005 299 1,192,304 4,965,659 161,235 5,126,894 4,554,209 122,022 4,676,231 303
3 3.5 (2) (ii) 2011 1 1-3 3 4,286 438 56 4,780 16,155 5,800 19 21,974 20,441 6,238 75 26,754 2010 1 1-3 3 4,602 115 74 4,791 13,246 5,710 39 18,995 17,848 5,825 113 23,786 304
3 3.5 (2) (ii) 2011 1 1-3 3 3,409 355 38 3,802 14,227 5,584 19,811 17,636 5,939 38 23,613 2010 1 1-3 3 4,128 90 45 4,263 11,584 5,566 17,150 15,712 5,656 45 21,413 305
3 3.5 (2) (ii) 2011 1 1-3 3 2,211 314 2 2,527 13,579 5,535 19,114 15,790 5,849 2 21,641 2010 1 1-3 3 3,416 75 7 3,498 11,161 5,484 16,645 14,577 5,559 7 20,143 3 306
3 3.5 (2) (iii) (a) 2011 2010 61,159 96.61% 1.17% 62,211 97.39% 1.31% 1,171 1.85% 0.16% 792 1.24% 0.12% 976 1.54% 0.25% 873 1.37% 0.34% 63,306 100.00% 1.00% 63,876 100.00% 1.13% 2011 2010 61,159 97.97% 1.17% 62,211 98.25% 1.31% 440 0.70% 0.44% 257 0.41% 0.37% 826 1.33% 0.22% 850 1.34% 0.35% 62,425 100.00% 1.10% 63,318 100.00% 1.25% 307
3 3.5 (2) (iii) (a) 2011 2010 9,796 16.02% 1.16% 11,535 18.54% 1.47% 7,322 11.97% 1.95% 3,941 6.33% 1.18% 16,558 27.07% 0.77% 15,904 25.56% 0.82% 21,959 35.90% 1.76% 23,045 37.04% 1.98% 5,524 9.04% 0.91% 7,786 12.53% 1.47% 61,159 100.00% 1.17% 62,211 100.00% 1.31% 308
3 3.5 (2) (iii) (b) 2011 2010 54,188 85.60% 1.15% 54,824 85.83% 1.29% 9,118 14.40% 0.56% 9,052 14.17% 0.64% 63,306 100.00% 1.00% 63,876 100.00% 1.13% 2011 2010 53,378 85.51% 1.25% 54,338 85.82% 1.42% 9,047 14.49% 0.64% 8,980 14.18% 0.72% 62,425 100.00% 1.10% 63,318 100.00% 1.25% 2011 2010 52,282 85.49% 1.37% 53,260 85.61% 1.50% 8,877 14.51% 0.64% 8,951 14.39% 0.73% 61,159 100.00% 1.17% 62,211 100.00% 1.31% 309
3 3.5 (2) (iii) (c) 2011 2010 21,894 34.58% 1.77% 20,889 32.70% 1.91% 7,752 12.25% 1.20% 8,761 13.72% 1.43% 12,716 20.09% 2.36% 12,638 19.79% 2.52% 1,850 2.92% 0.55% 2,989 4.68% 1.01% 6,017 9.50% 1.49% 4,594 7.19% 1.17% 219 0.35% 0.12% 165 0.26% 0.12% 394 0.62% 0.15% 1,081 1.69% 0.42% 281 0.44% 0.30% 573 0.90% 0.76% 968 1.53% 1.32% 1,419 2.22% 1.62% 3 0.00% 0.01% 3 0.00% 0.00% 188 0.31% 0.77% 148 0.23% 0.75% 52,282 82.59% 1.37% 53,260 83.38% 1.50% 3,990 6.30% 0.39% 4,088 6.40% 0.44% 1,475 2.33% 1.65% 1,180 1.85% 2.21% 3,412 5.39% 1.24% 3,683 5.76% 1.52% 8,877 14.02% 0.64% 8,951 14.01% 0.73% 61,159 96.61% 1.17% 62,211 97.39% 1.31% 2,147 3.39% 0.19% 1,665 2.61% 0.18% 63,306 100.00% 1.00% 63,876 100.00% 1.13% 310
3 3.5 (2) (iii) (d) 2011 61,159 (35,228) (8,270) 17,661 1,171 (613) (79) 479 976 (424) (10) 542 63,306 (36,265) (8,359) 18,682 2010 62,211 (35,985) (8,530) 17,696 792 (596) (30) 166 873 (253) (15) 605 63,876 (36,834) (8,575) 18,467 16.3 311
3 3.5 (3) 6 20112010 20112010 12 3190 312
3 3.5 (4) (i) 2011 1 90 91 360 361 3 903603 3 4,393 1,612 2,984 858 9,847 2,234 1,524 3,203 4,770 11,731 21,985 6,970 5,399 7,302 41,656 1,113 1,268 807 1,708 4,896 29,725 11,374 12,393 14,638 68,130 2010 1 90 91 360 361 3 903603 3 3,420 1,212 1,057 2,861 8,550 4,271 3,638 6,479 7,060 21,448 17,323 2,589 5,436 4,501 29,849 652 771 325 1,113 2,861 25,666 8,210 13,297 15,535 62,708 313
3 3.5 (4) (i) 2011 1 90 91 360 361 3 903603 3 4,085 1,547 2,957 674 9,263 2,180 1,503 3,184 4,724 11,591 19,735 6,942 5,374 7,074 39,125 533 1,246 799 1,701 4,279 26,533 11,238 12,314 14,173 64,258 2010 1 90 91 360 361 3 903603 3 3,050 1,178 1,018 2,680 7,926 4,236 3,632 6,449 7,006 21,323 15,715 2,550 5,418 4,482 28,165 335 763 314 1,080 2,492 23,336 8,123 13,199 15,248 59,906 314
3 3.5 (4) (i) 2011 1 90 91 360 361 3 903603 3 4,066 1,485 2,909 669 9,129 1,962 1,503 3,120 4,725 11,310 18,047 6,939 5,328 7,070 37,384 521 1,104 799 1,700 4,124 24,596 11,031 12,156 14,164 61,947 2010 1 90 91 360 361 3 903603 3 2,978 1,153 969 2,676 7,776 3,902 3,596 6,369 7,006 20,873 15,084 2,506 5,406 4,478 27,474 82 763 314 1,079 2,238 22,046 8,018 13,058 15,239 58,361 315
3 3.5 (4) (ii) 2011 2010 61,947 58,361 5,835 4,105 348 242 68,130 62,708 3 (29,725) (25,666) 3 38,405 37,042 3 (24,679) (23,579) 3.6 2011 12 31 11 13) A 316
3 3.7 2011 AAA AA A A 727,728 7,236 1,551 736,515 20,593 20,593 319,856 2,822 5,293 327,971 45,051 311 703 95 46,160 196,018 632 502 1,873 199,025 160,000 160,000 1,469,246 11,001 8,049 1,968 1,490,264 124,642 13,067 40,592 4,268 232 182,801 20,739 23,275 8,629 85 309 53,037 32,212 50,858 56,723 51,020 12,644 203,457 6,516 2,949 1,783 15,398 5,996 32,642 (1) 184,109 90,149 107,727 70,771 19,181 471,937 (2) 1,653,355 90,149 118,728 78,820 21,149 1,962,201 (1) 2011 AAA AA A A 580 740 963 3,182 5,465 Alt-A 26 48 29 1,209 1,312 Non-Agency 212 73 153 2,633 3,071 818 861 1,145 7,024 9,848 317
3 3.7 2010 AAA AA A A 898,122 3,298 2,113 903,533 16,462 16,462 249,828 3,311 5,012 258,151 42,096 1,049 1,277 44,422 147,164 533 1,625 149,322 160,000 160,000 1,513,672 7,142 8,174 2,902 1,531,890 130,254 11,324 6,338 4,772 207 152,895 16,954 31,018 8,128 607 222 56,929 34,069 80,154 66,369 53,138 8,579 242,309 3,433 5,201 4,236 13,230 11,346 37,446 (1) 184,710 127,697 85,071 71,747 20,354 489,579 (2) 1,698,382 127,697 92,213 79,921 23,256 2,021,469 (1) 2010 AAA AA A A 48 1,432 1,871 861 7,000 11,212 Alt-A 202 184 369 2,400 3,155 Non-Agency 594 240 318 4,173 5,325 48 2,228 2,295 1,548 13,573 19,692 318
3 3.7 2011 AAA AA A A 713,349 596 1,551 715,496 20,088 20,088 312,547 96 5,255 317,898 33,681 311 31 34,023 189,559 189,559 160,000 160,000 1,429,224 1,003 6,837 1,437,064 72,482 9,229 3,099 123 232 85,165 9,619 477 4,714 53 191 15,054 11,373 16,768 13,486 19,356 5,740 66,723 859 696 522 3,354 3,773 9,204 (1) 94,333 27,170 21,821 22,886 9,936 176,146 (2) 1,523,557 27,170 22,824 29,723 9,936 1,613,210 (1) 2011 AAA AA A A 458 713 887 3,182 5,240 Alt-A 7 38 29 1,142 1,216 Non-Agency 160 70 77 2,567 2,874 625 821 993 6,891 9,330 319
3 3.7 2010 AAA AA A A 885,495 1,900 887,395 16,444 16,444 247,288 4,942 252,230 27,085 27,085 146,846 146,846 160,000 160,000 1,483,158 6,842 1,490,000 57,409 5,291 3,195 448 192 66,535 8,473 10,098 1,206 595 222 20,594 9,230 23,529 9,394 15,857 5,540 63,550 104 1,392 1,805 2,638 8,449 14,388 (1) 75,216 40,310 15,600 19,538 14,403 165,067 (2) 1,558,374 40,310 15,600 26,380 14,403 1,655,067 (1) 2010 AAA AA A A 48 1,134 1,871 857 7,000 10,910 Alt-A 126 89 335 2,400 2,950 Non-Agency 263 186 244 4,128 4,821 48 1,523 2,146 1,436 13,528 18,681 320
3 3.7 (2) 2011 91.353.542010 159.31 4.3883.23 9.57 2010 178.2313.17 3.8 3.4 321
3 3.8 2011 2010 2011 2010 13,848 12,723 12,174 10,100 153 147 5,826 6,187 4,302 5,021 10 9 4 17 18 5 17 5 5 19,858 18,933 16,637 15,143 3.9 22 322
4 4.1 4.2 (1) 323
4 4.2 (1) 99% 1%1 2010 2011 2010 2011 2010 1.37 3.04 0.47 3.93 9.88 0.57 0.61 10.67 0.12 0.90 2.78 0.14 0.02 0.12 0.01 0.12 0.61 0.01 1.49 10.96 0.60 3.80 10.29 0.70 324
4 4.2 (1) 2010 2011 2011 2010 1.00 1.41 0.65 1.01 1.75 0.47 1.11 2.27 0.25 0.68 1.44 0.17 0.02 0.17 0.00 0.02 0.22 0.00 0.01 0.09 0.00 0.00 0.03 0.00 1.49 2.49 0.87 1.23 2.01 0.74 * 1.47 3.33 0.32 1.31 2.16 0.79 2.10 3.22 0.79 0.91 1.98 0.51 * 325
4 4.2 (1) (2) 4.3 326
4 4.2 (2) 25 2011 2010 25 (2,332) (3,352) 25 2,332 3,352 25 70.28 2010 53.02 327
4 4.3 1 1 3 3 1 2011 1 5 5 207,347 88,251 202,897 30,121 50 62,298 590,964 1,869,868 273 9 49,501 1,919,651 278,478 86,170 250,489 3,229 618,366 56,108 56,108 95,907 95,907 5,608 9,059 9,937 28,319 15,768 5,116 73,807 42,757 42,757 1,585,217 1,628,956 2,810,116 59,659 36,395 82,795 6,203,138 75,059 84,084 86,657 196,424 81,868 29,226 553,318 51,151 77,425 238,738 468,338 238,464 1,074,116 8,730 5,741 49,202 26,864 208,981 299,518 13,293 13,293 138,234 138,234 14,616 14,616 19,516 19,516 947 1,177 2,835 111,798 116,757 4,082,405 1,981,136 3,650,871 812,963 581,526 721,165 11,830,066 328
4 4.3 1 1 3 3 1 2011 1 5 5 899,641 93,217 183,537 99,484 9,269 85,795 1,370,943 41,922 7,525 32,006 3 81,456 56,259 56,259 177,018 66,946 21,874 265,838 35,473 35,473 5,343,548 1,097,205 1,700,382 572,183 15,707 88,936 8,817,961 78 16 3,816 67,541 98,451 169,902 8,386 13,046 4,735 557 26,724 29,353 29,353 6,086 6,086 4,486 4,486 837 316 615 383 18 207,522 209,691 6,471,430 1,278,271 1,946,965 739,591 123,445 514,470 11,074,172 (2,389,025) 702,865 1,703,906 73,372 458,081 206,695 755,894 329
4 4.3 1 1 3 3 1 2010 1 5 5 67,676 192,995 325,357 126 49,972 636,126 1,532,969 235 18 40,700 1,573,922 109,408 32,231 68,671 3,406 213,716 42,469 42,469 86,218 86,218 4,536 25,939 7,173 21,800 13,166 8,623 81,237 39,974 39,974 1,190,442 1,180,334 3,015,587 67,962 41,428 42,012 5,537,765 68,649 77,421 139,329 245,909 101,252 24,178 656,738 92,586 147,178 286,746 334,148 178,728 1,039,386 5,679 6,498 32,328 28,398 205,060 277,963 12,631 12,631 123,568 123,568 13,839 13,839 24,041 24,041 2,961 7,175 2,104 88,032 100,272 3,074,906 1,670,006 3,877,313 701,749 539,634 596,257 10,459,865 330
4 4.3 1 1 3 3 1 2010 1 5 5 832,443 179,601 138,297 45,861 2,000 77,612 1,275,814 30,598 8,780 34,037 73,415 42,511 42,511 158,115 62,632 10,054 230,801 35,711 35,711 4,706,895 791,023 1,755,376 356,231 18,817 105,195 7,733,537 2,725 27,349 101,813 131,887 5,593 8,761 4,419 563 163 19,499 22,775 22,775 6,440 6,440 3,919 3,919 8,286 14,378 2,809 81 17 181,835 207,406 5,741,930 1,065,175 1,947,717 430,085 122,647 476,161 9,783,715 (2,667,024) 604,831 1,929,596 271,664 416,987 120,096 676,150 331
4 4.3 1 1 3 3 1 2011 1 5 5 211,889 83,414 195,010 30,000 55,842 576,155 1,736,809 273 9 48,061 1,785,152 249,611 79,694 244,116 3,229 583 577,233 2,691 2,691 91,642 91,642 1,239 879 5,999 17,467 6,108 195 31,887 20,969 20,969 1,099,389 1,521,498 2,761,705 50,216 35,493 78,504 5,546,805 25,198 30,690 52,407 117,615 43,818 1,636 271,364 45,225 62,721 231,627 453,571 232,476 1,025,620 5,473 3,778 45,291 26,864 208,981 290,387 83,789 83,789 48 48 74,529 74,529 1,280 1,280 19,648 19,648 944 1,177 2,835 74,682 79,638 3,375,777 1,784,124 3,538,990 698,971 527,459 553,516 10,478,837 332
4 4.3 1 1 3 3 1 2011 1 5 5 794,830 94,837 195,762 99,977 9,269 78,886 1,273,561 34,320 7,525 32,002 73,847 2,842 2,842 182,674 81,445 40,190 304,309 17,387 17,387 4,584,888 971,501 1,628,888 563,894 15,574 42,155 7,806,900 4,200 63,141 80,930 148,271 26,527 26,527 6,086 6,086 124 124 620 133,149 133,769 5,597,332 1,155,308 1,901,042 727,012 105,773 307,156 9,793,623 (2,221,555) 628,816 1,637,948 (28,041) 421,686 246,360 685,214 333
4 4.3 1 1 3 3 1 2010 1 5 5 61,448 190,811 323,897 44,823 620,979 1,245,753 235 18 36,526 1,282,532 128,606 39,401 73,920 3,406 245,333 2,486 2,486 83,100 83,100 1,532 456 5,354 8,935 1,419 118 17,814 19,157 19,157 719,747 1,099,870 2,991,556 60,727 41,295 37,976 4,951,171 38,314 40,431 98,963 139,845 73,567 1,360 392,480 84,424 130,001 277,830 320,515 171,357 984,127 25 2,686 27,009 28,398 205,060 263,178 79,933 79,933 45 45 65,494 65,494 1,285 1,285 24,359 24,359 2,912 7,175 2,104 62,875 75,066 2,282,761 1,511,066 3,800,651 561,826 492,698 459,537 9,108,539 334
4 4.3 1 1 3 3 1 2010 1 5 5 644,719 185,889 145,465 45,861 2,000 74,403 1,098,337 22,702 8,384 34,034 65,120 2,527 2,527 162,480 74,325 18,971 255,776 17,232 17,232 3,990,677 693,581 1,682,083 350,219 18,815 58,043 6,793,418 3,000 28,147 85,136 116,283 20,181 20,181 6,440 6,440 177 177 5,319 117,453 122,772 4,825,897 962,179 1,883,553 424,227 105,951 296,456 8,498,263 (2,543,136) 548,887 1,917,098 137,599 386,747 163,081 610,276 335
4 4.4 4.2 2005 1 20112010 12 31 336
4 4.4 2011 440,755 113,207 10,914 8,344 3,202 934 13,608 590,964 1,727,847 107,088 2,564 52,434 12,904 2 16,812 1,919,651 515,092 50,717 10,451 20,202 1,663 3,584 16,657 618,366 53,417 2,691 56,108 4,265 91,642 95,907 11,616 30,823 28,992 2,272 25 79 73,807 12,636 9,615 16,897 820 642 662 1,485 42,757 4,652,867 951,297 465,590 39,950 23,034 9,587 60,813 6,203,138 170,222 209,612 79,260 18,793 37,942 202 37,287 553,318 1,005,878 44,399 10,392 5,348 2,692 1 5,406 1,074,116 280,688 1,359 1,526 3,763 12,182 299,518 6,986 1,486 4,821 13,293 73,511 46,878 13,237 128 1,293 1,364 1,823 138,234 4,858 8,370 1,388 14,616 18,712 348 304 152 19,516 84,246 15,589 11,919 1,401 557 1,124 1,921 116,757 9,005,914 1,582,418 721,393 151,218 83,929 21,248 263,946 11,830,066 337
4 4.4 2011 908,820 348,387 9,945 11,721 8,699 1,571 81,800 1,370,943 94 73,964 7,398 81,456 53,417 2,842 56,259 94,957 134,341 8,260 20,919 2,271 1,767 3,323 265,838 6,150 12,054 13,324 1,419 549 778 1,199 35,473 7,282,091 584,531 608,878 114,031 21,418 33,991 173,021 8,817,961 147,416 22,391 95 169,902 26,724 26,724 25,851 24 2,047 240 121 632 438 29,353 6,086 6,086 986 826 2,568 5 2 99 4,486 140,857 18,171 45,498 1,165 363 1,325 2,312 209,691 8,613,308 1,221,413 751,430 149,500 33,423 40,064 265,034 11,074,172 392,606 361,005 (30,037) 1,718 50,506 (18,816) (1,088) 755,894 238,471 (313,727) 94,009 (1,118) (47,912) 20,247 17,294 7,264 1,459,915 637,218 79,428 70,475 12,502 9,028 43,306 2,311,872 338
4 4.4 2010 580,101 30,114 7,476 7,097 2,990 821 7,527 636,126 1,483,074 53,923 3,367 20,658 4,030 1 8,869 1,573,922 156,105 21,186 12,424 10,285 415 5,581 7,720 213,716 39,983 2,486 42,469 3,118 83,100 86,218 8,586 22,641 48,328 1,558 40 34 50 81,237 5,242 10,851 17,467 1,746 583 1,827 2,258 39,974 4,043,771 928,196 428,010 41,667 28,103 4,579 63,439 5,537,765 270,944 231,121 66,150 32,328 7,337 1,466 47,392 656,738 954,736 54,230 16,304 3,981 2,697 13 7,425 1,039,386 261,803 5,592 8,139 2,429 277,963 5,584 1,648 5,399 12,631 62,522 42,857 13,596 151 1,296 1,489 1,657 123,568 4,607 7,776 1,456 13,839 23,377 318 169 177 24,041 72,836 11,999 11,266 1,215 464 582 1,910 100,272 7,933,288 1,414,676 688,972 120,686 47,955 16,393 237,895 10,459,865 339
4 4.4 2010 920,748 246,452 12,182 10,603 5,460 2,464 77,905 1,275,814 62,081 8,732 2,598 4 73,415 39,984 2,527 42,511 86,325 110,736 4,616 26,017 609 511 1,987 230,801 2,477 12,914 14,933 2,077 45 1,907 1,358 35,711 6,318,076 494,374 637,715 101,525 16,000 34,365 131,482 7,733,537 115,063 16,824 131,887 19,499 19,499 19,599 166 1,805 133 103 446 523 22,775 6,440 6,440 585 716 2,446 8 7 157 3,919 110,528 27,426 64,926 1,286 979 910 1,351 207,406 7,579,841 991,188 787,339 144,247 23,203 40,603 217,294 9,783,715 353,447 423,488 (98,367) (23,561) 24,752 (24,210) 20,601 676,150 186,796 (380,417) 187,684 27,387 (21,889) 24,906 (15,215) 9,252 1,243,877 591,541 64,012 74,318 15,229 10,131 28,327 2,027,435 340
4 4.4 2011 415,566 112,853 22,691 8,031 3,001 735 13,278 576,155 1,600,157 106,544 1,549 52,399 12,904 2 11,597 1,785,152 471,321 47,950 15,334 24,351 284 3,797 14,196 577,233 2,691 2,691 91,642 91,642 9,176 20,439 2,272 31,887 12,027 7,049 808 172 624 289 20,969 4,606,401 773,196 59,329 36,632 21,545 7,523 42,179 5,546,805 147,225 89,235 7,513 10,576 1,861 14,954 271,364 991,871 27,886 171 4,464 973 255 1,025,620 280,688 1,359 8,340 290,387 2,189 4,221 73,831 584 2,126 838 83,789 48 48 70,527 145 125 1,293 1,356 1,083 74,529 1,280 1,280 19,166 348 12 122 19,648 67,907 8,848 438 870 237 584 754 79,638 8,694,221 1,200,073 180,868 141,112 42,270 16,747 203,546 10,478,837 341
4 4.4 2011 816,203 346,046 5,682 12,616 8,840 1,618 82,556 1,273,561 22 67,419 6,406 73,847 2,842 2,842 126,868 143,641 4,836 21,781 2,316 2,588 2,279 304,309 5,434 9,530 1 1,011 74 768 569 17,387 7,075,444 376,645 101,453 101,221 19,395 19,546 113,196 7,806,900 148,131 140 148,271 25,278 8 6 232 121 504 378 26,527 6,086 6,086 20 5 2 97 124 125,525 4,018 1,037 779 126 650 1,634 133,769 8,328,991 947,467 119,421 137,645 30,874 25,674 203,551 9,793,623 365,230 252,606 61,447 3,467 11,396 (8,927) (5) 685,214 237,260 (219,640) (26,544) (2,591) (8,388) 10,737 12,464 3,298 1,457,207 604,525 37,393 68,407 11,769 7,869 37,360 2,224,530 342
4 4.4 2010 569,219 28,158 6,054 6,859 2,893 730 7,066 620,979 1,199,141 52,147 1,954 20,646 4,030 1 4,613 1,282,532 155,692 30,974 20,279 14,445 253 4,433 19,257 245,333 2,486 2,486 83,100 83,100 6,794 9,671 1,349 17,814 5,242 8,329 7 1,724 580 1,826 1,449 19,157 4,022,343 764,761 53,262 36,332 26,989 3,148 44,336 4,951,171 258,279 98,229 8,133 12,000 3,420 12,419 392,480 949,410 29,723 1,395 2,504 974 121 984,127 261,803 659 716 263,178 553 2,296 73,536 584 2,126 838 79,933 45 45 61,400 158 146 1,296 1,482 1,012 65,494 1,285 1,285 23,892 318 149 24,359 65,433 6,791 615 723 379 458 667 75,066 7,579,201 1,032,214 165,235 97,312 40,814 14,204 179,559 9,108,539 343
4 4.4 2010 748,322 244,655 8,577 11,312 5,674 2,618 77,179 1,098,337 54,446 8,066 2,598 10 65,120 2,527 2,527 87,425 119,444 18,989 26,240 447 1,784 1,447 255,776 2,477 9,599 740 1,456 39 1,902 1,019 17,232 6,180,414 319,508 94,148 86,626 14,282 17,902 80,538 6,793,418 116,136 147 116,283 19,071 157 1 119 103 287 443 20,181 6,440 6,440 28 2 7 140 177 103,787 14,209 1,090 1,163 876 720 927 122,772 7,264,072 762,193 131,611 129,516 21,428 25,213 164,230 8,498,263 315,129 270,021 33,624 (32,204) 19,386 (11,009) 15,329 610,276 201,745 (238,041) 23,530 35,164 (15,826) 12,148 (13,103) 5,617 1,240,059 562,185 21,117 73,033 14,640 9,145 21,809 1,941,988 344
4 4.5 2011 12 315 2.74 2010 3.01 4.2) 5 5.1 345
5 5.1 5.2 346
5 5.2 1 2011 1 3 3 1 15 5 178,633 91,012 78,251 182,897 60,121 50 590,964 351,600 1,567,769 273 9 1,919,651 278,478 86,150 250,509 3,229 618,366 56,108 56,108 95,907 95,907 998 4,320 8,480 9,730 29,552 20,727 73,807 15,960 2,747 4,291 9,679 4,884 5,196 42,757 11,630 55,764 304,255 657,969 1,692,512 1,458,596 2,022,412 6,203,138 48,863 54,803 96,686 251,814 101,152 553,318 23,960 36,637 188,346 536,726 288,447 1,074,116 8,445 4,664 44,853 32,575 208,981 299,518 6,149 7,144 13,293 8 138,226 138,234 14,616 14,616 54 19,462 19,516 1,147 9,402 22,996 20,110 31,419 12,718 18,965 116,757 12,777 764,372 2,352,845 951,628 2,506,685 2,415,843 2,825,916 11,830,066 347
5 5.2 1 2011 1 3 3 1 15 5 569,170 164,071 106,232 203,469 298,732 29,269 1,370,943 38,175 3,750 7,525 32,006 81,456 56,259 56,259 176,976 66,993 21,869 265,838 11,788 4,095 3,216 4,700 7,355 4,319 35,473 3,911,685 1,351,795 1,144,898 1,798,373 594,017 17,193 8,817,961 78 16 1,816 44,541 123,451 169,902 935 273 282 8,865 16,369 26,724 617 11 28,326 399 29,353 73 147 661 2,489 2,716 6,086 4,486 4,486 63,936 25,138 29,531 42,450 37,563 11,073 209,691 4,651,013 1,727,528 1,358,842 2,133,952 998,447 204,390 11,074,172 12,777 (3,886,641) 625,317 (407,214) 372,733 1,417,396 2,621,526 755,894 348
5 5.2 1 2010 1 3 3 1 15 5 77,800 39,782 182,995 255,423 80,126 636,126 390,439 1,183,332 133 18 1,573,922 109,408 31,965 68,472 3,871 213,716 42,469 42,469 86,218 86,218 4,177 3,056 24,006 8,495 23,070 18,433 81,237 16,626 3,203 4,290 7,719 4,353 3,783 39,974 10,419 64,831 243,365 543,778 1,321,400 1,571,182 1,782,790 5,537,765 21,446 35,683 127,193 326,092 146,324 656,738 75,503 117,582 252,113 373,851 220,337 1,039,386 5,679 5,839 27,328 29,057 210,060 277,963 6,004 6,627 12,631 123,568 123,568 13,839 13,839 116 23,925 24,041 717 6,353 18,880 24,227 24,584 7,150 18,361 100,272 11,136 688,913 1,703,654 970,498 2,092,861 2,448,681 2,544,122 10,459,865 349
5 5.2 1 2010 1 3 3 1 15 5 670,259 122,153 108,775 103,516 220,111 51,000 1,275,814 22,164 8,830 8,384 34,037 73,415 42,511 42,511 158,115 62,631 10,055 230,801 12,513 3,540 3,931 5,609 6,551 3,567 35,711 3,658,614 1,097,995 853,493 1,743,638 353,092 26,705 7,733,537 725 4,349 126,813 131,887 252 827 5,269 13,151 19,499 606 30 21,729 410 22,775 76 152 686 2,701 2,825 6,440 70 3,849 3,919 53,815 18,908 39,906 44,241 42,979 7,557 207,406 4,459,876 1,410,223 1,077,554 1,965,133 639,311 231,618 9,783,715 11,136 (3,770,963) 293,431 (107,056) 127,728 1,809,370 2,312,504 676,150 350
5 5.2 1 2011 1 3 3 1 15 5 183,747 83,984 73,414 175,010 60,000 576,155 220,759 1,564,111 273 9 1,785,152 249,403 79,320 243,626 3,264 1,620 577,233 2,691 2,691 91,642 91,642 222 690 5,549 18,307 7,119 31,887 710 2,512 3,714 8,563 3,265 2,205 20,969 9,744 3,038 276,105 595,254 1,550,863 1,258,200 1,853,601 5,546,805 10,902 17,668 53,761 133,883 55,150 271,364 22,037 31,969 175,287 515,275 281,052 1,025,620 5,188 2,701 40,942 32,575 208,981 290,387 83,789 83,789 48 48 8 74,521 74,529 1,280 1,280 19,648 19,648 1,002 4,319 11,604 18,273 27,925 1,697 14,818 79,638 10,746 506,906 2,226,068 823,276 2,281,526 2,046,131 2,584,184 10,478,837 351
5 5.2 1 2011 1 3 3 1 15 5 452,468 169,053 107,852 215,694 299,225 29,269 1,273,561 30,569 3,751 7,525 32,002 73,847 2,842 2,842 182,612 81,507 40,190 304,309 715 3,646 2,583 3,459 4,101 2,883 17,387 3,404,420 1,057,246 1,019,058 1,724,493 584,468 17,215 7,806,900 2,200 40,141 105,930 148,271 61 26,466 26,527 73 147 661 2,489 2,716 6,086 124 124 43,645 15,824 26,502 37,153 10,366 279 133,769 3,934,659 1,432,266 1,245,174 2,082,318 940,914 158,292 9,793,623 10,746 (3,427,753) 793,802 (421,898) 199,208 1,105,217 2,425,892 685,214 352
5 5.2 1 2010 1 3 3 1 15 5 67,719 38,486 180,811 253,963 80,000 620,979 102,218 1,180,163 133 18 1,282,532 128,375 38,016 64,806 6,242 7,894 245,333 2,486 2,486 83,100 83,100 289 244 5,383 9,736 2,162 17,814 2,702 3,845 6,610 3,184 2,816 19,157 9,409 20,671 219,096 489,972 1,221,073 1,359,186 1,631,764 4,951,171 5,641 24,794 77,699 173,930 110,416 392,480 73,979 114,365 239,667 345,232 210,884 984,127 25 2,027 22,009 29,057 210,060 263,178 290 79,643 79,933 45 45 65,494 65,494 1,285 1,285 24,359 24,359 595 3,927 10,852 22,507 22,372 1,245 13,568 75,066 10,004 280,121 1,659,608 876,714 1,913,600 2,032,461 2,336,031 9,108,539 353
5 5.2 1 2010 1 3 3 1 15 5 471,386 130,091 114,987 110,762 220,111 51,000 1,098,337 17,179 5,523 8,384 34,034 65,120 2,527 2,527 162,397 74,408 18,971 255,776 2,602 3,525 4,419 3,804 2,882 17,232 3,112,492 880,914 750,971 1,677,187 345,819 26,035 6,793,418 1,000 5,147 110,136 116,283 169 20,012 20,181 76 152 686 2,701 2,825 6,440 177 177 38,982 8,081 23,548 36,066 15,771 324 122,772 3,642,566 1,189,853 975,975 1,903,137 593,530 193,202 8,498,263 10,004 (3,362,445) 469,755 (99,261) 10,463 1,438,931 2,142,829 610,276 354
5 5.3 2011 1 1 3 3 1 15 5 178,842 92,361 81,387 192,542 66,198 68 611,398 352,355 1,567,781 273 9 1,920,418 279,296 88,982 261,961 4,067 634,306 998 4,463 8,674 10,790 32,379 21,067 78,371 13,058 56,409 337,881 717,930 1,876,392 2,020,228 2,780,920 7,802,818 49,767 57,115 108,311 280,317 119,749 615,259 27,410 41,542 216,364 625,576 335,239 1,246,131 8,447 5,565 50,999 55,528 235,446 355,985 13 3,417 9,342 651 4,316 1,457 962 20,158 13,071 592,021 2,376,748 1,002,119 2,721,675 3,085,759 3,493,451 13,284,844 569,290 165,382 109,608 215,330 340,398 34,611 1,434,619 38,175 3,751 7,529 32,187 81,642 177,376 67,317 22,256 266,949 3,921,852 1,366,674 1,164,272 1,859,160 660,070 19,299 8,991,327 79 2,218 5,919 70,727 163,362 242,305 937 278 289 9,736 18,121 29,361 33,812 9,509 1,474 3,048 3,333 152 51,328 4,563,129 1,723,708 1,352,696 2,138,189 1,084,264 235,545 11,097,531 4,036 (432) 237 288 (1,473) 383 3,039 36,802 576,247 310,922 785,472 92,233 839 1,802,515 (36,801) (581,920) (309,803) (777,443) (91,992) (841) (1,798,800) 355
5 5.3 2010 1 1 3 3 1 15 5 77,816 40,394 186,112 263,894 84,627 652,843 391,072 1,183,341 133 18 1,574,564 109,703 32,421 70,199 4,715 217,038 4,327 3,024 24,230 9,731 27,086 21,183 89,581 11,826 65,221 266,736 588,956 1,463,095 2,015,101 2,335,268 6,746,203 22,780 38,750 139,930 360,233 202,340 764,033 76,394 123,470 268,539 418,284 264,617 1,151,304 6,580 5,844 29,595 38,613 253,811 334,443 19 859 9,094 1,617 4,245 682 2,208 18,724 11,845 539,295 1,718,046 1,001,533 2,249,246 2,949,341 3,079,427 11,548,733 670,259 123,021 111,852 110,980 249,887 55,047 1,321,046 22,164 8,830 8,385 34,037 73,416 158,321 62,869 10,194 231,384 3,660,448 1,106,946 866,173 1,788,734 377,619 28,077 7,827,997 2,169 2,937 23,157 156,454 184,717 20 291 1,001 6,050 13,663 21,025 29,636 9,906 16,734 5,768 13,304 200 75,548 4,382,507 1,407,044 1,068,473 1,953,651 670,017 253,441 9,735,133 4,112 98 293 (739) (467) 2,402 5,699 14,440 524,817 281,041 474,398 44,288 970 1,339,954 (14,438) (528,548) (281,815) (472,637) (44,130) (976) (1,342,544) 356
5 5.3 2011 1 1 3 3 1 15 5 183,747 85,247 76,430 184,328 66,046 595,798 221,485 1,564,123 273 9 1,785,890 250,116 81,721 254,656 4,102 1,620 592,215 335 796 6,337 20,858 7,377 35,703 11,089 3,575 308,672 653,665 1,731,060 1,804,413 2,590,784 7,103,258 11,316 18,726 59,972 151,335 66,017 307,366 23,856 36,648 202,456 602,652 326,858 1,192,470 5,189 3,602 47,064 55,528 235,446 346,829 61 264 2,966 949 4,240 11,089 408,807 2,248,915 872,125 2,488,839 2,704,943 3,229,051 11,963,769 452,468 170,365 111,228 227,555 340,891 34,611 1,337,118 30,569 3,751 7,529 32,184 74,033 182,987 81,798 40,549 305,334 3,414,843 1,071,556 1,037,624 1,783,950 649,607 19,289 7,976,869 1,784 5,708 62,138 144,559 214,189 25,627 1,686 704 2,900 158 112 31,187 3,923,507 1,430,345 1,240,667 2,092,846 1,052,794 198,571 9,938,730 (244) 57 535 (1,016) (21) (689) 414,911 235,974 673,734 73,869 60 1,398,548 (417,408) (234,856) (666,235) (73,648) (60) (1,392,207) 357
5 5.3 2010 1 1 3 3 1 15 5 67,719 39,098 183,922 262,424 84,480 637,643 102,771 1,180,172 133 18 1,283,094 128,649 38,525 66,432 7,314 8,136 249,056 218 312 5,862 10,807 2,459 19,658 10,708 21,051 241,003 533,827 1,359,124 1,799,975 2,176,369 6,142,057 6,465 26,643 86,283 199,470 157,496 476,357 74,746 119,937 255,390 387,329 253,260 1,090,662 925 2,030 24,252 38,613 253,811 319,631 2,333 1,163 3,904 8 7,408 10,708 191,541 1,673,609 906,492 2,063,689 2,527,996 2,851,531 10,225,566 471,386 130,959 118,068 118,225 249,887 55,047 1,143,572 17,179 5,523 8,385 34,034 65,121 162,621 74,677 19,198 256,496 3,114,223 889,442 763,193 1,721,412 369,921 27,350 6,885,541 1,726 3,969 20,314 135,639 161,648 23,001 355 1,945 2,611 9,826 178 37,916 3,625,789 1,188,900 967,994 1,899,449 649,948 218,214 8,550,294 137 105 (189) (475) 278 (144) 367,323 210,549 430,098 35,733 109 1,043,812 (368,022) (210,570) (428,331) (35,497) (110) (1,042,530) 358
5 5.4 40.5) 2011 1 15 5 496,304 181,140 72,971 750,415 1,079,253 323,214 158,990 1,561,457 1,575,557 504,354 231,961 2,311,872 4,420 10,317 3,170 17,907 29,887 32,923 27 62,837 1,609,864 547,594 235,158 2,392,616 2010 1 15 5 495,351 185,029 56,330 736,710 913,969 222,836 153,920 1,290,725 1,409,320 407,865 210,250 2,027,435 3,560 8,265 2,414 14,239 15,556 42,244 80 57,880 1,428,436 458,374 212,744 2,099,554 359
5 5.4 2011 1 15 5 437,116 181,140 72,971 691,227 1,047,799 324,338 161,166 1,533,303 1,484,915 505,478 234,137 2,224,530 3,725 9,261 2,903 15,889 6,536 6,123 27 12,686 1,495,176 520,862 237,067 2,253,105 2010 1 15 5 426,462 185,029 56,330 667,821 892,501 227,383 154,283 1,274,167 1,318,963 412,412 210,613 1,941,988 2,990 7,605 2,390 12,985 5,019 3,617 80 8,716 1,326,972 423,634 213,083 1,963,689 360
6 6.1 2011 2010 2011 2010 (1) 1,074,116 1,039,386 1,076,218 1,026,519 299,518 277,963 299,518 277,965 (2) 169,902 131,887 164,228 133,168 361
6 6.1 2011 2010 2011 2010 (1) 1,025,620 984,127 1,027,499 971,188 290,387 263,178 290,387 263,178 (2) 148,271 116,283 143,556 116,825 (1) (2) 362
6 6.2 363
6 6.2 2011 64,367 108 64,475 3,524 3,524 4,412 4,412 1,265 131 1,396 15,219 27,538 42,757 99,321 420,105 4,666 524,092 328 5,617 5,945 5,274 1,390 16,617 23,281 (560,923) (164) (561,087) (2,106) (2,106) (11,103) (24,370) (35,473) 364
6 6.2 2010 71,252 308 71,560 3,006 3,006 1,172 1,172 5,416 83 5,499 16,634 23,336 4 39,974 66,241 559,365 6,954 632,560 66 4,970 5,036 5,767 1,049 12,326 19,142 (194,382) (194,382) (21,492) (21,492) (12,526) (23,185) (35,711) 365
6 6.2 2011 1 1 308 6,954 4,970 12,326 4 (9) 125 (42) 1,564 (4) (132) (106) (1,176) (191) (3,711) (969) (879) 1,302 1,764 4,782 (164) 128 2011 108 4,666 5,617 16,617 (164) 2011 (9) 79 101 38 (4) 366
6 6.2 2010 1 1 119 8,746 1,655 4,854 (299) (6) 874 (206) 72 (1) (149) (47) 427 (6) (4,961) (1,461) (59) 201 2,878 5,029 7,032 304 (434) 2010 308 6,954 4,970 12,326 4 2010 (6) 255 (23) 27 (1) 2011 201020112010 2011 367
7 8% 4%2010 2010-2012 2010 201211.5% 368
7 2011 20112010 2011 2010 12.97% 12.58% 10.07% 10.09% 369
7 2011 2010 279,122 279,009 (1) 388,633 315,377 32,732 31,985 700,487 626,371 63,428 56,606 123,451 90,607 29) 39,776 39,776 (1) 8,108 4,001 234,763 190,990 935,250 817,361 (1,752) (1,851) (9,383) (11,048) (14,616) (13,839) (28,587) (26,224) (2) (17,680) (23,695) 863,232 740,704 (3) 670,205 593,787 (4) 6,656,034 5,887,170 370
7 (1) 2007 11 (2) 2009 7 1 (3) 50% (4) 2010 8 [2010]72 2010 12 [2010]110 8 371
1 2011 2010 47.04% 43.18% 56.16% 52.20% 2011 2010 12 312006 372
2 2011 935,162 29,073 245,344 1,209,579 (587,959) (154,965) (234,957) (977,881) 824,281 173,723 292,260 1,290,264 (1,129,130) (77,005) (305,352) (1,511,487) * (4,913) (323) 565 (4,671) 37,441 (29,497) (2,140) 5,804 15,864 92,275 22,658 130,797 2010 974,958 30,655 167,724 1,173,337 (573,792) (199,852) (198,682) (972,326) 794,301 234,349 257,962 1,286,612 (1,177,847) (46,082) (244,001) (1,467,930) * 181 (218) 36 (1) 17,801 18,852 (16,961) 19,692 12,504 90,104 20,199 122,807 * 373
3 10% * 2011 28,936 5,936 576,206 611,078 85,885 18,145 226,974 331,004 114,821 24,081 803,180 942,082 99,961 23,283 243,221 366,465 149,058 12,821 90,653 252,532 3,579 18,489 22,068 367,419 60,185 1,155,543 1,583,147 374
3 * 2010 23,386 8,375 528,533 560,294 71,120 16,193 142,881 230,194 94,506 24,568 671,414 790,488 48,690 34,464 186,348 269,502 115,769 12,695 55,411 183,875 3,274 67 12,964 16,305 262,239 71,794 926,137 1,260,170 * 375
4 (1) 2011 2010 3 29,725 25,666 3 6 7,718 3,113 6 12 3,656 5,097 12 27,031 28,832 68,130 62,708 3 0.47% 0.46% 3 6 0.12% 0.05% 6 12 0.05% 0.09% 12 0.43% 0.51% 1.07% 1.11% (2) 20112010 12 31 376
2011 2010 20112010 377
2012 2011 2011 2011 2012 2012 3 29 2012 4H 2012 5 30 2012 8 31 2011 2012 5 309 30 1 8 0.1552011 2006 6 12006 7 5 400 A 2010 6 18 279,147,333,579 A195,525,057,184 H83,622,276,395 A 4,000,000 378
2011 HA 12 307,648.20 2011 12 30 HA12 30 10081.070 2011 12 30 A 2.92 3.47 2.82 H 2.86 4.50 2.20 A 94.95 112.01 89.30 H 3988 3988.HK 3988 HK A 601988 601988.SS 601988 CH A 113001 113001.SS 113001 CH 379
H 183 17M (852) 2862 8555 (852) 2865 0990 A 166 36 (86)21-3887 4800 A1 A A A AAA H A (HSCI) 380
(MSCI) 25 1 8 (86)10-6659 2638 (86)10-6659 4568 bocir@bank-of-china.com H 183 17M 2006 www.boc.cn www.sse.com.cn www.hkexnews.hk (852) 2862 8688 (86) 10-6659 2638 381
2011 1 2 26.89% 0.11% 67.60% 3.28% 2.12% 100% 83.5% 51% 37 296 9,891 32 50.31% 100% 100% 100% 100% 100% 100% (BVI) 49% 66.0581% 0.0009% 51% 3 100% 49% 1 H336 2 336 H 3 382
1 SWIFT BKCH CN BJ 22254 BCHO CN (86) 010-66596688 (86) 010-66016871 100818 www.boc.cn 200 48 (86) 021-38824588 200120 2 A C E SWIFT BKCH CN BJ 110 (86) 010-85122288 (86) 010-85121739 100010 8 SWIFT BKCH CN BJ 200 (86) 022-27108001 (86) 022-23312805 300204 78-80 SWIFT BKCH CN BJ 220 (86) 0311-87866681 (86) 0311-87866692 050000 186 SWIFT BKCH CN BJ 680 (86) 0351-8266016 (86) 0351-8266021 030006 12 SWIFT BKCH CN BJ 880 (86) 0471-4690088 (86) 0471-4690088 010010 9 SWIFT BKCH CN BJ 810 (86) 0411-82586666 (86) 0411-82637098 116001 699 SWIFT BKCH CN BJ 840 (86) 0431-88408888 (86) 0431-88408901 130061 19 SWIFT BKCH CN BJ 860 (86) 0451-53646443 (86) 0451-53624147 150001 200 SWIFT BKCH CN BJ 300 33062 BOCSH CN (86) 021-50375566 (86) 021-50372911 200120 148 SWIFT BKCH CN BJ 940 34116 BOCJS CN (86) 025-84207888 (86) 025-84207888-60340 210005 321 SWIFT BKCH CN BJ 910 (86) 0571-85011888 (86) 0571-87074837 310003 313 SWIFT BKCH CN BJ 780 (86) 0551-2926995 (86) 0551-2926993 230061 136 SWIFT BKCH CN BJ 720 92109 BOCFJ CN (86) 0591-87090999 (86) 0591-87090111 350003 383
1 SWIFT BKCH CN BJ 550 (86) 0791-86471503 (86) 0791-86471505 330002 197-199 SWIFT BKCH CN BJ 400 441042 GZBOC CN (86) 020-83338080 (86) 020-83344066 510180 515 SWIFT BKCH CN BJ 640 (86) 0871-3192915 (86) 0871-3175553 650051 59 SWIFT BKCH CN BJ 500 (86) 0532-81858000 (86) 0532-85818243 266071 CBD3-1 SWIFT BKCH CN BJ 530 (86) 0371-87008888 (86) 0371-87007888 450008 677 SWIFT BKCH CN BJ 600 (86) 027-85562866 027-85562959 (86) 027-85562955 430022 593 SWIFT BKCH CN BJ 970 (86) 0731-82580703 (86) 0731-82263476 410005 39 SWIFT BKCH CN BJ 480 48122 BOCGX CN (86) 0771-2879609 (86) 0771-2813844 530022 33 SWIFT BKCH CN BJ 740 (86) 0898-66778001 (86) 0898-66562040 570102 35 SWIFT BKCH CN BJ 570 (86) 028-86401950 (86) 028-86403346 028-86744859 610031 347 SWIFT BKCH CN BJ 240 (86) 0851-5822419 (86) 0851-5825770 550002 7 SWIFT BKCH CN BJ 900 (86) 0891-6813333 (86) 0891-6835311 850000 246 SWIFT BKCH CN BJ 620 (86) 029-87509999 (86) 029-87509922 710005 525 SWIFT BKCH CN BJ 660 (86) 0931-8831988 (86) 0931-8831988-80308 730000 218 SWIFT BKCH CN BJ 280 (86) 0971-8178888 (86) 0971-8174971 810000 384
39 SWIFT BKCH CN BJ 260 (86) 0951-5681593 (86) 0951-5681509 750002 139 SWIFT BKCH CN BJ 92A 37039 NBBOC CN (86) 0574-87196666 (86) 0574-87198889 315000 200 45 (86)021-38834999 (86)021-68873488 200120 www.bocim.com 1 SWIFT BKCH CN BJ 760 (86) 0991-2328888 (86) 0991-2825095 830002 218 SWIFT BKCH CN BJ 59A (86) 023-63889234 023-63889461 (86) 023-63889585 400013 2022 SWIFT BKCH CN BJ 45A (86) 0755-22338888 (86) 0755-82259209 518005 188 SWIFT BKCH CN BJ 95B (86) 0512-65113558 (86) 0512-65114906 215002 22 SWIFT BKCH CN BJ 51B 0531-86995099 0531-86995099 250063 40 SWIFT BKCH CN BJ 73A 0592-5066446 0592-5076711 361012 253 SWIFT BKCH CN BJ 82A 024-22810572 024-22857333 110013 6 8 9 86 010-66538000 86 010-66538001 100033 www.bocins.com 200 1409 (86)021-50375880 (86)021-50375890 200120 www.boccfc.cn boccfcadmin@boccfc.cn 200 39 86 021-20328000 86 021-58883554 200120 www.bocichina.com admindiv.china@bocigroup.com 385
1 52 (852) 28462700 (852) 28105830 www.bochk.com 1 26 (852) 39886000 (852) 21479065 www.bocigroup.com info@bocigroup.com 1 8 (852) 25370106 (852) 25377609 71 9 (852) 28670888 (852) 25221705 www.bocgroup.com/bocg-ins/ info_ins@bocgroup.com 1 23 (852) 22007500 (852) 28772629 www.bocgi.com bocginv_bgi@bocgroup.com 136 13-21 (852) 28629898 (852) 28660938 www.bocgroup.com/bocg-life boc_life@bocgroup.com SWIFT BKCH MOMX (853) 28781828 (853) 28781833 www.bocmacau.com 418 (853) 28322323 (853) 28570737 www.taifungbank.com tfbsecr@taifungbank.com 105 4 (886) 2-27585600 (886) 2-27581598 boc_taipei@bank-of-china.com ASIA-PACIFIC AREA SINGAPORE BRANCH 4 BATTERY ROAD, BANK OF CHINA BUILDING, SINGAPORE 049908 SWIFT BKCHSGSG (65) 65352411 (65) 65343401 Service_SG@bank-of-china.com TOKYO BRANCH BOC BLDG. 3-4-1 AKASAKA MINATO-KU, TOKYO 107-0052 JAPAN SWIFT BKCHJPJT (813) 35058818 (813) 35058433 Service_JP@bank-of-china.com SEOUL BRANCH 1/2F., YOUNG POONG BLDG. 33 SEOLIN-DONG, CHONGRO-GU SEOUL 110-752, KOREA SWIFT BKCHKRSEXXX (822) 3996268/3996272 (822) 3996265/3995938 Service_KR@bank-of-china.com BANGKOK BRANCH 179/4 BANGKOK CITY TOWER SOUTH SATHORN RD., TUNGMAHAMEK SATHORN DISTRICT, BANGKOK 10120, THAILAND SWIFT BKCHTHBK 81091 BOCBKK TH (662) 2861010 (662) 2861020 Service_TH@bank-of-china.com BANK OF CHINA (MALAYSIA) BERHAD GROUND, MEZZANINE, & 1st FLOOR PLAZA OSK, 25 JALAN AMPANG 50450 KUALA LUMPUR, MALAYSIA SWIFT BKCHMYKL (603) 21626633 (603) 21615150 Service_MY@bank-of-china.com HO CHI MINH CITY BRANCH 19/F., SUN WAH TOWER 115 NGUYEN HUE BLVD., DISTRICT 1 HO CHI MINH CITY, VIETNAM SWIFT BKCHVNVX (848) 38219949 (848) 38219948 Service_VN@bank-of-china.com 386
MANILA BRANCH G/F. & 36/F. PHILAMLIFE TOWER 8767 PASEO DE ROXAS, MAKATI CITY MANILA PHILIPPINES SWIFT BKCHPHMM (632) 8850111 (632) 8850532 Service_PH@bank-of-china.com JAKARTA BRANCH TAMARA CENTER SUITE 101&201, JALAN JEND. SUDIRMAN KAV. 24 JAKARTA 12920, INDONESIA SWIFT BKCHIDJA (6221) 5205502 (6221) 5201113 Service_ID@bank-of-china.com SYDNEY BRANCH 39-41 YORK STREET, SYDNEY NSW 2000, AUSTRALIA SWIFT BKCHAU2S (612) 82355888 (612) 92621794 Service_AU@bank-of-china.com BANK OF CHINA (AUSTRALIA) LIMITED 39-41 YORK STREET, SYDNEY NSW 2000, AUSTRALIA SWIFT BKCHAU2A (612) 82355888 (612) 92621794 Service_AU@bank-of-china.com JSC AB BANK OF CHINA KAZAKHSTAN 201, STR. GOGOL, 050026, ALMATY, REPUBLIC OF KAZAKHSTAN SWIFT BKCHKZKA (7727) 2585510 (7727) 2585514/2501896 Service_KZ@bank-of-china.com PHNOM PENH BRANCH CANADIA TOWER, 1st & 2nd FLOOR, #315 ANG DOUNG St. (CORNER OF MONIVONG BLVD. P.O.BOX 113, PHNOM PENH, CAMBODIA SWIFT BKCHKHPP (85523) 988 886 (85523) 988 880 servicecambodia@bank-of-china.com BAHRAIN REPRESENTATIVE OFFICE OFFICE 152, AL JASRAH TOWER, DIPLOMATIC AREA BUILDING 95, ROAD 1702, BLOCK 317, MANAMA KINGDOM OF BAHRAIN (973) 17531119 (973) 17531009 Service_BH@bank-of-china.com DUBAI REPRESENTATIVE OFFICE OFFICE 2203, DUBAI WORLD TRADE CENTER, SHEIKH ZAYED ROAD, EMIRATE OF DUBAI, UNITED ARAB EMIRATES (9714) 332 8822 (9714) 332 8878 ISTANBUL REPRESENTATIVE OFFICE KANYON OFIS BLOGU BUYUKDERE CD. KAT 15 34394 LEVENT ISTANBUL, TURKEY (0090) 212-2608888 (0090) 212-2608866 BOC AVIATION PTE.LTD 8 SHENTON WAY #18-01 SINGAPORE 068811 (65) 63235559 (65) 63236962 www.bocaviation.com 387
EUROPE LONDON BRANCH ONE LOTHBURY, LONDON EC2R 7DB, U.K. SWIFT BKCHGB2L 886935 BKCHI G (4420) 72828888 (4420) 76263892 Service_UK@bank-of-china.com BANK OF CHINA (UK) LIMITED ONE LOTHBURY, LONDON EC2R 7DB, U.K. SWIFT BKCHGB2U (4420) 72828888 (4420) 79293674 BANK OF CHINA (SUISSE) SA 3,RUE DU GENERAL- DUFOUR, GENEVA, SUISSE (4122) 8888888 (4122) 8888889 PARIS BRANCH 23-25 AVENUE DE LA GRANDE ARMEE 75116 PARIS, FRANCE SWIFT BKCHFRPP 281 090 BDCSP (331) 49701370 (331) 49701372 Service_FR@bank-of-china.com FRANKFURT BRANCH BOCKENHEIMER LANDSTR. 24 60323 FRANKFURT AM MAIN, GERMANY SWIFT BKCHDEFF (4969) 1700900 (4969) 170090500 www.bocffm.com Service_DE@bank-of-china.com LUXEMBOURG BRANCH 37/39 BOULEVARD PRINCE HENRI L-1724 LUXEMBOURG P.O. BOX 114 L-2011, LUXEMBOURG SWIFT BKCHLULL (352) 221791/4667911 (352) 221795 www.bank-of-china.com/lu/ Service_LU@bank-of-china.com BANK OF CHINA (LUXEMBOURG) S.A. 37/39 BOULEVARD PRINCE HENRI L-1724 LUXEMBOURG P.O. BOX 721 L-2017, LUXEMBOURG (352) 228777/4667911 (352) 228776 BANK OF CHINA (LUXEMBOURG) S.A., BRUSSELS BRANCH 20 AVENUE DES ARTS, 1000, BRUSSELS, BELGIUM SWIFT CODE BKCHBEBB (322) 4056688 (322) 2302892 BANK OF CHINA (LUXEMBOURG) S.A., ROTTERDAM BRANCH WESTBLAAK 109, 3012KH ROTTERDAM, THE NETHERLANDS SWIFT CODE BKCHNL2R (3110) 2175888 (3110) 2175899 MILAN BRANCH VIA SANTA MARGHERITA, 14/16 20121 MILAN, ITALY SWIFT BKCHITMM (3902) 864731 (3902) 89013411 Service_IT@bank-of-china.com BANK OF CHINA (HUNGARY) CLOSE LTD. BANK CENTER, 7 SZABADSAG TER 1054 BUDAPEST, HUNGARY SWIFT BKCHHUHB (361) 3543240 (361) 3029009 Service_HU@bank-of-china.com 388
BANK OF CHINA (ELUOSI) GRAND CAYMAN BRANCH AFRICA 72, PROSPEKT MIRA, MOSCOW, 129110 RUSSIA SWIFT BKCHRUMM 413973 BOCR RU (7495) 7950451 (7495) 7950454 www.boc.ru Service_RU@bank-of-china.com AMERICA NEW YORK BRANCH 410 MADISON AVENUE NEW YORK NY 10017, U.S.A. SWIFT BKCHUS33 661723BKCHI (1212) 9353101 (1212) 5931831 www.bocusa.com Service_US@bank-of-china.com BANK OF CHINA (CANADA) SUITE 600, 50 MINTHORN BOULEVARD MARKHAM, ONTARIO, L3T7X8 CANADA SWIFT BKCHCATT (1905) 7716886 (1905) 7718555 Service_CA@bank-of-china.com GRAND PAVILION COMMERCIAL CENTER 802 WEST BAY ROAD, P.O. BOX 30995, GRAND CAYMAN KY1-1204 CAYMAN ISLANDS SWIFT BKCHKYKY (1345) 9452000 (1345) 9452200 Service_KY@bank-of-china.com PANAMA BRANCH P.O. BOX 0823-01030, CALLE MANUEL M.ICAZA NO.14, PANAMA, REPUBLIC OF PANAMA SWIFT BKCHPAPA (507) 2635522 (507) 2239960 Service_PA@bank-of-china.com BANCO DA CHINA BRASIL S.A CNPJ 10.690.848/0001-43 AV. PAULISTA 283, ANDAR 4 CEP 01.311-000 BELA VISTA, SAO PAULO S.P. BRASIL SWIFT BKCHBRSP (5511) 35083200 (5511) 35083299 Service_BR@bank-of-china.com BANK OF CHINA (ZAMBIA) LIMITED PLOT NO. 2339, KABELENGA ROAD, LUSAKA, P. O. BOX 34550, ZAMBIA SWIFT BKCHZMLU (260211) 238686/238688 (260211) 235350/225925 Service_ZM@bank-of-china.com JOHANNESBURG BRANCH 14th-16th FLOORS, ALICE LANE TOWERS, 15 ALICE LANE, SANDTON, JOHANNESBURG, P. O. BOX 782616 SANDTON 2146 RSA SOUTH AFRICA SWIFT: BKCHZAJJ (2711) 5209600 (2711) 7832336 Service_ZA@bank-of-china.com 389
A 390
(Captial adequacy) (Asset quality) (Risk concentration) (Provisioning coverage) (Affiliated institutions) (Liquidity) (Swindle prevention & control) 391
(BVI) BOC Hong Kong (BVI) Limited Fullerton Management Fullerton Management Pte. Ltd. SHIBOR Shanghai Inter-Bank Offered Rate 392
1 2 3 4 5 6 7 2 8 9 2010 [2010]2 9 10 11 [2009]3 12 2011 6,342,914 8,817,961 2,645 561,087 409,515 6,345,559 9,227,476 393
13 14 [2006]22 15 [2006]22 16 2 17 18 2011 2007 2010 2011 2010 19 394